Cite as 2017 Ark. 340

SUPREME COURT OF ARKANSAS

No. CV-17-227

CHARLES JERRY WALKER, 

TIFFANY LOGNION, AND

ALPHONSO WYNN, INDIVIDUALLY 

AND ON BEHALF OF A CLASS OF 

SIMILARLY SITUATED PERSONS

APPELLANTS

V.

WILMOE CORP.

APPELLEE

Opinion Delivered: November 30, 2017

APPEAL FROM THE PULASKI

COUNTY CIRCUIT COURT, 

SECOND DIVISION

[60CV-16-3004]

HONORABLE CHRIS PIAZZA, 

JUDGE

AFFIRMED.

ROBIN F. WYNNE, Associate Justice

Charles Jerry Walker, Tiffany Lognion, and Alphonso Wynn, individually and on 

behalf of a class of similarly situated persons, appeal from the denial of their motion for class 

certification in litigation against appellee Wilmoe Corp. Appellants argue that the trial court 

abused its discretion by delving into the merits, that the pleadings and evidence demonstrate 

that the class should be certified, and that the trial court acted without due consideration of 

applicable case law. We affirm. 

Appellee operates a business located in North Little Rock known as National Pawn 

Shop. Appellants filed a class-action complaint in which they alleged that appellee charged 

usurious interest rates in violation of Amendment 89 to the Arkansas Constitution. They 

further alleged that the usurious interest rates violated the Arkansas Deceptive Trade 

Practices Act (ADTPA). They also alleged that appellee’s conduct violated the federal Truth 
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in Lending Law. Appellants filed a motion with the trial court to have the following two 

classes certified:

(1) Any and all persons who have owed, currently owe, or will incur debts to 

Wilmoe Corp. d/b/a National Pawn Shop pursuant to pawn transactions with 

Wilmoe Corp. d/b/a National Pawn Shop within five years of June 2, 2011, and 

continuing up through and until judgment may be rendered in this matter; and

(2) Any and all persons who have owed, currently owe, or will incur debts to 

Wilmoe Corp. d/b/a National Pawn Shop pursuant to pawn transactions with 

Wilmoe Corp. d/b/a National Pawn Shop within one year of June 2, 2011, and 

continuing up through and until judgment may be rendered in this matter in 

which: 1) the amount financed exceeds $75.00 and the finance charge exceeds 

$7.50; or 2) the finance charge exceeds $5.00.

Appellee opposed certification of the classes. At a hearing on the motion, appellee argued 

that no class could be certified because no class existed and that the requirements of Arkansas 

Rule of Civil Procedure 23 (2016), which governs class certifications, were not satisfied 

here. Following the hearing, the trial court entered an order denying the motion. This 

appeal followed. 

The determination that the class-certification criteria have been satisfied is a matter 

within the broad discretion of the trial court, and this court will not reverse the trial court’s 

decision absent an abuse of that discretion. ChartOne, Inc. v. Raglon, 373 Ark. 275, 283 

S.W.3d 576 (2008). In reviewing a class-certification order, this court focuses on the 

evidence in the record to determine whether it supports the trial court’s conclusion 

regarding certification. Id. Neither the trial court nor this court shall delve into the merits 

of the underlying claims when deciding whether the Rule 23 requirements have been met. 

Id. In this regard, “a trial court may not consider whether the plaintiffs will ultimately 

prevail, or even whether they have a cause of action.” Carquest of Hot Springs, Inc. v. Gen. 
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Parts, Inc., 367 Ark. 218, 223, 238 S.W.3d 916, 920 (2006). We view the propriety of a 

class action as a procedural question. Id.

The proposed class must be susceptible to precise definition, and before a class can 

be certified under Rule 23, the class description must be sufficiently definite so that it is 

administratively feasible for the court to determine whether a particular individual is a 

member of the proposed class. See Van Buren Sch. Dist. v. Jones, 365 Ark. 610, 232 S.W.3d 

444 (2006); Arkansas Blue Cross and Blue Shield v. Hicks, 349 Ark. 269, 78 S.W.3d 58 (2002). 

The six requirements for class-action certification as stated in Rule 23 of the Arkansas Rules 

of Civil Procedure are (1) numerosity, (2) commonality, (3) typicality, (4) adequacy, (5) 

predominance, and (6) superiority. Diamante, LLC v. Dye, 2013 Ark. 501, at 2, 430 S.W.3d 

710, 714. 

Appellees argued below and argue again on appeal that the class cannot be ascertained 

because no class exists. Although the trial court denied class certification on grounds other 

than whether the class was ascertainable, this does not bar us from considering the argument, 

as this court is not constrained by the trial court’s rationale and may go to the record for 

additional reasons to affirm a decision by a circuit court. State of Washington v. Thompson, 

339 Ark. 417, 6 S.W.3d 82 (1999). 

With respect to class definition, it is axiomatic that for a class to be certified, a class 

must exist. Gen. Motors Corp. v. Bryant, 374 Ark. 38, 53, 285 S.W.3d 634, 645 (2008). 

Furthermore, for a class to be sufficiently defined, the identity of the class members must be 

ascertainable by reference to objective criteria. Id. 
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In Southwestern Bell Yellow Pages, Inc. v. Pipkin Enterprises, Inc., 359 Ark. 402, 198 

S.W.3d 115 (2004), the plaintiffs filed a class-action complaint in which they alleged that 

the defendant charged usurious rates of interest. The circuit court certified a class defined 

as: “All Arkansas customers of Defendants who paid or were charged usurious interest 

charges since November 15, 1997.” This court reversed the class certification, holding that 

certification was improper because the trial court would be required to determine whether 

the rates charged constituted usury before it would be able to determine whether a proposed 

plaintiff qualified for inclusion in the class. 

Although the class definitions in the instant case do not require a determination of 

whether potential plaintiffs paid or were charged usurious interest charges, this is not the 

only issue to be determined as part of this action. The class definitions require potential 

plaintiffs to have incurred a debt arising out of pawn transactions with National Pawn Shop. 

Here, appellee contends that no loans were ever made and, by extension, no one ever 

incurred a debt pursuant to pawn transactions with National Pawn Shop. Thus, the circuit 

court would be required to determine one of the ultimate issues in the case—whether a 

debt was incurred—before it could be determined whether prospective plaintiffs could

properly be included in either of the proposed classes. As in Southwestern Bell, the definitions

of the proposed classes are not based on objective criteria. Accordingly, the trial court did 

not abuse its discretion in denying the motion to certify the classes. 

Affirmed.

Omavi Shukur, for appellant.

Williams & Anderson, PLC, by: Heather G. Zachary, Philip E. Kaplan, David M. Powell, 

and Alec Gaines, for appellee.