CENTURA EXHIBIT 10.43

                                COMMITMENT LETTER
                                       for
                                   CCAIR, Inc.
                                 October 8, 1996

Centura is pleased to offer CCAIR, Inc. a Line of Credit based upon the
following conditions:

Borrower:         CCAIR, Inc. (CCAIR or the Borrower).

Purpose:          Working capital line of credit to finance receivables from the
                  Airline Clearing House.

Amount:           Up to $400,000.

Borrowing
Base:             Centura will advance up to $400,000, not to exceed a total 
                  advance of all credit facilities on Airline Clearing House net
                  receivables of 80%.

Term:             Interest shall be due monthly, in arrears, with the balance of
                  the principal and interest due September 30, 1997, at which
                  time the Bank will consider renewal and review of the line of
                  credit.

Interest
Rate:             Floating at Centura Bank's Prime rate +2.0%, adjusted daily.

Fee:              The Borrower will pay a commitment fee of 1% or ($4,000) upon 
                  acceptance of this commitment.

Collateral:       A perfected first lien on specified ground transportation and
                  equipment valued at $1,126M, one Garrett TPE3311OUG aircraft
                  engine valued at $260M, and a second lien on accounts
                  receivable from the Airline Clearing House.

Other
Conditions:       The Borrower will maintain a minimum tangible net worth of no 
                  less than $6.0MM, to be defined as total shareholders equity 
                  less any intangibles.

                  The Borrower shall not pay dividends without the permission of
                  Centura.

                  The Borrower shall pay down the line of credit to a $0 balance
                  for a minimum of seven days per month during the duration of
                  the loan.

                  The Bank will require CCAIR, Inc. to maintain its depository
                  relationship with Centura. In the event that there is not a
                  Centura Financial Service Center in the city where CCAIR
                  operates, a secondary bank may be used for the depository


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                  relationship.

Financial
Reporting:        The Bank will require the Borrower to provide annual audited
                  financial statements no later than 120 days from the fiscal
                  year-end. In addition, the Bank will require quarterly company
                  prepared financial statements for CCAIR. The Borrower will
                  also provide monthly borrowing base reports, to include
                  accounts receivable from the Airline Clearing House as well as
                  updated reports as monies are advanced from the line.

I am delighted to have the opportunity to help finance CCAIR. If the terms of
this commitment are acceptable, please so indicate by signing the original copy
of this commitment and returning it to me. Unless accepted, this commitment
shall expire on October 16, 1996, unless extended by the Bank at its sole
option. The terms and conditions of this proposal are confidential and should
not be discussed or revealed to other parties without the express written
consent of Centura.

Centura is excited about the opportunity to provide this proposal to CCAIR and
we look forward to a long and mutually beneficial relationship. If you have any
questions, please do not hesitate to contact me at (704)331-1747.

Sincerely,

                                             ACCEPTED THIS 10th DAY OF OCTOBER,
                                             1996


                                                 By:       Eric W. Montgomery
                                                (CCAIR, Inc.)
Jeffry H. Stuek, Jr.


                                                                     EXHIBIT 11