Exhibit 10.14.3

                    THIRD AMENDMENT TO ADVERTISING AGREEMENT

      This AMENDMENT TO ADVERTISING AGREEMENT is entered into as of the 24th day
of June, 2004 (the "Amendment") by and between American Lawyer Media, Inc., a
Delaware corporation, ("ALM") and ClickNsettle.com, Inc., a Delaware corporation
("ClickNsettle").

                                    RECITALS

      A. ALM and ClickNsettle have previously entered into that certain
Advertising Agreement dated as of August 11, 2000 (the "Advertising Agreement"),
and have amended the Advertising Agreement on June 12, 2003 (the "First
Amendment") and on December 8, 2003 (the "Second Amendment").

      B. ALM and ClickNsettle have agreed to amend the Advertising Agreement a
third time, subject to the terms and conditions contained herein.

      NOW, THEREFORE, in consideration of the terms and conditions set forth
herein and for other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties hereto agree as
follows:

            1. Recitals. The foregoing recitals are accurate and are
incorporated herein and made a part hereof.

            2. Definitions. Each initially capitalized term used herein without
definition shall have the meaning ascribed to such term in the Advertising
Agreement.

            3. Amendments. It is hereby agreed that Schedule 1 of the Amendment
shall be amended to read in its entirety as follows:

As of the date of this Third Amendment, a cash commitment of $75,854.30 in
additional advertising remains to be purchased by ClickNsettle. The parties
agree that ClickNsettle shall purchase this additional $75,854.30 in advertising
on or before December 31, 2004.

            4. Full Force and Effect. Except as specifically modified or amended
by the terms of this Third Amendment, the Advertising Agreement is and shall
continue, in full force and effect and is hereby ratified and confirmed.

            5. Counterparts. This Third Amendment may be executed in any number
of separate counterparts, each of which shall be deemed to be an original and
all of which together shall be deemed to be one and the same instrument.


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            6. Miscellaneous. This Third Amendment shall be binding upon all the
parties to the Advertising Agreement and their respective successors and
assigns, and shall be governed by, and construed and enforced in accordance
with, the internal laws in effect in the State of New York.

      IN WITNESS WHEREOF, the parties hereto have caused this Third Amendment to
be duly executed and delivered by their proper and duly authorized officers as
of the day and year first above written.

                                        AMERICAN LAWYER MEDIA, INC.

                                        By: /s/ Allison C. Hoffman
                                            ---------------------------------
                                            Name:  Allison C. Hoffman
                                            Title: Vice President-General
                                                   Counsel


                                        CLICKNSETTLE.COM, INC.

                                        By: /s/ Roy Israel
                                            ---------------------------------
                                            Name:  Roy Israel
                                            Title: CEO & President


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