**Exhibit 10.80**

**FORBEARANCE  AGREEMENT AND FIRST  AMENDMENT TO CREDIT  AGREEMENT**

             THIS FORBEARANCE AGREEMENT AND FIRST AMENDMENT TO CREDIT AGREEMENT (the “Agreement”)  is made and entered into as of this 28th day of February, 2002,  among Miller Industries, Inc., a Tennessee corporation (“Parent”), and  each of the other Subsidiaries of Parent listed on the signature page hereto  (together with Parent, collectively, “Borrowers”), the Lenders party to  this Agreement (the “Lenders”), The CIT Group/Business Credit, Inc., as  Collateral Agent, and BANK OF AMERICA, N.A., as Administrative Agent,  Syndication Agent, Existing Titled Collateral Agent and Letter of Credit  Issuer (in such capacity, together with the Collateral Agent, the “Agents”).

WITNESSETH  :

             WHEREAS, Borrowers, the Lenders and the Agents entered into  that certain Credit Agreement, dated as of July 23, 2001, pursuant to which  the Lenders agreed to make certain loans to Borrowers (as amended, modified,  supplemented and restated from time to time, the “Credit Agreement”); and

             WHEREAS, pursuant to **Section 1.2(a)** and **3.1** of the Credit  Agreement, Borrowers agreed not to permit Aggregate RoadOne Revolver  Outstandings to exceed RoadOne Availability; and

             WHEREAS, pursuant to **Section 7.25** of the Credit Agreement, Borrowers  agreed to maintain Excess Availability of at least $5,000,000 and RoadOne  Excess Availability of at least $1,000,000; and

             WHEREAS, the Agents and the Lenders relied on such agreements of Borrowers in  agreeing to make Loans and other financial accommodations available to  Borrowers; and

             WHEREAS, Aggregate RoadOne Outstandings exceed RoadOne Availability, Excess  Availability is less than $5,000,000, and RoadOne Excess Availability is less  than $1,000,000; and

             WHEREAS, the Collateral Agent, on behalf of the Lenders, has made demand on  Borrowers for the cure of these payment Events of Default, and Borrowers have  failed to cure such Events of Default; and

 

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             WHEREAS, Borrowers have requested that Agents and Lenders temporarily forbear  from exercising their rights and remedies under the Credit Agreement and other  Loan documents with respect to these Events of Default; and

             WHEREAS, the Agents and the Lenders are willing to grant such temporary  forbearance, subject to the terms and conditions set forth herein, including  the amendments set forth herein.

             NOW, THEREFORE, in consideration of the foregoing premises, and other good and  valuable consideration, the receipt and legal sufficiency of which is hereby  acknowledged, the parties hereto hereby agree as follows:

             1.             All capitalized terms used herein and not otherwise expressly defined herein  shall have the respective meanings given to such terms in the Credit  Agreement.

             2.             As used in this Agreement, “Excess Proceeds”, “Overadvance Amount” and  “RoadOne Overadvance Amount” have the meanings set forth below:

> 
“Excess Proceeds” means,  in connection with any Asset Disposition, the amount, if any, by which (a) the  Net Proceeds from such Asset Disposition exceed (b) the sum of all Net Senior  Creditor Proceeds and Required Payments required to be paid in connection with  such Asset Disposition pursuant to **Section 3.4(b)** of the Credit  Agreement.

“Overadvance” means the  amount by which (a) Aggregate Revolver Outstandings exceed (b) the Borrowing  Base minus Reserves (other than Reserves deducted in the calculation of the  Borrowing Base) minus the $5,000,000 Excess Availability requirement set forth  in **Section 7.25** of the Credit Agreement.

“RoadOne Overadvance”  means the amount by which (a) Aggregate RoadOne Revolver Outstandings exceed  (b) the RoadOne Borrowing Base minus Reserves relating solely to the RoadOne  Borrowers and their assets (other than Reserves deducted in the calculation of  the RoadOne Borrowing Base) minus the $1,000,000 RoadOne Excess Availability  requirement set forth in **Section 7.25** of the Credit Agreement.

             3.             Borrowers acknowledge that they are in default under **Sections 1.2(a)**, **3.1**,  **5.3(a)** and **7.25** of the Credit Agreement as a result of the fact  that (a) Borrowers have failed to cure Overadvances and RoadOne Overadvances  existing prior to the date of this Agreement following the Collateral Agent’s  demand, on behalf of the Lenders, for such cure, (b) as of the date of this  Agreement, an Overadvance exists in the amount of $1,359,196.19 and a RoadOne  Overadvance exists in the amount of $4,356,088.23, and (c) Borrowers have  failed to notify the Collateral Agent and Lenders in writing of the foregoing  (collectively, the “Existing Defaults”), and that neither the Agents nor  the Lenders have waived or agreed to waive any of such Existing  Defaults.  Borrowers acknowledge that, because of the Existing Defaults,  the Agents and the Lenders have the right, among other things, to declare all  of the Obligations to be immediately due, payable and

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performable, and to  enforce collection of those Obligations by repossessing and disposing of any  interest in the Collateral thereunder.

             4.             In consideration of Borrowers’ timely and strict compliance with their  agreements set forth in the Credit Agreement, and in reliance upon the  representations, warranties, agreements and covenants of Borrowers set forth  herein, the Agents and the Lenders agree, subject to the terms of this  Agreement, to forbear until March 18, 2002 from exercising their rights  and remedies under the Credit Agreement and the related Loan Documents as a  result of the Existing Defaults and any default under **Sections 1.2(a)**, **3.1**,**5.3(a)** and **7.25** of the Credit Agreement arising after the date of  this Agreement (but before March 18, 2002) as a result of any continuing  Overadvance or RoadOne Overadvance that does not exceed the limits set forth  in Paragraph 5 of this Agreement (together with the Existing Defaults,  the “Specified Defaults”).  Notwithstanding such temporary  forbearance, (a) the Agents and the Lenders reserve all of their rights and  remedies at all times with respect to any default under the Credit Agreement  or this Agreement other than a Specified Default, whether presently existing  or occurring hereafter, and (b) the Agents and the Lenders reserve all of  their rights and remedies to institute a payment blockage with respect to any  payment due under the Subordinated Debt after the date of this Agreement in  accordance with the terms of the Subordination Agreement as a result of the  Specified Defaults.  At any time on or after the earlier of (i)  March 18, 2002 and (ii) the occurrence of an Event of Default (other than  a Specified Default) or the breach by the Borrowers of any of their  representations, warranties, agreements or covenants set forth in this  Agreement, the Agents and the Lenders may exercise any of their rights and  remedies under or with respect to the Credit Agreement, the related Loan  Documents or this Agreement, whether relating to a Specified Default or  otherwise.

             5.             The Borrowers acknowledge that, notwithstanding the temporary forbearance set  forth in Paragraph 4 of this Agreement, it shall be an immediate Event of  Default (without requirement of any demand or notice from the Agents or  Lenders) if (a) the amount of the Overadvance at any time exceeds $4,300,000,  as such limit is reduced from time to time in accordance with  Paragraphs 6 and 7 of this Agreement, (b) the amount of the RoadOne  Overadvance at any time exceeds $6,000,000, as such limit is reduced from time  to time in accordance with Paragraphs 6 and 7 of this Agreement, (c)  the Aggregate Revolver Outstandings exceed the Maximum Revolver Amount (as  reduced in accordance with Paragraph 8 of this Agreement) minus Reserves  (other than Reserves deducted in the calculation of the Borrowing Base), (d)  the Aggregate RoadOne Revolver Outstandings exceed the Maximum RoadOne  Revolver Amount (as reduced in accordance with Paragraph 8 of this  Agreement) minus Reserves relating solely to the RoadOne Borrowers and their  assets (other than Reserves deducted in the calculation of the RoadOne  Borrowing Base), or (e) the Aggregate Miller Revolver Outstandings exceed the  Maximum Miller Revolver Amount (as reduced in accordance with Paragraph 8  of this Agreement) minus Reserves relating solely to the Miller Borrowers and  their assets (other than Reserves deducted in the calculation of the Miller  Borrowing Base).

             6.             The Borrowers acknowledge and agree that, without duplication of any  reduction, (a) to the extent that the Excess Proceeds from any single Asset  Disposition occurring on or after the date hereof exceed $200,000, both the  amount of the Overadvance and the amount of the RoadOne Overadvance permitted  under Paragraph 5 of this Agreement shall be permanently reduced by the  amount of such excess, and (b) to the extent that the Excess Proceeds from all  Asset Dispositions

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occurring on or after the date hereof exceed $500,000 in  the aggregate, both the amount of the Overadvance and the amount of the  RoadOne Overadvance permitted under Paragraph 5 of this Agreement shall  be permanently reduced by the amount of such excess.

             7.             The parties hereto acknowledge that, as of the date of this Agreement, the  aggregate net amount of Accounts of the RoadOne Borrowers that are excluded  from eligibility as Eligible RoadOne Accounts as a result of the fact that  such Accounts have not been paid within 90 days after the invoice date or 60  days after the due date (the “Aged RoadOne Accounts”) is $3,342,028.   The Borrowers acknowledge and agree that both the amount of the Overadvance  and the amount of the RoadOne Overadvance permitted under Paragraph 5 of  this Agreement shall be permanently reduced by an amount equal to any  reduction in the aggregate net amount of the Aged RoadOne Accounts after the  date of this Agreement (other than reductions achieved by Borrowers’  write-off of uncollectible Accounts).

             8.             The Credit Agreement is amended as of February 1, 2002 by deleting the  definitions of “Maximum Miller Revolver Amount”, “Maximum Revolver  Amount” and “Maximum RoadOne Revolver Amount” set forth in Annex A  to the Credit Agreement and replacing such definitions with the following:

> 
“Maximum Miller Revolver Amount”  means $42,000,000, as adjusted from time to time in accordance with Section  1.2(j).

“Maximum Revolver Amount”  means $82,000,000.

“Maximum RoadOne Revolver Amount”  means $40,000,000, as adjusted from time to time in accordance with Section  1.2(j).

             9.             The Credit Agreement is amended by deleting the first sentence of **Section  1.1** thereof and replacing it with the following:

> 
Subject to all of the terms and  conditions of this Agreement, the Lenders agree to make available a total  credit facility of up to $90,000,000 (the “Total Facility”) to the  Borrowers from time to time during the term of this Agreement.

             10.             The Credit Agreement is amended by deleting Schedule 1.1 thereto and replacing  it with Schedule 1.1 attached to this Agreement.

             11.             The parties hereto acknowledge that, effective as of February 1, 2002 and  at all time hereafter during the continuance of an Event of Default (including  the Specified Defaults), the Default Rate shall be applicable to all of the  Obligations.

             12.             The parties hereto agree that the Credit Agreement is amended by deleing **Section  7.27** (Hedge Agreements) in its entirety.  The provisions of this  Paragraph shall not in any manner limit the rights of the Collateral Agent to  establish reserves with respect to other Hedge Agreements in effect from time  to time in accordance with the definition of “Bank Products Reserve” set  forth in the Credit Agreement.

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             13.             Borrowers acknowledge and agree that, notwithstanding anything to the contrary  set forth in the Credit Agreement, no Loans shall be made as or converted or  continued into LIBOR Loans on or after the date hereof.

             14.             Borrowers agree to provide to each of the Lenders, on or before March 1,  2002, cash flow projections in form and detail acceptable to the Lenders with  respect to the Miller Borrowers and the RoadOne Borrowers.

             15.             Borrowers acknowledge that (a) except as expressly set forth herein, neither  the Agents nor any Lender has agreed to (and has no obligation whatsoever to  discuss, negotiate or agree to) any other restructuring, modification,  amendment, waiver or forbearance with respect to the Obligations or the Credit  Agreement, (b) no understanding with respect to any other restructuring,  modification, amendment, waiver or forbearance with respect to the Obligations  or the Credit Agreement shall constitute a legally binding agreement or  contract, or have any force or effect whatsoever, unless and until reduced to  writing and signed by authorized representatives of each party hereto, and (c)  the execution and delivery of this Agreement has not established any course of  dealing between the parties hereto or created any obligation or agreement of  the Agents or any Lender with respect to any future restructuring,  modification, amendment, waiver or forbearance with respect to the Obligations  or the Credit Agreement.

             16.             To induce the Agents and the Lenders to enter into this Agreement, Borrowers  hereby represent and warrant that, as of the date hereof, except for the  Existing Defaults, there exists no Default or Event of Default under the  Credit Agreement.

             17.             Borrowers hereby restate, ratify, and reaffirm each and every term, condition,  representation and warranty heretofore made by each of them under or in  connection with the execution and delivery of the Credit Agreement and the  other Loan Documents, as fully as though such representations and warranties  had been made on the date hereof and with specific reference to this  Agreement; except (a) to the extent that any such representation or warranty  relates solely to a prior date, and (b) to the extent of any such  representation or warranty as to the absence of Defaults and Events of Default  that constitute Existing Defaults.

             18.             Except as expressly set forth herein, the Credit Agreement and the other Loan  Documents shall be and remain in full force and effect as originally written,  and shall constitute the legal, valid, binding and enforceable obligations of  Borrowers to the Agents and the Lenders.

             19.             Borrowers agree to pay on demand all costs and expenses of the Agents in  connection with the preparation, execution, delivery and enforcement of this  Agreement and all other Loan Documents and any other transactions contemplated  hereby, including, without limitation, the fees and out-of-pocket expenses of  legal counsel to the Agents.

             20.             To induce the Agents and the Lender to enter into this Agreement and grant the  accommodations set forth herein, each Borrower (a) acknowledges and agrees  that no right of offset, defense, counterclaim, claim or objection exists as  of the date of this Agreement in favor of Borrowers against the Agents or any  Lender arising out of or with respect to the Credit Agreement, the other Loan  Documents, the Obligations, or any other arrangement or relationship between  the

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Agents or any Lender and any Borrower, and (b) releases, acquits, remises  and forever discharges the Agents and each Lender and its affiliates and all  of their past, present and future officers, directors, employees, agents,  attorneys, representatives, successors and assigns from any and all claims,  demands, actions and causes of action, whether at law or in equity, whether  now accrued or hereafter maturing, and whether known or unknown, which any  Borrower now or hereafter may have by reason of any manner, cause or things  occurring on or prior to the date of this Agreement with respect to matters  arising out of or with respect to the Credit Agreement, the other Loan  Documents, the Obligations, or any other arrangement or relationship between  the Agents or any Lender and any Borrower.

             21.             Borrowers agree to take such further action as the Agents shall reasonably  request in connection herewith to evidence the agreements herein contained.

             22.             This Agreement may be executed in any number of counterparts and by different  parties hereto in separate counterparts, each of which, when so executed and  delivered, shall be deemed to be an original and all of which counterparts,  taken together, shall constitute but one and the same instrument.

             23.             This Agreement shall be binding upon and inure to the benefit of the  successors and permitted assigns, and legal representatives and heirs, of the  parties hereto.

             24.             This Agreement shall be governed by, and construed in accordance with, the  laws of the State of Georgia.

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            IN  WITNESS WHEREOF, Borrowers, the Agents and  the Lenders have caused this Agreement to be duly executed, all as of the date  first above written.

|   | **“PARENT”**

**MILLER INDUSTRIES, INC.**

By:             /s/                           Frank Madonia                   Executive Vice President
 

**“SUBSIDIARY MILLER        BORROWERS”**

**APACO, INC.        B&B ASSOCIATED        INDUSTRIES, INC.        CHEVRON, INC.        CENTURY HOLDINGS, INC.        CHAMPION CARRIER CORPORATION        COMPETITION WHEELIFT, INC.        GOLDEN WEST TOWING EQUIPMENT             INC.        KING AUTOMOTIVE &        INDUSTRIAL             EQUIPMENT, INC.        MID AMERICA WRECKER &             EQUIPMENT SALES, INC. OF             COLORADO        MILLER        FINANCIAL SERVICES GROUP,             INC.        MILLER/GREENEVILLE, INC.        MILLER INDUSTRIES        DISTRIBUTING,             INC.        MILLER INDUSTRIES        INTERNATIONAL,             INC.        MILLER INDUSTRIES TOWING             EQUIPMENT INC.        PURPOSE, INC.        SONOMA CIRCUITS, INC.        SOUTHERN WRECKER CENTER,        INC.        SOUTHERN WRECKER SALES, INC.**

By:             /s/                                   Frank Madonia                   Attorney-in-Fact of each entity listed above
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**“SUBSIDIARY ROADONE        BORROWERS”**

**ACKERMAN WRECKER SERVICE,        INC.        A-EXCELLENCE TOWING        CO.        ALL AMERICAN TOWING        SERVICES,           INC.        ALLIED GARDENS TOWING, INC.        ALLIED TOWING AND RECOVERY,        INC.        ANDERSON TOWING SERVICE,        INC.        ARROW WRECKER SERVICE, INC.        A TO Z ENTERPRISES, INC.        B–G TOWING, INC.        BEAR TRANSPORTATION, INC.        BEATY TOWING & RECOVERY,        INC.        BERT’S TOWING RECOVERY             CORPORATION****BOB BOLIN SERVICES, INC.        BOB’S AUTO SERVICE, INC.        BOB VINCENT AND SONS WRECKER             SERVICE, INC.        BOULEVARD & TRUMBULL        TOWING,             INC.        BREWER’S, INC.        BRYRICH CORPORATION        CAL WEST TOWING, INC.        CARDINAL CENTRE ENTERPRISES,        INC.        CEDAR BLUFF 24 HOUR TOWING,        INC.        CENTRAL VALLEY TOWING, INC.        CHAD’S, INC.        CLARENCE CORNISH AUTOMOTIVE             SERVICE, INC.        CLEVELAND VEHICLE DETENTION             CENTER, INC.        COFFEY’S TOWING, INC.        COLEMAN’S TOWING &        RECOVERY,             INC.        D.A. HANELINE, INC.        DVREX, INC.        DICK’S TOWING & ROAD        SERVICE, INC.        DOLLAR ENTERPRISES, INC.        DUGGER’S SERVICES, INC.****DURU, INC.****E.B.T., INC.        EXPORT ENTERPRISES, INC.        GARY’S TOWING &        SALVAGE POOL,             INC.**

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**GOOD MECHANIC AUTO CO. OF             RICHFIELD, INC.        GREAT AMERICA TOWING, INC.        GREG’S TOWING, INC.        H&H TOWING ENTERPRISES,        INC.        HALL’S TOWING SERVICE,        INC.        KAUFF’S, INC.        KAUFF’S OF FT. PIERCE,        INC.        KAUFF’S OF MIAMI, INC.        KAUFFS OF PALM BEACH, INC.        KEN’S TOWING, INC.        LAZER TOW SERVICES, INC.        LEVESQUE’S AUTO SERVICE,        INC.        LWKR, INC.        LINCOLN TOWING ENTERPRISES,        INC.        M&M TOWING AND RECOVERY,        INC.        MAEJO, INC.        MEL’S ACQUISITION CORP.        MERL’S TOWING SERVICE,        INC.        MIKE’S WRECKER SERVICE,        INC.        MOORE’S SERVICE &        TOWING, INC.        MOORE’S TOWING SERVICE,        INC.        MOSTELLER’S GARAGE, INC.        MURPHY’S TOWING, INC.        OFFICIAL TOWING, INC.        P.A.T., INC.        PIPES ENTERPRISES, INC.        PULLEN’S TRUCK CENTER,        INC.        RANDY’S HIGH COUNTRY        TOWING, INC.        RAY HARRIS, INC.        RMA ACQUISITION CORP.        RRIC ACQUISITION CORP.        RAY’S TOWING, INC.        RECOVERY SERVICES, INC.        RBEX INC.        ROAD ONE, INC.        ROADONE EMPLOYEE SERVICES,        INC.        ROAD ONE INSURANCE SERVICES,        INC.        ROAD ONE SERVICE, INC.        ROADONE SPECIALIZED             TRANSPORTATION, INC.        ROADONE TRANSPORTATION AND              LOGISTICS, INC.        R.M.W.S., INC.        SANDY’S AUTO & TRUCK        SERVICE, INC.        SAKSTRUP TOWING, INC.**

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**SOUTHWEST TRANSPORT, INC.        SUBURBAN WRECKER SERVICE,        INC.        TED’S OF FAYVILLE, INC.        TEXAS TOWING CORPORATION        THOMPSON’S WRECKER        SERVICE, INC.        TOW PRO CUSTOM TOWING &        HAULING,             INC.****TREASURE COAST TOWING, INC.        TREASURE COAST TOWING OF        MARTIN             COUNTY, INC.        TRUCK SALES & SALVAGE        CO., INC.        WALKER TOWING, INC.        WES’S SERVICE INCORPORATED        WESTERN TOWING; MCCLURE/EARLEY             ENTERPRISES, INC.        WHITEY’S TOWING, INC.        WILTSE TOWING, INC.        ZEHNER TOWING &        RECOVERY, INC.**

By:             /s/                           Frank Madonia                   Attorney-in-Fact of each entity listed above

 

**“ADMINISTRATIVE AGENT,        SYNDICATION AGENT AND EXISTING        TITLED COLLATERAL AGENT”**

BANK OF AMERICA, N.A.,        as the        Administrative Agent, Syndication Agent and        Existing Titled        Collateral Agent

By:                 /s/                Name:                  Title:             
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**“LETTER OF CREDIT        ISSUER”**

BANK OF AMERICA, N.A.,        as the Letter of        Credit Issuer

By:                 /s/                Name:                  Title:             
 

 

 

**“COLLATERAL AGENT”**

THE CIT GROUP/BUSINESS CREDIT,        INC., as        the Collateral Agent

By:                 /s/                Name:                  Title:             
 

 

 

**“LENDERS”**

BANK OF AMERICA,        N.A., as a Lender

By:                 /s/                Name:                  Title:             
 

 

 

THE CIT GROUP/BUSINESS CREDIT,        INC.,        as a Lender

By:                 /s/                Name:                  Title:             
  

 

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FLEET CAPITAL CORPORATION, as a        Lender

By:                 /s/                Name:                  Title:             
 

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