Federal Register / Vol. 83, No. 172 / Wednesday, September 5, 2018 / Notices 45111 

Mortgage Loan Originators (Regulation 

G) 12 CFR 1007.’’ 

DATES: Written comments are 

encouraged and must be received on or 

before November 5, 2018 to be assured 

of consideration. 

ADDRESSES: You may submit comments, 

identified by the title of the information 

collection, OMB Control Number (see 

below), and docket number (see above), 

by any of the following methods: 

• Electronic: Go to http://

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Email: FederalRegisterComments@

cfpb.gov. Include Docket No. CFPB– 

2018–0026 in the subject line of the 

message. 

• Mail: Comment intake, Bureau of 

Consumer Financial Protection 

(Attention: PRA Office), 1700 G Street 

NW, Washington, DC 20552. 

• Hand Delivery/Courier: Comment 

intake, Bureau of Consumer Financial 

Protection (Attention: PRA Office), 1700 

G Street NW, Washington, DC 20552. 

Please note that comments submitted 

after the comment period will not be 

accepted. In general, all comments 

received will become public records, 

including any personal information 

provided. Sensitive personal 

information, such as account numbers 

or Social Security numbers, should not 

be included. 

FOR FURTHER INFORMATION CONTACT: 

Documentation prepared in support of 

this information collection request is 

available at www.regulations.gov. 

Requests for additional information 

should be directed to the Bureau of 

Consumer Financial Protection, 

(Attention: PRA Office), 1700 G Street 

NW, Washington, DC 20552, (202) 435– 

9575, or email: CFPB_PRA@cfpb.gov. If 

you require this document in an 

alternative electronic format, please 

contact CFPB_Accessibility@cfpb.gov. 

Please do not submit comments to these 

email boxes. 

SUPPLEMENTARY INFORMATION: 

Title of Collection: Registration of 

Mortgage Loan Originators (Regulation 

G) 12 CFR 1007. 

OMB Control Number: 3170–0005. 

Type of Review: Extension without 

change of an existing information 

collection. 

Affected Public: Businesses and other 

for-profit entities. 

Estimated Number of Respondents: 

261,638. 

Estimated Total Annual Burden 

Hours: 249,628. 

Abstract: Regulation G implements 

the Secure and Fair Enforcement for 

Mortgage Licensing Act (the S.A.F.E. 

Act), Federal registration requirement 

with respect to any covered financial 

institutions, and their employees who 

act as residential mortgage loan 

originators (MLOs), to register with the 

Nationwide Mortgage Licensing System 

and Registry, obtain a unique identifier, 

maintain this registration, and disclose 

to consumers the unique identifier. The 

rule also requires the covered financial 

institutions employing these MLOs to 

adopt and follow written policies and 

procedures to ensure their employees 

comply with these requirements and to 

disclose the unique identifiers of their 

MLOs. The Bureau is not proposing any 

new or revised collections of 

information pursuant to this request. 

Request for Comments: Comments are 

invited on: (a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

Bureau, including whether the 

information will have practical utility; 

(b) The accuracy of the Bureau’s 

estimate of the burden of the collection 

of information, including the validity of 

the methods and the assumptions used; 

(c) Ways to enhance the quality, utility, 

and clarity of the information to be 

collected; and (d) Ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. Comments submitted in 

response to this notice will be 

summarized and/or included in the 

request for OMB approval. All 

comments will become a matter of 

public record. 

Dated: August 28, 2018. 

Darrin A. King, 

Paperwork Reduction Act Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2018–19159 Filed 9–4–18; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2018–0028] 

Agency Information Collection 

Activities: Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 

SUMMARY: In accordance with the 

Paperwork Reduction Act of 1995 

(PRA), the Bureau of Consumer 

Financial Protection (Bureau) is 

requesting to renew the Office of 

Management and Budget (OMB) 

approval for an existing information 

collection, titled, ‘‘Mortgage Assistance 

Relief Services (Regulation O) 12 CFR 

1015.’’ 

DATES: Written comments are 

encouraged and must be received on or 

before November 5, 2018 to be assured 

of consideration. 

ADDRESSES: You may submit comments, 

identified by the title of the information 

collection, OMB Control Number (see 

below), and docket number (see above), 

by any of the following methods: 

• Electronic: Go to http://

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Email: FederalRegisterComments@

cfpb.gov. Include Docket No. CFPB– 

2018–0028 in the subject line of the 

message. 

• Mail: Comment intake, Bureau of 

Consumer Financial Protection 

(Attention: PRA Office), 1700 G Street 

NW, Washington, DC 20552. 

• Hand Delivery/Courier: Comment 

intake, Bureau of Consumer Financial 

Protection (Attention: PRA Office), 1700 

G Street NW, Washington, DC 20552. 

Please note that comments submitted 

after the comment period will not be 

accepted. In general, all comments 

received will become public records, 

including any personal information 

provided. Sensitive personal 

information, such as account numbers 

or Social Security numbers, should not 

be included. 

FOR FURTHER INFORMATION CONTACT: 

Documentation prepared in support of 

this information collection request is 

available at www.regulations.gov. 

Requests for additional information 

should be directed to the Bureau of 

Consumer Financial Protection 

(Attention: PRA Office), 1700 G Street 

NW, Washington, DC 20552, (202) 435– 

9575, or email: CFPB_PRA@cfpb.gov. If 

you require this document in an 

alternative electronic format, please 

contact CFPB_Accessibility@cfpb.gov. 

Please do not submit comments to these 

email boxes. 

SUPPLEMENTARY INFORMATION: 

Title of Collection: Mortgage 

Assistance Relief Services (Regulation 

O) 12 CFR 1015. 

OMB Control Number: 3170–0007. 

Type of Review: Extension without 

change of an existing Information 

Collection. 

Affected Public: Businesses and other 

for-profit entities. 

Estimated Number of Respondents: 

120. 

Estimated Total Annual Burden 

Hours: 360. 

Abstract: The required disclosures 

under Regulation O 12 CFR 1015 assist 

prospective purchasers of Mortgage 

assistance relief services (MARS) in 


daltland on DSKBBV9HB2PROD with NOTICES
45112 Federal Register / Vol. 83, No. 172 / Wednesday, September 5, 2018 / Notices 

making well-informed decisions and 

avoiding deceptive and unfair acts and 

practices. The information that must be 

kept under Regulation O’s 

recordkeeping requirements is used by 

the Bureau of Consumer Financial 

Protection (BCFP) and the Federal Trade 

Commission (FTC) for enforcement 

purposes and to ensure compliance by 

MARS providers with Regulation O. The 

information is requested only on a caseby-case basis. 

Request for Comments: Comments are 

invited on: (a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

Bureau, including whether the 

information will have practical utility; 

(b) The accuracy of the Bureau’s 

estimate of the burden of the collection 

of information, including the validity of 

the methods and the assumptions used; 

(c) Ways to enhance the quality, utility, 

and clarity of the information to be 

collected; and (d) Ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. Comments submitted in 

response to this notice will be 

summarized and/or included in the 

request for OMB approval. All 

comments will become a matter of 

public record. 

Dated: August 28, 2018. 

Darrin A. King, 

Paperwork Reduction Act Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2018–19157 Filed 9–4–18; 8:45 am] 

BILLING CODE 4810–AM–P 

DEPARTMENT OF DEFENSE 

Department of the Navy 

[Docket ID USN–2018–HQ–0014] 

Privacy Act of 1974; System of 

Records 

AGENCY: Department of the Navy, DoD. 

ACTION: Notice of a modified system of 

records. 

SUMMARY: The Office of the Department 

of the Navy proposes to modify a system 

of records, Family and Unaccompanied 

Housing Program, NM1110–01. This 

system is used for Department of 

Defense (DoD) housing program 

management and therefore used to 

determine the eligibility of civilian and 

contract personnel to utilize government 

owned, leased and privatized housing 

for current and retired military and to 

provide housing services at military 

installations and enterprise reporting 

and performance metrics. The system 

also provides a public website for 

property owners and managers to 

advertise referral properties to Service 

members. This system is required to 

ensure timely and efficient DoD housing 

operations, products and services. 

DATES: Comments will be accepted on or 

before October 5, 2018. This proposed 

action will be effective on the date 

following the end of the comment 

period unless comments are received 

which will result in a contrary 

determination. 

ADDRESSES: You may submit comments, 

identified by docket number and title, 

by any of the following methods: 

* Federal Rulemaking Portal: http://

www.regulations.gov. Follow the 

instructions for submitting comments. 

* Mail: Department of Defense, Office 

of the Chief Management Officer, 

Directorate of Oversight and 

Compliance, 4800 Mark Center Drive, 

Mailbox #24, Alexandria, VA 22350– 

1700. 

Instructions: All submissions received 

must include the agency name and 

docket number for this Federal Register 

document. The general policy for 

comments and other submissions from 

members of the public is to make these 

submissions available for public 

viewing on the internet at http://

www.regulations.gov as they are 

received without change, including any 

personal identifiers or contact 

information. 

FOR FURTHER INFORMATION CONTACT: Ms. 

Robin Patterson, Head, FOIA/Privacy 

Act Program Office, Department of the 

Navy, 2000 Navy Pentagon, Washington, 

DC 20350–2000, or by phone at (202) 

685–6546. 

SUPPLEMENTARY INFORMATION: This 

system was established to automate 

housing program management and 

provide enterprise reporting and 

program metrics. 10 U.S.C. chapter 169 

provides authorities for the DoD 

housing programs which require a 

modern, secure, information system for 

operations, monitoring, compliance and 

reporting. The SORN is updated to 

reflect the Navy system and is now 

named Enterprise Military Housing 

(EMH). The system is also utilized by 

the Army (DA), Marines (Included in 

DON), Air Force (DAF) and Coast Guard 

(CG). Data elements collected have also 

been revised to include additional 

personal contact information such as 

cell phone, email and DoD ID, and to 

reflect a new source, property managers 

and owners. Additional parties have 

been added within the new routine uses 

for the system. These new parties 

include, DoD Medical Commands, the 

Department of Housing and Urban 

Development, the Department of Justice, 

State, Federal, local, foreign, and 

international law enforcement agencies, 

the National Archives and Records 

Administration, members of Congress, 

and other Federal entities. 

The Department of the Navy’s notices 

for systems of records subject to the 

Privacy Act of 1974, as amended, have 

been published in the Federal Register 

and are available from the address in 

FOR FURTHER INFORMATION CONTACT or 

from the Defense Privacy and Civil 

Liberties Division website at http://

defense.gov/privacy. 

The proposed system report, as 

required by the Privacy Act of 1974, as 

amended, was submitted on June 5, 

2018, to the House Committee on 

Oversight and Government Reform, the 

Senate Committee on Governmental 

Affairs, and the Office of Management 

and Budget (OMB) pursuant to 

paragraph 7 of OMB Circular No. A– 

108, ‘‘Federal Agency Responsibilities 

for Review, Reporting, and Publication 

under the Privacy Act,’’ revised 

December 23, 2016 (December 23, 2016 

81 FR 94424). 

Dated: August 29, 2018. 

Shelly E. Finke, 

Alternate OSD Federal Register Liaison 

Officer, Department of Defense. 

SYSTEM NAME AND NUMBER: 

Family and Unaccompanied Housing 

Program, NM1110–01. 

SECURITY CLASSIFICATION: 

Unclassified. 

SYSTEM LOCATION: 

Department of the Navy (DON) 

Strategic Delivery Point at 1968 Gilbert 

Street, Building W–143 in Norfolk, VA 

23511–3318. 

SYSTEM MANAGER(S): 

eMH System Manager, Commander, 

Navy Installations Command, Housing 

Code N93, Suite 1000, 2713 Mitscher 

Road SW, Anacostia Annex, 

Washington, DC 20373–5802. Phone 

number: (202) 433–3580. 

AUTHORITY FOR MAINTENANCE OF THE SYSTEM: 

10 U.S.C. 5013, Secretary of the Navy; 

10 U.S.C. 5041, Headquarters, Marine 

Corps; 10 U.S.C. 3013, Secretary of the 

Army; 10 U.S.C. 8013, Secretary of the 

Air Force; 14 U.S.C. chapter 18, Coast 

Guard Housing Authorities; 10 U.S.C. 

2831, Military Family Housing 

Management Account; DoD 4165.63–M, 

DoD Housing Management; and E.O. 

9397 (SSN), as amended. 


daltland on DSKBBV9HB2PROD with NOTICES