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Defense Finance and Accounting Service

 Retiree Newsletter 

 June 2023

 

Director’s Message

Greetings from Cleveland! It’s June, and here in Ohio spring has sprung! It’s 

been a pretty soggy start, but we’re basking in warm summer sunshine after the 

rain. 

We’re working to transform DFAS Retired & Annuitant Pay into an even more 

customer-friendly environment for you, our retiree and annuitant customers.

It’s important for you to regularly review and update your retired pay account 

because changes in your life can affect your pay. Please check out our article that 

highlights important information on how to keep your account current, including the 

conveniences of using myPay.

If you’re thinking of enrolling or discontinuing SBP coverage during the 2023 

Open Season, there are also articles with key points to keep in mind. 

For our Gray Area Retirees, we have helpful information to make the transition to 

retired pay as smooth and worry-free as possible. See the article on life-changing 

events during the Gray Area.

Finally, we have a number of articles from our partners with good information to 

know. Please be sure to check those out as well.

Thank you for taking time out of your day to read about what’s happening and 

what’s coming up in 2023. We hope that you find the articles in this newsletter 

informative and useful.

We honor the service and sacrifices made by you and your family. We are proud 

to serve those who have served, and we wish you and your family a safe and happy 

summer.
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Don’t Forget to Give Your Retired Pay Account a 

Regular Checkup!

There is an old quote attributed to Benjamin Franklin: “an ounce of prevention is 

worth a pound of cure.” And while this can be true of many things—like our health—

it’s also true about your retired pay account! You should make a plan to regularly 

review and update your retired pay account.

Keeping your account current will ensure that DFAS can get in touch with you if 

there is information you need to know about your retired pay and help make sure 

that outdated information doesn’t cause difficulties for you or your loved ones down 

the road.

Use this handy checklist to do a retired pay checkup at least once a year. A good 

time to do it is just after you finish your tax preparation, since you’ll have the 

documents handy. Or, you can do it at any time that is convenient for you by using 

myPay.

1. Is your mailing address current?

You might be surprised to learn DFAS gets a lot of returned mail. If you moved 

and haven’t told us, we won’t know how to reach you. Let's keep the lines of 

communication open! You can easily log in to your myPay account and check 

“Correspondence Address” under “Pay Changes” on the side menu as part of 

the annual account checkup: https://mypay.dfas.mil

Or, check your mailing address on your Retiree Account Statement to ensure 

that it is up-to-date.

2. Is your email address in myPay current?

Make sure you have an email address in myPay and that it is

current. Email is the easiest and fastest way to communicate. If we have an email

address, you will hear news faster. Plus, now you can get email status 

notifications when you submit certain requests for your account if you have a valid 

email address in myPay.

It only takes a minute to check your email address in myPay. At the top of the 

myPay account menu, select “Personal Settings” and then in the side menu on the 

left, select “Email Address” to view the email address(es) on file with DFAS. Make 

sure you indicate the primary email address you want us to use, and check the box 

to indicate if the address is still valid. Delete any old email addresses you no longer 

use.

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If you have a valid email address in myPay, you can receive notification about 

the DFAS Retiree Newsletter and about your Branch of Service’s retiree newsletter, 

as well as information about your pay account.

3. Are your allotments correct?

Review your allotments at least once a year. Look under “Pay Changes” for 

“Allotments” in the menu on the left side of the myPay account. Check each 

allotment and the allotment amounts. Make sure each allotment is current and the 

amount is correct.

You might also consider moving allotments for bill payments to your online bank 

account where you would have more control and flexibility in the timing and changes 

to your payments. If you do not monitor your allotment amounts and your pay 

changes for any reason, it is possible that your pay could be suspended if your 

allotments exceed your net retired pay—so please monitor these closely!

Please keep in mind that some allotments cannot be changed using myPay.

These include allotments that are paid via paper check, those for your federal 

benefits, such as FEDVIP, TRICARE and NSGLI, and those that are not voluntary 

allotments.

If you have a question about allotments for your federal benefits, please

contact that organization directly. DFAS cannot answer questions about or make 

changes to your federal benefit allotments. If you have a question about an 

allotment that cannot be changed in myPay, please contact our Customer Care 

Center.

4. Is your income tax withholding correct?

If your income changes, you move to another state, or there are changes in the 

tax laws, you should look at the federal or state income tax withholding

information in your account.

You can verify and update your tax withholding information yourself in myPay. 

Click on “Federal Withholding” or “State Withholding” under “Pay Changes” in the 

menu on the left to see if your withholding meets your current need. You may also 

mail or fax us a new IRS Form W-4 to request a change to your federal withholding.

DFAS is unable to provide tax advice. If you have tax or withholding questions, 

we recommend you consult a tax professional or the IRS website 

at https://www.irs.gov. You can also use the IRS estimator 

at: https://www.irs.gov/individuals/tax-withholding-estimator 

5. Have you had any major life changes?

If you get married, lose a spouse, or have a child, that change can affect your

account. Changes may need to be made to your Survivor Benefit Plan (SBP) 

information or your Arrears of Pay beneficiary.

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To make changes to your Survivor Benefit Plan coverage, please send DFAS a 

copy of the official documentation (marriage license, divorce decree, death certificate 

or birth certificate), along with the request to update your account.

Retirees should always notify DFAS as soon as possible about a major life

change.

6. Is your Arrears of Pay beneficiary correct?

Retirees should choose a beneficiary for any arrears of retired pay that

may be due when they pass away. Make sure the designation is current and 

confirm that the beneficiary’s address is up to date.

You can check this information by clicking on the “Beneficiary for Arrears” link 

under “Pay Changes” in the menu on the left side of your account in myPay. 

Beneficiary designation changes can be made through myPay, as well as updating 

the beneficiary’s address information.

DFAS also now has a Form Wizard for the DD Form 2894 (Designation of 

Beneficiary Information) to help take the “form” out of the form. You can use the 

Form Wizard to provide updated beneficiary information—and even conveniently

submit your document using askDFAS. You can find more information here: 

https://www.dfas.mil/askdfas. On that page, click on Retirees and Annuitants. 

7. Are your Survivor Benefit Plan (SBP) coverage and beneficiary correct?

Your Retiree Account Statement (RAS), available in myPay, has a lot of 

information on it about pay, deductions, taxes and SBP. The SBP section has five 

lines for members who participate in SBP. The most important information for

you to check: type of coverage, and date of birth of your spouse

beneficiary (if applicable).

If you divorced since retiring, carefully check your Survivor Benefit Plan (SBP) 

participation status. Under the law, SBP coverage for a spouse ends with a 

divorce. Coverage for a former spouse does not continue after the divorce unless 

certain actions are taken.

To continue SBP coverage for a former spouse, either (a) the retiree must 

voluntarily request coverage be continued for the former spouse, or, (b) the former 

spouse must request the coverage (but she/he may do so only if a court order 

requires the coverage). Certain time limits and other conditions apply.

If those actions were not taken, the coverage for the former spouse has ended. 

This could have important consequences for your survivors.

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To check your SBP coverage status, review your Retiree Account Statement 

(RAS) carefully. Make sure that the “SBP Coverage Type” properly reflects “former 

spouse” or “spouse” (as applicable to your individual circumstances).

Please see our special webpage “How to Identify the Status of Spouse/Former 

Spouse SBP Coverage on your Retiree Account Statement” for more 

details: https://www.dfas.mil/sbpspouseformerspouse

Note: If you would like more information about the SBP Open Season that runs 

from December 23, 2022 to January 1, 2024, please visit our special focus webpage 

for information on eligibility to enroll or discontinue coverage: 

https://www.dfas.mil/sbpopenseason23

Make a plan to review your pay account information regularly

Pick a date to review your retired pay account information. It doesn’t matter if 

it’s your retirement anniversary date, birthday, first of the year, or tax time. Set a 

yearly reminder to look over information to make sure your account is up to date.
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Gray Area Retiree Spotlight: Your Service Needs to 

Know About Your Life-Changing Events!

This article is a continuation of the Gray Area Retiree Spotlight article that 

appeared in the March 2023 edition of the Retiree Newsletter. The previous issue 

introduced a series focusing on the Reserve Component Survivor Benefit Plan 

(RCSBP)—with an article titled “What is RCSBP?” To read the first article, please find 

it here: https://www.dfas.mil/GARwhatisRCSBP

As we continue our look at RCSBP, DFAS and your Branch of Service identified a 

common challenge that may impact you and your loved ones—timely notification of 

your life-changing events to your Branch of Service!

You had 90 days to elect one of three RCSBP annuity coverage options when you 

received your Notification of Eligibility (NOE), also known as the “20-Year letter.” 

When you retired (stopped drilling), you began a period in the gray area that can 

last for decades while you await your age of pay eligibility—typically age 60.

Upon your eligibility for retired pay, the appropriate cost factors must be applied 

to ensure your deductions for RCSBP are computed correctly to reflect coverage you 

had in the gray area.

Please note: If no valid election was received by the Branch of Service at the end 

of the 90-day period after receipt of the NOE, the law requires the member to be 

enrolled in an immediate SBP annuity for their eligible beneficiaries.

Changes that Impact RCSBP During the Gray Area

A lot can happen over the months, years, or decades that you are awaiting pay 

in the gray area! With the passage of time comes life-changing events that can 

impact your RCSBP coverage and the proper amount of RCSBP costs to be deducted 

from your retired pay.

Here are some examples of life-changing events that may impact your original 

RCSBP election prior to pay eligibility:

• Death of a spouse

• Divorce

• Remarriage

• Adding a dependent child

• Losing a dependent child

It is very important that you provide timely notice to your Branch of Service’s 

Human Resources Command when life-changing events occur. The notice needs to 

include proper documentation of the event (e.g. copy of a birth certificate, death 

certificate) and a DD Form 2656-6 SBP election change form.

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Updates During the Gray Area Go to Your Branch of Service (Not DFAS)

Documentation for changes to your family/dependents during the gray area go to 

your Branch of Service. 

If you did not send your documentation when the life-changing event happened, 

make sure to notify your Service and include your documentation when you send 

your retired pay application to your Branch of Service. 

DFAS does not oversee your pay account until two major events occur:

1.) You reach your age of pay eligibility; and

2.) Your Service transmits a timely and complete retirement package to DFAS on 

your behalf.

How to Update Your Branch of Service About Life-Changing Events

DFAS and your Branch of Service are working closely together to improve the 

retired pay experience for Gray Area Retirees.

Each Service has a slightly different procedure for updating your information—

including life-changing events impacting RCSBP—so we created specific webpages to 

provide assistance and contact information for each Branch of Service.

The main information webpage for Gray Area Retirees can be found at 

https://www.dfas.mil/grayarea. Each Branch of Service also has its own 

informational webpage in the menu to the right of the page (or following the main 

content if you are viewing the webpage on a mobile device).

You will also want to reference this information as you approach the age of your 

pay eligibility to ensure timely submission by your Branch of Service to DFAS to 

begin your retired pay.

DFAS and your Branch of Service want you to receive your initial pay entitlement 

as soon as possible once you are eligible. We also want your pay to be computed 

accurately. None of this can happen without your partnership, so please use these 

resources to provide timely notice of life-changing events up through the time you 

apply for retired pay!

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Special Note for Gray Area Retirees Regarding the SBP and RCSBP

Open Season

The SBP Open Season allows for retirees receiving retired pay, eligible members, 

or former members awaiting retired pay who were NOT enrolled in SBP or RCSBP as 

of December 22, 2022, to enroll. For a member who enrolls during the SBP Open 

Season, the law generally requires that the member will be responsible to pay 

retroactive SBP premium costs that would have been paid if the member had 

enrolled at retirement (or enrolled at another earlier date, depending on the 

member’s family circumstances).

The SBP Open Season also allows eligible members and former members who 

were enrolled in SBP or RCSBP as of December 22, 2022, to permanently discontinue 

their SBP coverage. The law generally requires the covered beneficiaries to concur in 

writing with the election to discontinue. Previously paid premiums will not be 

refunded.

The SBP Open Season runs from December 23, 2022 to January 1, 2024.

Gray Area Retirees and Reserve/Guard component members should contact their 

Branch of Service for information on how to enroll or discontinue SBP or RCSBP 

coverage during the SBP Open Season. Members of the Reserves, Guard, or 

members who are awaiting retired pay (Gray Area Retirees) should contact their 

Branch of Service – contact information is on the DFAS Gray Area Retiree webpage 

at https://www.dfas.mil/grayarea). 

Army Gray Area Retiree Soldiers (not yet receiving pay), please visit the Army’s 

webpage on the Survivor Benefit Plan at: 

https://soldierforlife.army.mil/Retirement/survivor-benefit-plan or contact 

your local Retirement Services Officer.

Special Note from ARPC/AFPC for Air Force Gray Area Retirees

Regarding Reduced Retired Pay Age (RRPA)

Air Force is currently experiencing problems with the Retirements feature in

myFSS that are impacting RRPA retirement applications. They understand how

frustrating this can be for members preparing for retirement and the Air Reserve

Personnel Center (ARPC) is working to get the program functioning properly as

quickly as possible. ARPC is currently in the testing phase of an interim process to

mitigate the impact on members with retirement effective dates through August 31,

2023. Please continue to visit https://www.arpc.afrc.af.mil/retirement for the

most up to date information.
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Simplifying Eligibility Verifications for Retirees and 

SBP Annuitants

As part of our work to transform DFAS Retired & Annuitant Pay into an even 

more customer-friendly environment for you, we are simplifying eligibility 

verifications for both retirees and SBP annuitants. Check out the good news below. 

Changes to Simplify Eligibility Verifications for Retirees

Retirees Who Receive a Paycheck in the Mail to a Foreign Address

Starting in May of 2023, we replaced the twice-yearly Report of Existence (ROE) 

with an ANNUAL Foreign Address Update for Mailed Checks (FAUMC) letter. 

Prior to May, retirees who received a hardcopy check to a foreign address needed 

to complete and return a Report of Existence (ROE) twice each year. One ROE was 

due the month of their birthday, and one ROE was due six months after their 

birthday. 

Now, retirees who receive a hardcopy check to a foreign address will only need 

to complete and return the new annual FAUMC once a year (due the first of the 

month of their birthday). This new letter will be automatically mailed to all retirees 

who need to complete and return it the first of the month of their birthday. This part 

of the process is the same as it was under the old guidelines. 

We also have a convenient askDFAS online upload tool on our website for 

returning the FAUMC. Once you have completed and signed your FAUMC, save it as a 

PDF file and upload it online via askDFAS. And coming soon, we will have emailed 

status notifications for the new FAUMC. 

Please note that we will still accept and process ROEs in place of the new FAUMC 

for the period of the transition from the old process to the new, simpler process. If 

you owed an ROE prior to May of 2023, please complete and return it. You 

can also download the new FAUMC from our website Forms Library here and

return that instead.

Retirees with Pay Suspended for More than 90 Days

Starting in May of 2023, if your pay is suspended for more than 90 days, you will 

need to complete a retiree Restart Pay Confirmation (RPC) letter to restart your 

pay. This letter is only required when your pay is suspended for more than 90 days. 

The most common cause for suspension of a retiree’s pay is a returned payment 

from a closed bank account. Please keep your account information up to date with 

DFAS to avoid this. 

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If your pay is suspended, you will need to complete the RPC and have it signed 

by a certifying officer. This can be someone from the Legal Services Office (court/law 

enforcement), Retiree Services/Activities Office (RSO/RAO), Survivor Services Office, 

or the Disbursing office at an armed forces base or post. Once DFAS receives the 

completed form and your updated payment information, if applicable, your account 

will be unsuspended, and any back pay will be released.

We also have a convenient askDFAS online upload tool on our website for 

returning the RPC. Once you have completed and signed your RPC, save it as a PDF 

file and upload it online via askDFAS. And coming soon, we will have emailed 

status notifications for the new RPC. 

Please note that we will still accept and process the old retiree Certificate of 

Existence form to restart pay during the period of the transition from the old process 

to the new. If you owed a retiree Certificate of Existence prior to May of 

2023, please complete and return it. You can also download the new retiree RPC

from our website Forms Library here and return that instead.

Upcoming Changes to Simplify Eligibility Verifications for 

Annuitants

This year, DFAS is reducing the requirements for SBP annuitants to one annual 

eligibility determination. Currently, some SBP annuitants need to complete multiple 

forms each year. Soon, SBP annuitant will only need to complete and submit 

one each year. 

 When we implement the new requirements, there will be a hierarchy of 

verifications DFAS will follow to make sure that we get the information we need to 

continue your pay without burdening you with multiple forms each year. 

Student SBP Annuitants Who Submit a School Certification

For example, SBP annuitants who are currently required to submit a School 

Certification won’t need to complete any other annual eligibility documents. 

SBP Annuitants Ages 14 to 55 Who Must Submit an Annual Certificate 

of Eligibility (COE)

Starting in August of 2023, the annual Certificate of Eligibility (COE) will be 

replaced by the Survivor Benefit Plan-Marriage Status Update (SBP-MSU). 

Currently, annuitants age 14 to 55 must submit a COE annually to provide their 

current marital status.

Starting in August, annuitants age 14 to 55 will submit an annual Survivor 

Benefit Plan-Marriage Status Update (SBP-MSU) instead of the COE. 

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SBP annuitants who are currently required to submit a School Certification won’t 

need to complete an annual Survivor Benefit Plan-Marriage Status Update (SBPMSU).

We will also have a new, convenient online upload tool on our website for 

returning the SBP-MSU. Once you complete and signed your SBP-MSU, save it as a 

PDF file and upload it online via askDFAS. And later this year, we will have emailed 

status notifications for the new SBP-MSU. 

Please note that we will still accept and process annuitant COEs in place of the 

new SBP-MSU during the period of the transition from the old process to the new, 

simpler process. If you owe a COE prior to August of 2023, please complete 

and return it. Starting in August, you will also be able to download the new SBPMSU from our website Forms Library here and return that instead.

SBP Annuitants Who Receive a Paycheck in the Mail to a Foreign 

Address

Starting in August of 2023, we will replace the twice-yearly Report of Existence 

(ROE) for SBP annuitants with an ANNUAL Foreign Address Update for Mailed 

Checks (FAUMC) letter. 

Currently, annuitants who receive a hardcopy check to a foreign address need to 

complete and return an annuitant Report of Existence (ROE) twice each year. One 

ROE is due the month of their birthday, and one ROE is due six months after their 

birthday. For annuitants who must submit an annual Certificate of Eligibility (COE) 

the month of their birthday, that COE took the place of the ROE due the month of 

their birthday, but they still needed to submit a second ROE six months after their 

birthday.

Soon, annuitants who receive a hardcopy check to a foreign address will only 

need to complete and return the new annual FAUMC once a year (due the first of 

the month of their birthday). This new letter will be automatically mailed to all 

annuitants who need to complete and return it the first of the month of their 

birthday. This part of the process is the same as it was under the old guidelines. 

However, beginning in August, if an SBP annuitant receiving a hardcopy check to 

a foreign address is required to submit an annual Survivor Benefit Plan-Marriage 

Status Update (SBP-MSU), previously the COE, the annual SBP-MSU submission will 

take the place of the FAUMC. This means, starting in August, an SBP annuitant who 

is required to submit an annual SBP-MSU will not have to submit an FAUMC, even if 

they are receiving a hardcopy check to a foreign address. 

If they are a student SBP annuitant who is required to submit an annual School 

Certification, they will not have to submit an annual SBP-MSU or an FAUMC. 

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We will also have a convenient online upload tool on our website for 

returning the annuitant FAUMC. Once you have completed and signed your FAUMC, 

save it as a PDF file and you will be able to upload it online via askDFAS. And later 

this year, we will also have emailed status notifications for the new annuitant 

FAUMC. 

Please note that we will still accept and process annuitant ROEs in place of the 

new annuitant FAUMC during the period of the transition from the old process to the 

new, simpler process. If you owe an ROE prior to August of 2023, please 

complete and return it. You will also be able to download the new annuitant 

FAUMC from our website Forms Library here and return that instead.

SBP Annuitants with Pay Suspended for More than 90 Days

Beginning in August, if your pay is suspended for more than 90 days, you will 

need to complete a Restart Pay Confirmation (RPC) letter. This is replacing the 

current Certificate to Establish Identity (CEI). This letter is only used when your pay 

is suspended. The most common causes for the suspension of an annuitant’s pay is a 

returned payment from a closed bank account or a missing eligibility verification. 

Please be sure to keep your information with DFAS up to date to avoid this. 

If your pay is suspended for more than 90 days, you will need to complete the 

Restart Pay Confirmation (RPC) letter and have it signed by a certifying officer. This 

can be someone from the Legal Services Office (court/law enforcement), Retiree 

Services/Activities Office (RSO/RAO), Survivor Services Office, or the Disbursing 

office at an armed forces base or post. Once DFAS receives the completed RPC and 

any other information required, your account will be unsuspended, and any back pay 

will be released. 

 We will also have a convenient askDFAS online upload tool on our website

for returning the RPC. Once you have completed and signed your RPC, save it as a 

PDF file and upload it online via askDFAS. See information here. And coming soon, 

we will have emailed status notifications for the new RPC. 

Important Note About Emailed Status Notifications

Emailed status notifications require a valid address in myPay, so please log into 

your myPay account and check yours now!

Watch for Additional News

Please watch for additional news and information coming soon on the changes 

we are making to simplify eligibility verifications. We will post information on our 

website and include it in fall issues of the DFAS Retiree Newsletter and the DFAS 

Survivor SBP Newsletter.
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SBP Open Season Allows Retirees to Enroll or 

Discontinue SBP Coverage during 2023

The SBP Open Season allows for retirees receiving retired pay, eligible members, 

or former members awaiting retired pay who were NOT enrolled in SBP or RCSBP 

(Reserve Component Survivor Benefit Plan) as of December 22, 2022 to enroll. For a 

member who enrolls during the SBP Open Season, the law generally requires that 

the member will be responsible to pay retroactive SBP premium costs that would 

have been paid if the member had enrolled at retirement (or enrolled at another 

earlier date, depending on the member’s circumstances).

The SBP Open Season also allows eligible members and former members who 

were enrolled in SBP or RCSBP (Reserve Component Survivor Benefit Plan) as of 

December 22, 2022 to permanently discontinue their SBP coverage. The law 

generally requires the covered beneficiaries to concur in writing with the election to 

discontinue. Previously paid premiums will not be refunded.

The SBP Open Season runs from December 23, 2022 to January 1, 2024. 

There are special forms to enroll or discontinue in accordance with the NDAA 

2023 SBP Open Season law and processes. 

The forms, information, and FAQs are available on our special focus webpage: 

https://www.dfas.mil/sbpopenseason23

Please note that the information in this article is for retirees receiving pay. Gray 

Area Retirees and Reserve/Guard component members should contact their 

Branch of Service for information on how to enroll or discontinue RCSBP coverage 

during the SBP Open Season. 

We have two additional SBP Open Season articles in this issue of the newsletter: 

one article outlines the four-step process to enroll in SBP coverage and one article 

outlines the process to discontinue coverage. 

Brief Overview of the Enrollment Process

Enrollment in SBP during the Open Season is a four-step process.

STEP ONE: Submit the Letter of Intent (LOI) to Enroll, so we can send you 

an estimate of your monthly premiums and most importantly, an estimate of 

your one-time buy-in premium. 

STEP TWO: We will mail you an estimate, based on the information in your 

Letter of Intent (LOI). 

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STEP THREE: After consideration of the costs, if you want to officially enroll, 

submit the Enrollment Form, including your choice for how to pay the buy-in 

premium. 

STEP FOUR: We will mail you a confirmation of your enrollment, with your 

final costs, and start deductions or provide instructions on how to submit 

payment. Your enrollment will be effective the first day of the first calendar 

month following our receipt of your valid enrollment form. 

You are allowed 30 days from the date you sign the enrollment form to 

cancel your enrollment. Cancellation must be in writing and must be received 

within those 30 days.

For more details on the enrollment process, please see the “What Retirees 

Need to Know About Enrolling” article below in this issue of the newsletter. 

Brief Overview of the Discontinuance Process

During the SBP Open Season, retirees are allowed to stop (discontinue) their

SBP coverage. To discontinue SBP coverage, complete and submit an “SBP Open 

Season 2023 Discontinuance Form.” The form is available to download from our 

special focus webpage: https://www.dfas.mil/sbpopenseason23

The discontinuance will be effective the first day of the first calendar month 

following our receipt of your valid discontinuance form. 

Please note: To be valid, the form must be properly signed and dated by all 

parties, including the current spouse, and any currently-covered former spouse, child 

aged 18-22 or natural interest person (NIP). In addition, the covered party’s 

signature must either be notarized or witnessed by an SBP counselor. 

No refunds of SBP premiums for the period of coverage are allowed. In 

addition, retirees remain responsible for any debt accrued due to unpaid premiums 

during the time in which the retiree had SBP or RCSBP coverage.

Before submitting your request for discontinuance, please review the SBP 

advantages and disadvantages information on the first page of the 

Discontinuance form. SBP Open Seasons rarely occur. Consider the impact your 

decision will have on your loved ones moving forward. Because your beneficiaries 

must also concur with the decision to discontinue, you may want to review this 

information with them.

For more details on the discontinuance process, please see the “What Retirees 

Need to Know About Discontinuing” article below in this issue of the newsletter. 
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Enrolling in SBP Coverage During the 2023 SBP Open 

Season? Here’s What Retirees Need to Know

The SBP Open Season allows for retirees receiving retired pay, eligible members, 

or former members awaiting retired pay who were NOT enrolled in SBP or RCSBP 

(Reserve Component Survivor Benefit Plan) as of December 22, 2022 to enroll in 

SBP coverage.

For a member already receiving retired pay: Upon enrollment you will be 

legally responsible and obligated to pay a “buy-in premium.” The buy-in 

premium is comprised of (a) amounts you would have been required to pay you had 

enrolled in SBP at an earlier opportunity plus (b) additional open season costs. 

You will also be responsible to pay monthly premiums beginning with the 

effective date of the election in the same manner that monthly premiums are 

collected for all SBP participants, until you reach “paid-up” status. 

To protect a retiree from making a legal commitment to payment of an 

undetermined amount for the buy-in premium (which may be thousands of dollars) 

we set up a four-step process that includes a request for an estimate prior to 

officially enrolling and making that legal commitment. 

The Enrollment Four-Step Process

STEP 1. Submit a completed and signed Letter of Intent to Enroll (LOI), 

including all required information and the type of enrollment so we can send you 

an estimate of your monthly premiums and most importantly, an estimate of 

your one-time buy-in premium. You can use our askDFAS online upload tool to 

conveniently submit your form or send it via postal mail or fax.

Download the “Letter of Intent to Enroll during the SBP Open Season” from our 

special focus webpage. The webpage also has information on how to submit your 

completed LOI and additional FAQs about enrollment: 

https://www.dfas.mil/sbpopenseason23

STEP 2. We will mail you an individual estimate, based on the information in 

your Letter of Intent (LOI). It will provide an estimate of your monthly premium 

cost going forward, as well as an estimate of the one-time “buy-in premium.” 

Keep in mind, your final enrollment costs, both the monthly premium and buy-in 

premium, may change if there is a time gap between when you submit your LOI 

and the time you submit your final enrollment form. Costs may also change if 

there are changes to the information submitted. In addition, if you choose to pay 

your buy-in premium over time, installment interest will be added to your buy-in 

premium. 

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STEP 3. After considering the costs, if you want to officially enroll, submit your 

completed and signed SBP Open Season 2023 Enrollment Form, including 

your choice for how you will pay for the one-time buy-in premium. You can use 

our askDFAS online upload tool to submit your form or send it via postal mail or 

fax. 

Download the “SBP Open Season 2023 Enrollment Form” from our special focus 

webpage. The webpage also has information on how to submit your completed 

form and additional FAQs about enrollment: 

https://www.dfas.mil/sbpopenseason23

STEP 4. We will mail you a confirmation of your enrollment, including the 

final costs, and provide instructions on how to submit payment. Your enrollment 

will be effective the first day of the first calendar month following our 

receipt of your valid enrollment form. 

You are allowed 30 days from the date you sign the enrollment form to 

cancel your enrollment. Cancellation must be in writing and received within 

those 30 days. 

Buy-In Premium Payment Options

Payment Option A = Choose to submit a lump sum payment for the total 

amount of the one-time buy-in SBP premium due.

Payment Option B = Choose to submit a partial payment of the SBP buy-in 

premium due and have the remainder of the SBP buy-in premium plus 

installment interest deducted from your retired pay or CRSC pay in 12 equal 

monthly installments. If you receive both retired pay and CRSC pay, we will 

deduct the installments from whichever has the highest net pay. *If you want to

submit a specific amount as a partial payment of the SBP buy-in premium 

due, please write a note on SBP Open Season 2023 Enrollment Form and 

include the specific amount you want to pay.* 

Payment Option C = Choose to have the SBP buy-in premium plus 

installment interest deducted from either your retired pay or your CRSC pay 

in 12 equal monthly installments (if you receive both retired pay and CRSC 

pay, we will deduct the installments from whichever has the highest net pay); OR 

choose to make direct payments to DFAS in 12 equal monthly 

installments plus installment interest. *If you choose to pay in installments, the 

default option is to have the installment deducted from your retired pay or CRSC 

pay. If you want to pay the installments directly, please write a note on your 

enrollment form.*

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You are strongly encouraged to review your retired pay or CRSC pay and keep in 

mind any expected changes to your pay in the upcoming months and how those 

changes might affect the payment option you choose. Also, keep in mind that your 

net pay will be reduced by your SBP regular monthly premium cost going forward. 

If you choose to make a lump sum payment, a partial payment or direct 

installment payments, we must receive payment within 30 days of the date of 

the enrollment confirmation letter. 

Important - About Enrollment and Premiums

Key points to keep in mind: 

• Normal processing time is 30 days from the date we receive a valid request.

• Your enrollment will be effective the first day of the first calendar month 

following our receipt of your valid enrollment form. 

• Beginning with the effective date of your enrollment and going forward, SBP 

monthly premiums will be deducted from your retired pay or CRSC pay until 

you reach “paid-up” status. These are your “prospective monthly premiums.” 

This means the amount of your net pay will be lower than it is prior to your 

enrollment in SBP coverage. 

• If you choose to pay your buy-in premium over time, installment interest will 

be added to your buy-in premium. This information will be included in your 

enrollment confirmation letter. 

• If you want to submit a specific amount as a partial payment of the SBP 

buy-in premium due, please write a note on SBP Open Season 2023 

Enrollment Form and include the specific amount you want to pay. 

• If you choose to pay in 12 equal monthly installments, you must either have 

the installments deducted from your pay over the entire 12 months OR pay 

DFAS directly for the entire 12 months. We are not able to change your 

method of payment during the 12 months. 

• If you choose to pay in 12 equal monthly installments, and you have enough 

net retired pay OR net CRSC pay to cover the deduction of the monthly 

installment, the default payment method for the buy-in premium is to deduct 

the installments from your pay. If you DO NOT want the installments 

deducted from your pay, please notify us promptly. In addition, in this case 

we must receive your first payment within 30 days of the date of the 

enrollment confirmation letter. 

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• If you choose to have the buy-in premium deducted from your pay in 12 

equal monthly installments and we determine your net pay will not be high 

enough to cover the installments, you will be required to make a partial 

payment plus have the balance of the buy-in premium deducted in 12 equal 

monthly installments from your pay. We will include this information in your 

enrollment confirmation letter. We must receive your partial payment 

within 30 days of the date of the enrollment confirmation letter. 

• Your final enrollment costs, both the monthly premium and buy-in premium, 

may change if there is a time gap between when you submit your LOI and the 

time you submit your final enrollment form. Costs may also change if there 

are changes to the information submitted. In addition, if you choose to pay 

your buy-in premium over time, installment interest will be added to your 

buy-in premium. 

• If you choose to make a lump sum payment, a partial payment or direct 

installment payments, we must receive payment within 30 days of the 

date of the enrollment confirmation letter. 

• If you were enrolled in SBP coverage at some point prior to this SBP Open 

Season and you paid monthly SBP premiums, those premiums can be credited 

toward your buy-in premium amount. 

• The 2023 NDAA SBP Open Season specifically states enrollment in the Plan 

must be voluntary on the part of the eligible member. It further specifies that 

no court order may require an eligible member to make an Open Season 

election pursuant to section 643, P.L. 117-263.

• An eligible member who, on December 22, 2022, was receiving retired pay 

and was not participating in SBP is not required to have concurrence of 

his/her spouse (or other beneficiary) to enroll in SBP coverage during the 

Open Season. 

• Since the one-time buy-in premium is not considered a reduction in retired 

pay due to an election under chapter 73 of title 10, United States Code, these 

amounts do not serve to reduce the member's taxable retired pay. The 

previous sentence applies even when the one-time buy-in premium is paid 

through deductions from retired pay.

Frequently Asked Questions About Enrollment During the SBP Open Season

We also have a list of Frequently Asked Questions about enrolling in SBP during 

the SBP 2023 Open Season on our special focus webpage:

https://www.dfas.mil/sbpopenseason23

**NOTE: The above process is for ARMY, NAVY, AIR FORCE, SPACE FORCE, and 

MARINE CORPS RETIREES RECEIVING PAY
19

Planning to Discontinue SBP Coverage During the NDAA 

2023 SBP Open Season? What Retirees Need to Know 

The SBP Open Season allows eligible members and former members who were 

enrolled in SBP or RCSBP (Reserve Component Survivor Benefit Plan) as of 

December 22, 2022 to permanently discontinue their SBP coverage. 

Before submitting your request for discontinuance, please review the SBP 

advantages and disadvantages information on the first page of the 

Discontinuance form. SBP Open Seasons rarely occur. Consider the impact your 

decision will have on your loved ones moving forward. Because your beneficiaries 

must also concur with the decision to discontinue, you may want to review this 

information with them.

There is a special form to discontinue coverage during the SBP Open Season. The 

form and details are available on the NDAA 2023 SBP Open Season special focus 

webpage: https://www.dfas.mil/sbpopenseason23

To submit the form to DFAS, we ask that you:

• Ensure the SBP Open Season 2023 Discontinuance Form (available on the 

special focus webpage: https://www.dfas.mil/sbpopenseason23) is 

filled out completely and signed. 

• If you are married, your spouse must concur with the discontinuance and 

your spouse’s signature(s) must be notarized or witnessed by an SBP 

counselor. In addition, any covered beneficiaries who are adults (18 and 

over) must concur with the discontinuance and their signature(s) must be 

notarized or witnessed by an SBP counselor. 

You can upload the Discontinuance form via our askDFAS online upload tool, 

send it via postal mail, or fax it to DFAS. 

Your discontinuance will be effective the first day of the first calendar month 

following our receipt of a valid SBP Open Season 2023 Discontinuance Form. We will 

mail you a discontinuance confirmation letter when we have processed your request. 

Important - About Discontinuing Your SBP Coverage

Key points to keep in mind: 

• No refunds of SBP premiums for the period of coverage are allowed.

• Discontinuation does not absolve the member of any unpaid premiums.

• Your discontinuance will be effective the first day of the first calendar month 

following our receipt of a valid SBP Open Season 2023 Discontinuance Form.

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20

• If discontinuing RCSBP coverage, the Reserve Component Premium, 

sometimes referred to as “add-on” cost, will continue until your retired pay 

has been reduced for a total of 360 months, or until the death of the 

beneficiary of RCSBP. This coverage has already been provided to you while 

you awaited the requisite age of entitlement to retired pay. The cost would be 

prorated if you discontinue coverage prior to starting receipt of retired pay.

• If you discontinue your SBP coverage during the SBP Open Season that runs 

from December 23, 2022 to January 1, 2024, you cannot re-enroll in SBP 

coverage during the SBP Open Season. 

• To be valid, the form must be properly signed and dated by all parties, 

including the current spouse, and any currently-covered former spouse, child 

aged 18-22 or natural interest person (NIP). In addition, the covered party’s 

signature must either be notarized or witnessed by an SBP counselor.

• Please remember to sign and date the form, have all beneficiaries concur, and 

have the notary or SBP counselor witness sign. Once all the information is 

filled in and all signatures received, the form can be submitted directly 

through askDFAS or via fax or email.

• Normal processing time is 30 days from the date DFAS receives a valid 

discontinuance form containing all of the necessary information to discontinue 

coverage. We will mail you a discontinuance confirmation letter when we have 

processed your request. 

• Retirees may terminate their SBP coverage during their third year (25th to 

36th months) of receiving retired pay subject to the provisions of 10 U.S.C. § 

1448a. This is different from the opportunity to discontinue coverage during 

the SBP Open Season. Retirees in their third year may either terminate SBP 

coverage pursuant to 10 U.S.C. §1448a using the Survivor Benefit Plan 

Termination Request (DD 2656-2).

• The 2023 NDAA SBP Open Season does not allow for changes to existing SBP 

Coverage.

• In order for a retiree to discontinue SBP coverage for a former spouse that 

was required by a court order, the retiree must provide a new court order 

releasing the retiree from the requirement to provide the former spouse with 

SBP coverage. In addition, the retiree’s former spouse must concur with the 

request to discontinue coverage, and the former spouse’s signature must be 

notarized or witnessed by an SBP counselor.

Frequently Asked Questions About Discontinuing During the SBP Open 

Season

We also have a list of Frequently Asked Questions about discontinuing SBP coverage 

during the SBP 2023 Open Season on our special focus webpage:

https://www.dfas.mil/sbpopenseason23
21

News from Our Partners: Bases Launch 2023 Air Force 

Assistance Fund Campaign...50 Years of Caring

On 27 February, the Department of the Air Force launched the 50th annual Air 

Force Assistance Fund 50 Years of Caring Campaign at Air and Space Force Bases 

worldwide. Thanks to your generosity, over $243 Million have been donated by 

Airmen and Guardians, and other supporters over these past 49 years, providing a 

safety net for our fellow Airmen, and now Guardians as well as their families. Your 

contributions helped provide a total of over $45,000, in assistance in 2022! I’d like 

to enjoin you to continue your support of these four extraordinary charities, 

committed to taking care of our own. 

The Air Force Villages Charitable Foundation provides the full spectrum of care 

for widows and widowers of retired Air Force Officers living at Blue Skies of Texas in 

San Antonio, just down the road from Lackland AFB. Thanks to your generous 

donations over the years, over 600 surviving spouses have been served. Over $26 

million has been invested in their care since 1970 and you’ll be glad to know 100% 

of gifts go directly to the residents’ living expenses and continuing care to allow them 

the peace of mind to live comfortably in their homes with a secure future. Today, 

deserving recipients live in all levels of care; independent living, assisted living, 

skilled nursing, and memory care. Your contributions allow them to live in dignity 

and safety. 

The Air Force Aid Society (AFAS) provides support to Airmen, Guardian’s, and 

their families when they need it most. Thanks to your generous contributions and 

donations AFAS provides emergency assistance support, educational scholarships, as 

well as community support programs such as childcare programs, parenting classes, 

as well as a spouse employment program. AFAS provided over $13 million in direct 

assistance to over 17,000 Airmen, Guardians, and their families in 2022. This year, 

they celebrated the 20th anniversary of their annual Charity Gala, where they 

partnered with the Gala Committee from the Air Force Officers' Spouses' Club 

(AFOSC), Spouses' Clubs and Thrift Shops from across the Air and Space Forces, 

along with corporate and organizational sponsors. With over 500 attendees at this 

year's event, more than $595,000 was raised to help Airmen, Guardians, and their 

families. Thus far in 2023, AFAS has provided over $2,600,000 in emergency 

assistance support and recently processed over 700 cases and granted over $400K 

to Airmen, Guardians, active duty, reserve, guard, retirees that reside on Guam who 

were affected by Typhoon Mawar in under 4 days. Again, we couldn’t make this 

happen with you! 

The Air Force Enlisted Village, located in the Florida Panhandle near Eglin AFB 

and Hurlburt Field, continues a long tradition of providing a home for surviving 

spouses of retired enlisted USAF members who require independent living, assisted 

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22

living, and memory care in a retirement community setting with their peers. No 

eligible surviving spouse has ever been turned away due to an inability to pay. Your 

donations assist with monthly service fees, transportation to and from medical 

appointments and grocery shopping, prescription pick up, wellness activities, and 

much more. Because of you, all 600 of our residents receive essentials that many of 

us take for granted yet are so important as we age: a safe home, security, dignity, 

independence, and camaraderie. Your generosity over the past 50 years has 

provided a home with a caring staff and elevated services for thousands of our senior 

Air Force family. Thank you!

The General & Mrs. Curtis E. LeMay Foundation provides financial support to the 

surviving spouses of officer and enlisted Air and Space Force retirees with grants of 

monetary assistance that don’t ever need to be repaid. Monthly grants range from 

$200 to $625. One-time support is provided for unplanned expenses as well. Last 

year, more than $23,000 one-time grants helped with past due mortgage payments, 

dental needs, and emergency lodging. Your support continues to matter to the 

current 63 spouses receiving monthly aid to help with the necessities of life. These 

grants make everyday living a little easier with personal care costs, transportation 

services, and meal deliveries. And thanks to your generosity, in 2022, the LeMay 

Foundation provided over $341,000 in grants to their recipients.

If you haven’t yet had the opportunity to give but so desire, you can give 

anytime online now at https://www.afassistancefund.org. Just click the 

“DONATE NOW!!” button near the top right of the page. You’ll be taken to our 

donation page where you can choose to either use a donation form to authorize 

payroll deduction donations, or document where you’d like your check or money 

order donation to go. Then there’s our “E-Giving” option where you can help out 

your favorite base and squadron by giving directly to their campaign—just scroll 

down to the “DONATE TODAY WITH OUR NEW PEER-TO-PEER PLATFORM” box and 

click the “Donate Today!” button. You can also give by texting AFAF to 50155 using 

your smart phone.

By any of these E-Giving options, a one-time donation as well as recurring 

(monthly) donations may be made by either credit/debit card or by e-Check (draw 

from checking). We know many retirees have asked in the past to be able to give on 

a continual basis without having to renew the Payroll Deduction Plan allotments each 

year—now we have that capability with e-Giving by using your credit card, debit card 

or authorizing auto-draft from checking (e-check)! Join the AFAF Wingman 

Squadron today by signing up for monthly giving and your monthly donation won’t 

automatically stop after just one year—unless you pause or stop it yourself. You’re 

in full control with your giving account! In fact, if you authorize monthly recurring egiving, it’s highly recommended that you set up an account. You can do that after 

making your donation online by going to 

https://secure.qgiv.com/for/afassistancefund and clicking the “Sign In” link In 

the box that pops up, you can log in with Facebook, Google, Apple, or if you’ve 

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already established an account, you can enter your Username/Password. Otherwise, 

please click the “Create an Account” link. This account will give you the autonomy to 

manage your monthly gifts without needing assistance. If you need help linking your 

account to your monthly gift, please contact Department of the Air Force Fundraising 

at usaf.fundraising@us.af.mil. 

Again, if e-Giving isn’t your thing, that’s okay. You can still give by check, 

money order, cashier’s check, or through the annual payroll deduction plan from 

your retired pay. The contribution form can be found online at 

https://www.afassistancefund.org/wp-content/uploads/2022/12/DAF_2561-

20221026.pdf Please be aware that payroll deduction allotment authorizations 

mailed to AFPC will not begin coming from retired pay until 1 July 2023. 

*****PLEASE DON’T SEND CASH IN THE MAIL*****

Mail Check and Payroll Deduction Plan Donations to:

AIR FORCE ASSISTANCE FUND

AFPC/DP3SA

550 C STREET WEST

JBSA RANDOLPH TX 78150

Thank you once again for your continued support of the annual AFAF Campaign, 

and our fellow Airmen, Guardians, and their families. Retired, but still Active! 
24

News from Our Partners: Navy-Marine Corps Relief 

Society - a Lifeline for Sailors and Marines since 

1904!

Immediate need grants provided to Sailors and Marines affected by Typhoon 

Mawar

The Category 4 typhoon hit Guam on May 24 with 140-mile-per-hour winds and 

heavy rain. Many active duty and retired Sailors and Marines suffered huge losses 

from the storm. In the days that followed, NMCRS provided over $1.4 million in 

immediate needs grants to over 3,100 retirees and sea service members and their 

families. Disasters can strike at any time, you can donate to this cause, or help us to 

prepare for the next disaster by making a gift at 

https://support.nmcrs.org/a/typhoonmawar 

Founded in 1904 to assist Sea Service families after a Sailor or Marine had 

passed, the need is still there. Here is a note from a Navy widow we 

supported:

Thanks to NMCRS I have a place to stay until I can get into my apartment. They 

relieved a lot of stress and worry for me. I could not continue to sleep in my car. I 

am a widow, 68 years old, my husband spent 20 years in the Navy. We were married 

for 23 years. Due to unforeseen circumstances I ended up in a bad situation. Thank 

you!

Receiving Assistance:

If you are facing a financial challenge, please do not hesitate to reach out to 

NMCRS. All of our programs and services are free and confidential. Our support does 

not affect your credit score. The most common requests for our no-interest loans and 

grant assistance are basic living expenses, such as rent and food. Each year, NMCRS 

provides millions of dollars in assistance for these daily needs to both active duty and 

retired Sailors and Marines. To learn more, please visit https://www.nmcrs.org

NMCRS Visiting Nurse, Rebecca Prasad, BSN, RN, CLC, was honored with The 

DAISY Award® For Extraordinary Nurses.

This award is part of the DAISY Foundation's efforts to recognize the incredible 

work that nurses perform every day. Rebecca was presented with her award as part 

of the Society’s celebrations during National Nurses Week in May. You can learn 

more about Rebecca’s award here and to learn about the Visiting Nurse Program visit 

https://www.nmcrs.org/our-services/visiting-nurses 

We LOVE our Volunteers!

Volunteers are the backbone of Navy-Marine Corps Relief Society, they make up 

over 90% of our staff. This is what makes it possible for our donated funds to assist 
25

-moreSailors, Marines, and their families. When service members seek our assistance, they 

often interact directly with one of our skilled volunteers. 

Not sure if this is right for you? Our volunteers have unique backgrounds and 

experiences, and they have different reasons for serving. For many, volunteering can 

help build job-relevant skills and experience. Others find that they can use skills they 

already have to serve in a new area. Volunteer opportunities in the Society include 

leading a team, performing mission-related tasks, and providing support and 

assistance.

Our offices are located on Navy and Marine Corps bases across the country and 

around the world. Some opportunities allow you to volunteer from home so you don't 

need to be near a base. For most, you can volunteer as few as three hours a week.

As a volunteer, you will:

• Receive specialized training

• Get extensive support and resources

• Connect with other volunteers and build friendships

• Get assistance with child- and dependent-care and mileage expenses 

• Help others and make a difference

• Build experience to add to your resume

• Feel appreciated and have fun

“I wanted to volunteer at the Navy-Marine Corps Relief Society because 

there was an opportunity to give back and serve those that protect our 

Country. It is an honor being an NMCRS volunteer, engaging with clients 

as I log them in for their appointment and being affiliated with an 

organization that assists in such meaningful ways.” 

 Lloyd Gillespie, Volunteer

You can learn more about volunteering at NMCRS 

https://www.nmcrs.org/get-involved/volunteer 

Give with confidence! NMCRS has the highest attainable charity ratings.

NMCRS can “be there” when a Sea Service member is in need, because of donors 

like you. Your generous giving allows us to give back in ways and experiences that 

are truly priceless. To learn more about how the Society is providing relief, as well as 

read some stories about clients, volunteers and donors please visit

https://www.nmcrs.org/about-us/legacy-newsletters-index 

NMCRS has a four-star rating with Charity Navigator. You can read more here. 
26

-moreWe also have a platinum rating from Candid (formerly Guidestar). You can learn 

more here. 

NMCRS programs and services are only possible thanks to the generous support 

of our donors. If you would like to set up an allotment, please contact NMCRS at 

giving@nmcrs.org to begin the process. If you would like to make a gift online to 

support your fellow shipmates and Marines, you can make a credit card donation at 

https://support.nmcrs.org/a/rfd

Checks can be mailed to:

Navy-Marine Corps Relief Society

Attn: Development Department

875 N. Randolph St, Suite 275

Arlington, VA 22203

Looking for other ways to donate? Please visit 

https://www.nmcrs.org/get-involved/donate 

Thank you!
27

2023 Pay Calendar

To help you plan for 2023, below is a list of the days you should expect to 

receive your pay. Retired and annuitant pay is due on the first of the month. 

However, if the first falls on a weekend or holiday, retirees are paid on the last 

business day of the month and annuitants are paid on the first business day of 

month. For example, in December 2022, retirees will receive payment on December 

30, 2022. However, annuitants are scheduled to receive payment on January 3, 

2023. Please see the chart for each month in 2023.

Entitlement Month Retired Pay Date Annuitant Pay Date

January 2023 February 1, 2023 *February 1, 2023

February 2023 March 1, 2023 March 1, 2023

March 2023 March 31, 2023 April 3, 2023

April 2023 May 1, 2023 May 1, 2023

May 2023 June 1, 2023 June 1, 2023

June 2023 June 30, 2023 July 3, 2023

July 2023 August 1, 2023 August 1, 2023

August 2023 September 1, 2023 September 1, 2023

September 2023 September 29, 2023 October 2, 2023

October 2023 November 1, 2023 November 1, 2023

November 2023 December 1, 2023 December 1, 2023

December 2023 December 29, 2023 January 2, 2024

*February 1, 2023 is the first payday for SBP changes that are effective January 1, 2023
28

 Contact Us

DFAS Retired & Annuitant Pay Website

https://www.dfas.mil/retiredmilitary

DFAS Retired & Annuitant Pay

Mailing Addresses

Retired Pay: 

Defense Finance and Accounting

Service

U.S. Military Retired Pay

8899 E 56th Street

Indianapolis IN 46249-1200

Annuitant Pay: 

Defense Finance and Accounting

Service

U.S. Military Annuitant Pay

8899 E 56th Street

Indianapolis IN 46249-1300

DFAS Retired & Annuitant Pay 

Phone and Fax Numbers

Phone:

Toll-free: 800-321-1080

Local: 317-212-0551

DSN: 699-0551

Retired Pay Fax: 800-469-6559

Annuitant/Survivor Pay Fax: 800-982-8459

 Phone: 888-332-7411

myPay

https://mypay.dfas.mil