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  waiversandremissions
  Military Retiree Debt Waivers
 **866-912-6488**
Mon-Fri:
7:30 a.m. to 4:00 p.m. ESTContact UsPrivacy InformationDebt & Claims FormsAskDFAS
 Civilian Employee WaiversCurrent & Former Military Waivers & RemissionsRetiree WaiversFormer Spouses of Military MembersAnnuitantsFinance/Disbursing OfficialsFinance/Disbursing Officials WaiversFinance/Disbursing Officials RemissionsDebt Computations & Common ErrorsCompleting Waiver DD Form 2789
 Retired Military Member Debt Waivers On this page: Do I Qualify for a Waiver?
 What Do I Need for My Waiver to be Considered?
 How Do I Apply for a Waiver? **Do I Qualify for a Waiver?** Retired military claimants must submit a waiver application within five years of the date the debt was discovered by a pay official. We cannot process your waiver request if you dispute your debt. You can ask your Retired Pay Office to conduct an audit before you proceed with the waiver application process. Once your audit is complete, you can pursue a waiver.  If your account was audited, ensure that you attach the results of your audit, and a statement acknowledging the validity of the debt, with the waiver application.
    Retired member debts incurred after retirement are not eligible for remission. If you are retired and your debt occurred while on active duty after October 7, 2001, you may eligible to request remission. **What Do I Need for My Waiver to be Considered?** To apply for a waiver you must:     Combat Related Special Compensation (CRSC)
   Permanent Disability Retired List (PDRL)Concurrent Retirement and Disability Pay (CRDP)
   Retired Pay Audit ResultsDD Form 214
   Temporary Disability Retired List (TDRL)Disability ratings
   Separation ordersDivorce decree
   VA Form 21-526Medical Evaluation Board Findings
   VA Form 21-651 **How Do I Apply for a Waiver?** To submit your request for a debt waiver follow the steps below:**Note:** Failure to provide supporting documents may delay or prevent consideration of your waiver request. 1. Contact the Retired Pay Office This office should be able to explain the debt, ensure you understand the amount of the debt, and why it was established. If you did not receive a debt notification letter, you may call the Retired Pay Office at 1-800-321-1080. Once they have explained your debt, you may proceed with applying for a waiver. 2. Prepare *Please note: You may need to right click to download or the save the documents to your computer before you are able to fill them out.* SmartForm: For step-by-step guidance to help complete your DD Form 2789, click here. PDF: Download and complete your DD Form 2789 in PDF format, click here. To access DD Form 2789 instructions, click here. 3. Apply Sign the DD Form 2789. Failure to do so may result in delayed processing. Submit the completed form and other required documentation to your Retired Pay Office. They will complete the remaining sections of the DD Form 2789 and submit the application to DFAS for consideration.Return to the Debt and Claims DFAS Homepage
 Page updated March 8, 2023
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