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Defense Finance and Accounting Service Providing payment services for the U.S. Department of Defense

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-  Military Member		 
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HomeRetiredMilitaryplanGray Area RetireesNavy Gray Area Retirees

#### **Quick ToolsaskDFAS****Forms Library****  ****Frequently Asked Questions**

#### **Customer Service**

**800-321-1080**M-F, 8 a.m. to 5 p.m. ET

                        - Quick Tools
                        - News and Events                            - News
                          - Upcoming Retiree Events
                          - Retiree Newsletter
                          - Retiree Newsletter Archive
                          - Survivor SBP Newsletter
                        - About R&A Pay                            - Who We Are, What We Do
                          - How Long Does It Take?
                          - Who Should I Contact: DFAS, the VA or the Military?
                        - Plan for Retirement                            - Types of Retirement
                          - Eligibility
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                          - Estimate Your Pay
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                        - Apply for Retirement                            - How to Apply
                          - Transfer Allotments
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                        - Managing Your Retirement                            - Pay Schedule
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                        - Gray Area Retirees
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                          - Comparing CRSC and CRDP
                          - Applying for CRSC
                          - VA Waiver and Retired Pay
                          - CRDP CRSC FAQs
                        - Provide for Loved Ones                            - Two Ways to Prepare
                          - Survivor Benefit Plan
                          - Arrears of Pay
                          - Reserve Component SBP
                          - Secondary Dependency
                          - Branch Contact Information
                        - Survivors and Beneficiaries                            - Report a Retiree's Death
                          - Start an SBP Annuity
                          - Manage Your SBP Annuity
                          - SBP-DIC News
                          - SBP2023 Optional Child Annuity Reversion
                          - Understanding SBP, DIC and SSIA
                          - School Certifications
                          - Powers of Attorney/Third Party Representatives for Annuitants
                          - Starting SBP for Gray-Area Reservist
                          - Report SBP Annuitant's Death
                          - Survivor Benefit and Arrears of Pay Frequently Asked Questions
                          - DFAS Survivor SBP Newsletter
                        - Secondary Dependency
                        - SBP Open Season NDAA2023

### **Gray Area Retirees – Navy Reserve**

##### **How to Stay Connected During the Gray Area**

**myPay**
                        -  If you have not been notified to apply for retired pay within six months prior to your 60th birthday, please see the MyNavy HR website **https://www.mynavyhr.navy.mil/Career-Management/Reserve-Personnel-Mgmt/Reserve-Retirements** and scroll down to the section “Applying for Retirement with pay” or contact the My Navy Career Center at 1-833-330-6622. 
                        -  If you received a Notice of Eligibility (NOE) letter stating you have completed 20 qualifying years of service or you completed 20 qualifying years of service without any adverse actions prior to discharge that would prevent you from being eligible for retired (but do not remember receiving an NOE letter), you are eligible for retired pay as a former member (refer to BUPERSINST 1001.39F).   

##### **If you have questions about your entitlement to retired pay:**

Attending one of PERS-912 Retirement Transition Outreach (RTO) briefs is encouraged to ensure all your questions or concerns are answered. Briefs will include representatives from Tricare and FEDVIP (Dental), including illustrating the process from preparing for a transfer to the Gray Area (at least 20 qualifying years of service) up to a point for a non-regular retirement (age 60).  Please visit and register to one of the FY-24 briefs at**https://www.mynavyhr.navy.mil/Career-Management/Reserve-Personnel-Mgmt/Reserve-Retirements/Retirement-Transition-Outreach/ **Please see the MyNavy HR website **https://www.mynavyhr.navy.mil/Career-Management/Reserve-Personnel-Mgmt/Reserve-Retirements/FAQ** or contact the My Navy Career Center at 1-833-330-6622.

##### **If you need to apply for retired pay:**

Please see the MyNavy HR website **https://www.mynavyhr.navy.mil/Career-Management/Reserve-Personnel-Mgmt/Reserve-Retirements** and scroll down to the section “Applying for Retirement with pay” or contact the My Navy Career Center at 1-833-330-6622. 

##### **Benefits and Privileges for Reserve Retirement Non-Regular Service:**

For more information about your benefits in retirement, please see the Navy Fact Sheet “Benefits and Privileges for Reserve Retirement Non-Regular Service” at **https://dvidshub.net/r/d94vtk**. 

#### Page updated Dec 11 2023

**Get ConnectedFind out how**** Gray Area Future Retiree myPay Login Tips PDF****Gray Area Retirees webpage****https://www.dfas.mil/grayarea**

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