45110 Federal Register / Vol. 83, No. 172 / Wednesday, September 5, 2018 / Notices 

Affected Public: Businesses and other 

for-profit entities. 

Estimated Number of Respondents: 

483. 

Estimated Total Annual Burden 

Hours: 242. 

Abstract: Regulation N (12 CFR 1014), 

prohibits misrepresentations about the 

terms of mortgage credit products in 

commercial communications and 

requires that covered persons keep 

certain related records for a period of 

twenty-four (24) months from last 

dissemination. The information that 

Regulation N requires covered persons 

to retain is necessary to ensure efficient 

and effective law enforcement to 

address deceptive practices that occur 

in the mortgage advertising area. The 

Bureau is not proposing any new or 

revised collections of information 

pursuant to this request. 

Request for Comments: Comments are 

invited on: (a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

Bureau, including whether the 

information will have practical utility; 

(b) The accuracy of the Bureau’s 

estimate of the burden of the collection 

of information, including the validity of 

the methods and the assumptions used; 

(c) Ways to enhance the quality, utility, 

and clarity of the information to be 

collected; and (d) Ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. Comments submitted in 

response to this notice will be 

summarized and/or included in the 

request for OMB approval. All 

comments will become a matter of 

public record. 

Dated: August 28, 2018. 

Darrin A. King, 

Paperwork Reduction Act Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2018–19156 Filed 9–4–18; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2018–0030] 

Agency Information Collection 

Activities: Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 

SUMMARY: In accordance with the 

Paperwork Reduction Act of 1995 

(PRA), the Bureau of Consumer 

Financial Protection (Bureau) is 

requesting to renew the Office of 

Management and Budget (OMB) 

approval for an existing information 

collection titled, ‘‘Consumer Leasing 

Act (Regulation M) 12 CFR 1013.’’ 

DATES: Written comments are 

encouraged and must be received on or 

before November 5, 2018 to be assured 

of consideration. 

ADDRESSES: You may submit comments, 

identified by the title of the information 

collection, OMB Control Number (see 

below), and docket number (see above), 

by any of the following methods: 

• Electronic: Go to http://

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Email: FederalRegisterComments@

cfpb.gov. Include Docket No. CFPB– 

2018–0030 in the subject line of the 

message. 

• Mail: Comment intake, Bureau of 

Consumer Financial Protection 

(Attention: PRA Office), 1700 G Street 

NW, Washington, DC 20552. 

• Hand Delivery/Courier: Comment 

intake, Bureau of Consumer Financial 

Protection (Attention: PRA Office), 1700 

G Street NW, Washington, DC 20552. 

Please note that comments submitted 

after the comment period will not be 

accepted. In general, all comments 

received will become public records, 

including any personal information 

provided. Sensitive personal 

information, such as account numbers 

or Social Security numbers, should not 

be included. 

FOR FURTHER INFORMATION CONTACT: 

Documentation prepared in support of 

this information collection request is 

available at www.regulations.gov. 

Requests for additional information 

should be directed to the Bureau of 

Consumer Financial Protection, 

(Attention: PRA Office), 1700 G Street 

NW, Washington, DC 20552, (202) 435– 

9575, or email: CFPB_PRA@cfpb.gov. If 

you require this document in an 

alternative electronic format, please 

contact CFPB_Accessibility@cfpb.gov. 

Please do not submit comments to these 

email boxes. 

SUPPLEMENTARY INFORMATION: 

Title of Collection: Consumer Leasing 

Act (Regulation M) 12 CFR 1013. 

OMB Control Number: 3170–0006. 

Type of Review: Extension without 

change of an existing Information 

Collection. 

Affected Public: Businesses and other 

for-profit entities. 

Estimated Number of Respondents: 

13,718. 

Estimated Total Annual Burden 

Hours: 2,126. 

Abstract: Consumers rely on the 

disclosures required by the Consumer 

Leasing Act, 15 U.S.C. 1667 et seq. 

(CLA) and Regulation M, 12 CFR 1013, 

for information to comparison shop 

among leases, as well as to ascertain the 

true costs and terms of lease offers. 

Federal and State enforcement and 

private litigants use the records to 

ascertain whether accurate and 

complete disclosures of the cost of 

leases have been provided to consumers 

prior to consummation of the lease. This 

information provides the primary 

evidence of law violations in CLA 

enforcement actions brought by Federal 

agencies. Without Regulation M’s 

recordkeeping requirement, the 

agencies’ ability to enforce the CLA 

would be significantly impaired. 

Request for Comments: Comments are 

invited on: (a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

Bureau, including whether the 

information will have practical utility; 

(b) The accuracy of the Bureau’s 

estimate of the burden of the collection 

of information, including the validity of 

the methods and the assumptions used; 

(c) Ways to enhance the quality, utility, 

and clarity of the information to be 

collected; and (d) Ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. Comments submitted in 

response to this notice will be 

summarized and/or included in the 

request for OMB approval. All 

comments will become a matter of 

public record. 

Dated: August 28, 2018. 

Darrin A. King, 

Paperwork Reduction Act Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2018–19160 Filed 9–4–18; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2018–0026] 

Agency Information Collection 

Activities: Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 

SUMMARY: In accordance with the 

Paperwork Reduction Act of 1995 

(PRA), the Bureau of Consumer 

Financial Protection (Bureau) is 

requesting to renew the Office of 

Management and Budget (OMB) 

approval for an existing information 

collection, titled, ‘‘Registration of 


daltland on DSKBBV9HB2PROD with NOTICES
Federal Register / Vol. 83, No. 172 / Wednesday, September 5, 2018 / Notices 45111 

Mortgage Loan Originators (Regulation 

G) 12 CFR 1007.’’ 

DATES: Written comments are 

encouraged and must be received on or 

before November 5, 2018 to be assured 

of consideration. 

ADDRESSES: You may submit comments, 

identified by the title of the information 

collection, OMB Control Number (see 

below), and docket number (see above), 

by any of the following methods: 

• Electronic: Go to http://

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Email: FederalRegisterComments@

cfpb.gov. Include Docket No. CFPB– 

2018–0026 in the subject line of the 

message. 

• Mail: Comment intake, Bureau of 

Consumer Financial Protection 

(Attention: PRA Office), 1700 G Street 

NW, Washington, DC 20552. 

• Hand Delivery/Courier: Comment 

intake, Bureau of Consumer Financial 

Protection (Attention: PRA Office), 1700 

G Street NW, Washington, DC 20552. 

Please note that comments submitted 

after the comment period will not be 

accepted. In general, all comments 

received will become public records, 

including any personal information 

provided. Sensitive personal 

information, such as account numbers 

or Social Security numbers, should not 

be included. 

FOR FURTHER INFORMATION CONTACT: 

Documentation prepared in support of 

this information collection request is 

available at www.regulations.gov. 

Requests for additional information 

should be directed to the Bureau of 

Consumer Financial Protection, 

(Attention: PRA Office), 1700 G Street 

NW, Washington, DC 20552, (202) 435– 

9575, or email: CFPB_PRA@cfpb.gov. If 

you require this document in an 

alternative electronic format, please 

contact CFPB_Accessibility@cfpb.gov. 

Please do not submit comments to these 

email boxes. 

SUPPLEMENTARY INFORMATION: 

Title of Collection: Registration of 

Mortgage Loan Originators (Regulation 

G) 12 CFR 1007. 

OMB Control Number: 3170–0005. 

Type of Review: Extension without 

change of an existing information 

collection. 

Affected Public: Businesses and other 

for-profit entities. 

Estimated Number of Respondents: 

261,638. 

Estimated Total Annual Burden 

Hours: 249,628. 

Abstract: Regulation G implements 

the Secure and Fair Enforcement for 

Mortgage Licensing Act (the S.A.F.E. 

Act), Federal registration requirement 

with respect to any covered financial 

institutions, and their employees who 

act as residential mortgage loan 

originators (MLOs), to register with the 

Nationwide Mortgage Licensing System 

and Registry, obtain a unique identifier, 

maintain this registration, and disclose 

to consumers the unique identifier. The 

rule also requires the covered financial 

institutions employing these MLOs to 

adopt and follow written policies and 

procedures to ensure their employees 

comply with these requirements and to 

disclose the unique identifiers of their 

MLOs. The Bureau is not proposing any 

new or revised collections of 

information pursuant to this request. 

Request for Comments: Comments are 

invited on: (a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

Bureau, including whether the 

information will have practical utility; 

(b) The accuracy of the Bureau’s 

estimate of the burden of the collection 

of information, including the validity of 

the methods and the assumptions used; 

(c) Ways to enhance the quality, utility, 

and clarity of the information to be 

collected; and (d) Ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. Comments submitted in 

response to this notice will be 

summarized and/or included in the 

request for OMB approval. All 

comments will become a matter of 

public record. 

Dated: August 28, 2018. 

Darrin A. King, 

Paperwork Reduction Act Officer, Bureau of 

Consumer Financial Protection. 

[FR Doc. 2018–19159 Filed 9–4–18; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2018–0028] 

Agency Information Collection 

Activities: Comment Request 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice and request for comment. 

SUMMARY: In accordance with the 

Paperwork Reduction Act of 1995 

(PRA), the Bureau of Consumer 

Financial Protection (Bureau) is 

requesting to renew the Office of 

Management and Budget (OMB) 

approval for an existing information 

collection, titled, ‘‘Mortgage Assistance 

Relief Services (Regulation O) 12 CFR 

1015.’’ 

DATES: Written comments are 

encouraged and must be received on or 

before November 5, 2018 to be assured 

of consideration. 

ADDRESSES: You may submit comments, 

identified by the title of the information 

collection, OMB Control Number (see 

below), and docket number (see above), 

by any of the following methods: 

• Electronic: Go to http://

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Email: FederalRegisterComments@

cfpb.gov. Include Docket No. CFPB– 

2018–0028 in the subject line of the 

message. 

• Mail: Comment intake, Bureau of 

Consumer Financial Protection 

(Attention: PRA Office), 1700 G Street 

NW, Washington, DC 20552. 

• Hand Delivery/Courier: Comment 

intake, Bureau of Consumer Financial 

Protection (Attention: PRA Office), 1700 

G Street NW, Washington, DC 20552. 

Please note that comments submitted 

after the comment period will not be 

accepted. In general, all comments 

received will become public records, 

including any personal information 

provided. Sensitive personal 

information, such as account numbers 

or Social Security numbers, should not 

be included. 

FOR FURTHER INFORMATION CONTACT: 

Documentation prepared in support of 

this information collection request is 

available at www.regulations.gov. 

Requests for additional information 

should be directed to the Bureau of 

Consumer Financial Protection 

(Attention: PRA Office), 1700 G Street 

NW, Washington, DC 20552, (202) 435– 

9575, or email: CFPB_PRA@cfpb.gov. If 

you require this document in an 

alternative electronic format, please 

contact CFPB_Accessibility@cfpb.gov. 

Please do not submit comments to these 

email boxes. 

SUPPLEMENTARY INFORMATION: 

Title of Collection: Mortgage 

Assistance Relief Services (Regulation 

O) 12 CFR 1015. 

OMB Control Number: 3170–0007. 

Type of Review: Extension without 

change of an existing Information 

Collection. 

Affected Public: Businesses and other 

for-profit entities. 

Estimated Number of Respondents: 

120. 

Estimated Total Annual Burden 

Hours: 360. 

Abstract: The required disclosures 

under Regulation O 12 CFR 1015 assist 

prospective purchasers of Mortgage 

assistance relief services (MARS) in 


daltland on DSKBBV9HB2PROD with NOTICES