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Defense Finance and Accounting Service Providing payment services for the U.S. Department of Defense

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HomedebtandclaimsoutofservicedebtCOVID-19 Out of Service Debt Information

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#### **COVID Out of Service Debt Information**

**FAS DEBT COLLECTION ACTIONS DURING THE PANDEMIC:****Old-Age, Survivors, and Disability Insurance:**                        - If you separated or retired in 2020:   Given your separation or retirement in 2020, the Social Security taxes deferred in 2020 cannot be collected directly from your 2021 wages. The government will pay the deferred Social Security taxes to the IRS on your behalf, and you will owe DFAS for this repayment. Collection will occur through the debt management process. You will receive a debt letter via US mail which will provide instructions for repayment. Payments can be made online via Pay.gov.
                        - If you are planning to or have separated in 2021:   If you separate or retire in 2021, before the deferred Social Security tax is collected in full, the unpaid balance will be collected from your final pay. If there are insufficient funds to collect the full amount, you may receive a debt letter with instructions for repayment. Collection will occur through the debt management process. You will receive a debt letter via US mail which will provide instructions for repayment. Payments can be made online via Pay.gov.
**On October 1, this hold lifted and the DFAS Debt and Claims Office began mailing out Debt Notifications to affected individuals.****IF YOU HAVE A DEBT THAT HAS BEEN ON HOLD:****STEPS YOU SHOULD TAKE IF YOU HAVE A DEBT THAT HAS BEEN ON HOLD AND RECEIVE A LETTER:**                        - Read through the debt letter and make a plan.
                        - If you agree you owe the debt, follow the instructions in the letter to pay the debt in full or set up a repayment plan.
                        - If you disagree you owe the debt, review the options available to you as directed in the letter. 
                        - If you are currently experiencing financial hardship, or begin experiencing a hardship after starting to repay your debt, please use one of the repayment options below.  REPAYMENT OPTIONS:    If you are experiencing financial hardship, we can help you with repayment options.  For repayment options,  Click here     To apply for repayment options, select:
                        - Lump Sum Payment
                        - Repayment  Plan Options    Follow the instructions titled:  How to Apply for a Reduced Installment Payment Request
**IF YOU NEED HELP OR HAVE QUESTIONS:**Frequently Asked Questions pageAskDFAS page
**We are here to support you during this difficult time.****Please follow national and local guidelines to stay healthy and safe**

Page Updated October 5, 2021

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