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Defense Finance and Accounting Service Providing payment services for the U.S. Department of Defense

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-  Military Member		 
-  Retired Military & Annuitant		 
-  Civilian Employee		 
-  Contractor & Vendor		 

HomeRetiredMilitaryprovidetwo ways

 

**Customer Service**

800-321-1080M-F, 8 a.m. to 5 p.m. ET

##### **askDFAS**

**FormsFrequently Asked Questions**

 

                        - Quick Tools
                        - News and Events                            - News
                          - Upcoming Retiree Events
                          - Retiree Newsletter
                          - Retiree Newsletter Archive
                          - Survivor SBP Newsletter
                        - About R&A Pay                            - Who We Are, What We Do
                          - How Long Does It Take?
                          - Who Should I Contact: DFAS, the VA or the Military?
                        - Plan for Retirement                            - Types of Retirement
                          - Eligibility
                          - Recall to Active Duty
                          - Estimate Your Pay
                          - Separation Payments
                        - Apply for Retirement                            - How to Apply
                          - Transfer Allotments
                          - Receiving Your Pay
                        - Managing Your Retirement                            - Pay Schedule
                          - Change of Address
                          - Direct Deposit
                          - International Direct Deposit
                          - Using myPay
                          - Retiree Account Statement
                          - Allotments
                          - Pay Verification
                          - Taxes
                          - Powers of Attorney/Third Party Representatives for Retirees
                        - Gray Area Retirees
                        - Disability Entitlements                            - Disability Retirement
                          - CRSC and CRDP Payment
                          - Combat Related Special Compensation
                          - Concurrent Retirement Disability Pay
                          - Comparing CRSC and CRDP
                          - Applying for CRSC
                          - VA Waiver and Retired Pay
                          - CRDP CRSC FAQs
                        - Provide for Loved Ones                            - Two Ways to Prepare
                          - Survivor Benefit Plan
                          - Arrears of Pay
                          - Reserve Component SBP
                          - Secondary Dependency
                          - Branch Contact Information
                        - Survivors and Beneficiaries                            - Report a Retiree's Death
                          - Start an SBP Annuity
                          - Manage Your SBP Annuity
                          - SBP-DIC News
                          - SBP2023 Optional Child Annuity Reversion
                          - Understanding SBP, DIC and SSIA
                          - School Certifications
                          - Powers of Attorney/Third Party Representatives for Annuitants
                          - Starting SBP for Gray-Area Reservist
                          - Report SBP Annuitant's Death
                          - Survivor Benefit and Arrears of Pay Frequently Asked Questions
                          - DFAS Survivor SBP Newsletter
                        - Secondary Dependency
                        - SBP Open Season NDAA2023

#### **Two Ways to Prepare**

                        - Arrears of Pay (AOP):  allows you to leave your final month’s pay and any other money owed to you at the time of your death to a beneficiary.
                        - Annuity Coverage:  the Survivor Benefit Plan (SBP), Reserve Component Survivor Benefit Plan (RC-SBP) or Retired Serviceman's Family Protection Plan (RSFPP) allow you to leave an ongoing monthly income to someone you love.

#### **Arrears of Pay (AOP)**

There is no cost for AOP coverage, but it is important to designate a beneficiary. This beneficiary designation must be made separately from your designation of beneficiary for SBP or any other annuity program.

#### **Annuity Coverage**

#### **Related Links:**

**Survivor Benefit Plan Overview**
**Reserve Component Survivor Benefit Plan Overview**
**Arrears of Pay Overview**

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