<TABLE> <S> <C>

<PAGE>
<ARTICLE> 7
<MULTIPLIER> 1,000

<S>                             <C>                     <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS                   9-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-2000             DEC-31-2000             DEC-31-2000             DEC-31-2000
<PERIOD-START>                             JAN-01-2000             JAN-01-2000             JAN-01-2000             JAN-01-2000
<PERIOD-END>                               MAR-31-2000             JUN-30-2000             SEP-30-2000             DEC-31-2000
<DEBT-HELD-FOR-SALE>                           126,456                 130,301                       0                       0
<DEBT-CARRYING-VALUE>                                0                       0                       0                       0
<DEBT-MARKET-VALUE>                                  0                       0                       0                       0
<EQUITIES>                                         368                   1,639                       0                       0
<MORTGAGE>                                           0                       0                       0                       0
<REAL-ESTATE>                                        0                       0                       0                       0
<TOTAL-INVEST>                                 129,257                 133,927                       0                       0
<CASH>                                           6,888                   4,272                       0                       0
<RECOVER-REINSURE>                              12,404                  14,198                       0                       0
<DEFERRED-ACQUISITION>                           5,898                   6,553                       0                       0
<TOTAL-ASSETS>                                 200,138                 200,246                       0                       0
<POLICY-LOSSES>                                103,637                 104,854                       0                       0
<UNEARNED-PREMIUMS>                             42,750                  41,254                       0                       0
<POLICY-OTHER>                                       0                       0                       0                       0
<POLICY-HOLDER-FUNDS>                                0                       0                       0                       0
<NOTES-PAYABLE>                                 11,150                  10,750                       0                       0
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                            80                      80                       0                       0
<OTHER-SE>                                      37,358                  37,945                       0                       0
<TOTAL-LIABILITY-AND-EQUITY>                   200,138                 200,246                       0                       0
<PREMIUMS>                                      17,743                  38,050                       0                       0
<INVESTMENT-INCOME>                              2,038                   4,099                       0                       0
<INVESTMENT-GAINS>                               (150)                   (240)                       0                       0
<OTHER-INCOME>                                     134                     808                       0                       0
<BENEFITS>                                      15,929                  33,468                       0                       0
<UNDERWRITING-AMORTIZATION>                      2,641                   6,020                       0                       0
<UNDERWRITING-OTHER>                               536                   1,832                       0                       0
<INCOME-PRETAX>                                    494                     987                       0                       0
<INCOME-TAX>                                        95                     178                       0                       0
<INCOME-CONTINUING>                                  0                       0                       0                       0
<DISCONTINUED>                                       0                       0                       0                       0
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                       399                     809                       0                       0
<EPS-BASIC>                                       0.05                    0.10                    0.00                    0.00
<EPS-DILUTED>                                     0.05                    0.10                    0.00                    0.00
<RESERVE-OPEN>                                       0                       0                       0                       0
<PROVISION-CURRENT>                                  0                       0                       0                       0
<F1>
<PROVISION-PRIOR>                                    0                       0                       0                       0
<F1>
<PAYMENTS-CURRENT>                                   0                       0                       0                       0
<F1>
<PAYMENTS-PRIOR>                                     0                       0                       0                       0
<F1>
<RESERVE-CLOSE>                                      0                       0                       0                       0
<F1>
<CUMULATIVE-DEFICIENCY>                              0                       0                       0                       0
<F1>
<FN>
<F1>Available on an annual basis only.
</FN>


</TABLE>