<TABLE> <S> <C>

<ARTICLE>                                                    9
<MULTIPLIER>                                             1,000


<S>                                                <C>                            <C>                          <C>
<FISCAL-YEAR-END>                                  DEC-31-1997                    DEC-31-1996                  DEC-31-1995
<PERIOD-START>                                     JAN-01-1997                    JAN-01-1996                  JAN-01-1995
<PERIOD-END>                                       DEC-31-1997                    DEC-31-1996                  DEC-31-1995
<PERIOD-TYPE>                                           12-MOS                         12-MOS                       12-MOS
<CASH>                                                 418,137                        385,009                      343,706
<INT-BEARING-DEPOSITS>                                  11,218                          1,732                            0
<FED-FUNDS-SOLD>                                        59,590                         47,640                      441,015
<TRADING-ASSETS>                                         1,459                          2,505                        3,381
<INVESTMENTS-HELD-FOR-SALE>                          1,424,527                      1,462,038                    1,199,391
<INVESTMENTS-CARRYING>                                 174,952                        145,087                      139,033
<INVESTMENTS-MARKET>                                   181,266                        152,412                      141,649
<LOANS>                                              4,431,683                      3,979,877                    3,579,302
<ALLOWANCE>                                           (64,651)                       (62,205)                     (58,719)
<TOTAL-ASSETS>                                       6,939,727                      6,382,897                    6,026,199
<DEPOSITS>                                           5,373,962                      5,025,749                    4,780,659
<SHORT-TERM>                                           642,812                        543,029                      599,482
<LIABILITIES-OTHER>                                    101,318                        133,448                      107,005
<LONG-TERM>                                            186,397                         99,405                            0
<PREFERRED-MANDATORY>                                        0                              0                            0
<PREFERRED>                                                  0                              0                            0
<COMMON>                                                22,355                         21,491                       21,257
<OTHER-SE>                                             612,883                        559,775                      517,796
<TOTAL-LIABILITIES-AND-EQUITY>                       6,939,727                      6,382,897                    6,026,199
<INTEREST-LOAN>                                        372,016                        327,065                      287,742
<INTEREST-INVEST>                                      110,771                         94,427                      107,138
<INTEREST-OTHER>                                         2,678                         10,730                        7,824
<INTEREST-TOTAL>                                       485,465                        432,222                      402,704
<INTEREST-DEPOSIT>                                     163,779                        151,375                      143,640
<INTEREST-EXPENSE>                                     200,869                        182,688                      173,432
<INTEREST-INCOME-NET>                                  284,596                        249,534                      229,272
<LOAN-LOSSES>                                            7,500                          5,340                        2,160
<SECURITIES-GAINS>                                       2,086                            118                          919
<EXPENSE-OTHER>                                        139,530                        237,208                      211,452
<INCOME-PRETAX>                                        139,652                        124,231                      107,649
<INCOME-PRE-EXTRAORDINARY>                             139,652                        124,231                      107,649
<EXTRAORDINARY>                                              0                              0                            0
<CHANGES>                                                    0                              0                            0
<NET-INCOME>                                            92,280                         83,610                       72,620
<EPS-PRIMARY>                                             2.25                           2.16                         1.89
<EPS-DILUTED>                                             2.23                           2.14                         1.87
<YIELD-ACTUAL>                                            4.90                           4.77                         4.75
<LOANS-NON>                                             21,204                         16,385                       22,452
<LOANS-PAST>                                            13,723                          9,711                        4,767
<LOANS-TROUBLED>                                             0                              0                            0
<LOANS-PROBLEM>                                            561                            256                          215
<ALLOWANCE-OPEN>                                        62,205                         58,719                       55,873
<CHARGE-OFFS>                                           22,851                         14,309                       12,324
<RECOVERIES>                                            10,256                         10,393                        8,358
<ALLOWANCE-CLOSE>                                       64,651                         62,205                       58,719
<ALLOWANCE-DOMESTIC>                                    64,651                         62,205                       58,719
<ALLOWANCE-FOREIGN>                                          0                              0                            0
<ALLOWANCE-UNALLOCATED>                                 21,454                         14,676                       16,080



</TABLE>