WARNING:
NO  REPRESENTATION  IS MADE THAT THIS FORM OF CONTRACT FOR THE SALE AND PURCHASE
OF REAL  ESTATE  COMPLIES  WITH  SECTION  5-702 OF THE GENERAL  OBLIGATIONS  LAW
("PLAIN ENGLISH").

                     CONSULT YOUR LAWYER BEFORE SIGNING IT.

NOTE: FIRE AND CASUALTY LOSSES:
This  contract  form does not provide  for what  happens in the event of fire or
casualty loss before the title closing.  Unless  different  provision is made in
this contract,  Section 5-1311 of the General  Obligations  Law will apply.  One
part of the law makes a PURCHASER  responsible  for fire and casualty  loss upon
taking of title to or possession of the PREMISES.


DATE PARTIES

CONTRACT OF SALE made as of the 26th day of November, 1997 BETWEEN United States
Steel and Carnegie  Pension Fund,  Inc., as Trustee under  Agreement dated as of
August 31, 1950 for United  States Steel  Corporation  Non-Contributory  Pension
Plan (the "Plan") as to a 9/10 interest, AND as trustee under Agreement dated as
of February 15, 1950 for the Plan as to a 1/10 interest.

Address: 767 Fifth Avenue, 9th Floor, New York, New York 10153


who agrees to sell, and Di Giorgio Corporation or its designee

Address: 380 Middlesex Avenue, Carteret, New Jersey 07008

                                                  hereinafter called "PURCHASER"


Premises

The property,  including all right, title and interest, if any, of Seller in and
to all buildings and improvements thereon (the "PREMISES"), more fully described
on a separate page marked "Schedule A," and also know as:

Stress Address:   700 Dibblee Drive, Garden City, New York

Tax Map Designation:       Lots 6 and 7 in Block 72, Section 44
                           Town of Hempstead, Nassau County, New York



Together  with  SELLER'S  interest,  if any, in streets and unpaid awards as set
forth in Paragraph 9.


Ground Lease

The sale also includes all right, title and interest of Seller as Landlord under
the Lease dated October 24, 1963 with Waldbaum, Inc. (as successor by assignment
recorded  in Deed  Book 9009  Page 367 to  Waldbaum  in  Roosevelt  Mall,  Inc.)
recorded  in Deed Book 7219 Page 231,  as  amended  in Liber  7324 Page 409 (the
"Ground Lease").


Purchase Price

1.       (a)      The purchase price is                           $1,675,000.00

payable as follows:

On the signed of this contract, by check subject to collection:   $ 1,000.00

BALANCE AT CLOSING:                                               $1,674,000.00


Existing Ground Lease

2. The PREMISES will be conveyed  subject to the  continuing  lien of the Ground
Lease,  which will be assigned to and assumed by Purchaser  (or its designee) at
Closing  pursuant to a recordable  form of assignment and  Assumption  Agreement
mutually acceptable to Seller and Purchaser.




<PAGE>



Acceptable Funds

3. All money payable under this contract unless otherwise specified, shall be by
wire transfer of immediately available funds.


"Subject to" provisions

4. The PREMISES are to be transferred subject to:

          a.        Laws and  governmental  regulations  that affect the use and
                    maintenance of the PREMISES.

          b.        Consents  for the  erection of any  structures  on, under or
                    above any streets on which the PREMISES abut.

          c.        Encroachments  of  stoops,  areas,  cellar  steps,  trim and
                    cornices, if any, upon any street or highway.

          d.        The Ground Lease,  all subleases  affecting the Premises and
                    all matters  indicated on Schedule B of the title  insurance
                    commitment attached hereto (the "Commitment").

          e.        The existing  physical  condition  (including  environmental
                    condition)  of the Premises and any and all notes or notices
                    of violation relating thereto.


Title company approval

5. SELLER  shall give and  PURCHASER  shall  accept such title as Chicago  Title
Insurance Company (the "Title Company") will be willing to approve and insure in
accordance  with their standard form of title policy,  subject on to the matters
provided for in this contract and in the commitment.


Closing defined and form of deed

6. "CLOSING"  means the settlement of the obligations of SELLER and PURCHASER to
each other under this  contract,  including the payment of the purchase price to
SELLER,  and the delivery to purchaser of a Trustee's  Deed in form  required by
the  Title  Company,  but  without  warranty  or  covenant  by  Seller in proper
statutory form for recording so as to transfer full ownership (fee simple title)
to the PREMISES, free of all encumbrances except as herein stated. The deed will
contain a  covenant  by the  SELLER as  required  by Section 13 of the Lien Law,
provided,  however,  that Di Giorgio  Corporation  shall  indemnify  Seller with
respect to any claims under such Lien Law.

If SELLER is a corporation, it will delivery to PURCHASER at the time of CLOSING
(a) a resolution of its Board of Directors  authorizing the sale and delivery of
the deed, and (b) a certificate  by the Secretary or Assistant  Secretary of the
corporation  certifying such resolution and setting forth facts showing that the
transfer is in conformity  with the  requirements of Section 909 of the Business
Corporation  Law. The deed in such case shall  contain a recital  sufficient  to
establish  compliance  with that  section.  Seller  will also  satisfy the Title
Company's  requirements in the Commitment  pertaining to the Trusts administered
by Seller.


Closing date and Place

7. CLOSING will take place at the New York city office of Purchaser's attorneys,
Sills Cummis, at 712 Fifth Avenue,  20th Floor at o'clock on or before March 31,
1998 or earlier, at Purchaser's option, to accommodate a simultaneous conveyance
to First Industrial Realty Trust ("First Industrial").


No Broker

8.       Intentionally deleted


Streets and assignment of unpaid awards

9. This sale includes all of SELLER's  ownership and rights, if any, in any land
lying in the bed of any street or highway,  opened or  proposed,  in front of or
adjoining the PREMISES to the center line thereof. It also includes any right of
SELLER to any unpaid  award by reason of any taking by  condemnation  and/or for
any  damage to the  PREMISES  by  reason  of  change  of grade of any  street or
highway.  SELLER will deliver at no additional cost to PURCHASER, at CLOSING, or
thereafter,  on demand, any documents which PURCHASER may require to collect the
award and damages.


Mortgagee's certificate or letter as to existing mortgage(s)

10.      Intentionally deleted


Compliance with state and municipal department violations and orders

11.      Intentionally deleted



<PAGE>



Installment assessments

12.      Intentionally deleted


Apportionments

13. The following are to be apportioned as of midnight of the day before the day
of CLOSING: (a) Rents as and when collected under the Ground Lease.

         Any errors or omissions in computing apportionments at CLOSING shall be
corrected. This provision shall survive CLOSING.


Water meter readings

14.      Intentionally deleted


Allowance for unpaid taxes, etc.

15.      Intentionally deleted


Use of purchase price to pay encumbrances

16. If there is anything  else  affecting  the sale which SELLER is obligated to
pay and  discharge at CLOSING,  SELLER may use any portion of the balance of the
purchase price to discharge it. As an  alternative  SELLER may deposit the money
with the title  insurance  company  employed by PURCHASER  and required by it to
assure  its  discharge;  but only if the title  insurance  company  will  insure
PURCHASER'S  title clear of the matter or insure against its  enforcement out of
the PREMISES.  Upon request,  made within a reasonable time before CLOSING,  the
PURCHASER agrees to provide  separate-certified checks as requested to assist in
cleaning up these matters.  In addition,  one half of the transfer tax shall be
credited  against the balance of the purchase price due at Closing and Purchaser
shall be responsible for payment of same.


Affidavit as to judgments, bankruptcies, etc.

17. If a title examination  discloses  judgments,  bankruptcies or other returns
against  persons  having names the same as or similar to that of SELLER,  SELLER
shall deliver a satisfactory detailed affidavit at CLOSING showing that they are
not against SELLER.


Deed transfer and recording taxes

18. The  transfer  tax shall be borne  equally by the  parties,  as  provided in
paragraph 16 above.


Purchaser's lien

19.      Intentionally deleted


Seller's inability to convey limitation of liability

20. If SELLER is unable to transfer  title to PURCHASER in accordance  with this
contracts  SELLER'S sole liability  shall be to refund all money paid on account
of this contract.  Upon such refund this contract shall be considered cancelled,
and neither  SELLER nor  PURCHASER  shall have any further  rights  against the
other.


Condition of property

21.  PURCHASER  has  inspected  the  buildings  on the PREMISES and the personal
property  included  in  this  sale  and  is  thoroughly  acquainted  with  their
condition.  PURCHASER  agrees  to  purchase  them "as is" and in  their  present
condition  subject to reasonable  use,  wear,  tear,  and natural  deterioration
between now and CLOSING.


Entire agreement

22. All prior  understandings  and  agreements  between SELLER and PURCHASER are
merged in this contract.  It completely  expresses their full agreement.  It has
been  entered  into after full  investigation,  neither  party  relying upon any
statements made by anyone else that is not set forth in this Contract.



<PAGE>



Changes must be in writing

23.  This  Contract  may not be  changed or  cancelled  except in  writing.  The
contract  shall  also  apply  to and bind the  distributees,  heirs,  executors,
administrators,  successors and assigns of the respective  parties.  Each of the
parties hereby  authorize  their attorneys to agree in writing to any changes in
dates and time periods provided for in this contract.


Singular also means plural

24.  any  singular  word  or term  herein  shall  also be read as in the  plural
whenever the sense of this contract may require it.


25. Purchaser shall have the right to cancel this Agreement and receive back any
deposit hereunder if the transaction with First Industrial is not consummated by
March 31, 1998.


26. This Agreement may be signed in counterparts and delivered by telecopy.

In Presence Of:                     SELLER:

  /s/   Louise Maloney              UNITED STATES STEEL AND CARNEGIE PENSION
                                    FUND, INC., AS Trustee as aforesaid

                                    By:   /s/ M. Sharon Cassidy

In Presence Of:

 /s/   Marjorie Richman             PURCHASER:

                                    DI GIORGIO CORPORATION

                                    By:    /s/ Robert A. Zorn


Notary - Intentionally Deleted


Adjournment       Closing of title under the within contract is hereby adjourned
to                      19       at o'clock at
title to be closed and all adjustments to be made as of                 19     .

Assignment        For value received, the within contract and all the right, 
title and interest of the purchaser thereunder are hereby assigned, transferred
and set over unto                                             and said assignee 
hereby assumes all obligations of the purchaser thereunder.
Dated                             19

             -------------------------       -----------------------------------
                    Purchaser                          Assignee of Purchaser



Contract of Sale                                     Premises
Title No.                         Section   44
                                  Block     72
                                  Lot      6 and 7
                  TO              County or Town Hempstead, Nassau County
                                  Street Numbered Address 700 Dibblee Drive
                                                          Garden City, New York
                                  Tax Billed Address





<PAGE>



                           NORTH SHORE ABSTRACT, LTD.
                                  as agent for:
                         CHICAGO TITLE INSURANCE COMPANY


Title No.         N16175N
                  97-05-0155-000-495

                                   SCHEDULE A

ALL that certain plot,  piece or parcel of land, with the  improvements  thereon
situate,  lying and being near Carle Place, Town of Hempstead,  County of Nassau
and State of New York, bounded and described as follows:

BEGINNING at a point on the Westerly side of East Gate Boulevard South,  distant
369.60 feet Southerly from the Southerly end of a curve having a radius of 40.00
feet and a length of 62.83 feet which curve  connects the said  Westerly side of
East Gate Boulevard South with the Southerly side of Zeckendorf Boulevard;

RUNNING  THENCE  along  said  Westerly  side of East  Gate  Boulevard  South the
following three courses and distances:

1. South 04 degrees 35 minutes 24 seconds East,  590.35 feet; 
2. Southerly  along the arc of a circle bearing to the right and having a radius
of 65.00 feet a distance  along said arc of 63.06 feet; 
3.  Southerly  along the arc of a circle  bearing to the left having a radius of
50.00 feet a distance along said arc of 115.98 feet to land of The People of the
State of New York as Meadowbrook State Parkway;

THENCE along said last mentioned land the following two courses and distances:
1.  Northwesterly  along the arc of a circle  bearing  to the right and having a
radius of 2030.00 feet a distance  along said arc of 945.89 feet;  
2.  Northerly  along the arc of a circle bearing to the left and having a radius
of 700.00 feet a distance  along said arc of 245.42 feet to the land of the Long
Island Railroad Company;

THENCE  Northerly  along  said  last  mentioned  land  along the arc of a circle
bearing to the left having a radius of 500.00 feet a distance  along said arc of
84.01 feet;

THENCE North 85 degrees 24 minutes 36 seconds East,  910.92 feet to the point or
place of BEGINNING.

East Gate Boulevard is now known as Dibblee Drive.

For conveyancing  only,  (Together with all right, title and interest of, in and
to any  streets  and if  intended  to be  conveyed  (roads  abutting  the  above
described premises, to the center line thereof.




<PAGE>



                           NORTH SHORE ABSTRACT, LTD.
                                  as agent for:
                         CHICAGO TITLE INSURANCE COMPANY


Title No.         N16175N
                  97-05-0155-000-495


                                   SCHEDULE B

Hereinafter set forth are additional  matters which will appear in our policy as
exceptions  from coverage unless  disposed of to our  satisfaction  prior to the
closing or delivery of the policy.
------------------------------------------------------------------------------
DISPOSITION

          1.        Rights of tenants or persons in possession, if any.

          2.        Taxes, tax liens, tax sales,  water rates,  sewer rents, and
                    assessments set forth herein.

          3.        Mortgages  returned herein ( 2 ). The mortgages set forth in
                    the  detailed  statement  within must be  considered  and/or
                    disposed of.

          4.        Proof is required that all parties to this  transaction have
                    been  known by no other  names for the past ten  years.  Any
                    other names are to be  submitted  to this  Company  prior to
                    closing.

          5.        Covenants,  conditions,  easements,  leases,  agreements  of
                    record etc., more fully set forth herein:

                    a)        Covenants and Restrictions in Liber 4457 cp 459 as
                              modified  by Liber  5343 cp 257 and Liber  5738 cp
                              55,  Liber 6161 cp 536,  Liber 6303 cp 510,  Liber
                              6319  cp 215 as  modified  by  Liber  6368 cp 598,
                              Liber 7082 cp 447  (copies to follow) 

                    b)        Electric  Agreement in Liber 6874 cp 9 (affects 10
                              foot wide strip along  Northerly side of Lot 6 and
                              15 foot wide strip along  Westerly  side of Lots 6
                              and 7)

                    c)        Electric  Agreement  in Liber 7319 cp 381 (affects
                              Northeasterly part of Lot 6)

                    d)        Reservation  in Liber 7050 cp 537 for storm  water
                              and sanitary sewer drain (affects Westerly part of
                              premises)

                    e)        Right of Long Island Railroad,  if any, to use and
                              maintain  the  railroad  tracks over the  Westerly
                              part of the premises herein as shown on the survey
                              by Bohn & Bonacci dated 10/28/81

                    f)        Telephone Easement in Liber 6031 page 137 (affects
                              streets)


                    g)        Sewer  Easement  in Liber  5829 page 556  (affects
                              streets)

         6.       The certified  owner United States Steel and Carnegie  Pension
                  Fund,  Inc., As Trustee has been run for Judgments and Federal
                  Tax Liens. Nothing has been found of record.

         7.       Deed  to  contain  the  following  recital:  "Being  the  same
                  premises  conveyed  to the  Grantor(s)  herein  by deed  dated
                  6/10/63, recorded 6/13/63 in Liber 7168, Page 160."

Title  Certified  in: United  States Steel and Carnegie  Pension Fund,  Inc., as
Trustee


A duplicate  copy of the exceptions is furnished to you with the thought you may
wish to transmit same to the attorney for the owner of the property, and thereby
facilitate the clearing of the objection prior to closing.



<PAGE>



                           NORTH SHORE ABSTRACT, LTD.
                                  as agent for:
                         CHICAGO TITLE INSURANCE COMPANY


Title No.         N16175N
                  97-05-0155-000-495


                             SCHEDULE B (Continued)


          8.        Meter reading must be obtained by seller.  In the event said
                    reading  is  not  obtained,  then  policy  will  except  any
                    additional water and sewer charges from the date of the last
                    ACTUAL reading.

          9.        Company  must  be  advised  of  purchaser's  name  prior  to
                    closing. Additional title objections may be raised.

          10.       Closing  deed to be a  Trustee's  deed  from  both  Trustees
                    stating full consideration.

          11.       Proof is  required  that the  Trusts  are in full  force and
                    effect and that Trustees are authorized to convey premises.

          12.       Agreement  made  between  Waldbaum  Inc.  and  The  Town  of
                    Hempstead recorded 8/10/81 in Liber 9358 cp 249 (see within)

          13.       Non-Disturbance  and Attornment  Agreement recorded in Liber
                    9009 cp 376 for  the  benefit  of  Sysco  Corporation.  (see
                    within)

          14.       Terms, Covenants,  Conditions,  Provisions and Agreements of
                    lease in favor of Sysco Corporation, as Tenant.

          15.       Assignment  of  Lessor's  Interest in Lease in Liber 9784 cp
                    503.  (assigns the interest of Waldbaum  under the principal
                    lease,  as further  security  under the mortgage now held by
                    New York Life Insurance Company)

          16.       Lease between United States Steel and Carnegie  Pension Plan
                    Inc. (Fee Owner) and Waldbaum Inc.  (Landlord) in Liber 7219
                    Page 231, amended in Liber 7324 Page 409,  assigned by Liber
                    9009, Page 367, expires  5/31/2011,  with an option to renew
                    for 37 years. (see within)

          17.       Sublease   between   Waldbaum  Inc.   (Landlord)  and  Sysco
                    Corporation  (Tenant) dated  7/19/73,  amended  12/16/76,  a
                    memorandum  of which  was  recorded  in Liber  9009 Page 369
                    expires  1/31/2004,  with an option to renew for 7 years,  4
                    months. (see within)



<PAGE>



                           NORTH SHORE ABSTRACT, LTD.
                                  as agent for:
                         CHICAGO TITLE INSURANCE COMPANY


Title No.         N16175N
                  97-05-0155-000-495


                             SCHEDULE B (Continued)

          18.       Sublease between Sysco  Corporation  (Sublandlord) and WRGFF
                    Associates,  L.P. (Subtenant) in Liber 10265 Page 61 1. (see
                    within)

          19.       Certification  and Agreement between United States Steel and
                    Carnegie   Pension   Plan  Inc.   as  Fee  Owner  and  WRGFF
                    Associates,  L.P.  (Subtenant)  and White Rose Frozen  Food,
                    Inc.  (as Sub  Sub-Tenant)  in Liber  10265  Page 573.  (see
                    within)

          20.       Agreement   between   New  York   Life   Insurance   Company
                    (Mortgagee),  WRGFF  Associates,  L.P.  (Second  Subtenant),
                    White Rose Frozen Food,  Inc. (Third  Subtenant),  Waldbaum,
                    Inc. (Prime Tenant), and Sysco Corporation (First Subtenant)
                    in Liber 14807 Page 873. (see within)

          21.       Sub-Sublease  between WRGFF Associates,  L.P.  (Sublandlord)
                    and White Rose Frozen Food, Inc.  (Subtenant) in Liber 10265
                    Page 597. (see within)

          22.       Certification   and   Agreement   between   Waldbaum,   Inc.
                    (Landlord),  Sysco Corporation  (Tenant),  WRGFF Associates,
                    L.P.   (Subtenant)   and  White  Rose  Frozen   Food,   Inc.
                    (Sub-Subtenant) in Liber 10265 Page 625. (see within)

          23.       Survey made by Bohn and Bonacci P.C.,  dated 4/29/92 shows a
                    1 story brick building,  a 1 story metal building (freezer),
                    a  garage,  a 1 story  concrete  block  area,  and a 1 story
                    concrete  block  truck  dock.   Railroad  tracks  and  sewer
                    easement over Northwesterly area. Concrete and asphalt areas
                    throughout.  Concrete area straddles Southwesterly lot line.
                    Fence and  railroad tie curb vary with  Southerly  lot line.
                    Fence lies up to 42.2 feet  Southwest of  Southwesterly  lot
                    line and 13.3 feet West of Westerly lot line. Fence and curb
                    lie South of  Northerly  lot line and East of  Easterly  lot
                    line. Fence area with gate varies with  Southeasterly  area.
                    Signs,  fences and concrete curb vary with  Easterly  record
                    line. No other variations or  encroachments  with lot lines.
                    Policy will except any changes since date of survey.

NOTE: The survey reading and survey inspection are not intended to be and should
not be used for the purpose of  determining  compliance  with local building and
zoning laws and regulations;  they should only be relied upon for the purpose of
disclosing exceptions to title.



<PAGE>



                                           Number          Nl6175N
                                                           97050155000495

                         CERTIFICATE FOR TITLE INSURANCE
                                    Issued by

                         CHICAGO TITLE INSURANCE COMPANY



         Chicago Title Insurance Company, a Missouri Corporation,  herein called
the Company,  certifies to the  Applicant  named on the  following  page that an
examination  of title to  premises  described  in  Schedule  A has been  made in
accordance  with its usual  procedure  and  agrees to issue the ALTA  (10-17-92)
Owner's  or  Lender's  form of  insurance  policy  as  modified  by the New York
Coverage Endorsements in the amount and for the transaction set forth herein and
subject to the  exclusions  from coverage and the  conditions  and  stipulations
therein contained.

         After  the  closing  of  the  transaction.   in  conformance  with  the
requirements  and  procedures of the Company,  the Company will issue the policy
and except (i) all loss or damage by reason of the estates, interests,  defects,
objections, liens, encumbrances and other matters set forth in Schedule B herein
that  are not  disposed  of to the  satisfaction  of the  Company  prior to such
closing or issuance of the policy (ii) any questions or objection  coming to the
attention of the Company before the date of closing,  or if there be no closing,
before the issuance of the policy.

         IN WITNESS  WHEREOF,  Chicago  Title  Insurance  Company has caused its
corporate name and seal to be hereunto  affixed by its duly authorized  officers
on the date shown in Schedule A.

                                        Questions    concerning    the    within
                                        Certificate should be directed to:




Issued by:
NORTH SHORE ABSTRACT LTD.
330 GREAT NECK ROAD
P.O. BOX 385
GREAT NECK, NY 11021
(516) 466-6050                              CHICAGO TITLE INSURANCE COMPANY
FAX (516) 466-6011
                                            By:


Dated:
Certified by: _______________________       ATTEST:                  President
               Authorized Signature

Redated:
by:__________________________________                                Secretary
               Authorized Signature




This  certificate is intended for lawyers only.  Such  exceptions as may be set
forth herein may effect  marketability of title. Your lawyer should be consulted
before  taking  any action  based upon the  contents  of this  certificate.  The
Company's  representative  at the closing hereunder may not act as legal advisor
to any of the parties or draw legal instruments for them. Such representative is
permitted to be of assistance only to an attorney.  It is advisable to have your
attorney present at the closing.


Reorder Form No. 10881 (Rev. 10/92)


<PAGE>


                           NORTH SHORE ABSTRACT, LTD.
                                  as agent for
                         CHICAGO TITLE INSURANCE COMPANY



Title No. N16175N             Effective Date: 6/20/97             Redated:
          97-05-0155-000-495

Proposed Insured:

Purchaser:        TBD

Mortgagee:


Amount of Insurance
         Fee               $13,500,000.00
         Mortgage          $
         Leasehold         $

THIS  COMPANY  CERTIFIES  that a  good  and  marketable  title  to the  premises
described in Schedule A, subject to the liens,  encumbrances  and other matters,
if any, set forth in this certificate may be conveyed and/or mortgaged by:

United States Steel and Carnegie  Pension Fund, Inc., as Trustee under Agreement
dated as of August 31, 1950 for United States Steel Corporation Non-Contributory
Pension  Plan,  as to a 9/10  interest,  AND United  States  Steel and  Carnegie
Pension Fund, Inc., as Trustee under Agreement dated as of February 15, 1951 for
United States Steel Corporation Contributory Pension Plan, as to a 1/10 interest

As to Tax Lot 6: By deed from Roosevelt Nassau Buildings Corporation
Dated 10/24/63, Recorded 10/25/63 in Liber 7219 Page 219

As to Tax Lot 7: By deed from Johnus Inc.
Dated 10/24/63, Recorded 10/25/63 in Liber 7219 Page 89

Premises described in Schedule "A" are known as:
Address:          700 Dibblee Drive
                  Garden City, New York

County:  Nassau                             City:
District:                                   Town:    Hempstead
Section: 44                                 Village:
Block:   72
Lot(s):  6 and 7

NOTE:  This  Certificate is intended for lawyers only. Such exceptions as may be
set forth  herein may  affect  marketability  of title.  Your  lawyer  should be
consulted before taking any action based upon the contents hereof. The Company's
representative  at closing here under may not act as legal advisor to any of the
parties or draw legal instruments for them. Such  representative is permitted to
be of  assistance  only to an attorney.  It is  advisable to have your  attorney
present at the closing.

For  further  information  please  call  (516)  466-6050  or (718)  468-9200  or
1-800-420-6050