----

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|  UNITED STATES                                    |
|--------------------------------------------------------|
| SECURITIES AND EXCHANGE COMMISSION                     |
| Washington, D.C.  20549                      |
|                                                   |
|                                                   |
| FORM 10-Q                                              |
| (Mark One)                                             |
| [X]                                                    | QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|                                                   |
| For the quarterly period ended June 30, 2010           |
| OR                                                     |
| [   ]                                   | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|                                                   |
| For the transition period from                         |   | to |   |   |
|                                                   |
| Commission file number: 333-167589                     |
|                                                   |
| Century Next Financial Corporation                |
| (Exact Name of Registrant as Specified in Its Charter) |

|                                                           |
|----------------------------------------------------------------|
| Louisiana                                            |   |                                  27-2851432                                 |
| (State or Other Jurisdiction of Incorporation or Organization) |   | (I.R.S. Employer Identification No.) |
| 505 North Vienna StreetRuston, Louisiana               |   |  71270                                                                                                                                                                                                                                                                                                                                     |
|------------------------------------------------------------------------------------------------------------------------------|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (Address of Principal Executive Offices)                                                                                     |   |                                                        (Zip Code) |
| (318) 255-3733                                                                     |
|------------------------------------------------------------------------------------|
| (Registrant’s Telephone Number, Including Area Code)                         |
|                                                                               |
| Not Applicable                                                                     |
| (Former name, former address and former fiscal year, if changed since last report) |

| Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    [   ]  Yes   [X]   No             |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
| Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Date File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).      [   ]  Yes   [   ]   No |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
| Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.  See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check One):                                                                                                     |

| Large accelerated filer    [  ]            | Accelerated filer        [  ] |
|---------------------------------------------------------------------|----------------------------------------------------------------------------|
| Non-accelerated filer      [  ]  | Smaller reporting company     [X]                 |
| (Do not check if a smaller reporting company)                       |

| Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).                                                                                                                                                                                                                                                                                                                             |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| [   ] Yes                 [X]  No                                                                                                                                                                                                                                                                                                   |
| APPLICABLE ONLY TO CORPORATE ISSUERS:                                                                                                                                                                                                                                                                                                                                                                                                        |
|                                                                                                                                                                                                                                                                                                                                                                                                                                         |
| Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date:  As of September 22, 2010, no shares of the Registrant’s common stock were issued and outstanding.*____________*    The issuer became subject to the filing requirements of Sections 13 and 15(d) when its Form S-1 was declared effective by the SEC on August 11, 2010. |

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| PART I - FINANCIAL INFORMATION                                                                                                                                                           | Page |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------|
|                                                                                                                                                                                          |
| Item 1 -               Financial Statements (Unaudited)                                                            | 1    |
|                                                                                                                                                                                          |
| Item 2 -               Management’s Discussion and Analysis of Financial Condition and Results of Operations | 11   |
|                                                                                                                                                                                          |
| Item 3 -               Quantitative and Qualitative Disclosures About Market Risk                                  | 18   |
|                                                                                                                                                                                          |
| Item 4 -               Controls and Procedures                                                                     | 18   |
|                                                                                                                                                                                          |
| PART II - OTHER INFORMATION                                                                                                                                                                   |
|                                                                                                                                                                                          |
| Item 1 -               Legal Proceedings                                                                           | 18   |
|                                                                                                                                                                                          |
| Item 1A -            Risk Factors                                                                                                      | 18   |
|                                                                                                                                                                                          |
| Item 2 -               Unregistered Sales of Equity Securities and Use of Proceeds                                 | 18   |
|                                                                                                                                                                                          |
| Item 3 -               Defaults Upon Senior Securities                                                             | 19   |
|                                                                                                                                                                                          |
| Item 4 -               (Removed and Reserved)                                                                      | 19   |
|                                                                                                                                                                                          |
| Item 5 -               Other Information                                                                           | 19   |
|                                                                                                                                                                                          |
| Item 6 -               Exhibits                                                                                    | 19   |
|                                                                                                                                                                                          |
| Signatures                                                                                                                                                                                    | 20   |

----

|                                                                                                                                             |   | June 30, |          |   | December 31, |   |
|--------------------------------------------------------------------------------------------------------------------------------------------------|--------|----------|---------------|--------|--------------|--------|
| ASSETS                                                                                                                                           |   | 2010     |          |   | 2009         |   |
|                                                                                                                                             |   |     |          |   |         |   |
| Cash and cash equivalents                                                                                                                        |   | $        | 6,431         |   |         | $      | 4,674 |   |
| Investment and mortgage-backed securities                                                                                                        |   |     | 6,571         |   |         |   | 7,258 |   |
| Federal Home Loan Bank stock                                                                                                                     |   |     | 280           |   |         |   | 280 |   |
| Loans (includes loans held for sale of $2,772 and    $761), less allowance for loan losses of $182 and   $176 |   |     |   70,763 |   |         |   |   66,998 |   |
| Accrued interest receivable:                                                                                                                     |   |     |          |   |         |   |   |   |
| Loans                                                                                                                                            |   |     | 325           |   |         |   | 308 |   |
| Securities                                                                                                                                       |   |     | 27            |   |         |   | 28 |   |
| Premises and equipment, net of accumulated    depreciation of $1,391 and $1,313                                              |   |     | 3,791         |   |         |   | 3,885 |   |
| Foreclosed real estate                                                                                                                           |   |     | -             |   |         |   | - |   |
| Other assets                                                                                                                                     |   |     |  2,528   |   |         |   | 2,444 |   |
|                                                                                                                                             |   |     |          |   |         |   |   |   |
| Total assets                                                                                                                                     |   | $        | 90,716        |   |         | $      | 85,875 |   |
|                                                                                                                                             |   |     |          |   |         |   |   |   |
| LIABILITIES AND RETAINED EARNINGS                                                                                                                |   |     |          |   |         |   |   |   |
|                                                                                                                                             |   |     |          |   |         |   |   |   |
| Liabilities:                                                                                                                                     |   |     |          |   |         |   |   |   |
| Deposits                                                                                                                                         |   |     |          |   |         |   |   |   |
| Savings and demand                                                                                                                               |   | $        | 36,224        |   |         | $      | 31,659 |   |
| Time                                                                                                                                             |   |     |  44,088  |   |         |   | 44,284 |   |
| Total deposits                                                                                                                                   |   |     | 80,312        |   |         |   | 75,943 |   |
|                                                                                                                                             |   |     |          |   |         |   |   |   |
| Advances from borrowers for insurance and taxes                                                                                                  |   |     | 44            |   |         |   | 21 |   |
| FHLB advances                                                                                                                                    |   |     | -             |   |         |   | - |   |
| Securities sold under agreements to repurchase                                                                                                   |   |     | 905           |   |         |   | 907 |   |
| Accrued interest payable                                                                                                                         |   |     | 19            |   |         |   | 21 |   |
| Other liabilities                                                                                                                                |   |     |  639     |   |         |   | 506 |   |
| Total liabilities                                                                                                                                |   |     | 81,919        |   |         |   | 77,399 |   |
|                                                                                                                                             |   |     |          |   |         |   |   |   |
| Retained earnings:                                                                                                                               |   |     |          |   |         |   |   |   |
| Retained earnings                                                                                                                                |   |     | 8,700         |   |         |   | 8,407 |   |
|    Accumulated other comprehensive income, net        of taxes of $50 and $35                  |   |     |  97      |   |         |   | 69 |   |
| Total equity                                                                                                                                     |   |     |  8,797   |   |         |   | 8,476 |   |
|                                                                                                                                             |   |     |          |   |         |   |   |   |
| Total liabilities and retained earnings                                                                                                          |   | $        | 90,716        |   |         | $      | 85,875 |   |

----

|                                                           |   | For the Three Months Ended |      |   | For the Six Months Ended |   |
|----------------------------------------------------------------|--------|----------------------------|-----------|--------|--------------------------|--------|
|                                                           |   | June 30,                   |      |   | June 30,                 |   |
|                                                           |   | 2010                       |      |   | 2009                     |   |   | 2010 |   |   | 2009 |   |
| Interest income:                                               |   |                       |      |   |                     |   |   |   |   |   |   |   |
|    First mortgage loans                         |   | $                          | 168       |   |                     | $      | 190 |   |   | $ | 342 |   |   | $ | 387 |   |
|    Consumer and other loans                     |   |                       | 923       |   |                     |   | 829 |   |   |   | 1,817 |   |   |   | 1,648 |   |
|    Investment securities                        |   |                       | 49        |   |                     |   | 52 |   |   |   | 100 |   |   |   | 117 |   |
|    Other                                        |   |                       | -         |   |                     |   | - |   |   |   | 1 |   |   |   | 1 |   |
|       Total interest income      |   |                       | 1,140     |   |                     |   | 1,071 |   |   |   | 2,260 |   |   |   | 2,153 |   |
|                                                           |   |                       |      |   |                     |   |   |   |   |   |   |   |   |   |   |   |
| Interest expense:                                              |   |                       |      |   |                     |   |   |   |   |   |   |   |   |   |   |   |
|    Savings and interest-bearing demand deposits |   |                       | 37        |   |                     |   | 55 |   |   |   | 68 |   |   |   | 109 |   |
|    Time deposits                                |   |                       | 222       |   |                     |   | 266 |   |   |   | 456 |   |   |   | 551 |   |
|    Other borrowings                             |   |                       | 2         |   |                     |   | 1 |   |   |   | 4 |   |   |   | 2 |   |
|       Total interest expense     |   |                       | 261       |   |                     |   | 322 |   |   |   | 528 |   |   |   | 662 |   |
|                                                           |   |                       |      |   |                     |   |   |   |   |   |   |   |   |   |   |   |
| Net interest income                                            |   |                       | 879       |   |                     |   | 749 |   |   |   | 1,732 |   |   |   | 1,491 |   |
| Provision for loan losses                                      |   |                       | 2         |   |                     |   | 4 |   |   |   | 2 |   |   |   | 6 |   |
|                                                           |   |                       |      |   |                     |   |   |   |   |   |   |   |   |   |   |   |
| Net interest income after provision for loan losses            |   |                       | 877       |   |                     |   | 745 |   |   |   | 1,730 |   |   |   | 1,485 |   |
|                                                           |   |                       |      |   |                     |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest income:                                            |   |                       |      |   |                     |   |   |   |   |   |   |   |   |   |   |   |
|    Service charges                              |   |                       | 50        |   |                     |   | 51 |   |   |   | 90 |   |   |   | 98 |   |
|    Loan fees                                    |   |                       | 134       |   |                     |   | 140 |   |   |   | 197 |   |   |   | 238 |   |
|    Gain on sale of foreclosed real estate       |   |                       | -         |   |                     |   | - |   |   |   | 3 |   |   |   | - |   |
|    Gain on cash value of life insurance         |   |                       | 9         |   |                     |   | 5 |   |   |   | 17 |   |   |   | 10 |   |
|    Gain on sale of fixed assets                 |   |                       | -         |   |                     |   | - |   |   |   | 53 |   |   |   | - |   |
|    Other operating income                       |   |                       | 17        |   |                     |   | 13 |   |   |   | 26 |   |   |   | 24 |   |
| Total noninterest income                                       |   |                       | 210       |   |                     |   | 209 |   |   |   | 386 |   |   |   | 370 |   |
|                                                           |   |                       |      |   |                     |   |   |   |   |   |   |   |   |   |   |   |
| Noninterest expense                                            |   |                       |      |   |                     |   |   |   |   |   |   |   |   |   |   |   |
|    Salaries and benefits                        |   |                       | 504       |   |                     |   | 466 |   |   |   | 1,011 |   |   |   | 926 |   |
|    Occupancy expense                            |   |                       | 90        |   |                     |   | 93 |   |   |   | 192 |   |   |   | 166 |   |
|    Expense of foreclosed real estate            |   |                       | -         |   |                     |   | - |   |   |   | 1 |   |   |   | 2 |   |
|    FDIC deposit insurance                       |   |                       | 27        |   |                     |   | 60 |   |   |   | 52 |   |   |   | 69 |   |
|    Other operating expense                      |   |                       |  227 |   |                     |   |  182 |   |   |   |  420 |   |   |   |  364 |   |
| Total noninterest expense                                      |   |                       | 848       |   |                     |   | 801 |   |   |   | 1,676 |   |   |   | 1,527 |   |
|                                                           |   |                       |      |   |                     |   |   |   |   |   |   |   |   |   |   |   |
| Income before income taxes                                     |   |                       | 239       |   |                     |   | 153 |   |   |   | 440 |   |   |   | 328 |   |
| Income taxes                                                   |   |                       |  86  |   |                     |   |  59 |   |   |   |  147 |   |   |   |  119 |   |
| Net income                                                     |   | $                          | 153       |   |                     | $      | 94 |   |   | $ | 293 |   |   | $ | 209 |   |

----

|                                                                                                                                                            |   |     |   |   | Accumulated   |   |   |   |   |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|----------|--------|--------|---------------|--------|--------|--------|--------|
|                                                                                                                                                            |   |     |   |   | Other         |   |   |   |   |
|                                                                                                                                                            |   | Retained |   |   | Comprehensive |   |   | Total  |   |
|                                                                                                                                                            |   | Earnings |   |   | Income        |   |   | Equity |   |
|                                                                                                                                                            |   |     |   |   |          |   |   |   |   |
| Balance at December 31, 2008                                                                                                                                    |   | $        | 7,942  |   |          | $      | 16     |   |   | $ | 7,959 |   |
| Net income                                                                                                                                                      |   |     | 209    |   |          |   | -      |   |   |   | 209 |   |
|    Unrealized gain on securities       available for sale, net of       taxes of $11 |   |     | -      |   |          |   | 22     |   |   |   |    22 |   |
| Comprehensive income                                                                                                                                            |   |     |   |   |          |   |   |   |   |   |  231 |   |
|                                                                                                                                                            |   |     |   |   |          |   |   |   |   |   |   |   |
| Balance at June 30, 2009                                                                                                                                        |   | $        | 8,151  |   |          | $      | 38     |   |   | $ | 8,189 |   |
|                                                                                                                                                            |   |     |   |   |          |   |   |   |   |   |   |   |
| Balance at December 31, 2009                                                                                                                                    |   | $        | 8,407  |   |          | $      | 69     |   |   | $ | 8,476 |   |
| Net income                                                                                                                                                      |   |     | 293    |   |          |   | -      |   |   |   | 293 |   |
|    Unrealized gain on securities      available for sale, net of      taxes of $15             |   |     | -      |   |          |   | 28     |   |   |   |  28 |   |
| Comprehensive income                                                                                                                                            |   |     |   |   |          |   |   |   |   |   |  321 |   |
|                                                                                                                                                            |   |     |   |   |          |   |   |   |   |   |   |   |
| Balance at June 30, 2010                                                                                                                                        |   | $        | 8,700  |   |          | $      | 97     |   |   | $ | 8,797 |   |

----

|                                                                                                  |                                                                          |   | Six Months Ended June 30, |       |
|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------|--------|---------------------------|------------|
|                                                                                                  |                                                                          |   | 2010                      |       |   | 2009 |   |
| Cash flows from operating activities:                                                                 |                                                                          |   |                      |       |   |   |
| Net income                                                                                            |                                                                          |   | $                         | 293        |   |   | $ | 209 |   |
| Adjustments to reconcile net income to net cash     used by operating activities: |                                                                          |   |                      |       |   |   |   |   |
|                                                                                                  | Provision for loan losses                                                     |   |                      | 2          |   |   |   | 6 |   |
|                                                                                                  | Depreciation                                                                  |   |                      | 97         |   |   |   | 83 |   |
|                                                                                                  | Gain on sale of foreclosed real estate                                        |   |                      | ( 3   | ) |   |   | - |   |
|                                                                                                  | Gain on sale of fixed assets                                                  |   |                      | ( 53  | ) |   |   | - |   |
|                                                                                                  | Net increase in loans held for sale                                           |   |                      | ( 2,010    | ) |   |   | ( 686 | ) |
|                                                                                                  | Increase in accrued interest receivable                                       |   |                      | ( 15  | ) |   |   | ( 13 | ) |
|                                                                                                  | Decrease in accrued interest payable                                          |   |                      | ( 2   | ) |   |   | ( 18 | ) |
|                                                                                                  | (Increase) decrease in other assets                                           |   |                      | ( 84  | ) |   |   | 11 |   |
|                                                                                                  | Increase in other liabilities                                                 |   |                      | 133        |   |   |   | 64 |   |
|                                                                                                  | Total adjustments                                                             |   |                      | ( 1,935    | ) |   |   | ( 553 | ) |
|                                                                                                  | Net cash used by operating activities                                         |   |                      | ( 1,642    | ) |   |   | ( 344 | ) |
|                                                                                                  |                                                                          |   |                      |       |   |   |   |   |   |
| Cash flows from investing activities:                                                                 |                                                                          |   |                      |       |   |   |   |   |
|                                                                                                  | Proceeds from sales and maturities of investment securities                   |   |                      | 713        |   |   |   | 1,783 |   |
|                                                                                                  | Purchase of investment securities                                             |   |                      | -          |   |   |   | ( 1,044 | ) |
|                                                                                                  | Net redemption (purchase) of Federal Home Loan Bank stock                     |   |                      | ( 1   | ) |   |   | - |   |
|                                                                                                  | Proceeds from sale of foreclosed real estate                                  |   |                      | 4          |   |   |   | - |   |
|                                                                                                  | Proceeds from sale of fixed assets                                  |   |                      | 150        |   |   |   | - |   |
|                                                                                                  | Purchase of premises and equipment, net                                       |   |                      | ( 100 | ) |   |   | ( 371 | ) |
|                                                                                                  | Net increase in loans                                                         |   |                      | ( 1,755    | ) |   |   | ( 3,104 | ) |
|                                                                                                  | Net cash used by investing activities                                         |   |                      | ( 989 | ) |   |   | ( 2,736 | ) |
|                                                                                                  |                                                                          |   |                      |       |   |   |   |   |   |
| Cash flows from financing activities:                                                                 |                                                                          |   |                      |       |   |   |   |   |
|                                                                                                  | Net increase in savings and demand deposits                                   |   |                      | 4,565      |   |   |   | 273 |   |
|                                                                                                  | Net increase (decrease) in time deposits                                      |   |                      | ( 197 | ) |   |   | 1,448 |   |
|                                                                                                  | Increase in advances from borrowers for    insurance and taxes |   |                      | 23         |   |   |   | 38 |   |
|                                                                                                  | Repayments of FHLB advances                                                   |   |                      | -          |   |   |   | ( 53 | ) |
|                                                                                                  | Net decrease in securities sold under agreements to repurchase                |   |                      | ( 2   | ) |   |   | - |   |
|                                                                                                  | Net cash provided by financing activities                                     |   |                      | 4,388      |   |   |   | 1,706 |   |
|                                                                                                  |                                                                          |   |                      |       |   |   |   |   |
| Net increase (decrease) in cash and cash equivalents                                                  |                                                                          |   | 1,757                     |       |   |   | ( 1,374 | ) |
|                                                                                                  |                                                                          |   |                      |       |   |   |   |   |   |
| Cash and cash equivalents at beginning of year                                                        |                                                                          |   | 4,674                     |       |   |   | 3,515 |   |
|                                                                                                  |                                                                          |   |                      |       |   |   |   |   |   |
| Cash and cash equivalents at end of year                                                              |                                                                          | $      | 6,431                     |       |   | $ | 2,141 |   |
|                                                                                                  |                                                                          |   |                      |       |   |   |   |   |   |
| Supplementary cash flow information:                                                                  |                                                                          |   |                      |       |   |   |   |   |
| Cash  paid:                                                                                 | Interest                                                                      |   | $                         | 530        |   |   | $ | 680 |   |
|                                                                                                  | Income Taxes                                                                  |   | $                         | -          |   |   | $ | 115 |   |

----

----

|   |                     |   | June 30, 2010 |   |
|--------|--------------------------|--------|---------------|--------|
|   |                     |   | Held to       |   |   | Available |   |
|   |                     |   | Maturity      |   |   | for Sale |   |
|   | Purchases of securities  |   |          | -      |   |   |   | - |   |
|   |                     |   |          |   |   |   |   |   |   |
|   | Maturities of securities |   |          | 20     |   |   |   | 694 |   |

----

|   |                                       |   | June 30, |   |
|--------|--------------------------------------------|--------|----------|--------|
|   |                                       |   | 2010     |   |
|   | Held for sale (one-four family)            |   |     | 2,772  |   |
|   | Residential real estate (one-four family)  |   |     | 35,958 |   |
|   | Commercial real estate and lines of credit |   |     | 13,137 |   |
|   | Multifamily real estate                    |   |     | 2,245  |   |
|   | Land                                       |   |     | 5,684  |   |
|   | Residential construction                   |   |     | 1,036  |   |
|   | Commercial business                        |   |     | 4,310  |   |
|   | Home equity lines of credit                |   |     | 1,853  |   |
|   | Consumer non-real estate                   |   |     | 3,920  |   |
|   | Overdrafts                                 |   |     | 30     |   |
|   |                                       |   |     | 70,945 |   |
|   | Allowance for loan losses                  |   |     | (182   | ) |
|   |                                       |   |     | 70,763 |   |

|   |                                              |   | June 30, |   |
|--------|---------------------------------------------------|--------|----------|--------|
|   |                                              |   | 2010     |   |
|   | Beginning balance                                 |   |     | 176    |   |
|   |     Provision for loan losses |   |     | 2      |   |
|   |     Loans charged off         |   |     | -      |   |
|   |     Recoveries                |   |     | 4      |   |
|   | Ending balance                                    |   |     | 182    |   |

----

|                                                                   |   | Actual |   |   | Required For Capital Adequacy Purposes: |   |   | Required To Be Well Capitalized UnderPrompt CorrectiveAction Provisions: |   |
|------------------------------------------------------------------------|--------|--------|--------|--------|-----------------------------------------|--------|--------|-------------------------------------------------------------------------------|--------|
|                                                                   |   | Amount |   |   |    Ratio                      |   |   | Amount                                                                        |   |   |    Ratio |   |   | Amount |   |   |    Ratio |   |
|                                                                   |   |   |   |   |                                    |   |   |                                                                          |   |   |   |   |   |   |   |   |   |   |
| As of June 30, 2010                                                    |   |   |   |   |                                    |   |   |                                                                          |   |   |   |   |   |   |   |   |   |   |
| Total capital (to Risk    Weighted Assets)         |   |   | 8,845  |   |                                    |   | 13.95  | %                                                                             |   |   | 5,072 |   |   |   | 8.0 | % |   |   | 6,340 |   |   |   | 10.0 | % |
| Core (Tier 1) Capital (to    Risk Weighted Assets) |   |   | 8,700  |   |                                    |   | 13.72  | %                                                                             |   |   | 2,536 |   |   |   | 4.0 | % |   |   | 3,804 |   |   |   | 6.0 | % |
| Core (Tier 1) Capital    (to Total Assets)         |   |   | 8,700  |   |                                    |   | 9.57   | %                                                                             |   |   | 3,637 |   |   |   | 4.0 | % |   |   | 4,546 |   |   |   | 5.0 | % |
| Tangible Capital    (to Total Assets)              |   |   | 8,700  |   |                                    |   | 9.57   | %                                                                             |   |   | 1,364 |   |   |   | 1.5 | % |   |   | N/A |   |   |   | N/A |   |

|   |                                        |   | June 30, 2010 |   |
|--------|---------------------------------------------|--------|---------------|--------|
|   | GAAP equity                                 |   |          | 8,700  |   |
|   | Allowance for loan losses                   |   |          | 145    |   |
|   |      Total capital |   |          | 8,845  |   |

|   |                                 |   |          |   |
|--------|--------------------------------------|--------|---------------|--------|
|   |                                 |   | June 30, 2010 |   |
|   |                                 |   |          |   |   | Weighted |   |
|   |                                 |   |          |   |   | Average |   |
|   |                                 |   | Amount        |   |   | Rate |   |
|   | Savings and Demand                   |   |          |   |   |   |   |
|   | Noninterest bearing accounts         |   | $             | 7,330  |   |   |   | -- |   |
|   | Interest bearing checking            |   |          | 15,537 |   |   |   | 0.40 | % |
|   | Savings accounts                     |   |          | 7,476  |   |   |   | 0.40 | % |
|   |     Money market |   |          | 5,881  |   |   |   | 1.00 | % |
|   |                                 |   | $             | 36,224 |   |   |   |   |   |
|   |                                 |   |          |   |   |   |   |   |   |

----

|   |                      |   |          |   |
|--------|---------------------------|--------|---------------|--------|
|   |                      |   | June 30, 2010 |   |
|   |                      |   |          |   |   | Weighted |   |
|   |                      |   |          |   |   | Average |   |
|   |                      |   | Amount        |   |   | Rate |   |
|   |   Time Deposits |   |          |   |   |   |   |
|   | 0.00% to 0.99%            |   | $             | 982    |   |   |   | 0.80 | % |
|   | 1.00% to 1.99%            |   |          | 20,426 |   |   |   | 1.52 | % |
|   | 2.00% to 2.99%            |   |          | 17,926 |   |   |   | 2.28 | % |
|   | 3.00% to 3.99%            |   |          | 4,598  |   |   |   | 3.31 | % |
|   | 4.00% to 4.99%            |   |          | 156    |   |   |   | 4.00 | % |
|   |                      |   |          |   |   |   |   |   |   |
|   | Total time deposits       |   | $             | 44,088 |   |   |   | 1.94 | % |

|   | 2011       |   | $      | 10,921    |   |
|--------|------------|--------|--------|-----------|--------|
|   | 2012       |   |   | 749       |   |
|   | Thereafter |   |   |  130 |   |
|   |       |   | $      | 11,800    |   |

| ·   | Level 1 valuations, where the valuation is based on quoted market prices for identical assets or liabilities traded in active markets (which include exchanges and over-the-counter markets with sufficient volume). |
|--------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Level 2 valuations, where the valuation is based on quoted market prices for similar instruments traded in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| ·   | Level 3 valuations, where the valuation is generated from model-based techniques that use significant assumptions not observable in the market, but observable based on Bank-specific data.  These unobservable assumptions reflect the Bank’s own estimates for assumptions that market participants would use in pricing the asset or liability.  Valuation techniques typically include option pricing models, discounted cash flow models, and similar techniques, but may also include the use of market prices of assets or liabilities that are not directly comparable to the subject asset or liability. |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   |                           |   |    |   |   |    |   |   |    |   |   | Estimated  |   |
|--------|--------------------------------|--------|---------|--------|--------|---------|--------|--------|---------|--------|--------|------------|--------|
|   |                           |   | Level 1 |   |   | Level 2 |   |   | Level 3 |   |   | Fair Value |   |
|   | June 30, 2010                  |   |    |   |   |    |   |   |    |   |   |       |   |
|   | Securities available for sale: |   |    |   |   |    |   |   |    |   |   |       |   |
|   | FHLB certificates              |   |    | -      |   |    |   | 2,724  |    |   |   | -          |   |   |   | 2,724 |   |
|   | GNMA certificates              |   |    | -      |   |    |   | 15     |    |   |   | -          |   |   |   | 15 |   |
|   | FHLMC certificates             |   |    | -      |   |    |   | 1,026  |    |   |   | -          |   |   |   | 1,026 |   |
|   | FNMA certificates              |   |    | -      |   |    |   | 1,866  |    |   |   | -          |   |   |   | 1,866 |   |
|   | FNR certificates               |   |    | -      |   |    |   | 431    |    |   |   | -          |   |   |   | 431 |   |
|   | SBA pools                      |   |    | -      |   |    |   | 8      |    |   |   | -          |   |   |   | 8 |   |
|   | Muni’s                   |   |    | -      |   |    |   | 348    |    |   |   | -          |   |   |   | 348 |   |
|   | Equity securities              |   |    | -      |   |    |   | 2      |    |   |   | -          |   |   |   | 2 |   |
|   |                           |   |    | -      |   |    |   | 6,420  |    |   |   | -          |   |   |   | 6,420 |   |
|   |                           |   |    |   |   |    |   |   |    |   |   |       |   |   |   |   |   |

----

----

----

----

----

|                                                                                                                |   | Three Months Ended June 30, |         |
|---------------------------------------------------------------------------------------------------------------------|--------|-----------------------------|--------------|
|                                                                                                                |   | 2010                        |         |   | 2009 |   |
|                                                                                                                |   |    AverageBalance |         |   | Interest |   |   | AverageYield/Rate(1) |   |   |    AverageBalance |   |   | Interest |   |   | AverageYield/Rate(1) |   |
|                                                                                                                |   | (Dollars in thousands)      |         |
| Interest-earning assets:                                                                                            |   |                        |         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|   Loans receivable(1)                                                                                |   | $                           | 69,723       |   |   | $ | 1,091 |   |   |   | 6.26 | % |   | $ | 63,916 |   |   | $ | 1,019 |   |   |   | 6.38 | % |
|   Investment securities                                                                                   |   |                        | 6,757        |   |   |   | 49 |   |   |   | 2.90 | % |   |   | 6,252 |   |   |   | 52 |   |   |   | 3.33 | % |
|   Other interest-earning assets                                                                           |   |                        |  6,724  |   |   |   | - |   |   |   | - |   |   |   | 2,287 |   |   |   | - |   |   |   | - |   |
|      Total interest-earning assets                                                         |   |                        |  83,204 |   |   |   | 1,140 |   |   |   | 5.48 | % |   |   | 72,455 |   |   |   | 1,071 |   |   |   | 5.91 | % |
| Non-interest-earning assets                                                                                         |   |                        |  7,712  |   |   |   |   |   |   |   |   |   |   |   | 7,264 |   |   |   |   |   |   |   |   |   |
|      Total assets                                                                          |   | $                           | 90,916       |   |   |   |   |   |   |   |   |   |   | $ | 79,719 |   |   |   |   |   |   |   |   |   |
|                                                                                                                |   |                        |         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing liabilities:                                                                                       |   |                        |         |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|    Savings, NOW and money          market accounts |   |                        | 29,914       |   |   |   | 37 |   |   |   | 0.49 | % |   |   | 25,599 |   |   |   | 55 |   |   |   | 0.86 | % |
|    Certificates of deposit                                                                           |   |                        | 43,150       |   |   |   | 222 |   |   |   | 2.06 | % |   |   | 38,207 |   |   |   | 266 |   |   |   | 2.78 | % |
|         Total interest-bearing deposits                                     |   |                        | 73,064       |   |   |   | 259 |   |   |   | 1.42 | % |   |   | 63,806 |   |   |   | 321 |   |   |   | 2.01 | % |
| Other borrowings                                                                                                    |   |                        | 1,010        |   |   |   |  2 |   |   |   | 0.79 | % |   |   | 92 |   |   |   |  1 |   |   |   | 4.35 | % |
|      Total interest-bearing liabilities                                                    |   |                        | 74,074       |   |   |   |  261 |   |   |   | 1.41 | % |   |   | 63,898 |   |   |   |  322 |   |   |   | 2.02 | % |
| Non-interest-bearing liabilities                                                                                    |   |                        | 8,022        |   |   |   |   |   |   |   |   |   |   |   | 7,586 |   |   |   |   |   |   |   |   |   |
|      Total liabilities                                                                     |   |                        | 82,096       |   |   |   |   |   |   |   |   |   |   |   | 71,484 |   |   |   |   |   |   |   |   |   |
|   Retained earnings                                                                                       |   |                        | 8,820        |   |   |   |   |   |   |   |   |   |   |   | 8,235 |   |   |   |   |   |   |   |   |   |
|      Total liabilities and retained earnings                                               |   | $                           | 90,916       |   |   |   |   |   |   |   |   |   |   | $ | 79,719 |   |   |   |   |   |   |   |   |   |
|   Net interest-earning assets                                                                             |   | $                           | 9,130        |   |   |   |   |   |   |   |   |   |   | $ | 8,557 |   |   |   |   |   |   |   |   |   |
|   Net interest income; average interest      rate spread                    |   |                        |         |   |   | $ | 879 |   |   |   | 4.07 | % |   |   |   |   |   | $ | 749 |   |   |   | 3.89 | % |
|   Net interest margin(2)                                                                             |   |                        |         |   |   |   |   |   |   |   | 4.23 | % |   |   |   |   |   |   |   |   |   |   | 4.13 | % |
|   Average interest-earning assets to     average interest-bearing liabilities    |   |                        |         |   |   |   |   |   |   |   | 112.33 | % |   |   |   |   |   |   |   |   |   |   | 113.39 | % |

| (1) | Calculated net of deferred fees and discounts, loans in process and allowance for loan losses. |
|-----|------------------------------------------------------------------------------------------------|

| (2) | Equals net interest income divided by average interest-earning assets. |
|-----|------------------------------------------------------------------------|

----

|                                                                                                             |   | Six Months Ended June 30, |   |
|------------------------------------------------------------------------------------------------------------------|--------|---------------------------|--------|
|                                                                                                             |   | 2010                      |   |   | 2009 |   |
|                                                                                                             |   | AverageBalance            |   |   | Interest |   |   | AverageYield/Rate(1) |   |   | AverageBalance |   |   | Interest |   |   | AverageYield/Rate(1) |   |
|                                                                                                             |   | (Dollars in thousands)    |   |
| Interest-earning assets:                                                                                         |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|   Loans receivable(1)                                                                             |   | $                         | 68,941 |   |   | $ | 2,159 |   |   |   | 6.26 | % |   | $ | 63,303 |   |   | $ | 2,035 |   |   |   | 6.43 | % |
|   Investment securities                                                                                |   |                      | 6,939  |   |   |   | 100 |   |   |   | 2.88 | % |   |   | 6,431 |   |   |   | 117 |   |   |   | 3.64 | % |
|   Other interest-earning assets                                                                        |   |                      | 5,306  |   |   |   | 1 |   |   |   | 0.04 | % |   |   | 2,191 |   |   |   | 1 |   |   |   | 0.09 | % |
|      Total interest-earning assets                                                      |   |                      | 81,186 |   |   |   | 2,260 |   |   |   | 5.57 | % |   |   | 71,925 |   |   |   | 2,153 |   |   |   | 5.99 | % |
| Non-interest-earning assets                                                                                      |   |                      | 7,686  |   |   |   |   |   |   |   |   |   |   |   | 6,452 |   |   |   |   |   |   |   |   |   |
|      Total assets                                                                       |   | $                         | 88,872 |   |   |   |   |   |   |   |   |   |   | $ | 78,377 |   |   |   |   |   |   |   |   |   |
|                                                                                                             |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing liabilities:                                                                                    |   |                      |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|    Savings, NOW and money market     accounts                            |   |                      | 27,574 |   |   |   | 68 |   |   |   | 0.49 | % |   |   | 25,609 |   |   |   | 109 |   |   |   | 0.85 | % |
|    Certificates of deposit                                                                        |   |                      | 44,055 |   |   |   | 456 |   |   |   | 2.07 | % |   |   | 37,852 |   |   |   | 551 |   |   |   | 2.91 | % |
|         Total interest-bearing deposits                                  |   |                      | 71,629 |   |   |   | 524 |   |   |   | 1.46 | % |   |   | 63,461 |   |   |   | 660 |   |   |   | 2.08 | % |
| Other borrowings                                                                                                 |   |                      | 917    |   |   |   | 4 |   |   |   | 0.87 | % |   |   | 184 |   |   |   | 2 |   |   |   | 2.17 | % |
|      Total interest-bearing liabilities                                                 |   |                      | 72,546 |   |   |   | 528 |   |   |   | 1.46 | % |   |   | 63,645 |   |   |   | 662 |   |   |   | 2.08 | % |
| Non-interest-bearing liabilities                                                                                 |   |                      | 7,594  |   |   |   |   |   |   |   |   |   |   |   | 6,550 |   |   |   |   |   |   |   |   |   |
|      Total liabilities                                                                  |   |                      | 80,140 |   |   |   |   |   |   |   |   |   |   |   | 70,195 |   |   |   |   |   |   |   |   |   |
|   Retained earnings                                                                                    |   |                      | 8,732  |   |   |   |   |   |   |   |   |   |   |   | 8,182 |   |   |   |   |   |   |   |   |   |
|   Total liabilities and retained earnings                                                              |   | $                         | 88,872 |   |   |   |   |   |   |   |   |   |   | $ | 78,377 |   |   |   |   |   |   |   |   |   |
|   Net interest-earning assets                                                                          |   | $                         | 8,640  |   |   |   |   |   |   |   |   |   |   | $ | 8,280 |   |   |   |   |   |   |   |   |   |
|   Net interest income; average interest      rate spread                 |   |                      |   |   |   | $ | 1,732 |   |   |   | 4.11 | % |   |   |   |   |   | $ | 1,491 |   |   |   | 3.91 | % |
|   Net interest margin(2)                                                                          |   |                      |   |   |   |   |   |   |   |   | 4.27 | % |   |   |   |   |   |   |   |   |   |   | 4.15 | % |
|   Average interest-earning assets to     average interest-bearing liabilities |   |                      |   |   |   |   |   |   |   |   | 111.91 | % |   |   |   |   |   |   |   |   |   |   | 113.01 | % |

| (1) | Calculated net of deferred fees and discounts, loans in process and allowance for loan losses. |
|-----|------------------------------------------------------------------------------------------------|

| (2) | Equals net interest income divided by average interest-earning assets. |
|-----|------------------------------------------------------------------------|

----

----

----

|   | No.    |                                                                  | Description |
|--------|--------|-----------------------------------------------------------------------|-------------|
| 31.1   |   | Rule 13a-14(a)/15d-14(a) Certification of the Chief Executive Officer |
| 31.2   |   | Rule 13a-14(a)/15d-14(a) Certification of the Chief Financial Officer |
| 32.1   |   | Section 1350 Certification                                            |

----

|                     |   | CENTURY NEXT FINANCIAL CORPORATION    |
|--------------------------|--------|---------------------------------------|
|                     |   |                                  |   |
|                     |   |                                  |   |
| Date: September 22, 2010 | By:    | /s/Benjamin L. Denny                  |   |
|                     |   | Benjamin L. Denny                     |   |
|                     |   | President and Chief Executive Officer |   |

|                           |   |                         |   |
|--------------------------------|--------|------------------------------|--------|
|                           |   |                         |   |
| Date:  September 22, 2010 | By:    | /s/G. Randall Allison        |   |
|                           |   | G. Randall Allison           |   |
|                           |   | Chief Financial Officer |   |