EXHIBIT 10(jj)

                  AGREEMENT FOR CUSTOMER SERVICE ADMINISTRATION

         THIS AGREEMENT, dated this 13 day of November , 1997 by and between THE
DELTONA CORPORATION,  a Delaware Corporation  authorized to transact business in
the  State of  Florida  ("Deltona"),  SWAN  DEVELOPMENT  CORPORATION,  a Florida
Corporation ("Swan"), confirm and agree as follows:

         1.       Introduction
                  ------------

                  1.1 Swan owns certain real estate  properties  located  within
St.  Augustine  Shores  Subdivision,  St.  Johns County in the State of Florida,
(hereinafter referred to "Property"), which is registered with the United States
Department  of Housing and Urban  Development  ("HUD"),  the Division of Florida
Land Sales,  Condominiums  and Mobile  Homes (the  "Division")  and with various
other governmental agencies.

                  1.2 Certain of the Property is undeveloped  and under contract
to be  purchased  by  individuals  pursuant to  Agreements  of Purchase and Sale
entered  into  between  Deltona  and  the  purchasers.  Swan  has  agreed  to be
responsible  for  the  obligations  of  Deltona   pursuant  to  the  purchasers'
Agreements of Purchase and Sale.

                  1.3  Deltona has agreed to assist  Swan in  administration  of
obligations  to these  purchasers  in the form of a  customer  service  exchange
program to lots scheduled for development by Swan.

         2.       Exchange Program
                  ----------------

                  2.1  Deltona  shall  submit,  on  Swan's  behalf,  a  proposed
exchange program to the Division of Florida Land Sales,  Condominiums and Mobile
Homes (hereinafter the "Division") for the Division's approval..

                  2.2 Upon receipt of the Division's  written approval,  Deltona
shall be responsible  for preparing all  correspondence  and  documentation  for
submission to the  purchasers of  undeveloped  lots; for responding to purchaser
inquiries;  and for completing  exchanges through  coordination of return of the
purchaser's original lot and substitution of the exchange lot.

                  2.3 Deltona shall file all required  interim reports  relative
to the exchange program with the Division, and submit a copy to Swan.

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         3.       Fees to Deltona for Services Rendered
                  -------------------------------------

                  The parties hereto agree that the fees for the services
contemplated to be performed by Deltona shall be $1,084.00 per exchange
consummated. This amount is based upon the average  estimated costs for title
search,  recording fees, title insurance  premium  and  other  title  services
plus an  administrative  fee to Deltona.

         4.       Additional Services
                  -------------------

                  When and if Swan decides that it wishes to improve  additional
St.  Augustine  Shores lots,  Deltona will prepare  registrations,  if required,
and/or exemption  filings for the Division as well as other regulatory  agencies
in jurisdictions in which sales are contemplated.  The fees for these additional
services  shall be agreed upon, in writing,  between Swan and Deltona,  prior to
commencement of any additional services by Deltona.

         5.       Notice
                  ------

                  Any notice  required or permitted to be given  hereunder shall
be in writing and shall be transmitted by postage prepaid mail to the parties at
there addresses as follows:

                           Deltona:         The Deltona Corporation
                                            999 Brickell Avenue
                                            Suite 700
                                            Miami, Florida  33131
                                            Attention: Earle D. Cortright, Jr.

                           Swan:            Swan Development Corporation
                                            49 Shores Boulevard
                                            St. Augustine FL 32086


Nothing  herein  contained  shall be  construed as  preventing  the parties from
changing the place to which notices shall be addressed;  however, no such change
shall be valid unless it is given in accordance with this section.

         6.       NO MODIFICATION.
                  ----------------

                  No term or  provision  of this  Agreement  may be  changed  or
waived,  discharged or terminated  orally,  but only by an instrument in writing
signed by the party against which enforcement of the change,  waiver,  discharge
or termination is sought.
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         7.       INTERPRETATION.
                  ---------------

                  This Agreement shall be interpreted and enforced in accordance
with the laws of the State of Florida.


         8.       GENERAL PROVISIONS.
                  -------------------

                  (a)      Time is of the essence in this Agreement.

                  (b) This Agreement may be executed in one or more counterparts
each of which shall be deemed an original but all of which shall  constitute one
and the same Agreement.

         IN WITNESS  WHEREOF,  the  parties  have  caused  these  presents to be
executed, all of which has been done on the time and date first above written.



THE DELTONA CORPORATION                     SWAN DEVELOPMENT CORPORATION
     ("Deltona")                                 ("Swan")

BY:/s/ Earle D.  Cortright, Jr.             BY: /s/ Antony Gram
   -----------------------------               -----------------------------
Earle D. Cortright, Jr., President             Antony Gram, President


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<CAPTION>
                          FEE TO DELTONA FOR EXCHANGES


Based upon average
Lot Price of $34,000


                                                        UNDER
                                                      CONTRACT                    DEEDED              TOTAL
                                                     ----------                 ----------         ----------
<S>                                                  <C>                        <C>                <C>
# OF LOTS                                                    47                         14                 61

COSTS FOR TRADE IN LOT
     TITLE SEARCH ($150.00)                          $     0.00                 $ 2,100.00         $ 2,100.00
     RECORDING FEES ($238.00)                        $     0.00                 $ 3,332.00         $ 3,332.00
     WORK CHARGE ($50.00)                            $     0.00                 $   700.00         $   700.00

COSTS FOR NEW LOT
     TITLE SEARCH ($150.00)                          $ 7,050.00                 $ 2,100.00         $ 9,150.00
     RECORDING FEES ($238.00)                        $11,186.00                 $ 3,332.00         $14,518.00
     TITLE INSURANCE PREMIUM ($195.50)               $ 9,188.50                 $ 2,737.00         $11,925.50
     WORK CHARGE ($50.00)                            $ 2,350.00                 $   700.00         $ 3,050.00

TOTAL CHARGES FOR
 TITLE RELATED WORK                                  $29,774.50                 $15,001.00         $44,775.50

ADMINISTRATION FEE($350.00)                          $16,450.00                 $ 4,900.00         $21,350.00

TOTAL CHARGES                                        $46,224.50                 $19,901.00         $66,125.50

CHARGE PER @ 61 EXCHANGES                                                                          $ 1,084.02
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