<PAGE>

          EXHIBIT 13.b CROWN  CENTRAL PETROLEUM  CORPORATION
          AND SUBSIDIARIES

          Year in Review

          <TABLE>
          <CAPTION>

          Thousand of dollars, except per share amounts1995     1994     1993    
                                   ----------------------------------------
          -----
          Financial Summary
          -------------------------
          <S>                       <C>                     <C>                 <C>  
          Sales and operating revenues $1,864,639 $1,699,168
                                       $1,747,411
          (Loss) income before income taxes and
            extraordinary (loss)          (98,489)  (52,836)     807
          Net (loss)                      (70,624)  (35,406)  (4,300)
          Net (loss) per share              (7.20)    (3.63)    (.44)
          EBITDAAL (1)                     34,702    31,331   23,377
          Cash flow from operating activities4,172         8,602    28,878
          Total capital expenditures       41,010    34,359   40,860
          Common stockholders' Equity     189,495   260,461  298,353
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          226
          </TABLE>

          <TABLE>
          <CAPTION>

          In thousands                   1995              1994     1993  
            
                                    ------------- -------------     ------
          -------
          Operating Summary
          -------------------------
          <S>                                 <C>       <C>      <C>
          Barrels per day processed           154       148      158
          Gasoline barrels produced per day    91        80       86
          Distillate barrels produced per day  46        48       52
          Gasoline barrels sold per day        92        84       91

          </TABLE>

          <TABLE>
          <CAPTION>

                                          1995             1994     1993  
            
                                      ----------- -------------     ------
          --------
          Key Financial Statistics
          -------------------------
          <S>                              <C>             <C>      <C>   

          Working capital (in millions)     $45.9   $  53.7  $  51.8
          Working capital ratio            1.22:1  1.22 : 1 1.29 : 1
          Liquid assets as a percentage of current
            liabilities (2)                 72.2%     75.8%    80.1%
          Long term debt as a percentage of total
            capitalization (3)              40.7%     29.1%    18.3%
          Equity ratio (4)                  32.5%     37.0%    45.5%
          Return on average shareholders' equity(31.4%    )(12.7%  )(1.4% )
          Gross profit margin                5.9%      5.7%     8.2%

          <FN>

          (1) EBITDAAL  is  defined  as  operating  inncome  (loss)  before
          interest  and   taxxes   (EBIT),   excluding   depreciation   and
          amortization  (DA),   excluding   gain  (loss)   on   sales   and
          abandonments of property, plant and equipment (A), and  excluding
          the impact on operating income (loss) of accounting for inventory
          under the LIFO method compared with the FIFO method (L).

          (2)  Liquid assets  defined as cash,  cash equivalents and  trade
          accounts receivable.

          (3) Total capitalization  defined as  long-term debt  and  common
          stockholders' equity.

          (4) Common stockholders' equity divided by total assets.

          </TABLE>