POWER OF ATTORNEY

     WHEREAS, AMERICAN GENERAL FINANCE, INC., an Indiana corporation (the
"Company"), will file with the Securities and Exchange Commission (the
"Commission") under the Securities Exchange Act of 1934, as amended, an Annual
Report on Form 10-K for the year ended December 31, 2002 ("Form 10-K"), with
such amendments to such Form 10-K;

     NOW, THEREFORE, the undersigned in his capacity as a director or officer or
both, as the case may be, of the Company does hereby appoint Frederick W.
Geissinger, Donald R. Breivogel, Jr., and Timothy M. Hayes, and each of them
severally, his true and lawful attorney-in-fact or attorneys-in-fact, with or
without the others and with full power of substitution and resubstitution, to
execute in his name, place, and stead, in his capacity as a director or officer
or both, as the case may be, of the Company:

1)   the Form 10-K and exhibits thereto and any and all amendments as said
     attorneys-in-fact or any of them shall deem necessary or appropriate,
     together with all instruments necessary or incidental in connection
     therewith, to file the same or cause the same to be filed with the
     Commission and to appear before the Commission in connection with any
     matter relating thereto; and

2)   any application, statement, petition, notice, or other document, or any
     amendment thereto, or any exhibit filed in connection therewith, as may
     be necessary or appropriate.

     Each of said attorneys-in-fact shall have full power and authority to do
and perform in the name and on behalf of the undersigned, in any and all
capacities, every act whatsoever or desirable in connection with the Form 10-K
or related filings, as fully and for all intents and purposes as the undersigned
might or could do in person, the undersigned hereby ratifying and approving the
acts of said attorneys-in-fact and each of them.

     IN WITNESS WHEREOF, the undersigned has executed this instrument this 11th
day of March, 2003.

                            /s/  Robert A. Cole
                            Robert A. Cole, Senior Vice President and Director
<PAGE> 2

                               POWER OF ATTORNEY

     WHEREAS, AMERICAN GENERAL FINANCE, INC., an Indiana corporation (the
"Company"), will file with the Securities and Exchange Commission (the
"Commission") under the Securities Exchange Act of 1934, as amended, an Annual
Report on Form 10-K for the year ended December 31, 2002 ("Form 10-K"), with
such amendments to such Form 10-K;

     NOW, THEREFORE, the undersigned in his capacity as a director or officer or
both, as the case may be, of the Company does hereby appoint Frederick W.
Geissinger, Donald R. Breivogel, Jr., and Timothy M. Hayes, and each of them
severally, his true and lawful attorney-in-fact or attorneys-in-fact, with or
without the others and with full power of substitution and resubstitution, to
execute in his name, place, and stead, in his capacity as a director or officer
or both, as the case may be, of the Company:

1)   the Form 10-K and exhibits thereto and any and all amendments as said
     attorneys-in-fact or any of them shall deem necessary or appropriate,
     together with all instruments necessary or incidental in connection
     therewith, to file the same or cause the same to be filed with the
     Commission and to appear before the Commission in connection with any
     matter relating thereto; and

2)   any application, statement, petition, notice, or other document, or any
     amendment thereto, or any exhibit filed in connection therewith, as may
     be necessary or appropriate.

     Each of said attorneys-in-fact shall have full power and authority to do
and perform in the name and on behalf of the undersigned, in any and all
capacities, every act whatsoever or desirable in connection with the Form 10-K
or related filings, as fully and for all intents and purposes as the undersigned
might or could do in person, the undersigned hereby ratifying and approving the
acts of said attorneys-in-fact and each of them.

     IN WITNESS WHEREOF, the undersigned has executed this instrument this 11th
day of March, 2003.

                            /s/  Donald R. Breivogel, Jr.
                            Donald R. Breivogel, Jr., Senior Vice President and
                            Chief Financial Officer and Director
<PAGE> 3

                               POWER OF ATTORNEY

     WHEREAS, AMERICAN GENERAL FINANCE, INC., an Indiana corporation (the
"Company"), will file with the Securities and Exchange Commission (the
"Commission") under the Securities Exchange Act of 1934, as amended, an Annual
Report on Form 10-K for the year ended December 31, 2002 ("Form 10-K"), with
such amendments to such Form 10-K;

     NOW, THEREFORE, the undersigned in his capacity as a director or officer or
both, as the case may be, of the Company does hereby appoint Frederick W.
Geissinger, Donald R. Breivogel, Jr., and Timothy M. Hayes, and each of them
severally, his true and lawful attorney-in-fact or attorneys-in-fact, with or
without the others and with full power of substitution and resubstitution, to
execute in his name, place, and stead, in his capacity as a director or officer
or both, as the case may be, of the Company:

1)   the Form 10-K and exhibits thereto and any and all amendments as said
     attorneys-in-fact or any of them shall deem necessary or appropriate,
     together with all instruments necessary or incidental in connection
     therewith, to file the same or cause the same to be filed with the
     Commission and to appear before the Commission in connection with any
     matter relating thereto; and

2)   any application, statement, petition, notice, or other document, or any
     amendment thereto, or any exhibit filed in connection therewith, as may
     be necessary or appropriate.

     Each of said attorneys-in-fact shall have full power and authority to do
and perform in the name and on behalf of the undersigned, in any and all
capacities, every act whatsoever or desirable in connection with the Form 10-K
or related filings, as fully and for all intents and purposes as the undersigned
might or could do in person, the undersigned hereby ratifying and approving the
acts of said attorneys-in-fact and each of them.

     IN WITNESS WHEREOF, the undersigned has executed this instrument this 11th
day of March, 2003.

                            /s/  Stephen L. Blake
                            Stephen L. Blake, Senior Vice President and Director
<PAGE> 4

                               POWER OF ATTORNEY

     WHEREAS, AMERICAN GENERAL FINANCE, INC., an Indiana corporation (the
"Company"), will file with the Securities and Exchange Commission (the
"Commission") under the Securities Exchange Act of 1934, as amended, an Annual
Report on Form 10-K for the year ended December 31, 2002 ("Form 10-K"), with
such amendments to such Form 10-K;

     NOW, THEREFORE, the undersigned in his capacity as a director or officer or
both, as the case may be, of the Company does hereby appoint Frederick W.
Geissinger, Donald R. Breivogel, Jr., and Timothy M. Hayes, and each of them
severally, his true and lawful attorney-in-fact or attorneys-in-fact, with or
without the others and with full power of substitution and resubstitution, to
execute in his name, place, and stead, in his capacity as a director or officer
or both, as the case may be, of the Company:

1)   the Form 10-K and exhibits thereto and any and all amendments as said
     attorneys-in-fact or any of them shall deem necessary or appropriate,
     together with all instruments necessary or incidental in connection
     therewith, to file the same or cause the same to be filed with the
     Commission and to appear before the Commission in connection with any
     matter relating thereto; and

2)   any application, statement, petition, notice, or other document, or any
     amendment thereto, or any exhibit filed in connection therewith, as may
     be necessary or appropriate.

     Each of said attorneys-in-fact shall have full power and authority to do
and perform in the name and on behalf of the undersigned, in any and all
capacities, every act whatsoever or desirable in connection with the Form 10-K
or related filings, as fully and for all intents and purposes as the undersigned
might or could do in person, the undersigned hereby ratifying and approving the
acts of said attorneys-in-fact and each of them.

     IN WITNESS WHEREOF, the undersigned has executed this instrument this 11th
day of March, 2003.

                            /s/  Frederick W. Geissinger
                            Frederick W. Geissinger, President and Chief
                            Executive Officer and Director
<PAGE> 5

                               POWER OF ATTORNEY

     WHEREAS, AMERICAN GENERAL FINANCE, INC., an Indiana corporation (the
"Company"), will file with the Securities and Exchange Commission (the
"Commission") under the Securities Exchange Act of 1934, as amended, an Annual
Report on Form 10-K for the year ended December 31, 2002 ("Form 10-K"), with
such amendments to such Form 10-K;

     NOW, THEREFORE, the undersigned in his capacity as a director or officer or
both, as the case may be, of the Company does hereby appoint Frederick W.
Geissinger, Donald R. Breivogel, Jr., and Timothy M. Hayes, and each of them
severally, his true and lawful attorney-in-fact or attorneys-in-fact, with or
without the others and with full power of substitution and resubstitution, to
execute in his name, place, and stead, in his capacity as a director or officer
or both, as the case may be, of the Company:

1)   the Form 10-K and exhibits thereto and any and all amendments as said
     attorneys-in-fact or any of them shall deem necessary or appropriate,
     together with all instruments necessary or incidental in connection
     therewith, to file the same or cause the same to be filed with the
     Commission and to appear before the Commission in connection with any
     matter relating thereto; and

2)   any application, statement, petition, notice, or other document, or any
     amendment thereto, or any exhibit filed in connection therewith, as may
     be necessary or appropriate.

     Each of said attorneys-in-fact shall have full power and authority to do
and perform in the name and on behalf of the undersigned, in any and all
capacities, every act whatsoever or desirable in connection with the Form 10-K
or related filings, as fully and for all intents and purposes as the undersigned
might or could do in person, the undersigned hereby ratifying and approving
the acts of said attorneys-in-fact and each of them.

     IN WITNESS WHEREOF, the undersigned has executed this instrument this 11th
day of March, 2003.

                            /s/  Ben D. Hendrix
                            Ben D. Hendrix, Executive Vice President and Chief
                            Operating Officer and Director
<PAGE> 6

                               POWER OF ATTORNEY

     WHEREAS, AMERICAN GENERAL FINANCE, INC., an Indiana corporation (the
"Company"), will file with the Securities and Exchange Commission (the
"Commission") under the Securities Exchange Act of 1934, as amended, an Annual
Report on Form 10-K for the year ended December 31, 2002 ("Form 10-K"), with
such amendments to such Form 10-K;

     NOW, THEREFORE, the undersigned in his capacity as a director or officer or
both, as the case may be, of the Company does hereby appoint Frederick W.
Geissinger, Donald R. Breivogel, Jr., and Timothy M. Hayes, and each of them
severally, his true and lawful attorney-in-fact or attorneys-in-fact, with or
without the others and with full power of substitution and resubstitution, to
execute in his name, place, and stead, in his capacity as a director or officer
or both, as the case may be, of the Company:

1)   the Form 10-K and exhibits thereto and any and all amendments as said
     attorneys-in-fact or any of them shall deem necessary or appropriate,
     together with all instruments necessary or incidental in connection
     therewith, to file the same or cause the same to be filed with the
     Commission and to appear before the Commission in connection with any
     matter relating thereto; and

2)   any application, statement, petition, notice, or other document, or any
     amendment thereto, or any exhibit filed in connection therewith, as may
     be necessary or appropriate.

     Each of said attorneys-in-fact shall have full power and authority to do
and perform in the name and on behalf of the undersigned, in any and all
capacities, every act whatsoever or desirable in connection with the Form 10-K
or related filings, as fully and for all intents and purposes as the undersigned
might or could do in person, the undersigned hereby ratifying and approving
the acts of said attorneys-in-fact and each of them.

     IN WITNESS WHEREOF, the undersigned has executed this instrument this 11th
day of March, 2003.

                            /s/  Jerry L. Gilpin
                            Jerry L. Gilpin, Senior Vice President and Director
<PAGE> 7

                               POWER OF ATTORNEY

     WHEREAS, AMERICAN GENERAL FINANCE, INC., an Indiana corporation (the
"Company"), will file with the Securities and Exchange Commission (the
"Commission") under the Securities Exchange Act of 1934, as amended, an Annual
Report on Form 10-K for the year ended December 31, 2002 ("Form 10-K"), with
such amendments to such Form 10-K;

     NOW, THEREFORE, the undersigned in his capacity as a director or officer or
both, as the case may be, of the Company does hereby appoint Frederick W.
Geissinger, Donald R. Breivogel, Jr., and Timothy M. Hayes, and each of them
severally, his true and lawful attorney-in-fact or attorneys-in-fact, with or
without the others and with full power of substitution and resubstitution, to
execute in his name, place, and stead, in his capacity as a director or officer
or both, as the case may be, of the Company:

1)   the Form 10-K and exhibits thereto and any and all amendments as said
     attorneys-in-fact or any of them shall deem necessary or appropriate,
     together with all instruments necessary or incidental in connection
     therewith, to file the same or cause the same to be filed with the
     Commission and to appear before the Commission in connection with any
     matter relating thereto; and

2)   any application, statement, petition, notice, or other document, or any
     amendment thereto, or any exhibit filed in connection therewith, as may
     be necessary or appropriate.

     Each of said attorneys-in-fact shall have full power and authority to do
and perform in the name and on behalf of the undersigned, in any and all
capacities, every act whatsoever or desirable in connection with the Form 10-K
or related filings, as fully and for all intents and purposes as the undersigned
might or could do in person, the undersigned hereby ratifying and approving
the acts of said attorneys-in-fact and each of them.

     IN WITNESS WHEREOF, the undersigned has executed this instrument this 11th
day of March, 2003.

                            /s/  William N. Dooley
                            William N. Dooley, Director
<PAGE> 8

                               POWER OF ATTORNEY

     WHEREAS, AMERICAN GENERAL FINANCE, INC., an Indiana corporation (the
"Company"), will file with the Securities and Exchange Commission (the
"Commission") under the Securities Exchange Act of 1934, as amended, an Annual
Report on Form 10-K for the year ended December 31, 2002 ("Form 10-K"), with
such amendments to such Form 10-K;

     NOW, THEREFORE, the undersigned in his capacity as a director or officer or
both, as the case may be, of the Company does hereby appoint Frederick W.
Geissinger, Donald R. Breivogel, Jr., and Timothy M. Hayes, and each of them
severally, his true and lawful attorney-in-fact or attorneys-in-fact, with or
without the others and with full power of substitution and resubstitution, to
execute in his name, place, and stead, in his capacity as a director or officer
or both, as the case may be, of the Company:

1)   the Form 10-K and exhibits thereto and any and all amendments as said
     attorneys-in-fact or any of them shall deem necessary or appropriate,
     together with all instruments necessary or incidental in connection
     therewith, to file the same or cause the same to be filed with the
     Commission and to appear before the Commission in connection with any
     matter relating thereto; and

2)   any application, statement, petition, notice, or other document, or any
     amendment thereto, or any exhibit filed in connection therewith, as may
     be necessary or appropriate.

     Each of said attorneys-in-fact shall have full power and authority to do
and perform in the name and on behalf of the undersigned, in any and all
capacities, every act whatsoever or desirable in connection with the Form 10-K
or related filings, as fully and for all intents and purposes as the undersigned
might or could do in person, the undersigned hereby ratifying and approving
the acts of said attorneys-in-fact and each of them.

     IN WITNESS WHEREOF, the undersigned has executed this instrument this 11th
day of March, 2003.

                            /s/  George W. Schmidt
                            George W. Schmidt, Vice President, Controller and
                            Assistant Secretary