Exhibit 10.2


FIRST AMENDMENT


TO 


SUPPLEMENTAL EXECUTIVE RETIREMENT
AGREEMENT


 


THIS FIRST
AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT (the “Amendment”) is made and entered into
as of the 7th day of November, 2016 by and between AMERIS BANK, a bank duly organized under the laws of the State of Georgia
(the “Bank”), and CINDI H. LEWIS (the “Employee”).


 


WHEREAS, the
Bank and the Employee have entered into that certain Supplemental Executive Retirement Agreement dated as of November 7, 2012 (the
“Original Agreement”; and


 


WHEREAS, the
parties wish to amend the Original Agreement, as set forth herein, to provide for an additional five (5) years of annual benefits,
to be paid following the 10-year period during which annual benefits are otherwise payable under the Original Agreement, subject
to the other terms and conditions of the Original Agreement applicable to the payment of such benefits;


 


NOW, THEREFORE,
in consideration of the premises and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged,
the parties hereby agree as follows:


 


1.       Amendments.
Each reference to “ten (10) years” in Sections 3.1, 3.2, 3.3, 3.4 and 3.5 of the Original Agreement is hereby deleted
and replaced with “fifteen (15) years”.


 


2.       Confirmation
of Original Agreement. Except as expressly amended by this Amendment, the Original Agreement shall otherwise remain unmodified
and in full force and effect. To the extent of any inconsistency between the Original Agreement and this Amendment, the terms of
this Amendment shall control. Any reference to the “Agreement”, as set forth in the Original Agreement, shall mean
the Original Agreement as amended by this Amendment.


 


3.       Severability.
If any provision of this Amendment shall for any reason be invalid or unenforceable, the remaining provisions of this Amendment
shall be carried into effect, unless the effect thereof would be to materially alter or defeat the purposes of the Original Agreement
as amended by this Amendment.


 


4.       Applicable
Law. Except insofar as the law has been superseded by applicable federal law, Georgia law shall govern the construction,
validity and administration of this Amendment.


 


5.       Counterparts;
Electronic Signature. This Amendment may be executed in any number of counterparts, all of which, taken together, shall
constitute one and the same instrument, and any of the parties or signatories hereto may execute this Amendment by signing any
such counterpart. Electronic signatures in the form of handwritten signatures on a facsimile transmittal and scanned and digitized
images of a handwritten signature (e.g., scanned document in PDF format) shall have the same force and effect as original manual
signatures.


 


[Signature page follows.]


 




    	 	 	 



     


    

 


IN WITNESS WHEREOF,
the Bank and the Employee have executed, or caused to be executed, this Amendment as of the date first set forth above.


 





	 	BANK:	 
	 	 	 	 
	 	AMERIS BANK	 
	 	 	 	 
	 	 	 	 
	 	By:	   /s/ Edwin W. Hortman, Jr.	 
	 	Name:  Edwin W. Hortman, Jr.	 
	 	Title:  Chief Executive Officer	 
	 	 	 	 
	 	 	 	 
	 	 	 	 
	 	EMPLOYEE:	 
	 	 	 	 
	 	 	 	 
	 	    /s/ Cindi H. Lewis	 
	 	CINDI H. LEWIS	 




 






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