<TABLE> <S> <C>

<PAGE>
 
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENT OF FINANCIAL CONDITION AND THE CONSOLIDATED STATEMENT OF
OPERATIONS AND IS QUALIFIED IN ITS ENTIRETY BY THE REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             APR-01-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                         424,357
<INT-BEARING-DEPOSITS>                             125
<FED-FUNDS-SOLD>                               300,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  7,415,956
<INVESTMENTS-CARRYING>                       1,504,656
<INVESTMENTS-MARKET>                         1,522,126
<LOANS>                                     32,764,759
<ALLOWANCE>                                    316,411
<TOTAL-ASSETS>                              43,769,792
<DEPOSITS>                                  27,785,070
<SHORT-TERM>                                 8,725,743
<LIABILITIES-OTHER>                          1,054,200
<LONG-TERM>                                  3,519,401
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                    165,000
<COMMON>                                       139,617
<OTHER-SE>                                   2,380,761
<TOTAL-LIABILITIES-AND-EQUITY>              43,769,792
<INTEREST-LOAN>                                637,029
<INTEREST-INVEST>                              157,207
<INTEREST-OTHER>                                 6,175
<INTEREST-TOTAL>                               800,411
<INTEREST-DEPOSIT>                             284,635
<INTEREST-EXPENSE>                             466,578
<INTEREST-INCOME-NET>                          333,833
<LOAN-LOSSES>                                   36,072
<SECURITIES-GAINS>                                  36
<EXPENSE-OTHER>                                276,178
<INCOME-PRETAX>                                130,912
<INCOME-PRE-EXTRAORDINARY>                      72,333
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    72,333
<EPS-PRIMARY>                                     0.49
<EPS-DILUTED>                                     0.49
<YIELD-ACTUAL>                                    3.01
<LOANS-NON>                                    381,161
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                33,768
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               320,800
<CHARGE-OFFS>                                   45,721
<RECOVERIES>                                     5,260
<ALLOWANCE-CLOSE>                              316,411
<ALLOWANCE-DOMESTIC>                           316,411
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>