<TABLE> <S> <C>

<ARTICLE>                        9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
BERKSHIRE BANCORP INC. TRANSITION REPORT ON FORM 10-K FOR THE TWO MONTHS ENDED
DECEMBER 31, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                     1,000

<S>                                                    <C>
<PERIOD-TYPE>                                          2-MOS
<FISCAL-YEAR-END>                                      DEC-31-1999
<PERIOD-END>                                           DEC-31-1999
<CASH>                                                   2,545
<INT-BEARING-DEPOSITS>                                   3,834
<FED-FUNDS-SOLD>                                        13,500
<TRADING-ASSETS>                                             0
<INVESTMENTS-HELD-FOR-SALE>                             84,498
<INVESTMENTS-CARRYING>                                   4,999
<INVESTMENTS-MARKET>                                     4,998
<LOANS>                                                 65,591
<ALLOWANCE>                                                923
<TOTAL-ASSETS>                                         192,130
<DEPOSITS>                                             104,087
<SHORT-TERM>                                                 0
<LIABILITIES-OTHER>                                      8,473
<LONG-TERM>                                              1,500
<COMMON>                                                   256
<PREFERRED-MANDATORY>                                        0
<PREFERRED>                                                  0
<OTHER-SE>                                              77,814
<TOTAL-LIABILITIES-AND-EQUITY>                         192,130
<INTEREST-LOAN>                                            892
<INTEREST-INVEST>                                          767
<INTEREST-OTHER>                                           184
<INTEREST-TOTAL>                                         1,843
<INTEREST-DEPOSIT>                                         537
<INTEREST-EXPENSE>                                         553
<INTEREST-INCOME-NET>                                    1,290
<LOAN-LOSSES>                                                0
<SECURITIES-GAINS>                                       3,109
<EXPENSE-OTHER>                                            729
<INCOME-PRETAX>                                          3,730
<INCOME-PRE-EXTRAORDINARY>                               3,730
<EXTRAORDINARY>                                              0
<CHANGES>                                                    0
<NET-INCOME>                                             2,282
<EPS-BASIC>                                             1.07
<EPS-DILUTED>                                             1.01
<YIELD-ACTUAL>                                            4.86
<LOANS-NON>                                                  0
<LOANS-PAST>                                                 0
<LOANS-TROUBLED>                                             0
<LOANS-PROBLEM>                                              0
<ALLOWANCE-OPEN>                                           905
<CHARGE-OFFS>                                                0
<RECOVERIES>                                                 8
<ALLOWANCE-CLOSE>                                          923
<ALLOWANCE-DOMESTIC>                                       923
<ALLOWANCE-FOREIGN>                                          0
<ALLOWANCE-UNALLOCATED>                                      0




</TABLE>