<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1997             JUN-30-1997
<PERIOD-START>                             OCT-01-1996             JUL-01-1996
<PERIOD-END>                               DEC-31-1996             DEC-31-1996
<CASH>                                             736                       0
<INT-BEARING-DEPOSITS>                           8,564                       0
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     12,507                       0
<INVESTMENTS-CARRYING>                           3,510                       0
<INVESTMENTS-MARKET>                             3,533                       0
<LOANS>                                         95,877                       0
<ALLOWANCE>                                        715                       0
<TOTAL-ASSETS>                                 125,086                       0
<DEPOSITS>                                      80,952                       0
<SHORT-TERM>                                    23,500                       0
<LIABILITIES-OTHER>                              1,003                       0
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                         4,792                       0
<OTHER-SE>                                      14,839                       0
<TOTAL-LIABILITIES-AND-EQUITY>                 125,086                       0
<INTEREST-LOAN>                                  2,004                   3,974
<INTEREST-INVEST>                                  375                     852
<INTEREST-OTHER>                                    51                      67
<INTEREST-TOTAL>                                 2,430                   4,893
<INTEREST-DEPOSIT>                                 892                   1,751
<INTEREST-EXPENSE>                               1,148                   2,259
<INTEREST-INCOME-NET>                            1,282                   2,634
<LOAN-LOSSES>                                      597                     618
<SECURITIES-GAINS>                                (106)                   (132)
<EXPENSE-OTHER>                                  2,261                   3,475
<INCOME-PRETAX>                                 (1,595)                 (1,376)
<INCOME-PRE-EXTRAORDINARY>                           0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    (1,431)                 (1,248)
<EPS-PRIMARY>                                    (0.54)                  (0.48)
<EPS-DILUTED>                                    (0.54)                  (0.48)
<YIELD-ACTUAL>                                    4.32                    4.46
<LOANS-NON>                                        773                       0
<LOANS-PAST>                                       272                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                  2,457                       0
<ALLOWANCE-OPEN>                                   629                     608
<CHARGE-OFFS>                                      512                     512
<RECOVERIES>                                         1                       1
<ALLOWANCE-CLOSE>                                  715                     715
<ALLOWANCE-DOMESTIC>                                 0                       0
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>