**EXHIBIT
      10.17**




**CONSULTING
      AGREEMENT**




This
      Consulting Agreement ("Agreement") is made and entered into this 1st day of
      July, 2004, by and between The Reedsburg Bank (the "Company"), a Wisconsin
      banking corporation and DITECH LTD ("DITECH"), a Wisconsin corporation,
      effective as of July1,
      2004.




**WHEREAS,**
      the Company desires to retain the services of Steven R. Blakeslee, the President
      ("Consultant") of DITECH as a consultant of the Company, and;




**WHEREAS,**
      DITECH has agreed to make available the services of its President to the
      Company;




**NOW,
      THEREFORE,** in consideration of these recitals and mutual covenants and
      agreement set forth herein, the parties hereto agree as follows:




SECTION
      1.CONSULTATION.




1.1           The
      Company agrees to retain the services of StevenR.
      Blakeslee, the President of DITECH as a Consultant.  Consultant will
      assist the Company in the management of, acquisition of and disposition of
      real
      estate owned or acquired by the Company from time to time, and to assist the
      Company with business development opportunities.  Consultant will
      provide such other duties as may be assigned by the Company from time to time
      with in the State of Wisconsin and, if mutually agreed, such other locations
      as
      the Company may request.




1.2           Consultant
      agrees to devote adequate time and attention to his duties as a Consultant
      to
      the Company and to perform such duties in an efficient, trustworthy and
      businesslike manner.  In addition, Consultant agrees that he will not
      render to other substantial services of any kind for compensation or engage
      in
      any other business activity (including with limitation) any involvement in
      any
      business which:  (i)materially
      conflicts with and materially compromises the performance of his duties under
      the Agreement; (ii)conflicts
      with any reasonable policy of the Company; (iii)is
      in
      any way related to the Company's business.




SECTION
      2.TERM OF
      CONSULTATION.




2.1           Term.  The
      term of consultation pursuant to this Agreement shall be for a period of at
      least one (1) year form the effective date of this Agreement (the "Initial
      Term") and shall be extended for additional terms of one (1) year each, by
      mutual agreement between the Company and Consultant ("Renewal Term") unless
      terminated by either party as described in Section2.2
      hereof.







2.2           Termination.  This
      Agreement may be terminated by either party by written notice to the other
      at
      least ninety (90) days prior to the Initial Terms or any renewal
      thereof.




SECTION
      3.COMPENSATION




3.1           The
      Company shall pay the Consultant during the term of this Agreement and any
      renewal thereof, the sum of Twenty One Thousand Dollars annually, which shall
      be
      paid in twelve (12) equal monthly installments of One Thousand Seven Hundred
      Fifty dollars ($1,750.00) each beginning with the effective date of this
      Agreement.




SECTION
      4.MISCELLANEOUS PROVISIONS




4.1           Assignment
      and Successors.  The rights and obligations of the Company under
      this Agreement may be freely assigned to any corporate affiliate of the Company
      and shall inure the benefit of and be binding upon the successors and permitted
      assigns of the Company.  Consultant's obligations to provide services
      hereunder may not be assigned to or assumed by any other person or
      entity.




4.2           Amendment
      and Waiver.  This Agreement constitutes the entire agreement
      between the parties hereto and may be modified, amended or waived only by a
      written instrument signed by all the parties hereto.  No waiver or
      breach of any provision hereto shall be a waiver of any future breach, whether
      similar or dissimilar in nature.




4.3           Applicable
      Law.  This Agreement has been made and its validity, performance
      and effect shall be determined in accordance with the laws of the State of
      Wisconsin.




**IN
      WITNESS WHEREOF,** the parties hereto have executed this Agreement as of
      the date first above written.




**THE
                REEDSBURG BANK**
            **DITECH
                LTD**/s/
                Milburn
                Hahs
              Milburn
                Hahs, President
            /s/
                Steven R.
                Blakeslee
              Steven R.
                Blakeslee, President






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