This section of the FEDERAL REGISTER

contains documents other than rules or

proposed rules that are applicable to the

public. Notices of hearings and investigations,

committee meetings, agency decisions and

rulings, delegations of authority, filing of

petitions and applications and agency

statements of organization and functions are

examples of documents appearing in this

section.

Notices Federal Register

68395 

Vol. 76, No. 214 

Friday, November 4, 2011 

1Section 1066 of the Act grants the Secretary of 

the Treasury interim authority to perform certain 

functions of the CFPB. Pursuant to that authority, 

Treasury published rules on the Disclosure of 

Records and Information within 12 CFR Chapter X. 

This SORN is published pursuant to those rules and 

the Privacy Act. 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2011–0017] 

Privacy Act of 1974, as Amended 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice of proposed Privacy Act 

System of Records. 

SUMMARY: In accordance with the 

Privacy Act of 1974, as amended, the 

Bureau of Consumer Financial 

Protection, hereinto referred to as the 

Consumer Financial Protection Bureau 

(‘‘CFPB’’) or the ‘‘Bureau’’, gives notice 

of the establishment of a Privacy Act 

System of Records. 

DATES: Comments must be received no 

later than December 5, 2011. The new 

system of records will be effective 

December 14, 2011 unless the comments 

received result in a contrary 

determination. 

ADDRESSES: You may submit comments, 

identified by Docket No. CFPB–2011– 

0017, by any of the following methods: 

• Electronic: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• Mail: Claire Stapleton, Chief 

Privacy Officer, Consumer Financial 

Protection Bureau, 1700 G Street NW., 

Washington, DC 20006. 

• Hand Delivery/Courier in Lieu of 

Mail: Claire Stapleton, Chief Privacy 

Officer, Consumer Financial Protection 

Bureau, 1700 G Street NW., Washington, 

DC 20006. 

All submissions must include the 

agency name and docket number for this 

notice. In general all comments received 

will be posted without change to 

http://www.regulations.gov. In addition, 

comments will be available for public 

inspection and copying at 1700 G Street 

NW., Washington, DC 20006 on official 

business days between the hours of 10 

a.m. and 5 p.m. Eastern Time. You can 

make an appointment to inspect 

comments by telephoning (202) 435– 

7220. All comments, including 

attachments and other supporting 

materials, will become part of the public 

record and subject to public disclosure. 

You should submit only information 

that you wish to make available 

publicly. 

FOR FURTHER INFORMATION CONTACT: 

Claire Stapleton, Chief Privacy Officer, 

Consumer Financial Protection Bureau, 

1700 G St. NW., Washington, DC 20006, 

(202) 435–7220. 

SUPPLEMENTARY INFORMATION: The DoddFrank Wall Street Reform and Consumer 

Protection Act (‘‘Act’’), Public Law 111– 

203, Title X, established the CFPB. The 

CFPB administers, enforces, and 

implements federal consumer financial 

law, and, among other powers, has 

authority to protect consumers from 

unfair, deceptive, and abusive practices 

when obtaining consumer financial 

products or services. The CFPB will 

maintain the records covered by this 

notice. 

The new systems of records described 

in this notice, CFPB.008—Transit 

Subsidy Program, will collect 

information from employees applying 

for or holding parking permits, or 

applying for or participating in 

transportation subsidies to be used for 

public transportation, and vanpools to 

and from the workplace. Information 

will be used to determine employee 

eligibility for transit subsidies and to 

disburse non-monetary subsidies to 

eligible employees. The new system 

implements measures that reduce traffic 

congestion and air pollution and expand 

commuting alternatives for employees. 

A description of the new system of 

records follows this Notice. 

The report of a new system of records 

has been submitted to the Committee on 

Oversight and Government Reform of 

the House of Representatives, the 

Committee on Homeland Security and 

Governmental Affairs of the Senate, and 

the Office of Management and Budget, 

pursuant to Appendix I to OMB Circular 

A–130, ‘‘Federal Agency 

Responsibilities for Maintaining 

Records About Individuals,’’ dated 

November 30, 2000, and the Privacy 

Act, 5 U.S.C. 552a(r). 

The system of records entitled, 

‘‘CFPB.008—Transit Subsidy Program is 

published in its entirety below. 

Dated: October 31, 2011. 

Claire Stapleton, 

Chief Privacy Officer. 

CFPB.008 

SYSTEM NAME: 

CFPB Transit Subsidy Program. 

SYSTEM LOCATION: 

Consumer Financial Protection 

Bureau, 1700 G Street NW., Washington, 

DC 20006. 

CATEGORIES OF INDIVIDUALS COVERED BY THE

SYSTEM: 

CFPB employees applying for or who 

participate in the public transportation 

transit subsidy program and vanpool 

transit subsidies to and from the 

workplace, and applicants for or holders 

of parking permits. 

CATEGORIES OF RECORDS IN THE SYSTEM: 

Records maintained in this system 

will contain the Transit Subsidy 

Program application containing the 

participant or applicant’s name, home 

address, office address, office telephone 

number, grade, duty hours, unique 

numeric identifier chosen by the 

individual, or the last four of the Social 

Security number, previous method of 

transportation to and from the 

workplace, costs of transportation, and 

the type of fare subsidy requested 

including records of parking permit 

holders. It will include subsidies 

authorized under the Federal Workforce 

Transportation Program. Reports will be 

submitted to the Department of 

Transportation and to the Bureau of 

Public Debt in accordance with the 

CFPB Transit Subsidy Program. 

AUTHORITY FOR MAINTENANCE OF THE SYSTEM: 

Public Law 111–203; Title X, sections 

1012 and 1013, codified at 12 U.S.C. 

5492, 5493; 1 Public Law 103–172; Title 

V, section 1(a), codified at 5 U.S.C. 

7902. 

PURPOSE(S): 

The purpose of the information 

collection is to establish and maintain 

systems for providing transportation 

subsidies to employees. This includes 

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68396 Federal Register / Vol. 76, No. 214 / Friday, November 4, 2011 / Notices 

mass transportation, vanpools, and 

parking permits. Information is used to 

determine the eligibility of applicants 

for transportation subsidies and to 

disburse subsidies to eligible employees 

through the Department of 

Transportation, and for parking 

management. The system also enables 

the CFPB to compare these records with 

other federal agencies to ensure that 

employee transportation programs 

subsidies are not abused. 

ROUTINE USES OF RECORDS MAINTAINED IN THE

SYSTEM, INCLUDING CATEGORIES OF USERS AND

THE PURPOSES OF SUCH USES: 

These records may be disclosed, 

consistent with the CFPB Disclosure of 

Records and Information Rules, 

promulgated at 12 CFR part 1070 et seq., 

to: 

(1) Appropriate agencies, entities, and 

persons when: (a) The CFPB suspects or 

has confirmed that the security or 

confidentiality of information in the 

system of records has been 

compromised; (b) the CFPB has 

determined that, as a result of the 

suspected or confirmed compromise, 

there is a risk of harm to economic or 

property interests, identity theft or 

fraud, or harm to the security or 

integrity of this system or other systems 

or programs (whether maintained by the 

CFPB or another agency or entity) that 

rely upon the compromised 

information; and (c) the disclosure made 

to such agencies, entities, and persons is 

reasonably necessary to assist in 

connection with the CFPB’s efforts to 

respond to the suspected or confirmed 

compromise and prevent, minimize, or 

remedy such harm; 

(2) Another federal or state agency to: 

(a) Permit a decision as to access, 

amendment or correction of records to 

be made in consultation with or by that 

agency; or (b) verify the identity of an 

individual or the accuracy of 

information submitted by an individual 

who has requested access to or 

amendment or correction of records; 

(3) To the Office of the President in 

response to an inquiry from that office 

made at the request of the subject of a 

record or a third party on that person’s 

behalf; 

(4) Congressional offices in response 

to an inquiry made at the request of the 

individual to whom the record pertains; 

(5) Contractors, agents, or other 

authorized individuals performing work 

on a contract, service, cooperative 

agreement, job, or other activity on 

behalf of the CFPB or Federal 

Government and who have a need to 

access the information in the 

performance of their duties or activities; 

(6) The U.S. Department of Justice 

(‘‘DOJ’’) for its use in providing legal 

advice to the CFPB or in representing 

the CFPB in a proceeding before a court, 

adjudicative body, or other 

administrative body, where the use of 

such information by the DOJ is deemed 

by the CFPB to be relevant and 

necessary to the advice or proceeding, 

and in the case of a proceeding, such 

proceeding names as a party in interest: 

(a) The CFPB; 

(b) Any employee of the CFPB in his 

or her official capacity; 

(c) Any employee of the CFPB in his 

or her individual capacity where DOJ or 

the CFPB has agreed to represent the 

employee; or 

(d) The United States, where the 

CFPB determines that litigation is likely 

to affect the CFPB or any of its 

components; 

(7) A court, magistrate, or 

administrative tribunal in the course of 

an administrative proceeding or judicial 

proceeding, including disclosures to 

opposing counsel or witnesses 

(including expert witnesses) in the 

course of discovery or other pre-hearing 

exchanges of information, litigation, or 

settlement negotiations, where relevant 

or potentially relevant to a proceeding, 

or in connection with criminal law 

proceedings; 

(8) Appropriate federal, state, local, 

foreign, tribal, or self-regulatory 

organizations or agencies responsible for 

investigating, prosecuting, enforcing, 

implementing, issuing, or carrying out a 

statute, rule, regulation, order, policy, or 

license if the information may be 

relevant to a potential violation of civil 

or criminal law, rule, regulation, order, 

policy or license. 

POLICIES AND PRACTICES FOR STORING, 

RETRIEVING, ACCESSING, RETAINING, AND

DISPENSING OF RECORDS IN THE SYSTEM: 

STORAGE: 

Paper and electronic records. 

RETRIEVABILITY: 

Records are retrievable by a variety of 

fields including, but not limited to, the 

individual’s name, home address, work 

organization, location, unique numeric 

identifier chosen by the individual, or 

the last four of the Social Security 

number, mode of transportation, or by 

some combination thereof. 

SAFEGUARDS: 

Access to electronic records is 

restricted to authorized personnel who 

have been issued non-transferrable 

access codes and passwords. Other 

records are maintained in locked file 

cabinets or rooms with access limited to 

those personnel whose official duties 

require access. 

RETENTION AND DISPOSAL: 

The CFPB will maintain electronic 

and paper records in accordance with 

published National Archives and 

Records Administration Disposition 

Schedule, General Records Schedule 9, 

Federal Employee Transportation 

Subsidy Program. Temporary. Destroy 

when 3 years old. (General Records 

Schedule (GRS) 9, item 7) 

SYSTEM MANAGER(S) AND ADDRESS: 

The Consumer Financial Protection 

Bureau, Chief Operating Officer, 1700 G 

Street NW., Washington, DC 20006. 

NOTIFICATION PROCEDURE: 

Individuals seeking notification and 

access to any record contained in this 

system of records, or seeking to contest 

its content, may inquire in writing in 

accordance with instructions appearing 

in Title 12, Chapter 10 of the CFR, 

‘‘Disclosure of Records and 

Information.’’ Address such requests to: 

Chief Privacy Officer, Bureau of 

Consumer Financial Protection, 1700 G 

Street NW., Washington, DC 20006. 

RECORD ACCESS PROCEDURES: 

See ‘‘Notification Procedures’’ above. 

CONTESTING RECORD PROCEDURES: 

See ‘‘Notification Procedures’’ above. 

RECORD SOURCE CATEGORIES: 

Information in this system is 

maintained about employees who have 

applied for or hold parking permits, or 

applied for or participate in the 

transportation subsidy program, the 

subsidy program managers and other 

appropriate agency officials, or other 

federal agencies. 

EXEMPTIONS CLAIMED FOR THE SYSTEM: 

None. 

[FR Doc. 2011–28594 Filed 11–3–11; 8:45 am] 

BILLING CODE 4810–AM–P 

BUREAU OF CONSUMER FINANCIAL 

PROTECTION 

[Docket No. CFPB–2011–0018] 

Privacy Act of 1974, as Amended 

AGENCY: Bureau of Consumer Financial 

Protection. 

ACTION: Notice of Modified Privacy Act 

System of Records. 

SUMMARY: In accordance with the 

Privacy Act of 1974, as amended, the 

Bureau of Consumer Financial 

Protection hereinto referred to as the 

Consumer Financial Protection Bureau 

(‘‘CFPB’’) gives notice of the 

establishment of a Privacy Act System 

of Records. 

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