<TABLE> <S> <C>


<ARTICLE>                                            9
<CIK>                         0000946738
<NAME>                        Harrodsburg First Financial Bancorp, Inc.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              SEP-30-1997
<PERIOD-START>                                 DEC-31-1997
<PERIOD-END>                                   MAR-31-1997
<EXCHANGE-RATE>                                      1
<CASH>                                             634
<INT-BEARING-DEPOSITS>                          12,745
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      2,101
<INVESTMENTS-CARRYING>                          11,524
<INVESTMENTS-MARKET>                            11,361
<LOANS>                                         80,120
<ALLOWANCE>                                        297
<TOTAL-ASSETS>                                       0
<DEPOSITS>                                      78,315
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,358
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           218
<OTHER-SE>                                      28,296
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<INTEREST-LOAN>                                  3,087
<INTEREST-INVEST>                                  381
<INTEREST-OTHER>                                   344
<INTEREST-TOTAL>                                 3,812
<INTEREST-DEPOSIT>                               1,889
<INTEREST-EXPENSE>                                   0
<INTEREST-INCOME-NET>                            1,923
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    875
<INCOME-PRETAX>                                  1,089
<INCOME-PRE-EXTRAORDINARY>                       1,089
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       716
<EPS-PRIMARY>                                      .38
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                     3.6
<LOANS-NON>                                          0
<LOANS-PAST>                                       511
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   297
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  297
<ALLOWANCE-DOMESTIC>                               297
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        



</TABLE>