<TABLE> <S> <C>


<ARTICLE>                                            9
<CIK>                         0000946738
<NAME>                        Harrodsburg First Financial Bancorp, Inc.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              DEC-31-1998
<PERIOD-START>                                 OCT-01-1998
<PERIOD-END>                                   DEC-31-1998
<EXCHANGE-RATE>                                      1.000
<CASH>                                                 659
<INT-BEARING-DEPOSITS>                               9,390
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                          4,967
<INVESTMENTS-CARRYING>                               8,659
<INVESTMENTS-MARKET>                                 8,698
<LOANS>                                             85,870
<ALLOWANCE>                                            345
<TOTAL-ASSETS>                                     110,688
<DEPOSITS>                                          80,360
<SHORT-TERM>                                             0
<LIABILITIES-OTHER>                                  2,134
<LONG-TERM>                                              0
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                               218
<OTHER-SE>                                          27,976
<TOTAL-LIABILITIES-AND-EQUITY>                     110,688
<INTEREST-LOAN>                                      1,685
<INTEREST-INVEST>                                      171
<INTEREST-OTHER>                                        91
<INTEREST-TOTAL>                                     1,947
<INTEREST-DEPOSIT>                                     969
<INTEREST-EXPENSE>                                     969
<INTEREST-INCOME-NET>                                  978
<LOAN-LOSSES>                                           10
<SECURITIES-GAINS>                                       0
<EXPENSE-OTHER>                                        430
<INCOME-PRETAX>                                        564
<INCOME-PRE-EXTRAORDINARY>                             564
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                           372
<EPS-PRIMARY>                                         0.21
<EPS-DILUTED>                                         0.21
<YIELD-ACTUAL>                                         3.6
<LOANS-NON>                                              0
<LOANS-PAST>                                           518
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                       335
<CHARGE-OFFS>                                            0
<RECOVERIES>                                             0
<ALLOWANCE-CLOSE>                                      345
<ALLOWANCE-DOMESTIC>                                   345
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0
        


</TABLE>