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                              What are the Medicare premiums and coinsurance rates?
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What are the Medicare premiums and coinsurance rates?








  
  
    

  
      



View a summary of Medicare premium, deductible, and coinsurance rates that are in effect in 2021.****
Below is a summary of basic costs for people with Medicare.
**Part A: (Hospital Insurance) Premium**
Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you don't qualify for premium-free Part A, you can buy Part A. If you buy Part A, you will pay either $259 or $471 each month in 2021.
How much does Part A cost?
**Part B: (Medical Insurance) Premium**
The standard Part B premium amount is $148.50 (or higher depending on your income) in 2021.You pay $203.00 per year for your Part B deductible in 2021. After your deductible is met, you typically pay 20% of the In Original Medicare, this is the amount a doctor or supplier that accepts assignment can be paid. It may be less than the actual amount a doctor or supplier charges. Medicare pays part of this amount and you’re responsible for the difference.Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and Certain medical equipment, like a walker, wheelchair, or hospital bed, that's ordered by your doctor for use in the home.">durable medical equipment.
How much does Part B cost?
If you have limited income and resources, your state may help you pay for Part A and/or Part B.
**Part D: Costs for Medicare Drug Coverage**
You'll make these payments throughout the year in a Medicare drug plan:
Monthly premium - The Part D monthly premium varies by plan (higher-income consumers may pay more).
	Yearly deductible - Deductibles vary between Medicare drug plans. No Medicare drug plan may have a deductible more than $445 in 2021. Some Medicare drug plans don't have a deductible.
	Copayments or coinsurance
	Costs in the coverage gap
	Costs if you get Extra Help
	Costs if you pay a late enrollment penalty**Your actual drug plan costs will vary** depending on:
The drugs you use
	The plan you choose
	Which pharmacy you use
	Whether the drugs you use are on your plan's formulary
	Whether you get extra help paying your Medicare Part D costsRead more about costs for Medicare drug coverage.
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Content created by Digital Communications Division (DCD) Content last reviewed August 5, 2021 Back to top
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