<TABLE> <S> <C>


<ARTICLE>                     9
<CIK>                         0000946738
<NAME>                        Harrodsburg First Financial Bancorp, Inc.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars

<S>                                 <C>
<PERIOD-TYPE>                       9-MOS
<FISCAL-YEAR-END>                          SEP-30-1999
<PERIOD-START>                             OCT-01-1999
<PERIOD-END>                               JUN-30-1999
<EXCHANGE-RATE>                                  1.000
<CASH>                                             658
<INT-BEARING-DEPOSITS>                          10,432
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      4,471
<INVESTMENTS-CARRYING>                           6,706
<INVESTMENTS-MARKET>                             6,656
<LOANS>                                         87,974
<ALLOWANCE>                                        345
<TOTAL-ASSETS>                                 111,585
<DEPOSITS>                                      82,844
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,858
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           218
<OTHER-SE>                                      26,665
<TOTAL-LIABILITIES-AND-EQUITY>                 111,585
<INTEREST-LOAN>                                  5,062
<INTEREST-INVEST>                                  427
<INTEREST-OTHER>                                   324
<INTEREST-TOTAL>                                 5,813
<INTEREST-DEPOSIT>                               2,862
<INTEREST-EXPENSE>                               2,862
<INTEREST-INCOME-NET>                            2,951
<LOAN-LOSSES>                                       10
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,303
<INCOME-PRETAX>                                  1,722
<INCOME-PRE-EXTRAORDINARY>                       1,722
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,136
<EPS-BASIC>                                     0.69
<EPS-DILUTED>                                     0.69
<YIELD-ACTUAL>                                     3.6
<LOANS-NON>                                          0
<LOANS-PAST>                                       389
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   335
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  345
<ALLOWANCE-DOMESTIC>                               345
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0



</TABLE>