Federal Register / Vol. 83, No. 134 / Thursday, July 12, 2018 / Notices 32293 

The FDIC has determined that in the 

past, between 1 and 3 new institutions 

per quarter have become covered under 

the regulation. FDIC estimates that on 

average, 2 new institutions per quarter 

(8 new institutions per year) will 

become covered and be subject to initial 

implementation burden. The following 

table reflects the FDCI’s estimate of the 

breakdown of covered institutions 

facing implementation and ongoing 

burden during the next three years: 

NUMBER OF INSTITUTIONS

Year 1 Year 2 Year 3 Average 

Implementation ................................................................................................................ 8 8 8 8 

Ongoing ........................................................................................................................... 145 153 161 153 

Total .......................................................................................................................... 153 161 169 161 

All covered institutions will be 

required to comply with the 

requirements of 360.9(h). FDIC 

estimates that half of the covered 

institutions will be tested for 

compliance each year. As a result, it is 

estimated that an average of 81 covered 

institutions will be affected by this 

reporting burden annually. No 

institutions have requested an extension 

under section 360.9(e)(7), or exemptions 

under sections 360.9(c)(9) or 360.9(f). 

The ‘‘Summary of Annual Burden’’ table 

above lists a respondent count of 1 for 

these requests as placeholders to 

preserve the burden estimates for these 

activities. 

Request for Comment: Comments are 

invited on: (a) Whether the collection of 

information is necessary for the proper 

performance of the FDIC’s functions, 

including whether the information has 

practical utility; (b) the accuracy of the 

estimates of the burden of the 

information collection, including the 

validity of the methodology and 

assumptions used; (c) ways to enhance 

the quality, utility, and clarity of the 

information to be collected; and (d) 

ways to minimize the burden of the 

collection of information on 

respondents, including through the use 

of automated collection techniques or 

other forms of information technology. 

All comments will become a matter of 

public record. 

Dated at Washington, DC, on July 6, 2018. 

Federal Deposit Insurance Corporation. 

Robert E. Feldman, 

Executive Secretary. 

[FR Doc. 2018–14864 Filed 7–11–18; 8:45 am] 

BILLING CODE 6714–01–P 

FEDERAL ELECTION COMMISSION 

Sunshine Act Meeting 

TIME AND DATE: Tuesday, July 17, 2018 

at 10:00 a.m. 

PLACE: 1050 First Street NE, 

Washington, DC. 

STATUS: This meeting will be closed to 

the public. 

MATTERS TO BE CONSIDERED: Compliance 

matters pursuant to 52 U.S.C. 30109. 

Matters concerning participation in 

civil actions or proceedings or 

arbitration. 

* * * * * 

Contact Person for More Information: 

Judith Ingram, Press Officer, Telephone: 

(202) 694–1220. 

Laura E. Sinram, 

Deputy Secretary of the Commission. 

[FR Doc. 2018–15024 Filed 7–10–18; 4:15 pm] 

BILLING CODE 6715–01–P 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The applications will also be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the BHC Act (12 U.S.C. 1842(c)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843). Unless otherwise 

noted, nonbanking activities will be 

conducted throughout the United States. 

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than August 6, 2018. 

A. Federal Reserve Bank of Kansas 

City (Dennis Denney, Assistant Vice 

President) 1 Memorial Drive, Kansas 

City, Missouri 64198–0001: 

1. Platte Valley Financial Service 

Companies, Inc., Scottsbluff, Nebraska; 

to acquire 100 percent of the voting 

shares of The American Bank of Sidney, 

Sidney, Nebraska. 

Board of Governors of the Federal Reserve 

System, July 9, 2018. 

Ann Misback, 

Secretary of the Board. 

[FR Doc. 2018–14931 Filed 7–11–18; 8:45 am] 

BILLING CODE P 

FEDERAL TRADE COMMISSION 

[File No. 182 3100] 

ReadyTech Corporation; Analysis To 

Aid Public Comment 

AGENCY: Federal Trade Commission. 

ACTION: Proposed consent agreement. 

SUMMARY: The consent agreement in this 

matter settles alleged violations of 

federal law prohibiting unfair or 

deceptive acts or practices. The attached 

Analysis to Aid Public Comment 

describes both the allegations in the 

complaint and the terms of the consent 

order—embodied in the consent 

agreement—that would settle these 

allegations. 

DATES: Comments must be received on 

or before August 1, 2018. 

ADDRESSES: Interested parties may file a 

comment online or on paper, by 

following the instructions in the 

Request for Comment part of the 

SUPPLEMENTARY INFORMATION section 

below. Write: ‘‘ReadyTech Corporation’’ 

on your comment, and file your 

comment online at https://

ftcpublic.commentworks.com/ftc/ 

readytechconsent by following the 


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32294 Federal Register / Vol. 83, No. 134 / Thursday, July 12, 2018 / Notices 

instructions on the web-based form. If 

you prefer to file your comment on 

paper, write ‘‘ReadyTech; File No. 

1823100’’ on your comment and on the 

envelope, and mail your comment to the 

following address: Federal Trade 

Commission, Office of the Secretary, 

600 Pennsylvania Avenue NW, Suite 

CC–5610 (Annex D), Washington, DC 

20580; or deliver your comment to: 

Federal Trade Commission, Office of the 

Secretary, Constitution Center, 400 7th 

Street SW, 5th Floor, Suite 5610 (Annex 

D), Washington, DC 20024. 

FOR FURTHER INFORMATION CONTACT: 

Monique Einhorn (202–326–2575), 

Bureau of Consumer Protection, 600 

Pennsylvania Avenue NW, Washington, 

DC 20580. 

SUPPLEMENTARY INFORMATION: Pursuant 

to Section 6(f) of the Federal Trade 

Commission Act, 15 U.S.C. 46(f), and 

FTC Rule 2.34, 16 CFR 2.34, notice is 

hereby given that the above-captioned 

consent agreement containing a consent 

order to cease and desist, having been 

filed with and accepted, subject to final 

approval, by the Commission, has been 

placed on the public record for a period 

of thirty (30) days. The following 

Analysis to Aid Public Comment 

describes the terms of the consent 

agreement, and the allegations in the 

complaint. An electronic copy of the 

full text of the consent agreement 

package can be obtained from the FTC 

Home Page (for July 2, 2018), on the 

World Wide Web, at https://

www.ftc.gov/news-events/commissionactions. 

You can file a comment online or on 

paper. For the Commission to consider 

your comment, we must receive it on or 

before August 1, 2018. Write 

‘‘ReadyTech; File No. 1823100’’ on your 

comment. Your comment—including 

your name and your state—will be 

placed on the public record of this 

proceeding, including, to the extent 

practicable, on the public Commission 

website, at https://www.ftc.gov/policy/ 

public-comments. 

Postal mail addressed to the 

Commission is subject to delay due to 

heightened security screening. As a 

result, we encourage you to submit your 

comments online. To make sure that the 

Commission considers your online 

comment, you must file it at https://

ftcpublic.commentworks.com/ftc/ 

readytechconsent by following the 

instructions on the web-based form. If 

this Notice appears at http://

www.regulations.gov/#!home, you also 

may file a comment through that 

website. 

If you prefer to file your comment on 

paper, write ‘‘ReadyTech; File No. 

1823100’’ on your comment and on the 

envelope, and mail your comment to the 

following address: Federal Trade 

Commission, Office of the Secretary, 

600 Pennsylvania Avenue NW, Suite 

CC–5610 (Annex D), Washington, DC 

20580; or deliver your comment to the 

following address: Federal Trade 

Commission, Office of the Secretary, 

Constitution Center, 400 7th Street SW, 

5th Floor, Suite 5610 (Annex D), 

Washington, DC 20024. If possible, 

submit your paper comment to the 

Commission by courier or overnight 

service. 

Because your comment will be placed 

on the publicly accessible FTC website 

at https://www.ftc.gov, you are solely 

responsible for making sure that your 

comment does not include any sensitive 

or confidential information. In 

particular, your comment should not 

include any sensitive personal 

information, such as your or anyone 

else’s Social Security number; date of 

birth; driver’s license number or other 

state identification number, or foreign 

country equivalent; passport number; 

financial account number; or credit or 

debit card number. You are also solely 

responsible for making sure that your 

comment does not include any sensitive 

health information, such as medical 

records or other individually 

identifiable health information. In 

addition, your comment should not 

include any ‘‘trade secret or any 

commercial or financial information 

which . . . is privileged or 

confidential’’—as provided by Section 

6(f) of the FTC Act, 15 U.S.C. 46(f), and 

FTC Rule 4.10(a)(2), 16 CFR 4.10(a)(2)— 

including in particular competitively 

sensitive information such as costs, 

sales statistics, inventories, formulas, 

patterns, devices, manufacturing 

processes, or customer names. 

Comments containing material for 

which confidential treatment is 

requested must be filed in paper form, 

must be clearly labeled ‘‘Confidential,’’ 

and must comply with FTC Rule 4.9(c). 

In particular, the written request for 

confidential treatment that accompanies 

the comment must include the factual 

and legal basis for the request, and must 

identify the specific portions of the 

comment to be withheld from the public 

record. See FTC Rule 4.9(c). Your 

comment will be kept confidential only 

if the General Counsel grants your 

request in accordance with the law and 

the public interest. Once your comment 

has been posted on the public FTC 

website—as legally required by FTC 

Rule 4.9(b)—we cannot redact or 

remove your comment from the FTC 

website, unless you submit a 

confidentiality request that meets the 

requirements for such treatment under 

FTC Rule 4.9(c), and the General 

Counsel grants that request. 

Visit the FTC website at http://

www.ftc.gov to read this Notice and the 

news release describing it. The FTC Act 

and other laws that the Commission 

administers permit the collection of 

public comments to consider and use in 

this proceeding, as appropriate. The 

Commission will consider all timely 

and responsive public comments that it 

receives on or before August 1, 2018. 

For information on the Commission’s 

privacy policy, including routine uses 

permitted by the Privacy Act, see 

https://www.ftc.gov/site-information/ 

privacy-policy. 

Analysis of Proposed Consent Order To 

Aid Public Comment 

The Federal Trade Commission 

(‘‘FTC’’ or ‘‘Commission’’) has accepted, 

subject to final approval, a consent 

agreement applicable to ReadyTech 

Corporation (‘‘ReadyTech’’). 

The proposed consent order has been 

placed on the public record for thirty 

(30) days for receipt of comments by 

interested persons. Comments received 

during this period will become part of 

the public record. After thirty days, the 

Commission will again review the 

agreement and the comments received, 

and will decide whether it should 

withdraw from the agreement and take 

appropriate action or make final the 

agreement’s proposed order. 

This matter concerns alleged false or 

misleading representations that 

ReadyTech made to consumers 

concerning its participation in the 

Privacy Shield framework agreed upon 

by the U.S. and the European Union 

(‘‘EU’’). The Privacy Shield framework 

allows U.S. companies to transfer data 

outside the EU consistent with EU law. 

To join the EU-U.S. Privacy Shield 

framework, a company must self-certify 

to the U.S. Department of Commerce 

(‘‘Commerce’’) that it complies with a 

set of principles and related 

requirements that have been deemed by 

the European Commission as providing 

‘‘adequate’’ privacy protection. These 

principles include notice; choice; 

accountability for onward transfer; 

security; data integrity and purpose 

limitation; access; and recourse, 

enforcement, and liability. Commerce 

maintains a public website, https://

www.privacyshield.gov/list, where it 

posts the names of companies that have 

self-certified to the EU-U.S. Privacy 

Shield framework. The listing of 

companies indicates whether their selfcertification is current. Companies are 

required to re-certify every year in order 

to retain their status as current members 


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Federal Register / Vol. 83, No. 134 / Thursday, July 12, 2018 / Notices 32295 

of the EU-U.S. Privacy Shield 

framework. 

ReadyTech provides online and 

instructor-led training. According to the 

Commission’s complaint, ReadyTech 

has set forth on its website, 

www.readytech.com/policies/privacypolicy/, privacy policies and statements 

about its practices, including statements 

related to the status of its participation 

in the EU-U.S. Privacy Shield 

framework. 

The Commission’s complaint alleges 

that ReadyTech deceptively represented 

that it was actively in the process of 

certifying compliance with the EU-U.S. 

Privacy Shield framework when, in fact, 

ReadyTech never completed the 

necessary steps to finalize its 

application, and was not certified to 

participate in the EU-U.S. Privacy 

Shield framework. 

Part I of the proposed order prohibits 

ReadyTech from making 

misrepresentations about its 

membership in any privacy or security 

program sponsored by the government 

or any other self-regulatory or standardsetting organization, including, but not 

limited to, the EU-U.S. Privacy Shield 

framework and the Swiss-U.S. Privacy 

Shield framework. 

Parts II through VI of the proposed 

order are reporting and compliance 

provisions. Part II requires 

acknowledgement of the order and 

dissemination of the order now and in 

the future to persons with 

responsibilities relating to the subject 

matter of the order. Part III ensures 

notification to the FTC of changes in 

corporate status and mandates that 

ReadyTech submit an initial compliance 

report to the FTC. Part IV requires 

ReadyTech to retain documents relating 

to its compliance with the order for a 

five-year period. 

Part V mandates that ReadyTech make 

available to the FTC information or 

subsequent compliance reports, as 

requested. Part VI is a provision 

‘‘sunsetting’’ the order after twenty (20) 

years, with certain exceptions. 

The purpose of this analysis is to 

facilitate public comment on the 

proposed order. It is not intended to 

constitute an official interpretation of 

the proposed complaint or order or to 

modify the order’s terms in any way. 

By direction of the Commission. 

Donald S. Clark, 

Secretary. 

[FR Doc. 2018–14865 Filed 7–11–18; 8:45 am] 

BILLING CODE 6750–01–P 

GENERAL SERVICES 

ADMINISTRATION 

[OMB Control No. 3090–0080: Docket No. 

2018–0001; Sequence No. 3] 

Submission for OMB Review; General 

Services Administration Acquisition 

Regulation; Contract Financing Final 

Payment (GSA Form 1142 Release of 

Claims) 

AGENCY: Office of Acquisition Policy, 

General Services Administration (GSA). 

ACTION: Notice of request for public 

comments regarding an extension to an 

existing OMB clearance. 

SUMMARY: Under the provisions of the 

Paperwork Reduction Act, the 

Regulatory Secretariat Division will be 

submitting to the Office of Management 

and Budget (OMB) a request to review 

and approve an extension of a 

previously approved information 

collection requirement and the 

reinstatement of GSA Form 1142, 

Release of Claims, regarding final 

payment under construction and 

building services contract. GSA 

Contracting Officers have used this form 

to achieve uniformity and consistency 

in the release of claims process. 

DATES: Submit comments on or before: 

August 13, 2018. 

FOR FURTHER INFORMATION CONTACT: 

Leah Price, Procurement Analyst, 

General Services Acquisition Policy 

Division, GSA, by phone at 202–714– 

9482 or by email at leah.price@gsa.gov. 

ADDRESSES: Submit comments regarding 

this burden estimate or any other aspect 

of this collection of information, 

including suggestions for reducing this 

burden to: Office of Information and 

Regulatory Affairs of OMB, Attention: 

Desk Officer for GSA, Room 10236, 

NEOB, Washington, DC 20503. 

Additionally submit a copy to GSA by 

any of the following methods: 

• Regulations.gov: http://

www.regulations.gov. Submit comments 

via the Federal eRulemaking portal by 

searching for Information Collection 

3090–0080. Select the link ‘‘Comment 

Now’’ that corresponds with 

‘‘Information Collection 3090–0080, 

Contract Financing Final Payment; GSA 

Form 1142, Release of Claims’’. Follow 

the instructions on the screen. Please 

include your name, company name (if 

any), and ‘‘Information Collection 3090– 

0080, Contract Financing Final 

Payment; GSA Form 1142, Release of 

Claims’’ on your attached document. 

• Mail: General Services 

Administration, Regulatory Secretariat 

Division (MVCB), 1800 F Street NW, 

Washington, DC 20405. ATTN: Ms. 

Mandell/IC 3090–0080, Contract 

Financing Final Payment; GSA Form 

1142, Release of Claims. 

Instructions: Comments received 

generally will be posted without change 

to http://www.regulations.gov, including 

any personal and/or business 

confidential information provided. To 

confirm receipt of your comment(s), 

please check www.regulations.gov, 

approximately two-to-three days after 

submission to verify posting (except 

allow 30 days for posting of comments 

submitted by mail). 

SUPPLEMENTARY INFORMATION: 

A. Purpose 

The General Services Administration 

Acquisition Regulation (GSAR) clause 

552.232–72 requires construction and 

building services contractors to submit 

a release of claims before final payment 

is made to ensure contractors are paid 

in accordance with their contract 

requirements and for work performed. 

GSA Form 1142, Release of Claims is 

used to achieve uniformity and 

consistency in the release of claims 

process. 

B. Annual Reporting Burden 

Respondents: 7,500. 

Responses per Respondent: 1. 

Annual Responses: 7,500. 

Hours per Response: .10. 

Total Burden Hours: 750. 

C. Public Comments 

A notice published in the Federal 

Register at 83 FR 13280 on March 28, 

2018. No comments were received. 

Public comments are particularly 

invited on: Whether this collection of 

information is necessary and whether it 

will have practical utility; whether our 

estimate of the public burden of this 

collection of information is accurate and 

based on valid assumptions and 

methodology; and ways to enhance the 

quality, utility, and clarity of the 

information to be collected. 

Obtaining Copies of Proposals: 

Requesters may obtain a copy of the 

information collection documents from 

the General Services Administration, 

Regulatory Secretariat Division (MVCB), 

1800 F Street NW, Washington, DC 

20405, telephone 202–501–4755. Please 

cite OMB Control No. 3090–0080, 

Contract Financing Final Payment; GSA 

Form 1142, Release of Claims, in all 

correspondence. 

Dated: July 2, 2018. 

Jeffrey A. Koses, 

Director, Office of Acquisition Policy, Office 

of Government-wide Policy. 

[FR Doc. 2018–14885 Filed 7–11–18; 8:45 am] 

BILLING CODE 6820–61–P 


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