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| x | ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|---|--------------------------------------------------------------------------------------|

|  ̈ | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|--------|------------------------------------------------------------------------------------------|

|   |                                                               |                                 |   |
|--------|--------------------------------------------------------------------|--------------------------------------|--------|
|   | Delaware                                                           | N/A                                  |   |
|   | (State or other jurisdiction of incorporation or organization)     | (I.R.S. Employer Identification No.) |   |
|   |                                                               |                                 |   |
|   | c/o BA Credit Card Funding, LLC214 North Tryon StreetCharlotte, NC |  28255                          |   |
|   | (Address of principal executive offices)                           | (Zip Code)                           |   |

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|           |                                           |                                                                                                                                                                                                                                                                                                                                               |   |
|----------------|------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|
|  Series   |                                           |  Participant Full Name                                                                                                                                                                                                                                                                                                                        |   |  Total |   | Total |
|           |                                           |                                                                                                                                                                                                                                                                                                                                               |   |
| 1997-B Class A | JPMorgan Chase Bank, National Association      |                                                $452,768,000.00                                               | 53.3%  |
|           | State Street Bank and Trust Company            |                                                $148,039,000.00                                               | 17.4%  |
|           | The Bank of New York Mellon                    |                                                  $99,494,000.00                                    | 11.7%  |
|           | JPMorgan Chase Bank / Broker & Dealer      |                                                      $86,686,000.00            | 10.2%  |
|           | Merrill Lynch, Pierce Fenner & Smith       |                                                  $43,600,000.00                                    | 5.1%   |
|           |                                           |                                                                                                                                                                                                                                                                                                                                               |   |
| 1997-B Class B | JPMorgan Chase Bank, National Association      |                                                  $32,800,000.00                                    | 43.7%  |
|           | Citibank, N.A.                                 |                                                  $31,200,000.00                               | 41.6%  |
|           | UMB Bank, National Association                 |                                                        $5,000,000.00 | 6.7%   |
|           |                                           |                                                                                                                                                                                                                                                                                                                                               |   |
| 2000-H Class A | JPMorgan Chase Bank, National Association      |                                                    $275,170,000.00                       | 46.2%  |
|           | State Street Bank and Trust Company            |                                                $153,950,000.00                                               | 25.9%  |
|           | JPMorgan Chase Bank / Broker & Dealer      |                                                  $77,980,000.00                                    | 13.1%  |
|           | The Bank of New York Mellon                    |                                                  $33,740,000.00                               | 5.7%   |
|           |                                           |                                                                                                                                                                                                                                                                                                                                               |   |
| 2000-H Class B | JPMorgan Chase Bank, National Association      |                                                      $28,000,000.00       | 53.3%  |
|           | The Bank of New York Mellon                    |                                                  $14,500,000.00                                    | 27.6%  |
|           | Mitsubishi UFJ Trust & Banking Corporation |                                                  $10,000,000.00                               | 19.0%  |
|           |                                           |                                                                                                                                                                                                                                                                                                                                               |   |
| 2001-B Class A | JPMorgan Chase Bank, National Association      |                                                $216,890,000.00                                               | 34.0%  |
|           | JPMorgan Chase Bank / Broker & Dealer      |                                                $161,860,000.00                                          | 25.4%  |
|           | Federal Reserve Bank of New York               |                                                  $50,000,000.00                                    | 7.8%   |
|           | The Bank of New York Mellon                    |                                                  $45,700,000.00                                    | 7.2%   |
|           | Bank of America / LaSalle Bank NA              |                                                  $40,000,000.00                                    | 6.3%   |
|           | U.S. Bank N.A.                                 |                                                      $39,000,000.00            | 6.1%   |
|           | State Street Bank and Trust Company            |                                                      $32,380,000.00            | 5.1%   |
|           |                                           |                                                                                                                                                                                                                                                                                                                                               |   |
| 2001-B Class B | The Bank of New York Mellon                    |                                                  $36,250,000.00                                    | 64.4%  |
|           | Brown Brothers Harriman & Co.              |                                                  $20,000,000.00                                    | 35.6%  |

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|          |   |                                                                                                                                                                                                                                                                                                                                         |
|---------------|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| ExhibitNumber |   | Description                                                                                                                                                                                                                                                                                                                                  |
| 31.1          |   | Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.                                                                                                                                                                                                                                                                     |
|          |   |                                                                                                                                                                                                                                                                                                                                         |
| 99.1          |   | Report of PricewaterhouseCoopers LLP pursuant to Section 3.06 of the Pooling and Servicing Agreement with regard to FIA Card Services, National Association (including the related assertion letter of FIA regarding its internal controls, delivered pursuant to Section 3.06 of the Pooling and Servicing Agreement).                      |
|          |   |                                                                                                                                                                                                                                                                                                                                         |
| 99.2          |   | Report of PricewaterhouseCoopers LLP pursuant to Section 3.06 of the Pooling and Servicing Agreement with regard to FIA Card Services, National Association (including the related assertion letter of FIA regarding its compliance with the provisions of the Pooling and Servicing Agreement, delivered pursuant to Section 3.06 thereof). |
|          |   |                                                                                                                                                                                                                                                                                                                                         |
| 99.3          |   | Servicer Compliance Statement of FIA Card Services, National Association.                                                                                                                                                                                                                                                                    |

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|         |  BA Master Credit Card Trust II                                                                                                  |
|--------------|---------------------------------------------------------------------------------------------------------------------------------------|
|         |                                                                                                                                  |
|         |  By:  FIA Card Services, National Association,             |
|         |  as Servicer                                                                                                                     |
|         |                                                                                                                                  |
|         |                                                                                                                                  |
|         |  By:  /s/ Michael E. Friedlander                                                                                       |
|         |  Name:  Michael E. Friedlander                                                                                         |
|         |  Title:    Senior Vice President                                                                             |
|         |  (senior officer in charge of the servicing function)                                                                            |
|    |  Date:  September 28, 2010                                                                                             |

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|          |   |                                                                                                                                                                                                                                                                                                                                         |
|---------------|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| ExhibitNumber |   | Description                                                                                                                                                                                                                                                                                                                                  |
| 31.1          |   | Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.                                                                                                                                                                                                                                                                     |
|          |   |                                                                                                                                                                                                                                                                                                                                         |
| 99.1          |   | Report of PricewaterhouseCoopers LLP pursuant to Section 3.06 of the Pooling and Servicing Agreement with regard to FIA Card Services, National Association (including the related assertion letter of FIA regarding its internal controls, delivered pursuant to Section 3.06 of the Pooling and Servicing Agreement).                      |
|          |   |                                                                                                                                                                                                                                                                                                                                         |
| 99.2          |   | Report of PricewaterhouseCoopers LLP pursuant to Section 3.06 of the Pooling and Servicing Agreement with regard to FIA Card Services, National Association (including the related assertion letter of FIA regarding its compliance with the provisions of the Pooling and Servicing Agreement, delivered pursuant to Section 3.06 thereof). |
|          |   |                                                                                                                                                                                                                                                                                                                                         |
| 99.3          |   | Servicer Compliance Statement of FIA Card Services, National Association.                                                                                                                                                                                                                                                                    |

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