Federal Register / Vol. 83, No. 128 / Tuesday, July 3, 2018 / Notices 31149 

1 15 U.S.C. 1691. The CFPB’s Regulation B is 

located at 12 CFR part 1002. 

assets and regulatory capital attributable 

to the company’s ‘‘U.S. operations.’’ 

Under Regulation XX, liabilities of a 

foreign banking organization’s U.S. 

operations are calculated using the riskweighted asset methodology for 

subsidiaries subject to risk-based capital 

rules, plus the assets of all branches, 

agencies, and nonbank subsidiaries, 

calculated in accordance with 

applicable accounting standards. 

Liabilities attributable to the U.S. 

operations of a foreign financial 

company that is not a foreign banking 

organization are calculated in a similar 

manner to the method described for 

foreign banking organizations, but 

liabilities of a U.S. subsidiary not 

subject to risk-based capital rules are 

calculated based on the U.S. 

subsidiary’s liabilities under applicable 

accounting standards. The Federal 

Reserve used information collected on 

the Capital and Asset Report for Foreign 

Banking Organizations (FR Y–7Q), the 

FR Y–9C and the FR XX–1 to calculate 

liabilities of these institutions. 

By order of the Board of Governors of the 

Federal Reserve System, acting through the 

Director of Supervision and Regulation under 

delegated authority, June 27, 2018. 

Ann Misback, 

Secretary of the Board. 

[FR Doc. 2018–14241 Filed 7–2–18; 8:45 am] 

BILLING CODE P 

FEDERAL RESERVE SYSTEM 

Agency Information Collection 

Activities: Announcement of Board 

Approval Under Delegated Authority 

and Submission to OMB 

AGENCY: Board of Governors of the 

Federal Reserve System. 

SUMMARY: The Board of Governors of the 

Federal Reserve System (Board) is 

adopting a proposal to extend for three 

years, without revision, Recordkeeping 

and Disclosure Requirements 

Associated with Consumer Financial 

Protection Bureau’s (CFPB) Regulation B 

(Equal Credit Opportunity Act) (FR B; 

OMB No. 7100–0201). 

FOR FURTHER INFORMATION CONTACT: 

Federal Reserve Board Clearance 

Officer—Nuha Elmaghrabi—Office of 

the Chief Data Officer, Board of 

Governors of the Federal Reserve 

System, Washington, DC 20551 (202) 

452–3829. Telecommunications Device 

for the Deaf (TDD) users may contact 

(202) 263–4869, Board of Governors of 

the Federal Reserve System, 

Washington, DC 20551. 

OMB Desk Officer—Shagufta 

Ahmed—Office of Information and 

Regulatory Affairs, Office of 

Management and Budget, New 

Executive Office Building, Room 10235, 

725 17th Street NW, Washington, DC 

20503 or by fax to (202) 395–6974. 

SUPPLEMENTARY INFORMATION: On June 

15, 1984, the Office of Management and 

Budget (OMB) delegated to the Board 

authority under the Paperwork 

Reduction Act (PRA) to approve of and 

assign OMB control numbers to 

collection of information requests and 

requirements conducted or sponsored 

by the Board. Board-approved 

collections of information are 

incorporated into the official OMB 

inventory of currently approved 

collections of information. Copies of the 

Paperwork Reduction Act Submission, 

supporting statements and approved 

collection of information instrument(s) 

are placed into OMB’s public docket 

files. The Board may not conduct or 

sponsor, and the respondent is not 

required to respond to, an information 

collection that has been extended, 

revised, or implemented on or after 

October 1, 1995, unless it displays a 

currently valid OMB control number. 

Final approval under OMB delegated 

authority of the extension for three 

years, without revision, of the following 

report: 

Report title: Recordkeeping and 

Disclosure Requirements Associated 

with Consumer Financial Protection 

Bureau’s (CFPB) Regulation B (Equal 

Credit Opportunity Act). 

Agency form number: FR B. 

OMB control number: 7100–0201. 

Frequency: Monthly; annually. 

Respondents: State member banks; 

subsidiaries of state member banks; 

subsidiaries of bank holding companies; 

U.S. branches and agencies of foreign 

banks (other than federal branches, 

federal agencies, and insured state 

branches of foreign banks); commercial 

lending companies owned or controlled 

by foreign banks; and organizations 

operating under section 25 or 25A of the 

Federal Reserve Act (12 U.S.C. 601– 

604a; 611–631). 

Estimated number of respondents: 

Notifications, furnishing of credit 

information, record retention 

(applications, actions, and prescreened 

solicitations), information for 

monitoring purposes, and rules on 

providing appraisal reports (providing 

appraisal report), 958 respondents; Selftesting: Record retention—incentives, 92 

respondents; Self-testing: Record 

retention—self-correction, 23 

respondents; and Self-testing: Record 

retention—rules concerning requests for 

information (disclosure for optional selftest), 92 respondents. 

Estimated average hours per response: 

Notifications, 6 hours; Furnishing of 

credit information, 2.5 hours; Record 

retention (applications, actions, and 

prescreened solicitations), 8 hours; 

Information for monitoring purposes, 

0.25 hours; Rules on providing appraisal 

reports (providing appraisal report), 3 

hours; Self-testing: Record retention— 

incentives, 2 hours; Self-testing: Record 

retention—self-correction, 8 hours; and 

Self-testing: Record retention—rules 

concerning requests for information 

(disclosure for optional self-test), 3.5 

hours. 

Estimated annual burden hours: 

Notifications, 68,976 hours; Furnishing 

of credit information, 28,740 hours; 

Record retention (applications, actions, 

and prescreened solicitations), 7,664 

hours; Information for monitoring 

purposes, 2,874 hours; Rules on 

providing appraisal reports (providing 

appraisal report), 34,488 hours; Selftesting: Record retention—incentives, 

184 hours; Self-testing: Record 

retention—self-correction, 184 hours; 

and Self-testing: Record retention—rules 

concerning requests for information 

(disclosure for optional self-test), 3,864 

hours. 

General description of report: The 

Equal Credit Opportunity Act (ECOA) 

was enacted in 1974 and is 

implemented by the CFPB’s Regulation 

B for institutions the Board supervises.1

The ECOA prohibits discrimination in 

any aspect of a credit transaction 

because of race, color, religion, national 

origin, sex, marital status, age (provided 

the applicant has the capacity to 

contract), or other specified bases 

(receipt of public assistance, or the fact 

that the applicant has in good faith 

exercised any right under the Consumer 

Credit Protection Act (15 U.S.C. 1600 et 

seq.)). To aid in implementation of this 

prohibition, the statute and regulation 

subject creditors to various mandatory 

disclosure requirements, notification 

provisions informing applicants of 

action taken on the credit application, 

provision of appraisal reports in 

connection with mortgages, credit 

history reporting, monitoring rules, and 

recordkeeping requirements. These 

requirements are triggered by specific 

events and disclosures must be 

provided within the time periods 

established by the statute and 

regulation. 

Legal authorization and 

confidentiality: The CFPB is authorized 

to issue its Regulation B pursuant to its 

authority to prescribe regulations to 

carry out the purposes of ECOA (15 

U.S.C. 1691b). The obligation to comply 

with the recordkeeping and disclosure 


sradovich on DSK3GMQ082PROD with NOTICES
31150 Federal Register / Vol. 83, No. 128 / Tuesday, July 3, 2018 / Notices 

requirements of CFPB’s Regulation B is 

mandatory. Because the recordkeeping 

and disclosure requirements of the 

CFPB’s Regulation B require creditors to 

retain their own records and to make 

certain disclosures to customers, the 

Freedom of Information Act (FOIA) 

would only be implicated if the Board’s 

examiners retained a copy of this 

information as part of an examination of 

a bank. Records obtained as a part of an 

examination or supervision of a bank 

are exempt from disclosure under FOIA 

exemption (b)(8), for examination 

material (5 U.S.C. 552(b)(8)). In 

addition, the records may also be 

exempt under FOIA exemption (b)(4) or 

(b)(6). Records would be exempt under 

(b)(4) if the records contained ‘‘trade 

secrets and commercial or financial 

information obtained from a person 

[that is] privileged or confidential’’ and 

the disclosure of the information is 

likely to cause substantial harm to the 

competitive position of the respondents 

(5 U.S.C. 552(b)(4)). Records would be 

exempt under (b)(6) if the records 

contained personal information, the 

disclosure of which would ‘‘constitute a 

clearly unwarranted invasion of 

personal privacy’’ (5 U.S.C. 552(b)(6)). 

Current actions: On April 13, 2018, 

the Board published a notice in the 

Federal Register (83 FR 16098) 

requesting public comment for 60 days 

on the extension, without revision, of 

the FR B. The comment period for this 

notice expired on June 12, 2018. The 

Board received one comment letter that 

addressed matter outside the scope of 

this proposal. 

Board of Governors of the Federal Reserve 

System, June 28, 2018. 

Michele Taylor Fennell, 

Assistant Secretary of the Board. 

[FR Doc. 2018–14305 Filed 7–2–18; 8:45 am] 

BILLING CODE 6210–01–P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Centers for Disease Control and 

Prevention 

[CDC–2018–0006; Docket Number NIOSH– 

306] 

Final National Occupational Research 

Agenda for Services 

AGENCY: National Institute for 

Occupational Safety and Health 

(NIOSH) of the Centers for Disease 

Control and Prevention (CDC), 

Department of Health and Human 

Services (HHS). 

ACTION: Notice of availability. 

SUMMARY: NIOSH announces the 

availability of the final National 

Occupational Research Agenda for 

Services. 

DATES: The final document was 

published on June 26, 2018. 

ADDRESSES: The document may be 

obtained at the following link: https://

www.cdc.gov/niosh/nora/sectors/serv/ 

agenda.html. 

FOR FURTHER INFORMATION CONTACT: 

Emily Novicki, M.A., M.P.H, 

(NORACoordinator@cdc.gov), National 

Institute for Occupational Safety and 

Health, Centers for Disease Control and 

Prevention, Mailstop E–20, 1600 Clifton 

Road NE, Atlanta, GA 30329, phone 

(404) 498–2581 (not a toll free number). 

SUPPLEMENTARY INFORMATION: On 

January 29, 2018, NIOSH published a 

request for public review in the Federal 

Register [83 FR 4058] of the draft 

version of the National Occupational 

Research Agenda for Services. All 

comments received were reviewed and 

addressed where appropriate. 

John J. Howard, 

Director, National Institute for Occupational 

Safety and Health, Centers for Disease Control 

and Prevention. 

[FR Doc. 2018–14227 Filed 7–2–18; 8:45 am] 

BILLING CODE 4163–19–P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Centers for Medicare & Medicaid 

Services 

[Document Identifier: CMS–10673] 

Agency Information Collection 

Activities: Proposed Collection; 

Comment Request 

AGENCY: Centers for Medicare & 

Medicaid Services. 

ACTION: Notice. 

SUMMARY: The Centers for Medicare & 

Medicaid Services (CMS) is announcing 

an opportunity for the public to 

comment on CMS’ intention to collect 

information from the public. Under the 

Paperwork Reduction Act of 1995 (the 

PRA), federal agencies are required to 

publish notice in the Federal Register 

concerning each proposed collection of 

information (including each proposed 

extension or reinstatement of an existing 

collection of information) and to allow 

60 days for public comment on the 

proposed action. Interested persons are 

invited to send comments regarding our 

burden estimates or any other aspect of 

this collection of information, including 

the necessity and utility of the proposed 

information collection for the proper 

performance of the agency’s functions, 

the accuracy of the estimated burden, 

ways to enhance the quality, utility, and 

clarity of the information to be 

collected, and the use of automated 

collection techniques or other forms of 

information technology to minimize the 

information collection burden. 

DATES: Comments must be received by 

September 4, 2018. 

ADDRESSES: When commenting, please 

reference the document identifier or 

OMB control number. To be assured 

consideration, comments and 

recommendations must be submitted in 

any one of the following ways: 

1. Electronically. You may send your 

comments electronically to http://

www.regulations.gov. Follow the 

instructions for ‘‘Comment or 

Submission’’ or ‘‘More Search Options’’ 

to find the information collection 

document(s) that are accepting 

comments. 

2. By regular mail. You may mail 

written comments to the following 

address: CMS, Office of Strategic 

Operations and Regulatory Affairs, 

Division of Regulations Development, 

Attention: Document Identifier/OMB 

Control Number ___, Room C4–26–05, 

7500 Security Boulevard, Baltimore, 

Maryland 21244–1850. 

To obtain copies of a supporting 

statement and any related forms for the 

proposed collection(s) summarized in 

this notice, you may make your request 

using one of following: 

1. Access CMS’ website address at 

https://www.cms.gov/Regulations-andGuidance/Legislation/Paperwork

ReductionActof1995/PRA-Listing.html. 

2. Email your request, including your 

address, phone number, OMB number, 

and CMS document identifier, to 

Paperwork@cms.hhs.gov. 

3. Call the Reports Clearance Office at 

(410) 786–1326. 

FOR FURTHER INFORMATION CONTACT: 

William Parham at (410) 786–4669. 

SUPPLEMENTARY INFORMATION: 

Contents 

This notice sets out a summary of the 

use and burden associated with the 

following information collections. More 

detailed information can be found in 

each collection’s supporting statement 

and associated materials (see 

ADDRESSES). 

CMS–10673 Medicare Advantage 

Qualifying Payment Arrangement 

Incentive (MAQI) Demonstration 

Under the PRA (44 U.S.C. 3501– 

3520), federal agencies must obtain 

approval from the Office of Management 


sradovich on DSK3GMQ082PROD with NOTICES