<TABLE> <S> <C>


<ARTICLE>                                            9
<CIK>                         0000946738
<NAME>                        Harrodsburg First Financial Bancorp, Inc.
<MULTIPLIER>                                     1,000
<CURRENCY>                                U.S. Dollars

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          SEP-30-2000
<PERIOD-START>                             OCT-01-1999
<PERIOD-END>                               DEC-31-1999
<EXCHANGE-RATE>                                  1.000
<CASH>                                           1,027
<INT-BEARING-DEPOSITS>                           4,889
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      3,628
<INVESTMENTS-CARRYING>                           6,752
<INVESTMENTS-MARKET>                             6,635
<LOANS>                                         92,738
<ALLOWANCE>                                        370
<TOTAL-ASSETS>                                 110,682
<DEPOSITS>                                      83,347
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,659
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           218
<OTHER-SE>                                      25,458
<TOTAL-LIABILITIES-AND-EQUITY>                 110,682
<INTEREST-LOAN>                                  1,726
<INTEREST-INVEST>                                  121
<INTEREST-OTHER>                                    74
<INTEREST-TOTAL>                                 1,921
<INTEREST-DEPOSIT>                                 953
<INTEREST-EXPENSE>                                 953
<INTEREST-INCOME-NET>                              968
<LOAN-LOSSES>                                        0
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<EXPENSE-OTHER>                                    523
<INCOME-PRETAX>                                    470
<INCOME-PRE-EXTRAORDINARY>                         470
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       310
<EPS-BASIC>                                     0.20
<EPS-DILUTED>                                     0.20
<YIELD-ACTUAL>                                     360
<LOANS-NON>                                          0
<LOANS-PAST>                                       524
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   370
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  370
<ALLOWANCE-DOMESTIC>                               370
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0



</TABLE>