<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from consolidated
financial statements and notes thereto of Quantum Financial Holdings, Inc. at
and for the year ending December 31, 1996 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                         450,230
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                               465,530
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                         920,187
<INVESTMENTS-MARKET>                           920,816
<LOANS>                                     21,035,347
<ALLOWANCE>                                    366,662
<TOTAL-ASSETS>                              27,341,505
<DEPOSITS>                                  24,889,630
<SHORT-TERM>                                   450,000
<LIABILITIES-OTHER>                            153,036
<LONG-TERM>                                     18,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,069
<OTHER-SE>                                   1,829,770
<TOTAL-LIABILITIES-AND-EQUITY>              27,341,505
<INTEREST-LOAN>                              2,006,454
<INTEREST-INVEST>                              106,921
<INTEREST-OTHER>                                79,512
<INTEREST-TOTAL>                             2,192,887
<INTEREST-DEPOSIT>                           1,384,193
<INTEREST-EXPENSE>                           1,398,965
<INTEREST-INCOME-NET>                          793,922
<LOAN-LOSSES>                                  143,674
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              1,469,706
<INCOME-PRETAX>                              (431,720)
<INCOME-PRE-EXTRAORDINARY>                   (431,720)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 (366,248)
<EPS-PRIMARY>                                   (3.43)
<EPS-DILUTED>                                   (3.43)
<YIELD-ACTUAL>                                    3.21
<LOANS-NON>                                    643,057
<LOANS-PAST>                                 1,378,084
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               447,226
<CHARGE-OFFS>                                (251,734)
<RECOVERIES>                                    27,496
<ALLOWANCE-CLOSE>                              366,662
<ALLOWANCE-DOMESTIC>                           366,662
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>