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                                                                   Exhibit 10.15

                                PROMISSORY NOTE

Reno Nevada
November 22, 2000

     1. Promise to Pay. For value received, HomeSeekers.com, Incorporated, a
Nevada corporation ("Borrower") 6490 S. McCarran, Suite D28, Reno, NV 89509,
promises to pay to the order of William Tomerlin ("Holder"), on or before
January 2nd, 2001 (the "Maturity Date") at Holder's office at 1625 Main Street,
Minden, Nevada, 89423, or at such other place as Holder may designate, in lawful
money of the United States of America, the principal sum of Two Hundred Fifty
Thousand Dollars ($250,000)(the "Principal Indebtedness"), plus interest and
Purchase Warrants as computed below.

     2. Interest. The outstanding balance of the Principal Indebtedness shall
bear interest in amount of Five Thousand Dollars ($5,000).

     3. Payment of Principal and Interest. The total Principal Indebtedness and
all accrued and unpaid interest thereon shall be due and payable in full on the
Maturity Date, if not sooner paid.

     4. Security Agreement. This Promissory Note is secured by a security
interest in certain personal property assets of Borrower more fully described in
the Security Agreement dated the same date as this Promissory Note between
Borrower, as debtor, and Holder, as secured party.

     5. Warrants to Purchase of Shares of HomeSeekers Common Stock. The Borrower
shall issue to William Tomerlin one hundred thousand (100,000) Purchase Warrants
to purchase shares of common stock of HomeSeekers.com, Inc. (HMSK). The Company
shall register the shares underlying the Warrants concurrently with the next
registration being filed by the Borrower, however, no later than forty five days
from the date of this Agreement. The Warrants may be exercised as to all or a
lesser number of shares and will contain provisions for same day cashless
exercise. The term for the Warrants is three years and the price of each Warrant
is eighty three cents ($.83).

     6. Governing Law, Jurisdiction and Waiver of Venue. This Promissory Note
shall be governed by and construed in accordance with the laws of the State of
Nevada regardless of the fact that any of the parties hereto may be or may
become a resident of a different country, state, or jurisdiction. Any suit,
action or proceeding arising out of, or with respect to, this Promissory Note
shall be filed in a court of competent jurisdiction within the County of Washoe,
State of Nevada or in the U.S. District Court for the District of Nevada,
Nothern Division. The parties hereby consent to the personal jurisdiction of
such courts within the County of Washoe, State of Nevada and the U.S. District
Court for the District of Nevada, Northern Division. The parties hereby waive
any objections to venue in such courts within Washoe County, State of Nevada and
the U.S. District Court for the District of Nevada, Northern Division.

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     7.   Attorney Fees. If any action or law or in equity is necessary to
enforce or interpret the terms of this Promissory Note, the prevailing party
shall be entitled to receive from the other its reasonable attorneys' fees,
costs, and necessary disbursements in addition to any other relief to which such
party may be entitled.

     8.   Waiver. This Promissory Note may be modified, amended, supplemented,
canceled, or discharged, except by written instrument executed by Borrower or
Holder. The failure of Holder to enforce any of the provisions of this
Promissory Note shall not impair the rights of Holder to require observance,
performance, or satisfaction, either of that term or condition as it applies on
a subsequent occasion or of any other term or condition of this Promissory Note.

     IN WITNESS WHEREOF, Borrower has caused this Promissory Note to be duly
executed by its duly authorized officers, and its corporate seal to be affixed
as of the day and year first above written.

                                            HOMESEEKERS.COM, INCORPORATED, a
                                            Nevada corporation



                                            By: /s/ GREG COSTLEY
                                               ---------------------------------

                                            Title: CEO
                                                  ------------------------------


                                            HOLDER



                                            By:
                                               ---------------------------------

                                            Title:
                                                  ------------------------------