Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

This Document is for New Issuance and for Monthly Disclosure 

of Active, Single Family Data 

See Version History for details
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Ginnie Mae HMBS Pool Disclosure File

Document Version History

Version 1.0 02/28/2014. Initial Version.

Version 2.0 03/14/2014. Initial version plus these changes: (1) 

revised to remove references to the word 

“Monthly”; (2) added language to indicate that 

this same format is used for Enhanced Pool/New 

Issuance Daily and Weekly disclosure, and 

Enhanced Monthly Pool disclosure.

All record formats remain the same; no changes

Version 3.0 04/21/2014. Version 2.0 with these changes: (1) 

Highlighted changes to legacy Pool Monthly 

Disclosure format; (2) renamed field 6,

“Beginning Security Interest Rate” , in the “D” 

record to “Current Security Interest Rate”.

Version 3.1 09/24/2014. Version 3.0 with these changes: (1) 

renamed field 17, “Maximum WAC (Q4)( the 

calculated prospective WAC)” in the “D” record 

to “Maximum WAC (Q4)( the reported

prospective WAC)”; (2) renamed field 18 

“Minimum WAC (Q4)( the calculated prospective 

WAC)” in the “D” record to “Minimum WAC 

(Q4)( the reported prospective WAC)”;

Version 4.0 03/01/2015. Version 3.1 with these changes: 

(1) Add to Pool Details (Type “D”) record:
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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- Pay Op LUMP SUM related fields: 

Number of Participations, UPB of 

Participations, UPB of Participations as % 

of Pool UPB, UPB of Participations as % 

of Principal Limit of HECM Loans, UPB 

of Participations as % of MCA of HECM 

Loans, HECM UPB as a % of Principal 

Limit of HECM Loans, HECM UPB as % 

of MCA of HECM Loans.

- Original Security Interest Rate (WAC)

- Maximum WAC (Q4) (the original WAC)

- Minimum WAC (Q0) (the original WAC)

- Non-borrowing Spouse Number of 

Participations

- Non-borrowing Spouse UPB of 

Participations

- Non-borrowing Spouse UPB of 

Participations as % of Pool UPB

- Remaining Property Charges Set Aside 

Number of Participations

- Remaining Property Charges Set Aside 

UPB of Participations

- Remaining Property Charges Set Aside 

UPB of Participations as % of Pool UPB

(2) (2) Add to Supplemental Pool Detail (Type “U”) 

record:

- Add Payment Option Single Disb Lump 

Sum fields: Number of Participations, 

UPB of Participations, UPB of 

Participations as % of Pool UPB

(3) (3) Add to Weighted Averages and Quartiles Pool 

Detail (Type “W”) record:

- Renamed “Lifetime Interest Rate Cap” 

fields to “Lifetime Interest Rate Change 

Cap”

- Add Periodic Interest Rate Change Cap 

fields: Weighted Average, Maximum (Q4), 

75th Percentile (Q3), Median (Q2), 25th

Percentile (Q1), Minimum (Q0), Not 

Available - Number of Participations, Not 

Available – UPB, Not Available - % of 

UPB
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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- Add Maximum Interest Rate fields: 

Weighted Average, Maximum (Q4), 75th

Percentile (Q3), Median (Q2), 25th

Percentile (Q1), Minimum (Q0), Not 

Available - Number of Participations, Not 

Available – UPB, Not Available - % of 

UPB

- Added Non-borrowing Spouse age fields: 

Weighted Average, Maximum (Q4), 75th

Percentile (Q3), Median (Q2), 25th

Percentile (Q1), Minimum (Q0), Not 

Available - Number of Participations, Not 

Available – UPB, Not Available - % of 

UPB

(4) (4) Add a new Non-borrowing Spouse Data (Type 

“X”) record that contains age-related 

fields/information similar to the Borrower agerelated fields of the Various Record (“V”)

Version 4.1 03/01/2015. Version 4.0 with these changes: 

(1) Renamed field 150 of the “W” record from 

“Periodic Interest Rate Change Cap” to 

“Annual Interest Rate Change Cap”.

(2) Revised the format of fields 159-164 in the 

“W” record related to Maximum Interest 

Rate to be 9(2)v9(3)

Version 4.2 04/01/2015. Version 4.1 with these changes: 

(1) Renamed all references of “Non-borrowing 

Spouse” to “Eligible Non-borrowing 

Spouse”

(2) Revised the effective date from 03/01/2015 

to 04/01/2015.

Version 4.3 10/27/2017. Version 4.2 with these changes:

(1) Added quartiles to the Type W record for 2 

fields added to the loan level disclosure for 

HREMIC – Initial Monthly Scheduled 

Payment and Initial Remaining Available 

Line of Credit. The quartiles for these 2 

fields will be populated with nines in the 

Pool New Issuance Daily/Monthly 

disclosures.

Version 4.4 04/01/2020. Version 4.3 with these changes:

(1) Added Pool Maturity Date to the end of the 

Pool Details (“D”) record
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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(2) Dropped reference to the “Enhanced” 

descriptor in the file name and layout.
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Summary of the Record Types in the file. 

Record Type Short Description Occurs in the File

“D” Pool Detail Record One Record Per Pool

“M” Top 10 MSAs Record One Record Per Pool

“S” State Distribution Record Can be multiple records; one for each state 

represented by the Participations in the 

Pool

“U” Supplemental Pools Detail

Record

One Record Per Pool

“V” Various Data Record One Record Per Pool

“W” Weighted Averages and 

Quartiles Pool Detail 

Record

One Record Per Pool

“X” Eligible Non-borrowing 

Spouse Record

One Record Per Pool

LAYOUT NOTES: 

(1) All records/fields are fixed length. 

(2) This same file format is used for the HMBS Pool/New Issuance Daily and Weekly 

disclosures, and the HMBS Monthly Pool disclosure
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Pool Detail (Type D) Record

Field# Field Name Start End Type Length Remarks

1 CUSIP Number 1 9 Character 9 X(9)

2 Pool ID 10 15 Character 6 X(6)

3 Pool Indicator (H) 16 16 Character 1 X

4 Pool Type 17 18 Character 2 X(2)

5

Record Type (D=Pool 

Details) 19 19 Character 1 X

6

Current Security Interest Rate 

(WAC) 20 24 Numeric 5 9(2)v9(3)

7 Pool Issue Date 25 32 Numeric 8 9(8)

8 Original Aggregate Amount 33 47 Numeric 15 9(13)v9(2)

9 Issuer Number 48 51 Numeric 4 9(4)

10 Issuer Name 52 91 Character 40 X(40)

11 Index Type 92 96 Character 5 X(5)

12

Number of participations in 

pool (current number of 

participations in the pool)

97 102 Numeric 6 9(6)

13 Average Original 

Participation Size (AOPS) 103 110 Numeric 8 9(6)v9(2)

14 Maximum AOPS (Q4) 111 118 Numeric 8 9(6)v9(2)

15 Minimum AOPS (Q0) 119 126 Numeric 8 9(6)v9(2)

16

WAC of the Participations 

(the reported (prospective) 

WAC of the pool)

127 131 Numeric 5 9(2)v9(3)

17 Maximum WAC (Q4)( the 

reported prospective WAC) 132 136 Numeric 5 9(2)v9(3)

18 Minimum WAC (Q0) (The 

reported prospective WAC) 137 141 Numeric 5 9(2)v9(3)

19

WALA Participations (based 

on HECM loan origination 

date and participation UPB)

142 144 Numeric 3 9(3)

20 Maximum WALA (Q4) 145 147 Numeric 3 9(3)

21 Minimum WALA (Q0) 148 150 Numeric 3 9(3)

22 Pay Op TERM Number Of 

Participations 151 156 Numeric 6 9(6)

23 Pay Op TERM UPB of 

Participations 157 169 Numeric 13 9(11)v9(2)

24

Pay Op TERM UPB of 

Participations as % of Pool 

UPB

170 174 Numeric 5 9(3)v9(2)

25

Pay Op TERM UPB of 

Participations as % of 

Principal Limit of HECM 

Loans

175 179 Numeric 5 9(3)v9(2)
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Field# Field Name Start End Type Length Remarks

26

Pay Op TERM UPB of 

Participations as % of MCA 

of HECM Loans

180 184 Numeric 5 9(3)v9(2)

27

Pay Op TERM HECM Loans 

UPB as % of Principal Limit

of HECM Loans

185 189 Numeric 5 9(3)v9(2)

28

Pay Op TERM HECM Loans 

UPB as % of MCA of HECM

loans

190 194 Numeric 5 9(3)v9(2)

29 Pay Op TENURE Number Of 

Participations 195 200 Numeric 6 9(6)

30 Pay Op TENURE UPB of 

Participations 201 213 Numeric 13 9(11)v9(2)

31

Pay Op TENURE UPB of 

Participations as % of Pool 

UPB

214 218 Numeric 5 9(3)v9(2)

32

Pay Op TENURE UPB of 

Participations as % of 

Principal Limit of HECM 

Loans

219 223 Numeric 5 9(3)v9(2)

33

Pay Op TENURE UPB of 

Participations as % of MCA 

of HECM Loans

224 228 Numeric 5 9(3)v9(2)

34

Pay Op TENURE HECM 

Loan UPB as % of Principal 

Limit of HECM Loans

229 233 Numeric 5 9(3)v9(2)

35

Pay Op TENURE HECM 

Loan UPB as % of MCA of 

HECM Loans

234 238 Numeric 5 9(3)v9(2)

36 Pay Op LOC Number Of 

Participations 239 244 Numeric 6 9(6)

37 Pay Op LOC UPB of 

Participations 245 257 Numeric 13 9(11)v9(2)

38

Pay Op LOC UPB of 

Participations as % of Pool 

UPB

258 262 Numeric 5 9(3)v9(2)

39

Pay Op LOC UPB of 

Participations as % of 

Principal Limit of HECM 

Loans

263 267 Numeric 5 9(3)v9(2)

40

Pay Op LOC UPB of 

Participations as % of MCA 

of HECM Loans

268 272 Numeric 5 9(3)v9(2)

41

Pay Op LOC HECM Loan 

UPB as % of Principal Limit

of HECM Loans

273 277 Numeric 5 9(3)v9(2)

42

Pay Op LOC HECM Loan 

UPB as % of MCA of HECM 

Loans

278 282 Numeric 5 9(3)v9(2)

43 Pay Op MOD TENURE 

Number Of Participations 283 288 Numeric 6 9(6)
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Field# Field Name Start End Type Length Remarks

44 Pay Op MOD TENURE 

UPB of Participations 289 301 Numeric 13 9(11)v9(2)

45

Pay Op MOD TENURE 

UPB of Participations as % of 

Pool UPB

302 306 Numeric 5 9(3)v9(2)

46

Pay Op MOD TENURE UPB 

of Participations as % of 

Principal Limit of HECM 

Loans

307 311 Numeric 5 9(3)v9(2)

47

Pay Op MOD TENURE UPB 

of Participations as % of 

MCA of HECM Loans

312 316 Numeric 5 9(3)v9(2)

48

Pay Op MOD TENURE 

HECM Loan UPB as % of 

Principal Limit of HECM 

Loans

317 321 Numeric 5 9(3)v9(2)

49

Pay Op MOD TENURE

HECM Loan UPB as % of

MCA of HECM Loans

322 326 Numeric 5 9(3)v9(2)

50 Pay Op MOD TERM Number 

of Participations 327 332 Numeric 6 9(6)

51 Pay Op MOD TERM UPB of 

Participations 333 345 Numeric 13 9(11)v9(2)

52

Pay Op MOD TERM UPB of 

Participations as % of Pool 

UPB

346 350 Numeric 5 9(3)v9(2)

53

Pay Op MOD TERM UPB of 

Participations as % of 

Principal Limit of HECM 

Loans

351 355 Numeric 5 9(3)v9(2)

54

Pay Op MOD TERM UPB of 

Participations as % of MCA 

of HECM Loans

356 360 Numeric 5 9(3)v9(2)

55

Pay Op MOD TERM HECM 

UPB as % of Principal Limit

of HECM Loans

361 365 Numeric 5 9(3)v9(2)

56

Pay Op MOD TERM HECM 

UPB as % of MCA of HECM 

Loans

366 370 Numeric 5 9(3)v9(2)

57 Pay Op LUMP SUM Number 

of Participations 371 376 Numeric 6 9(6)

58 Pay Op LUMP SUM UPB of 

Participations 377 389 Numeric 13 9(11)v9(2)

59

Pay Op LUMP SUM UPB of 

Participations as % of Pool 

UPB

390 394 Numeric 5 9(3)v9(2)

60

Pay Op LUMP SUM UPB of 

Participations as % of 

Principal Limit of HECM 

Loans

395 399 Numeric 5 9(3)v9(2)
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Field# Field Name Start End Type Length Remarks

61

Pay Op LUMP SUM UPB of 

Participations as % of MCA 

of HECM Loans

400 404 Numeric 5 9(3)v9(2)

62

Pay Op LUMP SUM HECM 

UPB as % of Principal Limit

of HECM Loans

405 409 Numeric 5 9(3)v9(2)

63

Pay Op LUMP SUM HECM 

UPB as % of MCA of HECM 

Loans

410 414 Numeric 5 9(3)v9(2)

64 Pay Op Not Available 

Number of Participations 415 420 Numeric 6 9(6)

65 Pay Op Not Available UPB of 

Participations 421 433 Numeric 13 9(11)v9(2)

66

Pay Op Not Available UPB 

of Participations as % of Pool 

UPB

434 438 Numeric 5 9(3)v9(2)

67

Pay Op Not Available UPB of 

Participations as % of 

Principal Limit of HECM 

Loans

439 443 Numeric 5 9(3)v9(2)

68

Pay Op Not Available UPB of 

Participations as % of MCA 

of HECM Loans

444 448 Numeric 5 9(3)v9(2)

69

Pay Op Not Available HECM 

UPB as % of Principal Limit

of HECM Loans

449 453 Numeric 5 9(3)v9(2)

70

Pay Op Not Available HECM 

UPB as % of MCA of HECM 

Loans

454 458 Numeric 5 9(3)v9(2)

71

Property Type SINGLE 

FAMILY Number of 

Participations

459 464 Numeric 6 9(6)

72

Property Type SINGLE 

FAMILY UPB of 

Participations

465 477 Numeric 13 9(11)v9(2)

73

Property Type SINGLE 

FAMILY UPB of 

Participations as % of Pool 

UPB

478 482 Numeric 5 9(3)v9(2)

74

Property Type SINGLE 

FAMILY UPB of 

Participations as % of 

Principal Limit of HECM 

Loans

483 487 Numeric 5 9(3)v9(2)

75

Property Type SINGLE 

FAMILY UPB of 

Participations as % of MCA 

of HECM Loans

488 492 Numeric 5 9(3)v9(2)

76

Property Type SINGLE 

FAMILY HECM Loan UPB 

as % of Principal Limit of 

HECM Loans

493 497 Numeric 5 9(3)v9(2)
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Field# Field Name Start End Type Length Remarks

77

Property Type SINGLE 

FAMILY HECM Loan UPB 

as % of MCA of HECM 

Loans

498 502 Numeric 5 9(3)v9(2)

78 Property Type CONDO

Number of Participations 503 508 Numeric 6 9(6)

79 Property Type CONDO UPB 

of Participations 509 521 Numeric 13 9(11)v9(2)

80

Property Type CONDO UPB 

of Participations as % of Pool 

UPB

522 526 Numeric 5 9(3)v9(2)

81

Property Type CONDO UPB 

of Participations as % of 

Principal Limit of HECM 

Loans

527 531 Numeric 5 9(3)v9(2)

82

Property Type CONDO UPB 

of Participations as % of 

MCA of HECM Loans

532 536 Numeric 5 9(3)v9(2)

83

Property Type CONDO

HECM Loans UPB as % of 

Principal Limit of HECM 

Loans

537 541 Numeric 5 9(3)v9(2)

84

Property Type CONDO

HECM Loans UPB as % of 

MCA of HECM Loans

542 546 Numeric 5 9(3)v9(2)

85 Property Type MANUF

Number of Participations 547 552 Numeric 6 9(6)

86 Property Type MANUF UPB 

of Participations 553 565 Numeric 13 9(11)v9(2)

87

Property Type MANUF UPB 

of Participations as % of Pool 

UPB

566 570 Numeric 5 9(3)v9(2)

88

Property Type MANUF UPB 

of Participations as % of 

Principal Limit of HECM 

Loans

571 575 Numeric 5 9(3)v9(2)

89

Property Type MANUF UPB 

of Participations as % of 

MCA of HECM Loans

576 580 Numeric 5 9(3)v9(2)

90

Property Type MANUF

HECM UPB as % of 

Principal Limit of HECM 

Loans

581 585 Numeric 5 9(3)v9(2)

91 Property Type MANUF

HECM UPB as % of MCA 586 590 Numeric 5 9(3)v9(2)

92 Property Type PUD Number 

of Participations 591 596 Numeric 6 9(6)

93 Property Type PUD UPB of 

Participations 597 609 Numeric 13 9(11)v9(2)

94

Property Type PUD UPB of

Participations as % of Pool 

UPB

610 614 Numeric 5 9(3)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Field# Field Name Start End Type Length Remarks

95

Property Type PUD UPB of 

Participations as % of 

Principal Limit of HECM

Loans

615 619 Numeric 5 9(3)v9(2)

96

Property Type PUD UPB of 

Participations as % of MCA 

of HECM Loans

620 624 Numeric 5 9(3)v9(2)

97 Property Type PUD HECM 

UPB as % of Principal Limit 625 629 Numeric 5 9(3)v9(2)

98 Property Type PUD HECM 

UPB as % of MCA 630 634 Numeric 5 9(3)v9(2)

99 Property Type Not Available 

Number of Participations 635 640 Numeric 6 9(6)

100 Property Type Not Available 

UPB of Participations 641 653 Numeric 13 9(11)v9(2)

101

Property Type Not Available 

UPB of Participations as % of 

Pool UPB

654 658 Numeric 5 9(3)v9(2)

102

Property Type Not Available 

UPB of Participations as % of 

Principal Limit of HECM 

Loans

659 663 Numeric 5 9(3)v9(2)

103

Property Type Not Available 

UPB of Participations as % of 

MCA of HECM Loans

664 668 Numeric 5 9(3)v9(2)

104

Property Type Not Available 

HECM UPB as % of 

Principal Limit of HECM 

Loans

669 673 Numeric 5 9(3)v9(2)

105

Property Type Not Available 

HECM UPB as % of MCA of 

HECM Loans

674 678 Numeric 5 9(3)v9(2)

106 Original Security Interest 

Rate (WAC) 679 683 Numeric 5 9(2)v9(3)

107 Maximum WAC (Q4)( the 

original WAC) 684 688 Numeric 5 9(2)v9(3)

108 Minimum WAC (Q0) (The 

original WAC) 689 693 Numeric 5 9(2)v9(3)

109

Eligible Non-borrowing 

Spouse Number Of 

Participations 

694 699 Numeric 6 9(6)

110

Eligible Non-borrowing 

Spouse UPB of 

Participations

700 712 Numeric 13 9(11)v9(2)

111

Eligible Non-borrowing 

Spouse UPB of Participations 

as % of Pool UPB

713 717 Numeric 5 9(3)v9(2)

112

Remaining Property Charges 

Set Aside Number of 

Participations

718 723 Numeric 6 9(6)
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Field# Field Name Start End Type Length Remarks

113

Remaining Property Charges 

Set Aside UPB of 

Participations

724 736 Numeric 13 9(11)v9(2)

114

Remaining Property Charges 

Set Aside UPB of 

Participations as % of Pool 

UPB

737 741 Numeric 5 9(3)v9(2)

115 As of Date (CCYYMM) 742 747 Numeric 6 9(6)

116 Pool Maturity Date 748 755 Numeric 8 9(8)

Length of Record 755
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Top 10 MSAs (Type M) Record

Item Data Item Begin End Type Length Remarks

1 CUSIP 1 9 Character 9 X(9)

2 Pool ID 10 15 Character 6 X(6)

3 Pool Indicator (H) 16 16 Character 1 X

4 Pool Type 17 18 Character 2 X(2)

5 Record Type M 19 19 Character 1 X

6 Issuer 20 23 Numeric 4 9(4)

7 Highest MSA 24 28 Numeric 5 9(5)

8 Highest MSA Number of Loans 29 34 Numeric 6 9(6)

9 Highest MSA UPB of Loans 35 47 Numeric 13 9(11)v9(2)

10 Highest MSA % of Total UPB 48 52 Numeric 5 9(3)v9(2)

11 2nd Highest MSA 53 57 Numeric 5 9(5)

12 2nd Highest MSA Number of Loans 58 63 Numeric 6 9(6)

13 2nd Highest MSA UPB of Loans 64 76 Numeric 13 9(11)v9(2)

14 2nd Highest MSA % of Total UPB 77 81 Numeric 5 9(3)v9(2)

15 3rd Highest MSA 82 86 Numeric 5 9(5)

16 3rd Highest MSA Number of Loans 87 92 Numeric 6 9(6)

17 3rd Highest MSA UPB of Loans 93 105 Numeric 13 9(11)v9(2)

18 3rd Highest MSA % of Total UPB 106 110 Numeric 5 9(3)v9(2)

19 4th Highest MSA 111 115 Numeric 5 9(5)

20 4th Highest MSA Number of Loans 116 121 Numeric 6 9(6)

21 4th Highest MSA UPB of Loans 122 134 Numeric 13 9(11)v9(2)

22 4th Highest MSA % of Total UPB 135 139 Numeric 5 9(3)v9(2)

23 5th Highest MSA 140 144 Numeric 5 9(5)

24 5th Highest MSA Number of Loans 145 150 Numeric 6 9(6)

25 5th Highest MSA UPB of Loans 151 163 Numeric 13 9(11)v9(2)

26 5th Highest MSA % of Total UPB 164 168 Numeric 5 9(3)v9(2)

27 6th Highest MSA 169 173 Numeric 5 9(5)

28 6th Highest MSA Number of Loans 174 179 Numeric 6 9(6)

29 6th Highest MSA UPB of Loans 180 192 Numeric 13 9(11)v9(2)

30 6th Highest MSA % of Total UPB 193 197 Numeric 5 9(3)v9(2)

31 7th Highest MSA 198 202 Numeric 5 9(5)

32 7th Highest MSA Number of Loans 203 208 Numeric 6 9(6)

33 7th Highest MSA UPB of Loans 209 221 Numeric 13 9(11)v9(2)

34 7th Highest MSA % of Total UPB 222 226 Numeric 5 9(3)v9(2)

35 8th Highest MSA 227 231 Numeric 5 9(5)

36 8th Highest MSA Number of Loans 232 237 Numeric 6 9(6)

37 8th Highest MSA UPB of Loans 238 250 Numeric 13 9(11)v9(2)

38 8th Highest MSA % of Total UPB 251 255 Numeric 5 9(3)v9(2)

39 9th Highest MSA 256 260 Numeric 5 9(5)

40 9th Highest MSA Number of Loans 261 266 Numeric 6 9(6)

41 9th Highest MSA UPB of Loans 267 279 Numeric 13 9(11)v9(2)

42 9th Highest MSA % of Total UPB 280 284 Numeric 5 9(3)v9(2)

43 10th Highest MSA 285 289 Numeric 5 9(5)

44 10th Highest MSA Number of Loans 290 295 Numeric 6 9(6)

45 10th Highest MSA UPB of Loans 296 308 Numeric 13 9(11)v9(2)

46 10th Highest MSA % of Total UPB 309 313 Numeric 5 9(3)v9(2)

47 MSA Not Available Number of Loans 314 319 Numeric 6 9(6)

48 MSA Not Available UPB of Loans 320 332 Numeric 13 9(11)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Item Data Item Begin End Type Length Remarks

49 MSA Not Available % of Total UPB 333 337 Numeric 5 9(3)v9(2)

50 As of Date (CCYYMM) 338 343 Numeric 6 9(6)

Length of Record 343
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State Distribution (Type S) Record

Field# Field Name Start End Type Length Remarks

1 CUSIP Number 1 9 Character 9 X(9)

2 Pool ID 10 15 Character 6 X(6)

3 Pool Indicator (H) 16 16 Character 1 X

4 Pool Type 17 18 Character 2 X(2)

5

Record Type (S = State 

Distribution) 19 19 Character 1 X

6 State Abbreviation 20 21 Character 2 X(2)

7

Current Pool UPB Balance 

for State 22 34 Numeric 13 9(11)v99

8

Pool UPB Balance for State 

as a % of total Pool UPB 35 39 Numeric 5 9(3)v99

9

Number of Participations for 

State 40 45 Numeric 6 9(6)

10

Number of Participations for 

State as a % of Pool’s total 

Participation count

46 50 Numeric 5 9(3)v99

11 Total Participations 51 56 Numeric 6 9(6)

12 Participation Original 

Principal Balance for State 57 69 Numeric 13 9 (11)v99

13 As of Date (CCYYMM) 70 75 Numeric 6 9(6)

Length of Record 75
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Supplemental Pool Detail (Type U) Record

Item Data Item Begin End Type Length Remarks

1 CUSIP Number 1 9 Character 9 X(9)

2 Pool ID 10 15 Character 6 X(6)

3 Pool Indicator (H) 16 16 Character 1 X

4 Pool Type 17 18 Character 2 X(2)

5 Record Type (U= Supplemental Pool Details) 19 19 Character 1 X

Loan Purpose

6 Traditional Number of Participations 20 25 Numeric 6 9(6)

7 Traditional UPB 26 38 Numeric 13 9(11)v9(2)

8 Traditional % UPB 39 43 Numeric 5 9(3)v9(2)

9 Refinance Number of Participations 44 49 Numeric 6 9(6)

10 Refinance UPB 50 62 Numeric 13 9(11)v9(2)

11 Refinance % UPB 63 67 Numeric 5 9(3)v9(2)

12 Purchase Number of Participations 68 73 Numeric 6 9(6)

13 Purchase UPB 74 86 Numeric 13 9(11)v9(2)

14 Purchase % UPB 87 91 Numeric 5 9(3)v9(2)

15 Not Available – Number of Participations 92 97 Numeric 6 9(6)

16 Not Available – UPB 98 110 Numeric 13 9(11)v9(2)

17 Not Available – % of UPB 111 115 Numeric 5 9(3)v9(2)

HECM Saver

18 Standard Number of Participations 116 121 Numeric 6 9(6)

19 Standard UPB 122 134 Numeric 13 9(11)v9(2)

20 Standard % UPB 135 139 Numeric 5 9(3)v9(2)

21 Saver Number of Participations 140 145 Numeric 6 9(6)

22 Saver UPB 146 158 Numeric 13 9(11)v9(2)

23 Saver % UPB 159 163 Numeric 5 9(3)v9(2)

Payment Option

24 Tenure Number of Participations 164 169 Numeric 6 9(6)

25 Tenure UPB 170 182 Numeric 13 9(11)v9(2)

26 Tenure % UPB 183 187 Numeric 5 9(3)v9(2)

27 Term Number of Participations 188 193 Numeric 6 9(6)

28 Term UPB 194 206 Numeric 13 9(11)v9(2)

29 Term % UPB 207 211 Numeric 5 9(3)v9(2)

30 Line of Credit Number of Participations 212 217 Numeric 6 9(6)

31 Line of Credit UPB 218 230 Numeric 13 9(11)v9(2)

32 Line of Credit % UPB 231 235 Numeric 5 9(3)v9(2)

33 Modified Term Number of Participations 236 241 Numeric 6 9(6)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Item Data Item Begin End Type Length Remarks

34 Modified Term UPB 242 254 Numeric 13 9(11)v9(2)

35 Modified Term % UPB 255 259 Numeric 5 9(3)v9(2)

36 Modified Tenure Number of Participations 260 265 Numeric 6 9(6)

37 Modified Tenure UPB 266 278 Numeric 13 9(11)v9(2)

38 Modified Tenure % UPB 279 283 Numeric 5 9(3)v9(2)

39 Single Disb Lump Sum Number of Participations 284 289 Numeric 6 9(6)

40 Singe Disb Lump Sum UPB 290 302 Numeric 13 9(11)v9(2)

41 Single Disb Lump Sum % UPB 303 307 Numeric 5 9(3)v9(2)

42 Not Available – Number of Participations 308 313 Numeric 6 9(6)

43 Not Available – UPB 314 326 Numeric 13 9(11)v9(2)

44 Not Available – % of UPB 327 331 Numeric 5 9(3)v9(2)

45 Filler 332 338 Character 7 X(7)

46 As of Date (CCYYMM) 339 344 Numeric 6 9(6)

Length of Record 344
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

19

Various Data (Type V) Record

Field# Field Name Start End Type Length Remarks

1 CUSIP Number 1 9 Character 9 X(9)

2 Pool ID 10 15 Character 6 X(6)

3 Pool Indicator (H) 16 16 Character 1 X

4 Pool Type 17 18 Character 2 X(2)

5 Record Type (V = Various) 19 19 Character 1 X

6

Number of Participations 

with Payments this Period 20 25 Numeric 6 9(6)

7

Unpaid Principal Balance of 

Participations with Payments 26 38 Numeric 13 9(11)v99

8 Percent of UPB Paid Off 39 43 Numeric 5 9(3)v99

9

Ratio: Pool Outstanding 

Balance to Max Claim 

Amount of HECM Loans

44 48 Numeric 5 9(3)v99

10

Maximum Participation 

UPB/HECM Max Claim 

Amount (Q4)

49 53 Numeric 5 9(3)v99

11

Minimum Participation 

UPB/HECM Max Claim 

Amount (Q0)

54 58 Numeric 5 9(3)v99

12

Ratio: Pool Outstanding 

Balance to Principal Limit of 

HECM Loans

59 63 Numeric 5 9(3)v99

Age of Youngest 

Borrower/Co-borrower who 

is at least 62 years old 

13 62-65 Number of 

Participations 64 67 Numeric 4 9(4)

14 62-65 UPB of Participations 68 80 Numeric 13 9(11)v9(2)

15 62-65 UPB of Participations 

as % of Pool UPB 81 85 Numeric 5 9(3)v9(2)

16

62-65 UPB of Participations 

as % of Principal Limit of 

HECMs

86 90 Numeric 5 9(3)v9(2)

17 62-65 UPB of Participations 

as % of MCA of HECMs 91 95 Numeric 5 9(3)v9(2)

18 62-65 HECM UPB as % of 

Principal Limit of HECMs 96 100 Numeric 5 9(3)v9(2)

19 62-65 HECM UPB as % of 

MCA of HECMs 101 105 Numeric 5 9(3)v9(2)

20 66-70 Number of 

Participations 106 109 Numeric 4 9(4)

21 66-70 UPB of Participations 110 122 Numeric 13 9(11)v9(2)

22 66-70 UPB of Participations 

as % of Pool UPB 123 127 Numeric 5 9(3)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Field# Field Name Start End Type Length Remarks

23

66-70 UPB of Participations 

as % of Principal Limit of 

HECMs

128 132 Numeric 5 9(3)v9(2)

24 66-70 UPB of Participations 

as % of MCA of HECMs 133 137 Numeric 5 9(3)v9(2)

25 66-70 HECM UPB as % of 

Principal Limit of HECMs 138 142 Numeric 5 9(3)v9(2)

26 66-70 HECM UPB as % of 

MCA of HECMs 143 147 Numeric 5 9(3)v9(2)

27 71-75 Number of 

Participations 148 151 Numeric 4 9(4)

28 71-75 UPB of Participations 152 164 Numeric 13 9(11)v9(2)

29 71-75 UPB of Participations 

UPB 165 169 Numeric 5 9(3)v9(2)

30

71-75 UPB of Participations 

as % of Principal Limit of 

HECMs

170 174 Numeric 5 9(3)v9(2)

31 71-75 UPB of Participations 

as % of MCA of HECMs 175 179 Numeric 5 9(3)v9(2)

32 71-75 HECM UPB as % of 

Principal Limit of HECMs 180 184 Numeric 5 9(3)v9(2)

33 71-75 HECM UPB as % of 

MCA of HECMs 185 189 Numeric 5 9(3)v9(2)

34 76-80 Number of 

Participations 190 193 Numeric 4 9(4)

35 76-80 UPB of Participations 194 206 Numeric 13 9(11)v9(2)

36 76-80 UPB of Participations 

as % of Pool UPB 207 211 Numeric 5 9(3)v9(2)

37

76-80 UPB of Participations 

as % of Principal Limit of 

HECMs

212 216 Numeric 5 9(3)v9(2)

38 76-80 UPB of Participations 

as % of MCA of HECMs 217 221 Numeric 5 9(3)v9(2)

39 76-80 HECM UPB as % of 

Principal Limit of HECMs 222 226 Numeric 5 9(3)v9(2)

40 76-80 HECM UPB as % of 

MCA of HECMs 227 231 Numeric 5 9(3)v9(2)

41 81-85 Number of 

Participations 232 235 Numeric 4 9(4)

42 81-85 UPB of Participations 236 248 Numeric 13 9(11)v9(2)

43 81-85 UPB of Participations 

as % of Pool UPB 249 253 Numeric 5 9(3)v9(2)

44

81-85 UPB of Participations 

as % of Principal Limit of 

HECMs

254 258 Numeric 5 9(3)v9(2)

45 81-85 UPB of Participations 

as % of MCA of HECMs 259 263 Numeric 5 9(3)v9(2)

46 81-85 HECM UPB as % of 

Principal Limit of HECMs 264 268 Numeric 5 9(3)v9(2)

47 81-85 HECM UPB as % of 

MCA of HECMs 269 273 Numeric 5 9(3)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Field# Field Name Start End Type Length Remarks

48 86-90 Number of 

Participations 274 277 Numeric 4 9(4)

49 86-90 UPB of Participations 278 290 Numeric 13 9(11)v9(2)

50 86-90 UPB of Participations 

as % of Pool UPB 291 295 Numeric 5 9(3)v9(2)

51

86-90 UPB of Participations 

as % of Principal Limit of 

HECMs

296 300 Numeric 5 9(3)v9(2)

52 86-90 UPB of Participations 

as % of MCA of HECMs 301 305 Numeric 5 9(3)v9(2)

53 86-90 HECM UPB as % of 

Principal Limit 306 310 Numeric 5 9(3)v9(2)

54 86-90 HECM UPB as % of 

MCA 311 315 Numeric 5 9(3)v9(2)

55 91-95 Number of 

Participations 316 319 Numeric 4 9(4)

56 91-95 UPB of Participations 320 332 Numeric 13 9(11)v9(2)

57 91-95 UPB of Participations 

as % of Pool UPB 333 337 Numeric 5 9(3)v9(2)

58

91-95 UPB of Participations 

as % of Principal Limit of 

HECMs

338 342 Numeric 5 9(3)v9(2)

59 91-95 UPB of Participations 

as % of MCA of HECMs 343 347 Numeric 5 9(3)v9(2)

60 91-95 HECM UPB as % of 

Principal Limit of HECMs 348 352 Numeric 5 9(3)v9(2)

61 91-95 HECM UPB as % of 

MCA of HECMs 353 357 Numeric 5 9(3)v9(2)

62 96-100 Number of 

Participations 358 361 Numeric 4 9(4)

63 96-100 UPB of Participations 362 374 Numeric 13 9(11)v9(2)

64 96-100 UPB of Participations 

as % of Pool UPB 375 379 Numeric 5 9(3)v9(2)

65

96-100 UPB of Participations 

as % of Principal Limit of 

HECMs

380 384 Numeric 5 9(3)v9(2)

66 96-100 UPB of Participations 

as % of MCA of HECMs 385 389 Numeric 5 9(3)v9(2)

67 96-100 HECM UPB as % of 

Principal Limit of HECMs 390 394 Numeric 5 9(3)v9(2)

68 96-100 HECM UPB as % of 

MCA of HECMs 395 399 Numeric 5 9(3)v9(2)

69 101- up Number of 

Participations 400 403 Numeric 4 9(4)

70 101- up UPB of Participations 404 416 Numeric 13 9(11)v9(2)

71 101- up UPB of Participations 

as % of Pool UPB 417 421 Numeric 5 9(3)v9(2)

72

101- up UPB of Participations 

as % of Principal Limit of 

HECMs

422 426 Numeric 5 9(3)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Field# Field Name Start End Type Length Remarks

73 101- up UPB of Participations 

as % of MCA of HECMs 427 431 Numeric 5 9(3)v9(2)

74 101- up HECM UPB as % of 

Principal Limit of HECMs 432 436 Numeric 5 9(3)v9(2)

75 101- up HECM UPB as % of 

MCA of HECMs 437 441 Numeric 5 9(3)v9(2)

76 Age Not Available Number 

of Participations 442 445 Numeric 4 9(4)

77 Age Not Available UPB of 

Participations 446 458 Numeric 13 9(11)v9(2)

78

Age Not Available UPB of 

Participations as % of Pool 

UPB

459 463 Numeric 5 9(3)v9(2)

79

Age Not Available UPB of 

Participations as % of 

Principal Limit of HECMs

464 468 Numeric 5 9(3)v9(2)

80

Age Not Available UPB of 

Participations as % of MCA 

of HECMs

469 473 Numeric 5 9(3)v9(2)

81

Age Not Available HECM 

UPB as % of Principal Limit 

of HECMs

474 478 Numeric 5 9(3)v9(2)

82

Age Not Available HECM 

UPB as % of MCA of 

HECMs

479 483 Numeric 5 9(3)v9(2)

Youngest Borrower/Coborrower Gender and 

Joint/Single Loan Indicator

83 Joint Loan - Female Number 

of Participations 484 487 Numeric 4 9(4)

84 Joint Loan - Female UPB of 

Participations 488 500 Numeric 13 9(11)v9(2)

85

Joint Loan - Female UPB of 

Participations as % of Pool 

UPB

501 505 Numeric 5 9(3)v9(2)

86

Joint Loan - Female UPB of 

Participations as % of 

Principal Limit of HECMs

506 510 Numeric 5 9(3)v9(2)

87

Joint Loan - Female UPB of 

Participations as % of MCA 

of HECMs

511 515 Numeric 5 9(3)v9(2)

88

Joint Loan - Female HECM 

UPB as % of Principal Limit 

of HECMs

516 520 Numeric 5 9(3)v9(2)

89

Joint Loan - Female HECM 

UPB as % of MCA of 

HECMs

521 525 Numeric 5 9(3)v9(2)

90 Joint Loan - Male Number of 

Participations 526 529 Numeric 4 9(4)

91 Joint Loan - Male UPB of 

Participations 530 542 Numeric 13 9(11)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Field# Field Name Start End Type Length Remarks

92

Joint Loan - Male UPB of 

Participations as % of Pool 

UPB

543 547 Numeric 5 9(3)v9(2)

93

Joint Loan - Male UPB of 

Participations as % of 

Principal Limit of HECMs

548 552 Numeric 5 9(3)v9(2)

94

Joint Loan - Male UPB of 

Participations as % of MCA 

of HECMs

553 557 Numeric 5 9(3)v9(2)

95

Joint Loan - Male HECM 

UPB as % of Principal Limit 

of HECMs

558 562 Numeric 5 9(3)v9(2)

96

Joint Loan - Male HECM 

UPB as % of MCA of 

HECMs

563 567 Numeric 5 9(3)v9(2)

97

Joint Loan – Either Gender or 

Youngest Age Not Available

Number of Participations

568 571 Numeric 4 9(4)

98

Joint Loan - Either Gender or 

Youngest Age Not Available

UPB of Participations

572 584 Numeric 13 9(11)v9(2)

99

Joint Loan – Either Gender or 

Youngest Age Not Available 

UPB of Participations as % of 

Pool UPB

585 589 Numeric 5 9(3)v9(2)

100

Joint Loan – Either Gender or 

Youngest Age Not Available 

UPB of Participations as % of 

Principal Limit of HECMs

590 594 Numeric 5 9(3)v9(2)

101

Joint Loan – Either Gender or 

Youngest Age Not Available 

UPB of Participations as % of 

MCA of HECMs

595 599 Numeric 5 9(3)v9(2)

102

Joint Loan - Either Gender or 

Youngest Age Not Available

HECM UPB as % of 

Principal Limit of HECMs

600 604 Numeric 5 9(3)v9(2)

103

Joint Loan - Either Gender or 

Youngest Age Not Available

HECM UPB as % of MCA of 

HECMs

605 609 Numeric 5 9(3)v9(2)

104 Single Loan - Female

Number of Participations 610 613 Numeric 4 9(4)

105 Single Loan - Female UPB of 

Participations 614 626 Numeric 13 9(11)v9(2)

106

Single Loan - Female UPB of 

Participations as % of Pool 

UPB

627 631 Numeric 5 9(3)v9(2)

107

Single Loan - Female UPB of 

Participations as % of 

Principal Limit of HECMs

632 636 Numeric 5 9(3)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Field# Field Name Start End Type Length Remarks

108

Single Loan - Female UPB of 

Participations as % of MCA 

of HECMs

637 641 Numeric 5 9(3)v9(2)

109

Single Loan - Female

Youngest HECM UPB as % 

of Principal Limit of HECMs

642 646 Numeric 5 9(3)v9(2)

110

Single Loan - Female

Youngest HECM UPB as % 

of MCA of HECMs

647 651 Numeric 5 9(3)v9(2)

111 Single Loan - Male Number 

of Participations 652 655 Numeric 4 9(4)

112 Single Loan - Male UPB of 

Participations 656 668 Numeric 13 9(11)v9(2)

113

Single Loan - Male UPB of 

Participations as % of Pool 

UPB

669 673 Numeric 5 9(3)v9(2)

114

Single Loan - Male UPB of 

Participations as % of 

Principal Limit of HECMs

674 678 Numeric 5 9(3)v9(2)

115

Single Loan - Male UPB of 

Participations as % of MCA 

of HECMs

679 683 Numeric 5 9(3)v9(2)

116

Single Loan - Male HECM 

UPB as % of Principal Limit 

of HECMs

684 688 Numeric 5 9(3)v9(2)

117

Single Loan - Male HECM 

UPB as % of MCA of 

HECMs

689 693 Numeric 5 9(3)v9(2)

118

Single Loan – Either Gender 

or Youngest Age Not 

Available Number of 

Participations

694 697 Numeric 4 9(4)

119

Single Loan – Either Gender 

or Youngest Age Not 

Available UPB of 

Participations

698 710 Numeric 13 9(11)v9(2)

120

Single Loan – Either Gender 

or Youngest Age Not 

Available UPB of 

Participations as % of Pool 

UPB

711 715 Numeric 5 9(3)v9(2)

121

Single Loan – Either Gender 

or Youngest Age Not 

Available UPB of 

Participations as % of 

Principal Limit of HECMs

716 720 Numeric 5 9(3)v9(2)

122

Single Loan – Either Gender 

or Youngest Age Not 

Available UPB of 

Participations as % of MCA 

of HECMs

721 725 Numeric 5 9(3)v9(2)

123 Single Loan – Either Gender 

or Youngest Age Not 726 730 Numeric 5 9(3)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Field# Field Name Start End Type Length Remarks

Available HECM UPB as % 

of Principal Limit of HECMs

124

Single Loan – Either Gender 

or Youngest Age Not 

Available HECM UPB as % 

of MCA of HECMs

731 735 Numeric 5 9(3)v9(2)

Participation Size

125 Current Period Average 

Balance 736 748 Numeric 13 9(11)v9(2)

126 Maximum Participation UPB 

Quartile (Q4) 749 761 Numeric 13 9(11)v9(2)

127 Minimum Participation UPB 

Quartile (Q0) 762 774 Numeric 13 9(11)v9(2)

128 As of Date (CCYYMM) 775 780 Numeric 6 9(6)

Length of Record 780
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

26

Eligible Non-borrowing Spouse (Type X) Record

Field# Field Name Start End Type Length Remarks

1 CUSIP Number 1 9 Character 9 X(9)

2 Pool ID 10 15 Character 6 X(6)

3 Pool Indicator (H) 16 16 Character 1 X

4 Pool Type 17 18 Character 2 X(2)

5

Record Type (X = Eligible 

Non-borrowing Spouse)

19 19 Character 1 X

Age of Youngest Eligible 

Non-borrowing Spouse 

6

Under 40 Number of 

Participations 20 23 Numeric 4 9(4)

7

Under 40 UPB of 

Participations 24 36 Numeric 13 9(11)v9(2)

8

Under 40 UPB of 

Participations as % of Pool 

UPB

37 41 Numeric 5 9(3)v9(2)

9

Under 40 UPB of 

Participations as % of 

Principal Limit of HECMs

42 46 Numeric 5 9(3)v9(2)

10

Under 40 UPB of 

Participations as % of MCA 

of HECMs

47 51 Numeric 5 9(3)v9(2)

11 Under 40 HECM UPB as % 

of Principal Limit of HECMs 52 56 Numeric 5 9(3)v9(2)

12 Under 40 HECM UPB as % 

of MCA of HECMs 57 61 Numeric 5 9(3)v9(2)

13 40-49 Number of 

Participations 62 65 Numeric 4 9(4)

14 40-49 UPB of Participations 66 78 Numeric 13 9(11)v9(2)

15 40-49 UPB of Participations 

as % of Pool UPB 79 83 Numeric 5 9(3)v9(2)

16

40-49 UPB of Participations 

as % of Principal Limit of 

HECMs

84 88 Numeric 5 9(3)v9(2)

17 40-49 UPB of Participations 

as % of MCA of HECMs 89 93 Numeric 5 9(3)v9(2)

18 40-49 HECM UPB as % of 

Principal Limit of HECMs 94 98 Numeric 5 9(3)v9(2)

19 40-49 HECM UPB as % of 

MCA of HECMs 99 103 Numeric 5 9(3)v9(2)

20 50-59 Number of 

Participations 104 107 Numeric 4 9(4)

21 50-59 UPB of Participations 108 120 Numeric 13 9(11)v9(2)

22 50-59 UPB of Participations 

UPB 121 125 Numeric 5 9(3)v9(2)

23

50-59 UPB of Participations 

as % of Principal Limit of 

HECMs

126 130 Numeric 5 9(3)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Field# Field Name Start End Type Length Remarks

24 50-59 UPB of Participations 

as % of MCA of HECMs 131 135 Numeric 5 9(3)v9(2)

25 50-59 HECM UPB as % of 

Principal Limit of HECMs 136 140 Numeric 5 9(3)v9(2)

26 50-59 HECM UPB as % of 

MCA of HECMs 141 145 Numeric 5 9(3)v9(2)

27 60-69 Number of 

Participations 146 149 Numeric 4 9(4)

28 60-69 UPB of Participations 150 162 Numeric 13 9(11)v9(2)

29 60-69 UPB of Participations 

as % of Pool UPB 163 167 Numeric 5 9(3)v9(2)

30

60-69 UPB of Participations 

as % of Principal Limit of 

HECMs

168 172 Numeric 5 9(3)v9(2)

31 60-69 UPB of Participations 

as % of MCA of HECMs 173 177 Numeric 5 9(3)v9(2)

32 60-69 HECM UPB as % of 

Principal Limit of HECMs 178 182 Numeric 5 9(3)v9(2)

33 60-69 HECM UPB as % of 

MCA of HECMs 183 187 Numeric 5 9(3)v9(2)

34 70-79 Number of 

Participations 188 191 Numeric 4 9(4)

35 70-79 UPB of Participations 192 204 Numeric 13 9(11)v9(2)

36 70-79 UPB of Participations 

as % of Pool UPB 205 209 Numeric 5 9(3)v9(2)

37

70-79 UPB of Participations 

as % of Principal Limit of 

HECMs

210 214 Numeric 5 9(3)v9(2)

38 70-79 UPB of Participations 

as % of MCA of HECMs 215 219 Numeric 5 9(3)v9(2)

39 70-79 HECM UPB as % of 

Principal Limit of HECMs 220 224 Numeric 5 9(3)v9(2)

40 70-79 HECM UPB as % of 

MCA of HECMs 225 229 Numeric 5 9(3)v9(2)

41 Over 80 Number of 

Participations 230 233 Numeric 4 9(4)

42 Over 80 UPB of 

Participations 234 246 Numeric 13 9(11)v9(2)

43

Over 80 UPB of 

Participations as % of Pool 

UPB

247 251 Numeric 5 9(3)v9(2)

44

Over 80 UPB of 

Participations as % of 

Principal Limit of HECMs

252 256 Numeric 5 9(3)v9(2)

45

Over 80 UPB of 

Participations as % of MCA 

of HECMs

257 261 Numeric 5 9(3)v9(2)

46 Over 80 HECM UPB as % of 

Principal Limit 262 266 Numeric 5 9(3)v9(2)

47 Over 80 HECM UPB as % of 

MCA 267 271 Numeric 5 9(3)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

28

Field# Field Name Start End Type Length Remarks

48 Age Not Available Number 

of Participations 272 275 Numeric 4 9(4)

49 Age Not Available UPB of 

Participations 276 288 Numeric 13 9(11)v9(2)

50

Age Not Available UPB of 

Participations as % of Pool 

UPB

289 293 Numeric 5 9(3)v9(2)

51

Age Not Available UPB of 

Participations as % of 

Principal Limit of HECMs

294 298 Numeric 5 9(3)v9(2)

52

Age Not Available UPB of 

Participations as % of MCA 

of HECMs

299 303 Numeric 5 9(3)v9(2)

53

Age Not Available HECM 

UPB as % of Principal Limit 

of HECMs

304 308 Numeric 5 9(3)v9(2)

54

Age Not Available HECM 

UPB as % of MCA of 

HECMs

309 313 Numeric 5 9(3)v9(2)

55 As of Date (CCYYMM) 314 319 Numeric 6 9(6)

Length of Record 319
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

29

Weighted Averages and Quartiles Pool Detail (Type W) Record

Item Data Item Begin End Type Length Remarks

1 CUSIP Number 1 9 Character 9 X(9)

2 Pool ID 10 15 Character 6 X(6)

3 Pool Indicator (H) 16 16 Character 1 X

4 Pool Type 17 18 Character 2 X(2)

5

Record Type (W=Weighted Averages and 

Quartiles Pool Detail)

19 19 Character 1 X

Expected Average Mortgage Interest Rate

6

Weighted Average Expected Mortgage Interest 

Rate

20 24 Numeric 5 9(2)v9(3)

7 Maximum (Q4) 25 29 Numeric 5 9(2)v9(3)

8 75th Percentile (Q3) 30 34 Numeric 5 9(2)v9(3)

9 Median (Q2) 35 39 Numeric 5 9(2)v9(3)

10 25th Percentile (Q1) 40 44 Numeric 5 9(2)v9(3)

11 Minimum (Q0) 45 49 Numeric 5 9(2)v9(3)

12 Not Available – Number of Participations 50 55 Numeric 6 9(6)

13 Not Available – UPB 56 68 Numeric 13 9(11)v9(2)

14 Not Available – % of UPB 69 73 Numeric 5 9(3)v9(2)

Servicing Fee Set Aside Amount

15 Weighted Average Servicing Fee Set Aside 74 85 Numeric 12 9(10)v9(2)

16 Maximum (Q4) 86 97 Numeric 12 9(10)v9(2)

17 75th Percentile (Q3) 98 109 Numeric 12 9(10)v9(2)

18 Median (Q2) 110 121 Numeric 12 9(10)v9(2)

19 25th Percentile (Q1) 122 133 Numeric 12 9(10)v9(2)

20 Minimum (Q0) 134 145 Numeric 12 9(10)v9(2)

21 Not Available – Number of Participations 146 151 Numeric 6 9(6)

22 Not Available – UPB 152 164 Numeric 13 9(11)v9(2)

23 Not Available – % of UPB 165 169 Numeric 5 9(3)v9(2)

Original Funding Age

24 Weighted Average Original Funding Age 170 172 Numeric 3 9(3)

25 Maximum (Q4) 173 175 Numeric 3 9(3)

26 75th Percentile (Q3) 176 178 Numeric 3 9(3)

27 Median (Q2) 179 181 Numeric 3 9(3)

28 25th Percentile (Q1) 182 184 Numeric 3 9(3)

29 Minimum (Q0) 185 187 Numeric 3 9(3)

30 Not Available – Number of Participations 188 193 Numeric 6 9(6)

31 Not Available – UPB 194 206 Numeric 13 9(11)v9(2)

32 Not Available – % of UPB 207 211 Numeric 5 9(3)v9(2)

Property Valuation Amount

33 Weighted Average Property Valuation Amount 212 223 Numeric 12 9(10)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Item Data Item Begin End Type Length Remarks

34 Maximum (Q4) 224 235 Numeric 12 9(10)v9(2)

35 75th Percentile (Q3) 236 247 Numeric 12 9(10)v9(2)

36 Median (Q2) 248 259 Numeric 12 9(10)v9(2)

37 25th Percentile (Q1) 260 271 Numeric 12 9(10)v9(2)

38 Minimum (Q0) 272 283 Numeric 12 9(10)v9(2)

39 Not Available – Number of Participations 284 289 Numeric 6 9(6)

40 Not Available – UPB 290 302 Numeric 13 9(11)v9(2)

41 Not Available – % of UPB 303 307 Numeric 5 9(3)v9(2)

Original Term of Payments

42 Weighted Average Original Term of Payments 308 310 Numeric 3 9(3)

43 Maximum (Q4) 311 313 Numeric 3 9(3)

44 75th Percentile (Q3) 314 316 Numeric 3 9(3)

45 Median (Q2) 317 319 Numeric 3 9(3)

46 25th Percentile (Q1) 320 322 Numeric 3 9(3)

47 Minimum (Q0) 323 325 Numeric 3 9(3)

48 Not Available – Number of Participations 326 331 Numeric 6 9(6)

49 Not Available – UPB 332 344 Numeric 13 9(11)v9(2)

50 Not Available – % of UPB 345 349 Numeric 5 9(3)v9(2)

Property Charges Set Aside Amount

51 Weighted Average Property Charges Set Aside 350 361 Numeric 12 9(10)v9(2)

52 Maximum (Q4) 362 373 Numeric 12 9(10)v9(2)

53 75th Percentile (Q3) 374 385 Numeric 12 9(10)v9(2)

54 Median (Q2) 386 397 Numeric 12 9(10)v9(2)

55 25th Percentile (Q1) 398 409 Numeric 12 9(10)v9(2)

56 Minimum (Q0) 410 421 Numeric 12 9(10)v9(2)

57 Not Available – Number of Participations 422 427 Numeric 6 9(6)

58 Not Available – UPB 428 440 Numeric 13 9(11)v9(2)

59 Not Available – % of UPB 441 445 Numeric 5 9(3)v9(2)

Property Repair Set Aside Amount

60 Weighted Average Property Repair Set Aside 446 457 Numeric 12 9(10)v9(2)

61 Maximum (Q4) 458 469 Numeric 12 9(10)v9(2)

62 75th Percentile (Q3) 470 481 Numeric 12 9(10)v9(2)

63 Median (Q2) 482 493 Numeric 12 9(10)v9(2)

64 25th Percentile (Q1) 494 505 Numeric 12 9(10)v9(2)

65 Minimum (Q0) 506 517 Numeric 12 9(10)v9(2)

66 Not Available – Number of Participations 518 523 Numeric 6 9(6)

67 Not Available – UPB 524 536 Numeric 13 9(11)v9(2)

68 Not Available – % of UPB 537 541 Numeric 5 9(3)v9(2)

Original Available Line of Credit Amount

69 Weighted Average Original Available Line of 

Credit 542 553 Numeric 12 9(10)v9(2)
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Item Data Item Begin End Type Length Remarks

70 Maximum (Q4) 554 565 Numeric 12 9(10)v9(2)

71 75th Percentile (Q3) 566 577 Numeric 12 9(10)v9(2)

72 Median (Q2) 578 589 Numeric 12 9(10)v9(2)

73 25th Percentile (Q1) 590 601 Numeric 12 9(10)v9(2)

74 Minimum (Q0) 602 613 Numeric 12 9(10)v9(2)

75 Not Available – Number of Participations 614 619 Numeric 6 9(6)

76 Not Available – UPB 620 632 Numeric 13 9(11)v9(2)

77 Not Available – % of UPB 633 637 Numeric 5 9(3)v9(2)

Original Draw Amount

78 Weighted Average Original Draw Amount 638 649 Numeric 12 9(10)v9(2)

79 Maximum (Q4) 650 661 Numeric 12 9(10)v9(2)

80 75th Percentile (Q3) 662 673 Numeric 12 9(10)v9(2)

81 Median (Q2) 674 685 Numeric 12 9(10)v9(2)

82 25th Percentile (Q1) 686 697 Numeric 12 9(10)v9(2)

83 Minimum (Q0) 698 709 Numeric 12 9(10)v9(2)

84 Not Available – Number of Participations 710 715 Numeric 6 9(6)

85 Not Available – UPB 716 728 Numeric 13 9(11)v9(2)

86 Not Available – % of UPB 729 733 Numeric 5 9(3)v9(2)

Mortgage Margin

87 Weighted Average Mortgage Margin 734 738 Numeric 5 9(2)v9(3)

88 Maximum (Q4) 739 743 Numeric 5 9(2)v9(3)

89 75th Percentile (Q3) 744 748 Numeric 5 9(2)v9(3)

90 Median (Q2) 749 753 Numeric 5 9(2)v9(3)

91 25th Percentile (Q1) 754 758 Numeric 5 9(2)v9(3)

92 Minimum (Q0) 759 763 Numeric 5 9(2)v9(3)

93 Not Available – Number of Participations 764 769 Numeric 6 9(6)

94 Not Available – UPB 770 782 Numeric 13 9(11)v9(2)

95 Not Available – % of UPB 783 787 Numeric 5 9(3)v9(2)

Lifetime Floor Rate

96 Weighted Average Lifetime Floor Rate 788 792 Numeric 5 9(2)v9(3)

97 Maximum (Q4) 793 797 Numeric 5 9(2)v9(3)

98 75th Percentile (Q3) 798 802 Numeric 5 9(2)v9(3)

99 Median (Q2) 803 807 Numeric 5 9(2)v9(3)

100 25th Percentile (Q1) 808 812 Numeric 5 9(2)v9(3)

101 Minimum (Q0) 813 817 Numeric 5 9(2)v9(3)

102 Not Available – Number of Participations 818 823 Numeric 6 9(6)

103 Not Available – UPB 824 836 Numeric 13 9(11)v9(2)

104 Not Available – % of UPB 837 841 Numeric 5 9(3)v9(2)

Remaining Available Line of Credit

105 Weighted Average Remaining Available Line of 

Credit 842 853 Numeric 12 9(10)v9(2)
Ginnie Mae HMBS Pool Disclosure File Version 4.4 05/01/2020

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Item Data Item Begin End Type Length Remarks

106 Maximum (Q4) 854 865 Numeric 12 9(10)v9(2)

107 75th Percentile (Q3) 866 877 Numeric 12 9(10)v9(2)

108 Median (Q2) 878 889 Numeric 12 9(10)v9(2)

109 25th Percentile (Q1) 890 901 Numeric 12 9(10)v9(2)

110 Minimum (Q0) 902 913 Numeric 12 9(10)v9(2)

111 Not Available – Number of Participations 914 919 Numeric 6 9(6)

112 Not Available – UPB 920 932 Numeric 13 9(11)v9(2)

113 Not Available – % of UPB 933 937 Numeric 5 9(3)v9(2)

Monthly Scheduled Payment

114 Weighted Average Monthly Scheduled Payment 938 949 Numeric 12 9(10)v9(2)

115 Maximum (Q4) 950 961 Numeric 12 9(10)v9(2)

116 75th Percentile (Q3) 962 973 Numeric 12 9(10)v9(2)

117 Median (Q2) 974 985 Numeric 12 9(10)v9(2)

118 25th Percentile (Q1) 986 997 Numeric 12 9(10)v9(2)

119 Minimum (Q0) 998 1009 Numeric 12 9(10)v9(2)

120 Not Available – Number of Participations 1010 1015 Numeric 6 9(6)

121 Not Available – UPB 1016 1028 Numeric 13 9(11)v9(2)

122 Not Available – % of UPB 1029 1033 Numeric 5 9(3)v9(2)

Remaining Term of Payments

123 Weighted Average Remaining Term of Payments 1034 1036 Numeric 3 9(3)

124 Maximum (Q4) 1037 1039 Numeric 3 9(3)

125 75th Percentile (Q3) 1040 1042 Numeric 3 9(3)

126 Median (Q2) 1043 1045 Numeric 3 9(3)

127 25th Percentile (Q1) 1046 1048 Numeric 3 9(3)

128 Minimum (Q0) 1049 1051 Numeric 3 9(3)

129 Not Available – Number of Participations 1052 1057 Numeric 6 9(6)

130 Not Available – UPB 1058 1070 Numeric 13 9(11)v9(2)

131 Not Available – % of UPB 1071 1075 Numeric 5 9(3)v9(2)

Credit Line Set Aside

132 Weighted Average Credit Line Set Aside 1076 1087 Numeric 12 9(10)v9(2)

133 Maximum (Q4) 1088 1099 Numeric 12 9(10)v9(2)

134 75th Percentile (Q3) 1100 1111 Numeric 12 9(10)v9(2)

135 Median (Q2) 1112 1123 Numeric 12 9(10)v9(2)

136 25th Percentile (Q1) 1124 1135 Numeric 12 9(10)v9(2)

137 Minimum (Q0) 1136 1147 Numeric 12 9(10)v9(2)

138 Not Available – Number of Participations 1148 1153 Numeric 6 9(6)

139 Not Available – UPB 1154 1166 Numeric 13 9(11)v9(2)

140 Not Available – % of UPB 1167 1171 Numeric 5 9(3)v9(2)

Lifetime Interest Rate Change Cap

141 Weighted Average Lifetime Interest Rate Change 

Cap 1172 1173 Numeric 2 9(2)
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Item Data Item Begin End Type Length Remarks

142 Maximum (Q4) 1174 1175 Numeric 2 9(2)

143 75th Percentile (Q3) 1176 1177 Numeric 2 9(2)

144 Median (Q2) 1178 1179 Numeric 2 9(2)

145 25th Percentile (Q1) 1180 1181 Numeric 2 9(2)

146 Minimum (Q0) 1182 1183 Numeric 2 9(2)

147 Not Available – Number of Participations 1184 1189 Numeric 6 9(6)

148 Not Available – UPB 1190 1202 Numeric 13 9(11)v9(2)

149 Not Available – % of UPB 1203 1207 Numeric 5 9(3)v9(2)

Annual Interest Rate Change Cap

150 Weighted Average Annual Interest Rate Change 

Cap 1208 1209 Numeric 2 9(2)

151 Maximum (Q4) 1210 1211 Numeric 2 9(2)

152 75th Percentile (Q3) 1212 1213 Numeric 2 9(2)

153 Median (Q2) 1214 1215 Numeric 2 9(2)

154 25th Percentile (Q1) 1216 1217 Numeric 2 9(2)

155 Minimum (Q0) 1218 1219 Numeric 2 9(2)

156 Not Available – Number of Participations 1220 1225 Numeric 6 9(6)

157 Not Available – UPB 1226 1238 Numeric 13 9(11)v9(2)

158 Not Available – % of UPB 1239 1243 Numeric 5 9(3)v9(2)

Maximum Interest Rate

159 Weighted Average Maximum Interest Rate 1244 1248 Numeric 5 9(2)v9(3)

160 Maximum (Q4) 1249 1253 Numeric 5 9(2)v9(3)

161 75th Percentile (Q3) 1254 1258 Numeric 5 9(2)v9(3)

162 Median (Q2) 1259 1263 Numeric 5 9(2)v9(3)

163 25th Percentile (Q1) 1264 1268 Numeric 5 9(2)v9(3)

164 Minimum (Q0) 1269 1273 Numeric 5 9(2)v9(3)

165 Not Available – Number of Participations 1274 1279 Numeric 6 9(6)

166 Not Available – UPB 1280 1292 Numeric 13 9(11)v9(2)

167 Not Available – % of UPB 1293 1297 Numeric 5 9(3)v9(2)

Eligible Non-borrowing Spouse Age

168 Weighted Average Eligible Non-borrowing 

Spouse Age 1298 1300 Numeric 3 9(3)

169 Maximum (Q4) 1301 1303 Numeric 3 9(3)

170 75th Percentile (Q3) 1304 1306 Numeric 3 9(3)

171 Median (Q2) 1307 1309 Numeric 3 9(3)

172 25th Percentile (Q1) 1310 1312 Numeric 3 9(3)

173 Minimum (Q0) 1313 1315 Numeric 3 9(3)

174 Not Available – Number of Participations 1316 1321 Numeric 6 9(6)

175 Not Available – UPB 1322 1334 Numeric 13 9(11)v9(2)

176 Not Available – % of UPB 1335 1339 Numeric 5 9(3)v9(2)

177 As of Date (CCYYMM) 1340 1345 Numeric 6 9(6)

Initial Remaining Available Line of Credit 

Amount

178 Weighted Average Initial Remaining Available 

Line of Credit 1346 1357 Numeric 12 9(10)v9(2)
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Item Data Item Begin End Type Length Remarks

179 Maximum (Q4) 1358 1369 Numeric 12 9(10)v9(2)

180 75th Percentile (Q3) 1370 1381 Numeric 12 9(10)v9(2)

181 Median (Q2) 1382 1393 Numeric 12 9(10)v9(2)

182 25th Percentile (Q1) 1394 1405 Numeric 12 9(10)v9(2)

183 Minimum (Q0) 1406 1417 Numeric 12 9(10)v9(2)

184 Not Available – Number of Participations 1418 1423 Numeric 6 9(6)

185 Not Available – UPB 1424 1436 Numeric 13 9(11)v9(2)

186 Not Available – % of UPB 1437 1441 Numeric 5 9(3)v9(2)

Initial Monthly Scheduled Payment Amount

187 Weighted Average Initial Monthly Scheduled 

Payment Amount 1442 1453 Numeric 12 9(10)v9(2)

188 Maximum (Q4) 1454 1465 Numeric 12 9(10)v9(2)

189 75th Percentile (Q3) 1466 1477 Numeric 12 9(10)v9(2)

190 Median (Q2) 1478 1489 Numeric 12 9(10)v9(2)

191 25th Percentile (Q1) 1490 1501 Numeric 12 9(10)v9(2)

192 Minimum (Q0) 1502 1513 Numeric 12 9(10)v9(2)

193 Not Available – Number of Participations 1514 1519 Numeric 6 9(6)

194 Not Available – UPB 1520 1532 Numeric 13 9(11)v9(2)

195 Not Available – % of UPB 1533 1537 Numeric 5 9(3)v9(2)

Length of Record 1,537

Note: The Weighted Average and Quartiles values will always be populated with nines for both the 

Initial Remaining Available Line of Credit Amount and Initial Monthly Scheduled Payment Amount fields 

in the Pool New Issuance Daily/Monthly disclosures.