Ginnie Mae Multifamily Pool and Loan Disclosure File Production V3.3 Ginnie Mae Multifamily Pool and Loan Disclosure Fi sure File Production V3.3

Multifamily Pool and Loan Disclosure File Production Version 3.3 1

Ginnie Mae Multifamily

Pool and Loan Disclosure File Production Version 3.3

Effective for Monthly Portfolio and New Issuance Disclosure (Daily/Monthly) 

See Version History for details.
Ginnie Mae Multifamily Pool and Loan Disclosure File Production V3.3 Ginnie Mae Multifamily Pool and Loan Disclosure Fi sure File Production V3.3

Multifamily Pool and Loan Disclosure File Production Version 3.3 2

Ginnie Mae Single Family Pool Level Disclosure Version History

Document Version History

Version 1.0 Initial Version.

Version 1.1 5/5/2020. Non-format change. Corrected the definition of the Loan 

Term field

Version 2.0 8/1/2021. Added Security RPB and RPB Factor to the Pool Data 

portion of the disclosure record. Added these fields as fields P28 and 

P29.

Version 3.0 11/11/2021. Added Green Loan Status to the Loan Data portion of the 

disclosure record; field L43

Version 3.1 04/29/2022. Added Affordable Loan Status to the Loan Data portion of 

the disclosure record; field L44

Version 3.2 02/28/2023. Non-format change. Revised the Affordable Status field 

value “NAF” (not affordable) to be “MKT” (market).

Version 3.3 03/10/2023. Added Project Loan Security Interest Rate to the Pool Data 

portion of the disclosure record; field P30. Will only be populated for 

CL and CS pool types.

05/10/2023. Added Estimated Mortgage Amount to the Pool Data

portion of the disclosure record; field P31. Will only be populated for 

CL and CS pool types.

Introduction

This document provides the technical specification for the file layouts, record types, and data for the Multifamily Pool and Loan Disclosure.
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Multifamily Pool and Loan Disclosure File Production Version 3.3 3

Multifamily Pool and Loan Disclosure Summary Characteristics

Characteristic Description

One Physical File Multifamily Pool and Loan File: Information with one record per active pool. This will be one physical file 

with single header record at the beginning of the file and single trailer record at the end of the file.

Flexible Format All records are produced as text format with Pipe (|) delimited separation between fields. The files will be 

published in compressed (zip) format.

Population of Records and 

Fields 

Multifamily Pool and Loan Record will always be produced. There can be occurrences of “||” bar-bar where 

there is no data value for a field.

Explicit Decimal Point For fields that have values with decimal points, the Multifamily Pool and Loan File record will explicitly 

include the decimal point.

Sort Order of Records Records will be sorted by Pool ID in ascending order.

Record Type Layouts—Item 

Number 

Each of the Record Type layouts in this document have an “Item” number column. The Item numbers are 

for documentation reference only, and are not included in the physical output record.

Multifamily Pool and Loan File—The records in this file have a single common format, where there is one record per pool with specified 

fields. This file does not have stratifications or enumerations.
Ginnie Mae Multifamily Pool and Loan Disclosure File Production V3.3 Ginnie Mae Multifamily Pool and Loan Disclosure Fi sure File Production V3.3

Multifamily Pool and Loan Disclosure File Production Version 3.3 4

Item Data Element Type Max Length Format Description

Pool Data Portion 

of Record

P1 CUSIP Number String 9 CUSIP Number: A nine-character unique identifier for the MBS 

security for the pool.

P2 Pool Number String 6 Pool ID: The six-character identifier for the pool.

P3 Pool Indicator (X) String 1 Pool Indicator: Designates whether a pool is a Ginnie Mae I or 

Ginnie Mae II pool. Always equal to “X” (Ginnie Mae I).

P4 Pool Type String 2 Pool Type: The two-character pool type for the pool.

P5 Security Interest 

Rate

Numeric 6 2.3 Security Interest Rate: The current interest rate associated with the 

Security.

P6 Pool Issue Date Date 8 CCYYMMDD Pool Issue Date: The date the pool was issued.

P7 Pool Maturity Date Date 8 CCYYMMDD Pool Maturity Date: The date the pool matures, i.e., the pool last 

payment date.

P8 Original Aggregate 

Amount

Numeric 16 13.2 Original Aggregate Amount: The pool principal balance at 

origination. This is the sum of the mortgage outstanding balances.

P9 Issuer Number Numeric 4 Issuer Number: The number assigned by Ginnie Mae to the issuer 

organization.

P10 Issuer Name String 40 Issuer Name: The name of the issuer.

P11 Issuer Address 1 String 30 Issuer Address 1: The street address of the Issuer.

P12 Issuer Address 2 String 30 Issuer Address 2: The second address of the Issuer (if needed.)

P13 Issuer City String 30 Issuer City: The city where the Issuer is located.

P14 Issuer State String 2 Issuer State: The state where the Issuer is located.

P15 Issuer Zip Code 1 Numeric 5 Issuer Zip Code 1: The zip code where the Issuer is located.

P16 Issuer Zip Code 2 Numeric 4 Issuer Zip Code 2: The four additional digits to identify a 

geographic segment within the five-digit delivery area.
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P17 Pool UPB Numeric 14 11.2 Pool UPB: The sum of the loan UPB balances for the loans in this 

pool.

P18 Number of loans in 

pool

Numeric 6 Number of loans in pool: The number of loans in the pool.

P19 Number of Loans 30 

days delinquent

Numeric 6 Number of Loans 30 days delinquent: The number of loans that are 

30 days delinquent.

P20 UPB of Loans 30 

days delinquent

Numeric 14 11.2 UPB of Loans 30 days delinquent: The UPB of loans that are 30 

days delinquent.

P21 Percentage of UPB 

of Loans 30 days 

delinquent

Numeric 6 3.2 Percentage of UPB of Loans 30 days delinquent: The percentage of 

UPB of loans that are 30 days delinquent.

P22 Number of Loans 60 

days delinquent

Numeric 6 Number of Loans 60 days delinquent: The number of loans that are 

60 days delinquent.

P23 UPB of Loans 60 

days delinquent

Numeric 14 11.2 UPB of Loans 60 days delinquent: The UPB of loans that are 60 

days delinquent.

P24 Percentage of UPB 

of Loans 60 days 

delinquent

Numeric 6 3.2 Percentage of UPB of Loans 60 days delinquent: The percentage of 

UPB of loans that are 60 days delinquent.

P25 Number of Loans 

90+ days delinquent

Numeric 6 Number of Loans 90+ days delinquent: The number of loans that 

are 90 days delinquent.

P26 UPB of Loans 90+ 

days delinquent

Numeric 14 11.2 UPB of Loans 90+ days delinquent: The UPB of loans that are 90 

days delinquent.

P27 Percentage of UPB 

of Loans 90+ days 

delinquent

Numeric 6 3.2 Percentage of UPB of Loans 90+ days delinquent: The percentage 

of UPB of loans that are 90 days delinquent.

P28 Security RPB Numeric 14 11.2 Security RPB: The Security remaining unpaid principal dollar 

amount of this pool as of the end of this reporting period.

P29 RPB Factor Numeric 10 1.8 RPB Factor: Outstanding principal balance / original principal 

balance.

P30 Project Loan 

Security Interest 

Rate

Numeric 6 2.3 Project Loan Security Interest Rate: The interest rate associated 

with the Permanent Project Loan Security, from the Prospectus. 

Will only be populated for CS Pool Types.
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P31 Estimated Mortgage

Amount

Numeric 14 11.2 Estimated Mortgage Amount: the mortgage amount that will be

associated with the loan when the construction loan converts to a

project loan.

Loan Data Portion 

of Record

L1 Disclosure 

Sequence Number

Numeric 10 Disclosure Sequence Number: An internal sequence number 

associated with the particular disclosure record.

L2 Case Number String 15 Case Number: The case number assigned to the mortgage by the 

insuring agency.

L3 Agency Type String 1 Agency Type: Identifier of the government agency. F = Federal 

Housing Administration. R = Rural Development.

L4 Loan Type String 3 Loan Type: A code that identifies a specific type of loan, either 

“FMF” or “RMF”.

L5 Loan Term Numeric 3 Loan Term: Original number of monthly payments on a term or 

modified term loan as of the First Payment Date. 

L6 First Payment Date Date 8 CCYYMMDD First Payment Date: The date in which the first monthly 

installment payment was due in accordance with the mortgage/note.

L7 Maturity Date of 

Loan

Date 8 CCYYMMDD Maturity Date of the Loan: The maturity date of this loan in 

accordance with the mortgage/note.

L8 Loan Interest Rate Numeric 6 2.3 Loan Interest Rate: The current interest rate of the loan.

L9 Modified Loan 

Indicator 

String 1 Modified Loan Indicator: A value of “M” indicates that the loan 

has been modified, else blank.

L10 Non-level Payments 

Indicator 

String 1 Non-level Payments Indicator: A value of “P” indicates if the 

project loan has future non-level payments, else blank.

L11 Mature Loan 

Certification Flag

Numeric 1 Mature Loan Certification Flag: A value of “1” indicates a Mature 

Loan pool type, else blank.

Formatted Table
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L12 Loan Origination 

Date

Date 8 CCYYMMDD Loan Origination Date: The date of loan origination.

L13 Initial Endorsement 

Date

Date 8 CCYYMMDD Initial Endorsement Date: The date the mortgage note was first 

endorsed by FHA or the Loan Note Guarantee was first executed by 

RD.

L14 Final Endorsement 

Date 

Date 8 CCYYMMDD Final Endorsement Date: The date the mortgage note was finally 

endorsed by FHA or the Loan Note Guarantee was finally executed 

by RD.

L15 Lockout Term Numeric 2 Lockout Term: The lockout term of the loan (prepayment 

provision), expressed in years.

L16 Lockout Period End 

Date

Date 8 CCYYMMDD Lockout Period End Date: The period of time that the loan cannot 

have accelerated payments to the principal.

L17 Prepayment 

Premium Period

Numeric 2 Prepayment Premium Period: The period in which the borrower 

cannot make additional payments to the principal expressed in 

years.

L18 Prepayment End 

Date 

Date 8 CCYYMMDD Prepayment End Date: The end date of the prepayment premium 

period.

L19 Interest Approval 

Date 

Date 8 CCYYMMDD Interest Approval Date: The approval date obtained from Ginnie 

Mae when the Security Interest Rate/Mortgage Interest Rate 

exceeds the 50 basis points spread.

L20 Pre-Payment 

Penalty Flag

String 1 Pre-Payment Penalty Flag: A value of “Y” indicates if the project 

loan has any prepayment provisions, else blank.

L21 Original Principal 

Balance

Numeric 12 9.2 Original Principal Balance: The original principal balance of the 

loan at pool issuance.

L22 UPB at Issuance Numeric 12 9.2 UPB at Issuance: The unpaid principal balance of the loan at pool 

issuance.

L23 Unpaid Principal 

Balance

Numeric 12 9.2 Unpaid Principal Balance: The unpaid principal balance of the loan 

as of the reporting period. Will always be blank for new issuance.

L24 Draw Number String 2 Draw Number: Represents each issuance of a construction loan 

draw security.

L25 Approved Draw 

Amount

Numeric 13 10.2 Approved Draw Amount: The full draw amount approved by HUD 

for the FHA Advance of Mortgage Proceeds. 

L26 Months Delinquent Numeric 1 Months Delinquent: The number of months the loan is delinquent 

(1, 2, 3, 4, 5, 6 where 6 means 6 or more Scheduled installments are 

due but not paid). Only available for delinquent loans. A value of 
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“0” indicates a non-delinquent loan. Will always be “0” for new 

issuance.

L27 Current Month 

Liquidation Flag

String 1 Current Month Liquidation Flag: A code that indicates if the loan 

was liquidated in this reporting month (Y = Yes, N = No). This 

value is derived from Removal Reason.

L28 Removal Reason Numeric 1 Removal Reason: A code that denotes the reason why the loan was 

removed from the Ginnie Mae pool. 1-6 for liquidated loans, blank 

for all other loans (blank in this field will correspond to a value of 

“N” for the Current Month Liquidated Flag): 1 = Mortgagor 

Payoff, 2 = Repurchase of Delinquent Loan, 3 = Foreclosure, 4 = 

Loss Mitigation, 5 = Substitution, 6 = Other.

L29 Seller Issuer ID Numeric 4 Seller Issuer ID: The four-digit identifier for the Issuer selling the 

pool. This only applies to loans in pools transferred in the current 

month; otherwise, this field will be blank.

L30 Property Name String 60 Property Name: The name of the property.

L31 Property Street String 55 Property Street: The street address of the property.

L32 Property City String 30 Property City: The city where the property is located.

L33 Property State String 2 Property State: The state where the property is located.

L34 Property Zip Numeric 9 Property Zip: The zip code where the property is located.

L35 MSA Numeric 5 MSA: The five-digit code for the Metropolitan Statistical Area or 

Micropolitan Statistical Area where the property is located. This 

value is derived from the Zip Code associated with the property 

address.

L36 Number of Units Numeric 4 Number of Units: The number of residential units associated with 

the property.

L37 Current Principal 

and Interest Amount

Numeric 12 9.2 Current Principal and Interest Amount: The current principal and 

interest payment on an individual loan. Also known as the P&I 

payment amount.

L38 Prepayment 

Description

String 245 Prepayment Description: A description of the Prepayment Penalty 

terms; however, the field is also used as a free-format descriptor.
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L39 Description of NonLevel Adjustment 

Period

String 230 Description of Non-Level Adjustment Period: A description of the 

Non-Level Adjustment Period, however the field is also used as a 

free-format descriptor.

L40 FHA Program 

Section Code

String 20 FHA Program Section Code: The area identification and section of 

the National Housing Act.

L41 Insurance Type String 1 Insurance Type: A value that indicates if the loan is Fully Insured 

(“F”) or Co-insured (“C”). A blank indicates the insurance type is 

unknown.

L42 As of Date Date 6 CCYYMM As of Date: The reporting period for the data.

L43 Green Status String 3 Green Status: A value that indicates if the loan is for a “green” 

property. Possible values include: GRM (green/market); GRA 

(green/affordable); GRB (green/broadly affordable); NGR (not 

green); and blank (unknown). Always blank for new issuance. 

Applicable only to FHA MF loans.

L44 Affordable Status String 3 Affordable Status: A value that indicates if the loan is for an 

“affordable” property. Possible values include: AFF (affordable); 

BAF (broadly affordable); MKT (market); and blank (unknown). 

Always blank for new issuance. Applicable only to FHA MF loans.
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Appendix 1 – Pool Types

Pool Type Description

PL Identifies a pool consisting of a single, level payment FHA insured project loan that (A) has a first scheduled 

payment date no more than 24 months before the issue date of the securities and (B) has not been 

modified subsequent to FHA’s final endorsement

PN Identifies a pool consisting of a single, non-level payment FHA insured or Rural Development, RD 

guarantees loan that (A) has a first scheduled payment date no more than 24 months before the issue date

of the securities and (B) has not been modified subsequent to FHA’s final endorsement, and execution

LM Identifies a pool consisting of (A) a single project loan with a first scheduled payment date more than 24 

months before the issue date of the securities or (B) a loan that has been modified subsequent to FHA’s 

final endorsement

LS Identifies a pool consisting of one or more project loans, (A) each of which is secured by a lien on a small 

project as determined by FHA or an RD-Section 538 guaranteed loan that has been used for the 

revitalization of the Section 515 loan portfolio, (B) each of which has a first scheduled payment date no 

more than 24 months before the issue date of the securities and (C) none of which has been modified 

subsequent to final endorsement, or issuance of the RD permanent loan guarantee

RX Identifies a pool consisting of one or more project loans, (A) each of which is secured by a lien on a Markto-Market project as determined by FHA and the Office of Affordable Housing Preservation (OAHP) and (B) 

each of which has a first scheduled payment date no more than 24 months before the issue date of the 

securities

CL Identifies a pool consisting of a single construction loan; the interest rate payable on the securities backed 

by a CL pool will also be the interest rate payable, upon conversion of the construction loan securities, on 

the resulting project loan securities.

CS Identifies a pool consisting of a single construction loan; the interest rate payable on the securities backed 

by a CS pool will differ from the interest rate payable, upon conversion of the construction loan securities, 

on the resulting project loan securities. 
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Appendix 2 – State Codes

State Name State Code State Name State Code

Alaska AK Montana MT

Alabama AL North Carolina NC

Arkansas AR North Dakota ND

Arizona AZ Nebraska NE

California CA New Hampshire NH

Colorado CO New Jersey NJ

Connecticut CT New Mexico NM

District of Columbia DC Nevada NV

Delaware DE New York NY

Florida FL Ohio OH

Georgia GA Oklahoma OK

Guam GU Oregon OR

Hawaii HI Pennsylvania PA

Iowa IA Puerto Rico PR

Idaho ID Rhode Island RI

Illinois IL South Carolina SC

Indiana IN South Dakota SD

Kansas KS Tennessee TN

Kentucky KY Texas TX

Louisiana LA Utah UT

Massachusetts MA Virginia VA

Maryland MD Virgin Islands VI

Maine ME Vermont VT

Michigan MI Washington WA

Minnesota MN Wisconsin WI

Missouri MO West Virginia WV

Mississippi MS Wyoming WY