Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Ginnie Mae Single Class Mortgage Backed Securities

Single Family Pool Disclosure Data Definitions

Enhanced Single Family Pool Disclosure

Related to Layout Version 1.2.4 

This Document Provides Data Definitions for New Issuance and Monthly Disclosures

on Active, Single Family Pool Data

See Version History for details.
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Ginnie Mae Single Family Pool Level Disclosure Version History

Document Version History

Version 1.0 and 1.1 Pre-Implementation Versions

Version 1.2 – 1.2.3 Previous Versions

Version 1.2.4 4/1/2022 Includes all previous versions, including the latest revision from Version 1.2.3:

Stratification Record 27 has been added. This record will be included in the Monthly 

Portfolio File only (not in the Daily New Issuance files). This change is effective with 

March 2022 Monthly files.
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This document provides the definitions, calculations, and descriptions of the data elements for Ginnie Mae’s MortgageBacked Securities (MBS) Single Family Pool Level Data Disclosures; it includes coverage for Daily New Issuance 

(dailySFPS and dailySFS files), Monthly New Issuance (nimonSFPS_YYYYMM and nimonSFS_YYYYMM files), and 

monthly Portfolio (monthlySFPS_YYYYMM and monthlySFS_YYYYMM files) disclosure files. The document is organized 

by the following sections:

Section # Section Name Page Number 

1 Introduction 3

2 Characteristics: Overall MBS Summary and for Files/Records 6

3 Definition of Terms 14

4 Methodology for Deriving Statistics 16

5 Single Family Pool Security File Record Types and Data Items 19

6 Single Family Pool Supplemental File Record Types and Data 

Items

24

Appendices APPENDIX 1 – GINNIE MAE SINGLE FAMILY POOL TYPES

APPENDIX 2 – STATE CODES

73

76

Disclaimer related to these disclosure definitions: The data related to these definitions in Ginnie Mae’s Mortgage-Backed 

Securities (MBS) Disclosure were originally provided to Ginnie Mae by Ginnie Mae Issuers. Ginnie Mae makes no 

warranty, express or implied, on the accuracy, adequacy, completeness, legality or reliability of the data. Ginnie Mae 

hereby disclaims any liability associated with use of this data or any damages resulting from third party use of this data. 

This disclaimer applies to both isolated and aggregate uses of information.
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Section 1: Introduction

In 2020, the Ginnie Mae MBS Single Family Pool Level Disclosure File (currently version 1.2.4) has replaced Pool 

Consolidated Disclosure File V2.2 for MBS Single Family Pool disclosures (Single Family: Ginnie I pools; Ginnie II Custom 

Pools; Ginnie II Multiple Issuer Pools).

This document provides the technical specification for the file layouts, record types, and data for the MBS Single Family

Enhanced Pool Level Disclosure.

General Explanation of the Reporting Period and Disclosure Calculations/Actual UPB: 

Reporting Period 

Ginnie Mae’s pool/loan accounting and reporting cycle is a “monthly” cycle. Ginnie Mae Issuers establish their 

monthly reporting cut off per the Ginnie Mae Mortgage-Backed Securities Guide, Chapter-Section 17-3. This 

becomes the monthly reporting period for the Issuer. All Issuers report pool and loan data monthly, and this 

reporting is due on 2nd (initial) thru 4th (final) business day of each month.

The reporting period is the “month” and the data reported is as of the “end of the month” (end of the reporting 

cut-off for each Issuer). Individual Issuer reporting cut-off information is disclosed on Ginnie Mae website in the 

Issuer Cutoff Date File, “issrcutoff_YYYYMMDD.txt.”

The following example illustrates the reporting cycle and data “as of” date:
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Calendar Month July 2021 — This the “Reporting Period”; this is the “As of Date”: eg. 07 2021.

Calendar Month August 2021 — This is the month the data is reported; reported to Ginnie Mae on 2nd thru 4th 

business days of August. The pool and loan data reported in August is “as of July 2021”.

Scheduled Balances — The Ginnie Mae Factor A and Factor B Files contain scheduled balances for the 

securities. These are the security balances.

Actual Balances -- The Ginnie Mae Pool Level disclosure files and the Loan Level disclosure files have “Actual 

Balances” for UPB. These are the actual UPB balances, which take into account installment payments, 

curtailments, but no calculated balance as to delinquent payment or prepayment (not calculated to reflect 

scheduled). Ginnie Mae does not disclosure “scheduled” balances at the pool or loan level. Only the actual 

balance is disclosed, as reported by the Issuer.

Disclosure Calculations and Actual UPB 

Ginnie Mae provides weighted averages and other aggregated data using or based on UPB. In all cases, these 

calculations use the Actual UPB for the report period. Therefore the disclosure metrics such as Weighted 

Average Loan Age and Weighted Average Remaining Maturity use the Actual UPB for weighting, and the data is 

“As Of” the report period. In the example above, the Weighted Averages disclosed for the July report period 

(disclosed in early August) are the “July” weighted averages, not the “August” weighted averages.
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Section 2: Characteristics: Overall MBS Summary and for Files/Records

Single Family Pool Level Disclosure Summary Characteristics

Characteristic Description

Two Physical Files SF Pool/Security File: Pool/Security information with one record per active pool. 

This will be one physical file with single header record at beginning of file and single 

trailer record at end of file.

SF Pool Supplemental File: Supplemental information for all pools, with multiple 

records per pool. This will be in one physical file with single header record at 

beginning of file and single trailer record at end of file.

SF Pool/Security Record Type One Record Type with basic information about the Pool and also provides the 

Security RPB, RPB Factor, and Weighted Averages (WA) for various attributes. This 

record is an enhanced version of the current “D” record in the Consolidated 

Disclosure File V2.2. The SF Pool/Security File will only contain a header, trailer, and 

this one record type for each active pool.

SF Pool Supplemental Record Types Twenty-seven (27) Supplemental Record Types providing extensive information 

about the pool activity and characteristics. Most of these 27 Record types have 

common format and enumeration characteristics.

Flexible Format All Records are produced as text format with Pipe (|) delimited separation between 

fields. The files will be published in compressed (zip) format.

Population of Records and Fields SF Pool/Security Record will always be produced. There can be occurrences of “||”

bar-bar where there is no data value for a field.

SF Supplemental Records are “data driven” and therefore individual Record Types 

are produced based on the characteristics of the pool.

Fields within Record Types are “data driven” and therefore populated based on 

characteristics of the pool. There can have occurrences of “||” bar-bar, where there

is no data value for a field.
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File Release Schedule Timing Dates and times for the MBS Single Family Pool Level Disclosure Files are found on 

the Data Release Schedule page on the Ginnie Mae web site.

“At Issuance” Historical Data The SF Pool/Security Record has four fields for historical "At Issuance" data. This will 

be a "point forward" implementation for these four history fields. It is anticipated 

that the first release will have blanks in these fields. The point forward population of 

these fields is to be determined and will be announced in a future Disclosure 

bulletin.

Explicit Decimal Point For fields that have values with decimal points, the SF Pool/Security File records and 

the SF Pool Supplemental File records will explicitly include the decimal point; 

Sort Order of Records SF Pool/Security File: Records will be sorted by Pool ID in ascending order.

SF Pool Supplemental File: Records will be sorted by Pool ID (ascending order); 

Record Type within Pool; Field Value(s) within Record Type

Record Type Layouts—Item Number Each of the Record Type layouts in this document have an “Item” number column. 

The Item numbers are for documentation reference only, and are not included in the 

physical output record.

Daily New Issuance, Monthly New 

Issuance, and Monthly Portfolio

The file layouts are the same for: MBS Daily Pool New Issuance, Monthly Pool New 

Issuance, and MBS Pool Monthly Portfolio disclosures. 

Implementation Dates New Issuance Files (Daily and Monthly) are targeted for production release

beginning with June 2020 New Issuances. Monthly Portfolio will begin with June

2020 data, produced on the 6

th business day of July.

• First Daily New Issuance (June 1, 2020 with June data)

• First Monthly New Issuance (July 1, 2020 with June data)

• First Monthly Portfolio (July 9, 2020 with June data)

Production Test Files (for Version 1.1) Full size production test files for the MBS Single Family Pool Level Disclosures are 

available beginning in January 2020 (see Disclosure Bulletins 2020-003 and 2019-

058).

Transition Period Ginnie Mae will producing the legacy existing Consolidated Disclosure File V2.2 files 

and the MBS Single Family Pool Level files, in parallel, for a period of 5 months, 

beginning in January 2020.
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General Characteristics of the Files and Records

This section of the document provides an overview of the common characteristics of the records in the files. The detailed 

technical specification of files and record formats is in the following section of this document.

SF Pool/Security File—The records in this file have a single common format, where there is one record per pool with 

specified fields. This file does not have stratifications or enumerations. The common record format for the records for the 

SF Pool/Security File are presented on pages 12-15 of this document.

SF Pool Supplemental File—The records in this file are standardized and have stratifications and enumerations. There are 

4 unique, different records layouts. Three (3) of the record layouts have specific common formats:

• Unique Record Types

o Unique Records – Record Types “01” – “04” (each with a unique record layout)

• Common Stratification Layouts

o One-Field Stratification Records – Record Types “05” – “18” and “24 - 27”

o Two-Field Stratification Records – Record Types “19”, “20”, “22”, and “23”

o Three-Field Stratification Record – Record Type “21” only
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SF Pool Supplemental File Summary of Record Types and Names

Record Type Stratification

Level

Record Name

01 None Adjustable Rate Mortgage (ARM) Pool Detail

02 None Issuer-Level Pool Detail

03 None Transfer Activity

04 None Quartiles

05 1 Loan Type

06 1 Loan Purpose

07 1 Living Units

08 1 First Time Homebuyer

09 1 Removal Type

10 1 Down Payment Assistance

11 1 Loan Origination Type

12 1 Origination Year

13 1 Refinance Code

14 1 Metropolitan Statistical Areas (MSA) Code

15 1 State

16 1 Upfront Mortgage Insurance Premium (MIP)

17 1 Annual Mortgage Insurance Premium (MIP)

18 1 Pre-Modification

19 2 Loan Type/Loan Purpose

20 2 Issuer/Removal Type

21 3 Issuer/Loan Type/Delinquency

22 2 Loan Type/Delinquency

23 2 Loan Type/Buydown Status

24 1 Not Available

25 1 Low and Moderate Income Area

26 1 Re-Pooled Loans

27 1 FHA Partial Claims
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The SF Pool Supplemental file will contain stratification records that can be “one field”, “two field” or “three field” 

stratifications. The general characteristics of each is presented below, as each particular type of stratification record will 

have its own common format. The general specification of each common format is provided as a general guide to the 

technical specifications.

SF Pool Supplemental File Record Types (05 through 18) and (24 through 27) “One Field Value” Stratification Common 

Record format

Item Data Element Type Max Length Format Description

01 Record Type Character 2 The Record Type value “05” through “18” and “24” through

“27”

02 CUSIP Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool (X, C, or M)

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Field Value Character X Values described in Record Types “05” through “18” and “24” 

through “27”

07 Number of Loans Numeric 6 The number of loans in the pool for the field value.

08 % of Loans Numeric 6 3.2 The percentage of loans in the pool for the field value.

09 UPB Numeric 16 13.2 The Unpaid Principal Balance (UPB) of the pool for the field 

value.

10 % of UPB Numeric 6 3.2 The percentage of the Unpaid Principal Balance (UPB) of the 

pool for the field value.
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SF Pool Supplemental File Record Types 19, 20, 22, and 23 “Two Field Value” Stratification Common Record format

Item Data Element Type Max Length Format Description

01 Record Type Character 2 The Record Type value “19”, “20”, “22”, and “23”

02 CUSIP Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool (X, C, or M)

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Field 1 Value Character X Values in the first stratification field as described in Record 

Types “19”, “20”, “22”, and “23”.

07 Field 2 Value Character X Values in the second stratification field as described in Record 

Types “19”, “20”, “22”, and “23”.

08 Number of Loans Numeric 6 The number of loans in the pool for the Field 1 and 2 value 

combination.

09 % of Loans Numeric 6 3.2 The percentage of loans in the pool for the Field 1 and 2 value 

combination.

10 UPB Numeric 16 13.2 The Unpaid Principal Balance (UPB) of the pool for the Field 1 

and 2 value combination.

11 % of UPB Numeric 6 3.2 The percentage of the Unpaid Principal Balance (UPB) of the 

pool for the Field 1 and 2 value combination.
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SF Pool Supplemental File Record Type 21 “Three-Field Value” Stratification Common Record format

Item Data Element Type Max Length Format Description

01 Record Type Character 2 The Record Type value “21”

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator = M Character 1 Identifies the Issue Type of the pool (M)

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Field 1 Value Character X Values in the first stratification field as described in Record 

Type “21”.

07 Field 2 Value Character X Values in the second stratification field as described in 

Record Type “21”.

08 Field 3 Value Character X Values in the third stratification field as described in Record 

Type “21”.

09 Number of Loans Numeric 6 The number of loans in the pool for the Field 1, 2, and 3 value 

combination.

10 % of Loans Numeric 6 3.2 The percentage of loans in the pool for the Field 1, 2, and 3 

value combination.

11 UPB Numeric 16 13.2 The Unpaid Principal Balance (UPB) of the pool for the Field 

1, 2, and 3 value combination.

12 % of UPB Numeric 6 3.2 The percentage of the Unpaid Principal Balance (UPB) of the 

pool for the Field 1, 2, and 3 value combination.
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Section 3: Definition of Terms

Term Definition

Ginnie Mae Government National Mortgage Association (GNMA or Ginnie Mae) is a government organization that 

participates in the secondary mortgage market, guaranteeing securities based on pools of loans made under the 

Federal government programs FHA, VA, PIH, and RD. The four agencies FHA, VA, PIH, and RD are defined below.

Ginnie Mae MBS A Ginnie Mae MBS is a mortgage-backed security issued by the Government National Mortgage Association. The 

Ginnie Mae MBS securities are the only MBS products which are backed by the full faith and credit of the United 

States government. This makes the Ginnie Mae MBS unique among the MBS products in the secondary 

mortgage market

Pool A collection of mortgage loans, which is the basis for a mortgage-backed security

Multi-Issuer Pool For some loan pools, the pool is issued by only one issuer. This is referred to as a single-issuer pool. Other pools 

are made up of packages of loans where each loan package may have been issued by a different issuer. This is a 

referred to as a multi-issuer pool.

Loan An individual mortgage loan which is part of a loan pool. Disclosure statistics are provided at the pool level and 

many of these statistics are aggregated from data at the loan level.

Issuer Issuer refers to an entity which issues and is obligated to pay amounts due on securities. For each issuer, there is 

a unique four digit issuer number and a name of the issuing institution.

Agencies All of the mortgage loans underlying Ginnie Mae MBS pools of loans are made under one of the four the Federal 

government programs FHA, VA, PIH, or RD. Each of these agencies has one or more programs to help provide 

opportunities for home ownership. Each of these agencies is involved in the underwriting of the original loans 

made under the agency’s respective programs. Each of these agencies provides data to Ginnie Mae on a 

continuing basis for the loans made under the given agency’s programs. These four agencies are defined below.

FHA FHA or Federal Housing Administration is part of the US Department of Housing and Urban Development (HUD). 

FHA has many programs to support homeownership. FHA is the largest mortgage insurer in the world and also 

regulates housing industry business.

VA VA stands for Veterans Administration. The VA loan program is part of the US Department of Veterans Affairs. 

The Department of Veterans Affairs is the federal agency responsible for the VA loan guaranty program as well as 

other services for eligible veterans. In general, qualified veterans can apply for home loans with no down 

payment and a funding fee of 1 percent of the loan amount.

PIH PIH stands for Public and Indian Housing. PIH is part of the US Department of Housing and Urban Development 

(HUD). The role of the Office of Public and Indian Housing is to ensure safe, decent, and affordable housing; 

create opportunities for residents' self-sufficiency and economic independence; and assure fiscal integrity by all 

program participants.
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RD RD stands for the Office of Rural Development, which is part of the US Department of Agriculture. RD has 

programs for homeownership in rural areas and also programs to support construction of community facilities in 

rural areas.

Disclosure In the United States, publicly-traded securities are regulated by the Securities and Exchange Commission (SEC). 

The SEC requires that for publicly-traded securities disclosure information must be provided.

Purpose of Disclosure Disclosure information is used by investors, potential investors, and investment analysts to help evaluate the 

potential investment value and risk involved in a given security, such as a mortgage-backed security (MBS).

Disclosure Data Sources For Ginnie Mae mortgage-backed securities, the sources of the information provided in disclosure are: the issuer 

of the given security and the agencies helping underwrite the underlying mortgages: FHA, VA, PIH, and RD.

Types of Data Disclosed Some disclosure data concerns the loan pool itself, such as the date the pool was issued, the date all of the pools 

loans are scheduled to be paid off, the number of active loans remaining in the pool, the pool’s total UPB, and 

the name and issuer number of the loan pool’s issuer. Other disclosure items are aggregated from the pool’s 

loans. Aggregation includes summing up values from the loans, counting or averaging values from the loans, or 

forming weighted averages and quartiles from values in the loans. There are many characteristics of the 

underlying loans within a pool which are aggregated and disclosed. These include the original loan amount, 

interest rate, year of origin, geographical area of the property (both state and MSA), and delinquency status. 

These data items are listed and described in detail for each record type produced by disclosure. These details 

follow in the section called “Record Types and Data Items Disclosed”.

Frequency of Disclosure Comprehensive disclosure is produced on a monthly basis. There is also disclosure information produced daily 

and at month’s end for new issuance of loan pools.

Data Item or Data Field A data item or “data field” is one specific piece of information within a disclosure record. Examples are “issue 

date” in the Pool Security PS Record and “number of loans” for a given state in the State Supplemental Record.

Data Condition Certain variables in the data may have a set of discrete possibilities, somewhat like multiple choice. An example 

would be “Living Units”. In Ginnie Mae disclosure, the Living Units for a given pool may be “1 unit”, “2 units”, “3

units”, “4 units”, or “Living Units Not Available”. Each of these five is considered a distinct data condition. There 

is a separate aggregation and reporting for each of these five data conditions. This means that for the Living 

Units data condition “1-unit”, each of the following are separately reported: the number of “1-unit” loans for 

the pool, the percentage of the number of “1-unit” loans for the pool, the total UPB of “1-unit” loans, and the

UPB amount expressed as a percentage of the pool’s total UPB. These same four statistics (number of loans, 

percentage of loans, the total UPB for these loans, and the UPB as a percentage of the pool’s total UPB) are also 

separately reported for loans for “2 units”, “3 units”, “4 units”, and for “Living Units Not Available”.
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Section 4: Methodology for Deriving Statistics

Most statistics disclosed are gathered at the loan level and aggregated for disclosure at the pool level. There are four 

statistics commonly disclosed for a given data condition:

Statistics Definition Formula/Calculation

Number of Loans Number of Loans within the pool having a given 

condition, such as the number of loans having “MD” 

(Maryland) as the value of state code. The number of 

loans having a given condition is obtained by counting for 

the pool the number of loans having that condition.

Count of Loans for the Condition

Total UPB Total UPB (Unpaid Principal Balance) of pool’s loans having a 

given condition, such as the total UPB of loans with “MD” for 

state code. The total UPB for loans within the pool having a 

given condition is obtained by summing the UPB of all such 

loans.

Sum of UPB for Loans for the Condition

UPB as a Percentage of 

the Pool’s Total UPB

Total UPB of pool’s loans having a given condition as a 

Percentage of the Pool’s Total UPB, such as percentage of 

pool’s UPB which is for loans with “MD” for state code. This 

UPB percentage is calculated by dividing the total UPB of the 

given condition by the pool's total UPB. The pool's total UPB 

is obtained by accumulating for the pool the values of each 

loan's UPB where that loan's UPB is a valid numeric value.

Sum of UPB for Loans for the Condition divided by

Pool’s Total UPB

Number of Loans as a 

Percentage of Pool’s 

Total Number of Loans

Number of loans within the pool having a given condition as 

a Percentage of Pool’s Total Number of Loans, such as the 

percentage of the pool’s loans which have “MD” for state 

code. This percentage is obtained by dividing the number of 

loans having the given condition by the total number of 

loans for the pool. The total number of loans for the pool is 

obtained by counting each loan in the pool.

Count of Loans for the Condition divided by Pool’s 

Total Number of Loans

Additional ‘aggregate’ statistics for the pool are: 1) simple average, 2) weighted averages, and 3) quartiles:

Simple Average The simple average of a data item is the sum of all valid 

values of that data item divided by the count of valid values. 

Simple Average of <data item> = Sum (<data item>) / 

Number of Loans
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An example would be simple average of Original Loan Size 

(OLS). In a pool with 100 loans, 90 of those loans have a 

valid value for Original Loan Size. To obtain the simple 

average of Original Loan Size for the given pool, the OLS 

values are summed for the 90 loans having a valid value and 

that sum is divided by 90 (the number of loans with a valid 

value for OLS).

Weighted Average In forming a weighted average for a given data item, a 

weight is applied to the values being averaged. The 

weight used in all weighted averages for disclosure is the 

loan’s UPB (Unpaid Principal Balance). In the weighted 

average, use of the UPB as the weight makes those loans 

with larger UPB values have a larger part in determining 

the weighted average.

A weighted average is an average of one variable where 

another variable is used as a “weight”. For Ginnie Mae 

disclosure, weighted averages use the loan’s UPB (Unpaid 

Principal Balance) as the weight. For instance, the 

Weighted Average LTV for a pool is the average LTV for all 

the loans in a pool, weighted by the UPB of each loan.

There are weighted averages disclosed in the Pool 

Security file, in Record Type PS and in the Pool 

Supplemental file, in Record Types 01 and 02.

Weighted Average of <data item> = (Sum ((<data 

item>) * (Loan UPB)))/(Sum (Loan UPB))

Quartiles Quartiles are used for disclosure to provide more detail 

about the frequency distribution of data values than is 

provided by a weighted average. 

Quartiles are disclosed in sets of five values. These five 

values are referred to as Q4, Q3, Q2, Q1, and Q0. 

The quartiles disclosed are in the Pool Supplemental file, in 

the Record Type 04 Records.

These quartile values are defined as follows:

Q4 is the maximum value of the data item within 

the pool, such as the maximum LTV value

Q3 is the 75th Percentile value. This value is the 

value such that 75% of the pool’s total UPB is in 

loans with a value less than the Q3 quartile value 
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Q2 is the 50th Percentile (or Median) value. This 

value is the value such that 50% of the pool’s total 

UPB is in loans with a value less than the Q2 

quartile value and 50% of the pool’s total UPB is in 

loans with a value more than the Q2 quartile value.

Q1 is the 25th Percentile value. This value is the 

value such that 25% of the pool’s total UPB is in 

loans with a value less than the Q1 quartile value 

Q0 is the minimum value of the data item within 

the pool, such as the minimum LTV value
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Section 5: SINGLE FAMILY POOL/SECURITY FILE

DETAILED DESCRIPTION OF THE FILE AND RECORD TYPES
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SF POOL/SECURITY FILE -- DETAILED DESCRIPTION OF THE FILE HEADER, TRAILER, AND RECORD 

TYPES

Record Type HP, SF Pool/Security File Header Record (One Header Record in the File)

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = HP Character 2 File Header Record This is the first record in the 

file; only one HP in the file.

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in 

the file. 

03 Create Date Date 8 YYYYMMDD The date that the file is produced.

Record Type PS, SF Pool/Security Detail - One Record per Pool. Records are sorted by Pool ID.

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = PS Character 2 SF Pool/Security Detail Record There will be one PS record for 

each pool in the file.

02 CUSIP Number Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.
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06 Issue Date Date 8 YYYYMMDD The date that the pool was issued

07 Security Interest Rate Numeric 6 2.3 The interest rate of the Ginnie Mae Security. 

For ARM pools, this is the rate in effect for 

the report period.

08 Maturity Date Numeric 8 YYYYMMDD The date on which the final payment for the 

Security is scheduled to be paid.

09 Original Aggregate 

Amount 

Numeric 16 13.2 The aggregate principal amount (UPB at 

issuance) of the loans in the pool at pool 

issuance.

10 Remaining Security RPB Numeric 16 13.2 The Remaining Principal Balance of the 

Security as of the end of the Reporting 

Period; (based on a computation of 

scheduled principal).

11 RPB Factor Numeric 10 1.8 The decimal value of the Security’s 

Remaining Principal Balance divided by the 

Original Aggregate Amount. 

The factor is 1 at issuance, and 

zero in the period of final 

payment.

12 Issuer Number Numeric 4 A four-digit number which identifies the 

Issuer responsible for the pool.

A value of “9999” indicates a

Multiple Issuer Pool.

13 Issuer Name Character 40 The name of the Issuer currently responsible 

for the pool.

A value of “Multiple Issuers” 

indicates a Multiple Issuer 

Pool.

14 Number of loans in pool Numeric 6 The current total number of loans in the 

pool.

15 Pool UPB Numeric 16 13.2 The sum of the Loan UPBs in the pool. This 

is the aggregate of the actual UPB balances 

of the loans in the pool.

16 Average Original Loan 

Size (AOLS)

Numeric 16 13.2 Original Loan Size (original principal amount 

of the loan) for the loans in the pool. This is 

a simple average, not a weighted average.

17 WA Original Loan Size Numeric 16 13.2 Weighted Average of the Original Loan Size 

(principal amount of the loan) of the loans in 

the pool.

Values are “Actual”, not 

“Scheduled”.
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18 WA Interest Rate (WAC) Numeric 6 2.3 Weighted Average Interest Rate (Coupon) of 

loans in the pool. This is the gross WA 

Interest Rate (not the Security Rate).

Values are “Actual”, not 

“Scheduled”.

19 WA Remaining Months 

to Maturity (WARM)

Numeric 3 Weighted Average Remaining Maturity 

(remaining months to pay off the loans) for 

the loans in the pool.

Values are “Actual”, not 

“Scheduled”.

20 WA Loan Age (WALA) Numeric 3 Weighted Average Loan Age (age of loans in 

months from the first scheduled payment 

date) for the loans in the pool.

Values are “Actual”, not 

“Scheduled”.

21 WA Original Loan Term 

(WAOLT)

Numeric 3 Weighted Average Original Loan Term 

(original term of loans in months) for the 

loans in the pool.

Values are “Actual”, not 

“Scheduled”.

22 WA Gross Margin 

(WAGM)

Numeric 6 2.3 For ARM pools, the Weighted Average Gross 

Margin for the loans in the pool. For an 

adjustable rate loan, the Gross Margin is the 

amount added to the ARM index for the 

loan to determine the loan’s interest rate.

Values are “Actual”, not 

“Scheduled”.

23 WA Loan to Value (LTV) Numeric 3 Weighted Average Loan-to-Value of the 

original LTV for the loans in the pool.

Values are “Actual”, not 

“Scheduled”.

24 WA Combined Loan to 

Value (CLTV)

Numeric 3 Weighted Average Combined Loan-to-Value 

of the original CLTV for the loans in the pool.

Values are “Actual”, not 

“Scheduled”.

25 WA Credit Score Numeric 3 The Weighted Average of the original threedigit credit score for the loan which was 

used by the lender in the origination of the 

loan.

Values are “Actual”, not 

“Scheduled”.

26 WA Debt to Income Numeric 5 1.3 The Weighted Average of the debt to 

income for the loan which was used by the 

lender in the origination of the loan.

Values are “Actual”, not 

“Scheduled”.

27 WA Pre-Modified LAD Numeric 3 The Weighted Average of the difference in 

months between the original (Pre-Modified) 

first scheduled installment date and the 

modified first scheduled installment date, 

where a loan has been modified and reamortized.

Values are “Actual”, not 

“Scheduled”.
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28 WA Pre-Modified OPB Numeric 16 13.2 The Weighted Average value for modified 

loans of the original loan size (Pre-Modified 

OPB) before loan modification.

Values are “Actual”, not 

“Scheduled”.

29 WA Interest Rate (WAC) 

at Issuance

Numeric 6 2.3 Weighted Average Interest Rate (Coupon) of 

all loans in the pool at issuance.

This value is not currently 

disclosed.

30 WA Remaining Months 

to Maturity (WARM) at 

Issuance

Numeric 3 Weighted Average Remaining Maturity of all 

loans in the pool at issuance.

This value is not currently 

disclosed.

31 WA Loan Age (WALA) at 

Issuance

Numeric 3 Weighted Average Loan Age (age of loan in 

months) of all loans in the pool at issuance.

This value is not currently 

disclosed.

32 WA Original Loan Term 

(WAOLT) at Issuance

Numeric 3 Weighted Average Original Loan Term 

(original length of loan in months) for all 

loans in the pool at issuance.

This value is not currently 

disclosed.

Record Type TP, SF Pool/Security File Trailer Record (One Record in the Pool Security File)

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = TP Character 2 File Trailer Record This is the last record in the 

file; only one TP in the file.

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in 

the file.

03 File Create Date Date 8 YYYYMMDD The date that the file is produced.

04 Detail Record Count Numeric 8 Control total of the total number of records 

with Record Type = “PS” in the file.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Section 6: SINGLE FAMILY POOL SUPPLEMENTAL FILE

DETAILED DESCRIPTION OF THE FILE AND RECORD TYPES
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SF POOL SUPPLEMENTAL FILE -- DETAILED DESCRIPTION OF THE HEADER, TRAILER, AND RECORD 

TYPES

SF Pool Supplemental File Header Record (One Record in the SF Pool Supplemental File), Record Type HS

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = HS Character 2 File Header Record This is the first record in the file; 

only one HS record in the file.

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in 

the file. 

03 Create Date Date 8 YYYYMMDD The date that the file is produced.

Record Type 01 ARM Pool Detail - One Record per Pool for ARM Custom and ARM Multiple-Issuer Pools

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 01 Character 2 Adjustable Rate Mortgage Record; applies to 

ARM Pools only.

There will be one Type 01

record for each ARM pool.

02 CUSIP Character 9 The unique identification number permanently 

assigned by the Committee on Uniform 

Securities Identification Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; 

this is assigned by Ginnie Mae at pool issuance.
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04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are 

C or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Look Back Period

Numeric 2

The two-digit number of days used to establish 

a specific point in time for the particular ARM 

Index that will be used to determine the 

interest rate change. (Used in conjunction with 

the published index tables. See Ginnie Mae 

MBS Guide Chapter 26). Values are:

30 = 30-day look back

45 = 45-day look back

07 Index Type

Character 5

The type of ARM index being used for the ARM 

loan. Values are:

CMT = Constant Maturity Treasury

LIBOR = London Interbank Offered Rate

08 Security Interest Rate at 

Issuance

Numeric 6 2.3 The interest rate of the Security at issuance.

09 Security Margin Numeric 5 1.3 The amount added to the ARM index to 

determine the Security Interest Rate. 

10 Prospective Interest 

Rate Numeric 6 2.3 The next Interest rate for the ARM Pool, if applicable.

11 Next Interest 

Adjustment Date Date 8 YYYYMMDD The date of the next Interest Rate Adjustment for the ARM Pool.

12 Prior Interest 

Adjustment Date Date 8

YYYYMMDD The date of the current Interest Rate 

Adjustment for the ARM Pool.

13 Next Payment 

Adjustment Date Date 8

YYYYMMDD The date of the next Payment Adjustment for 

the ARM Pool.

14 Months To Adjust Numeric 3The number of months remaining until the Next 

Adjustment Date.

15 WA Gross Margin 

(WAGM) Numeric 6 2.3

For ARM Pools, the Weighted Average Gross 

Margin of the loans in the pool. For an 

adjustable rate loan, the Gross Margin is the 
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amount added to the ARM index for the loan to 

determine the loan’s interest rate.

16 Maximum Mortgage 

Margin Numeric 6 2.3 The maximum Mortgage Margin of the loans in the ARM pool.

17 Minimum Mortgage 

Margin Numeric 6 2.3 The minimum Mortgage Margin of the loans in the ARM pool.

18 Initial Interest Rate Cap

Numeric 1

The maximum interest rate change (+ or -) in an 

ARM pool for the initial interest rate change. 

Values are 1 or 2.

19 Subsequent Interest 

Rate Cap

Numeric 1

The maximum interest rate change (+ or -) in an 

ARM pool for each of the annual rate changes 

following the initial period. The cap is constant 

for each annual change and is applied to the 

current interest rate (not the initial interest 

rate).

20 Lifetime Interest Rate 

Cap Numeric 1

The maximum interest rate change (+ or -) in an 

ARM pool over the life of the pool.

21 Lifetime Interest Rate 

Ceiling Numeric 6 2.3

The maximum interest rate that the ARM pool 

can have for the life of the pool. This is a 

constant value and does not change over the 

life of the pool.

22 Next Interest Rate 

Ceiling

Numeric 6 2.3

The maximum interest rate that the ARM pool 

can have for each interest rate change. This 

field will have the initial rate change ceiling 

during the initial period. After this and during 

each annual change period, this field will have 

the ceiling for each respective annual change.

The value in this field can change for each 

adjustment period.

23 Lifetime Interest Rate 

Floor Numeric 6 2.3

The minimum interest rate that the ARM pool 

can have for the life of the pool. This is a 

constant value and does not change over the 

life of the pool.
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Record Type 02 Issuer-Level Detail Record – Multiple Issuer Pools. One Record per Issuer for each Issuer 

participating in the Multiple Issuer Pool

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 02 Character 2 Issuer-Level Pool Detail Record for each 

Issuer in the Multiple Issuer Pool (MIP)

There will be one Type 02 

record for each Issuer within a 

Multiple Issuer Pool (MIP). 

There can be multiple Type 02 

records per MIP pool.

02 CUSIP Number Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator = M Character 1 Identifies the Issue Type of the pool. Value 

is always M 

(always M for Record Type 02 Multi Issuer 

Pools )

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Issuer Number Numeric 4 A four-digit number which identifies the 

Issuer participating in the Multiple Issuer 

Pool.

07 Issuer Name Character 40 The name of the Issuer participating in the 

Multiple Issuer Pool.

08 Number of Loans in Pool Numeric 6 The total number of loans in the Multiple 

Issuer Pool for the Issuer.
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09 % of Loans in Pool Numeric 6 3.2 The percentage of the number of loans in 

the Multiple Issuer Pool for the Issuer.

10 Pool UPB Numeric 16 13.2 The sum of the actual Unpaid Principal 

Balances in the Multiple Issuer Pool for the 

Issuer.

11 % of UPB in Pool Numeric 6 3.2 The percentage of the Unpaid Principal 

Balance in the Multiple Issuer Pool for the 

Issuer.

12 WA Original Loan Size Numeric 16 13.2 Weighted Average of the Original Loan Size 

(principal amount of the loan) of the loans in 

the Multiple Issuer Pool for the Issuer.

13 WA Interest Rate (WAC) Numeric 6 2.3 Weighted Average Interest Rate (Coupon) of 

loans in the Multiple Issuer Pool for the 

Issuer. This is the gross WA Interest Rate 

(not the Security Rate).

14 WA Remaining Months 

to Maturity (WARM)

Numeric 3 Weighted Average Remaining Maturity 

(remaining months to pay off the loans) for 

the loans in the Multiple Issuer Pool for the 

Issuer.

15 WA Loan Age (WALA) Numeric 3 Weighted Average Loan Age (age of loans in 

months from the first scheduled payment 

date) for the loans in the Multiple Issuer 

Pool for the Issuer.

16 WA Original Loan Term 

(WAOLT)

Numeric 3 Weighted Average Original Loan Term 

(original term of loans in months) for the 

loans in the Multiple Issuer Pool for the 

Issuer.

17 WA Gross Margin 

(WAGM)

Numeric 6 2.3 For ARM pools, the Weighted Average Gross 

Margin for the loans in the Multiple Issuer 

Pool for the Issuer. For an adjustable rate 

loan, the Gross Margin is the amount added 

to the ARM index for the loan to determine 

the loan’s interest rate.
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18 WA Loan to Value (LTV) Numeric 3 Weighted Average Loan-to-Value of the 

original LTV for the loans in the Multiple 

Issuer Pool for the Issuer.

19 WA Combined Loan to 

Value (CLTV)

Numeric 3 Weighted Average Combined Loan-to-Value 

of the original CLTV for the loans in the 

Multiple Issuer Pool for the Issuer.

20 WA Credit Score Numeric 3 The Weighted Average of the original threedigit credit score for the loan in the Multiple 

Issuer Pool for the Issuer (which was used by 

the lender in the origination of the loan).

21 WA Debt to Income Numeric 5 1.3 The Weighted Average of the debt to 

income for the loan in the Multiple Issuer 

Pool for the Issuer (which was used by the 

lender in the origination of the loan).

22 WA Pre-Modified LAD Numeric 3 The Weighted Average of the difference in 

months between the original (Pre-Modified) 

first scheduled installment date and the 

modified first scheduled installment date, 

where a loan has been modified and reamortized.

23 WA Pre-Modified OPB Numeric 16 13.2 The Weighted Average value for modified 

loans of the original loan size (Pre-Modified 

OPB) before loan modification.
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Record Type 03 Pool Transfer Details Record (Occurs only for the period of transfer)

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 03 Character 2 Pool Transfer Record Occurs only if transfers activity 

for the current period of 

transfer exists. There may be 

one or more Type 03 records for 

pool transfers.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M. Transfers in M pools are 

aggregated by selling/buying Issuers.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Pool Issue Date Date 8 YYYYMMDD The issue date of the pool.

07 Transfer Type Numeric 1 The type of pool transfer. Values are:

1 = PIIT (Pool Issued for Immediate Transfer)

2 = Regular

08 Selling Issuer Numeric 4 Unique Identifier of the Issuer selling 

(transferring the pool)

09 Buying Issuer Numeric 4 Unique identifier of the Issuer buying 

(receiving the pool)

10 Number of Loans Numeric 6 Total number of loans transferred in the 

pool
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11 UPB of Loans Numeric 16 13.2 Aggregate actual Unpaid Principal Balances

of the loans transferred in the pool.
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Record Type 04 Quartiles Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 04 Character 2 Quartiles Record There will be up to five Type 04

records for each pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Quartiles Character 1 Values are:

4 = Maximum (100%) Quartile

3 = 75th Percentage Quartile

2 = Median (50%) Percentage Quartile

1 = 25th Percentage Quartile

0 = Minimum (0%) Quartile

07 Original Loan Size Numeric 16 13.2 Original Loan Size (original principal amount 

of the loan) for the loans in the quartile.

08 Interest Rate (Coupon) Numeric 6 2.3 Interest Rate (Coupon) of the loans in the 

quartile.

09 Remaining Maturity Numeric 3 Remaining Maturity (months left before 

maturity) of the loans in the quartile.

10 Loan Age Numeric 3 Loan Age (age of loans in months) of the 

loans in the quartile.
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11 Original Loan Term Numeric 3 Original Loan Term (original length of loans

in months) for the loans in the quartile.

12 Gross Margin Numeric 6 2.3 Gross Margin for the loans in the quartile. 

For an adjustable rate loan, the Gross 

Margin is the amount added to the ARM 

index for the loan to determine the loan’s 

interest rate.

13 LTV Numeric 3 Loan-to-Value Ratio for the loans in the 

quartile.

14 CLTV Numeric 3 The Combined Loan-to-Value Ratio of the 

loan for the quartile.

15 Credit Score Numeric 3 Credit score of the loan for the quartile. The 

original three-digit credit score for the loan 

which was used by the lender in the 

origination of the loan.

16 Debt Income Ratio Numeric 5 1.3 Debt income ratio of the loan for the 

quartile. The debt to income for the loan 

which was used by the lender in the 

origination of the loan.

17 Pre-Mod LAD Numeric 3 Pre-Mod LAD of the loan for the quartile. 

The weighted average of the difference in 

months between the original (Pre-Modified) 

first scheduled installment date and the 

modified first scheduled installment date, 

where a loan has been modified and reamortized.

18 Pre-Mod OLS Numeric 16 13.2 Pre-Mod OLS of the loan for the quartile. 

The 

value for modified loans of the original loan 

size (Pre-Modified OPB) before loan 

modification.
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Stratification Records: Record Types 05-27

Record Type 05 Loan Type Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 05 Character 2 Loan Type Government Insured/Guarantee 

Stratification

There will be one Type 05 

record for each Loan Type 

within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Loan Type Character 1 This is the Federal government agency. 

Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Loan 

Type Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Loan Type Value.
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09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Loan Type Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Loan Type Value.
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Record Type 06 Loan Purpose Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 06 Character 2 Loan Purpose Stratification There will be one Type 06

record for each Loan Purpose

within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Loan Purpose Numeric 1 Value 5 is in “RG” Pool Type pools only. 

Values are:

1 = Regular/Purchase

2 = Refinance

3 = Loan Modification (HAMP)

4 = Loan Modification (non-HAMP)

5 = Re-performing

9 = Not Available

Purposes are:

1 = Purchase of new or existing 

home.

2 = Refinance of an existing 

mortgage.

3 = Loan Modification under the 

Home Affordable Modification 

Program (HAMP)

4 = Loan Modification not under

HAMP

5 = Re-performing loans, 

included in “RG” pool types 

only.

9 = Not Available
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07 Number of Loans Numeric 6 The number of loans in the pool for the Loan 

Purpose Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Loan Purpose Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Loan Purpose Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Loan Purpose

Value.
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Record Type 07 Living Units Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 07 Character 2 Number of Living Units Stratification There will be one Type 07

record for each Living Units

(value) within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Living Units Numeric 1 Values are:

1 = 1 Unit

2 = 2 Units

3 = 3 Units

4 = 4 Units

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the

Living Units Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Living Units Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Living Units Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Living Units Value.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 08 First-Time Homebuyer Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 08 Character 2 First Time Homebuyer Stratification There will be one Type 08 

record for each First Time 

Homebuyer within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 First Time Homebuyer Character 1 Values are:

Y = Yes

N = No

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the First 

Time Homebuyer Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the First Time Homebuyer

Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the First Time Homebuyer Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the First Time 

Homebuyer Value.
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Record Type 09 Removal Type Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 09 Character 2 Removal Type Stratification There will be one Type 09

record for each Removal Type 

within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Removal Type Numeric 1 This is a code of the reason for removal from 

the pool. Values are:

1 = Mortgager Payoff

2 = Repurchase of Delinquent Loan

3 = Foreclosure with Claim Payment

4 = Loss Mitigation

5 = Substitution

6 = Other Removal

Removal Types are:

1 = Borrower has paid off the 

mortgage loan

2 = Loan which had been behind 

on payments is “bought back” or 

repurchased by the lender as a 

measure to limit risk

3 = Loan has foreclosed, a claim 

payment has been made, and 

the collateral property is held by 

the lender

4 = Loan is “bought back” or 

repurchased by the lender as a 
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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measure to mitigate or offset 

loss on the loan.

5 = Loan which was not eligible 

to participate in the given pool 

is removed from that pool 

(Liquidated) and a different loan 

is substituted in place of the 

original loan

6 = Loan removed from the pool 

(liquidated) for a reason other 

than one of the five reasons 

above or for a reason which was 

not identified.

07 Number of Loans Numeric 6 The number of loans in the pool for the

Removal Type Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Removal Type Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Removal Type Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Removal Type 

Value.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 10 Down Payment Assistance Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 10 Character 2 Down Payment Assistance Stratification There will be one Type 10

record for each Down Payment 

Assistance within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Down Payment 

Assistance

Character 1 Values are:

Y = Yes

N = No

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the

Down Payment Assistance Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Down Payment Assistance 

Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Down Payment Assistance Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Down Payment 

Assistance Value.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 11 Loan Origination Type Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 11 Character 2 Loan Origination Channel Stratification There will be one Type 11

record for each Loan Origination

Type within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Loan Origination Type Numeric 1 Values are:

1 = Broker

2 = Correspondent

3 = Retail

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Loan 

Origination Type Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Loan Origination Type

Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Loan Origination Type Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Loan Origination 

Type Value.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 12 Origination Year Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 12 Character 2 Origination Year Stratification There will be one Type 12 

record for each Origination Year 

within the pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Origination Year Numeric 4 Values are the Year of Origination

07 Number of Loans Numeric 6 The number of loans in the pool for the

Origination Year Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Origination Year Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Origination Year Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Origination Year

Value.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 13 Refinance Code Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 13 Character 2 Refinance Type Stratification: Only for 

refinance loans (Loan Purpose of 2)

There will be one Type 13

record for each refinance 

type/code within the pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Refinance Code Numeric 1 Values are:

1 = Not Streamlined, Not Cash Out

2 = Cash Out

3 = Streamlined

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the

Refinance Code Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Refinance Code Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Refinance Code Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Refinance Code

Value.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 14 MSA Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 14 Character 2 Metropolitan Statistical Area (MSA) 

Stratification for each MSA applicable to the 

pool.

There will be one Type 14

record for each MSA within the

pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 MSA Numeric 5 The MSA values and the MSA Not Available 

are provided.

Values are:

• the MSA value

• 99999 = MSA Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the MSA 

Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the MSA Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the MSA Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the MSA Value.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 15 State Code Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 15 Character 2 Property State Stratification There will be one Type 15

record for each State Code 

within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 State Code Character 2 The abbreviation of the state or territory 

where the loan property exists. See 

Appendix 2 for a listing of state codes.

07 Number of Loans Numeric 6 The number of loans in the pool for the

State Code Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the State Code Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the State Code Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the State Code Value.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 16 Upfront MIP Rate Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 16 Character 2 Upfront MIP Stratification: Applies only to 

FHA mortgage insurance

There will be one Type 16

record for each Upfront MIP 

Rate within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Upfront MIP Rate Numeric 3 Values are FHA Upfront Mortgage Insurance 

Premium (MIP) rates:

000 = 000 Basis Points (BPS)

001 = 001 BPS 

050 = 050 BPS 

100 = 100 BPS 

125 = 125 BPS 

150 = 150 BPS

175 = 175 BPS

200 = 200 BPS 

225 = 225 BPS

240 = 240 BPS

250 = 250 BPS

300 = 300 BPS 

380 = 380 BPS
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999 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the

Upfront MIP Rate Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Upfront MIP Rate Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Upfront MIP Rate Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Upfront MIP Rate

Value.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 17 Annual MIP Rate Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 17 Character 2 Annual MIP Stratification: Applies only to 

FHA mortgage insurance

There will be one Type 17

record for each Annual MIP Rate 

within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Annual MIP Rate Numeric 3 Values are FHA Annual Mortgage Insurance 

Premium (MIP) rates:

000 = 000 Basis Point (BPS) 

025 = 25 BPS

035 = 35 BPS 

045 = 45 BPS 

050 = 50 BPS 

055 = 55 BPS 

060 = 60 BPS 

070 = 70 BPS 

075 = 75 BPS 

080 = 80 BPS 

085 = 85 BPS 

090 = 90 BPS 

095 = 95 BPS 
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100 = 100 BPS 

105 = 105 BPS 

110 = 110 BPS 

115 = 115 BPS 

120 = 120 BPS 

125 = 125 BPS 

130 = 130 BPS 

135 = 135 BPS 

145 = 145 BPS 

150 = 150 BPS

155 = 155 BPS 

999 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the

Annual MIP Rate Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Annual MIP Rate Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Annual MIP Rate Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Annual MIP Rate

Value.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 18 Pre-Modification Value Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 18 Character 2 Pre-Modification Stratification; applies only 

if there are modified loans in the pool (Loan 

Purpose of 3 or 4)

There will be one Type 18

record for each Pre-Modification

(value) within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Pre-Modification Numeric 1 Values are:

1 = Pre-Modified First Payment Date

2 = Pre-Modified Original Principal Balance

07 Number of Loans Numeric 6 The number of loans in the pool for the PreModification Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Pre-Modification Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Pre-Modification Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Pre-Modification

Value.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 19 Loan Type / Loan Purpose Record. Two-Field Stratification

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 19 Character 2 Government Agency and Loan Purpose 

Stratification

There will be one Type 19

record for each Loan Type/Loan 

Purpose combination within a 

pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Loan Type Character 1 This is the Federal government agency. 

Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

9 = Not Available

07 Loan Purpose Numeric 1 Value 5 is in “RG” Pool Type pools only. 

Values are:

1 = Purchase

2 = Refinance

3 = Loan Modification (HAMP)

4 = Loan Modification (non-HAMP)

5 = Re-performing

Purposes are:

1 = Purchase of new or existing 

home.

2 = Refinance of an existing 

mortgage.
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9 = Not Available 3 = Loan Modification under the 

Home Affordable Modification 

Program (HAMP)

4 = Loan Modification not under

HAMP

5 = Re-performing loans, 

included in “RG” pool types 

only.

9 = Not Available

08 Number of Loans Numeric 6 The number of loans in the pool for the Loan 

Type Value/Loan Purpose Value 

combination.

09 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Loan Type Value/Loan 

Purpose Value combination.

10 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Loan Type Value/Loan Purpose Value 

combination.

11 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Loan Type 

Value/Loan Purpose Value combination.
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Record Type 20 Issuer / Removal Type Record. Two-Field Stratification

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 20 Character 2 Issuer Level Removals Stratification for 

Multiple Issuer Pools 

There will be one Type 20

record for each Multiple Issuer 

Pool (MIP) Issuer/Removal Type

combination within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator = M Character 1 Identifies the Issue Type of the pool. Value 

is always M. (This is always M for Record 

Type 20 Multi Issuer Pools.)

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Issuer Number Numeric 4 A four-digit number which identifies the 

Issuer participating in the Multiple Issuer 

Pool.

07 Removal Type Numeric 1 This is a code of the reason for removal from 

the pool. Values are:

1 = Mortgager Payoff

2 = Repurchase of Delinquent Loan

3 = Foreclosure with Claim Payment

4 = Loss Mitigation

5 = Substitution

6 = Other Removal

Removal Types are:

1 = Borrower has paid off the 

mortgage loan

2 = Loan which had been behind 

on payments is “bought back” or 

repurchased by the lender as a 

measure to limit risk

3 = Loan has foreclosed, a claim 

payment has been made, and 
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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the collateral property is held by 

the lender

4 = Loan is “bought back” or 

repurchased by the lender as a 

measure to mitigate or offset 

loss on the loan.

5 = Loan which was not eligible 

to participate in the given pool 

is removed from that pool 

(Liquidated) and a different loan 

is substituted in place of the 

original loan

6 = Loan removed from the pool 

(liquidated) for a reason other 

than one of the five reasons 

above or for a reason which was 

not identified.

08 Number of Loans Numeric 6 The number of loans in the pool for the

Issuer Number Value/Removal Type Value 

combination.

09 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Issuer Number 

Value/Removal Type Value combination.

10 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Issuer Number Value/Removal Type 

Value combination.

11 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Issuer Number 

Value/Removal Type Value combination.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 21 Issuer / Loan Type / Delinquency Record. Three-Field Stratification

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 21 Character 2 Issuer Level Government Agency 

Delinquency Stratification; produced only 

for Multiple Issuer Pools

There will be one Type 21

record for each Multiple Issuer 

Pool (MIP) Issuer/Loan 

Type/Delinquency combination 

within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator = M Character 1 Identifies the Issue Type of the pool. Value 

is always M. 

(always M for Record Type 21 Multi Issuer 

Pools )

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Issuer Number Numeric 4 A four-digit number which identifies the 

Issuer participating in the Multiple Issuer 

Pools.

07 Loan Type Character 1 This is the Federal government agency. 

Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

A = All Agencies
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9 = Not Available

08 Delinquency Numeric 1 Values are:

1 = 1 Month

2 = 2 Months

3 = 3+ Months

09 Number of Loans Numeric 6 The number of loans in the pool for the 

Issuer ID Value/Loan Type 

Value/Delinquency Value combination.

10 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Issuer ID Value/Loan Type 

Value/Delinquency Value combination.

11 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Issuer ID Value/Loan Type 

Value/Delinquency Value combination.

12 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Issuer ID 

Value/Loan Type Value/Delinquency Value 

combination.
Ginnie Mae Single Family Pool Level Disclosure File Version 1.2.4 Data Definitions

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Record Type 22 Loan Type / Delinquency Record. Two-Field Stratification

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 22 Character 2 Government Agency and Delinquency 

Stratification

There will be one Type 22

record for each Loan 

Type/Delinquency combination 

within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Loan Type Character 1 This is the Federal government agency. 

Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

A = All Agencies

9 = Not Available

07 Delinquency Numeric 1 Values are:

1 = 1 Month

2 = 2 Months

3 = 3+ Months
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08 Number of Loans Numeric 6 The number of loans in the pool for the Loan 

Type Value/Delinquency Value combination.

09 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Loan Type 

Value/Delinquency Value combination.

10 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Loan Type Value/Delinquency Value 

combination.

11 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Loan Type 

Value/Delinquency Value combination.
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Record Type 23 Loan Type / Interest Buydown Record. Two-Field Stratification

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 23 Character 2 Government Agency and Interest Buy Down 

Stratification. Not applicable to ARM pools; 

record is only produced only for Buydown 

loans.

There will be one Type 23

record for each Loan 

Type/Interest Buydown

combination within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Loan Type Character 1 This is the Federal government agency. 

Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

9 = Not Available

07 Buydown Status Numeric 1 Values are:

1 = Buydown Loan

2 = Not Buydown Loan

9 = Not Available

08 Number of Loans Numeric 6 The number of loans in the pool for the Loan 

Type Value/Buydown Status Value 

combination.
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09 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Loan Type Value/Buydown 

Status Value combination.

10 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Loan Type Value/Buydown Status

Value combination.

11 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Loan Type 

Value/Buydown Status Value combination.
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Record Type 24 Not Available Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 24 Character 2 Not Available Stratification There will be one Type 24

record for each Not Available 

(value) within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Not Available Numeric 2 Values are:

1 = Loan to Value (LTV) Not Available

2 = Combined Loan to Value (CLTV) Not 

Available

3 = Debt Income Ratio Not Available

4 = Credit Score Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Not 

Available Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Not Available Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Not Available Value.
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10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Not Available

Value.
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Record Type 25 Low and Moderate Income Area Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 25 Character 2 Low and Moderate Income Area 

Stratification as defined by the Department 

of Housing and Urban Development (HUD).

There will be as many as one 

Type 25 record for each Low and 

Moderate Income Area (value) 

within a pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Low and Moderate 

Income Area

Character 1 Value is:

Y = Property is in a Low and Moderate 

Income Area

07 Number of Loans Numeric 6 The number of loans in the pool for the Low 

and Moderate Income Area Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the Low and Moderate Income 

Area Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the Low and Moderate Income Area

Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the Low and Moderate 

Income Area Value.
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Record Type 26 Re-Pooled Loans Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 26 Character 2 Re-Pooled Loans Stratification. Pools with 

re-pooled loans, i.e. currently active loans in 

the pool that were previously liquidated 

from another Ginnie Mae pool.

There will be as many as one 

Type 26 record for each RePooled Loans (value) within a 

pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 Re-Pooled Loans Character 1 Value is:

Y = Re-Pooled Loans

07 Number of Loans Numeric 6 The number of Re-Pooled loans in the pool.

08 % of Loans Numeric 6 3.2 The percentage of the number of Re-Pooled 

loans in the pool.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) of Re-Pooled 

loans in the pool.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) of Re-Pooled loans in the pool.
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Record Type 27 FHA Partial Claims Record

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = 27 Character 2 Partial Claims Stratification: Applies for 

active loans in the pool that have had an 

FHA Partial Claims paid (applies for partial 

claims paid December 2016 and thereafter).

There will be as many as one 

Type 27 record for each FHA 

Partial Claims (value) within a 

pool.

02 CUSIP Character 9 The unique identification number 

permanently assigned by the Committee on 

Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the 

pool; this is assigned by Ginnie Mae at pool

issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values 

are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 

provides a listing of pool types.

06 FHA Partial Claims Character 1 Value is:

Y = Pool contains FHA Partial Claim(s) data

07 Number of Loans Numeric 6 The number of loans in the pool for the FHA 

Partial Claims Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in 

the pool for the FHA Partial Claims Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool 

for the FHA Partial Claims Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance 

(UPB) in the pool for the FHA Partial Claims 

Value.
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SF Pool Supplemental File Trailer Record (One Record in the SF Pool Supplemental File), Record Type TS

Item Data Element Type Max 

Length

Format Definition Comments

01 Record Type = TS Character 2 File Trailer Record This is the last record in the 

file; only one TS in the file.

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in 

the file.

03 File Create Date Date 8 YYYYMMDD The date that the file is produced.

04 Detail Record Count Numeric 12 Control total of the total number of SF Pool 

Supplemental records in the file. This count 

will not include HS or TS records.
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APPENDIX 1 – GINNIE MAE SINGLE FAMILY POOL TYPES

Pool Type Name Issue Type Pool Type

Ginnie Mae I Single Family Pools

Single Family Level Payment Fixed Rate Pool X SF

Single Family Buydown Mortgages Pool X BD

Serial Notes Pool (backed by Single Family Fixed Rate Level Payment 

Mortgages) X SN

Single Family Graduated Payment Mortgages Pool X GP or GT

Single Family Growing Equity Mortgages Pool X GA or GD

Pool Type Name Issue Type Pool Type

Ginnie Mae II Single Family Level Payment Pools

Single Family Fixed Rate Custom Pool C SF

Single Family Custom Re-Performing Pool C RG

Single Family Custom Extended Term Pool C ET

Single Family Buydown Mortgage Custom Pool C BD

Multiple Issuer Pool – Each Loan Package M SF

Multiple Issuer Pool – Each Loan Package M FS
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Multiple Issuer Pool – Each Loan Package containing Certain High Balance 

Loans Originated in Pursuant to the Economic Stimulus Act of 2008 M JM

Ginnie Mae II Adjustable Rate Mortgage (ARM) Custom Pools: Constant Maturity Treasury (CMT)

Custom ARM – 1 Year ARM C AR

Custom ARM – 3 Year ARM C AT

Custom ARM – 5 Year ARM C AF or FT

Custom ARM – 7 Year ARM C AS

Custom ARM – 10 Year ARM C AX

Ginnie Mae II Adjustable Rate Mortgage (ARM) Custom Pools: London Interbank Offered Rate (LIBOR)

Custom ARM – 1 Year ARM C RL

Custom ARM – 3 Year ARM C TL

Custom ARM – 5 Year ARM C FL or FB

Custom ARM – 7 Year ARM C SL

Custom ARM – 10 Year ARM C XL

Ginnie Mae II Adjustable Rate Mortgage (ARM) Multiple Issuer Pools: Constant Maturity Treasury (CMT)

Multiple Issuer ARM – 1 Year ARM – Each Loan Package M AR or AQ

Multiple Issuer ARM – 3 Year Hybrid ARM – Each Loan Package M AT

Multiple Issuer ARM – 5 Year Hybrid ARM – Each Loan Package M AF or FT

Multiple Issuer ARM – 7 Year Hybrid ARM – Each Loan Package M AS

Multiple Issuer ARM – 10 Year Hybrid ARM – Each Loan Package M AX
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Ginnie Mae II Adjustable Rate Mortgage (ARM) Multiple Issuer Pools: London Interbank Offered Rate (LIBOR)

Multiple Issuer ARM – 1 Year ARM – Each Loan Package M RL

Multiple Issuer ARM – 3 Year Hybrid ARM – Each Loan Package M TL

Multiple Issuer ARM – 5 Year Hybrid ARM – Each Loan Package M FL or FB

Multiple Issuer ARM – 7 Year Hybrid ARM – Each Loan Package M SL

Multiple Issuer ARM – 10 Year Hybrid ARM – Each Loan Package M XL

Ginnie Mae II Graduated Payment Mortgage Pools

Graduated Payment Custom Pool C GP or GT

Multiple Issuer Pool – Each Loan Package M GP or GT

Ginnie Mae II Growing Equity Mortgage Pools

Growing Equity Custom Pool C GA or GD

Multiple Issuer Pool – Each Loan Package M GA or GD

Ginnie Mae II Manufactured Home Mortgage Pools

Manufactured Home Custom C MH
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APPENDIX 2 – STATE CODES

State Name State Code State Name State Code

Alaska AK Montana MT

Alabama AL North Carolina NC

Arkansas AR North Dakota ND

Arizona AZ Nebraska NE

California CA New Hampshire NH

Colorado CO New Jersey NJ

Connecticut CT New Mexico NM

District of Columbia DC Nevada NV

Delaware DE New York NY

Florida FL Ohio OH

Georgia GA Oklahoma OK

Guam GU Oregon OR

Hawaii HI Pennsylvania PA

Iowa IA Puerto Rico PR

Idaho ID Rhode Island RI

Illinois IL South Carolina SC

Indiana IN South Dakota SD

Kansas KS Tennessee TN

Kentucky KY Texas TX

Louisiana LA Utah UT

Massachusetts MA Virginia VA

Maryland MD Virgin Islands VI

Maine ME Vermont VT

Michigan MI Washington WA

Minnesota MN Wisconsin WI

Missouri MO West Virginia WV

Mississippi MS Wyoming WY