Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 1

Ginnie Mae Platinum Pools

Enhanced Platinum Pool Disclosure 2.1.3

Effective August 2023 (with July 2023 monthly data)

See Version History for details.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 2

Ginnie Mae Enhanced Platinum Pool Level Disclosure Version History

Document Version History

Version 2.0 Initial Version

Version 2.0 (Revised) February 2021 Version 2.0 updated with the following:

• Renumbering of selected Record Types in the Platinum Pool Supplemental File (for 

the purposes of aligning the Record Type numbering in the MBS SF Pool 

Supplemental File). Eg. The Record Type for Loan Type will be 05 in both files.

• A change to the Description/Definition of Field 15, “Average Original Loan Size -

Weighted”, in the “PS” Record. Previously this field was a simple average of the

underlying simple average. Now this field is a weighted average of the underlying

simple average.

• Stratification Records regarding Removals or Delinquencies (Records 9, 20, 21, and 

22) will not be populated in New Issuance files.

Version 2.0 (Layout Correction) April 2021 This is Version 2.0 (Revised) with the following:

• There is a layout correction in field 07 of Record Type “01”. The code values for 

this field have been corrected to match the data and are: 

01 = 30-day look back 

02 = 45-day look back 

03 = Combination of 30-day and 45-day look back periods

There is no data change; only a layout correction.

Version 2.1 October 2021 This is Version 2.0 (Layout Correction) with the following:

• Beginning in October 2021, the addition of Stratification 25 for Low and Moderate 

Income Area data. This stratification will only be present on the monthly file, not on 

the New Issuance files.

Version 2.1.1 May 2022 This is Version 2.1 with the following:

• Beginning in May 2022, the addition of Stratification 26 for Re-Pooled Loans data.

This stratification will only be present on the monthly file, not on the New Issuance 

files.

Version 2.1.2 May 2022 This is Version 2.1.1 with the following:
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 3

• Beginning in May 2022, the addition of Stratification 27 for FHA Partial Claims 

data. This stratification record will only be present on the monthly file, not on the 

New Issuance files.

Version 2.1.3 August 2023 This is Version 2.1.2 with the following:

• Beginning in August 2023, the addition of Stratification 28 for Low Moderate 

Borrower Income data. This stratification record will only be present on the monthly

file, not on the New Issuance files.

Introduction

Ginnie Mae continues to enhance the pool level disclosure data provided to the marketplace. The existing Platinum Enhanced Disclosure File 

Version 1.4 (platdaily.txt, and platmon_YYYYMM.txt) is being transformed to provide separate, more focused and enhanced files on Platinum

pools.

This document provides the technical specification for the file layouts, record types, and data for the Platinum Enhanced Pool Level Disclosure.

Platinum Pool Level Disclosure Summary Characteristics

Characteristic Description

Two Physical Files Platinum Pool/Security File: Pool/Security information with one record per active pool. This will be one 

physical file with single header record at the beginning of the file and single trailer record at the end of the 

file.

Platinum Pool Supplemental File: Supplemental information for all pools, with multiple records per pool. 

This will be in one physical file with single header record at beginning of file and single trailer record at end 

of file.

Platinum Pool/Security Record 

Type

One Record Type with basic information about the Pool and also provides the Security RPB, RPB Factor, and 

Weighted Averages (WA) for various attributes. The Platinum Pool/Security File will only contain a header, 

trailer, and this one record type for each active pool.

Platinum Pool Supplemental 

Record Types

Twenty-eight Supplemental Record Types providing extensive information about the pool activity and 

characteristics. Most of these 28 Record types have common format and enumeration characteristics.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 4

Flexible Format All Records are produced as text format with Pipe (|) delimited separation between fields. The files will be 

published in compressed (zip) format.

Population of Records and 

Fields

Platinum Pool/Security Record will always be produced. There can be occurrences of “||” bar-bar where 

there is no data value for a field.

Platinum Pool Supplemental Records are “data driven”, and therefore individual Record Types are produced 

based on the characteristics of the pool.

Fields within Record Types are “data driven” and therefore populated based on characteristics of the pool. 

There can have occurrences of “||” bar-bar, where there is no data value for a field.

“At Issuance” Historical Data The Platinum Pool/Security Record has four fields for historical "At Issuance" data. This will be a "point 

forward" implementation for these four history fields. It is anticipated that the first release will have blanks 

in these fields for pools issued prior to the Platinum v2.0 implementation.

Explicit Decimal Point For fields that have values with decimal points, the Platinum Pool/Security File records and the Platinum 

Pool Supplemental File records will explicitly include the decimal point.

Sort Order of Records Platinum Pool/Security File: Records will be sorted by Pool ID in ascending order.

Platinum Pool Supplemental File: Records will be sorted by Pool ID (ascending order); Record Type within 

Pool; Field Value(s) within Record Type.

Record Type Layouts—Item 

Number

Each of the Record Type layouts in this document have an “Item” number column. The Item numbers are 

for documentation reference only, and are not included in the physical output record.

Daily New Issuance, and 

Monthly Portfolio

The file layouts are the same for: Platinum Enhanced Daily Pool New Issuance, and Platinum Pool Monthly 

Portfolio disclosures.

Version 2.1.3 Test Files A set of full-size production test files will be available in late-July 2023.

Implementation Dates, V2.1.3 July 2023 Monthly Portfolio (8

th Business Day of August)

General Characteristics of the Files and Records

This section of the document provides an overview of the common characteristics of the records in the files. The detailed technical specification 

of files and record formats is in the following section of this document.

Platinum Pool/Security File—The records in this file have a single common format, where there is one record per pool with specified fields. This 

file does not have stratifications or enumerations.

Platinum Pool Supplemental File—The records in this file are standardized and have stratifications and enumerations. There are 4 unique, 

different records layouts. Three (3) of the record layouts have specific common formats:
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 5

• Unique Record Types

o Unique Records – Record Types “01”, “02”, and “03” (each with a unique record layout)

• Common Stratification Layouts

o One-Field Stratification Records – Record Types “05” – “11”, “13”, “15”, and “24” – “28”

o Two-Field Stratification Records – Record Types “19”, “20”, “22” and “23”

o Three-Field Stratification Record – Record Type “21” only
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 6

Platinum Pool Supplemental File Summary of Record Types and Names

Record Type Stratification Level Record Name

01 None Adjustable Rate Mortgage (ARM) Pool Detail

02 None Issuer-Level Pool Detail

03 None Adjustable Rate Mortgage (ARM) Rate Reset Detail

04 Reserved

05 1 Loan Type

06 1 Loan Purpose

07 1 Living Units

08 1 First Time Homebuyer

09 1 Removal Type

10 1 Down Payment Assistance

11 1 Loan Origination Type

12 Reserved

13 1 Refinance Code

14 Reserved

15 1 State

16 Reserved

17 Reserved

18 Reserved

19 2 Loan Type/Loan Purpose

20 2 Issuer/Removal Type

21 3 Issuer/Loan Type/Delinquency

22 2 Loan Type/Delinquency

23 2 Loan Type/Buydown Status

24 1 Not Available

25 1 Low and Moderate Income Area

26 1 Re-Pooled Loans

27 1 FHA Partial Claims

28 1 Low Moderate Borrower Income Area
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 7

The Platinum Pool Supplemental file stratification records can be “one field”, “two field” or “three field” stratifications. The general 

characteristics of each is presented below, as each particular type of stratification record will have its own common format. The general

specification of each common format is provided as a general guide to the technical specifications.

Platinum Pool Supplemental File Record Types (05 through 11, 13, 15, and 24 through 28) “One Field Value” Stratification 

Common Record format

Item Data Element Type Max Length Format Description

01 Record Type Character 2 The Record Type value “05” through “11”, “13”, “15”, and 

“24” through “28”.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool (X, C, or M).

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Field Value Character X Values described in Record Types “05” through “11”, “13”, 

“15”, and “24” through “28”.

07 UPB Numeric 16 13.2 The Unpaid Principal Balance (UPB) of the pool for the field 

value.

08 % of UPB Numeric 6 3.2 The percentage of the Unpaid Principal Balance (UPB) of the 

pool for the field value.
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Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 8

Platinum Pool Supplemental File Record Types 19, 20, 22 and 23 “Two Field Value” Stratification Common Record format

Item Data Element Type Max Length Format Description

01 Record Type Character 2 The Record Type values “19”, 20”, “22” and “23”.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool (X, C, or M).

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Field 1 Value Character X Value in the first stratification field as described in Record 

Types “19”, 20”, “22” and “23”.

07 Field 2 Value Character X Value in the second stratification field as described in Record 

Types “19”, 20”, “22” and “23”.

08 UPB Numeric 16 13.2 The Unpaid Principal Balance (UPB) of the pool for the Field 1 

and Field 2 value combination.

09 % of UPB Numeric 6 3.2 The percentage of the Unpaid Principal Balance (UPB) of the 

pool for the Field 1 and Field 2 value combination.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 9

Platinum Pool Supplemental File Record Type 21 “Three Field Value” Stratification Common Record format

Item Data Element Type Max Length Format Description

01 Record Type Character 2 The Record Type value “21”.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool (X, C, or M).

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Field 1 Value Character X Value in the first stratification field as described in Record 

Type “21”.

07 Field 2 Value Character X Value in the second stratification field as described in Record 

Type “21”. 

08 Field 3 Value Character X Value in the third stratification field as described in 

Record Type “21”.

09 UPB Numeric 16 13.2 The Unpaid Principal Balance (UPB) of the pool for the Field 1, 

2, and 3 value combination.

10 % of UPB Numeric 6 3.2 The percentage of the Unpaid Principal Balance (UPB) of the 

pool for the Field 1, 2, and 3 value combination.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 10

PLATINUM POOL/SECURITY FILE -- DESCRIPTION OF THE FILE HEADER, TRAILER, AND RECORD TYPES

Record Type HP, Platinum Pool/Security File Header Record (One Header Record in the Platinum Pool/Security File)

Item Data Element Type Max 

Length

Format Definition

01 Record Type = HP Character 2 File Header Record

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in the file.

03 Create Date Date 8 YYYYMMDD The date that the file is produced.

Record Type PS, Platinum Pool/Security Detail - One Record per Platinum Pool. Records are sorted by Pool ID.

Item Data Element Type Max 

Length

Format Definition

01 Record Type = PS Character 2 Platinum Pool/Security Detail Record

02 CUSIP Number Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned by 

Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Issue Date Date 8 YYYYMMDD The date that the pool was issued

07 Security Interest Rate Numeric 6 2.3 The interest rate of the Ginnie Mae Security. For ARM pools this 

is the rate in effect for the report period.

08 Maturity Date Numeric 8 YYYYMMDD The date on which the final payment for the Security is 

scheduled to be paid.

09 Original Aggregate Amount Numeric 16 13.2 The aggregate principal amount (UPB at issuance) of the loans in 

the pool at pool issuance.
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Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 11

10 Remaining Security RPB Numeric 16 13.2 The Remaining Principal Balance of the Security as of the end of 

the Reporting Period; (based on a computation of scheduled 

principal).

11 RPB Factor Numeric 10 1.8 The decimal value of the Security’s Remaining Principal Balance

divided by the Original Aggregate Amount. The factor is 1 at 

issuance, and zero in the period of final payment.

12 Issuer Number Numeric 4 The Issuer number in the Platinum Pool. Value will be “9999” for 

all pools.

13 Issuer Name Character 40 The Issuer name in the Platinum Pool. Value will be “Multiple 

Issuers” for all pools.

14 Pool UPB Numeric 16 13.2 The sum of the Loan UPBsin the pool. This is the aggregate of 

the actual UPB balances of the loans in the pool.

15 Average Original Loan Size 

(AOLS) - Weighted

Numeric 16 13.2 Original Loan Size (original principal amount of the loan) for the

loans in the pool. This is a weighted average of the underlying 

pools’ Average Original Loan Size (AOLS).

16 WA Original Loan Size Numeric 16 13.2 Weighted Average of the Original Loan Size (principal amount of 

the loan) of the loans in the pool. This is a weighted average of 

the underlying pools’ Weighted Average Original Loan Size

(WAOLS).

17 WA Interest Rate (WAC) Numeric 6 2.3 Weighted Average Interest Rate (Coupon) of loans in the pool. 

This is the gross WA Interest Rate (not the Security Rate).

18 WA Remaining Months to 

Maturity (WARM)

Numeric 3 Weighted Average Remaining Maturity (remaining months to pay 

off the loans) for the loans in the pool.

19 WA Loan Age (WALA) Numeric 3 Weighted Average Loan Age (age of loans in months from the 

first scheduled payment date) for the loans in the pool.

20 WA Original Loan Term 

(WAOLT)

Numeric 3 Weighted Average Original Loan Term (original term of loans in 

months) for the loans in the pool.

21 WA Gross Margin (WAGM) Numeric 6 2.3 For ARM pools, the Weighted Average Gross Margin for the loans 

in the pool. For an adjustable rate loan, the Gross Margin is the 

amount added to the ARM index for the loan to determine the 

loan’s interest rate.

22 WA Loan to Value (LTV) Numeric 3 Weighted Average Loan-to-Value of the original LTV for the loans 

in the pool.
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Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 12

23 WA Combined Loan to 

Value (CLTV)

Numeric 3 Weighted Average Combined Loan-to-Value of the original CLTV 

for the loans in the pool.

24 WA Credit Score Numeric 3 The Weighted Average of the original three-digit credit score for 

the loan which was used by the lender in the origination of the 

loan.

25 WA Debt to Income Numeric 5 1.3 The Weighted Average of the debt to income for the loan which 

was used by the lender in the origination of the loan.

26 WA Pre-Modified LAD Numeric 3 The Weighted Average of the difference in months between the 

original (Pre-Modified) first scheduled installment date and the 

modified first scheduled installment date, where a loan has been 

modified and re-amortized.

27 WA Pre-Modified OPB Numeric 16 13.2 The Weighted Average value for modified loans of the original 

loan size (Pre-Modified OPB) before loan modification.

28 WA Interest Rate (WAC) at 

Issuance

Numeric 6 2.3 Weighted Average Interest Rate (Coupon) of all loans in the pool 

at issuance. Point Forward field populated for new pools issued 

after implementation date of Platinum v2.0.

29 WA Remaining Months to 

Maturity (WARM) at 

Issuance

Numeric 3 Weighted Average Remaining Maturity of all loans in the pool at 

issuance. Point Forward field populated for new pools issued 

after implementation date of Platinum v2.0.

30 WA Loan Age (WALA) at 

Issuance

Numeric 3 Weighted Average Loan Age (age of loan in months) of all loans 

in the pool at issuance. Point Forward field populated for new 

pools issued after implementation date of Platinum v2.0.

31 WA Original Loan Term 

(WAOLT) at Issuance

Numeric 3 Weighted Average Original Loan Term (original length of loan in 

months) for all loans in the pool at issuance. Point Forward field 

populated for new pools issued after implementation date of 

Platinum v2.0.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 13

Record Type TP, Platinum Pool/Security File Trailer Record (One Record in the Platinum Pool/Security File)

Item Data Element Type Max 

Length

Format Definition

01 Record Type = TP Character 2 File Trailer Record

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in the file.

03 File Create Date Date 8 YYYYMMDD The date that the file is produced.

04 Detail Record Count Numeric 8 Control total of the total number of records with Record Type = 

“PS” in the file.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 14

PLATINUM POOL SUPPLEMENTAL FILE -- DETAILED DESCRIPTION OF THE HEADER, TRAILER, AND RECORD TYPES

Platinum Pool Supplemental File Header Record (One Record in the Platinum Pool Supplemental File), Record Type HS

Item Data Element Type Max Length Format Definition

01 Record Type = HS Character 2 File Header Record

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in the file. 

03 Create Date Date 8 YYYYMMDD The date that the file is produced.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 15

Record Type “01” ARM Pool Detail - One Record for Platinum WAC ARM Pools Only

Item Data Element Type Max Length Format Definition

01 Record Type = 01 Character 2 ARM Pool Detail record, for Platinum WAC ARM pools only

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are C or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Index Type Character 5 The type of ARM index being used for the ARM loan. Values 

are:

CMT = Constant Maturity Treasury

LIBOR = London Interbank Offered Rate

07 Interest Rate Look Back Period Numeric 2 The two-digit code for the number of days used to establish a 

specific point in time for the particular ARM Index that will be 

used to determine the interest rate change. (Used in 

conjunction with the published index tables. See Ginnie Mae 

MBS Guide Chapter 26). Values are:

01 = 30-day look back

02 = 45-day look back

03 = Combination of 30-day and 45-day look back periods

08 Interest Rate Adjustment 

Frequency

Character 2 The nominal adjustment frequency of the collateral pools 

underlying the WAC ARM Platinum Pool. Is based on the 

Platinum WAC ARM pool type, which will reflect the nominal 

adjustment frequency of the collateral pools. For example, 

for a WC pool type, where all of the collateral pools are 5-

year hybrid ARMs, then a value of “05” will be disclosed

09 Weighted Average Mortgage 

Margin

Numeric 6 2.3 Weighted Average of the Mortgage Margins of the collateral 

pools in the Platinum pool weighted by (the Pool RPB 

multiplied by the “percentage” in the pool).
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 16

10 Weighted Average Security Margin Numeric 5 1.3 Weighted Average of the Security Margins of the collateral 

pools in the Platinum pool weighted by (the Pool RPB 

multiplied by the “percentage” in the pool).

11 Maximum Security Margin Numeric 5 1.3 The Maximum Security Margin of the collateral pools in the 

Platinum pool.

12 Minimum Security Margin Numeric 5 1.3 The Minimum Security Margin of the collateral pools in the 

Platinum pool.

13 Maximum Pool Rate Numeric 6 2.3 The Maximum Pool Rate of the collateral pools in the 

Platinum pool. This is the gross rate.

14 Minimum Pool Rate Numeric 6 2.3 The Minimum Pool Rate of the collateral pools in the 

Platinum pool. This is the gross rate.

15 Maximum Security Rate Numeric 6 2.3 The Maximum Security Rate of the pools in the Platinum 

pool. This is the net rate, ie. the security rate.

16 Minimum Security Rate Numeric 6 2.3 The Minimum Security Rate of the pools in the Platinum pool. 

This is the net rate, ie. the security rate.

17 Weighted Average Lifetime Interest 

Rate Ceiling

Numeric 6 2.3 Weighted Average of the Lifetime Interest Rate Ceilings for 

the collateral pools in the Platinum pool weighted by (the 

Pool RPB multiplied by the “percentage” in the pool).

18 Maximum Lifetime Interest Rate 

Ceiling

Numeric 6 2.3 The maximum Lifetime Interest Rate Ceiling of the pools in 

the Platinum pool.

19 Minimum Lifetime Interest Rate 

Ceiling

Numeric 6 2.3 The minimum Lifetime Interest Rate Ceiling of the pools in 

the Platinum pool.

20 Weighted Average Next Interest 

Rate Ceiling

Numeric 6 2.3 Weighted Average of the Next Interest Rate Ceilings for the 

collateral pools in the Platinum pool weighted by (the Pool 

RPB multiplied by the “percentage” in the pool). The Next

Interest Rate Ceiling is the ceiling associated with the initial 

period or the subsequent period as applicable to the 

collateral pools.

21 Maximum Lifetime Next Interest 

Rate Ceiling

Numeric 6 2.3 The maximum Next Interest Rate Ceiling of the pools in the 

Platinum pool.

22 Minimum Lifetime Next Interest 

Rate Ceiling

Numeric 6 2.3 The minimum Next Interest Rate Ceiling of the pools in the 

Platinum pool.
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Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 17

23 Weighted Average Lifetime Interest 

Rate Floor

Numeric 6 2.3 Weighted Average of the Lifetime Interest Rate Floors for the 

collateral pools in the Platinum pool weighted by (the Pool 

RPB multiplied by the “percentage” in the pool).

24 Maximum Lifetime Interest Rate 

Floor

Numeric 6 2.3 The maximum Lifetime Interest Rate Floor of the pools in the 

Platinum pool.

25 Minimum Lifetime Interest Rate 

Floor

Numeric 6 2.3 The minimum Lifetime Interest Rate Floor of the pools in the 

Platinum pool.

26 Minimum Adjustment Date 

(Collateral)

Date 8 YYYYMMDD The next interest rate adjustment date that is nearest to the 

present date (the Disclosure As-Of Date) of all the collateral 

pools.

27 Weighted Average Months to Next 

Interest Rate Adjustment

Numeric 3 Weighted Average of the Months to Next Adjustment, of the 

collateral pools in the Platinum pool weighted by (the Pool 

RPB multiplied by the “percentage” in the pool).

28 Weighted Average of Months to 

Maturity

Numeric 3 Weighted Average of the Months to Maturity Date for the 

collateral pools in the Platinum pool weighted by (the Pool 

RPB multiplied by the “percentage” in the pool). The number 

of months for each collateral pool is based on the Maturity 

Date (Last Payment Date) of the respective pools.

29 Maximum Maturity in Months Numeric 3 The Maximum Maturity in Months of the collateral pools in 

the Platinum pool, based on the Maturity Date (Last Payment 

Date) of the pools.

30 Minimum Maturity in Months Numeric 3 The Minimum Maturity in Months of the collateral pools in 

the Platinum pool, based on the Maturity Date (Last Payment 

Date) of the pools.

31 Maximum Adjustment Date Date 8 YYYYMMDD The next interest rate adjustment date that is furthest from 

the present date (the Disclosure As-Of Date) of the collateral 

pools. This date is initially calculated at issuance and 

recalculated monthly. This field indicates when the last 

collateral pool starts adjusting annually. This field will be 

blank for all annually-adjusting Platinum ARM Pools.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 18

Record Type “02” Issuer-Level Detail Record. One Record per Issuer for each Issuer participating in the Platinum Pool

Item Data Element Type Max Length Format Definition

01 Record Type = 02 Character 2 Issuer-Level Pool Detail Record for each Issuer in the Platinum 

Pool

02 CUSIP Number Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Issuer Number Numeric 4 A four-digit number which identifies the Issuer participating in 

the Platinum Pool.

07 Issuer Name Character 40 The name of the Issuer participating in the Platinum Pool.

08 Pool UPB Numeric 16 13.2 The sum of the actual Unpaid Principal Balances in the 

Platinum Pool for the Issuer.

09 % of UPB in Pool Numeric 6 3.2 The percentage of the Unpaid Principal Balance in the 

Platinum Pool for the Issuer.

10 WA Original Loan Size Numeric 16 13.2 Weighted Average of the Original Loan Size (principal amount 

of the loan) of the loans in the Platinum Pool for the Issuer.

11 WA Interest Rate (WAC) Numeric 6 2.3 Weighted Average Interest Rate (Coupon) of loans in the 

Platinum Pool for the Issuer. This is the gross WA Interest Rate 

(not the Security Rate).

12 WA Remaining Months to Maturity 

(WARM)

Numeric 3 Weighted Average Remaining Maturity (remaining months to 

pay off the loans) for the loans in the Platinum Pool for the 

Issuer.

13 WA Loan Age (WALA) Numeric 3 Weighted Average Loan Age (age of loans in months from the 

first scheduled payment date) for the loans in the Platinum 

Pool for the Issuer.

14 WA Original Loan Term (WAOLT) Numeric 3 Weighted Average Original Loan Term (original term of loans

in months) for the loans in the Platinum Pool for the Issuer.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 19

15 WA Gross Margin (WAGM) Numeric 6 2.3 For ARM pools, the Weighted Average Gross Margin for the 

loans in the Platinum Pool for the Issuer. For an adjustable

rate loan, the Gross Margin is the amount added to the ARM 

index for the loan to determine the loan’s interest rate.

16 WA Loan to Value (LTV) Numeric 3 Weighted Average Loan-to-Value of the original LTV for the 

loans in the Platinum Pool for the Issuer.

17 WA Combined Loan to Value (CLTV) Numeric 3 Weighted Average Combined Loan-to-Value of the original 

CLTV for the loans in the Platinum Pool for the Issuer.

18 WA Credit Score Numeric 3 The Weighted Average of the original three-digit credit score 

for the loan in the Platinum Pool for the Issuer (which was 

used by the lender in the origination of the loan).

19 WA Debt to Income Numeric 5 1.3 The Weighted Average of the debt to income for the loan in 

the Platinum Pool for the Issuer (which was used by the lender 

in the origination of the loan).

20 WA Pre-Modified LAD Numeric 3 The Weighted Average of the difference in months between 

the original (Pre-Modified) first scheduled installment date 

and the modified first scheduled installment date, where a 

loan has been modified and re-amortized.

21 WA Pre-Modified OPB Numeric 16 13.2 The Weighted Average value for modified loans of the original 

loan size (Pre-Modified OPB) before loan modification.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 20

Record Type “03” ARM Pool Rate Reset Data – One or More Records for Platinum WAC ARM Pools Only

Item Data Element Type Max Length Format Definition

01 Record Type = 03 Character 2 ARM Pool Rate Reset Data record, for Platinum WAC ARM 

pools only

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are C or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Reset Change Date Date 8

YYYYMMDD

The date of the Reset Period; the year, month, and day that 

the interest rate is next subject to change (eg. 20180401 

reset date is effective for April 1st) for the subject collateral 

pools.

07 Reset Security RPB Numeric 16 13.2 The Security RPB of the collateral in the Platinum WAC ARM 

Pool for the reset period.

08 Reset Percentage of RPB Numeric 7 3.3 The Percentage of the Security RPB of the collateral in the 

Platinum WAC ARM Pool for the reset period.

09 Reset Weighted Average Security 

Rate

Numeric 6 2.3 The Weighted Average of the Security Rate of the collateral in 

the Platinum WAC ARM Pool for the reset period. This is the 

net rate.

10 Reset Maximum Security Rate Numeric 6 2.3 The Maximum Security Rate of the collateral in the Platinum 

WAC ARM Pool for the reset period.

11 Reset Minimum Security Rate Numeric 6 2.3 The Minimum Security Rate of the collateral in the Platinum 

WAC ARM Pool for the reset period.

12 Reset Weighted Average Pool Rate Numeric 6 2.3 The Weighted Average of the Pool Rate of the collateral in 

the Platinum WAC ARM Pool for the reset period. This is the 

gross rate.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 21

13 Reset Maximum Pool Rate Numeric 6 2.3 The Maximum Pool Rate of the collateral in the Platinum 

WAC ARM Pool for the reset period.

14 Reset Minimum Pool Rate Numeric 6 2.3 The Minimum Pool Rate of the collateral in the Platinum WAC 

ARM Pool for the reset period.

15 Reset Weighted Average Security 

Margin

Numeric 5 1.3 The Weighted Average of the Security Margins of the 

collateral in the Platinum WAC ARM Pool for the reset period.

16 Reset Maximum Security Margin Numeric 5 1.3 The Maximum Security Margin of the collateral in the 

Platinum WAC ARM Pool for the reset period.

17 Reset Minimum Security Margin Numeric 5 1.3 The Minimum Security Margin of the collateral in the 

Platinum WAC ARM Pool for the reset period.

18 Reset Weighted Average Lifetime 

Interest Rate Ceiling

Numeric 6 2.3 The Weighted Average of the Lifetime Interest Rate Ceilings 

of the collateral in the Platinum WAC ARM Pool for the reset 

period.

19 Reset Maximum Lifetime Interest 

Rate Ceiling

Numeric 6 2.3 The Maximum Lifetime Interest Rate Ceiling of the collateral

in the Platinum WAC ARM Pool for the reset period.

20 Reset Minimum Lifetime Interest 

Rate Ceiling

Numeric 6 2.3 The Minimum Lifetime Interest Rate Ceiling of the collateral

in the Platinum WAC ARM Pool for the reset period.

21 Reset Weighted Average Lifetime 

Interest Rate Floor

Numeric 6 2.3 The Weighted Average of the Lifetime Interest Rate Floors of 

the collateral in the Platinum WAC ARM Pool for the reset 

period.

22 Reset Maximum Lifetime Interest 

Rate Floor

Numeric 6 2.3 The Maximum Lifetime Interest Rate Floor of the collateral in 

the Platinum WAC ARM Pool for the reset period.

23 Reset Minimum Lifetime Interest 

Rate Floor

Numeric 6 2.3 The Minimum Lifetime Interest Rate Floor of the collateral in 

the Platinum WAC ARM Pool for the reset period.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 22

Stratification Records: Record Types 05-25

Record Type 05 - Loan Type Record

Item Data Element Type Max Length Format Definition

01 Record Type = 05 Character 2 Loan Type Government Insured/Guarantee Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Type Character 1 This is the Federal government agency. Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

9 = Not Available

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan Type 

Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Type Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 23

Record Type 06 - Loan Purpose Record

Item Data Element Type Max Length Format Definition

01 Record Type = 06 Character 2 Loan Purpose Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Purpose Numeric 1 Values are:

1 = Regular

2 = Refinance

3 = Loan Modification (HAMP)

4 = Loan Modification (non-HAMP)

9 = Not Available

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan 

Purpose Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Purpose Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 24

Record Type 07 - Living Units Record

Item Data Element Type Max Length Format Definition

01 Record Type = 07 Character 2 Number of Living Units Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Living Units Numeric 1 Values are:

1 = 1 Unit

2 = 2 Units

3 = 3 Units

4 = 4 Units

9 = Not Available

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Living

Units Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Living Units Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 25

Record Type 08 - First-Time Homebuyer Record

Item Data Element Type Max Length Format Definition

01 Record Type = 08 Character 2 First Time Homebuyer Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 First Time Homebuyer Character 1 Values are:

Y = Yes

N = No

9 = Not Available

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the First Time 

Homebuyer Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the First Time Homebuyer Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 26

Record Type 09 - Removal Type Record

Item Data Element Type Max Length Format Definition

01 Record Type = 09 Character 2 Removal Type Stratification; this record will not be present in 

New Issuance files.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Removal Type Numeric 1 This is a code of the reason for removal from the pool. 

Values are:

1 = Mortgager Payoff

2 = Repurchase of Delinquent Loan

3 = Foreclosure with Claim Payment

4 = Loss Mitigation

5 = Substitution

6 = Other Removal

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Removal 

Type Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Removal Type Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 27

Record Type 10 - Down Payment Assistance Record

Item Data Element Type Max Length Format Definition

01 Record Type = 10 Character 2 Down Payment Assistance Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Down Payment Assistance Character 1 Values are:

Y = Yes

N = No

9 = Not Available

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Down 

Payment Assistance Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Down Payment Assistance Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 28

Record Type 11 - Loan Origination Type Record

Record Type 12 - Reserved

Item Data Element Type Max Length Format Definition

01 Record Type = 11 Character 2 Loan Origination Channel Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Origination Type Numeric 1 Values are:

1 = Broker

2 = Correspondent

3 = Retail

9 = Not Available

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan 

Origination Type Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Origination Type Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 29

Record Type 13 - Refinance Code Record

Record Type 14 - Reserved

Item Data Element Type Max Length Format Definition

01 Record Type = 13 Character 2 Refinance Type Stratification: Only for refinance loans (Loan 

Purpose of 2)

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Refinance Code Numeric 1 Values are:

1 = Not Streamlined, Not Cash Out

2 = Cash Out

3 = Streamlined

9 = Not Available

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Refinance 

Code Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Refinance Code Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 30

Record Type 15 - State Code Record

Record Type 16 - Reserved

Record Type 17 - Reserved

Record Type 18 - Reserved

Item Data Element Type Max Length Format Definition

01 Record Type = 15 Character 2 Property State Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 State Code Character 2 The abbreviation of the state or territory where the loan 

property exists. See Appendix 2 for a listing of state codes.

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the State Code

Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the State Code Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 31

Record Type 19 - Loan Type / Loan Purpose Record. Two-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 19 Character 2 Government Agency and Loan Purpose Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Type Character 1 This is the Federal government agency. Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

9 = Not Available

07 Loan Purpose Numeric 1 Values are:

1 = Purchase

2 = Refinance

3 = Loan Modification (HAMP)

4 = Loan Modification (non-HAMP)

9 = Not Available

08 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan Type 

Value/Loan Purpose Value combination.

09 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Type Value/Loan Purpose Value combination.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 32

Record Type 20 - Issuer / Removal Type Record. Two-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 20 Character 2 Issuer Level Removals Stratification; this record will not be 

present in New Issuance files.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Value is X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Issuer Number Numeric 4 A four-digit number which identifies the Issuer participating 

in the Platinum Pool.

07 Removal Type Numeric 1 This is a code of the reason for removal from the pool. 

Values are:

1 = Mortgager Payoff

2 = Repurchase of Delinquent Loan

3 = Foreclosure with Claim Payment

4 = Loss Mitigation

5 = Substitution

6 = Other Removal

08 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Issuer 

Number Value/Removal Type Value combination.

09 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Issuer Number Value/Removal Type Value 

combination.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 33

Record Type 21 - Issuer / Loan Type / Delinquency Record. Three-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 21 Character 2 Issuer Level Government Agency Delinquency Stratification; 

this record will not be present in New Issuance files.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Value is X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Issuer Number Numeric 4 A four-digit number which identifies the Issuer participating 

in the Platinum Pools.

07 Loan Type Character 1 This is the Federal government agency. Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

A = All Agencies

9 = Not Available

08 Delinquency Numeric 1 Values are:

1 = 1 Month

2 = 2 Months

3 = 3+ Months

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Issuer ID 

Value/Loan Type Value/Delinquency Value combination.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Issuer ID Value/Loan Type Value/Delinquency Value 

combination.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 34

Record Type 22 - Loan Type / Delinquency Record. Two-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 22 Character 2 Government Agency and Delinquency Stratification; this 

record will not be present in New Issuance files.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Type Character 1 This is the Federal government agency. Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

A = All Agencies

9 = Not Available

07 Delinquency Numeric 1 Values are:

1 = 1 Month

2 = 2 Months

3 = 3+ Months

08 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan Type 

Value/Delinquency Value combination.

09 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Type Value/Delinquency Value combination.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 35

Record Type 23 - Loan Type / Interest Buydown Record. Two-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 23 Character 2 Government Agency and Interest Buy Down Stratification. 

Not applicable to ARM pools; record is only produced only for 

Buydown loans.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Type Character 1 This is the Federal government agency. Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

9 = Not Available

07 Buydown Status Numeric 1 Values are:

1 = Buydown Loan

2 = Not Buydown Loan

9 = Not Available

08 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan Type 

Value/Buydown Status Value combination.

09 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Type Value/Buydown Status Value combination.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 36

Record Type 24 - Not Available Record

Item Data Element Type Max Length Format Definition

01 Record Type = 24 Character 2 Not Available Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Not Available Numeric 2 Values are:

1 = Loan to Value (LTV) Not Available

2 = Combined Loan to Value (CLTV) Not Available

3 = Debt Income Ratio Not Available

4 = Credit Score Not Available

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Not 

Available Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Not Available Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 37

Record Type 25 – Low and Moderate Income Area Record

Item Data Element Type Max Length Format Definition

01 Record Type = 25 Character 2 Low and Moderate Income Area Stratification as defined by 

the Department of Housing and Urban Development (HUD).

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Low and Moderate Income Area Character 1 Value is:

Y = Property is in a Low and Moderate Income Area

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Low and 

Moderate Income Area Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Low and Moderate Income Area Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 38

Record Type 26 – Re-Pooled Loans Record

Item Data Element Type Max Length Format Definition

01 Record Type = 26 Character 2 Re-Pooled Loans Stratification. Pools with re-pooled loans, 

i.e. currently active loans in the pool that were previously 

liquidated from another Ginnie Mae pool.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Re-Pooled Loans Numeric 1 Value is:

Y = Re-Pooled Loans

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) of Re-Pooled loans in the 

pool.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) of RePooled loans in the pool.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 39

Record Type 27 – FHA Partial Claims Record

Item Data Element Type Max Length Format Definition

01 Record Type = 27 Character 2 FHA Partial Claims Stratification. Applies for active loans in 

the pool that have had an FHA Partial Claims paid (includes 

partial claims paid December 2016 and thereafter).

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 FHA Partial Claims Numeric 1 Value is:

Y = Pool contains FHA Partial Claim(s) data

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) of FHA Partial Claims in the 

pool.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) of FHA 

Partial Claims in the pool.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 40

Record Type 28 – Low Moderate Borrower Income Record

Item Data Element Type Max Length Format Definition

01 Record Type = 28 Character 2 Low Moderate Borrower Income Stratification. Pools with 

Low and Moderate Income characteristics based on Federal 

Financial Institutions Examination Council (FFIEC) data. This 

record includes loans in collateral pools issued January 2012 

and thereafter. Agency data from the Federal Housing 

Administration, Veterans Administration, and Rural 

Development is included; no agency data from Native 

American Section 184 is included.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Low Moderate Borrower Income Character 1 Values are:

Y = Borrower Income is Less than 80% of the FFIEC Median 

Family Income (MFI)

N = Borrower Income is Greater than or Equal to 80% of the 

FFIEC Median Family Income (MFI)

9 = Not Available

07 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Low 

Moderate Borrower Income Value.

08 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Low Moderate Borrower Income Value.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 41

Platinum Pool Supplemental File Trailer Record (One Record in the Platinum Pool Supplemental File), Record Type TS

Item Data Element Type Max Length Format Definition

01 Record Type = TS Character 2 File Trailer Record

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in the file.

03 File Create Date Date 8 YYYYMMDD The date that the file is produced.

04 Detail Record Count Numeric 12 Control total of the total number of Pool Supplemental 

records in the file. This count will not include HS or TS 

records.
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 42

Appendix 1 – Pool Types

Pool Type Description

Platinum Pool Types – Fixed Rate

AP Platinum jumbo (JM) 30 Year and C SF 30 Year mortgages

BP Platinum jumbo (JM) 15 Year and C SF 15 Year mortgages

FP Platinum, 30-Year FHA Secure (M FS)

JP Platinum, 15-Year Single-Family

SP Platinum, 30-Year Single-Family

Platinum Pool Types – Adjustable Rate

WA Platinum, 3 Year 1/5 cap for CMT (C AT and M AT)

WB Platinum, 5 Year 1/5 cap for CMT (C AF and M AF)

WC Platinum, 5 Year 2/6 cap for CMT (C FT and M FT)

WD Platinum, 7 Year 2/6 cap for CMT (C AS and M AS)

WE Platinum, 10 Year 2/6 cap for CMT (C AX and M AX)

WF Platinum, 3 Year 1/5 cap for ICE LIBOR (C TL and M TL)

WG Platinum, 5 Year 1/5 cap for ICE LIBOR (C FL and M FL)

WH Platinum, 5 Year 2/6 cap for ICE LIBOR (C FB and M FB)

WI Platinum, 7 Year 2/6 cap for ICE LIBOR (C SL and M SL)

WJ Platinum, 10 Year 2/6 cap for ICE LIBOR (C XL and M XL)

WK Platinum, 1/5 cap for CMT (C AR, M AR, M AQ, C AT, M AT, C AF and M AF)

WL Platinum, 1/5 cap for ICE LIBOR (C RL, M RL, M QL, C TL, M TL, C FL and M FL)

WM Platinum, 2/6 cap for CMT (C FT, M FT, C AS, M AS, C AX and M AX)

WN Platinum, 2/6 cap for ICE LIBOR annual reset pools (C FB, M FB, C SL, M SL, C XL, M XL)
Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3

Ginnie Mae Enhanced Platinum Pool Level Disclosure, V 2.1.3 – August 2023 43

Appendix 2 – State Codes

State Name State Code State Name State Code

Alaska AK Montana MT

Alabama AL North Carolina NC

Arkansas AR North Dakota ND

Arizona AZ Nebraska NE

California CA New Hampshire NH

Colorado CO New Jersey NJ

Connecticut CT New Mexico NM

District of Columbia DC Nevada NV

Delaware DE New York NY

Florida FL Ohio OH

Georgia GA Oklahoma OK

Guam GU Oregon OR

Hawaii HI Pennsylvania PA

Iowa IA Puerto Rico PR

Idaho ID Rhode Island RI

Illinois IL South Carolina SC

Indiana IN South Dakota SD

Kansas KS Tennessee TN

Kentucky KY Texas TX

Louisiana LA Utah UT

Massachusetts MA Virginia VA

Maryland MD Virgin Islands VI

Maine ME Vermont VT

Michigan MI Washington WA

Minnesota MN Wisconsin WI

Missouri MO West Virginia WV

Mississippi MS Wyoming WY