Ginnie Mae MBS Single Family Forbearance Pool Level Disclosure File Version 1.0.2 02/01/2021

Version 1.0.2 2/1/2021 1 MBS Forbearance Pool Level Disclosure File

Ginnie Mae MBS Single Family Forbearance Pool Level Disclosure File Version 1.0.2

Effective 02/01/2021

This Document is for Monthly Supplemental Disclosure

Of Active, Single Family Pool Level Forbearance Data

See Version History for details
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Ginnie Mae MBS Single Family Forbearance Pool Level Disclosure

Document Version History

Version 1.0 06/01/2020 Initial Version

Version 1.0.1 06/10/2020 Initial Version, revised to add three new Stratification

Records: 91, 92, and 93.

Version 1.0.2 02/01/2021 Version 1.0.1, revised with the following:

Addition of one new value, “5 = Re-performing” to Field 07, “Loan 

Purpose” of Stratification Record 93. Effective beginning with February 

2021 data.

README NOTE: The Forbearance Pool Level File supplements and “parallels” the current enhanced Ginnie Mae MBS Single 

Family Pool Disclosure Version 1.1 in terms of the file format, the header and trailer, and stratification record format. The pool 

stratification record in this supplemental pool level forbearance file has one stratification record: Record “90”. It has the same 

primary key fields of Record Type, CUSIP, Pool ID, Pool Indicator and Pool Type. These correspond to the same key information

in the Ginnie Mae MBS Single Family Pool Disclosure Version 1.1 file, and can be used to match or link the records in this 

supplemental forbearance disclosure file to the corresponding records in the current monthly enhanced pool level file.
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Introduction

The MBS Single Family Forbearance Pool Level disclosure file is a standalone disclosure file that provides pool aggregate 

information related to borrower forbearances in Ginnie Mae Single Family MBS. The aggregate information in this file is 

dependent on and aggregated from issuer reporting. The file provides pool information derived from issuer reporting of 

forbearance at the loan level.

This document provides the technical specification for the file layout, record types, and data for the Single Family 

Enhanced Pool Level Forbearance Disclosure.

Summary of the Record Types in the File.

Organization of Records within the File:

Record Type Short Description Occurs in the File

“HF” Overall File Header One Per File

“90” Forbearance Type Pool Record Up To Three Records Per Pool

“91” Forbearance Type / Delinquency Record Up To Twelve Records Per Pool, 

depending on the enumerations of the 

stratification variables

“92” Forbearance Type / Loan Type Record Up To Fifteen Records Per Pool, 

depending on the enumerations of the 

stratification variables
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“93” Forbearance Type / Loan Purpose Record Up To Fifteen Records Per Pool, 

depending on the enumerations of the 

stratification variables

“TF” Overall File Trailer One Per File

Record Types The record types are the standard stratification/enumeration format. There are four

Record Types with basic information about the Pool; it provides the aggregate UPB, 

Loan Counts and enumerations for the pool. Record type 90 is a single stratification 

on Forbearance Type. Record types 91, 92, and 93 are 2 field stratifications records.

Flexible Format All Records are produced as text format with Pipe (|) delimited separation between 

fields. The files will be published in compressed (zip) format.

Population of Records and Fields A Record will be produced only for pools with forbearance loan data. There can be 

occurrences of “||” bar-bar where there is no data value for a field.

Records are “data driven” and therefore individual enumerations are based on the 

characteristics of the underlying loan level data, as reported by the issuer.

Explicit Decimal Point For fields that have values with decimal points, records will explicitly include the 

decimal point.

Sort Order of Records Records will be sorted by Pool ID in ascending order; Record Type within Pool; Field 

Value(s) within Record Type.

Monthly Portfolio File will be produced monthly for Monthly Portfolio. There is no new issuance file.
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SF Pool Forbearance File Header Record

Item Data Element Type Max Length Format Definition

01 Record Type = HF Character 2 File Header Record

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in the file.

03 Create Date Date 8 YYYYMMDD The date that the file is produced.
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Record Type 90 Forbearance Type Pool Record.

Item Data Element Type Max Length Format Definition

01 Record Type = 90 Character 2 Forbearance Type Stratification; for pools with loans that have a 

reported forbearance record. Stratification record types do not 

include a type for “not-in-forbearance”.

02 CUSIP Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned by 

Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Forbearance Type Numeric 2 Values are:

1 = Forbearance is COVID Related

2 = Forbearance Other (is not COVID related)

9 = Forbearance Type Unavailable

07 Number of Loans Numeric 6 The number of loans in the pool for the Forbearance Type Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the 

Forbearance Type Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Forbearance

Type Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool for 

the Forbearance Type Value.
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Record Type 91 Forbearance Type / Delinquency Record. Two-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 91 Character 2 Forbearance Type and Delinquency Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned by 

Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Forbearance Type Numeric 2 Values are:

1 = Forbearance is COVID Related

2 = Forbearance Other (is not COVID related)

9 = Forbearance Type Unavailable

07 Delinquency Numeric 2 Values are:

0 = 0 Months (Not Delinquent)

1 = 1 Month

2 = 2 Months

3 = 3+ Months

08 Number of Loans Numeric 6 The number of loans in the pool for the Forbearance Type Value 

/ Delinquency Value combination.

09 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Forbearance Type Value / Delinquency Value combination.

10 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Forbearance 

Type Value / Delinquency Value combination.

11 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool for 

the Forbearance Type Value / Delinquency Value combination.
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Record Type 92 Forbearance Type / Loan Type Record. Two-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 92 Character 2 Forbearance Type and Loan Type Government 

Insured/Guarantee Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned by 

Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Forbearance Type Numeric 2 Values are:

1 = Forbearance is COVID Related

2 = Forbearance Other (is not COVID related)

9 = Forbearance Type Unavailable

07 Loan Type Numeric 2 This is the Federal government agency. Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

9 = Not Available

08 Number of Loans Numeric 6 The number of loans in the pool for the Forbearance Type Value 

/ Loan Type Value combination.

09 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Forbearance Type Value / Loan Type Value combination.

10 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Forbearance 

Type Value / Loan Type Value combination.

11 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool for 

the Forbearance Type Value / Loan Type Value combination.
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Record Type 93 Forbearance Type / Loan Purpose Record. Two-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 93 Character 2 Forbearance Type and Loan Purpose Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned by 

Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Forbearance Type Numeric 2 Values are:

1 = Forbearance is COVID Related

2 = Forbearance Other (is not COVID related)

9 = Forbearance Type Unavailable

07 Loan Purpose Numeric 2 Values are:

1 = Regular

2 = Refinance

3 = Loan Modification (HAMP)

4 = Loan Modification (non-HAMP)

5 = Re-Performing 

9 = Not Available

08 Number of Loans Numeric 6 The number of loans in the pool for the Forbearance Type Value 

/ Loan Purpose Value combination.

09 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Forbearance Type Value / Loan Purpose Value combination.

10 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Forbearance 

Type Value / Loan Purpose Value combination.

11 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool for 

the Forbearance Type Value / Loan Purpose Value combination.
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SF Pool Forbearance File Trailer Record 

Item Data Element Type Max Length Format Definition

01 Record Type = TF Character 2 File Trailer Record

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in the file.

03 File Create Date Date 8 YYYYMMDD The date that the file is produced.

04 Detail Record Count Numeric 12 Control total of the total number of Record Type 90, 91, 92, 

and 93 records in the file. This count will not include HF or 

TF records.

NOTES:

(1) The disclosure data is presented as a “.txt” file with a “pipe” (“|”) delimiter used for the data fields; record/field sizes are not fixed 

format.

(2) Numeric fields are output with an explicit decimal point, when applicable.
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APPENDIX 1 – GINNIE MAE SINGLE FAMILY POOL TYPES

Pool Type Name Issue Type Pool Type

Ginnie Mae I Single Family Pools

Single Family Level Payment Fixed Rate Pool X SF

Single Family Buydown Mortgages Pool X BD

Serial Notes Pool (backed by Single Family Fixed Rate Level Payment 

Mortgages) X SN

Single Family Graduated Payment Mortgages Pool X GP or GT

Single Family Growing Equity Mortgages Pool X GA or GD

Pool Type Name Issue Type Pool Type

Ginnie Mae II Single Family Level Payment Pools

Single Family Fixed Rate Custom Pool C SF

Single Family Custom Re-Performing Pool C RG

Single Family Buydown Mortgage Custom Pool C BD

Multiple Issuer Pool – Each Loan Package M SF

Multiple Issuer Pool – Each Loan Package M FS

Multiple Issuer Pool – Each Loan Package containing Certain High Balance 

Loans Originated in Pursuant to the Economic Stimulus Act of 2008 M JM
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Ginnie Mae II Adjustable Rate Mortgage (ARM) Custom Pools: Constant Maturity Treasury (CMT)

Custom ARM – 1 Year ARM C AR

Custom ARM – 3 Year ARM C AT

Custom ARM – 5 Year ARM C AF or FT

Custom ARM – 7 Year ARM C AS

Custom ARM – 10 Year ARM C AX

Ginnie Mae II Adjustable Rate Mortgage (ARM) Custom Pools: London Interbank Offered Rate (LIBOR)

Custom ARM – 1 Year ARM C RL

Custom ARM – 3 Year ARM C TL

Custom ARM – 5 Year ARM C FL or FB

Custom ARM – 7 Year ARM C SL

Custom ARM – 10 Year ARM C XL

Ginnie Mae II Adjustable Rate Mortgage (ARM) Multiple Issuer Pools: Constant Maturity Treasury (CMT)

Multiple Issuer ARM – 1 Year ARM – Each Loan Package M AR or AQ

Multiple Issuer ARM – 3 Year Hybrid ARM – Each Loan Package M AT

Multiple Issuer ARM – 5 Year Hybrid ARM – Each Loan Package M AF or FT

Multiple Issuer ARM – 7 Year Hybrid ARM – Each Loan Package M AS

Multiple Issuer ARM – 10 Year Hybrid ARM – Each Loan Package M AX

Ginnie Mae II Adjustable Rate Mortgage (ARM) Multiple Issuer Pools: London Interbank Offered Rate (LIBOR)

Multiple Issuer ARM – 1 Year ARM – Each Loan Package M RL

Multiple Issuer ARM – 3 Year Hybrid ARM – Each Loan Package M TL
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Multiple Issuer ARM – 5 Year Hybrid ARM – Each Loan Package M FL or FB

Multiple Issuer ARM – 7 Year Hybrid ARM – Each Loan Package M SL

Multiple Issuer ARM – 10 Year Hybrid ARM – Each Loan Package M XL

Ginnie Mae II Graduated Payment Mortgage Pools

Graduated Payment Custom Pool C GP or GT

Multiple Issuer Pool – Each Loan Package M GP or GT

Ginnie Mae II Growing Equity Mortgage Pools

Growing Equity Custom Pool C GA or GD

Multiple Issuer Pool – Each Loan Package M GA or GD

Ginnie Mae II Manufactured Home Mortgage Pools

Manufactured Home Custom C MH