Exhibit 99.1



|                                        |  | 
|--------------------------------------- |  | 
|[PricewaterhouseCoopers LLP Letterhead] |  | 

Report of Independent Accountants

To the Board of Directors and Shareholders

FIA Card Services, National Association

BA Master Credit Card Trust II

We have examined managements assertion that FIA Card Services, National
Association (the Company), a wholly owned subsidiary of Bank of America Corporation, complied with the covenants and conditions of sections 2.05(e), 2.06, 2.07, 2.08(a), 2.09, 3.02, 3.04, 3.05, 3.06(b), 4.02(a), 4.03(a), (c) and
(d) and 13.02(d) of the amended and restated BA Master Credit Card Trust II Pooling and Servicing Agreement dated June 10, 2006 (the PSA) and the sections specified in Attachment A of the applicable Series Pooling and
Servicing Agreement Supplement (the PSA Supplement), between the Company and The Bank of New York, during the periods specified in Attachment A. In addition, we have examined managements assertion that the Company complied with the
covenants and conditions of sections 310(a), 402(a), 907, 908(a) and 1201 of the amended and restated BA Credit Card Trust Indenture dated June 10, 2006 (the Indenture) and sections 2.02(i)  (iv), 3.16 and 4.01(a) of the
amended and restated BAseries Indenture Supplement dated June 10, 2006 (the Indenture Supplement, together with the PSA, PSA Supplement and Indenture, the Agreements), between the Company and The Bank of New York, during
the periods specified in Attachment A. This assertion is included in the accompanying report by management titled, Report of Management on BA Master Credit Card Trust II and BA Credit Card Trust Internal Control and Pooling and Servicing
Agreement/Indenture Compliance. Management is responsible for the Companys compliance with those requirements. Our responsibility is to express an opinion on managements assertion about the Companys compliance based on our
examination.

Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants
and, accordingly, included examining, on a test basis, evidence about the Companys compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our examination
provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Companys compliance with specified requirements.

In our opinion, managements assertion that the Company complied with the aforementioned requirements during the periods specified in Attachment A, is fairly stated, in all material respects.

/s/ PricewaterhouseCoopers LLP

Charlotte, North Carolina

August 11, 2006



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Attachment A

FIA Card Services, National Association - BA Master Credit Card Trust II



|       |  |                                                                |  |                                                                                                                       |  |                              
|------ |  | -------------------------------------------------------------- |  | --------------------------------------------------------------------------------------------------------------------- |  | -----------------------------
|Series |  | Date of Applicable Supplement to Pooling & Servicing Agreement |  | Applicable Supplement
Sections                                                                                        |  | Compliance Period            
|1995-C |  | June 29, 1995                                                  |  | PSA Supplement Sections 3(b), 4.05 through 4.14, 4.16(a), 4.17(a), 4.20(a) and (g), 4.21(a), 5.02(a) and 9(c) and (d) |  | July 1, 2005 - July 15, 2005 
|       |  |                                                                | 
|1996-B |  | March 26, 1996                                                 |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a) and 9(c) and (d)                           |  | July 1, 2005 - April 17, 2006
|       |  |                                                                | 
|1996-G |  | July 17, 1996                                                  |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a) and 9(c) and (d)                           |  | July 1, 2005 - June 30, 2006 
|       |  |                                                                | 
|1996-M |  | November 26, 1996                                              |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a), 5.02(a), and 9(c) and (d)                 |  | July 1, 2005 - June 30, 2006 
|       |  |                                                                | 
|1997-B |  | February 27, 1997                                              |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a) and 9(c) and (d)                           |  | July 1, 2005 - June 30, 2006 
|       |  |                                                                | 
|1997-D |  | May 22, 1997                                                   |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a), 5.02(a) and 10(c) and (d)                 |  | July 1, 2005 - June 30, 2006 



2



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|       |  |                                                                |  |                                                                                                       |  |                                  
|------ |  | -------------------------------------------------------------- |  | ----------------------------------------------------------------------------------------------------- |  | ---------------------------------
|Series |  | Date of Applicable Supplement to Pooling & Servicing Agreement |  | Applicable Supplement
Sections                                                                        |  | Compliance Period                
|1997-H |  | August 6, 1997                                                 |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a), 5.02(a) and 10(c) and (d) |  | July 1, 2005 - June 30, 2006     
|       |  |                                                                | 
|1997-K |  | October 22, 1997                                               |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a) and 9(c) and (d)           |  | July 1, 2005 - November 15, 2005 
|       |  |                                                                | 
|1997-O |  | December 23, 1997                                              |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a) and 9(c) and (d)           |  | July 1, 2005 - June 30, 2006     
|       |  |                                                                | 
|1998-B |  | April 14, 1998                                                 |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a), 5.02(a) and 10(c) and (d) |  | July 1, 2005 - June 30, 2006     
|       |  |                                                                | 
|1998-E |  | August 11, 1998                                                |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a), 5.02(a), and 9(c) and (d) |  | July 1, 2005 - June 30, 2006     
|       |  |                                                                | 
|1998-F |  | August 26, 1998                                                |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a), 5.02(a) and 9(c) and (d)  |  | July 1, 2005 - September 15, 2005
|       |  |                                                                | 
|1998-G |  | September 10,1998                                              |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a) and 9(c) and (d)           |  | July 1, 2005 - June 30, 2006     



3



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|       |  |                                                                |  |                                                                                                                                |  |                             
|------ |  | -------------------------------------------------------------- |  | ------------------------------------------------------------------------------------------------------------------------------ |  | ----------------------------
|Series |  | Date of Applicable Supplement to Pooling & Servicing Agreement |  | Applicable Supplement
Sections                                                                                                 |  | Compliance Period           
|1999-B |  | March 26, 1999                                                 |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.16(a), 4.19(a) and (g), 4.20(a), 5.02(a) and 9(c) and (d) |  | July 1, 2005 - June 30, 2006
|       |  |                                                                | 
|1999-D |  | June 3, 1999                                                   |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a) and 9(c) and (d)                                    |  | July 1, 2005 - June 15, 2006
|       |  |                                                                | 
|1999-J |  | September 23, 1999                                             |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.16(a), 4.19(a) and (g), 4.20(a), 5.02(a) and 9(c) and (d) |  | July 1, 2005 - June 30, 2006
|       |  |                                                                | 
|1999-L |  | November 5, 1999                                               |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a) and 9(c) and (d)                                    |  | July 1, 2005 - June 30, 2006
|       |  |                                                                | 
|2000-D |  | May 11, 2000                                                   |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a) and 9(c) and (d)                                    |  | July 1, 2005 - June 30, 2006
|       |  |                                                                | 
|2000-E |  | June 1, 2000                                                   |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.16(a), 4.19(a) and (g), 4.20(a), 5.02(a) and 9(c) and (d) |  | July 1, 2005 - June 30, 2006



4



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|       |  |                                                                |  |                                                                                                                                       |  |                                
|------ |  | -------------------------------------------------------------- |  | ------------------------------------------------------------------------------------------------------------------------------------- |  | -------------------------------
|Series |  | Date of Applicable Supplement to Pooling & Servicing Agreement |  | Applicable Supplement
Sections                                                                                                        |  | Compliance Period              
|2000-G |  | July 20, 2000                                                  |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a), 5.02(a) and 9(c) and (d)                                  |  | July 1, 2005 - July 15, 2005   
|       |  |                                                                | 
|2000-H |  | August 23, 2000                                                |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a), 5.02(a), and 9(c) and (d)                                 |  | July 1, 2005 - June 30, 2006   
|       |  |                                                                | 
|2000-I |  | September 8, 2000                                              |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.16(a), 4.18, 4.19(a) and (g), 4.20(a), 5.02(a), and 9(c) and (d) |  | July 1, 2005 - August 15, 2005 
|       |  |                                                                | 
|2000-J |  | October12, 2000                                                |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.16(a), 4.18, 4.19(a), 4.20(a), 5.02(a) and 9(c) and(d)           |  | July 1, 2005 - June 30, 2006   
|       |  |                                                                | 
|2000-K |  | November 21, 2000                                              |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a), 5.02(a) and 9(c) and (d)                                  |  | July 1, 2005 - October 17, 2005
|       |  |                                                                | 
|2000-L |  | December 13, 2000                                              |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.16(a), 4.18, 4.19(a) and (g), 4.20(a), 5.02(a) and 9(c) and (d)  |  | July 1, 2005 - June 30, 2006   



5



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|       |  |                                                                |  |                                                                                                       |  |                                 
|------ |  | -------------------------------------------------------------- |  | ----------------------------------------------------------------------------------------------------- |  | --------------------------------
|Series |  | Date of Applicable Supplement to Pooling & Servicing Agreement |  | Applicable Supplement
Sections                                                                        |  | Compliance Period               
|2001-A |  | February 20, 2001                                              |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a) and 9(c) and (d)           |  | July 1, 2005 - February 15, 2006
|       |  |                                                                | 
|2001-B |  | March 8, 2001                                                  |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a) and 9(c) and (d)           |  | July 1, 2005 - June 30, 2006    
|       |  |                                                                | 
|2001-C |  | April 25, 2001                                                 |  | PSA Supplement Sections 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a), 5.02(a) and 10(c) and (d) |  | July 1, 2005 - June 30, 2006    
|       |  |                                                                | 
|2001-D |  | May 24, 2001                                                   |  | PSA Supplement Sections 3(b), 4.05 through 4.07, 4.09, 5.02 and 7(c)                                  |  | July 1, 2005 - June 30, 2006    



6



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(Attachment A continued)

FIA Card Services, National Association - BA Credit Card Trust



|                                |  |                                                  |  |               |  |                                 
|------------------------------- |  | ------------------------------------------------ |  | ------------- |  | --------------------------------
|Series                          |  | Date ofApplicable Indenture &IndentureSupplement |  | Issuance Date |  | Compliance Period               
|BASeries Class A (2001-1)       |  | 5/24/2001                                        |  | 5/31/2001     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2001-2)       |  | 5/24/2001                                        |  | 7/26/2001     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2001-3)       |  | 5/24/2001                                        |  | 8/8/2001      |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2001-5)       |  | 5/24/2001                                        |  | 11/8/2001     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2001-Emerald) |  | 5/24/2001                                        |  | 8/15/2001     |  | July 1, 2005 - June 30, 2006    
|BASeries Class A (2002-1)       |  | 5/24/2001                                        |  | 1/31/2002     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2002-10)      |  | 5/24/2001                                        |  | 9/19/2002     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2002-11)      |  | 5/24/2001                                        |  | 10/30/2002    |  | July 1, 2005 - June 30, 2006    
|BASeries Class A (2002-12)      |  | 5/24/2001                                        |  | 11/19/2002    |  | July 1, 2005 - November 15, 2005
|BASeries Class A (2002-13)      |  | 5/24/2001                                        |  | 12/18/2002    |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2002-2)       |  | 5/24/2001                                        |  | 3/27/2002     |  | July 1, 2005 - June 30, 2006    
|BASeries Class A (2002-3)       |  | 5/24/2001                                        |  | 4/24/2002     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2002-4)       |  | 5/24/2001                                        |  | 5/9/2002      |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2002-5)       |  | 5/24/2001                                        |  | 5/30/2002     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2002-7)       |  | 5/24/2001                                        |  | 7/25/2002     |  | July 1, 2005 - June 30, 2006    
|BASeries Class A (2002-8)       |  | 5/24/2001                                        |  | 7/31/2002     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2002-9)       |  | 5/24/2001                                        |  | 7/31/2002     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2003-1)       |  | 5/24/2001                                        |  | 2/27/2003     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2003-10)      |  | 5/24/2001                                        |  | 10/15/2003    |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2003-11)      |  | 5/24/2001                                        |  | 11/6/2003     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2003-12)      |  | 5/24/2001                                        |  | 12/18/2003    |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2003-2)       |  | 5/24/2001                                        |  | 3/26/2003     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2003-3)       |  | 5/24/2001                                        |  | 4/10/2003     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2003-4)       |  | 5/24/2001                                        |  | 4/24/2003     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2003-5)       |  | 5/24/2001                                        |  | 5/21/2003     |  | July 1, 2005 - June 30, 2006    
|BASeries Class A (2003-6)       |  | 5/24/2001                                        |  | 6/4/2003      |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2003-7)       |  | 5/24/2001                                        |  | 7/8/2003      |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2003-8)       |  | 5/24/2001                                        |  | 8/5/2003      |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2003-9)       |  | 5/24/2001                                        |  | 9/24/2003     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2004-1)       |  | 5/24/2001                                        |  | 2/26/2004     |  | July 1, 2005 - June 30, 2006    
|BASeries Class A (2004-10)      |  | 5/24/2001                                        |  | 10/27/2004    |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2004-2)       |  | 5/24/2001                                        |  | 2/25/2004     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2004-3)       |  | 5/24/2001                                        |  | 3/17/2004     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2004-4)       |  | 5/24/2001                                        |  | 4/15/2004     |  | July 1, 2005 - January 31, 2006 
|BASeries Class A (2004-5)       |  | 5/24/2001                                        |  | 5/25/2004     |  | July 1, 2005 - June 30, 2006    
|BASeries Class A (2004-6)       |  | 5/24/2001                                        |  | 6/17/2004     |  | July 1, 2005 - January 31, 2006 



7



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|                           |  |                                                  |  |               |  |                                      
|-------------------------- |  | ------------------------------------------------ |  | ------------- |  | -------------------------------------
|Series                     |  | Date ofApplicable Indenture &IndentureSupplement |  | Issuance Date |  | Compliance Period                    
|BASeries Class A (2004-7)  |  | 5/24/2001                                        |  | 7/28/2004     |  | July 1, 2005 - January 31, 2006      
|BASeries Class A (2004-8)  |  | 5/24/2001                                        |  | 9/14/2004     |  | July 1, 2005 - January 31, 2006      
|BASeries Class A (2004-9)  |  | 5/24/2001                                        |  | 10/1/2004     |  | July 1, 2005 - June 30, 2006         
|BASeries Class A (2005-1)  |  | 5/24/2001                                        |  | 4/20/2005     |  | July 1, 2005 - January 31, 2006      
|BASeries Class A (2005-10) |  | 5/24/2001                                        |  | 11/29/2005    |  | November 29, 2005 - January 31, 2006 
|BASeries Class A (2005-11) |  | 5/24/2001                                        |  | 12/16/2005    |  | December 16, 2005 - January 31, 2006 
|BASeries Class A (2005-2)  |  | 5/24/2001                                        |  | 5/19/2005     |  | July 1, 2005 - January 31, 2006      
|BASeries Class A (2005-3)  |  | 5/24/2001                                        |  | 6/14/2005     |  | July 1, 2005 - January 31, 2006      
|BASeries Class A (2005-4)  |  | 5/24/2001                                        |  | 7/7/2005      |  | July 7, 2005 - January 31, 2006      
|BASeries Class A (2005-5)  |  | 5/24/2001                                        |  | 8/11/2005     |  | August 11, 2005 - January 31, 2006   
|BASeries Class A (2005-6)  |  | 5/24/2001                                        |  | 8/25/2005     |  | August 25, 2005 - January 31, 2006   
|BASeries Class A (2005-7)  |  | 5/24/2001                                        |  | 9/29/2005     |  | September 29, 2005 - January 31, 2006
|BASeries Class A (2005-8)  |  | 5/24/2001                                        |  | 10/12/2005    |  | October 12, 2005 - January 31, 2006  
|BASeries Class A (2005-9)  |  | 5/24/2001                                        |  | 11/17/2005    |  | November 17, 2005 - January 31, 2006 
|BASeries Class B (2001-1)  |  | 5/24/2001                                        |  | 5/24/2001     |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2001-2)  |  | 5/24/2001                                        |  | 9/6/2001      |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2001-3)  |  | 5/24/2001                                        |  | 12/20/2001    |  | July 1, 2005 - June 30, 2006         
|BASeries Class B (2002-1)  |  | 5/24/2001                                        |  | 2/28/2002     |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2002-2)  |  | 5/24/2001                                        |  | 6/12/2002     |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2002-3)  |  | 5/24/2001                                        |  | 8/29/2002     |  | July 1, 2005 - August 15, 2005       
|BASeries Class B (2002-4)  |  | 5/24/2001                                        |  | 10/29/2002    |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2003-1)  |  | 5/24/2001                                        |  | 2/20/2003     |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2003-2)  |  | 5/24/2001                                        |  | 6/12/2003     |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2003-3)  |  | 5/24/2001                                        |  | 8/20/2003     |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2003-4)  |  | 5/24/2001                                        |  | 10/15/2003    |  | July 1, 2005 - June 30, 2006         
|BASeries Class B (2003-5)  |  | 5/24/2001                                        |  | 10/2/2003     |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2004-1)  |  | 5/24/2001                                        |  | 4/1/2004      |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2004-2)  |  | 5/24/2001                                        |  | 8/11/2004     |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2005-1)  |  | 5/24/2001                                        |  | 6/22/2005     |  | July 1, 2005 - January 31, 2006      
|BASeries Class B (2005-2)  |  | 5/24/2001                                        |  | 8/11/2005     |  | August 11, 2005 - January 31, 2006   
|BASeries Class B (2005-3)  |  | 5/24/2001                                        |  | 11/9/2005     |  | November 9, 2005 - June 30, 2006     
|BASeries Class B (2005-4)  |  | 5/24/2001                                        |  | 11/2/2005     |  | November 2, 2005 - January 31, 2006  
|BASeries Class B (2006-2)  |  | 5/24/2001                                        |  | 3/24/2006     |  | March 24, 2006 - June 30, 2006       
|BASeries Class C (2001-1)  |  | 5/24/2001                                        |  | 5/24/2001     |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2001-2)  |  | 5/24/2001                                        |  | 7/12/2001     |  | July 1, 2005 - June 30, 2006         
|BASeries Class C (2001-3)  |  | 5/24/2001                                        |  | 7/25/2001     |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2001-4)  |  | 5/24/2001                                        |  | 9/6/2001      |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2001-5)  |  | 5/24/2001                                        |  | 12/11/2001    |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2002-1)  |  | 5/24/2001                                        |  | 2/28/2002     |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2002-2)  |  | 5/24/2001                                        |  | 6/12/2002     |  | July 1, 2005 - June 30, 2006         
|BASeries Class C (2002-3)  |  | 5/24/2001                                        |  | 6/12/2002     |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2002-4)  |  | 5/24/2001                                        |  | 8/29/2002     |  | July 1, 2005 - January 31, 2006      



8



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|                          |  |                                                  |  |               |  |                                      
|------------------------- |  | ------------------------------------------------ |  | ------------- |  | -------------------------------------
|Series                    |  | Date ofApplicable Indenture &IndentureSupplement |  | Issuance Date |  | Compliance Period                    
|BASeries Class C (2002-5) |  | 5/24/2001                                        |  | 8/29/2002     |  | July 1, 2005 - August 15, 2005       
|BASeries Class C (2002-6) |  | 5/24/2001                                        |  | 10/29/2002    |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2002-7) |  | 5/24/2001                                        |  | 10/29/2002    |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2003-1) |  | 5/24/2001                                        |  | 2/4/2003      |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2003-2) |  | 5/24/2001                                        |  | 2/12/2003     |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2003-3) |  | 5/24/2001                                        |  | 5/8/2003      |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2003-4) |  | 5/24/2001                                        |  | 6/19/2003     |  | July 1, 2005 - June 30, 2006         
|BASeries Class C (2003-5) |  | 5/24/2001                                        |  | 7/2/2003      |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2003-6) |  | 5/24/2001                                        |  | 7/30/2003     |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2003-7) |  | 5/24/2001                                        |  | 11/5/2003     |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2004-1) |  | 5/24/2001                                        |  | 3/16/2004     |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2004-2) |  | 5/24/2001                                        |  | 7/1/2004      |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2005-1) |  | 5/24/2001                                        |  | 6/1/2005      |  | July 1, 2005 - January 31, 2006      
|BASeries Class C (2005-2) |  | 5/24/2001                                        |  | 9/22/2005     |  | September 22, 2005 - January 31, 2006
|BASeries Class C (2005-3) |  | 5/24/2001                                        |  | 10/20/2005    |  | October 20, 2005 - January 31, 2006  



9



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[PricewaterhouseCoopers LLP Letterhead]

Report of Independent Accountants

To the Board of Directors and
Shareholders

FIA Card Services, National Association

BA Master Credit Card Trust II

We have examined managements assertion included in the
accompanying report by management titled, Report of Management on BA Master Credit Card Trust II and BA Credit Card Trust Internal Control and Pooling and Servicing Agreement/Indenture Compliance (the Report), that FIA Card
Services, National Associations (the Company), a wholly owned subsidiary of Bank of America Corporation, controls over functions performed as servicer of the BA Master Credit Card Trust II (the Master Trust), and the
BAseries notes issued from the BA Credit Card Trust (the Note Trust, together with the Master Trust, the Trusts) as specified in Attachment A, are effective, as of June 30, 2006 in providing reasonable assurance that
(a) Trust assets are safeguarded against loss from unauthorized use or disposition, (b) that transactions are executed in accordance with managements authorization in conformity with the amended and restated BA Master Credit Card
Trust II Pooling and Servicing Agreement (the PSA), the amended and restated BA Credit Card Master Note Trust Indenture (Indenture), and the amended and restated BAseries Indenture Supplement (the Indenture
Supplement), all dated June 10, 2006, as well as the applicable Pooling and Servicing Agreement Supplement for each Series (the PSA Supplements together with the PSA, Indenture, and Indenture Supplement, the
Agreements), as specified in Attachment A, between the Company and The Bank of New York as Trustee, and (c) that transactions are recorded properly to permit the preparation of the required financial reports. The Companys
management is responsible for controls over functions performed as servicer of the Trusts. Our responsibility is to express an opinion on managements assertion based on our examination.

Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants and, accordingly, included
obtaining an understanding of internal controls over the functions performed by the Company as servicer for the Trusts, testing and evaluating the design and operating effectiveness of internal controls, and performing such other procedures as we
considered necessary in the circumstances. We believe that our examination provides a reasonable basis for our opinion.

Because of inherent limitations in
any internal control, misstatements due to error or fraud may occur and not be detected. Also, projections of any evaluation of internal controls over the functions



---

performed by the Company as servicer for the Trusts to future periods are subject to the risk that the internal control may become inadequate because of
changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

In our opinion, managements assertion, that
the Companys controls over the functions performed as servicer of the Trusts are effective as of June 30, 2006 in providing reasonable assurance that assets of the Trusts are safeguarded against loss from unauthorized use or disposition,
that transactions are executed in accordance with managements authorization in conformity with the Agreements, and that transactions are recorded properly to permit the preparation of the required financial reports is fairly stated, in all
material respects, based upon the following criteria specified in the Report:



| |  | Funds collected are remitted to the Trustee in accordance with the Agreements.
|- |  | ------------------------------------------------------------------------------



| |  | Trust assets are segregated from those retained by the Company in accordance with the Agreements.
|- |  | -------------------------------------------------------------------------------------------------



| |  | Expenses incurred by the Trusts are calculated and remitted in accordance with the Agreements.
|- |  | ----------------------------------------------------------------------------------------------



| |  | The additions of accounts to the Trusts are authorized in accordance with the Agreements.
|- |  | -----------------------------------------------------------------------------------------



| |  | The removals of accounts from the Trusts are authorized in accordance with the Agreements.
|- |  | ------------------------------------------------------------------------------------------



| |  | Trust assets amortizing out of the Trusts are calculated in accordance with the Agreements.
|- |  | -------------------------------------------------------------------------------------------



| |  | Monthly Trust reports generated in the form of Exhibits and provided to the Trustee are reviewed by a Vice President or above prior to distribution.
|- |  | ------------------------------------------------------------------------------------------------------------------------------------------------------



| |  | Monthly Trust reports generated in the form of Exhibits contain all information required by the Agreements.
|- |  | -------------------------------------------------------------------------------------------------------------

/s/ PricewaterhouseCoopers LLP

Charlotte, North Carolina

August 11, 2006



2



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Attachment A



|                                             |  |                        
|-------------------------------------------- |  | -----------------------
|BA Master Credit Card II Series              |  | PSA Supplement Date (1)
|BA Master Credit Card Trust II Series 1996-G |  | July 17, 1996          
|BA Master Credit Card Trust II Series 1996-M |  | November 26, 1996      
|BA Master Credit Card Trust II Series 1997-B |  | February 27, 1997      
|BA Master Credit Card Trust II Series 1997-D |  | May 22, 1997           
|BA Master Credit Card Trust II Series 1997-H |  | August 6, 1997         
|BA Master Credit Card Trust II Series 1997-O |  | December 23, 1997      
|BA Master Credit Card Trust II Series 1998-B |  | April 14, 1998         
|BA Master Credit Card Trust II Series 1998-E |  | August 11, 1998        
|BA Master Credit Card Trust II Series 1998-G |  | September 10, 1998     
|BA Master Credit Card Trust II Series 1999-B |  | March 26, 1999         
|BA Master Credit Card Trust II Series 1999-J |  | September 23, 1999     
|BA Master Credit Card Trust II Series 1999-L |  | November 5, 1999       
|BA Master Credit Card Trust II Series 2000-D |  | May 11, 2000           
|BA Master Credit Card Trust II Series 2000-E |  | June 1, 2000           
|BA Master Credit Card Trust II Series 2000-H |  | August 23, 2000        
|BA Master Credit Card Trust II Series 2000-J |  | October 12, 2000       
|BA Master Credit Card Trust II Series 2000-L |  | December 13, 2000      
|BA Master Credit Card Trust II Series 2001-B |  | March 8, 2001          
|BA Master Credit Card Trust II Series 2001-C |  | April 25, 2001         
|BA Master Credit Card Trust II Series 2001-D |  | May 24, 2001           

---

Legend: (1) Associated document may have been amended



3



---

|                                |  |                   
|------------------------------- |  | ------------------
|BA Credit Card Trust Series     |  | Issuance Date     
|BASeries Class A (2001-2)       |  | July 26, 2001     
|BASeries Class A (2001-3)       |  | August 8, 2001    
|BASeries Class A (2001-5)       |  | November 8, 2001  
|BASeries Class A (2001-Emerald) |  | August 15, 2001   
|BASeries Class A (2002-1)       |  | January 31, 2002  
|BASeries Class A (2002-10)      |  | September 19, 2002
|BASeries Class A (2002-11)      |  | October 30, 2002  
|BASeries Class A (2002-13)      |  | December 18, 2002 
|BASeries Class A (2002-2)       |  | March 27, 2002    
|BASeries Class A (2002-3)       |  | April 24, 2002    
|BASeries Class A (2002-4)       |  | May 9, 2002       
|BASeries Class A (2002-5)       |  | May 30, 2002      
|BASeries Class A (2002-7)       |  | July 25, 2002     
|BASeries Class A (2002-8)       |  | July 31, 2002     
|BASeries Class A (2002-9)       |  | July 31, 2002     
|BASeries Class A (2003-1)       |  | February 27, 2003 
|BASeries Class A (2003-10)      |  | October 15, 2003  
|BASeries Class A (2003-11)      |  | November 6, 2003  
|BASeries Class A (2003-12)      |  | December 18, 2003 
|BASeries Class A (2003-3)       |  | April 10, 2003    
|BASeries Class A (2003-4)       |  | April 24, 2003    
|BASeries Class A (2003-5)       |  | May 21, 2003      
|BASeries Class A (2003-6)       |  | June 4, 2003      
|BASeries Class A (2003-7)       |  | July 8, 2003      
|BASeries Class A (2003-8)       |  | August 5, 2003    
|BASeries Class A (2003-9)       |  | September 24, 2003
|BASeries Class A (2004-1)       |  | February 26, 2004 
|BASeries Class A (2004-10)      |  | October 27, 2004  
|BASeries Class A (2004-2)       |  | February 25, 2004 
|BASeries Class A (2004-3)       |  | March 17, 2004    
|BASeries Class A (2004-4)       |  | April 15, 2004    
|BASeries Class A (2004-5)       |  | May 25, 2004      
|BASeries Class A (2004-6)       |  | June 17, 2004     
|BASeries Class A (2004-7)       |  | July 28, 2004     
|BASeries Class A (2004-8)       |  | September 14, 2004
|BASeries Class A (2004-9)       |  | October 1, 2004   
|BASeries Class A (2005-1)       |  | April 20, 2005    
|BASeries Class A (2005-10)      |  | November 29, 2005 



4



---

|                            |  |                   
|--------------------------- |  | ------------------
|BA Credit Card Trust Series |  | Issuance Date     
|BASeries Class A (2005-11)  |  | December 16, 2005 
|BASeries Class A (2005-2)   |  | May 19, 2005      
|BASeries Class A (2005-3)   |  | June 14, 2005     
|BASeries Class A (2005-4)   |  | July 7, 2005      
|BASeries Class A (2005-5)   |  | August 11, 2005   
|BASeries Class A (2005-6)   |  | August 25, 2005   
|BASeries Class A (2005-7)   |  | September 29, 2005
|BASeries Class A (2005-8)   |  | October 12, 2005  
|BASeries Class A (2005-9)   |  | November 17, 2005 
|BASeries Class A (2006-1)   |  | February 15, 2006 
|BASeries Class A (2006-2)   |  | March 7, 2006     
|BASeries Class A (2006-3)   |  | March 30, 2006    
|BASeries Class A (2006-4)   |  | May 31, 2006      
|BASeries Class A (2006-5)   |  | June 9, 2006      
|BASeries Class B (2001-2)   |  | September 6, 2001 
|BASeries Class B (2001-3)   |  | December 20, 2001 
|BASeries Class B (2002-1)   |  | February 28, 2002 
|BASeries Class B (2002-2)   |  | June 12, 2002     
|BASeries Class B (2002-4)   |  | October 29, 2002  
|BASeries Class B (2003-1)   |  | February 20, 2003 
|BASeries Class B (2003-2)   |  | June 12, 2003     
|BASeries Class B (2003-3)   |  | August 20, 2003   
|BASeries Class B (2003-4)   |  | October 15, 2003  
|BASeries Class B (2003-5)   |  | October 2, 2003   
|BASeries Class B (2004-1)   |  | April 1, 2004     
|BASeries Class B (2004-2)   |  | August 11, 2004   
|BASeries Class B (2005-1)   |  | June 22, 2005     
|BASeries Class B (2005-2)   |  | August 11, 2005   
|BASeries Class B (2005-3)   |  | November 9, 2005  
|BASeries Class B (2005-4)   |  | November 2, 2005  
|BASeries Class B (2006-1)   |  | March 3, 2006     
|BASeries Class B (2006-2)   |  | March 24, 2006    
|BASeries Class C (2001-2)   |  | July 12, 2001     
|BASeries Class C (2001-3)   |  | July 25, 2001     
|BASeries Class C (2001-4)   |  | September 6, 2001 
|BASeries Class C (2001-5)   |  | December 11, 2001 
|BASeries Class C (2002-1)   |  | February 28, 2002 
|BASeries Class C (2002-2)   |  | June 12, 2002     
|BASeries Class C (2002-3)   |  | June 12, 2002     



5



---

|                            |  |                   
|--------------------------- |  | ------------------
|BA Credit Card Trust Series |  | Issuance Date     
|BASeries Class C (2002-4)   |  | August 29, 2002   
|BASeries Class C (2002-6)   |  | October 29, 2002  
|BASeries Class C (2002-7)   |  | October 29, 2002  
|BASeries Class C (2003-1)   |  | February 4, 2003  
|BASeries Class C (2003-2)   |  | February 12, 2003 
|BASeries Class C (2003-3)   |  | May 8, 2003       
|BASeries Class C (2003-4)   |  | June 19, 2003     
|BASeries Class C (2003-5)   |  | July 2, 2003      
|BASeries Class C (2003-6)   |  | July 30, 2003     
|BASeries Class C (2003-7)   |  | November 5, 2003  
|BASeries Class C (2004-1)   |  | March 16, 2004    
|BASeries Class C (2004-2)   |  | July 1, 2004      
|BASeries Class C (2005-1)   |  | June 1, 2005      
|BASeries Class C (2005-2)   |  | September 22, 2005
|BASeries Class C (2005-3)   |  | October 20, 2005  
|BASeries Class C (2006-1)   |  | February 17, 2006 
|BASeries Class C (2006-2)   |  | March 17, 2006    
|BASeries Class C (2006-3)   |  | May 31, 2006      
|BASeries Class C (2006-4)   |  | June 15, 2006     



6



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August 11, 2006

Report of Management on BA Master Credit Card Trust II and BA Credit Card Trust

Internal Control

and Pooling and Servicing Agreement/Indenture Compliance

Trust Internal Control

FIA Card Services, National
Association (formerly known as MBNA America Bank, N.A.), (FIA or the Company), a wholly owned subsidiary of Bank of America Corporation, is responsible for establishing and maintaining effective controls over the functions
performed as servicer of FIAs BA Master Credit Card Trust II and BA Credit Card Trust (the Trusts or individually Trust). These controls are designed to provide reasonable assurance to the Companys management and
board of directors that Trust assets are safeguarded against loss from unauthorized use or disposition and that transactions are executed in accordance with managements authorization in conformity with the applicable Pooling and Servicing
Agreement, Pooling and Servicing Agreement Supplements, Indenture and BAseries Indenture Supplement (together the Agreements) as specified in Appendix I, between FIA as Seller and Servicer and the applicable Trustee (specific Agreements
and Trustees are listed in Appendix I) and are recorded properly to permit the preparation of the required financial reports.

Because of inherent
limitations in any control, no matter how well-designed, misstatements due to error or fraud may occur and not be detected, including the possibility of the circumvention or overriding of controls. Accordingly, even effective controls can provide
only reasonable assurance with respect to the achievement of any objectives of controls. Further, because of changes in conditions, the effectiveness of controls may vary over time.

The Company has determined that the objectives of controls with respect to servicing and reporting of sold loans are to provide reasonable, but not absolute assurance that:



| |  | Funds collected are remitted to the Trustee in accordance with the Agreements.
|- |  | ------------------------------------------------------------------------------



| |  | Trust assets are segregated from those retained by FIA in accordance with the Agreements.
|- |  | -----------------------------------------------------------------------------------------



| |  | Expenses incurred by the Trusts are calculated and remitted in accordance with the Agreements.
|- |  | ----------------------------------------------------------------------------------------------



| |  | The additions of accounts to the Trusts are authorized in accordance with the Agreements.
|- |  | -----------------------------------------------------------------------------------------



| |  | The removals of accounts from the Trusts are authorized in accordance with the Agreements.
|- |  | ------------------------------------------------------------------------------------------



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August 11, 2006

Page 2

Trust Internal Control (continued)



| |  | Trust assets amortizing out of the Trusts are calculated in accordance with the Agreements.
|- |  | -------------------------------------------------------------------------------------------



| |  | Monthly Trust reports generated in the form of Exhibits and provided to the Trustee are reviewed by a Vice President or above prior to distribution.
|- |  | ------------------------------------------------------------------------------------------------------------------------------------------------------



| |  | Monthly Trust reports generated in the form of Exhibits contain all information required by the Agreements.
|- |  | -------------------------------------------------------------------------------------------------------------

The Company assessed its controls over the functions performed as servicer of the Trusts in relation to these criteria. Based upon this assessment, the Company believes
that, as of June 30, 2006, its controls over the functions performed as servicer of the Trusts are effective in providing reasonable assurance that Trust assets are safeguarded against loss from unauthorized use or disposition and that
transactions are executed in accordance with managements authorization in conformity with the Agreements between FIA and the applicable Trustees and are recorded properly to permit the preparation of the required financial reports.

Pooling and Servicing Agreement Compliance

The Company is responsible for complying with the covenants and conditions of the Agreements listed in Appendix II to this report. The Company is also responsible for establishing and maintaining effective internal
control over compliance with the covenants and conditions of the Agreements. The Company has performed an evaluation of its compliance with the requirements of the relevant covenants and conditions identified in Appendix II for each of the
Agreements. Based on this evaluation, FIA complied with the requirements of the relevant covenants and conditions of the Agreements identified in Appendix II for each of the Agreements during the periods specified in Appendix II.



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August 11, 2006

Page 3



FIA Card Services, National Association (formerly known as MBNA America Bank, N.A.) by:/s/ Randall J. BlackRandall J. BlackSenior Vice President/s/ Marcie E. Copson-HallMarcie E. Copson-HallSenior Vice President/s/ Scott McCarthyScott McCarthySenior Vice President/s/ Robert W. LamantiaRobert W. LamantiaSenior Vice President




---

Appendix I

BA Master Credit Card Trust II

Internal Control at June 30, 2006



|                                             |  |               |  | 
|-------------------------------------------- |  | ------------- |  | 
|TRUST                                        |  | ISSUANCE DATE |  | 
|BA Master Credit Card Trust II Series 1996-G |  | 7/17/1996     |  | 
|BA Master Credit Card Trust II Series 1996-M |  | 11/26/1996    |  | 
|BA Master Credit Card Trust II Series 1997-B |  | 2/27/1997     |  | 
|BA Master Credit Card Trust II Series 1997-D |  | 5/22/1997     |  | 
|BA Master Credit Card Trust II Series 1997-H |  | 8/6/1997      |  | 
|BA Master Credit Card Trust II Series 1997-O |  | 12/23/1997    |  | 
|BA Master Credit Card Trust II Series 1998-B |  | 4/14/1998     |  | 
|BA Master Credit Card Trust II Series 1998-E |  | 8/11/1998     |  | 
|BA Master Credit Card Trust II Series 1998-G |  | 9/10/1998     |  | 
|BA Master Credit Card Trust II Series 1999-B |  | 3/26/1999     |  | 
|BA Master Credit Card Trust II Series 1999-J |  | 9/23/1999     |  | 
|BA Master Credit Card Trust II Series 1999-L |  | 11/5/1999     |  | 
|BA Master Credit Card Trust II Series 2000-D |  | 5/11/2000     |  | 
|BA Master Credit Card Trust II Series 2000-E |  | 6/1/2000      |  | 
|BA Master Credit Card Trust II Series 2000-H |  | 8/23/2000     |  | 
|BA Master Credit Card Trust II Series 2000-J |  | 10/12/2000    |  | 
|BA Master Credit Card Trust II Series 2000-L |  | 12/13/2000    |  | 
|BA Master Credit Card Trust II Series 2001-B |  | 3/8/2001      |  | 
|BA Master Credit Card Trust II Series 2001-C |  | 4/25/2001     |  | 
|BA Master Credit Card Trust II Series 2001-D |  | 5/24/2001     |  | 



1



---

Appendix I

BA Credit Card Trust

Internal Control at June 30, 2006



|                                |  |               |  | 
|------------------------------- |  | ------------- |  | 
|TRUST                           |  | ISSUANCE DATE |  | 
|Full Year                       |  |               |  | 
|                                |  |              
|BASeries Class C (2001-2)       |  | 7/12/2001     |  | 
|BASeries Class C (2001-3)       |  | 7/25/2001     |  | 
|BASeries Class A (2001-2)       |  | 7/26/2001     |  | 
|BASeries Class A (2001-3)       |  | 8/8/2001      |  | 
|BASeries Class A (2001-Emerald) |  | 8/15/2001     |  | 
|BASeries Class B (2001-2)       |  | 9/6/2001      |  | 
|BASeries Class C (2001-4)       |  | 9/6/2001      |  | 
|BASeries Class A (2001-5)       |  | 11/8/2001     |  | 
|BASeries Class C (2001-5)       |  | 12/11/2001    |  | 
|BASeries Class B (2001-3)       |  | 12/20/2001    |  | 
|BASeries Class A (2002-1)       |  | 1/31/2002     |  | 
|BASeries Class B (2002-1)       |  | 2/28/2002     |  | 
|BASeries Class C (2002-1)       |  | 2/28/2002     |  | 
|BASeries Class A (2002-2)       |  | 3/27/2002     |  | 
|BASeries Class A (2002-3)       |  | 4/24/2002     |  | 
|BASeries Class A (2002-4)       |  | 5/9/2002      |  | 
|BASeries Class A (2002-5)       |  | 5/30/2002     |  | 
|BASeries Class B (2002-2)       |  | 6/12/2002     |  | 
|BASeries Class C (2002-2)       |  | 6/12/2002     |  | 
|BASeries Class C (2002-3)       |  | 6/12/2002     |  | 
|BASeries Class A (2002-7)       |  | 7/25/2002     |  | 
|BASeries Class A (2002-8)       |  | 7/31/2002     |  | 
|BASeries Class A (2002-9)       |  | 7/31/2002     |  | 
|BASeries Class C (2002-4)       |  | 8/29/2002     |  | 
|BASeries Class A (2002-10)      |  | 9/19/2002     |  | 
|BASeries Class B (2002-4)       |  | 10/29/2002    |  | 
|BASeries Class C (2002-6)       |  | 10/29/2002    |  | 
|BASeries Class C (2002-7)       |  | 10/29/2002    |  | 
|BASeries Class A (2002-11)      |  | 10/30/2002    |  | 
|BASeries Class A (2002-13)      |  | 12/18/2002    |  | 
|BASeries Class C (2003-1)       |  | 2/4/2003      |  | 
|BASeries Class C (2003-2)       |  | 2/12/2003     |  | 
|BASeries Class B (2003-1)       |  | 2/20/2003     |  | 
|BASeries Class A (2003-1)       |  | 2/27/2003     |  | 
|BASeries Class A (2003-3)       |  | 4/10/2003     |  | 
|BASeries Class A (2003-4)       |  | 4/24/2003     |  | 
|BASeries Class C (2003-3)       |  | 5/8/2003      |  | 
|BASeries Class A (2003-5)       |  | 5/21/2003     |  | 
|BASeries Class A (2003-6)       |  | 6/4/2003      |  | 
|BASeries Class B (2003-2)       |  | 6/12/2003     |  | 
|BASeries Class C (2003-4)       |  | 6/19/2003     |  | 
|BASeries Class C (2003-5)       |  | 7/2/2003      |  | 
|BASeries Class A (2003-7)       |  | 7/8/2003      |  | 
|BASeries Class C (2003-6)       |  | 7/30/2003     |  | 
|BASeries Class A (2003-8)       |  | 8/5/2003      |  | 
|BASeries Class B (2003-3)       |  | 8/20/2003     |  | 
|BASeries Class A (2003-9)       |  | 9/24/2003     |  | 
|BASeries Class B (2003-5)       |  | 10/2/2003     |  | 
|BASeries Class A (2003-10)      |  | 10/15/2003    |  | 
|BASeries Class B (2003-4)       |  | 10/15/2003    |  | 
|BASeries Class C (2003-7)       |  | 11/5/2003     |  | 
|BASeries Class A (2003-11)      |  | 11/6/2003     |  | 
|BASeries Class A (2003-12)      |  | 12/18/2003    |  | 
|BASeries Class A (2004-2)       |  | 2/25/2004     |  | 
|BASeries Class A (2004-1)       |  | 2/26/2004     |  | 
|BASeries Class C (2004-1)       |  | 3/16/2004     |  | 
|BASeries Class A (2004-3)       |  | 3/17/2004     |  | 
|BASeries Class B (2004-1)       |  | 4/1/2004      |  | 
|BASeries Class A (2004-4)       |  | 4/15/2004     |  | 
|BASeries Class A (2004-5)       |  | 5/25/2004     |  | 



2



---

Appendix I

BA Credit Card Trust

Internal Control at June 30, 2006



|                           |  |               |  | 
|-------------------------- |  | ------------- |  | 
|TRUST                      |  | ISSUANCE DATE |  | 
|BASeries Class A (2004-6)  |  | 6/17/2004     |  | 
|BASeries Class C (2004-2)  |  | 7/1/2004      |  | 
|BASeries Class A (2004-7)  |  | 7/28/2004     |  | 
|BASeries Class B (2004-2)  |  | 8/11/2004     |  | 
|BASeries Class A (2004-8)  |  | 9/14/2004     |  | 
|BASeries Class A (2004-9)  |  | 10/1/2004     |  | 
|BASeries Class A (2004-10) |  | 10/27/2004    |  | 
|BASeries Class A (2005-1)  |  | 4/20/2005     |  | 
|BASeries Class A (2005-2)  |  | 5/19/2005     |  | 
|BASeries Class C (2005-1)  |  | 6/1/2005      |  | 
|BASeries Class A (2005-3)  |  | 6/14/2005     |  | 
|BASeries Class B (2005-1)  |  | 6/22/2005     |  | 
|                           |  |              
|New issuances              |  |               |  | 
|                           |  |              
|BASeries Class A (2005-4)  |  | 7/7/2005      |  | 
|BASeries Class A (2005-5)  |  | 8/11/2005     |  | 
|BASeries Class B (2005-2)  |  | 8/11/2005     |  | 
|BASeries Class A (2005-6)  |  | 8/25/2005     |  | 
|BASeries Class C (2005-2)  |  | 9/22/2005     |  | 
|BASeries Class A (2005-7)  |  | 9/29/2005     |  | 
|BASeries Class A (2005-8)  |  | 10/12/2005    |  | 
|BASeries Class C (2005-3)  |  | 10/20/2005    |  | 
|BASeries Class B (2005-4)  |  | 11/2/2005     |  | 
|BASeries Class B (2005-3)  |  | 11/9/2005     |  | 
|BASeries Class A (2005-9)  |  | 11/17/2005    |  | 
|BASeries Class A (2005-10) |  | 11/29/2005    |  | 
|BASeries Class A (2005-11) |  | 12/16/2005    |  | 
|BASeries Class A (2006-1)  |  | 2/15/2006     |  | 
|BASeries Class C (2006-1)  |  | 2/17/2006     |  | 
|BASeries Class B (2006-1)  |  | 3/3/2006      |  | 
|BASeries Class A (2006-2)  |  | 3/7/2006      |  | 
|BASeries Class C (2006-2)  |  | 3/17/2006     |  | 
|BASeries Class B (2006-2)  |  | 3/24/2006     |  | 
|BASeries Class A (2006-3)  |  | 3/30/2006     |  | 
|BASeries Class A (2006-4)  |  | 5/31/2006     |  | 
|BASeries Class C (2006-3)  |  | 5/31/2006     |  | 
|BASeries Class A (2006-5)  |  | 6/9/2006      |  | 
|BASeries Class C (2006-4)  |  | 6/15/2006     |  | 



3



---

Appendix II

BA Master Credit Card Trust II

Compliance for the periods identified below



|                                             |  |                      |  |           |  |                  |  |                   |  |                                   
|-------------------------------------------- |  | -------------------- |  | --------- |  | ---------------- |  | ----------------- |  | ----------------------------------
|TRUST                                        |  | TRUSTEE              |  | PSADATE * |  | PSA SUPPL.DATE * |  | COMPLIANCEPERIOD  |  | SERVICINGPSA COVENANTS& CONDITIONS
|Partial Year                                 |  |                      |  |           |  |                  |  |                   |  |                                   
|                                             |  |                      |  |           | 
|BA Master Credit Card Trust II Series 1995-C |  | The Bank of New York |  | 8/4/1994  |  | 6/29/1995        |  | 7/1/05 - 7/15/05  |  | (c)                               
|BA Master Credit Card Trust II Series 1996-B |  | The Bank of New York |  | 8/4/1994  |  | 3/26/1996        |  | 7/1/05 - 4/17/06  |  | (a)                               
|BA Master Credit Card Trust II Series 1997-K |  | The Bank of New York |  | 8/4/1994  |  | 10/22/1997       |  | 7/1/05 - 11/15/05 |  | (a)                               
|BA Master Credit Card Trust II Series 1998-F |  | The Bank of New York |  | 8/4/1994  |  | 8/26/1998        |  | 7/1/05 - 9/15/05  |  | (d)                               
|BA Master Credit Card Trust II Series 1999-D |  | The Bank of New York |  | 8/4/1994  |  | 6/3/1999         |  | 7/1/05 - 6/15/06  |  | (a)                               
|BA Master Credit Card Trust II Series 2000-G |  | The Bank of New York |  | 8/4/1994  |  | 7/20/2000        |  | 7/1/05 - 7/15/05  |  | (d)                               
|BA Master Credit Card Trust II Series 2000-I |  | The Bank of New York |  | 8/4/1994  |  | 9/8/2000         |  | 7/1/05 - 8/15/05  |  | (g)                               
|BA Master Credit Card Trust II Series 2000-K |  | The Bank of New York |  | 8/4/1994  |  | 11/21/2000       |  | 7/1/05 - 10/17/05 |  | (d)                               
|BA Master Credit Card Trust II Series 2001-A |  | The Bank of New York |  | 8/4/1994  |  | 2/20/2001        |  | 7/1/05 - 2/15/06  |  | (a)                               
|                                             |  |                      |  |           | 
|Full Year                                    |  |                      |  |           |  |                  |  |                   |  |                                   
|                                             |  |                      |  |           | 
|BA Master Credit Card Trust II Series 1996-G |  | The Bank of New York |  | 8/4/1994  |  | 7/17/1996        |  | 7/1/05 - 6/30/06  |  | (a)                               
|BA Master Credit Card Trust II Series 1996-M |  | The Bank of New York |  | 8/4/1994  |  | 11/26/1996       |  | 7/1/05 - 6/30/06  |  | (d)                               
|BA Master Credit Card Trust II Series 1997-B |  | The Bank of New York |  | 8/4/1994  |  | 2/27/1997        |  | 7/1/05 - 6/30/06  |  | (a)                               
|BA Master Credit Card Trust II Series 1997-D |  | The Bank of New York |  | 8/4/1994  |  | 5/22/1997        |  | 7/1/05 - 6/30/06  |  | (e)                               
|BA Master Credit Card Trust II Series 1997-H |  | The Bank of New York |  | 8/4/1994  |  | 8/6/1997         |  | 7/1/05 - 6/30/06  |  | (e)                               
|BA Master Credit Card Trust II Series 1997-O |  | The Bank of New York |  | 8/4/1994  |  | 12/23/1997       |  | 7/1/05 - 6/30/06  |  | (a)                               
|BA Master Credit Card Trust II Series 1998-B |  | The Bank of New York |  | 8/4/1994  |  | 4/14/1998        |  | 7/1/05 - 6/30/06  |  | (e)                               
|BA Master Credit Card Trust II Series 1998-E |  | The Bank of New York |  | 8/4/1994  |  | 8/11/1998        |  | 7/1/05 - 6/30/06  |  | (d)                               
|BA Master Credit Card Trust II Series 1998-G |  | The Bank of New York |  | 8/4/1994  |  | 9/10/1998        |  | 7/1/05 - 6/30/06  |  | (a)                               
|BA Master Credit Card Trust II Series 1999-B |  | The Bank of New York |  | 8/4/1994  |  | 3/26/1999        |  | 7/1/05 - 6/30/06  |  | (f)                               
|BA Master Credit Card Trust II Series 1999-J |  | The Bank of New York |  | 8/4/1994  |  | 9/23/1999        |  | 7/1/05 - 6/30/06  |  | (f)                               
|BA Master Credit Card Trust II Series 1999-L |  | The Bank of New York |  | 8/4/1994  |  | 11/5/1999        |  | 7/1/05 - 6/30/06  |  | (a)                               
|BA Master Credit Card Trust II Series 2000-D |  | The Bank of New York |  | 8/4/1994  |  | 5/11/2000        |  | 7/1/05 - 6/30/06  |  | (a)                               
|BA Master Credit Card Trust II Series 2000-E |  | The Bank of New York |  | 8/4/1994  |  | 6/1/2000         |  | 7/1/05 - 6/30/06  |  | (f)                               
|BA Master Credit Card Trust II Series 2000-H |  | The Bank of New York |  | 8/4/1994  |  | 8/23/2000        |  | 7/1/05 - 6/30/06  |  | (d)                               
|BA Master Credit Card Trust II Series 2000-J |  | The Bank of New York |  | 8/4/1994  |  | 10/12/2000       |  | 7/1/05 - 6/30/06  |  | (h)                               
|BA Master Credit Card Trust II Series 2000-L |  | The Bank of New York |  | 8/4/1994  |  | 12/13/2000       |  | 7/1/05 - 6/30/06  |  | (g)                               
|BA Master Credit Card Trust II Series 2001-B |  | The Bank of New York |  | 8/4/1994  |  | 3/8/2001         |  | 7/1/05 - 6/30/06  |  | (a)                               
|BA Master Credit Card Trust II Series 2001-C |  | The Bank of New York |  | 8/4/1994  |  | 4/25/2001        |  | 7/1/05 - 6/30/06  |  | (e)                               
|BA Master Credit Card Trust II Series 2001-D |  | The Bank of New York |  | 8/4/1994  |  | 5/24/2001        |  | 7/1/05 - 6/30/06  |  | (i)                               

---

|* | - Indicates associated agreement may have been amended
|- | ------------------------------------------------------

PSA and PSA
Supplement Covenants and Conditions



|(a) | PSA Sections - 2.05(e), 2.06, 2.07, 2.08(a), 2.09, 3.02, 3.04, 3.05, 3.06 (b), 4.02(a), 4.03(a), ( c) and (d), 13.02 (d).
|--- | -------------------------------------------------------------------------------------------------------------------------

PSA Supplement Sections - 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 5.02(a), 9(c) and (d).



|(c) | PSA Sections - 2.05(e), 2.06, 2.07, 2.08(a), 2.09, 3.02, 3.04, 3.05, 3.06(b), 4.02(a), 4.03(a), ( c), and (d), 13.02 (d).
|--- | -------------------------------------------------------------------------------------------------------------------------

PSA Supplement Sections - 3(b), 4.05 through 4.14, 4.16(a), 4.17(a), 4.20(a) and (g), 4.21(a), 5.02(a), 9(c) and (d).



|(d) | PSA Sections - 2.05(e), 2.06, 2.07, 2.08(a), 2.09, 3.02, 3.04, 3.05, 3.06(b), 4.02(a), 4.03(a), ( c) and (d), 13.02 (d).
|--- | ------------------------------------------------------------------------------------------------------------------------

PSA Supplement Sections - 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a), 5.02(a), 9(c) and (d).



|(e) | PSA Sections - 2.05(e), 2.06, 2.07, 2.08(a), 2.09, 3.02, 3.04, 3.05, 3.06(b), 4.02(a), 4.03(a), 4.03(c), 4.03(d), 13.02 (d).
|--- | ----------------------------------------------------------------------------------------------------------------------------

PSA Supplement Sections - 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.18(a),5.02(a), 10(c) and (d).



|(f) | PSA Sections - 2.05(e), 2.06, 2.07, 2.08(a), 2.09, 3.02, 3.04, 3.05, 3.06(b), 4.02(a), 4.03(a), ( c) and (d), 13.02 (d).
|--- | ------------------------------------------------------------------------------------------------------------------------

PSA Supplement Sections - 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.16(a), 4.19(a) and (g), 4.20(a), 5.02(a), 9(c) and (d).



|(g) | PSA Sections - 2.05(e), 2.06, 2.07, 2.08(a), 2.09, 3.02, 3.04, 3.05, 3.06(b), 4.02(a), 4.03(a), ( c) and (d), 13.02 (d).
|--- | ------------------------------------------------------------------------------------------------------------------------

PSA Supplement Sections - 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.16(a), 4.18, 4.19(a) and (g), 4.20(a), 5.02(a), 9(c)and (d).



|(h) | PSA Sections - 2.05(e), 2.06, 2.07, 2.08(a), 2.09, 3.02, 3.04, 3.05, 3.06(b), 4.02(a), 4.03(a), ( c) and (d), 13.02 (d).
|--- | ------------------------------------------------------------------------------------------------------------------------

PSA Supplement Sections - 3(b), 4.05 through 4.13, 4.14(a), 4.15(a), 4.16(a), 4.18, 4.19(a), 4.20(a), 5.02(a), 9(c) and (d).



|(i) | PSA Sections - 2.05(e), 2.06, 2.07, 2.08(a), 2.09, 3.02, 3.04, 3.05, 3.06(b), 4.02(a), 4.03(a), ( c) and (d), 13.02 (d).
|--- | ------------------------------------------------------------------------------------------------------------------------

PSA Supplement Sections - 3(b), 4.05 through 4.07, 4.09, 5.02, 7(c).



1



---

Appendix II

BA Credit Card Trust

Compliance for the periods identified below



|                                |  |                      |  |                |  |                     |  |              |  |                                  |  |                                
|------------------------------- |  | -------------------- |  | -------------- |  | ------------------- |  | ------------ |  | -------------------------------- |  | -------------------------------
|TRUST                           |  | TRUSTEE              |  | INDENTUREDATE* |  | INDENTURESUPP.DATE* |  | ISSUANCEDATE |  | SERVICING COMPLIANCE PERIOD      |  | INDENTURECOVENANTSANDCONDITIONS
|Partial Year                    |  |                      |  |                |  |                     |  |              |  |                                  |  |                                
|                                |  |                      |  |                |  |                    
|BASeries Class B (2002-3)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 8/29/2002    |  | July 1, 2005 - August 15, 2005   |  | (1)                            
|BASeries Class C (2002-5)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 8/29/2002    |  | July 1, 2005 - August 15, 2005   |  | (1)                            
|BASeries Class A (2002-12)      |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 11/19/2002   |  | July 1, 2005 - November 15, 2005 |  | (1)                            
|                                |  |                      |  |                |  |                    
|Full Year                       |  |                      |  |                |  |                     |  |              |  |                                  |  |                                
|                                |  |                      |  |                |  |                    
|BASeries Class B (2001-1)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 5/24/2001    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2001-1)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 5/24/2001    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2001-1)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 5/31/2001    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2001-2)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/12/2001    |  | July 1, 2005 - June 30, 2006     |  | (1)                            
|BASeries Class C (2001-3)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/25/2001    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2001-2)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/26/2001    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2001-3)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 8/8/2001     |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2001-Emerald) |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 8/15/2001    |  | July 1, 2005 - June 30, 2006     |  | (1)                            
|BASeries Class B (2001-2)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 9/6/2001     |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2001-4)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 9/6/2001     |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2001-5)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 11/8/2001    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2001-5)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 12/11/2001   |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class B (2001-3)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 12/20/2001   |  | July 1, 2005 - June 30, 2006     |  | (1)                            
|BASeries Class A (2002-1)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 1/31/2002    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class B (2002-1)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 2/28/2002    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2002-1)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 2/28/2002    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2002-2)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 3/27/2002    |  | July 1, 2005 - June 30, 2006     |  | (1)                            
|BASeries Class A (2002-3)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 4/24/2002    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2002-4)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 5/9/2002     |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2002-5)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 5/30/2002    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class B (2002-2)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 6/12/2002    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2002-2)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 6/12/2002    |  | July 1, 2005 - June 30, 2006     |  | (1)                            
|BASeries Class C (2002-3)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 6/12/2002    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2002-7)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/25/2002    |  | July 1, 2005 - June 30, 2006     |  | (1)                            
|BASeries Class A (2002-8)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/31/2002    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2002-9)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/31/2002    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2002-4)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 8/29/2002    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2002-10)      |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 9/19/2002    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class B (2002-4)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 10/29/2002   |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2002-6)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 10/29/2002   |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2002-7)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 10/29/2002   |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2002-11)      |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 10/30/2002   |  | July 1, 2005 - June 30, 2006     |  | (1)                            
|BASeries Class A (2002-13)      |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 12/18/2002   |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2003-1)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 2/4/2003     |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2003-2)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 2/12/2003    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class B (2003-1)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 2/20/2003    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2003-1)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 2/27/2003    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2003-2)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 3/26/2003    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2003-3)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 4/10/2003    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2003-4)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 4/24/2003    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2003-3)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 5/8/2003     |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2003-5)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 5/21/2003    |  | July 1, 2005 - June 30, 2006     |  | (1)                            
|BASeries Class A (2003-6)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 6/4/2003     |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class B (2003-2)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 6/12/2003    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2003-4)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 6/19/2003    |  | July 1, 2005 - June 30, 2006     |  | (1)                            
|BASeries Class C (2003-5)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/2/2003     |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2003-7)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/8/2003     |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class C (2003-6)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/30/2003    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2003-8)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 8/5/2003     |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class B (2003-3)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 8/20/2003    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2003-9)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 9/24/2003    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class B (2003-5)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 10/2/2003    |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2003-10)      |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 10/15/2003   |  | July 1, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class B (2003-4)       |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 10/15/2003   |  | July 1, 2005 - June 30, 2006     |  | (1)                            



2



---

|                           |  |                      |  |                |  |                     |  |              |  |                                       |  |                                
|-------------------------- |  | -------------------- |  | -------------- |  | ------------------- |  | ------------ |  | ------------------------------------- |  | -------------------------------
|TRUST                      |  | TRUSTEE              |  | INDENTUREDATE* |  | INDENTURESUPP.DATE* |  | ISSUANCEDATE |  | SERVICING COMPLIANCE PERIOD           |  | INDENTURECOVENANTSANDCONDITIONS
|BASeries Class C (2003-7)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 11/5/2003    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2003-11) |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 11/6/2003    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2003-12) |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 12/18/2003   |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2004-2)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 2/25/2004    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2004-1)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 2/26/2004    |  | July 1, 2005 - June 30, 2006          |  | (1)                            
|BASeries Class C (2004-1)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 3/16/2004    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2004-3)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 3/17/2004    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class B (2004-1)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 4/1/2004     |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2004-4)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 4/15/2004    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2004-5)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 5/25/2004    |  | July 1, 2005 - June 30, 2006          |  | (1)                            
|BASeries Class A (2004-6)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 6/17/2004    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class C (2004-2)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/1/2004     |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2004-7)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/28/2004    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class B (2004-2)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 8/11/2004    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2004-8)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 9/14/2004    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2004-9)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 10/1/2004    |  | July 1, 2005 - June 30, 2006          |  | (1)                            
|BASeries Class A (2004-10) |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 10/27/2004   |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2005-1)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 4/20/2005    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2005-2)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 5/19/2005    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class C (2005-1)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 6/1/2005     |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2005-3)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 6/14/2005    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class B (2005-1)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 6/22/2005    |  | July 1, 2005 - January 31, 2006       |  | (1)                            
|                           |  |                      |  |                |  |                    
|New issuances              |  |                      |  |                |  |                     |  |              |  |                                       |  |                                
|                           |  |                      |  |                |  |                    
|BASeries Class A (2005-4)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 7/7/2005     |  | July 7, 2005 - January 31, 2006       |  | (1)                            
|BASeries Class A (2005-5)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 8/11/2005    |  | August 11, 2005 - January 31, 2006    |  | (1)                            
|BASeries Class B (2005-2)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 8/11/2005    |  | August 11, 2005 - January 31, 2006    |  | (1)                            
|BASeries Class A (2005-6)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 8/25/2005    |  | August 25, 2005 - January 31, 2006    |  | (1)                            
|BASeries Class C (2005-2)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 9/22/2005    |  | September 22, 2005 - January 31, 2006 |  | (1)                            
|BASeries Class A (2005-7)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 9/29/2005    |  | September 29, 2005 - January 31, 2006 |  | (1)                            
|BASeries Class A (2005-8)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 10/12/2005   |  | October 12, 2005 - January 31, 2006   |  | (1)                            
|BASeries Class C (2005-3)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 10/20/2005   |  | October 20, 2005 - January 31, 2006   |  | (1)                            
|BASeries Class B (2005-4)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 11/2/2005    |  | November 2, 2005 - January 31, 2006   |  | (1)                            
|BASeries Class B (2005-3)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 11/9/2005    |  | November 9, 2005 - June 30, 2006      |  | (1)                            
|BASeries Class A (2005-9)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 11/17/2005   |  | November 17, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2005-10) |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 11/29/2005   |  | November 29, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class A (2005-11) |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 12/16/2005   |  | December 16, 2005 - January 31, 2006  |  | (1)                            
|BASeries Class B (2006-2)  |  | The Bank of New York |  | 5/24/2001      |  | 5/24/2001           |  | 3/24/2006    |  | March 24, 2006 - June 30, 2006        |  | (1)                            

---

|* | - Indicates associated agreement may have been amended
|- | ------------------------------------------------------

Indenture
Covenants and Conditions:



|(1) | Indenture Sections - 310(a), 402(a), 907, 908(a)and 1201.
|--- | ---------------------------------------------------------

BASeries Indenture Supplement Sections - 2.02(i)-(iv), 3.16 and 4.01(a).



3