Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Ginnie Mae Single Class Mortgage Backed Securities

Single Family Pool Disclosure Layouts, Version 1.2.5

Enhanced Single Family Pool Disclosure

Version 1.2.5 is Effective in February 2023 (January 2023 Monthly Disclosures)

See Version History for details.
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Ginnie Mae Single Family Pool Level Disclosure Version History

Document Version History

Version 1.0 3/20/2019 Initial Version

Version 1.0 Test File 6/30/2019 Test File for Version 1.0

Version 1.1 8/1/2019 Version 1.0 updated with changes described in “Changes Summary” table 

below

Version 1.1 Test File 8/19/2019 Test File for Version 1.1 (Production size test file)

Version 1.2 6/1/2020 Version 1.1 updated with the final Implementation Schedule

Version 1.2.1 2/1/2021 Version 1.2 with the following revision:

The addition of a new value “5 = Re-performing” in the Loan Purpose field in 

Stratification Record Types 6 and 19. This change is effective with February 2021 New 

Issuance and Monthly files.

Version 1.2.2 4/1/2021 Version 1.2.1 with the following revision:

Stratification Record 25 has been added. This record will be included in the Monthly

Portfolio File only (not in the Daily New Issuance files). This change is effective with

April 2021 Monthly files.

Version 1.2.3 3/1/2022 Version 1.2.2 with the following revision:

Stratification Record 26 has been added. This record will be included in the Monthly

Portfolio File only (not in the Daily New Issuance files). This change is effective with

February 2022 Monthly files.

Version 1.2.4 4/1/2022 Version 1.2.3 with the following revision:

Stratification Record 27 has been added. This record will be included in the Monthly

Portfolio File only (not in the Daily New Issuance files). This change is effective with

March 2022 Monthly files.

Version 1.2.5 2/1/2023 Version 1.2.4 with the following revision:

Stratification Record 28 has been added. This record will be included in the Monthly

Portfolio File only (not in the Daily New Issuance files). This change is effective with

January 2023 Monthly files.
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Changes Summary -- Version 1.1

SF Pool/Security File 

Records

Record Name Change

Record Type PS SF Pool/Security Detail • The value in the Issuer Number field description indicating a Multiple Issuer 

Pool has been changed from “8000” to “9999” (Field 12)

• The value in the Issuer Name field description indicating a Multiple Issuer 

Pool has been changed from “blank” to “Multiple Issuers” (Field 13)

• A new field, “Average Original Loan Size (AOLS)”, has been added (Field 16)

SF Pool Supplemental 

File Records

Record Name Change

Record Type 01 ARM Pool Detail • A new field, field “Security Margin”, has been added (Field 09)

Record Type 02 Issuer-Level Pool Detail • A new field, field “% of Loans in Pool”, has been added (Field 09)

• A new field, field “% of UPB in Pool”, has been added (Field 11)

Record Type 03 Transfer Activity No Change

Record Type 04 Quartiles No Change

Record Type 05 Loan Type No Change

Record Type 06 Loan Purpose No Change

Record Type 07 Living Units No Change

Record Type 08 First Time Homebuyer No Change

Record Type 09 Removal Type • Record Type 09 is repurposed to a stratification for Removal Type data. 

Buydown Record Type is now Record Type 23. See below.

Record Type 10 Down Payment Assistance No Change

Record Type 11 Loan Origination Type No Change

Record Type 12 Origination Year No Change

Record Type 13 Refinance Code No Change

Record Type 14 Metropolitan Statistical Areas 

(MSA)

No Change

Record Type 15 State No Change
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Record Type 16 Upfront Mortgage Insurance 

Premium (MIP)

No Change

Record Type 17 Annual Mortgage Insurance 

Premium (MIP)

No Change

Record Type 18 Pre-Modification No Change

Record Type 19 Loan Type/Loan Purpose 

Record

No Change

Record Type 20 Issuer/Removal Type Record • The order of Fields 6 and 7 has changed

• The record now applies to Multiple Issuer Pools only

Record Type 21 Issuer/Loan Type/

Delinquency Record

• A = All Agencies has been added to the list of Loan Type Values (Field 07)

• The record now applies to Multiple Issuer Pools only

Record Type 22 Loan Type/Delinquency 

Record

New Record / New Stratification

Record Type 23 Loan Type/Interest Buydown 

Record

New Record / New Stratification

Record Type 24 Not Available Record New Record / New Stratification

Introduction

Ginnie Mae continues to enhance the pool level disclosure data provided to the marketplace. The existing Consolidated 

Disclosure File Version 2.2 (daily.txt, nissues_YYYYMM.txt, and monthly_YYYYMM.txt) is being transformed to provide

separate, more focused and enhanced files on Single Family pools. In Disclosure Bulletin 2018-047 Ginnie Mae announced 

enhancements to the disclosure data for Multifamily securities. Multifamily disclosure will be removed from the 

Consolidated Disclosure File V2.2. Multifamily disclosure data will be in separate enhanced files specific to the Multifamily 

products (see Disclosure Bulletin 2018-077).

The final step in transforming existing Consolidated Disclosure File V2.2 is the enhancement of the MBS Single Family Pool 

disclosures (Single Family: Ginnie I pools; Ginnie II Custom Pools; Ginnie II Multiple Issuer Pools).
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This document provides the technical specification for the file layouts, record types, and data for the Single Family

Enhanced Pool Level Disclosure.

Single Family Pool Level Disclosure Summary Characteristics

Characteristic Description

Two Physical Files SF Pool/Security File: Pool/Security information with one record per active pool. 

This will be one physical file with single header record at beginning of file and single 

trailer record at end of file.

SF Pool Supplemental File: Supplemental information for all pools, with multiple 

records per pool. This will be in one physical file with single header record at 

beginning of file and single trailer record at end of file.

SF Pool/Security Record Type One Record Type with basic information about the Pool and also provides the 

Security RPB, RPB Factor, and Weighted Averages (WA) for various attributes. This 

record is an enhanced version of the current “D” record in the Consolidated 

Disclosure File V2.2. The SF Pool/Security File will only contain a header, trailer, and 

this one record type for each active pool.

SF Pool Supplemental Record Types Twenty-eight (28) Supplemental Record Types providing extensive information 

about the pool activity and characteristics. Most of these 28 Record types have 

common format and enumeration characteristics.

Flexible Format All Records are produced as text format with Pipe (|) delimited separation between 

fields. The files will be published in compressed (zip) format.

Population of Records and Fields SF Pool/Security Record will always be produced. There can be occurrences of “||”

bar-bar where there is no data value for a field.

SF Supplemental Records are “data driven” and therefore individual Record Types 

are produced based on the characteristics of the pool.
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Fields within Record Types are “data driven” and therefore populated based on 

characteristics of the pool. There can have occurrences of “||” bar-bar, where there

is no data value for a field.

“At Issuance” Historical Data The SF Pool/Security Record has four fields for historical "At Issuance" data. This will 

be a "point forward" implementation for these four history fields. It is anticipated 

that the first release will have blanks in these fields. The point forward population of 

these fields is to be determined and will be announced in a future Disclosure 

bulletin.

Explicit Decimal Point For fields that have values with decimal points, the SF Pool/Security File records and 

the SF Pool Supplemental File records will explicitly include the decimal point;

Sort Order of Records SF Pool/Security File: Records will be sorted by Pool ID in ascending order.

SF Pool Supplemental File: Records will be sorted by Pool ID (ascending order);

Record Type within Pool; Field Value(s) within Record Type

Record Type Layouts—Item Number Each of the Record Type layouts in this document have an “Item” number column. 

The Item numbers are for documentation reference only, and are not included in the 

physical output record.

Daily New Issuance, Monthly New 

Issuance, and Monthly Portfolio

The file layouts are the same for: MBS Daily Pool New Issuance, Monthly Pool New 

Issuance, and MBS Pool Monthly Portfolio disclosures.

Initial Implementation Dates New Issuance Files (Daily and Monthly) are targeted for production release

beginning with June 2020 New Issuances. Monthly Portfolio will begin with June

2020 data, produced on the 6

th business day of July.

• First Daily New Issuance (June 1, 2020 with June data)

• First Monthly New Issuance (July 1, 2020 with June data)

• First Monthly Portfolio (July 9, 2020 with June data)

Production Test Files Full size production test files for the MBS Single Family Pool Level Disclosures are 

available on the Disclosure New Release Test File Download page.

Consolidated-to-SF Pool Transition 

Period

Ginnie Mae will producing the legacy existing Consolidated Disclosure File V2.2 files 

and the MBS Single Family Pool Level files, in parallel, for a period of 5 months, 

beginning in January 2020.
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General Characteristics of the Files and Records

This section of the document provides an overview of the common characteristics of the records in the files. The detailed 

technical specification of files and record formats is in the following section of this document.

SF Pool/Security File—The records in this file have a single common format, where there is one record per pool with 

specified fields. This file does not have stratifications or enumerations. The common record format for the records for the 

SF Pool/Security File are presented on pages 12-15 of this document.

SF Pool Supplemental File—The records in this file are standardized and have stratifications and enumerations. There are 

4 unique, different records layouts. Three (3) of the record layouts have specific common formats:

• Unique Record Types

o Unique Records – Record Types “01” – “04” (each with a unique record layout)

• Common Stratification Layouts

o One-Field Stratification Records – Record Types “05” – “18” and “24 - 28”

o Two-Field Stratification Records – Record Types “19”, “20”, “22”, and “23”

o Three-Field Stratification Record – Record Type “21” only
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SF Pool Supplemental File Summary of Record Types and Names

Record Type Stratification

Level

Record Name

01 None Adjustable Rate Mortgage (ARM) Pool Detail

02 None Issuer-Level Pool Detail

03 None Transfer Activity

04 None Quartiles

05 1 Loan Type

06 1 Loan Purpose

07 1 Living Units

08 1 First Time Homebuyer

09 1 Removal Type

10 1 Down Payment Assistance

11 1 Loan Origination Type

12 1 Origination Year

13 1 Refinance Code

14 1 Metropolitan Statistical Areas (MSA) Code

15 1 State

16 1 Upfront Mortgage Insurance Premium (MIP)

17 1 Annual Mortgage Insurance Premium (MIP)

18 1 Pre-Modification

19 2 Loan Type/Loan Purpose

20 2 Issuer/Removal Type

21 3 Issuer/Loan Type/Delinquency

22 2 Loan Type/Delinquency

23 2 Loan Type/Buydown Status

24 1 Not Available

25 1 Low and Moderate Income Area

26 1 Re-Pooled Loans

27 1 FHA Partial Claims

28 1 Low Moderate Borrower Income
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The SF Pool Supplemental file will contain stratification records that can be “one field”, “two field” or “three field” 

stratifications. The general characteristics of each is presented below, as each particular type of stratification record will 

have its own common format. The general specification of each common format is provided as a general guide to the 

technical specifications.

SF Pool Supplemental File Record Types (05 through 18) and (24 through 28) “One Field Value” Stratification Common 

Record format

Item Data Element Type Max Length Format Description

01 Record Type Character 2 The Record Type value “05” through “18” and “24” through

“28”

02 CUSIP Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool (X, C, or M)

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Field Value Character X Values described in Record Types “05” through “18” and “24” 

through “28”

07 Number of Loans Numeric 6 The number of loans in the pool for the field value.

08 % of Loans Numeric 6 3.2 The percentage of loans in the pool for the field value.

09 UPB Numeric 16 13.2 The Unpaid Principal Balance (UPB) of the pool for the field 

value.

10 % of UPB Numeric 6 3.2 The percentage of the Unpaid Principal Balance (UPB) of the 

pool for the field value.
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SF Pool Supplemental File Record Types 19, 20, 22, and 23, “Two Field Value” Stratification Common Record format

Item Data Element Type Max Length Format Description

01 Record Type Character 2 The Record Type value “19”, “20”, “22”, and “23”

02 CUSIP Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool (X, C, or M)

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Field 1 Value Character X Values in the first stratification field as described in Record 

Types “19”, “20”, “22”, and “23”.

07 Field 2 Value Character X Values in the second stratification field as described in Record 

Types “19”, “20”, “22”, and “23”.

08 Number of Loans Numeric 6 The number of loans in the pool for the Field 1 and 2 value 

combination.

09 % of Loans Numeric 6 3.2 The percentage of loans in the pool for the Field 1 and 2 value 

combination.

10 UPB Numeric 16 13.2 The Unpaid Principal Balance (UPB) of the pool for the Field 1 

and 2 value combination.

11 % of UPB Numeric 6 3.2 The percentage of the Unpaid Principal Balance (UPB) of the 

pool for the Field 1 and 2 value combination.
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SF Pool Supplemental File Record Type 21 “Three-Field Value” Stratification Common Record format

Item Data Element Type Max Length Format Description

01 Record Type Character 2 The Record Type value “21”

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator = M Character 1 Identifies the Issue Type of the pool (M)

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Field 1 Value Character X Values in the first stratification field as described in Record 

Type “21”.

07 Field 2 Value Character X Values in the second stratification field as described in 

Record Type “21”.

08 Field 3 Value Character X Values in the third stratification field as described in Record 

Type “21”.

09 Number of Loans Numeric 6 The number of loans in the pool for the Field 1, 2, and 3 value 

combination.

10 % of Loans Numeric 6 3.2 The percentage of loans in the pool for the Field 1, 2, and 3 

value combination.

11 UPB Numeric 16 13.2 The Unpaid Principal Balance (UPB) of the pool for the Field 

1, 2, and 3 value combination.

12 % of UPB Numeric 6 3.2 The percentage of the Unpaid Principal Balance (UPB) of the 

pool for the Field 1, 2, and 3 value combination.
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SF POOL/SECURITY FILE -- DETAILED DESCRIPTION OF THE FILE AND RECORD TYPES
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SF POOL/SECURITY FILE -- DETAILED DESCRIPTION OF THE FILE HEADER, TRAILER, AND RECORD 

TYPES

Record Type HP, SF Pool/Security File Header Record (One Header Record in the File)

Item Data Element Type Max 

Length

Format Definition

01 Record Type = HP Character 2 File Header Record

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in the file.

03 Create Date Date 8 YYYYMMDD The date that the file is produced.

Record Type PS, SF Pool/Security Detail - One Record per Pool. Records are sorted by Pool ID.

Item Data Element Type Max 

Length

Format Definition

01 Record Type = PS Character 2 SF Pool/Security Detail Record

02 CUSIP Number Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned by 

Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Issue Date Date 8 YYYYMMDD The date that the pool was issued

07 Security Interest Rate Numeric 6 2.3 The interest rate of the Ginnie Mae Security. For ARM pools this 

is the rate in effect for the report period.

08 Maturity Date Numeric 8 YYYYMMDD The date on which the final payment for the Security is 

scheduled to be paid.
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09 Original Aggregate Amount Numeric 16 13.2 The aggregate principal amount (UPB at issuance) of the loans in 

the pool at pool issuance.

10 Remaining Security RPB Numeric 16 13.2 The Remaining Principal Balance of the Security as of the end of 

the Reporting Period; (based on a computation of scheduled 

principal).

11 RPB Factor Numeric 10 1.8 The decimal value of the Security’s Remaining Principal Balance

divided by the Original Aggregate Amount. The factor is 1 at 

issuance, and zero in the period of final payment.

12 Issuer Number Numeric 4 A four-digit number which identifies the Issuer responsible for 

the pool; a value of “9999” indicates a Multiple Issuer Pool.

13 Issuer Name Character 40 The name of the Issuer currently responsible for the pool; a value 

of “Multiple Issuers” indicates Multiple Issuer Pool.

14 Number of loans in pool Numeric 6 The current total number of loans in the pool.

15 Pool UPB Numeric 16 13.2 The sum of the Loan UPBsin the pool. This is the aggregate of 

the actual UPB balances of the loans in the pool.

16 Average Original Loan Size 

(AOLS)

Numeric 16 13.2 Original Loan Size (original principal amount of the loan) for the

loans in the pool. This is a simple average, not a weighted 

average.

17 WA Original Loan Size Numeric 16 13.2 Weighted Average of the Original Loan Size (principal amount of 

the loan) of the loans in the pool.

18 WA Interest Rate (WAC) Numeric 6 2.3 Weighted Average Interest Rate (Coupon) of loans in the pool. 

This is the gross WA Interest Rate (not the Security Rate).

19 WA Remaining Months to 

Maturity (WARM)

Numeric 3 Weighted Average Remaining Maturity (remaining months to pay 

off the loans) for the loans in the pool.

20 WA Loan Age (WALA) Numeric 3 Weighted Average Loan Age (age of loans in months from the 

first scheduled payment date) for the loans in the pool.

21 WA Original Loan Term 

(WAOLT)

Numeric 3 Weighted Average Original Loan Term (original term of loans in 

months) for the loans in the pool.

22 WA Gross Margin (WAGM) Numeric 6 2.3 For ARM pools, the Weighted Average Gross Margin for the loans 

in the pool. For an adjustable rate loan, the Gross Margin is the 

amount added to the ARM index for the loan to determine the 

loan’s interest rate.

23 WA Loan to Value (LTV) Numeric 3 Weighted Average Loan-to-Value of the original LTV for the loans 

in the pool.
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24 WA Combined Loan to 

Value (CLTV)

Numeric 3 Weighted Average Combined Loan-to-Value of the original CLTV 

for the loans in the pool.

25 WA Credit Score Numeric 3 The Weighted Average of the original three-digit credit score for 

the loan which was used by the lender in the origination of the 

loan.

26 WA Debt to Income Numeric 5 1.3 The Weighted Average of the debt to income for the loan which 

was used by the lender in the origination of the loan.

27 WA Pre-Modified LAD Numeric 3 The Weighted Average of the difference in months between the 

original (Pre-Modified) first scheduled installment date and the 

modified first scheduled installment date, where a loan has been 

modified and re-amortized.

28 WA Pre-Modified OPB Numeric 16 13.2 The Weighted Average value for modified loans of the original 

loan size (Pre-Modified OPB) before loan modification.

29 WA Interest Rate (WAC) at 

Issuance

Numeric 6 2.3 Weighted Average Interest Rate (Coupon) of all loans in the pool

at issuance. Point Forward Field not populated in V1.1

30 WA Remaining Months to 

Maturity (WARM) at 

Issuance

Numeric 3 Weighted Average Remaining Maturity of all loans in the pool at 

issuance. Point Forward Field not populated in V1.1

31 WA Loan Age (WALA) at 

Issuance

Numeric 3 Weighted Average Loan Age (age of loan in months) of all loans

in the pool at issuance. Point Forward Field not populated in V1.1

32 WA Original Loan Term 

(WAOLT) at Issuance

Numeric 3 Weighted Average Original Loan Term (original length of loan in 

months) for all loans in the pool at issuance. Point Forward Field 

not populated in V1.1

Record Type TP, SF Pool/Security File Trailer Record (One Record in the Pool Security File)

Item Data Element Type Max 

Length

Format Definition

01 Record Type = TP Character 2 File Trailer Record

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in the file.

03 File Create Date Date 8 YYYYMMDD The date that the file is produced.

04 Detail Record Count Numeric 8 Control total of the total number of records with Record Type = 

“PS” in the file.
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SF POOL SUPPLEMENTAL FILE -- DETAILED DESCRIPTION OF THE FILE AND RECORD TYPES
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SF POOL SUPPLEMENTAL FILE -- DETAILED DESCRIPTION OF THE HEADER, TRAILER, AND RECORD 

TYPES

SF Pool Supplemental File Header Record (One Record in the SF Pool Supplemental File), Record Type HS

Item Data Element Type Max Length Format Definition

01 Record Type = HS Character 2 File Header Record

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in the file. 

03 Create Date Date 8 YYYYMMDD The date that the file is produced.

Record Type 01 ARM Pool Detail - One Record per Pool for ARM Custom and ARM Multiple-Issuer Pools

Item Data Element Type Max Length Format Definition

01 Record Type = 01 Character 2 Adjustable Rate Mortgage Record; applies to ARM Pools only.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are C or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Look Back Period Numeric 2The two-digit number of days used to establish a specific 

point in time for the particular ARM Index that will be used to
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determine the interest rate change. (Used in conjunction with 

the published index tables. See Ginnie Mae MBS Guide 

Chapter 26). Values are:

30 = 30-day look back

45 = 45-day look back

07 Index Type

Character 5

The type of ARM index being used for the ARM loan. Values 

are:

CMT = Constant Maturity Treasury

LIBOR = London Interbank Offered Rate

08 Security Interest Rate at Issuance Numeric 6 2.3 The interest rate of the Security at issuance.

09 Security Margin Numeric 5 1.3 The amount added to the ARM index to determine the

Security Interest Rate.

10 Prospective Interest Rate Numeric 6 2.3 The next Interest rate for the ARM Pool, if applicable.

11 Next Interest Adjustment Date Date 8 YYYYMMDD The date of the next Interest Rate Adjustment for the ARM 

Pool.

12 Prior Interest Adjustment Date Date 8YYYYMMDD The date of the current Interest Rate Adjustment for the ARM 

Pool.

13 Next Payment Adjustment Date Date 8 YYYYMMDD The date of the next Payment Adjustment for the ARM Pool.

14 Months To Adjust Numeric 3The number of months remaining until the Next Adjustment 

Date.

15 WA Gross Margin (WAGM)

Numeric 6 2.3

For ARM Pools, the Weighted Average Gross Margin of the

loans in the pool. For an adjustable rate loan, the Gross 

Margin is the amount added to the ARM index for the loan to 

determine the loan’s interest rate.

16 Maximum Mortgage Margin Numeric 6 2.3 The maximum Mortgage Margin of the loans in the ARM 

pool.

17 Minimum Mortgage Margin Numeric 6 2.3 The minimum Mortgage Margin of the loans in the ARM pool.

18 Initial Interest Rate Cap Numeric 1The maximum interest rate change (+ or -) in an ARM pool for 

the initial interest rate change. Values are 1 or 2.

19 Subsequent Interest Rate Cap

Numeric 1

The maximum interest rate change (+ or -) in an ARM pool for 

each of the annual rate changes following the initial period. 

The cap is constant for each annual change and is applied to 

the current interest rate (not the initial interest rate).
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20 Lifetime Interest Rate Cap Numeric 1The maximum interest rate change (+ or -) in an ARM pool 

over the life of the pool.

21 Lifetime Interest Rate Ceiling

Numeric 6 2.3

The maximum interest rate that the ARM pool can have for 

the life of the pool. This is a constant value and does not 

change over the life of the pool.

22 Next Interest Rate Ceiling

Numeric 6 2.3

The maximum interest rate that the ARM pool can have for 

each interest rate change. This field will have the initial rate 

change ceiling during the initial period. After this and during 

each annual change period, this field will have the ceiling for 

each respective annual change.

The value in this field can change for each adjustment period.

23 Lifetime Interest Rate Floor

Numeric 6 2.3

The minimum interest rate that the ARM pool can have for 

the life of the pool. This is a constant value and does not 

change over the life of the pool.
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Record Type 02 Issuer-Level Detail Record – Multiple Issuer Pools. One Record per Issuer for each Issuer 

participating in the Multiple Issuer Pool

Item Data Element Type Max Length Format Definition

01 Record Type = 02 Character 2 Issuer-Level Pool Detail Record for each Issuer in the Multiple 

Issuer Pool (MIP)

02 CUSIP Number Character 9 The unique identification number permanently assigned by the 

Committee on Uniform Securities Identification Procedures 

(CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator = M Character 1 Identifies the Issue Type of the pool. Value is always M 

(always M for Record Type 02 Multi Issuer Pools )

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Issuer Number Numeric 4 A four-digit number which identifies the Issuer participating in 

the Multiple Issuer Pool.

07 Issuer Name Character 40 The name of the Issuer participating in the Multiple Issuer 

Pool.

08 Number of Loans in Pool Numeric 6 The total number of loans in the Multiple Issuer Pool for the 

Issuer.

09 % of Loans in Pool Numeric 6 3.2 The percentage of the number of loans in the Multiple Issuer 

Pool for the Issuer.

10 Pool UPB Numeric 16 13.2 The sum of the actual Unpaid Principal Balances in the 

Multiple Issuer Pool for the Issuer.

11 % of UPB in Pool Numeric 6 3.2 The percentage of the Unpaid Principal Balance in the Multiple 

Issuer Pool for the Issuer.

12 WA Original Loan Size Numeric 16 13.2 Weighted Average of the Original Loan Size (principal amount 

of the loan) of the loans in the Multiple Issuer Pool for the

Issuer.
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13 WA Interest Rate (WAC) Numeric 6 2.3 Weighted Average Interest Rate (Coupon) of loans in the 

Multiple Issuer Pool for the Issuer. This is the gross WA 

Interest Rate (not the Security Rate).

14 WA Remaining Months to Maturity 

(WARM)

Numeric 3 Weighted Average Remaining Maturity (remaining months to 

pay off the loans) for the loans in the Multiple Issuer Pool for 

the Issuer.

15 WA Loan Age (WALA) Numeric 3 Weighted Average Loan Age (age of loans in months from the 

first scheduled payment date) for the loans in the Multiple 

Issuer Pool for the Issuer.

16 WA Original Loan Term (WAOLT) Numeric 3 Weighted Average Original Loan Term (original term of loans

in months) for the loans in the Multiple Issuer Pool for the 

Issuer.

17 WA Gross Margin (WAGM) Numeric 6 2.3 For ARM pools, the Weighted Average Gross Margin for the 

loans in the Multiple Issuer Pool for the Issuer. For an 

adjustable rate loan, the Gross Margin is the amount added to 

the ARM index for the loan to determine the loan’s interest 

rate.

18 WA Loan to Value (LTV) Numeric 3 Weighted Average Loan-to-Value of the original LTV for the 

loans in the Multiple Issuer Pool for the Issuer.

19 WA Combined Loan to Value (CLTV) Numeric 3 Weighted Average Combined Loan-to-Value of the original 

CLTV for the loans in the Multiple Issuer Pool for the Issuer.

20 WA Credit Score Numeric 3 The Weighted Average of the original three-digit credit score 

for the loan in the Multiple Issuer Pool for the Issuer (which 

was used by the lender in the origination of the loan).

21 WA Debt to Income Numeric 5 1.3 The Weighted Average of the debt to income for the loan in 

the Multiple Issuer Pool for the Issuer (which was used by the 

lender in the origination of the loan).

22 WA Pre-Modified LAD Numeric 3 The Weighted Average of the difference in months between 

the original (Pre-Modified) first scheduled installment date 

and the modified first scheduled installment date, where a 

loan has been modified and re-amortized.

23 WA Pre-Modified OPB Numeric 16 13.2 The Weighted Average value for modified loans of the original 

loan size (Pre-Modified OPB) before loan modification.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 03 Pool Transfer Details Record (Occurs only for the period of transfer)

Item Data Element Type Max Length Format Definition

01 Record Type = 03 Character 2 Pool Transfer Record

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M. 

Transfers in M pools are aggregated by selling/buying Issuers.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Pool Issue Date Date 8 YYYYMMDD The issue date of the pool.

07 Transfer Type Numeric 1 The type of pool transfer. Values are:

1 = PIIT (Pool Issued for Immediate Transfer)

2 = Regular

08 Selling Issuer Numeric 4 Unique Identifier of the Issuer selling (transferring the pool)

09 Buying Issuer Numeric 4 Unique identifier of the Issuer buying (receiving the pool)

10 Number of Loans Numeric 6 Total number of loans transferred in the pool

11 UPB of Loans Numeric 16 13.2 Aggregate actual Unpaid Principal Balances of the loans 

transferred in the pool.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 04 Quartiles Record

Item Data Element Type Max Length Format Definition

01 Record Type = 04 Character 2 Quartiles Record

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Quartiles Character 1 Values are:

4 = Maximum (100%) Quartile

3 = 75th Percentage Quartile

2 = Median (50%) Percentage Quartile

1 = 25th Percentage Quartile

0 = Minimum (0%) Quartile

07 Original Loan Size Numeric 16 13.2 Original Loan Size (original principal amount of the loan) for 

the loans in the quartile.

08 Interest Rate (Coupon) Numeric 6 2.3 Interest Rate (Coupon) of the loans in the quartile.

09 Remaining Maturity Numeric 3 Remaining Maturity (months left before maturity) of the 

loans in the quartile.

10 Loan Age Numeric 3 Loan Age (age of loans in months) of the loans in the quartile.

11 Original Loan Term Numeric 3 Original Loan Term (original length of loans in months) for the 

loans in the quartile.

12 Gross Margin Numeric 6 2.3 Gross Margin for the loans in the quartile. For an adjustable 

rate loan, the Gross Margin is the amount added to the ARM 

index for the loan to determine the loan’s interest rate.

13 LTV Numeric 3 Loan-to-Value Ratio for the loans in the quartile.

14 CLTV Numeric 3 The Combined Loan-to-Value Ratio of the loan for the 

quartile.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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15 Credit Score Numeric 3 Credit score of the loan for the quartile. The original threedigit credit score for the loan which was used by the lender in 

the origination of the loan.

16 Debt Income Ratio Numeric 5 1.3 Debt income ratio of the loan for the quartile. The debt to 

income for the loan which was used by the lender in the 

origination of the loan.

17 Pre-Mod LAD Numeric 3 Pre-Mod LAD of the loan for the quartile. The weighted 

average of the difference in months between the original 

(Pre-Modified) first scheduled installment date and the 

modified first scheduled installment date, where a loan has 

been modified and re-amortized.

18 Pre-Mod OLS Numeric 16 13.2 Pre-Mod OLS of the loan for the quartile. The 

value for modified loans of the original loan size (PreModified OPB) before loan modification.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Stratification Records: Record Types 05-28

Record Type 05 Loan Type Record

Item Data Element Type Max Length Format Definition

01 Record Type = 05 Character 2 Loan Type Government Insured/Guarantee Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Type Character 1 This is the Federal government agency. Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Loan Type Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Loan Type Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan Type 

Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Type Value.
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Record Type 06 Loan Purpose Record

Item Data Element Type Max Length Format Definition

01 Record Type = 06 Character 2 Loan Purpose Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Purpose Numeric 1 Values are:

1 = Regular

2 = Refinance

3 = Loan Modification (HAMP)

4 = Loan Modification (non-HAMP)

5 = Re-performing

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Loan Purpose Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Loan Purpose Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan 

Purpose Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Purpose Value.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 07 Living Units Record

Item Data Element Type Max Length Format Definition

01 Record Type = 07 Character 2 Number of Living Units Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Living Units Numeric 1 Values are:

1 = 1 Unit

2 = 2 Units

3 = 3 Units

4 = 4 Units

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Living Units Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Living Units Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Living

Units Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Living Units Value.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 08 First-Time Homebuyer Record

Item Data Element Type Max Length Format Definition

01 Record Type = 08 Character 2 First Time Homebuyer Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 First Time Homebuyer Character 1 Values are:

Y = Yes

N = No

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the First Time 

Homebuyer Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

First Time Homebuyer Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the First Time 

Homebuyer Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the First Time Homebuyer Value.
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Record Type 09 Removal Type Record

Item Data Element Type Max Length Format Definition

01 Record Type = 09 Character 2 Removal Type Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Removal Type Numeric 1 This is a code of the reason for removal from the pool. 

Values are:

1 = Mortgager Payoff

2 = Repurchase of Delinquent Loan

3 = Foreclosure with Claim Payment

4 = Loss Mitigation

5 = Substitution

6 = Other Removal

07 Number of Loans Numeric 6 The number of loans in the pool for the Removal Type Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Removal Type Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Removal 

Type Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Removal Type Value.
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Record Type 10 Down Payment Assistance Record

Item Data Element Type Max Length Format Definition

01 Record Type = 10 Character 2 Down Payment Assistance Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Down Payment Assistance Character 1 Values are:

Y = Yes

N = No

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Down Payment 

Assistance Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Down Payment Assistance Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Down 

Payment Assistance Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Down Payment Assistance Value.
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Record Type 11 Loan Origination Type Record

Item Data Element Type Max Length Format Definition

01 Record Type = 11 Character 2 Loan Origination Channel Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Origination Type Numeric 1 Values are:

1 = Broker

2 = Correspondent

3 = Retail

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Loan Origination Type

Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Loan Origination Type Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan 

Origination Type Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Origination Type Value.
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Record Type 12 Origination Year Record

Item Data Element Type Max Length Format Definition

01 Record Type = 12 Character 2 Origination Year Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Origination Year Numeric 4 Values are the Year of Origination

07 Number of Loans Numeric 6 The number of loans in the pool for the Origination Year

Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Origination Year Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Origination 

Year Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Origination Year Value.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 13 Refinance Code Record

Item Data Element Type Max Length Format Definition

01 Record Type = 13 Character 2 Refinance Type Stratification: Only for refinance loans (Loan 

Purpose of 2)

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Refinance Code Numeric 1 Values are:

1 = Not Streamlined, Not Cash Out

2 = Cash Out

3 = Streamlined

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Refinance Code

Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Refinance Code Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Refinance 

Code Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Refinance Code Value.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 14 MSA Record

Item Data Element Type Max Length Format Definition

01 Record Type = 14 Character 2 Metropolitan Statistical Area (MSA) Stratification for each 

MSA applicable to the pool.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 MSA Numeric 5 The MSA values and the MSA Not Available are provided.

Values are:

• the MSA value

• 99999 = MSA Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the MSA Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

MSA Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the MSA

Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the MSA Value.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 15 State Code Record

Item Data Element Type Max Length Format Definition

01 Record Type = 15 Character 2 Property State Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 State Code Character 2 The abbreviation of the state or territory where the loan 

property exists. See Appendix 2 for a listing of state codes.

07 Number of Loans Numeric 6 The number of loans in the pool for the State Code Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

State Code Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the State Code

Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the State Code Value.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 16 Upfront MIP Rate Record

Item Data Element Type Max Length Format Definition

01 Record Type = 16 Character 2 Upfront MIP Stratification: Applies only to FHA mortgage 

insurance

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Upfront MIP Rate Numeric 3 Values are FHA Upfront Mortgage Insurance Premium (MIP)

rates:

000 = 000 Basis Points (BPS)

001 = 001 BPS 

050 = 050 BPS 

100 = 100 BPS 

125 = 125 BPS 

150 = 150 BPS

175 = 175 BPS

200 = 200 BPS 

225 = 225 BPS

240 = 240 BPS

250 = 250 BPS

300 = 300 BPS 

380 = 380 BPS

999 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Upfront MIP Rate

Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Upfront MIP Rate Value.
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09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Upfront 

MIP Rate Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Upfront MIP Rate Value.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 17 Annual MIP Rate Record

Item Data Element Type Max Length Format Definition

01 Record Type = 17 Character 2 Annual MIP Stratification: Applies only to FHA mortgage 

insurance

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Annual MIP Rate Numeric 3 Values are FHA Annual Mortgage Insurance Premium (MIP)

rates:

000 = 000 Basis Point (BPS) 

025 = 25 BPS

035 = 35 BPS 

045 = 45 BPS 

050 = 50 BPS 

055 = 55 BPS 

060 = 60 BPS 

070 = 70 BPS 

075 = 75 BPS 

080 = 80 BPS 

085 = 85 BPS 

090 = 90 BPS 

095 = 95 BPS 

100 = 100 BPS 

105 = 105 BPS 

110 = 110 BPS 

115 = 115 BPS 

120 = 120 BPS 

125 = 125 BPS
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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130 = 130 BPS 

135 = 135 BPS 

145 = 145 BPS 

150 = 150 BPS

155 = 155 BPS 

999 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Annual MIP Rate

Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Annual MIP Rate Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Annual 

MIP Rate Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Annual MIP Rate Value.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 18 Pre-Modification Value Record

Item Data Element Type Max Length Format Definition

01 Record Type = 18 Character 2 Pre-Modification Stratification; applies only if there are 

modified loans in the pool (Loan Purpose of 3 or 4)

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Pre-Modification Numeric 1 Values are:

1 = Pre-Modified First Payment Date

2 = Pre-Modified Original Principal Balance

07 Number of Loans Numeric 6 The number of loans in the pool for the Pre-Modification

Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Pre-Modification Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the PreModification Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Pre-Modification Value.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 19 Loan Type / Loan Purpose Record. Two-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 19 Character 2 Government Agency and Loan Purpose Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Type Character 1 This is the Federal government agency. Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

9 = Not Available

07 Loan Purpose Numeric 1 Values are:

1 = Purchase

2 = Refinance

3 = Loan Modification (HAMP)

4 = Loan Modification (non-HAMP)

5 = Re-performing

9 = Not Available

08 Number of Loans Numeric 6 The number of loans in the pool for the Loan Type 

Value/Loan Purpose Value combination.

09 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Loan Type Value/Loan Purpose Value combination.

10 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan Type 

Value/Loan Purpose Value combination.

11 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Type Value/Loan Purpose Value combination.
Ginnie Mae Single Family Pool Level Disclosure Layout, Version 1.2.5

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Record Type 20 Issuer / Removal Type Record. Two-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 20 Character 2 Issuer Level Removals Stratification for Multiple Issuer Pools

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator = M Character 1 Identifies the Issue Type of the pool. Value is always M. 

(always M for Record Type 20 Multi Issuer Pools )

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Issuer Number Numeric 4 A four-digit number which identifies the Issuer participating 

in the Multiple Issuer Pool.

07 Removal Type Numeric 1 This is a code of the reason for removal from the pool. 

Values are:

1 = Mortgager Payoff

2 = Repurchase of Delinquent Loan

3 = Foreclosure with Claim Payment

4 = Loss Mitigation

5 = Substitution

6 = Other Removal

08 Number of Loans Numeric 6 The number of loans in the pool for the Issuer Number 

Value/Removal Type Value combination.

09 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Issuer Number Value/Removal Type Value combination.

10 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Issuer 

Number Value/Removal Type Value combination.

11 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Issuer Number Value/Removal Type Value 

combination.
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Record Type 21 Issuer / Loan Type / Delinquency Record. Three-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 21 Character 2 Issuer Level Government Agency Delinquency Stratification; 

produced only for Multiple Issuer Pools

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator = M Character 1 Identifies the Issue Type of the pool. Value is always M.

(always M for Record Type 21 Multi Issuer Pools )

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Issuer Number Numeric 4 A four-digit number which identifies the Issuer participating 

in the Multiple Issuer Pools.

07 Loan Type Character 1 This is the Federal government agency. Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

A = All Agencies

9 = Not Available

08 Delinquency Numeric 1 Values are:

1 = 1 Month

2 = 2 Months

3 = 3+ Months

09 Number of Loans Numeric 6 The number of loans in the pool for the Issuer ID Value/Loan 

Type Value/Delinquency Value combination.

10 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Issuer ID Value/Loan Type Value/Delinquency Value 

combination.
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11 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Issuer ID 

Value/Loan Type Value/Delinquency Value combination.

12 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Issuer ID Value/Loan Type Value/Delinquency Value 

combination.
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Record Type 22 Loan Type / Delinquency Record. Two-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 22 Character 2 Government Agency and Delinquency Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Type Character 1 This is the Federal government agency. Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

A = All Agencies

9 = Not Available

07 Delinquency Numeric 1 Values are:

1 = 1 Month

2 = 2 Months

3 = 3+ Months

08 Number of Loans Numeric 6 The number of loans in the pool for the Loan Type 

Value/Delinquency Value combination.

09 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Loan Type Value/Delinquency Value combination.

10 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan Type 

Value/Delinquency Value combination.

11 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Type Value/Delinquency Value combination.
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Record Type 23 Loan Type / Interest Buydown Record. Two-Field Stratification

Item Data Element Type Max Length Format Definition

01 Record Type = 23 Character 2 Government Agency and Interest Buy Down Stratification. 

Not applicable to ARM pools; record is only produced only for 

Buydown loans.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Loan Type Character 1 This is the Federal government agency. Values are:

F = Federal Housing Administration

V = Veterans Administration

R = Rural Development

N = Native American Section 184

9 = Not Available

07 Buydown Status Numeric 1 Values are:

1 = Buydown Loan

2 = Not Buydown Loan

9 = Not Available

08 Number of Loans Numeric 6 The number of loans in the pool for the Loan Type 

Value/Buydown Status Value combination.

09 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Loan Type Value/Buydown Status Value combination.

10 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Loan Type 

Value/Buydown Status Value combination.

11 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Loan Type Value/Buydown Status Value combination.
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Record Type 24 Not Available Record

Item Data Element Type Max Length Format Definition

01 Record Type = 24 Character 2 Not Available Stratification

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Not Available Numeric 2 Values are:

1 = Loan to Value (LTV) Not Available

2 = Combined Loan to Value (CLTV) Not Available

3 = Debt Income Ratio Not Available

4 = Credit Score Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Not Available Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the Not 

Available Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Not 

Available Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Not Available Value.
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Record Type 25 Low and Moderate Income Area Record

Item Data Element Type Max Length Format Definition

01 Record Type = 25 Character 2 Low and Moderate Income Area Stratification as defined by 

the Department of Housing and Urban Development (HUD).

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Low and Moderate Income Area Character 1 Value is:

Y = Property is in a Low and Moderate Income Area

07 Number of Loans Numeric 6 The number of loans in the pool for the Low and Moderate 

Income Area Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Low and Moderate Income Area Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Low and 

Moderate Income Area Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Low and Moderate Income Area Value.
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Record Type 26 Re-Pooled Loans Record

Item Data Element Type Max Length Format Definition

01 Record Type = 26 Character 2 Re-Pooled Loans Stratification. Pools with re-pooled loans, 

i.e. currently active loans in the pool that were previously 

liquidated from another Ginnie Mae pool.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Re-Pooled Loans Character 1 Value is:

Y = Re-Pooled Loans

07 Number of Loans Numeric 6 The number of Re-Pooled loans in the pool.

08 % of Loans Numeric 6 3.2 The percentage of the number of Re-Pooled loans in the pool.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) of Re-Pooled loans in the 

pool.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) of RePooled loans in the pool.
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Record Type 27 FHA Partial Claims Record

Item Data Element Type Max Length Format Definition

01 Record Type = 27 Character 2 Partial Claims Stratification: Applies for active loans in the 

pool that have had an FHA Partial Claims paid (applies for 

partial claims paid December 2016 and thereafter).

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 FHA Partial Claims Character 1 Value is:

Y = Pool contains FHA Partial Claim(s) data

07 Number of Loans Numeric 6 The number of loans in the pool for the FHA Partial Claims 

Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

FHA Partial Claims Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the FHA Partial 

Claims Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the FHA Partial Claims Value.
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Record Type 28 Low Moderate Borrower Income Record.

Item Data Element Type Max Length Format Definition

01 Record Type = 28 Character 2 Low Moderate Borrower Income Stratification. Pools with 

Low and Moderate Income characteristics based on Federal 

Financial Institutions Examination Council (FFIEC) data. This 

record includes loans in pools issued January 2012 and 

thereafter. Only Agency data from the Federal Housing 

Administration and Veterans Administration is included; no

agency data from Rural Development and Native American

Section 184 is included.

02 CUSIP Character 9 The unique identification number permanently assigned by 

the Committee on Uniform Securities Identification 

Procedures (CUSIP).

03 Pool ID Character 6 The Ginnie Mae unique identifier for the pool; this is assigned 

by Ginnie Mae at pool issuance.

04 Pool Indicator Character 1 Identifies the Issue Type of the pool. Values are X, C, or M.

05 Pool Type Character 2 The type of Ginnie Mae pool. Appendix 1 provides a listing of 

pool types.

06 Low Moderate Borrower Income Character 1 Values are:

Y = Borrower Income is Less than 80% of the FFIEC Median 

Family Income (MFI)

N = Borrower Income is Greater than or Equal to 80% of the 

FFIEC Median Family Income (MFI)

9 = Not Available

07 Number of Loans Numeric 6 The number of loans in the pool for the Low Moderate 

Borrower Income Value.

08 % of Loans Numeric 6 3.2 The percentage of the number of loans in the pool for the

Low Moderate Borrower Income Value.

09 UPB Numeric 16 13.2 The total Unpaid Balance (UPB) in the pool for the Low 

Moderate Borrower Income Value.

10 % of UPB Numeric 6 3.2 The percentage of the total Unpaid Balance (UPB) in the pool 

for the Low Moderate Borrower Income Value.
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SF Pool Supplemental File Trailer Record (One Record in the SF Pool Supplemental File), Record Type TS

Item Data Element Type Max Length Format Definition

01 Record Type = TS Character 2 File Trailer Record

02 Reporting Period Numeric 6 YYYYMM The monthly reporting period for the data in the file.

03 File Create Date Date 8 YYYYMMDD The date that the file is produced.

04 Detail Record Count Numeric 12 Control total of the total number of SF Pool Supplemental 

records in the file. This count will not include HS or TS 

records.
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APPENDIX 1 – GINNIE MAE SINGLE FAMILY POOL TYPES

Pool Type Name Issue Type Pool Type

Ginnie Mae I Single Family Pools

Single Family Level Payment Fixed Rate Pool X SF

Single Family Buydown Mortgages Pool X BD

Serial Notes Pool (backed by Single Family Fixed Rate Level Payment 

Mortgages) X SN

Single Family Graduated Payment Mortgages Pool X GP or GT

Single Family Growing Equity Mortgages Pool X GA or GD

Pool Type Name Issue Type Pool Type

Ginnie Mae II Single Family Level Payment Pools

Single Family Fixed Rate Custom Pool C SF

Single Family Custom Re-Performing Pool C RG

Single Family Custom Extended Term Pool C ET

Single Family Buydown Mortgage Custom Pool C BD

Multiple Issuer Pool – Each Loan Package M SF

Multiple Issuer Pool – Each Loan Package M FS
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Multiple Issuer Pool – Each Loan Package containing Certain High Balance 

Loans Originated in Pursuant to the Economic Stimulus Act of 2008 M JM

Ginnie Mae II Adjustable Rate Mortgage (ARM) Custom Pools: Constant Maturity Treasury (CMT)

Custom ARM – 1 Year ARM C AR

Custom ARM – 3 Year ARM C AT

Custom ARM – 5 Year ARM C AF or FT

Custom ARM – 7 Year ARM C AS

Custom ARM – 10 Year ARM C AX

Ginnie Mae II Adjustable Rate Mortgage (ARM) Custom Pools: London Interbank Offered Rate (LIBOR)

Custom ARM – 1 Year ARM C RL

Custom ARM – 3 Year ARM C TL

Custom ARM – 5 Year ARM C FL or FB

Custom ARM – 7 Year ARM C SL

Custom ARM – 10 Year ARM C XL

Ginnie Mae II Adjustable Rate Mortgage (ARM) Multiple Issuer Pools: Constant Maturity Treasury (CMT)

Multiple Issuer ARM – 1 Year ARM – Each Loan Package M AR or AQ

Multiple Issuer ARM – 3 Year Hybrid ARM – Each Loan Package M AT

Multiple Issuer ARM – 5 Year Hybrid ARM – Each Loan Package M AF or FT

Multiple Issuer ARM – 7 Year Hybrid ARM – Each Loan Package M AS

Multiple Issuer ARM – 10 Year Hybrid ARM – Each Loan Package M AX
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Ginnie Mae II Adjustable Rate Mortgage (ARM) Multiple Issuer Pools: London Interbank Offered Rate (LIBOR)

Multiple Issuer ARM – 1 Year ARM – Each Loan Package M RL

Multiple Issuer ARM – 3 Year Hybrid ARM – Each Loan Package M TL

Multiple Issuer ARM – 5 Year Hybrid ARM – Each Loan Package M FL or FB

Multiple Issuer ARM – 7 Year Hybrid ARM – Each Loan Package M SL

Multiple Issuer ARM – 10 Year Hybrid ARM – Each Loan Package M XL

Ginnie Mae II Graduated Payment Mortgage Pools

Graduated Payment Custom Pool C GP or GT

Multiple Issuer Pool – Each Loan Package M GP or GT

Ginnie Mae II Growing Equity Mortgage Pools

Growing Equity Custom Pool C GA or GD

Multiple Issuer Pool – Each Loan Package M GA or GD

Ginnie Mae II Manufactured Home Mortgage Pools

Manufactured Home Custom C MH
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APPENDIX 2 – STATE CODES

State Name State Code State Name State Code

Alaska AK Montana MT

Alabama AL North Carolina NC

Arkansas AR North Dakota ND

Arizona AZ Nebraska NE

California CA New Hampshire NH

Colorado CO New Jersey NJ

Connecticut CT New Mexico NM

District of Columbia DC Nevada NV

Delaware DE New York NY

Florida FL Ohio OH

Georgia GA Oklahoma OK

Guam GU Oregon OR

Hawaii HI Pennsylvania PA

Iowa IA Puerto Rico PR

Idaho ID Rhode Island RI

Illinois IL South Carolina SC

Indiana IN South Dakota SD

Kansas KS Tennessee TN

Kentucky KY Texas TX

Louisiana LA Utah UT

Massachusetts MA Virginia VA

Maryland MD Virgin Islands VI

Maine ME Vermont VT

Michigan MI Washington WA

Minnesota MN Wisconsin WI

Missouri MO West Virginia WV

Mississippi MS Wyoming WY