EXHIBIT 13.3



Summarized Quarterly Financial Information



First West Virginia Bancorp, Inc.



Summarized Quarterly Financial Information



A summary of selected quarterly financial information follows:



|                           |  |               |          
|-------------------------- |  | ------------- | ---------
|2005                       |  | First Quarter
|Total interest income      |  | $             | 3,305,715
|Total interest expense     |  |               | 987,271  
|Net interest income        |  |               | 2,318,444
|Provision for loan losses  |  |               | 90,000   
|Investment securities gain |  |               | 77,856   
|Total other income         |  |               | 295,072  
|Total other expenses       |  |               | 1,930,503
|Income before income taxes |  |               | 670,869  
|Net income                 |  |               | 545,728  
|Net income per share       |  |               | 0.36     



|                                  |  |               |           |   |                |   |               |  |   |                |   |  |   |          
|--------------------------------- |  | ------------- | --------- | - | -------------- | - | ------------- |  | - | -------------- | - |  | - | ---------
|2004                              |  | First Quarter |           |   | Second Quarter |   | Third Quarter |  |   | Fourth Quarter
|Total interest income             |  | $             | 3,312,275 |   |                | $ | 3,264,003     |  | $ | 3,428,544      |   |  | $ | 3,401,297
|Total interest expense            |  |               | 1,065,824 |   |                |   | 1,039,123     |  |   | 1,048,859      |   |  |   | 1,040,783
|Net interest income               |  |               | 2,246,451 |   |                |   | 2,224,880     |  |   | 2,379,685      |   |  |   | 2,360,514
|Provision for loan losses         |  |               | 30,000    |   |                |   | 90,000        |  |   | 90,000         |   |  |   | 90,000   
|Investment securities gain (loss) |  |               | (2,501    | ) |                |   | 6,427         |  |   | (880           | ) |  |   | 1,719    
|Total other income                |  |               | 289,355   |   |                |   | 301,170       |  |   | 336,408        |   |  |   | 351,918  
|Total other expenses              |  |               | 1,624,134 |   |                |   | 1,628,201     |  |   | 1,707,810      |   |  |   | 1,786,662
|Income before income taxes        |  |               | 879,171   |   |                |   | 814,276       |  |   | 917,403        |   |  |   | 837,489  
|Net income                        |  |               | 658,740   |   |                |   | 625,579       |  |   | 707,973        |   |  |   | 645,033  
|Net income per share              |  |               | 0.43      |   |                |   | 0.41          |  |   | 0.46           |   |  |   | 0.43     
|                                  |  |               |           |  
|2003                              |  | First Quarter |           |   | Second Quarter |   | Third Quarter |  |   | Fourth Quarter
|Total interest income             |  | $             | 3,396,307 |   |                | $ | 3,331,171     |  | $ | 3,312,373      |   |  | $ | 3,278,963
|Total interest expense            |  |               | 1,204,535 |   |                |   | 1,170,228     |  |   | 1,126,618      |   |  |   | 1,101,601
|Net interest income               |  |               | 2,191,772 |   |                |   | 2,160,943     |  |   | 2,185,755      |   |  |   | 2,177,362
|Provision for loan losses         |  |               | 90,000    |   |                |   | 75,000        |  |   | 45,000         |   |  |   | 225,000  
|Investment securities gain        |  |               |          |   |                |   | 105,200       |  |   | 8              |   |  |   | 108,510  
|Total other income                |  |               | 265,118   |   |                |   | 264,732       |  |   | 311,285        |   |  |   | 291,259  
|Total other expenses              |  |               | 1,549,416 |   |                |   | 1,531,582     |  |   | 1,659,473      |   |  |   | 1,601,272
|Income before income taxes        |  |               | 817,474   |   |                |   | 924,293       |  |   | 792,575        |   |  |   | 750,859  
|Net income                        |  |               | 619,471   |   |                |   | 690,729       |  |   | 608,923        |   |  |   | 599,118  
|Net income per share              |  |               | 0.40      |   |                |   | 0.45          |  |   | 0.40           |   |  |   | 0.39