Platform
 Period
 Applicable Servicing Criteria
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The Bank of New York Mellon 
The Bank of New York Mellon Trust 
Company, N.A. 
BNY Mellon Trust of Delaware
    
    
    
    The Bank of New York Mellon 
The Bank of New York Mellon Trust 
Company, N.A./s/ Robert L. Griffin
    
    
    
    /s/ Patrick J. TadieRobert L. Griffin 
Authorized Officer
    
    
    
    Patrick J. Tadie 
Authorized Officer
 The Bank of New York Mellon
The Bank of New York Mellon Trust
Company, N.A./s/ Troy L. KilpatrickTroy L. KilpatrickAuthorized Officer  24




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Payments on pool assets are deposited into the appropriate custodial bank accounts
and related bank clearing accounts no more than two business days of receipt, or such other number
of days specified in the transaction agreements.
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APPLICABLE TO PLATFORMPerformed byVendor(s) for whichPerformed Directly
    
    the Company is the
    
    NOT APPLICABLE TOREG AB REFERENCE
    
    SERVICING CRITERIA
    
    by the Company
    
    Responsible Party
    
    PLATFORMGeneral Servicing Considerations1122(d)(1)(i)
    
    Policies and procedures are instituted to monitor any performance or
other triggers and events of default in accordance with the
transaction agreements.
    
    X1122(d)(1)(ii)
    
    If any material servicing activities are outsourced to third
parties, policies and procedures are instituted to monitor the third
partys performance and compliance with such servicing activities.
    
    X1122(d)(1)(iii)
    
    Any requirements in the transaction agreements to maintain a back-up
servicer for the pool assets are maintained.
    
    
    
    
    
    X1122(d)(1)(iv)
    
    A fidelity bond and errors and omissions policy is in effect on the
party participating in the servicing function throughout the
reporting period in the amount of coverage required by and otherwise
in accordance with the terms of the transaction agreements.
    
    
    
    
    
    XCash Collection and Administration1122(d)(2)(i)
    
    Payments on pool assets are deposited into the appropriate custodial
bank accounts and related bank clearing accounts no more than two
business days of receipt, or such other number of days specified in
the transaction agreements.
    
    X1122(d)(2)(ii)
    
    Disbursements made via wire transfer on behalf of an obligor or to
an investor are made only by authorized personnel.
    
    X1122(d)(2)(iii)
    
    Advances of funds or guarantees regarding collections, cash flows or
distributions, and any interest or other fees charged for such
advances, are made, reviewed and approved as specified in the
transaction agreements.
    
    X1122(d)(2)(iv)
    
    The related accounts for the transaction, such as cash reserve
accounts or accounts established as a form of over
collateralization, are separately maintained (e.g., with respect to
commingling of cash) as set forth in the transaction agreements.
    
    X1122(d)(2)(v)
    
    Each custodial account is maintained at a federally insured
depository institution as set forth in the transaction agreements.
For purposes of this criterion, federally insured depository
institution with respect to a foreign financial institution means a
foreign financial institution that meets the requirements of Rule
13k-1(b)(1) of the Securities Exchange Act.
    
    X1122(d)(2)(vi)
    
    Unissued checks are safeguarded so as to prevent unauthorized access.
    
    
    
    X
 26




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APPLICABLE TO PLATFORMPerformed byVendor(s) for whichPerformed Directly
    
    the Company is the
    
    NOT APPLICABLE TOREG AB REFERENCE
    
    SERVICING CRITERIA
    
    by the Company
    
    Responsible Party
    
    PLATFORM1122(d)(2)(vii)
    
    Reconciliations are prepared on a monthly basis for all asset-backed
securities related bank accounts, including custodial accounts and
related bank clearing accounts. These reconciliations are (A)
mathematically accurate; (B) prepared within 30 calendar days after
the bank statement cutoff date, or such other number of days
specified in the transaction agreements; (C) reviewed and approved
by someone other than the person who prepared the reconciliation;
and (D) contain explanations for reconciling items. These
reconciling items are resolved within 90 calendar days of their
original identification, or such other number of days specified in
the transaction agreements.
    
    XInvestor Remittances and Reporting1122(d)(3)(i)
    
    Reports to investors, including those to be filed with the
Commission, are maintained in accordance with the transaction
agreements and applicable Commission requirements. Specifically,
such reports (A) are prepared in accordance with timeframes and
other terms set forth in the transaction agreements; (B) provide
information calculated in accordance with the terms specified in the
transaction agreements; (C) are filed with the Commission as
required by its rules and regulations; and (D) agree with investors
or the trustees records as to the total unpaid principal balance
and number of pool assets serviced by the Servicer.
    
    X1122(d)(3)(ii)
    
    Amounts due to investors are allocated and remitted in accordance
with timeframes, distribution priority and other terms set forth in
the transaction agreements.
    
    X1122(d)(3)(iii)
    
    Disbursements made to an investor are posted within two business
days to the Servicers investor records, or such other number of
days specified in the transaction agreements.
    
    X1122(d)(3)(iv)
    
    Amounts remitted to investors per the investor reports agree with
cancelled checks, or other form of payment, or custodial bank
statements.
    
    XPool Asset Administration1122(d)(4)(i)
    
    Collateral or security on pool assets is maintained as required by
the transaction agreements or related pool asset documents.
    
    X1122(d)(4)(ii)
    
    Pool asset and related documents are safeguarded as required by the
transaction agreements
    
    X1122(d)(4)(iii)
    
    Any additions, removals or substitutions to the asset pool are made,
reviewed and approved in accordance with any conditions or
requirements in the transaction agreements.
    
    X
 27




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APPLICABLE TO PLATFORMPerformed byVendor(s) for whichPerformed Directly
    
    the Company is the
    
    NOT APPLICABLE TOREG AB REFERENCE
    
    SERVICING CRITERIA
    
    by the Company
    
    Responsible Party
    
    PLATFORM1122(d)(4)(iv)
    
    Payments on pool assets, including any payoffs, made in accordance
with the related pool asset documents are posted to the Servicers
obligor records maintained no more than two business days after
receipt, or such other number of days specified in the transaction
agreements, and allocated to principal, interest or other items
(e.g., escrow) in accordance with the related pool asset documents.
    
    X1122(d)(4)(v)
    
    The Servicers records regarding the pool assets agree with the
Servicers records with respect to an obligors unpaid principal
balance.
    
    X1122(d)(4)(vi)
    
    Changes with respect to the terms or status of an obligors pool
assets (e.g., loan modifications or re-agings) are made, reviewed
and approved by authorized personnel in accordance with the
transaction agreements and related pool asset documents.
    
    
    
    
    
    X1122(d)(4)(vii)
    
    Loss mitigation or recovery actions (e.g., forbearance plans,
modifications and deeds in lieu of foreclosure, foreclosures and
repossessions, as applicable) are initiated, conducted and concluded
in accordance with the timeframes or other requirements established
by the transaction agreements.
    
    X1122(d)(4)(viii)
    
    Records documenting collection efforts are maintained during the
period a pool asset is delinquent in accordance with the transaction
agreements. Such records are maintained on at least a monthly basis,
or such other period specified in the transaction agreements, and
describe the entitys activities in monitoring delinquent pool
assets including, for example, phone calls, letters and payment
rescheduling plans in cases where delinquency is deemed temporary
(e.g., illness or unemployment).
    
    
    
    
    
    X1122(d)(4)(ix)
    
    Adjustments to interest rates or rates of return for pool assets
with variable rates are computed based on the related pool asset
documents.
    
    X1122(d)(4)(x)
    
    Regarding any funds held in trust for an obligor (such as escrow
accounts): (A) such funds are analyzed, in accordance with the
obligors pool asset documents, on at least an annual basis, or such
other period specified in the transaction agreements; (B) interest
on such funds is paid, or credited, to obligors in accordance with
applicable pool asset documents and state laws; and (C) such funds
are returned to the obligor within 30 calendar days of full
repayment of the related pool assets, or such other number of days
specified in the transaction agreements.
    
    
    
    
    
    X1122(d)(4)(xi)
    
    Payments made on behalf of an obligor (such as tax or insurance
payments) are made on or before the related penalty or expiration
dates, as indicated on the appropriate bills or notices for such
payments, provided that such support has been received by the
Servicer at least 30 calendar days prior to these dates, or such
other number of days specified in the transaction agreements.
    
    
    
    
    
    X
 28




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APPLICABLE TO PLATFORMPerformed byVendor(s) for whichPerformed Directly
    
    the Company is the
    
    NOT APPLICABLE TOREG AB REFERENCE
    
    SERVICING CRITERIA
    
    by the Company
    
    Responsible Party
    
    PLATFORM1122(d)(4)(xii)
    
    Any late payment penalties in connection with any payment to be made
on behalf of an obligor are paid from the Servicers funds and not
charged to the obligor, unless the late payment was due to the
obligors error or omission.
    
    
    
    
    
    X1122(d)(4)(xiii)
    
    Disbursements made on behalf of an obligor are posted within two
business days to the obligors records maintained by the Servicer,
or such other number of days specified in the transaction
agreements.
    
    
    
    
    
    X1122(d)(4)(xiv)
    
    Delinquencies, charge-offs and uncollectible accounts are recognized
and recorded in accordance with the transaction agreements.
    
    
    
    
    
    X1122(d)(4)(xv)
    
    Any external enhancement or other support, identified in Item
1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained
as set forth in the transaction agreements.
    
    X
 29