29154 Federal Register / Vol. 83, No. 121 / Friday, June 22, 2018 / Notices 

Underneath the ‘‘Currently under 

Review’’ section heading, from the dropdown menu, select ‘‘Department of 

Treasury’’ and then click ‘‘submit.’’ This 

information collection can be located by 

searching by OMB control number 

‘‘1557–0238’’ or ‘‘Procedures to Enhance 

the Accuracy and Integrity of 

Information Furnished to Consumer 

Reporting Agencies under Section 312 

of the Fair and Accurate Credit 

Transactions Act.’’ Upon finding the 

appropriate information collection, click 

on the related ‘‘ICR Reference Number.’’ 

On the next screen, select ‘‘View 

Supporting Statement and Other 

Documents’’ and then click on the link 

to any comment listed at the bottom of 

the screen. 

• For assistance in navigating 

www.reginfo.gov, please contact the 

Regulatory Information Service Center 

at (202) 482–7340. 

• Viewing Comments Personally: You 

may personally inspect comments at the 

OCC, 400 7th Street SW, Washington, 

DC. For security reasons, the OCC 

requires that visitors make an 

appointment to inspect comments. You 

may do so by calling (202) 649–6700 or, 

for persons who are deaf or hearing 

impaired, TTY, (202) 649–5597. Upon 

arrival, visitors will be required to 

present valid government-issued photo 

identification and submit to security 

screening in order to inspect comments. 

FOR FURTHER INFORMATION CONTACT: 

Mary H. Gottlieb, OCC Clearance 

Officer, (202) 649–5490 or, for persons 

who are deaf or hearing impaired, TTY, 

(202) 649–5597, Legislative and 

Regulatory Activities Division, Office of 

the Comptroller of the Currency, 400 7th 

Street SW, suite 3E–218, Washington, 

DC 20219. 

SUPPLEMENTARY INFORMATION: Under the 

PRA (44 U.S.C. 3501–3520), Federal 

agencies must obtain approval from 

OMB for each collection of information 

that they conduct or sponsor. 

‘‘Collection of information’’ is defined 

in 44 U.S.C. 3502(3) and 5 CFR 

1320.3(c) to include agency requests and 

requirements that members of the public 

submit reports, keep records, or provide 

information to a third party. The OCC is 

asking OMB to extend its approval for 

this collection. 

Title: Procedures to Enhance the 

Accuracy and Integrity of Information 

Furnished to Consumer Reporting 

Agencies under Section 312 of the Fair 

and Accurate Credit Transactions Act 

(FACT Act). 

OMB Control No.: 1557–0238. 

Type of Review: Regular. 

Description: Section 312 of the Fair 

and Accurate Credit Transactions Act of 

2003 (FACT Act) required the issuance 

of guidelines for use by furnishers 

regarding the accuracy and integrity of 

the information about consumers that 

they furnish to consumer reporting 

agencies and regulations requiring 

furnishers to establish reasonable 

policies and procedures for 

implementing the guidelines. Section 

312 also required the issuance of 

regulations identifying the 

circumstances under which a furnisher 

must reinvestigate disputes about the 

accuracy of information contained in a 

consumer report based on a direct 

request from a consumer. 

Twelve CFR 1022.42(a) requires 

furnishers to establish and implement 

reasonable written policies and 

procedures regarding the accuracy and 

integrity of consumer information that 

they provide to a consumer reporting 

agency (CRA). 

Section 1022.43(a) requires a 

furnisher to conduct a reasonable 

investigation of a dispute initiated 

directly by a consumer in certain 

circumstances. Furnishers are required 

to have procedures to ensure that 

disputes received directly from 

consumers are handled in a 

substantially similar manner to those 

complaints received through CRAs. 

Section 1022.43(f)(2) incorporates the 

statutory requirement that a furnisher 

must notify a consumer by mail or other 

means (if authorized by the consumer) 

not later than five business days after 

making a determination that a dispute is 

frivolous or irrelevant. Section 

1022.43(f)(3) incorporates the statute’s 

content requirements for the notices. 

Affected Public: Businesses or other 

for-profit. 

Estimated Number of Respondents: 

1,133 respondents. 

Estimated Total Annual Burden: 

185,603 hours. 

The OCC issued a notice for 60 days 

of comment on April 2, 2018, 83 FR 

14104. No comments were received. 

Comments continue to be invited on: 

(a) Whether the collection of 

information is necessary for the proper 

performance of the functions of the 

OCC, including whether the information 

has practical utility; 

(b) The accuracy of the OCC’s 

estimate of the burden of the collection 

of information; 

(c) Ways to enhance the quality, 

utility, and clarity of the information to 

be collected; 

(d) Ways to minimize the burden of 

the collection on respondents, including 

through the use of automated collection 

techniques or other forms of information 

technology; and 

(e) Estimates of capital or start-up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Dated: June 18, 2018. 

Karen Solomon, 

Acting Senior Deputy Comptroller and Chief 

Counsel. 

[FR Doc. 2018–13384 Filed 6–21–18; 8:45 am] 

BILLING CODE P 

DEPARTMENT OF VETERANS 

AFFAIRS 

[OMB Control No. 2900–0113] 

Agency Information Collection 

Activity: Application for Fee or Roster 

Personnel Designation 

AGENCY: Veterans Benefits 

Administration, Department of Veterans 

Affairs. 

ACTION: Notice. 

SUMMARY: In compliance with the 

Paperwork Reduction Act (PRA) of 

1995, this notice announces that the 

Veterans Benefits Administration, 

Department of Veterans Affairs, will 

submit the collection of information 

abstracted below to the Office of 

Management and Budget (OMB) for 

review and comment. The PRA 

submission describes the nature of the 

information collection and its expected 

cost and burden and it includes the 

actual data collection instrument. 

DATES: Comments must be submitted on 

or before July 23, 2018. 

ADDRESSES: Submit written comments 

on the collection of information through 

www.Regulations.gov, or to Office of 

Information and Regulatory Affairs, 

Office of Management and Budget, Attn: 

VA Desk Officer; 725 17th St. NW, 

Washington, DC 20503 or sent through 

electronic mail to oira_submission@

omb.eop.gov. Please refer to ‘‘OMB 

Control No. 2900–0113’’ in any 

correspondence. 

FOR FURTHER INFORMATION CONTACT: 

Cynthia Harvey-Pryor, Office of Quality, 

Privacy and Risk (OQPR), Department of 

Veterans Affairs, 810 Vermont Avenue 

NW, Washington, DC 20420, (202) 461– 

5870 or email cynthia.harvey-pryor@

va.gov. Please refer to ‘‘OMB Control 

No. 2900–0113’’ in any correspondence. 

SUPPLEMENTARY INFORMATION: 

Authority: 38 CFR 36.4301. 

Title: Application for Fee or Roster 

Personnel Designation. 

OMB Control Number: 2900–0113. 

Type of Review: Extension of a 

currently approved collection. 

Abstract: VA uses fee basis appraisers 

to appraise residential real estate and 


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Federal Register / Vol. 83, No. 121 / Friday, June 22, 2018 / Notices 29155 

recommend value for loan purposes. A 

fee appraiser is a qualified person 

requested by the Secretary to render an 

estimate of the reasonable value of a 

property, or of a specified type of 

property, within a stated area for the 

purpose of justifying the extension of 

credit to an eligible veteran (38 CFR 

36.4301). The fee appraiser’s estimate of 

value is reviewed by a VA staff 

appraiser or lender’s staff appraisal 

reviewer who uses the data to establish 

the VA reasonable value (38 U.S.C. 

3710(b)(4), (5), (6) and 3731(f)(1)), 

which becomes the maximum loan 

guaranty amount an eligible veteran can 

obtain. 

An agency may not conduct or 

sponsor, and a person is not required to 

respond to a collection of information 

unless it displays a currently valid OMB 

control number. The Federal Register 

Notice with a 60-day comment period 

soliciting comments on this collection 

of information was published at 83 FR 

08606 on April 25, 2018, page 18131. 

Affected Public: Private Sector. 

Estimated Annual Burden: 1,000 

hours. 

Estimated Average Burden per 

Respondent: 30 minutes. 

Frequency of Response: One time. 

Estimated Number of Respondents: 

2,000 per year. 

By direction of the Secretary. 

Cynthia D. Harvey-Pryor, 

Department Clearance Officer, Office of 

Quality, Privacy and Risk, Department of 

Veterans Affairs. 

[FR Doc. 2018–13398 Filed 6–21–18; 8:45 am] 

BILLING CODE 8320–01–P 

DEPARTMENT OF VETERANS 

AFFAIRS 

[OMB Control No. 2900–0618] 

Agency Information Collection Activity 

Under OMB Review: Application by 

Insured Terminally Ill Person for 

Accelerated Benefit 

AGENCY: Veterans Benefits 

Administration, Department of Veterans 

Affairs. 

ACTION: Notice. 

SUMMARY: In compliance with the 

Paperwork Reduction Act (PRA) of 

1995, this notice announces that the 

Veterans Benefits Administration, 

Department of Veterans Affairs, will 

submit the collection of information 

abstracted below to the Office of 

Management and Budget (OMB) for 

review and comment. The PRA 

submission describes the nature of the 

information collection and its expected 

cost and burden and it includes the 

actual data collection instrument. 

DATES: Comments must be submitted on 

or before July 23, 2018. 

ADDRESSES: Submit written comments 

on the collection of information through 

www.Regulations.gov, or to Office of 

Information and Regulatory Affairs, 

Office of Management and Budget, Attn: 

VA Desk Officer; 725 17th St. NW, 

Washington, DC 20503 or sent through 

electronic mail to oira_submission@

omb.eop.gov. Please refer to ‘‘OMB 

Control No. 2900–0618’’ in any 

correspondence. 

FOR FURTHER INFORMATION CONTACT: 

Cynthia Harvey-Pryor, Enterprise 

Records Service (005R1B), Department 

of Veterans Affairs, 810 Vermont 

Avenue NW, Washington, DC 20420, 

(202) 461–5870 or email cynthia.harveypryor@va.gov. Please refer to ‘‘OMB 

Control No. 2900–0618’’ in any 

correspondence. 

SUPPLEMENTARY INFORMATION: 

Authority: Public Law 104–13; 44 U.S.C. 

3501–3521. 

Title: Application by Insured 

Terminally Ill Person for Accelerated 

Benefit Form SGLI 8284. 

OMB Control Number: 2900–0618. 

Type of Review: Reinstatement of a 

previously approved collection. 

Abstract: VA has amended regulations 

for the Servicemembers’ Group Life 

Insurance (SGLI) and Veterans’ Group 

Life Insurance (VGLI) programs to add 

accelerated death benefit (Accelerated 

Benefit) provisions that permit 

terminally ill policyholders access to 

the death benefits of their policies 

before they die. Traditionally, an 

individual purchases life insurance in 

order to safeguard his or her dependents 

against major financial loss due to his or 

her death. Life insurance serves to 

replace the lost income of an insured 

and to provide for his or her final 

expenses. In recent years, the insurance 

industry has recognized the financial 

needs of terminally ill policyholders 

and has begun offering policies with 

accelerated benefit provisions. A recent 

statutory amendment (Section 302 of the 

Veterans Programs Enhancement Act of 

1998, Pub. L. 105–368, 112 Stat. 3315, 

3332–3333) added section 1980 to Title 

38, United States Code, which extends 

an accelerated benefit option to 

terminally ill persons insured in the 

SGLI and VGLI programs. This form 

expired due to high volume of work and 

staffing changes. 

An agency may not conduct or 

sponsor, and a person is not required to 

respond to a collection of information 

unless it displays a currently valid OMB 

control number. The Federal Register 

Notice with a 60-day comment period 

soliciting comments on this collection 

of information was published at 83 FR 

56 on March 22, 2018, pages 12653 and 

12654. 

Affected Public: Individuals and 

Households. 

Estimated Annual Burden: 40 hours. 

Estimated Average Burden per 

Respondent: 12 minutes. 

Frequency of Response: One time. 

Estimated Number of Respondents: 

200. 

By direction of the Secretary. 

Cynthia D. Harvey-Pryor, 

Department Clearance Officer, Office of 

Privacy, Quality and Risk, Department of 

Veterans Affairs. 

[FR Doc. 2018–13397 Filed 6–21–18; 8:45 am] 

BILLING CODE 8320–01–P 


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