Federal Register / Vol. 79, No. 82 / Tuesday, April 29, 2014 / Notices 24057 

(D) Lender Risk Rating 

The SBA Lender Risk Rating (LRR) is 

a measure of predicted performance 

over the next 12 months. SBA uses its 

Risk Rating model to calculate an 

expected purchase rate and assign a 

composite rating of 1 to 5 to each SBA 

Lender. SBA may make adjustments to 

the composite rating based on results of 

reviews, third party information on an 

SBA Lender’s operations, portfolio 

trends, and other information that could 

impact an SBA Lender’s risk profile. 

(See section E ‘‘Overriding Factors’’ for 

further detail.) In general, a rating of 1 

indicates least risk, and that the least 

degree of SBA oversight is likely 

needed, while a 5 rating indicates 

highest risk, and that the highest degree 

of SBA oversight is likely needed. 

Rating categories 2, 3, and 4 provide 

granularity for moderate levels of risk 

and the corresponding levels of 

necessary oversight. 

(E) Overriding Factors 

As with prior LRR models, the 

redeveloped Risk Rating System allows 

for consideration of additional factors. 

The occurrence of these factors may 

lead SBA to conclude that an individual 

SBA Lender’s composite rating, as 

calculated by the Risk Rating model, is 

not fully reflective of its true risk. 

Therefore, the Risk Rating System 

provides for the consideration of 

overriding factors, which may only 

apply to a particular SBA Lender or 

group of SBA Lenders, and permit SBA 

to adjust an SBA Lender’s calculated 

composite rating. The allowance of 

overriding factors in helping determine 

an SBA Lender’s Risk Rating enables 

SBA to use key risk factors that are not 

necessarily applicable to all SBA 

Lenders, but indicate a greater or lower 

level of risk from a particular SBA 

Lender than that which the calculated 

rating provides. 

Overriding factors may result from 

SBA Lenders’ risk-based reviews/ 

examinations and evaluations. SBA 

routinely conducts reviews of larger 

SBA Lenders, performs safety and 

soundness examinations of SBA Small 

Business Lending Companies (SBLCs) 

and Non-Federally Regulated Lenders 

(NFRLs), and uses certain evaluation 

measures for other SBA Lenders. 

Examples of other overriding factors 

that may be considered include, but are 

not limited to: enforcement or other 

actions of regulators or other authorities, 

including, but not limited to, Cease & 

Desist orders by, or related agreements 

with, federal financial regulators; capital 

adequacy levels not in conformity with 

federal financial regulators; secondary 

market issues and concerns; early loan 

default trends; purchase rate or 

projected purchase rate trends; 

abnormally high default, purchase or 

liquidation rates; denial of liability 

occurrences; lending concentrations; 

rapid growth of SBA lending; net yield 

rate significantly worse than average; 

violation of SBA Loan Program 

Requirements; inadequate, incomplete, 

or untimely reporting to SBA; and 

inaccurate submission of required fees 

or amounts due SBA or the federal 

government. 

In conclusion, industry best practices 

and changes in the SBA portfolio, 

programs, and available data necessitate 

that SBA’s Risk Rating model be 

periodically redeveloped. This notice 

marks the second redevelopment of 

SBA’s Risk Rating model. In addition to 

the redevelopment, SBA has and will 

continue to perform annual validation 

testing on the calculated composite Risk 

Ratings, and will further refine the 

model as necessary to maintain or 

possibly improve the predictiveness of 

its risk scoring. 

Authority: 15 U.S.C. 633(b)(3); 15 U.S.C. 

634(b)(6) and (7); 15 U.S.C. 687(f); and 13 

CFR 120.1015. 

Maria Contreras-Sweet, 

Administrator. 

[FR Doc. 2014–09642 Filed 4–28–14; 8:45 am] 

BILLING CODE 8025–01–P 

DEPARTMENT OF TRANSPORTATION 

Federal Aviation Administration 

Agency Information Collection 

Activities: Requests for Comments; 

Clearance of Renewed Approval of 

Information Collection: Generic 

Clearance for the Collection of 

Qualitative Feedback on Agency 

Service Delivery 

AGENCY: Federal Aviation 

Administration (FAA), DOT. 

ACTION: Notice and request for 

comments. 

SUMMARY: In accordance with the 

Paperwork Reduction Act of 1995, FAA 

invites public comments about our 

intention to request the Office of 

Management and Budget (OMB) 

approval to renew a generic information 

collection. The Federal Register Notice 

with a 60-day comment period soliciting 

comments on the following collection of 

information was published on February 

11, 2014, vol. 79, no. 28, pages 8232– 

8233. As part of a Federal Governmentwide effort to streamline the process to 

seek feedback from the public on service 

delivery, FAA has an approved Generic 

Information Collection Request (Generic 

ICR): ‘‘Generic Clearance for the 

Collection of Qualitative Feedback on 

Agency Service Delivery’’. 

DATES: Written comments should be 

submitted by May 29, 2014. 

FOR FURTHER INFORMATION CONTACT: 

Kathy DePaepe at (405) 954–9362, or by 

email at: Kathy.DePaepe@faa.gov. 

SUPPLEMENTARY INFORMATION: 

OMB Control Number: 2120–0746. 

Title: Generic Clearance for the 

Collection of Qualitative Feedback on 

Agency Service Delivery. 

Form Numbers: There are no FAA 

forms associated with this generic 

information collection. 

Type of Review: Renewal of a generic 

information collection. 

Background: The information 

collection activity will garner 

qualitative customer and stakeholder 

feedback in an efficient, timely manner, 

in accordance with the Administration’s 

commitment to improving service 

delivery. By qualitative feedback we 

mean information that provides useful 

insights on perceptions and opinions, 

but are not statistical surveys that yield 

quantitative results that can be 

generalized to the population of study. 

This feedback will provide insights into 

customer or stakeholder perceptions, 

experiences and expectations, provide 

an early warning of issues with service, 

or focus attention on areas where 

communication, training or changes in 

operations might improve delivery of 

products or services. These collections 

will allow for ongoing, collaborative and 

actionable communications between the 

Agency and its customers and 

stakeholders. It will also allow feedback 

to contribute directly to the 

improvement of program management. 

Feedback collected under this generic 

clearance will provide useful 

information, but it will not yield data 

that can be generalized to the overall 

population. This type of generic 

clearance for qualitative information 

will not be used for quantitative 

information collections that are 

designed to yield reliably actionable 

results, such as monitoring trends over 

time or documenting program 

performance. Such data uses require 

more rigorous designs that address: the 

target population to which 

generalizations will be made, the 

sampling frame, the sample design 

(including stratification and clustering), 

the precision requirements or power 

calculations that justify the proposed 

sample size, the expected response rate, 

methods for assessing potential nonresponse bias, the protocols for data 


sroberts on DSK5SPTVN1PROD with NOTICES
24058 Federal Register / Vol. 79, No. 82 / Tuesday, April 29, 2014 / Notices 

collection, and any testing procedures 

that were or will be undertaken prior 

fielding the study. Depending on the 

degree of influence the results are likely 

to have, such collections may still be 

eligible for submission for other generic 

mechanisms that are designed to yield 

quantitative results. 

Respondents: Approximately 2,813 

Individuals and Households, Businesses 

and Organizations, State, Local or Tribal 

Government. 

Frequency: Once per request. 

Estimated Average Burden per 

Response: 15 minutes. 

Estimated Total Annual Burden: 

1,407 hours. 

Addresses:Interested persons are 

invited to submit written comments on 

the proposed information collection to 

the Office of Information and Regulatory 

Affairs, Office of Management and 

Budget. Comments should be addressed 

to the attention of the Desk Officer, 

Department of Transportation/FAA, and 

sent via electronic mail to oira_

submission@omb.eop.gov, or faxed to 

(202) 395–6974, or mailed to the Office 

of Information and Regulatory Affairs, 

Office of Management and Budget, 

Docket Library, Room 10102, 725 17th 

Street NW., Washington, DC 20503. 

Public Comments Invited: You are 

asked to comment on any aspect of this 

information collection, including (a) 

Whether the proposed collection of 

information is necessary for FAA’s 

performance; (b) the accuracy of the 

estimated burden; (c) ways for FAA to 

enhance the quality, utility and clarity 

of the information collection; and (d) 

ways that the burden could be 

minimized without reducing the quality 

of the collected information. The agency 

will summarize and/or include your 

comments in the request for OMB’s 

clearance of this information collection. 

Issued in Washington, DC on April 22, 

2014. 

Albert R. Spence, 

FAA Assistant Information Collection 

Clearance Officer, IT Enterprises Business 

Services Division, ASP–110. 

[FR Doc. 2014–09624 Filed 4–28–14; 8:45 am] 

BILLING CODE 4910–13–P 

DEPARTMENT OF TRANSPORTATION 

Federal Aviation Administration 

Agency Information Collection 

Activities: Requests for Comments; 

Clearance of Renewed Approval of 

Information Collection: Performance 

and Handling Requirements for 

Rotorcraft 

AGENCY: Federal Aviation 

Administration (FAA), DOT. 

ACTION: Notice and request for 

comments. 

SUMMARY: In accordance with the 

Paperwork Reduction Act of 1995, FAA 

invites public comments about our 

intention to request from the Office of 

Management and Budget (OMB) 

approval to renew an information 

collection. The Federal Register Notice 

with a 60-day comment period soliciting 

comments on the following collection of 

information was published on February 

11, 2014, vol. 79, no. 28, pages 8231– 

8232. The FAA requires that certain 

performance information be provided in 

the Rotorcraft Flight Manual in order to 

show compliance to the regulatory 

requirements. The flight manual, by 

regulation, must be furnished with each 

aircraft. 

DATES: Written comments should be 

submitted by May 29, 2014. 

FOR FURTHER INFORMATION CONTACT: 

Kathy DePaepe at (405) 954–9362, or by 

email at: Kathy.DePaepe@faa.gov. 

SUPPLEMENTARY INFORMATION: 

OMB Control Number: 2120–0726. 

Title: Performance and Handling 

Requirements for Rotorcraft. 

Form Numbers: There are no FAA 

forms associated with this collection. 

Type of Review: Renewal of an 

information collection. 

Background: In order to determine 

that a rotorcraft is a safe vehicle, an 

applicant for a type certificate must 

show compliance to specific minimum 

requirements. In order to show 

compliance, an applicant must 

substantiate the type design through 

analysis, testing, design limitations, and 

other acceptable means. This requires 

that certain performance information for 

safe operation of the rotorcraft be 

presented, in the form of tables, 

diagrams, or charts, in the flight manual. 

FAA engineers and designated 

engineers review the data submittals to 

determine that the rotorcraft complies 

with the applicable minimum safety 

requirements for rotorcraft performance 

and that the rotorcraft has no unsafe 

features. 

Respondents: Approximately 4 

normal or transport category rotorcraft 

certification applicants. 

Frequency: Information is collected 

on occasion. 

Estimated Average Burden per 

Response: 5 hours. 

Estimated Total Annual Burden: 2 

hours. 

ADDRESSES: Interested persons are 

invited to submit written comments on 

the proposed information collection to 

the Office of Information and Regulatory 

Affairs, Office of Management and 

Budget. Comments should be addressed 

to the attention of the Desk Officer, 

Department of Transportation/FAA, and 

sent via electronic mail to oira_

submission@omb.eop.gov, or faxed to 

(202) 395–6974, or mailed to the Office 

of Information and Regulatory Affairs, 

Office of Management and Budget, 

Docket Library, Room 10102, 725 17th 

Street NW., Washington, DC 20503. 

Public comments invited: You are 

asked to comment on any aspect of this 

information collection, including (a) 

Whether the proposed collection of 

information is necessary for FAA’s 

performance; (b) the accuracy of the 

estimated burden; (c) ways for FAA to 

enhance the quality, utility and clarity 

of the information collection; and (d) 

ways that the burden could be 

minimized without reducing the quality 

of the collected information. The agency 

will summarize and/or include your 

comments in the request for OMB’s 

clearance of this information collection. 

Issued in Washington, DC on April 22, 

2014. 

Albert R. Spence, 

FAA Assistant Information Collection 

Clearance Officer, IT Enterprises Business 

Services Division, ASP–110. 

[FR Doc. 2014–09625 Filed 4–28–14; 8:45 am] 

BILLING CODE 4910–13–P 

DEPARTMENT OF TRANSPORTATION 

Federal Aviation Administration 

Public Notice for Waiver of 

Aeronautical Land-Use Assurance 

AGENCY: Federal Aviation 

Administration (FAA), DOT. 

ACTION: Notice of intent of waiver of 

Aeronautical Land-Use Assurance with 

respect to land; Port Columbus 

International Airport, Columbus, Ohio. 

SUMMARY: The FAA is considering a 

proposal to change a 29.8 acre parcel of 

airport land from aeronautical use to 

non-aeronautical use and to authorize 

this parcel to be leased for revenueproducing, non-aeronautical purposes at 


sroberts on DSK5SPTVN1PROD with NOTICES