Exhibit 13.3



First West Virginia Bancorp, Inc.

Summarized Quarterly Financial Information



A summary of
selected quarterly financial information follows:



|                                  |  |              |           |   |               |   |           |              |  |               |           |  |   |           |  
|--------------------------------- |  | ------------ | --------- | - | ------------- | - | --------- | ------------ |  | ------------- | --------- |  | - | --------- | -
|2004                              |  | FirstQuarter |           |   |               |   |           |              |  |               |          
|Total interest income             |  | $            | 3,312,275 |   |               |   |           |              |  |               |           |  |   |           |  
|Total interest expense            |  |              | 1,065,824 |   |               |   |           |              |  |               |           |  |   |           |  
|Net interest income               |  |              | 2,246,451 |   |               |   |           |              |  |               |           |  |   |           |  
|Provision for loan losses         |  |              | 30,000    |   |               |   |           |              |  |               |           |  |   |           |  
|Investment securities loss        |  |              | (2,501    | ) |               |   |           |              |  |               |           |  |   |           |  
|Total other income                |  |              | 289,355   |   |               |   |           |              |  |               |           |  |   |           |  
|Total other expenses              |  |              | 1,624,134 |   |               |   |           |              |  |               |           |  |   |           |  
|Income before income taxes        |  |              | 879,171   |   |               |   |           |              |  |               |           |  |   |           |  
|Net income                        |  |              | 658,740   |   |               |   |           |              |  |               |           |  |   |           |  
|Net income per share              |  |              | 0.43      |   |               |   |           |              |  |               |           |  |   |           |  
|                                  |  |              |           |  
|2003                              |  | FirstQuarter |           |   | SecondQuarter |   |           | ThirdQuarter |  | FourthQuarter |          
|Total interest income             |  | $            | 3,396,307 |   |               | $ | 3,331,171 |              |  | $             | 3,312,373 |  | $ | 3,278,963 |  
|Total interest expense            |  |              | 1,204,535 |   |               |   | 1,170,228 |              |  |               | 1,126,618 |  |   | 1,101,601 |  
|Net interest income               |  |              | 2,191,772 |   |               |   | 2,160,943 |              |  |               | 2,185,755 |  |   | 2,177,362 |  
|Provision for loan losses         |  |              | 90,000    |   |               |   | 75,000    |              |  |               | 45,000    |  |   | 225,000   |  
|Investment securities gain        |  |              |          |   |               |   | 105,200   |              |  |               | 8         |  |   | 108,510   |  
|Total other income                |  |              | 265,118   |   |               |   | 264,732   |              |  |               | 311,285   |  |   | 291,259   |  
|Total other expenses              |  |              | 1,549,416 |   |               |   | 1,531,582 |              |  |               | 1,659,473 |  |   | 1,601,272 |  
|Income before income taxes        |  |              | 817,474   |   |               |   | 924,293   |              |  |               | 792,575   |  |   | 750,859   |  
|Net income                        |  |              | 619,471   |   |               |   | 690,729   |              |  |               | 608,923   |  |   | 599,118   |  
|Net income per share              |  |              | 0.40      |   |               |   | 0.45      |              |  |               | 0.40      |  |   | 0.39      |  
|                                  |  |              |           |  
|2002                              |  | FirstQuarter |           |   | SecondQuarter |   |           | ThirdQuarter |  | FourthQuarter |          
|Total interest income             |  | $            | 3,442,323 |   |               | $ | 3,659,721 |              |  | $             | 3,633,724 |  | $ | 3,572,817 |  
|Total interest expense            |  |              | 1,273,474 |   |               |   | 1,300,488 |              |  |               | 1,298,615 |  |   | 1,227,913 |  
|Net interest income               |  |              | 2,168,849 |   |               |   | 2,359,233 |              |  |               | 2,335,109 |  |   | 2,344,904 |  
|Provision for loan losses         |  |              | 150,000   |   |               |   | 150,000   |              |  |               | 150,000   |  |   | 90,000    |  
|Investment securities gain (loss) |  |              | 17,477    |   |               |   | (4,974    | )            |  |               | 3         |  |   | (6,281    | )
|Total other income                |  |              | 229,059   |   |               |   | 241,130   |              |  |               | 282,411   |  |   | 274,173   |  
|Total other expenses              |  |              | 1,420,298 |   |               |   | 1,501,635 |              |  |               | 1,527,168 |  |   | 1,612,925 |  
|Income before income taxes        |  |              | 845,087   |   |               |   | 943,754   |              |  |               | 940,355   |  |   | 909,871   |  
|Net income                        |  |              | 610,964   |   |               |   | 673,063   |              |  |               | 675,707   |  |   | 714,083   |  
|Net income per share              |  |              | 0.40      |   |               |   | 0.44      |              |  |               | 0.44      |  |   | 0.46      |  



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