<TABLE> <S> <C>

<ARTICLE>                                                         9
<MULTIPLIER>                                                  1,000
       

<S>                                  <C>

<PERIOD-TYPE>                                                 6-MOS
<FISCAL-YEAR-END>                                       DEC-31-1998
<PERIOD-END>                                            JUN-30-1998

<CASH>                                                    1,039,987
<INT-BEARING-DEPOSITS>                                        5,574
<FED-FUNDS-SOLD>                                             79,257
<TRADING-ASSETS>                                                617
<INVESTMENTS-HELD-FOR-SALE>                               1,803,690
<INVESTMENTS-CARRYING>                                    2,374,235
<INVESTMENTS-MARKET>                                      2,426,232
<LOANS>                                                  13,741,412
<ALLOWANCE>                                                 218,903
<TOTAL-ASSETS>                                           19,971,665
<DEPOSITS>                                               14,772,618
<SHORT-TERM>                                              2,205,745
<LIABILITIES-OTHER>                                         252,281
<LONG-TERM>                                                 955,898
<COMMON>                                                    181,935
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                       0
<OTHER-SE>                                                1,603,188
<TOTAL-LIABILITIES-AND-EQUITY>                           19,971,665
<INTEREST-LOAN>                                             570,297
<INTEREST-INVEST>                                           127,068
<INTEREST-OTHER>                                              2,294
<INTEREST-TOTAL>                                            699,659
<INTEREST-DEPOSIT>                                          240,092
<INTEREST-EXPENSE>                                          332,608
<INTEREST-INCOME-NET>                                       367,051
<LOAN-LOSSES>                                                26,250
<SECURITIES-GAINS>                                              491
<EXPENSE-OTHER>                                             386,190
<INCOME-PRETAX>                                             218,693
<INCOME-PRE-EXTRAORDINARY>                                  149,567
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                149,567
<EPS-PRIMARY>                                                  1.03
<EPS-DILUTED>                                                  1.02
<YIELD-ACTUAL>                                                 4.34
<LOANS-NON>                                                  57,916
<LOANS-PAST>                                                 63,228
<LOANS-TROUBLED>                                                 43
<LOANS-PROBLEM>                                                   0
<ALLOWANCE-OPEN>                                            218,861
<CHARGE-OFFS>                                                43,190
<RECOVERIES>                                                 16,982
<ALLOWANCE-CLOSE>                                           218,903
<ALLOWANCE-DOMESTIC>                                        218,323
<ALLOWANCE-FOREIGN>                                             580
<ALLOWANCE-UNALLOCATED>                                           0

        

</TABLE>