I 

116TH CONGRESS 

2D SESSION H. R. 8021 

To encourage energy efficiency, conservation, and development of renewable 

energy sources for housing, and to create sustainable communities. 

IN THE HOUSE OF REPRESENTATIVES 

AUGUST 11, 2020 

Mr. PERLMUTTER (for himself and Mr. CASTEN of Illinois) introduced the following bill; which was referred to the Committee on Financial Services, 

and in addition to the Committee on Education and Labor, for a period 

to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee 

concerned 

A BILL 

To encourage energy efficiency, conservation, and development of renewable energy sources for housing, and to 

create sustainable communities. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE; TABLE OF CONTENTS. 

4 (a) SHORT TITLE.—This Act may be cited as the 

5 ‘‘Green Neighborhoods Act of 2020’’. 

6 (b) TABLE OF CONTENTS.—The table of contents for 

7 this Act is as follows: 

Sec. 1. Short title; table of contents. 


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Sec. 2. Implementation of energy efficiency participation incentives for HUD 

programs. 

Sec. 3. Basic HUD energy efficiency standards and standards for additional 

credit. 

Sec. 4. Enhanced energy efficiency underwriting. 

Sec. 5. Energy-efficient certifications for manufactured housing with mortgages. 

Sec. 6. Making it green. 

Sec. 7. Including sustainable development and transportation strategies in comprehensive housing affordability strategies. 

Sec. 8. Grant program to increase sustainable low-income community development capacity. 

Sec. 9. Benchmarking. 

Sec. 10. Workforce development. 

Sec. 11. Ensuring availability of homeowners insurance for homes not connected to electricity grid. 

Sec. 12. Definitions. 

1 SEC. 2. IMPLEMENTATION OF ENERGY EFFICIENCY PAR2 TICIPATION INCENTIVES FOR HUD PRO3 GRAMS. 

4 (a) IN GENERAL.—Not later than 180 days after the 

5 date of the enactment of this Act, the Secretary of Hous6 ing and Urban Development shall issue such regulations 

7 as may be necessary to establish annual energy efficiency 

8 participation incentives consistent with this Act to encour9 age participants in programs administered by the Sec10 retary, including recipients under programs for which 

11 HUD assistance is provided, to achieve substantial im12 provements in energy efficiency. 

13 (b) REQUIREMENT FOR APPROPRIATION OF

14 FUNDS.—The requirement under subsection (a) for the 

15 Secretary to provide annual energy efficiency participation 

16 incentives pursuant to the provisions of this Act shall be 

17 subject to the annual appropriation of necessary funds. 


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1 SEC. 3. BASIC HUD ENERGY EFFICIENCY STANDARDS AND 

2 STANDARDS FOR ADDITIONAL CREDIT. 

3 (a) BASIC HUD STANDARD.— 

4 (1) RESIDENTIAL STRUCTURES.—A residential 

5 single-family or multifamily structure shall be con6 sidered to comply with the energy efficiency stand7 ards under this subsection if— 

8 (A) the structure complies with the appli9 cable provisions of the American Society of 

10 Heating, Refrigerating, and Air-Conditioning 

11 Engineers Standard 90.1–2016, as such stand12 ard or successor standard is in effect for pur13 poses of this section pursuant to subsection (c); 

14 (B) the structure complies with the appli15 cable provisions of the 2018 International En16 ergy Conservation Code, as such standard or 

17 successor standard is in effect for purposes of 

18 this section pursuant to subsection (c); 

19 (C) in the case only of an existing struc20 ture, where determined cost effective, the struc21 ture has undergone rehabilitation or improve22 ments, completed after the date of the enact23 ment of this Act, and the energy consumption 

24 for the structure has been reduced by at least 

25 20 percent from the previous level of consump26 tion, as determined in accordance with energy 


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1 audits performed both before and after any re2 habilitation or improvements undertaken to re3 duce such consumption; or 

4 (D) the structure complies with the appli5 cable provisions of such other energy efficiency 

6 requirements, standards, checklists, or ratings 

7 systems as the Secretary may adopt and apply 

8 by regulation, as may be necessary, for pur9 poses of this section for specific types of resi10 dential single-family or multifamily structures 

11 or otherwise, except that the Secretary shall 

12 make a determination regarding whether to 

13 adopt and apply any such requirements, stand14 ards, checklists, or rating system for purposes 

15 of this section not later than the expiration of 

16 the 180-day period beginning upon the date of 

17 receipt of any written request, made in such 

18 form as the Secretary shall provide, for such 

19 adoption and application. 

20 In addition to compliance with any of subparagraphs 

21 (A) through (D), the Secretary shall by regulation 

22 require, for any newly constructed residential single23 family or multifamily structure to be considered to 

24 comply with the energy efficiency standards under 

25 this subsection, that the structure have appropriate 


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1 electrical outlets with the facility and capacity to re2 charge a standard electric passenger vehicle, includ3 ing an electric hybrid vehicle, where such vehicle 

4 would normally be parked. 

5 (2) NONRESIDENTIAL STRUCTURES.—For pur6 poses of this section, the Secretary shall identify and 

7 adopt by regulation, as may be necessary, energy ef8 ficiency requirements, standards, checklists, or rat9 ing systems applicable to nonresidential structures 

10 that are constructed or rehabilitated with HUD as11 sistance. A nonresidential structure shall be consid12 ered to comply with the energy efficiency standards 

13 under this subsection if the structure complies with 

14 the applicable provisions of any such energy effi15 ciency requirements, standards, checklist, or rating 

16 systems identified and adopted by the Secretary pur17 suant to this paragraph, as such standards are in ef18 fect for purposes of this section pursuant to sub19 section (c). 

20 (3) EFFECT.—Nothing in this subsection may 

21 be construed to require any structure to comply with 

22 any standard established or adopted pursuant to this 

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1 gram for any structure that complies with any such 

2 standard, except to the extent that— 

3 (A) any provision of law other than this 

4 subsection provides a benefit or credit under a 

5 Federal program for compliance with a stand6 ard established or adopted pursuant to this sub7 section, or identified in this subsection; or 

8 (B) the Secretary specifically provides pur9 suant to subsection (c) for the applicability of 

10 such standard. 

11 (b) ENHANCED ENERGY EFFICIENCY STANDARDS

12 FOR PURPOSES OF PROVIDING ADDITIONAL CREDIT

13 UNDER CERTAIN FEDERALLY ASSISTED HOUSING PRO14 GRAMS.— 

15 (1) PURPOSE AND EFFECT.— 

16 (A) PURPOSE.—The purpose of this sub17 section is to establish energy efficiency and con18 servation standards and green building stand19 ards that— 

20 (i) provide for greater energy effi21 ciency and conservation in structures than 

22 is required for compliance with the energy 

23 efficiency standards under subsection (a) 

24 and then in effect; 


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1 (ii) provide for green and sustainable 

2 building standards not required by such 

3 standards; and 

4 (iii) can be used in connection with 

5 Federal housing, housing finance, and de6 velopment programs to provide incentives 

7 for greater energy efficiency and conserva8 tion and for green and sustainable building 

9 methods, elements, practices, and mate10 rials. 

11 (B) EFFECT.—Nothing in this subsection 

12 may be construed to require any structure to 

13 comply with any standard established pursuant 

14 to this subsection or to provide any benefit or 

15 credit under any Federal program for any 

16 structure, except to the extent that any provi17 sion of law other than this subsection provides 

18 a benefit or credit under a Federal program for 

19 compliance with a standard established pursu20 ant to this subsection. 

21 (2) COMPLIANCE.—A residential or nonresiden22 tial structure shall be considered to comply with the 

23 enhanced energy efficiency and conservation stand24 ards or the green building standards under this sub25 section, to the extent that such structure is verified 


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1 by a third party as compliant with, or certified to, 

2 the applicable provisions of the standards under 

3 paragraph (3) or (4), respectively (as such standards 

4 are in effect for purposes of this section, pursuant 

5 to paragraph (7)), in a manner that is not required 

6 for compliance with the energy efficiency standards 

7 under subsection (a) then in effect and subject to 

8 the Secretary’s determination of which standards are 

9 applicable to which structures. 

10 (3) ENERGY EFFICIENCY AND CONSERVATION

11 STANDARDS.—The energy efficiency and conserva12 tion standards under this paragraph are as follows: 

13 (A) RESIDENTIAL STRUCTURES.—With re14 spect to residential structures: 

15 (i) NEW CONSTRUCTION.—For new 

16 construction, the Energy Star for Homes 

17 certification or Energy Star for Multi18 family New Construction certification 

19 standards established by the Environ20 mental Protection Agency, as such stand21 ards are in effect for purposes of this sub22 section pursuant to paragraph (7); 

23 (ii) EXISTING STRUCTURES.—For ex24 isting structures, a reduction in energy 

25 consumption from the previous level of 


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1 consumption for the structure, as deter2 mined in accordance with energy audits 

3 performed both before and after any reha4 bilitation or improvements undertaken to 

5 reduce such consumption by at least 30 

6 percent or achievement of ENERGY 

7 STAR certification. 

8 (B) NONRESIDENTIAL STRUCTURES.— 

9 With respect to nonresidential structures, such 

10 energy efficiency and conservation require11 ments, standards, checklists, or rating systems 

12 for nonresidential structures as the Secretary 

13 shall identify and adopt by regulation, as may 

14 be necessary, for purposes of this paragraph. 

15 (4) GREEN BUILDING STANDARDS.—The green 

16 building standards under this paragraph are the 

17 most recent adopted versions of the following: 

18 (A) The national Green Communities cri19 teria checklist for residential construction that 

20 provides criteria for the design, development, 

21 and operation of affordable housing, as such 

22 checklist or successor checklist is in effect for 

23 purposes of this section pursuant to paragraph 

24 (7). 


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1 (B) The LEED for New Construction rat2 ing system, the LEED for Homes rating sys3 tem, the LEED for Core and Shell rating sys4 tem, as applicable, as such systems or successor 

5 systems are in effect for purposes of this sec6 tion pursuant to paragraph (7). 

7 (C) The Green Globes assessment and rat8 ing system of the Green Buildings Initiative. 

9 (D) For manufactured housing, energy 

10 star rating with respect to fixtures, appliances, 

11 and equipment in such housing, as such stand12 ard or successor standard is in effect for pur13 poses of this section pursuant to paragraph (7). 

14 (E) The National Green Building Stand15 ard. 

16 (F) Any other proven requirements, stand17 ards, checklists, or rating systems for green 

18 building or sustainability as the Secretary may 

19 identify and adopt by regulation, as may be 

20 necessary for purposes of this paragraph, ex21 cept that the Secretary shall make a determina22 tion regarding whether to adopt and apply any 

23 such requirements, standards, checklist, or rat24 ing system for purposes of this section not later 

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1 ning upon date of receipt of any written re2 quest, made in such form as the Secretary shall 

3 provide, for such adoption and application. 

4 (5) GREEN BUILDING.—For purposes of this 

5 subsection, the term ‘‘green building’’ means, with 

6 respect to standards for structures, standards to re7 quire use of sustainable design principles to reduce 

8 the use of nonrenewable resources, minimize the im9 pact of development on the environment, and to im10 prove indoor air quality. 

11 (6) ENERGY AUDITS.—The Secretary shall es12 tablish standards and requirements for energy au13 dits for purposes of paragraph (3)(A)(ii). 

14 (7) APPLICABILITY AND UPDATING OF STAND15 ARDS.— 

16 (A) APPLICABILITY.—Except as provided 

17 in subparagraph (B), the requirements, stand18 ards, checklists, and rating systems referred to 

19 in this subsection that are in effect for purposes 

20 of this subsection are such requirements, stand21 ards, checklists, and systems are as in existence 

22 upon the date of the enactment of this Act. 

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1 ments and supplements to, and editions of, the 

2 requirements, standards, checklists, and rating 

3 systems referred to in this subsection. 

4 (c) AUTHORITY OF SECRETARY TO APPLY STAND5 ARDS TO FEDERALLY ASSISTED HOUSING AND PRO6 GRAMS.— 

7 (1) HUD HOUSING AND PROGRAMS.—The Sec8 retary of Housing and Urban Development may, by 

9 regulation, provide for the applicability of the energy 

10 efficiency standards under subsection (a) or the en11 hanced energy efficiency and conservation standards 

12 and green building standards under subsection (b), 

13 or both, with respect to any covered federally as14 sisted housing described in paragraph (3)(A) or any 

15 HUD assistance. 

16 (2) RURAL HOUSING.—The Secretary of Agri17 culture may, by regulation, provide for the applica18 bility of the energy efficiency standards under sub19 section (a) or the enhanced energy efficiency and 

20 conservation standards and green building standards 

21 under subsection (b), or both, with respect to any 

22 covered federally assisted housing described in para23 graph (3)(B) or any assistance provided with respect 

24 to rural housing by the Rural Housing Service of the 

25 Department of Agriculture. 


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1 (3) COVERED FEDERALLY ASSISTED HOUS2 ING.—For purposes of this subsection, the term 

3 ‘‘covered federally assisted housing’’ means— 

4 (A) any residential or nonresidential struc5 ture for which any HUD assistance is provided; 

6 and 

7 (B) any new construction of single-family 

8 housing (other than manufactured homes) sub9 ject to mortgages insured, guaranteed, or made 

10 by the Secretary of Agriculture under title V of 

11 the Housing Act of 1949 (42 U.S.C. 1471 et 

12 seq.). 

13 SEC. 4. ENHANCED ENERGY EFFICIENCY UNDERWRITING. 

14 (a) DEFINITIONS.—In this section: 

15 (1) COVERED AGENCY.—The term ‘‘covered 

16 agency’’— 

17 (A) means— 

18 (i) an executive agency, as that term 

19 is defined in section 102 of title 31, United 

20 States Code; and 

21 (ii) any other agency of the Federal 

22 Government; and 

23 (B) includes each enterprise, as that term 

24 is defined under section 1303 of the Federal 


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1 Housing Enterprises Financial Safety and 

2 Soundness Act of 1992 (12 U.S.C. 4502). 

3 (2) COVERED LOAN.—The term ‘‘covered loan’’ 

4 means a loan secured by a home that is issued, in5 sured, purchased, or securitized by a covered agency. 

6 (3) HOMEOWNER.—The term ‘‘homeowner’’ 

7 means the mortgagor under a covered loan. 

8 (4) MORTGAGEE.—The term ‘‘mortgagee’’ 

9 means— 

10 (A) an original lender under a covered loan 

11 or the holder of a covered loan at the time at 

12 which that mortgage transaction is con13 summated; 

14 (B) any affiliate, agent, subsidiary, suc15 cessor, or assignee of an original lender under 

16 a covered loan or the holder of a covered loan 

17 at the time at which that mortgage transaction 

18 is consummated; 

19 (C) any servicer of a covered loan; and 

20 (D) any subsequent purchaser, trustee, or 

21 transferee of any covered loan issued by an 

22 original lender. 

23 (5) SECRETARY.—The term ‘‘Secretary’’ means 

24 the Secretary of Housing and Urban Development. 


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1 (6) SERVICER.—The term ‘‘servicer’’ means the 

2 person or entity responsible for the servicing of a 

3 covered loan, including the person or entity who 

4 makes or holds a covered loan if that person or enti5 ty also services the covered loan. 

6 (7) SERVICING.—The term ‘‘servicing’’ has the 

7 meaning given the term in section 6(i) of the Real 

8 Estate Settlement Procedures Act of 1974 (12 

9 U.S.C. 2605(i)). 

10 (b) FINDINGS AND PURPOSES.— 

11 (1) FINDINGS.—The Congress finds that— 

12 (A) energy costs for homeowners are a sig13 nificant and increasing portion of their house14 hold budgets; 

15 (B) household energy use can vary sub16 stantially depending on the efficiency and char17 acteristics of the house; 

18 (C) expected energy cost savings are im19 portant to the value of the house; 

20 (D) the current test for loan affordability 

21 used by most covered agencies, commonly 

22 known as the ‘‘debt-to-income’’ test, is inad23 equate because it does not take into account the 

24 expected energy cost savings for the homeowner 

25 of an energy efficient home; and 


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1 (E) another loan limitation, commonly 

2 known as the ‘‘loan-to-value’’ test, is tied to the 

3 appraisal, which often does not adjust for effi4 ciency features of houses. 

5 (2) PURPOSES.—The purposes of this section 

6 are to— 

7 (A) improve the accuracy of mortgage un8 derwriting by Federal mortgage agencies by en9 suring that energy cost savings are included in 

10 the underwriting process as described below, 

11 and thus to reduce the amount of energy con12 sumed by homes and to facilitate the creation 

13 of energy efficiency retrofit and construction 

14 jobs; 

15 (B) require a covered agency to include the 

16 expected energy cost savings of a homeowner as 

17 a regular expense in the tests, such as the debt18 to-income test, used to determine the ability of 

19 the loan applicant to afford the cost of home20 ownership for all loan programs; and 

21 (C) require a covered agency to include the 

22 value home buyers place on the energy effi23 ciency of a house in tests used to compare the 

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1 cautions to avoid double-counting and to sup2 port safe and sound lending. 

3 (c) ENHANCED ENERGY EFFICIENCY UNDER4 WRITING CRITERIA.— 

5 (1) IN GENERAL.—Not later than 1 year after 

6 the date of enactment of this Act, the Secretary 

7 shall, in consultation with the advisory group estab8 lished in subsection (f)(2), develop and issue guide9 lines for a covered agency to implement enhanced 

10 loan eligibility requirements, for use when testing 

11 the ability of a loan applicant to repay a covered 

12 loan, that account for the expected energy cost sav13 ings for a loan applicant at a subject property, in 

14 the manner set forth in paragraphs (2) and (3). 

15 (2) REQUIREMENTS TO ACCOUNT FOR ENERGY

16 COST SAVINGS.— 

17 (A) IN GENERAL.—The enhanced loan eli18 gibility requirements under paragraph (1) shall 

19 require that, for all covered loans for which an 

20 energy efficiency report is voluntarily provided 

21 to the mortgagee by the mortgagor, the covered 

22 agency and the mortgagee shall take into con23 sideration the estimated energy cost savings ex24 pected for the owner of the subject property in 

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1 ficient income to service the mortgage debt plus 

2 other regular expenses. 

3 (B) EXPENSES AS OFFSETS.—To the ex4 tent that a covered agency uses a test, such as 

5 a debt-to-income test, that includes certain reg6 ular expenses, such as hazard insurance and 

7 property taxes, the expected energy cost savings 

8 shall be included as an offset to these expenses. 

9 (C) ASSESSED ENERGY COSTS.—Energy 

10 costs to be assessed include the cost of elec11 tricity, natural gas, oil, and any other fuel regu12 larly used to supply energy to the subject prop13 erty. 

14 (3) DETERMINATION OF ESTIMATED ENERGY

15 COST SAVINGS.— 

16 (A) IN GENERAL.—The guidelines to be 

17 issued under paragraph (1) shall include in18 structions for the covered agency to calculate 

19 estimated energy cost savings using— 

20 (i) the energy efficiency report; 

21 (ii) an estimate of baseline average 

22 energy costs; and 

23 (iii) additional sources of information 

24 as determined by the Secretary. 


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1 (B) REPORT REQUIREMENTS.—For the 

2 purposes of subparagraph (A), an energy effi3 ciency report shall— 

4 (i) estimate the expected energy cost 

5 savings specific to the subject property, 

6 based on specific information about the 

7 property; 

8 (ii) be prepared in accordance with 

9 the guidelines to be issued under para10 graph (1); and 

11 (iii) be prepared— 

12 (I) in accordance with the Resi13 dential Energy Service Network’s 

14 Home Energy Rating System (com15 monly known as ‘‘HERS’’) by an indi16 vidual certified by the Residential En17 ergy Service Network, unless the Sec18 retary finds that the use of HERS 

19 does not further the purposes of this 

20 section; or 

21 (II) by other methods approved 

22 by the Secretary, in consultation with 

23 the Secretary of Energy and the advi24 sory group established in subsection 

25 (f)(2), for use under this section, 


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1 which shall include a quality assur2 ance procedure approved by the Sec3 retary, in consultation with the Sec4 retary of Energy. 

5 (C) USE BY APPRAISER.—If an energy ef6 ficiency report is used under paragraph (2), the 

7 energy efficiency report shall be provided to the 

8 appraiser to estimate the energy efficiency of 

9 the subject property and for potential adjust10 ments for energy efficiency. 

11 (4) REQUIRED DISCLOSURE TO CONSUMER FOR

12 A HOME WITH AN ENERGY EFFICIENCY REPORT.— 

13 If an energy efficiency report is used under para14 graph (2), the guidelines to be issued under para15 graph (1) shall require the mortgagee to— 

16 (A) inform the loan applicant of the ex17 pected energy costs as estimated in the energy 

18 efficiency report, in a manner and at a time as 

19 prescribed by the Secretary, and if practicable, 

20 in the documents delivered at the time of loan 

21 application; and 

22 (B) include the energy efficiency report in 

23 the documentation for the loan provided to the 

24 borrower. 


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1 (5) REQUIRED DISCLOSURE TO CONSUMER FOR

2 A HOME WITHOUT AN ENERGY EFFICIENCY RE3 PORT.—If an energy efficiency report is not used 

4 under paragraph (2), the guidelines to be issued 

5 under paragraph (1) shall require the mortgagee to 

6 inform the loan applicant in a manner and at a time 

7 as prescribed by the Secretary, and if practicable, in 

8 the documents delivered at the time of loan applica9 tion of— 

10 (A) typical energy cost savings that would 

11 be possible from a cost-effective energy upgrade 

12 of a home of the size and in the region of the 

13 subject property; 

14 (B) the impact the typical energy cost sav15 ings would have on monthly ownership costs of 

16 a typical home; 

17 (C) the impact on the size of a mortgage 

18 that could be obtained if the typical energy cost 

19 savings were reflected in an energy efficiency 

20 report; and 

21 (D) resources for improving the energy ef22 ficiency of a home. 

23 (6) PRICING OF LOANS.— 

24 (A) IN GENERAL.—A covered agency may 

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1 hanced loan eligibility requirements required 

2 under this section in accordance with the esti3 mated risk of the loans. 

4 (B) IMPOSITION OF CERTAIN MATERIAL

5 COSTS, IMPEDIMENTS, OR PENALTIES.—In the 

6 absence of a publicly disclosed analysis that 

7 demonstrates significant additional default risk 

8 or prepayment risk associated with the loans, a 

9 covered agency shall not impose material costs, 

10 impediments, or penalties on covered loans 

11 merely because the loan uses an energy effi12 ciency report or the enhanced loan eligibility re13 quirements required under this section. 

14 (7) LIMITATIONS.— 

15 (A) IN GENERAL.—A covered agency may 

16 price covered loans originated under the en17 hanced loan eligibility requirements required 

18 under this section in accordance with the esti19 mated risk of those loans. 

20 (B) PROHIBITED ACTIONS.—A covered 

21 agency shall not— 

22 (i) modify existing underwriting cri23 teria or adopt new underwriting criteria 

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1 fits that are set forth or otherwise derived 

2 from the enhanced loan eligibility require3 ments required under this subsection; or 

4 (ii) impose greater buy back require5 ments, credit overlays, or insurance re6 quirements, including private mortgage in7 surance, on covered loans merely because 

8 the loan uses an energy efficiency report or 

9 the enhanced loan eligibility requirements 

10 required under this subsection. 

11 (8) APPLICABILITY AND IMPLEMENTATION

12 DATE.—Not later than 3 years after the date of en13 actment of this Act, and before December 31, 2023, 

14 the enhanced loan eligibility requirements required 

15 under this subsection shall be implemented by each 

16 covered agency to— 

17 (A) apply to any covered loan for the sale, 

18 or refinancing of any loan for the sale, of any 

19 home; 

20 (B) be available on any residential real 

21 property (including individual units of con22 dominiums and cooperatives) that qualifies for 

23 a covered loan; and 


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1 (C) provide prospective mortgagees with 

2 sufficient guidance and applicable tools to im3 plement the required underwriting methods. 

4 (d) ENHANCED ENERGY EFFICIENCY UNDER5 WRITING VALUATION GUIDELINES.— 

6 (1) IN GENERAL.—Not later than 1 year after 

7 the date of enactment of this Act, the Secretary 

8 shall— 

9 (A) in consultation with the Federal Fi10 nancial Institutions Examination Council and 

11 the advisory group established in subsection 

12 (f)(2), develop and issue guidelines for a cov13 ered agency to determine the maximum per14 mitted loan amount based on the value of the 

15 property for all covered loans made on prop16 erties with an energy efficiency report that 

17 meets the requirements of subsection (c)(3)(B); 

18 and 

19 (B) in consultation with the Secretary of 

20 Energy, issue guidelines for a covered agency to 

21 determine the estimated energy savings under 

22 paragraph (3) for properties with an energy ef23 ficiency report. 


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1 (2) REQUIREMENTS.—The enhanced energy ef2 ficiency underwriting valuation guidelines required 

3 under paragraph (1) shall include— 

4 (A) a requirement that if an energy effi5 ciency report that meets the requirements of 

6 subsection (c)(3)(B) is voluntarily provided to 

7 the mortgagee, such report shall be used by the 

8 mortgagee or covered agency to determine the 

9 estimated energy savings of the subject prop10 erty; and 

11 (B) a requirement that the estimated en12 ergy savings of the subject property be added to 

13 the appraised value of the subject property by 

14 a mortgagee or covered agency for the purpose 

15 of determining the loan-to-value ratio of the 

16 subject property, unless the appraisal includes 

17 the value of the overall energy efficiency of the 

18 subject property, using methods to be estab19 lished under the guidelines issued under para20 graph (1). 

21 (3) DETERMINATION OF ESTIMATED ENERGY

22 SAVINGS.— 

23 (A) AMOUNT OF ENERGY SAVINGS.—The 

24 amount of estimated energy savings shall be de25 termined by calculating the difference between 


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1 the estimated energy costs for the average com2 parable houses, as determined in guidelines to 

3 be issued under paragraph (1), and the esti4 mated energy costs for the subject property 

5 based upon the energy efficiency report. 

6 (B) DURATION OF ENERGY SAVINGS.—The 

7 duration of the estimated energy savings shall 

8 be based upon the estimated life of the applica9 ble equipment, consistent with the rating sys10 tem used to produce the energy efficiency re11 port. 

12 (C) PRESENT VALUE OF ENERGY SAV13 INGS.—The present value of the future savings 

14 shall be discounted using the average interest 

15 rate on conventional 30-year mortgages, in the 

16 manner directed by guidelines issued under 

17 paragraph (1). 

18 (4) ENSURING CONSIDERATION OF ENERGY EF19 FICIENT FEATURES.—Section 1110 of the Financial 

20 Institutions Reform, Recovery, and Enforcement Act 

21 of 1989 (12 U.S.C. 3339) is amended— 

22 (A) in paragraph (2), by striking ‘‘and’’ at 

23 the end; 

24 (B) in paragraph (3), by striking the pe25 riod at the end and inserting ‘‘; and’’; and 


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1 (C) by inserting after paragraph (3) the 

2 following: 

3 ‘‘(4) that State certified and licensed appraisers 

4 have timely access, whenever practicable, to informa5 tion from the property owner and the lender that 

6 may be relevant in developing an opinion of value re7 garding the energy- and water-saving improvements 

8 or features of a property, such as— 

9 ‘‘(A) labels or ratings of buildings; 

10 ‘‘(B) installed appliances, measures, sys11 tems or technologies; 

12 ‘‘(C) blueprints; 

13 ‘‘(D) construction costs; 

14 ‘‘(E) financial or other incentives regard15 ing energy- and water-efficient components and 

16 systems installed in a property; 

17 ‘‘(F) utility bills; 

18 ‘‘(G) energy consumption and 

19 benchmarking data; and 

20 ‘‘(H) third-party verifications or represen21 tations of energy and water efficiency perform22 ance of a property, observing all financial pri23 vacy requirements adhered to by certified and 

24 licensed appraisers, including section 501 of the 

25 Gramm-Leach-Bliley Act (15 U.S.C. 6801). 


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1 Unless a property owner consents to a lender, an ap2 praiser, in carrying out the requirements of para3 graph (4), shall not have access to the commercial 

4 or financial information of the owner that is privi5 leged or confidential.’’. 

6 (5) TRANSACTIONS REQUIRING STATE CER7 TIFIED AND COMPETENT APPRAISERS.—Section 

8 1113 of the Financial Institutions Reform, Recov9 ery, and Enforcement Act of 1989 (12 U.S.C. 3342) 

10 is amended— 

11 (A) in paragraph (1), by inserting before 

12 the semicolon the following: ‘‘, or any real prop13 erty on which the appraiser makes adjustments 

14 using an energy efficiency report’’; and 

15 (B) in paragraph (2), by inserting after 

16 ‘‘atypical’’ the following: ‘‘, or an appraisal on 

17 which the appraiser makes adjustments using 

18 an energy efficiency report.’’. 

19 (6) APPRAISER COMPETENCY REQUIREMENT.— 

20 Mortgagee shall require that the appraiser con21 ducting an appraisal of any real property for which 

22 an energy report is provided shall have the requisite 

23 knowledge required to perform a professional quality 

24 appraisal, as evidenced by professional certification 

25 approved by the Secretary. 


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1 (7) PROTECTIONS.— 

2 (A) AUTHORITY TO IMPOSE LIMITA3 TIONS.—The guidelines to be issued under 

4 paragraph (1) shall include such limitations and 

5 conditions as determined by the Secretary to be 

6 necessary to protect against meaningful under 

7 or over valuation of energy cost savings or du8 plicative counting of energy efficiency features 

9 or energy cost savings in the valuation of any 

10 subject property that is used to determine a 

11 loan amount. 

12 (B) ADDITIONAL AUTHORITY.—At the end 

13 of the 7-year period following the implementa14 tion of enhanced eligibility and underwriting 

15 valuation requirements under this section, the 

16 Secretary may modify or apply additional ex17 ceptions to the approach described in paragraph 

18 (2), where the Secretary finds that the 

19 unadjusted appraisal will reflect an accurate 

20 market value of the efficiency of the subject 

21 property or that a modified approach will better 

22 reflect an accurate market value. 

23 (8) APPLICABILITY AND IMPLEMENTATION

24 DATE.—Not later than 3 years after the date of en25 actment of this Act, and before December 31, 2023, 


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1 each covered agency shall implement the guidelines 

2 required under this subsection, which shall— 

3 (A) apply to any covered loan for the sale, 

4 or refinancing of any loan for the sale, of any 

5 home; and 

6 (B) be available on any residential real 

7 property, including individual units of con8 dominiums and cooperatives, that qualifies for a 

9 covered loan. 

10 (e) MONITORING.—Not later than 1 year after the 

11 date on which the enhanced eligibility and underwriting 

12 valuation requirements are implemented under this sec13 tion, and every year thereafter, each covered agency with 

14 relevant activity shall issue and make available to the pub15 lic a report that— 

16 (1) enumerates the number of covered loans of 

17 the agency for which there was an energy efficiency 

18 report, and that used energy efficiency appraisal 

19 guidelines and enhanced loan eligibility require20 ments; 

21 (2) includes the default rates and rates of fore22 closures for each category of loans; and 

23 (3) describes the risk premium, if any, that the 

24 agency has priced into covered loans for which there 

25 was an energy efficiency report. 


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1 (f) RULEMAKING.— 

2 (1) IN GENERAL.—The Secretary shall pre3 scribe regulations to carry out this section, in con4 sultation with the Secretary of Energy and the advi5 sory group established in paragraph (2), which may 

6 contain such classifications, differentiations, or other 

7 provisions, and may provide for such proper imple8 mentation and appropriate treatment of different 

9 types of transactions, as the Secretary determines 

10 are necessary or proper to effectuate the purposes of 

11 this section, to prevent circumvention or evasion 

12 thereof, or to facilitate compliance therewith. 

13 (2) ADVISORY GROUP.—To assist in carrying 

14 out this section, the Secretary shall establish an ad15 visory group, consisting of individuals representing 

16 the interests of— 

17 (A) mortgage lenders; 

18 (B) appraisers; 

19 (C) energy raters and residential energy 

20 consumption experts; 

21 (D) energy efficiency organizations; 

22 (E) real estate agents; 

23 (F) home builders and remodelers; 

24 (G) State energy officials; and 

25 (H) others as determined by the Secretary. 


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1 (g) ADDITIONAL STUDY.— 

2 (1) IN GENERAL.—Not later than 18 months 

3 after the date of enactment of this Act, the Sec4 retary shall reconvene the advisory group established 

5 in subsection (f)(2), in addition to water and loca6 tional efficiency experts, to advise the Secretary on 

7 the implementation of the enhanced energy efficiency 

8 underwriting criteria established in subsections (c) 

9 and (d). 

10 (2) RECOMMENDATIONS.— 

11 (A) IN GENERAL.—The advisory group es12 tablished in subsection (f)(2) shall provide rec13 ommendations to the Secretary on any revisions 

14 or additions to the enhanced energy efficiency 

15 underwriting criteria deemed necessary by the 

16 group, which may include alternate methods to 

17 better account for home energy costs and addi18 tional factors to account for substantial and 

19 regular costs of homeownership such as loca20 tion-based transportation costs and water costs. 

21 (B) LEGISLATIVE RECOMMENDATIONS.— 

22 The Secretary shall forward any legislative rec23 ommendations from the advisory group to Con24 gress for consideration. 


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1 SEC. 5. ENERGY-EFFICIENT CERTIFICATIONS FOR MANU2 FACTURED HOUSING WITH MORTGAGES. 

3 Section 526 of the National Housing Act (12 U.S.C. 

4 1735f–4(a)) is amended— 

5 (1) in subsection (a)— 

6 (A) by striking ‘‘, other than manufactured 

7 homes,’’ each place such term appears; 

8 (B) by inserting after the period at the end 

9 the following: ‘‘The energy performance require10 ments developed and established by the Sec11 retary under this section for manufactured 

12 homes shall require energy star rating for wall 

13 fixtures, appliances, and equipment in such 

14 housing.’’; 

15 (C) by inserting ‘‘(1)’’ after ‘‘(a)’’; and 

16 (D) by adding at the end the following new 

17 paragraphs: 

18 ‘‘(2) The Secretary shall require, with respect 

19 to any single- or multi-family residential housing 

20 subject to a mortgage insured under this Act, that 

21 any approval or certification of the housing for 

22 meeting any energy efficiency or conservation cri23 teria, standards, or requirements pursuant to this 

24 title and any approval or certification required pur25 suant to this title with respect to energy-conserving 

26 improvements or any renewable energy sources, such 


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1 as wind, solar energy geothermal, or biomass, shall 

2 be conducted only by an individual certified by a 

3 home energy rating system provider who has been 

4 accredited to conduct such ratings by the Home En5 ergy Ratings System Council, the Residential En6 ergy Services Network, or such other appropriate 

7 national organization, as the Secretary may provide, 

8 or by licensed professional architect or engineer. If 

9 any organization makes a request to the Secretary 

10 for approval to accredit individuals to conduct en11 ergy efficiency or conservation ratings, the Secretary 

12 shall review and approve or disapprove such request 

13 not later than the expiration of the 6-month period 

14 beginning upon receipt of such request. 

15 ‘‘(3) The Secretary shall periodically examine 

16 the method used to conduct inspections for compli17 ance with the requirements under this section, ana18 lyze various other approaches for conducting such 

19 inspections, and review the costs and benefits of the 

20 current method compared with other methods.’’; and 

21 (2) in subsection (b), by striking ‘‘, other than 

22 a manufactured home,’’. 

23 SEC. 6. MAKING IT GREEN. 

24 (a) PARTNERSHIPS WITH TREE-PLANTING ORGANI25 ZATIONS.—The Secretary shall establish and provide inVerDate Sep 11 2014 02:54 Sep 04, 2020 Jkt 099200 PO 00000 Frm 00034 Fmt 6652 Sfmt 6201 E:\BILLS\H8021.IH H8021

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1 centives for developers of housing for which any HUD fi2 nancial assistance, as determined by the Secretary, is pro3 vided for development, maintenance, operation, or other 

4 costs, to enter into agreements and partnerships with tree5 planting organizations, nurseries, and landscapers to cer6 tify that trees, shrubs, grasses, and other plants are plant7 ed in the proper manner, are provided adequate mainte8 nance, and survive for at least 3 years after planting or 

9 are replaced. The financial assistance determined by the 

10 Secretary as eligible under this section shall take into con11 sideration such factors as cost effectiveness and afford12 ability. 

13 (b) MAKING IT GREEN PLAN.—In the case of any 

14 new or substantially rehabilitated housing for which HUD 

15 financial assistance, as determined in accordance with 

16 subsection (a), is provided by the Secretary for the devel17 opment, construction, maintenance, rehabilitation, im18 provement, operation, or costs of the housing, including 

19 financial assistance provided through the Community De20 velopment Block Grant program under title I of the Hous21 ing and Community Development Act of 1974 (42 U.S.C. 

22 5301 et seq.), the Secretary shall require the development 

23 of a plan that provides for— 

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1 ments in a manner that provides for energy effi2 ciency and conservation to the extent feasible, taking 

3 into consideration location and project type; 

4 (2) minimization of the effects of construction, 

5 rehabilitation, or other development on the condition 

6 of existing trees; 

7 (3) selection and installation of indigenous 

8 trees, shrubs, grasses, and other plants based upon 

9 applicable design guidelines and standards of the 

10 International Society for Arboriculture; 

11 (4) post-planting care and maintenance of the 

12 landscaping relating to or affected by the housing in 

13 accordance with best management practices; and 

14 (5) establishment of a goal for minimum 

15 greenspace or tree canopy cover for the housing site 

16 for which such financial assistance is provided, in17 cluding guidelines and timetables within which to 

18 achieve compliance with such minimum require19 ments. 

20 (c) PARTNERSHIPS.—In carrying out this section, the 

21 Secretary is encouraged to consult, as appropriate, with 

22 national organizations dedicated to providing housing as23 sistance and related services to low-income families, such 

24 as the Alliance for Community Trees and its affiliates, the 

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1 ican Society of Landscape Architects, and the National 

2 Arbor Day Foundation. 

3 SEC. 7. INCLUDING SUSTAINABLE DEVELOPMENT AND 

4 TRANSPORTATION STRATEGIES IN COM5 PREHENSIVE HOUSING AFFORDABILITY 

6 STRATEGIES. 

7 Section 105(b) of the Cranston-Gonzalez National 

8 Affordable Housing Act (42 U.S.C. 12705(b)) is amend9 ed— 

10 (1) by striking ‘‘and’’ at the end of paragraph 

11 (19); 

12 (2) by striking the period at the end of para13 graph (20) and inserting ‘‘; and’’; 

14 (3) and by inserting after paragraph (20) the 

15 following new paragraphs: 

16 ‘‘(21) describe the jurisdiction’s strategies to 

17 encourage sustainable development for affordable 

18 housing, including single-family and multifamily 

19 housing, as measured by— 

20 ‘‘(A) greater energy efficiency and use of 

21 renewable energy sources, including any strate22 gies regarding compliance with the energy effi23 ciency standards under section 3(a) of the 

24 Green Neighborhoods Act of 2020 and with the 

25 enhanced energy efficiency and conservation 


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1 standards, and the green building standards, 

2 under section 3(b) of such Act; 

3 ‘‘(B) increased conservation, recycling, and 

4 reuse of resources; 

5 ‘‘(C) more effective use of existing infra6 structure; 

7 ‘‘(D) use of building materials and meth8 ods that are healthier for residents of the hous9 ing, including use of building materials that are 

10 free of added known carcinogens that are classi11 fied as Group 1 Known Carcinogens by the 

12 International Agency for Research on Cancer; 

13 and 

14 ‘‘(E) such other criteria as the Secretary 

15 determines, in consultation with the Secretary 

16 of Energy, the Secretary of Agriculture, and the 

17 Administrator of the Environmental Protection 

18 Agency, are in accordance with the purposes of 

19 this paragraph; and 

20 ‘‘(22) describe the jurisdiction’s efforts to co21 ordinate its housing strategy with its transportation 

22 planning strategies to ensure to the extent prac23 ticable that residents of affordable housing have ac24 cess to public transportation.’’. 


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1 SEC. 8. GRANT PROGRAM TO INCREASE SUSTAINABLE LOW2 INCOME COMMUNITY DEVELOPMENT CAPAC3 ITY. 

4 (a) IN GENERAL.—The Secretary may make grants 

5 to nonprofit organizations to use for any of the following 

6 purposes: 

7 (1) Training, educating, supporting, or advising 

8 an eligible community development organization or 

9 qualified youth service and conservation corps in im10 proving energy efficiency, resource conservation and 

11 reuse, design strategies to maximize energy effi12 ciency, installing or constructing renewable energy 

13 improvements (such as wind, wave, solar, biomass, 

14 and geothermal energy sources), and effective use of 

15 existing infrastructure in affordable housing and 

16 economic development activities in low-income com17 munities, taking into consideration energy efficiency 

18 standards under section 3(a) of this Act and with 

19 the enhanced energy efficiency and conservation 

20 standards, and the green building standards, under 

21 section 3(b) of this Act. 

22 (2) Providing loans, grants, or predevelopment 

23 assistance to eligible community development organi24 zations or qualified youth service and conservation 

25 corps to carry out energy efficiency improvements 

26 that comply with the energy efficiency standards 


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1 under section 3(a) of this Act, resource conservation 

2 and reuse, and effective use of existing infrastruc3 ture in affordable housing and economic develop4 ment activities in low-income communities. In pro5 viding assistance under this paragraph, the Sec6 retary shall give more preference to activities based 

7 on the extent to which the activities will result in 

8 compliance with the enhanced energy efficiency and 

9 conservation standards, and the green building 

10 standards, under section 3(b) of this Act. 

11 (3) Such other purposes as the Secretary deter12 mines are in accordance with the purposes of this 

13 subsection. 

14 (b) APPLICATION REQUIREMENT.—To be eligible for 

15 a grant under this section, a nonprofit organization shall 

16 prepare and submit to the Secretary an application at 

17 such time, in such manner, and containing such informa18 tion as the Secretary may require. 

19 (c) AWARD OF CONTRACTS.—Contracts for architec20 tural or engineering services funded with amounts from 

21 grants made under this section shall be awarded in accord22 ance with chapter 11 of title 40, United States Code (re23 lating to selection of architects and engineers). 

24 (d) MATCHING REQUIREMENT.—A grant made under 

25 this section may not exceed the amount that the nonprofit 


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1 organization receiving the grant certifies, to the Secretary, 

2 will be provided (in cash or in-kind) from nongovernmental 

3 sources to carry out the purposes for which the grant is 

4 made. 

5 (e) DEFINITIONS.—For purposes of this section, the 

6 following definitions shall apply: 

7 (1) NONPROFIT ORGANIZATION.—The term 

8 ‘‘nonprofit organization’’ has the meaning given 

9 such term in section 104 of the Cranston-Gonzalez 

10 National Affordable Housing Act (42 U.S.C. 

11 12704). 

12 (2) ELIGIBLE COMMUNITY DEVELOPMENT OR13 GANIZATION.—The term ‘‘eligible community devel14 opment organization’’ means— 

15 (A) a unit of general local government (as 

16 defined in section 104 of the Cranston-Gonzalez 

17 National Affordable Housing Act (42 U.S.C. 

18 12704)); 

19 (B) a community housing development or20 ganization (as defined in section 104 of the 

21 Cranston-Gonzalez National Affordable Hous22 ing Act (42 U.S.C. 12704)); 

23 (C) an Indian tribe or tribally designated 

24 housing entity (as such terms are defined in 

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1 sistance and Self-Determination Act of 1996 

2 (25 U.S.C. 4103)); or 

3 (D) a public housing agency, as such term 

4 is defined in section 3(b) of the United States 

5 Housing Act of 1937 (42 U.S.C. 1437(b)). 

6 (3) LOW-INCOME COMMUNITY.—The term ‘‘low7 income community’’ means a census tract in which 

8 50 percent or more of the households have an in9 come which is less than 80 percent of the greater 

10 of— 

11 (A) the median gross income for such year 

12 for the area in which such census tract is lo13 cated; or 

14 (B) the median gross income for such year 

15 for the State in which such census tract is lo16 cated. 

17 (f) AUTHORIZATION OF APPROPRIATIONS.—There 

18 are authorized to be appropriated to the Secretary to carry 

19 out this section $20,000,000 for each of fiscal years 2021 

20 through 2025. 

21 SEC. 9. BENCHMARKING. 

22 (a) DEFINITIONS.—For purposes of this section, the 

23 following definitions shall apply: 

24 (1) SECRETARY.—The term ‘‘Secretary’’ means 

25 the Secretary of Housing and Urban Development. 


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1 (2) HUD-ASSISTED PROPERTY.—The term 

2 ‘‘HUD-assisted property’’ means a property assisted 

3 by any of the following programs: 

4 (A) The program under section 202 of the 

5 Housing Act of 1959 (12 U.S.C. 1701q) for 

6 supportive housing for the elderly. 

7 (B) The program under section 811 of the 

8 Cranston-Gonzalez National Affordable Hous9 ing Act (42 U.S.C. 8013) for supportive hous10 ing for persons with disabilities. 

11 (C) Any program under section 8 of the 

12 United States Housing Act of 1937 (42 U.S.C. 

13 1437f) for rental assistance for low-income fam14 ilies. 

15 (D) Any program for mortgage insurance 

16 for single-family housing under title II of the 

17 National Housing Act (12 U.S.C. 1707 et seq.). 

18 (E) The programs under section 223(a)(7), 

19 223(f), or 241(a) of the National Housing Act 

20 (12 U.S.C. 1715n(a), 1715n(f), 1715z–6(a)). 

21 (3) BENCHMARKED HUD-ASSISTED PROP22 ERTY.—The term ‘‘benchmarked HUD-assisted 

23 property’’ means a HUD-assisted property with re24 spect to which energy and water benchmarking data 

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1 ported through the ENERGY STAR Portfolio Man2 ager. 

3 (4) CLIMATE ZONE.—The term ‘‘Climate Zone’’ 

4 means a region of the United States as defined by 

5 the Environmental Protection Agency under the EN6 ERGY STAR program or the Office of Energy Effi7 ciency and Renewable Energy of the Department of 

8 Energy. 

9 (b) BENCHMARKING REPORT.— 

10 (1) IN GENERAL.—Not later than the expira11 tion of the 1-year period beginning on the date of 

12 the enactment of this Act, the Secretary shall submit 

13 to the Committee on Financial Services of the House 

14 of Representatives and the Committee on Banking, 

15 Housing, and Urban Affairs of the Senate, a report 

16 that includes— 

17 (A) an assessment of the current state of 

18 energy and water use benchmarking in the mul19 tifamily property sector; 

20 (B) data identifying the number and 

21 square footage of multifamily properties that 

22 are required by State or local authorities to re23 port benchmarking data, the proportion that 

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1 tion of all HUD-assisted properties that are 

2 subject to such requirements; 

3 (C) data identifying multifamily properties 

4 that participate in each pathway in the HUD 

5 Green Mortgage Insurance Premium program, 

6 including the number and square footage of 

7 participating properties and the proportion of 

8 eligible properties participating; 

9 (D) data identifying multifamily properties 

10 that participate in the HUD Better Buildings 

11 Challenge, including the number and square 

12 footage of participating properties; 

13 (E) estimates of the extent of HUD-as14 sisted properties that are not conducting energy 

15 and water benchmarking; 

16 (F) estimates of potential energy and Fed17 eral cost savings if various levels of efficiency 

18 were implemented in HUD-assisted properties; 

19 (G) information identifying the typical 

20 costs of multifamily benchmarking and re21 sources available to support multifamily owners 

22 and operators in benchmarking; and 

23 (H) information relevant to the impact of 

24 multifamily benchmarking, including published 

25 research studies. 


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1 (2) PUBLIC AVAILABILITY.—The Secretary 

2 shall make the report publicly available on the 

3 website of HUD. 

4 (c) PROVISION OF EXISTING BENCHMARKING

5 DATA.— 

6 (1) POLICIES.—Not later than the expiration of 

7 the 6-month period beginning on the date of the en8 actment of this Act, the Secretary shall issue such 

9 regulations as may be necessary to ensure that own10 ers of benchmarked HUD-assisted properties provide 

11 to the Secretary-selected ENERGY STAR Portfolio 

12 Manager data for the property. In developing such 

13 regulations, the Secretary shall— 

14 (A) provide for data to be released in a 

15 manner that protects information that identifies 

16 particular properties, but retains essential geo17 graphical and building characteristics to enable 

18 aggregate analysis; 

19 (B) require data sharing not less often 

20 than every three years; 

21 (C) identifies the minimum data to be 

22 shared; and 

23 (D) develop mechanisms to streamline data 

24 requests and sharing in collaboration with the 


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1 Environmental Protection Agency ENERGY 

2 STAR program. 

3 (2) ANALYSIS.—Not later than the expiration 

4 of the 2-year period beginning on the date of the en5 actment of this Act and annually thereafter, the Sec6 retary shall conduct an analysis of the data received 

7 under this subsection and shall make the findings 

8 publicly available on the website of HUD. 

9 (d) ENERGY USE TARGETS BY CLIMATE ZONE.— 

10 (1) IN GENERAL.—Not later than the expira11 tion of the 1-year period beginning on the date of 

12 the enactment of this Act, the Secretary shall— 

13 (A) compile energy consumption and bill 

14 data from multifamily properties that is pro15 vided to HUD in connection with utility allow16 ance determination and capital needs assess17 ment activities; 

18 (B) analyze the data in order to better un19 derstand energy consumption patterns and 

20 trends throughout the portfolio of properties 

21 represented, including relevant subcategory 

22 types of multifamily properties; 

23 (C) using the data from subparagraphs (A) 

24 and (B), develop energy intensity statistics for 


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1 each climate zone and multifamily subcategory; 

2 and 

3 (D) using the data from subparagraphs 

4 (A) and (B), develop energy intensity targets 

5 for each climate zone and multifamily sub6 category reflecting energy efficiency perform7 ance of at least 25 percent below the baseline 

8 and related to ENERGY STAR performance 

9 scores for each respective climate zone and mul10 tifamily subcategory. 

11 (2) PUBLIC AVAILABILITY.—The Secretary 

12 shall make the analysis and energy intensity targets 

13 publicly available on the website of HUD. 

14 (e) MULTIFAMILY UTILITY BENCHMARKING TOOL15 KIT.—The Secretary shall maintain and update, from time 

16 to time, the Multifamily Utility Benchmarking Toolkit. 

17 (f) STAKEHOLDER ENGAGEMENT.—In carrying out 

18 this section, the Secretary shall— 

19 (1) engage with stakeholders regarding multi20 family sustainability, including providing education 

21 and opportunities for robust stakeholder input; and 

22 (2) conduct targeted outreach to representatives 

23 of public housing agencies, housing and tenant advo24 cates, multifamily property owners and managers, 

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1 ernments, multifamily finance entities, and other in2 terested groups. 

3 SEC. 10. WORKFORCE DEVELOPMENT. 

4 Subtitle D of title I of the Workforce Innovation and 

5 Opportunity Act (29 U.S.C. 3221 et seq.) is amended by 

6 adding at the end the following: 

7 ‘‘SEC. 173. GRANTS FOR REGISTERED APPRENTICESHIP 

8 PROGRAMS IN CERTAIN INDUSTRIES. 

9 ‘‘(a) IN GENERAL.—The Secretary shall provide 

10 grants to workforce development boards, labor organiza11 tions, nonprofit organizations, and businesses for the pur12 pose of establishing training and registered apprenticeship 

13 programs with respect to the following industries: 

14 ‘‘(1) Energy-efficient building, construction, 

15 and retrofit industries. 

16 ‘‘(2) Deconstruction and materials use indus17 tries. 

18 ‘‘(3) Energy efficiency assessment industry 

19 serving residential, commercial, or industrial sectors. 

20 ‘‘(4) Manufacturers that produce sustainable 

21 processes and materials. 

22 ‘‘(5) Building maintenance and management. 

23 ‘‘(b) REQUIREMENTS.—The Secretary shall require a 

24 recipient of a grant under this section, as a condition of 

25 receipt of such grant— 


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1 ‘‘(1) to advertise opportunities available as a re2 sult of such grant— 

3 ‘‘(A) on a publicly available website; and 

4 ‘‘(B) to dislocated workers; 

5 ‘‘(2) to coordinate such program with related 

6 efforts of— 

7 ‘‘(A) local governments and subdivisions 

8 thereof; and 

9 ‘‘(B) labor, industry, and environmental 

10 advocacy groups; 

11 ‘‘(3) on an annual basis, to submit to the Sec12 retary a report with respect to the area served by 

13 the recipient on— 

14 ‘‘(A) the availability of employment oppor15 tunities in the relevant field; 

16 ‘‘(B) the risk of an increase in unemploy17 ment in such field; and 

18 ‘‘(C) other employment trends in such 

19 field. 

20 ‘‘(c) ELIGIBLE USE OF FUNDS.—A recipient of a 

21 grant under this section may use such funds to cover the 

22 costs associated with an employee participating in a Reg23 istered Apprenticeship Program, including wages of, or 

24 stipends for, employees for the duration of the Registered 

25 Apprenticeship Program. 


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1 ‘‘(d) REPORT.—Not later than 1 year after the date 

2 of the enactment of this Act, and annually thereafter, the 

3 Secretary shall submit to Congress a report on the effects 

4 of grants issued under this section, including a description 

5 of— 

6 ‘‘(1) the number of individuals who are em7 ployed upon completion of a registered apprentice8 ship program funded under this section; 

9 ‘‘(2) a description of the wages, benefits, and 

10 quality of employment that such individuals receive 

11 upon completion of such program; 

12 ‘‘(3) a description of the demographics of indi13 viduals who receive such employment; and 

14 ‘‘(4) the retention rate of individuals who are 

15 employed upon completion of a registered appren16 ticeship program funded under this section. 

17 ‘‘(e) AUTHORIZATION.—There is authorized to be ap18 propriated to carry out this section $100,000,000 for each 

19 of fiscal years 2021 through 2025.’’. 

20 SEC. 11. ENSURING AVAILABILITY OF HOMEOWNERS IN21 SURANCE FOR HOMES NOT CONNECTED TO 

22 ELECTRICITY GRID. 

23 (a) CONGRESSIONAL INTENT.—The Congress intends 

24 that— 


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1 (1) consumers shall not be denied homeowners 

2 insurance for a dwelling (as such term is defined in 

3 subsection (c)) based solely on the fact that the 

4 dwelling is not connected to or able to receive elec5 tricity service from any wholesale or retail electric 

6 power provider; 

7 (2) States should ensure that consumers are 

8 able to obtain homeowners insurance for such dwell9 ings; 

10 (3) States should support insurers that develop 

11 voluntary incentives to provide such insurance; and 

12 (4) States may not prohibit insurers from offer13 ing a homeowners insurance product specifically de14 signed for such dwellings. 

15 (b) INSURING HOMES AND RELATED PROPERTY IN

16 INDIAN AREAS.—Notwithstanding any other provision of 

17 law, dwellings located in Indian areas (as such term is de18 fined in section 4 of the Native American Housing Assist19 ance and Self-Determination Act of 1996 (25 U.S.C. 

20 4103)) and constructed or maintained using assistance, 

21 loan guarantees, or other authority under the Native 

22 American Housing Assistance and Self-Determination Act 

23 of 1996 may be insured by any tribally owned self-insur24 ance risk pool approved by the Secretary of Housing and 

25 Urban Development. 


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1 (c) DWELLING DEFINED.—For purposes of this sec2 tion, the term ‘‘dwelling’’ means a residential structure 

3 that— 

4 (1) consists of one to four dwelling units; 

5 (2) is provided electricity from renewable en6 ergy sources; and 

7 (3) is not connected to any wholesale or retail 

8 electrical power grid. 

9 SEC. 12. DEFINITIONS. 

10 For purposes of this Act, the following definitions 

11 shall apply: 

12 (1) GREEN BUILDING STANDARDS.—The term 

13 ‘‘green building standards’’ means standards to re14 quire use of sustainable design principles to reduce 

15 the use of nonrenewable resources, encourage en16 ergy-efficient construction and rehabilitation and the 

17 use of renewable energy resources, minimize the im18 pact of development on the environment, and im19 prove indoor air quality. 

20 (2) HUD.—The term ‘‘HUD’’ means the De21 partment of Housing and Urban Development. 

22 (3) HUD ASSISTANCE.—The term ‘‘HUD as23 sistance’’ means financial assistance that is awarded, 

24 competitively or noncompetitively, allocated by forVerDate Sep 11 2014 02:54 Sep 04, 2020 Jkt 099200 PO 00000 Frm 00053 Fmt 6652 Sfmt 6201 E:\BILLS\H8021.IH H8021

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1 mula, or provided by HUD through loan insurance 

2 or guarantee. 

3 (4) NONRESIDENTIAL STRUCTURE.—The term 

4 ‘‘nonresidential structures’’ means only nonresiden5 tial structures that are appurtenant to single-family 

6 or multifamily housing residential structures, or 

7 those that are funded by the Secretary of Housing 

8 and Urban Development through the HUD Commu9 nity Development Block Grant program. 

10 (5) SECRETARY.—The term ‘‘Secretary’’, unless 

11 otherwise specified, means the Secretary of Housing 

12 and Urban Development. 

Æ 


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