**Exhibit 34.1**

**Report of Independent Registered Public Accounting Firm**

To****the Board of Directorsof PNC Bank, National Association: 

We have examined management’s assertion, included in the accompanying Management’s Report onAssessment of Compliance with Applicable Servicing Criteria, that PNC Bank, National Association, as successor to National City Bank (the “Bank”), complied with the servicing criteria set forth in Item 1122(d) of the Securities andExchange Commission’s Regulation AB for all asset-backed securities transactions conducted by National City Credit Card Master Note Trust that were registered with the Securities and Exchange Commission pursuant to the Securities Act of 1933where the related asset-backed securities were outstanding at any one time during the period from January 1, 2011 through December 31, 2011 (the “Platform”), excluding criteria 1122(d)(1)(iii); 1122(d)(2)(iii), 1122(d)(2)(vi);1122(d)(3)(iii); 1122(d)(4)(i), 1122(d)(4)(x), 1122(d)(4)(xi), 1122(d)(4)(xii), 1122(d)(4)(xiii) and 1122(d)(4)(xv), which the Bank has determined are not applicable to the servicing activities performed by it with respect to the Platform. Exhibit Bto management’s assertion identifies the individual asset-backed transactions and securities defined by management as constituting the Platform. Management is responsible for the Bank’s compliance with the servicing criteria. Ourresponsibility is to express an opinion on the Bank’s compliance with the servicing criteria based on our examination. 

Our examinationwas conducted in accordance with attestation standards of the Public Company Accounting Oversight Board (United States) and, accordingly, included examining, on a test basis, evidence about the Bank’s compliance with the applicable servicingcriteria and performing such other procedures as we considered necessary in the circumstances. Our examination included testing of selected asset-backed transactions and securities that comprise the Platform, testing of selected servicing activitiesrelated to the Platform, and determining whether the Bank processed those selected transactions and performed those selected activities in compliance with the applicable servicing criteria. Our procedures were limited to the selected transactionsand servicing activities performed by the Bank during the period covered by this report. Our procedures were not designed to detect noncompliance arising from errors that may have occurred prior to or subsequent to our tests that may have affectedthe balances or amounts calculated or reported by the Bank during the period covered by this report. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on theBank’s compliance with the servicing criteria. 

In our opinion, PNC Bank, National Association, as successor to National City Bank,complied with the aforementioned applicable servicing criteria as of and for the year ended December 31, 2011 for all asset-backed securities transactions conducted by National City Credit Card Master Note Trust that were registered with theSecurities and Exchange Commission pursuant to the Securities Act of 1933 where the related asset-backed securities were outstanding at any one time during the period from January 1, 2011 through December 31, 2011, in all material respects.

/s/ PricewaterhouseCoopers LLP 

March 27, 2012 

Pittsburgh, Pennsylvania