<TABLE> <S> <C>

<ARTICLE> 9 
<LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL
INFORMATION EXTRACTED FROM THE CONSOLIDATED STATEMENTS OF
INCOME, THE CONSOLIDATED BALANCE SHEETS, AND THE CONSOLIDATED
STATEMENTS OF CASH FLOWS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS. 
</LEGEND> 
<MULTIPLIER> 1,000 
        
<S>                             <C> 
<PERIOD-TYPE>                   3-MOS 
<FISCAL-YEAR-END>                          DEC-31-1998 
<PERIOD-END>                               MAR-31-1998 
<CASH>                                         572,507 
<INT-BEARING-DEPOSITS>                          13,274 
<FED-FUNDS-SOLD>                                29,300 
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  2,052,274 
<INVESTMENTS-CARRYING>                         146,006 
<INVESTMENTS-MARKET>                         2,198,930 
<LOANS>                                      9,666,629 
<ALLOWANCE>                                    151,193 
<TOTAL-ASSETS>                              13,856,003 
<DEPOSITS>                                  10,375,598 
<SHORT-TERM>                                 1,277,976 
<LIABILITIES-OTHER>                            269,254 
<LONG-TERM>                                    520,401 
<PREFERRED-MANDATORY>                                0 
<PREFERRED>                                          0 
<COMMON>                                       480,901 
<OTHER-SE>                                     931,873
<TOTAL-LIABILITIES-AND-EQUITY>              13,856,003 
<INTEREST-LOAN>                                208,180 
<INTEREST-INVEST>                               28,188 
<INTEREST-OTHER>                                 4,605 
<INTEREST-TOTAL>                               240,973 
<INTEREST-DEPOSIT>                              82,156 
<INTEREST-EXPENSE>                             107,752 
<INTEREST-INCOME-NET>                          133,221 
<LOAN-LOSSES>                                   10,775 
<SECURITIES-GAINS>                                 176
<EXPENSE-OTHER>                                 93,593 
<INCOME-PRETAX>                                 90,169
<INCOME-PRE-EXTRAORDINARY>                      59,344 
<EXTRAORDINARY>                                      0 
<CHANGES>                                            0 
<NET-INCOME>                                    59,344 
<EPS-PRIMARY>                                     0.65 
<EPS-DILUTED>                                     0.63 
<YIELD-ACTUAL>                                    4.73 
<LOANS-NON>                                     30,114 
<LOANS-PAST>                                    18,390 
<LOANS-TROUBLED>                                    10 
<LOANS-PROBLEM>                                      0 
<ALLOWANCE-OPEN>                               132,055 
<CHARGE-OFFS>                                   13,812 
<RECOVERIES>                                     3,807 
<ALLOWANCE-CLOSE>                              151,193 
<ALLOWANCE-DOMESTIC>                           151,193 
<ALLOWANCE-FOREIGN>                                  0 
<ALLOWANCE-UNALLOCATED>                              0 
        




</TABLE>