EXHIBIT 13.3Summarized Quarterly Financial Information

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First West Virginia Bancorp, Inc.Summarized Quarterly Financial Information

A summary of selected quarterly financial information follows:



|2003                       |  | FirstQuarter |          
|-------------------------- |  | ------------ | ---------
|                           |  |              |          
|Total interest income      |  | $            | 3,396,307
|Total interest expense     |  |              | 1,204,535
|Net interest income        |  |              | 2,191,772
|Provision for loan losses  |  |              | 90,000   
|Investment Securities Gain |  |              |         
|Total other income         |  |              | 265,118  
|Total other expenses       |  |              | 1,549,416
|Income before income taxes |  |              | 817,474  
|Net income                 |  |              | 198,003  
|Net income per share       |  |              | .40      



|2002                       |  | FirstQuarter |           | SecondQuarter |   | ThirdQuarter |   | FourthQuarter |          
|-------------------------- |  | ------------ | --------- | ------------- | - | ------------ | - | ------------- | ---------
|                           |  |              |           |               |   |              |   |               |          
|Total interest income      |  | $            | 3,442,323 |               | $ | 3,659,721    |   | $             | 3,633,724
|Total interest expense     |  |              | 1,273,474 |               |   | 1,300,488    |   |               | 1,298,615
|Net interest income        |  |              | 2,168,849 |               |   | 2,359,233    |   |               | 2,335,109
|Provision for loan losses  |  |              | 150,000   |               |   | 150,000      |   |               | 150,000  
|Investment Securities Gain |  |              | 17,477    |               |   | (4,974       | ) |               | 3        
|Total other income         |  |              | 229,059   |               |   | 241,130      |   |               | 282,411  
|Total other expenses       |  |              | 1,420,298 |               |   | 1,501,635    |   |               | 1,527,168
|Income before income taxes |  |              | 845,087   |               |   | 943,754      |   |               | 940,355  
|Net income                 |  |              | 610,964   |               |   | 673,063      |   |               | 675,707  
|Net income per share       |  |              | .40       |               |   | .44          |   |               | .44      



|2001                       |  | FirstQuarter |           | SecondQuarter |   | ThirdQuarter |  | FourthQuarter |          
|-------------------------- |  | ------------ | --------- | ------------- | - | ------------ |  | ------------- | ---------
|                           |  |              |           |               |   |              |  |               |          
|Total interest income      |  | $            | 3,780,886 |               | $ | 3,790,938    |  | $             | 3,672,678
|Total interest expense     |  |              | 1,792,532 |               |   | 1,675,215    |  |               | 1,592,311
|Net interest income        |  |              | 1,988,354 |               |   | 2,115,723    |  |               | 2,080,367
|Provision for loan losses  |  |              | 141,000   |               |   | 141,000      |  |               | 141,000  
|Investment Securities Gain |  |              | 1,647     |               |   | 6,244        |  |               |         
|Total other income         |  |              | 205,944   |               |   | 243,005      |  |               | 257,633  
|Total other expenses       |  |              | 1,216,328 |               |   | 1,376,815    |  |               | 1,302,088
|Income before income taxes |  |              | 838,617   |               |   | 847,157      |  |               | 894,912  
|Net income                 |  |              | 582,165   |               |   | 603,218      |  |               | 638,858  
|Net income per share       |  |              | .38       |               |   | .39          |  |               | .42      

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