<TABLE> <S> <C>

<ARTICLE>                                                         9
<MULTIPLIER>                                                  1,000
       

<S>                                  <C>

<PERIOD-TYPE>                                                 9-MOS
<FISCAL-YEAR-END>                                       DEC-31-1994
<PERIOD-END>                                           SEP-30-1995

<CASH>                                                    1,087,667
<INT-BEARING-DEPOSITS>                                        5,906
<FED-FUNDS-SOLD>                                            118,099
<TRADING-ASSETS>                                              7,931
<INVESTMENTS-HELD-FOR-SALE>                                  85,700
<INVESTMENTS-CARRYING>                                    4,176,649
<INVESTMENTS-MARKET>                                      4,240,932
<LOANS>                                                  12,676,333
<ALLOWANCE>                                                 200,545
<TOTAL-ASSETS>                                           18,784,016
<DEPOSITS>                                               13,812,566
<SHORT-TERM>                                              2,397,399
<LIABILITIES-OTHER>                                         283,767
<LONG-TERM>                                                 775,717
<COMMON>                                                     96,441
<PREFERRED-MANDATORY>                                             0
<PREFERRED>                                                  17,453
<OTHER-SE>                                                1,400,673
<TOTAL-LIABILITIES-AND-EQUITY>                           18,784,016
<INTEREST-LOAN>                                             805,350
<INTEREST-INVEST>                                           188,469
<INTEREST-OTHER>                                             11,360
<INTEREST-TOTAL>                                          1,005,179
<INTEREST-DEPOSIT>                                          333,485
<INTEREST-EXPENSE>                                          466,441
<INTEREST-INCOME-NET>                                       538,738
<LOAN-LOSSES>                                                28,901
<SECURITIES-GAINS>                                           (5,748)
<EXPENSE-OTHER>                                             558,255
<INCOME-PRETAX>                                             237,466
<INCOME-PRE-EXTRAORDINARY>                                  157,144
<EXTRAORDINARY>                                                   0
<CHANGES>                                                         0
<NET-INCOME>                                                157,144
<EPS-PRIMARY>                                                  2.05
<EPS-DILUTED>                                                  2.05
<YIELD-ACTUAL>                                                 4.53
<LOANS-NON>                                                  81,099
<LOANS-PAST>                                                 53,583
<LOANS-TROUBLED>                                              1,620
<LOANS-PROBLEM>                                                   0
<ALLOWANCE-OPEN>                                            190,552
<CHARGE-OFFS>                                                34,149
<RECOVERIES>                                                 14,376
<ALLOWANCE-CLOSE>                                           200,545
<ALLOWANCE-DOMESTIC>                                        199,890
<ALLOWANCE-FOREIGN>                                             655
<ALLOWANCE-UNALLOCATED>                                           0

        

</TABLE>