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SECURITIES AND EXCHANGE COMMISSION
 Washington, D.C. 20549
 FORM 10-Q
 x    o
  Wachovia Corporation
  North Carolina
    
    56-0898180(State or other jurisdiction of
    
    (I.R.S. Employerincorporation or organization)
    
    Identification No.)
 Wachovia Corporation
One Wachovia Center
Charlotte, North Carolina 28288-0013
 (704) 374-6565
  x o
 
 x o o
 o x
 APPLICABLE ONLY TO ISSUERS INVOLVED IN BANKRUPTCY
PROCEEDINGS DURING THE PRECEDING FIVE YEARS:
 o o
 APPLICABLE ONLY TO CORPORATE ISSUERS:




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PART I  FINANCIAL INFORMATION
 Forward-Looking Statements
 Wachovia Corporation (formerly named First Union Corporation, Wachovia) may from time to time
make written or oral forward-looking statements, including statements contained in Wachovias
filings with the Securities and Exchange Commission (including this Quarterly Report on Form 10-Q
and the Exhibits hereto), in its reports to stockholders and in other Wachovia communications.
These statements relate to future, not past, events.
 These forward-looking statements include, among others, statements with respect to Wachovias
beliefs, plans, objectives, goals, guidelines, expectations, financial condition, results of
operations, future performance and business, including without limitation, (i) statements relating
to the benefits of the merger between Wachovia and Golden West Financial Corporation (the Golden
West Merger) completed on October 1, 2006, including future financial and operating results, cost
savings, enhanced revenues and the accretion or dilution to reported earnings that may be realized
from the Golden West Merger, (ii) statements relating to the benefits of the merger between
Wachovia and A.G. Edwards, Inc. (the A.G. Edwards Merger and together with the Golden West
Merger, the Mergers), completed on October 1, 2007, including future financial and operating
results, cost savings, enhanced revenues and the accretion or dilution to reported earnings that
may be realized from the A.G. Edwards Merger, (iii) statements regarding Wachovias goals and
expectations with respect to earnings, earnings per share, revenue, expenses and the growth rate in
such items, as well as other measures of economic performance, including statements relating to
estimates of credit quality trends, and (iv) statements preceded by, followed by or that include
the words may, could, should, would, believe, anticipate, estimate, expect,
intend, plan, projects, outlook or similar expressions. These forward-looking statements
are based upon the current beliefs and expectations of Wachovias management and are subject to
significant risks and uncertainties that are subject to change based on various factors (many of
which are beyond Wachovias control). Actual results may differ from those set forth in the
forward-looking statements.
 The following factors, among others, could cause Wachovias financial performance to differ
materially from that expressed in any forward-looking statements: (1) the risk that the businesses
of Wachovia and Golden West in connection with the Golden West Merger or the businesses of Wachovia
and A.G. Edwards in connection with the A.G. Edwards Merger will not be integrated successfully or
such integration may be more difficult, time-consuming or costly than expected; (2) expected
revenue synergies and cost savings from the Mergers may not be fully realized or realized within
the expected time frame; (3) revenues following the Mergers may be lower than expected; (4) deposit
attrition, operating costs, customer loss and business disruption following the Mergers, including,
without limitation, difficulties in maintaining relationships with employees, may be greater than
expected; (5) the strength of the United States economy in general and the strength of the local
economies in which Wachovia conducts operations may be different than expected, resulting in, among
other things, a deterioration in credit quality or a reduced demand for credit, including the
resultant effect on Wachovias loan portfolio and allowance for loan losses; (6) the effects of,
and changes in, trade, monetary and fiscal policies and laws, including interest rate policies of
the Board of Governors of the Federal Reserve System; (7) inflation, interest rate, market and
monetary fluctuations; (8) adverse conditions in the stock market, the public debt market and other
capital markets (including changes in interest rate conditions) and the impact of such conditions
on Wachovias capital markets and capital management activities, including, without limitation,
Wachovias mergers and acquisition advisory business, equity and debt underwriting activities,
private equity investment activities, derivative securities activities, investment and wealth
management advisory businesses, and brokerage activities; (9) the timely development of competitive
new products and services by Wachovia and the acceptance of these products and services by new and
existing customers; (10) the willingness of customers to accept third party products marketed by
Wachovia; (11) the willingness of customers to substitute competitors products and services for
Wachovias products and services and vice versa; (12) the impact of changes in financial services
laws and regulations (including laws concerning taxes, banking, securities and insurance); (13)
technological changes; (14) changes in consumer spending and saving habits; (15) the effect of
corporate restructurings, acquisitions and/or dispositions we may undertake from time to time, and
the actual restructuring and other expenses related thereto, and the failure to achieve the
expected revenue growth and/or expense savings from such corporate restructurings, acquisitions
and/or dispositions; (16) the growth and profitability of Wachovias noninterest or fee income
being less than expected; (17) unanticipated regulatory or judicial proceedings or rulings; (18)
the impact of changes in accounting principles; (19) adverse changes in financial performance
and/or condition of Wachovias borrowers which could impact repayment of such borrowers
outstanding loans; (20) the impact on Wachovias
businesses, as well as on the risks set forth above, of various domestic or international military or terrorist activities or
conflicts; and (21) Wachovias success at managing the
risks involved in the foregoing.




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Wachovia cautions that the foregoing list of important factors is not exclusive. Wachovia does not
undertake to update any forward-looking statement, whether written or oral, that may be made from
time to time by or on behalf of Wachovia.




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Item 1. Financial Statements.
      Item 2. Managements Discussion and Analysis of Financial Condition and Results of Operations.
   Item 3. Quantitative and Qualitative Disclosures About Market Risk.
   Item 4. Controls and Procedures.
 Evaluation of Disclosure Controls and Procedures
 Changes in Internal Control Over Financial Reporting




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Part II. OTHER INFORMATION
 Item 1. Legal Proceedings.
    Le-Natures, Inc. Wachovia Bank, National Association and Wachovia Capital Markets LLC v. Harbinger Capital
Partners Master Fund I, Ltd. et al.
 Interchange Litigation




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Other Regulatory Matters.
 Outlook
 Item 1A. Risk Factors.
  Item 2. Unregistered Sales of Equity Securities and Use of Proceeds.
 Purchases of Equity Securities by the Issuer and Affiliated Purchasers.




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Issuer Repurchases of Equity Securities
 Maximum NumberTotal Number of
    
    
    
    (or ApproximateShares Purchased
    
    
    
    Dollar Value) ofas Part of
    
    
    
    Shares that MayPublicly
    
    
    
    Yet Be PurchasedAverage Price
    
    
    
    Announced
    
    
    
    Under theTotal Number of
    
    
    
    Paid
    
    
    
    Plans or
    
    
    
    Plans orPeriod (1)
    
    
    Shares Purchased (2)
    
    
    
    per Share
    
    
    
    Programs (3)
    
    
    
    Programs (3)July 1, 2007 to
July 31, 2007
    
    
    
    1,304,000
    
    
    
    $
    48.66
    
    
    
    
    1,304,000
    
    
    
    
    22,138,415August 1, 2007 to
August 31, 2007
    
    
    
    2,646,000
    
    
    
    
    47.78
    
    
    
    
    2,646,000
    
    
    
    
    19,492,415September 1, 2007
to September 30,
2007
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    19,492,415Total
    
    
    
    3,950,000
    
    
    
    $
    48.07
    
    
    
    
    3,950,000
    
    
    
    
    19,492,415
 
     Item 3. Defaults Upon Senior Securities.
  Item 4. Submission of Matters to a Vote of Security Holders.




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Item 5. Other Information.
  Item 6. Exhibits.
 Exhibit No.
    
    Description(4)
    
    Instruments defining the rights of security holders, including indentures.*(12)(a)
    
    Computations of Consolidated Ratios of Earnings to Fixed Charges.(12)(b)
    
    Computations of Consolidated Ratios of Earnings to Fixed Charges and Preferred Stock
Dividends.(19)
    
    Wachovias Third Quarter 2007 Financial Supplement.(31)(a)
    
    Certification of principal executive officer pursuant to Section 302 of the
Sarbanes-Oxley Act of 2002.(31)(b)
    
    Certification of principal financial officer pursuant to Section 302 of the
Sarbanes-Oxley Act of 2002.(32)(a)
    
    Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002.(32)(b)
    
    Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002.




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SIGNATURES
  Wachovia CorporationDate: November 9, 2007By:
    
    /s/ Peter M. CarlsonPeter M. Carlson
Senior Vice President and Corporate Controller
(Principal Accounting Officer)




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EXHIBIT INDEX
 Exhibit No.
    
    Description(4)
    
    Instruments defining the rights of security holders, including indentures.*(12)(a)
    
    Computations of Consolidated Ratios of Earnings to Fixed Charges.(12)(b)
    
    Computations of Consolidated Ratios of Earnings to Fixed Charges and Preferred Stock
Dividends.(19)
    
    Wachovias Third Quarter 2007 Financial Supplement.(31)(a)
    
    Certification of principal executive officer pursuant to Section 302 of the
Sarbanes-Oxley Act of 2002.(31)(b)
    
    Certification of principal financial officer pursuant to Section 302 of the
Sarbanes-Oxley Act of 2002.(32)(a)
    
    Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002.(32)(b)
    
    Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002.