Exhibit A 
919/2020 Credit Karma Mail - Coograts, value!.! You're pre-a1>proved for a11 American express Card. 

credit karma creditkarma.com>

Congrats, value1 ! You're pre-approved for an American Express Card . 

notifications@mail1.creditkarma.com <notificalions@mail1 .creditkarma.com> Wed, Sep 9, 2020 at 12:33 PM 

To: ■■■■~·creditkarma com 

We receive a commission from American Express. /l's what helps keep Credit Karma free! 

Hi value1, 

A great rewards card can help you earn every day, and even fit your 

spending patterns. It's the perfect way to reward yourself for everything you 

do. 

Our recommendation 

The Blue Cash Everyday® Card from American Express has impressive 

rewards with no annual feea. Best of all, you're pre-approved.* Approval 

isn't guaranteed, but 90% of pre-approved applicants get this card. 

Check out the details: 

• $150 back after you spend $1 ,000 in purchases on your new card within the first 3 months. 

You will receive the $150 back in the form of a statement credit.** 

• 3% cash back at U.S. supermarkets (on upto $6,000 per year in purchases, then 1%)t 

• 2% cash back at U.S. gas stationst 

• 1% cash back on other purchasest 

htlps:! /mail.googlc.com/maill u/O'!ik=cdb70c6al4&vicw=pt&scarch=all&pcmunsgi d=msg-f%3A I 677386054968381 067 &sirnpl=msg-f%3A I 677386054968381 ,Y,7 1!3 

Confidential Treatment Requested CK0048279 
9/9/2020 Credit Karma Mail - Congrats, va lue I I You're pre-approved for au Ame rican Express C1rd_ 

• 0% intro APR for 15 months from the date of account opening on purchases (then a variable 

rate, currently 13.99% to 23.99%)0 

Head over to Amex and apply. 

tCash back is received in the form of Reward Dollars that can be redeemed as a statement credit. 

" Offer & Benefit Terms I a Rates and Fees 

Apply now 

This offer is current as of email send date. 

"vou have received this pre-approved offer because you met certain criteria determined by American Express for a 

pre-approved offer, as of the email send date. This is not a guarantee of approval When making an approval 

decision, American Express may consider your credit score, any delinquency or bankruptcy on your credit report, 

your previous history with American Express, ability to pay, fraud risk and other eligibility requirements. 

• 

Not what you're looking for? 

See more cards Take a look at some of our other 

recommendations for your credit. 

Cards that work in harmony 

Read more Have great credit? Here's how to choose 

rewards cards that go well together. 

This is a promotional email. To manage your Credit Karma emails, please go 

to your Communication & Monitoring Preferences. 

Apple, the Apple logo, andiPhone are trademarks ofApple Inc , registered in the U.S. andother countries. App 

Store is a service mark ofApple Inc. 

Android, Google Play andthe Google Play logo are trademarks ofGoogle Inc. 

The offers for financial products that you see on Credit Karma come from companies who pay us. Compensation 

may factor into the decision to send you this particular email. 

Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 15886221 Licenses I 

NMLS Consumer Access. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 I 

Licenses I NMLS Consumer Access. California loans arranged pursuant to a California Financing Law license. 

Auto, homeowners, and renters insurance services offered through Credit Karma Insurance Services, LLC (dba 

Karma Insurance Services, LLC; CA resident license #0172748) .. 

Credit Karma, Inc., P.O. Box 520, San Francisco, CA 94104-0520 Copyright© 2008-2020 Credit Karma, Inc. All 

Rights Reserved. Note: Never share your online banking or Credit Karma passwords with anyone, including us! 

https://mail.googlc.comlmail/u/0'/ik=cdb70c6al4&vicw=pl&scarch=all&pcrmmsgid=msg-f%3A l6m86054968381067&simpl=msg-l'lb3Al677386054968381067 213 

Confidential Treatment Requested CK0048280 
9/9/2020 Credit Karma Mail - Congrats, valueI I You're pre-approved for au American Express C1rd_ 

Privacy Policy Terms of Use Unsubscribe 

https://mail.googlc.comlmail/u/0'/ik=cdb70c6al4&vicw=pl&scarch=all&pcrmmsgid=msg-f%3Al6m86054968381067&simpl=msg-l'lb3Al677386054968381067 3/3 

Confidential Treatment Requested CK0048281 
Exhibit B 
919/2020 Credit Karma Mail - Nice, value]! You're pre-approved forth is Amex Ca,-d. 

credit karma creditkarma.com> 

Nice, value1 ! You're pre-approved for this Amex Card. 

notifications@mail1.creditkarma.com <notificalions@mail1 .creditkarma.com> Wed, Sep 9, 2020 at 12:37 PM 

To: ■■■■~· editkarma com 

credit karma 

Get a card with a 

warmer welcome. 

You're pre-approved for the American 

Express Cash Magnet®Card.** 

/ 

i:ioetails, rates, and feesapply. 

Apply now 

We receive a commission from American Express. It's what helps keep Credit Karma free! 

Hey value1, 

Nothing says hello like a welcome bonus. 

The American Express Cash Magnet® Card offers a $150 statement 

credit after you spend $1,000 or more in purchases on the card in your first 

3 months from account opening.* There's cash back too, including 

unlimited 1.5% back on every eligible purchase.*t And best of all, you're 

already pre-approved.** Approval isn't guaranteed, but 90% of preapproved applicants get this card, so it's a great start. 

Plus, this card has a 0% intro APR for 15 months from date of account 

opening on purchases. After that, there's a variable APR of 13.99 to 

23.99%.tt 

More rewards and no annual fee.a Head over to apply now. 

ht1ps:!/m11il.googlc.com/mail/ u/O'!ik=cdb70c6al4&vicw=pt&scarch=all&pcmunsgid=msg-f%3Al677386349526093413&sirupl=msg-f%3Al6773863495260')3413 1!3 

Confidential Treatment Requested CK0048328 
9/9/2020 Credit Karma Mail - Nice, value)' You're pre-approved for this A mex Card. 

tCash back is received in the form of Reward Dollars that can be redeemed as a statement credit. 

' Offer & Benefit Terms ItiRates and Fees 

Apply now 

• Looking for other options? 

See more cards 

Check out more recommendations. 

Already have this card? 

Confirm this card 

More info means better recommendations. 

-

,,---... Are you missing out on rewards?

Learn more "-._./ Matching your cards could help you earn 

more. 

This offer is current as of email send date. 

..You have received this pre-approved offer because you met certain criteria determined by American Express for a 

pre-approved offer, as of the email send date. This is not a guarantee of approval. When making an approval 

decision, American Express may consider your credit score, any delinquency or bankruptcy on your credit report, 

your previous history with American Express, ability to pay, fraud risk and other eligibility requirements. 

This is a promotional email. To manage your Credit Karma emails, please go 

to your Communication & Monitoring Preferences. 

Apple, the Apple logo, and iPhone are trademarks ofApple Inc., registered in the U.S. andother countries. App 

Store is a service mark ofApple Inc. 

Android, Google Play and the Google Play logo are trademarks ofGoogle Inc. 

The offers for financial products that you see on Credit Karma come from companies who pay us. Compensation 

may factor into the decision to send you this particular email. 

Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 15886221 Licenses I 

NMLS Consumer Access. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 I 

Licenses I NMLS Consumer Access. California loans arranged pursuant to a California Financing Law license. 

Auto, homeowners, and renters insurance services offered through Credit Karma Insurance Services, LLC (dba 

Karma Insurance Services, LLC; CA resident license #0172748) .. 

https://mail.googlc.comlmail/u/0'/ik=cdb70c6al4&vicw=pt&scarch=all&pcrmmsgid=msg-f%3A l6m86349526093413&simpl=msg-l'lb3Al677386349526093413 213 

Confidential Treatment Requested CK0048329 
9/9/2020 Credit Karma Mail - Nice, value)' You're pre-approved for this A mex Card. 

Credit Karma. Inc., P.O. Box 520, San Francisco, CA 94104-0520 Copyright© 2008-2020 Credit Karma. Inc. All 

Rights Reserved. Note: Never share your online banking or Credit Karma passwords with anyone, including us! 

Privacy Policy Terms of Use Unsubscribe 

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Confidential Treatment Requested CK0048330 
Exhibit C 
C i creditkarma.com/credit-cards @ El 0 0.. * 

ma My Overview v My RecommendationsO Accounts Credit Cards v Loans v Auto Financial Relief - Resources v Tax File for free Savings 

Browse categories 

Top picks for you [ Rewards ] [ Cash back ] [ Balance transfer ] [ 0% and low interest ] [ ____T_ra_v_e_L_ _,J [.....__H_o_t_e_l _ _,] [ More v ] 

Advertiser disclosure & editorial note 

ISearch credit cards 

Credit Cards Marketplace 

Top picks 

You have low balances and pay on t ime. Find a card t hat rewards your great credit habits. 

■ Credit Karma's take for this offer 0

i I VERY GOOD APPROVAL ODDS I 

Chase Sapphire Preferred® Card 

863 Reviews **** 

Rewards rate: 1x - 5x (Points per dollar) 

Welcome bonus: 60,000 (Points) 

Editors' bonus estimate: $1,026 

Annual fee: $95 

0 

0 

Apply now 

See details, rates, and fees 

YOU'RE PRE-APPROVED 

90% of pre-approved applicants get this 0 

card. Approval not guaranteed; subject to 

checks. 

Citi® Double Cash Card 

866 Reviews *** 

Rewards rate: 1% - 2% (Cash back) 

Annual fee: $0 

Apply now 

See details, rates, and fees 

■ Credit Karma's take for this offer 0

i I EXCELLENT APPROVAL ODDS I 

Blue Cash Preferred®Card from 

American Express 

493 Reviews 

Rewards rate: 1% - 6% (Cash back) 

Welcome bonus: $250 0 

Annual fee: $95 

Apply now 

See details, rates, and fees 

■ Credit Karma'i 

i I EXCELLENT/. 

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Rewards rate: 

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Annual fee: $0 

See de1 
Exhibit D 
9:12 ~ 0 0 • A'.l O18% 

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YOU'RE PRE-APPROVED 

You're at 90% odds, so you'll likely get this loan subject to © 

final checks of your information 

LOAN AMOUNT PAYMENT EST."' 

$15,000 $463 /month 

APR EST.* LENGTH 

8.99% 36 months 

APR may change 

INTEREST & FEES EST.* 

$2,871 

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Show rate disclosure and partner details 

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