Exhibit 13.3

First West Virginia Bancorp, Inc.

Summarized Quarterly Financial Information



A summary of selected quarterly financial information follows:



|2003                       |  | FirstQuarter |           | SecondQuarter |   |           |               |  |               |          
|-------------------------- |  | ------------ | --------- | ------------- | - | --------- | ------------- |  | ------------- | ---------
|Total interest income      |  | $            | 3,396,307 |               |   | 3,331,171 |               |  |               |          
|Total interest expense     |  |              | 1,204,535 |               |   | 1,170,228 |               |  |               |          
|Net interest income        |  |              | 2,191,772 |               |   | 2,160,943 |               |  |               |          
|Provision for loan losses  |  |              | 90,000    |               |   | 75,000    |               |  |               |          
|Investment Securities Gain |  |              |          |               |   | 105,200   |               |  |               |          
|Total other income         |  |              | 265,118   |               |   | 264,732   |               |  |               |          
|Total other expenses       |  |              | 1,549,416 |               |   | 1,531,582 |               |  |               |          
|Income before income taxes |  |              | 817,474   |               |   | 924,293   |               |  |               |          
|Net income                 |  |              | 619,471   |               |   | 690,729   |               |  |               |          
|Net income per share       |  |              | .40       |               |   | .45       |               |  |               |          
|                           |  |              |           |              
|2002                       |  | FirstQuarter |           | SecondQuarter |   |           | Third Quarter |  | FourthQuarter |          
|Total interest income      |  | $            | 3,442,323 |               | $ | 3,659,721 |               |  | $             | 3,633,724
|Total interest expense     |  |              | 1,273,474 |               |   | 1,300,488 |               |  |               | 1,298,615
|Net interest income        |  |              | 2,168,849 |               |   | 2,359,233 |               |  |               | 2,335,109
|Provision for loan losses  |  |              | 150,000   |               |   | 150,000   |               |  |               | 150,000  
|Investment Securities Gain |  |              | 17,477    |               |   | (4,974    | )             |  |               | 3        
|Total other income         |  |              | 229,059   |               |   | 241,130   |               |  |               | 282,411  
|Total other expenses       |  |              | 1,420,298 |               |   | 1,501,635 |               |  |               | 1,527,168
|Income before income taxes |  |              | 845,087   |               |   | 943,754   |               |  |               | 940,355  
|Net income                 |  |              | 610,964   |               |   | 673,063   |               |  |               | 675,707  
|Net income per share       |  |              | .40       |               |   | .44       |               |  |               | .44      
|                           |  |              |           |              
|2001                       |  | FirstQuarter |           | SecondQuarter |   |           | Third Quarter |  | FourthQuarter |          
|Total interest income      |  | $            | 3,780,886 |               | $ | 3,790,938 |               |  | $             | 3,672,678
|Total interest expense     |  |              | 1,792,532 |               |   | 1,675,215 |               |  |               | 1,592,311
|Net interest income        |  |              | 1,988,354 |               |   | 2,115,723 |               |  |               | 2,080,367
|Provision for loan losses  |  |              | 141,000   |               |   | 141,000   |               |  |               | 141,000  
|Investment Securities Gain |  |              | 1,647     |               |   | 6,244     |               |  |               |         
|Total other income         |  |              | 205,944   |               |   | 243,005   |               |  |               | 257,633  
|Total other expenses       |  |              | 1,216,328 |               |   | 1,376,815 |               |  |               | 1,302,088
|Income before income taxes |  |              | 838,617   |               |   | 847,157   |               |  |               | 894,912  
|Net income                 |  |              | 582,165   |               |   | 603,218   |               |  |               | 638,858  
|Net income per share       |  |              | .38       |               |   | .39       |               |  |               | .42