<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1996
<PERIOD-END>                               SEP-30-1996             SEP-30-1996
<CASH>                                         455,536                 455,536
<INT-BEARING-DEPOSITS>                             100                     100
<FED-FUNDS-SOLD>                                25,000                  25,000
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                  1,268,031               1,268,031
<INVESTMENTS-CARRYING>                         176,987                 176,897
<INVESTMENTS-MARKET>                           176,557                 176,557
<LOANS>                                      7,501,461               7,501,461
<ALLOWANCE>                                    116,557                 116,557
<TOTAL-ASSETS>                               9,874,596               9,874,596
<DEPOSITS>                                   7,800,434               7,800,434
<SHORT-TERM>                                   908,499                 908,499
<LIABILITIES-OTHER>                            176,461                 176,461
<LONG-TERM>                                    148,556                 148,556
<PREFERRED-MANDATORY>                          150,802                 150,802
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                     689,844                 689,844
<TOTAL-LIABILITIES-AND-EQUITY>               9,874,596               9,874,596
<INTEREST-LOAN>                                161,646                 469,401
<INTEREST-INVEST>                               24,161                  75,292
<INTEREST-OTHER>                                   361                     780
<INTEREST-TOTAL>                               186,168                 545,473
<INTEREST-DEPOSIT>                              65,357                 197,143
<INTEREST-EXPENSE>                              78,446                 237,835
<INTEREST-INCOME-NET>                          107,722                 307,638
<LOAN-LOSSES>                                   12,100                  29,623
<SECURITIES-GAINS>                                 (2)                     (6)
<EXPENSE-OTHER>                                 81,822                 228,974
<INCOME-PRETAX>                                 58,253                 175,689
<INCOME-PRE-EXTRAORDINARY>                      58,253                 175,689
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    28,217                 116,115
<EPS-PRIMARY>                                     1.30                    3.92
<EPS-DILUTED>                                     1.30                    3.92
<YIELD-ACTUAL>                                    8.44                    8.36
<LOANS-NON>                                     42,987                  42,987
<LOANS-PAST>                                    15,035                  15,035
<LOANS-TROUBLED>                                    81                      81
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                               112,585                 106,909
<CHARGE-OFFS>                                   11,296                  30,614
<RECOVERIES>                                     3,168                  10,639
<ALLOWANCE-CLOSE>                              116,557                 116,557
<ALLOWANCE-DOMESTIC>                           116,557                 116,557
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>