<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
registrant's quarterly financial statements for the nine month period ended
September 30, 1995, and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                         262,961
<INT-BEARING-DEPOSITS>                          68,770
<FED-FUNDS-SOLD>                               175,128
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    144,952
<INVESTMENTS-CARRYING>                       1,126,463
<INVESTMENTS-MARKET>                         1,138,041
<LOANS>                                      5,224,243
<ALLOWANCE>                                     65,683
<TOTAL-ASSETS>                               7,405,603
<DEPOSITS>                                   5,097,399
<SHORT-TERM>                                 1,220,339
<LIABILITIES-OTHER>                            213,306
<LONG-TERM>                                    224,758
<COMMON>                                       162,713
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0  
<OTHER-SE>                                     485,599
<TOTAL-LIABILITIES-AND-EQUITY>               7,405,603
<INTEREST-LOAN>                                364,812
<INTEREST-INVEST>                               43,777
<INTEREST-OTHER>                                11,674
<INTEREST-TOTAL>                               420,263
<INTEREST-DEPOSIT>                             131,841
<INTEREST-EXPENSE>                             201,095
<INTEREST-INCOME-NET>                          219,168
<LOAN-LOSSES>                                   17,380
<SECURITIES-GAINS>                                   7
<EXPENSE-OTHER>                                185,137
<INCOME-PRETAX>                                 88,800
<INCOME-PRE-EXTRAORDINARY>                      57,309
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    57,309
<EPS-PRIMARY>                                     1.80
<EPS-DILUTED>                                     1.80
<YIELD-ACTUAL>                                    8.21
<LOANS-NON>                                     68,871
<LOANS-PAST>                                    41,916
<LOANS-TROUBLED>                                 3,233
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                61,250
<CHARGE-OFFS>                                   14,552
<RECOVERIES>                                     1,605
<ALLOWANCE-CLOSE>                               65,683
<ALLOWANCE-DOMESTIC>                            45,720
<ALLOWANCE-FOREIGN>                              1,070
<ALLOWANCE-UNALLOCATED>                         18,893
        

</TABLE>