EXHIBIT 10.1
Revolving Business Note
M&I Banks                                                      Ac#214396 N#12028


Financial Services Corporation of the Midwest   July 31, 1997     $10,000,000.00
---------------------------------------------   -------------     --------------
Customer                                        Date              Amount

The undersigned  ("Customer,"  whether one or more) promises to pay to the order
of M&I Marshall & Ilsley Bank  ("Lender") at 770 North Water Street,  Milwaukee,
Wisconsin,  53202 the principal sum of $10,000,000.00 or, if less, the aggregate
unpaid principal amount of all loans made under this Note, plus interest, as set
forth below.

Lender  will  disburse  loan  proceeds  to  Customer's  deposit  account  number
__________________ or by other means acceptable to Lender.

Interest  is  payable on  October  31,  1997 , and on the last day of each third
month thereafter and at maturity.
                       

Principal is payable July 31, 1998 .

This Note bears interest on the unpaid  principal  balance before  maturity at a
rate equal to [Complete (a) or (b); only one shall apply]:

(a)      _______________% per year.

(b)      0.0 percentage  points in excess of the prime rate of interest  adopted
         by Lender as its base rate for interest rate  determinations  from time
         to time which may or may not be the lowest rate charged by lender (with
         the rate  changing  as and when that prime rate  changes).  The initial
         rate is 8.50 % per year.

Interest is computed on the basis of a 360-day year on the actual number of days
principal is unpaid.  Unpaid principal and interest bear interest after maturity
(whether  by  acceleration  or lapse of time)  until paid at the rate  otherwise
applicable plus 2 percentage points computed on the same basis.

If any  payment  is not paid  when  due,  if a  default  occurs  under any other
obligation  of any Customer to Lender or if Lender deems  itself  insecure,  the
unpaid balance shall, at the option of the Lender, and without notice mature and
become immediately  payable.  The unpaid balance shall automatically  mature and
become  immediately  payable in the event any  Customer,  surety,  or  guarantor
becomes the subject of  bankruptcy  or other  insolvency  proceedings.  Lender's
receipt of any payment on this Note after the  occurrence of an event of default
shall not  constitute  a waiver of the default or Lender's  rights and  remedies
upon such default.

The  acceptance  of this Note,  the making of any loan,  or any other  action of
Lender does not  constitute an obligation or commitment of Lender to make loans;
and any loans may be made solely in the  discretion of Lender.  This Note may be
prepaid in full or in part without penalty.

Lender is authorized  to  automatically  charge  payments due under this Note to
account  number at (See reverse side  regarding  Notice of Transfers  Varying in
Amount.)

_____ Check here only if this Note is to be secured by a first lien  mortgage or
equivalent security interest on a one-to-four family dwelling used as Customer's
principal place of residence.

This notice includes additional provisions on reverse side.



Financial Services Corporation of the Midwest (SEAL)  P.O. Box 4870
---------------------------------------------         --------------------------
                                                      Address

By:  /s/ Douglas M. Kratz, Chairman  (SEAL)           Rock Island, IL 61204-4870
     --------------------------------                 --------------------------
                                                      City/State/Zip

By: /s/ Perry B. Hansen, President   (SEAL)
    ---------------------------------



-------------------------------------(SEAL)



<PAGE>


                              ADDITIONAL PROVISIONS

This Note is secured by all existing and future security agreements, assignments
and mortgages  between Lender and Customer,  between Lender and any guarantor of
of the Note,  and  between  Lender  and any other  person  providing  collateral
security for Customer's obligations, and payment may be accelerated according to
any of  them.  Unless  a lien  would  be  prohibited  by law or  would  render a
nontaxable  account taxable,  Customer grants to Lender a security  interest and
lien in any deposit  account  Customer may at any time have with Lender.  Lender
may, at any time after an occurrence of an event of default,  without  notice or
demand, setoff against any deposit balances or other money now or hereafter owed
any Customer by Lender any amount unpaid under this Note.

Lender is authorized to make book entries  evidencing loans and payments and the
aggregate  of all loans as evidenced by those  entries is  presumptive  evidence
that those amounts are outstanding and unpaid to Lender. Customer covenants that
all loans shall be used solely for business and not personal purposes.

Customer  agrees to pay all costs of  administration  and collection  before and
after judgment,  including reasonable  attorneys' fees (including those incurred
in successful  defense or settlement of any counterclaim  brought by Customer or
incident to any action or proceeding  involving Customer brought pursuant to the
United  States  Bankruptcy  Code) and waives  presentment,  protest,  demand and
notice of dishonor.  Customer agrees to indemnify and hold harmless Lender,  its
directors,  officers, employees and agents, from and against any and all claims,
damages,  judgments,  penalties,  and expenses,  including reasonable attorneys'
fees, arising directly or indirectly from credit extended under this Note or the
activities of Customer. This indemnity shall survive payment of the Note.

Customer acknowledges that Lender has not made any representations or warranties
with respect to, and that Lender does not assume any  responsibility to Customer
for,  the  collectability  or  enforceability  of  this  Note  or the  financial
condition of any Customer.  Customer authorizes Lender to disclose financial and
other  information  about  Customer to others.  Each Customer has  independently
determined the collectability and enforceability of this Note.

Without affecting the liability of any Customer,  surety,  or guarantor,  Lender
may, without notice,  accept partial payments,  release or impair any collateral
security  for the  payment of this Note or agree not to sue any party  liable on
it. Without affecting the liability of any surety or guarantor,  Lender may from
time to time,  without  notice,  renew or  extend  the  time  for  payment.  The
obligations of all Customers under this Note are joint and several.

To the extent not prohibited by law,  Customer consents that venue for any legal
proceeding relating to collection of this Note shall be, at Lender's option, the
county in which  Lender has its  principal  office in this state,  the county in
which any Customer  resides or the county in which this Note was executed.  This
Note shall be construed  and enforced in  accordance  with the internal  laws of
Wisconsin.

This Note is intended by Customer and Lender as a final  expression of this Note
and  as a  complete  and  exclusive  statement  of its  terms,  there  being  no
conditions to the enforceability of this Note. This Note may not be supplemented
or modified except in writing.

                        PREAUTHORIZED TRANSFER DISCLOSURE

When Customer authorizes Lender to obtain payment of amounts becoming due Lender
by  initiating  charges  to  Customer's  account,  Customer  also  requests  and
authorizes remitting financial institution to alert and honor same and to charge
same to  Customer's  account.  This  authorization  will remain in effect  until
Customer notifies Lender and the remitting  financial  institution in writing to
terminate this authorization and Lender and remitting financial institution have
a reasonable  time to act on the  termination.  NOTICE OF  TRANSFERS  VARYING IN
AMOUNT: If Lender and remitting financial institution are not the same, Customer
is an individual,  the account was established primarily for personal, family or
household purposes and the regular payments may vary in amount, Customer has the
right to receive a notice from  Lender 10 days  before each  payment of how much
the payment will be; however,  by signing this Note,  Customer elects to receive
notice only when current  payment  would differ by more than 100% from  previous
payment.