<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 
FINANCIAL STATEMENTS OF FIRST AMERICAN BANCORP/AL FOR THE THREE MONTHS
ENDED MARCH 31, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH 
FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               MAR-31-1998
<CASH>                                       1,031,901
<INT-BEARING-DEPOSITS>                          67,272
<FED-FUNDS-SOLD>                                69,564
<TRADING-ASSETS>                                73,120
<INVESTMENTS-HELD-FOR-SALE>                  4,074,972
<INVESTMENTS-CARRYING>                         836,384
<INVESTMENTS-MARKET>                           844,227
<LOANS>                                     11,870,157
<ALLOWANCE>                                    188,872
<TOTAL-ASSETS>                              19,228,721
<DEPOSITS>                                  14,467,517
<SHORT-TERM>                                 2,064,074
<LIABILITIES-OTHER>                            450,349
<LONG-TERM>                                    605,867
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       281,518
<OTHER-SE>                                   1,359,396
<TOTAL-LIABILITIES-AND-EQUITY>              19,228,721
<INTEREST-LOAN>                                258,009
<INTEREST-INVEST>                               73,133
<INTEREST-OTHER>                                 2,942
<INTEREST-TOTAL>                               334,084
<INTEREST-DEPOSIT>                             118,381
<INTEREST-EXPENSE>                             153,605
<INTEREST-INCOME-NET>                          180,479
<LOAN-LOSSES>                                    6,938
<SECURITIES-GAINS>                               1,685
<EXPENSE-OTHER>                                181,951
<INCOME-PRETAX>                                100,989
<INCOME-PRE-EXTRAORDINARY>                     100,989
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    64,346
<EPS-PRIMARY>                                      .58
<EPS-DILUTED>                                      .57
<YIELD-ACTUAL>                                    4.35
<LOANS-NON>                                     41,535
<LOANS-PAST>                                    30,190
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  5,276
<ALLOWANCE-OPEN>                               187,880
<CHARGE-OFFS>                                   12,748
<RECOVERIES>                                     5,489
<ALLOWANCE-CLOSE>                              188,872
<ALLOWANCE-DOMESTIC>                           125,030
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         63,842
        

</TABLE>