<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE QUARTERLY
REPORT ON FORM 10-Q FOR THE PERIOD ENDED SEPTEMBER 30, 1998 AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                           3,380
<INT-BEARING-DEPOSITS>                           1,045
<FED-FUNDS-SOLD>                                 1,731
<TRADING-ASSETS>                                 1,625
<INVESTMENTS-HELD-FOR-SALE>                     11,910
<INVESTMENTS-CARRYING>                             594
<INVESTMENTS-MARKET>                               602
<LOANS>                                         45,747
<ALLOWANCE>                                      (740)
<TOTAL-ASSETS>                                  73,834
<DEPOSITS>                                      46,420
<SHORT-TERM>                                    12,886
<LIABILITIES-OTHER>                              3,710 
<LONG-TERM>                                      5,759<F1>
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           307
<OTHER-SE>                                       4,408
<TOTAL-LIABILITIES-AND-EQUITY>                  73,834
<INTEREST-LOAN>                                  3,134
<INTEREST-INVEST>                                  576
<INTEREST-OTHER>                                   427
<INTEREST-TOTAL>                                 4,137
<INTEREST-DEPOSIT>                               1,385
<INTEREST-EXPENSE>                               2,269
<INTEREST-INCOME-NET>                            1,868
<LOAN-LOSSES>                                      260
<SECURITIES-GAINS>                                  53
<EXPENSE-OTHER>                                    635
<INCOME-PRETAX>                                    945
<INCOME-PRE-EXTRAORDINARY>                         945
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       585
<EPS-PRIMARY>                                     1.96
<EPS-DILUTED>                                     1.94
<YIELD-ACTUAL>                                    4.07
<LOANS-NON>                                        366
<LOANS-PAST>                                        34
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   712
<CHARGE-OFFS>                                    (309)
<RECOVERIES>                                        58
<ALLOWANCE-CLOSE>                                  740
<ALLOWANCE-DOMESTIC>                               454
<ALLOWANCE-FOREIGN>                                222
<ALLOWANCE-UNALLOCATED>                             64
<FN>
<F1>INCLUDES GUARANTEED PREFERRED BENEFICIAL INTERESTS IN THE CORPORATION'S JUNIOR
SUBORDINATED DEBENTURES.
</FN>
        

</TABLE>