<TABLE> <S> <C>

<ARTICLE>                                            9
<LEGEND>
     This schedule contains summary financial information extracted from SEC
     10-Q and is qualified in its entirety by reference to such financial
     statements.
</LEGEND>
<MULTIPLIER>                                   1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              DEC-31-1996
<PERIOD-END>                                   JUN-30-1997
<CASH>                                             152,132
<INT-BEARING-DEPOSITS>                               2,163
<FED-FUNDS-SOLD>                                       200
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                        490,042
<INVESTMENTS-CARRYING>                             239,191
<INVESTMENTS-MARKET>                               247,584
<LOANS>                                          2,692,453
<ALLOWANCE>                                         35,178
<TOTAL-ASSETS>                                   3,673,155
<DEPOSITS>                                       3,044,368
<SHORT-TERM>                                       272,268
<LIABILITIES-OTHER>                                 37,311
<LONG-TERM>                                         29,537
<PREFERRED-MANDATORY>                                    0
<PREFERRED>                                              0
<COMMON>                                            27,813
<OTHER-SE>                                         261,858
<TOTAL-LIABILITIES-AND-EQUITY>                   3,673,155
<INTEREST-LOAN>                                    122,170
<INTEREST-INVEST>                                   23,436
<INTEREST-OTHER>                                       537
<INTEREST-TOTAL>                                   146,143
<INTEREST-DEPOSIT>                                  64,242
<INTEREST-EXPENSE>                                  70,743
<INTEREST-INCOME-NET>                               75,400
<LOAN-LOSSES>                                        7,937
<SECURITIES-GAINS>                                     121
<EXPENSE-OTHER>                                     58,606
<INCOME-PRETAX>                                     30,533
<INCOME-PRE-EXTRAORDINARY>                          21,786
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                        21,786
<EPS-PRIMARY>                                          .77
<EPS-DILUTED>                                          .77
<YIELD-ACTUAL>                                        4.70
<LOANS-NON>                                          7,560
<LOANS-PAST>                                         5,782
<LOANS-TROUBLED>                                     1,243
<LOANS-PROBLEM>                                      4,321
<ALLOWANCE-OPEN>                                    31,720
<CHARGE-OFFS>                                        5,427
<RECOVERIES>                                           948
<ALLOWANCE-CLOSE>                                   35,178
<ALLOWANCE-DOMESTIC>                                35,178
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0
        


</TABLE>