<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S QUARTERLY FINANCIAL STATEMENTS AS OF AND FOR THE NINE MONTH PERIOD
ENDED SEPTEMBER 30, 1996, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               SEP-30-1996
<CASH>                                         320,639
<INT-BEARING-DEPOSITS>                         174,130
<FED-FUNDS-SOLD>                               145,167
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,240,578
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      5,786,006
<ALLOWANCE>                                     83,542
<TOTAL-ASSETS>                               8,152,565
<DEPOSITS>                                   6,022,299
<SHORT-TERM>                                   925,917
<LIABILITIES-OTHER>                            250,420
<LONG-TERM>                                    259,744
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       165,952
<OTHER-SE>                                     528,233
<TOTAL-LIABILITIES-AND-EQUITY>               8,152,565
<INTEREST-LOAN>                                353,141
<INTEREST-INVEST>                               56,089
<INTEREST-OTHER>                                15,168
<INTEREST-TOTAL>                               424,398
<INTEREST-DEPOSIT>                             133,802
<INTEREST-EXPENSE>                             186,686
<INTEREST-INCOME-NET>                          237,712
<LOAN-LOSSES>                                   13,162
<SECURITIES-GAINS>                                  36
<EXPENSE-OTHER>                                210,728
<INCOME-PRETAX>                                 90,978
<INCOME-PRE-EXTRAORDINARY>                      59,948
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    59,948
<EPS-PRIMARY>                                     1.92
<EPS-DILUTED>                                     1.92
<YIELD-ACTUAL>                                    8.15
<LOANS-NON>                                     59,367
<LOANS-PAST>                                    27,455
<LOANS-TROUBLED>                                 3,116
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                78,733
<CHARGE-OFFS>                                   17,046
<RECOVERIES>                                     2,187
<ALLOWANCE-CLOSE>                               83,542
<ALLOWANCE-DOMESTIC>                            35,680
<ALLOWANCE-FOREIGN>                              1,815
<ALLOWANCE-UNALLOCATED>                         46,047
        

</TABLE>