Exhibit 10.4
                          Customer 214396 Note 12028 PO

                            Revolving Business Note
                                   M&I Banks

Financial Services Corporation of the Midwest as of July 31, 1995  $5,000,000.00
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Customer                                      Date                 Amount

The undersigned  ("Customer,"  whether one or more) promises to pay to the order
of M&I Marshall & Ilsley Bank  ("Lender") at 770 North Water Street,  Milwaukee,
Wisconsin,  the prinicpal sum of $5,000,000.00 or, if less, the aggregate unpaid
principal amount of all loans made under this Note, plus interest,  as set forth
below.

Lender will disburse loan proceeds to Customer's  deposit account number ____ or
by other means acceptable to Lender.

Interest  is payable on October 31,  1995,  on the same date of each third month
thereafter and at maturity.

Principal is payable July 31, 1996.

This Note bears interest on the unpaid  principal  balance before  maturity at a
rate equal to [Complete (a) or (b); only one shall apply]:

(a)  ___% per year.

(b)  _______  percentage  points in excess of the prime rate of interest adopted
     by Lender as its base rate for interest  rate  determinations  from time to
     time which may or may not be the lowest  rate  charged by lender  (with the
     rate  changing as and when that prime rate  changes).  The initial  rate is
     8.75% per year.

Interest is computed on the basis of a 360-day year on the actual number of days
principal is unpaid.  Unpaid principal and interest bear interest after maturity
(whether  by  acceleration  or lapse of time)  until paid at the rate  otherwise
applicable plus 2 percentage points computed on the same basis.

If any  payment  is not paid  when  due,  if a  default  occurs  under any other
obligation  of any  Customer to Lender or if Lender  deems  itself  insure,  the
unpaid balance shall, at the option of the Lender, and without notice mature and
become immediately  payable.  The unpaid balance shall automatically  mature and
become  immediately  payable in the event any  Customer,  surety,  or  guarantor
becomes the subject to  bankruptcy  or other  insolvency  proceedings.  Lender's
receipt of any payment on this note after the  occurrence of an event of default
shall not  constitute  a waiver of the default or Lender's  rights and  remedies
upon such default.

The  acceptance  of this Note,  the making of any loan,  or any other  action of
Lender does not  constitute an obligation or commitment of Lender to make loans;
and any loans may be made solely in the  discretion of Lender.  This Note may be
prepaid in full or in part without penalty.

Lender is authorized to automatically charge payments under this Note to account
number _________ at ______________________________.  (See reverse side regarding
Notice of Transfers Varying in Amount.)

____ Check here only if this Note is to be secured by a first lien  mortgage  or
equivalent security interest on a one-to-four family dwelling used as Customer's
principal place of residence.

This notice includes additional provisions on reverse side.



Financial Services Corporation of the Midwest(SEAL)   P.O. Box 4870
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                                                      Address

BY: /S/ Douglas M. Kratz                     (SEAL)   Rock Island, IL 61204-4870
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                                                      City/State/Zip

President                                    (SEAL)
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                                             (SEAL)
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