<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENTS OF INCOME, THE CONSOLIDATED BALANCE SHEETS, AND THE
CONSOLIDATED STATEMENTS OF CASH FLOWS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1998
<PERIOD-END>                               SEP-30-1998             SEP-30-1998
<CASH>                                         681,774                 681,774
<INT-BEARING-DEPOSITS>                          16,092                  16,092
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                  2,596,298               2,596,298
<INVESTMENTS-CARRYING>                         139,928                 139,928
<INVESTMENTS-MARKET>                           142,184                 142,184
<LOANS>                                     11,708,779              11,708,779
<ALLOWANCE>                                    178,575                 178,575
<TOTAL-ASSETS>                              17,291,068              17,291,068
<DEPOSITS>                                  12,952,035              12,952,035
<SHORT-TERM>                                 1,666,592               1,666,592
<LIABILITIES-OTHER>                            359,975                 359,975
<LONG-TERM>                                    633,224                 633,224
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       536,540                 536,540
<OTHER-SE>                                   1,142,702               1,142,702
<TOTAL-LIABILITIES-AND-EQUITY>              17,291,068              17,291,068
<INTEREST-LOAN>                                255,584                 752,070
<INTEREST-INVEST>                               47,770                 123,088
<INTEREST-OTHER>                                11,465                  28,109
<INTEREST-TOTAL>                               314,819                 903,267
<INTEREST-DEPOSIT>                             117,940                 325,784
<INTEREST-EXPENSE>                             148,440                 420,225
<INTEREST-INCOME-NET>                          166,379                 483,042
<LOAN-LOSSES>                                   22,101                  48,946
<SECURITIES-GAINS>                                   0                     305
<EXPENSE-OTHER>                                159,184                 392,944
<INCOME-PRETAX>                                 73,341                 283,031
<INCOME-PRE-EXTRAORDINARY>                      48,131                 186,072
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    48,131                 186,072
<EPS-PRIMARY>                                     0.45                    1.76
<EPS-DILUTED>                                     0.44                    1.71
<YIELD-ACTUAL>                                    4.43                    4.53
<LOANS-NON>                                     49,701                  49,701
<LOANS-PAST>                                    35,012                  35,012
<LOANS-TROUBLED>                                     8                       8
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                               176,857                 154,071
<CHARGE-OFFS>                                   27,533                  58,741
<RECOVERIES>                                     7,150                  14,931
<ALLOWANCE-CLOSE>                              178,575                 178,575
<ALLOWANCE-DOMESTIC>                           178,575                 178,575
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>