<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<LEGEND> 
THE SCHEDULE CONTAINS SUMMARY RESTATED FINANCIAL INFORMATION FOR THE PERIOD
ENDED MARCH 31, 1996 EXTRACTED FROM THE QUARTERLY REPORT ON FORM 10-Q FOR THE
PERIOD ENDED MARCH 31, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH QUARTERLY REPORT.
</LEGEND>

        
<S>                           <C> 
<PERIOD-TYPE>                 3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               MAR-31-1996
<CASH>                                           3,066 
<INT-BEARING-DEPOSITS>                           1,426 
<FED-FUNDS-SOLD>                                 1,584 
<TRADING-ASSETS>                                 1,338 
<INVESTMENTS-HELD-FOR-SALE>                      7,280 
<INVESTMENTS-CARRYING>                             699 
<INVESTMENTS-MARKET>                               691 
<LOANS>                                         39,268 
<ALLOWANCE>                                       (884) 
<TOTAL-ASSETS>                                  58,015 
<DEPOSITS>                                      41,349 
<SHORT-TERM>                                     5,487 
<LIABILITIES-OTHER>                              1,466 
<LONG-TERM>                                      2,499 
<PREFERRED-MANDATORY>                                0 
<PREFERRED>                                        508 
<COMMON>                                           351 
<OTHER-SE>                                       3,827 
<TOTAL-LIABILITIES-AND-EQUITY>                  58,015 
<INTEREST-LOAN>                                    978 
<INTEREST-INVEST>                                  137 
<INTEREST-OTHER>                                   125 
<INTEREST-TOTAL>                                 1,240 
<INTEREST-DEPOSIT>                                 420 
<INTEREST-EXPENSE>                                 674 
<INTEREST-INCOME-NET>                              566 
<LOAN-LOSSES>                                       57 
<SECURITIES-GAINS>                                  13 
<EXPENSE-OTHER>                                    149 
<INCOME-PRETAX>                                    267 
<INCOME-PRE-EXTRAORDINARY>                         155 
<EXTRAORDINARY>                                      0 
<CHANGES>                                            0 
<NET-INCOME>                                       155 
<EPS-PRIMARY>                                      .94 
<EPS-DILUTED>                                      .93 
<YIELD-ACTUAL>                                    4.40 
<LOANS-NON>                                        384 
<LOANS-PAST>                                        47 
<LOANS-TROUBLED>                                    28 
<LOANS-PROBLEM>                                      0 
<ALLOWANCE-OPEN>                                   890 
<CHARGE-OFFS>                                      (72) 
<RECOVERIES>                                        21 
<ALLOWANCE-CLOSE>                                  884 
<ALLOWANCE-DOMESTIC>                               542 
<ALLOWANCE-FOREIGN>                                198 
<ALLOWANCE-UNALLOCATED>                            144  
         

</TABLE>