<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED STATEMENTS OF INCOME, THE CONSOLIDATED BALANCE SHEETS, AND THE
CONSOLIDATED STATEMENTS OF CASH FLOWS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1998
<PERIOD-END>                               JUN-30-1998             JUN-30-1998
<CASH>                                         720,176                 720,176
<INT-BEARING-DEPOSITS>                          15,320                  15,320
<FED-FUNDS-SOLD>                                50,000                  50,000
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                  2,619,074               2,619,074
<INVESTMENTS-CARRYING>                         138,643                 138,643
<INVESTMENTS-MARKET>                           139,548                 139,548
<LOANS>                                      9,904,650               9,904,650
<ALLOWANCE>                                    153,180                 153,180
<TOTAL-ASSETS>                              14,930,912              14,930,912
<DEPOSITS>                                  11,499,853              11,499,853
<SHORT-TERM>                                 1,141,773               1,141,773
<LIABILITIES-OTHER>                            300,457                 300,457
<LONG-TERM>                                    520,501                 520,501
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       482,013                 482,013
<OTHER-SE>                                     986,315                 986,315
<TOTAL-LIABILITIES-AND-EQUITY>              14,930,912              14,930,912
<INTEREST-LOAN>                                216,203                 424,383
<INTEREST-INVEST>                               39,622                  67,810
<INTEREST-OTHER>                                 6,131                  10,736
<INTEREST-TOTAL>                               261,956                 502,929
<INTEREST-DEPOSIT>                              92,917                 175,073
<INTEREST-EXPENSE>                             120,499                 228,251
<INTEREST-INCOME-NET>                          141,457                 274,678
<LOAN-LOSSES>                                   11,550                  22,325
<SECURITIES-GAINS>                                (19)                     157
<EXPENSE-OTHER>                                102,064                 195,657
<INCOME-PRETAX>                                 99,022                 189,191
<INCOME-PRE-EXTRAORDINARY>                      64,993                 124,337
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    64,993                 124,337
<EPS-PRIMARY>                                     0.67                    1.32
<EPS-DILUTED>                                     0.66                    1.28
<YIELD-ACTUAL>                                    4.55                    4.63
<LOANS-NON>                                     28,805                  28,805
<LOANS-PAST>                                    18,091                  18,091
<LOANS-TROUBLED>                                     9                       9
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                               151,193                 132,055
<CHARGE-OFFS>                                   13,630                  27,442
<RECOVERIES>                                     3,067                   6,874
<ALLOWANCE-CLOSE>                              153,180                 153,180
<ALLOWANCE-DOMESTIC>                           153,180                 153,180
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        

</TABLE>