<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE QUARTERLY
REPORT ON FORM 10-Q FOR THE PERIOD ENDED MARCH 31, 1997 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

        
<S>                           <C> 
<PERIOD-TYPE>                 3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                           3,841         
<INT-BEARING-DEPOSITS>                           1,968         
<FED-FUNDS-SOLD>                                 2,304         
<TRADING-ASSETS>                                 1,482         
<INVESTMENTS-HELD-FOR-SALE>                      9,082         
<INVESTMENTS-CARRYING>                             692         
<INVESTMENTS-MARKET>                               680         
<LOANS>                                         41,019         
<ALLOWANCE>                                       (864)        
<TOTAL-ASSETS>                                  64,780         
<DEPOSITS>                                      42,307         
<SHORT-TERM>                                    10,969         
<LIABILITIES-OTHER>                              2,021         
<LONG-TERM>                                      3,208<F1>
<PREFERRED-MANDATORY>                                0         
<PREFERRED>                                        508         
<COMMON>                                           231         
<OTHER-SE>                                       4,122         
<TOTAL-LIABILITIES-AND-EQUITY>                  64,780         
<INTEREST-LOAN>                                    975         
<INTEREST-INVEST>                                  170         
<INTEREST-OTHER>                                   130         
<INTEREST-TOTAL>                                 1,275         
<INTEREST-DEPOSIT>                                 400         
<INTEREST-EXPENSE>                                 655         
<INTEREST-INCOME-NET>                              620         
<LOAN-LOSSES>                                       60         
<SECURITIES-GAINS>                                   9         
<EXPENSE-OTHER>                                    146         
<INCOME-PRETAX>                                    346         
<INCOME-PRE-EXTRAORDINARY>                         207         
<EXTRAORDINARY>                                      0         
<CHANGES>                                            0         
<NET-INCOME>                                       207         
<EPS-PRIMARY>                                     1.29         
<EPS-DILUTED>                                     1.27         
<YIELD-ACTUAL>                                    4.47         
<LOANS-NON>                                        396         
<LOANS-PAST>                                        46         
<LOANS-TROUBLED>                                     0         
<LOANS-PROBLEM>                                      0         
<ALLOWANCE-OPEN>                                   883         
<CHARGE-OFFS>                                      (97)        
<RECOVERIES>                                        18         
<ALLOWANCE-CLOSE>                                  864         
<ALLOWANCE-DOMESTIC>                               537         
<ALLOWANCE-FOREIGN>                                205         
<ALLOWANCE-UNALLOCATED>                            122          
         
<FN>
<F1>Includes guaranteed preferred beneficial interest in the Corporation's
    junior subordinated debt.
</FN>

</TABLE>