<TABLE> <S> <C>



<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S QUARTERLY FINANCIAL STATEMENTS AS OF AND FOR THE THREE MONTH PERIOD
ENDED MARCH 31, 1998, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               MAR-31-1998
<CASH>                                         288,260
<INT-BEARING-DEPOSITS>                         142,353
<FED-FUNDS-SOLD>                               160,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    725,688
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      6,293,908
<ALLOWANCE>                                     83,154
<TOTAL-ASSETS>                               8,130,976
<DEPOSITS>                                   6,138,496
<SHORT-TERM>                                   695,660
<LIABILITIES-OTHER>                            243,166
<LONG-TERM>                                    316,731
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       165,952
<OTHER-SE>                                     570,298
<TOTAL-LIABILITIES-AND-EQUITY>               8,130,976
<INTEREST-LOAN>                                134,833
<INTEREST-INVEST>                               12,545
<INTEREST-OTHER>                                 3,945
<INTEREST-TOTAL>                               151,323
<INTEREST-DEPOSIT>                              51,033
<INTEREST-EXPENSE>                              65,745
<INTEREST-INCOME-NET>                           85,578
<LOAN-LOSSES>                                    4,396
<SECURITIES-GAINS>                                 (5)
<EXPENSE-OTHER>                                 73,637
<INCOME-PRETAX>                                 33,152
<INCOME-PRE-EXTRAORDINARY>                      21,228
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    21,228
<EPS-PRIMARY>                                      .68
<EPS-DILUTED>                                      .68
<YIELD-ACTUAL>                                    8.49
<LOANS-NON>                                     22,354
<LOANS-PAST>                                    35,500
<LOANS-TROUBLED>                                35,414
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                82,596
<CHARGE-OFFS>                                    5,598
<RECOVERIES>                                     1,760
<ALLOWANCE-CLOSE>                               83,154
<ALLOWANCE-DOMESTIC>                            42,380
<ALLOWANCE-FOREIGN>                              1,675
<ALLOWANCE-UNALLOCATED>                         39,099
        

</TABLE>