Exhibit 10.2


CONSULTING AGREEMENT


 


This consulting agreement ("Agreement")
is entered into on the date written below by and between NCM Financial Inc a Texas, Corporation whose address is 2101 Cedar Springs
Road, Suite 1050 Dallas, TX 75201 ("NCM") and Keystone Trading Ltd. a corporation
whose address is #1 Mapp Street, Belize City, Belize C.A., ("Consultant").



 


Whereas, NCM desires to retain Consultant as an independent
contractor to be available to perform marketing, business development, and consulting services for NCM. Consultant is willing to
be available to perform such services, as the need arises.


 


In consideration of the mutual promises contained herein,
NCM and Consultant agree as follows:


Availability:
CONSULTANT agrees to be available to perform marketing, business development and consulting services for NCM
("Services") on an "as needed" basis, beginning September 6th, 2013 through September 6th,
2016 on a monthly basis.


Compensation:
In consideration for Consultant making himself available to NCM and perform the services as provided herein, NCM agrees
to pay Consultant, in marketable securities of 30,000,000 free-trading shares.


Relationship
of Parties: Consultant shall perform the Services as requested by NCM, but Consultant shall determine, in his sole discretion,
the manner and means by which the Services are accomplished, subject to the express condition that Consultant shall at all times
comply with applicable law. Consultant is an independent contractor, he or she is not an agent or employee of NCM, and has no authority
to bind NCM by contract or otherwise. Further, 


Consultant
attests to NCM that any and all communication with the public will include full disclosure of Consultant’s compensation as
well as the Consultants ability to sell any or all of its stock obtained through the execution of the consulting agreement, in
the open market, once conditions of Rule 144 of the Securities Act of 1933, as amended have been met.


Termination:
This Agreement shall commence on the date, September 6th, 2013 and shall continue until September 6th, 2016.
Upon termination of this agreement for any reason, each party shall be released from all obligations and liabilities to the other
or arising after the date of such termination, except that any termination shall not relieve Consultant or NCM of any liability
arising from any breach of this agreement. 


General:



Assignment:
The rights and liabilities of the parties hereto shall bind and inure to the benefit of their respective successors, executors
and administrators, as the case may be, provided that, as NCM has contracted for Consultant's services, Consultant may not assign
or delegate its obligations under this agreement either in whole or in part without the prior written consent of NCM.


Attorney's
Fees: If any action at law or in equity is necessary to enforce the terms of this agreement, the prevailing party shall be entitled
to reasonable attorney's fees, costs and expenses in addition to any other relief to which such prevailing party may be entitled.




    	 



    	 



    

 


Governing
Law: This agreement shall be governed by and construed in accordance with the laws of the State of Texas, as applied without reference
to conflict of law principles. If any provision of this agreement is for any reason found by a court of competent jurisdiction
to be unenforceable, the remained of this agreement shall continue in full force.


Complete
Understanding Modification: This agreement constitutes the full and complete understanding and agreement of the parties hereto
and supersedes all prior understandings and agreements. Any waiver, modification or amendment of any provision of this agreement
shall be effective only if in writing and signed by the parties hereto.


Notices:
Any notices required or permitted hereunder shall be given to the appropriate party at the address specified in this Agreement
or at such other address as the party shall specify in writing. Such notice shall be deemed given upon personal delivery to the
appropriate address or sent by certified or registered mail, three days after the date of mailing.


If to the Company:


NCM Financial, Inc.


Rosewood Court


2101 Cedar Springs Road, Suite
1050


Dallas, TX 75201


 


If to the Consultant:


Attn: Angelita Goldson


Keystone Trading Ltd.


#1 Mapp Street


Belize City, Belize C.A.


 


IN WITNESS WHEREOF, the parties hereto have signed this agreement
as of the date written below.


 


	Signature	 	Title	 	Date
	 	 	 	 	 
	/s/ Michael Noel	 	Chief Executive Officer and Director	 	November 23, 2013
	Michael Noel	 	 	 	 


 


 


	Signature	 	Title	 	Date
	 	 	 	 	 
	/s/ Angelita Goldson	 	Managing Director	 	November 23, 2013
	Angelita Goldson	 	 	 	 





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