**Exhibit 24.1****POWER OF ATTORNEY**     KNOW ALL MEN BY THESE PRESENTS, that I, John T. Mallett, Director and Treasurer and ChiefFinancial Officer of ML Life Insurance Company of New York, a New York corporation, do herebyappoint Darin D. Smith and Frank A. Camp, and each of them severally, my true and lawfulattorney-in-fact, for me and in my name, place and stead to execute any Annual Report on Form 10-Kof ML Life Insurance Company of New York pursuant to the provisions of the Securities Exchange Actof 1934 and, further, to execute any and all amendments to such Annual Report, and to file same,with all exhibits and schedules thereto and all other documents in connection therewith, with theSecurities and Exchange Commission, and to have full power and authority to do or cause to be donein my name, place and stead each and every act and thing necessary or appropriate in order toeffectuate the same, as fully to all intents and purposes I might or could do in person, herebyratifying and confirming all that said attorneys-in-fact or any of them, may do or cause to be doneby virtue hereof. Each said attorney-in-fact shall have power to act hereunder without the others.     IN WITNESS WHEREOF, I have hereunto set my hand this 19th day of March, 2008.                                                         /s/ John T. Mallett   John T. Mallett   Director and Treasurer andChief Financial Officer   
 

 
**POWER OF ATTORNEY**     KNOW ALL MEN BY THESE PRESENTS, that I, Robert R. Frederick, Director and Senior VicePresident of ML Life Insurance Company of New York, a New York corporation, do hereby appoint DarinD. Smith and Frank A. Camp, and each of them severally, my true and lawful attorney-in-fact, for meand in my name, place and stead to execute any Annual Report on Form 10-K of ML Life InsuranceCompany of New York pursuant to the provisions of the Securities Exchange Act of 1934 and, further,to execute any and all amendments to such Annual Report, and to file same, with all exhibits andschedules thereto and all other documents in connection therewith, with the Securities and ExchangeCommission, and to have full power and authority to do or cause to be done in my name, place andstead each and every act and thing necessary or appropriate in order to effectuate the same, asfully to all intents and purposes I might or could do in person, hereby ratifying and confirmingall that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof. Eachsaid attorney-in-fact shall have power to act hereunder without the others.     IN WITNESS WHEREOF, I have hereunto set my hand this 19th day of March, 2008.                                                    /s/ Robert R. Frederick   Robert R. Frederick   Director and Senior Vice President   
 

 
**POWER OF ATTORNEY**     KNOW ALL MEN BY THESE PRESENTS, that I, Lon J. Olejniczak, Director and President of ML LifeInsurance Company of New York, a New York corporation, do hereby appoint Darin D. Smith and FrankA. Camp, and each of them severally, my true and lawful attorney-in-fact, for me and in my name,place and stead to execute any Annual Report on Form 10-K of ML Life Insurance Company of New Yorkpursuant to the provisions of the Securities Exchange Act of 1934 and, further, to execute any andall amendments to such Annual Report, and to file same, with all exhibits and schedules thereto andall other documents in connection therewith, with the Securities and Exchange Commission, and tohave full power and authority to do or cause to be done in my name, place and stead each and everyact and thing necessary or appropriate in order to effectuate the same, as fully to all intents andpurposes I might or could do in person, hereby ratifying and confirming all that saidattorneys-in-fact or any of them, may do or cause to be done by virtue hereof. Each saidattorney-in-fact shall have power to act hereunder without the others.     IN WITNESS WHEREOF, I have hereunto set my hand this 19th day of March, 2008.                                                        /s/ Lon J. Olejniczak   Lon J. Olejniczak   Director and President   
 

 
**POWER OF ATTORNEY**     KNOW ALL MEN BY THESE PRESENTS, that I, Brian C. Scott, Director and Senior Vice President -Operations of ML Life Insurance Company of New York, a New York corporation, do hereby appointDarin D. Smith and Frank A. Camp, and each of them severally, my true and lawful attorney-in-fact,for me and in my name, place and stead to execute any Annual Report on Form 10-K of ML LifeInsurance Company of New York pursuant to the provisions of the Securities Exchange Act of 1934and, further, to execute any and all amendments to such Annual Report, and to file same, with allexhibits and schedules thereto and all other documents in connection therewith, with the Securitiesand Exchange Commission, and to have full power and authority to do or cause to be done in my name,place and stead each and every act and thing necessary or appropriate in order to effectuate thesame, as fully to all intents and purposes I might or could do in person, hereby ratifying andconfirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtuehereof. Each said attorney-in-fact shall have power to act hereunder without the others.     IN WITNESS WHEREOF, I have hereunto set my hand this 19th day of March, 2008.                                                        /s/ Brian C. Scott   Brian C. Scott   Director and Senior Vice President - Operations   
 

 
**POWER OF ATTORNEY**     KNOW ALL MEN BY THESE PRESENTS, that I, Ronald L. Ziegler, Director and Senior Vice Presidentof ML Life Insurance Company of New York, a New York corporation, do hereby appoint Darin D. Smithand Frank A. Camp, and each of them severally, my true and lawful attorney-in-fact, for me and inmy name, place and stead to execute any Annual Report on Form 10-K of ML Life Insurance Company ofNew York pursuant to the provisions of the Securities Exchange Act of 1934 and, further, to executeany and all amendments to such Annual Report, and to file same, with all exhibits and schedulesthereto and all other documents in connection therewith, with the Securities and ExchangeCommission, and to have full power and authority to do or cause to be done in my name, place andstead each and every act and thing necessary or appropriate in order to effectuate the same, asfully to all intents and purposes I might or could do in person, hereby ratifying and confirmingall that said attorneys-in-fact or any of them, may do or cause to be done by virtue hereof. Eachsaid attorney-in-fact shall have power to act hereunder without the others.     IN WITNESS WHEREOF, I have hereunto set my hand this 19th day of March, 2008.                                                   /s/ Ronald L. Ziegler   Ronald L. Ziegler   Director and Senior Vice President   
 

 
**POWER OF ATTORNEY**     KNOW ALL MEN BY THESE PRESENTS, that I, Eric J. Martin, Vice President and CorporateController of ML Life Insurance Company of New York, a New York corporation, do hereby appointDarin D. Smith and Frank A. Camp, and each of them severally, my true and lawful attorney-in-fact,for me and in my name, place and stead to execute any Annual Report on Form 10-K of ML LifeInsurance Company of New York pursuant to the provisions of the Securities Exchange Act of 1934and, further, to execute any and all amendments to such Annual Report, and to file same, with allexhibits and schedules thereto and all other documents in connection therewith, with the Securitiesand Exchange Commission, and to have full power and authority to do or cause to be done in my name,place and stead each and every act and thing necessary or appropriate in order to effectuate thesame, as fully to all intents and purposes I might or could do in person, hereby ratifying andconfirming all that said attorneys-in-fact or any of them, may do or cause to be done by virtuehereof. Each said attorney-in-fact shall have power to act hereunder without the others.     IN WITNESS WHEREOF, I have hereunto set my hand this 19th day of March, 2008.                                                             /s/ Eric J. Martin   Eric J. Martin   Vice President and Corporate Controller   
 

 
**POWER OF ATTORNEY**     KNOW ALL MEN BY THESE PRESENTS, that I, Frank A. Camp, Director and Secretary of ML LifeInsurance Company of New York, a New York corporation, do hereby appoint Darin D. Smith my true and lawful attorney-in-fact, for me and in my name,place and stead to execute any Annual Report on Form 10-K of ML Life Insurance Company of New Yorkpursuant to the provisions of the Securities Exchange Act of 1934 and, further, to execute any andall amendments to such Annual Report, and to file same, with all exhibits and schedules thereto andall other documents in connection therewith, with the Securities and Exchange Commission, and tohave full power and authority to do or cause to be done in my name, place and stead each and everyact and thing necessary or appropriate in order to effectuate the same, as fully to all intents andpurposes I might or could do in person, hereby ratifying and confirming all that saidattorney-in-fact or may do or cause to be done by virtue hereof.     IN WITNESS WHEREOF, I have hereunto set my hand this 26 day of March, 2008.                                                              /s/ Frank A. Camp   Frank A. Camp   Director and Secretary   
 

 
**POWER OF ATTORNEY**     KNOW ALL MEN BY THESE PRESENTS, that I, Robert F. Colby, Director of ML Life Insurance Companyof New York, a New York corporation, do hereby appoint Darin D. Smith and Frank A. Camp, and eachof them severally, my true and lawful attorney-in-fact, for me and in my name, place and stead toexecute any Annual Report on Form 10-K of ML Life Insurance Company of New York pursuant to theprovisions of the Securities Exchange Act of 1934 and, further, to execute any and all amendmentsto such Annual Report, and to file same, with all exhibits and schedules thereto and all otherdocuments in connection therewith, with the Securities and Exchange Commission, and to have fullpower and authority to do or cause to be done in my name, place and stead each and every act andthing necessary or appropriate in order to effectuate the same, as fully to all intents andpurposes I might or could do in person, hereby ratifying and confirming all that saidattorneys-in-fact or any of them, may do or cause to be done by virtue hereof. Each saidattorney-in-fact shall have power to act hereunder without the others.     IN WITNESS WHEREOF, I have hereunto setmy hand this 24th day of March, 2008.              /s/ Robert F. Colby   Robert F. Colby   Director