SEAFIRST Bank of America NT & SA dba Seafirst Bank
BUSINESS LOAN AGREEMENT

	1. Promissory  Note(s). All loans shall be evidenced by promissory notes  
in  a form and substance satisfactory to Bank.
	2. Conditions to Availability of Loan/Line of Credit. Before Bank is  
obligated to disburse/make  any advance, or at any time thereafter which  Bank  
deems necessary and appropriate, Bank must receive all of the following,  each  
of which must be in form and substance satisfactory to Bank ("loan documents"):
	2.1  Original, executed promissory note(s);
	2.2  Original executed security agreement(s) and/or deed(s)  of  trust 
covering the collateral described in Part A;
	2.3  All collateral described in Part A in which Bank wishes to have a 
possessory security interest;
	2.4  Financing statement(s) executed by Borrower;
	2.5  Such  evidence that Bank may deem appropriate that  the  security 
interests and liens in favor of Bank are valid, enforceable, and prior to  the 
rights and interests of others except those consented  to  in writing by Bank;
	2.6  The following guaranty(ies) in favor of the Bank:
	2.7 Subordination agreement(s) in favor of Bank executed by:
	2.8  Evidence that the execution, delivery, and performance by Borrower of 
this Agreement and the execution, delivery, and performance  by Borrower   and  
any corporate  guarantor  or corporate subordinating creditor  of any 
instrument or agreement required under this Agreement, as appropriate, have 
been duly authorized; 
	2.9  Any other document which is deemed by the Bank to be required from 
time to time  to evidence loans or to effect the provisions  of  this 
Agreement;                 
	2.10  If requested by Bank, a written legal opinion expressed to  Bank, of 
counsel for Borrower as to the matters set forth in sections 3.1 and 3.2, and  
to  the best of such counsel's knowledge  after  reasonable investigation,  the 
matters set forth in sections 3.3, 3.5,  3.6,  3.7, 3.8 and such other matters 
as the Bank may reasonably request;
	2.11  Pay or reimburse Bank for any out-of-pocket expenses expended in 
making  or administering  the loans made hereunder  including without 
limitation attorney's fees (including allocated costs of inhouse counsel);
	2.12 Other (describe):
	3.   Representations  and Warranties. Borrower represents and warrants  to 
Bank, except   as Borrower has disclosed to Bank in writing, as of the date of 
this Agreement  and hereafter so long as credit granted under this Agreement  
is available  and  until full and final payment of all sums outstanding under 
this Agreement and promissory notes that:
	3.1  Borrower is duly organized and existing under the  laws  of  the 
state of its organization as a:
               General           Limited
X Corporation  Partnership       Partnership
__ Sole Proprietorship
dba
LLC with duration of Borrower is properly licensed and in good standing in each 
state in which Borrower is doing business and Borrower has qualified  under, 
and complied  with,  where required, the fictitious or trade name statutes 
of each state in which Borrower is doing business, and Borrower has obtained 
all necessary government approvals for  its business  activities; the 
execution, delivery, and performance  of  this Agreement and  such  notes 
and other instruments required  herein  are within Borrower's  powers,  have 
been  duly authorized,  and,  as  to Borrower and any guarantor, are not in 
conflict with the terms of any charter, bylaw, or  other organization papers 
of Borrower,  and  this Agreement, such notes and the loan documents are 
valid and enforceable according to their terms;
	3.2  The  execution, delivery, and performance of this Agreement,  the 
loan documents and any other instruments are not in conflict with any law  or 
any indenture, agreement or undertaking to which Borrower is  a party or by 
which Borrower is bound or affected;
	3.3  Borrower  has  title  to each of the  properties  and  assets  as 
reflected  in its financial statements (except such assets  which have been 
sold or   otherwise disposed of in the ordinary course of business), and  no 
assets  or revenues of the Borrower are subject  to any  lien except  as  
required or permitted by this Agreement, disclosed  in  its financial  
statements or otherwise previously  disclosed  to  Bank in writing;
	3.4  All financial information, statements as to ownership of Borrower and 
all  other  statements  submitted by  Borrower  to  Bank, whether previously or 
in the future, are and will be true and correct in  all material  respects 
upon submission and are and will  be complete  upon submission insofar as 
may be necessary to give Bank a true and accurate knowledge of the subject 
matter thereof;
	3.5  Borrower has filed all tax returns and reports as required by law to 
be  filed  and  has  paid all taxes and assessments applicable to Borrower 
or to its properties which are presently due and payable, except those being 
contested in good faith;
	3.6  There are no proceedings, litigation or claims (including  unpaid 
taxes)  against Borrower pending or, to the knowledge of the Borrower, 
threatened, before any court or government agency, and no other  event 
has  occurred  which may have a material adverse effect on Borrower's 
financial condition;
	3.7  There is no event which is, or with notice or lapse of time, or both, 
would  be, an Event of Default (as defined in Section 7)under this
Agreement;
	3.8  Borrower  has  exercised due diligence in  inspecting  Borrower's 
properties  for hazardous wastes and hazardous substances.  Except  as
otherwise previously disclosed and acknowledged  to Bank in writing:
(a)  during  the period  of Borrower's ownership  of  Borrower's properties,  
there  has been no use, generation, manufacture,  storage, treatment, disposal, 
release or threatened release of  any hazardous waste  or hazardous substance 
by any person in, on, under or about  any of  Borrower's  properties; (b) 
Borrower has no actual or constructive knowledge  that  there  has  been  
any  use, generation, manufacture, storage,  treatment,  disposal, release 
or threatened release  of  any hazardous waste or hazardous substance by any 
person in, on, under or about any of Borrower's properties by any prior owner
or occupant  of any  of Borrower's properties; and (c)  Borrower  has  no  
actual  or constructive notice of any actual or threatened litigation or claims 
of any  kind by any person relating to such matters.  The terms "hazardous 
waste(s),"hazardous   substance(s),"  "disposal," "release," and "threatened 
release" as used in this Agreement shall have the same meanings as  set forth
in the Comprehensive Environmental  Response, Compensation, and Liability 
Act of 1980, as amended, 42 U.S.C.  Section 9601, et seq.,  the Superfund 
Amendments and Reauthorization  Act  of 1986,   as  amended, Pub.  L.  No.  
99-499,  the  Hazardous Materials Transportation Act, as amended, 49 U.S. C. 
Section 1801, et seq., the Resource  Conservation and Recovery Act, as   
amended, 49 U.S.C.  Section 6901,  et  seq.,  or other applicable state or 
federal laws,  rules or regulations adopted pursuant to any of the foregoing.
	3.9  Each  chief  place of business of Borrower, and  the  office  or 
offices where  Borrower  keeps  its  records  concerning  any  of the 
collateral, is located at:
	4.   Affirmative  Covenants. So long as credit granted under  this  
Agreement is available  and  until full and final payment of all sums  
outstanding  under this Agreement and promissory note(s) Borrower will:
	4.1  Use the proceeds of the loans covered by this Agreement only  in 
connection with Borrower's business activities and exclusively for the following
purposes:
	4.2  Maintain current assets in an amount at least equal  to  __1.30_ 
times current liabilities, and not less than $__1,200,000___ in excess 
thereof.  Current assets and current liabilities shall be determined in 
accordance with generally accepted accounting principles and practices, 
consistently applied;
	4.3 Maintain a tangible net worth of at least $__2,200,000___and  not 
permit Borrower's  total indebtedness which is not subordinated in a manner
satisfactory  to  Bank  to  exceed ___2.30__times Borrower's tangible  net  
worth.  "Tangible net worth" means the  excess of  total assets   over       
total liabilities,  excluding, however, from the determination of total assets 
(a) all assets which should be classified as intangible assets such as 
goodwill, patents, trademarks, copyrights, franchises,  and deferred charges 
(including unamortized debt  discount and  research and development costs), 
(b) treasury stock, (c) cash held in  a  sinking  or other similar fund 
established for the  purpose of redemption or other retirement of capital 
stock, (d) to the extent not already deducted  from  total assets, reserves  
for  depreciation, depletion, obsolescence  or  amortization  of  properties 
and other reserves or appropriations of retained earnings which  have  been  
or should be established in connection with the business conducted by  the 
relevant corporation, and (e) any revaluation or other write-up in book 
value of assets subsequent to the fiscal year - of such corporation  last 
ended at the date of this Agreement;
     4.4  Upon request Borrower agrees to insure and to furnish Bank  with 
evidence of insurance covering the life of Borrower (if an individual) or  the  
lives of designated partners or officers of Borrower  (if  a partnership  or  
corporation) in the amounts stated below.  Borrower shall  take such actions as 
are reasonably requested by Bank,  such  as assigning  the insurance policies 
to Bank or naming Bank as beneficiary and obtaining the insurer's 
acknowledgment thereof, to provide that  in the event of the death of any of 
the named insureds the policy proceeds will be applied to payment of 
Borrower's obligations owing to Bank;
     Name:  ________N/A________Amount:  $ ____________
     Name:  ________N/A________Amount:  $ ____________
     4.5  Promptly give written notice to Bank of: (a) all litigation  and 
claims made or  threatened affecting Borrower  where  the  amount  is 
$_100,000___  or  more; (b) any substantial dispute  which  may exist between   
Borrower  and  any governmental  regulatory body or law enforcement authority; 
(c) any Event of Default under this Agreement or any  other agreement with Bank 
or any other creditor or any event which become an Event of Default; and (d) any
other matter which has resulted or  might  result in a material adverse change 
in Borrower's financial condition or operations;
     4.6  Borrower shall as soon as available, but in  any  event  within 
__120__ days following the end of each year and  within  __45__ days following  
the end of each _quarter__ provide  to  Bank,  in a form satisfactory to Bank 
(including audited statements if required  at  any time   by  Bank),  such  
financial statements and other information respecting the financial condition 
and operations of Borrower  as  Bank may reasonably request including 
"Quarterly Compliance Certificates", as per the attached, and the U.S. 
Securities Commission Report 10-K.
	4.7 Borrower  will  maintain  in effect  insurance  with responsible 
insurance companies in such amounts and against  such risks  as  is customarily 
maintained by persons engaged in businesses similar to that of  Borrower  and 
all policies covering property given as security  for the  loans  shall have 
loss payable clauses in favor of Bank.  Borrower agrees  to  deliver  to  Bank 
such evidence of insurance as  Bank  may reasonably require and, within thirty 
(30) days after notice from Bank, to obtain such additional insurance with an 
insurer satisfactory to the Bank; 
     4.8  Borrower will pay all indebtedness taxes and other obligations for 
which the Borrower is liable or to which its income  or  property is subject 
before they shall become delinquent, except any which is being contested by the 
Borrower in good faith;
     4.9  Borrower  will  continue to conduct  its  business  as  presently 
constituted, and will maintain and preserve all rights, privileges and 
franchises  now  enjoyed, conduct Borrower's business  in  an orderly,
efficient and customary manner, keep all Borrowers properties in  good working  
order  and condition, and from time to time  make all  needed repairs, renewals
or replacements so that the efficiency of Borrower's properties shall be fully 
maintained and preserved;
     4.10 Borrower will maintain adequate books, accounts and  records and 
prepare all financial statements required hereunder in  accordance with   
generally accepted   accounting   principles   and practices consistently  
applied, and in compliance with the  regulations  of any governmental  
regulatory  body  having jurisdiction  over Borrower  or Borrower's business;
     4.11  Borrower will permit representatives of Bank to examine and make 
copies of  the  books  and  records of Borrower  and  to examine  the 
collateral of the Borrower at reasonable times;
     4.12  Borrower will perform, on request of Bank, such acts  as  may be 
necessary  or  advisable  to  perfect any  lien  or  security interest 
provided  for  herein  or  otherwise  carry  out  the  intent of  this 
Agreement;
       4.13  Borrower  will  comply  with all applicable  federal,  state and 
municipal  laws, ordinances, rules and regulations  relating to its 
properties, charters, businesses and operations, including compliance with 
all minimum funding and other requirements related to  any  of Borrower's 
employee benefit plans;
       4.14  Borrower will permit representatives of Bank to enter onto 
Borrower's  properties  to  inspect and test Borrower's properties  as Bank, 
in its  sole  discretion,  may deem appropriate  to  determine Borrower's 
compliance  with section 5.8 of this  Agreement;  provided however,  that any
such inspections and tests shall be for Bank's  sole benefit  and  shall  
not be construed to create any  responsibility  or liability on the part of 
Bank to Borrower or to any third party.
	5. Negative  Covenants.  So  long as credit granted  under  this  
Agreement is available  and  until full and final payment of all sums 
outstanding under this Agreement and promissory note(s):
     5.1 Borrower will not, during any fiscal year, expend or incur in the 
aggregate more than $___N/A___ for fixed assets for FYE 12/97, nor more than 
$____N/A___for any single fixed asset whether or not payable that fiscal year or
later under any purchase agreement or lease;
     5.2  Borrower  will not, without the prior written  consent  of  Bank, 
purchase or lease under an agreement for acquisition, incur any other 
indebtedness  for      borrowed  money,  mortgage,  assign,  or otherwise 
encumber  any  of  Borrower's assets, nor sell, transfer  or otherwise 
hypothecate any such assets except in the ordinary course of business.  
Borrower shall  not  guaranty, endorse, co-sign, or otherwise become liable 
upon  the obligations of others, except by the endorsement of negotiable 
instruments for deposit or collection in the ordinary course of  business. 
For purposes of this paragraph, the sale or assignment of accounts  
receivable, or the granting of a security  interest  therein, shall be 
deemed the incurring of indebtedness for borrowed money;
     5.3   The  total  of  salaries,  withdrawals,  or  other  forms of 
compensation, whether paid in cash or otherwise, by Borrower shall not exceed 
the following  amounts for the  persons  indicated,  nor will amounts in excess 
of such limits be paid to any other person: 	Name: 
_____________N/A________________________
     Monthly/Yearly Amount: $ _________________________
     Name:  _____________N/A________________________
     Monthly/Yearly Amount: $ _________________________
     5.4  Borrower will not, without Bank's prior written consent,  declare any 
dividends  on  shares of its capital stock, or apply  any  of its assets  to 
the purchase, redemption or other retirement of such shares, or otherwise 
amend its capital structure; except as shown in Exhibit "A";
     5.5  Borrower will not make any loan or advance to any  person(s)  or 
purchase or otherwise acquire the capital stock, assets or obligations of, or 
any interest in, any person, except:
     (a)  commercial bank time deposits maturing within one year, (b)  
marketable general obligations of the United States or a State, or marketable 
obligations fully guarantied by  the United States, (c)  short-term commercial 
paper with the highest rating of a generally recognized rating service, (d)  
other investments related to the Borrower's business which, together with such 
other investments now outstanding, do not in the aggregate exceed the sum of 
$100,000__ at any time;
     5.6  Borrower  will  not  liquidate or  dissolve  or enter into any 
consolidation,  merger,  pool,  joint  venture,  syndicate or other 
combination, or sell, lease, or dispose of Borrower's business assets as a
whole or such as in the opinion of Bank constitute a substantial portion of 
Borrower's business or assets;
     5.7  Borrower will not engage in any business activities or operations 
substantially different  from  or  unrelated to present business activities or 
operations; and
     5.8  Borrower,  and Borrower's tenants, contractors, agents  or  other 
parties  authorized to use any of Borrower's properties, will not use, 
generate, manufacture,  store,  treat,  dispose  of,  or release any 
hazardous  substance or hazardous waste in, on, under or about  any  of 
Borrower's  properties,  except  as previously disclosed  to  Bank  in 
writing  as  provided in section 3.8; and any such  activity  shall  be 
conducted  in compliance with all applicable federal, state  and  local 
laws,  regulations and ordinances, including without limitation  those 
described in section 3.8.
     6. Waiver, Release and Indemnification.  Borrower hereby (a) releases  
and waives  any  claims  against  Bank  for  indemnity or contribution in 
the event Borrower becomes liable for cleanup or other costs under  any  of  
the applicable federal, state or local laws, regulations  or ordinances, 
including without limitation those described in section 3.8, and (b)agrees 
to indemnify and hold Bank harmless from and against any and all claims, 
losses, liabilities, damages, penalties and expenses which Bank  may 
directly or indirectly sustain or suffer resulting from a breach of (i) any 
of  Borrower's representations and warranties with  respect  to  hazardous 
wastes  and hazardous substances contained in section 3.8, or (ii)  section 
5.8. The provisions of this section 6 shall survive the  full  and final 
payment of  all sums outstanding under this Agreement and promissory  notes 
and  shall not be affected by Bank's acquisition of any interest in  any  of 
the Borrower's properties, whether by foreclosure or otherwise.
7. Events of Default. The occurrence of any of the following events ("Events of
Default") shall terminate any and all obligations on the part  of  Bank to make
or continue the loan and/or line of credit and, at the option of Bank, shall 
make  all sums of interest and principal outstanding under the  loan and/or  
line of credit  immediately due and  payable,  without notice  of default, 
presentment or demand for payment, protest or notice of non payment or  
dishonor, or other notices or demands of any kind or character,  all  of which  
are waived by Borrower, and Bank may proceed with collection of  such 
obligations and enforcement and realization upon all security which  it  may 
hold and to the enforcement of all rights hereunder or at law
7.1  The Borrower shall fail to pay when due any amount payable by  it 
hereunder on any loans or notes executed in connection herewith;
7.2  Borrower  shall fail to comply with the provisions of  any  other 
covenant, obligation or term of this Agreement for a period of fifteen (15)  
days after the earlier of written notice thereof shall have been given to 
the Borrower by Bank or Borrower or any Guarantor has knowledge of an Event 
of Default or an event that can become  an  Event of Default;
7.3  Borrower  shall  fail to pay when due any  other  obligation  for 
borrowed  money, or to perform any term or covenant on its part  to be 
performed under any agreement relating to such obligation or  any such other 
debt shall be declared to be due and payable and  such failure shall 
continue after the applicable grace period;
7.4  Any representation or warranty made by Borrower in this Agreement or in  
any other statement to Bank shall prove to have been  false or misleading  in 
any material respect when made or Borrower's representations regarding the 
"year 2000 problem" shall cease to be true, whether or not true when made, 
and as a result Bank reasonably believes that Borrower's financial condition 
or its ability to pay its debts as they come due will thereby be materially 
impaired;
7.5  Borrower makes an assignment for the benefit of creditors, files a 
petition in bankruptcy, is adjudicated insolvent or bankrupt, petitions to  
any court for a receiver or trustee for Borrower or any substantial part  of 
its  property, commences  any  proceeding relating to  the arrangement, 
readjustment, reorganization  or liquidation  under any bankruptcy  or 
similar laws, or if there is commenced against Borrower any  such  
proceedings which remain undismissed for a period of  thirty (30)  days  or, 
if Borrower by any act indicates  its  consent  or acquiescence  in  any such
proceeding or the appointment  of  any  such trustee or receiver;
7.6 Any  judgment attaches against Borrower or any of its properties for  an  
amount in excess of $_100,000___which remains unpaid, unstayed on appeal, 
unbonded, or undismissed for a period of thirty (30) days; 
7.7  Loss of any required government approvals, and/or any governmental 
regulatory  authority takes or institutes action which, in the  opinion of  
Bank,  will  adversely affect Borrower's condition, operations  or ability to 
repay the loan and/or line of credit;
7.8  Failure of Bank to have a legal, valid and binding first lien on, or  a 
valid and enforceable prior perfected security interest in, any property 
covered by any deed of trust or security agreement required under this 
Agreement;
7.9 Borrower dies, becomes incompetent, or ceases to exist as a going concern; 
7.10 Occurrence  of  an  extraordinary  situation  which  gives Bank reasonable 
grounds to believe that Borrower may not, or will be unable to, perform its 
obligations under this or any other agreement between Bank and Borrower; or
7.11 Any of the preceding events occur with respect to any guarantor of credit  
under  this  Agreement,  or  such  guarantor  dies  or becomes incompetent,  
unless  the obligations arising under the guaranty and related agreements have 
been unconditionally assumed by the guarantor's estate in a manner satisfactory 
to Bank.
8. Successors;  Waivers.  Notwithstanding the Events  of  Default  above,  this 
Agreement  shall  be binding upon and inure to the benefit of  Borrower and 
Bank, their respective successors and assigns, except that Borrower may not 
assign its rights hereunder. No consent or waiver under this Agreement shall be 
effective unless in writing and signed by the Bank and shall not waive or 
affect any other default, whether prior or subsequent thereto, and  whether 
of the same or different type.  No delay or omission on the part of the Bank 
in exercising any right shall operate as a waiver of such right or any other 
right.
9. Arbitration.
9.1  At the request of either Bank or Borrower any controversy or claim between
the  Bank  and  Borrower, arising from  or  relating to  this Agreement  or  
any Loan  Document executed  in  connection with  this Agreement  or  arising
from any alleged  tort  shall  be settled  by arbitration  in Spokane County 
Washington.  The United States Arbitration Act  will  apply  to  the  
arbitration  proceedings which   will   be   administered  by  the  American  
Arbitration Association under its commercial  rules of arbitration except that 
unless the amount  of  the claim(s)  being arbitrated exceeds $5,000,000 there 
shall be  only  one arbitrator.  Any controversy over whether an issue is 
arbitrable  shall be  determined  by  the arbitrator(s).  Judgment upon  the 
arbitration award may be entered in any court having jurisdiction.  The 
institution and  maintenance of any action for judicial relief  or  pursuit of  
a provisional  or ancillary remedy shall not constitute a waiver  of the right  
of either party, including plaintiff, to submit the controversy or  claim to  
arbitration  if  such  action  for  judicial  relief  is contested.  For 
purposes of the application of the statute of limitations the filing of an 
arbitration as provided herein is the equivalent of filing a  lawsuit and  the  
arbitrator(s) will have the authority  to decide whether  any claim  or  
controversy  is  barred  by  the statute of limitations, and if so, to dismiss 
the arbitration on that basis.  The parties  consent to the joinder in the 
arbitration proceedings  of  any guarantor,  hypothecator or other party having 
an interest  related  to the claim or controversy being arbitrated
9.2 Notwithstanding the provisions of Section 9.1, no controversy  or claim 
shall  be  submitted to arbitration without the consent  of all parties if at 
the time of the proposed submission, such controversy  or claim arises from or 
relates to an obligation secured by real property;
9.3 No provision  of this Section 9 shall limit  the  right of the Borrower  or 
the Bank to exercise self-help remedies such as  setoff, foreclosure  or  sale
of  any collateral, or obtaining  any ancillary provisional  or interim 
remedies from a court of competent jurisdiction before,  after  or  during 
the pendency of any arbitration proceeding. The  exercise  of  any such 
remedy does not waive the right  of either party  to request arbitration.  
At Bank's option foreclosure under any deed  of  trust may be accomplished 
by exercise of the power  of  sale under the deed of trust or judicial 
foreclosure as a mortgage.
10.   Collection Activities, Lawsuits and Governing Law.  Borrower agrees  to 
pay Bank all costs and expenses (including reasonable attorney's fees  and the 
allocated cost  for in-house legal services incurred by Bank),  to enforce this
Agreement, any notes or any Loan Documents pursuant to this Agreement, whether 
or not suit is instituted.  If suit is instituted by Bank to enforce this  
Agreement or any of these documents, Borrower consents to the personal 
jurisdiction  of  the Courts of the State of Washington and  Federal  Courts 
located in the State of Washington. Borrower further consents to the  venue of 
this suit, being laid in King County, Washington.  This Agreement and any notes
and security agreements entered into pursuant to this Agreement shall be 
construed in accordance with the laws of the State of Washington.
11.  Additional  Provisions. Borrower agrees to the additional provisions set 
forth immediately  following this Section 11  or  on  any "Exhibit_A______" 
attached to  and  hereby  incorporated  into Agreement.   This  Agreement 
supersedes  all  oral negotiations or agreements between Bank  and  Borrower 
with  respect  to  the  subject matter hereof  and constitutes  the  entire 
understanding and Agreement of the matters set forth in this Agreement.
11.1  If  any  provision of this Agreement is held  to  be  invalid or 
unenforceable,  then  (a) such provision shall be  deemed  modified if 
possible, or if not possible, such provision shall be deemed stricken, and 
(b) all other provisions shall remain in full force and effect.
11.2 If the imposition of or any change in any law, rule, or regulation 
guideline  or the interpretation or application of any thereof by any court of 
administrative  or  governmental authority  (including any request or policy 
whether or not having the force of law) shall  impose or  modify  any  taxes 
(except U.S. federal, state or local  income  or franchise  taxes  imposed  on 
Bank),  reserve  requirements, capital          adequacy  requirements or other 
obligations which would:  (a) increase the cost to Bank for extending or 
maintaining any loans and/or line  of credit to which this Agreement relates, 
(b) reduce the amounts payable to Bank under this Agreement, such notes and 
other instruments, or (c)  reduce the rate of return on Bank's capital as a 
consequence of Bank's obligations with respect to any loan and/or line of 
credit to which  this  Agreement relates, then Borrower agrees to pay  Bank  
such additional amounts as will compensate Bank therefor, within  five  (5) 
days after Bank's written demand for such payment, which demand  shall be 
accompanied by an explanation of such imposition or  charge  and  a 
calculation in reasonable detail of the additional amounts  payable  by 
Borrower, which explanation and calculations  shall  be  conclusive, absent 
manifest error.
11.3  Bank may sell participations in or assign this loan in whole or  in part 
without notice to Borrower and Bank may provide information regarding the 
Borrower and this Agreement to any prospective participant  or assignee.  If a  
participation is sold or the loan  is assigned  the  purchaser will have the 
right of  set off  against          the Borrower and may enforce its interest 
in the Loan irrespective  of  any claims or defenses the Borrower may have 
against the Bank.
12.Notices. Any  notices  shall be given in writing to the  opposite  party's 
signature below or as that party may otherwise specify in writing.
13.ORAL  AGREEMENTS  OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND  CREDIT,  OR  TO 
FORBEAR  FROM  ENFORCING  REPAYMENT OF A  DEBT  ARE  NOT  ENFORCEABLE UNDER 
WASHINGTON LAW.
This  Business Loan Agreement (Parts A and B) executed by the parties on  April 
13, 1998.   Borrower  acknowledges having read all of the provisions  of  this 
Agreement and Borrower agrees to its terms.
Eastern Wholesale Team #1
SEAFIRST BANK
(Branch/Office)
By:       /S/ James R. Dean
Title:    Vice President
Address:         P.O. Box 1446
City, State, Zip: Spokane, WA  99210
Phone:    (509) 353-1480
Fax:      (509) 353-1492
The Coeur d'Alenes Company, Inc. (Borrower 	Name) 
By:  /S/ Marilyn A. Schroeder
Title:    Treasurer/CFO
Address:  P.O. Box 2610
City, State, Zip: Spokane, WA  99220
Phone:    (509) 924-6363
Fax:      (509) 924-6924
Union Iron Works, Inc. of Spokane (Borrower 	Name) 
By:  /S/ Marilyn A. Schroeder
Title:    Treasurer/CFO
Address:         P.O. Box 2610
City, State, Zip: Spokane, WA  99220
Phone:    (509) 924-6363
Fax:      (509) 924-6924
Form 3082, Rev. 11/93, Word 5.01

Exhibit A
The following modifications are hereby made and incorporated into this 
agreement:
Part B, Section 5.4, is hereby modified to read: 
"Borrower will not, without Bank's prior written consent, declare any dividends 
in excess of 10% of its annual net (after tax) profit on shares of the capital 
stock ..."
Part B, Section 9.1 and Section 10:
The venue in both questions is hereby modified to read "Spokane County, 
Washington".
Initials