HAF Grantee Plan - HAFP-0187 -State of Mississippi - Extracted 03/31/2022 21:21:41 Page 1 of 22

United States Department of the Treasury

Homeowner Assistance Fund Plan

Submitted by State of Mississippi

HAF Grantee Plan Name

HAFP-0187
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United States Department of the Treasury

Homeowner Assistance Fund Plan For Participants 

with Allocations $5 million or Greater

Allocation Amount $5 Million or Greater

Submission Date 3/8/2022 10:32 AM

Total Plan Requested Amount $72,281,675.00

Record Type State

Application Record SLT-0089

HAF Grantee Plan Status (external) Approved
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Homeowner Needs and Community Engagement

What Quantitative Data Has Informed the Participant’s Planning?

Treasury will assess the extent to which a Participant has, in the course of its HAF planning process, relied on

quantitative data, including from community-based organizations or organizations that serve potentially

eligible homeowners. 

In its HAF planning process, has the Participant obtained quantitative data from mortgage servicers, private

data providers, government entities, community-based organizations, or other sources to inform its planning

about how to target and best serve eligible homeowners with mortgage delinquencies, defaults, foreclosures?

Yes

If yes, please list and, briefly describe each source of quantitative data.

Data from the Bureau of Unemployment Statistics, the Federal Reserve Bank Mortgage

Dashboard, the National Mortgage Database, and local real estate data demonstrates the dire

financial need of Mississippi homeowners and the much-needed relief that HAF funding will

provide. The economic disruption created by the pandemic continues to drive the current

housing instability and risk of displacement of Mississippi homeowners. The unemployment rate

sharply increased in April and May of 2020 to 15.7% and 11% respectively. The Black or

African-American population group in Mississippi was impacted more than the white population

group.

Those who remain unemployed are falling further behind while those who became re-employed

may not have the resources to catch up on their arrears or are falling further behind due to

re-employment at a lower income. 

Data from the Bureau of Unemployment Statistics illustrates that the percentage of Mississippi

mortgages 30-89 days delinquent and 90 or more days delinquent is consistently higher than the

national average. 

Based on the 2019 American Community Survey (ACS), Mississippi has 1,322,808 housing units

statewide. Owner-occupied homes were estimated at 752,841. A total of 371,622 housing units are

owner-occupied with a mortgage. 

The rate of mortgage forbearance and delinquencies has fluctuated since the pandemic began.

Based on data from the Federal Reserve Bank Mortgage Dashboard provided by the U.S.

Treasury, there is a statewide forbearance rate of 5.3% and statewide delinquency rate of 3.4%

for a total of 8.7% of loans impacted by COVID-19. CoreLogic Report-Mississippi Mortgage

Loan Delinquencies.

In its HAF planning process, has the Participant obtained and reviewed quantitative data or studies regarding

which demographic segments in its jurisdiction have historically experienced discrimination in the housing or

housing finance market?

Yes

If yes, please list and, briefly describe each source of quantitative data.
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As a result of detailed demographic, economic, and housing analysis, along with a range of

activities designed to foster public involvement and feedback, the State of Mississippi has

identified a series of fair housing issues/impediments, and other contributing factors that

contribute to the creation or persistence of those issues. Data source include Census SFI, ACS

data, and HMDA data for the state of Mississippi.

In its HAF planning process, has the Participant obtained quantitative data from utility providers or entities

charged with assessing and collecting property taxes or relied on quantitative data or studies to inform its

planning about how to target and best serve eligible homeowners at risk of displacement due to utility

arrearage or tax foreclosure?

Yes

If yes, please list and, briefly describe each source of quantitative data.

MHC will exclude utility assistance from the Program. There are many local programs that

assist with utilities assistance in Mississippi, particularly for low-income and elderly residents.

MHC will provide a utility resource sheet on the web portal for homeowners who need utility

assistance. 

The Program will provide payments for eligible homeowners for delinquent real estate property

taxes. Any delinquency must have occurred after January 21, 2020, and as a result of the

Covid-19 pandemic hardship. MHC relied upon the below data to support this decision.

According to CoreLogic, Mississippi has the highest average property tax delinquency rate in

2021.

In the following text box, please list any source not listed above of quantitative information, including

sources of data on the performance of any of the Participant’s previously implemented programs, that the

Participant used to inform its HAF planning process, briefly describe how the data informed the Participant’s

planning.

According to CoreLogic, Mississippi has the highest average property tax delinquency rate in

2021.

Did the Participant communicate with mortgage servicers regarding the development of its program design?

Yes

Did the Participant communicate with other HAF participants regarding the development of its program

design?

Yes

How Has Community Engagement and Public Participation Informed the

Participant’s Planning?

Treasury will assess the extent to which a Participant’s assessment of homeowner needs has been informed

by and reflects input from organizations and individuals representing eligible homeowners, including any

opportunities for public participation in the development of the Participant’s plan. Treasury will pay

particular attention to the extent of the Participant’s engagement with populations that are the subject of

statutory targeting requirements.
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Has the Participant requested and received input on its HAF planning process from providers of housing

counseling services or providers of legal assistance to homeowners facing foreclosure or displacement?

Yes

Provider information

If yes, please list such providers, including the providers’ address and website. Please indicate by checking

the appropriate box below if the provider’s primary purpose is to serve low- and moderate-income

households or to address the impacts of housing discrimination on one or more demographic groups in the

Participant’s jurisdiction.

Provider Name 

Provider Address 

Provider Website

Provider

Primarily

Serves

LMI

Households

Provider

Addresses

Impact of

Housing

Discrimination

North MS Rural Legal Services

5 County Rd 1014 ,Oxford,Mississippi 38655

http://www.nmrls.com

D&E, A Housing and Economic Empowerment Center

416 Marion Ave ,McComb,Mississippi 39648

http://www.depower.org

MS Faith Based Coalition for Community Renewal

1770 Ellis Ave. Ste. 205,Jackson,Mississippi 39204

http://www.msfbc.com

Has the Participant requested and received input regarding its HAF planning process from community-based

organizations or organizations that serve potentially eligible homeowners?

Yes

Community Information

If yes, please list such organizations, including the providers’ address and website if available. Please

indicate by checking the appropriate box below if the provider’s primary purpose is to serve low- and

moderate-income households or to address the impacts of housing discrimination on one or more

demographic groups in the Participant’s jurisdiction.
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Organization Name 

Organization Address 

Organization Website

Organization

Primarily

Serves LMI

Households

Provider

Addresses

Impact of

Housing

Discrimination

Housing Education and Economic Development

3405 Medgar Evers Blvd, Jackson, Mississippi 39213

http://www.heedhousing.org

MS Center for Justice

5 Old River PlSte. 203, Jackson, Mississippi 39202

http://www.mscenterforjustice.org

Has the Participant consulted with localities or tribal governments (cities, counties, or rural communities) in

its jurisdiction regarding the needs of eligible homeowners in its jurisdiction?

Yes

Has the Participant provided an opportunity for public input regarding its HAF Plan through public hearings

or published materials?

Yes

If yes, please indicate whether a proposed or draft plan was published, please describe where details about the

comment solicitation were posted, for how long, in what languages, and whether any efforts were made to

make the posting accessible to persons with disabilities or individuals without reliable internet access.

Mississippi Home Corporation has engaged in meetings and conference calls with housing

counseling agencies, legal service providers and servicers to receive feedback on the plan and the

applicants to be served. We have reached out to neighboring State Agencies (Alabama and

Louisiana) with affordable housing programs and have requested delinquency and forbearance

information from their master servicers. These state agencies participating in MHC down

payment assistance programs. This informed MHC’s decisions on the best ways to utilize the

housing counselors to assist applicants, particularly since Mississippi is a largely rural and

low-income state. Further, MHC’s engagement in its Hardest Hit Fund Home Saver Program

(“HHF Program”) informed its decisions on plan development and the ways to quickly provide

assistance to homeowners in need. In addition, MHC staff have participated regularly in calls

with the Housing Policy Council, which includes many of the largest servicers in the country, to

discuss the best way to assist homeowners as efficiently as possible, as well as ways to implement

consistent programs across the country. 

Mississippi feedback from these groups included the following suggestions, which were

incorporated into the Plan:

• Allow assistance for second position liens for reinstatement and monthly payments.

• Allow the qualification of owned mobile homes for applicants who do not own the land.

• Accept private sector lenders.

• Keep Program options and documentation simple to avoid onerous documentation
HAF Grantee Plan - HAFP-0187 -State of Mississippi - Extracted 03/31/2022 21:21:41 Page 7 of 22

requirements. 

• Ensure that language used will allow ineligible individuals to determine they do not qualify.

• Utilize the Common Data File

How Will the Participant Continue to Assess the Needs of Eligible

Homeowners?

Treasury anticipates that an ongoing process of assessing the needs of eligible homeowners will help address

the needs of potentially eligible homeowners as economic conditions change over time.

Does the Participant plan to update its assessment of community needs within the next year to determine

whether its HAF program design should be updated to address changing needs of potentially eligible

homeowners?

Yes

What additional data would be helpful to the Participant as it seeks to assess homeowner needs over time?

MHC will update its assessment of community needs within the year to determine whether its

Program design should be updated, by utilizing additional data from mortgage servicers

regarding foreclosures and delinquencies as well as information from utility providers to

determine if utility assistance should be a component of the Program. Additionally, as the

Program is further developed and implemented, MHC intends to continue to engage the

community, focusing on the homeowners directly.
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Program Design

What are the Program Design Elements Through Which the Participant Will

Deliver HAF Assistance to Eligible Homeowners?

A program design element is a specific activity or program, which is consistent with a qualified expense

category, under which a Participant will disburse HAF funds in accordance with the HAF Plan. Please note

that multiple program design elements may fit under a single qualified expense category; for example, a

mortgage assistance program that has different terms for federally backed mortgages and manufactured-home

mortgages may constitute two separate program design elements, for which case the Participant provides a

separate term sheet or other description for each program design element. 

HAF participants must have at least one program design element intended to reduce mortgage delinquency

among targeted populations. Treasury encourages HAF participants to consider program design elements that

address homeownership preservation for targeted populations in areas where there is a sustained trend of

increasing property taxes or utility costs, including for households that do not have mortgages.

Please identify each qualified expense category in which the Participant will offer a program design element

by checking the boxes below.

mortgage payment assistance 

 mortgage principal reduction, including with respect to a second mortgage provided by a nonprofit

or government entity 

 payment assistance for homeowner’s utilities, including electric, gas, home energy, and water 

 payment assistance for homeowner’s insurance, flood insurance, and mortgage insurance 

 payment assistance for delinquent property taxes to prevent homeowner tax foreclosures 

 payment assistance for down payment assistance loans provided by nonprofit or government

entities 

 financial assistance to allow a homeowner to reinstate a mortgage or to pay other housing-related

costs related to a period of forbearance, delinquency, or default 

facilitating mortgage interest rate reductions 

 payment assistance for homeowner’s internet service, including broadband internet access service,

as defined in 47 CFR 8.1(b) 

 payment assistance for homeowner’s association fees or liens, condominium association fees, or

common charges 

 measures to prevent homeowner displacement, such as home repairs to maintain the habitability of

a home or assistance to enable households to receive clear title to their properties 
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For each program design element that the Participant will offer, the Participant is required to upload a term

sheet or other description, that, at a minimum, provides the following information regarding that program

design element. Term sheets for all of Participant’s HAF programs may be uploaded together as one

document.

Title Upload Date

MS HAF Term Sheet 3.2022 3/2/2022 9:09 AM

Updated MS HAF Plan 3-02-22 3/2/2022 9:07 AM

MS HAF Term Sheet 2022 - mpa 1/24/2022 4:43 PM

MS HAF Term Sheet 2022 1/24/2022 2:55 PM

Mississippi Review Feedback - 3-2-2022 3/2/2022 9:08 AM

A HAF participant may elect to revise its HAF Plan over time to add or subtract program design elements.

Does the Participant anticipate adding additional program design elements to this HAF Plan within one year

of this submission?

No

Treasury has provided sample term sheets to assist HAF participants in developing their HAF plans.

Participants may use these sample term sheets, in whole or in part, as part of their submission. To the extent

the Participant intends to structure the program differently with respect to significant program terms

described in the Sample Term Sheets, Treasury will, in the course of its review of the HAF Plan, request a

justification for how the alternate approach will further the objectives of the HAF, including targeting and

prioritization requirements. In the chart below, the HAF Participant may provide a justification for significant

deviations from the terms described in the sample term sheets upon initial submittal. (optional for initial

submission)

Program Design Element Deviation from sample terms Justification

N/A N/A N/A

Documentation of Homeowner Income

Homeowners are eligible to receive amounts allocated to a HAF participant under the HAF only if they have

incomes equal to or less than 150% of the area median income or 100% of the median income for the United

States, whichever is greater. In addition, not less than 60% of amounts made available to each HAF

participant must be used for qualified expenses that assist homeowners having incomes equal to or less than

100% of the area median income or equal to or less than 100% of the median income for the United States,

whichever is greater. The HAF guidance describes permissible ways for HAF participants to determine

homeowner income.

Under the HAF guidance, one permissible approach for determining income is for (1) the household to

provide a written attestation as to household income and (2) the HAF participant to use a reasonable

fact-specific proxy for household income, such as reliance on data regarding average incomes in the

household’s geographic area. Will the Participant allow income to be determined in this way?

Yes
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If yes, please describe the fact-specific proxy or proxies to be used for the income determination.

Mississippi Home Corporation anticipates permitting a fact-specific proxy for household income

in instances, to be defined by MHC, including location within low-income zip code. Attestations

will be required for Hardship type and Certifications will be required for income. We

acknowledge that loan servicers may have other income documentation requirements for a loan

reinstatement or modification, separate from the HAF program guidelines.

Under the HAF guidance, HAF participants may provide waivers or exceptions to this documentation

requirement as reasonably necessary to accommodate extenuating circumstances, such as disabilities,

practical challenges related to the pandemic, or a lack of technological access by homeowners; in these cases,

the HAF participant is still responsible for making the required determination regarding household income

and documenting that determination. Will the Participant allow applicants to request such waivers or

exceptions?

Yes

Eligible Mortgage Types

Please indicate which of the following mortgage types are eligible to be assisted under one or more of the

Participant’s program design elements.

 First Mortgages 

 Reverse Mortgages (Home Equity Conversion Mortgages, Single-Purposes Reverse Mortgages, or

Proprietary Reverse Mortgages) 

 Contracts for Deed or Land Contract (if it is a credit transaction secured by a consensual security

interest in a dwelling) 

 Second Mortgages 

 Loans Secured by Manufactured Housing (secured by real estate or dwelling) 

If the Participant excludes any of the forgoing mortgage types from one or more program design elements,

explain the exclusion.

Reverse Mortgages are excluded but inclusive if there are delinquent property taxes.

How Will the Participant Target HAF Resources Consistent with Statutory

Requirements? 

The Participant must describe how it will target HAF resources in accordance with the HAF guidance.

Targeting strategies are affirmative efforts to inform, encourage the participation of, and facilitate access to

resources for targeted households, including by offering multiple intake formats, engaging with nonprofit

organizations (e.g., housing counselors or legal services organizations) to provide additional pathways into

the program, and providing community outreach, partnerships with housing counseling agencies or legal aid

organizations, or other educational services that are aligned with the HAF participant’s program design, in a

manner that is culturally and linguistically relevant to the targeted communities.

Defining Socially Disadvantaged Individual
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Please describe the process the Participant will use to determine whether a homeowner is a “socially

disadvantaged individual” as defined in the HAF guidance.

MHC is prioritizing assistance, including reaching and serving socially disadvantaged

individuals, a priority. As explained previously, individuals who self-identify as Black Americans,

Hispanic Americans, Native Americans, and Asian Americans and Pacific Islanders are

considered socially disadvantaged individuals for purposes of the Program. To avoid

exacerbating existing disparities, MHC will make a direct and concerted effort to reach and

serve socially disadvantaged individuals. These efforts will include providing community

outreach, forming partnerships with housing counseling agencies and community partners, and

conducting targeted marketing and outreach strategies through MHC’s marketing vendor,

which has experience in reaching socially disadvantaged individuals. 

Marketing Strategies

1. Press Release

Following the Facebook live a Press Release will be sent out to the statewide media list (roughly

300 media personnel & stations) detailing the program and summarizing the Facebook live. The

same press release will then go out to the necessary MailChimp lists. The press release and fb live

will come the day the program application is opened. 

2. Social Media

Social media platforms will be heavily utilized during the entirety of the program. We will run

targeted campaigns to underserved communities and specifically target low-income counties

throughout the state. This means we will go in and select those specific counties deemed racially

and ethnically concentrated areas of poverty and make a targeted effort to advertise in those

areas—this will make those ads show up on citizens who live or travel through those areas’

devices. 

3. Radio Ads—this includes low-income targeted areas as well as minority radio stations.

4. Television Ads

5. News Appearances

6. Print/digital Media

7. We will target Religious Institutions, Win Job Centers, Homeless Service Providers, Food

Pantries, Civil Rights Organizations, School Districts, Community and State Colleges and other

entities specifically in low-income area

Public Communications

Will the Participant engage in a public communications campaign to raise awareness among targeted

populations about the availability of HAF resources, in media such as television, newspapers, online media,

or social media?

Yes

If yes, please indicate whether the public communications campaign will include communications that

primarily target the following populations:
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 Homeowners earning less than 100% of area median income 

 member of a group that has been subjected to racial or ethnic prejudice or cultural bias within

American society; 

 resident of a majority-minority Census tract; (3) 

 resident of a U.S. territory, Indian reservation, or Hawaiian Home Land 

 homeowners in persistent poverty counties; 

 individual with limited English proficiency 

Please indicate in which languages, in addition to English, public communications to targeted populations

will be undertaken:

Spanish; Vietnamese

Outreach

Will the Participant engage in outreach through partnerships with organizations that focus primarily on

serving homeowners earning incomes below 100% of area median income or socially disadvantaged

individuals and that have the capacity to engage targeted communities in a culturally and linguistically

relevant manner to encourage the submission of applications for HAF resources from targeted populations?

Yes

If yes, please indicate whether the community outreach efforts will include partnerships with organizations

that primarily target the following populations:

 member of a group that has been subjected to racial or ethnic prejudice or cultural bias within

American society; 

 resident of a majority-minority Census tract; (3) individual with limited English proficiency; 

 resident of a U.S. territory, Indian reservation, or Hawaiian Home Land;

 homeowners that reside in persistent poverty counties; 

 individual with limited English proficiency. 

Housing Counseling and Legal Services

Will the Participant facilitate access for eligible households to housing counseling or legal services?

Yes

If yes, please identify below the providers of housing counseling or legal services that have indicated to the

Participant that they are willing and able to support homeowners receiving assistance under the Participant’s

HAF programs. 
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Provider Name 

Provider Address 

Provider Website

Provider

Primarily

Serves

LMI

Households

Provider

Addresses

Impact of

Housing

Discrimination

Mississippi for Community Development

110 Yazoo Avenue Suite 225, Clarksdale, Mississippi 38614

http://n/a

Hancock Resource Center

454 Highway 90 Suite B, Waveland, Mississippi 39576

http://www.hancockrc.org

Mississippi Housing Partnership

1135 Ford Street , Gulfport, Mississippi 39202

http://www.mhhd.org

MS Faith Based Coalition

1770 Ellis Avenue Suite 205, Jackson, Mississippi 39204

http://www.msfbc.com

D&E, A Housing and Economic Empowerment Center

416 Marion Avenue , McComb, Mississippi 39648

http://www.depower.org

Mercy Housing and Human Development

1135 Ford Street , Gulfport, Mississippi 39507

http://www.mhhd.org

HEED Housing Education and Economic

3405 Medgar Evers Blvd , Jackson, Mississippi 39202

http://www.heedhousing.org

Voice of Calvary

531 W Capitol Street , Jackson, Mississippi 39203

http://www.vocm.org

Targeting specific groups of homeowners

Will the Participant conduct outreach specifically tailored to target potentially eligible households that:

 have mortgages or mortgage assistance contracts held or backed by the Participant? 

 have mortgages backed by any of the following agencies: Federal Housing Administration;

Department of Veterans Affairs; U.S. Department of Agriculture? 

 have privately held mortgages? 

What Efforts will be Made to Address Barriers to HAF Program Participation for

Potentially Eligible Homeowners, Including Those with Limited English

Proficiency or Who are Disabled?
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Targeted outreach may be needed to reach homeowners who are likely to experience barriers to access,

including persons with limited English proficiency and those with disabilities.

Indicate all of the languages, in addition to English, in which the Participant’s HAF application and other

program documents will be made available.

Spanish; Vietnamese

Will the Participant’s HAF applications and other program documents be provided in forms that are

accessible to persons with disabilities?

Yes
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Performance Goals

Treasury will consider the goals and benchmarks the Participant proposes to use to measure the effectiveness

of its programs, including whether those goals address the homeowner needs identified by the Participant, the

extent to which the goals are disaggregated by key homeowner characteristics as appropriate for the

jurisdiction, and whether they include a goal focused on reducing mortgage delinquency.

Please describe Participant’s goals and benchmarks for each of its programs with the following program

design elements.

Program Design Element Metric of Success Goal

Mortgage Payment

Assistance

Number of home losses

avoided due to HAF funds.

Prevent 800 home losses during the first

twelve (12) months.

Mortgage Reinstatement Number of home losses

avoided due to HAF funds.

Prevent 800 home losses during the first

twelve (12) months of the Program.

Payment Assistance for

Delinquent Property Taxes

The number of home losses

avoided due to HAF funds.

Prevent 200 homes losses during the first

twelve (12) months.
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Readiness

Staffing, Systems and Contractors 

Treasury seeks information regarding the Participant’s organizational capacity to implement its HAF Plan.

Does the Participant anticipate needing to hire additional staff to implement this HAF Plan?

Yes

Does the Participant anticipate significant information technology system upgrades to implement this HAF

Plan?

Yes

Does the Participant have policies or procedures that govern the implementation of each HAF program

design element described in this HAF Plan?

Yes

Will the Participant use HAF funds to assist eligible households through a program that was operational

before the Participant first received HAF funds?

No

Will the Participant use any third-party contractor or partner to conduct program administration (such as

reviewing applications, determining eligibility, processing payments, conducting reporting, and reviewing

compliance) for some or all of the Participant’s HAF programs?

Yes

If yes, has the Participant entered into all necessary arrangements with all of the third-party contractors or

partners that will conduct program administration?

Yes

Use of Initial Payment

If the Participant has already received any HAF funds from Treasury, provide the following information

about the use of such funds as of June 30, 2021.

What amount of the HAF funds that the Participant has received been disbursed to eligible homeowners?

$633,133.73

Has the Participant begun accepting applications from homeowners for any HAF-funded programs?
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Yes

How much of the HAF funds that the Participant has received been obligated?

$7,228,167.50

How many households have applied for HAF assistance?

3,800

How many households has the Participant provided with housing counseling or legal services using HAF

funds?

2,390

How many households has the Participant provided with assistance using HAF funds?

244

Provide a brief description of how the Participant has used the HAF funds it has received.

HAF Pilot program has been utilized to help homeowners for reinstatement and 3 months of

ongoing payments. HAF funds has been used to support organizational expenses associated with

administering the HAF Pilot Program
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Budget

Budgeting of HAF Funds by Program Design Element 

Specify the amounts of HAF funds that the Participant proposes to allocate to each of the following program

design elements, if offered:

Measure Amount

Mortgage Payment Assistance $32,418,020.75

Mortgage Principal Reduction $0.00

Payment Assistance for Homeowner’s Internet Service $0.00

Payment Assistance for HOA fees or liens $0.00

Payment Assistance for Delinquent Property Taxes $3,000,000.00

Mortgage Reinstatement $22,407,319.25

Facilitate Mortgage Interest Rate Reduction $0.00

Payment Assistance for Homeowner’s Insurance $0.00

Payment Assistance for Down Payment Assist. Loans $0.00

Payment Assistance for Homeowners Utilities $0.00

Other measures to prevent homeowner displacement

Measure Amount

N/A $0.00

N/A $0.00

Displacement Prevention Sub-Total $57,825,340.00

Counseling or Legal Services

The Participant may allocate up to 5% of its HAF funds for counseling or educational efforts by housing

counseling agencies approved by the Department of Housing and Urban Development or a tribal government,

or legal services, target to households eligible to be served with funding from the HAF related to foreclosure

prevention or displacement.
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Specify the Participant’s allocations for the following Amount

Counseling or Educational Services $3,114,083.75

Legal Services $500,000.00

Services Sub-Total $3,614,083.75

Reimbursement of Funds Expended After January 21, 2020

As described in the HAF guidance, HAF funds may be used for reimbursement of certain expenses between

January 21, 2020 and the date when the first HAF funds are disbursed by the HAF participant under the HAF

for a qualified expense (with certain limitations, as set forth in the HAF guidance).

Type of Expense Amount

N/A $0.00

Reimbursement Sub-Total $0.00

Allocation of Administrative Expenses

Type of Expense Amount

Professional Services $15,000.00

Software Development and Maintenance $350,000.00

Program Administration, Marketing and Outreach, and Other Administrative Costs. $10,477,251.25

Administrative Expenses Sub-Total $10,842,251.25

Total Plan Requested Amount $72,281,675.00

Amount Requested Confirmation:

Yes
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Contacts

Please identify up to three contacts for the Participant- a primary contact, a designated point of contact for

reporting, and an additional contact.

Primary Contact

Name: Tina Jones

Agency/Office: Mississippi Home Corporation

Email: tina.jones@mshc.com

Phone Number: 6017184678

Reporting Contact

Name: Tina Jones

Agency/Office: Mississippi Home Corporation

Email: tina.jones@mshc.com

Phone Number: 6017184678

Additional Contact

Name: Lisa Coleman

Agency/Office: Mississippi Home Corporation

Email: lisa.coleman@mshc.com

Phone Number: 16017184757

Proprietary or Otherwise Non-Public Information

Does your plan submission include any information or materials that are proprietary or otherwise non-public?

No

If "Yes," please indicate which information or materials are proprietary or otherwise non-public.

N/A
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Title VI Assurances

You must provide on behalf of the HAF Participant assurances that the HAF Participant will comply with

Title VI of Civil Rights Act of 1964. Please download the assurances, then review, sign, and upload the

signed copy to this page before submitting the HAF Plan.

Title Upload Date

6. HAF-Title VI Assurance (5-18-2021) 1/24/2022 1:33 PM

6. HAF-Title VI Assurance (signed) 1/24/2022 1:36 PM
HAF Grantee Plan - HAFP-0187 -State of Mississippi - Extracted 03/31/2022 21:21:41 Page 22 of 22

Official Certification

I (the undersigned) certify that the information provided in the HAF submission is accurate and complete

after reasonable inquiry of people, systems, and other information available to the HAF Participant. The HAF

participant and I acknowledge that any materially false, fictitious, or fraudulent statement or representation

(or concealment or omission of material fact) in this submission may be the subject of criminal prosecution

under the False Statements Accountability Act of 1996, as amended, 18 U.S.C. § 1001 and also may subject

me and HAF Participant to civil penalties and/or administrative remedies for false claims or otherwise,

(including 31 U.S.C. §3729 et seq.). I am an authorized representative of HAF Participant with authority to

make the above certifications and representations on behalf of the HAF Participant.

Name of HAF Participant:

State of Mississippi

Name and Title of Certifying Official

Name: Tina Jones

Title: VP of Homeowner Preservation

Telephone: 6017184678

Email: tina.jones@mshc.com