I 

117TH CONGRESS 

1ST SESSION H. R. 2296 

To amend the Small Business Act to prevent predatory debt collectors from 

receiving paycheck protection program loans, and for other purposes. 

IN THE HOUSE OF REPRESENTATIVES 

APRIL 1, 2021 

Ms. BONAMICI (for herself, Ms. NEWMAN, Mr. COHEN, Mr. NADLER, Mr. 

TAKANO, Mr. BLUMENAUER, Ms. WILLIAMS of Georgia, Mr. GARCI ́A of 

Illinois, Mr. COOPER, and Mrs. HAYES) introduced the following bill; 

which was referred to the Committee on Small Business 

A BILL 

To amend the Small Business Act to prevent predatory debt 

collectors from receiving paycheck protection program 

loans, and for other purposes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Ceasing Undeserved 

5 Relief Benefits for Debt Collectors Act for 2021’’ or the 

6 ‘‘CURB Debt Collectors Act’’. 


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1 SEC. 2. DEBT COLLECTORS INELIGIBLE FOR PAYCHECK 

2 PROTECTION PROGRAM LOANS. 

3 (a) IN GENERAL.—Section 7(a) of the Small Busi4 ness Act (15 U.S.C. 636(a)), as amended by the Economic 

5 Aid to Hard-Hit Small Businesses, Nonprofits, and 

6 Venues Act (Public Law 116–260), is amended— 

7 (1) in paragraph (36), by adding at the end the 

8 following new subparagraph: 

9 ‘‘(W) DEBT COLLECTORS INELIGIBLE.— 

10 An individual or entity shall be ineligible to re11 ceive a covered loan if— 

12 ‘‘(i) such individual or entity is a debt 

13 collector (as defined in section 803 of the 

14 Fair Debt Collection Practices Act (15 

15 U.S.C. 1692a)); 

16 ‘‘(ii) such individual or entity has 

17 been found to have violated of any provi18 sion of the Fair Debt Collection Practices 

19 Act (15 U.S.C. 1692 et seq.) pursuant 

20 to— 

21 ‘‘(I) an adjudication by a Federal 

22 agency or an action brought in a 

23 court of competent jurisdiction if such 

24 adjudication or action constitutes an 

25 exercise of enforcement authority 


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1 under section 814 of such Act (15 

2 U.S.C. 1692l); or 

3 ‘‘(II) any other action brought in 

4 a court of competent jurisdiction; 

5 ‘‘(iii) the adjudication or action de6 scribed in clause (ii) was not resolved by a 

7 settlement agreement or consent decree 

8 that remains in effect as of the date on 

9 which such individual or entity applies for 

10 the covered loan if the adjudication or ac11 tion was brought by a Federal agency; and 

12 ‘‘(iv) a final order or final judgment 

13 against such individual or entity pursuant 

14 to an adjudication or action described in 

15 clause (ii), as appropriate— 

16 ‘‘(I) is issued or entered, as ap17 propriate, during the 10-year period 

18 ending on the date on which such in19 dividual or entity applies for the cov20 ered loan; 

21 ‘‘(II) has not been overturned; 

22 and 

23 ‘‘(III) is no longer subject to ap24 peal.’’; and 

25 (2) in paragraph (37)(A)(iv)(III)— 


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1 (A) in item (dd), by striking ‘‘or’’ at the 

2 end; 

3 (B) in item (ee), by striking ‘‘; and’’ and 

4 inserting ‘‘; or’’ ; and 

5 (C) by adding at the end the following new 

6 item: 

7 ‘‘(ff) an individual or entity 

8 that, under subparagraph (W) of 

9 paragraph (36), is ineligible for a 

10 covered loan under such para11 graph; and’’. 

12 (b) APPLICABILITY.—The amendments made by sub13 section (a) shall not apply with respect to any loan made 

14 prior to date of the enactment of this Act. 

Æ 


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