TAMPA/147122.1

THIRD AMENDMENT TO 

COMMITMENT TO PURCHASE FINANCIAL INSTRUMENT 

and 

HFA PARTICIPATION AGREEMENT 

This Third Amendment to Commitment to Purchase Financial Instrument and HFA Participation 

Agreement (the “Third Amendment”) is entered into as of the date set forth on Schedule A

attached hereto as the Third Amendment Date (the “Amendment Date”), by and among the 

United States Department of the Treasury (“Treasury”), the undersigned party designated as 

HFA whose description is set forth in Schedule A attached hereto (for convenience, a “state 

housing finance agency” or “HFA”) and the undersigned institution designated by HFA to 

participate in the program described below (“Eligible Entity”). 

Recitals 

WHEREAS, Treasury, HFA and Eligible Entity entered into that certain Commitment to 

Purchase Financial Instrument and HFA Participation Agreement (the “Original HPA”) dated as 

of the Closing Date, as previously amended by that certain First Amendment to Commitment to 

Purchase Financial Instrument and HFA Participation Agreement (the “First Amendment”), as 

further amended by that certain Second Amendment to Commitment to Purchase Financial 

Instrument and HFA Participation Agreement (the “Second Amendment”; and together with the 

Original HPA as amended thereby and by the First Amendment, the “Current HPA”), dated as of 

their respective dates as set forth on Schedule A attached hereto, in connection with Treasury’s 

federal housing program entitled the Housing Finance Agency Innovation Fund for the Hardest 

Hit Housing Markets (the “HHF Program”), which was established pursuant to the Emergency 

Economic Stabilization Act of 2008 (P.L. 110-343), as amended, as the same may be amended 

from time to time (“EESA”); 

WHEREAS, HFA and Eligible Entity submitted a request to Treasury to make certain revisions 

to their Service Schedules and Permitted Expenses and Treasury has agreed to the same; 

WHEREAS, HFA, Eligible Entity and Treasury wish to enter into this Third Amendment to 

document all approved modifications to the Service Schedules and Permitted Expenses; 

Accordingly, in consideration of the representations, warranties, and mutual agreements set forth 

herein and for other good and valuable consideration, the receipt and sufficiency of which are 

hereby acknowledged, Treasury, HFA and Eligible Entity agree as follows. 

Agreement 

1. Amendments

A. Definitions. All references in the Current HPA to the “Agreement” shall mean the 

Current HPA, as further amended by this Third Amendment; and all references in the Current 

HPA to Schedules A, B or C shall mean the Schedules A, B or C attached to this Third 
TAMPA/147122.1 -2- 

Amendment. All references herein to the “HPA” shall mean the Current HPA, as further 

amended by this Third Amendment. 

B. Schedule A. Schedule A attached to the Current HPA is hereby deleted in its entirety 

and replaced with Schedule A attached to this Third Amendment. 

C. Schedule B. Schedule B attached to the Current HPA is hereby deleted in its entirety 

and replaced with Schedule B attached to this Third Amendment. 

D. Schedule C. Schedule C attached to the Current HPA is hereby deleted in its entirety 

and replaced with Schedule C attached to this Third Amendment. 

2. Representations, Warranties and Covenants

A. HFA and Eligible Entity. HFA and Eligible Entity, each for itself, make the 

following representations, warranties and covenants to Treasury and the truth and accuracy 

of such representations and warranties and compliance with and performance of such 

covenants are continuing obligations of HFA and Eligible Entity, each as to itself. In the 

event that any of the representations or warranties made herein cease to be true and correct or 

HFA or Eligible Entity breaches any of its covenants made herein, HFA or Eligible Entity, as 

the case may be, agrees to notify Treasury immediately and the same shall constitute an 

Event of Default under the HPA. 

(1) HFA and Eligible Entity each hereby certifies, represents and warrants as of the 

date hereof that each of the representations and warranties of HFA or Eligible Entity, as 

applicable, contained in the HPA are true, correct, accurate and complete in all material 

respects as of the date hereof. All covenants of HFA or Eligible Entity, as applicable, 

contained in the HPA shall remain in full force and effect and neither HFA, nor Eligible 

Entity is in breach of any such covenant. 

(2) Eligible Entity has the full corporate power and authority to enter into, execute, 

and deliver this Third Amendment and any other closing documentation delivered to 

Treasury in connection with this Third Amendment, and to perform its obligations 

hereunder and thereunder. 

(3) HFA has the full legal power and authority to enter into, execute, and deliver this 

Third Amendment and any other closing documentation delivered to Treasury in 

connection with this Third Amendment, and to perform its obligations hereunder and 

thereunder. 

3. Miscellaneous

A. The recitals set forth at the beginning of this Third Amendment are true and accurate 

and are incorporated herein by this reference. 

B. Capitalized terms used but not defined herein shall have the meanings ascribed to 

them in the HPA. 
TAMPA/147122.1 -3- 

C. Any provision of the HPA that is determined to be prohibited or unenforceable in any 

jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or 

unenforceability without invalidating the remaining provisions of the HPA, and no such 

prohibition or unenforceability in any jurisdiction shall invalidate such provision in any other 

jurisdiction. 

D. This Third Amendment may be executed in two or more counterparts (and by 

different parties on separate counterparts), each of which shall be deemed an original, but all 

of which together shall constitute one and the same instrument. Facsimile or electronic 

copies of this Third Amendment shall be treated as originals for all purposes. 

[SIGNATURE PAGE FOLLOWS; REMAINDER OF PAGE 

INTENTIONALLY LEFT BLANK] 
[Signature Page to Third Amendment to HPA — Florida] 

In Witness Whereof, HFA, Eligible Entity and Treasury by their duly authorized officials 

hereby execute and deliver this Third Amendment to Commitment to Purchase Financial 

Instrument and HFA Participation Agreement as of the Amendment Date. 

HFA: TREASURY: 

FLORIDA HOUSING FINANCE 

CORPORATION 

UNITED STATES DEPARTMENT OF THE 

TREASURY 

By: /s/ Steve Anger By: 

Name: Steve Anger Name: Timothy G. Massad 

Title: Executive Director Title: Acting Assistant Secretary for 

 Financial Stability 

 

ELIGIBLE ENTITY:

FLORIDA HOUSING FINANCE 

CORPORATION 

By: /s/ Steve Anger 

Name: Steve Anger 

Title: Executive Director 

 

TAMPA/147122.1 

EXHIBITS AND SCHEDULES

Schedule A Basic Information 

Schedule B Service Schedules 

Schedule C Permitted Expenses 
TAMPA/147122.1 

SCHEDULE A

BASIC INFORMATION

Eligible Entity Information: 

Name of the Eligible Entity: Florida Housing Finance Corporation1

Corporate or other organizational form: a public corporation and a public body 

 corporate and politic, established and 

 existing under the Florida Housing Finance 

 Corporation Act, as amended, Chapter 420, 

 Part V, Florida Statutes.

Jurisdiction of organization: Florida

Notice Information: 

 

 

 

 

 

 

 

HFA Information: 

Name of HFA: Florida Housing Finance Corporation1

Organizational form: a public corporation and a public body 

 corporate and politic, established and 

 existing under the Florida Housing Finance 

 Corporation Act, as amended, Chapter 

 420m, Part V, Florida Statutes. 

Date of Application: April 16, 2010 

Date of Action Plan: September 1, 2010 

 

1

 References in the Agreement to the term “HFA” shall mean the Florida Housing Finance Corporation, in its 

capacity as HFA as such term is used in the Agreement; and references in the Agreement to the term “Eligible 

Entity” shall mean the Florida Housing Finance Corporation, in its capacity as Eligible Entity as such term is used in 

the Agreement. 

Notwithstanding anything to the contrary in the Agreement, (A) for purposes of Section 4(G) thereof, annual audited 

financial statements shall be due no later than one hundred eighty (180) day’s after the end of Florida Housing 

Finance Corporation’s fiscal year, and (B) for purposes of Section 7 thereof, the powers and authority of Florida 

Housing Finance Corporation shall be governed by and construed in accordance with the laws of the State of 

Florida. 
TAMPA/147122.1 

Notice Information: Same as notice information for Eligible 

 Entity. 

Program Participation Cap: $1,057,839,136.00 

Portion of Program Participation Cap 

Representing Original HHF Funds: $418,000,000.00 

Portion of Program Participation Cap 

Representing Unemployment HHF Funds: $238,864,755.00 

Permitted Expenses: $89,795,750.00

Closing Date: June 23, 2010 

First Amendment Date: September 23, 2010 

Second Amendment Date: September 29, 2010 

Third Amendment Date: December 16, 2010 

Eligible Entity Depository Account Information: See account information set forth in the 

Depository Account Control Agreement 

between Treasury and Eligible Entity 

regarding the HHF Program. 
TAMPA/147122.1 

SCHEDULE B

SERVICE SCHEDULES

The Service Schedules attached as Schedule B to the Current HPA are hereby deleted in their 

entirety and replaced with the attached Service Schedules (numbered sequentially as Service 

Schedule B-1, Service Schedule B-2, et. seq.), which collectively comprise Schedule B to the 

HPA. 
TAMPA/147122.1 

SERVICE SCHEDULE B-1

Florida Hardest Hit Fund 

Unemployment Mortgage Assistance Program 

Summary Guidelines 

1. Program Overview The Unemployment Mortgage Assistance Program (UMAP) 

focuses on the creation of a sustainable solution to keep Florida 

unemployed or substantially underemployed homeowners in their 

current homes by helping those who are struggling to make their 

current mortgage payments because of hardships sustained since 

purchasing the home. Florida Housing will use HHF Program 

funds to pay up to eighteen months of all or a portion of the 

mortgage payments on behalf of a qualified homeowner based on 

the criteria and requirements of each servicer. Any portion of the 

mortgage payment not paid with HHF Program funds will come 

from the borrower and whether a borrower payment will be 

required will be determined by the lender/servicer based on their 

requirements. This will provide a reasonable period of time for 

homeowners to become re-employed at a salary that is sufficient 

for them to either resume making full mortgage payments or 

qualify for a mortgage modification that will lower the payments 

and terms of the mortgage to an affordable level. 

2. Program Goals • Preserving homeownership. 

• Protecting home values. 

3. Target Population/ 

Areas

To determine geographic targeting for HHF Program funding, 

Florida Housing carried out an analysis of data, relying on data 

similar to that used by Treasury to allocate funding, to determine 

the hardest hit areas of the state. Florida Housing evaluated three 

measures across all 67 Florida counties – housing price decline 

from peak prices, unemployment rate and seriously delinquent 

mortgage loans – and then combined ratios for each to create an 

allocation methodology that will guide how funding is 

geographically targeted. The majority of the HHF funds will be 

allocated to those counties that were determined to be hardest hit, 

although there will be funds available to all 67 counties. 

4. Program Allocation 

(Excluding 

Administrative 

Expenses)

$726,032,540.00 

5. Borrower Eligibility 

Criteria

• Borrower must be a legal US citizen or lawful permanent 

resident. 

• At least one borrower must be able to document that he or she 

is unemployed or substantially underemployed through no 
TAMPA/147122.1 

fault of his/her own and must provide a financial hardship 

affidavit. 

• The maximum household income level for participation will 

be 140% of the Area Median Income (AMI). 

• The total housing expense (PITIA) must exceed 31% of the 

total gross income of the household. 

• Borrowers who have unencumbered assets or cash reserves 

(not including retirement or qualified education plans) equal 

to or exceeding three times the total monthly mortgage 

payment (including tax and insurance payments) or $5,000, 

whichever is greater, must first use those assets above such 

amount towards mortgage payments before being eligible for 

HHF Program funds. 

6. Property/Loan 

Eligibility Criteria

• The property must be a single family home, a condominium 

unit in a property approved for financing by FHA, Fannie 

Mae or Freddie Mac, a townhome, a manufactured or mobile 

home on foundation permanently affixed to real estate owned 

by the borrower, or a 2-4 family dwelling unit of which one 

unit is occupied by the mortgagor as their principal residence. 

• The property must be the borrower’s principal residence, be 

located in Florida, and not be abandoned, vacant or 

condemned. 

• The borrower’s existing first mortgage was originated on or 

before January 1, 2009 and the outstanding principal balance 

of the first mortgage is $400,000 or less at the time of 

application, regardless of number of dwelling units. 

• The maximum combined loan to value ratio cannot exceed 

200%. 

• Borrowers may not be more than 180 days in arrears on their 

first mortgage at the time of application. 

• HHF Program funds will only be used to pay, directly to the 

first mortgage loan servicer, principal and interest plus any 

required escrow payments (such as taxes and insurance) 

required under the first mortgage loan. 

7. Program Exclusions • Termination of employment by the homeowner without a 

necessitous cause or termination of the homeowner’s 

employment by an employer for willful misconduct. 

• Bankruptcies that have not been discharged or dismissed. 

• The borrower may not have an ownership interest in more 

than one property other than their primary residence. 
TAMPA/147122.1 

• The servicer is not required to accept mortgage assistance 

payments if a notice of trustee/sheriff sale has been recorded 

and the trustee/sheriff sale is scheduled less than seven days 

from date the servicer is notified of borrower approval by the 

HFA. 

8. Structure of 

Assistance

HHF Program funds under the Unemployment Mortgage 

Assistance Program will be made available to homeowners in the 

form of a zero-percent interest, non-recourse, forgivable loan. 

This loan will be evidenced by a Note and Mortgage in favor of 

Florida Housing. Once the homeowner resumes making 

mortgage payments on his/her own, the forgivable provisions of 

the loan will begin. The loan will be forgiven over a 5 year 

period, at a rate of 20% per year. 

If the homeowner sells the home during any part of the loan term, 

the remaining principal balance will be due to Florida Housing in 

the event there are sufficient equity proceeds from the sale. If 

there is not enough equity in the home to repay the entire amount 

due, Florida Housing will forgive the excess portion or all of the 

remaining principal balance so as to not create additional 

hardships on the seller at closing. Any loans repaid will be 

recycled back into the program and used to provide assistance to 

additional homeowners for the duration of the program up to 

December 31, 2017. After December 31, 2017, all funds 

remaining or received shall be returned to Treasury. 

9. Per Household 

Assistance

Estimated Median Amount Mortgage Payments - $25,000 

Maximum Amount – $35,000. 

10. Duration of Assistance The homeowner can receive up to 18 months of monthly 

mortgage payments from Florida Housing. 

11. Estimated Number of 

Participating 

Households

Florida Housing anticipates that this strategy will be able to serve 

approximately 29,000 homeowners over a five year period. 

12. Program Inception/ 

Duration

Florida Housing launched its pilot program in Lee County, 

Florida on October 25, 2010. Statewide implementation is 

anticipated in early 2011. It is anticipated that this strategy will 

last for up to 5 years. 

13. Program Interactions 

with Other Programs 

(e.g. other HFA 

programs)

This Program will interact with the Mortgage Loan Reinstatement 

Program (MLRP). Borrowers who become successfully reemployed at a level that allows them to resume making full 

mortgage payments or at a level whereby they may permanently 

modify their mortgage payments to an affordable level, may be 

eligible at that point to have their first mortgage loan reinstated. 

The maximum amount of combined UMPP and MLRP assistance 

is $35,000.
TAMPA/147122.1 

14. Program Interactions 

with HAMP

HHF funds would be utilized prior to the HAMP forbearance 

described in Supplemental Directive 10-04. Implementing the 

program in this order is the most beneficial to the customer and 

investor since payments would continue to be made instead of 

capitalized and no late charges or adverse credit reporting would 

occur. If the borrower has already been through an UP 

forbearance before applying for this program, then this program 

may follow UP. 

If the servicer is a HAMP participating servicer, borrowers must 

be evaluated for HAMP at the earlier of reemployment or 

expiration of Florida HHF mortgage assistance benefits. 

The servicer will not require reinstatement before the servicer 

accepts unemployment assistance, but Florida Housing may agree 

to fully or partially reinstate if it deems appropriate for the 

borrower using MLRP funds. 

15. Program Leverage 

with Other Financial 

Resources

Many servicers have in-house mortgage modification products 

that can be used in conjunction with this Program. Florida 

Housing will work with servicers to determine how these 

programs may best be combined. 

Servicers will not charge administrative fees (e.g., NSF, late 

charges) in any month where a full contract payment is made. If 

the loan is reinstated or modified following HFA mortgage 

assistance, servicers will waive all administrative fees accrued 

since the beginning of the delinquency. 

16. Qualify as an 

Unemployment 

Program

; Yes  No 
TAMPA/147122.1 

SERVICE SCHEDULE B-2

Florida Hardest Hit Fund 

Mortgage Loan Reinstatement Program 

Summary Guidelines 

1. Program Overview The Mortgage Loan Reinstatement Program (MLRP) focuses on 

the creation of a sustainable solution to keep Florida homeowners 

in their current homes by helping those who have become behind 

on their mortgage payments because of financial hardship 

sustained since purchasing the home such as unemployment, 

substantial underemployment, death, divorce or disability. HHF 

Program funds will only be used to pay, directly to the first 

mortgage loan servicer, up to 180 days of arrearage payments, to 

include, principal and interest plus any required escrow payments 

(such as taxes and insurance), late fees and Insufficient Fund 

Fees. The borrower must be able to resume current payments or 

qualify for a mortgage modification that will lower the payments 

and terms of the mortgage to an affordable level, based upon the 

current income. 

2. Program Goals • Preserving homeownership. 

• Protecting home values. 

3. Target Population/ 

Areas

To determine geographic targeting for HHF Program funding, 

Florida Housing carried out an analysis of data, relying on data 

similar to that used by Treasury to allocate funding, to determine 

the hardest hit areas of the state. Florida Housing evaluated three 

measures across all 67 Florida counties – housing price decline 

from peak prices, unemployment rate and seriously delinquent 

mortgage loans – and then combined ratios for each to create an 

allocation methodology that will guide how funding is 

geographically targeted. The majority of the HHF funds will be 

allocated to those counties that were determined to be hardest hit, 

although there will be funds available to all 67 counties. 

4. Program Allocation 

(Excluding 

Administrative 

Expenses)

$242,010,846.00 

5. Borrower Eligibility 

Criteria

• Borrower must be a legal US citizen or lawful permanent 

resident. 

• At least one borrower must be able to document that he or she 

experienced a financial hardship such as unemployment, 

substantial underemployment, disability, divorce or death of a 

co-borrower through no fault of his/her own and must provide 

a financial hardship affidavit. 
TAMPA/147122.1 

• The maximum household income level for participation will 

be 140% of the Area Median Income (AMI). 

• The total housing expense (PITIA) must be less than 31% of 

the total gross income of the household. If not, the borrower 

must prove that he/she is in the process of receiving a 

modification in order for future mortgage payments (PITIA) 

to be less than the 31% of the total gross income of the 

household. 

• Borrowers who have unencumbered assets or cash reserves 

(not including retirement or qualified education plans) equal 

to or exceeding three times the total monthly mortgage 

payment (including tax and insurance payments) or $5,000, 

whichever is greater, must first use those assets above such 

amount towards reinstatement before being eligible for HHF 

Program funds. 

6. Property/Loan 

Eligibility Criteria

• The property must be a single family home, a condominium 

unit in a property approved for financing by FHA, Fannie 

Mae or Freddie Mac, a townhome, a manufactured or mobile 

home on foundation permanently affixed to real estate owned 

by the borrower, or a 2-4 family dwelling unit of which one 

unit is occupied by the mortgagor as their principal residence. 

• The property must be the borrower’s principal residence, be 

located in Florida, and not be abandoned, vacant or 

condemned. 

• The borrower’s existing first mortgage was originated on or 

before January 1, 2009 and the outstanding principal balance 

of the first mortgage is $400,000 or less at the time of 

application, regardless of number of dwelling units. 

• The maximum combined loan to value ratio cannot exceed 

200%. 

• Borrowers may not be more than 180 days in arrears on their 

first mortgage. 

7. Program Exclusions • Bankruptcies that have not been discharged or dismissed. 

• The borrower may not have an ownership interest in more 

than one property other than their primary residence. 

• The servicer is not required to accept mortgage assistance 

payments if a notice of trustee/sheriff sale has been recorded 

and the trustee/sheriff sale is scheduled less than seven days 

from date the servicer is notified of borrower approval by the 

HFA. 
TAMPA/147122.1 

8. Structure of 

Assistance

HHF Program funds under the Mortgage Loan Reinstatement 

Program will be made available to homeowners in the form of a 

zero-percent interest, non-recourse, forgivable loan. This loan 

will be evidenced by a Note and Mortgage in favor of Florida 

Housing. Once the homeowner resumes making mortgage 

payments on his/her own, the forgivable provisions of the loan 

will begin. The loan will be forgiven over a 5 year period, at a 

rate of 20% per year. 

If the homeowner sells the home during any part of the loan term, 

the remaining principal balance will be due to Florida Housing in 

the event there are sufficient equity proceeds from the sale. If 

there is not enough equity in the home to repay the entire amount 

due, Florida Housing will forgive the excess portion or all of the 

remaining principal balance so as to not create additional 

hardships on the seller at closing. Any loans repaid will be 

recycled back into the program and used to provide assistance to 

additional homeowners for the duration of the program up to 

December 31, 2017. After December 31, 2017, all funds 

remaining or received shall be returned to Treasury. 

9. Per Household 

Assistance

Estimated Median Amount Mortgage Payments - $25,000 

Maximum Amount – $35,000. 

10. Duration of Assistance Assistance is provided as a one time payment. 

11. Estimated Number of 

Participating 

Households

Florida Housing anticipates that this strategy will be able to serve 

approximately 9,700 homeowners over a five year period. 

12. Program Inception/ 

Duration

Florida Housing launched its pilot program in Lee County, 

Florida on October 25, 2010. Statewide implementation is 

anticipated in early 2011. It is anticipated that this Program will 

last for up to 5 years. 

13. Program Interactions 

with Other Programs 

(e.g. other HFA 

programs)

This Program will interact with the Unemployment Mortgage 

Assistance Program (UMAP). Borrowers who become 

successfully re-employed at a level that allows them to resume 

making full mortgage payments or at a level whereby they may 

permanently modify their mortgage payments to an affordable 

level, may be eligible at that point to have their first mortgage 

loan reinstated by using MLRP. The maximum amount of 

combined UMAP and MLRP assistance is $35,000.

14. Program Interactions 

with HAMP

HHF funds would be utilized prior to the HAMP forbearance 

described in Supplemental Directive 10-04. Implementing the 

program in this order is the most beneficial to the customer and 

investor since payments would continue to be made instead of 

capitalized and no late charges or adverse credit reporting would 

occur. If the borrower has already been through an UP 

forbearance before applying for this program, then this program 

may follow UP. 
TAMPA/147122.1 

If the servicer is a HAMP participating servicer, borrowers must 

be evaluated for HAMP at the earlier of reemployment or 

expiration of HFA mortgage assistance benefits. 

The servicer will not require reinstatement before the servicer 

accepts unemployment assistance, but the HFA can agree to do so 

if it deems appropriate for the borrower. 

15. Program Leverage 

with Other Financial 

Resources

Many servicers have in-house mortgage modification products 

that can be used in conjunction with this Program. Florida 

Housing will work with servicers to determine how these 

programs may best be combined. 

Servicers will not charge administrative fees (e.g., NSF, late 

charges) in any month where a full contract payment is made. If 

the loan is reinstated or modified following HFA mortgage 

assistance, servicers will waive all administrative fees accrued 

since the beginning of the delinquency. 

16. Qualify as an 

Unemployment 

Program

 Yes ; No 
TAMPA/147122.1 

SCHEDULE C

PERMITTED EXPENSES

Florida 

 

One-time / Start-Up Expenses: 

Initial Personnel $0.00

Building, Equipment, Technology $20,750.00

Professional Services $50,000.00

Supplies / Miscellaneous $1,000.00

Marketing /Communications $10,000.00

Travel $20,000.00

Website development /Translation $52,500.00

Contingency $0.00

 Subtotal $154,250.00 

 

Operating / Administrative Expenses: 

Salaries $10,730,000.00

Professional Services (Legal, 

Compliance, Audit, Monitoring) $2,390,000.00

Travel $535,000.00

Buildings, Leases & Equipment $1,015,000.00

Information Technology & 

Communications $11,912,500.00

Office Supplies/Postage and 

Delivery/Subscriptions $590,000.00

Risk Management/ Insurance $140,000.00

Training $1,245,000.00

Marketing/PR $84,000.00

Miscellaneous $970,000.00

 Subtotal $29,611,500.00 

 

Transaction Related Expenses: 

Recording Fees $2,250,000.00

Wire Transfer Fees $300,000.00

Counseling Expenses   

File Intake $0.00

Decision Costs $10,500,000.00

Successful File $6,000,000.00

Key Business Partners On-Going $40,980,000.00

Subtotal $60,030,000.00 

 

Grand Total $89,795,750.00 

 

% of Total Award 8.49% 

Award Amount $1,057,839,136.00