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United States Department of the Treasury

Homeowner Assistance Fund Plan

Submitted by Indiana Housing and Community Development

HAF Grantee Plan Name

HAFP-0085
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United States Department of the Treasury

Homeowner Assistance Fund Plan For Participants 

with Allocations $5 million or Greater

Allocation Amount $5 Million or Greater

Submission Date 11/30/2021 2:05 PM

Total Plan Requested Amount $167,921,663.00

Record Type State

Application Record SLT-0091

HAF Grantee Plan Status (external) Funded
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Homeowner Needs and Community Engagement

What Quantitative Data Has Informed the Participant’s Planning?

Treasury will assess the extent to which a Participant has, in the course of its HAF planning process, relied on

quantitative data, including from community-based organizations or organizations that serve potentially

eligible homeowners. 

In its HAF planning process, has the Participant obtained quantitative data from mortgage servicers, private

data providers, government entities, community-based organizations, or other sources to inform its planning

about how to target and best serve eligible homeowners with mortgage delinquencies, defaults, foreclosures?

Yes

If yes, please list and, briefly describe each source of quantitative data.

• Data provided by Treasury – Treasury provided data, contributed by a number of federal

agencies, including information on mortgage delinquencies and forbearances, breakdowns by

demographic factors, and concentration among mortgage servicers.

• Debt Data Provided by Urban Institute – The Urban Institute has created a map demonstrating

the “geography of debt in America” and how debt differences can “reinforce the wealth gap

between white communities and communities of color.” The data is derived from a 2 percent

nationally representative panel of deidentified, consumer-level records from a major credit

bureau. The data also incorporates data from the American Community Survey. 

• Atlanta Fed Calculations Using Black Knight’s McDash Flash Daily Mortgage Performance

Data – This data source included a county-level analysis of the percentage of homeowners in

forbearance and delinquency by month.

• STATS Indiana – STATS Indiana is a public data utility for the State of Indiana that was

utilized to obtain state unemployment data. 

• Comprehensive Housing Affordability Strategy (CHAS) Data – This data is provided by HUD’s

Office of Policy Development and Research and was utilized to identify the number of

households earning less than 100% AMI in each county as well as the percentage of

cost-burdened and severely cost-burdened households in each county.

• American Community Survey Data – This data was used to determine the percent of nonwhite

homeowners in each county. 

• Centers for Disease Control and Prevention/ Agency for Toxic Substances and Disease

Registry/ Geospatial Research, Analysis, and Services Program. CDC/ATSDR Social

Vulnerability Index 2018 Database – The CDC/ATSDR SVI uses Census data to determine the

social vulnerability of every census tract and county. This data was utilized to determine the SVI

score for each county.

In its HAF planning process, has the Participant obtained and reviewed quantitative data or studies regarding

which demographic segments in its jurisdiction have historically experienced discrimination in the housing or

housing finance market?

Yes

If yes, please list and, briefly describe each source of quantitative data.
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• Debt Data Provided by Urban Institute – The Urban Institute has created a map demonstrating

the “geography of debt in America” and how debt differences can “reinforce the wealth gap

between white communities and communities of color.” The data is derived from a 2 percent

nationally representative panel of deidentified, consumer-level records from a major credit

bureau. The data also incorporates data from the American Community Survey.

• American Community Survey Data – This data was used to determine the percent of nonwhite

homeowners in each county. 

• Indiana University Public Policy Institute Center for Research on Inclusion & Social Policy,

Homeownership & Home Values Among Black Neighborhoods in Marion County (2018),

February 2020, Issue 20-CO2 – This brief “examined trends in black homeownership specifically

for Marion County”.

In its HAF planning process, has the Participant obtained quantitative data from utility providers or entities

charged with assessing and collecting property taxes or relied on quantitative data or studies to inform its

planning about how to target and best serve eligible homeowners at risk of displacement due to utility

arrearage or tax foreclosure?

Yes

If yes, please list and, briefly describe each source of quantitative data.

• David Konisky and Sanya Carley, Survey of Household Energy Insecurity in Indiana in Time of

COVID, June 30, 2020 https://energyjustice.indiana.edu/doc/06302020-indiana-wave.pdf - This

study included data on the impact of COVID-19 on Indiana households and the increased

number of Hoosiers experiencing energy insecurity as a result. 

• As IHCDA is currently not proposing to offer utility assistance as part of its HAF program

utility providers were not consulted. However, if IHCDA does elect to modify its program at a

later date to offer utility assistance it will engage in extensive discussions with utility providers in

order to obtain any and all relevant data.

In the following text box, please list any source not listed above of quantitative information, including

sources of data on the performance of any of the Participant’s previously implemented programs, that the

Participant used to inform its HAF planning process, briefly describe how the data informed the Participant’s

planning.

• Hardest Hit Fund Performance data: Participant operated a HHF program and used data from

this program to inform its program design. Data utilized included the number of applications

received, the average approval rate, and an analysis of applications to determine which areas of

the state had the highest demand for funds.

Did the Participant communicate with mortgage servicers regarding the development of its program design?

Yes

Did the Participant communicate with other HAF participants regarding the development of its program

design?

Yes

How Has Community Engagement and Public Participation Informed the

Participant’s Planning?
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Treasury will assess the extent to which a Participant’s assessment of homeowner needs has been informed

by and reflects input from organizations and individuals representing eligible homeowners, including any

opportunities for public participation in the development of the Participant’s plan. Treasury will pay

particular attention to the extent of the Participant’s engagement with populations that are the subject of

statutory targeting requirements.

Has the Participant requested and received input on its HAF planning process from providers of housing

counseling services or providers of legal assistance to homeowners facing foreclosure or displacement?

Yes

Provider information

If yes, please list such providers, including the providers’ address and website. Please indicate by checking

the appropriate box below if the provider’s primary purpose is to serve low- and moderate-income

households or to address the impacts of housing discrimination on one or more demographic groups in the

Participant’s jurisdiction.

Provider Name 

Provider Address 

Provider Website

Provider

Primarily

Serves

LMI

Households

Provider

Addresses

Impact of

Housing

Discrimination

Indiana Foreclosure Prevention Network

n/a ,n/a,Indiana 00000

https://www.877gethope.org

Has the Participant requested and received input regarding its HAF planning process from community-based

organizations or organizations that serve potentially eligible homeowners?

Yes

Community Information

If yes, please list such organizations, including the providers’ address and website if available. Please

indicate by checking the appropriate box below if the provider’s primary purpose is to serve low- and

moderate-income households or to address the impacts of housing discrimination on one or more

demographic groups in the Participant’s jurisdiction.

Organization Name 

Organization Address 

Organization Website

Organization

Primarily

Serves LMI

Households

Provider

Addresses

Impact of

Housing

Discrimination

Indiana Foreclosure Prevention Network

n/a, n/a, Indiana 00000

https://www.877gethope.org
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Has the Participant consulted with localities or tribal governments (cities, counties, or rural communities) in

its jurisdiction regarding the needs of eligible homeowners in its jurisdiction?

Yes

Has the Participant provided an opportunity for public input regarding its HAF Plan through public hearings

or published materials?

Yes

If yes, please indicate whether a proposed or draft plan was published, please describe where details about the

comment solicitation were posted, for how long, in what languages, and whether any efforts were made to

make the posting accessible to persons with disabilities or individuals without reliable internet access.

On June 11th, 2021, IHCDA released an IHAF Program Design Survey to the public. This survey

was distributed via various IHCDA newsletters and mailing lists, including IHCDA’s Executive

Director’s weekly newsletter. The survey was also posted on social media and existing IHCDA

websites. In total, the survey was distributed to a network of over 20,000 individuals. IHCDA

received over 130 responses. These responses have been reviewed and the input provided was

utilized during the IHAF program design process.

IHCDA continues to reach out to local organizations including groups the agency has preexisting

relationships with via IHCDA’s existing Hardest Hit Fund (HHF) program. These organizations

have been included in program design discussions and will also be utilized in spreading the word

about the program throughout the communities that they serve. 

IHCDA is also a member of the Indiana Foreclosure Prevention Network (IFPN). The IFPN was

developed by a coalition of community organizations, housing-related agencies, government

agencies, lenders, and banks to assist Indiana homeowners who are struggling with — or who are

at risk of — mortgage delinquency and foreclosure. IHCDA is utilizing the existing relationships

and knowledge base of this coalition to inform its program design decisions. 

Additionally, in June IFPN’s primary website dedicated to homeowner assistance, and the

website used as the public face of IHCDA’s HHF and other homeownership programs, 

877GetHope.org, was updated to include a brief description of the IHAF program. Homeowners

were provided a link which they could use to submit their email to be notified when the IHAF

program launches. IHCDA is using this list to gauge program interest and identify areas with

high need. All eligible homeowners on this list will be contacted as part of IHAF’s initial launch.

IHCDA also presented its proposed IHAF program model to its Board of Directors at its regular

meeting on June 24th, 2021. This virtual meeting was open to the public.

How Will the Participant Continue to Assess the Needs of Eligible

Homeowners?

Treasury anticipates that an ongoing process of assessing the needs of eligible homeowners will help address

the needs of potentially eligible homeowners as economic conditions change over time.

Does the Participant plan to update its assessment of community needs within the next year to determine

whether its HAF program design should be updated to address changing needs of potentially eligible

homeowners?
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Yes

What additional data would be helpful to the Participant as it seeks to assess homeowner needs over time?

Continually updated data on foreclosure/delinquency rates and filings at a county level would be

helpful.
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Program Design

What are the Program Design Elements Through Which the Participant Will

Deliver HAF Assistance to Eligible Homeowners?

A program design element is a specific activity or program, which is consistent with a qualified expense

category, under which a Participant will disburse HAF funds in accordance with the HAF Plan. Please note

that multiple program design elements may fit under a single qualified expense category; for example, a

mortgage assistance program that has different terms for federally backed mortgages and manufactured-home

mortgages may constitute two separate program design elements, for which case the Participant provides a

separate term sheet or other description for each program design element. 

HAF participants must have at least one program design element intended to reduce mortgage delinquency

among targeted populations. Treasury encourages HAF participants to consider program design elements that

address homeownership preservation for targeted populations in areas where there is a sustained trend of

increasing property taxes or utility costs, including for households that do not have mortgages.

Please identify each qualified expense category in which the Participant will offer a program design element

by checking the boxes below.

mortgage payment assistance 

 mortgage principal reduction, including with respect to a second mortgage provided by a nonprofit

or government entity 

 payment assistance for homeowner’s utilities, including electric, gas, home energy, and water 

 payment assistance for homeowner’s insurance, flood insurance, and mortgage insurance 

 payment assistance for delinquent property taxes to prevent homeowner tax foreclosures 

 payment assistance for down payment assistance loans provided by nonprofit or government

entities 

 financial assistance to allow a homeowner to reinstate a mortgage or to pay other housing-related

costs related to a period of forbearance, delinquency, or default 

facilitating mortgage interest rate reductions 

 payment assistance for homeowner’s internet service, including broadband internet access service,

as defined in 47 CFR 8.1(b) 

 payment assistance for homeowner’s association fees or liens, condominium association fees, or

common charges 

 measures to prevent homeowner displacement, such as home repairs to maintain the habitability of

a home or assistance to enable households to receive clear title to their properties 
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For each program design element that the Participant will offer, the Participant is required to upload a term

sheet or other description, that, at a minimum, provides the following information regarding that program

design element. Term sheets for all of Participant’s HAF programs may be uploaded together as one

document.

Title Upload Date

08.20.21 IHCDA HAF Term Sheets 8/20/2021 4:08 PM

11.30.21 IHCDA HAF Policy Proposal Draft 11/30/2021 1:51 PM

11.30.21 Final IHCDA HAF Treasury Response 11/30/2021 1:51 PM

A HAF participant may elect to revise its HAF Plan over time to add or subtract program design elements.

Does the Participant anticipate adding additional program design elements to this HAF Plan within one year

of this submission?

No

Treasury has provided sample term sheets to assist HAF participants in developing their HAF plans.

Participants may use these sample term sheets, in whole or in part, as part of their submission. To the extent

the Participant intends to structure the program differently with respect to significant program terms

described in the Sample Term Sheets, Treasury will, in the course of its review of the HAF Plan, request a

justification for how the alternate approach will further the objectives of the HAF, including targeting and

prioritization requirements. In the chart below, the HAF Participant may provide a justification for significant

deviations from the terms described in the sample term sheets upon initial submittal. (optional for initial

submission)

Program

Design

Element

Deviation from

sample terms Justification

Loss

Mitigation

Requirements

IHCDA will not

require applicants to

exhaust all loss

mitigation options in

order to be eligible for

assistance.

Requiring applicants to fully exhaust all loss mitigation options

will result in long delays and inefficiencies. It will also be

difficult to coordinate with servicers and could be a barrier to

some homeowners who would otherwise be eligible. IHCDA's

experience with the HHF program reinforces this belief.

Documentation of Homeowner Income

Homeowners are eligible to receive amounts allocated to a HAF participant under the HAF only if they have

incomes equal to or less than 150% of the area median income or 100% of the median income for the United

States, whichever is greater. In addition, not less than 60% of amounts made available to each HAF

participant must be used for qualified expenses that assist homeowners having incomes equal to or less than

100% of the area median income or equal to or less than 100% of the median income for the United States,

whichever is greater. The HAF guidance describes permissible ways for HAF participants to determine

homeowner income.
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Under the HAF guidance, one permissible approach for determining income is for (1) the household to

provide a written attestation as to household income and (2) the HAF participant to use a reasonable

fact-specific proxy for household income, such as reliance on data regarding average incomes in the

household’s geographic area. Will the Participant allow income to be determined in this way?

No

Under the HAF guidance, HAF participants may provide waivers or exceptions to this documentation

requirement as reasonably necessary to accommodate extenuating circumstances, such as disabilities,

practical challenges related to the pandemic, or a lack of technological access by homeowners; in these cases,

the HAF participant is still responsible for making the required determination regarding household income

and documenting that determination. Will the Participant allow applicants to request such waivers or

exceptions?

Yes

Eligible Mortgage Types

Please indicate which of the following mortgage types are eligible to be assisted under one or more of the

Participant’s program design elements.

 First Mortgages 

 Reverse Mortgages (Home Equity Conversion Mortgages, Single-Purposes Reverse Mortgages, or

Proprietary Reverse Mortgages) 

 Contracts for Deed or Land Contract (if it is a credit transaction secured by a consensual security

interest in a dwelling) 

 Second Mortgages 

 Loans Secured by Manufactured Housing (secured by real estate or dwelling) 

If the Participant excludes any of the forgoing mortgage types from one or more program design elements,

explain the exclusion.

IHCDA’s first priority is to get the HAF program up and running with as few difficulties as

possible. It is IHCDA’s belief that initially following the model of our successful HHF program is

the best way to achieve this goal. As such, our HAF program will, at least at the start, emulate

that program, including the types of eligible mortgages. However, we will remain open to the

possibility of expanding assistance in the future once the program is stabilized and running

smoothly.

How Will the Participant Target HAF Resources Consistent with Statutory

Requirements? 

The Participant must describe how it will target HAF resources in accordance with the HAF guidance.

Targeting strategies are affirmative efforts to inform, encourage the participation of, and facilitate access to

resources for targeted households, including by offering multiple intake formats, engaging with nonprofit

organizations (e.g., housing counselors or legal services organizations) to provide additional pathways into

the program, and providing community outreach, partnerships with housing counseling agencies or legal aid
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organizations, or other educational services that are aligned with the HAF participant’s program design, in a

manner that is culturally and linguistically relevant to the targeted communities.

Defining Socially Disadvantaged Individual

Please describe the process the Participant will use to determine whether a homeowner is a “socially

disadvantaged individual” as defined in the HAF guidance.

The HAF Guidance states that one indicator of impairment is being a “member of a group that

has been subjected to racial or ethnic prejudice or cultural bias within American society.” As

such, “socially disadvantaged” is presumed to mean homeowners who self-report as Black

Americans, Hispanic Americans, Native Americans, Asian Americans, and Pacific Islanders.

Public Communications

Will the Participant engage in a public communications campaign to raise awareness among targeted

populations about the availability of HAF resources, in media such as television, newspapers, online media,

or social media?

Yes

If yes, please indicate whether the public communications campaign will include communications that

primarily target the following populations:

 Homeowners earning less than 100% of area median income 

 member of a group that has been subjected to racial or ethnic prejudice or cultural bias within

American society; 

 resident of a majority-minority Census tract; (3) 

 resident of a U.S. territory, Indian reservation, or Hawaiian Home Land 

 homeowners in persistent poverty counties; 

 individual with limited English proficiency 

Please indicate in which languages, in addition to English, public communications to targeted populations

will be undertaken:

Spanish

Outreach

Will the Participant engage in outreach through partnerships with organizations that focus primarily on

serving homeowners earning incomes below 100% of area median income or socially disadvantaged

individuals and that have the capacity to engage targeted communities in a culturally and linguistically

relevant manner to encourage the submission of applications for HAF resources from targeted populations?

Yes
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If yes, please indicate whether the community outreach efforts will include partnerships with organizations

that primarily target the following populations:

 member of a group that has been subjected to racial or ethnic prejudice or cultural bias within

American society; 

 resident of a majority-minority Census tract; (3) individual with limited English proficiency; 

 resident of a U.S. territory, Indian reservation, or Hawaiian Home Land;

 homeowners that reside in persistent poverty counties; 

 individual with limited English proficiency. 

Housing Counseling and Legal Services

Will the Participant facilitate access for eligible households to housing counseling or legal services?

Yes

If yes, please identify below the providers of housing counseling or legal services that have indicated to the

Participant that they are willing and able to support homeowners receiving assistance under the Participant’s

HAF programs. 

Provider Name 

Provider Address 

Provider Website

Provider

Primarily

Serves

LMI

Households

Provider

Addresses

Impact of

Housing

Discrimination

Indiana Foreclosure Prevention Network

n/a , n/a, Indiana 00000

https://www.877gethope.org

Targeting specific groups of homeowners

Will the Participant conduct outreach specifically tailored to target potentially eligible households that:

 have mortgages or mortgage assistance contracts held or backed by the Participant? 

 have mortgages backed by any of the following agencies: Federal Housing Administration;

Department of Veterans Affairs; U.S. Department of Agriculture? 

 have privately held mortgages? 

What Efforts will be Made to Address Barriers to HAF Program Participation for

Potentially Eligible Homeowners, Including Those with Limited English

Proficiency or Who are Disabled?
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Targeted outreach may be needed to reach homeowners who are likely to experience barriers to access,

including persons with limited English proficiency and those with disabilities.

Indicate all of the languages, in addition to English, in which the Participant’s HAF application and other

program documents will be made available.

Spanish; Other

Please list any other languages.

Application Portal Has Google Translate Capability

Will the Participant’s HAF applications and other program documents be provided in forms that are

accessible to persons with disabilities?

Yes
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Performance Goals

Treasury will consider the goals and benchmarks the Participant proposes to use to measure the effectiveness

of its programs, including whether those goals address the homeowner needs identified by the Participant, the

extent to which the goals are disaggregated by key homeowner characteristics as appropriate for the

jurisdiction, and whether they include a goal focused on reducing mortgage delinquency.

Please describe Participant’s goals and benchmarks for each of its programs with the following program

design elements.

Program

Design

Element

Metric of Success Goal

Mortgage

Payment

Assistance

Number of home losses avoided due

to HAF funds. 

Number of borrowers served per

month. 

Number of SDIs served. 

Number of <100% AMI homeowners

served. 

Number of households served in areas

of highest need as determined by Data

& Needs Analysis. 

Application approval rate. 

Unique visits to application portal 

Average amount of time to

approval/payment.

Goals will be finalized following program

launch. 

Based on data from prior HHF program, goals

could include serving 1,000 or more borrowers

per month, approval rate goal of 80% or higher. 

Targets for goals specific to HAF (SDIs, <100%

AMI, Needs Analysis, time to payment, unique

visits) will be established as soon as possible

following program launch once more data is

available to help estimate program volume.

Mortgage

Reinstatement

Number of home losses avoided due

to HAF funds. 

Number of borrowers served per

month. 

Number of SDIs served. 

Number of <100% AMI homeowners

served. 

Number of households served in areas

of highest need as determined by Data

& Needs Analysis. 

Application approval rate. 

Unique visits to application portal.

Average amount of time to

approval/payment.

Goals will be finalized following program

launch. 

Based on data from prior HHF program, goals

could include serving 1,000 or more borrowers

per month, approval rate goal of 80% or higher. 

Targets for goals specific to HAF (SDIs, <100%

AMI, Needs Analysis, time to payment, unique

visits, etc.) will be established as soon as

possible following program launch once more

data is available to help estimate program

volume.
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Payment

Assistance for

Homeowner’s

Insurance

Number of home losses avoided due

to HAF funds. 

Number of borrowers served per

month. 

Number of SDIs served. 

Number of <100% AMI homeowners

served. 

Number of households served in areas

of highest need as determined by Data

& Needs Analysis. 

Application approval rate. 

Unique visits to application portal. 

Average amount of time to

approval/payment.

Goals will be finalized following program

launch. 

Based on data from prior HHF program, goals

could include serving 1,000 or more borrowers

per month, approval rate goal of 80% or higher. 

Targets for goals specific to HAF (SDIs, <100%

AMI, Needs Analysis, time to payment, unique

visits, etc.) will be established as soon as

possible following program launch once more

data is available to help estimate program

volume.

Payment

Assistance for

HOA fees or

liens

Number of home losses avoided due

to HAF funds. 

Number of borrowers served per

month. 

Number of SDIs served. 

Number of <100% AMI homeowners

served. 

Number of households served in areas

of highest need as determined by Data

& Needs Analysis. 

Application approval rate. 

Unique visits to application portal. 

Average amount of time to

approval/payment.

Goals will be finalized following program

launch. 

Based on data from prior HHF program, goals

could include serving 1,000 or more borrowers

per month, approval rate goal of 80% or higher. 

Targets for goals specific to HAF (SDIs, <100%

AMI, Needs Analysis, time to payment, unique

visits, etc.) will be established as soon as

possible following program launch once more

data is available to help estimate program

volume.

Payment

Assistance for

Delinquent

Property

Taxes

Number of home losses avoided due

to HAF funds. 

Number of borrowers served per

month. 

Number of SDIs served. 

Number of <100% AMI homeowners

served. 

Number of households served in areas

of highest need as determined by Data

& Needs Analysis. 

Application approval rate. 

Unique visits to application portal. 

Average amount of time to

approval/payment.

Goals will be finalized following program

launch. 

Based on data from prior HHF program, goals

could include serving 1,000 or more borrowers

per month, approval rate goal of 80% or higher. 

Targets for goals specific to HAF (SDIs, <100%

AMI, Needs Analysis, time to payment, unique

visits, etc.) will be established as soon as

possible following program launch once more

data is available to help estimate program

volume.

Other

measures to

prevent

homeowner

displacement

Number of homeowners

assisted/foreclosures prevented solely

through counseling or legal services

without payment of HAF funds to

resolve the homeowner’s defaults or

delinquencies.

Goals will be finalized following program

launch. Data from prior counseling programs

operated through HHF and IFPN can be utilized

to determine an appropriate metric.
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Readiness

Staffing, Systems and Contractors 

Treasury seeks information regarding the Participant’s organizational capacity to implement its HAF Plan.

Does the Participant anticipate needing to hire additional staff to implement this HAF Plan?

No

Does the Participant anticipate significant information technology system upgrades to implement this HAF

Plan?

No

Does the Participant have policies or procedures that govern the implementation of each HAF program

design element described in this HAF Plan?

No

If no, is a policy and procedure in development for each HAF program design element described in this HAF

Plan?

Yes

Will the Participant use HAF funds to assist eligible households through a program that was operational

before the Participant first received HAF funds?

No

Will the Participant use any third-party contractor or partner to conduct program administration (such as

reviewing applications, determining eligibility, processing payments, conducting reporting, and reviewing

compliance) for some or all of the Participant’s HAF programs?

Yes

If yes, has the Participant entered into all necessary arrangements with all of the third-party contractors or

partners that will conduct program administration?

No

Use of Initial Payment

If the Participant has already received any HAF funds from Treasury, provide the following information

about the use of such funds as of June 30, 2021.
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What amount of the HAF funds that the Participant has received been disbursed to eligible homeowners?

$0.00

Has the Participant begun accepting applications from homeowners for any HAF-funded programs?

No

How much of the HAF funds that the Participant has received been obligated?

$0.00

Provide a brief description of how the Participant has used the HAF funds it has received.

IHCDA elected not to run a pilot program therefore no funds have been used.
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Budget

Budgeting of HAF Funds by Program Design Element 

Specify the amounts of HAF funds that the Participant proposes to allocate to each of the following program

design elements, if offered:

Measure Amount

Mortgage Payment Assistance $66,491,706.78

Mortgage Principal Reduction $0.00

Payment Assistance for Homeowner’s Internet Service $0.00

Payment Assistance for HOA fees or liens $750,000.00

Payment Assistance for Delinquent Property Taxes $5,000,000.00

Mortgage Reinstatement $66,491,706.77

Facilitate Mortgage Interest Rate Reduction $0.00

Payment Assistance for Homeowner’s Insurance $1,000,000.00

Payment Assistance for Down Payment Assist. Loans $0.00

Payment Assistance for Homeowners Utilities $0.00

Other measures to prevent homeowner displacement

Measure Amount

n/a $0.00

Displacement Prevention Sub-Total $139,733,413.55

Counseling or Legal Services

The Participant may allocate up to 5% of its HAF funds for counseling or educational efforts by housing

counseling agencies approved by the Department of Housing and Urban Development or a tribal government,

or legal services, target to households eligible to be served with funding from the HAF related to foreclosure

prevention or displacement.
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Specify the Participant’s allocations for the following Amount

Counseling or Educational Services $3,000,000.00

Legal Services $0.00

Services Sub-Total $3,000,000.00

Reimbursement of Funds Expended After January 21, 2020

As described in the HAF guidance, HAF funds may be used for reimbursement of certain expenses between

January 21, 2020 and the date when the first HAF funds are disbursed by the HAF participant under the HAF

for a qualified expense (with certain limitations, as set forth in the HAF guidance).

Type of Expense Amount

n/a $0.00

Reimbursement Sub-Total $0.00

Allocation of Administrative Expenses

Type of Expense Amount

HAF Third Party Vendor Administrative Costs $21,561,832.00

IHCDA Internal Agency Program Admin Costs $3,626,417.45

Administrative Expenses Sub-Total $25,188,249.45

Total Plan Requested Amount $167,921,663.00

Amount Requested Confirmation:

Yes
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Contacts

Please identify up to three contacts for the Participant- a primary contact, a designated point of contact for

reporting, and an additional contact.

Primary Contact

Name: Jacob Sipe

Agency/Office: IHCDA

Email: jsipe@ihcda.in.gov

Phone Number: 3172331811

Reporting Contact

Name: Chris Nevels

Agency/Office: IHCDA

Email: cnevels@ihcda.in.gov

Phone Number: 3172342158

Additional Contact

Name: Chris Nevels

Agency/Office: IHCDA

Email: cnevels@ihcda.in.gov

Phone Number: 3172342158

Proprietary or Otherwise Non-Public Information

Does your plan submission include any information or materials that are proprietary or otherwise non-public?

No

If "Yes," please indicate which information or materials are proprietary or otherwise non-public.
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Title VI Assurances

You must provide on behalf of the HAF Participant assurances that the HAF Participant will comply with

Title VI of Civil Rights Act of 1964. Please download the assurances, then review, sign, and upload the

signed copy to this page before submitting the HAF Plan.

Title Upload Date

Signed Title VI 8/20/2021 3:58 PM
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Official Certification

I (the undersigned) certify that the information provided in the HAF submission is accurate and complete

after reasonable inquiry of people, systems, and other information available to the HAF Participant. The HAF

participant and I acknowledge that any materially false, fictitious, or fraudulent statement or representation

(or concealment or omission of material fact) in this submission may be the subject of criminal prosecution

under the False Statements Accountability Act of 1996, as amended, 18 U.S.C. § 1001 and also may subject

me and HAF Participant to civil penalties and/or administrative remedies for false claims or otherwise,

(including 31 U.S.C. §3729 et seq.). I am an authorized representative of HAF Participant with authority to

make the above certifications and representations on behalf of the HAF Participant.

Name of HAF Participant:

Indiana Housing and Community Development

Name and Title of Certifying Official

Name: Jacob Sipe

Title: Executive Director

Telephone: 3172331811

Email: jsipe@ihcda.in.gov