CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

1st Financial Services Corporation Holly Schreiber, CFO (828-697-3106) 

(hschreiber@mountain1st.com)

UST Sequence Number: 2

City: Hendersonville

State: North Carolina

RSSD:

(for Bank Holding Companies)

3715257

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 134,737

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 347,105

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 481,842

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

1st State Bank (Valley Financial Group, Ltd.) James R. Milroy

UST Sequence Number: 1310

City: Saginaw

State: Michigan

RSSD:

(for Bank Holding Companies)

3223293

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57626

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 19,114

Average Consumer Outstanding Balance Key

includes 1-4 family residential mortgages, home equity loans and lines of credit, other consumer loans and 

credit card loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 107,514

Average Commercial Outstanding Balance Key

Includes loans to small businesses for diverse purposes

Average Commercial Outstanding Balance Comment

Growth primarily attributable to increased use of outstanding lines of credit.

Total Outstanding Balance (Thousands $) 126,628

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

21st Century Bank/Crosstown Holding Company Sarah Nelson, SVP/Cashier

UST Sequence Number: 456

City: Blaine

State: Minnesota

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

9751

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 41,836

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 249,724

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 291,560

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Adbanc, Inc Todd S. Adams, President

UST Sequence Number: 402

City: Ogallala

State: Nebraska

RSSD:

(for Bank Holding Companies)

1055623

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 74,641

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 344,075

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 418,716

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Loan demand from consumers and business has increased, although part of this is seasonal demand.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Alarion Bank (parent holding company is 

Alarion Financial Services, Inc.)

Matthew Ivers

UST Sequence Number: 378

City: Ocala

State: Florida

RSSD:

(for Bank Holding Companies)

332891

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57845

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 50,252

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 140,718

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 190,970

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Alaska Pacific Bancshares, Inc. (Alaska Pacific 

Bank)

John E. Robertson

UST Sequence Number: 644

City: Juneau

State: Alaska

RSSD:

(for Bank Holding Companies)

983372

Holding Company Docket Number:

(for Thrift Holding Companies)

H3440

FDIC Certificate Number:

(for Depository Institutions)

29849

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 45,400

Average Consumer Outstanding Balance Key

Includes loans for personal, family, and household uses including residential mortgages, home equity loans 

and lines of credit, auto, boat, lot, and other consumer loans.

Average Consumer Outstanding Balance Comment

Home equity lending is finally picking up after a 2-year hiatus. The bank continues to sell most mortgages, 

but occasionally keeps loans in portfolio once a threshold is met. There has been a decline in homes on the 

market, but otherwise the consumer economy in Southeast Alaska is stable.

Average Commercial Outstanding Balance (Thousands$) 99,080

Average Commercial Outstanding Balance Key

Includes loans for commercial and industrial purposes to sole proprietorships, partnerships, and 

corporations, and other business enterprises, whether secured or unsecured, single-payment or installment. 

Also includes construction and land loans for commercial and residential development by builders and 

developers.

Average Commercial Outstanding Balance Comment

Alaska Pacific Bank has recently stepped up its commercial loan marketing effort and is seeing some results in 

refinancing commercial estate. The construction market, for both residential and commercial, is very 

depressed, and very few new projects are being undertaken.

Total Outstanding Balance (Thousands $) 144,480

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
The opening of the Kensington gold mine occurred in mid-2010, and in general, Alaska's economy is in better 

condition than the national economy, with an overall unemployment rate of just over 7% (February 2010), 

and the Southeast Alaska economy, though a little stressed in tourism, has an unemployment rate of less 

than 7.0% (5.2% in the Juneau borough, where the bank does most of its business). There are very few 

mortgage foreclosures in Southeast Alaska. Most of the state's long-term economic forecast revolves around 

oil production and oil prices, and there is some concern that the Alaska pipeline will not be able to operate 

economically unless it increases its throughput. However, there is still movement in the legislature to cut oil 

company taxes in order to stimulate exploration and production.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Alliance Financial Services, Inc. Stephen C. Byelick, Jr.

UST Sequence Number: 1253

City: St Paul

State: Minnesota

RSSD:

(for Bank Holding Companies)

1127146

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 76,743

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 429,644

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 506,387

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Alliance National Bank Jeff T. McDonald

UST Sequence Number: 1268

City: Dalton

State: Georgia

RSSD:

(for Bank Holding Companies)

3187751

Holding Company Docket Number:

(for Thrift Holding Companies)

NA

FDIC Certificate Number:

(for Depository Institutions)

35173

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 11,851

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 66,447

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 78,298

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Allied First Bank Stacey Athern

UST Sequence Number: 1153

City: Oswego

State: Illinois

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

55130

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 71,678

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 43,151

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 114,829

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Alpine Banks of Colorado Eric A. Gardey

UST Sequence Number: 885

City: Glenwood Springs

State: Colorado

RSSD:

(for Bank Holding Companies)

1061679

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 478,235

Average Consumer Outstanding Balance Key

Corresponds to lines 1.c.1, 1.c.2.a, 1.c.2.b and 6 of Schedule HC-C of the Y9C. However, we do not collect this 

data on a monthly average basis. Thus we will use month end totals and allocate by percentages

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,024,524

Average Commercial Outstanding Balance Key

Corresponds to lines 1.a.1, 1.a.2, 1.b, 1.d, 1.e.1, 1.e.2, 3, 4, 9.b and 10 of Schedule HC-C of the Y9C. However, 

we do not collect this data on a monthly average basis. Thus we will use month end totals and allocate by 

percentages

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,502,759

Total Outstanding Balance Key

Total Loans of General Ledger. Average Balance for account 11244

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

American Bank of Oklahoma Mike Kauk

UST Sequence Number: 766

City: Collinsville

State: Oklahoma

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34606

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 21,209

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Consumer loan total consist of Gross Consumer Real Estate, auto, other consumer loans and secured by 

deposit

Average Commercial Outstanding Balance (Thousands$) 72,866

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Commercial loan total consist of Gross Commercial Real Estate, Commercial and Industrial, Commercial LOC, 

Commercial Tax Exempt and Agriculture

Total Outstanding Balance (Thousands $) 94,075

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

American Investors Bank and Mortgage/Bank 

Financial Services, Inc.

David Coauette

UST Sequence Number: 1151

City: Eden Prairie

State: Minnesota

RSSD:

(for Bank Holding Companies)

3229642

Holding Company Docket Number:

(for Thrift Holding Companies)

3962

FDIC Certificate Number:

(for Depository Institutions)

57695

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 37,263

Average Consumer Outstanding Balance Key

Includes 1-4 family residential mortgages, home equity lines of credit, and other consumer loans (auto, 

personal).

Average Consumer Outstanding Balance Comment

1st mortgage secondary market ($841,000). Consumer portfolio production ($346,430).

Average Commercial Outstanding Balance (Thousands$) 1,117

Average Commercial Outstanding Balance Key

Includes commercial secured and commercial real estate.

Average Commercial Outstanding Balance Comment

Commercial production $0.

Total Outstanding Balance (Thousands $) 38,380

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

American State Bancshares, Inc. Diane Stalcup

UST Sequence Number: 74

City: Great Bend

State: Kansas

RSSD:

(for Bank Holding Companies)

1066441

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 17,644

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 96,949

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 114,593

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Ameris Bancorp Dennis J. Zember, Jr., CFO

UST Sequence Number: 58

City: Moultrie

State: Georgia

RSSD:

(for Bank Holding Companies)

1082067

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 511,308

Average Consumer Outstanding Balance Key

Residential 1-4 family mortgages, consumer loans (including household, auto, boat, etc.) home equity LOC's, 

overdraft and personal reserve accounts

Average Consumer Outstanding Balance Comment

Includes 146,163 in loans acquired via FDIC assisted transactions

Average Commercial Outstanding Balance (Thousands$) 1,349,507

Average Commercial Outstanding Balance Key

Commercial and industrial, construction and land development, multi-family residential real estate, 

commercial real estate (including farm oriented loans), loans to municipalities

Average Commercial Outstanding Balance Comment

Includes $373,413 in loans acquired via FDIC assisted transactions

Total Outstanding Balance (Thousands $) 1,860,815

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

AmeriServ Financial Inc. Jeffrey Stopko, Executive Vice President & CFO

UST Sequence Number: 207

City: Johnstown

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

1117316

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

7542

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 218,096

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 428,286

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 646,382

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Commercial real estate loan payoff activity impacted the average balances in April. Residential mortgage 

loan activity continues to be a bit slow for this time of year.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

AmFirst Financial Services, Inc. Mark C. Korell

UST Sequence Number: 1320

City: McCook

State: Nebraska

RSSD:

(for Bank Holding Companies)

1059676

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

5417

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 29,721

Average Consumer Outstanding Balance Key

Includes certain loans secured by 1-4 family properties which have a business purpose.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 153,270

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 182,991

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Anchor Bancorp Wisconsin Inc Sara A Schulz

UST Sequence Number: 193

City: Madison

State: Wisconsin

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H1972

FDIC Certificate Number:

(for Depository Institutions)

29979

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,224,286

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,438,625

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,662,911

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Annapolis Bancorp, Inc. Margaret Theiss Faison

UST Sequence Number: 482

City: Annapolis

State: Maryland

RSSD:

(for Bank Holding Companies)

1472257

Holding Company Docket Number:

(for Thrift Holding Companies)

NA

FDIC Certificate Number:

(for Depository Institutions)

32740

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 101,853

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 186,400

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 288,253

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Associated Banc-Corp Jason Longley

UST Sequence Number: 76

City: Green Bay

State: Wisconsin

RSSD:

(for Bank Holding Companies)

1199563

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 5,849,950

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

See Comment A.

Average Commercial Outstanding Balance (Thousands$) 7,035,126

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

See Comment B.

Total Outstanding Balance (Thousands $) 12,885,076

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

A. - Loans in this classification include home equity, installment, and residential mortgage loans. Since 

receiving the CPP funds, $6.4 billion of secondary market loans were closed.

B. - The makeup of commercial loans presented are approximately as follows: commercial, financial, and 

agricultural 44%, commercial real estate 48%, and real estate construction 8%. Real estate related loans are 

not attractive in this market and C&I loan demand is weak in this economic environment. Associated has 

made new commercial loans totaling $11.6 billion since receiving the CPP funds. Associated Bank was named 

the No. 1 SBA lender in Wisconsin for the sixth consecutive year in fiscal 2010.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Avenue Financial Holdings, Inc. Barbara J. Zipperian

UST Sequence Number: 814

City: Nashville

State: Tennessee

RSSD:

(for Bank Holding Companies)

354183

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

6106

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 52,774

Average Consumer Outstanding Balance Key

1-4 Mtg, Home Equity, Installment

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 313,996

Average Commercial Outstanding Balance Key

C&I, CRE, Resid Construction

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 366,770

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BancIndependent Inc. (Bank Independent) Heather Kimbrough

UST Sequence Number: 409

City: Sheffield

State: Alabama

RSSD:

(for Bank Holding Companies)

1082209

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

16604

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 262,706

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 492,515

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 755,221

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BANCORP FINANCIAL ELIZABETH PIERSON

UST Sequence Number: 1155

City: OAK BROOK

State: Illinois

RSSD:

(for Bank Holding Companies)

3477425

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35230

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 225,558

Average Consumer Outstanding Balance Key

Includes 1-4 family residential mortgages, home equity loans and lines, motorsport loans, and all other 

consumer loans. The balances are as of month end.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 45,962

Average Commercial Outstanding Balance Key

Includes all multifamily, commercial real estate, and commercial loans. All balances are as of month end.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 271,520

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BancStar, Inc. Thomas H. Keiser

UST Sequence Number: 768

City: Festus

State: Missouri

RSSD:

(for Bank Holding Companies)

1097445

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 122,851

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 164,127

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 286,978

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Bank of Commerce Dave Keul

UST Sequence Number: 458

City: Charlotte

State: North Carolina

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58134

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 13,826

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 99,446

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 113,272

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Bank of Commerce Holdings Linda J. Miles, Chief Operating Officer

UST Sequence Number: 1

City: Redding,

State: California

RSSD:

(for Bank Holding Companies)

121139287

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 474,894

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 142,423

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 617,317

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Bank of George T. Ryan Sullivan

UST Sequence Number: 876

City: Las Vegas

State: Nevada

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58626

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 9,045

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 70,443

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 79,488

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Bank of Southern California, N.A. (formerly First 

Business Bank NA)

James Burgess

UST Sequence Number: 1020

City: San Diego

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 3,911

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 144,654

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 148,565

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Bank of the Carolinas Vickie S. Madison

UST Sequence Number: 1008

City: Mocksville NC

State: North Carolina

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34903

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 77,155

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 279,894

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 357,049

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Bankers' Bank of the West Karen Kinstler

UST Sequence Number: 503

City: Denver

State: Colorado

RSSD:

(for Bank Holding Companies)

2249401

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

23210

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 166

Average Consumer Outstanding Balance Key

Total represent consumers loans including executive credit cards

Average Consumer Outstanding Balance Comment

This number is low because Bankers' Bank of the West is a correspondent bank serving community financial 

institutions and receives very little requests.

Average Commercial Outstanding Balance (Thousands$) 182,607

Average Commercial Outstanding Balance Key

The commercial loans include all loans except consumer loans.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 182,773

Total Outstanding Balance Key

The total is the consumer and commercial loans for both the Denver, Colorado and Lincoln, Nebraska 

locations.

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BankFirst Capital Corporation Mary Ann Gray

UST Sequence Number: 461

City: Macon

State: Mississippi

RSSD:

(for Bank Holding Companies)

1247455

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 140,796

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 371,403

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 512,199

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BankGreenville/BankGreenville Financial 

Corporation

Paula S. KIng

UST Sequence Number: 494

City: Greenville

State: South Carolina

RSSD:

(for Bank Holding Companies)

3387159

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58157

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 9,628

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 49,447

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 59,075

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BankTrust Leigh Thompson

UST Sequence Number: 131

City: Mobile

State: Alabama

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

26607

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 324,957

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,032,452

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,357,409

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Banner Corporation Bill Jenkins, SVP & Controller (509) 525-5588

UST Sequence Number: 63

City: Walla Walla

State: Washington

RSSD:

(for Bank Holding Companies)

2126977

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,082,454

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,244,715

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 3,327,169

Total Outstanding Balance Key

Total Outstanding Balance Comment

Banner Corp. is a holding company and does not make any loans directly. The loan amounts reported herein 

are the consolidated loan numbers for its two subsidiaries: Banner Bank and Islanders Bank.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Banner County Ban Corporation and Banner 

County Bank

Roger Wynne, President/CEO

UST Sequence Number: 572

City: Harrisburg

State: Nebraska

RSSD:

(for Bank Holding Companies)

1067028

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

19274

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,813

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Consumer Loans does not include Residential RE Loans

Average Commercial Outstanding Balance (Thousands$) 67,576

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Ag, Comm, RE including Res RE

Total Outstanding Balance (Thousands $) 69,389

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

This report reflects the increase in average balances as a result of the purchase and assumption closing of 

First State Bank of Beaver City, Nebraska on March 4, 2011 with April of 2011 being the first full month of 

average balances.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BCB HOLDING COMPANY INC AND BAY BANK SUSAN UNDERWOOD

UST Sequence Number: 1084

City: MOBILE

State: Alabama

RSSD:

(for Bank Holding Companies)

2821441

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34872

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 13,297

Average Consumer Outstanding Balance Key

CONSUMER LOANS

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 33,866

Average Commercial Outstanding Balance Key

COMMERCIAL LOANS

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 47,163

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

THE MARKET REMAINS SOLFT IN THIS AREA. THE LENDERS ARE CONCENTRATING CALLS TO LIGHT 

INDUSTRIAL BUSINESS.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Beach Business Bank Kathleen Salmons -

ksalmons@beachbusinessbank.com

UST Sequence Number: 416

City: Manhattan Beach

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57678

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 19,756

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 216,705

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 236,461

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Berkshire Bancorp, Inc. and its wholly-owned 

subsidiary Berkshire Bank

Lori A. Maley, CPA, CFO

UST Sequence Number: 1154

City: Wyomissing

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

3447464

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

57492

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 20,620

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 85,889

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 106,509

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Bern Bancshares, Inc. Gary L Sparling

UST Sequence Number: 662

City: Bern

State: Kansas

RSSD:

(for Bank Holding Companies)

1065190

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

10919

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 5,252

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 25,867

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Includes Ag Loans

Total Outstanding Balance (Thousands $) 31,119

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Birmingham Bloomfield Bancshares, Inc. Michael Bahorski, Controller

UST Sequence Number: 450

City: Birmingham

State: Michigan

RSSD:

(for Bank Holding Companies)

3438145

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 11,906

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 86,378

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 98,284

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Biscayne Bancshares Inc Jean-Marie Florestal

UST Sequence Number: 1141

City: Coconut Grove

State: Florida

RSSD:

(for Bank Holding Companies)

3899456

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 86,179

Average Consumer Outstanding Balance Key

Includes loans secured by 1-4 family properties, home equity lines, and other consumer loans (autos, boats, 

personal)

Average Consumer Outstanding Balance Comment

Growth of loans enhanced by additional capital (TARP)

Average Commercial Outstanding Balance (Thousands$) 84,160

Average Commercial Outstanding Balance Key

Includes loans secured by commercial and multifamily buildings, unsecured loans to businesses, but excludes 

loans secured by land

Average Commercial Outstanding Balance Comment

Growth of loans enhanced by additional capital (TARP)

Total Outstanding Balance (Thousands $) 170,339

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Blackhawk Bancorp, Inc. Joel Carter

UST Sequence Number: 789

City: Beloit

State: Wisconsin

RSSD:

(for Bank Holding Companies)

1491913

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

14078

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 90,227

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 242,324

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 332,551

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BlackRidge Financial, Inc. Craig Weiss 701-364-9009

UST Sequence Number: 1014

City: Fargo

State: North Dakota

RSSD:

(for Bank Holding Companies)

3398070

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 70,774

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 199,746

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 270,520

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Blue Ridge Bancshares, Inc Mark Dudley

UST Sequence Number: 612

City: Independence

State: Missouri

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 78,741

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 212,569

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 291,310

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Blue River Bancshares, Inc. Patrice M. Lima

UST Sequence Number: 850

City: Shelbyville

State: Indiana

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H3082

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 66,588

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Consumer loans decreased by $955 thousand from March, 2011. Primarily, this was a result of a decrease 

non accrual loans.

Average Commercial Outstanding Balance (Thousands$) 91,407

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Commercial loans increased from March by $221 thousand.

Total Outstanding Balance (Thousands $) 157,995

Total Outstanding Balance Key

Total Outstanding Balance Comment

Overall average loans decreased $734 thousand from March, 2011, primarily due to a decrease in consumer 

non accrual loans.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Blue Valley Ban Corp. Mark Fortino

UST Sequence Number: 118

City: Overland Park

State: Kansas

RSSD:

(for Bank Holding Companies)

1471849

Holding Company Docket Number:

(for Thrift Holding Companies)

NA

FDIC Certificate Number:

(for Depository Institutions)

32722

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 130,098

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average consumer loan totals did not include Mortgage Loans Held for Sale. For the month of April, the 

average balance of Mortgage Loans Held for Sale was approximately $1.0 million. During the month of April, 

the Bank originated approximately $4.1 million in mortgage loans to be sold in the secondary market. In 

addition, the Bank had new loan originations of approximately $4.2 million in April 2011.

Average Commercial Outstanding Balance (Thousands$) 340,642

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

The Bank had new loan originations of approximately $3.3 million in April 2011

Total Outstanding Balance (Thousands $) 470,740

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BNB Bank, National Association Richard C. Palmer

UST Sequence Number: 926

City: Fort Lee

State: New Jersey

RSSD:

(for Bank Holding Companies)

1398973

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

26790

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 0

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 287,098

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 287,098

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BNC Bancorp (Bank of North Carolina) Daren C. Fuller

UST Sequence Number: 128

City: Thomasville

State: North Carolina

RSSD:

(for Bank Holding Companies)

3141650

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

33527

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 250,066

Average Consumer Outstanding Balance Key

Residential Mtg., HELOC, IL, Cashlines

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,284,473

Average Commercial Outstanding Balance Key

Commercial Notes, C & I, CRE, Commercial Leases

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,534,539

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BNC Financial Group, Inc. Gary E. D'Andrea

UST Sequence Number: 460

City: New Canan

State: Conneticut

RSSD:

(for Bank Holding Companies)

3553813

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 129,241

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 178,792

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 308,033

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Note: Amounts (Balances) are as of month end. Average amounts are not available.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BOH Holdings, Inc. Caleb Vasquez,(713)-600-

6783;cvasquez@bankhouston.com

UST Sequence Number: 693

City: Houston, TX 77057

State: Texas

RSSD:

(for Bank Holding Companies)

380794

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 65,707

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 398,010

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 463,717

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Boscobel Bancorp Inc (Community First Bank) Dennis Hamilton

UST Sequence Number: 857

City: Boscobel

State: Wisconsin

RSSD:

(for Bank Holding Companies)

1492291

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

11595

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 56,331

Average Consumer Outstanding Balance Key

Average monthly balance for consumer, residential real estate, credit cards and all overdrafts

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 103,825

Average Commercial Outstanding Balance Key

Average Monthly balance of total loans less balance reported in consumer loans prior to allowance for loans 

and lease losses

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 160,156

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Loan demand continues to be soft in all areas of lending.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Bridgeview Bank Group Don Kerstein

UST Sequence Number: 253

City: Chicago

State: Illinois

RSSD:

(for Bank Holding Companies)

1209145

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

21122

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 136,249

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 769,151

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 905,400

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

BROADWAY FEDERAL CORPORATION SAM SARPONG 323-556-3224

UST Sequence Number: 7

City: LOS ANGELES

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

5141

FDIC Certificate Number:

(for Depository Institutions)

30306

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 238,991

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

AVG BALANCE INCLUDE ALL RES MTG, RES LOC AND CONSUMER SECD & UNSEC

Average Commercial Outstanding Balance (Thousands$) 199,293

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

AVG BALANCE INCLUDE ALL NON-RES MTG FOR NON PROFITS AND COMML PURPOSE & SEC AND UNSEC 

COMML LOC

Total Outstanding Balance (Thousands $) 438,284

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Brogan Bankshares, Inc./The Bank of Kaukauna, 

Inc.

Paul J. Bachhuber

UST Sequence Number: 978

City: Kaukauna

State: Wisconsin

RSSD:

(for Bank Holding Companies)

1202744

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

15228

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 18,975

Average Consumer Outstanding Balance Key

Consumer Real Estate Consumer loans, (auto, personal), DDA, Credit Cards, Home Equity Loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 59,465

Average Commercial Outstanding Balance Key

Commercial Loans, Commercial Real Estate , Over Draft

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 78,440

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Brotherhood Bancshares Randy Wooten

UST Sequence Number: 776

City: Kansas City

State: Kansas

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 53,204

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 182,106

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 235,310

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Business Bancshares, Inc. / The Business Bank 

of St. Louis

Brian Leeker, CFO 314-556-6788

UST Sequence Number: 1077

City: Clayton

State: Missouri

RSSD:

(for Bank Holding Companies)

3189728

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57358

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 20,669

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 394,097

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 414,766

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Butler Point, Inc. (The First National Bank of 

Catlin, Illinois

Judith A. Jolley, Secretary/Treasurer

UST Sequence Number: 845

City: Catlin

State: Illinois

RSSD:

(for Bank Holding Companies)

0

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

3615

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 10,772

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Includes consumer real estate mortgage loans sold to the secondary market.

Average Commercial Outstanding Balance (Thousands$) 10,780

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 21,552

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

C&F Financial Corporation Mary-Jo Rawson (757-741-2212)

UST Sequence Number: 324

City: West Point

State: Virginia

RSSD:

(for Bank Holding Companies)

2183493

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 474,179

Average Consumer Outstanding Balance Key

Includes the average balance for loans reported in Call Report Schedule RC-C 

1.a.(1),1.b.,1.c.(1),1.c.(2)(a),1.c.(2)(b),6b. and 6c.

Average Consumer Outstanding Balance Comment

This category does not include 1-4 residential loans originated for sale by the Corporation's mortgage 

banking subsidiary. The average balance of loans held for sale can fluctuate significantly from month to 

month with average outstandings of $27.2 million in April '11. Loan closings for loans originated for sale 

totaled $44.7 million in April '11.

Average Commercial Outstanding Balance (Thousands$) 163,532

Average Commercial Outstanding Balance Key

Includes the average balance for loans reported in Call Report Schedule RC-C 

1.a.(2),1.d.,1.e.(1),1.e.(2),3.,4a.,8.,9.b. and 10.b.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 637,711

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Average balances presented include new consumer loan production of $13.8 million in April '11 and new 

commercial loan production of $3.1 million in April '11. The average balances also include the effects of 

scheduled loan payments, pay-offs, charge-offs and reclassifications to OREO.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Cache Valley Banking Company - Cache Valley 

Bank

Gregg Miller

UST Sequence Number: 314

City: Logan

State: Utah

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

22134

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 27,177

Average Consumer Outstanding Balance Key

Consumer, 1-4 Family 1st, 1-4 Family 2nd, Credit Card, Revolving

Average Consumer Outstanding Balance Comment

Everything remains soft with slippery markets

Average Commercial Outstanding Balance (Thousands$) 190,207

Average Commercial Outstanding Balance Key

RE Development, Residential Construction, Farmland, RE Owner Occupied, RE Non-Owner/Non-Farm, 

Commercial, Muni, Ag

Average Commercial Outstanding Balance Comment

We have had a few larger deals come to us to fund expansion.

Total Outstanding Balance (Thousands $) 217,384

Total Outstanding Balance Key

Total Loans

Total Outstanding Balance Comment

We had a strong month in generating new commercial loans

General Market Commentary

Markets remain extremely stressed with considerable concern because of real estate and employment. No 

one wants to move to soon so very little is happening.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

California Bank of Commerce Vivian Mui - 925-444-2932

UST Sequence Number: 495

City: Lafayette

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58583

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 7,459

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 166,648

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 174,107

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CALWEST BANCORP (BANK HOLDING 

COMPANY) - SOUTH COUNTY BANK, NA

CATE RIGGS

UST Sequence Number: 219

City: IRVINE

State: California

RSSD:

(for Bank Holding Companies)

318860

Holding Company Docket Number:

(for Thrift Holding Companies)

NOT APPLICABLE

FDIC Certificate Number:

(for Depository Institutions)

35069

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 9,542

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 73,567

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 83,109

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Carolina Bank Holdings, Inc. Allen Liles

UST Sequence Number: 338

City: Greensboro

State: North Carolina

RSSD:

(for Bank Holding Companies)

2943473

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34348

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 103,311

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 418,696

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 522,007

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Carolina Trust Bank Lindsey Huffman

UST Sequence Number: 597

City: Lincolnton

State: North Carolina

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57026

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 81,294

Average Consumer Outstanding Balance Key

Included Commercial 1-4 Family & Multi-family - Investment Loans in this field.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 119,472

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 200,766

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Carrollton Bancorp (Carrollton Bank) Julia Kaufman jkaufman@carrolltonbank.com

UST Sequence Number: 591

City: Columbia

State: Maryland

RSSD:

(for Bank Holding Companies)

1469800

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

12433

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 90,210

Average Consumer Outstanding Balance Key

M:\Finance\Month-End Reports\2011\01Jan

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 191,444

Average Commercial Outstanding Balance Key

M:\Finance\Month-End Reports\2011\01Jan

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 281,654

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CASCADE BANK (CASCADE FINANCIAL 

CORPORATION)

Barbra Hyman, Assistant Controller

UST Sequence Number: 65

City: Everett

State: Washington

RSSD:

(for Bank Holding Companies)

2568362

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

28823

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 225,317

Average Consumer Outstanding Balance Key

ncludes residential mortgages, home equity loans & lines, consumer loans & credit cards

Average Consumer Outstanding Balance Comment

The April average balances are holding steady since the beginning of the year.

Average Commercial Outstanding Balance (Thousands$) 751,663

Average Commercial Outstanding Balance Key

ncludes business loans, CRE, multifamily, construction and land loans.

Average Commercial Outstanding Balance Comment

The average of these loans decreased $7.2 million from the prior month.

Total Outstanding Balance (Thousands $) 976,980

Total Outstanding Balance Key

Total Outstanding Balance Comment

The average for total loans decreased by $7.2 million since March

.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Cathay General Bancorp Heng W. Chen, Executive Vice President and 

Chief

UST Sequence Number: 103

City: El Monte

State: California

RSSD:

(for Bank Holding Companies)

595869

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

18503

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,127,042

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 5,749,874

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 6,876,916

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CATSKILL HUDSON BANK GAIL L KETCHAM

UST Sequence Number: 878

City: ROCK HILL

State: New York

RSSD:

(for Bank Holding Companies)

3443998

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 19,421

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 157,020

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 176,441

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CB HOLDING CORP DWIGHT E. REYNOLDS

UST Sequence Number: 1204

City: ALEDO

State: Illinois

RSSD:

(for Bank Holding Companies)

3184901

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35395

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 10,793

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 151,134

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 161,927

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CBB Bancorp AHill@centurybanknet.com

UST Sequence Number: 764

City: Cartersville

State: Georgia

RSSD:

(for Bank Holding Companies)

2921211

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35236

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 6,810

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 61,596

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 68,406

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Cecil Bank / Cecil Bancorp Lori Murphy 410-392-8354

UST Sequence Number: 192

City: Elkton

State: Maryland

RSSD:

(for Bank Holding Companies)

3135190

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

31121

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 58,952

Average Consumer Outstanding Balance Key

Mortgages, Second Mortgages, HELOC, Construction Loans, Auto Loans, Overdraft Line of Credit, Personal 

Line of Credit, Personal Loans, Share Loans, Student Loans. Lines of Credit are valued at maximum available 

credit at settlement.

Average Consumer Outstanding Balance Comment

onsumer figures are based upon month end institutional totals.

Average Commercial Outstanding Balance (Thousands$) 382,143

Average Commercial Outstanding Balance Key

Commercial Mortgages, Commercial Lines of Credit, Commercial Vehicle Loans, Commercial Construction 

Loans, Participation Loans. Lines of Credit are valued at maximum available credit at settlement.

Average Commercial Outstanding Balance Comment

Commercial figures are based upon month end institutional totals.

Total Outstanding Balance (Thousands $) 441,095

Total Outstanding Balance Key

Actual Month End figures for Commercial and Consumer Loans. Lines of Credit are valued at maximum 

available credit at settlement.

Total Outstanding Balance Comment

Cecil Bank uses month end reporting methods therefore these figures are representative of actual month 

end figures for Consumer and Commercial Loans.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CedarStone Bank Pam Randolph

UST Sequence Number: 647

City: Lebanon

State: Tennessee

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57684

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 37,846

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 70,104

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 107,950

Total Outstanding Balance Key

Total Outstanding Balance Comment

New loans made for the month totaled $1,275,000. Loans paid out for the month totaled $140,000.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Center Bancorp Inc. Francis R. Patryn

UST Sequence Number: 304

City: Union

State: New Jersey

RSSD:

(for Bank Holding Companies)

1048764

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

6431

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 149,551

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 556,570

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 706,121

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Center Financial Corporation Douglas Goddard

UST Sequence Number: 132

City: Los Angeles

State: California

RSSD:

(for Bank Holding Companies)

3003178

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

26610

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 71,484

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,484,144

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,555,628

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CenterBank Stephen R. Church

UST Sequence Number: 1034

City: Milford

State: Ohio

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35117

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 20,869

Average Consumer Outstanding Balance Key

1-4 family residential, 1-4 family construction, HELOC and junior lien, consumer & other loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 57,962

Average Commercial Outstanding Balance Key

All other loans including Commercial Real Estate, Commercial Construction, and Commercial loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 78,831

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Central Bancorp, Inc. Karen Lund

UST Sequence Number: 133

City: Somerville

State: Massachusetts

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

26646

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 193,866

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 201,907

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 395,773

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Central Bancorp, Inc. / United Central Bank David Laffee (972-509-7336)

UST Sequence Number: 755

City: Garland

State: Texas

RSSD:

(for Bank Holding Companies)

1250035

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

25330

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 21,439

Average Consumer Outstanding Balance Key

Personal, family, or household uses including 1-4 family residential mortgages

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,370,939

Average Commercial Outstanding Balance Key

Commercial and Industrial (C&I), Small Business, and Commercial Real Estate (CRE)

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,392,378

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Central Bank Patrick C Reed

UST Sequence Number: 558

City: Houston

State: Texas

RSSD:

(for Bank Holding Companies)

1106468

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

17612

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 15,411

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 207,748

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 223,159

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Central Community Corporation / First State 

Bank Central Texas

Wade Miller 254-899-6641

UST Sequence Number: 784

City: Austin

State: Texas

RSSD:

(for Bank Holding Companies)

1832048

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

11151

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 63,066

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 532,882

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 595,948

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CENTRAL PACIFIC FINANCIAL CORP. DAVID MORIMOTO, SVP & TREASURER

UST Sequence Number: 241

City: Honolulu

State: Hawaii

RSSD:

(for Bank Holding Companies)

701062

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

17308

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 811,736

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,300,037

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,111,773

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

In April 2011, Central Pacific Bank originated $56.5 million in Hawaii residential mortgage loans.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CENTRAL VALLEY COMMUNITY BANCORP DAWN CRUSINBERRY

UST Sequence Number: 353

City: FRESNO

State: California

RSSD:

(for Bank Holding Companies)

2935405

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 46,162

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 380,314

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 426,476

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Central Virginia Bankshares, Inc Melanie R Keene

UST Sequence Number: 312

City: Powhatan

State: Virginia

RSSD:

(for Bank Holding Companies)

1140677

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 88,984

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 157,639

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 246,623

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Centric Financial Corporation Sandra Schultz

UST Sequence Number: 1309

City: Harrisburg

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

1144086

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

7461

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 27,538

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 132,655

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 160,193

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Centrix Bank & Trust Deborah A. Morin, Vice President - Controller

UST Sequence Number: 573

City: Bedford

State: New Hampshire

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35035

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 25,773

Average Consumer Outstanding Balance Key

Residential mortgages, home equity, aircraft, installment, personal overdrafts, overdraft protection

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 459,063

Average Commercial Outstanding Balance Key

Commercial time, term and lines of credit, commercial real estate and construction

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 484,836

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Century Financial Services Corporation 

(Subsidiary Bank Century Bank)

Stephan A. Dobyns

UST Sequence Number: 1238

City: Santa Fe

State: New Mexico

RSSD:

(for Bank Holding Companies)

3632756

Holding Company Docket Number:

(for Thrift Holding Companies)

n/a

FDIC Certificate Number:

(for Depository Institutions)

28362

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 59,245

Average Consumer Outstanding Balance Key

Includes 1-4 family 1st Mtg Lns, 1-4 family lns HFS, HELOC and 2nd mtg lns, consumer lns

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 252,138

Average Commercial Outstanding Balance Key

Includes const lns, comml RE lns, Land & Lot lns, comml lns, and small business lns

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 311,383

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CFBank (subsidiary of parent holding company -

Central Federal Corporation)

John A. Lende 330-576-1207

UST Sequence Number: 123

City: Fairlawn

State: Ohio

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H3317

FDIC Certificate Number:

(for Depository Institutions)

28263

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 40,847

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 148,112

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 188,959

Total Outstanding Balance Key

Loans are classified based on internal reporting which substantially agrees to the definitions pertaining to 

the reporting instructions.

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Chambers Bank./Chambers Bancshares Philip Alexander

UST Sequence Number: 1037

City: Danvile

State: Arkansas

RSSD:

(for Bank Holding Companies)

1141487

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

5615

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 98,276

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 506,220

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 604,496

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Citizens Bancshares Company Robert G. Wright (bwright@cbcfamily.com)

UST Sequence Number: 1205

City: Chillicothe

State: Missouri

RSSD:

(for Bank Holding Companies)

1050909

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4533

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 94,552

Average Consumer Outstanding Balance Key

Includes all 1-4 family, consumer loans (primarily vehicles financing) and consumer revolving debt.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 397,221

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 491,773

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Citizens Bank & Trust Co. Stephanie Couture

UST Sequence Number: 980

City: Covington

State: Louisiana

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

16417

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 19,635

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 46,497

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 66,132

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CITIZENS BANK OF NORTHERN CALIFORNIA -

Holding Company is CITIZENS BANCORP

REBECCA FREEMAN

UST Sequence Number: 325

City: Nevada City

State: California

RSSD:

(for Bank Holding Companies)

3165133

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

33983

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 69,272

Average Consumer Outstanding Balance Key

This contains all consumer loans including Primary SFR construction loans and lot loans. The total is net of 

participations and deferred loan fees.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 172,132

Average Commercial Outstanding Balance Key

This contains all commercial loans including CRE, commercial construction loans and A & D loans. The total is 

net of participations and deferred loan fees.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 241,404

Total Outstanding Balance Key

The total is net of participations and deferred loan fees.

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Citizens Commerce National Bank Michelle Oxley

UST Sequence Number: 547

City: Versailles

State: Kentucky

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34256

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 73,971

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 99,468

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 173,439

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Citizens Community Bank James R. Black, CFO

UST Sequence Number: 164

City: South Hill

State: Virginia

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35326

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 51,066

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 74,560

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 125,626

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Citizens First Bank Nicole M. Talley 270-393-8239 or 

ntalley@citizensfirstbank.com

UST Sequence Number: 339

City: Bowling Green

State: Kentucky

RSSD:

(for Bank Holding Companies)

2750952

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35022

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 83,615

Average Consumer Outstanding Balance Key

By GL Code

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 182,423

Average Commercial Outstanding Balance Key

By GL Code

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 266,038

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Citizens Republic Bancorp Lisa McNeely

UST Sequence Number: 116

City: Flint

State: Michigan

RSSD:

(for Bank Holding Companies)

1205688

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 2,555,668

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 3,132,303

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 5,687,971

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Citizens South Bank Kim Cooke, SVP-CIO

UST Sequence Number: 195

City: Gastonia

State: North Carolina

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H-3027

FDIC Certificate Number:

(for Depository Institutions)

28833

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 273,662

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 492,598

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 766,260

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Citizens South Bank acquired the banking operations of New Horizons Bank in a Federal Deposit Insurance 

Corporation-assisted transaction in April 2011. Under the terms of the transaction, Citizens South Bank 

received approximately 76.1 million in loans.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Clover Community Bankshares, Inc. Jerry L. Glenn

UST Sequence Number: 713

City: Clover

State: South Carolina

RSSD:

(for Bank Holding Companies)

2684338

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

27055

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 34,687

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 46,511

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 81,198

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

In April 2011 we made a total loans of $ 165,813, of which 7 were Consumer Loans for $52,717 and renewed 

7 loans for $3,402,707.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Coastal Banking Comapany Stephanie Vinzant

UST Sequence Number: 90

City: Fernandina Beach

State: Florida

RSSD:

(for Bank Holding Companies)

2855905

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 143,104

Average Consumer Outstanding Balance Key

This Category includes Construction Loans, HELOC'S Mortgages, Lot Loans, Mortgages Held for Sale, and 

Other Consumer Loans

Average Consumer Outstanding Balance Comment

This total includes 1-4 Family Residential Mortgages Held for Sale for $52,247. In comparison for the time 

period Dec 07- Nov 08, the average monthly balance for these loans was $21,737. This is 12 months prior to 

the receipt of TARP funds.

Average Commercial Outstanding Balance (Thousands$) 171,360

Average Commercial Outstanding Balance Key

This Category includes Construction Loans, Farmland, Mortgages, Agricultural Loans, Municipality Loans, 

Other Commercial Loans and Lines of Credit

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 314,464

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CoastalStates Bank (CoastalSouth Bancshares) Leah R Reynells

UST Sequence Number: 1336

City: Hilton Head Island

State: South Carolina

RSSD:

(for Bank Holding Companies)

3274727

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57756

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 112,973

Average Consumer Outstanding Balance Key

includes held for sale mortgage, all residential, HELOC, and consumer class codes. This is month end data.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 137,801

Average Commercial Outstanding Balance Key

includes all commercial class codes. This is month end data.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 250,774

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CoBiz Financial Inc Lyne Andrich

UST Sequence Number: 166

City: Denver

State: Colorado

RSSD:

(for Bank Holding Companies)

1060328

Holding Company Docket Number:

(for Thrift Holding Companies)

NA

FDIC Certificate Number:

(for Depository Institutions)

0

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 99,748

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

We provide a broad range of consumer loans to customers, including personal lines of credit, home equity 

loans and automobile loans. Since we are primarily a commercial bank, these loans are typically an 

accommodation to service the banking relationship of both the commercial business and its owners or 

management. This reporting is based on the Company's internal definition of consumer loans and does not 

necessarily agree to the call report definitions.

Average Commercial Outstanding Balance (Thousands$) 1,539,714

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Included are commercial loans, real estate loans and construction loans based on the Company's internal 

reporting definitions.

Total Outstanding Balance (Thousands $) 1,639,462

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Codorus Valley Bancorp, Inc. Dawn C. Paul, Phone No. 717-747-2413

UST Sequence Number: 358

City: York

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

1142475

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 130,330

Average Consumer Outstanding Balance Key

Includes consumer loans for personal, family, or household uses, residential mortgages, home equity and 

student loans.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 517,932

Average Commercial Outstanding Balance Key

Includes commercial real estate, commercial lines, small business, agricultural and municipal loans.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 648,262

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Colonial American Bank Daniel J. Machon, Jr.

UST Sequence Number: 792

City: Horsham

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58412

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 9,298

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 6,926

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 16,224

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Colony Bankcorp, Inc. Terry Hester

UST Sequence Number: 259

City: Fitzgerald

State: Georgia

RSSD:

(for Bank Holding Companies)

1085170

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 236,528

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 520,862

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 757,390

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Columbine Capital Corp. / Collegiate Peaks 

Bank

Herb Ensley, EVP & CFO

UST Sequence Number: 519

City: Buena Vista

State: Colorado

RSSD:

(for Bank Holding Companies)

622756

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

26916

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 21,367

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 95,775

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 117,142

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Commonwealth Bancshares, Inc. Michael Dugle, CFO

UST Sequence Number: 911

City: Louisville

State: Kentucky

RSSD:

(for Bank Holding Companies)

1118948

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

0

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 196,404

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 435,063

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 631,467

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Commonwealth Business Bank Christine Choi

UST Sequence Number: 57

City: Los Angeles

State: California

RSSD:

(for Bank Holding Companies)

0

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

57873

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,496

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 321,482

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 322,978

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community 1st Bank Toni White

UST Sequence Number: 134

City: Auburn

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58191

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 3,998

Average Consumer Outstanding Balance Key

Monthly Average: Gross loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 52,502

Average Commercial Outstanding Balance Key

Monthly Average: Gross Loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 56,500

Total Outstanding Balance Key

Monthly Average: Gross Loans

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community Bank Shares of Indiana, Inc. Paul Chrisco, CFO

UST Sequence Number: 1208

City: New Albany

State: Indiana

RSSD:

(for Bank Holding Companies)

2356073

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 160,833

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 347,145

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 507,978

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community Bankers Trust Corporation Bruce E. Thomas

UST Sequence Number: 113

City: Glen Allen

State: Virginia

RSSD:

(for Bank Holding Companies)

3687046

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

8675

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 275,509

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 412,489

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 687,998

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community Business Bank Mark Day

UST Sequence Number: 681

City: West Sacramento

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58159

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 22,888

Average Consumer Outstanding Balance Key

This report follows Treasury Guidelines

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 83,051

Average Commercial Outstanding Balance Key

This report follows Treasury Guidelines

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 105,939

Total Outstanding Balance Key

This report follows Treasury Guidelines

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community Financial Corporation Andy Kozubal 540-213-1224

UST Sequence Number: 194

City: Staunton

State: Virginia

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H2750

FDIC Certificate Number:

(for Depository Institutions)

30417

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 234,155

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Residential mortgage, home equity, junior liens, automobile, and other consumer loans.

Average Commercial Outstanding Balance (Thousands$) 248,107

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Commercial and industrial purposes to sole proprietorships, corporations and other business enterprises.

Total Outstanding Balance (Thousands $) 482,262

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community First Bancshares, Inc. Victor Castro - CFO

UST Sequence Number: 593

City: Union City

State: Tennessee

RSSD:

(for Bank Holding Companies)

126254

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

1479

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 302,115

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 664,651

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 966,766

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community First Bank & Community First 

Bancshares, Inc.

Ann Main

UST Sequence Number: 1051

City: Harrison

State: Arkansas

RSSD:

(for Bank Holding Companies)

2754585

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34611

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 218,151

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 146,652

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 364,803

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community First, Inc. Jon Thompson, Controller

UST Sequence Number: 330

City: Columbia

State: Tennessee

RSSD:

(for Bank Holding Companies)

3108194

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35165

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 208,985

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 295,820

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 504,805

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

The decrease in loans this month over last month is primarily due to chargeoffs that were identified during 

an examination that occurred in March. Those charges were reflected in our adjusted 12/31/10 financial 

statements and call report.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community Holding Company of Florida, Inc. Fred O. Leopold, Jr., CEO

UST Sequence Number: 667

City: Miramar Beach

State: Florida

RSSD:

(for Bank Holding Companies)

3577370

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 12,140

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 41,931

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 54,071

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community Investors Bancorp Inc. (Holding 

Company) First Federal Comm. BankBucyrus,OH - (Bank)

Phillip W. Gerber-CEO

UST Sequence Number: 284

City: Bucyrus

State: Ohio

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

2385

FDIC Certificate Number:

(for Depository Institutions)

29705

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 87,089

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Incl. $16,673 of loans sold and serviced plus $286 of loans held for sale.

Average Commercial Outstanding Balance (Thousands$) 22,932

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Incl $330 of Loans sold still serviced

Total Outstanding Balance (Thousands $) 110,021

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community Partners Bancorp Bernice E. Kotza, VP Loan Ops Manager

UST Sequence Number: 392

City: Middletown

State: New Jersey

RSSD:

(for Bank Holding Companies)

3395668

Holding Company Docket Number:

(for Thrift Holding Companies)

n/a

FDIC Certificate Number:

(for Depository Institutions)

35426

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 73,040

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 444,660

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 517,700

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community Trust Financial Corp. Lori Adams

UST Sequence Number: 322

City: Ruston

State: Louisiana

RSSD:

(for Bank Holding Companies)

1885307

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 182,548

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,203,713

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,386,261

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Community West Bank/Community West 

Bancshares

Richard Favor, EVP/CCO

UST Sequence Number: 82

City: Goleta

State: California

RSSD:

(for Bank Holding Companies)

1412712

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

27572

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 225,079

Average Consumer Outstanding Balance Key

This information is obtained from the bank's general ledger. Consumer loans include residential mortgage 

loans, manufactured housing loans, home equity lines, consumer loans and overdraft protection facilities.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 346,842

Average Commercial Outstanding Balance Key

This information is obtained from the bank's general ledger. Commercial loans include construction loans, 

commercial real estate loans, business loans and SBA guaranteed loans.2251362

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 571,921

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Country Bank Shares (Farmers & Merchants 

Bank)

Marvin J Mullaney

UST Sequence Number: 467

City: Milford

State: Nebraska

RSSD:

(for Bank Holding Companies)

1416831

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

16810

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 124,531

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 150,716

Average Commercial Outstanding Balance Key

Includes our Ag loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 275,247

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CRAZY WOMAN CREEK BANCORP INC. CAROLYN KAISER

UST Sequence Number: 673

City: BUFFALO

State: Wyoming

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

3903

FDIC Certificate Number:

(for Depository Institutions)

29696

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 33,138

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

includes SFD mortgages funded with

the intention to sell to secondary

Average Commercial Outstanding Balance (Thousands$) 65,005

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 98,143

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Crescent Financial Corporation Bruce W. Elder

UST Sequence Number: 201

City: Cary

State: North Carolina

RSSD:

(for Bank Holding Companies)

3027709

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 139,739

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 510,471

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 650,210

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Does not include $710 (in thousands) of average loans in process during the month of April 2011.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

CSRA Bank Corp. (First State Bank) Joseph E. Gore, President

UST Sequence Number: 657

City: Wrens

State: Georgia

RSSD:

(for Bank Holding Companies)

1493672

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

19163

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 27,654

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 30,002

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 57,656

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Deerfield Financial Corp/Bank of Deerfield Christopher Reithmeyer

UST Sequence Number: 1104

City: Deerfield

State: Wisconsin

RSSD:

(for Bank Holding Companies)

588245

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

2477

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 38,506

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 43,012

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 81,518

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Diamond Bancorp, Inc. and Bank of Washington Robert M. Tobben, Secretary & Treasurer

UST Sequence Number: 1098

City: Washington

State: Missouri

RSSD:

(for Bank Holding Companies)

2294812

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

12627

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 110,600

Average Consumer Outstanding Balance Key

This category includes 1-4 family residential mortgages (completed, under construction & vacant land), home 

equity lines of credit, overdrafts and other consumer loans (auto, student & personal).

Average Consumer Outstanding Balance Comment

Originated 87 loans totaling $3,908 (in thousands) & sold 9 loans to FNMA and other investors totaling 

$1,118 (in thousands).

Average Commercial Outstanding Balance (Thousands$) 575,453

Average Commercial Outstanding Balance Key

This category includes commercial real estate and non-real estate loans, agricultural real estate & non-real 

estate loans, 1-4 family residential investment property loans and state & local government loans. We 

presently have no depository institution loans or foreign government loans but would include them in this 

category if we did.

Average Commercial Outstanding Balance Comment

Originated 62 loans totaling $9,635 (in thousands).

Total Outstanding Balance (Thousands $) 686,053

Total Outstanding Balance Key

All loans in this report are those of the depository institution as the holding company has no outstanding 

loans. All loans reported herein are gross of unearned income and the allowance for loan losses.

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Dickinson Financial Corporation II Dennis Ambroske

UST Sequence Number: 441

City: Kansas City

State: Missouri

RSSD:

(for Bank Holding Companies)

2107707

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 131,967

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,065,832

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,197,799

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

DL Evans Bancorp Curtis Smith (curtis@dlevans.com)

UST Sequence Number: 682

City: Burley

State: Idaho

RSSD:

(for Bank Holding Companies)

2242523

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

11666

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 100,892

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 458,067

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 558,959

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

DNB Financial Corporation Megan Morris

UST Sequence Number: 548

City: Downingtown

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

1117455

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 76,697

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 329,352

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 406,049

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Duke Financial Group Inc. Brenda Coulter, VP & CFO

UST Sequence Number: 1166

City: Minneapolis

State: Minnesota

RSSD:

(for Bank Holding Companies)

1127913

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 45,871

Average Consumer Outstanding Balance Key

Loans reported are for bank subsidiaries. The holding company does not originate loans.

Average Consumer Outstanding Balance Comment

Residential RE originations totaling $2024M were sold in the secondary market this month.

Average Commercial Outstanding Balance (Thousands$) 353,432

Average Commercial Outstanding Balance Key

Loans reported are for bank subsidiaries. The holding company does not originate loans.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 399,303

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Eagle Bancorp, Inc. Michael T. Flynn

UST Sequence Number: 84

City: Bethesda

State: Maryland

RSSD:

(for Bank Holding Companies)

2652104

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 104,118

Average Consumer Outstanding Balance Key

Includes Personal Loans, Unsecured Personal Lines of Credit, Home Equity Lines of Credit, and Held for Sale 

Residential Mortgages.

Average Consumer Outstanding Balance Comment

The level of Consumer Loans increased by $4.8 million as we experienced more volume in our residential 

mortgage division. This is due primarily to seasonality. Volume is expected to increase in the next few 

months as we are seeing an increase in purchase transactions.

Average Commercial Outstanding Balance (Thousands$) 1,710,942

Average Commercial Outstanding Balance Key

Includes Commercial and Industrial Loans (C&I), including Small Business and Owner Occupied Real Estate, 

and Commercial Real Estate Loans, including Construction and Development Loans and Permanent loans

Average Commercial Outstanding Balance Comment

Commercial loan volume showed another significant increase this month. The increase in April was $45.9 

million. Of this increase $9.5 million, or 21 %, was C&I loans and the balance was in Commercial Real Estate 

loans. The increase in CRE loans is mostly in loans for Income Producing Properties. Construction loans 

actually decreased for the month. The pipeline for new loans remains strong in the Washington metropolitan 

area. We expect continued loan growth in the next few months, but not at the same pace as shown in April.

Total Outstanding Balance (Thousands $) 1,815,060

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Eastern Virginia Bankshares, Inc Joan Sumner

UST Sequence Number: 250

City: Tappahannock

State: Virginia

RSSD:

(for Bank Holding Companies)

2626691

Holding Company Docket Number:

(for Thrift Holding Companies)

000-23565

FDIC Certificate Number:

(for Depository Institutions)

11584

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 311,619

Average Consumer Outstanding Balance Key

Consumer Construction,residential real estate, consumer loans, credit card HELOCs, Other loans and loan 

process

Average Consumer Outstanding Balance Comment

Total average consumer loans decreased $2,102 million from the March average due to weak loan demand, 

particularly in consumer loans which declined $1.1 million and residential real estate which declined $932 

thousand. HELOC's increased $780 thousand .

Average Commercial Outstanding Balance (Thousands$) 454,974

Average Commercial Outstanding Balance Key

Commercial Loans, Commercial Real estate, Ag & farmland, commercial construction

Average Commercial Outstanding Balance Comment

Average commercial loans declined $446 thousand from March's average, particularly in commercial real 

estate and commercial construction which declined $401 thousand and $764 thousand from March's 

averages. There was an increase of commercial loans of $482 thousand Loan demand remains soft 

throughout our market.

Total Outstanding Balance (Thousands $) 766,593

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

ECB Bancorp, Inc. Gary M. Adams

UST Sequence Number: 349

City: Engelhard

State: North Carolina

RSSD:

(for Bank Holding Companies)

2686659

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

2017

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 81,851

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 461,313

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 543,164

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Encore Bancshares, Inc, Verna Jackson

UST Sequence Number: 79

City: Houston

State: Texas

RSSD:

(for Bank Holding Companies)

3555341

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 542,865

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 410,551

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 953,416

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Enterprise Financial Services Group, 

Inc./Enterprise Bank

Bradley J. Ryniawec (412) 753-2111

UST Sequence Number: 1252

City: Allison Park

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

3417195

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34786

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,335

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 195,213

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 196,548

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Excel Bank Courtney R Young

UST Sequence Number: 1142

City: Sedalia

State: Missouri

RSSD:

(for Bank Holding Companies)

1427006

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

19189

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,058,048

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 6,213,667

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 7,271,715

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

F & M Financial Corporation DeWayne Olive, CFO

UST Sequence Number: 778

City: Clarksville

State: Tennessee

RSSD:

(for Bank Holding Companies)

1138450

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

9963

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 184,869

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Avg Consumer Loans include Mtg Lns Held for Sale that will fluctuate monthly based on the current market.

Average Commercial Outstanding Balance (Thousands$) 426,786

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 611,655

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

F&M Bancshares, Inc Laura L McAlexander

UST Sequence Number: 650

City: Trezevant

State: Tennessee

RSSD:

(for Bank Holding Companies)

1135806

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

8439

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 78,927

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

130818

Average Commercial Outstanding Balance (Thousands$) 130,818

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 209,745

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

F&M Financial Corporation/Farmers & 

Merchants Bank

Gail Yarbrough//Diane Talbert

UST Sequence Number: 627

City: Granite Quarry

State: North Carolina

RSSD:

(for Bank Holding Companies)

1076619

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

2036

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 164,419

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 334,485

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 498,904

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Farmers & Merchants Bancshares 

Inc/Enterprise Bank

Kathryn A. Aderman

UST Sequence Number: 557

City: Houston

State: Texas

RSSD:

(for Bank Holding Companies)

1134881

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

3326

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 117,378

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 287,359

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 404,737

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FARMERS AND MERCHANTS FINANCIAL 

CORPORATION

LEON A. DROUHARD, PRESIDENT

UST Sequence Number: 997

City: ARGONIA

State: Kansas

RSSD:

(for Bank Holding Companies)

1059694

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

17719

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 4,082

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 15,914

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 19,996

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Farmers Bank, Windsor, Virginia Kristy E. DeJarnette

UST Sequence Number: 406

City: Windsor

State: Virginia

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

2429

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 65,792

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 166,746

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 232,538

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Farmers Capital Bank Corporation Doug Carpenter/Christina Keyes

UST Sequence Number: 85

City: Frankfort

State: Kentucky

RSSD:

(for Bank Holding Companies)

1098732

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 896,239

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

This line includes construction loans for residential properties and loans on 1-4 family residential properties.

Average Commercial Outstanding Balance (Thousands$) 253,839

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,150,078

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Farmers Enterprises, Inc. / Farmers Bank & 

Trust, N.A.

Steve B. Kummer

UST Sequence Number: 1237

City: Great Bend

State: Kansas

RSSD:

(for Bank Holding Companies)

482156

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

17614

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 41,610

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 209,878

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 251,488

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Farmers State Bank Shares, Inc. (The Farmers 

State Bank)

James M Meyer

UST Sequence Number: 998

City: Holton

State: Kansas

RSSD:

(for Bank Holding Companies)

717707

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

15258

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 11,889

Average Consumer Outstanding Balance Key

Average Consumer Loans are made up of Installment, Residential, HELOC's, Single Pay Consumer Loans, and 

Hospital and Clean Sweep

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 20,388

Average Commercial Outstanding Balance Key

Average Commercial Loans are made up of Ag Loans (Loans secured with crops, livestock, or machinery), 

Commercial R/E, Commercial Participations with other banks, AG R/E, and Commercial Loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 32,277

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Lending was up again not as much as last month but it is a good sign for the future. jmm
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FC Holdings, Inc Kim love, Controller/EVP

UST Sequence Number: 1180

City: Houston

State: Texas

RSSD:

(for Bank Holding Companies)

3309629

Holding Company Docket Number:

(for Thrift Holding Companies)

NA

FDIC Certificate Number:

(for Depository Institutions)

26435

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 97,212

Average Consumer Outstanding Balance Key

Includes OD Loans

Average Consumer Outstanding Balance Comment

Increase due to purchase of loans.

Average Commercial Outstanding Balance (Thousands$) 320,277

Average Commercial Outstanding Balance Key

Includes Gross Loans in progress and muni loans

Average Commercial Outstanding Balance Comment

Decrease due to payments, slow recovering TX economy, CRE lending limited/restricted.

Total Outstanding Balance (Thousands $) 417,489

Total Outstanding Balance Key

All loan Amts included reflect loans made by subsidiary bank and not holding company

Total Outstanding Balance Comment

Overall decrease due to slower recovering TX economy, reduced demand and general small 

business/commercial uncertainty, subsidiary bank regulatory capital maintenance considerations.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FFW CORPORATION (HOLDING COMPANY FOR 

CROSSROADS BANK)

EMILY S. BOARDMAN

UST Sequence Number: 8

City: WABASH

State: Indiana

RSSD:

(for Bank Holding Companies)

228279

Holding Company Docket Number:

(for Thrift Holding Companies)

H2092

FDIC Certificate Number:

(for Depository Institutions)

29839

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 111,367

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 109,717

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 221,084

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Fidelity Bancorp, Inc Richard Spencer

UST Sequence Number: 261

City: Pittsburgh

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

3144736

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 193,309

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 151,197

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 344,506

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Fidelity Bank Brent Reed

UST Sequence Number: 1031

City: Baton Rouge

State: Louisiana

RSSD:

(for Bank Holding Companies)

2435437

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

32511

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 14,517

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 85,296

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 99,813

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Fidelity Bank-wholly owned subsidiary of 

Fidelity Financial Corporation

Bruce Wilgers

UST Sequence Number: 275

City: Wichita

State: Kansas

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H0928

FDIC Certificate Number:

(for Depository Institutions)

30895

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 347,519

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 506,481

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 854,000

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Fidelity Bank has renewed $789 million of existing loans and closed $872 million of new loans for combined 

originations of $1.661 billion since receiving $36.2 million of CPP funds on 12-22-08. Local lending market 

remains soft with unemployment at 8.4%.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Fidelity Federal Bancorp Diane T. Tabor, FVP & CAO, United Fidelity 

Bank

UST Sequence Number: 826

City: Evansville

State: Indiana

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H--2204

FDIC Certificate Number:

(for Depository Institutions)

29566

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 23,253

Average Consumer Outstanding Balance Key

Includes 1-4 family,HELOC,Auto

Average Consumer Outstanding Balance Comment

Loans originated by depository

Average Commercial Outstanding Balance (Thousands$) 65,541

Average Commercial Outstanding Balance Key

Includes C&I,CRE,& Multi-family

Average Commercial Outstanding Balance Comment

Loans originated by depository institution

Total Outstanding Balance (Thousands $) 88,794

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Overall, loan demand for commercial and consumer loans continues to be weak throughout 2010/2011.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Fidelity Southern Corporation Robert Curry (404) 639-6578

UST Sequence Number: 178

City: Atlanta

State: Georgia

RSSD:

(for Bank Holding Companies)

1081118

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

21440

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,038,379

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 506,970

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,545,349

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Financial Institutions, Inc. George D. Hagi, CRO

UST Sequence Number: 234

City: Warsaw

State: New York

RSSD:

(for Bank Holding Companies)

1032464

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 781,887

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 570,443

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,352,330

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Alliance Bank and First Alliance 

Bancshares, Inc.

Melanie L. Cooley

UST Sequence Number: 1209

City: Cordova

State: Tennessee

RSSD:

(for Bank Holding Companies)

3640041

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35245

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 14,979

Average Consumer Outstanding Balance Key

Actual 1-4 family construction, heloc, 1-4 family ce , 1-4 family vacation, 1-4 family jr. lien, revolving, other 

consumer and other loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 80,262

Average Commercial Outstanding Balance Key

Actual all other

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 95,241

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

04302011 new consumer loans $93,336.00 commitment and $93,336.00 current balance. 04302011 paid out 

consumer loans $5,591.84.

04302011 new commercial loans $303,129.00 commitment and $820,899.00 current balance. 04302011 

paid out commercial loans $627,704.47.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First BanCorp Mr. Lawrence Odell

UST Sequence Number: 368

City: San Juan

State: Puerto Rico

RSSD:

(for Bank Holding Companies)

2744894

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

30387

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 4,655,576

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Finance Leases are being included 

Average Commercial Outstanding Balance (Thousands$) 6,554,028

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Construction and Land are included

Total Outstanding Balance (Thousands $) 11,209,604

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First BancTrust Corporation Ellen Litteral, Treasurer and CFO

UST Sequence Number: 794

City: Paris

State: Illinois

RSSD:

(for Bank Holding Companies)

2971261

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 127,729

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 161,438

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 289,167

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Bankers Trustshares, Inc. & First Bankers 

Trust Co., N.A.

Tom Frese

UST Sequence Number: 309

City: Quincy

State: Illinois

RSSD:

(for Bank Holding Companies)

1404632

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

16201

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 82,139

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 254,765

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 336,904

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Banks, Inc. Lisa K. Vansickle (314) 592-6603

UST Sequence Number: 446

City: St. Louis

State: Missouri

RSSD:

(for Bank Holding Companies)

1118797

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

12229

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,052,370

Average Consumer Outstanding Balance Key

Consumer Loans include loans used for personal, family, or household uses including residential mortgages, 

Home Equity, Loans Held for Sale and Other Consumer loans such as automobile and other similar consumer 

loans.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 3,023,090

Average Commercial Outstanding Balance Key

Commercial Loans include loans for commercial and industrial purposes, whether secured or unsecured, 

single-payment, or installment. They also include loans to individuals for commercial, industrial, and 

professional purposes. These loans include Commercial and Industrial (C&I), Real Estate Construction and 

Land Acquisition and Development, Small Business, and Commercial Real Estate (CRE).

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 4,075,460

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Average consumer loans decreased $13.9 million during April 2011 (as compared to March 2011). The 

decrease was primarily attributable to decreases in average 1-4 family residential mortgage loans, average 

home equity loans, and average consumer and other loans of $10.7 million, $1.4 million and $1.1 million, 

respectively, due primarily to loan payments, charge-offs and foreclosures on nonperforming credit 
relationships. The average balance of commercial loans decreased $166.8 million during April 2011 (as 

compared to March 2011). The primary reasons for the decrease in the overall average balance of 

commercial loans were declines in the average balance of First Bank's Real Estate Construction and Land 

Development , CRE and C&I loan portfolios of $79.1 million, $58.7 million and $24.1 million, respectively, 

primarily resulting from loan payments, charge-offs and foreclosures on nonperforming credit relationships.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Busey Corporation David B. White

UST Sequence Number: 352

City: Urbana

State: Illinois

RSSD:

(for Bank Holding Companies)

1203602

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 525,441

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,694,148

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,219,589

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FIRST CALIFORNIA FINANCIAL GROUP, INC. Romolo Santarosa

UST Sequence Number: 204

City: Westlake Village

State: California

RSSD:

(for Bank Holding Companies)

1031681

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 242,234

Average Consumer Outstanding Balance Key

Source is general ledger balances of home mortgage, home equity line, home equity loan, and consumer 

installment loans. Our general ledger categories are consistent with the category definitions for the Call 

Report.

Average Consumer Outstanding Balance Comment

Average balance of consumer loans has increased from $141.4 million at 12/31/10 to $242.2 million at 

04/30/11. This represents an increase of $100.8 million, or 71%, from 12/31/10 to 04/30/11.

Average Commercial Outstanding Balance (Thousands$) 874,178

Average Commercial Outstanding Balance Key

Source is general ledger balances of commercial mortgage loans, C & I loans, and business loans (SBA and 

lease loans). Our general ledger categories are consistent with the category definitions for the Call Report. 

Construction and land loans and loans held-for-sale are excluded.

Average Commercial Outstanding Balance Comment

Average balance of commercial loans has increased from $821.4 million at 12/31/10 to $874.2 million at 

04/30/11. This represents an increase of $52.8 million, or 6%, from 12/31/10 to 04/30/11.

Total Outstanding Balance (Thousands $) 1,116,412

Total Outstanding Balance Key

Total Outstanding Balance Comment

Average balance of consumer and commercial loans has increased from $962.7 million at 12/31/10 to $1.116 

billion at 04/30/11. This represents an increase of $153.7 million, or 16%, from 12/31/10 to 04/30/11.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FIRST CAPITAL BANCORP, INC. John Presley or Will Ranson (804) 273-1160

UST Sequence Number: 444

City: Glen Allen

State: Virginia

RSSD:

(for Bank Holding Companies)

3454172

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34802

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 32,713

Average Consumer Outstanding Balance Key

Includes home equity lines of credit, 1-4 family residential mortgages, overdraft protection lines of credit, 

and all other consumer loans (auto, personal, etc.). Loans held for sale have been excluded. Includes home 

equity lines of credit, 1-4 family re

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 358,941

Average Commercial Outstanding Balance Key

Includes Commercial and Industrial (C&I), Commercial Real Estate (CRE), and Construction and Development 

(C&D) loans, net of participated balances.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 391,654

Total Outstanding Balance Key

Total is net of loans in process, not net of unearned income or loan loss allowances. 

Loans made by subsidiary bank (First Capi

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FIRST COMMUNITY BANCSHARES TRAVIS WHITACRE

UST Sequence Number: 1075

City: OVERLAND PARK

State: Kansas

RSSD:

(for Bank Holding Companies)

1983977

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

14023

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 166,338

Average Consumer Outstanding Balance Key

1-4 Family Real Estate 1st D/T – All consumer real estate loans secured by a senior lien on 1-4 family real 

property 1-4 Family Real Estate 2nd D/T - All consumer real estate loans secured by a junior lien on 1-4 family 

real property Home Equity Lines -

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 299,773

Average Commercial Outstanding Balance Key

Commercial Loans – All commercial loans not secured by real estate Commercial Real Estate – All commercial 

loans secured by real estate Agricultural Real Estate – All ag loans secured by real estate Agricultural Loans –

All ag loans not secured by real estate All Commercial Real Estate Participation loans have been taken out of 

the balance for this segment.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 466,111

Total Outstanding Balance Key

Total Outstanding Balance Comment

$11 MILLION OF CPP PROCEEDS HAVE BEEN INJECTED INTO THE DEPOSITORY INSTITUTION AND BALANCE 

REMAINS IN HOLDING COMPANY. BALANCES REFLECT LENDING ACTIVITIES IN THE DEPOSITORY 

INSTITUTION.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FIRST COMMUNITY BANK CORPORATION KAYLAN BRUGH

UST Sequence Number: 296

City: PINELLAS PARK

State: Florida

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H2518

FDIC Certificate Number:

(for Depository Institutions)

32270

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 162,215

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 171,071

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 333,286

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

NEW LOANS ORIGINATED NEW LOAN AMOUNT ORIGINATED NEW LOAN 

AMOUNT FUNDED NEW LOAN BALANCES AS 04/30/11

FROM 12/23/08-04/30/11 $85,992,588 

$56,430,011 $52,922,813

FOR THE MONTH OF APRIL $350,106 $292,606 

$292,382
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Community Corporation Sarah Donley

UST Sequence Number: 78

City: Lexington

State: South Carolina

RSSD:

(for Bank Holding Companies)

2337401

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 78,661

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 254,819

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 333,480

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Community Financial Partners, Inc. Susi Massaro

UST Sequence Number: 1067

City: Joliet

State: Illinois

RSSD:

(for Bank Holding Companies)

3447585

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 40,580

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 737,092

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 777,672

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Defiance Financial Corp. Donald P. Hileman

UST Sequence Number: 108

City: Defiance

State: Ohio

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H2513

FDIC Certificate Number:

(for Depository Institutions)

29845

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 294,510

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Growth in average balance. First indication of growth in last year

Average Commercial Outstanding Balance (Thousands$) 1,192,575

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,487,085

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Express of Nebraska, Inc. Don Kinley, Executive Vice President, 308-633-

8232

UST Sequence Number: 505

City: Gering

State: Nebraska

RSSD:

(for Bank Holding Companies)

1250398

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 53,166

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

1-4 Fam, Consumer Inst., PMR's, Overdrafts

Average Commercial Outstanding Balance (Thousands$) 188,691

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 241,857

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Federal Savings and Loan Association of 

Charleston (First Financial Holdings, Inc.)

Reneé M. Dash (843)529-5647

UST Sequence Number: 110

City: North Charleston

State: South Carolina

RSSD:

(for Bank Holding Companies)

0

Holding Company Docket Number:

(for Thrift Holding Companies)

H1214

FDIC Certificate Number:

(for Depository Institutions)

28994

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,754,626

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 799,135

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,553,761

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

New loan production for the month of April included approximately $31.9 million of new mortgage loans, a 

$3.9 million decrease form March's production. Refinances of $3.7 million are included in New Mortgage 

loans. April's production also included $9.5 million in other consumer loans, a $1.9 million decrease from 

March; and commercial loan production of $.74 million a decrease of $1.2 million from March. Not included 

in our portfolio balance above are the residential mortgage loans held for sale. Average loans held for sale at 

April were $19.9 million, a $1.7 million increase from March.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Financial Bancshares Inc David Clark

UST Sequence Number: 1063

City: Lawrence

State: Kansas

RSSD:

(for Bank Holding Companies)

3385137

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

35292

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 16,952

Average Consumer Outstanding Balance Key

Loans made by subsidiaries includes 1-4 family residential mortgages, other consumer loans and overdraft 

loans.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 69,977

Average Commercial Outstanding Balance Key

Loans made by subsidiaries includes construction loans. Loans are reported net of loans in process, unearned 

income and loan loss allowance.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 86,929

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Financial Service Corporation Vicky Williams

UST Sequence Number: 342

City: Elizabethtown

State: Kentucky

RSSD:

(for Bank Holding Companies)

3150997

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

28610

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 337,221

Average Consumer Outstanding Balance Key

1-4 residential loans, home equity loans, other consumer loans, auto loans, credit card loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 518,702

Average Commercial Outstanding Balance Key

Commercial and industrial loans, construction and land loans, farm loans, commercial real estate loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 855,923

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Guaranty Bancshares, Inc. Eric J. Dosch

UST Sequence Number: 1287

City: Hammond

State: Louisiana

RSSD:

(for Bank Holding Companies)

3589560

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

14028

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 93,402

Average Consumer Outstanding Balance Key

Month-End Balance Includes 1-4 family residential mortgage loans, home equity lines of credit, credit card 

loans and other consumer loans

Average Consumer Outstanding Balance Comment

Total decrease in Consumer Loans of $1.6 Million compared to March 2011 was primarily due to:

• A decrease of $500 Thousand in Mortgage Loans;

• A decrease of $1.1 Million in Sec by Real Estate 1-4 Res Const. 

Average Commercial Outstanding Balance (Thousands$) 466,762

Average Commercial Outstanding Balance Key

Month-End Balances Includes all loans not classified as consumer loans

Average Commercial Outstanding Balance Comment

Total decrease in Commercial Loans of $8.5 Million compared to March 2011 was primarily due to: • A 

decrease of $6.8 Million in Sec by Non-farm, Non-res, Non-own Occ; • A decrease of $1.1 Million in Sec by 

Farmland; • A decrease of $600 Thousand Sec US by RE 1-4 Const.

Total Outstanding Balance (Thousands $) 560,164

Total Outstanding Balance Key

Month-End Balance

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FIRST INTERCONTINENTAL BANK JACK BYUN

UST Sequence Number: 943

City: DORAVILLE

State: Georgia

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34998

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 3,053

Average Consumer Outstanding Balance Key

PERSONAL LOC, HELOC, AUTO LOAN, CD / SAVING SECURED LOAN, UNSECURED LOAN

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 197,443

Average Commercial Outstanding Balance Key

COMMERCIAL R/E, COMMERCIAL TERM, SBA, R/E CONSTRUCTION, COMMERCIAL LOC, OVERDRAFT-DDA

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 200,496

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Menasha Bancshares, Inc./First National 

Bank-Fox Valley

Michael W. Boettcher, Senior Vice Pres./CFO

UST Sequence Number: 442

City: Neenah

State: Wisconsin

RSSD:

(for Bank Holding Companies)

1208876

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

5307

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 34,827

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

12 new loans totaling $371 thousand

Average Commercial Outstanding Balance (Thousands$) 184,140

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

24 new loans totaling $8.1 million

Total Outstanding Balance (Thousands $) 218,967

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

In addition to consumer loan activity listed above, First National Bank-Fox Valley has also originated 7 

secondary market real estate loans for a total of $946 thousand dollars.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Merchants Corporation Jami Bradshaw, SVP & Chief Accounting Officer

UST Sequence Number: 745

City: Muncie

State: Indiana

RSSD:

(for Bank Holding Companies)

1208559

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 633,977

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,122,255

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,756,232

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Midwest Bancorp, Inc. (Consolidated) Cynthia Lance, Executive Vice President and 

Corporate Secretary

UST Sequence Number: 54

City: Itasca

State: Illinois

RSSD:

(for Bank Holding Companies)

1007846

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

3709

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 661,423

Average Consumer Outstanding Balance Key

Loan types reported in the category: net direct installment, home equity, net indirect installment, 1-4 family 

real estate

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 4,441,613

Average Commercial Outstanding Balance Key

Loan types reported in this category: commercial and industrial, agricultural, commercial real estate, taxexempt, other

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 5,103,036

Total Outstanding Balance Key

Total Outstanding Balance Comment

The reported balances in lines (a)-(c) reflect total average outstanding loans for the month ended 4/30/2011 

with such balances reflective of new and renewed loans net of charge offs, customer pay-down (both 

scheduled and unscheduled) for active and inac

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First National Corporation Cassandra M. Smith, SVP-Controller

UST Sequence Number: 699

City: Strasburg

State: Virginia

RSSD:

(for Bank Holding Companies)

1076123

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 133,266

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 291,601

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 424,867

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First NBC Bank Holding Company Pamela Giarrusso/Kathy Duhe

UST Sequence Number: 651

City: New Orleans

State: Louisiana

RSSD:

(for Bank Holding Companies)

3485541

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 85,044

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,125,143

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,210,187

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Northern Bank of Dixon Louise Walker

UST Sequence Number: 496

City: Dixon

State: California

RSSD:

(for Bank Holding Companies)

2880626

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

3440

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 133,084

Average Consumer Outstanding Balance Key

Totals are by purpose code of the loan. This total includes purpose code 112, 140 - 149, and 610 - 630.

Average Consumer Outstanding Balance Comment

Not included in average consumer loan totals are Freddie Mac (FHLMC) Service Retained Loans. FHLMC 

Service Retained Loans Total Average Outstanding Loan Balance for April 2011 is $208.7 million and $1.1 

million in average new loan originations for the month of April. The Company originated $0.5 million in new 

consumer loans and had consumer loan payoffs of $0.1 million in April.

Average Commercial Outstanding Balance (Thousands$) 334,205

Average Commercial Outstanding Balance Key

Totals are by purpose code of the loan. This total includes purpose code 110, 111, 120, 150 - 152, 170 - 172, 

410 - 411, 510 - 512, and 550.

Average Commercial Outstanding Balance Comment

The Company originated $3.6 million in new commercial loans in April which were offset by $1.3 million in 

commercial loan payoffs. The Bank also purchased $11.0 million in GNMA/FHLMC/FNMA/FHLB Agency 

issued securities in April.

Total Outstanding Balance (Thousands $) 467,289

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Place Financial (First Place Bank) David Gifford

UST Sequence Number: 111

City: Warren

State: Ohio

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H3282

FDIC Certificate Number:

(for Depository Institutions)

34657

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,041,966

Average Consumer Outstanding Balance Key

Mtg, Constr & Cons

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,163,717

Average Commercial Outstanding Balance Key

Commercial

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,205,683

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

During April 2011, the Company originated $130,992of residential mortgage loans and sold $65,525 of 

residential mortgage loans.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Priority Financial Corp. Mark J. Myers

UST Sequence Number: 686

City: Malvern

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

3597042

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58092

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 94,705

Average Consumer Outstanding Balance Key

Residential real estate, consumer installment, consumer lines of credit

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 142,338

Average Commercial Outstanding Balance Key

Commercial term, commercial lines of credit, commercial mortgage

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 237,043

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Reliance Bancshares, Inc Jeff Paolucci, CFO

UST Sequence Number: 623

City: Florence

State: South Carolina

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 59,407

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 284,021

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 343,428

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Resource Bank Lauren Ranalli

UST Sequence Number: 687

City: Exton

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57967

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 24,965

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 86,996

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 111,961

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Sound Bank Janice Costiniano

UST Sequence Number: 137

City: Seattle

State: Washington

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57799

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 198

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 108,178

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

This includes real estate loans, asset based lending loans, and leases.

Total Outstanding Balance (Thousands $) 108,376

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FIRST SOUTH BANCORP, INC. Renee G. Bunch, Chief Financial Officer

UST Sequence Number: 1057

City: Lexington

State: Tennessee

RSSD:

(for Bank Holding Companies)

1132104

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 473,816

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 796,793

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,270,609

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Southwest Bank Tonya Owsley

UST Sequence Number: 666

City: ALAMOSA

State: Colorado

RSSD:

(for Bank Holding Companies)

3228681

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57741

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 37,417

Average Consumer Outstanding Balance Key

Includes all Consumer & Mtg

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 140,704

Average Commercial Outstanding Balance Key

Includes all CML & AG

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 178,121

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Trust Corporation R. Leigh Barker

UST Sequence Number: 967

City: New Orleans

State: Louisiana

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 72,008

Average Consumer Outstanding Balance Key

1-4Family RE Loans, Tuition Loans, Credit Card, Overdrafts, net of Unearned income, gross of allowance

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 425,660

Average Commercial Outstanding Balance Key

Commercial RE, Commercial Loans, net of Loans in Proces

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 497,668

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First United Corporation (First United Bank & 

Trust)

Becky Graham

UST Sequence Number: 385

City: Oakland

State: Maryland

RSSD:

(for Bank Holding Companies)

1132672

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4857

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 446,108

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 473,334

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 919,442

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

First Western Financial Taren Kempf

UST Sequence Number: 695

City: Denver

State: Colorado

RSSD:

(for Bank Holding Companies)

3189906

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 187,001

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 308,742

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 495,743

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Firstbank Corporation Rich Rice

UST Sequence Number: 552

City: Alma

State: Michigan

RSSD:

(for Bank Holding Companies)

1134322

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 342,917

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Includes consumer, residential and held for sale

Average Commercial Outstanding Balance (Thousands$) 647,004

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 989,921

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Flagstar Bancorp, Inc Danielle Tatum

UST Sequence Number: 317

City: Troy

State: Michigan

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H2224

FDIC Certificate Number:

(for Depository Institutions)

8412

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 5,755,860

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,469,924

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 7,225,784

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Flagstar Bancorp originated $6,323,525,437 in loans year to date as of Apr 2011.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Florida Business BancGroup, Inc (Bay Cities 

Bank)

Pat Murrin

UST Sequence Number: 815

City: Tampa

State: Florida

RSSD:

(for Bank Holding Companies)

2805432

Holding Company Docket Number:

(for Thrift Holding Companies)

n/a

FDIC Certificate Number:

(for Depository Institutions)

35066

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 46,003

Average Consumer Outstanding Balance Key

Includes loans to consumers for personal, household use; closed end loans secured by 1-4 family residential 

properties; home equity lines of credit; overdraft protection lines of credit; other consumer loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 280,884

Average Commercial Outstanding Balance Key

Includes commercial and industrial loans; commercial real estate loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 326,887

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Balances reflect a Fair Value discount on the portion of the portfolio acquired of Progress Bank. Bay Cities 

Bank acquired the assets of Progress Bank through a FDIC-assisted transaction on October 22, 2010.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FNB Bancorp Terence Yu, Assistant Controller

UST Sequence Number: 846

City: South San Francisco

State: California

RSSD:

(for Bank Holding Companies)

3047743

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 79,091

Average Consumer Outstanding Balance Key

G/L monthly average balances

Average Consumer Outstanding Balance Comment

Decrease of $1.9mm month to month.

Average Commercial Outstanding Balance (Thousands$) 392,867

Average Commercial Outstanding Balance Key

G/L monthly average balances

Average Commercial Outstanding Balance Comment

Decrease of $6.3mm month to month.

Total Outstanding Balance (Thousands $) 471,958

Total Outstanding Balance Key

Sum of above

Total Outstanding Balance Comment

Decrease of $8.2mm month to month.

General Market Commentary

In 2011, the bank funded 54 new loans for a total of $14.1mm compared to 49 loans totaled $20.1mm prior 

year. The bank renewed 112 loans totaled $66.3mm compared to 124 loans totaled $64.1mm. Number of 

new transactions increased 10% while dollar volume decreased 30%. Estimate new funding in the next 90 

days is $16.7mm compared to $5.6mm same period last year. Estimate payoff is $9.2mm compared to 

$6.9mm last year. Average gross loan decreased 4.8% or $23.5mm from $495mm last year to $472 current 

period.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FNB United Corp. Carey Chapman

UST Sequence Number: 706

City: Asheboro

State: North Carolina

RSSD:

(for Bank Holding Companies)

1133473

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 388,675

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

**Our Consumer Loan production for the same period of time generated 160 units, totaling $8mm in closed 

commitments. In those production totals are Residential Mortgage Loans, Auto loans, Home Equity Lines and 

all other Consumer loans. The production totals represent 7 new home purchases, 26 refinances and Auto 

financing to 111 families.

Average Commercial Outstanding Balance (Thousands$) 793,443

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

**Our Commercial loan production for the same period of time generated 7 units, totaling $1.6mm in closed 

commitments. Included in these production totals would be C&I, Small Business and Commercial Real Estate 

types of loans.

Total Outstanding Balance (Thousands $) 1,182,117

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

** We created 16 loan programs designed to assist our developers and home builders in the sale of 

residential lots, speculative home construction and new town homes & condominiums. At the conclusion of 

this program (3/31/2011), we had closed approximately $41.5mm under these specialized programs. In 

addition we have assisted 123 families (totaling approximately $24.7mm) to avoid foreclosure by utilizing 
both FNMA's and our own internal mortgage modification programs. We presently have only 11 homes in 

foreclosure out of 749 in total mortgages serviced.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FORESIGHT FINANCIAL GROUP, INC. DEAN E COOKE

UST Sequence Number: 1213

City: ROCKFORD

State: Illinois

RSSD:

(for Bank Holding Companies)

1137452

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 129,152

Average Consumer Outstanding Balance Key

Includes Residential RE, Consumer Installment, Overdraft, Home Equity, Jr Mortgages, Credit Card and ODP 

Loans

Average Consumer Outstanding Balance Comment

477116

Average Commercial Outstanding Balance (Thousands$) 477,116

Average Commercial Outstanding Balance Key

Includes Commercial and Development RE, Ag RE & Operating, Commercial and Industrial and Municipal 

Loans

Average Commercial Outstanding Balance Comment

Of the total Commercial Loans reported, $0.928 million is held at the Holding Company Level.

Total Outstanding Balance (Thousands $) 606,268

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FORT LEE FEDERAL SAVINGS BANK PAT LUDWICZEWSKI, VP

UST Sequence Number: 1010

City: FORT LEE

State: New Jersey

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 25,839

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 12,546

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 38,385

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

FORTUNE FINANCIAL 

CORPORATON/FORTUNEBANK

DARREN GOSLING

UST Sequence Number: 722

City: ARNOLD

State: Missouri

RSSD:

(for Bank Holding Companies)

3384372

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58107

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 9,726

Average Consumer Outstanding Balance Key

Includes loans to individuals that include 1-4 family residential mortgages, home equity lines of credit, car 

loans, personal loans and any other loan to individuals for consumer use

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 93,959

Average Commercial Outstanding Balance Key

Includes loans to individuals for business purposes or loans to a company or LLC. These loans include 

commercial and individual, small business, commercial real estate, investment real estate, lines of credit and 

all other business loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 103,685

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Franklin Bancorp, Inc. Rebecca S. Buhr

UST Sequence Number: 1201

City: Washington

State: Missouri

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35543

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 73,733

Average Consumer Outstanding Balance Key

Month-end average gross loans made by subsidiary; includes conventional residential real estate loans, home 

equity lines of credit, consumer installment loans, overdraft and demand deposit loans; loans held for sale, 

and loan clearings

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 82,373

Average Commercial Outstanding Balance Key

Month-end average gross loans made by subsidiary; includes ag loans, commercial loans, ag real estate loans, 

commercial real estate loans and commercial construction loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 156,106

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Freeport Bancshares, Inc./Midwest Community 

Bank

Mark H. Wright

UST Sequence Number: 1108

City: Freeport

State: Illinois

RSSD:

(for Bank Holding Companies)

1205585

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

19628

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 38,939

Average Consumer Outstanding Balance Key

Consumer loans includes loans in process, home equity loans, real estate mortgage loans, overdraft 

protection loans/overdrafts and consumer installment loans. This category would also include loans held for 

sale.

Average Consumer Outstanding Balance Comment

Loans are made by the subsidary and not the holding company.

Average Commercial Outstanding Balance (Thousands$) 134,201

Average Commercial Outstanding Balance Key

Commercial loans includes construction development loans, farmland loans, nonfarm/non-residential loans, 

multifamily loans, commercial loans and municipal loans.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 173,140

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Fremont Bancorporation Ronald J. Wagner

UST Sequence Number: 1242

City: Fremont

State: California

RSSD:

(for Bank Holding Companies)

1026801

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

19222

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 770,866

Average Consumer Outstanding Balance Key

Balance includes residential loans and home equity lines.

Average Consumer Outstanding Balance Comment

Origination of new consumer loans includes $6.2 million in residential loans and $2.0 million in home equity 

lines. In addition, the Bank originated $243 million in residential loans that are held for sale. Loans held for 

sale are not included in the reported loan balance. Increase in consumer loans is primarily related to new 

residential loans.

Average Commercial Outstanding Balance (Thousands$) 875,162

Average Commercial Outstanding Balance Key

Balance includes commercial loans, commercial real estate loans, multifamily loans and construction loans.

Average Commercial Outstanding Balance Comment

Origination of new commercial loans includes $2.2 million in commercial business loans, $3.2 million in 

commercial real estate loans, and $3.0 million in multifamily real estate loans.

Total Outstanding Balance (Thousands $) 1,646,028

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Fresno First Bank Steve Canfield EVP/CFO

UST Sequence Number: 262

City: Fresno

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58090

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 11,039

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 81,697

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 92,736

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Gateway Bancshares Inc Felicia F Barbee

UST Sequence Number: 1203

City: Ringgold

State: Georgia

RSSD:

(for Bank Holding Companies)

2388775

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 67,900

Average Consumer Outstanding Balance Key

1-4 family, helco, unsecured,secured

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 115,743

Average Commercial Outstanding Balance Key

secured,unsecured,real estate

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 183,643

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Loans overall were down $850,000. No significant fluctuation. The main decrease came in our R/E 

commercial area. 1-4 family R/E was up slightly for the month.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Georgia Primary Bank Kimberly Russo-Alesi

UST Sequence Number: 1144

City: Atlanta

State: Georgia

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58523

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 0

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 514

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 514

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

GERMANTOWN CAPITAL CORPORATION/FIRST 

CAPITAL BANK

BETH REAMS

UST Sequence Number: 683

City: GERMANTOWN

State: Tennessee

RSSD:

(for Bank Holding Companies)

3684746

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 34,850

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 102,108

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 136,958

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Gold Canyon Bank Michael J. Day

UST Sequence Number: 1254

City: Gold Canyon

State: Arizona

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 7,982

Average Consumer Outstanding Balance Key

Revolving 1-4 Family, Closed End 1-4 Family, Consumer Loans, Overdraft Protection

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 21,277

Average Commercial Outstanding Balance Key

Construction, Multifamily Residential, NonFarm NonResidential, Commercial and Industrial

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 29,259

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Goldwater Bank, N.A. Robert Simpson

UST Sequence Number: 545

City: Scottsdale

State: Arizona

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58405

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 32,484

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 44,209

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 76,693

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Grand Bank Julie Daman

UST Sequence Number: 1152

City: Tulsa

State: Oklahoma

RSSD:

(for Bank Holding Companies)

1065967

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

22065

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 36,630

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 129,343

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 165,973

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Grand Financial Corporation Rucker W. Howell

UST Sequence Number: 198

City: Hattiesburg

State: Mississippi

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

3842032

FDIC Certificate Number:

(for Depository Institutions)

31864

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 6,313

Average Consumer Outstanding Balance Key

sf mortgage loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 0

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 6,313

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

market has slowed drastically
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

GrandSouth Bancorporation J. B. Garrett

UST Sequence Number: 327

City: Greenville

State: South Carolina

RSSD:

(for Bank Holding Companies)

2929833

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34812

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 25,595

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 257,475

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 283,070

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Great River Holding Company Dan Nelson

UST Sequence Number: 1277

City: Baxter

State: Minnesota

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H3992

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 99,418

Average Consumer Outstanding Balance Key

Includes 1-4 Family Residential, Home Equity Lines of Credit, Credit Card Loans , Overdrafts and other 

consumer loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 136,325

Average Commercial Outstanding Balance Key

Includes Comm, CommRE, C&D, Ag and AG RE

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 235,743

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Great Southern Bank Tammy Baurichter

UST Sequence Number: 102

City: Springfield

State: Missouri

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

29546

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 524,503

Average Consumer Outstanding Balance Key

1/4 Family, HELOC, Consumer, Overdrafts, ODP, 1-4 Family Revolving, Student Loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,502,101

Average Commercial Outstanding Balance Key

Construction, Multi Family, Comm'l RE, Comm'l, IRB, St & Political , Bus Mgr

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,026,604

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Green Bankshares, Inc. Michael Fowler

UST Sequence Number: 180

City: Greeneville

State: Tennessee

RSSD:

(for Bank Holding Companies)

1133277

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

895

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 395,445

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,254,159

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,649,604

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Greer Bancshares Incorporated Rick Medlock

UST Sequence Number: 355

City: Greer

State: South Carolina

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

27413

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 56,915

Average Consumer Outstanding Balance Key

Loans for personal, family or household uses including residential mortgages, home equity, auto, student 

loans and other consumer loans.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 202,633

Average Commercial Outstanding Balance Key

Loans for commercial and industrial purposes to sole proprietorships, partnerships, corporations and other 

business enterprises, whether secured or unsecured, single-payment or installment. Generally commercial 

real estate and commercial/industrial.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 259,548

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Gregg Bancshare/Glasgow Savings Bank Cindy Wells

UST Sequence Number: 654

City: Glasgow

State: Missouri

RSSD:

(for Bank Holding Companies)

3402342

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

1056

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 6,426

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 14,183

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Participations are included in these amount

Total Outstanding Balance (Thousands $) 20,609

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Guaranty Bancorp, Inc. Lawrence P. Corey

UST Sequence Number: 480

City: Woodsville

State: New Hampshire

RSSD:

(for Bank Holding Companies)

2637820

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

18031

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 180,386

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 120,088

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Includes municipal loans

Total Outstanding Balance (Thousands $) 300,474

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Regional economic weakness persists. Delinquency rate up to 3.40% in April.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

GUARANTY BANK SHERI BISER, EVP

UST Sequence Number: 422

City: SPRINGFIELD

State: Missouri

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

28670

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 62,271

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 445,647

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 507,918

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

GulfSouth Private Bank Chris Campbell

UST Sequence Number: 1243

City: Destin

State: Florida

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58073

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 75,975

Average Consumer Outstanding Balance Key

month end balance; gross of loan loss reserve

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 68,822

Average Commercial Outstanding Balance Key

month end balance; gross of loan loss

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 144,797

Total Outstanding Balance Key

month end balance; gross of loan loss

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Gulfstream Bancshares, Inc. (Gulfstream 

Business Bank)

Kelli Fowler

UST Sequence Number: 1229

City: Stuart

State: Florida

RSSD:

(for Bank Holding Companies)

3001156

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35092

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 38,309

Average Consumer Outstanding Balance Key

Includes 1-4 Family Res. Mtg., HELOC, Other Consumer Loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 354,094

Average Commercial Outstanding Balance Key

Includes C&I, CRE, C&D, Overdrafts

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 392,403

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Hampton Roads Bankshares (Bank of Hampton 

Roads)

Christina Enesey

UST Sequence Number: 236

City: Norfolk

State: Virginia

RSSD:

(for Bank Holding Companies)

3012554

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

27125

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 524,607

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,274,384

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,798,991

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Hawthorn Bancshares, Inc. (Hawthorn Bank) Paul M. Gerling Vice President & Accounting 

Officer

UST Sequence Number: 264

City: JEFFERSON CITY

State: Missouri

RSSD:

(for Bank Holding Companies)

2038409

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

10619

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 178,859

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 695,689

Average Commercial Outstanding Balance Key

Commercial Loans include both agricultural production and agricultural real estate loans.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 874,548

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

HCSB Financial Corporation (Horry County State 

Bank)

Loria Barton

UST Sequence Number: 328

City: Loris

State: South Carolina

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 67,136

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 361,882

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 429,018

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Heartland Bancshares, Inc. Jeff Joyce

UST Sequence Number: 1328

City: Franklin

State: Indiana

RSSD:

(for Bank Holding Companies)

2595881

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 54,290

Average Consumer Outstanding Balance Key

Includes mortgages held for sale

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 86,118

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 140,408

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Heartland Financial USA Inc David L. Horstmann

UST Sequence Number: 326

City: Dubuque

State: Iowa

RSSD:

(for Bank Holding Companies)

1206546

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 402,362

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,000,572

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,402,934

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Heritage Bankshares, Inc. John Guthrie

UST Sequence Number: 642

City: Norfolk

State: Virginia

RSSD:

(for Bank Holding Companies)

911825

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

22411

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 45,900

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 169,665

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 215,565

Total Outstanding Balance Key

d fees and loan loss allowance

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Heritage Commerce Corp Chris Plummer (408-534-4945) or Larry 

McGovern (408-494-4562)

UST Sequence Number: 55

City: San Jose

State: California

RSSD:

(for Bank Holding Companies)

2209553

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 13,338

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

The Company made $1.1 million in new and $1.4 million in renewed consumer loan commitments in April 

2011. Average loans outstanding for April decreased $34,000 from March. Consumer loan payoffs were 

$502,000 in April 2011.

Average Commercial Outstanding Balance (Thousands$) 797,117

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

The Company made $15.2 million in new and $23.1 million in renewed commercial loan commitments in 

April 2011. Average loans outstanding for April decreased by $6.7 million from March due to loan payoffs, 

and paydowns. Commercial loan payoffs were $5.7 million in April 2011, and there were no loan charge-offs 

in April 2011.

Total Outstanding Balance (Thousands $) 810,455

Total Outstanding Balance Key

Total Outstanding Balance Comment

This results in a total of $16.3 million in new and $24.5 million in renewed loan commitments in April 2011. 

Average loans outstanding during the month are impacted by the timing of the funding of loan 

commitments, and are reduced by net charge-offs, loa

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Heritage Oaks Bancorp Jason Castle, Senior Vice President, Controller

UST Sequence Number: 607

City: Paso Robles

State: California

RSSD:

(for Bank Holding Companies)

2253529

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

24229

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 81,933

Average Consumer Outstanding Balance Key

Consumer Loans Include: 1-4 Family, Farmland, Multifamily, Installment, Home equity lines of credit, Money 

Plus, Credit Cards, and Overdraft.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 587,195

Average Commercial Outstanding Balance Key

Commercial Loans Include: Construction and Land, Agricultural, Commercial and Industrial, and commercial.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 669,128

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Highlands Independent Bancshares, Inc. 

(Highlands Independent Bank)

Shannon C. Sapp

UST Sequence Number: 780

City: Sebring

State: Florida

RSSD:

(for Bank Holding Companies)

659538

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

26428

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 63,353

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Data provided is MTD Avg, not YTD Avg. Nonaccrual loans are included.

Average Commercial Outstanding Balance (Thousands$) 114,915

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Data provided is MTD Avg, not YTD Avg. Nonaccrual loans are included.

Total Outstanding Balance (Thousands $) 178,268

Total Outstanding Balance Key

Total Outstanding Balance Comment

Data provided is MTD Avg, not YTD Avg. Nonaccrual loans are included.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Highlands State Bank Patrick W. Smith

UST Sequence Number: 688

City: Vernon

State: New Jersey

RSSD:

(for Bank Holding Companies)

0

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

580048

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 40,510

Average Consumer Outstanding Balance Key

Includes Residential Mortgages

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 84,015

Average Commercial Outstanding Balance Key

Includes Commercial Real Estate

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 124,525

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Holding Company- Cardinal Bancorp II Inc 

Depository Institution- United Bank of Union

Geralyn Smith, Controller/Compliance Officer 

United Bank of Union Robert Tobben Cardinal 

Bancorp II

UST Sequence Number: 1257

City: Union

State: Missouri

RSSD:

(for Bank Holding Companies)

1248368

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

14334

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 48,167

Average Consumer Outstanding Balance Key

Report reflects loans made at depository institution only

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 151,126

Average Commercial Outstanding Balance Key

Report reflects loans made at depository institution only

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 199,293

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

HOLDING COMPANY-AMB FINANCIAL CORP / 

SUBSIDIARY-AMERICAN SAVINGS FSB

STEVEN A BOHN 219-836-5870

UST Sequence Number: 515

City: MUNSTER

State: Indiana

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H2228

FDIC Certificate Number:

(for Depository Institutions)

29878

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 100,196

Average Consumer Outstanding Balance Key

Consumer loans consist of one-to-four family real estate loans, as well as deposit loans, auto loans, credit 

card loans, and other consumer loans. Month end balances are used. Reported as consolidated. Loans are 

gross of loans in process, unearned discoun

Average Consumer Outstanding Balance Comment

The $64 thousand decrease from the prior month in consumer loans was primarily due to decreases in single 

family mortgage loans due to principal repayments exceeding new originations.

Average Commercial Outstanding Balance (Thousands$) 39,463

Average Commercial Outstanding Balance Key

Commercial loans consist of construction loans, multi family loans, non residential loans, and business 

secured and unsecured loans. Month end balances are used. Reported as consolidated. Loans are gross of 

loans in process, unearned discounts/premiums, and the allowance for loans losses.

Average Commercial Outstanding Balance Comment

The $264 thousand decrease from the prior month in commercial loans was primarily due to decreases in 

accounts receivable lending.

Total Outstanding Balance (Thousands $) 139,659

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Home BancShares, Inc. Randy Mayor, CFO

UST Sequence Number: 86

City: Conway

State: Arkansas

RSSD:

(for Bank Holding Companies)

1491409

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 662,727

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,745,768

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,408,495

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Hometown Bancshares, Inc. (Hometown Bank 

of Corbin, Inc.)

Tim Barnes, President/CEO

UST Sequence Number: 656

City: Corbin

State: Kentucky

RSSD:

(for Bank Holding Companies)

2955300

Holding Company Docket Number:

(for Thrift Holding Companies)

n/a

FDIC Certificate Number:

(for Depository Institutions)

35455

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 44,010

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 47,466

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 91,476

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Hometown Bancshares, Inc. received CPP funding on February 13, 2009.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

HomeTown Bank of Alabama (HomeTown 

Bancorp of Alabama Inc)

Patti Young

UST Sequence Number: 756

City: Oneonta

State: Alabama

RSSD:

(for Bank Holding Companies)

3451603

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57540

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 83,981

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 60,910

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 144,891

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

HopFed Bancorp, Inc. Heritage Bank Billy Duvall

UST Sequence Number: 109

City: Hopkinsville

State: Kentucky

RSSD:

(for Bank Holding Companies)

0

Holding Company Docket Number:

(for Thrift Holding Companies)

4727

FDIC Certificate Number:

(for Depository Institutions)

30090

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 210,836

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 395,909

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 606,745

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Regulatory limits on lending make growing loan portfolio difficult
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Horizon Bancorp, Inc. Thomas H. Edwards

UST Sequence Number: 176

City: Michigan City

State: Indiana

RSSD:

(for Bank Holding Companies)

1209136

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4360

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 474,397

Average Consumer Outstanding Balance Key

1-4 family residential mortgages which includes held for sale, mortgage warehouse, home equity lines of 

credit, and other consumer loans (auto, gross overdrafts, personal)

Average Consumer Outstanding Balance Comment

Consumer loan volume remains at a steady pace and is largely driven by auto financing. However, volume is 

not enough to grow our portfolio. Home equity financing is slow. Residential mortgage and mortgage 

warehouse volumes still remain well below 2010 levels. Purchase activity remains weak and refinance 

activity has stalled due to an increase in long term rates. We expect purchase activity to pick up during the 

second quarter but expect refinance activity to remain at low levels. Currently, approximately 40% of home 

sales are foreclosure and short sales, to capture this business Horizon applied and has been approved as a 

Fannie Mae HomePath lender.

Average Commercial Outstanding Balance (Thousands$) 335,445

Average Commercial Outstanding Balance Key

Retail, wholesale and industrial businesses, construction and land development, owner occupied commercial 

real estate and non-owner occupied commercial real estate

Average Commercial Outstanding Balance Comment

Commercial and industrial loan demand showing some signs of improvement. Still mostly refinance 

opportunities. Requests for equipment and plant expansion are still very modest. Commercial Real Estate 

loan demand is still weak for purchase money mortgages. However, refinance requests still dominate.

Total Outstanding Balance (Thousands $) 809,842

Total Outstanding Balance Key

Total Outstanding Balance Comment
General Market Commentary

Unemployment rates remain above the national average. Small businesses still seem reluctant to expand. 

New loan activity is mostly for lines of credit to finance inventory and accounts receivable. The purchase 

housing market continues to be weak with declining appraised values contributing to the slow down, in 

addition, refinance activity has abruptly slowed due to an increase in long term mortgage rates.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Howard Bancorp Inc. George Coffman, EVP & CFO

UST Sequence Number: 818

City: Ellicott City

State: Maryland

RSSD:

(for Bank Holding Companies)

3386910

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 35,693

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 218,209

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 253,902

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

HPK Financial Corporation Patrick J. Barrett

UST Sequence Number: 1160

City: Chicago

State: Illinois

RSSD:

(for Bank Holding Companies)

1138049

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

10448

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 29,305

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 115,288

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 144,593

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Hyperion Bank Wayne Hardenbrook

UST Sequence Number: 689

City: Philadelphia

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58371

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 4,897

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Includes home equity, residential mortgage, & personal

Average Commercial Outstanding Balance (Thousands$) 66,602

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 71,499

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

IBT Bancorp (Independent Bank of Texas) Heather Taylor

UST Sequence Number: 960

City: Irving

State: Texas

RSSD:

(for Bank Holding Companies)

3129881

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57476

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 6,572

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 55,616

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 62,188

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

ICB Financial / Inland Community Bank, N.A. Robert Littlejohn, Senior Executive Vice Pres.

UST Sequence Number: 485

City: Ontario

State: California

RSSD:

(for Bank Holding Companies)

3360273

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

32916

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 2,941

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 160,146

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 163,087

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Illinois State Bancorp, Inc. Chris A. Hould

UST Sequence Number: 1173

City: Chicago

State: Illinois

RSSD:

(for Bank Holding Companies)

1889565

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

0

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 45,492

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 209,350

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 254,842

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Independence Bank Heather Marshall, VP of Finance, 401-471-6339

UST Sequence Number: 203

City: East Greenwich

State: Rhode Island

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57379

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 11,271

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 27,693

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 38,964

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Independent Bank Dean Morse

UST Sequence Number: 182

City: Ionia

State: Michigan

RSSD:

(for Bank Holding Companies)

636771

Holding Company Docket Number:

(for Thrift Holding Companies)

1201925

FDIC Certificate Number:

(for Depository Institutions)

27811

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,056,467

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 685,267

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,741,734

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Indiana Community Bancorp Jean Robbins, Ph #(812-373-7321), E-mail 

Jean.robbins@bankibt.com

UST Sequence Number: 119

City: Columbus

State: Indiana

RSSD:

(for Bank Holding Companies)

3059504

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

28285

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 195,792

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 548,535

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 744,327

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Indiana Community Bankcorp/ 3390935 (Bank 

of Indiana, N.A.)

SHERRY OVERPECK

UST Sequence Number: 928

City: Dana

State: Indiana

RSSD:

(for Bank Holding Companies)

3090935

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4331

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 6,653

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 52,706

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 59,359

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Integra Bank Corporation Jo Ann Lauderdale

UST Sequence Number: 855

City: Evansville

State: Indiana

RSSD:

(for Bank Holding Companies)

1132654

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4392

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 315,657

Average Consumer Outstanding Balance Key

Based on internal classification

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 955,800

Average Commercial Outstanding Balance Key

Based on internal classification

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,271,457

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

We continue to amortize our Indirect RV/Marine and Residential mortgage portfolios. These portfolios 

generally decline on average by 2% per month or 20% annually.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Intermountain Community Bancorp Dennis Durfee, SVP/Controller 208-265-3319

UST Sequence Number: 62

City: Sandpoint

State: Idaho

RSSD:

(for Bank Holding Companies)

2634490

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 87,181

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 470,700

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 557,881

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

International Bancshares Corporation Judith I. Wawroski

UST Sequence Number: 136

City: Laredo

State: Texas

RSSD:

(for Bank Holding Companies)

1104231

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,072,753

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 4,267,965

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 5,340,718

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Intervest Bancshares Corporation John J. Arvonio

UST Sequence Number: 316

City: New York

State: New York

RSSD:

(for Bank Holding Companies)

2049302

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35011

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 94

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 938,060

Average Commercial Outstanding Balance Key

Includes Land Loans of 12,247

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 938,154

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Katahdin Bankshares Corp. Matthew M. Nightingale, SVP, CFO & Treasurer

UST Sequence Number: 472

City: Patten

State: Maine

RSSD:

(for Bank Holding Companies)

1140127

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 117,524

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 299,428

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 416,952

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

KS BANKCORP, INC. & KS BANK, INC. Jim Lothian

UST Sequence Number: 1294

City: Smithfield

State: North Carolina

RSSD:

(for Bank Holding Companies)

2155276

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

29771

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 101,786

Average Consumer Outstanding Balance Key

Month End: Includes 1-4 Residential Mortgages (Owner & Non-Owner Occupied, Investment); Equity Lines of 

Credit (Owner & Non-Owner Occupied); Consumer (Construction, Land/Lot, Lines of Credit, Secured & 

Unsecured)

Average Consumer Outstanding Balance Comment

Consumer Loans decreased 0.85% from March. Past Due/Delinquency for the month was 2.05. 1-4 Family 

(Owner Occupied) was 0.17%

Average Commercial Outstanding Balance (Thousands$) 112,918

Average Commercial Outstanding Balance Key

Month End: Includes CRE (Construction, Land Development, Other Land, Non-Farm & Non-Residential, LOC 

Builders & Developers); Non-CRE (Commercial Real Estate, Construction Owner Occupied, Lines of Credit, 

Balloon, Municipal, Secured & Unsecured); Participations

Average Commercial Outstanding Balance Comment

Commercial Loans increased 0.09% from March. CRE was 157.76 of Total Risk Based Capital & CLDOLL was 

82.86%. CRE Past Due/Delinquency was 3.95%, and all other commercial loans was 0.47%.

Total Outstanding Balance (Thousands $) 214,704

Total Outstanding Balance Key

Month End totals:

Total Outstanding Balance Comment

Loan Portfolio decreased 0.36% from March. Past Due/Delinquency was 6.51%, a decrease of 0.97% from 

the previous month.

General Market Commentary

Bank Market Area Johnston County (3/31/2011): 1st Quarter sales decreased 10.4% over 1st Quarter 2010. 

10.7 months of inventory available; 6.8 months of new construction
Bank Market Area Wake County (3/31/2011): 1st Quarter sales decreased 8.5% over 1st Quarter 2010. 

9 months of inventory available; 6.3 months of new construction

Bank Market Area Wayne County (3/31/2011): 1st Quarter sales increased 0.7% over 1st Quarter 2010. 

10.1 months of inventory available; 7.5 months of new construction

Bank Market Area Wilson County (3/31/2011): 1st Quarter sales decreased 22.1% over 1st Quarter 

2010. 16.2 months of inventory available; 15 months of new construction
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Lakeland Bank (Lakeland Bancorp) Robert Vandenbergh

UST Sequence Number: 343

City: Oak Ridge

State: New Jersey

RSSD:

(for Bank Holding Companies)

1404799

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

19953

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 696,907

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Includes Residential Mortgages, HEL, HELOC and other consumer type loans.

Average Commercial Outstanding Balance (Thousands$) 1,241,127

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Excludes commercial leases as the bank has ceased its nationwide origination platform and is focusing on its 

primary and secondary markets with limited regional origination in the northeast.

Total Outstanding Balance (Thousands $) 1,938,034

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Landrum Company / Landmark Bank Lisa Evans

UST Sequence Number: 896

City: Columbia

State: Missouri

RSSD:

(for Bank Holding Companies)

1054514

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4537

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 340,625

Average Consumer Outstanding Balance Key

Includes one to four family owner occupied home, personal, student, credit lines, leases, overdrafts, and 

personal loans in process. This is gross of any allowance for loan losses.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 758,738

Average Commercial Outstanding Balance Key

Includes commercial, agricultural, construction and development, state and political, one to four family nonowner occupied homes and commercial loans in process. This is gross of any allowance for loan losses.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,099,363

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Layton Park Financial Group, Inc. Michael Summerfield

UST Sequence Number: 1303

City: Milwaukee

State: Wisconsin

RSSD:

(for Bank Holding Companies)

3590913

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

6191

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 8,762

Average Consumer Outstanding Balance Key

Includes: Consumer, PRA, Credit Cards, Residential 1-4 family, HELOC

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 82,824

Average Commercial Outstanding Balance Key

Includes: C&I, Commercial RE, Unapplied Loan Payments & Loan Control, and OD's

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 91,586

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Liberty Bancshares, Inc. Lloyd McCracken, Jr.

UST Sequence Number: 454

City: Jonesboro

State: Arkansas

RSSD:

(for Bank Holding Companies)

3101784

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 215,863

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,437,455

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,653,318

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Liberty Bancshares, Inc. Gary Metzger, President

UST Sequence Number: 760

City: Springfield

State: Missouri

RSSD:

(for Bank Holding Companies)

2352226

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34087

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 265,652

Average Consumer Outstanding Balance Key

Average balance consists of 1-4 family residential mortgages, home equity, and other consumer loans such as 

autos, boats, and other consumer loans.

Average Consumer Outstanding Balance Comment

Consumer Loan average balances increased approximately $6.36 million for the month. The following 

categories increased: 1-4 family residential mortgage category by $4.09 million, 1-4 family junior category by 

$470k, 1-4 family home equity loans by $746k and other consumer loans by $1.07 million.

Average Commercial Outstanding Balance (Thousands$) 631,864

Average Commercial Outstanding Balance Key

Average balance represents loans to sole proprietorships, partnerships, corporations and other business 

enterprises for commercial and industrial purposes. The loans include Commercial and Industrial (C&I), Small 

Business, Commercial Real Estate (CRE) and Agriculture. Residential and Commercial Construction are 

presented here. Also included are net deferred loan fees and unposted loan transactions.

Average Commercial Outstanding Balance Comment

Average Commercial Loans increased approximately $32.85 million for the month. The following categories 

increased: average C&I loan balance by $11.9 million, , commercial RE loans by $19.35 million, and average 

Construction loans by $1.7 million. Average Agriculture loans decreased by $85k

Total Outstanding Balance (Thousands $) 897,516

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

New loans and renewals of existing loans for Liberty Bank with additional funds totaled $12.45 million for 
April. In addition, Liberty Bank acquired Village Bank as of close of business March 25, 2011. With this 

transaction, we acquired approximately $49 million in loans. This resulted in the large increase in our 

average balances over prior months.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Liberty Shares Inc Tamra J Schrader

UST Sequence Number: 611

City: Hinesville

State: Georgia

RSSD:

(for Bank Holding Companies)

1086748

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 80,795

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 532,648

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 613,443

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

LNB Bancorp, Inc. Lorain National Bank Wendy Snodgrass

UST Sequence Number: 91

City: Lorain

State: Ohio

RSSD:

(for Bank Holding Companies)

1071669

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

14832

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 380,545

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 434,186

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 814,731

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

M&T Bank Corporation Rene F. Jones, CFO (tel: 716-842-5844)

UST Sequence Number: 160

City: Buffalo

State: New York

RSSD:

(for Bank Holding Companies)

1037003

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 17,475,665

Average Consumer Outstanding Balance Key

HELOCs, HELOANs, Automobile, Recreational Finance, Installment, Alt-A, Residential Real Estate (HFS & HFI), 

Student Loans

Average Consumer Outstanding Balance Comment

Residential Real Estate Loans sold to third parties totaled $122 million in April.

Additionally, M&T's run-off Alt-A loan portfolio declined $10 million on average in April, and indirect 

automobile loans declined $14 million on average. Lower automobile loans reflect a continuation of lower 

origination volumes from M&T's smaller, in-footprint dealership network.

Average Commercial Outstanding Balance (Thousands$) 34,712,956

Average Commercial Outstanding Balance Key

Commercial & Industrial, Commercial Real Estate, Leasing, Builder Construction, Multi-Family CRE, Auto Floor 

Plan

Average Commercial Outstanding Balance Comment

Multi-family CRE loans sold to third parties through M&T Realty Capital Corporation totaled $42 million in 

April.

Total Outstanding Balance (Thousands $) 52,188,621

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

MAGNA BANK Dan Stimpson, Controller at 

dan.stimpson@magnabank.com

UST Sequence Number: 278

City: MEMPHIS

State: Tennessee

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34937

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 144,798

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 163,003

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 307,801

Total Outstanding Balance Key

Total Outstanding Balance Comment

Excludes mortgage loans held for sale from residential mortgage originations and commercial real estate 

brokerage. Also excludes non-accrual loans and loans in process.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Main Street Bank (Institution)/MS Financial 

(Bank Holding Company)

Jo Ann Childers/VP 281-348-2024

UST Sequence Number: 819

City: Kingwood

State: Texas

RSSD:

(for Bank Holding Companies)

3536498

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

24979

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 6,975

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 181,656

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 188,631

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Mainline Bancorp, Inc / Mainline National Bank Angela Blough

UST Sequence Number: 1366

City: Ebensburg

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

2067959

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

16171

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 75,716

Average Consumer Outstanding Balance Key

1-4 family residential mortgages, home equity, credit cards and other consumer

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 66,306

Average Commercial Outstanding Balance Key

Commercial and non-residential mortgages

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 142,022

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

MainSource Financial Group, Inc. James (Jamie) Anderson

UST Sequence Number: 423

City: Greensburg

State: Indiana

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 657,583

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 988,026

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,645,609

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Manhattan Bancshares, Inc. / First Bank of 

Manhattan

Kathleen Benn

UST Sequence Number: 895

City: Manhattan

State: Illinois

RSSD:

(for Bank Holding Companies)

1206603

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

3702

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 34,226

Average Consumer Outstanding Balance Key

Includes: R.E. Held for Sale

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 42,941

Average Commercial Outstanding Balance Key

Includes Muni, Ag C&D, ODs

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 77,167

Total Outstanding Balance Key

Total Gross Loans in Process

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Market Bancorporation, Inc. (New Market 

Bank)

Bob Vogel

UST Sequence Number: 750

City: Elko New Market

State: Minnesota

RSSD:

(for Bank Holding Companies)

1143904

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

1931

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 24,446

Average Consumer Outstanding Balance Key

month end actual

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 30,384

Average Commercial Outstanding Balance Key

month end actual

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 54,830

Total Outstanding Balance Key

month end actual

Total Outstanding Balance Comment

These numbers are actual month end rather than average, because our system does not have a good 

reporting system for individual loan types. The actual are more accurate than what we could provide if we 

were to try to report averages.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Market Street Bancshares, Inc. Pam Holman

UST Sequence Number: 1188

City: Mt. Vernon

State: Illinois

RSSD:

(for Bank Holding Companies)

1250437

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 57,860

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 578,583

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 636,443

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Marquette National Corporation Paul Eckroth

UST Sequence Number: 167

City: Chicago

State: Illinois

RSSD:

(for Bank Holding Companies)

1207486

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

16250

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 391,922

Average Consumer Outstanding Balance Key

Includes residential mortgages, home equity loans and lines and other consumer loans.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 626,019

Average Commercial Outstanding Balance Key

Includes commercial and industrial, commercial real estate, municipal leases and multifamily housing loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,017,941

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Maryland Financial Bank Glenn W. Kirchner

UST Sequence Number: 1047

City: Towson

State: Maryland

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57821

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 3,163

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 50,879

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 54,042

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

MB Financial, Inc. Susan Lepore 847-653-1773

UST Sequence Number: 49

City: Chicago

State: Illinois

RSSD:

(for Bank Holding Companies)

1090987

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 941,916

Average Consumer Outstanding Balance Key

Monthly average outstanding

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 4,589,440

Average Commercial Outstanding Balance Key

Monthly average outstanding

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 5,531,356

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

McLeod Bancshares, Inc./First Minnesota Bank Dale Ortloff, CFO

UST Sequence Number: 914

City: Shorewood

State: Minnesota

RSSD:

(for Bank Holding Companies)

1127324

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

5151

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 42,197

Average Consumer Outstanding Balance Key

These are loans made by the subsidiary , not the holding company

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 58,282

Average Commercial Outstanding Balance Key

These are loans made by the subsidiary , not the holding company

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 100,479

Total Outstanding Balance Key

These are loans made by the subsidiary , not the holding company

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Medallion Bank Sherrie Rees

UST Sequence Number: 759

City: Salt Lake City

State: Utah

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57449

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 193,447

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 353,871

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 547,318

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Mercantile Bank of Michigan Ray Reitsma

UST Sequence Number: 449

City: Grand Rapids

State: Michigan

RSSD:

(for Bank Holding Companies)

2608763

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34598

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 77,682

Average Consumer Outstanding Balance Key

Month End Balances

Average Consumer Outstanding Balance Comment

Booked new credit of $712,938 and renewals of $69,989

Average Commercial Outstanding Balance (Thousands$) 1,127,869

Average Commercial Outstanding Balance Key

Month End Balances

Average Commercial Outstanding Balance Comment

Booked new credit of $3,166,366 and renewals of $27,349,583

Total Outstanding Balance (Thousands $) 1,205,551

Total Outstanding Balance Key

Total Outstanding Balance Comment

Since May 31, 2009, the bank has made $1,235.1 million in total loans consisting of $210.9 million of new 

loans and $1,024.2 million in renewals of existing loans. In Many cases, the CPP funds have allowed the 

company to pursue loan modifications and res

General Market Commentary

The demand for CRE loans in support of new projects remains very light. There is a ready market (demand) 

to refinance CRE projects, however, these projects do not have desirable credit characteristics. Demand for 

working capital financing has been flat during 2011 year to date. Demand for equipment debt continues to 

improve and is increasing slightly month over month.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Merchants and Manufacturers Bank 

Corporation / Merchants and Manufacturers 

Bank

Brad W. Butler, SVP

UST Sequence Number: 1164

City: Joliet

State: Illinois

RSSD:

(for Bank Holding Companies)

2022734

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

20040

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 36,317

Average Consumer Outstanding Balance Key

Includes purchased 1st mortgages, HE Loans and HELOCs, Life Equity/Private Banking loans, personal loans 

and overdrafts at the bank's subsidiary.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 100,594

Average Commercial Outstanding Balance Key

Included commercial, RE-Fixed and RE -Variable commercial real estate loans as well as nonaccrual and loans 

in process.

Average Commercial Outstanding Balance Comment

Strong increase in new business in March and April drove up April averages. Some of the increase is in 

temporary financing.

Total Outstanding Balance (Thousands $) 136,911

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Merchants and Manufacturers Bank is a small commercial bank in the metropolitan area of Chicago, Illinois. 

The bank specializes in financing privately-held manufacturers, distributors and certain service companies 

with revenues from $5 million to $50 million.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

MERCHANTS AND PLANTERS BANCSHARES INC 

(MERCHANTS AND PLANTERS BANK)

KAREN BUMPUS

UST Sequence Number: 635

City: BOLIVAR

State: Tennessee

RSSD:

(for Bank Holding Companies)

11299710

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

8665

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 24,125

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 36,476

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 60,601

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Meridian Bank Denise Lindsay

UST Sequence Number: 791

City: Devon

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57777

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 105,958

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 203,109

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 309,067

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Metro City Bank Farid Tan

UST Sequence Number: 601

City: Doraville

State: Georgia

RSSD:

(for Bank Holding Companies)

0

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

58181

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 3,323

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 309,745

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 313,068

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

MetroCorp Bancshares, Inc. Kevin Shu, Controller, 713.414.3620

UST Sequence Number: 440

City: Houston

State: Texas

RSSD:

(for Bank Holding Companies)

2344799

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 3,853

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,085,023

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,088,876

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Metrolpolitan Bank Group, Inc. Jeff Johnson, 773-475-2901

UST Sequence Number: 1261

City: Chicago

State: Illinois

RSSD:

(for Bank Holding Companies)

1204627

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 99,816

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,089,896

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,189,712

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Metropolitan Capital Bancorp, Inc. 

(Metropolitan Capital Bank)

Neil C. Solomon

UST Sequence Number: 1088

City: Chicago

State: Illinois

RSSD:

(for Bank Holding Companies)

3153224

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57488

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 11,602

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 106,500

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 118,102

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Mid Penn Bancorp, Inc., Mid Penn Bank Edward P. Williams

UST Sequence Number: 138

City: Millersburg

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

1944204

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

9889

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 59,088

Average Consumer Outstanding Balance Key

Reflects loans made by the bank

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 413,610

Average Commercial Outstanding Balance Key

Same as above

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 472,698

Total Outstanding Balance Key

Same as above

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

MidSouth Bancorp, Inc. Susan H Davis 337-593-3146

UST Sequence Number: 370

City: Lafayette

State: Louisiana

RSSD:

(for Bank Holding Companies)

1086654

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 199,010

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 375,101

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 574,111

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Midtown Bank & Trust Company Rhonda Kahn

UST Sequence Number: 883

City: Atlanta

State: Georgia

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57580

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 27,881

Average Consumer Outstanding Balance Key

Residential first mortgage, second mortgages, HELOCs, consumer unsecured, consumer secured

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 96,640

Average Commercial Outstanding Balance Key

C&I term & lines of credit, commercial & residential construction, land & land development, commercial real 

estate

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 124,521

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Midwest Bank of Western Illinois Christopher J Gavin

UST Sequence Number: 6

City: Monmouth

State: Illinois

RSSD:

(for Bank Holding Companies)

3356632

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

3711

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 83,464

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 176,943

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 260,407

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

MidWestOne Financial Group (MidWestOne 

Bank, Iowa City, Iowa)

Keith Graff, VP - Business Services

UST Sequence Number: 243

City: Iowa City

State: Iowa

RSSD:

(for Bank Holding Companies)

1245228

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

14843

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 253,106

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

$8,811 (thousands $) in loan pools reported as Month end total. Remainder of portfolio at average monthly 

outstanding. 

Average Commercial Outstanding Balance (Thousands$) 746,337

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

$42,458 (thousands $) in loan pools reported as Month end total. Remainder of portfolio at average monthly 

outstanding.

Total Outstanding Balance (Thousands $) 999,443

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Mid-Wisconsin Financial Services, Inc Rhonda R. Kelley

UST Sequence Number: 740

City: Medford

State: Wisconsin

RSSD:

(for Bank Holding Companies)

1139185

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 70,971

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 264,809

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 335,780

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

MISSION BANK / COMMUNITY BANCSHARES, 

INC.

DARRELL LAUTARET

UST Sequence Number: 1226

City: KINGMAN

State: Arizona

RSSD:

(for Bank Holding Companies)

3392443

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57137

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 12,036

Average Consumer Outstanding Balance Key

Includes 1-4 R/E, heloc's, home equity’s, lot loans, and other consumer loans (auto, cd secured, overdraft 

lines, etc.)

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 58,275

Average Commercial Outstanding Balance Key

Includes all CRE, 1-4 R/E-business purpose, land, Ag, multi-family and other commercial loans (ucc filings, 

equipment, cd secured, unsecured etc.)

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 70,311

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Mission Community Bancorp Ronald B. Pigeon, EVP/Chief Financial Officer

UST Sequence Number: 170

City: San Luis Obispo

State: California

RSSD:

(for Bank Holding Companies)

2948366

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 13,083

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Loan balances for consumer loans don't fully reflect lending activity by Mission Community Bank because this 

balance has been reduced by $211 thousand of loans paid off.

Average Commercial Outstanding Balance (Thousands$) 91,654

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Loan balances for commercial loans don't fully reflect lending activity by Mission Community Bank because 

this balance has been reduced by $683 thousand of loans paid off and $54 thousand of SBA loans sold into 

the secondary market.

Total Outstanding Balance (Thousands $) 104,737

Total Outstanding Balance Key

Total Outstanding Balance Comment

See above comment.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Monadnock Bancorp, Inc. Karl F. Betz

UST Sequence Number: 227

City: Peterborough

State: New Hampshire

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

4287

FDIC Certificate Number:

(for Depository Institutions)

34167

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 34,784

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 23,209

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 57,993

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Monarch Community Bank Rebecca Crabill

UST Sequence Number: 447

City: Coldwater

State: Michigan

RSSD:

(for Bank Holding Companies)

891673

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

29069

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 102,978

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 78,465

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 181,443

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

MoneyTree Corporation (First National Bank, 

Lenoir City, TN)

Robert King (kingr@fnbtn.com)

UST Sequence Number: 901

City: Lenoir City

State: North Dakota

RSSD:

(for Bank Holding Companies)

3387832

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4947

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 53,425

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 179,974

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 233,399

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

MONUMENT BANK KAREN C GRAU, CFO, 301-841-9595

UST Sequence Number: 600

City: BETHESDA

State: Maryland

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57942

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 44,362

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

INCLUDES RESIDENTIAL MORTGAGE LOANS HELD FOR SALE

Average Commercial Outstanding Balance (Thousands$) 172,003

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

INCLUDES COMMERCIAL AND CONSTRUCTION SECURED BY 1-4 FAMILY RESIDENTIAL

Total Outstanding Balance (Thousands $) 216,365

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Morrill Bancshares, Inc. Rhonda McHenry

UST Sequence Number: 532

City: Merriam

State: Kansas

RSSD:

(for Bank Holding Companies)

0

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 87,042

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 301,596

Average Commercial Outstanding Balance Key

This category includes commercial real estate loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 388,638

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Moscow Bancshares, Inc. Tim Wilson

UST Sequence Number: 401

City: Moscow

State: Tennessee

RSSD:

(for Bank Holding Companies)

109986

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

10308

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 84,404

Average Consumer Outstanding Balance Key

Loan balances are the outstanding balances at month end. The reports are based on call report codes, 

purpose of loans and collateral codes. Construction loans are excluded.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 44,025

Average Commercial Outstanding Balance Key

Loan balances are the outstanding balances at month end. The reports are based on call report codes, 

purpose of loans and collateral codes. Construction loans are excluded.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 128,429

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Mountain Valley Banchares Inc Marc Greene

UST Sequence Number: 1293

City: Cleveland

State: Georgia

RSSD:

(for Bank Holding Companies)

3353800

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57711

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 14,641

Average Consumer Outstanding Balance Key

includes all consumer loans, Helocs, etc

Average Consumer Outstanding Balance Comment

gross totals used from av monthly bal report

Average Commercial Outstanding Balance (Thousands$) 84,347

Average Commercial Outstanding Balance Key

includes all commercial loans, A & D, etc

Average Commercial Outstanding Balance Comment

overdrafts & nonaccruals are not broken out by consumer or commercial so are included in commercial toals

Total Outstanding Balance (Thousands $) 98,988

Total Outstanding Balance Key

includes one loan at holding co level for 2,382 with remaining loans made by bank

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

MutualFirst Financial, Inc. Lesley D. Neal, AVP, Controller

UST Sequence Number: 290

City: Muncie

State: Indiana

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H3537

FDIC Certificate Number:

(for Depository Institutions)

27744

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 672,351

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 293,069

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 965,420

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

NARA BANCORP/NARA BANK TAMMY JANG

UST Sequence Number: 88

City: LOS ANGELES

State: California

RSSD:

(for Bank Holding Companies)

2961879

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

27530

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 11,964

Average Consumer Outstanding Balance Key

Auto Loans, home equity lines, check credit & revolving credit plans, and other installment loans. Overdrafts 

are also included.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,144,752

Average Commercial Outstanding Balance Key

Real estate, SBA, trade finance, commercial real estate and business loans.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,156,716

Total Outstanding Balance Key

Unearned fees and allowance for loan losses are not included . Loans held for sale amounting to $41,074 are 

also excluded.

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

National Bancshares, Inc. Daniel L. Westrope

UST Sequence Number: 544

City: Bettendorf

State: Iowa

RSSD:

(for Bank Holding Companies)

2947882

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57918

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 82,247

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 556,219

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 638,466

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

NBCAL BANCORP (National Bank of California) G. Scott Peterson, EVP/CCO

UST Sequence Number: 301

City: Los Angeles

State: California

RSSD:

(for Bank Holding Companies)

2925406

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

24108

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 25,363

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 242,328

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 267,691

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

NBRS Financial Bank Steve Bradley

UST Sequence Number: 313

City: Rising Sun

State: Maryland

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4862

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 59,247

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 154,354

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 213,601

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

NEW HAMPSHIRE THRIFT BANCSHARES, INC. LAURA JACOBI

UST Sequence Number: 228

City: NEWPORT

State: New Hampshire

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

1476

FDIC Certificate Number:

(for Depository Institutions)

31953

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 453,778

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 244,991

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 698,769

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

New York Private Bank & Trust Corporation Steven Feinberg

UST Sequence Number: 524

City: New York

State: New York

RSSD:

(for Bank Holding Companies)

3212091

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 3,088,625

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,766,870

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 4,855,495

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

NewBridge Bancorp Bill Kosin (336)369-0924

UST Sequence Number: 141

City: Greensboro

State: North Carolina

RSSD:

(for Bank Holding Companies)

1076002

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

167999

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 517,061

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 827,817

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,344,878

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

NewBridge Bank (the “Bank”) extends credit to facilitate economic activity in support of communities, 

businesses and consumers in our footprint. In April 2011 the Bank originated $24.1 million of loans, and has 

now originated $109.0 million in loans year to date.

As of April 30, 2011, the Bank held outstanding loans of $1.34 billion, which is a decrease of $2.0 million, or 

0.1%, from December 31, 2010. The decrease in outstanding loans from December 2010 is the result of loan 

payoffs slightly exceeding loan originations in the first four months of the year.

The Bank continues to make credit available to consumers and businesses in its market areas. During the 
month of April 2011, the Bank originated $16.6 million in commercial and small business purpose loans, $0.9 

million in home equity lines of credit, and $0.6 million in consumer installment credit.

During the month of April 2011, the Bank originated $6.0 million in residential loans to be sold in the 

secondary market or retained. All residential builders who are customers of the Bank have been contacted

and provided information regarding specialized financing (rate of 4% fixed for 5 years; up to 95% financing; 

1⁄4% fee, no private mortgage insurance required) for consumers who are purchasing new construction homes 

which the builder has financed with the Bank. Thirty-seven loans totaling $8.3 million have been closed under 

this program.

The Bank has been able to achieve these results although its state and local economies continue to exhibit 

stress. As of March 31, 2011, preliminary unemployment rates in several of the Bank’s significant operating 

markets exceed the national unemployment rate of 8.8%. This includes Davidson County with 10.9%, New 

Hanover County with 9.0%, Guilford County with 9.9% and Rockingham County with 11.5%.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Nicolet Bankshares, Inc. Amy E, McClelland 920.430.7319

UST Sequence Number: 216

City: Green Bay

State: Wisconsin

RSSD:

(for Bank Holding Companies)

3103603

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 91,595

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 427,516

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 519,111

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

North Central Bancshares, Inc. David M. Bradley, CEO

UST Sequence Number: 336

City: Fort Dodge

State: Iowa

RSSD:

(for Bank Holding Companies)

0

Holding Company Docket Number:

(for Thrift Holding Companies)

5843

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 193,529

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 134,286

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 327,815

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

d. Average Consumer Loans Serviced by FFSB $135,719

e. Average Commercial Loans Serviced by FFSB $ 3,115

f. Total Loans and Loans Serviced by FFSB (sum of lines c through e) $466,649
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Northeast Bank Claire Bean / CFO

UST Sequence Number: 191

City: Lewiston

State: Maine

RSSD:

(for Bank Holding Companies)

468806

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 175,256

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 147,862

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 323,118

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Northern State Bank Frank Greco

UST Sequence Number: 884

City: Closter

State: New Jersey

RSSD:

(for Bank Holding Companies)

3404373

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58054

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 5,532

Average Consumer Outstanding Balance Key

Includes home equity lines and loans, other consumer loans (auto, personal, etc.) and 1-4 family residential 

mortgages.

Average Consumer Outstanding Balance Comment

Consumer loans decreased by $295 thousand due to pay downs of home equity loans and residential 

mortgage loans.

Average Commercial Outstanding Balance (Thousands$) 61,563

Average Commercial Outstanding Balance Key

Includes business loans and lines, commercial mortgages and construction loans.

Average Commercial Outstanding Balance Comment

Commercial loans grew by $6.7 million which was fueled by an increase of $889 thousand in C&I loans and an 

increase of $5.8 million in CRE loans.

Total Outstanding Balance (Thousands $) 67,095

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Market demand continues to be strong for CRE loans and the bank saw a continued demand for C&I loans as 

well. The Lakewood, NJ market has fueled the majority of the bank's loan increases since the beginning of 

2011 and the bank opened a branch in Lakewood, NJ in April 2011.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Northway Bank Richard P. Orsillo

UST Sequence Number: 581

City: Berlin

State: New Hampshire

RSSD:

(for Bank Holding Companies)

2582827

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 176,579

Average Consumer Outstanding Balance Key

Internal Reporting - Includes resid mortgages

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 333,635

Average Commercial Outstanding Balance Key

Internal Reporting - Includes Municipal Loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 510,214

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Northwest Bancorporation, Inc. (Inland 

Northwest Bank)

lmckernan@inb.com

UST Sequence Number: 739

City: Spokane

State: Washington

RSSD:

(for Bank Holding Companies)

2088329

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

27601

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 35,293

Average Consumer Outstanding Balance Key

Includes Residential Mtg, Credit Cards, Consumer Construction, Home Equity, Auto, Other Secured and Non 

Secured Consumer Loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 245,531

Average Commercial Outstanding Balance Key

Includes Comm Real Estate Secured, Residential Commercial Real Estate Secured, Other Secured and Non 

Secured Commercial Loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 280,824

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Northwest Commercial Bank Cliff Rubert

UST Sequence Number: 804

City: Lakewood

State: Washington

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57191

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 10,323

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

1 New Consumer Loan

Average Commercial Outstanding Balance (Thousands$) 51,607

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

2 New Commercial Loans

Total Outstanding Balance (Thousands $) 61,930

Total Outstanding Balance Key

Total Outstanding Balance Comment

3 New Money Loans

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Oak Valley Community Bank, Oak Valley 

Bancorp

Jeff Gall

UST Sequence Number: 205

City: Oakdale

State: California

RSSD:

(for Bank Holding Companies)

3726440

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

33457

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 41,454

Average Consumer Outstanding Balance Key

Loans made by Subsidiary; Categories include: Single Family Residence Real Estate, Multi-Family Real Estate, 

Fresh Start Repayment Plans, Overdraft Non-business, Total Equity Lines of Credit, Installment Loans, Ready 

Reserve Personal

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 354,316

Average Commercial Outstanding Balance Key

Loans made by Subsidiary; Categories include: Total Construction Loans, Total Farmland Loans, Total 

Commercial Real Estate Loans, Total Agriculture Loans, Total Commercial & Industrial Loans, Overdraft 

Business, Ready Reserve Commercial

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 395,770

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Ojai Community Bank Suzanne Lagos

UST Sequence Number: 386

City: Ojai

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57850

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 31,569

Average Consumer Outstanding Balance Key

n/a

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 47,495

Average Commercial Outstanding Balance Key

n/a

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 79,064

Total Outstanding Balance Key

n/a

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Old Second National Bank Ted Becker

UST Sequence Number: 489

City: Aurora

State: Illinois

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

3603

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 337,272

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,297,497

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,634,769

Total Outstanding Balance Key

1,634,769

Total Outstanding Balance Comment

Total

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

One Georgia Bank Joseph H. Breedon, Jr.

UST Sequence Number: 1196

City: Atlanta

State: Georgia

RSSD:

(for Bank Holding Companies)

3442704

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58238

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 12,655

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 121,333

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 133,988

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

OneFinancial Corporation Crickett Broomas 501-370-4541

UST Sequence Number: 1175

City: Little Rock

State: Arkansas

RSSD:

(for Bank Holding Companies)

2571269

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

17800

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 78,771

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 283,557

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 362,328

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

OneUnited Bank Kenneth Tse

UST Sequence Number: 97

City: Boston

State: Massachusetts

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

23966

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 297,663

Average Consumer Outstanding Balance Key

Includes month-end balances of 1-4 single-family and multi-family residential mortgages, cash reserve loans 

, credit cards and overdrafts.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 35,344

Average Commercial Outstanding Balance Key

Includes month-end balances of commercial real estate loans, commercial equity lines, construction loans, 

and other commercial loans.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 333,007

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

OSB Financial Services, Inc.; Orange Savings 

Bank, ssb

Gracie Henry, Cashier

UST Sequence Number: 556

City: Orange

State: Texas

RSSD:

(for Bank Holding Companies)

2950257

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

30696

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 132,262

Average Consumer Outstanding Balance Key

Consumer loans reflect the consumer/1-4 family loans made by the subsidiary and not the holding company. 

They are reported gross of loans in process.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 100,594

Average Commercial Outstanding Balance Key

Commercial loans reflect the commercial/construction loans made by the subsidiary and not the holding 

company. They are reported gross of loans in process.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 232,856

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Pacific City Financial Corporation / Pacific City 

Bank

Timothy Chang

UST Sequence Number: 142

City: Los Angeles

State: California

RSSD:

(for Bank Holding Companies)

3595084

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57463

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 55,873

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 383,222

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 439,095

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Pacific Coast Bankers' Bancshares Mike Dohren

UST Sequence Number: 428

City: San Francisco

State: California

RSSD:

(for Bank Holding Companies)

2731586

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 9,535

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Under its loan participation program, the Company facilitated the origination or renewal of consumer loans 

totaling $0.0 million during the month.

Average Commercial Outstanding Balance (Thousands$) 164,315

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Under its loan participation program, the Company facilitated the origination or renewal of commercial loans 

totaling $1.5 million during the month.

Total Outstanding Balance (Thousands $) 173,850

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

As a bankers' bank, we are focused on providing services to the community banking industry, which in turn 

provides loans to millions of consumers and small businesses throughout the country. PCBB provides our 

customer banks with products and services that allow these banks to offer competitive products and services 

to their end customers that they would otherwise not be able to offer. PCBB provides community banks the 

ability to make larger loans through its loan participation program, enhance liquidity management through 

our overnight cash investment and increase borrowing by providing facilities for community banks. PCBB also 
provides other products and services to support community banking activities. As a result of our focus on the 

community banking industry, the TARP capital investment in PCBB has a multiplicative impact in that it 

facilitates lending activities through hundreds of community banks, indirectly or directly to the community 

bank's customers, as well. In addition, PCBB extended credit in the form of overnight lending facilities to 

Community Banks totaling $230 million during the month. 

 

 

 

 
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Park Bancorporation, Inc. Robert H. Laux

UST Sequence Number: 887

City: Madison

State: Wisconsin

RSSD:

(for Bank Holding Companies)

1209716

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 128,101

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 524,243

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 652,344

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Park National Corporation John W. Kozak, CFO

UST Sequence Number: 174

City: Newark

State: Ohio

RSSD:

(for Bank Holding Companies)

1142336

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,941,834

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,807,311

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 4,749,145

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Park National Corporation experienced a decrease in the average balance of loans of $7.1 million for the 

month of April, compared to the month of March. The average balance of consumer loans increased by $6.3

million, and the average balance of commercial loans decreased by $13.4 million. The demand for consumer 

real estate loans continued to be fairly strong in the month of April. We have seen an increase in the demand 

for commercial loans. We are hopeful that we will see an increase in these balances over the next couple of 

months.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Parke Bancorp Inc Gil R. Eubank

UST Sequence Number: 266

City: Sewell

State: New Jersey

RSSD:

(for Bank Holding Companies)

3347292

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 97,742

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 542,015

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 639,757

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Parkvale Financial Corporation Gilbert A. Riazzi

UST Sequence Number: 346

City: Monroeville

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H1236

FDIC Certificate Number:

(for Depository Institutions)

30237

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 812,480

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 200,065

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,012,545

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

PASCACK COMMUNITY BANK, (PASCACK 

BANCORP, INC.)

GEORGE NIEMCZYK, EVP

UST Sequence Number: 691

City: WESTWOOD

State: New Jersey

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57215

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 49,778

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 198,782

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 248,560

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Patapsco Bancorp Inc. (The Patapsco Bank) William C. Wiedel, Jr.

UST Sequence Number: 289

City: Dundalk

State: Maryland

RSSD:

(for Bank Holding Companies)

2384508

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

30869

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 70,430

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 120,924

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 191,354

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Overall loan demand continues to be weak.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Pathfinder Bancorp, Inc. - Subsidiary Bank -

Pathfinder Bank

James A. Dowd, SVP, CFO

UST Sequence Number: 1304

City: Oswego

State: New York

RSSD:

(for Bank Holding Companies)

2596776

Holding Company Docket Number:

(for Thrift Holding Companies)

3708

FDIC Certificate Number:

(for Depository Institutions)

15977

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 179,761

Average Consumer Outstanding Balance Key

1-4 Family Real Estate Secured, HE LOC and other consumer loans

Average Consumer Outstanding Balance Comment

Based on internal and external financial reporting classifications.

Average Commercial Outstanding Balance (Thousands$) 107,246

Average Commercial Outstanding Balance Key

Commercial Real Estate, Municipal Loans, Participation Loans, LOC, Secured and Unsecured

Average Commercial Outstanding Balance Comment

Based on internal and external financial reporting classifications

Total Outstanding Balance (Thousands $) 287,007

Total Outstanding Balance Key

Average End of Month Balances

Total Outstanding Balance Comment

All loans are net of related deferred fees and costs.

General Market Commentary

The average balance of loans increased $2.1 million from the prior month. This was attributable to an 

increase of $1.5 million and $620,000 in the average balance of consumer and commercial loans, 

respectively. New loan originations for the month of April totaled $4.2 million and consisted of $2.0 million 

in consumer loans and $2.2 million in commercial loans. Portfolio growth was offset by $3.6 million of 

normal amortization and prepayments.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Pathway Bancorp-Pathway Bank Thomas A. Emerton

UST Sequence Number: 753

City: Cairo

State: Nebraska

RSSD:

(for Bank Holding Companies)

3304361

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

1992

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 13,079

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 89,618

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 102,697

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Patriot Bankshares, Inc. Matthew Dotson, Credit Risk Specialist

UST Sequence Number: 98

City: Houston

State: Texas

RSSD:

(for Bank Holding Companies)

78858

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

3258

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 92,054

Average Consumer Outstanding Balance Key

Includes the following accounts from our General Ledger: 10010 Consumer Real Estate, 13140 Home Equity 

Line of Credit, 13275 Consumer Construction, and 13310 Total Consumer Loans plus the average balance on 

the Patriot Bank Mortgage Line.

Average Consumer Outstanding Balance Comment

Note that all balances exclude "Total Other Loans" which are not yet classified between consumer and 

commercial. These consist primarily of Loans in Process. The average monthly balance of "13470 Total Other 

Loans" (in thousands) was $4,656 in December, $11,909 in January, $2,519 in February, and $4,443 in March.

Average Commercial Outstanding Balance (Thousands$) 869,251

Average Commercial Outstanding Balance Key

Calculated by netting average consumer loans from gross loans. Specifically, account "13480-Total Gross 

Loans" less account "13470 Total Other Loans" less total average consumer loans calculated above.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 961,305

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Patterson State Bank Robert Marcell

UST Sequence Number: 864

City: Patterson

State: Louisiana

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

12609

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 92,076

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 42,307

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 134,383

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Peapack-Gladstone Financial Corporation Susan Smith 908-719-6548

UST Sequence Number: 125

City: Bedminster

State: New Jersey

RSSD:

(for Bank Holding Companies)

23706

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

11035

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 497,343

Average Consumer Outstanding Balance Key

Consists of : Residential Mortgage Loans, Residential Construction Mortgage Loans, Purchased Loans net of 

discount, Loans Held for Sale, Installment Loans, Home Equity Loans, Personally Reserved Loans, and 

Overdrafts.

Average Consumer Outstanding Balance Comment

Total new money from residential mortgages in April was $5,861M of which $851M were sold.

Average Commercial Outstanding Balance (Thousands$) 454,996

Average Commercial Outstanding Balance Key

Consists of : Commercial Mortgage Loans, Commercial Loans, Commercial Construction Loans, and 

Commercial Tax Exempt Loans.

Average Commercial Outstanding Balance Comment

Total new money from commercial loans made in April was $19,017M.

Total Outstanding Balance (Thousands $) 952,339

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Penn Liberty Financial Corp. Ted Aicher - CFO

UST Sequence Number: 806

City: Wayne

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

327979

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57844

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 118,586

Average Consumer Outstanding Balance Key

Primarily Home Equity Loans and Lines of Credit as well as Residential Mortgage Loans

Average Consumer Outstanding Balance Comment

The Bank continues to grow its consumer loan portfolio

Average Commercial Outstanding Balance (Thousands$) 284,146

Average Commercial Outstanding Balance Key

Includes Commercial Real Estate (CRE) and Commercial & Industrial (C&I) Loans

Average Commercial Outstanding Balance Comment

The Bank continues to grow its Commercial Loan Portfolio.

Total Outstanding Balance (Thousands $) 402,732

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Commercial and consumer loan demand continues to be soft in the Bank's market. The Bank currently has 

approximately $45 million in cash that it would like to use for new loan originations as quickly as demand will 

allow in the Bank's market. Our strategic plan is to fully leverage the additional capital from TARP through 

originations of new commercial and consumer loans in the Bank's market.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Peoples Bancorp Lisa Holleman

UST Sequence Number: 632

City: Lynden

State: Washington

RSSD:

(for Bank Holding Companies)

1030947

Holding Company Docket Number:

(for Thrift Holding Companies)

n/a

FDIC Certificate Number:

(for Depository Institutions)

6158

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 320,703

Average Consumer Outstanding Balance Key

Consumer + Mortgage

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 604,084

Average Commercial Outstanding Balance Key

Commercial

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 924,787

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Peoples Bancorp of North Carolina, Inc. A. Joseph Lampron, EVP/CFO 

(jlampron@peoplesbanknc.com)

UST Sequence Number: 329

City: Newton

State: North Carolina

RSSD:

(for Bank Holding Companies)

2818245

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

5956

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 245,453

Average Consumer Outstanding Balance Key

General Ledger MTD average balance

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 465,288

Average Commercial Outstanding Balance Key

General Ledger MTD average balanace

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 710,741

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

PEOPLES BANCSHARES OF TN, INC. LEONARD BLEVINS

UST Sequence Number: 865

City: MADISONVILLE

State: Tennessee

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 119,980

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 45,396

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 165,376

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

PeoplesSouth Bancshares, Inc. Pam Pickle, Accounting Officer

UST Sequence Number: 950

City: Colquitt

State: Georgia

RSSD:

(for Bank Holding Companies)

1866155

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

21292

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 110,792

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 224,727

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 335,519

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

PFSB BANCORPORATION, INC NORMA J. SLETTELAND

UST Sequence Number: 1335

City: PIGEON FALLS

State: Wisconsin

RSSD:

(for Bank Holding Companies)

13030

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

13030

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 6,876

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 38,226

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 45,102

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Pinnacle Financial Partners, Inc./Pinnacle 

National Bank

Gary E. Green

UST Sequence Number: 184

City: Nashville

State: Tennessee

RSSD:

(for Bank Holding Companies)

2925657

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35583

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 754,822

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,467,175

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 3,221,997

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

PlainsCapital Corporation Darrell G. Adams

UST Sequence Number: 41

City: Dallas

State: Texas

RSSD:

(for Bank Holding Companies)

1247893

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 671,643

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,522,253

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 3,193,896

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

PLUMAS BANCORP BRANDY CEDILLOS

UST Sequence Number: 359

City: QUINCY

State: California

RSSD:

(for Bank Holding Companies)

3098576

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

23275

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 92,007

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 213,662

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 305,669

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Popular, Inc. José Méndez

UST Sequence Number: 117

City: San Juan

State: Puerto Rico

RSSD:

(for Bank Holding Companies)

1129382

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 10,407,381

Average Consumer Outstanding Balance Key

Consumer credit cards, mortgage, automobile and leases. Includes both loans in portfolio and loans held for 

sale.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 15,768,254

Average Commercial Outstanding Balance Key

Comm. and const. loans in portfolio and loans held for sale.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 26,175,635

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Porter Bancorp, Inc. and PBI Bank C. Bradford Harris

UST Sequence Number: 60

City: Louisville

State: Kentucky

RSSD:

(for Bank Holding Companies)

1249712

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

9314

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 350,135

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 928,418

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,278,553

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Prairie Star Bancshares, Inc. / Bank of the 

Prairie

Robert M. Wiley, CEO

UST Sequence Number: 940

City: Olathe

State: Kansas

RSSD:

(for Bank Holding Companies)

1058624

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4626

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 16,759

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 49,324

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 66,083

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

PREMIER BANK HOLDING COMPANY LINDA PALMER

UST Sequence Number: 867

City: TALLAHASSEE

State: Florida

RSSD:

(for Bank Holding Companies)

2815468

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

33992

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 63,630

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Includes Residential Lns-HFS

Average Commercial Outstanding Balance (Thousands$) 172,795

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 236,425

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Premier Financial Bancorp, Inc. Brien Chase, Senior Vice President

UST Sequence Number: 1078

City: Huntington

State: West Virginia

RSSD:

(for Bank Holding Companies)

2007647

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 223,672

Average Consumer Outstanding Balance Key

Consumer Purpose Loans including installment loans, mortgages, credit cards and individual revolving lines 

of credit.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 487,091

Average Commercial Outstanding Balance Key

Commercial Purpose Loans including

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 710,763

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Premier Financial Corp. Patrick J. Niemer, SVP/CFO

UST Sequence Number: 932

City: Dubuque

State: Iowa

RSSD:

(for Bank Holding Companies)

2687124

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 19,196

Average Consumer Outstanding Balance Key

Dubuque

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 149,273

Average Commercial Outstanding Balance Key

Dubuque

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 168,469

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Premier Service Bank Jessica W. Lee, EVP & CFO

UST Sequence Number: 808

City: Riverside

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57059

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 926

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 113,807

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 114,733

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

PremierWest Bancorp Blake Thurman

UST Sequence Number: 562

City: Medford

State: Oregon

RSSD:

(for Bank Holding Companies)

2867542

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

32975

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 103,412

Average Consumer Outstanding Balance Key

Res RE + Consumer + Fin Co

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 813,884

Average Commercial Outstanding Balance Key

CRE+Const+Cmml+Ag+OD+LO+Gov't G'tee+Tax Bene

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 917,296

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

New loans of $1.8 Million were closed in April 2011.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Presidio Bank Edward Murphy

UST Sequence Number: 165

City: San Francisco

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58325

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 16,507

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 238,215

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 254,722

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Princeton National Bancorp, Inc. (Citizens First 

National Bank)

Todd D. Fanning, EVP & COO

UST Sequence Number: 372

City: Princeton

State: Illinois

RSSD:

(for Bank Holding Companies)

1207900

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

3731

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 155,807

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 456,031

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 611,838

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

PrivateBancorp, Inc. Leonard Wiatr, Chief Risk Officer

UST Sequence Number: 332

City: Chicago

State: Illinois

RSSD:

(for Bank Holding Companies)

1839319

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 821,236

Average Consumer Outstanding Balance Key

Consumer loans include residential real estate loans, home equity loans and personal loans.

Average Consumer Outstanding Balance Comment

The totals include loans classified as covered assets, which were acquired in connection with an FDICassisted transaction.

Average Commercial Outstanding Balance (Thousands$) 8,506,585

Average Commercial Outstanding Balance Key

Commercial loans include commercial and industrial loans, commercial real estate loans and construction 

loans.

Average Commercial Outstanding Balance Comment

The totals include loans classified as covered assets, which were acquired in connection with an FDICassisted transaction.

Total Outstanding Balance (Thousands $) 9,327,821

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Providence Bank Ted Whitehurst or Gail Cheshire

UST Sequence Number: 1215

City: Rocky Mount

State: North Carolina

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58239

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 13,689

Average Consumer Outstanding Balance Key

Includes mortgage loans, home equity lines, residential construction loans, and other consumer loans, 

including overdraft loans, net of unearned income, not including loans in process

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 133,281

Average Commercial Outstanding Balance Key

Includes commercial installment, single pay, lines of credit, construction, net of unearned income, not 

including loans in process, including nonaccrual

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 146,970

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

PROVIDENT COMMUNITY BANCSHARES, INC RICHARD H. FLAKE, EVP/CFO

UST Sequence Number: 918

City: ROCK HILL

State: South Carolina

RSSD:

(for Bank Holding Companies)

24420

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

28997

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 57,967

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 135,047

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 193,014

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Puget Sound Bank Philip Mitterling

UST Sequence Number: 424

City: Bellevue

State: Washington

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57955

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 14,148

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 157,042

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 171,190

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

PULASKI BANK Christine A. Munro

UST Sequence Number: 507

City: St. Louis

State: Missouri

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H 3185

FDIC Certificate Number:

(for Depository Institutions)

30284

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 473,516

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 598,269

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,071,785

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

DOES NOT INCLUDE AVERAGE BALANCE OF MORTGAGE WAREHOUSE LOANS ORIGINATED AND HELD FOR 

SALE TOTALING $48.4 MILLION
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

QCR Holdings, Inc. Jennifer L. Hogue/QCRH Assistant Controller

UST Sequence Number: 287

City: Moline

State: Illinois

RSSD:

(for Bank Holding Companies)

2125813

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 158,494

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,007,232

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,165,726

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

RCB FINANCIAL CORPORATION MELISSA Y. DEEMS

UST Sequence Number: 1248

City: ROME

State: Georgia

RSSD:

(for Bank Holding Companies)

3923539

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

58289

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 21,760

Average Consumer Outstanding Balance Key

Monthend balance/loans made by the subsidiary and not the holding company

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 131,352

Average Commercial Outstanding Balance Key

Monthend balance/loans made by the subsidiary and not the holding company

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 153,112

Total Outstanding Balance Key

Monthend balance/loans made by the subsidiary and not the holding company

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Redwood Capital Bancorp Libby Charlton

UST Sequence Number: 389

City: Eureka

State: California

RSSD:

(for Bank Holding Companies)

3552032

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57610

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 53,600

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 91,886

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 145,486

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Redwood Financial/HomeTown Bank Dean Toft

UST Sequence Number: 199

City: Redwood Falls

State: Minnesota

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H2478

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 45,545

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 85,349

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 130,894

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Regent Bancorp, Inc. Pamela Joy Owens, CFO 864-678-4735

UST Sequence Number: 868

City: Davie

State: Florida

RSSD:

(for Bank Holding Companies)

2891006

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 78,308

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Includes De-Novo opened 4/14/09

Average Commercial Outstanding Balance (Thousands$) 325,824

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Includes De-Novo opened 4/14/09

Total Outstanding Balance (Thousands $) 404,132

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Regent Bank (Regent Capital Corporation is the 

Holding Company)

Jerry Hensley

UST Sequence Number: 727

City: Nowata

State: Oklahoma

RSSD:

(for Bank Holding Companies)

3632000

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4160

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 30,971

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 81,634

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 112,605

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Regents Bancshares, Inc. Randy M. Krenelka

UST Sequence Number: 541

City: Vancouver

State: Washington

RSSD:

(for Bank Holding Companies)

3030679

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57177

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 16,237

Average Consumer Outstanding Balance Key

includes consumer term loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 217,094

Average Commercial Outstanding Balance Key

includes commercial term loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 233,331

Total Outstanding Balance Key

Total Outstanding Balance Comment

Total loans originated during month = $3,480 in commitment amount and $2,530 in new outstanding 

balances. Originations were offset by payoffs totaling $1,686, with the bulk of the remaining variance caused 

by paydowns and draws on existing lines of credi

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

REGIONAL BANKSHARES INC./HERITAGE 

COMMUNITY BANK

TODD BUDDIN

UST Sequence Number: 620

City: HARTSVILLE

State: South Carolina

RSSD:

(for Bank Holding Companies)

2954415

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

35076

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 15,332

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 62,250

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 77,582

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Reliance Bancshares, Inc. David Franke

UST Sequence Number: 595

City: Frontenac

State: Missouri

RSSD:

(for Bank Holding Companies)

2787118

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 67,102

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 821,521

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 888,623

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Ridgestone Financial Services, Inc (Ridgestone 

Bank)

Jessica Fritz

UST Sequence Number: 655

City: Brookfield

State: Wisconsin

RSSD:

(for Bank Holding Companies)

3443774

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34101

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 8,084

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 371,680

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 379,764

Total Outstanding Balance Key

the total cell is not working

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

River Valley Bancorporation, Inc. River Valley 

Bank

Jay Wittman

UST Sequence Number: 1216

City: Wausau

State: Wisconsin

RSSD:

(for Bank Holding Companies)

1209426

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

19772

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 182,818

Average Consumer Outstanding Balance Key

1-4 family loans, loans held for sale, HELOC, overdrafts, and other consumer loans

Average Consumer Outstanding Balance Comment

The Bank is seeing a decrease in the demand for consumer loans. The Bank is hopeful demand will increase 

in Spring.

Average Commercial Outstanding Balance (Thousands$) 570,206

Average Commercial Outstanding Balance Key

Commercial and Commercial Real Estate loans

Average Commercial Outstanding Balance Comment

The Bank's commercial loan pipeline is improving.

Total Outstanding Balance (Thousands $) 753,024

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Rogers Bancshares, Inc. (Metropolitan National 

Bank)

Jeff Stevenson

UST Sequence Number: 501

City: Little Rock

State: Arkansas

RSSD:

(for Bank Holding Companies)

2066886

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

20280

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 50,688

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 684,447

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 735,135

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Royal Bancshares of Pennsylvania Robert A. Kuehl

UST Sequence Number: 512

City: Narberth

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

2324429

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 31,670

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 463,610

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 495,280

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

S&T Bancorp, Inc. Sarah Hvizdak (724)-427-2348

UST Sequence Number: 347

City: Indiana

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

1071397

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 931,728

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,356,328

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 3,288,056

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Salisbury Bancorp,Inc. the holding company for 

Salisbury Bank and Trust Company

Geoffrey A. Talcott

UST Sequence Number: 366

City: Lakeville

State: Conneticut

RSSD:

(for Bank Holding Companies)

2693273

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

18467

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 223,768

Average Consumer Outstanding Balance Key

Month end numbers

Average Consumer Outstanding Balance Comment

Increase over previous

Average Commercial Outstanding Balance (Thousands$) 144,155

Average Commercial Outstanding Balance Key

Month end numbers

Average Commercial Outstanding Balance Comment

Increase over previous

Total Outstanding Balance (Thousands $) 367,923

Total Outstanding Balance Key

Month end numbers

Total Outstanding Balance Comment

Overall increase YTD

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Santa Clara Valley Bank Annette Engelhart

UST Sequence Number: 540

City: Santa Paula

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34806

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 5,828

Average Consumer Outstanding Balance Key

Monthend Report

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 73,510

Average Commercial Outstanding Balance Key

Monthend report

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 79,338

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

SANTA LUCIA BANK CLAUDYA ROSS

UST Sequence Number: 168

City: ATASCADERO

State: California

RSSD:

(for Bank Holding Companies)

3403778

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 14,164

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 164,853

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 179,017

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

SBT Bancorp, Inc. (Simsbury Bank & Trust 

Company)

Anthony F. Bisceglio, EVP & CFO

UST Sequence Number: 151

City: Simsbury

State: Conneticut

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

33999

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 152,028

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 52,548

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 204,576

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Seacoast Commerce Bank William Roche

UST Sequence Number: 181

City: Chula Vista

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57428

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $)

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,800

Average Commercial Outstanding Balance Key

Loans to individuals for Commercial Real Estate (CRE)ans to individuals for Comme

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,800

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Seacoast National Bank William Hahl

UST Sequence Number: 175

City: Stuart

State: Florida

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

1085013

FDIC Certificate Number:

(for Depository Institutions)

131

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 597,149

Average Consumer Outstanding Balance Key

Includes direct and indirect installment loans, revolving home equity and unsecured lines of credit, and 

residential permanent and construction loans.

Average Consumer Outstanding Balance Comment

New Loans Apr: Installment - $1,904; Revolving - $224; Residential - $12,305

Average Commercial Outstanding Balance (Thousands$) 631,237

Average Commercial Outstanding Balance Key

Includes commercial and commercial real estate loans.

Average Commercial Outstanding Balance Comment

New Loans Apr: $3,248

Total Outstanding Balance (Thousands $) 1,228,386

Total Outstanding Balance Key

Total Outstanding Balance Comment

Average Loan Outstandings increased in Apr- $180

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Securant Bank & Trust Jeffrey M. Dereszynski

UST Sequence Number: 1082

City: Milwaukee

State: Wisconsin

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

12515

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 19,179

Average Consumer Outstanding Balance Key

This category includes owner occupied residential mortgages both first and junior liens, as well as loans to 

consumers for autos. It includes credit card balances, however they are under $200,000 in total.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 178,121

Average Commercial Outstanding Balance Key

This category is all other loans not listed above. The bigger components are commercial lines of credit, 

commercial real estate, 1-4 family residential held for investment.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 197,300

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Security Bancshares of Pulaski County and 

subsidiary Security Bank of Pulaski County

Carl E. Boone, EVP/CFO

UST Sequence Number: 474

City: St. Robert

State: Missouri

RSSD:

(for Bank Holding Companies)

2250180

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

15347

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 19,720

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 52,801

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Includes all Ag Loans

Total Outstanding Balance (Thousands $) 72,521

Total Outstanding Balance Key

Total Outstanding Balance Comment

All balances as of Month end

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Security Business Bancorp Pamela Schock, EVP & CFO

UST Sequence Number: 143

City: San Diego

State: California

RSSD:

(for Bank Holding Companies)

3637863

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 17,012

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 146,904

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 163,916

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

SECURITY CALIFORNIA BANCORP Thomas M. Ferrer, EVP & CFO

UST Sequence Number: 107

City: Riverside

State: California

RSSD:

(for Bank Holding Companies)

3804469

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 48,592

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 240,460

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 289,052

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

SECURITY STATE BANCSHARES, INC. JEFFREY D. BARKER, CFO

UST Sequence Number: 763

City: CHARLESTON

State: Missouri

RSSD:

(for Bank Holding Companies)

1248573

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 174,313

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 332,099

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 506,412

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Severn Bancorp, Inc. (Severn Savings Bank, FSB) Thomas G. Bevivino

UST Sequence Number: 71

City: Annapolis

State: Maryland

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H1799

FDIC Certificate Number:

(for Depository Institutions)

32367

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 528,318

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Consumer loans include all loans with residential property as collateral, loans to individuals with other noncommercial collateral, and all unsecured loans to individuals

Average Commercial Outstanding Balance (Thousands$) 309,284

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Commercial loans include all loans with commercial property or other business assets as collateral, and 

unsecured loans to corporations, partnerships, sole proprietorships, and other business enterprises

Total Outstanding Balance (Thousands $) 837,602

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

SouthCrest Financial Group, Inc. (Bank of Upson Doug Hertha

UST Sequence Number: 1210

City: Peachtree City

State: Georgia

RSSD:

(for Bank Holding Companies)

2497202

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

17041

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 151,512

Average Consumer Outstanding Balance Key

Incl 1-4 Fam Res., home equity

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 183,348

Average Commercial Outstanding Balance Key

Incl Commercial, nonres.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 334,860

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Southern Community Financial Corporation Dee Branning

UST Sequence Number: 105

City: Winston-Salem

State: North Carolina

RSSD:

(for Bank Holding Companies)

2981831

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34321

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 222,889

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 857,070

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,079,959

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Southern First Bancshares, Inc., Southern First 

Bank, National Association

Julie Fairchild

UST Sequence Number: 701

City: Greenville

State: South Carolina

RSSD:

(for Bank Holding Companies)

2849801

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35295

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 146,697

Average Consumer Outstanding Balance Key

Loans reflect loans made by our subsidiary and not the holding company. Includes Consumer Real estate and 

"other" Consumer loans as well as Credit Lines.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 433,339

Average Commercial Outstanding Balance Key

Loans reflect loans made by our subsidiary and not the holding company. Includes Commercial Real Estate 

Loans and Commercial Business loans as well as Loan Suspense, overdrafts, and net FASB fees.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 580,036

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Southern Heritage Bank (Southern Heritage 

Bancshares)

Carol Killen - Senior Vice President

UST Sequence Number: 1115

City: Cleveland

State: Tennessee

RSSD:

(for Bank Holding Companies)

2798897

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35093

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 43,159

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 111,558

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 154,718

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

SouthFirst Bancshares, Inc (Holding Company) 

SouthFirst Bank (Thrift Subsidiary)

Rick Taylor

UST Sequence Number: 1221

City: Sylacauga

State: Alabama

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 65,424

Average Consumer Outstanding Balance Key

net of lip and before ALLL

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 31,850

Average Commercial Outstanding Balance Key

net of lip and before ALLL

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 97,274

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Southwest Bancorp, Inc. Steve Gobel

UST Sequence Number: 114

City: Stillwater

State: Oklahoma

RSSD:

(for Bank Holding Companies)

1062621

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 138,001

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,189,726

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,327,727

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Sovereign Bancshares, Inc. R. Michael Russell

UST Sequence Number: 910

City: Dallas

State: Texas

RSSD:

(for Bank Holding Companies)

3269602

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 37,611

Average Consumer Outstanding Balance Key

FDIC call codes 1C1, 1C2A, 1C2B, 6B, 6C

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 409,516

Average Commercial Outstanding Balance Key

FDIC call codes 1A1, 1A2, 1B, 1D, 1E1, 1E2, 4A, 9A

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 447,127

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

SpiritBank Trevor Kelly (stkelly@spiritbank.com/405-775-

1128)

UST Sequence Number: 1009

City: Tulsa

State: Oklahoma

RSSD:

(for Bank Holding Companies)

1062135

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4048

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 246,127

Average Consumer Outstanding Balance Key

Loans to individuals for household, family and other personal expenditures, Loans secured by 1-4 family 

residential properties

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 781,525

Average Commercial Outstanding Balance Key

CRE Loans including 1-4 family residential construction, C&I Loans, Loans secured by farmland, Loans to 

finance agricultural production and other loans to farmers.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,027,652

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

St. Johns Bancshares, Inc. Brad Muhlke, Senior V.P. (314) 428-1059, Ext. 

3494

UST Sequence Number: 751

City: Saint Louis

State: Missouri

RSSD:

(for Bank Holding Companies)

1096587

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 36,059

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 183,264

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 219,323

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Standard Bancshares, Inc. Scott Smits

UST Sequence Number: 1114

City: Hickory Hills

State: Illinois

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 232,788

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

We provided 18 new consumer loans during the month of April with total commitments of $4,291,500.

Average Commercial Outstanding Balance (Thousands$) 1,394,946

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

We provided 19 new commercial loans during the month of April with total commitments of $10,210,745.

Total Outstanding Balance (Thousands $) 1,627,734

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

During the month of April we provided 18 new consumer loans with total commitments of $4,291,500, 

renewed 12 consumer loans with total commitments of $1,480,169, and provided 26 mortgage loans with 

commitments of $3,934,033 that were sold in the secondary market. We also granted 19 new commercial 

loans with total commitments of $10,210,745 and renewed 68 commercial loans with commitments of 

$31,522,234. Our total outstanding loans continue to decline due to payoffs and as a result of our efforts to 

reduce our concentrations in construction and non-owner occupied real estate.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

State Bank of Long Island (State Bancorp Inc.) Patricia Schaubeck

UST Sequence Number: 146

City: Jericho

State: New York

RSSD:

(for Bank Holding Companies)

1138861

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

19695

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 89,349

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,058,211

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,147,560

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

State Bankshares, Inc. Blake Nelson - SVP/Controller

UST Sequence Number: 477

City: Fargo

State: North Dakota

RSSD:

(for Bank Holding Companies)

1417333

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 304,078

Average Consumer Outstanding Balance Key

Includes residential mortgages, home equity loans, personal, direct and indirect auto, and other consumer 

loans

Average Consumer Outstanding Balance Comment

1-4 family held to maturity loans were up $3 million in April. The remaining consumer loans were relatively 

flat.

Average Commercial Outstanding Balance (Thousands$) 1,526,213

Average Commercial Outstanding Balance Key

Includes C&I, Small Business, Commercial Real Estate, Ag and Lease Loans

Average Commercial Outstanding Balance Comment

On average, commercial real estate loans were up $13 million in April. Leading the way were multi-family RE 

loans up $9 million and commercial owner occupied loans up $6 million. Commercial non-real estate loans 

were down $3.8 million in April primarily due to Ag loans being down.

Total Outstanding Balance (Thousands $) 1,830,291

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Stearns Financial Services, Inc. Harley Vestrum

UST Sequence Number: 919

City: St. Cloud

State: Minnesota

RSSD:

(for Bank Holding Companies)

1427275

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 123,715

Average Consumer Outstanding Balance Key

Consumer, 1-4 Family Res, Home Equity

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 795,994

Average Commercial Outstanding Balance Key

Commercial, Multi Family, RE Non Res, RE Constr, Agriculture, & Leases

Average Commercial Outstanding Balance Comment

Includes Leases

Total Outstanding Balance (Thousands $) 919,709

Total Outstanding Balance Key

Total Outstanding Balance Comment

These are loan numbers with the loan discount from recent Bank purchases netted out.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Steele Street Bank & Trust Frank J Babnik 303-877-6046

UST Sequence Number: 1316

City: Denver

State: Colorado

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57575

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 3,149

Average Consumer Outstanding Balance Key

Consumer

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 29,187

Average Commercial Outstanding Balance Key

Commercial

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 32,336

Total Outstanding Balance Key

Total

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

StellarOne Corporation Jeffrey W. Farrar, CFO

UST Sequence Number: 237

City: Charlottesville

State: Virginia

RSSD:

(for Bank Holding Companies)

2502049

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 793,798

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,279,127

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,072,925

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Sterling Financial Corporation Shawna Manion

UST Sequence Number: 183

City: Spokane

State: Washington

RSSD:

(for Bank Holding Companies)

3152245

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,573,309

Average Consumer Outstanding Balance Key

Includes Residential Mortgages and Consumer Loans (less confirmed losses)

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 4,143,364

Average Commercial Outstanding Balance Key

Includes Income Property, Construction, Commercial Loans (less confirmed losses)

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 5,716,673

Total Outstanding Balance Key

Includes Held for Sale but, does not include ALLL and discounts.

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Stewardship Financial Corporation Claire M. Chadwick

UST Sequence Number: 380

City: Midland Park

State: New Jersey

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

26390

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 94,040

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 366,423

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 460,463

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Average Consumer Loan figure for April-11 includes $1,309 of mortgage loans held for sales compared to 

$1,470 for March -11.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Stonebridge Bank (Stonebridge Financial Corp) Thomas L Mennie

UST Sequence Number: 559

City: West Chester

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

2754334

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35077

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 33,378

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 221,555

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 254,933

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Suburban Illinois Bancorp, Inc./Suburban Bank 

& Trust

Wayne Pavlicek

UST Sequence Number: 1289

City: Elmhurst

State: Illinois

RSSD:

(for Bank Holding Companies)

2327541

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

20443

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 65,194

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 362,895

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Several Payoffs & Charge offs

Total Outstanding Balance (Thousands $) 428,089

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Summit State Bank Dennis Kelley, CFO

UST Sequence Number: 148

City: Santa Rosa

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

32203

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 55,123

Average Consumer Outstanding Balance Key

(DMI + type 11+ consumer )

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 227,851

Average Commercial Outstanding Balance Key

( all other not included above )

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 282,974

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

SV Financial, Inc. (Sauk Valley Bank & Trust) Shellie Knox

UST Sequence Number: 1079

City: Sterling

State: Illinois

RSSD:

(for Bank Holding Companies)

3093919

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35131

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 26,908

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 113,744

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 140,652

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Sword Financial Corporation and Horicon Bank Byron A. Pyzik, SVP, Horicon Bank 920-485-

7329

UST Sequence Number: 1145

City: Horicon

State: Wisconsin

RSSD:

(for Bank Holding Companies)

1202883

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

11236

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 110,719

Average Consumer Outstanding Balance Key

Includes: 1-4 family residential mortgages (including those held for sale), construction, home equity, credit 

card and other consumer loans for personal expenditure.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 353,302

Average Commercial Outstanding Balance Key

Includes: commercial, commercial real estate & construction, agricultural, municipal and others

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 464,021

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Synovus Financial Corp. Brett Willis (706)644-2716

UST Sequence Number: 100

City: Columbus

State: Georgia

RSSD:

(for Bank Holding Companies)

1078846

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 3,991,793

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 16,942,810

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 20,934,603

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Syringa Bancorp (single-tier holding company of 

Syringa Bank)

Brian Heim

UST Sequence Number: 395

City: Boise

State: Idaho

RSSD:

(for Bank Holding Companies)

3338861

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34296

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 41,298

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 137,487

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 178,785

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

TAYLOR CAPITAL GROUP Christine Noone

UST Sequence Number: 83

City: Rosemont

State: Illinois

RSSD:

(for Bank Holding Companies)

2495039

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

22599

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 207,564

Average Consumer Outstanding Balance Key

Includes residential mortgage loans, home equity lines of credit, home equity loans, and other consumer 

loans.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,642,801

Average Commercial Outstanding Balance Key

Includes commercial and industrial loans, loans secured by commercial real estate and loans for commercial 

and residential construction and land development.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,850,365

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

TCNB Financial Corp./The Citizens National 

Bank of Southwestern Ohio

Kay E. Sandusky/Monica M. Schneider

UST Sequence Number: 213

City: Dayton

State: Ohio

RSSD:

(for Bank Holding Companies)

2833127

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35302

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 19,348

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 56,033

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 75,381

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Tennessee Commerce Bancorp, Inc. Frank Perez

UST Sequence Number: 101

City: Franklin

State: Tennessee

RSSD:

(for Bank Holding Companies)

2916169

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 63,376

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,135,770

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,199,146

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Tennessee Valley Financial Holdings, Inc. Ken Scarbro

UST Sequence Number: 350

City: Oak Ridge

State: Tennessee

RSSD:

(for Bank Holding Companies)

3082454

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 46,454

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 71,932

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 118,386

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

The ANB Corporation/The American National 

Bank of Texas

Robert Messer, EVP/CFO

UST Sequence Number: 746

City: Terrell

State: Texas

RSSD:

(for Bank Holding Companies)

2326629

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

23474

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 267,720

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 849,760

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,117,480

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

The Bank of Delmarva (Holding Company -

Delmar Bancorp)

Kim Thomas, CFO/SVP

UST Sequence Number: 1070

City: Salisbury

State: Maryland

RSSD:

(for Bank Holding Companies)

1249918

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

8810

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 104,382

Average Consumer Outstanding Balance Key

Corresponds to lines 1.c.1, 1.c.2.a, 1.c.2.b and 6 of Schedule RC-C of the Call Report. Month end balances are 

used.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 245,083

Average Commercial Outstanding Balance Key

Corresponds to lines 1.a.1, 1.a.2, 1.b, 1.d, 1.e.1, 1.e.2, 4, and 8 of Schedule RC-C of the Call Report. Month 

end balances are used.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 349,465

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

The Bank of Kentucky Financial Corporation Martin J. Gerrety EVP & CFO

UST Sequence Number: 362

City: Crestview Hills

State: Kentucky

RSSD:

(for Bank Holding Companies)

2291624

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

33022

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 232,379

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 887,419

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,119,798

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

The Baraboo National Bank Jeff Blada

UST Sequence Number: 443

City: Baraboo

State: Wisconsin

RSSD:

(for Bank Holding Companies)

1209248

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 144,396

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 411,409

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 555,805

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

THE CONNECTICUT BANK AND TRUST 

COMPANY

ANSON C. HALL

UST Sequence Number: 163

City: Hartford

State: Conneticut

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57690

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 23,396

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

new loans 418

Average Commercial Outstanding Balance (Thousands$) 196,946

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

new loans 1,953

Total Outstanding Balance (Thousands $) 220,342

Total Outstanding Balance Key

Total Outstanding Balance Comment

Total 2,371

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

The Elmira Savings Bank, FSB Jason Sanford, CFO (607) 737-8814

UST Sequence Number: 293

City: Elmira

State: New York

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

16001

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 380,748

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

For April 2011, included in the Consumer Loans total are outstanding balances of loans originated by us, then 

sold (while we retain the servicing responsibilities for the loans): $156,364 to FHLMC, $3,755 to SONYMA, 

and $5,004 to another upstate NY bank

Average Commercial Outstanding Balance (Thousands$) 99,009

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 479,757

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

The First, N.A. Deborah Wallace

UST Sequence Number: 186

City: Damariscotta

State: Maine

RSSD:

(for Bank Holding Companies)

1133932

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

4256

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 454,524

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 441,084

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 895,608

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

The Freeport State Bank Curt R. Clark, Sr. V.P.

UST Sequence Number: 470

City: Harper

State: Kansas

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

180670

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 2,750

Average Consumer Outstanding Balance Key

Includes consumer purpose loans and residential real estate loans

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 7,978

Average Commercial Outstanding Balance Key

Includes commercial and farm loans

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 10,728

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

The Harbor Bank of Maryland (Harbor 

Bankshares Corporation)

Darius L. Davis

UST Sequence Number: 1273

City: Baltimore

State: Maryland

RSSD:

(for Bank Holding Companies)

2008130

Holding Company Docket Number:

(for Thrift Holding Companies)

n/a

FDIC Certificate Number:

(for Depository Institutions)

24015

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 28,277

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 165,389

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 193,666

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

the little bank Doyle M. Thigpen

UST Sequence Number: 150

City: Kinston

State: North Carolina

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34934

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 46,500

Average Consumer Outstanding Balance Key

mortgages, helocs, consumer

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 157,990

Average Commercial Outstanding Balance Key

comm real estate, C&I

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 204,490

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

The Private Bank of California Joyce N. Kaneda, EVP & Chief Financial Officer

UST Sequence Number: 500

City: Los Angeles

State: California

RSSD:

(for Bank Holding Companies)

0

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

58099

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 72,914

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 164,916

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 237,830

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

(All amounts in thousands and monthly average balances)

Also, The Private Bank of California has "lent" via its investments in government-sponsored entity securities 

totaling $182,438 ($16,580 in Fannie Mae, Freddie Mac and FHLB debt securities plus $165,858 in Fannie 

Mae, Freddie Mac and Ginnie Mae mortgage-backed securities and collateralized mortgage obligations), a 

$4,843 decrease from March 2011. The decrease reflects net portfolio run-off required to accommodate the 

Total Loans growth of $10,357 during the month.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

The Private Bank of the Peninsula (subsidiary of 

Peninsula Bank Holding Co.)

Steve Leen, CFO, 650-843-2204

UST Sequence Number: 331

City: Palo Alto

State: California

RSSD:

(for Bank Holding Companies)

3680980

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57510

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 24,068

Average Consumer Outstanding Balance Key

Home equity lines of credit, single family residence 1st and junior liens, lines of credit, overdrafts, installment 

loans and overdraft protection lines of credit

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 162,822

Average Commercial Outstanding Balance Key

Construction, commercial real estate, commercial, and asset based loans.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 186,890

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

THE QUEENSBOROUGH COMPANY JENNIFER HERRING

UST Sequence Number: 47

City: LOUISVILLE

State: Georgia

RSSD:

(for Bank Holding Companies)

1130904

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 186,181

Average Consumer Outstanding Balance Key

CALL REPORT CODES C1,CA,CB,6B

Average Consumer Outstanding Balance Comment

INCLUDES MORTGAGE LOANS HELD FOR SALE

Average Commercial Outstanding Balance (Thousands$) 399,253

Average Commercial Outstanding Balance Key

ALL OTHER CALL REPORT CODES

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 585,434

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Three Shores Bancorporation Inc (Hold Co)-

Seaside National Bank & Trust

Barry Griffiths, SVP & CFO

UST Sequence Number: 212

City: Orlando

State: Florida

RSSD:

(for Bank Holding Companies)

3934562

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58328

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 106,202

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 365,627

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 471,829

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Tidelands Bancshares Dee Dee Baldwin

UST Sequence Number: 246

City: Mount Pleasant

State: South Carolina

RSSD:

(for Bank Holding Companies)

3185476

Holding Company Docket Number:

(for Thrift Holding Companies)

na

FDIC Certificate Number:

(for Depository Institutions)

57594

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 91,038

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 328,195

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 419,233

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Timberland Bancorp, Inc. Marci Basich, Treasurer

UST Sequence Number: 365

City: Hoquiam

State: Washington

RSSD:

(for Bank Holding Companies)

2621548

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 174,668

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 366,739

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 541,407

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Titonka Bancshares, Inc. (Titonka Savings Bank) Aaron Boyken

UST Sequence Number: 906

City: Titonka

State: Iowa

RSSD:

(for Bank Holding Companies)

1209837

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

17302

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 15,715

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 43,939

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 59,654

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

TODD BANCSHARES, INC. / UNITED SOUTHERN 

BANK

JEFF FRITTS

UST Sequence Number: 582

City: HOPKINSVILLE

State: Kentucky

RSSD:

(for Bank Holding Companies)

1140574

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

9309

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 69,076

Average Consumer Outstanding Balance Key

General Ledger Statement of Condition - Month to Date Average of Consumer Loans; Res-RE Loans. (Totals 

DO NOT INCLUDE: Non Accrual; Loan Loss Reserve; Loans in Process; Participations Sold)

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 115,120

Average Commercial Outstanding Balance Key

General Ledger Statement of Condition - Month to Date Average of Commercial Loans; Farmers Loans; Other 

RE Loans; Participation Loans. (Totals DO NOT INCLUDE: Non Accrual; Loan Loss Reserve; Loans in Process; 

Participations Sold)

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 184,196

Total Outstanding Balance Key

Total of Consumer Loans Averages and Commercial Loan Averages. (Consumer Averages and Commercial 

Averages DO NOT INCLUDE: Non Accrual; Loan Loss Reserve; Loans in Process; Participations Sold)

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

TowneBank Cindy Daluisio

UST Sequence Number: 153

City: Suffolk

State: Virginia

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35095

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 680,693

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,064,289

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,744,982

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Triad Bancorp, Inc Stacey Tate

UST Sequence Number: 854

City: Frontenac

State: Missouri

RSSD:

(for Bank Holding Companies)

3722376

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 7,222

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 142,570

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 149,792

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Tri-County Financial Corporation William Pasenelli

UST Sequence Number: 75

City: Waldorf

State: Maryland

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

30903

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 169,423

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 488,270

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 657,693

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Trinity Capital Corporation Daniel R. Bartholomew

UST Sequence Number: 700

City: Los Alamos

State: New Mexico

RSSD:

(for Bank Holding Companies)

1056161

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

18799

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 463,525

Average Consumer Outstanding Balance Key

Includes all 1-4 family construction loans, 1-4 family residential mortgages, personal loans, credit cards and 

other unsecured revolving lines of credit to individuals. We are not including loans held for sale.

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 719,756

Average Commercial Outstanding Balance Key

Includes all other loans, including commercial construction loans, raw land loans, land development loans, 

commercial real estate loans, multi-family real estate loans, other commercial loans and loans to non-forprofit entities. We are not including loans held for sale.

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,183,281

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

TriState Capital Holdings, Inc. David G. Guenther

UST Sequence Number: 696

City: Pittsburgh

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

3475074

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 152,837

Average Consumer Outstanding Balance Key

Includes HELOC's, home equity loans, 1-4 family residential mortgages and other consumer loans

Average Consumer Outstanding Balance Comment

This amount reflects the daily average for the month including net deferred costs.

Average Commercial Outstanding Balance (Thousands$) 1,135,252

Average Commercial Outstanding Balance Key

Includes commercial and industrial and commercial real estate line's of credit and term loans.

Average Commercial Outstanding Balance Comment

This amount reflects the daily average for the month including net deferred fees as well as the mark to 

market on loans carried at fair value in conjunction with long haul FAS 133 accounting on interest rate swaps.

Total Outstanding Balance (Thousands $) 1,288,089

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

TriSummit Bank George Schneider

UST Sequence Number: 933

City: Kingsport

State: Tennessee

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 40,599

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 95,893

Average Commercial Outstanding Balance Key

Total average loans before the allowance for loan losses

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 136,492

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

U. S. Century Bank David McCombie

UST Sequence Number: 782

City: Miami

State: Florida

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57369

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 103,230

Average Consumer Outstanding Balance Key

1-4 family mortgages,consumer construction, home equity, other consumer and overdrafts

Average Consumer Outstanding Balance Comment

Increase from March due to overdrafts 

Average Commercial Outstanding Balance (Thousands$) 1,318,535

Average Commercial Outstanding Balance Key

Commercial, Commercial Real Estate, municipal and loans to foreign banks

Average Commercial Outstanding Balance Comment

Decrease from March due to decreases in, Commercial Real Estate and Commercial loans.

Total Outstanding Balance (Thousands $) 1,421,765

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

UBT Bancshares, Inc. Leonard R. Wolfe, President

UST Sequence Number: 502

City: Marysville

State: Kansas

RSSD:

(for Bank Holding Companies)

3219577

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

17477

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 42,215

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 282,591

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 324,806

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Union Bank & Trust June Manning

UST Sequence Number: 1150

City: Oxford

State: North Carolina

RSSD:

(for Bank Holding Companies)

3429059

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58245

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 41,768

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 115,870

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 157,638

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Union Savings Bank - Bank Union financial 

Corporation - Holding Company

Nicholas Kost 505 341-5211

UST Sequence Number: 1350

City: Albuquerque

State: New Mexico

RSSD:

(for Bank Holding Companies)

3824654

Holding Company Docket Number:

(for Thrift Holding Companies)

H2495

FDIC Certificate Number:

(for Depository Institutions)

32329

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 12,634

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 25,276

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 37,910

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

United American Bank Gerry Brown, CFO. (650.579.1560)

UST Sequence Number: 664

City: San Mateo

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 28,556

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 227,247

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 255,803

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

United Bancorp, Inc. Randal J. Rabe

UST Sequence Number: 448

City: Tecumseh

State: Michigan

RSSD:

(for Bank Holding Companies)

1135516

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 204,900

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 377,166

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 582,066

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

United Bank Corporation Thomas L. Redding

UST Sequence Number: 1111

City: Barnesville

State: Georgia

RSSD:

(for Bank Holding Companies)

1082777

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 143,423

Average Consumer Outstanding Balance Key

Average loans for the subsidiary

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 430,531

Average Commercial Outstanding Balance Key

Average loans for the subsidiary

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 573,954

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

United Community Banks, Inc David Shearrow

UST Sequence Number: 59

City: Blairsville

State: Georgia

RSSD:

(for Bank Holding Companies)

1249347

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,222,738

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 3,083,018

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 4,305,756

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

United Financial Banking Companies, Inc. Lisa Porter - CFO - ((703) 938-2500 x4406

UST Sequence Number: 426

City: Vienna

State: Virginia

RSSD:

(for Bank Holding Companies)

1075788

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

23567

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 21,565

Average Consumer Outstanding Balance Key

Mortgage, Installment & Home Equity

Average Consumer Outstanding Balance Comment

Additional consumer loan volume of $100,000.00 was brokered to outside lenders in April 2011.

Average Commercial Outstanding Balance (Thousands$) 188,545

Average Commercial Outstanding Balance Key

Commercial & Construction

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 210,110

Total Outstanding Balance Key

Total Outstanding Balance Comment

These amounts doe not include Unearned income or Loan Loss Allowance, but are reduced by participated 

amounts.

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Unity Bancorp Alan Bedner

UST Sequence Number: 154

City: Clinton

State: New Jersey

RSSD:

(for Bank Holding Companies)

2181426

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

33503

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 186,053

Average Consumer Outstanding Balance Key

Residential and Home Equity

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 426,763

Average Commercial Outstanding Balance Key

Commercial, 504, SBA 7(a)

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 612,816

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Universal Bancorp (Bloomfield State Bank) William B McNeely

UST Sequence Number: 1197

City: Bloomfield

State: Indiana

RSSD:

(for Bank Holding Companies)

1067511

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 66,695

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 223,575

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 290,270

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

US METRO BANK Eunice LIm, EVP / Chief Credit Officer

UST Sequence Number: 499

City: Garden Grove

State: California

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58310

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 35

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 76,468

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 76,503

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Uwharrie Capital Corp David Beaver

UST Sequence Number: 129

City: Albemarle

State: North Carolina

RSSD:

(for Bank Holding Companies)

2082532

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 156,289

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 224,589

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 380,878

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Valley Bank Jerry Bradley

UST Sequence Number: 169

City: Roanoke

State: Virginia

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34019

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 130,710

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 402,441

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 533,151

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

VALLEY Commerce Bancorp (VALLEY BUSINESS 

BANK)

IRENE SAMANO 559-636-0216 EXT. 1125 

KAREN DRESSEL 559-636-0216 EXT. 1142

UST Sequence Number: 333

City: VISALIA

State: California

RSSD:

(for Bank Holding Companies)

3139424

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34156

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 16,523

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 220,158

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 236,681

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Veritex Holdings, Inc formerly Fidelity 

Resources Company

Thomas R. Freas

UST Sequence Number: 571

City: Dallas

State: Texas

RSSD:

(for Bank Holding Companies)

4105266

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57665

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 54,156

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 166,861

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 221,017

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

On March 23, 2011 Veritex Bank merged with Fidelity Bank
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Village Bank, a wholly-owned subsidiary of 

Village Bank and Trust Financial Corp

Dennis Falk, 804 419 1231

UST Sequence Number: 1137

City: Midlothian

State: Virginia

RSSD:

(for Bank Holding Companies)

3251027

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35111

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 144,566

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 297,815

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 442,381

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Virginia Commerce Bancorp, Inc. Krista DiVenere

UST Sequence Number: 221

City: Arlington

State: Virginia

RSSD:

(for Bank Holding Companies)

2856377

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

27249

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 398,838

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,781,096

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,179,934

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

1. For the month ended April 2011, the Company funded $30.3 million in new loan dollars on $42.3 million in 

new loans and commitments.

2. The Company also originated $9.0 million in single family mortgage loans for sale in the secondary market 

in April 2011 which is not reflected in the above numbers.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Virginia Company Bank sheryl.moses@vacompanybank.com

UST Sequence Number: 1231

City: Newport News

State: Virginia

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58147

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 33,696

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 65,535

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 99,231

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Vision Bank - Texas Ty Maxfield

UST Sequence Number: 732

City: Richardson

State: Texas

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

58447

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,348

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 54,386

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 55,734

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

VIST Financial Corp Diane B Focht

UST Sequence Number: 155

City: Wyomissing

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

1136139

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

7748

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 178,858

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 808,402

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 987,260

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

W.T.B. Financial Corporation Larry Sorensen, SVP & CFO

UST Sequence Number: 513

City: Spokane

State: Washington

RSSD:

(for Bank Holding Companies)

1029464

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 680,329

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,994,285

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,674,614

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

WashingtonFirst Bank E. Leroy Morris

UST Sequence Number: 554

City: Reston

State: Virginia

RSSD:

(for Bank Holding Companies)

3922466

Holding Company Docket Number:

(for Thrift Holding Companies)

N/A

FDIC Certificate Number:

(for Depository Institutions)

57696

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 33,635

Average Consumer Outstanding Balance Key

Res. RE Loans, HELOC and Consumer Loans

Average Consumer Outstanding Balance Comment

Loan demand was good in April.

Average Commercial Outstanding Balance (Thousands$) 318,648

Average Commercial Outstanding Balance Key

C&I, AD&C and CRE loans.

Average Commercial Outstanding Balance Comment

Loan demand was good in April.

Total Outstanding Balance (Thousands $) 352,283

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Waukesha Bankshares, Inc. / Sunset Bank & 

Savings

John Udvare (johnu@sunsetbank.net)

UST Sequence Number: 1169

City: Waukesha

State: Wisconsin

RSSD:

(for Bank Holding Companies)

2756776

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

35043

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 45,977

Average Consumer Outstanding Balance Key

Includes 1-4 family, multi-family, home-equity lines of credit and other consumer loans (auto, personal) and 

loans held for sale from the subsidiary bank of holding company

Average Consumer Outstanding Balance Comment

Portfolio Payoffs moving into fixed rate loans sold on secondary market and properties moved to ORE

Average Commercial Outstanding Balance (Thousands$) 36,203

Average Commercial Outstanding Balance Key

Includes all commercial and industrial loans, commercial real estate and A/R loans

Average Commercial Outstanding Balance Comment

Lending activity starting to pickup in bank's market

Total Outstanding Balance (Thousands $) 82,180

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

Currently $3.0M in CPP funds have been down streamed to the subsidiary bank. Current Tier 1 Capital Ratio 

stands at 8.20%. Risk based Capital Ratio is at roughly 13.44%
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

West Bank (West Bancorporation, Inc.) Douglas R. Gulling

UST Sequence Number: 270

City: West Des Moines

State: Iowa

RSSD:

(for Bank Holding Companies)

139740

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

15614

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 88,058

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 744,783

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 832,841

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Western Alliance Bancorporation Dale Gibbons - CFO

UST Sequence Number: 44

City: Phoenix

State: Arizona

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 563,904

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 3,730,775

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 4,294,679

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Western Reserve Bancorp, Inc. (and bank 

subsidiary,Western Reserve Bank)

Cynthia A. Mahl

UST Sequence Number: 949

City: Medina

State: Ohio

RSSD:

(for Bank Holding Companies)

2730459

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

34894

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 18,285

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 138,602

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 156,887

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

White River Bancshares Company (UST 

Sequence Number 660)

Russell Nugent 479-684-3778 

rnugent@sbofa.com

UST Sequence Number: 660

City: Fayetteville

State: Arkansas

RSSD:

(for Bank Holding Companies)

3350724

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 107,049

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 290,500

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 397,549

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Whitney Holding Corporation Douglas McCaffrey

UST Sequence Number: 161

City: New Orleans

State: Louisiana

RSSD:

(for Bank Holding Companies)

1079740

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,386,095

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 5,589,182

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 6,975,277

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

WILLAMETTE VALLEY BANK (OREGON 

BANCORP)

Sharon J. Bordeaux

UST Sequence Number: 811

City: SALEM

State: Oregon

RSSD:

(for Bank Holding Companies)

3823198

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57033

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 21,237

Average Consumer Outstanding Balance Key

Consumer 1-4 Family Secured, AFS 1-4 Family Secrued

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 67,558

Average Commercial Outstanding Balance Key

Commercial Loans (excluding business loans to individuals)

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 88,795

Total Outstanding Balance Key

All Loans

Total Outstanding Balance Comment

General Market Commentary

Willamette Valley Bank originated and sold $9,433,455.50 1-4 Family Loans in April, 2011.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Wilmington Trust Corporation Mico Slijepcevic

UST Sequence Number: 94

City: Wilmington

State: Delaware

RSSD:

(for Bank Holding Companies)

1888193

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 1,844,185

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 5,190,737

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 7,034,922

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Wilshire Bancorp, Inc. James Kang

UST Sequence Number: 158

City: Los Angeles

State: California

RSSD:

(for Bank Holding Companies)

3248513

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

23301

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 101,441

Average Consumer Outstanding Balance Key

Home mortgage loan, home equity, auto loan, personal line

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 2,142,910

Average Commercial Outstanding Balance Key

Commercial and industrial(C&I), SBA, commercial real estate(CRE), construction loan

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,244,351

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Worthington Financial Holdings, Inc. / 

Worthington Federal Bank (WFB)

Chris Olsen

UST Sequence Number: 986

City: Huntsville

State: Alabama

RSSD:

(for Bank Holding Companies)

626370

Holding Company Docket Number:

(for Thrift Holding Companies)

H3488

FDIC Certificate Number:

(for Depository Institutions)

0

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 42,661

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average consumer loans includes funded but unsold mortgage loan pipeline totaling $6.420 million.

Average Commercial Outstanding Balance (Thousands$) 89,234

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 131,895

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

WSFS Financial Corporation Charles Mosher

UST Sequence Number: 514

City: Wilmington

State: Delaware

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

H-1232

FDIC Certificate Number:

(for Depository Institutions)

17838

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 612,910

Average Consumer Outstanding Balance Key

Includes all residential mortgage, consumer (home equity loans, lines, auto, etc.), and residential 

construction loans to individuals for personal use.

Average Consumer Outstanding Balance Comment

In addition, during April WSFS sold $4.6 million of WSFS originated residential mortgage loans (26 loans) and 

$490,775 of reverse mortgage loans (5 loans) and therefore are not included in the balances reported. 

Also, WSFS has modified and restructured 46 mortgage and real-estate secured consumer loans totaling $9.4 

million as of April 30, 2011.

Average Commercial Outstanding Balance (Thousands$) 2,047,925

Average Commercial Outstanding Balance Key

Includes all commercial and industrial, commercial real estate, and construction land development (excluding 

the residential construction loans highlighted in the consumer section).

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 2,660,835

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

In addition to lending activities, WSFS maintained a $704.3 million portfolio of Mortgage-Backed Securities as 

of April 30, 2011, which is also consistent with the intent of the Treasury's CPP program.
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

YADKIN VALLEY FINANCIAL CORPORATION DAVID J. PAUL

UST Sequence Number: 391

City: ELKIN

State: North Carolina

RSSD:

(for Bank Holding Companies)

3432965

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

19861

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 331,143

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 1,177,635

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 1,508,778

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

York Traditions Bank John D. Blecher, CFO

UST Sequence Number: 1120

City: York

State: Pennsylvania

RSSD:

(for Bank Holding Companies)

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

57377

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 31,879

Average Consumer Outstanding Balance Key

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 161,166

Average Commercial Outstanding Balance Key

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 193,045

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary
CPP Lending Report

NAME OF INSTITUTION

(Including Holding Company Where Applicable) Person to be contacted regarding this report:

Zions Bancorporation H. Walter Young (801-844-8606)

UST Sequence Number: 37

City: Salt Lake City

State: Utah

RSSD:

(for Bank Holding Companies)

1027004

Holding Company Docket Number:

(for Thrift Holding Companies)

FDIC Certificate Number:

(for Depository Institutions)

Loan Activity For: Apr, 2011

Average Consumer Outstanding Balance (Thousands $) 6,416,513

Average Consumer Outstanding Balance Key

Home Equity Credit Line and Other Consumer Real Estate, 1-4 Family Residential, Construction & Other 

Consumer, Bankcard and Other Revolving Plans, Other

Average Consumer Outstanding Balance Comment

Average Commercial Outstanding Balance (Thousands$) 29,477,346

Average Commercial Outstanding Balance Key

Commercial and Industrial, Leasing, Owner Occupied, Construction and Land Development, Term

Average Commercial Outstanding Balance Comment

Total Outstanding Balance (Thousands $) 35,893,859

Total Outstanding Balance Key

Total Outstanding Balance Comment

General Market Commentary

This report includes the following subsidiary banks: Amegy Bank National Association (FDIC Cert 24107); 

California Bank & Trust (FDIC Cert 20852); National Bank of Arizona (FDIC Cert 20626); Nevada State Bank 

(FDIC Cert 18113); The Commerce Bank of Oregon (FDIC Cert 58223); The Commerce Bank of Washington, 

NA (FDIC Cert 27298); Vectra Bank Colorado, NA (FDIC Cert 2993); Zions First National Bank (FDIC Cert 2270).