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HAFP-0197-Alaska

Treasury Feedback for Resubmission of Plan

Please revise the HAF plan by providing a response to the questions below. 

Completeness

• No questions.

Homeowner Needs and Community Engagement

Data

• No questions.

Community Engagement and Public Participation

• Your plan indicates that only 1 organization involved in your public input process primarily 

serves low- or moderate-income populations or addresses housing discrimination. Please 

explain how the program is confident in its ability to reach targeted populations without 

engaging such organizations in planning and implementation.

• Your plan notes public input and community engagement in the plan development process. 

Please explain how community engagement informed your plan’s programmatic and outreach 

design.

• Please provide an update on your efforts to coordinate with Tribes and Alaskan Native 

Corporations.

• Please provide an update indicating any public comments you have received since you 

submitted your HAF Plan, from which organization you received any such comment, and 

whether you have responded to the comments.

Ongoing Assessment of Homeowner Need

• Please explain how the program will address changes in homeowner needs in the coming years.

Program Design

• Will there be a method in your HAF program, early in the process of engaging with a household, 

to evaluate immediate threats to the housing stability of applicants, which may need to be 

addressed under an expedited or prioritized timeline (e.g., HOA liens, tax delinquencies, utility 

shut off)?

• Please describe how your program will utilize housing counselors or legal services to assist 

homeowners in evaluating loss mitigation options available for their mortgage. Your description 

should include: 

o whether your program will connect homeowners with housing counseling or legal 

services early in the process.

o the role housing counseling or legal services providers will play in supporting 

homeowners’ efforts at engaging in loss mitigation.
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• How will your program leverage resources available through a loss mitigation process to benefit 

eligible homeowners and how will your program avoid using HAF funds in ways that duplicate 

relief that available loss mitigation options might provide? In particular, when HAF assistance 

will be limited to payments for mortgage reinstatement, please explain whether and how you 

will assess what loss mitigation may be available through the servicer.

• Please explain what steps, if any, your program will take to assist the homeowner in determining 

whether a HAF-resolution will result in a sustainable monthly payment?

• Are you anticipating increased winter home energy costs and their potential impact on the 

homeowners that HAF will serve?

• Your programs set $20,000 as the maximum amount of assistance per homeowner. Please 

explain how you determined this amount will be sufficient to resolve housing-related 

delinquencies and whether the cap will be sufficient in areas with higher housing costs?

Eligibility

• Please provide the rational for not using a fact-specific proxy as one method for establishing 

eligibility under your plan, including how you determined that without such a proxy, your 

program can avoid unnecessary barriers to participation by eligible homeowners.

Outreach

• Please explain how the program will target outreach and provide access to homeowners with 

limited English proficiency.

• Please explain how the program will provide culturally relevant marketing.

Prioritization

• If your program intends to serve households who are over the 100% AMI threshold, how will 

your program prioritize Socially Disadvantaged Individuals?

Performance Goals

• Please explain how you intend to communicate your progress towards performance to the 

public.

• Please indicate which three metrics will serve as the best indicators of the success of your 

program.

• Please indicate whether you intend to disaggregate metrics by income, race, gender, etc.

• Please consider including as an additional metric the number of homeowners 

assisted/foreclosures prevented solely through counseling or legal services without payment of 

HAF funds to resolve the homeowner’s defaults or delinquencies.

Readiness

• Please provide the most recent available information about your program's readiness, including 

staffing, contractors, etc.
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• Is your program prepared to launch upon approval and, if not, by what date will you be ready to 

launch following approval?

• Please provide updated information about your progress in spending the initial 10% payment 

from your jurisdiction’s full allocation and the status of any pilot assistance already offered or 

made available to homeowners.

Budget

• No questions.