APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0223
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0224
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0225
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0226
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0227
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0228
IRONWORKERS LOCAL UNION NO. 16

PENSION FUND

ELIGIBILITY .........................................................................................................................9

ENROLLMENT .....................................................................................................................9

YOUR COST.........................................................................................................................9

THE PENSION FORMULA: HOW YOUR BENEFIT IS CALCULATED.............................10

SERVICE ............................................................................................................................18

HOW YOUR PENSION IS PAID .........................................................................................25

SURVIVOR BENEFITS.......................................................................................................28

WORK AFTER RETIREMENT............................................................................................31

IMPORTANT TERMS UNDER THE PLAN.........................................................................34

APPLYING FOR A PENSION.............................................................................................37

SERVICE PENSION

 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0229
IRONWORKERS LOCAL UNION NO. 16

PENSION FUND

IMPORTANT PLAN INFORMATION..................................................................................40

REQUIRED LEGAL INFORMATION..................................................................................45

NAMES, TITLES AND ADDRESSES OF PLAN TRUSTEES ............................................46

STATEMENT OF ERISA RIGHTS......................................................................................47

 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0230
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0231
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0232
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0233
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0234
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0235
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0236
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0237
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0238
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0239
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0240
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0241
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0242
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0243
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0244
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0245
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0246
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0247
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0248
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0249
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0250
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0251
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0252
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0253
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0254
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0255
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0256
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0257
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0258
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0259
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0260
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0261
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0262
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0263
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0264
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0265
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0266
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0267
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0268
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0269
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0270
 APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06b (Checklist Item #37)

 Summary Plan Description

IW16-0271
APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06c (Checklist Item #37)

 Determination Letter

IW16-0272
APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06c (Checklist Item #37)

 Determination Letter

IW16-0273
APPLICATION FOR APPROVAL OF A PROPOSED SUSPENSION OF BENEFITS UNDER

 IRONWORKERS LOCAL UNION 16 PENSION FUND

 EIN/PN: 52-6148924 / 001

 Exhibit 7.06c (Checklist Item #37)

 Determination Letter

IW16-0274