T hi s di s pos i t i on i s notappr opr i a t e f orpubl i c a t i on a nd i s notpr e c e de nt * e xc e pta s pr ovi de d by 9th C i r . R . 36- 3.

T he H onor abl e T i m othy M . B ur ge s s , U ni t e d S t a t e s D i s tr i c tJ udge f or ** the D i s tr i c tof

A l a s ka , s i tt i ng by de s i gna t i on.

NOT F OR P UB L I CAT I ON UN I TE D STATE S C OU RT OF APPE ALS FOR T HE NI NTH CI RC UI T MI C HA E L M. C ARNE Y, P la in tif

f - A p p e lla n t, v. B A N K O F A M E R I C A C O R P ., e t a l., D efen d an t s - A p p el l ees. N o. 11- 56421 D . C . N o. 8 : 1 1 - c v - 0 0 5 7 1 - CJ C- M LG ME MOR AN DU M *

A pp ea l fr om the U ni t ed S t at es D i stri ctC ou rt f o rth e C e n tr a l D is tr ic t o f C a lif o rn ia C or m a c J . C a rne y , D i s tr i c tJ udge , P r e s i di ng A r gue d a nd S ubm i tt e d J ul y 11, 2012 P a s a d e n a , C a lif

o rn ia B ef ore: T A L L M A N and N . R . S M IT H , C i rc ui tJudg es , and B U R G E S S , D i stri ct Judg e. ** P l ai nt i ff -A pp el l antM i chae l M . C arney app ea l s the di stri ctcourt ’ s order de ny i ng hi s appl i c a t i on f ora pr e l i m i na ry i nj unc t i on a f t e rf i ndi ng tha the c oul d not d em o n strat e a l i k el i h o o d o f su ccess o n th e m eri t s. W e r ev iew th e d istrict co u rt’s 

# FI LED AU G 03 2012 M OLLY C. DW Y ER, CLERK U . S. C O U R T OF APPE ALSB ondc orp i s a na m e d de f e nda nti n the unde r l y i ng a c t i on, butha s notm a de 1 a n ap p e a r a n c e a n d is n o t a p a r ty to th is ap p e a l. 2 d e c is io n f

o ra b u s e o f

d is c r e tio n . Se e , e . g. , A llia n c e fo rth e W ild R o c kie s v . C o ttr e ll , 6 3 2 F .3 d 1 1 2 7 , 1 1 3 1 ( 9 th C ir . 2 0 1 1 ) . W e h a v e ju r is d ic tio n p u r s u a n t to 2 8 U .S .C . § 1 2 9 2 ( a ) ( 1 ) , a n d w e a f

f i r m. I n o r d e rto o b ta in a p r e lim in a ry in ju n c tio n , a p a r ty m u s t s h o w th a t it: ( 1 ) is l i ke l y t o s uc c e e d on the m e r i t s ; ( 2) i s l i ke l y t o s uf f e ri rr e pa r abl e ha r m i n the a bs e nc e of

pr e l i m i na ry r e l i e f

; ( 3) the ba l a nc e of

the e qui t i e s t i ps i n i t s f a vor ; a nd ( 4 ) a n in ju n c tio n is in th e p u b lic in te r e s t. W in te rv . N a tu r a l R e s . D e

f. C o u n c il , 555 U . S . 7, 20 (200 8). A party s ee ki ng a pre l i m i nary i nj un ct i on m ustm ake “ a c l ea r show i ng ” thati ti s e nt i t l ed t o such an “ extra ordi nary and d ra st i c r em edy. ” M az ur e k v . A r m s tr ong , 52 0 U . S . 96 8, 97 2 (19 97 ) ( em ph as i s om i tt ed). T hi s a c t i on c e nt e r s a r ound a n unf a vor abl e hom e m or t ga ge r e f i na nc i ng tra nsac t i on thatC arney e nt er ed i nt o w i th B on dcorp R ea l ty S ervi ce s, Inc. ( “ B ondc orp” ) i n 2005. C a rne y ha s a s s e r t e d c l a i m s a ga i ns tthe A ppe l l e e s , w ho 1 l a t e ra c qui r e d i nt e r e s t s i n the m or t ga ge , f or : ( 1) c i vi l c ons pi r a c y ; ( 2) w r ongf ul f or e c l os ur e a nd c a nc e l l a t i on of the f or e c l os ur e doc um e nt s ; ( 3) vi ol a t i on of the C a l i f orni a U nf

a i rC om pe t i t i on L a w ( “ U C L ” ) ; a nd ( 4) c a nc e l l a t i on of the D e e d of T ru s t a n d A d

ju s tab le R a te N o te . T h e d is tr ic t c o u r t d id n o t ab u s e its d is c r e tio n in3

f i ndi ng tha tC a rne y di d notm a ke a c l e a rs how i ng tha the i s l i ke l y t o s uc c e e d on the m eri t s o f an y o f h i s cl ai m s F ir s t, to p r e v a il o n a c la im f o rc iv il c o n s p ir a c y u n d e rC a lif o rn ia la w , a pl a i nt i f f m us ts ubm i te vi de nc e s how i ng a c tua l know l e dge orpa r t i c i pa t i on i n the u n d e r ly in g o f

f e n s e . Se e Ki dr on v . Mov i e A c quis i t i on C or p. , 47 C a l . R ptr . 2d 752, 758 ( C t . A pp. 1995) . C a rne y di d nots ubm i ta ny e vi de nc e s how i ng tha tthe A ppe l l e e s ha d a c tua l know l e dge of , orpa rt i c i pa t e d i n, the a l l e ge d unde r l y i ng cond ucthere . S e c ond, r e ga r dl e s s of

w he the rthe t e nde rrul e orpr e j udi c e r e qui r e m e nt appl i e s , C a rne y di d note s t abl i s h tha tthe ba l a nc e of the e qui t i e s t i p i n hi s f

a vorf or hi s w r ongf

ul f or e c l os ur e c l a i m . C a rne y c onc e de d tha tthe i nj unc t i on he s e e ks w o u ld o n ly p o s tp o n e f

o r e c lo s u r e b y tw e n ty a d d itio n a l d a y s . See C a l . C i v. C ode §§ 29 24 f( b)(1), 29 24 . 8(a) . C arney a l so adm i tt ed atoral ar gu m entthat , as he has been un abl e or unw i l l i ng t o m ake a ny paym ent s on h i s m ort gage i n o ver tw o yea rs , there i s no r e a s on t o be l i e ve tha the w i l l be a bl e t o pa y of f the l oa n, ore ve n c ur e the d efau l t , w i th an ad d i t i o n al tw en ty d ays. T h ir d , C a rn e y d id n o t s h o w th a t h e is lik e ly to s u c c e e d o n h is U C L c la im be c a us e i tappe a r s t o be t i m e ba rr e d a nd he di d nots how a ny ba s i s f orappl y i ng the doc tr i ne of

e qui t abl e t ol l i ng. A ny U C L c l a i m m us tbe f i l e d w i thi n f

oury e a r s of4

a c c ru a l. C a l. B u s . P r o f . C o d e § 1 7 2 0 8 . E q u itab le to llin g m a y ap p ly in

“ e xtr a or di na ry ” or“ e xtr e m e ” c a s e s w he r e i tw oul d be unf a i rorunj us tt o a l l ow the s t a tu t e o f l i mi t a t i o n s t o b a ra p l a i n t i f f’ s c l a i m. H

uy nh v . C has e M

anhat tan B ank , 46 5 F . 3d 99 2, 10 04 (9th C i r. 20 06 ). H er e, C arney a dm i t s thatatthe t i m e of the cl osi ng , he kn ew bo th the t erm s of hi s m ort gage and t hatC ou ntry w i de w as i nv ol ved. T hu s, atthatt i m e, he pres um pt i vel y knew the fa ct s thathi s c l ai m s a re ba s e d upon a nd the r e i s nothi ng unf a i ra boutappl y i ng the s t a tut e of l i m i t a t i ons here . F o u r th , f

o rs im ila rr e a s o n s , C a rn e y d id n o t s h o w th a t h e is lik e ly to p r e v a il o n h i s c l a i m f

o rc a n c e l l a t i o n o f

th e De e d o f

T ru s ta n d Ad

j u s t ab l e R a t e No t e . He kn ew the t erm s of hi s m ort gage atthe t i m e thathe agree d t o i tand h e has no tye t m a de a c l e a rs how i ng tha tB ondc orp f r a udul e nt l y c onc e a l e d f a c t s a nd m a de m i srep resen t at i o n s t o h i m w arran t i n g can cel l at i o n o f th o se i n stru m en t s. AF F I RME D.