Exhibit 4.61

THIS LOAN AGREEMENT made this 19th September, Two Thousand and Fourteen.

BETWEEN :



|(I) | CHINA METRO-RURAL HOLDINGS LIMITED (


LOGO
), a company incorporated in the British Virgin Islands whose registered office is situate at P.O. Box 957, Offshore Incorporations Centre, Road Town, Tortola, British Virgin Islands, and is listed on the NYSE MKT
under the ticker symbol CNR (the Borrower);
|--- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|(II) | Cheng Chung Hing (the Lender), [address not disclosed in this translation]
|---- | ----------------------------------------------------------------------------

WHEREAS :-

The Borrower is desirous of borrowing an
unconditional and unsecured fixed term loan from the Lender for business purpose and the Lender has agreed to advance a loan of Thirty Million Hong Kong Dollars only (the Loan) to the Borrower effective from
September 19, 2014 (the Date of the Advance) upon the Borrower entering into the covenants and obligations hereinafter contained.

NOW IT IS HEREBY AGREEDby the parties hereto as follows :-



|1. | REPAYMENT
|-- | ---------



| | 1.1 | Subject to and without prejudice to other provisions, terms or conditions herein contained the BORROWER hereby COVENANTS with the Lender that the Borrower shall repay the Lender in full the Loan within Twocalendar years from the Date of Advance (Maturity Date) with interest at 16% per annum, with effect from the Date of the Advance until repayment of whole Loan.
| | --- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | 1.2 | Interest of the Loan is to be compounded on an annual basis, payable semi-annually on the March 18, September 18of each calendar year with the first such compounding to be paid on
March 18, 2015.
| | --- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | 1.3 | Early repayment of Loan can be made after anytime from the Date of the Advance with no additional interest and penalty.
| | --- | -----------------------------------------------------------------------------------------------------------------------



| | 1.4 | If the Borrower is late or default in repayment of loan and/or payment of interest, 2% penalty calculated on monthly basis will be applied to the loan and/or overdue interest until repayment of loan and/or payment of
interest from Borrower.
| | --- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|2. | TRANSFER
|-- | --------

This Agreement may be assigned or transferred in whole only by the Lender and the
Borrower shall upon receipt of the notice of such assignment or transfer facilitate any such assignment or transfer of the Agreement.



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|3. | GOVERNING LAW AND JURISDICTION
|-- | ------------------------------



| | 3.1 | This Agreement shall be governed by and construed in accordance with the laws of Hong Kong S.A.R.
| | --- | -------------------------------------------------------------------------------------------------



| | 3.2 | The Borrower agrees that any legal action or proceeding arising out of or relating to this Agreement may be brought in the courts of Hong Kong S.A.R. and irrevocably submits to the non-exclusive jurisdiction of such
courts.
| | --- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|4. | DECLARATION
|-- | -----------

The Lender hereby DECLARE that the Lender had sought independent legal advice in
respect of this transaction and the contents of this Agreement.



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IN WITNESSwhereof the parties hereto have duly executed this Agreement the day and year first above
written.



|                                   |  |  
|---------------------------------- |  | -
|SIGNED by Sio Kam Seng             |  | )
|For and on behalf of               |  | )
|CHINA METRO-RURALHOLDINGS LIMITED  |  | )
|(


LOGO
),                        |  |  
|the Borrower in the presence of :- |  |  
|                                   | 
|SIGNED by                          |  | )
|the Lender in the presence of :-   |  | )
|                                   |  | )



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Dated : 19th September 2014

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CHINA METRO-RURAL HOLDINGS LIMITED

(


LOGO
)

and

[Not disclosed]

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LOAN AGREEMENT

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