You may qualify.

Homeowners must meet the following eligibility 

requirements:

Be unemployed or underemployed (a 30% reduction 

of income), suffer from a medical hardship or be 

impacted by a recent divorce or death of a spouse, 

and through no fault of your own, are unable to 

make their mortgage payments or are at risk of 

foreclosure. The event or incident which results in 

unemployment or substantial underemployment 

must have occurred after January 1, 2008.

Have a mortgage for a single-family home or 

condominium (attached or detached) in Tennessee 

that they occupy as their primary residence. This 

includes manufactured homes on foundations 

permanently affixed to real estate that you own.

The combined amount of your mortgage principal, 

interest, taxes and insurance must be greater than 

31% of your household income after the job loss/

reduction of income to be eligible for full program 

benefits.

Not have more than six months’ reserves of liquid 

assets, that is, liquid assets equal to six months 

of your mortgage principal, interest, taxes and 

insurance.

Have a household income less than $92,680.

Have a total unpaid principal balance on your first 

mortgage no higher than $275,000.

These are the basic eligibility criteria. Meeting these 

criteria does not guarantee eligibility for the Keep My 

Tennessee Home program.
Maybe you’ve lost your job, suffered the loss of 

a spouse, or are recently divorced. You’ve fallen 

behind on your mortgage and are facing the 

possibility of losing your home to foreclosure. 

The Keep My Tennessee Home program provides 

mortgage assistance to unemployed or substantially 

underemployed homeowners in Tennessee who, 

through no fault of their own, are financially unable to 

make their mortgage payments. Keep My Tennessee 

Home will make homeowners’ payments on their 

mortgage and mortgage-related expenses such as 

property taxes, homeowner insurance, homeowner 

association dues, and/or past-due mortgage payments 

that accumulated during a period of unemployment. 

Keep My Tennessee Home is being administered in 

Tennessee by the Tennessee Housing Development 

Agency (THDA). For more information about the 

national initiative, go to www.financialstability.gov.
Maybe you’ve lost your job, suffered the loss of 

a spouse, or are recently divorced. You’ve fallen 

behind on your mortgage and are facing the 

possibility of losing your home to foreclosure. 

The Keep My Tennessee Home program provides 

mortgage assistance to unemployed or substantially 

underemployed homeowners in Tennessee who, 

through no fault of their own, are financially unable to 

make their mortgage payments. Keep My Tennessee 

Home will make homeowners’ payments on their 

mortgage and mortgage-related expenses such as 

property taxes, homeowner insurance, homeowner 

association dues, and/or past-due mortgage payments 

that accumulated during a period of unemployment. 

Keep My Tennessee Home is being administered in 

Tennessee by the Tennessee Housing Development 

Agency (THDA). For more information about the 

national initiative, go to www.financialstability.gov.
Maybe you’ve lost your job, suffered the loss of 

a spouse, or are recently divorced. You’ve fallen 

behind on your mortgage and are facing the 

possibility of losing your home to foreclosure. 

The Keep My Tennessee Home program provides 

mortgage assistance to unemployed or substantially 

underemployed homeowners in Tennessee who, 

through no fault of their own, are financially unable to 

make their mortgage payments. Keep My Tennessee 

Home will make homeowners’ payments on their 

mortgage and mortgage-related expenses such as 

property taxes, homeowner insurance, homeowner 

association dues, and/or past-due mortgage payments 

that accumulated during a period of unemployment. 

Keep My Tennessee Home is being administered in 

Tennessee by the Tennessee Housing Development 

Agency (THDA). For more information about the 

national initiative, go to www.financialstability.gov.
You may qualify.

Homeowners must meet the following eligibility 

requirements:

Be unemployed or underemployed (a 30% reduction 

of income), suffer from a medical hardship or be 

impacted by a recent divorce or death of a spouse, 

and through no fault of your own, are unable to 

make their mortgage payments or are at risk of 

foreclosure. The event or incident which results in 

unemployment or substantial underemployment 

must have occurred after January 1, 2008.

Have a mortgage for a single-family home or 

condominium (attached or detached) in Tennessee 

that they occupy as their primary residence. This 

includes manufactured homes on foundations 

permanently affixed to real estate that you own.

The combined amount of your mortgage principal, 

interest, taxes and insurance must be greater than 

31% of your household income after the job loss/

reduction of income to be eligible for full program 

benefits.

Not have more than six months’ reserves of liquid 

assets, that is, liquid assets equal to six months 

of your mortgage principal, interest, taxes and 

insurance.

Have a household income less than $92,680.

Have a total unpaid principal balance on your first 

mortgage no higher than $275,000.

These are the basic eligibility criteria. Meeting these 

criteria does not guarantee eligibility for the Keep My 

Tennessee Home program.
You may qualify.

Homeowners must meet the following eligibility 

requirements:

Be unemployed or underemployed (a 30% reduction 

of income), suffer from a medical hardship or be 

impacted by a recent divorce or death of a spouse, 

and through no fault of your own, are unable to 

make their mortgage payments or are at risk of 

foreclosure. The event or incident which results in 

unemployment or substantial underemployment 

must have occurred after January 1, 2008.

Have a mortgage for a single-family home or 

condominium (attached or detached) in Tennessee 

that they occupy as their primary residence. This 

includes manufactured homes on foundations 

permanently affixed to real estate that you own.

The combined amount of your mortgage principal, 

interest, taxes and insurance must be greater than 

31% of your household income after the job loss/

reduction of income to be eligible for full program 

benefits.

Not have more than six months’ reserves of liquid 

assets, that is, liquid assets equal to six months 

of your mortgage principal, interest, taxes and 

insurance.

Have a household income less than $92,680.

Have a total unpaid principal balance on your first 

mortgage no higher than $275,000.

These are the basic eligibility criteria. Meeting these 

criteria does not guarantee eligibility for the Keep My 

Tennessee Home program.