<PAGE>   1
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D. C. 20549


                                    FORM 10-Q


                   QUARTERLY REPORT UNDER SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934




For Quarter Ended    September 30, 1996            Commission File Number 0-8254
                 ----------------------------    -------------------------------



                               WESTF0RD GROUP, INC.
        ----------------------------------------------------------------
             (Exact name of registrant as specified in its charter)



             Ohio                                               31-0854431
-------------------------------                            -------------------
(State or other jurisdiction of                             (I.R.S. Employer
 incorporation or organization)                            Identification No.)




  20 East Broad Street, Columbus, Ohio                              43215
--------------------------------------------------------------------------------
(Address of principal executive offices)                         (Zip Code)



Registrant's telephone number including area code                (614) 228-2800
                                                               ----------------



                                    None
--------------------------------------------------------------------------------
Former name, former address and former fiscal year, if changed since last
report.



Indicate by check mark whether the Registrant: (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding twelve months (or for such shorter period that the
registrant was required to file such reports) and (2) has been subject to such
filing requirements for the past 90 days.

                                          YES   X       NO
                                               ---           ---

Indicate the number of shares outstanding of each of the issuer's classes of
common stock, as of the last practicable date.



<TABLE>
<CAPTION>
             Class                           Outstanding at September 30, 1996
-------------------------------            -----------------------------------
<S>                                                    <C>      
Common stock, without par value                        1,321,206
</TABLE>


<PAGE>   2



                              WESTFORD GROUP, INC.
                                 AND SUBSIDIARY




                                      INDEX
                                      -----




<TABLE>
<CAPTION>
                                                                                                    Page
<S>                                                                                      <C>
PART I - FINANCIAL INFORMATION:

     Item 1. Financial Statements

         Consolidated Balance  Sheets  as  of  September
              30,  1996  (unaudited)  and December  31, 1995                                          3


         Consolidated Statements of Operations for the three months
              and nine months ended September 30, 1996 and 1995 (unaudited)                           5


         Consolidated Statements of Cash Flows for the
              nine months ended September 30, 1996 and 1995 (unaudited)                               6


         Notes to Consolidated Financial Statements (unaudited)                                       7


     Item 2. Management's Discussion and Analysis of Financial
                     Condition and Results of Operations                                              8



PART II - OTHER INFORMATION AND SIGNATURES

     Item 1. Legal Proceedings                                                           Not Applicable

     Item 2. Changes in Securities                                                       Not Applicable

     Item 3. Default upon Senior Securities                                              Not Applicable

     Item 4. Submission of Matter to a Vote
                of Security Holders                                                      Not Applicable

     Item 5. Other Information                                                           Not Applicable

     Item 6. Exhibits and Reports on Form 8-K                                                        10

     Signatures                                                                                      11
</TABLE>


                                        2

<PAGE>   3



                         PART I - FINANCIAL INFORMATION

ITEM 1. Financial Statements

                              WESTFORD GROUP, INC.
                                 AND SUBSIDIARY

                           Consolidated Balance Sheets


<TABLE>
<CAPTION>
                                                        September 30,  December 31,
                            Assets                          1996           1995
                            ------                      -------------  ------------
                                                         (Unaudited)
<S>                                                       <C>            <C>     
Current:
     Cash                                                 $108,536       $ 26,794
     Accounts receivable - trade                           258,287        316,452
     Costs and estimated earnings in excess of billings
        on uncompleted codification contracts              125,357        154,207
     Costs of uncompleted code supplements                  36,308         27,661
     Deferred taxes                                            577         24,948
     Other assets                                            2,765          2,205
                                                          --------       --------

              Total current assets                         531,830        552,267

Deferred taxes                                              42,225         42,225
Property and equipment, net                                 57,910         64,044
Intangible asset, net of accumulated amortization of
  $36,237 in 1996 and $33,131 in 1995                      129,417        132,524
                                                          --------       --------
                                                          $761,382       $791,060
                                                          ========       ========
</TABLE>




                                                                     (Continued)



                                        3

<PAGE>   4



                              WESTFORD GROUP, INC.
                                 AND SUBSIDIARY

                     Consolidated Balance Sheets, Continued


<TABLE>
<CAPTION>
                                                               September 30,  December 31,
              Liabilities and Shareholders' Equity                1996           1995
              ------------------------------------             -----------    -----------
                                                               (Unaudited)
<S>                                                            <C>            <C>        
Current Liabilities:
   Note payable - bank                                         $     3,575    $    83,594
   Accounts payable                                                 65,628         59,845
   Accrued salaries, commissions and payroll taxes
      payable                                                       65,593         62,984
   Billings in excess of costs and estimated earnings on
      uncompleted codification contracts                            20,168         41,527
   Current portion of capital lease obligations                      8,143         18,200
                                                               -----------    -----------

         Total current liabilities                                 163,107        266,150

Capital lease obligations, less current portion                      8,969         12,771

Debenture payable                                                   50,000         50,000
                                                               -----------    -----------

         Total liabilities                                         222,076        328,921
                                                               -----------    -----------

Commitments

Series two serial redeemable preference stock, 500
   shares authorized                                                    --             --
                                                               -----------    -----------

Shareholders' equity:
   Serial preference stock, without par value:
      Series one serial preference, authorized 100 shares;
        none issued                                                     --             --
   Class A preferred shares, par value $2,285; authorized
      500 shares; none issued                                           --             --
   Class B preferred shares, par value $500; authorized
      4,000 shares; none issued                                         --             --
   Common stock, without par value; authorized 2,000,000
      shares; 1,434,202 shares issued                              871,286        871,286
   Additional paid-in capital                                      788,739        788,739
   Accumulated deficit                                          (1,091,569)    (1,168,743)
                                                               -----------    -----------
                                                                   568,456        491,282


   Less: Treasury stock, at cost (112,996 common shares
               at September 30, 1996 and 112,976 at December
               31, 1995)                                           (29,150)       (29,143)
                                                               -----------    -----------


         Total shareholders' equity                                539,306        462,139
                                                               -----------    -----------



                                                               $   761,382    $   791,060
                                                               ===========    ===========
</TABLE>





See accompanying notes to consolidated financial statements.


                                        4

<PAGE>   5



                              WESTFORD GROUP, INC.
                                 AND SUBSIDIARY

                      Consolidated Statements of Operations
                                   (Unaudited)



<TABLE>
<CAPTION>
                                                     Three Months Ended           Nine months Ended
                                                        September 30,                September 30,
                                                    1996           1995           1996           1995
                                                -----------    -----------    -----------    -----------
<S>                                             <C>            <C>            <C>            <C>        
Sales                                           $   414,813    $   377,819    $ 1,172,713    $ 1,082,057

Cost of sales                                       195,063        209,558        632,123        609,366
                                                -----------    -----------    -----------    -----------

                                                    219,750        168,261        540,590        472,691
                                                -----------    -----------    -----------    -----------

Selling, general and administrative expenses:
   Salaries and related costs                        86,438         45,260        220,634        147,991
   Professional fees                                 20,207          9,196         54,639         35,157
   Other                                             44,266         40,646        155,785        130,090
                                                -----------    -----------    -----------    -----------
                                                    150,911         95,102        431,058        313,238
                                                -----------    -----------    -----------    -----------

Nonoperating income (expense):
   Interest expense                                  (1,806)        (4,728)        (8,015)       (13,641)
   Other income                                          --            600             29            772
                                                -----------    -----------    -----------    -----------

      Income before federal income tax
         expense                                     67,033         69,031        101,546        146,584

Federal income tax expense                           16,088         16,567         24,371         35,180
                                                -----------    -----------    -----------    -----------

         Net income                             $    50,945    $    52,464    $    77,175    $   111,404
                                                ===========    ===========    ===========    ===========

Net income per common share                     $       .03    $       .03    $       .05    $       .06
                                                ===========    ===========    ===========    ===========

Weighted average number of common
   shares and equivalents outstanding             1,666,217      1,661,226      1,666,223      1,664,376
                                                -----------    -----------    -----------    -----------
</TABLE>



See accompanying notes to consolidated financial statements.



                                        5

<PAGE>   6



                              WESTFORD GROUP, INC.
                                 AND SUBSIDIARY

                      Consolidated Statements of Cash Flows
                                   (Unaudited)



<TABLE>
<CAPTION>
                                                                Nine Months Ended
                                                                  September 30,
                                                                 1996         1995
                                                              ---------    ---------
<S>                                                           <C>          <C>      
Cash flows from operating activities:
   Net income                                                 $  77,175    $ 111,404
   Adjustments to reconcile net loss to cash
      provided by (used in) operating activities:
     Net realized gain on disposal of equipment                     (29)          --
      Depreciation and amortization                              21,686       25,188
      Deferred federal income tax expense                        24,371       35,180
      (Increase) decrease in accounts receivable - trade         58,165     (172,847)
      (Increase) decrease in costs and estimated earnings
         in excess of billings on uncompleted codification
         contracts                                               28,850      (13,533)
      (Increase) decrease in costs of uncompleted code
         supplements                                             (8,647)       1,670
      Increase in other assets                                     (560)        (612)
      Increase in accounts payable                                5,783       13,176
      Increase (decrease) in accrued salaries,
         commissions, and payroll taxes payable                   2,609      (18,367)
      Decrease in billings in excess of costs and estimated
         earnings on uncompleted codification contracts         (21,359)     (53,358)
                                                              ---------    ---------

         Net cash provided by (used in)
           operating activities                                 188,044      (72,099)
                                                              ---------    ---------

Cash flows from investing activities:
   Purchase of property and equipment                           (12,538)     (33,651)
   Sale of equipment                                                120           --
                                                              ---------    ---------

         Net cash used in investing activities                  (12,418)     (33,651)
                                                              ---------    ---------

Cash flows from financing activities:
   Proceeds from note payable to bank                            68,981      163,585
   Repayment of note payable to bank                           (149,000)     (70,000)
   Principal payments under capital lease obligations           (13,858)     (15,355)
   Acquisition of treasury stock                                     (7)         250
                                                              ---------    ---------

         Net cash provided by (used in)
           financing activities                                 (93,884)      78,480
                                                              ---------    ---------

Net increase (decrease) in cash                                  81,742      (27,270)

Cash at December 31                                              26,794       37,305
                                                              ---------    ---------

Cash at September 30                                          $ 108,536    $  10,035
                                                              =========    =========


Supplemental cash flow disclosure:
   Interest paid                                              $   8,015    $  13,641
                                                              =========    =========
</TABLE>




See accompanying notes to consolidated financial statements.


                                        6

<PAGE>   7




                              WESTFORD GROUP, INC.
                                 AND SUBSIDIARY

             Notes To Consolidated Financial Statements (Unaudited)


1. The Consolidated Balance Sheets as of September 30, 1996, the Consolidated
Statements of Operations for the three and nine months ended September 30, 1996
and 1995, and the Consolidated Statements of Cash Flows for the nine months then
ended have been prepared by Westford Group, Inc. (the "Company") without an
audit. In the opinion of the Company's management, all adjustments (which
include only normal recurring adjustments) necessary to present fairly the
financial position, results of operations, and cash flow at September 30, 1996
and for all periods presented have been made.

2. Certain information and footnote disclosures normally included in financial
statements prepared in accordance with generally accepted accounting principles
have been omitted. It is suggested that these unaudited Consolidated Financial
Statements be read in conjunction with the financial statements and notes
thereto included in the Company's Form 10-K for the year ended December 31,
1995. The results of operations for the period ended September 30, 1996 are not
necessarily indicative of the results of operations for the full year.

      The preparation of financial statements in conformity with generally
accepted accounting principles requires management to make estimates and
assumptions that affect the reported amounts of assets and liabilities and
disclosure of contingent assets and liabilities at the date of the financial
statements and the reported amounts of revenues and expenses during the
reporting period. Actual results could differ from those estimates.


                                        7

<PAGE>   8



                              WESTFORD GROUP, INC.
                                 AND SUBSIDIARY

Item 2.

                     Management's Discussion and Analysis of
                  Financial Condition and Results of Operations


Summary
-------

The following table sets forth changes in certain items reflected in the
financial data as compared to the indicated prior period.

<TABLE>
<CAPTION>
                                                                            Period to Period Increase
                                                                            -------------------------
                                                                          Nine Months Ended September 30,
                                                                          -------------------------------
                                                                                    1995-96
                                                                                    -------
<S>                                                                                <C>     
         Sales                                                                     $ 90,656
         Cost of sales                                                               22,757
         Selling, general and administrative expenses                               117,820
</TABLE>


Results of Operations
---------------------

The Company's business is principally carried on through its wholly-owned
subsidiary, ALP Corporation. ALP Corporation's sales increased 8.4% during the
first nine months of 1996 as compared to the first nine months of 1995 and sales
increased 9.8% during the three months ended September 30, 1996 as compared to
the three months ended September 30, 1995, primarily due to new subscription
sales in electronic formats. Codification revenue of $398,805 decreased 6.3%
during the first nine months of 1996 as compared to $425,493 during the first
nine months of 1995. Codification revenue increased from $134,718 for the three
months ended September 30, 1995 as compared to $143,599 for the three months
ended September 30, 1996. Subscription services on existing codes of ordinance
increased 17.9% due to production reorganization resulting from increased use of
technologies. Subscriptions services on existing codes of ordinances increased
11.6% during the three months ended September 30, 1996 as compared to the three
months ended September 30, 1995. The increase is primarily due to revenues
generated from new sales of city codes in electronic formats. Gross margin
increased 14.4% during the first nine months of 1996 as compared to the first
nine months of 1995 due to reduced overhead and production-related expenses.
Gross margin increased 30.6% in the three months ended September 30, 1996 as
compared to the three months ended September 30, 1995. Cost of sales increased
3.7% during the first nine months of 1996 as compared to the first nine months
of 1995 due to increases in production salaries and related costs, supplies and
rent. Cost of sales decreased 6.9% due to decreases in printing, supplies and
insurance during the three months ended September 30, 1996 when compared to the
same period ended September 30, 1995. Selling, general and administrative
expenses increased 37.6% during the first nine months of 1996 as compared to the
first nine months of 1995 due to increases in administrative salaries and
related costs, audit, legal and professional and sales related expenses.
Selling, general and administrative expenses increased 58.7% for the three
months ended September 30, 1996 as compared to the three months ended September
30, 1995 due to increased administrative salaries and related costs, legal and
profession and sales related expenses.


Liquidity and Capital Commitments
---------------------------------

As of September 30, 1996, the Company had a revolving credit agreement with a
bank to provide a $250,000 note. The credit facility has a maturity date of
April 30, 1997, and bears interest at the banks prime rate (8.25% per annum at
September 30, 1996). Management does not know of any trends, events or
uncertainties that will have or that are reasonably likely to have a material
effect on the Company's liquidity, capital resources or results of operations.



                                        8

<PAGE>   9



                              WESTFORD GROUP, INC.
                                 AND SUBSIDIARY


                     Management's Discussion and Analysis of
            Financial Condition and Results of Operations, Continued


Deferred Taxes
--------------

The Company has substantial tax loss carryforwards and temporary differences
which give rise to deferred tax assets. Based on an analysis of the likelihood
of realizing the Company's gross deferred tax asset, the Company has determined
that the recognition criteria set forth in SFAS No. 109, "Accounting for Income
Taxes", are not met for the entire gross deferred tax asset and, accordingly,
the gross deferred tax asset is reduced by a valuation allowance.

The Company will need to generate taxable income of approximately $95,000 a year
over the next two years in order to realize a significant portion of the net
deferred tax assets. After 1996, the amount of taxable income required to
realize the remaining net deferred tax assets is approximately $50,000 a year.
Historically, there has been an insignificant difference between pre-tax
earnings for financial reporting purposes and taxable income for income tax
purposes. As is the case with any estimate of future results, there will be
differences between assumed and actual economic and business conditions of
future periods. Moreover, the estimate may also be affected by unpredictable
future events, including, but not necessarily limited to, changes in the
Company's capital structure and future acquisitions and dispositions. Therefore,
the analysis of estimated future taxable income will be reviewed and updated
periodically and any required adjustments, which may increase or decrease the
net deferred tax asset, will be made in the period in which the developments on
which they are based become known.

As of September 30, 1996, the Company has available unused operating loss
carryovers for federal tax and financial statement purposes of approximately
$436,000 which expire as follows:

<TABLE>
                  <S>        <C>                          <C>         <C>     
                  1996       $104,000                     2001        $ 17,000
                  1997       $ 53,000                     2002        $ 19,000
                  1998       $ 24,000                     2003        $ 23,000
                  1999       $ 22,000                     2005        $ 34,000
                  2000       $ 30,000                     2009        $110,000
</TABLE>

Trends
------

The Company's results of operations have varied from quarter to quarter
principally because of fluctuations in production results. The Company's
experience indicates that sales increase during the second and third quarters as
a result of sales to basic code subscribers. The Company expects that such
quarterly fluctuations may lessen as the percentage of the Company's new sales
are made to clients with fiscal years other than December 31, although there can
be no assurance that this will occur.

Safeharbor Statement Under the Private Securities Litigation Reform Act of 1995
-------------------------------------------------------------------------------

Except for the historical information contained herein, the matters discussed in
this Form 10-Q includes forward-looking statements that involve risks and
uncertainties, including, but not limited to, quarterly fluctuations in results,
the management of growth, and other risks detailed from time to time in the
Company's Securities and Exchange Commission filings. Actual results may differ
materially from management expectations.

Inflation
---------

Management does not consider the impact of changing prices to be material in the
analysis of the Company's overall operations.

                                        9

<PAGE>   10



                              WESTFORD GROUP, INC.
                                 AND SUBSIDIARY

                           PART II - OTHER INFORMATION



Item 6. Exhibits and Reports on Form 8-K
        --------------------------------

         (a) Exhibits
             --------

             Item 27 Financial Data Schedule

         (b) Reports on Form 8-K
             -------------------

             No reports on Form 8-K were filed by the Registrant during the
             quarter ended September 30, 1996.












                                       10

<PAGE>   11





                                   SIGNATURES



Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                                WESTFORD GROUP, INC.
                                                --------------------
                                                      (Company)





Date:  November 4, 1996             By:           Si Sokol
     --------------------------         ---------------------------------------
                                                  Si Sokol
                                                  President,
                                          Chairman of Board of Directors,
                                            and Chief Executive Officer
                                            (Principal Executive Officer)





Date:  November 4, 1996             By:           Sally Cress
     --------------------------         ---------------------------------------
                                                     Sally Cress
                                                Treasurer, Secretary, and
                                               Chief Financial Officer
                                             and Chief Accounting Officer
                                    (Principal Financial and Accounting Officer)


                                       11