QuickLinks
 -- Click here to rapidly navigate through this document

 
 

Exhibit 10.13    
  


         BOISE CASCADE CORPORATION



SUPPLEMENTAL HEALTHCARE PLAN FOR EXECUTIVE OFFICERS



Amended January 1, 2003  






   SUPPLEMENTAL HEALTHCARE PLAN FOR EXECUTIVE OFFICERS  


INTRODUCTION



Boise
Cascade Corporation (the "Company") has adopted a Supplemental Healthcare Plan for Executive Officers (the "Plan") in addition to the Medical, Dental, and Vision Programs (the "Healthcare
Programs") available under the Company's Comprehensive Welfare Benefit Plan. While you share in the cost of your medical care by paying a monthly contribution, a deductible, and a percentage of the
remaining expenses, the combination of the plans pays most of the major charges for covered healthcare expenses for you and your dependents. 


WHO
IS ELIGIBLE 


As
an executive officer of the Company, you are automatically eligible for coverage under the Plan. Your dependents' coverage under the Plan will become effective on the same date that your own
coverage begins. 


Your
dependents who are eligible for coverage under this Plan include your spouse plus any unmarried children under age 23, if they do not regularly work full-time and are dependent on you
for support. Under certain circumstances, a child with disabilities may be covered beyond age 23. 


HOW
BENEFITS BECOME PAYABLE 


Medical,
dental, and vision benefits become payable under this Plan after benefits for covered charges under the Healthcare Programs have been applied to medical, dental, or vision expenses incurred
by you or your covered dependent. The Plan will pay 100% of the remaining charges for the treatment, services, and supplies listed under "What the Plan Covers." Amounts applied to the deductible and
copayments under the Healthcare Programs are not covered under this Plan. 


The
deductible and copayment amounts under the Prescription Drug Program are not covered under this Plan. 



WHAT
THE PLAN COVERS 


Medical
expenses incurred will be reduced by the amount considered as covered charges under the Medical Program. The Plan will pay 100% of the remaining charges for the following medical expenses: 



	•
	Hospital
room and board charges. 
	•
	Hospital
intensive care (ICU) and cardiac care unit (CCU) charges. 
	•
	Hospital
services and supplies (inpatient or outpatient). 
	•
	Medical
treatment or surgery by a physician. 
	•
	Outpatient
surgical facility services and supplies. 
	•
	Private-duty
nursing by a registered nurse (R.N.), a licensed vocational nurse (L.V.N.), or a licensed practical nurse (L.P.N.) upon the written
recommendation of a physician. 
	•
	Ambulance
service. 
	•
	Immunizations.

	•
	Anesthetics
and oxygen and their administration. 
	•
	Rental
or purchase (at the Company's option) of approved durable medical equipment and appliances. 
	•
	Physical
therapy by a licensed physiotherapist for treatment by physical or mechanical means only. 
	•
	Outpatient
rehabilitative speech and occupational therapy. Care must be provided by a licensed therapist who is referred and supervised by a licensed
physician. 
	•
	Blood
and blood plasma which are not replaced by donation, and their administration. 
	•
	Diagnostic
x-rays and laboratory tests. 
	•
	Extended-care
facility confinement, including services and supplies. 
	•
	Medical
social services while a patient is in an extended-care facility. 
	•
	Psychiatric
care provided by a physician. 



2





 



	•
	Mammograms.





The
Plan will also pay 100% of the remaining charges for vision exams, eyeglasses, contact lenses, hearing aids, and dental expenses (including orthodontia and expenses for repair and maintenance of
covered items) after benefits under the Healthcare Programs have been applied. 


WHAT
THE PLAN DOES NOT COVER 


Expenses
for items shown in the list that follows are not covered under the Plan: 



	•
	Injury
or illness resulting from war or an act of war, whether declared or undeclared. 
	•
	Items
payable by workers' compensation or any other government program. 
	•
	Items
for which no charge would have been made in the absence of medical coverage, or items for which you are not legally obligated to pay. 
	•
	Prescription
drugs obtained through the Company's Prescription Drug Program. 
	•
	Items
for which the Company, by law or regulation, may not provide benefits. 
	•
	Medical
services rendered prior to the date your coverage by this Plan began. 
	•
	Charges
which are applied to the deductible and copayments under the Healthcare Programs. 




HEALTH
CARE CLAIMS 


The
necessary forms to file a claim for covered health care expenses under this Plan are available from HR Services in Boise, Idaho, telephone 1-800-237-3459
or (208) 384-7172. 


PLAN
ADMINISTRATION, ERISA RIGHTS 


The
Your Health Benefits booklet (the summary plan description) identifies the Plan administrator and explains your ERISA rights under this Plan. If a
dispute or disagreement arises regarding terms of coverage or benefits provided under this Plan, you must use the claims/appeal processes described in that booklet. 



CONTINUATION
OF COVERAGE/QUALIFIED MEDICAL CHILD SUPPORT ORDERS 


The
Plan is subject to the requirements of federal law as they relate to continuation of medical benefits pursuant to provisions of the Consolidated Omnibus Budget Reconciliation Act of 1985 ("COBRA")
and to "Qualified Medical Child Support Orders" under the Omnibus Budget Reconciliation Act of 1993. These requirements are described in more detail in the Your Health
Benefits booklet. 


SOURCE
OF FUNDING 


This
Plan is self-insured by the Company. Payments for benefits under this Plan are made from the general assets of the Company as benefits become payable. 



TAXABILITY 


All
benefits payable under this Plan are considered taxable income to you, are subject to tax withholding requirements, and will be reflected in your Form W-2 earnings. 


COVERAGE
DURING A LEAVE OF ABSENCE 


Your
medical coverages may be continued while you are still employed by the Company but are not actively at work because of an accident or illness or certain other company-approved leaves of absence.
Under such conditions, coverage will continue in keeping with the provisions of the leave. 


WHEN
YOUR COVERAGE ENDS 


Your
coverage under the Plan ends on the earliest of the following dates: 



	•
	On
the date your employment with the Company ends. 
	•
	On
the date you become ineligible to participate in these coverages—for example, if you cease to be an executive officer of the Company. 
	•
	On
the date the Company elects to discontinue this Plan. 



3





 





WHEN
YOUR DEPENDENTS' COVERAGE ENDS 


Your
dependents' coverage under this Plan ends on the earliest of the following dates: 



	•
	On
the date your coverage ends. 
	•
	On
the date your dependent ceases to be eligible because of a change in age or dependent status as defined under the specifically named medical plan. 
	•
	On
the date your dependent begins active duty in the armed forces of any country, state, or international organization. 
	•
	On
the date the Company elects to discontinue this Plan. 





The Company expressly reserves the right to amend or terminate this Plan at any time. Coverage under this Plan is not and should not be deemed to create a contract of
employment and under no circumstances shall be construed to give any participant a right to remain an employee or officer of the Company for any period. Any participant in this Plan is employed solely
at the will of the Company.


To the extent not governed by federal law, this Plan will be construed according to the laws of the state of Idaho. In the event any lawsuit or legal action is brought (by any
party, person, or entity regarding this Plan,
benefits hereunder, or any related issue), such action or suit may be brought only in Federal District Court in the District of Idaho.




4













QuickLinks



Exhibit 10.13