| U.S.                Order Form            | FIC                LR # 29097  |
|-------------------------------------------|------------------------------------------|
| Order                Form Number: 0629097 | Page                1                    |

**LiquidCredit®       **
**Service:      decision engine for Small Business**

**Order      Form**

**Fair **
**Isaac      Corporation**
**Federated      Investors Insurance **
**Company      **

| **1** |  |
|-------|--|

| **1.1** | **Product                  Description.**The                  FIC product known as LiquidCredit Service: decision                  engine for Small Business                  software (the “Service”) is accessed via FIC’s                  secure                  Internet web service. Client enters applications which may be submitted                  from the Client’s web site browser, application screen                  or FIC’s optional SBSS Interface. The Service                  features functionality that validates an application for                  completeness, obtains a credit bureau report(s) and/or business                  bureau report(s), scores the application through an embedded Model                  and                  returns a score available bureau data,                  and if such functionality is used - product matches, if any, through                  the                  Service’s application program                  interface (“API”). |
|---------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **1.2** | **Definitions.**                    In addition to terms defined in the Agreement, the following                    terms will                    have the meanings set forth                    below. Other terms may be defined in context within this Order                    Form: |
|---------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

**“API”**

**“Documentation”**

**“FIC      Product”**

**“Model”**

**“Passwords”**

**“Territory”**

**“Work      Product”**

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| U.S.                  Order Form             | FIC                  LR # _______  |
|----------------------------------------------|---------------------------------------------------|
| Order                  Form Number: ________ | Page                  2                           |

| **2.0** | **PRICING:** |
|---------|--------------|

| **2.1** | **Service                    Fees** |
|---------|-------------------------------------|

| **Product/Service**                                                                                                                                                               |   | **Item                #**   |   | **Initial****Term**          |   |  **Quantity**                                |   |  **Price**                                                                                                                                        |   |  **Total**                                                      |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|-----------------------------|--------|------------------------------|--------|---------------------------------------------------|--------|--------------------------------------------------------------------------------------------------------------------------------------------------------|--------|----------------------------------------------------------------------|
| Liquid                Credit Service Fees                                                                                                                                         |   |                        |   |                         |   |                                              |   |                                                                                                                                                   |   |                                                                 |
| -  Monthly                    Minimum Fee                                                                                                                                         |        | 065-DSAM-82                 |        |  5                years |        | **Year                1**1st6thmonth:15apps/month |        | **Year                1**1st6thmonth:$324/month                                                                                                        |        | **Year                1**$6,480                                      |
|                                                                                                                                                                              |   |                        |   |                         |   |                                              |   |                                                                                                                                                   |   |                                                                 |
|                                                                                                                                                                              |   |                        |   |                         |   | 7th12thmonth:35                apps/month         |   | 7th12thmonth:$756/month                                                                                                                                |   |                                                                 |
|                                                                                                                                                                              |   |                        |   |                         |   |                                              |   |                                                                                                                                                   |   |                                                                 |
|                                                                                                                                                                              |   |                        |   |                         |   | **Years                2-5**35 apps/month         |   | **Years                2-5**$756/month                                                                                                                 |   | **Years                2-5**$9,072                                   |
|                                                                                                                                                                              |   |                        |   |                         |   |                                              |   |                                                                                                                                                   |   |                                                                 |
| - Monthly Usage Fee                                                                                                                                                               |   | 065-DSUG-82                 |   |  5                years |   |  N/A                                         |   |  See                Chart 1                                                                                                                       |   | As                Incurred                                           |
|                                                                                                                                                                              |   |                        |   |                         |   |                                              |   |                                                                                                                                                   |   |                                                                 |
| - App Rescore Fee                                                                                                                                                                 |   | 065-DSAR-82                 |   |  5                years |   |  N/A                                         |   |  See                Chart 1                                                                                                                       |   | As                Incurred                                           |
|                                                                                                                                                                              |   |                        |   |                         |   |                                              |   |                                                                                                                                                   |   |                                                                 |
| Mandatory                Implementation Fee (one                time fee)                                                                                                         |   | 065-IMPL-82                 |   |  N/A                    |   |  N/A                                         |   |  $15,000                                                                                                                                          |   |  $7,500                 (approved                discount) |
|                                                                                                                                                                              |   |                        |   |                         |   |                                              |   |                                                                                                                                                   |   |                                                                 |
| Mandatory                SBSS  FundamentalsWeb-Based                Training (servicesare                described in Statement ofWork                attached in Exhibit 3) |   |  065-TRWB-06           |   |  N/A                    |   |  N/A                                         |   | 3                day -2 hoursper                day GroupPlacewantTraining                (2-3users                per PC)for                $1,000/PC |   |  $1,000)                                                        |
|                                                                                                                                                                              |   |                        |   |                         |   |                                              |   |                                                                                                                                                   |   |                                                                 |
| **x**Optional SBSS 6.0 UpgradeService                                                                                                                                             |   |  065-DSUG-82           |   | 5                years       |   |  N/A                                         |   | See                Section2.8                                                                                                                          |   | AsIncurred                                                           |
|                                                                                                                                                                              |   |                        |   |                         |   |                                              |   |                                                                                                                                                   |   |                                                                 |
| oOptional              SBSS Interface                                                                                                                                             |   |  065-BIRG-00           |   |  5                years |   |  N/A                                         |   | See                Section2.9                                                                                                                          |   | AsIncurred                                                           |
| **TOTAL****(U.S.****dollars)***to**be                invoiced upon execution*                                                                                                     |   | Yr                1=$14,980 |

| **2.2** | **Invoicing:** |
|---------|----------------|

| ·   | Except                as stated, 100% of the Monthly Minimum Fee for the first year and                all                other fees will be invoiced upon full execution of this Order                Form. |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Monthly                Minimum Fee for Subsequent Years. 100% of the Monthly Minimum Fee                for                subsequent years will be invoiced at the beginning of the applicable                anniversary of the Commencement                Date. |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | App                Rescore Fee. The App Rescore Fee will be invoiced on a monthly basis,                as                incurred in addition to the Monthly Minimum                Fee. |
|--------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | SBSS                6.0 Upgrade Fee (optional). The SBSS 6.0 Upgrade Fee will be invoiced                on a                monthly basis, as incurred,                in addition to the greater of the Monthly Minimum Fee or Monthly                Usage                Fee. |
|--------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | SBSS                Interface Fee (optional). The SBSS Interface Fee will be invoiced                on a                monthly basis, as incurred, in addition                to the greater of the Monthly Minimum Fee or Monthly Usage                Fee. |
|--------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | If                the Monthly Usage Fee is greater than the Monthly Minimum Fee for                any                given month, the difference will                be invoiced monthly after the Commencement                Date. |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
**2.3      **
**Liquid      Credit Service      fees include:**

| ·   | Client                Support per Service Level Agreement attached hereto as Exhibit                1. |
|--------------------|--------------------------------------------------------------------------------------------------------|

| ·   | One                time allotment of up to 10 digital security                certificates. |
|--------------------|---------------------------------------------------------------------------------------------|

| ·   | One                set of user Documentation, delivered                electronically. |
|--------------------|----------------------------------------------------------------------------------------|

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| U.S.                    Order Form             | FIC                    LR # _______  |
|------------------------------------------------|-----------------------------------------------------|
| Order                    Form Number: ________ | Page                    3                           |

| **2.4** | **The                    implementation fee includes:** The following services during                    Regular Business Hours (as defined in Exhibit                    B): |
|---------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | 60                hours of implementation support commencing after the full execution                of                this Order Form and the assignment                of an implementation manager to assist Client’s development team                in creating an interface to                the Service, to address technical questions and to explain testing,                as                more                fully set forth in Section 3.6                (Implementation). |
|--------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **Tier                  Level** |   | **Monthly                  Application****Volume** |   | **Standard****Application                  Fee** |   | **Rescore                  Fee****(30%                  of****Standard****Application                  Fee)** |
|---------------------------------|--------|----------------------------------------------------|--------|--------------------------------------------------|--------|---------------------------------------------------------------------------------------------------------------|
|                            |   | Min                                                |   | Max                                              |   |                                                                                                          |   |   |
| 1                               |   | 0                                                  |   | 85                                               |   | $                  21.60                                                                                      |   | $6.48 |
| 2                               |   | 86                                                 |   | 340                                              |   | $                  14.85                                                                                      |   | $4.46 |
| 3                               |   | 341                                                |   | 850                                              |   | $                  11.00                                                                                      |   | $                  3.30 |
| 4                               |   | 851                                                |   | 3,400                                            |   | $                   5.50                                                                                 |   | $                  1.65 |
| 5                               |   | 3,401                                              |   | 6,500                                            |   | $                   2.20                                                                                 |   | $                  0.66 |
| 6                               |   | 6,501                  +                           |   |                                             |   | $                    1.10                                                                                     |   | $                   0.33 |

| **2.5** | **Minimum                  Application Volume.**A                  minimum application volume as follows shall apply: Months 1-6 of                  Year 1                  =                  15 applications per month, Months 7-12 of Year 1 = 35 applications                  per month, Years 2-5 = 35 applications per                  month. Application volume shall reset to zero each                  month. |
|---------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | Application                usage fees are based on a marginalized pricing structure. Client                must                purchase all applications at                each of the prior tier’s pricing before moving onto the next tier’s                pricing. For example: Standard application                fee for 341 total applications = [85 applications x $21.60 (tier                1) =                $1,836] + [255 applications x                $14.85 (tier 2) = $3,786.75] + [1 applications x $11.00 (tier 3) =                $11] =$5,633,75. |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **2.6** | **Definition****of                      Billable****Application.**                      A billable “Application” is any successful XML submission to the Service.                      A                      successful XML submission is one that has been deemed 000 (successful,                      no                      warnings) or  001 (successful, warnings)                      as described in the FIC LiquidCredit API Guide. The Service                      counts the                      number of successful Applications                      submitted to the Service. Client acknowledges that applications                      submitted                      multiple times to the Service,                      and multiple elements of applications generating warnings under                      the                      Service, may be counted as multiple                      billable Applications depending on the API call used. The Application                      Fee                      will be charged for each Application                      unless the Rescore (as defined below)                      API is                      used for submissions to the Service subsequent to the initial                      submission. |
|---------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **2.7** | **Rescore****Fee.**                  If Client rescores an Application, the Rescore Fee is 30% of the                  Application Fee of the highest level                  volume tier reached each month, in addition to the Usage Fee. For                  example:                  341 applications/month with 100 rescored applications = $5,633.75                  [see                  calculation above for 341 applications] + [100 applications x $3.30                  (tier                  3) = $330] = $5,963.75. |
|---------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | **Definition****of                Rescore.**A                “Rescore” Application is an Application that is resubmitted within                thirty (30) days                of its initial submission through the Service for reprocessing by                the                Service using the designated Rescore                API call into the Service in accordance with the user documentation.                A                Rescore Application will be subject to the Rescore Fee set forth                in                Chart 1 above. Previously submitted Applications that are                resubmitted                after the thirty (30) day window are not considered “Restore” Applications                and will be priced                at the Standard Application Fee set forth in Chart 1 above. A                successful “Rescore Application is deemed                000 (successful, no warnings) or 001 (successful, warnings) as described                in the FIC LiquidCredit                API Guide. |
|--------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ·   | **Rescore                Functionality Availability.** Client may utilize the Rescore                functionality and will be charged the                reduced Rescore Fees only if Client or its Implementer/Alliance Partner                programs to the Service’s Rescore                API. If Client or its Implementer-Alliance Partner does not implement                the                Rescore API, all Applications                will be charged the Standard Application                Fee. |
|--------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **2.8** | **SBSS                  6.0 Upgrade Fee (optional).** If Client chooses to use the SBSS 6.0                  Upgrade service in conjunction with the                  SBSS 6.0 models, the SBSS Upgrade Fee is 25% of the greater of                  the Monthly                  Minimum Fee or the Monthly                  Usage Fee. |
|---------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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| U.S.                    Order Form             | FIC                    LR # _______  |
|------------------------------------------------|-----------------------------------------------------|
| Order                    Form Number: ________ | Page                    4                           |

|  | · | **Definition                of SBSS 6.0 Upgrade****Service.**The                SBSS 6.0 Upgrade service is an optional service. By signing                up for the SBSS 6.0 Upgrade service, a Client is given permission                access                through the Service. The SBSS 6.0 Upgrade service includes the ability                to                access both the SBSS 6.0 Startup Models (and scores)                and the SBSS 6.0 Credit Offer                Index. |
|--|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | · | **Definition****of****SBSS                6.0 Startup Models.**The                SBSS 6.0 Startup Models produce a SBSS Startup score. A SBSS 6.0                Startup                score is an SBSS score specifically focused on assessing the propensity                to                repay risk of                start up small businesses. As part of the API call to the Service,                Client                identifies which version of SBSS models to use, and if SBSS 6.0 is                selected, whether the standard SBSS 6.0 score of an                SBSS 6.0 Startup score is to be                used. |
|--|--------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | · | **Definition                of SBSS                6.0 Credit Offer****Index.**                The SBSS 6.0 Credit Offer Index is a benchmark measure to                help evaluate the capacity risk of a small business applying for                a term                loan, line of credit, or commercial                card. The SBSS 6.0 Credit Offer Index                uses the SBSS 6.0 score in conjunction with various                data                elements from the application, financial, consumer bureau and business                bureau reports, compares those                results to small businesses of similar profile, and then a percentile                ranking and a median loan amount are generated by the Service and                returned                as part of the API output. A SBSS 6. Credit Offer Index                is generated only if an SBSS 6.0 score is                generated. |
|--|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **2.9** | **SBSS                Interface****(optional).**                If Client chooses to use SBSS Interface in conjunction with the Service,                the SBSS |
|---------|------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | · | **Definition                of SBSS****Interface.**                The SBSS Interface is a web based application that Client users log                into                and                use to input small business applications. The SBSS Interface has                the                ability to request from the Service a look up of a business’ DUNS number                or Experian Business number and credit bureau data and                to submit applications to and receive results from the Service. Among                other data, successful Applications                receive an SBSS score and reason codes, which are displayed by the                SBSS                Interface. |
|--|--------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | · | **Rescore                functionality                is not available with this                option.** |
|--|--------|-----------------------------------------------------------------------------------------------------------|

| **2.10** | **Estimated                Monthly****Volume                Usage:** |
|----------|----------------------------------------------------------------------|

|  | · | Approximate                number of applications per month for initial                term. |
|--|--------|----------------------------------------------------------------------------------------------|

|  | · | Name                of Alliance Partner or Integrator, if                any:_________________________ |
|--|--------|--------------------------------------------------------------------------------------------------------|

| **3.** | **OTHER:** |
|--------|------------|

| **3.1** | **Service****Term.** The                term for the Service commences upon the date Client is granted access                to                the Service (“Commencement Date”) which shall be the earlier of: (a) the                date Client is provided production mode access                to the Service; or (b) 60 days after this Order Form is signed by                the                parties and shall continue for the term                in Section 2 (Pricing) of the Order Form, unless earlier terminated                as                provided below. The term renews automatically                for consecutive one (1) year terms unless either party gives the                other                party 60 days’ written notice                prior to the end of the current term of its intent not to renew.                Renewal                fees are subject to change upon 60                days’ written notice prior to the end of the current term and will be                invoiced in advance. Access to the Service                and passwords (if applicable) is contingent upon payment of all applicable                renewal lees. |
|---------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.2** | **Grant                of Licenses.**                Subject to the terms                and conditions of this Agreement, upon                the Commencement Date, FIC                hereby grants to Client, effective during the Term, a non-exclusive,                non-transferable, limited license to access,                use, perform and display the Service, the Work Product and the                Documentation, only within the Territory                for the purpose of submitting an application for a score, or for                such                other information which may be returned                by the Service, or for such other purposes contemplated under this                Agreement. Client may only use the                Service to analyze data associated with accounts that Client owns                and                controls or with applications for accounts                to be owned and controlled by Client and not in a service bureau                environment on behalf of any third                party. |
|---------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.3** | **License****Restrictions.**                Except as expressly stated herein, Client warrants that Client and                its                employees, representatives,                contractors, and/or agents: (i) shall not in any way use the FIC                Product,                Work Product or Documentation other than within the scope of the                licenses                granted by FIC, (ii) shall not in any way alter, change,                modify, adapt, translate, or make derivative works of the FIC Product,                Work Product and/or Documentation; (iii) shall not with respect to                the FIC                Product actually or attempt to reverse engineer, decompile,                disassemble, or reduce any object                code                to human perceivable form or permit others to do so; provided                that if, required by applicable law, upon Client’s prior written request,                FIC shall, for a nominal administrative                charge, provide information required for Client to achieve                interoperability between the FIC Product                and other software of Client; (iv) shall not sublicense or operate                any FIC                Product or Work Product for                timesharing, rental, outsourcing, or service bureau operations, or                to                train persons other than permitted users;                (v) shall not disclose (other than within Client’s organization for                Client’s own internal business purposes)                or publish performance benchmark results for any FIC Product and/or                Work                Product without FIC’s prior                written consent; or (vi) shall not use any provided third party software                except solely in conjunction with the                permitted use of the FIC                Product. |
|---------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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| U.S.                    Order Form             | FIC                    LR # _______  |
|------------------------------------------------|-----------------------------------------------------|
| Order                    Form Number: ________ | Page                    5                           |

| **3.4** | **Volume                Tier Pricing.**Subject                to any minimum fees owed, if applicable, Client shall pay for the                actual volume                used and will be invoiced for the difference between the actual volume                and                any minimum fees. FIC shall                have the right upon reasonable notice and during Client’s normal business                hours to inspect Client’s facilities                to ascertain compliance                with the terms                of                this Agreement*.* |
|---------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.5** | **Payment                Terms.**Unless                otherwise provided in this Order Form, the payment terms for this,                Order                Form can be                found in Section 2 of the Hosted Services                Agreement. |
|---------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.6** | **Implementation.                FIC will provide****Client                with the following implementation services.** FIC will provide                Client                with documentation detailing the tasks Client must complete prior                to                initiating the Service. Client shall appoint                a primary service liaison for the duration of the Service. Client                may                change its liaison by                giving FIC written                notice of the change. If mandatory training is required, Client must                participate in such training prior to accessing the Service. Once                Client                has completed the items required for initiation, Client shall                coordinate with                FIC to test the connection to the Service and the credit reporting                agency(ies). Once testing is completed, FIC will issue a “Notice of                Implementation Completion” and Client will be granted production mode                access. |
|---------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.7** | **Digital                Security Certificates.**                Client will receive an allotment of 10 digital security certificates                (“Passwords”).                Passwords must be renewed each year. If more than 10 Passwords are                required, Client may order                Passwords for an additional fee. Client is solely responsible for                the                security and proper use of its Password(s),                and must take all steps necessary to ensure that the Password(s)                are kept                secure, confidential,                used                properly and not disclosed to unauthorized persons. Client shall                immediately notify FIC if there is any reason                to believe that the Password(s) have become known to unauthorized                users. |
|---------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.8** | **Client                Responsibilities.**Client                is solely responsible for contracting with the appropriate consumer                reporting agency(ies)                and business bureau(s) for purchase and delivery of consumer credit                bureau, and/or business bureau                reports and of FIC scores. FIC shall have no obligation to Client                in the                event that any of                the consumer reporting                agencies or business bureaus cease offering consumer credit or business                bureau reports or FIC scores.                FIC does not guarantee the accuracy or completeness of the credit                bureau                or business bureau records which                are scored using the Service. If a consumer credit bureau score or                other                consumer reporting agency data                is included in the decision engine service, Client certifies that                it has a                permissible purpose                as                required by the federal Fair Credit Reporting Act (“FCRA”),                and                any consent required under state law, for obtaining the consumer                reports, and that all use of same shall be in strict accordance with                said                laws. The factors that are provided                by FIC as significantly contributing to                the credit risk score may be disclosed to consumers as the reasons                for taking adverse action, as required by the Equal Credit Opportunity                Act                (“ECOA’’) and                Regulation B                (“Reg. B”).                However,                the score itself is proprietary, and may not be disclosed or used                as the                reason for adverse                action under Reg. B. Client agrees that all score                and Model information                it receives                will be held in confidence                except to the extent that disclosure to others is required by                law. |
|---------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.9** | **Client                Obligations for the SBSS Interface.** If                Client purchases the SBSS Interface, in order                to ensure successful                implementation of Client’s credit criteria into the Service, Client must                complete the following tasks                within twenty (20) calendar days of execution of this Order                Form: |
|---------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | · | Provide                member number(s) and password(s) for credit bureau(s) and other                third-party data provider(s). |
|--|--------|-------------------------------------------------------------------------------------------------------------------------------------|

|  | · | If                Client is using the Credit Policy Setup then Client must provide                complete                credit  Policy setup                criteria to facilitate                automation within the Service. |
|--|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.10** | **Additional                Responsibilities.**Client                further agrees: (a) to purchase and maintain current its own Internet                access                to the Service; and (b) to be responsible for the installation, operation,                security and maintenance                of any computer                network and digital security certificates and passwords (if                issued) used                by Client to access or perform,                as applicable, the Service; and (c) to provide FIC with prompt                notification of any problems regarding                the Service. Client is responsible for any damage caused by a  security                breach through Client’s failure                to maintain commercially acceptable security measures and Client                indemnifies and holds FIC harmless from                any compromise of Client’s security in this                event. |
|----------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.11** | **Support                and****Maintenance.**                FIC will provide Support for the Service in accordance with Exhibit                1 |
|----------|----------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.12** | **Performance                Data.**                Client shall provide performance data to FIC upon FIC’s written request                for the purposes                allowed under the Agreement. |
|----------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.13** | **Data                Confidentiality.** In                addition to the obligations imposed upon FIC with respect to confidential                information under the Agreement and any Confidentiality Agreement,                FIC                agrees that any usage of Client’s customer record data shall be limited to                the production of products and services for Client’s own proprietary use                or for general product research and development, and that, except                for                production of products and services for                Client’s own proprietary use, in no case will any use be made or                cognizance be taken of the identity of individuals                or institutions whose records are utilized. Client may elect to transmit                any such records to FIC with                the identification fields deleted so long as a match key exists on                all                data files provided to  FIC. |
|----------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| U.S.                      Order Form             | FIC                      LR # _______  |
|--------------------------------------------------|-------------------------------------------------------|
| Order                      Form Number: ________ | Page                      6                           |

| **3.14** | **Use                  of Client****Data.**FIC                  shall not use or disclose Client’s consumer “nonpublic personal                  information” (“NPI”)                  as                  that term is defined in the Gramm-Leach-Bliley Act (“GLBA”) except to                  perform the services and to                  conduct the activities authorized in the Agreement. In order to                  facilitate                  Client’s compliance with the GLBA,                  FIC shall adhere to the standards set forth in Exhibit                  2 with                  regards to any Client’s customer NPI in FIC’s                  possession. |
|----------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.15** | **Model****Warranty.**                  FIC warrants that it owns or otherwise possesses all rights and                  interests:                  in                  the Model(s) necessary                  to enter into this Order Form. FIC will not include in any credit                  risk                  Model(s) any characteristic, including                  “Age”, which is a “prohibited basis” as the term is now defined in the                  Equal Credit Opportunity Act (“ECOA”),                  15                  USC 1691 et seq. or Regulation B (“Reg. B”) thereunder. For Model(s)                  developed solely from FIC’s                  pool of creditor data to meet the current definition of an “empirically                  derived, demonstrably and statistically                  sound credit scoring system” as defined and where required by Reg. B,                  Client must comply with the                  requirements of 12 C.F.R. §202.2 (p)(2)                  including                  validation of the Model(s) on Client’s records. FIC shall                  have no liability or responsibility for hardware, Model(s), or                  services                  provided by others. |
|----------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.16** | **Use                  of Trademark or Logo.**                  Client agrees to conspicuously place the logo of LiquidCredit and                  FIC                  prominently                  on the end user credit application form web page and the end user                  product                  match web page with the identifier “Fueled by LiquidCredit®,”                  as                  provided by FIC. Other than as provided in this paragraph, Client                  shall not use FIC’s name, logo or trademark without FIC’s prior written                  consent. FIC shall not use Client’s                  name, logo or trademark without Client’s prior written                  consent. |
|----------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.17** | **Internet                  Operating Policy.**Client                  agrees it shall abide by FIC’s Internet Operating Policy, as amended from                  time                  to time, as set forth in its entirety in this Section. Client agrees                  not                  to: (a) post or transmit any message or                  data anonymously or under a false name; (b) post or transmit any                  message                  which is libeleouis or defamatory; (c) post or transmit any message,                  data,                  image or program which is illegal, indecent, obscene or pornographic;                  (d)                  post or transmit any message, data, image or program that would                  violate                  the intellectual property rights of others;                  or (e) interfere with the use of the Internet for other FIC clients                  or                  other users. Client hereby indemnifies                  and holds FIC harmless and agrees to defend FIC against any cost,                  claim or                  liability which may arise from Client’s failure to abide by FIC’s Internet                  Operating Policy. |
|----------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.18** | **FIC                  Materials.** The                  Service, including but not limited to, techniques, computer languages,                  computer programs,                  information of any type stored in computer usable form, Model(s)                  (including Model characteristics, splits,                  attributes breakouts, characteristic definitions and scorecard                  weights)                  specifications the                  Application Program                  Interface (“API”), operating                  instructions, user documentation; and, all proprietary information                  provided                  by FIC about its pricing, systems and business plans shall be and                  remain                  the property of FIC. |
|----------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

**4.        **
**CONTACT        INFORMATION:**

|                             | For                  Client             |   | Client’s                  Billing (if different) |   | For                  FIC                  |
|----------------------------------|-----------------------------------------|--------|--------------------------------------------------------|--------|-------------------------------------------|
| Name/Title:                      | Tom                  O’Leany - VP |   | Wade                  ESTEP - CFO                      |   | Contracts                  Administration |
| Company:                         | FIIC                                    |   | FIIC                                                   |   | Fair                  Isaac Corporation   |
| Address:                         | 1585                  Bethel RD.        |   | Same                                                   |   | 3661                  Valley Centre Drive |
|                             |                                    |   |                                                   |   |                                      |
| City/State:                      | COLUMBUS,                  OH           |   | Same                                                   |   | San                  Diego, CA            |
| Zip/County:                      | 43220                  Franklin         |   |                                                   |   | 92130                                     |
| Country:                    | USA                                     |   | Same                                                   |   | USA                                       |
| Phone:                           | 614-451-5030                            |   | Same                                                   |   | 858-369-8000                              |
| Fax:                             | 614-451-5032                            |   | Same                                                   |   | 858-523-4450                              |
| Email:                           | tomoleary@fiic.net                      |   | wadeestep@fiic.net                                     |   |                                      |

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| U.S.                    Order Form             | FIC                    LR # _______  |
|------------------------------------------------|-----------------------------------------------------|
| Order                    Form Number: ________ | Page                    7                           |

**Client        agrees to be **
**bound        by this **
**Order        Form and the following FIC agreement (check **
**one):**

** **
**x**
** **
**Hosted        Services Agreement, Version **
**1.5**

**A        copy of which has already been provided and is **
**hereby        incorporated by **
**reference.**

**This        Order Form is effective as **
**of        the last date signed by **
**both        parties.**

**Unless        Client signs this Order Form by **
**March        **
**20,        2006**
** **
**,        prices a**
**nd        **
**terms        ar**
**e        subject to change.**

| **Client:** |                              |   | **Fair                  Isaac Corporation:** |
|-------------|-----------------------------------|--------|----------------------------------------------|
| Signature:  |                                   |   | Signature:                                   |   |
| Name:       | Thomas                  M. OLeany |   | Name:                                        | Daniel                  S. Chelew |
| Title:      | VP                  Underwriting  |   | Title:                                       | Vice                  President Financial Planning & Analysis |
| Date:       | 10                  May 2006      |   | Date:                                        | May                  15, 2006 |

|                                 |
|--------------------------------------|
| ***FIC                  Use Only***  |   | Form                  : 06-Jan-06 |
| Short                  Name:         | Client                  #: | Acct.                  Exec.: F Strub |
| OE                  Order#:          | System                  #: | Royal                  Blue #: |
| Sales                  Approval: MJB | Notes:                  5 yr. term (see pricing                  chart.                  for terms). SBSS6.0 Upgrade. Disc.Impl.                  Fee                  of                  $7,500. Avg. monthly volume                  150/apps.                  /cyo |

----

| U.S.                    Order Form             | FIC                    LR # _______  |
|------------------------------------------------|-----------------------------------------------------|
| Order                    Form Number: ________ | Page                    8                           |

**EXHIBIT        1**

**FAIR        ISAAC SERVICE LEVEL AGREEMENT**

**CLIENT        NAME: FEDERATED INVESTORS INSURANCE COMPANY**

**SERVICE        AGREEMENT: **

**INTRODUCTION:        **
**SLA**

**GENERAL        TERMS AND CONDITIONS**

| **1.** | **SLA                  TERM.**This                  SLA takes effect upon the Commencement Date, and will continue                  in effect                  for the Service Term specified in the Service Agreement. Upon any                  renewal                  of the Service Term, this SLA will continue in effect                  unless the parties otherwise agree in                  writing. |
|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **2.** | **DEFINITIONS.**Definitions                  of terms in the Service Agreement are applicable to this SLA In                  addition,                  the definitions                  contained in Attachments                  1, 2,                  and 3                  apply to this SLA only. In the case of conflicting definitions,                  the                  definitions contained in this SLA will control with respect to                  the                  interpretation of this SLA. |
|--------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.** | **GENERAL** |
|--------|-------------|

|  | **3.1.** | **Service                  Requirements.**FIC                  shall use commercially reasonable efforts to comply with the obligations                  set forth                  in these general terms and conditions, as well as the requirements                  set                  forth in Attachment                  2 that                  are specific                  to the Service. Performance by FIC is contingent upon Client’s                  Cooperation, and FIC is not responsible                  for delays or other problems caused by Client’s failure to meet its                  obligations or by any Outside                  Factors. |
|--|----------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | **3.2.** | **Temporary                  Suspension.**                  FIC may temporarily suspend the Service for necessary repairs.                  However,                  FIC will                  endeavor to provide Client with as much prior notice as possible                  under the                  circumstances, and FIC shall                  restore Availability of the Service as soon as commercially                  practicable. |
|--|----------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **4.** | **SUPPORT** |
|--------|-------------|

|  | **4.1.** | **Support                  Generally.**                  FIC is committed to providing its clients with quality support                  and access                  to knowledgeable                  personnel. Most questions and issues related to the Service will                  be                  addressed during FIC’s Product Support Hours, which may differ from                  Standard Service Availability Hours. See Attachment                  2 for                  Product                  Support Hours and Standard Service Availability                  Hours. |
|--|----------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | **4.2.** | **Errors.**FIC                  shall use commercially reasonable efforts to resolve Errors in                  a manner                  consistent with the requirements                  of this SLA. If at any point FIC determines that a problem reported                  by                  Client is not the result of                  an Error, FIC will promptly report that determination to Client.                  Resolution of problems caused by Outside                  Factors or not the result of Errors is not covered under FIC’s Support                  obligations, and FIC reserves                  the right to charge for services performed to diagnose or repair                  problems                  not covered                  under FIC’s Support                  obligations. |
|--|----------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| U.S.                        Order Form             | FIC                        LR # _______  |
|----------------------------------------------------|---------------------------------------------------------|
| Order                        Form Number: ________ | Page                        9                           |

|  | **4.3.** | **Severity                  Levels****and                  Response Times.**Upon                  Client’s report of a problem with the Service, an FIC representative                  will acknowledge such report by issuing a confirmation to Client,                  either                  by phone or email, and FIC will assign a Severity Level to the                  problem                  based on the type of issue reported, according to the following                  schedule: |
|--|----------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **Severity****Level**           |   | **Description                  of Problem**                                                                                                                                                                                                                                                                                                                               |   | **FIC                  Target Response Times**                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
|---------------------------------|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| **Severity                  1** |   | A                  critical problem that involves fundamental                  functionality or Availability of the Service, that precludes                  productive use of the Service, and that is having,                  or is likely to have, an immediate and material                  impact on a critical business activity of Client.                       |   | FIC                  will respond within 2 hours of receipt of Client’s                  report of the issue.FIC                  will begin working on a solution                  or workaround to any                  Error                  causing                  the problem within 2 hours from Client’s                  initial report if received during Product Support                  Hours, or within 4 hours of Client’s initial report                  if received outside Product Support Hours.                |
|                            |   |                                                                                                                                                                                                                                                                                                                                                                      |   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
| **Severity                  2** |   | A                  significant problem that involves functionality of the                  Service, but                  that                  does not preclude productive use                  of the Service and is not having and is not likely to                  have an immediate and material impact on a critical                  business activity of Client. |   | FIC                  will respond no later than the end of the Business Day                  following Client’s initial report (or the same Business                  Day if the report is made before 11:00 a.m.,                  Central                  time or London time, as applicable). FIC                  will begin working on a solution or workaround to any Error causing                  the                  problem no later than the end of the                  Business Day following Client’s initial report. |
|                            |   |                                                                                                                                                                                                                                                                                                                                                                      |   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
| **Severity                  3** |   | An                  inconvenient problem with the Service that does not                  affect functionality or preclude productive use of the                  Service.                                                                                                                                                                                                 |   | FIC                  will respond with problem definition and a proposed                  action plan to resolve any Error causing the problem                  within five Business Days from Client’s initial report.                                                                                                                                                                                                                                                                                                                           |
|                            |   |                                                                                                                                                                                                                                                                                                                                                                      |   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
| **Severity                  4** |   | General                  questions related to the use of the Service, a “how                  to” question; an error that is minor or cosmetic in                  nature; or a request                  to be considered for future enhancements.                                                                                                            |   | FIC                  will respond as appropriate. FIC will generally log and acknowledge                  Severity 4 requests by the end of the next Business                  Day.                                                                                                                                                                                                                                                                                                                                                                     |

|  | **4.4.** | **Client’s                  Obligations Relating to Support****Requests.**In                  order to ensure that FIC is able to meet the response                  times set forth above and provide Support in the most efficient                  manner,                  Client agrees, in addition to                  providing all relevant information necessary for FIC to respond                  to a                  Support request and Client’s general                  Cooperation: (a) to designate primary and secondary liaisons who                  have been                  trained on the Service and                  to provide FIC with all necessary after-hours contact information                  for such                  individuals; (b) that all Support requests will be centralized                  through the                  primary and secondary liaisons; (c) to submit                  Support requests                  to FIC’s designated contact; (d) to comply with FIC’s reasonable                  guidelines for submitting Support                  requests; (e) to use reasonable commercial efforts to diagnose                  and resolve                  problems in the operation                  of the Client’s interface to the Service prior to contacting FIC for                  Support; (f) to use reasonable efforts                  to confirm that reported problems are due to a malfunction of the                  Service;                  (g) to use all reasonable efforts to consult FIC-supplied documentation                  before submitting questions about the Service to FIC; and (h) to                  work with                  FIC to return Support requests to reasonable levels if FIC deems                  that                  Client’s Support requests exceed reasonable or typical levels for the                  Service. Client must notify FIC of any problems with the Service                  in a                  timely manner (depending on the circumstances, but in no event                  later than                  30 days after becoming aware of an issue with the                  Service). |
|--|----------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | **4.5.** | **Updates;                  Releases.**                  As                  a part of Support, FIC will make available to Client all updates                  and                  releases to the Service                  and the Application that it generally makes available to its Clients.                  Optional, separately-priced Service                  features which may be made available with new updates and releases                  of                  the                  Service                  are not included                  in Support unless otherwise agreed in writing. Client shall comply                  with                  any published update/release schedules. If Client fails to adhere                  to the                  update/release schedule, such failure may cause FIC to be unable                  to meet                  the Service levels defined in this                  SLA. |
|--|----------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | **4.6.** | **Technology****Compatibility.**Client                  shall cooperate with FIC to ensure that technology compatibility                  is                  maintained between the Application and Client’s systems. Client must                  provide FIC with at least 60 days’ written notice of any changes to                  Client’s systems that could affect such compatibility. Client must provide                  FIC                  with at least 30 days’ written notice of all standard technology release                  upgrades, and Client shall endeavor to ensure that such upgrades                  happen no                  more frequently than once per calendar year. |
|--|----------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| U.S.                      Order Form             | FIC                      LR # _______  |
|--------------------------------------------------|-------------------------------------------------------|
| Order                      Form Number: ________ | Page                      10                          |

| **5.** | **EXCLUSIONS;                  ADDITIONAL SERVICES.**If                  Client requests services that are outside the** **scope                  of FIC’s Support                  obligations under this SLA, FIC may provide such services at its                  discretion and subject to availability of                  resources, and Client shall pay for such services on a time-and-expenses                  basis                  at FIC’s then-current rates: The                  following are outside the scope of FIC’s Support                  obligations unless specifically agreed                  otherwise in writing: |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | (a) | Requests                  for Support outside of Product Support Hours for reasons other                  than                  Severity                  l issues. |
|--|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | (b) | Support                  which becomes necessary due                  to failure of computer hardware, equipment or                  programs                  not                  provided                  by FIC; negligence of Client or any third party; error by Client                  in                  operation of the Service; improper                  modification or use of hardware or software by Client; or any problem                  or                  loss                  not solely attributable                  to the Application. |
|--|-----|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | (c) | Maintenance                  and support of hardware, software programs, or data connections                  owned,                  operated,                  or developed                  by the Client that interface with the                  Service. |
|--|-----|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | (d) | Development,                  customization, coding, installation, integration, consulting, and                  training. |
|--|-----|----------------------------------------------------------------------------------------------------------------------------|

|  | (e) | Optional,                  separately-priced Service features which may,                  from time to time, be made available with new updates/releases                  of the Service. |
|--|-----|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| U.S.                      Order Form             | FIC                      LR # _______  |
|--------------------------------------------------|-------------------------------------------------------|
| Order                      Form Number: ________ | Page                      11                          |

**ATTACHMENT          1 TO**

**FAIR        ISAAC SERVICE LEVEL AGREEMENT**

**STANDARD        DEFINITIONS**

**“Application”**

**“Available”        **
**“Availability”        **

**“Business        Day”**

**“Commencement        Date” **

**“Cooperation”**

**“Disaster        Recovery**
**Plan”        **

**“Errors”**

**“Force        Majeure Event”**

**“Input        File”**

**“Outside        Factors”**

**“Point        of Demarcation”**

**“Product        Support Hours” **

**“Scheduled        Downtime”**

**“Service”**

**“Service        Term”**

**“Standard        Service Availability Hours”**

----

| U.S.                      Order Form             | FIC                      LR # _______  |
|--------------------------------------------------|-------------------------------------------------------|
| Order                      Form Number: ________ | Page  12                                    |

**“Support”**
** **

**“Transaction”**

**“Unscheduled        Downtime” **

***Note        that this is a general***
***list        of***
***definitions***
***and        that not all***
***definitions        will***
***be        used***
***in        any given SLA. Any***
***definition        not***
***actually        used is***
***not***
***to        be considered a part of this SLA.***

----

| U.S.                      Order Form             | FIC                      LR # _______  |
|--------------------------------------------------|-------------------------------------------------------|
| Order                      Form Number: ________ | Page                      13                          |

**ATTACHMENT          **
**2          **
**TO**

**FAIR          ISAAC SERVICE LEVEL AGREEMENT**

**SERVICE          LEVEL STANDARDS FOR THE**

**FAIR          ISAAC LIQUIDCREDIT**
**â**

** **

**SERVICE:          DECISION ENGINE FOR SMALL BUSINESS**

| Client                    Name:       | **Federated                    Investors****Insurance                    Company**                              |
|---------------------------------------|-----------------------------------------------------------------------------------------------------------------|
| Service                    Agreement: | LiquidCredit®                    Service: decision engine for Small Business Order                    Form |

**GENERAL**

**1.1**
**Access          to the Service.**

**1.2**
**Data          **
**Expectations.**

**1.3**
**Standard          Service Availability **
**Hours;          Scheduled Downtime.**

**1.4**
**Product          Support Hours.**

**.          “Product Support Hours”**

**1.5**
**Connections;          Third-Party **
**Providers.**
* *

**1.6**
**Access          to the SBSS Interface.**

**1.7**
**Scheduled          Downtime for the SBSS Interface.**

----

| U.S.                        Order Form             | FIC                        LR # _______  |
|----------------------------------------------------|---------------------------------------------------------|
| Order                        Form Number: ________ | Page                        14                          |

**1.8**
**“Client          Helpdesk Hours” **

**1.9**
**“Regular          Business Hours” **

**2.**
**DISASTER          RECOVERY; BACKUP**

**2.1**
**Disaster          Recovery. **

**2.2**
**Data          Backup and Retention. **

----

| U.S.                        Order Form             | FIC                        LR # _______  |
|----------------------------------------------------|---------------------------------------------------------|
| Order                        Form Number: ________ | Page                        15                          |

**ATTACHMENT          **
**3          **
**TO**

**FAIR          ISAAC SERVICE LEVEL AGREEMENT**

**BACKUP/RETENTION          POLICY**

**(Effective          **
**as          of July **
**1,          2005)**

| **1.** | **GOALS.**                    Backups have two goals. |
|--------|-------------------------------------------------------|

| **2.** | **RETENTION.**Backups                    will be retained according to data type. Data will be categorized                    as                    follows: |
|--------|--------------------------------------------------------------------------------------------------------------------------------------------------------------|

| **3.** | **SCHEDULES** |
|--------|---------------|

|  | 3.1. | File                    Data |
|--|------|------------------------------|

| **Backup                    Type and Timing** |   | **Retention**              |
|-----------------------------------------------|--------|----------------------------|
| Yearly                    Full                |   | 3                    Years |
| Monthly                    Full               |   | 1                    year  |
| Weekly                    Full                |   | 5                    weeks |
| Daily                    Incremental          |   | 5                    weeks |

| **Backup****Type                    and Timing** |   | **Retention**                |
|--------------------------------------------------|--------|------------------------------|
| Monthly                    Full                  |   | 10                    weeks  |
| Weekly                    Full                   |   | 10                    weeks  |
| Daily                    incremental             |   | 10                    weeks  |
| Archived                    Transaction Logs     |   | 11                    weeks* |

| **Backup                    Type** |   | **Retention****.**         |
|------------------------------------|--------|----------------------------|
| Archive                            |   | 3                    years |

----

| U.S.                        Order Form             | FIC                        LR # _______  |
|----------------------------------------------------|---------------------------------------------------------|
| Order                        Form Number: ________ | Page                        16                          |

**EXHIBIT            **
**2**

**PRIVACY          AND SECURITY EXHIBIT**

**1.          **
**DEFINITIONS:          **

**“Customer          Information”**
**“Customer”          **

**“FIC”**
**“Affiliate”          or **
**“affiliate”**

----

| U.S.                        Order Form             | FIC                        LR # _______  |
|----------------------------------------------------|---------------------------------------------------------|
| Order                        Form Number: ________ | Page                        17                          |

**EXHIBIT          **
**3**

**Statement          **
**of          Work**

**For**

**SBSS          Fundamentals Web-Based Training**

| **1.** | **Project                    Name** |
|--------|-------------------------------------|

| **2.** | **Description                    of Services** |
|--------|------------------------------------------------|

|  | 2.1. | SBSS                    Fundamentals Web-Based Training |
|--|------|---------------------------------------------------------|

|  | 2.1.1. | Training                    covers Model Development, Better Booking Strategies and Tracking                    and                    Validation. FIC                    experts will walk Client through the information Client needs                    to know to                    make                    better origination                    and underwriting decisions and monitor Client’s portfolio performance.                    Training is designed                    for operations managers and their staff who use FIC’s SBSS Model                    Suite.                    Training                    will also                    cover the differences between SBSS Model Suite                    versions. |
|--|--------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | **2.2.** | **Training                    Cancellation Notice.**                    In                    order for Clients to receive the full benefit of group training,                    training                    sessions are subject to cancellation by Fair, Isaac when attendance                    is                    projected to fall below minimum attendance                    requirements. Fair, Isaac will provide cancellation notices no                    later than                    2 weeks prior to the training                    start date. If possible, Fair, Isaac shall reschedule the training                    at a                    mutually convenient time. The minimum 2 week notice is provided                    to avoid                    travel-related cancellation fees. Training attendees will beresponsible                    for any travel-cancellation fees                    incurred. |
|--|----------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | **2.3.** | **Scheduling.**                    Schedules are subject to trainer availability. Training classes                    must be                    taken within 1 year from                    the date this Order Form is signed by the parties or they will                    expire. |
|--|----------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|  | **2.4.** | **Web-Based                    Training.**Web-based                    training fees will not be refundable, but may be credited towards                    another                    training class or another designated person within 1 year from                    the date                    this Order Form is                    signed                    by                    the parties. |
|--|----------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

**3.          **
**Fees          **

**Fees:**

| **Service**                                   |   | **Product****#** |   | **Hours**                                                                                          |   | **Billing                    Basis** |   | **Total** |
|-----------------------------------------------|--------|------------------|--------|----------------------------------------------------------------------------------------------------|--------|--------------------------------------|--------|-----------|
| SBSS                    Fundamentals Training |   | 065-TRWB-06      |   | 3                    day                    -                    2                    hours perday |   | Fixed                    Fee         |   | $1000     |

----

**Hosted          Services Agreement**

**1.            **
**Introduction.**
**“Effective            Date”**
**Fair            Isaac **
**Corporation**
**“FIC”**
**“Client”**
**HSA**
**“Services”**
**Agreement.”**

**2.            Invoices and Payment.**

**2.1**
* *

**2.2            **
**Taxes            and Other Charges.**
**“**
**Taxes”**

**3.            **
**Confidential            Information.**

**3.1**
**“Recipient,”**
**“Discloser”**
**,            **
**“Confidential            **
**Information”**

**3.2            **
**Limitations            on Disclosure and Use.**

**3.3            Exclusion.**
* *
* *

**3.4            **
**Injunctive            Relief.**

**4.            **
**Ownership**

**5.            **
**Termination            or Expiration.**

**6.1            **
**Warranties**
* *

**6.2            **
**Warranty(ies)            Set Forth in Order Forms.**

**6.3            **
**WARRANTY            DISCLAIMER.**

**7.            Limitation on Liability**

**7.1            LIMITATION ON TYPES OF DAMAGES.**

----

**7.1              LIMIT ON MAXIMUM LIABILITY.**

**8.              **
**Separation              of Responsibility. **
** **

**9.              **
**Indemnification.**

**10.              **
**Assignment.**

**11.              **
**Publicity.**

**12.              **
**Waiver.              **
* *

**13.              **
**Miscellaneous.**
** **
* *

**14.              **
**Counterparts.**

**15.              Survival.**

| **CLIENT:****FEDERATED                          INVESTORS INSURANCE COMPANY** |
|-------------------------------------------------------------------------------|
| BY:                                                                           |   |  |
| NAME:                                                                         |   | Thomas                          M. O’Leany |
| TITLE:                                                                        |   | VP                          Underwriting |
| DATE:                                                                         |   | 10                          May 2006 |
|                                                                          |   |   |
| **FAIR                          ISAAC CORPORATION**                           |
| BY:                                                                           |   |  |
| NAME:                                                                         |   | Daniel                          S. Chelew |
| TITLE:                                                                        |   | Vice                          President Financial Planning & Analysis |
| DATE:                                                                         |   | May                          15, 2006 |

----