Exhibit 10.12.3




 




RESOLUTION

02-18




 




FIRSTBANK




(the “Bank”)




 




AMENDMENT

NO 3




TO THE

EXECUTIVE SAVINGS PLAN FOR FIRSTBANK




(ALSO

KNOWN AS ACCESS ANYTIME BANCORP, INC.)




 




THIS AMENDMENT is

approved and adopted by FIRSTBANK on this 19th day of December 2002.




 




RECITALS




 




A.            FIRSTBANK (also known as Access Anytime BanCorp, Inc.)

(the “Bank”), executed the Executive Savings Plan for FIRSTBANK or Access

Anytime BanCorp, Inc. (the “Plan”), effective June 1, 1998, in order to provide

a means for select highly compensated and management employees to defer a

portion of their compensation and to encourage them to provide additional

financial security for the future.




 




B.                                     Section 10.2 of the Plan provides in part

as follows




 




“the Plan may be amended from time to time in any respect

whatever by resolution of the board of directors of the Bank specifying such

amendment...”




 




C.                                     The Bank now desires to amend the Plan.




 




AMENDMENT




 




The Bank hereby amends

the Plan as follows:




 




1.                                       All references under the Plan to “First

Performance Builder: shall be deemed references to the FIRSTBANK Profit Sharing

and Employee Stock Ownership Plan.




 




2.                                       The second sentence of Section 3.1(A) of

the Plan hereby is amended to read in its entirety as follows:




 




Salary Deferral Contributions when combined with salary

deferral reductions elected by the participant under the First Performance

Builder as of the first day of the Plan year, of any amount of the

participant’s compensation for the applicable payroll period and are matched by

Employer contributions, if any, for the plan year to the extent specified in




 





























 




Section 4.1 hereof are referred to herein as “Matched

Salary Deferral Contributions”.




 




3.                                       Delete the third sentence of Section

3.1(A) of the Plan.




“Salary Deferral

contributions that are, when combined with salary deferrals under the First

Performance Builder, in excess of 6% of the Participant’s compensation for the

applicable payroll period are referred to herein as “Unmatched Salary Deferral

Contributions”.




 




4.                                       This amendment to the Plan shall be effective

as of December 1, 2002.




 




5.                                       Any inconsistent provisions of the Plan

shall be read consistent with this amendment.




 




6.                                       Except as amended above, the Bank hereby

affirms and readopts each and every other provision of the Plan.




 




	

  \s\ Kathy Allenberg


  	

   


  	

  \s\ Norman R. Corzine


  	

   


  
	

  Corporate Secretary


  	

   


  	

  Chairman of the Board


  	

   


  





 




 




IN WITNESS WHEREOF, the

Bank has executed this amendment as of the date first mentioned above.




 




	

   


  	

   


  	

   


  	

   


  	

   


  	

  FIRSTBANK


  
	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  
	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  
	

   


  	

   


  	

   


  	

   


  	

   


  	

  By:


  	

  \s\ Ken Huey, Jr.


  	

   


  
	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  
	

   


  	

   


  	

   


  	

   


  	

   


  	

  Title:


  	

  President


  	

   


  
	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  
	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  
	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  	

   


  
	

   


  	

  ATTEST:


  	

  \s\ Kathy Allenberg


  	

   


  	

   


  	

   


  	

   


  
	

   


  	

   


  	

  Corporate Secretary