EXHIBIT 4.1

                 SECOND AMENDMENT TO LOAN AND SECURITY AGREEMENT

         SECOND AMENDMENT (this "AMENDMENT"),  dated as of February 17, 2003, to
LOAN  AND  SECURITY  AGREEMENT,  dated as of  September  24,  2001 (as  amended,
modified or supplemented from time to time, the "LOAN AGREEMENT"),  by and among
LASALLE BUSINESS CREDIT, LLC, a Delaware limited liability company, successor by
merger to LASALLE BUSINESS CREDIT, INC., a Delaware corporation ("LASALLE"), and
PROTECTIVE  APPAREL  CORPORATION OF AMERICA,  a New York  corporation  ("PACA"),
POINT BLANK BODY ARMOR, INC., a Delaware  corporation  ("POINT BLANK"),  and NDL
PRODUCTS,  INC., a Florida  corporation  ("NDL",  and with PACA and Point Blank,
collectively, the "BORROWERS" and each, a "BORROWER"), and DHB INDUSTRIES, INC.,
a Delaware  corporation  (f/k/a DHB Capital Group,  Inc.,  the "PARENT").  Terms
which are capitalized in this Amendment and not otherwise defined shall have the
meanings ascribed to such terms in the Loan Agreement.

         WHEREAS,  the Borrowers and Parent have requested that LaSalle  consent
to an increase in the Maximum  Revolving Loan Limit and to the  modification  of
certain other terms and provisions contained in the Loan Agreement; and

         WHEREAS,  LaSalle  has  consented  to such  requests,  on the terms and
subject to the satisfaction of the conditions contained in this Amendment;

         NOW, THEREFORE,  in consideration of the foregoing,  and for other good
and  valuable  consideration,  the receipt and  sufficiency  of which are hereby
acknowledged, the parties hereto hereby agree as follows:

         A.  AMENDMENTS.  Effective upon the  satisfaction of the conditions set
forth in SECTION TWO hereof,  the Loan Agreement  shall be and is hereby amended
as of February 17, 2003 as follows:

              (i)  SECTION  2(A).  REVOLVING  LOANS.  Section  2(a) of the  Loan
Agreement is amended by deleting in its entirety clause (y) of the proviso found
immediately  after clause (iv)  thereof,  and  substituting  in lieu thereof the
following new clause (y):


              "(y) the Revolving Loan Limit with respect to Revolving Loans made
              to all Borrowers,  at any one time outstanding,  shall in no event
              exceed the following applicable amount:

              (I) Thirty-Five  Million Dollars  ($35,000,000)  during the period
              commencing  on  February  18,  2003 and ending on (and  including)
              August 31, 2003, (II) Thirty Million Dollars  ($30,000,000) during
              the  period  commencing  on  September  1, 2003 and ending on (and
              including) November 30, 2003 and (III) Twenty-Five Million Dollars
              ($25,000,000)  at all times on and after  December  1, 2003  (such
              amount,  as in effect on any date of  determination,  the "Maximum
              Revolving Loan Limit")."

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              (ii) SECTION 8. COLLECTIONS.  SECTION 8 is amended by deleting the
introductory  portion of clause (iii) which  follows the  definition of the term
"Triggering Event", and by substituting the following in lieu thereof:

              "(iii) during any sixty-day period ending on or after the date one
              hundred  twenty (120) days from the date of this  Agreement,  less
              than ninety percent (90%);"

              (iii) SECTION 10.  TERMINATION;  AUTOMATIC RENEWAL.  SECTION 10 is
amended by deleting the penultimate  sentence  thereof,  and by substituting the
following in lieu thereof:

              "In the event that the  Borrowers  elect to and in fact  terminate
              this  Agreement  and  prepay all of the  Liabilities  on or before
              February  28,  2004,  then,  in such  event,  on the  date of such
              prepayment  the  Borrowers  agree  jointly and severally to pay to
              Lender as a  prepayment  fee,  in  addition  to the payment of all
              other  Liabilities,  an  amount  equal to one per cent (1%) of the
              Maximum Revolving Loan Limit in effect on such date."

         B. CONDITIONS PRECEDENT. This Amendment shall become effective when all
of the following  conditions,  the  satisfaction of each of which is a condition
precedent to the  effectiveness of this Amendment,  shall have occurred or shall
have been waived in writing by LaSalle.

              (i) LaSalle shall have received each of the following, which shall
be in form and substance reasonably satisfactory to it:

              (a) this Amendment, duly executed by each Borrower and Parent, and
         by David H. Brooks;

              (b) an Amended and Restated Revolving Note, in the form of EXHIBIT
         A hereto, in the principal amount of $35,000,000, duly executed by each
         Borrower;

              (c) an opinion of counsel to the  Borrowers  and Parent  regarding
         each Borrower's and Parent's due incorporation,  valid existence,  good
         standing and power and  authority to execute  this  Amendment,  the due
         authorization,  execution  and  delivery  of  this  Amendment  by  each
         Borrower and Parent,  the enforceability of this Amendment against each
         Borrower and Parent,  and such other matters as LaSalle and its counsel
         may reasonably require;

              (d) a Certificate of the Secretary or Assistant  Secretary of each
         Borrower and of Parent (A) relating to the adoption of  resolutions  by
         each  such  Borrower's  and  Parent's  respective  Board  of  Directors
         approving this Amendment and the other documents  executed or delivered
         in connection herewith by such party, (B) certifying that no amendments
         have been made to each  such  Borrower's  or  Parent's  Certificate  of
         Incorporation,  as amended,  other than the Certificate of Designations
         and Preferences executed on December 14, 2001, and each such Borrower's
         or Parent's  by-laws,  as amended,  since  September 24, 2001,  and (C)
         further  certifying  the names and  incumbency of officers of each such

<PAGE>

         Borrower and of Parent  authorized to sign this Amendment and all other
         documents executed or delivered in connection  herewith,  and the names
         and validity of signatures of such officers.

              (ii) LaSalle shall have received payment, in cash, of an amendment
fee in the amount of $25,000, which fee shall be non-refundable and deemed fully
earned when paid, and the Borrowers authorize LaSalle to charge any loan account
of the Borrowers for such fee.

              (iii) All  representations  and  warranties  set forth in the Loan
Agreement  (except for such inducing  representations  and warranties  that were
only  required  to be true and  correct  as of a prior  date)  shall be true and
correct in all material respects on and as of the effective date hereof,  and no
Default or Event of Default shall have occurred and be continuing.

              (iv) No event or  development  shall have occurred  since December
31, 2002 which event or  development  has had or is reasonably  likely to have a
Material Adverse Effect.

              (v) LaSalle shall have  received a certificate  from each Borrower
and  Parent,  executed by the  chairman of each such party,  as to the truth and
accuracy of paragraphs (c) and (d) of this SECTION TWO.

              (vi) All  corporate  and legal  proceedings  and all documents and
instruments  executed or delivered in connection  with this  Amendment  shall be
satisfactory  in form and substance to LaSalle and its counsel,  and LaSalle and
its counsel  shall have  received all  information  and copies of all  documents
which it or its counsel may have reasonably requested in connection herewith and
the matters contemplated hereunder,  such documents,  when requested by them, to
be certified by appropriate corporate authorities.

              (vii) There shall be no action,  suit or proceeding  pending or to
any Borrower's or Parent's  knowledge overtly threatened against any Borrower or
Parent  before  any  court  (including  any  bankruptcy  court),  arbitrator  or
governmental or administrative body or agency which challenges or relates to the
consummation of this Amendment or the other transactions contemplated herein.

              (viii)  LaSalle  shall  have  received  such  further  agreements,
consents,  instruments  and  documents  as may be  necessary  or  proper  in the
reasonable  opinion of LaSalle and its counsel to carry out the  provisions  and
purposes of this Amendment.

         C. REPRESENTATIONS AND WARRANTIES. Each Borrower and Parent each hereby
represents and warrants (which  representations and warranties shall survive the
execution and delivery hereof) to LaSalle that:

              (i) Each  Borrower  and Parent has the  corporate  or other power,
authority and legal right to execute, deliver and perform this Amendment and the
other instruments, agreements, documents and transactions contemplated hereby to
which it is a party,  and has taken  all  actions  necessary  to  authorize  the
execution, delivery and performance of this Amendment and the other instruments,
agreements,  documents to which it is a party and the transactions  contemplated
hereby and thereby;

<PAGE>

              (ii) No  consent  of any Person  (including,  without  limitation,
stockholders  or creditors of any Borrower or Parent,  as the case may be) other
than LaSalle,  and no consent,  permit,  approval or authorization of, exemption
by,  notice or report  to, or  registration,  filing or  declaration  with,  any
governmental  authority is required in connection  with the execution,  delivery
and performance by each Borrower and Parent,  or the validity or  enforceability
against such parties,  of this Amendment and the other instruments,  agreements,
documents and transactions contemplated hereby to which they are a party;

              (iii) This  Amendment  has been duly  executed  and  delivered  on
behalf of each Borrower and Parent by their respective duly authorized officers,
and  constitutes  the legal,  valid and binding  obligation of such Borrower and
Parent, enforceable in accordance with its terms, except to the extent that such
enforceability   may  be   limited   by   applicable   bankruptcy,   insolvency,
reorganization,  moratorium  and similar laws  affecting the rights of creditors
generally or equitable  remedies  (whether  arising in a proceeding at law or in
equity);

              (iv) No  Borrower  or  Parent  is in  material  default  under any
indenture, mortgage, deed of trust, agreement or other instrument to which it is
a party or by which it may be bound.  Neither the execution and delivery of this
Amendment,  nor the consummation of the transactions  herein  contemplated,  nor
compliance with the provisions hereof will (i) violate any law or regulation, or
(ii)  result in or cause a violation  by any  Borrower or Parent of any order or
decree of any court or government  instrumentality,  or (iii)  conflict with, or
result in the breach of, or constitute a default under, any indenture, mortgage,
deed of trust,  material  agreement or other  material  instrument to which each
such Borrower or Parent is a party or by which any of them may be bound, or (iv)
result in the creation or imposition of any lien,  charge,  or encumbrance  upon
any of the property of each such Borrower or Parent, except in favor of LaSalle,
to secure the  Liabilities,  or (v) violate any provision of the  Certificate of
Incorporation, By-Laws or any capital stock or similar equity instrument of each
such Borrower or Parent;

              (v) No Default or Event of Default has occurred and is  continuing
on the date hereof;

              (vi) Since the date of  Parent's  consolidated  and  consolidating
financial  statements  for the twelve (12) month period ended December 31, 2002,
no change or event has occurred which has had or is reasonably  likely to have a
Material Adverse Effect;

              (vii) Upon execution of this Amendment and the satisfaction of the
conditions  set forth in SECTION TWO hereof,  each of Parent and each  Borrower,
each in its capacity as Guarantor under the Loan Agreement, agrees that the term
"Liabilities"  shall  include  any and all  Liabilities  arising  under the Loan
Agreement,  as amended by this  Amendment,  including but not limited to any and
all Revolving  Loans  resulting from the increase in the Maximum  Revolving Loan
Limit  from  $25,000,000  to  $35,000,000  and  all  interest  accruing  on such
Revolving Loans;

              (viii)  Parent and its  Subsidiaries,  taken as a whole,  are, and
after giving effect to the transactions contemplated by this Amendment, will be,
solvent,  able to pay its debts as they become due,  has capital  sufficient  to
carry on its business,  now owns property  having a value both at fair valuation
and at present fair saleable  value greater than the amount  required to pay its
debts, and will not be rendered  insolvent by the execution and delivery of this

<PAGE>

Amendment  or  any  of  the  other  agreements  instruments  being  executed  in
connection herewith or by completion of the transactions  contemplated hereunder
or thereunder.

         D. GENERAL PROVISIONS.

              (i)  Each  Borrower,  the  Parent,  each DHB  Subsidiary  and each
Guarantor acknowledges its understanding that effective January 1, 2003, LaSalle
Business  Credit,  Inc.  merged with and into LaSalle  Business  Credit,  LLC, a
Delaware limited liability company, and that LaSalle Business Credit, LLC is the
survivor of such merger.  Each such Person  agrees that on and after  January 1,
2003, all references to "LaSalle  Business  Credit,  Inc." contained in the Loan
Agreement or in any of the Other  Agreements  are hereby deemed to read "LaSalle
Business Credit,  LLC".  Finally,  each such Person acknowledges and consents to
the filing,  without  such  Person's  signature,  of an  amendment of each UCC-1
financing  statement  filed  against  such  Person in  connection  with the Loan
Agreement,  which  amendment shall reflect the change in the name of the secured
party of record  from  "LaSalle  Business  Credit,  Inc." to  "LaSalle  Business
Credit, LLC."

              (ii) Except as herein  expressly  amended,  the Loan Agreement and
all other  agreements,  documents,  instruments  and  certificates  executed  in
connection  therewith,  are  ratified  and  confirmed  in all respects and shall
remain in full force and effect in accordance with their respective terms.

              (iii) All references in the Other Agreements to the Loan Agreement
shall mean the Loan  Agreement  as  amended  hereby  and as  hereafter  amended,
supplemented or modified from time to time. From and after the date hereof,  all
references in the Loan  Agreement to "this  Agreement,"  "hereof,"  "herein," or
similar  terms,  shall mean and refer to the Loan  Agreement  as amended by this
Amendment.

              (iv)  This  Amendment  may  be  executed  by  the  parties  hereto
individually or in combination, in one or more counterparts, each of which shall
be an original and all which shall constitute one and the same agreement.

              (v)  This  Amendment  shall  be  governed  and  controlled  by the
internal laws of the State of New York.


                  [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]



<PAGE>


         IN WITNESS WHEREOF,  LaSalle, each Borrower,  each Guarantor,  each DHB
Subsidiary  and Parent have caused this  Amendment to be duly  executed by their
respective officers thereunto duly authorized as of the day and year first above
written.


DHB ARMOR GROUP, INC.                    LASALLE BUSINESS CREDIT, LLC,
                                         successor by merger to LaSalle Business
                                         Credit, Inc.


By: /s/ DAVID H. BROOKS                  By: /s/ MICHAEL ALIBERTO III
   ________________________________         _________________________________
   Name:  David H. Brooks                   Name:  Michael Aliberto III
   Title: COB                               Title:

DHB SPORTS GROUP, INC.                   PROTECTIVE APPAREL CORPORATION
                                         OF AMERICA

By: /s/ DAVID H. BROOKS                  By: /s/ DAVID H. BROOKS
   ________________________________         _________________________________
   Name:  David H. Brooks                   Name:  David H. Brooks
   Title: COB                               Title: COB

LANXIDE ARMOR PRODUCTS, INC.             POINT BLANK BODY ARMOR, INC.

By: /s/ DAVID H. BROOKS                  By: /s/ DAVID H. BROOKS
   ________________________________         _________________________________
   Name:  David H. Brooks                   Name:  David H. Brooks
   Title: COB                               Title: COB

ORTHOPEDIC PRODUCTS, INC.                NDL PRODUCTS, INC.

By: /s/ DAVID H. BROOKS                  By: /s/ DAVID H. BROOKS
   ________________________________         _________________________________
   Name:  David H. Brooks                   Name:  David H. Brooks
   Title: COB                               Title: COB

                                         DHB INDUSTRIES INC.

                                         By: /s/ DAVID H. BROOKS
                                            ________________________________
                                            Name:  David H. Brooks
                                            Title: COB


ACKNOWLEDGED AND CONSENTED TO:

/s/DAVID H. BROOKS
______________________________
DAVID H. BROOKS

<PAGE>


                                    EXHIBIT A

                          FORM OF AMENDED AND RESTATED
                                 REVOLVING NOTE


ORIGINAL DATE OF EXECUTION: SEPTEMBER 24, 2001
DATE OF AMENDMENT AND RESTATEMENT: AS OF FEBRUARY 17, 2003

$35,000,000.00                                                NEW YORK, NEW YORK



         FOR VALUE RECEIVED,  PROTECTIVE APPAREL  CORPORATION OF AMERICA,  POINT
BLANK  BODY  ARMOR,  INC.  and  NDL  PRODUCTS,   INC.  (each  a  "Borrower"  and
collectively, the "Borrowers") jointly and severally promise to pay to the order
of LASALLE BUSINESS CREDIT, LLC, successor by merger to LASALLE BUSINESS CREDIT,
INC.  (the  "Lender"),  at its  offices  located  at 135 South  LaSalle  Street,
Chicago,  Illinois  60603,  the principal sum of Thirty-Five  Million and No/100
Dollars  ($35,000,000.00) on the Maturity Date, which shall mean the last day of
the Original  Term, or the  applicable  Renewal Term, in the event that the Loan
Agreement (as defined below) is renewed,  as the case may be, or so much of such
principal sum as shall be  outstanding  and unpaid on the Maturity  Date, all as
more fully set forth in the Loan and Security  Agreement,  dated as of September
24, 2001 (as the same may be amended,  modified,  supplemented  or restated from
time to time, the "Loan  Agreement"),  by and among each of the  Borrowers,  DHB
Industries, Inc., as Guarantor, the DHB Subsidiaries and the Lender. Terms which
are  capitalized  in this Amended and Restated  Revolving  Note (the  "Revolving
Note") but are not otherwise defined shall have the meanings ascribed to them in
the Loan Agreement.  The Borrowers  further promise jointly and severally to pay
(a) the principal of the Revolving Loans, as set forth in Section 2(d)(i) of the
Loan Agreement and (b) interest on the  outstanding  principal  amount hereof on
the dates and at the rates provided in the Loan Agreement,  from the date hereof
until  payment  in  full  hereof.  This  Revolving  Note is  referred  to in and
delivered pursuant to the Loan Agreement,  and is subject to and entitled to all
provisions and benefits thereof.

         The Borrowers  hereby authorize the Lender to charge any account of the
Borrowers  maintained with the Lender for all sums payable hereunder as and when
such sums  become  due.  If payment  hereunder  becomes due and payable on a day
which is not a Business  Day, the due date thereof shall be extended to the next
succeeding  Business  Day,  and  interest  shall be payable  thereon at the rate
specified during such extension. Credit shall be given for payments made, in the
manner and at the times provided in the Loan Agreement.  It is the intent of the
parties that the rate of interest and other charges to the Borrowers  under this
Revolving  Note shall be lawful;  therefore,  if for any reason the  interest or
other charges payable hereunder are found by a court of competent  jurisdiction,
in a final  determination,  to exceed the limit  which the  Lender may  lawfully
charge the Borrowers, then the obligation to pay interest or other charges shall
automatically  be reduced  to such  limit  and,  if any amount in excess of such
limit shall have been paid, then such amount shall be refunded to the Borrowers.

<PAGE>

         The principal and all accrued interest  hereunder may be prepaid by the
Borrowers,  in part or in full,  at any  time;  PROVIDED,  HOWEVER,  that if the
Borrowers terminate the Loan Agreement prior to the Maturity Date, the Borrowers
may be  required to pay a  prepayment  fee as provided in Section 10 of the Loan
Agreement.

         The  Borrowers  waive  the  benefit  of any law  that  would  otherwise
restrict  or limit the  Lender in the  exercise  of its  right,  which is hereby
acknowledged, to set off against the Liabilities, without notice and at any time
hereafter,  any amounts  owing from the Lender to the  Borrowers.  The Borrowers
agree that the Lender  shall not be liable for any error in judgment or mistakes
of fact or law,  other than for gross  negligence.  To the extent the  Borrowers
have any  counterclaims,  they  agree to assert  any and all such  counterclaims
(other than compulsory counterclaims) by separate action.

         The Borrowers,  any other party liable with respect to the  Liabilities
evidenced hereby and any and all endorsers and accommodation  parties,  and each
one of them, if more than one, waive any and all presentment,  demand, notice of
dishonor,  protest,  and all other  notices and demands in  connection  with the
enforcement of the Lender's rights hereunder.

         The Revolving Loans evidenced hereby have been made, and this Revolving
Note has been  delivered,  at New York,  New York.  THIS REVOLVING NOTE SHALL BE
GOVERNED  AND  CONTROLLED  BY THE  INTERNAL  LAWS OF THE STATE OF NEW YORK AS TO
INTERPRETATION,  ENFORCEMENT,  VALIDITY, CONSTRUCTION,  EFFECT, AND IN ALL OTHER
RESPECTS,  INCLUDING WITHOUT  LIMITATION,  THE LEGALITY OF THE INTEREST RATE AND
OTHER  CHARGES,  and  shall  be  binding  upon the  Borrowers  and each of their
successors and assigns. If this Revolving Note contains any blanks when executed
by the  Borrowers,  the  Lender  is  hereby  authorized,  without  notice to the
Borrowers,  to complete  any such blanks  according  to the terms upon which the
Revolving  Loan  or  Revolving  Loans  were  granted.  Wherever  possible,  each
provision of this  Revolving  Note shall be  interpreted in such manner as to be
effective and valid under applicable law, but if any provision of this Revolving
Note shall be prohibited by or be invalid under such law, such  provision  shall
be  severable,  and  be  ineffective  to  the  extent  of  such  prohibition  or
invalidity,  without  invalidating  the remaining  provisions of this  Revolving
Note.

         To induce  the Lender to make the  Revolving  Loans  evidenced  by this
Revolving  Note, the Borrowers (i)  irrevocably  agree that all actions  arising
directly or  indirectly as a result or in  consequence  of this  Revolving  Note
shall be instituted and litigated only in courts having situs in the City of New
York,  New  York;  PROVIDED,  that  Lender  may elect to  commence  an action or
proceeding with respect to the Collateral in another  jurisdiction,  (ii) hereby
consent to the  exclusive  jurisdiction  and venue of any State or Federal Court
located and having its situs in said city,  and (iii) waive any objection  based
on forum non-conveniens.  IN ADDITION,  THE BORROWERS HEREBY WAIVE TRIAL BY JURY
IN ANY ACTION OR  PROCEEDING  WHICH  PERTAINS  DIRECTLY  OR  INDIRECTLY  TO THIS
REVOLVING NOTE, THE LIABILITIES, THE COLLATERAL, ANY ALLEGED TORTIOUS CONDUCT BY
ANY BORROWER OR THE LENDER OR WHICH IN ANY WAY,  DIRECTLY OR INDIRECTLY,  ARISES
OUT OF OR RELATES TO THE  RELATIONSHIP  BETWEEN  THE  BORROWERS  AND THE LENDER,
waive personal service of any and all process, and consent that all such service
of process may be made by certified mail, return receipt requested,  directed to

<PAGE>

the Borrowers at the address indicated in the Lender's  records;  and service so
made shall be complete  five (5) days after the same has been  deposited  in the
U.S. mails as aforesaid.

         This  Revolving  Note amends,  supersedes  and replaces in its entirety
that certain  Amended and Restated  Revolving Note (the "Original  Note") in the
original   principal   amount  of   Twenty-Five   Million  and  No/100   Dollars
($25,000,000)  dated as of June 28, 2002,  executed by the Borrowers and payable
to the order of the  Lender;  PROVIDED,  HOWEVER,  that all of the  indebtedness
evidenced  by the  Original  Note  continues  to be  outstanding  as of the date
hereof, no cancellation,  adjustment or novation of such  indebtedness  shall be
deemed to have  occurred  on account of the  amendment  and  restatement  of the
Original Note pursuant to this Revolving Note, and the Borrowers'  execution and
delivery of this Revolving Note shall constitute an express  acknowledgment  and
confirmation of, and agreement with, the foregoing.

         IN WITNESS  WHEREOF,  each of the Borrowers has executed this Revolving
Note on the date first above set forth.


                                     PROTECTIVE APPAREL CORPORATION OF AMERICA



                                     By:/s/ DAVID H. BROOKS
                                        ______________________________________
                                        Title: COB
                                        Name:  David H. Brooks


                                     POINT BLANK BODY ARMOR, INC.



                                     By:/s/ DAVID H. BROOKS
                                        ______________________________________
                                        Title: COB
                                        Name:  David H. Brooks


                                     NDL PRODUCTS, INC.



                                     By:/s/ DAVID H. BROOKS
                                        ______________________________________
                                        Title: COB
                                        Name:  David H. Brooks