<TABLE> <S> <C>

<ARTICLE> 9

<S>                             <C>                     <C>                     <C>                     <C>
<PERIOD-TYPE>                    3-MOS                    3-MOS                    3-MOS                    3-MOS
<FISCAL-YEAR-END>                          SEP-30-1998             SEP-30-1998             SEP-30-1998             SEP-30-1998
<PERIOD-END>                               SEP-30-1998             JUN-30-1998             MAR-31-1998             DEC-31-1997
<CASH>                                         229,769                 163,585                 198,515                 165,758
<INT-BEARING-DEPOSITS>                           6,819                  17,369                   5,893                   5,840
<FED-FUNDS-SOLD>                               495,282                 856,124                 621,668                 237,154
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    577,580                 713,582                 879,564               1,025,675
<INVESTMENTS-CARRYING>                         465,470                 485,609                 513,636                 534,456
<INVESTMENTS-MARKET>                           460,451                 481,198                 508,238                 525,591
<LOANS>                                     10,867,897               9,772,840              10,022,999               9,724,484
<ALLOWANCE>                                     47,503                  45,467                  44,946                  35,739
<TOTAL-ASSETS>                              13,781,055              13,196,520              13,200,157              12,618,996
<DEPOSITS>                                   6,894,227               6,861,426               6,993,088               5,696,380
<SHORT-TERM>                                 3,127,299               4,974,319               4,901,025               5,718,292
<LIABILITIES-OTHER>                            182,673                 279,252                 240,656                 179,639
<LONG-TERM>                                  2,699,962                 219,927                 220,429                 220,433
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                           322                     322                     322                     322
<OTHER-SE>                                     691,072                 675,644                 659,052                 618,431
<TOTAL-LIABILITIES-AND-EQUITY>              13,781,055              13,196,520              13,200,157              12,618,996
<INTEREST-LOAN>                                191,838                 194,903                 190,382                 185,372
<INTEREST-INVEST>                               34,733                  32,194                  31,325                  32,370
<INTEREST-OTHER>                                 3,195                   3,109                   3,195                   3,184
<INTEREST-TOTAL>                               229,766                 230,206                 224,902                 220,926
<INTEREST-DEPOSIT>                              79,938                  80,021                  74,854                  68,112
<INTEREST-EXPENSE>                             156,997                 153,805                 152,381                 151,864
<INTEREST-INCOME-NET>                           72,769                  76,401                  72,521                  69,062
<LOAN-LOSSES>                                    3,346                   1,814                  11,524                   3,439
<SECURITIES-GAINS>                                 736                     224                     886                     915
<EXPENSE-OTHER>                                 50,638                  51,597                  48,142                  42,101
<INCOME-PRETAX>                                 45,809                  45,822                  27,892                  40,282
<INCOME-PRE-EXTRAORDINARY>                      24,314                  24,245                  46,536                  20,595
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                    24,314                  24,245                  46,536                  20,595
<EPS-BASIC>                                     0.75                    0.75                    1.45                    0.64
<EPS-DILUTED>                                     0.74                    0.73                    1.41                    0.63
<YIELD-ACTUAL>                                    2.43                    2.52                    2.42                    2.49
<LOANS-NON>                                     62,002                  66,600                  62,273                  66,207
<LOANS-PAST>                                         0                       0                       0                       0
<LOANS-TROUBLED>                                     0                       0                       0                       0
<LOANS-PROBLEM>                                      0                       0                       0                       0
<ALLOWANCE-OPEN>                                45,467                  44,946                  35,739                  39,723
<CHARGE-OFFS>                                  (1,577)                 (1,357)                 (2,523)                 (7,587)
<RECOVERIES>                                       267                      64                     206                     164
<ALLOWANCE-CLOSE>                               47,503                  45,467                  44,946                  35,739
<ALLOWANCE-DOMESTIC>                            47,503                  45,467                  44,946                  35,739
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0                       0


</TABLE>