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     Independent Accountants' Report on Applying Agreed-Upon
                           Procedures



To Household Finance Corporation:

We have performed procedures enumerated below in items A. and B.
in conjunction with Section 3.06 of the Pooling and Servicing
Agreement, dated August 1, 1993, as amended and supplemented (the
"Agreement").

A.  We have audited, in accordance with generally accepted
  auditing standards, the consolidated financial statements of
  Household Finance Corporation (the "Servicer") and
  subsidiaries as of December 31, 1999, and have issued our
  report thereon dated January 14, 2000.  We have not audited
  any financial statements of the Servicer as of any date or for
  any period subsequent to December 31, 1999, or performed any
  audit procedures subsequent to the date of our report on those
  statements.

       In connection with our audit, nothing came to our
  attention that caused us to believe that the Servicer was not
  in compliance with any of the terms, covenants, provisions, or
  conditions in Sections 3.01, 3.02, 3.04, 3.09, 3.10, 4.02,
  4.03, 4.04, and 8.08 (to the extent such sections are
  applicable to Household Finance Corporation as Servicer) of
  the Agreement, or Sections 3, 4.08, 4.09, 4.10, 4.11, 4.12,
  4.13, 4.14, 4.15, 4.16, and 4.17 (to the extent such sections
  are applicable to Household Finance Corporation as Servicer)
  of the Series 1993-1, Series 1993-2, Series 1993-B, Series
  1994-1, Series 1995-1, Series 1996-A, Series 1996-B, Series
  1997-A, Series 1997-B, Series 1997-1, Series 1998-A, Series
  1998-1, Series 1999-A, Series 1999-B, Series 1999-D, and
  Series 1999-E.  Supplements, in conjunction with the servicing
  of consumer revolving credit card receivables owned by the
  Household Affinity Credit Card Master Trust I insofar as they
  relate to accounting matters.  It should be noted, however,
  that our audit was not directed primarily toward obtaining
  knowledge of such noncompliance.

       As a part of our audit, we obtained an understanding of
  the Servicer's internal control structure over the Servicer's
  entire consumer revolving credit card portfolio, including
  those loans serviced under the Agreement, and the related
  Supplements, to the extent considered necessary in order to
  assess control risk as required by generally accepted auditing
  standards.  The purpose of our consideration of the internal
  control structure, which includes the accounting systems, was
  to determine the nature, timing, and extent of the auditing
  procedures necessary for expressing an opinion on the
  financial statements. Such audit procedures, however, were not
  performed in order to express a separate opinion on the
  Household Affinity Credit Card Master Trust I.

       Our audit disclosed no exceptions or errors in records
  relating to credit card receivables serviced by the Servicer
  that, in our opinion, Section 3.06 of the Agreement required
  us to report.

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B.   We have performed the procedure described in the following
  paragraph, which was agreed to by the management of the
  Servicer, the Bank of New York as Trustee, and the Credit
  Enhancement Provider (together, the "Specified Users"), with
  respect to Section 3.06 of the Agreement, in conjunction with
  the servicing of consumer revolving credit card receivables
  owned by the Household Affinity Credit Card Master Trust I.
  This agreed-upon procedure was performed in accordance with
  standards established by the American Institute of Certified
  Public Accountants.  The sufficiency of the procedure is
  solely the responsibility of the Specified Users of the
  report.  Consequently, we make no representation regarding the
  sufficiency of the procedure described below either for the
  purpose for which this report has been requested or for any
  other purpose.

       The procedure and associated findings are as follows:

       From the Monthly Servicer's Certificates prepared by the
  Servicer between January, 1999 and December, 1999, we selected
  the following months and performed the following procedure:

         We compared the mathematical calculation of each amount
     set forth in the Monthly Servicer's Certificates to the
     Servicer's accounting records for the month of March for
     Series 1993-1, Series 1993-2, Series 1994-1, Series 1995-1,
     Series 1996-A, Series 1996-B, Series 1997-1, Series 1997-A,
     Series 1998-1 and Series 1998-A, for the month of May for
     Series 1999-B, for the month of September for Series 1999-A,
     and for the month of November for Series 1999-D and 1999-E
     and found them to be in agreement.  For Series 1993-B and
     1997-B, we noted no activity in the series for the period
     between January, 1999 and December, 1999.  Our comparisons
     were based on records provided to us by the Servicer and the
     methodology set forth in the Agreement.

With respect to the procedure performed in item B. above, we were
not engaged to, and did not, perform an audit, the objective of
which would be the expression of an opinion on the Monthly
Servicer's Certificates described above.  Accordingly, we do not
express such an opinion.  Had we been engaged to perform
additional procedures, other matters might have come to our
attention that would have been reported to you.

This report is intended solely for the information and use of the
Specified Users and should not be used for any other purpose.

                                        ARTHUR ANDERSEN LLP


Chicago, Illinois
March 28, 2000