**EXHIBIT 31.1**

 

**INSWEB CORPORATION**

 

**CERTIFICATION OF CHIEF EXECUTIVE OFFICER**

 

I, Mark P. Guthrie, Presidentand Chief Executive Officer of InsWeb Corporation, certify that:

 

(1)           Ihave reviewed this quarterly report on Form 10-Q of InsWeb Corporation;

 

(2)           Basedon my knowledge, this quarterly report does not contain any untrue statement ofa material fact or omit to state a material fact necessary to make thestatements made, in light of the circumstances under which such statements weremade, not misleading with respect to the period covered by this quarterlyreport;

 

(3)           Basedon my knowledge, the financial statements, and other financial informationincluded in this report, fairly present in all material respects the financialcondition, results of operations and cash flows of the registrant as of, andfor, the periods presented in this quarterly report;

 

(4)           Theregistrant’s other certifying officer and I are responsible for establishingand maintaining disclosure controls and procedures (as defined in Exchange ActRules 13a-14 and 15d-14) for the registrant and we have:

 

a.             Designedsuch disclosure controls and procedures, or caused such disclosure controls andprocedures to be designed under our supervision to ensure that materialinformation relating to the registrant, including its consolidatedsubsidiaries, is made known to us by others within those entities, particularlyduring the period in which this quarterly report is being prepared;

b.             Evaluatedthe effectiveness of the registrant’s disclosure controls and procedures andpresented in this quarterly report our conclusions about the effectiveness ofthe disclosure controls and procedures, as of the end of the period covered bythis report based on such evaluation and of internal control over financialreporting;

c.             Disclosedin this quarterly report any change in the registrant’s  internal control over financial reportingthat occurred during the registrant’s most recent fiscal quarter (theregistrant’s  fourth fiscal quarter inthe case of an annual report) that has materially affected or is reasonablylikely to affect, the registrant’s internal control over financial reporting;and

 

(5)           Theregistrant’s other certifying officer and I have disclosed, based on our mostrecent evaluation of internal control over financial reporting, to theregistrant’s auditors and the audit committee of registrant’s board ofdirectors:

 

a.             Allsignificant deficiencies and material weaknesses in the design or operation ofinternal control over financial reporting which are reasonably likely toadversely affect the registrant’s ability to record, process, summarize andreport financial information; and

b.             Anyfraud, whether or not material, that involves management or other employees whohave a significant role in the registrant’s internal control over financialreporting.

 

 
|                         | /s/ MARK P. GUTHRIE                    |   |
|------------------------------|----------------------------------------|--------|
| Dated:  August 13, 2003 | **Mark P. Guthrie**                    |
|                         | President  and Chief Executive Officer |

 

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