<TABLE> <S> <C>

<ARTICLE>                                            9
<LEGEND>
 This  Schedule  contains  summary  financial  information  extracted  from the
unaudited financial  statements for the six-month period ending June 30, 1999,
and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK>                         0001077762
<NAME>                        First Bancorp, Inc.
<MULTIPLIER>                  1
<CURRENCY>                    U.S. Dollars

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-1999
<PERIOD-END>                                   JUN-30-1999
<EXCHANGE-RATE>                                1.000
<CASH>                                         16,140
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    97,777
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                        132,230
<ALLOWANCE>                                    1,494
<TOTAL-ASSETS>                                 254,746
<DEPOSITS>                                     231,270
<SHORT-TERM>                                   610
<LIABILITIES-OTHER>                            5,658
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       876
<OTHER-SE>                                     16,332
<TOTAL-LIABILITIES-AND-EQUITY>                 254,746
<INTEREST-LOAN>                                6,308
<INTEREST-INVEST>                              2,792
<INTEREST-OTHER>                               90
<INTEREST-TOTAL>                               9,188
<INTEREST-DEPOSIT>                             3,790
<INTEREST-EXPENSE>                             3,850
<INTEREST-INCOME-NET>                          5,338
<LOAN-LOSSES>                                  120
<SECURITIES-GAINS>                             14
<EXPENSE-OTHER>                                4,779
<INCOME-PRETAX>                                1,588
<INCOME-PRE-EXTRAORDINARY>                     1,588
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   1,031
<EPS-BASIC>                                  5.08
<EPS-DILUTED>                                  5.08
<YIELD-ACTUAL>                                 4.64
<LOANS-NON>                                    11
<LOANS-PAST>                                   23
<LOANS-TROUBLED>                               203
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               1,421
<CHARGE-OFFS>                                  51
<RECOVERIES>                                   4
<ALLOWANCE-CLOSE>                              1,494
<ALLOWANCE-DOMESTIC>                           0
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        1,494


</TABLE>