EXHIBIT 10.13

Translated From Japanese

         AGENCY CONTRACT BETWEEN GHI AND JAPAN TELECOM INVOICE CO., LTD.

(BASIC CONTRACT)

o    NAME OF THE SERVICE BY JAPAN TELECOM : Otoku Line( discount line)

o    OBJECT : Sales of "Otoku Line" and "Invoicing & Collecting Bills"

o    TERRITORY : All of Japan

o    REPORT : GHI should report to Nippon Telecom Invoice when GHI makes a
     contract with other competitor.

o    SUBCONTRACT :GHI can use subcontractors. Contact between GHI and
     subcontractors according to the original one.

o    TERM OF CONTRACT : One year. Automatically renewable for an additional year
     unless it is terminated by either party upon thirty days notice before the
     expiration date.

(INDIVIDUAL CONTRACT)

o    COMMISSIONS

     1.   OTOKU LINE : Lump sum Comm. (Pre-paid comission) Sales promotion fee
          should be paid subject to the agreement.

     2.   CONTINUED COMM.. At the end of a month, if the customers decide to
          continue the contract, above comm. should be paid.

     3.   PAYMENT TERMS : Calculating at the end of a month and should be paid
          at the end of the next month.

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Translated From Japanese

                                 AGENCY CONTRACT
     BASIC COMMISSION OF AUTHORITY FOR COMMUNICATION SERVICE BUSINESS AGENT

Japan Telecom Invoice, Inc. concludes this contract with Global Hotline, Inc.
regarding consigning to Global Hotline a part of agent business for "Otoku-Line"
operation as stated below.

PURPOSE;

1. According to this contract, Japan Telecom Invoice consigns to Global Hotline
agent business for "Otoku-Line" operation defined in the following provision,
and Global Hotline agrees to accept it. "Otoku-Line" operation contains
"Discount service" and "Billing service" operation.

DEFINITION;

2.(1) "Discount service"

      "Discount service" is a specially contracted discount service made by
Japan Telecom, which should be dealt with by Japan Telecom Invoice as a
representative contractor. The detail are specially contracted services out of
"Select saver", which should also be dealt with by Japan Telecom Invoice as a
representative contractor, provided in 2-1(27) of the first chart of Japan
Telecom' Telephone service covenant.

  (2) "Billing service"

      "Billing service" is a service to charge and collect usage fee for
customers who enroll this service. Japan Telecom Invoice or its appointed
vendors offer it directly.

BUSINESS CONTENT AND PERFORMANCE ACCOUNTABILITY;

3. Business content that Japan Telecom Invoice consigns to Global Hotline under
the provision 1 is as follows. Global Hotline's target customers are limited to
corporate body. Japan Telecom' direct business partners or prospects are not
included. However, if Global Hotline has no choice but operate toward its
business partners or prospects individually, Japan Telecom Invoice and Global
Hotline should deliberate the matter separately.

  (1) Explanation of "Otoku-Line" content and encouragement of usage
      application.

  (2) Handling of application for "Otoku-Line" usage.

  (3) Handling of alteration of "Otoku-Line" usage contract.

  (4) Operation for "Otoku-Line" usage promotion.

  (5) Inquiry and complaint procedure

  (6) Business pertaining to each of the previous number.

      2. Global Hotline has to explain to customers that Japan Telecom Invoice
and its appointed vendors directly operate billing service and collect usage
fee.

      3. According to Japan Telecom Invoice' indication, Global Hotline should
execute business faithfully and efficiently with the care of a good manager.

      4. Global Hotline cannot operate business of the same or similar kind
as/to the present business for others in the same business as Japan Telecom
Invoice or Japan Telecom.

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BUSINESS AREA;

4. The area where Global Hotline operates the business is as follows unless it
is separately specified by Japan Telecom Invoice in writing.

Business area: whole of country

INDUCEMENT OF CUSTOMERS;

5. Global Hotline uses a variety of method, such as door-to-door or telephone
inducement, advertisement and Internet inducement and inducement at a function,
in an effective and efficient manner in order to encourage "Otoku-Line" usage
application.

USAGE OF CORPORATE NAME OF JAPAN TELECOM INVOICE AND JAPAN TELECOM;

6. Global Hotline uses the display of "Japan Telecom Invoice agent" or "Japan
Telecom agent" when executing the business.

  2. Corporate logo and other service marks that Global Hotline can use are
separately specified by Japan Telecom Invoice. Unless provided in this contract,
in the absence of Japan Telecom Invoice' prior authorization in writing, Global
Hotline cannot use the corporate name, corporate logo and other service marks of
Japan Telecom Invoice and Japan Telecom.

  3. If advertising Japan Telecom' "Otoku-Line", Global Hotline has to get Japan
Telecom Invoice' prior authorization about the content in writing.

THE BUSINESS RELATED COMMISSION;

7. Japan Telecom Invoice should pay commission prescribed in Individualized
commission of authority for communication service business agent (separate
engagement), which is separately deliberated and concluded between Japan Telecom
Invoice and Global Hotline when Global Hotline executes the business provided in
the provision 3.

ISSUANCE OF APPLICATION;

8. Global Hotline issues the following things for profit (the price is
separately specified.) or without charge.

  (1) Standard brochures that Japan Telecom Invoice and Japan Telecom draw up.

  (2) Application for "Otoku-Line" usage contract and other documents needed for
      "Otoku-Line" usage application.

  (3) Support material Japan Telecom Invoice agrees that Global Hotline needs in
      executing the business.

ABIDANCE BY ACT OF CONGRESS AND COVENANT;

9. Global Hotline has to abide by Telecommunications Business Law, law
protecting personal information and other related laws, "Telephone service
contract covenant" provided by Japan Telecom, "Billing service covenant"
provided by Japan Telecom, and compliance matters that Japan Telecom Invoice or
Japan Telecom provide regarding the present business and "Otoku-Line".

  2. Global Hotline cannot offer customers the conditions against laws, contract
covenant and the present contract.

  3. Japan Telecom Invoice can require Global Hotline to correct the act going
against Japan Telecom Invoice and Japan Telecom`confidence in society, credit,
reputation or profit. Global Hotline should comply with it immediately.

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FORBIDDANCE OF PROFIT SHARING;

10. Without regard to directly or indirectly, regardless of the purpose, Global
Hotline cannot provide customers with money and economic benefit unless sales
promotion does not act against laws.

REPORT;

11. If Global Hotline is going to conclude communication service business agent
contract with other telecommunication corporations, they should report it to
Japan Telecom Invoice.

  2. Global Hotline should report to Japan Telecom Invoice in advance in the
style designated by Japan Telecom Invoice if it falls under the following.

     (1) Modification of corporate body and corporate name.

     (2) Modification of representative

     (3) Modification of address of head office or principal office

     (4) Modification of bank account that commission provided in the provision
         7 is transferred to.

  3. If third parties are damaged by Global Hotline, a dispute arises with these
parties, or these things are likely to occur, Global Hotline has to inform Japan
Telecom Invoice of the trouble immediately as well as settle it after due
consultation with Japan Telecom Invoice.

RECOMMISSION;

12. Global Hotline can recommission a part of or the whole business to a
bystander by gaining prior approval in writing from Japan Telecom Invoice. When
terminating recommission, Global Hotline should notify it immediately in the
style designated by Japan Telecom Invoice.

  2. Global Hotline cannot conclude a contract with a recommission partner
regarding recommission whose content goes against laws, covenant or the present
contract.

  3. Global Hotline should provide a copy of a recommission contract, a
recommission partner's company brochure, certified copy of commercial
registration and documents that gives proof of a recommission partner's credit
if there is a request from Japan Telecom Invoice.

  4. Regarding usage of Japan Telecom Invoice and Japan Telecom` corporate name
by a recommission partner, apply the provision 6 correspondingly.

  5. Global Hotline accepts all responsibility jointly and severally with a
recommission partner attributable to a recommission partner's business
execution.

  6. If there is guidance from Japan Telecom Invoice about a recommission
partner's business execution, Global Hotline should comply with it. If Global
Hotline goes against the guidance reasonably without excuse, Japan Telecom
Invoice can suspend the whole or a part of commission payment provided in the
provision 7 by notifying it to Global Hotline.

  7. Global Hotline cannot make a bystander re-recommission a part of or the
whole business to a recommission partner.

CONFIDENTIAL NATURE;

13. Either party cannot divulge information about this contract, related
separate engagement and agreement of memorandum to a bystander without other
parties' approval in writing.

   2. Either party cannot divulge and disclose the other party's trade secret
and information about customers to a bystander or use them for another purpose.

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PROTECTION OF INFORMATION ABOUT CUSTOMERS;

14. Global Hotline should abide by the following items in order to ensure fair
handling of customers' information.

    (1) Abide by laws, "Guideline about customers' information protection in
        telecommunication" (Ministry of Internal Affairs and Communications'
        announcement of No 695 on 8/31/2004) and a future guideline to be
        announced by Ministry of Internal Affairs and Communications.

    (2) Appoint an information fair usage manager. If there is a request from
        Japan Telecom Invoice, notify the name and duty position in writing.

    (3) Develop administrative provision and auditing system about handling of
        customers' information. If there is a request from Japan Telecom
        Invoice, provide documents about them.

    (4) If there is need to transmit and receive customers' information with
        communication network, take measures for unauthorized access. The
        measures should satisfy information and telecommunications network's
        safety and credibility standard (Posts and Telecommunications Ministry's
        announcement of No 73 in 1987).

    (5) When destroying documents customers' information is mentioned in,
        destroy with strict care so that they are not scattered, lost and
        dumped.

INVESTIGATION AND CONFIRMATION OF PERFORMANCE PROGRESS;

15. Japan Telecom Invoice can require Global Hotline to report the business
performance progress in order to investigate and confirm the progress. Global
Hotline has to comply with it.

  2. Japan Telecom Invoice can require Global Hotline to report the management
system of customers' information in order to investigate and confirm the
performance progress of the provision 14. Global Hotline has to comply with it.

  3. As a result of the section 1's investigation and confirmation, or for other
reasons, if Japan Telecom Invoice determines that Global Hotline's management
system are not satisfied in adherence with the spirit of the provision 14, Japan
Telecom Invoice can indicate and require the improvement to Global Hotline.
Global Hotline has to comply with it.

  4. Japan Telecom Invoice can give education and guidance about customers'
information management to Global Hotline's board members and employees in order
to ensure the performance of the provision 14 by Global Hotline. Global Hotline
has to comply with it.

DUTY OF REPORT IN CASE OF AN ACCIDENT;

16. If Global Hotline's board members and employees use the customers'
information, disclose and divulge it to a bystander, Global Hotline has to
notify Japan Telecom Invoice immediately, take appropriate measures for
prevention of damage expansion at its own expense and recompense immediately
Japan Telecom Invoice and Japan Telecom' damages arising from the disclosure and
divulgation. In this case, Global Hotline has to make necessary investigation as
soon as possible, punish the board member and employee according to Global
Hotline's internal discipline and report the content of the punishment and the
findings to Japan Telecom Invoice.

  2. In the case of the section 1, Global Hotline has to develop and take
preventative measures immediately and report that to Japan Telecom Invoice.

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  3. In the case of the section 1, if gets some complaints, objections and
claims from customers, Global Hotline has to settle it in a way that is
deliberated and decided with Japan Telecom Invoice at its own expense and
responsibility.

PROHIBITION OF DEMISE;

17. Each party cannot transfer, loan or offer as collateral all or a part of the
rights under this agreement to a bystander, unless there is other parties'
approval in writing.

COMPENSATION FOR JAPAN TELECOM INVOICE'S DAMAGE;

18. If causes damage to Japan Telecom Invoice arising from the business
execution, Global Hotline is liable for the damage of the entire amount except
when Japan Telecom Invoice is responsible for the damage.

TROUBLE WITH CUSTOMERS;

19. If a problem with customers occurs in association with Global Hotline's
business execution, Global Hotline should settle all the problems in a way that
is deliberated and decided with Japan Telecom Invoice at its own expense and
responsibility. In this case, if Japan Telecom Invoice bears an expense in
settling the problem, Global Hotline has to compensate Japan Telecom Invoice'
advance money immediately.

JAPAN TELECOM INVOICE' CANCELLATION;

20. If Japan Telecom Invoice falls under the following cases and does not
correct the case after passing renewal period based on Japan Telecom Invoice'
demand in writing, Japan Telecom Invoice can cancel this agreement. However, if
Global Hotline falls under any case of No4 to No7, Japan Telecom Invoice can
cancel this agreement without formal demand.

    (1) Be involved in illegal activities

    (2) Slander Japan Telecom Invoice' reputation, credit, confidence and profit
        remarkably by doing unauthorized and unfair operation.

    (3) Without fair reason, not execute all or a part of the business, or
        Global Hotline commits an act of bad faith to Japan Telecom Invoice.

    (4) Claimable assets of compensation (commission) under this contract are
        attached or sequestrated.

    (5) Be subject to punishment of suspension of business transaction by a bill
        clearinghouse.

    (6) By attachment, interlocutory injunction, or compulsory execution, cannot
        execute the contract.

    (7) Bankruptcy procedures, civil rehabilitation proceedings, corporate
        consolidation or corporate reorganization proceedings are filed for or
        prepared to be filed for and accept the motion.

    (8) Break this agreement or betray its cause crucially.

    (9) Opening performance of "Otoku-Line" sold on commission by Global Hotline
        is less than cumulative total of 50 lines in continued 6 months.

    (10) When a serious complaint is made against Global Hotline's operation,
        Global Hotline does not manifest improvement regardless of Japan Telecom
        Invoice' warning.

  2. In the case of the preceding paragraph, Japan Telecom Invoice is
responsible for all of the Global Hotline's damages by a cause leading to the
cancellation or this cancellation.

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GLOBAL HOTLINE'S CANCELLATION;

21. If Japan Telecom Invoice falls under the following cases and does not
correct the case after passing renewal period based on Global Hotline's formal
demand in writing, Global Hotline can cancel this agreement. However, Japan
Telecom Invoice falls under any case of No2 to No4, Global Hotline can cancel
this agreement without formal demand.

    (1) Not pay compensation prescribed in the provision 7.

    (2) Be subject to punishment of suspension of business transaction by a bill
        clearinghouse

    (3) By attachment, interlocutory injunction, or compulsory execution, cannot
        execute the contract.

    (4) Bankruptcy procedures, civil rehabilitation proceedings, corporate
        consolidation or corporate reorganization proceedings are filed for or
        prepared to be filed for and accept the motion.

    (5) Break this agreement or betray its cause crucially.

  2. In the case of No1, Global Hotline accepts all responsibility for Global
Hotline's damages caused by the occasion of the cancellation and the
cancellation itself.

ACCOUNTING UNIT FOR A MONTH;

22. In this agreement, accounting unit for a month is from the first day to the
last day of every month.

CONTRACT EFFECTIVE PERIOD;

23. This contract is for the period of April 14, 2006 to April 14, 2007.
However, if there is no notice in writhing of each party's declarations of
intention to modify or terminate this contract by 30 days before the expiration,
this contract will be automatically renewed for another year reckoning from the
next day of the expiration.

DELIBERATION;

24. If a difference arises in interpretations between Japan Telecom Invoice and
Global Hotline of the matters not prescribed in this agreement and each
provision of this agreement, the parties will try and settle it with amicable
deliberation.

COMPETENT COURT;

25. In the event of any dispute arising out of this agreement, the jurisdiction
for the first trial will be exclusively with the Tokyo District Court.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement in duplicate
by placing their signatures and seals thereon, and each party shall keep one
copy of the originals.

Signed  April 14, 2006

Japan Telecom Invoice Inc.
President: Ikuo Kimura
1-9-1, Higashi-shinbashi, Minato-ku, Tokyo

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Translated From Japanese

 INDIVIDUALIZED COMMISSION OF AUTHORITY FOR COMMUNICATION SERVICE BUSINESS AGENT

Under the provision 7 in Basic commission of authority for communication service
business agent (basic contract) made as of April 14, 2006 , by and between Japan
Telecom Invoice, Inc. and Global Hotline, Inc., the parties agree as below and
conclude this contract(separate engagement). Words and terms defined in the
basic contract, not otherwise provided for, are applicable to the separate
engagement.

1. PURPOSE

Regarding the provision 7 in the basic contract (commission arising from the
business), Japan Telecom Invoice agrees to pay commission prescribed in the
provision 2 to Global Hotline.

2. COMMISSION

1) Otoku-Line lump-sum commission

   Under the provision 7 in the basic contract (commission arising from the
business), Japan Telecom Invoice agrees to pay the amount to Global Hotline as
lump-sum commission for Otoku-Line's operation to attract new customers. The
amount is specified in a notification separately presented by Japan Telecom
Invoice.

2) Otoku-Line continuous commission

   1. Under the provision 7 in the basic contract (commission arising from the
      business), Japan Telecom Invoice agrees to pay the amount to Global
      Hotline as Otoku-Line continuous commission. The amount (continuous
      commission) is calculated by multiplying the unit price specified in a
      notification that is separately presented by Japan Telecom Invoice, per
      line out of Otoku-Line's total number of lines, which are target lines for
      new customers' Otoku-Line utilization contract application handled by
      Global Hotline, at the base point in time, which is the end of every
      month, and class by class. However, regarding a line behind in fee
      payment, Japan Telecom Invoice can reserve the continuous commission's
      payment in the delinquency period. If the delinquency is resolved, Japan
      Telecom Invoice pays the continuous commission in the delinquency period
      on the occasion of the next continuous commission's payment.

   2. If the total amount of Otoku-Line continuous commission prescribed in the
      previous section calculated on a monthly basis is less than 500yen(tax
      included), Japan Telecom Invoice will not pay this to Global Hotline.

3. PAYMENT METHOD

Regarding Otoku-Line lump-sum commission and continuous commission, Japan
Telecom Invoice shall pay the amount (consumption tax included) to Global
Hotline at the end of the next month at the base point in time by transferring
it to Global Hotline's designated banking institution. However, if the month-end
day falls on the banking institution's holiday, the payment day shall be the
next business day.

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4. CANCELLATION BEFORE MATURITY, MODIFICATION AND CANCELLATION

   1) If Japan Telecom executes Otoku-Line's usage stop punishment because of a
      customer's delinquency, Japan Telecom Invoice suspends payment for Global
      Hotline of the continuous commission on the customer's line from the month
      when the punishment is executed. In this case, Japan Telecom Invoice do
      not need to pay the continuous commission in the delinquency period before
      Japan Telecom executes Otoku-Line's usage stop punishment.

   2) If a line class is modified after Otoku-Line opens, Japan Telecom Invoice
      calculates the continuous commission according to the modified line class
      from the month when the modification is executed.

5. EFFECTIVE PERIOD

   1) Effective period of the separate engagement is the same as the basic
      contract. If the basic contract expires, the separate engagement
      justifiably expires as well.

   2) Under the section 1, if the basic contract and the separate engagement
      expire, Japan Telecom Invoice does not assume an obligation of payment to
      Global Hotline for the commission based on the provision 2 after the
      expiration date.

6. SALES ASSISTANT REGISTRATION

   1) Japan Telecom Invoice registers all the sales assistants Global Hotline
      uses. Sales action is allowed only to the registered sales assistants.

   2) Global Hotline should provide the designated application form in advance
      for a sales assistant, who should be accepted by Japan Telecom Invoice.
      Global Hotline registers sales assistants by giving them a sales assistant
      code and issuing a sales assistant ID card. Special people except sales
      assistants such as a responsible person, trainer and supervisor are
      counted as the number of the sales assistants as long as Japan Telecom
      Invoice accepts them.

   3) Services Global Hotline and sales assistants deal with are limited
      exclusively to the services Japan Telecom Invoice provides.

   4) Global Hotline makes sales assistants follow the rules as below regarding
      a sales assistant ID card.

      1. Always bring a sales assistant ID card and present it if necessary.

      2. Not lend and transfer a sales assistant ID card to other people.

      3. If a sales assistant retires, report it to Japan Telecom Invoice and
         return a sales assistant ID card immediately.

      4. Apply for reissue of a sales assistant ID card immediately if losing
         and damaging it and changing the name.

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7. MANAGEMENT OF SALES ASSISTANTS

   1) Performance of line registration per sales assistant is monthly managed
      with the system of Japan Telecom Invoice and Japan Telecom.

   2) Sales activity is not allowed to people without sales assistant
      registration and people disqualified from a sales assistant. If people
      without sales assistant registration, people disqualified from a sales
      assistant or dishonest people continues the operation, it is recognized as
      violation of Global Hotline's obligation of management, and Japan Telecom
      Invoice can suspend Global Hotline's agent operation and do not need to
      pay Otoku-Line lump-sum commission and continuous commission to Global
      Hotline.

   3) When a serious complaint is made and if Global Hotline does not manifest
      improvement regardless of Japan Telecom Invoice' warning, Japan Telecom
      Invoice can suspend Global Hotline's agent operation and do not need to
      pay Otoku-Line lump-sum commission and continuous commission to Global
      Hotline. Global Hotline should punish the sales assistant causing
      according to a penalty rule separately prescribed in writing.

8. RECORD, CUSTODY AND REPORT OF A CALL LOG IN OPERATION BY TELEPHONE

   1) If making an appointment with customers and operating a sales activity by
      telephone, Global Hotline has to establish a system to record a call log
      as electronic data and archive it.

   2) If there is Japan Telecom Invoice' request for presence of the call log
      because of a complaint arising, Global Hotline has to present the data
      immediately.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement in duplicate
by placing their signatures and seals thereon, and each party shall keep one
copy of the originals.

Date: April 14, 2006

Japan Telecom Invoice Inc.
President: Ikuo Kimura

1-9-1, Higashi-shinbashi, Minato-ku, Tokyo

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