EXHIBIT 10.6

                            AGENCY ORDERING AGREEMENT

Translated From Japanese

IA Partners (hereinafter called First Party) and American Family Life Assurance
Company of Columbus (hereinafter called Second Party) enter into this agreement
with regard to subcontracting about life insurance soliciting as following
respective articles. IN WITNESS WHEROF, First Party, Second Party and First
Party's cosigner have executed this Agreement by placing signatures and seals
thereon, and IA Partners shall keep it and American Family shall issue the copy.
However, if American Family offers to keep the authentic copy, the parties
hereto shall execute in duplicate.

5/2/2006

FIRST PARTY:
Address: PlaceNameplaceNishi-Shinjyuku PlaceNameShowa PlaceTypeBuilding 11F,
1-13-12 Nishi-Shinjyuku, Shinjyuku-ku,
CityplaceTokyo

Name: IA Partners, Inc.

Representative: CEO, PersonNameHideki Anan

COSIGNER:
Address: 3-13-10-403, Yoyogi, Sibuya-ku,
placeCityTokyo, 151-0053

Name: PersonNameHideki Anan

Relationship with First Party: CEO

SECOND PARTY:
Address: 2-1-1, Nishi-Shinjyuku,
Shinjyuku-ku, Tokyo
American Family Life Assurance Company of placeCityColumbus
Corporate business manager, Isao Sumikawa

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COMMISSIONED BUSINESS:
Paragraph 1.

   1. Second Party shall consign the following business (hereinafter called
   representation) to First Party.

      (1) Agency business of concluding life insurance contract (hereinafter
      called insurance contract) agreed by both parties (hereinafter called
      insurance soliciting).

      (2) Receiving premiums and issuing premium receipts (hereinafter called
      receipt of premiums).

      (3) Maintenance and service business as follows.

         1) Modification and cancellation of insurance contract and commission
         of premium claims documents among insurance contractor, assured person
         and beneficiary of insurance coverage or benefit.

         2) Maintenance of accepted insurance contracts with insurance
         contractors and companies which have group contracts with Second Party.

         3) Business to prevent invalidation and cancellation of the insurance
         contract.

         4) Response to inquiries from an insurance contractor, assured person,
         beneficiary and group, and provision of information and services in
         regard to accepted life insurance.

         5) Other maintenance and service business prescribed by Second Party.

   2. After concluding this contract, if Second Party sells new life insurance
   (including modification of the marketing method), it can decide to commission
   the representation regarding the life insurance to First Party.

   3. If Second Party commissions the representation regarding new life
   insurance in accordance with the previous clause, it shall notify First Party
   of contract conditions in regard to handling of the life insurance in
   writing. After Second Party sends the notice, if there is no particular
   declaration of intention from First Party within a month, commission of the
   representation with respect to the life insurance shall be deemed agreed by
   both parties according to this contract and the written notice.

   4. First Party agrees that it has no right to conclude a life insurance
   contract and to receive an announcement.


DUTY OF CANDOR AND COMPLIANCE OF LAWS
Paragraph 2. First Party shall execute the representation in good intention and
abide insurance business law, related laws (including a supplementary provision
to the insurance business law, enforcement order and related notice, hereinafter
called laws), stipulations provided by Second Party for execution of the
representation, notices and instructions according to the purpose of commission
in good intention.


CLEAR INDICATION OF AUTHORITY

Paragraph 3. First Party and its employees shall indicate their authority to
their customers in a way specially designated by Second Party in insurance
soliciting.


CAPTIVE OBLIGATION
Paragraph 4.

   1. First Party shall not be registered as a life insurance agent of another
   life insurance company and execute the representation for another life
   insurance company.

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   2. First Party shall not make its employees double as another life insurance
   company' board member, employee or these people's employee, be registered as
   a life insurance agent or execute the representation for another life
   insurance company.

   3. The previous clause 2 shall not be applied if First Party meets the
   requirements provided in laws, gain approval of Second Party and then enter
   into an agency ordering agreement with another life insurance company
   (hereinafter called independent agent), but a special rule in regard to
   independent agents, a part of this contract, shall be applied. 4. In the case
   of the previous clause, if the agency ordering agreement concluded with
   another life insurance company expires, First Party shall notify Second Party
   immediately of that.


OFFICE OF FIRST PARTY
Paragraph 5.

   1. First Party shall have an office to execute the representation and notify
   Second Party of the name and the address in the prescribed style.

   2. If First Party establishes another office in addition to the office
   prescribed in the previous clause, change the address of the office or stop
   execution of the representation in the office, it shall notify Second party
   of that and gain approval from it.


SPECIAL RULE IN REGARD TO COMPANIES
Paragraph 6.

   1. If First Party is a company agent, a special rule in regard to company
   agents, a part of this contract, shall be applied.

   2. If First Party is a company agent, Paragraph 7 (Registration) and
   Paragraph 8 (Registration of employees) in this contract shall not be
   applied, but Paragraph 3 and 4 in the special rule in regard to company
   agents shall be applied.


REGISTRATION
Paragraph 7.

   1. In executing the representation, First Party shall be registered as an
   life insurance agent through Second Party after taking prescribed trainings
   conducted by First Party and passing prescribed tests according to laws.

   2. If modification of registry prescribed in laws arises, First Party shall
   notify as prescribed through Second Party.


REGISTRATION OF EMPLOYEES
Paragraph 8.

   1. If First Party makes its employees engage in the representation, it shall
   be registered as prescribed in laws in accordance with rules in the first
   term of the previous paragraph.

   2. If modification of registry prescribed in laws with respect to a
   registered employee arises, First Party shall notify immediately as
   prescribed through Second Party.

   3. Employees defined in this contract shall not receive a commission of the
   representation from Second Party in their name but assist First Party's
   execution of the representation.

   4. Second Party may disenroll the registration of the employee not operating
   for 6 months in a row according to laws.

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BUSINESS ADMINISTRATION MANAGER
Paragraph 9.

   1. First Party shall appoint more than one practice manager for its
   representation (hereinafter called business administration manager) and
   notify Second Party.

   2. The business administration manager in the previous clause shall execute
   the business separately designated by Second Party.


OBLIGATION OF MANAGEMENT AND SUPERVISION

Paragraph 10. With regard to selection, management and supervision of employees
engaging in representation, First Party shall try to execute the representation
smoothly with fastidious care according to this contract.


AGENCY COMMISSION
Paragraph 11.

   1. Second Party shall pay prescribed agency commission for First Party's
   representation according to agency commission rule, a part of this contract.

   2. If there are modifications of the conditions and compelling reasons, First
   Party may revise agency commission rule to the future after notifying
   beforehand to Second Party.

   3. In the event of termination of this contract by expiry of the term of
   contract and cancellation, Second Party shall not pay agency commission on
   and after date of termination to First Party.


SECOND PARTY'S EXPENSE BURDEN
Paragraph 12. Second Party shall not pay any of the expense in any name but
revenue stamp expense for the business prescribed on Paragraph 13 and remittance
charge of premiums from First Party to Second Party.


HANDLING OF PREMIUM APPROPRIATION
Paragraph 13.

   1. In the event of receipt of the first premium appropriation, First Party
   shall definitely use the first premium appropriation receipt furnished by
   Second Party.

   2. According to preceding clause, First Party shall credit the received the
   first premium to Second Party or the account designated by Second Party
   immediately.

   3. First Party shall keep the first premium appropriation separating clearly
   from its own assets before crediting it according to the preceding clause and
   not divert it to others.

   4. First Party shall manage prescribed receipt furnished by Second Party with
   the care of a good manager. In the case of disappearance of the receipt by
   loss, theft and fire, First Party shall notify Second Party immediately.

   5. If First Party shall receive premiums on and after the second installment,
   follow each clause in this paragraph by considering the first premium
   appropriation as premium on and after the second installment, and the first
   premium appropriation receipt as premium receipt.

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DOCUMENT FOR INSURANCE SOLICITING

Paragraph 14. Advertisement, printed matters and other documents for insurance
soliciting First Party shall use to solicit insurance or facilitate insurance
shall be limited to documents made drawn up and accepted in advance by Second
Party.


ADVANCE DISTRIBUTION OF "POLICY LEAFLET, COVENANT"

Paragraph 15. First Party shall definitely furnish " policy leaflet, covenant"
drawn up by Second Party to insurance applicants and get receipt stamp according
to the method separately designated by Second Party before receiving the
insurance proposal form.


KEEPING OF DOCUMENTS
Paragraph 16.

   1. With the care of a good manager, First Party shall keep documents it
   receives when executing its representation and documents and a ledger sheet
   (hereinafter called documents) to be received or kept based on instruction by
   Second Party. Unless there is an advance approval from Second Party in
   writing, First Party shall not use them for any reason but the purpose for
   this contract.

   2. In the event of inspection by supervisory authority, First Party shall
   disclose documents prescribed on the preceding clause as needed.

   3. In the event of request from Second Party or persons accepted by Second
   Party, First Party shall submit documents prescribed on Article 1 to Second
   Party at any time.


OWNERSHIP OF BUSINESS PROPERTY

Paragraph 17. Second Party shall own premium receipt, ledger sheet, documents,
forms and appliance with regard to representation delivered to First Party by
Second Party.


MANDATORY REPORTING
Paragraph 18.

   1. In the event of request from Second Party or persons designated by Second
   Party, First Party shall report documents, money and related matters with
   regard to representation.

   2. In the event of expiry of the term of contract or cancellation according
   to Article 1 and 2 of Paragraph 34, First Party shall report the current
   state of the business to Second Party by the termination of the agreement.

   3. Under the rule of Article 3 or 5 of Paragraph 34, in the event of
   cancellation by the parties, First Party shall report the current state of
   the business to Second Party immediately.


OBLIGATION OF INSPECTION COOPERATION
Paragraph 19. If Second Party or persons designated by Second Party shall
inspect the representation, First Party shall cooperate with good faith.


IMPLEMENTATION OF EDUCATION AND INFORMATION PROVISION
Paragraph 20.

   1. Second Party shall implement education to master necessary information and
   technology for execution of representation and First Party shall take the
   education. First Party shall make its employees take this education as well.

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   2. Second Party shall provide necessary information for execution of
   representation to First Party and First Party shall receive it according to
   the method designated by Second Party.


PROHIBITION OF OPINION ANNOUNCEMENT ABOUT PAYMENT FOR INSURANCE COVERAGE

Paragraph 21. If First Party gains information that reasons for payment of
insurance coverage arises, shall not express its opinion to any person regarding
whether there is Second Party's obligation to pay or not.


PROHIBITION OF UNFAIR USE OF STATUS AND RIGHT

Paragraph 22. First Party shall use status gained through this contract, right
with the status and corporate name, name, trademark, expression showing Second
Party's business only for the purpose of this contract.


CONFIDENTIALITY
Paragraph 23.

   1. First Party shall collect customer information to the extent necessary to
   execution of representation by legal and fair means. When collecting the
   information from a bystander, First Party shall exert its best endeavors so
   as not to damage the benefits of information entity.

   2. During the term of this agreement and thereafter, First Party shall not
   divulge personal and business secrets and all of matters gained while
   executing representation to any person and use them for any purpose except
   execution of representation. First Party shall manage information (including
   policy in force) provided by Second Party or bystanders during execution of
   representation with the care of a good manager and shall not use and
   duplicate it for any purpose except the reason for being provided with it.

   3. First Party shall exert its best endeavors to protect the privacy of all
   people related to this contract including an insurance contractor and assured
   person.

   4. First Party shall abide directions about handling of customer information
   separately designated by Second Party.

   5. In the event of termination of this contract by expiry of the term of
   contract and cancellation, First Party shall return customer information
   gained during execution of representation to Second Party.


ABIDANCE OF MATERIAL REPRESENTATION RESTRICTION

Paragraph 24. First Party shall not execute the following actions with regard to
insurance soliciting.

   (1) Announce false things to insurance contractors and assured persons or not
   announce substantive matters out of the stipulation

   (2) Encourage the announcement of substantive matters to insurance
   contractors and assured persons.

   (3) Discourage insurance contractors and assured persons from announcing
   substantive matters to the insurance company or encourage not to announce
   them.


PROHIBITION OF REBATE ON PREMIUMS

Paragraph 25. Regardless of name or method, First Party shall not promise to
provide or provide discounts and rebates of all or a part of agency commission
and other special profits to insurance contractors and assured persons.

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EXPECTED DIVIDENDS AND COMMODITY COMPARISON RESTRICTION
Paragraph 26.

   1. Under the provision of the laws, in regard to the matters the future
   amount such as contractor dividends is uncertain, First Party shall not
   indicate assertive judgments about them, announce or indicate things that may
   be misunderstood to be certain to insurance contractors, assured persons or
   unspecified persons.

   2. Under the provision of the laws, in regard to contractual coverage of an
   insurance contract, First Party shall not announce or indicate things that
   are compared to contractual coverage of another contract and may be
   misunderstood to insurance contractors, assured persons or unspecified
   persons.


PROHIBITION OF REPRESENTATION RECOMMISSION
Paragraph 27.

   1. First Party shall not recommission insurance soliciting to another agency
   or its executives and employees.

   2. First Party shall not recommission insurance soliciting to insurance
   neutral persons or its executives and employees.

   3. First Party shall not pay commission to other companies in regard to
   completion of a contract regardless of the name.

   4. First Party shall not have personal or capital ties designated by Second
   Party among insurance neutral persons.


PROHIBITION OF INSURANCE SOLICITING SWITCH

Paragraph 28. First Party shall not make insurance contractors or assured
persons of life insurance companies other than Second Party apply for a new
insurance contract after extinguish an existing contract without informing them
and vice versa.


PROHIBITION OF PRESSURE INSURANCE SOLICITING
Paragraph 29.

   1. First Party shall not intimidate insurance contractors, assured persons or
   other customers.

   2. Regardless of the method, in order to bind the intention of insurance
   contractors, assured persons and other customers, with influence under
   official hierarchical relationship, First Party shall not confer a benefit or
   disbenefit and unfairly use other business positions.


PROHIBITION OF DEPUTY TO STAFF

Paragraph 30. First Party shall not allow back-office staff of Second Party to
execute insurance soliciting and regard the contract as one handled by First
Party.


DAMAGES
Paragraph 31.

   1. Due to violation of this contract or items designated by Second Party
   under this contract intentionally or negligently, if First Party causes
   damage to Second Party or Second Party assumes liability, shall compensate
   Second Party for its loss. The same shall go for damages caused by First
   Party's deputies and employees.

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   2. First Party shall be responsible for damages provided in the previous
   clause even after the termination of this contract.


PROHIBITION OF TRANSFER OF A POSITION AS AN AGENCY
Paragraph 32.

   1. First Party may not transfer a position as First Party under this contract
   in the absence of prior authorization by Second Party in writing.

   2. A position as an agency under this contract may not be inherited.


PROHIBITION OF TRANSFER OF CLAIM

Paragraph 33. First Party may not dispose by transferring and pledging all or a
part of claim such as claim of agency commission to Second Party arising during
the execution of representation to a bystander.


DISCHARGE OF A CONTRACT
Paragraph 34.

   1. During the validity of this contract, First Party or Second Party may
   discharge the contract at anytime with a month' s notice.

   2. If Second Party falls under criteria for contract discharge First Party
   provides in agency commission rules or the persistence rate of the insurance
   contract handled by First Party is remarkably below the average persistence
   rate calculated by the criteria designated by Second Party and hopeless to
   improve, Second Party may discharge this contract with a month's notice in
   writing.

   3. Despite the previous clause 2, if falling under each number as follows,
   Second Party may discharge this contract at anytime without notice in
   writing.

      1) If First Party cannot be registered as life insurance agent within 3
      months after the end of conclusion of this contract.

      2) If First Party's registration is extinguished under the rule of the
      laws or loses effect.

      3) If First Party commits an act likely to be extinguished the
      registration under the laws.

      4) If First Party acts against this contract.

      5) If First Party harms the interests of insurance contractors, assured
      persons and insurance beneficiaries and other persons related to the
      insurance contract, or commits an act likely to be prejudicial to them.

      6) If First Party harms Second Party's confidence or commits an act likely
      to do it.

      7) If First Party interferes the business of Second Party or groups or
      commits an act likely to do it.

      8) If First Party falsely reports and notifies regarding establishment of
      agency.

      9) If First Party falls under the following matters.

         (1) In the event of petition of First Party's payment suspended,
         bankruptcy, start of corporate consolidation, start of corporate
         reorganization proceedings, start of civil rehabilitation proceedings,
         start of special liquidation and other proceedings similar to these.

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         (2) In the event of First Party's disposition by suspension of business
         at a clearinghouse.

         (3) In the event of ancillary attachment, interlocutory injunction,
         provisional preservative seizure, execution of security right or
         coercive collection of tax and public dues on First Party's assets.

         (4) If it becomes impossible for Second Party to know First Party's
         address for reasons attributable to First Party such as First Party's
         neglect of address change notice.

   4. If this contract is discharged under the previous clause 3, First Party
   shall lose benefit of term in regard to debt burden for Second Party and
   settle obligation immediately.

   5. Despite the first clause of this paragraph, First Party may discharge the
   contract without notice in writing if Second Party acts against the contract.

   6. Discharge of contract shall be effective only to the future.


ADEQUATE MEASURE OBLIGATION AFTER TERMINATION OF CONTRACT
Paragraph 35.

   1. If this contract terminates by expiration of the term of the contract or
   cancellation, First Party shall return Second Party's possessions to Second
   Party immediately.

   2. First Party and Second Party shall immediately execute business that arose
   at the end of the contract with good faith.


CESSATION OF BUSINESS

Paragraph 36. If First Party or its employees fall under each number as follows,
according to the rule of Paragraph 34 and Second Party's provision, reprimand,
cessation of business for a certain period, nonpayment of agency commission for
a certain period and other dispositions. Second Party shall follow the
disposition or force its employees to follow it.

   1) Act against the rule of this contract

   2) Act against the laws, the rules designated by Second Party for the
   execution of representation, note, instruction and direction.

   3) In execution of the representation, inappropriately act or commit an act
   likely to harm Second Party's confidence.

   4) Commit an act likely to lack decency remarkably and be judged to be
   inappropriate as agent or its employees.


COSIGNER
Paragraph 37.

   1. First Party shall select a guarantor with Second Party's approval in
   conclusion of this contract.

   2. The guarantor in the previous clause shall perform all of First Party's
   obligations in solidarity with First Party under recompense duty provided in
   Paragraph 31 and this contract.

   3. If the selected guarantor dies or disappears and cannot perform guarantee
   obligations due to deterioration of asset position, First Party shall select
   another guarantor with Second Party's approval.

   4. First Party may change the guarantor in Article 1 of this paragraph with
   Second Party's approval.

   5. Under the rule of the previous clause 2, even if the guarantor is changed,
   ex-guarantor shall be responsible for obligations arising by the guarantee
   commencement date of a new guarantor including ones not exposed.

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PLACE OF OBLIGATION PERFORMANCE

Paragraph 38. The place of obligation performance of First Party in this
contract shall be the location of principal office of Second Party in
placecountry-regionJapan or the place separately designated by Second Party. The
place of obligation performance of Second Party shall be the location of Second
Party's office provided by Article 1 in Paragraph 5 of this contract.


COMPETENT COURT

Paragraph 39. With regard to case of conflict arising between the parties about
this contract, a competent court shall be a court controlling the location of
principal office of Second Party in placecountry-regionJapan.


MODIFICATION OF CONTRACT

Paragraph 40. Second Party may modify this contract, the rules provided by
Second Party for execution of representation, notice, instruction and direction,
and First Party shall follow them even during the validity of this contract, if
its necessity arises from the perspective of protection of insurance contractors
or securing of fair competition and improvement or elimination of laws.


VALIDITY OF CONTRACT

Paragraph 41. This contract shall remain in force for a period of a year from
May 2, 2006, and thereafter on year basis, unless notice is given by either
party a month before the original renewed expiration date.

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                   SPECIAL RULE WITH REGARD TO COMPANY AGENCY

APPLICATION OF SPECIAL RULE

Paragraph 1. If First Party is a company agency, this special rule shall be
applied in addition to Agency ordering agreement.


EXECUTIVE AND EMPLOYEE

Paragraph 2. First Party in Agency ordering agreement shall include executives
and employees of First Party unless otherwise provided for.


REGISTRATION
Paragraph 3.

   1. First Party shall be registered as a life insurance agent through Second
   Party under laws in executing the representation.

   2. If a representative of First Party engages in insurance soliciting,
   success in the prescribed examination shall be required.

   3. If a representative of First Party does not engage in insurance
   soliciting, application for exemption of the examination in Article 2 shall
   be required during the registration in Article 1.

   4. If modification of registry provided in laws arises, First Party shall
   notify the modification through Second Party immediately.

   5. First Party shall not be registered as a life insurance agent of another
   life insurance company and execute representation for the company. However,
   this article shall not be applied if First Party is an independent agent.


ARRANGEMENT AND REGISTRATION OF EXCLUSIVE AGENT
Paragraph 4.

   1. If a representative of First Party does not engage in an insurance
   soliciting, First Party shall usually arrange more than 2 life insurance
   agents that are registered as provided and execute the representation
   (hereinafter called exclusive agent) in executives not a representative and
   employees, through Second Party under laws, and shall not allow them to
   execute the representation.

   2. If First Party establishes the office falling under Article 2 in Paragraph
   5 of Agency ordering agreement, shall usually arrange more than 1 exclusive
   agent.

   3. An exclusive agent shall only assist First Party's registration as an
   employee of First Party and shall not independently receive a commission of
   representation from Second Party.

   4. If modification of an exclusive agent's registry provided in laws arises,
   First Party shall immediately notify the modification through Second Party.

   5. Second Party may disenroll an exclusive agent not operating for 6 months
   consistently.

   6. First Party shall not allow executives and employees (including exclusive
   agents) to be registered as a life insurance agent of another life insurance
   company and execute the representation for another life insurance company.
   However, if First Party is an independent agency, this article shall not be
   applied.

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FIRST PARTY'S OFFICE
Paragraph 5.

   1. First Party shall make a list of name and address of office executing
   representation for Second Party in the style separately designated by Second
   Party and submit it to Second Party.

   2. If either reason as below arises, First Party shall make a list of office
   reflecting the transfer immediately and submit it to Second Party.

      (1) If First Party establishes a new office executing representation for
      Second Party.

      (2) If an office listed on the list of office stops executing
      representation.

      (3) If an executive or employee of First Party registered in the list of
      office are absence because of modification and cancellation of
      registration, retirement and personnel change.

      (4) In the event of modification of name or address of office executing
      representation.

      (5) If a new executive or employee of First Party is registered.

      (6) If an affiliated office of First Party's executive or employee is
      changed due to personnel change.


PROHIBITION OF SELF-CONTRACT
Paragraph 6.

   1. First Party shall not handle an insurance contract in which First Party
   itself is a contractor.

   2. If First Party executes insurance soliciting in violation of the previous
   clause, shall immediately notify Second Party. In this case, Second Party
   shall not pay money such as agency commission regarding First Party's
   insurance soliciting and similar money to this. If First Party already
   received it, shall return immediately to Second Party.


PROHIBITION OF SPECIFIC CONTRACT
Paragraph 7.

   1. First Party shall not execute insurance soliciting in which company
   insurance contractor having humanly and capitally tight relationship with
   First Party and First Party's representative (hereinafter called specifically
   related company), falling under the standard separately designated by Second
   Party, for the purpose of actual discount, is a contractor.

   2. If First Party executes insurance soliciting in violation of the previous
   clause, shall notify to Second Party immediately. In this case, Second Party
   shall not pay money such as agency commission regarding First Party's
   insurance soliciting and similar money to this. If First Party already
   received it, shall return immediately to Second Party.

   3. First Party shall not execute insurance soliciting in which First Party's
   executive or employee, or specifically related company's executive or
   employee is a contractor with regard to the type of insurance contract
   separately designated by Second Party.

   4. First Party shall report the name and address of specifically related
   company to Second Party according to the standard separately designated by
   Second Party.


MANAGEMENT AND SUPERVISION OBLIGATION

Paragraph 8. First Party shall try to execute smoothly representation with
meticulous care in regard to appointment, management and supervision of
exclusive agent and business administration manager.

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                  SPECIAL RULE WITH REGARD TO INDEPENDENT AGENT


APPLICATION OF SPECIAL RULE

Paragraph 1. If First Party is an independent agent, this special rule shall be
applied in addition to Agency ordering agreement.


SELECTION AND ARRANGEMENT OF EDUCATION MANAGER
Paragraph 2.

   1. If First Party concludes the agency ordering agreement with more than one
   life insurance company, shall select and arrange an education manager in
   charge of education for life insurance agent. The selection and arrangement
   shall meet laws and requirements separately designated by Second Party.

   2. If the education manager is absence or does not meet the previous
   requirements, First Party shall select and arrange a new education manager.

   3. In the event of selection or change of education manager, First Party
   shall notify Second Party immediately.


PROHIBITION OF INSURANCE SOLICITING SWITCH
Paragraph 3.

   1. First Party shall not make insurance contractors or assured persons of
   life insurance companies other than Second Party apply for a new insurance
   contract after extinguish an existing contract without informing them and
   vice versa.

   2. With regard to the past insurance soliciting for Second Party, If First
   Party intermediated conclusion of insurance contract for another life
   insurance company and if it is possible for relevant insurance contract to
   disappear, shall notify Second Party immediately.


CONFIDENTIALITY
Paragraph 4.

   1. During the term of this special rule and thereafter, First Party shall not
   divulge personal secrets and other all matters gained while executing
   representation to any person and use them for any purpose except execution of
   representation as well as follow the rule of Paragraph 23 in the agency
   ordering agreement. First Party shall manage information (including policy in
   force) provided by Second Party or another life insurance company during
   execution of representation with the care of a good manager and shall not use
   and duplicate it for any purpose except the reason for being provided with
   it.

   2. First Party shall exert its best endeavors to protect all the privacy
   related to application of this special rule including an insurance contractor
   and assured person.

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