Exhibit 21

SUBSIDIARIES

American National Insurance
Companys significant subsidiaries, as of December 31, 2014, are:



|                                                      |  |                                             
|----------------------------------------------------- |  | --------------------------------------------
|Name of Subsidiary                                    |  | Jurisdiction of Incorporation orOrganization
|Alternative Benefit Management, Inc.                  |  | Nevada                                      
|American National Administrators, Inc.                |  | Texas                                       
|American National County Mutual Insurance Company1    |  | Texas                                       
|American National General Insurance Company           |  | Missouri                                    
|American National Insurance Service Company           |  | Missouri                                    
|American National Life Holdings, Inc.                 |  | Nevada                                      
|American National Life Insurance Company of Texas     |  | Texas                                       
|American National Life Insurance Company of New York  |  | New York                                    
|American National Lloyds Insuranc e Company2          |  | Texas                                       
|American National Property & Casualty Holdings, Inc.  |  | Delaware                                    
|American National Property and Casualty Company       |  | Missouri                                    
|American National Registered Investment Advisor, Inc. |  | Texas                                       
|ANICO Eagle, LLC                                      |  | Texas                                       
|ANICO Eagle 99, LLC                                   |  | Texas                                       
|ANICO Financial Services, Inc.                        |  | Texas                                       
|AN Stonebriar, Ltd.                                   |  | Texas                                       
|AN/CAN Investments, Inc.                              |  | Canada                                      
|ANDV 97, LLC.                                         |  | Texas                                       
|ANH20, Inc.                                           |  | Texas                                       
|ANIND TX, LLC.                                        |  | Texas                                       
|ANPAC Lloyds Insurance Management, Inc.               |  | Texas                                       
|ANPAC Louisiana Insurance Company                     |  | Louisiana                                   
|ANPIN, L.P.                                           |  | Texas                                       
|ANREINV, LLC.                                         |  | Texas                                       
|ANREM Corporation                                     |  | Texas                                       
|ANTAC, LLC.                                           |  | Texas                                       
|Baron Phoenix Apts, LLC                               |  | Arizona                                     
|Comprehensive Investment Servic es, Inc.              |  | Nevada                                      
|Eagle AN, L.P.                                        |  | Texas                                       
|Eagle Ind., L.P.                                      |  | Texas                                       
|Farm Family Casualty Insurance Company                |  | New York                                    
|Farm Family Life Insurance Company                    |  | New York                                    
|Galveston Island Water Park, L.P.                     |  | Texas                                       
|Garden State Life Insurance Company                   |  | Texas                                       
|Germann Road Land Development, LLC                    |  | Colorado                                    
|I-10 Industrial Development LLC                       |  | Colorado                                    
|Pacific Property and Casualty Company                 |  | California                                  
|PCO Battery Brooke Park way, L.P.                     |  | Virginia                                    



|1 | Not controlled by ownership, but by management contract with American National Insurance Company.
|- | -------------------------------------------------------------------------------------------------

|2 | Not controlled by ownership, but by management contract with ANPAC Lloyds Insurance Management, Inc.
|- | ----------------------------------------------------------------------------------------------------



---

|                                                  |  |               
|------------------------------------------------- |  | --------------
|PCO Carolina Pines, L.P.                          |  | South Carolina
|PCO Kent Drive, L.P.                              |  | Georgia       
|Preston 121 Partners, Ltd.                        |  | Texas         
|Rural Agency and Brokerage of New Hampshire, Inc. |  | New Hampshire 
|Rural Agency and Brokerage, Inc.                  |  | New York      
|South Shore Harbour Development, Ltd.             |  | Texas         
|Standard Life and Accident Insurance Company      |  | Texas         
|Standard Plus, Inc.                               |  | Texas         
|United Farm Family Insurance Company              |  | New York      

In addition to the entities shown in this chart, American National Insurance Company owns a direct or indirect interest in
certain joint ventures and limited partnerships. Such ownership is primarily in connection with real estate investments. In addition, American National Insurance Company owns several shell companies, which are currently inactive.