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STATE OF WEST VIRGINIA

SUPREME COURT OF APPEALS

Norma Jarvis,

Defendant Below, Petitioner

vs.) No. 19-0097 (Clay County 18-CAP-16)

Lena Bishop,

Plaintiff Below, Respondent

MEMORANDUM DECISION

Petitioner Norma Jarvis, self-represented, appeals the February 13, 2019, amended order 

of the Circuit Court of Clay County awarding judgment to Respondent Lena Bishop in the amount 

of $1,292, plus court costs, following a trial de novo. Respondent,self-represented, filed a response 

in support of the circuit court’s order. 

The Court has considered the parties’ briefs and the record on appeal. The facts and legal 

arguments are adequately presented, and the decisional process would not be significantly aided 

by oral argument. Upon consideration of the standard of review, the briefs, and the record 

presented, the Court finds no substantial question of law and no prejudicial error. For these reasons, 

a memorandum decision affirming the circuit court’s order is appropriate under Rule 21 of the 

Rules of Appellate Procedure.

Respondent is petitioner’s brother’s girlfriend. In October of 2017, petitioner’s vehicle

became disabled in an accident. Shortly thereafter, respondent obtained a loan from Clay County 

Bank to purchase a 1991 Chevrolet Lumina (“Lumina”) for petitioner’s use. Petitioner states that 

respondent gave her the Lumina but that she informed respondent she would pay respondent onehalf of the loan amount. According to respondent, the parties agreed that petitioner would repay 

respondent the full amount of the loan, including an additional $100 respondent borrowed to allow 

petitioner to have the Lumina’s title transferred from its previous owners into petitioner’s name.1

At the time petitioner stopped making payments to respondent in August of 2018, respondent states 

that petitioner still owed her $1,292. 

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The full amount of the loan is not disclosed in the appellate record. 

FILED

June 3, 2020

EDYTHE NASH GAISER, CLERK

SUPREME COURT OF APPEALS

OF WEST VIRGINIA
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Subsequently, respondent filed a civil action in the Magistrate Court of Clay County 

against petitioner for the $1,292. Following a bench trial, the magistrate court entered judgment in 

respondent’s favor in the amount of $1,292, plus court costs. Petitioner appealed to the Circuit 

Court of Clay County, which held a trial de novo on January 7, 2019. At the beginning of trial, 

petitioner and respondent were sworn. The circuit court further heard the sworn testimony of two 

of petitioner’s sisters, each of whom testified that the parties agreed that petitioner would repay 

respondent the full amount of the loan. There was also testimony that petitioner stopped making 

payments to respondent following a family dispute in August of 2018. Given that petitioner’s 

sisters testified in support of respondent’s position that petitioner still owed respondent $1,292, 

the circuit court found that petitioner’s testimony, that either the vehicle was a gift or she agreed 

to pay respondent only one-half of the loan amount, was not credible. Accordingly, by amended 

order entered on February 13, 2019, the circuit court awarded judgment in respondent’s favor in 

the amount of $1,292, plus court costs. 

Petitioner now appeals the circuit court’s amended order awarding respondent $1,292, plus 

court costs. We apply the standard for reviewing a judgment entered following a bench trial:

In reviewing challenges to the findings and conclusions of the circuit court 

made after a bench trial, a two-pronged deferential standard of review is applied. 

The final order and the ultimate disposition are reviewed under an abuse of 

discretion standard, and the circuit court’s underlying factual findings are reviewed 

under a clearly erroneous standard. Questions of law are subject to a de novo

review.

Syl. Pt. 1, Pub. Citizen, Inc. v. First Nat’l Bank in Fairmont, 198 W. Va. 329, 480 S.E.2d 538 

(1996).

On appeal, the parties each argue that her respective testimony regarding the vehicle’s 

purchase was truthful. “An appellate court may not decide the credibility of witnesses or weigh 

evidence as that is the exclusive function and task of the trier of fact.” State v. Guthrie, 194 W.

Va. 657, 669 n.9, 461 S.E.2d 163, 175 n.9 (1995). Rule 52(a) of the West Virginia Rules of Civil 

Procedure provides, in pertinent part, that, when a court sits without a jury, “[f]indings of fact, 

whether based on oral or documentary evidence, shall not be set aside unless clearly erroneous, 

and due regard shall be given to the opportunity of the trial court to judge the credibility of the 

witnesses.” Here, based on our review of the January 7, 2019, trial transcript, we find no cause to 

disturb the circuit court’s finding that petitioner’s testimony was not credible. Therefore, we 

conclude that the circuit court did not abuse its discretion in awarding judgment in respondent’s 

favor in the amount of $1,292, plus court costs.

 

For the foregoing reasons, we affirm the circuit court’s February 13, 2019, amended order 

awarding judgment to respondent.

Affirmed.
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ISSUED: June 3, 2020

CONCURRED IN BY:

Chief Justice Tim Armstead

Justice Margaret L. Workman

Justice Elizabeth D. Walker

Justice Evan H. Jenkins

Justice John A. Hutchison