U.S. DEPARTMENT OF EDUCATION

ANNUAL REPORT TO CONGRESS

ON THE

ASSISTIVE TECHNOLOGY ACT 

OF 1998, AS AMENDED,

FOR FISCAL YEARS 

2007 AND 2008

ANNUAL REPORT TO CONGRESS ON THE 

ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED,

FOR FISCAL YEARS 2007 AND 2008

U.S. DEPARTMENT OF EDUCATION

OFFICE OF SPECIAL EDUCATION AND REHABILITATIVE SERVICES

REHABILITATION SERVICES ADMINISTRATION

2011
Staff of the Rehabilitation Services Administration (RSA) produced this annual report, with assistance 

from the Rehabilitation Engineering and Assistive Technology Society of North America (RESNA) under 

Grant No. H224B050003 and the Association of Assistive Technology Act Programs (ATAP) under 

Grant No. H224B060002. The mention of trade names, commercial products or organizations in this 

report does not imply endorsements by the U.S. government. This publication also contains URLs for 

information created and maintained by private organizations. This information is provided for the reader’s 

convenience. The U.S. Department of Education is not responsible for controlling or guaranteeing the 

accuracy, relevance, timeliness or completeness of this information. Further, the inclusion of information 

or URL does not reflect the importance of the organization, nor is it intended to endorse any views 

expressed, or products or services offered.

U.S. Department of Education

Arne Duncan

Secretary

Office of Special Education and Rehabilitative Services

Alexa Posny

Assistant Secretary

Rehabilitation Services Administration

Lynnae Ruttledge

Commissioner

April 2011

This report is in the public domain. Authorization to reproduce it in whole or in part is granted. While 

permission to reprint this publication is not necessary, the citation should be: U.S. Department of 

Education, Office of Special Education and Rehabilitative Services, Rehabilitation Services 

Administration, Annual Report to Congress on the Assistive Technology Act of 1998, as Amended, 

for Fiscal Years 2007 and 2008. Washington, D.C., 2011.

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iii

CONTENTS

TABLES ............................................................................................................................................ V

ABBREVIATIONS ...........................................................................................................................VII

INTRODUCTION .................................................................................................................................1

OVERVIEW OF THE ASSISTIVE TECHNOLOGY ACT................................................................................3

THE HISTORY OF THE ASSISTIVE TECHNOLOGY ACT .........................................................3

THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED ...............................................4

TITLE III OF THE AT ACT OF 1998 ...................................................................................8

PART I SECTION 4 OF THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED:

THE STATE GRANTS FOR ASSISTIVE TECHNOLOGY PROGRAM.........................................11

DATA COLLECTION.......................................................................................................13

IMPLEMENTATION OF THE STATE GRANTS FOR AT PROGRAM IN FY 2008 ...................14

CONCLUSION.................................................................................................................57

PART II TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 1998:

ALTERNATIVE FINANCING PROGRAMS (AFPS)................................................................59

DATA COLLECTION AND LIMITATIONS..........................................................................60

FUNDING.......................................................................................................................61

FY 2007 AND FY 2008 ALTERNATIVE FINANCING PROGRAM DATA ............................66

SUCCESSFUL OUTCOMES FOR AT LOAN RECIPIENTS: CASE STUDIES ...........................82

CONCLUSION.................................................................................................................87

PART III APPENDIXES.....................................................................................................................89

APPENDIX A STATE-LEVEL ACTIVITIES CONDUCTED IN FY 2008 UNDER THE 

STATE GRANT FOR AT PROGRAM...........................................................................91

APPENDIX B STATEWIDE ASSISTIVE TECHNOLOGY PROGRAM PROFILES ..................................101

APPENDIX C TITLE III ALTERNATIVE FINANCING PROGRAM PROFILES.....................................161

APPENDIX D CONTACT INFORMATION FOR STATE GRANTS FOR 

ASSISTIVE TECHNOLOGY PROGRAMS ...................................................................197

APPENDIX E CONTACT INFORMATION FOR ALTERNATIVE FINANCING PROGRAMS ..................205

TABLES

TABLE 1. TYPES OF ALTERNATIVE FINANCING MECHANISMS FOR THE PURCHASE OR 

LEASE OF ASSISTIVE TECHNOLOGY DEVICES AND SERVICES..........................................9

TABLE 2. TOTAL APPROPRIATIONS FOR THE STATE GRANTS FOR ASSISTIVE 

TECHNOLOGY PROGRAM: FY 2007 AND FY 2008.........................................................13

TABLE 3. STATE-LEVEL ACTIVITIES CONDUCTED USING STATE GRANTS FOR AT

PROGRAM FUNDS:REPORTED DATA FOR FY 2008 (CONT’D.)......................................15

TABLE 4. FINANCING ACTIVITIES CONDUCTED BY STATES USING STATE GRANTS FOR

AT PROGRAM FUNDS:REPORTED DATA FOR FY 2008 .................................................19

TABLE 5. DEVICE REUTILIZATION ACTIVITIES CONDUCTED BY STATES USING STATE 

GRANTS FOR AT PROGRAM FUNDS:REPORTED DATA FOR FY 2008...........................25

TABLE 6. SUMMARY OF STATE- LEVEL ACQUISITION ACTIVITY: NUMBER OF DEVICES 

ACQUIRED, INDIVIDUALS SERVED AND VALUE OF DEVICES OR SAVINGS TO 

RECIPIENTS OF DEVICES ACQUIRED, FY 2008 DATA.....................................................29

TABLE 7. DEVICE LOAN ACTIVITIES CONDUCTED OR PLANNED BY STATES USING STATE 

GRANTS FOR AT PROGRAM FUNDS, BY LOCATION: FY 2008 DATA AND STATE 

PLANS FOR AT..................................................................................................................30

TABLE 8. STATES SUPPORTING DEVICE DEMONSTRATION ACTIVITIES CONDUCTED OR 

PLANNED USING STATE GRANT FOR AT PROGRAM FUNDS, BY LOCATION: FY

2008 DATA AND STATE PLANS FOR ASSISTIVE TECHNOLOGY......................................34

TABLE 9. TYPES AND PERCENTAGES OF AT DEVICES ACQUIRED AND ACCESSED 

THROUGH STATE PROGRAMS, BY STATE FINANCING, REUSE, DEVICE LOAN OR 

DEVICE DEMONSTRATION: FY 2008...............................................................................37

TABLE 10. NUMBER AND PERCENTAGE OF DEVICE LOAN BORROWERS, PARTICIPANTS IN 

DEVICE DEMONSTRATIONS, TRAINING PARTICIPANTS AND RECIPIENTS OF

INFORMATION AND ASSISTANCE, BY TYPE OF DEVICE: FY2008 ..................................50

TABLE 11. SUMMARY OF TYPES OF AT ACT ACTIVITIES SUPPORTED WITH LEVERAGED 

FUNDING: FY2008 ...........................................................................................................56

TABLE 12. SUMMARY OF TYPES OF DOLLARS LEVERAGED TO SUPPORT AT ACT

ACTIVITIES: FY2008........................................................................................................56

TABLE 13. TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 1998:REPORTING 

REQUIREMENTS FOR THE ALTERNATIVE FINANCING PROGRAMS.................................60

TABLE 14. NUMBER OF GRANTS AND AMOUNT OF FUNDING FOR ALTERNATIVE 

FINANCING PROGRAMS UNDER TITLE III OF THE ASSISTIVE TECHNOLOGY ACT 

OF 1998: FY 2000 TO FY 2006........................................................................................62

TABLE 15. FEDERAL AND STATE-MATCHED FUNDING FOR ALTERNATIVE FINANCING 

PROGRAMS UNDER TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 1998 :

SELECTED YEARS, FY2000 TO FY2006 ........................................................................64
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

vi

TABLE 16. ALTERNATIVE FINANCING PROGRAM SELECTED FEATURES UNDER TITLE III OF 

THE ASSISTIVE TECHNOLOGY ACT OF 1998, BY STATE: FY2007 AND FY2008 ..............66

TABLE 17. ALTERNATIVE FINANCING PROGRAM PARTNERS UNDER TITLE III OF THE 

ASSISTIVE TECHNOLOGY ACT OF 1998, BY STATE: FY 2007 AND FY 2008 ...................71

TABLE 18. ALTERNATIVE FINANCING PROGRAM LOAN ACTIVITY UNDER TITLE III OF THE 

ASSISTIVE TECHNOLOGY ACT OF 1998: FY 2007 AND FY 2008 .....................................74

TABLE 19. ALTERNATIVE FINANCING PROGRAM LOAN ACTIVITY UNDER TITLE III OF THE 

ASSISTIVE TECHNOLOGY ACT OF 1998 NOT REPORTED IN THE UNIVERSITY OF 

ILLINOIS AT CHICAGO (UIC)WEB-BASED REPORTING SYSTEM: FY 2007 AND 

FY 2008............................................................................................................................76

TABLE 20. AMOUNT OF APPROVED ALTERNATIVE FINANCING PROGRAM LOANS UNDER 

TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 1998 BY MEASURE OF 

APPROVED LOAN ACCOUNTS: FY 2007 AND FY 2008 ..................................................76

TABLE 21. SELECTED DEMOGRAPHIC CHARACTERISTICS OF ALTERNATIVE FINANCING 

PROGRAM BORROWERS UNDER TITLE III OF THE ASSISTIVE TECHNOLOGY ACT 

OF 1998, BY NUMBER AND PERCENTAGE: FY 2007 AND FY 2008................................78

TABLE 22. NUMBER AND PERCENTAGE OF APPROVED LOANS , BY TYPE OF AT UNDER 

TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 1998: FY 2007 AND FY 2008 ..........81

TABLE 23. NUMBER AND PERCENTAGE OF APPROVED LOANS FOR AT PURCHASED BY 

AFP BY FUNCTIONAL AREA UNDER TITLE III OF THE ASSISTIVE TECHNOLOGY 

ACT OF 1998: FY 2007 AND FY 2008 .............................................................................82

TABLE A. SELECTED STATE-LEVEL ACTIVITIES CONDUCTED UNDER THE STATE GRANT 

FOR AT PROGRAM, BY STATE: FY2008 .........................................................................93
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

vii

ABBREVIATIONS

ABLE Assistive Bank of Loan-able 

Equipment

ADRS Alabama Department of 

Rehabilitation Services

AEA Area Education Agency

AFP Alternative Financing Program

AFTAP Alternative Financing Technical 

Assistance Project

ARS Arkansas Rehabilitation Services

ASATS American Samoa Assistive 

Technology Service Project

ASB American Savings Bank

AT Assistive Technology

ATAC Assistive Technology Advocacy 

Center

ATAP Association of Assistive 

Technology Act Programs

ATAP Assistive Technology Access 

Partnership

ATDT AT Development Team

ATEL Assistive Technology Equipment 

Loan

ATELP Assistive Technology Equipment 

Lending Program

ATEX Arizona Assistive Technology 

Equipment Exchange

ATEX Assistive Technology Exchange 

List

ATEx AT Exchange Program

ATF Access to Telework Fund

AT/IL Assistive Technology for 

Independent Living

ATI Access Technologies, Inc.

ATinNH Assistive Technology in New 

Hampshire

ATK Assistive Technology for Kansans

ATLA Assistive Technology of Alaska

ATLFA Assistive Technology Loan Fund 

Authority

ATMn* Assistive Technology of Minnesota

AT Ohio Assistive Technology of Ohio

ATP Colorado Assistive Technology 

Partners

ATP Nebraska Assistive Technology 

Partnership

ATPDC Assistive Technology Program for 

the District of Columbia

ATRC Assistive Technology Resource 

Centers

ATTAIN Assistive Technology Through 

Action in Indiana

ATX AT Xchange

AzLAT Arizona Loans for Assistive 

Technology

AzLAT-T Arizona Loans for AT-Telework 

AzTAP Arizona Technology Access 

Program

BHSSC Black Hills Special Services 

Cooperative

BOLD Borrow-to-Own Low-vision 

Devices

CATS California Assistive Technology 

Systems Program

CBO Community-Based Organization
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

viii

CCP Coconut Connection Program

CDD Center for Disabilities and 

Development

CEDDERS Center for Excellence in 

Developmental Disabilities 

Education, Research and Service 

(Guam)

CIL Center for Independent Living

CITE Consumer Information and 

Technology Training Exchange 

(Maine)

CNMI Commonwealth of the Northern 

Mariana Islands

CREATE Citizens Reutilizing Assistive 

Technology Equipment

CRS Children’s Rehabilitation Service

CRRP Computer Recycle and 

Redistribution Program

CTALF Connecticut Tech Act Loan Fund

DATI Delaware Assistive Technology 

Initiative

DATLP Delaware Assistive Technology 

Loan Program

DC-ATFLP District of Columbia AT Financial 

Loan Program

DCCIL District of Columbia Center for 

Independent Living

DHH Department of Health and 

Hospitals

DHS Department of Human Services

DLEG Department of Labor & Economic 

Growth

DOR Department of Rehabilitation

DORS Division of Rehabilitation Services

DRL Disability Resource Library

DRS Division of Rehabilitation Services

DRS Department of Rehabilitative 

Services

DTELP Delaware Telework Equipment 

Loan Program

DVR Division of Vocational 

Rehabilitation

ED U.S. Department of Education

EDGAR Education Department General 

Administrative Regulations

ELL Equipment Loan Library

ERC Equipment Restoration Center

ETC Equipment Technology Consortium

FAAST Florida Alliance for Assistive 

Services and Technology

FY Fiscal Year

FY 2007 October 1, 2006, to September 30, 

2007

FY 2008 October 1, 2007, to September 30, 

2008

GDOL Georgia Department of Labor

GGT Get Guam Teleworking

GOAL-AT Guam Options for Alternative 

Loans-Assistive Technology

GSAT Guam System for Assistive 

Technology

HAT Hawaii Assistive Technology (HAT) 

Loan Program

IFSP Individualized Family Service Plan

IATP Idaho Assistive Technology Project

IATP Illinois Assistive Technology 

Program

ICAN Increasing Capabilities Access 

Network
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

ix

IDEA Individuals with Disabilities 

Education Improvement Act of 

2004

IEP Individualized Education Program

IHD Institute for Human Development

ILH Independent Living for the

Handicapped

IPAT Iowa Program for Assistive 

Technology

IPAT North Dakota Interagency Program 

for Assistive Technology

IT Information Technology

KATCO Kansas Assistive Technology 

Cooperative

KATLC Kentucky Assistive Technology 

Loan Corporation

KATS Kentucky Assistive Technology 

Service

KEE Kansas Equipment Exchange

LATAN Louisiana Assistive Technology 

Access Network

LGP Loan Guarantee Program

MassMATCH Maximizing Assistive Technology 

in Consumer’s Hands

MATP Montana Assistive Technology 

Program

MDRC Michigan Disability Rights 

Coalition

MD TAP Maryland Technology Assistance 

Program

MoAT Missouri Assistive Technology

NATC Nevada AT Collaborative

NATTAP National Assistive Technology 

Technical Assistance Partnership

NAU Northern Arizona University

NCATP North Carolina Assistive 

Technology Program

NCF National Cristina Foundation

NDAD North Dakota Association for the 

Disabled

NEAT New England Assistive 

Technology

NIDRR National Institute on Disability and 

Rehabilitation Research

NISAT National Information System for 

Assistive Technology

NMTAP New Mexico Technology 

Assistance Program

OASIS Older Alabamians Systems of 

Information and Services

OkAT Oklahoma Assistive Technology 

Foundation

OMB Office of Management and Budget

ORS Office of Rehabilitation Services

OSERS Office of Special Education and 

Rehabilitative Services

PAAT Protection and Advocacy for 

Assistive Technology

PIAT Pennsylvania’s Initiative on 

Assistive Technology

PLUK Parents Let’s Unite for Kids

PRATP Puerto Rico Assistive Technology 

Program

PSA Public Service Announcement

REEP Recycled and Exchanged 

Equipment Partnership

REM Refurbished Equipment 

Marketplace

RESNA Rehabilitation Engineering and 

Assistive Technology Society of 

North America
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

x

RSA Rehabilitation Services 

Administration

SCATP South Carolina Assistive 

Technology Program

SCVRD South Carolina Vocational 

Rehabilitation Department

SPD Seniors and People with 

Disabilities

STAR Alabama Statewide Technology 

Access and Response

STAR Minnesota System of Technology 

to Achieve Results (STAR) 

Program

Project START Success Through Assistive 

Rehabilitation Technology

STRAID Systems of Technology-Related 

Assistance for Individuals with 

Disabilities

SVRI Stout Vocational Rehabilitation 

Institute

TA Technical Assistance

TAP Telecommunications Access 

Program

TTAP Tennessee Technology Access 

Program

TTAP Texas Technology Access Program

TDDP Telecommunications Device 

Distribution Program

TFL Tools For Life

TRAID Technology Related Assistance for 

Individuals with Disabilities

UATF Utah Assistive Technology 

Foundation

UATP Utah Assistive Technology 

Program

UCP United Cerebral Palsy

UEM Used Equipment Marketplace

UERS Used Equipment Referral Service

UIC University of Illinois at Chicago

UCHSC University of Colorado Health 

Science Center

VATP Vermont Assistive Technology 

Program

VATS Virginia Assistive Technology 

System

VITRAID Virgin Islands Technology Related 

Assistance for Individuals with 

Disabilities

VR Vocational Rehabilitation

VT-OCU Vermont Opportunities Credit 

Union

WATAP Washington Assistive Technology 

Act Program

WATF Washington Assistive Technology 

Foundation

WATI Wisconsin Assistive Technology 

Institute

WATR Wyoming Assistive Technology 

Resources

WIND Wyoming Institute for Disabilities

WRP Wheelchair Recycling Program

WVATS West Virginia Assistive 

Technology System
1

INTRODUCTION

The Assistive Technology Act of 1998, as amended by Public Law 108-364 (AT Act of 1998, as 

amended; AT Act; Act) requires that the secretary of education submit to Congress a report on the 

activities funded under that Act. Specifically, the secretary of education is required to annually 

provide to Congress: 1) a compilation and summary of the information provided by the states1

This document satisfies this requirement for FY 2007 and FY 2008. Following an overview of 

the legislation that preceded the AT Act of 1998, as amended, and description of the amendments 

made by P. L. 108-364, this report is organized as follows:

in 

annual progress reports to the Department and 2) a summary of the state applications and an 

analysis of the progress of the states in meeting the measurable goals established in state 

applications under Sec. 4(d)(3) of the AT Act of 1998, as amended.

Part I Reports on the FY 2008 performance of state grants for assistive technology 

programs as authorized under Sec. 4 of the AT Act of 1998, as amended.

Part II Describes the FY 2007 and FY 2008 performance of alternative financing 

programs funded under Title III of the Assistive Technology Act of 1998 as in 

effect prior to the amendments of 2004 (AT Act of 1998).

Appendix A Includes a table describing the activities conducted under the state grants for 

AT program during FY 2008.

Appendix B Includes a description of the activities each state planned to carry out over the 

three-year period from FY 2009 through FY 2011, as of May 2010.

Appendix C Includes a description of the Title III alternative financing programs, as of 

May 2010.

Appendix D Lists the state grants for AT programs (referred to as statewide AT programs).

Appendix E Lists the alternative financing programs funded under Title III of the AT Act 

of 1998

 1 For purposes of this report, the term states includes, in addition to each of the 50 states of the United States, the 

District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Commonwealth of 

the Northern Mariana Islands, according to the Assistive Technology Act of 1998, as amended, Sec. 3(14).

3

OVERVIEW OF THE ASSISTIVE TECHNOLOGY ACT

THE HISTORY OF THE ASSISTIVE TECHNOLOGY ACT

In 1988, Congress passed the Technology-Related Assistance for Individuals with Disabilities 

Act (P.L. 100-407) (Tech Act) to assist states with identifying and responding to the assistive 

technology (AT) needs of individuals with disabilities. Grants awarded under the Tech Act were 

used by states to create systemic change that improved the availability of assistive technology 

devices and services. States were provided with flexibility in the design of their programs, and 

this flexibility continued when the Tech Act was reauthorized in 1994 (P.L. 103-218).

The Tech Act was reauthorized again in 1998 as the Assistive Technology Act of 1998 (P.L. 105-

394) (AT Act of 1998). The AT Act of 1998 required states to conduct capacity-building activities 

that increased the availability of funding for, access to and provision of AT devices and services 

and allowed states to conduct other discretionary activities as well. Title III of the AT Act of 1998

authorized the Alternative Financing Program (AFP) to help individuals with disabilities and 

their families fund the purchase of AT devices or services. More information about Title III of 

the AT Act of 1998 is found on pages 8–10 and in Part II of this document.

The AT Act of 1998 was amended in 2004 by P. L. 108-364 (AT Act of 1998, as amended). The 

amendments significantly changed the preceding legislation. Rather than focusing the efforts of 

states on systems-change activities, the AT Act of 1998, as amended, requires states to conduct 

activities that assist individuals with disabilities and others to access and acquire AT. As 

mandated by the 2004 amendments, the U.S. Department of Education, Rehabilitation Services 

Administration (RSA), assumed responsibility for administering programs under the Act as of 

December 2004. Previously, the Department’s National Institute on Disability and Rehabilitation 

Research (NIDRR) administered the Act.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED

Sec. 4 of the AT Act of 1998, as amended, authorizes the state grants for AT program,2

STATE-LEVEL ACTIVITIES 

which is a 

formula grant program. Any funds appropriated above the FY 2004 level, which constitutes the 

base year amount, are allocated according to a formula that provides a portion of the funds 

equally to all states and a portion of funds based on the population of a state. With these grant 

funds, states develop and maintain statewide AT programs that conduct “state-level” activities 

and “state leadership” activities.

These include:

A. State financing activities, including:

• Systems for the purchase, lease or other acquisition of or payment for AT devices and 

services (though states may not directly pay for AT devices and services for individuals 

with disabilities); or

• Alternative financing systems,3

B. Device reutilization programs that support the exchange, repair, recycling or other 

reutilization of AT devices;

such as low-interest loan funds, interest buy-down 

programs, revolving loan funds, loan guarantees or insurance programs or other 

mechanisms for the provision of AT devices (or a state may conduct an initial one-year 

feasibility study for implementing an alternative financing system);

C. Device loan programs that provide short-term loans of AT so that individuals can try out 

devices or fill a temporary need for a device; and

 2 The state grants for AT program supports state efforts to improve the provision of assistive technology (AT) to 

individuals with disabilities of all ages through comprehensive, statewide programs that are consumer responsive. 

The state grants for AT program makes AT devices and services more available and accessible to individuals with 

disabilities and their families. The program provides one grant to each of the states, the District of Columbia, 

Puerto Rico and the outlying areas.

3 While they possess some similarities, “alternative financing systems” as included under state financing activities 

need not be the same as AFPs formerly funded under Title III of the AT Act of 1998, which contains many specific 

statutory requirements. See pages 8–10 and Part II of this document for information about Title III of the 

AT Act of 1998.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

D. Device demonstration programs in which personnel familiar with AT demonstrate a variety 

of AT devices and services and provide information about AT vendors, providers and repair 

services.

STATE LEADERSHIP ACTIVITIES 

These activities include:

A. Training and technical assistance, which includes developing and disseminating training 

materials, conducting training, and providing technical assistance to enhance the AT 

knowledge, skills and competencies of appropriate individuals;4

B. Public awareness activities designed to provide information on the availability, benefits, 

appropriateness and costs of AT devices and services, including a statewide information and 

referral system; and

C. Coordination and collaboration of activities among public and private entities responsible for 

policies, procedures or funding for the provision of AT devices and services.

Sec. 4(e)(1)(B) of the Act allows states not to fund a state-level activity if that activity is 

supported comparably with nonfederal funds. Sec. 4(e)(6) of the Act provides states with the 

“flexibility” to carry out only two or three of the state-level activities. States that carry out all 

four state-level activities may use up to 40 percent of their federal funds for state leadership 

activities. States that carry out two or three of the state-level activities may use up to 30 percent 

of their funds for state leadership activities.

State grants for AT are provided to a public “lead agency,” though the lead agency can appoint 

an “implementing entity” to administer the statewide AT program on its behalf. Each state must 

establish an advisory council to provide consumer-responsive, consumer-driven advice on the 

planning, implementation and evaluation of activities carried out by the statewide AT program. 

The council must include consumers who use AT or their families (who must constitute a 

majority), along with representatives of state agencies, including (at a minimum) the state 

 4 States are required to spend 5 percent of their state leadership funds specifically to provide training and technical 

assistance to assist students with disabilities who receive transition services and adults who are maintaining or 

transitioning to community living. 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

education agency, state vocational rehabilitation (VR) agency, state agency for the blind (if 

separate from the state VR agency), a center for independent living and the state Workforce 

Investment Board.

The AT Act of 1998, as amended, requires that states submit an application to receive a grant. 

RSA required this application to be in the form of a three-year state plan for assistive technology 

covering the period Oct. 1, 2005, to Sept. 30, 2008. During this three-year period, the states are 

required to submit amendments and updates. The full requirements for state plans for AT are 

available at http://www.ed.gov/programs/atsg/applicant.html, and the state plans for AT for 

every state are available at http://www.ed.gov/programs/atsg/performance.html.

State plans for AT are used to:

• Determine a state’s eligibility for the grant by ensuring the state is meeting the 

requirements of the AT Act of 1998, as amended, and the requirements of the Education 

Department General Administrative Regulations (EDGAR);

• Establish a baseline for data collection efforts and performance measurement systems;

• Provide information for an annual report to Congress;

• Establish a baseline for the monitoring system to determine a state’s ongoing compliance 

with the requirements of the AT Act of 1998, as amended, and progress toward the state’s 

goals; and

• Inform technical assistance efforts and guide state implementation of programs.

State plans for AT describe how each state implements a statewide AT program that is 

comprehensive, meaning equally available to all individuals with disabilities residing in the state, 

regardless of the nature of their disability, age, income level, location of residence in the state, or 

the type of AT device or service required. Specific requirements of the state plan for AT includes 

a description of the:

• Entities responsible for implementing the statewide AT program;

• State’s advisory council;

• Activities to be conducted;
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

• State-level activities the state has elected not to conduct;

• Measurable goals to be achieved by the statewide AT program’s activities;

• Involvement of public and private entities in the statewide AT program;

• Support for the statewide AT program provided by the state; and

• Proposed allocation and utilization of grant funds.

Sec. 5 of the AT Act of 1998, as amended, authorizes grants for Protection and Advocacy for 

Assistive Technology (PAAT) program. PAAT grantees are separate from other grantees under 

the AT Act of 1998, as amended. Data on PAAT activities are provided in a different report to 

Congress. 

Sec. 6 of the AT Act of 1998, as amended, authorizes “national activities” to improve the 

administration of the act. These activities include training and technical assistance, data 

collection and reporting, and a national public Internet site on AT as described below:

• The National Assistive Technology Technical Assistance Partnership (NATTAP) 

supports the 56 statewide AT programs, the 57 protection and advocacy for AT 

programs, and the 33 alternative financing programs funded under the AT Act of 1998 and 

AT Act of 1998, as amended. The goal of this national-level program is to improve the 

effectiveness of the three entities as they work to get AT into the hands of individuals 

who need it. NATTAP also serves other entities nationwide that are not funded under the 

Act. NATTAP is conducted by the Rehabilitation Engineering and Assistive Technology 

Society of North America (RESNA).

• The National Information System for Assistive Technology (NISAT) received a grant in 

FY 2006 to develop a Web-based data collection and reporting tool to be used by states 

and outlying areas to report data on their activities under both the state grants for AT 

program under Sec. 4 of the AT Act of 1998, as amended, and Title III of the AT Act of 

1998. NISAT also provides training, technical assistance and support to states to improve 

their data collection. NISAT is conducted by the Association of Assistive Technology 

Act Programs (ATAP).
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

• The National Assistive Technology Public Internet Site is intended to increase the 

availability of and ease of access to information about AT and disability services and 

resources. The site provides 24-hour access to AT information for those with Internet 

connectivity and a toll-free telephone number for those without it. The website serves all 

people but focuses particularly on people with disabilities, their families, service 

providers, educators and employers. The National Public Internet Site on Assistive 

Technology is hosted by the Georgia Institute of Technology.

TITLE III OF THE AT ACT OF 1998

Title III of the AT Act of 1998 authorized the Alternative Financing Program (AFP) to help 

individuals with disabilities and their families fund the purchase of AT devices or services. 

Congress first authorized grants for AFPs in 1994 under Title III of the Technology-Related 

Assistance for Individuals with Disabilities Act of 1988, as amended (P.L. No. 103-218), and 

continued authorization when that act became the AT Act of 1998. This grant program was 

eliminated when the AT Act of 1998 was amended by P.L. 108-364 October 25, 2004, with the 

exception of a special rule that allowed grants in FY 2005 only. However, Congress also 

appropriated funds under this special rule in FY 2006.

Title III grants paid the federal share of establishing, expanding or maintaining state-level AFPs,

which feature alternative financing mechanisms, such as low-interest loan funds, interest rate 

buy-down programs, revolving loan funds, loan guarantees or other mechanisms for the purchase 

or lease of AT. For descriptions of each of these mechanisms, and how they assist individuals 

with disabilities and their families to purchase AT, see table 1.

Unlike the state grants for the AT program, grants were not awarded to every state under Title III. 

Grants were awarded through a selection process after states submitted applications containing 

assurances related to the operation of their AFPs, including assurances related to consumer choice 

and control. Under Title III states must establish policies and procedures to ensure: (a) the timely 

processing of requests for assistance and (b) access to assistance regardless of the type of disability, 

income, location of residence in the state or type of AT needed by the consumer. 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

TABLE 1. TYPES OF ALTERNATIVE FINANCING MECHANISMS FOR THE 

PURCHASE OR LEASE OF ASSISTIVE TECHNOLOGY DEVICES AND SERVICES

Mechanism Description

Revolving loan 

program

With a revolving loan (often called a direct loan) program, the alternative 

financing program (AFP) itself lends money directly to the borrower. The AFP 

determines the interest it will charge on the loan. The loan payments made by 

loan recipients are paid back to the AFP and are then available to fund new 

loans for individuals with disabilities.

Loan guarantee 

program

With a loan guarantee program, the AFP does not make a loan directly to the 

recipient but rather guarantees a portion of the loan made by a third-party 

lender, such as a conventional bank. By agreeing to cover all or part of a loan 

if the loan recipient should default, an AFP enables a bank to provide 

financing to individuals that the bank might otherwise deem too risky to 

receive a conventional loan.

Interest rate buydown program

Through interest rate buy-down loans, an AFP uses its funds to reduce the 

interest rate on a lending institution’s loan. For example, a loan that originally 

had an interest rate of 7 percent might be bought down by the AFP to 4 

percent. This makes the loan more affordable because the borrower does not 

have to pay as much interest.

Nonguaranteed lowinterest loan program

Some people who seek AT financing may qualify for nonguaranteed lowinterest loans. For those individuals who have high enough incomes and credit 

scores to obtain loans directly from a conventional lender, the nonguaranteed 

low-interest loans may be appropriate. For the most part, the AFPs refer those 

individuals to their lending partners, who provide financing at a preferred or 

reduced rate negotiated between the bank and the AFP. The AFP does not use 

its funds for these loans.

Principal buy-down 

loan program

A principal buy-down loan is a partnership loan in which AFP funds are used 

to buy down the principal of a loan. The AFP uses funds to reduce the 

principal of the loan that lending institutions offer to consumers for loans to 

purchase AT. The AFP pays the lending institution for a portion of the 

principal on the loan, resulting in lower payments for the consumer over the 

term of the loan.

Preferred interest 

loan program

A preferred interest loan is a loan offered at an interest rate that is lower than 

the consumer would normally pay, but not as low as the prime rate.*

Low interest loan 

program

A low interest loan is a loan at interest rates that are at or below the prime 

rate.*

* Prime rate is the average majority prime rate charged by banks on short-term loans to business, quoted on an 

investment basis. The Federal Reserve defines a bank prime loan as follows: “Rate posted by a majority of top 25 

(by assets in domestic offices) insured U.S.-chartered commercial banks. Prime is one of several base rates used by 

banks to price short-term business loans.” To determine whether a loan was made above, at or below prime rate, 

check the U.S. prime rate at the following website for the date on which the loan was closed: 

http://www.federalreserve.gov/releases/h15/update.

Source: Expanding the Reach of People with Disabilities. March 2005. National Assistive Technology Technical 

Assistance Partnership (NATTAP), Rehabilitation Engineering and Assistive Technology Society of North 

American (RESNA). Last accessed Dec. 11, 2008, from http://www.resnaprojects.org/AFTAP/loan/RESNA.html.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

States that operate AFPs must enter into a contract with a community-based organization (CBO) 

to administer the program. This CBO must have individuals with disabilities involved in decision 

making at all organizational levels. In turn, the CBO must contract with a lending institution to 

facilitate administration of the program.

Title III also provided for a grant for technical assistance to existing and future AFPs. As with 

the technical assistance to the state grants for AT program, technical assistance to the AFPs to 

establish and maintain their loan programs was provided by RESNA from 2000 to the present.

Though the grants were for one year, states and their partners were required to use their federal 

and state funds in a manner that supported the permanent operation of their AFPs. Because these 

programs are to operate on a permanent basis, the reporting requirements also continue. Part II

presents data from AFPs for FY 2007 and FY 2008.
PART I

SECTION 4 OF THE ASSISTIVE TECHNOLOGY ACT OF 

1998, AS AMENDED: THE STATE GRANT FOR 

ASSISTIVE TECHNOLOGY PROGRAM

ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

13

DATA COLLECTION 

The AT Act of 1998, as amended, includes specific data collection requirements for state-level 

and state leadership activities, state improvement outcomes, leveraged funding, performance 

measure outcomes and consumer satisfaction. During FY 2006, RSA worked with grantees and 

the public to develop a data collection instrument that states could use to meet their annual 

reporting obligation under Sec. 4(f) of the Act. This instrument was approved by the Office of 

Management and Budget (OMB) at the end of FY 2006 and became effective as of January 

2007. Therefore, RSA collected incomplete data for FY 2007. Using their FY 2007 partial year 

data, states set targets for the submission of the entire first year of data for FY 2008. This report 

will provide an overview of the FY 2008 annual progress report for Sec. 4 activities.

FY 2007 AND FY 2008 FUNDING

As shown in table 2, the state grants for AT 

program received a decrease in funding of 

$437,763 from FY 2007 to FY 2008. With a 

total appropriation of $24,620,237, the 

average grant award was $463,8515

Based on the average grant award, a state using a minimum of 60 percent of its funds for statelevel activities would have spent $278,311 on those activities, leaving $185,540 for state 

leadership activities (totals have been rounded). States are required to spend 5 percent of their 

state leadership funds specifically to provide training and technical assistance to assist students 

with disabilities who receive transition services and adults who are maintaining or transitioning 

to community living. Of the $185,540, 5 percent or $9,277 would have been used for training 

and technical assistance related to transition.

in 

FY 2008. The highest award to a state was $958,270, and the lowest award to a state was 

$343,327.

 5 This average does not include American Samoa, Guam, the Commonwealth of the Northern Mariana Islands or the 

U.S. Virgin Islands because doing so skews the average. That is, each of these outlying areas received the amount 

specified in the Act, $125,000.

TABLE 2. TOTAL APPROPRIATIONS FOR THE 

STATE GRANTS FOR ASSISTIVE 

TECHNOLOGY PROGRAM:

FY 2007 AND FY 2008

FY 2007 FY 2008

$25,058,000 $24,620,237
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

14

In addition to mandated allocations for state level, state leadership and transition activities, the 

AT Act of 1998, as amended, also prohibits states from using grant dollars for direct payment for 

an assistive technology device or service for an individual with a disability (Sec. 4(e)(5)). As part 

of State Financing Activities, states can use grant dollars to administer programs that provide and 

pay for assistive technology devices and services (Sec. 4(e)(2)(A)).

IMPLEMENTATION OF THE STATE GRANTS FOR 

AT PROGRAM FOR FULL REPORTING YEAR FY 2008

FY 2005 marked the first year of implementation of the AT Act of 1998, as amended. That year 

was a transition from the discretionary state grants for AT program authorized under Title I of 

the Assistive Technology Act of 1998 to the formula grant program authorized under Sec. 4 of the 

revised AT Act. For more information about implementation during FY 2005, see the Annual 

Report to Congress on the Assistive Technology Act of 1998 for Fiscal Years 2004 and 2005 at 

http://www.ed.gov/about/reports/annual/rsa/atsg/2004/at-act-report-04-05.pdf.

The activities conducted during FY 2005 primarily involved assisting states to create their state plans 

for AT to guide implementation of the four state-level and three state leadership activities beginning 

in FY 2006. States prepared and submitted their state plans and began implementing the state-level 

and state leadership activities in FY 2006. These state plans were effective for FY 2006 through FY 

2008 and can be found at http://www.ed.gov/programs/atsg/state-plans/2006.

STATE-LEVEL ACTIVITIES

OVERVIEW

The majority of states and outlying areas (39) conducted all four state-level activities during FY 

2008. States are not required to fund a state-level activity if that activity is supported comparably 

with nonfederal funds, and states have the flexibility to conduct only two or three of the four 

state-level activities. The state-level activity for which states most frequently claimed 

comparability or flexibility was state financing. Fifteen states and outlying areas did not use 

funds to support state financing activities; two states did not use funds to support device loan 

programs, and one state did not use funds to support device demonstrations. All states used 

funding to support reutilization activities.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

15

Table 3 shows the state-level activities conducted by each state or outlying area in FY 2008.

TABLE 3. STATE-LEVEL ACTIVITIES CONDUCTED USING STATE GRANTS FOR 

ATPROGRAM FUNDS: REPORTED DATA FOR FY 2008 (CONT’D.)

State

State Financing 

Activities

Device 

Reutilization

Activities

Device Loan

Activities

Device 

Demonstration

Activities

Alabama x x x x

Alaska c x x x

Arizona x x x x

Arkansas c x x x

California x x x f

Colorado x x x x

Connecticut x x x x

Delaware x x x x

Florida x x x x

Georgia x x x x

Hawaii x x x x

Idaho x x x x

Illinois x x x x

Indiana x x x x

Iowa x x x x

Kansas x x x x

Kentucky x x x x

Louisiana x x x x

Maine x x x x

Maryland x x x x

Massachusetts x x x x

Michigan x x f x

Minnesota c x x x

Mississippi f x x x

Missouri x x x x

Montana x x x x

Nebraska x x x x

Nevada x x x x

New Hampshire c x x x

New Jersey c x x x

New Mexico x x x x

New York x x x x

North Carolina f x x x

North Dakota x x x x

Ohio x x x x
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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TABLE 3. STATE-LEVEL ACTIVITIES CONDUCTED USING STATE GRANTS FOR 

ATPROGRAM FUNDS: REPORTED DATA FOR FY 2008 (CONT’D.)

State

State Financing 

Activities

Device 

Reutilization

Activities

Device Loan

Activities

Device 

Demonstration

Activities

Oklahoma x x x x

Oregon x x x x

Pennsylvania x x x x

Rhode Island x x x x

South Carolina c x x x

South Dakota x x x x

Tennessee f x x x

Texas f x x x

Utah x x x x

Vermont x x x x

Virginia f x x x

Washington x x x x

West Virginia f x x x

Wisconsin c x x x

Wyoming c x x x

District of Columbia x x x x

Puerto Rico x x x x

American Samoa f x f x

Guam x x x x

Northern Mariana 

Islands x x x x

U.S. Virgin Islands x x x x

Note: For purposes of this report, the term states includes, in addition to each of the 50 states of the United States, 

the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Commonwealth of 

the Northern Mariana Islands, according to the Assistive Technology Act of 1998, as amended, Sec. 3(14).

See pages 4–5 for descriptions of the state-level activities.

x = activity conducted and reported on during FY 2008

c = claiming comparability. Sec. 4(e)(1)(B) of the AT Act of 1998, as amended, allows states not to fund a state-level 

activity if that activity is supported comparably with nonfederal funds.

f = claiming flexibility. Sec. 4(e)(6) of the AT Act of 1998, as amended, provides states with the “flexibility” to carry 

out only two or three of the state-level activities.

Source: U.S. Department of Education, Rehabilitation Services Administration (RSA), Management Information 

System (MIS) State Grant for AT Program annual progress report data for FY 2008. Last accessed August 2009.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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STATE FINANCING

State financing activities assist individuals with disabilities to attain funding for AT devices and 

services. As noted previously, funds authorized under the AT Act of 1998, as amended, cannot be 

used to directly pay for AT devices or services. Statewide AT programs have taken many 

approaches to state financing, including:

• Financial loan programs—A financial loan program may make loans directly (revolving 

loans) or may make loans using dollars from another source, usually a financial institution, so 

that individuals with disabilities and their families can purchase AT. 

• Cooperative buying programs—Through cooperative buying programs, states can purchase AT 

in bulk at a discount from AT suppliers and then pass the savings on to consumers.

• Financing for home modifications programs—States use grant funds to administer a program 

that provides home modifications, including the addition of wheelchair ramps.

• Last resort fund programs—States use grant funds to administer programs that provide AT or 

funds to purchase AT for consumers when other options have been exhausted. The money for 

the last resort fund itself comes from sources other than the AT Act of 1998, as amended.

• Telecommunications distribution programs—Many states have programs in place to provide 

telecommunications equipment to individuals with disabilities. States purchase the equipment 

with non-AT Act funds, but the program is administered by the statewide AT program.

• Telework fund programs—Like alternative financing, telework funds provide loans that 

allow individuals with disabilities to purchase computers or other equipment (including 

adaptive equipment) for use in teleworking. Only telework loans provided for the purchase of 

AT are counted as state financing.

In FY 2008 the predominant state financing activity available to consumers was a financial loan 

program. Thirty-four of the 56 states and outlying areas used grant funds to support a financial 

loan program. In addition, 18 states provided nonfinancial loan activities (11 of those also 

provided a financial loan program) that resulted in the acquisition of AT or allowed a consumer 

to obtain AT at a reduced cost. These other activities included, but were not limited to, 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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cooperative buying programs, lease or rental programs, last resort fund programs and 

telecommunications equipment distribution programs.

Eight states did not use funds to support state financing activities because a comparable program 

already existed, while an additional seven states exercised flexibility under Sec. 4(e)(6).

Therefore, 49 states or outlying areas conducted some form of state financing activity available 

for the acquisition of AT devices and services, and 41 of those activities were supported with 

Sec. 4 AT Act funds.

Sec. 4(f) of the AT Act of 1998, as amended, requires states to report to RSA the following 

information about their state financing activities:

A. The type of state financing activity used by the state (see pages 19–20);

B. The amount and type of assistance given to consumers of the state financing activities (who 

shall be classified by type of assistive technology device or assistive technology service 

financed through the state financing activities and geographic distribution within the state), 

including:

• The number of applications for assistance received;

• The number of applications approved and rejected;

• The default rate for the financing activities;

• The range and average interest rate for the financing activities;

• The range and average income of approved applicants for the financing activities; and

• The types and dollar amounts of assistive technology financed.

Table 4 summarizes the state financing activities conducted in FY 2008 as reported in the annual 

state progress reports.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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TABLE 4. FINANCING ACTIVITIES CONDUCTED BY STATES USING STATE GRANTS FOR 

AT PROGRAM FUNDS: REPORTED DATA FOR FY 2008 (CONT’D.)

States Using Grant Funds to Support Financial 

Loan Programs for the Purchase or Lease of AT

States Using Grant Funds to 

Support Programs For the Purchase or 

Lease of Equipment to Telework

Alabama Massachusetts

Arizona Michigan

California Missouri

Connecticut Montana

Delaware Nevada

Florida New Mexico

Georgia New York

Hawaii North Dakota

Idaho Ohio

Illinois Oklahoma

Indiana Pennsylvania

Iowa Utah

Kansas Washington

Kentucky District of Columbia

Louisiana Guam

Maine Northern Marianas

Maryland Virgin Islands

Arizona

Delaware

Florida

Illinois

Iowa

Kansas

Maryland

Missouri

New Mexico

Oklahoma

Utah

Washington

Guam

States Not Using Grant Funds Because 

Comparable State Financing Exists

States Exercising Flexibility to Not Use Grant 

Funds for State Financing

Alaska New Jersey

Arkansas South Carolina

Minnesota Wisconsin

New Hampshire Wyoming

American Samoa Texas

Mississippi Virginia

North Carolina West Virginia

Tennessee
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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TABLE 4. FINANCING ACTIVITIES CONDUCTED BY STATES USING STATE GRANTS FOR 

AT PROGRAM FUNDS: REPORTED DATA FOR FY 2008 (CONT’D.)

Other Activities Funded by States

*Colorado: Individual financing consultation to acquisition 

Delaware: Borrow-to-Own Low-vision Devices program

Kansas: Funding eligibility review

Maine: Cooperative buying

Maryland: Cooperative buying

Missouri: Last resort funding; School reimbursement program

Montana: Last resort funding

*Nebraska: Financing for home modifications

Nevada: Telecommunications distribution program; Last resort funding

New Mexico: Last resort funding

Oklahoma: Fire safety equipment program; Last resort funding

*Oregon: Cooperative buying; Layaway program

Pennsylvania: Telecommunications distribution

*Rhode Island: Telecommunications distribution

*South Dakota: Lease for vision equipment

*Vermont: Funding Eligibility Review for children with autism

Washington: Lease for Vision Equipment; Individual funding consultation to acquisition 

*Puerto Rico: Low-cost device design and development

* States in which these are the only state financing activities reported in the annual progress report. All others also 

report a financial loan program as a state financing activity.

Note: For purposes of this report, the term states includes, in addition to each of the several states of the 

United States, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the 

Commonwealth of the Northern Mariana Islands, according to the Assistive Technology Act of 1998, as amended, 

Sec. 3(14).

Source: State Grant for AT Program annual progress report data for FY 2008. Last accessed August 2009. State 

plans for AT submitted to RSA in August 2005. Last accessed August 2009 from 

http://www.ed.gov/programs/atsg/state-plans/2006.

According to FY 2008 State Grant for AT Annual Progress Reports for state financing activities: 

A. 1,574 financial loan applications were received and processed by financial loan programs.

From those applications, 950 loans were made totaling $9,821,379. An additional 93 loan 

applications were approved but not made because the consumer declined the offer. The 

remaining 531 applicants were denied loans. This is a 66 percent approval rate.

B. 754 of the loans (79 percent) were issued by a lender, such as a bank, in partnership with an 

entity supported by the statewide AT program. These loans provided $8,996,994 to consumers.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

21

• 433 (57 percent) of the loans provided by banks or other lenders were guaranteed only, 

143 (19 percent) had only an interest rate buy-down, 148 (20 percent) were both 

guaranteed and had an interest rate buy-down, and 30 (4 percent) had neither a guarantee 

nor an interest rate buy-down.

C. 196 of the loans provided (21 percent) were direct loans from revolving loan funds operated 

by an entity supported by the statewide AT program. These direct loans provided $824,385 to 

consumers.

D. The financial loans were used primarily to purchase vehicles or access to vehicles (79 percent

of the dollars loaned) and hearing equipment, such as hearing aids (10 percent of the dollars 

loaned).

E. Of the 950 loans provided, 56 percent of the applicants lived in metro areas while 44 percent 

of the applicants lived in nonmetro areas.

F. Of the 531 loans requests that were denied, 54 percent of the applicants were from metro 

areas and 46 percent were from nonmetro areas.

G. The average income of consumers nationally who received loans was $39,183, while the state 

averages for income of loan recipients ranged from $2,281 to $53,862. The lowest individual 

consumer income reported by any of the states was $769 and the highest was $351,499.

H. 41 percent of all loans made were to applicants with incomes of $35,001 or greater, 

32 percent were made to applicants with incomes between $15,001 and $35,000, and 

27 percent were made to applicants with incomes of $15,000 or less.

I. Interest rates of loans made ranged from 0 percent to 11.49 percent with a national average of 

4.99 percent. The majority of loans made (63 percent) had an interest rate of 4.1 percent to 

6 percent.

J. 183 loans (7.26 percent) went into default out of 2,339 active loans in FY 2008. The net 

dollar loss on those loans was $1,119,454, which is 4.7 percent of the total dollar value of

$22,704,147 in active loans. 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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K. 2,876 consumers were served by other state financing activities, such as those described on 

pages 19–20. Of these consumers, 73 percent lived in metro areas, while 27 percent lived in 

non-metro areas.

L. For other state financing programs that provided direct acquisition of AT: 

2,551 devices were provided with a total value of $2,468,273. The two most frequently 

provided types of AT were hearing technologies (49 percent) and environmental adaptations 

(18 percent). However, environmental adaptations were the most costly to provide, making 

up 45 percent of the $2,468,273 in value.

M. For other state financing programs that allowed consumers to obtain AT at a reduced cost: 

• 4,847 devices were acquired worth $1,212,076. Consumers saved $305,265 on these 

devices with 63 percent of this amount saved on vision technology as the AT area that 

realized the majority of savings.

• The two most frequently provided types of AT were speech communication systems

(35 percent) and learning, cognition and developmental technologies (31 percent). 

However, the greatest cost savings was realized on vision technology, which represented 

63 percent of the cost savings achieved.

N. 75 percent of consumers involved in state financing activities reported themselves as “highly 

satisfied,” while 24 percent were “satisfied,” 1 percent were “satisfied somewhat” and less 

than 1 percent were “not at all satisfied.” The response rate was 68 percent of all recipients of 

state financing activities.

The assistance provided by state financing activities made a difference in the lives of consumers,

as exemplified in various programs as listed below

Financial Loan Program: In the state of Washington, a mother with several children was 

diagnosed with multiple sclerosis in 1997. Self-care and mobility around the home became 

impossible, and in 2003 the family decided to move her into a care facility. As her children 

grew into teenagers, it became increasingly difficult for her to watch her children grow up 

unsupervised. Deciding that she was needed at home, the consumer and her family applied for 

a financial loan to make the home wheelchair accessible. Combining the loan with other 

resources, they added a ramp, a roll-in shower and hardwood floors, which made it easier for 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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the wheelchair to roll on. They also purchased an air mattress that would reduce the risk of bed 

sores. The consumer returned home in April 2007 and is able to safely care for herself and 

navigate around her home.

In Hawaii, an individual had a below-the-knee amputation with no prosthesis to use. Through 

the Hawaii financial loan program, this individual has been able obtain a prosthetic leg with all 

the necessary associated fitting services. The individual is now able to move and walk again 

and there has been a significant increase in quality of life.

Last Resort Funding Activity: In Missouri, a high school student with a visual impairment 

borrowed a variety of equipment from the State Grant for AT Program’s short-term equipment 

loan program. A combination of screen magnification software, text-to-speech software and a 

handheld electronic magnifier was determined to be the AT she needed for academic success. 

The district was provided with funding for the equipment from the AT reimbursement 

program, which is a last resort fund that sets aside state discretionary Individuals with 

Disabilities Education Act, or IDEA, funds to reimburse school districts for high-cost assistive 

technology items. The student and school reported the assistive technology was extremely 

helpful, especially in communication arts and mathematics classes as teachers no longer had to 

modify assignments, and the student was able to use the same instructional materials as her 

nondisabled classmates. The student will be attending a nearby college next year and will be 

able to use the same assistive technology in the postsecondary setting.

Long-term Lease Program: In South Dakota, a woman in her 50s with macular degeneration 

was having trouble with print access. She obtained an electronic enlarging device through the 

South Dakota state AT program long-term lease program. Using the device, she is able to

continue employment and regular contact with family and friends important for her daily 

living.

Telecommunications Access Program: In Rhode Island, an elderly woman requested an 

adaptive telephone due to her hearing loss. A home visit revealed that she had rheumatoid

arthritis, which significantly hindered the use of her hands, in addition to the hearing loss. The 

telecommunications access program administered by Rhode Island’s AT program provided her 

an adaptive speakerphone that she is able to operate independently. This technology has 

enabled her to live independently and safely within her own home.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

24

Other State Financing Activity: In Delaware, a young man who is blind and has cystic fibrosis 

came into the AT demonstration center to learn more about a number of talking devices for his 

daily use and discuss potential funding sources. Among other things, he had been unable to 

take his own temperature without waking his wife during the middle of the night. He was able 

to acquire a talking clinical thermometer and a talking atomic clock through Delaware’s AT 

state financing program, Borrow to Own Low-vision Devices. He is no longer dependent on 

his wife to be there in order to check his temperature or for him to know the time.

DEVICE REUTILIZATION

AT reutilization involves transferring a used device from someone who no longer needs it to 

someone who does. There are two general categories of device reutilization: device exchange 

and device reassignment (which sometimes includes refurbishment and repair).

For device exchange, devices are listed in a “want-ad”-type posting either on the Internet or in 

print, and consumers can contact and arrange to obtain the device (either by purchasing it or 

obtaining it for free) from the current owner. Exchange programs do not involve warehousing 

inventory and do not include repair, sanitization or refurbishment of used devices. In some cases 

the statewide AT program acts as an intermediary during the exchange; in other cases the 

statewide AT program is not involved in the transaction.

For device reassignment, devices are accepted (usually by donation) into an inventory, are 

repaired, sanitized and refurbished as needed, and then offered for sale, loan, rental or giveaway 

to consumers as recycled products. Some states reassign only computers rather than all types of 

AT. Open-ended device loans, in which the device borrower can keep the device for as long as it 

is needed rather than for a specified period of time, are also a form of device reassignment.

Using state grants for AT funds, all 56 states and outlying areas supported at least one device 

reutilization program in FY 2008. Forty-three states and outlying areas reported device exchange 

data and 47 reported device reassignment data. Of those reporting reassignment data 40 reported 

data where ownership transfers to the consumer and 28 reported open-ended loan data where 

ownership remains with the program. Tables 5 and 6 summarize the reutilization and acquisition 

activities conducted in the states and outlying areas, respectively.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

25

TABLE 5. DEVICE REUTILIZATION ACTIVITIES CONDUCTED BY STATES USING STATE GRANTS 

FOR AT PROGRAM FUNDS: REPORTED DATA FOR FY 2008

States Using State Grants for AT Program Funds to Support AT Reassignment 

(Ownership Transfer and Open-ended Loans) 

Alaska*

Alabama

American Samoa*

Arkansas*

Colorado*

Connecticut*

District of Columbia

Florida

Georgia*

Guam*

Hawaii*

Idaho*

Illinois*

Indiana*

Iowa

Kansas

Kentucky*

Louisiana*

Maryland*

Mississippi

Missouri

Montana*

Nebraska*

Nevada*

New Hampshire

New Jersey

New Mexico*

New York*

North Carolina*

Northern Marianas*

Ohio

Oklahoma

Oregon

Pennsylvania*

Puerto Rico*

Rhode Island*

South Carolina

South Dakota*

Tennessee

Texas*

Utah

Virginia

Virgin Islands*

Washington

Wisconsin

West Virginia*

Wyoming

States Using State Grants for AT Program Funds to Support AT Exchange

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New York

North Carolina

North Dakota

Northern Marianas

Ohio

Oklahoma

Oregon

Pennsylvania

Puerto Rico

Rhode Island

South Carolina

South Dakota

Vermont

Virginia

West Virginia

Note: For purposes of this report, the term states includes, in addition to each of the 50 states of the United States, 

the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Commonwealth of 

the Northern Mariana Islands, according to the Assistive Technology Act of 1998, as amended, Sec. 3(14).

* States that reported at least some device reassignments as open-ended loans, in which the borrower can keep the 

device for as long as needed.

Source: State Grant for AT Program annual progress report data for FY 2008. Last accessed August 2009.
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Sec. 4(f) of the AT Act of 1998, as amended, requires states to report to RSA the following 

information about their device reutilization activities:

A. The number, type, estimated value and scope of assistive technology devices exchanged, 

repaired, recycled or reutilized; and

B. An analysis of the individuals with disabilities that benefited from the device reutilization 

program.

According to FY 2008 State Grant for AT Program annual progress reports for device 

reutilization activities: 

A. 24,805 people received reutilized devices, with 81 percent obtaining reassigned devices with 

ownership transferring to them and 14 percent obtaining such devices on an open-ended loan 

basis. The remaining 5 percent obtained reutilized devices via exchange programs.

B. 31,609 devices were reutilized, with 77 percent reassigned transferring ownership, 19 percent

placed on open-ended loan and 4 percent exchanged.

• 1,312 devices were exchanged. The majority of exchanges were made for mobility, 

positioning and seating (36 percent) and daily living equipment (21 percent).

• 23,738 devices were reassigned with ownership transferring to the recipient. The majority 

of devices reassigned were mobility, positioning and seating (60 percent), daily living 

(22 percent), and computers and related computer access equipment (11 percent).

• 6,019 devices were loaned on a long-term basis. The majority of devices on long-term 

loan were mobility, positioning and seating (61 percent).

C. Reutilization saved consumers $17,333,283 with 67 percent of those savings realized through 

reassignment with ownership transfer, 19 percent realized through device exchange, and 14

percent realized through open-ended device loans.6

• $3,365,398 was saved through device exchange. The majority of savings was realized for 

vehicle modifications (48 percent) and for mobility, positioning and seating (36 percent).

 6 Cost savings is estimated by subtracting how much the reutilized device cost the consumer from the cost of the 

device if it was purchased new.
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• $11,553,160 was saved through reassignment with ownership transferring to the recipient.

The majority of savings was realized for mobility, positioning and seating (71 percent), 

computers and related computer access equipment (13 percent) and daily living (11 percent). 

• $2,414,725 was saved through open-ended loan type reassignment. The majority of 

savings was realized for mobility, positioning and seating (54 percent), environmental 

adaptations (14 percent) and vision technology (11 percent).

D. Consumer satisfaction for all reutilization activities was reported as “highly satisfied” by 

80 percent of those recipients responding; “satisfied” by 19 percent; “satisfied somewhat;” 

and “not at all satisfied” by less than 1 percent each. (The response rate was 80 percent of all 

recipients of reutilization activities.)

The assistance provided by device reutilization activities made a difference in the lives of 

consumers, as exemplified in the various programs to follow. 

• Exchange Program: In Alaska, an older consumer with amyotrophic lateral sclerosis (ALS, or 

Lou Gehrig’s disease) did not have enough money to purchase a new communication device 

for herself. She was losing her ability to communicate and could only speak at a whisper. It 

was difficult for others to hear and/or understand her. Her speech pathologist was concerned 

about the time it would take to get a communication device through Medicare. The speech 

pathologist went to the Alaska online exchange program, Trading Post, and saw that a speechgenerating device appropriate for the consumer was available for sale. The consumer contacted 

the device owner and purchased the device. It was mailed to the consumer within a few days; 

she was thrilled and immediately started using it to communicate with her husband and family.

In Massachusetts, a woman with a physical disability from a vehicular accident had been 

using a scooter as her primary means of mobility around her neighborhood, and it broke 

down. As she is a person of low income, she had not been able to have the broken scooter 

repaired or replaced. She reported feeling isolated and indicated she was unable to live as 

independently as she did before. She contacted the Massachusetts exchange program, which 

located a donated scooter and arranged transportation to pick up the scooter. Both the 

individual who donated the scooter and the new owner wrote to the exchange program staff 
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to thank them for their help in arranging the match. Both were grateful the scooter could be 

passed on to someone who could use it.

• Reassignment: In Virginia, a man living with osteogenesis imperfecta arrived at one of the 

regional Virginia reuse programs being pushed in a baby stroller. He exited independently in 

a power wheelchair. The Virginia AT device reuse program had been keeping this very small 

power wheelchair for two-plus years, optimistic that someday a perfect fit would occur, and 

the day finally arrived. Use of the power wheelchair gives this young man freedom, mobility 

and independence. This power wheelchair will also save his father from having to carry his 

son into the woods or to the pond to participate in their favorite hobbies: fishing and hunting.

The young man would have been unable to afford the equipment without the reassignment 

program.

In South Carolina, a woman in her 50s with a physical disability does tax and bookkeeping 

work from home relying on an old computer. The computer is a necessity for her to be 

gainfully employed, and when it became inoperable she could not afford a replacement. 

Through the State Grant for AT Program, she was able to obtain a recycled laptop computer,

allowing her to continue her employment.

• Open-ended Loan: In North Carolina, staff of the State Grant for AT Program assisted a 

speech therapist with a mild hearing loss who was in need of amplification in order to do her 

job. After trying out a portable assistive listening system, she borrowed the device for four 

months while going through the process to find funding to purchase her own device. She 

relied heavily on the open-ended loan in order to do her job effectively.

In Texas, a recent veteran from the Iraq War, who was in his 20s, retired from military 

service and obtained civilian employment. While on the job for less than 30 days, he was 

involved in a serious car accident. His insurance was not in effect, and the Department of 

Veterans Affairs would not cover him since it was not service-connected. He needed an 

electric hospital bed, wheelchair, walker, crutches and bedside commode. His father heard 

about and contacted the Texas reuse program, which was able to deliver all the equipment to 

his home and set it up for him.
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TABLE 6. SUMMARY OF STATE- LEVEL ACQUISITION ACTIVITY: NUMBER OF DEVICES 

ACQUIRED, INDIVIDUALS SERVED AND VALUE OF DEVICES OR SAVINGS TO 

RECIPIENTS OF DEVICES ACQUIRED, FY 2008 DATA

Type of Activity

Number of 

Device Recipients

Number of 

Devices Acquired

Value of Devices or Savings to 

Recipient

Count Percent Count Percent Count

Financial Loan 

Programs

950 3% 982 3% $9,821,379 loan amount

Other State Financing 

Programs That 

Provide AT 

1,883 7% 2,551 6% $2,468,273 value of AT provided

Other State Financing 

Programs That 

Reduce the Cost of 

AT

993 3% 4,847 12% $305,265 savings to AT recipients

Exchange Programs 1,180 4% 1,312 3% $3,365,398 savings to AT recipients

Recycling, Repair, 

and Reassignment 

Programs

20,050 70% 23,570 60% $11,553,160 savings to AT recipients

Open-ended Loan 

Programs

3,605 13% 6017 15% $2,414,725 savings to AT recipients

TOTAL 28,631 100% 39,449 100% $29,928,200 value of devices and 

savings to recipients

Source: U.S Department of Education, Rehabilitation Services Administration, State Grant for AT Program annual 

progress report data for FY 2008.

DEVICE LOANS

A device loan program allows consumers and professionals to borrow AT devices for use at home, 

school, work, and in the community. Loans are short-term. Although the length varies by 

individual program policy, the average based on FY 2008 data was 42 calendar days. The purpose 

of a device loan may be to assist in decision making; to fill a gap while the consumer is waiting for 

device repair or funding; to provide an accommodation on a short-term basis; to provide selfeducation by a consumer or professional; and to provide training.

All but two states reported device loan data in FY 2008; the remaining two grantees, Michigan and 

American Samoa, exercised flexibility under Sec. 4(e)(6). As described in this section of the AT 

Act, a state may carry out any two or more of the required state-level activities, meaning a state 

can choose not to conduct up to two activities. While states vary in how they implement device 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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loan programs, a majority operate a loan program from one location in the state. Usually, they have 

an inventory of devices available one location for loan and ship those devices to consumers. Twentyfive grantees provide device loans from a central location, 16 from regional sites and 16 from a 

combination of central and regional sites. Four states identified distinct device loan programs with 

different operational locations resulting in their inclusion in two of the lists in table 7 on device loan 

activities conducted or planned by states using state grant for AT program funds. 

TABLE 7. DEVICE LOAN ACTIVITIES CONDUCTED OR PLANNED BY STATES USING STATE GRANTS 

FOR AT PROGRAM FUNDS, BY LOCATION: FY 2008 DATA AND STATE PLANS FOR AT

States Using State Grants for AT Program 

Funds to Support Device Loans 

From a Central Location

States Using State Grants for AT Program 

Funds to Support Device Loans 

From Regional Sites

Arkansas North Dakota

Alaska Oregon

Colorado Puerto Rico 

Connecticut Rhode Island 

Illinois South Carolina

Iowa Texas

Kentucky Vermont

Maine Washington

Missouri Wyoming

Montana District of Columbia

New Hampshire Guam

New Jersey Northern Mariana Is.

New Mexico 

Alabama Nevada

California New York

Delaware North Carolina

Idaho Oklahoma

Kentucky South Dakota

Louisiana Tennessee

Massachusetts Virginia

Minnesota Wisconsin

States Using State Grants for AT Program Funds 

To Support Device Loans Through a Combination of a Central Location and Regional Sites

Arizona Maine Vermont

Florida Maryland U.S. Virgin Islands

Georgia Mississippi Virginia

Hawaii Nebraska West Virginia

Indiana Ohio

Kansas Pennsylvania

Note: For purposes of this report, the term states includes, in addition to each of the 50 states of the United States, 

the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Commonwealth of 

the Northern Mariana Islands, according to the Assistive Technology Act of 1998, as amended, Sec. 3(14).

Kentucky, Maine, Vermont and Virginia reported distinct loan programs with different locations and are listed in 

multiple categories.

Source: U.S. Department of Education, Rehabilitation Services Administration, State Grant for AT Annual Progress 

Report data for FY 2008. 
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Sec. 4(f) of the AT Act of 1998, as amended, requires states to report to RSA the following 

information about their device loans:

A. Number, type and length of time of loans of assistive technology devices provided; and

B. An analysis of the individuals with disabilities who benefited from the device loan program.

According to FY 2008 State Grant for AT Annual Progress Reports for device loan activities:

A. 38,411 device loans were provided with 57 percent used to assist in decision making

regarding device options, 33 percent used for a short-term accommodation, 4 percent used as 

a loaner during repair or while waiting for funding, and the remaining 6 percent were used 

for other purposes, such as for training or professional development activities.

B. Of the 38,411 device loans, 48 percent of the borrowers were individuals with disabilities, 

20 percent were to representatives of education, 13 percent were family members and 

12 percent were representatives of health, allied health and rehabilitation.

C. Nationally, the average loan length of time according to policies and procedures was 

42 calendar days. Almost all programs (52 of 54) reported loan periods of 90 days or less.

D. The majority of devices loaned were learning, cognition and developmental devices 

(22 percent), speech communication systems (20 percent), and computers and related 

(13 percent).

E. All states with device loan programs reported having learning, cognition and developmental 

devices, and computers and related AT in their loan inventory. Over 90 percent reported 

having hearing, vision, and speech communication systems in their loan inventory and over 

80 percent reported having mobility, positioning and seating, recreation and leisure, 

environmental adaptations, and daily living devices in their loan inventory.

F. Consumer satisfaction for device loan activities was reported as “highly satisfied” by 

64 percent of those borrowers responding; “satisfied” by 32 percent; “satisfied somewhat” by 

3 percent; and “not at all satisfied” by less than 1 percent. (The response rate was 66 percent

of all borrowers.)
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The assistance provided by device loan activities made a difference in the lives of consumers, as 

exemplified in the categories as listed below.

• Decision Making: In Alabama, a third-grader in special education was struggling with 

writing. On average, it would take him 15 minutes to write one simple sentence that was 

barely legible, and he was dictating all his work to a teacher in order to complete 

assignments. The student borrowed four different portable word processors and was able to 

try each device for two weeks at a time. Based on the trials, it was determined that one of the 

devices provided a dramatic improvement in writing skills. The device was purchased by the 

school and the student’s writing rate has almost tripled, and he is able to express and edit the 

content of his writing now.

• Short-term Accommodation: In New York, a day program for people with disabilities 

borrowed adaptive fishing equipment for a day event. The outing proved so popular and 

successful that they requested to keep the equipment for a month. The participants of the 

program were so impressed with their abilities while using the adaptive equipment that they 

started a fishing club and purchased equipment of their own. The club grew into the only 

New York state chapter of Fishing Has No Boundaries, and they now promote fishing 

opportunities and activities for people with disabilities throughout the state.

• Provide Access During Repair: In Indiana, a woman who is blind and is a proficient Braille 

user relies on her Braille note-taking device to remain gainfully employed. When her note 

taker was in need of repair, she was able to borrow a Braille note-taking device from the 

Indiana device loan program. This allowed her to continue working with very minimal 

interruption.

• Provide Access While Waiting for Funding: In the Northern Mariana Islands, a bone 

conduction hearing aid device loan was provided to an individual with a hearing impairment. 

The AT device loan provided communication access while Medicaid processed the 

recipient's documentation for his hearing aid order. This access enabled the individual to 

carry out his daily community living activities while waiting for his own device to be funded.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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DEVICE DEMONSTRATION

The purpose of a device demonstration is to enable an individual to make an informed choice 

about an AT device. Device demonstrations compare the features and benefits of a particular AT 

device or category of devices for an individual or small group of individuals. Whenever possible, 

the participant should be shown a variety of devices. Guided experience with the devices is 

provided to the participants with the assistance of someone who has technical expertise with the 

devices. This expert may be in the same location as the participant or may assist the participant 

through an Internet or distance-learning mechanism that provides real-time, effective 

communication to deliver the necessary device exploration. Along with providing 

demonstrations, grantees are required to provide to individuals comprehensive information about 

state and local assistive technology vendors, providers and repair services.

Device demonstrations should not be confused with training activities at which devices are 

demonstrated. Training activities are instructional events designed to increase knowledge, skills 

and competencies, generally for larger audiences. They also should not be confused with public 

awareness activities at which devices are demonstrated. The key difference is that device 

demonstrations are intended to enable an individual to make an informed choice rather than 

merely making him or her aware of a variety of AT.

As shown in table 8, 55 of 56 grantees provided device demonstration programs in FY 2008. The 

remaining grantee, California, did not provide demonstrations because it claimed flexibility under 

Sec. 4(e)(6). As described in this section of the AT Act, a state may carry out any two or more of 

the required state-level activities, meaning a state can choose not to conduct up to two activities.

Device demonstrations can be provided in many ways, and some states and outlying areas provided 

demonstrations via more than one method. A little over one-third of states and outlying areas

(36.5 percent) provided device demonstrations through a combination of a central location and 

regional sites, and the same number (36.5 percent) utilized a central location exclusively. Twentyseven percent provided demonstrations from a single location.

Sec. 4(f) of the AT Act of 1998, as amended, requires states to report to RSA the following 

information about their device demonstrations:

A. Number and type of device demonstrations and referrals provided; and
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B. Analysis of individuals with disabilities who benefited from the demonstrations and referrals.

According to FY 2008 State Grant for AT Program annual progress reports for device 

demonstration activities:

A. 31,947 device demonstrations were provided with 40,371 participants in those demonstration 

events.

B. The types of devices demonstrated were fairly evenly distributed across a number of assistive 

technology types with 20 percent hearing; 14 percent computers and related; 13 percent

speech communication; 12 percent vision; 12 percent learning, cognition and developmental; 

11 percent daily living; and 10 percent mobility, seating and positioning.

TABLE 8. STATES SUPPORTING DEVICE DEMONSTRATION ACTIVITIES CONDUCTED OR PLANNED

USING STATE GRANT FOR AT PROGRAM FUNDS, BY LOCATION: FY 2008 DATA AND 

STATE PLANS FOR ASSISTIVE TECHNOLOGY 

States Supporting Demonstrations at a Combination of Central Location and Regional Sites

Arizona

Colorado

Connecticut

Florida

Georgia

Indiana

Kansas

Louisiana

Maine

Maryland

Michigan

Mississippi

Missouri

Nebraska

North Dakota

Ohio

Utah

Vermont

Virgin Islands

Virginia

Washington

West Virginia

Wyoming

States Supporting Demonstrations 

at One Central Location

States Supporting Demonstrations 

at Regional Sites

Alaska

American Samoa

Arkansas

Connecticut

District of Columbia

Guam

Hawaii

Illinois

Iowa

Kentucky

Maine

Minnesota

Montana

New Hampshire

New Jersey

New Mexico

Northern Mariana Is.

Oregon

Pennsylvania

Puerto Rico

Rhode Island

South Carolina

Vermont

Alabama

Alaska

Delaware

Idaho

Kentucky

Massachusetts

Minnesota

Missouri

Nevada

New York

North Carolina

Oklahoma

South Carolina

Tennessee

Texas

Virginia

Wisconsin

Note: For purposes of this report, the term states includes, in addition to each of the 50 states of the United States, the 

District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Commonwealth of the 

Northern Mariana Islands, according to the Assistive Technology Act of 1998, as amended, Sec. 3(14).

Alaska, Connecticut, Kentucky, Maine, Minnesota, Missouri, Vermont and Virginia reported distinct demonstration 

programs with different locations and listed in multiple categories.

Source: U.S Department of Education, Rehabilitation Services Administration, State Grant for AT Program annual 

progress report data for FY 2008state plans for assistive technology for FY 2009– FY 2011. Last accessed October 2009.
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C. The majority of individuals participating in demonstrations were individuals with disabilities 

(46 percent), their family members and authorized representatives (21 percent) and 

representatives from the field of education (14 percent).

D. 16,252 referrals were made as a result of device demonstrations with the majority of referrals 

made to assistive technology vendors (43 percent). Another 25 percent of referrals were 

made to a funding source, and 21 percent were made to a service provider.

E. Consumer satisfaction for device demonstration activities was reported as “highly satisfied” 

by 70 percent of those participants responding; “satisfied” by 25 percent; “satisfied 

somewhat” by 3 percent; and “not at all satisfied” by 2 percent (The response rate was 

61 percent of all participants in device demonstrations.)

The assistance provided by device demonstration activities made a difference in the lives of 

consumers. For example:

• In Illinois, a man in his 50s, who experienced sudden and total hearing loss, was referred to

the State Grant for AT Program from his audiologist. He was a business owner and was 

looking for a device that would enable him to communicate effectively with his employees. 

After looking at several devices in the demonstration center, it was determined that a portable 

text-to-text wireless communication device, might accommodate his needs. One was 

available through the device loan program, so he was able to borrow it on the same day as the 

demonstration. After using the device at his office, he discovered that the device eliminated 

the use of paper conversations and allowed him to communicate to his staff with great clarity. 

It worked so well, in fact, that he purchased the device and received it within the loan period.

• In North Dakota, a woman came to the demonstration center to look at devices that would 

remind her son to take his medication in an effort to foster his independence. Several devices 

were demonstrated, compared and contrasted for her by the staff. After weighing the options 

of the various devices demonstrated, the woman decided a pill-reminder device with an alarm 

system would work best for her son. She opted to rent the device from the device loan 

program and then decided to purchase the device. After the success found with use of the 

medication dispenser, the family is now looking at furthering their son’s independence 

through the use of assistive technology devices in other daily activities.
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• In Nebraska, a high school student had struggled for many years with homework because of 

his learning disability and difficulty with writing. His parents contacted the demonstration 

program and requested device ideas that might help him in the classroom and at home.

Dragon Naturally Speaking was demonstrated to the consumer and family and the student 

was able to use the software successfully. The result was so good that the family decided to 

purchase the software for their son. The consumer is now completing homework assignments 

with much less anxiety and frustration than before.

• In Oregon, a 30-year-old woman with cerebral palsy and mild developmental delays was 

making frequent errors when inputting data at her job. Voice recognition software was 

demonstrated, and she was able to test the effectiveness of the program within her company's 

applications. Once she learned some basic commands, she found the software enabled her to 

input data with far fewer errors. Her vocational counselor purchased the software and 

reported that with voice recognition she is able to complete more of her job duties at work 

and is more efficient.

• In Montana, a woman in her 80s with macular degeneration came to the demonstration center 

to explore visual aids for reading. During the demonstration she explored multiple visual aid 

options and after comparing the features of numerous portable video magnifiers she selected 

one to borrow for short-term trial. During the trial period she discovered the device met her 

needs and decided to purchase it. The State Grant for AT Program provided her with 

information on how to contact the regional manufacturer vendor, and her granddaughter has 

since reported that she was thrilled to find a device that met her needs.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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TABLE 9. TYPES AND PERCENTAGES OF AT DEVICES ACQUIRED AND ACCESSED THROUGH 

STATE PROGRAMS, BY STATE FINANCING, REUSE, DEVICE LOAN OR DEVICE 

DEMONSTRATION: FY 2008

Type of Assistive 

Technology

State Financing—

8,380 devices 

acquired

Reuse—

30,899 devices 

acquired

Device 

Loan—

47,419

devices 

loaned

Device

Demonstration—

31,947

device 

Financial LoanN=982Other 

demonstrations

Provision N=2551Other SavingsN=4847ExchangeN=1312ReassignmentN=23,738Open ended LoanN=601

9

Vision Devices 4% 6% 5% 6% 1% 4% 6% 12%

Hearing Devices 30% 49% — 2% — 5% 4% 20%

Speech 

Communication 

Devices

1% 3% 35% 6% 1% 4% 21% 13%

Learning, Cognition 

and Developmental 

Devices

— 3% 31% 2% 2% 7% 22% 12%

Mobility, Seating and 

Positioning Devices

5% 5% 4% 36% 60% 61% 8% 10%

Daily Living Devices 2% 6% 4% 21% 22% 5% 9% 11%

Environmental 

Adaptations

7% 18% 3% 7% 1% 6% 7% 4%

Vehicle 

Modifications and 

Transportation 

Devices

45% 2% — 9% — — — 1%

Computers and 

Related Devices

5% 4% 13% 7% 11% 3% 13% 14%

Recreation, Sports 

and Leisure Devices

1% 3% 3% 2% 2% 1% 8% 2%

Other — — — — — 3% 2% 1%

Total 100% 100% 100% 100% 100% 100% 100% 100%

Source: U.S Department of Education, Rehabilitation Services Administration, State Grant for AT Program annual 

progress report data for FY 2008.
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STATE-LEVEL ACTIVITIES AND MEASURABLE GOALS

The AT Act of 1998, as amended, requires that states set measurable goals for addressing the AT 

needs of individuals with disabilities in the state in the areas of education, employment, 

telecommunications and information technology, and community living. In order to receive a 

grant, states must describe their goals, provide a time line for meeting the goals and indicate how 

the state will quantifiably measure the goals to determine whether they have been achieved.

Working with stakeholders, including representatives of statewide AT programs, AFPs, vocational 

rehabilitation, education, community living and information technology, RSA decided that the 

measurable goals established for the program should focus on access to and acquisition of AT, 

which is consistent with the findings and purposes of the AT Act of 1998, as amended. It also is 

consistent with the four state-level activities (state financing, device reutilization, device 

demonstration and device loan) that improve access and acquisition to AT. Specifically, device 

demonstration programs and device loan programs improve access to AT, while state financing 

and device reutilization improve acquisition of AT.

RSA determined that all states need to use, at a minimum, a set of the same measurable goals in 

order to provide a meaningful picture of the program’s success in meeting the AT needs of 

individuals with disabilities.7 Use of common goals provides RSA with a national picture of 

program performance and permits comparisons of performance among states. Therefore, all 

states are required to set one goal for improving access to AT; one goal for improving acquisition 

of AT for individuals with disabilities for use in the domains of education, employment and 

community living;8

 7 States may adopt additional goals if they so desire.

and one goal to improve access to AT in the domain of information 

technology and telecommunications. The result is seven measurable goals—four “access goals” 

and three “acquisition goals”—as described below. All states were required to include these 

seven measures in their state plans.

8 A state must set a goal in each of the domains of education, employment and community living.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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A. Goals for Improving Access to AT

Device demonstrations and device loans improve access to AT because they provide individuals 

with information and experiences that enable them to make informed decisions about AT. 

Therefore, an appropriate goal is that targeted individuals and entities make a decision about an AT 

device or service based on the information they receive from a device demonstration or device loan 

program. A way to measure improvement in access to AT, then, is through an increase in the 

percentage of appropriate individuals and entities who accessed device demonstration programs or 

device loan programs and made a decision about an AT device or service as a result of the 

assistance they received. States established baselines for the access performance measures during 

FY 2007. Data were collected in the FY 2008 State Grant for AT Annual Progress Report on 

current year performance and compared to the performance of short-term goals. Progress related 

to annual goals will be used as benchmarks of progress toward the long-term goals.

The access goals are as follows:

1. An increase in the percentage of appropriate targeted individuals and entities who accessed 

device demonstration programs or device loan programs and made a decision about an AT 

device or service for educational purposes as a result of the assistance they received. In FY 

2008, 84 percent of states met or exceeded their target percentage of individuals and entities 

who accessed assistive technology device demonstrations and/or device loan programs and 

made a decision about the assistive technology device or services for educational purposes as 

a result of the assistance they received from their state’s assistive technology program.

2. An increase in the percentage of appropriate targeted individuals and entities who accessed 

device demonstration programs or device loan programs and made a decision about an AT 

device or service for employment purposes as a result of the assistance they received. In FY 

2008, 80 percent of states met or exceeded their target percentage of individuals and entities 

who accessed assistive technology device demonstrations and/or device loan programs and a 

made decision about the assistive technology device or services for employment purposes as 

a result of the assistance they received from their state’s assistive technology program.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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3. An increase in the percentage of appropriate targeted individuals and entities who accessed 

device demonstration programs or device loan programs and made a decision about an AT 

device or service for community living as a result of the assistance they received. In FY 2008,

86 percent of states met or exceeded their target percentage of individuals and entities who 

accessed assistive technology device demonstrations and/or device loan programs and made a 

decision about the assistive technology device or services for community living purposes as a 

result of the assistance they received from their state’s assistive technology program.

4. An increase in the percentage of appropriate targeted individuals and entities who accessed 

device demonstration programs or device loan programs and made a decision about an AT 

device or service that meets an information technology and telecommunications need as a 

result of the assistance they received. In FY 2008, 70 percent of states met or exceeded their 

target percentage of individuals and entities who accessed assistive technology device 

demonstrations and/or device loan programs and made a decision about the assistive 

technology device or services for information technology/telecommunications purposes as a 

result of the assistance they received from their state’s assistive technology program.

B. Goals for Improving Acquisition of AT9

State financing systems and device reutilization programs are most likely to improve acquisition 

because they reduce cost barriers that prevent individuals from obtaining AT. As a result, individuals 

and entities obtain AT devices or services from state financing systems or device reutilization 

programs despite the otherwise prohibitive cost of such devices or services. A way to measure 

improvement in acquisition of AT, then, is through an increase in the percentage of appropriate 

targeted individuals and entities who obtained devices or services from state financing activities or 

reutilization programs who otherwise would not have obtained the AT. States established baselines 

for the acquisition performance measures during FY 2007. Data were collected in the FY 2008 State 

Grant for AT Program annual progress reports on current year performance and compared to the 

 9 States are not required to set goals related to acquiring AT that meets an information technology or 

telecommunications need, which are required for improving access to AT. This is because once an individual 

acquires AT that improves access to information technology or telecommunications, the AT is actually used for 

employment, education or community living purposes. Thus, unlike the prior section for improving access to AT, 

which has four categories of goals, this section only has three. 
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performance of short-term goals. Progress related to annual goals will be used as benchmarks of 

progress toward the long-term goals.

The acquisition goals are as follows:

1. An increase in the percentage of appropriate targeted individuals and entities who obtained 

devices or services from state financing activities or reutilization programs for educational 

purposes who otherwise would not have obtained the AT device or service. In FY 2008, 68

percent of states met or exceeded their target percentage of individuals and entities who 

obtained assistive technology devices or services for educational purposes through state 

financing activities or device reutilization programs who otherwise would not have obtained 

the device or service.

2. An increase in the percentage of appropriate targeted individuals and entities who obtained 

devices or services from state financing activities or reutilization programs for employment 

purposes who otherwise would not have obtained the AT device or service. In FY 2008, 66

percent of states met or exceeded their target percentage of individuals and entities who 

obtained assistive technology devices or services for employment purposes through state 

financing activities or device reutilization programs who would not have obtained the device 

or service.

3. An increase in the percentage of appropriate targeted individuals and entities who obtained 

devices or services from state financing activities or reutilization programs for community 

living purposes who otherwise would not have obtained the AT device or service. In FY 

2008, 89 percent of states met or exceeded their target percentage of individuals and entities 

who obtained assistive technology devices or services for community living purposes 

through state financing activities or device reutilization programs who otherwise would not 

have obtained the device or service.
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STATE LEADERSHIP ACTIVITIES

Unlike state-level activities, the AT Act of 1998, as amended, requires all grantees to conduct all 

of the state leadership activities. During FY 2008, all grantees engaged in training and technical 

assistance, public awareness (including information and referral) and coordination and 

collaboration.

TRAINING

Training activities are instructional events, usually planned in advance for a specific purpose or 

audience, that are designed to increase participants’ knowledge, skills and competencies 

regarding AT. Such events can be delivered to large or small groups, in-person or via 

telecommunications or other distance education mechanisms. Examples of training include 

classes, workshops and presentations that have a goal of increasing skills, knowledge and 

competency, as opposed to training intended only to increase general awareness of AT. Training 

activities have more depth and breadth than public awareness activities and are focused on skill 

building and competency development. In some cases, training may be a component of technical 

assistance but is not considered technical assistance as a stand-alone activity.

Sec. 4(f) of the AT Act of 1998, as amended, requires states to report to RSA the following 

information about their training activities:

A. Number and general characteristics of individuals who participated in training;

B. Topics of training; and

C. To the extent practicable, the geographic distribution of individuals who participated in the 

training.

According to FY 2008 State Grant for AT Program annual progress reports for training activities:

A. 62,344 individuals participated in training activities.

• 42,499 (68 percent) of the participants came from metro areas.

• 14,115 (23 percent) of the participants came from nonmetro rural areas.

• 5,730 (9 percent) of the participants did not classify themselves as either metro or 

nonmetro.
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B. 46 percent of trainings increased knowledge and skills related to specific AT devices and 

services. A combination of topics, such as assistive technology products and services along with 

funding and policy information, made up 23 percent of the training provided. Transition-focused 

training was 13 percent of all training provided and singularly focused assistive technology 

funding and policy focused training made up 11 percent of the total.

C. Many of participants in training events were representatives of the education field (33

percent). Individuals with disabilities made up 22 percent of the training participants, 12

percent were representatives of the community living field, and 11 percent were 

representatives of the health, allied health and rehabilitation field. Examples of training 

provided in FY 2008 include the following:

• In West Virginia, the state AT program was asked to create and implement assistive 

technology training for the 14 rape and domestic violence information centers and the 

central office. This training, Assistive Technology: Serving the Aging and Disability 

Populations, included disability etiquette, communication techniques and assistive 

technology awareness provided to each center to integrate use of assistive technology 

devices and services into West Virginia domestic violence shelters. State AT program 

staff conducted the trainings for 300 rape and domestic violence counselors, office 

workers and shelter specialists.

• In Pennsylvania, a request was received from a judge to conduct training for court staff 

and judges of the Philadelphia Family Court system, addressing assistive technology 

accommodations for people with hearing loss. Eleven people, including six judges, 

participated in the training conducted by the state AT program. Outcomes of the training 

included: (1) instruction provided to court staff on how to use some of the equipment that 

was already available in the courtroom but no one knew how to use; (2) information 

provided to one of the judges who was then going to purchase a personal assistive 

listening device for a colleague; and (3) the requesting judge, a member of a statewide 

committee planning a new courthouse, advocated with the state for including (hardwired) assistive listening systems as part of the new courthouse construction.

• In Connecticut, the statewide AT program conducted training for 14 new vocational 

rehabilitation counselors as part of the new counselor training series to ensure the counselors 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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understood the necessity of considering assistive technology in helping their consumers 

obtain and maintain employment. The training was held at the New England Assistive 

Technology (NEAT) Resource and Education Center and participants received a tour of the 

demonstration center, the equipment recycling center, the lending library and the lab.

• In Louisiana, training was provided to the One-Stop Career Center in New Orleans for the 

purposes of providing the centers and case managers with the tools and devices necessary 

for individuals looking for assistance with employment opportunities to have more success.

The state AT program demonstrated an array of devices that the program deemed to be 

appropriate and conducted training. Following the device demonstration and training, the 

state AT program staff assisted the case managers in compiling a list of appropriate devices 

for their employment centers and is now involved in assisting other Career Solution 

Centers throughout the state by providing technical assistance at all levels.

TECHNICAL ASSISTANCE

While training is designed to impart knowledge, skills and competencies, technical assistance (TA) 

involves extensive consultation with state or local agencies or other entities (rather than individuals) 

and generally involves problem solving to achieve a mutually agreed upon goal. TA may involve 

multiple contacts and interactions over an extended period of time. TA may be provided in person, 

by electronic media, such as telephone, video or e-mail, or by other means. The following are areas 

in which technical assistance may be provided: needs assessment; program planning or development; 

curriculum or materials development; administrative or management consultation; program 

evaluation and site reviews of external organizations; and policy development.

Sec. 4(f) of the AT Act of 1998, as amended, requires states to include in reports to RSA the 

frequency and nature of technical assistance provided.

According to FY 2008 State Grant for AT Annual Progress Reports for technical assistance 

activities:

A. 55 of 56 states and outlying areas reported at least one technical assistance initiative.

B. The person hours devoted to technical assistance initiatives reported ranged from one to 800,

with an average of 57 person hours per initiative reported.
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C. The technical assistance initiatives reported were most frequently provided in the product and 

service areas of specific AT device assistance, AT service delivery options and AT 

purchasing using cost-effective options.

D. The technical assistance initiatives reported were most frequently provided in the policy areas 

of the Americans with Disabilities Act, and Section 504 of the Rehabilitation Act, and the 

Individuals with Disabilities Education Act, as reauthorized in 2004.

Examples of technical assistance provided in FY 2008 include:

• In Arizona, the State Grant for AT Program provided technical assistance to Phoenix Sky Harbor 

Airport on the evaluation, testing and installation of induction looping systems to be integrated 

with the public address system to provide passenger service information at all three terminals of 

the airport. After a series of meetings with airport architects and engineers, the airport determined 

that induction looping was appropriate technology and plans to provide the system as terminals 

are renovated. As a consequence of the looping efforts with the airport, the City of Phoenix has 

indicated that it plans to have looping technology installed on the light rail cars that will travel 

between terminals and off-site parking.

• In the District of Columbia, the State Grant for AT Program provided technical assistance to 

University Legal Services (ULS) to assess the accessibility of 105 of the District’s 142 voting 

precincts for the 2008 primary presidential election. The goal of the monitoring was to 

determine the structural and operational accessibility of the precincts. The state AT program 

staff specially assisted the poll workers on the use of the touch screen voting equipment. ULS 

issued a report to the staff of the Board of Elections and Ethics as well as its Board of 

Commissioners and the public that discusses each precinct surveyed where problems arose 

relating to accessibility, such as structural barriers, dysfunctional touch screen voting 

equipment, no signage or improper signage, and poll workers’ lack of the knowledge of the 

Help America Vote Act of 2002 (HAVA) requirements.

• In Florida, the state AT program created and distributed a comprehensive, easy-to-search 

General Housing Resources and Self-Help Guide that provides comprehensive resource and selfhelp information for family members, caregivers, guardians, advocates and representatives, and 

other individuals with disabilities. The guide is located online and along with a regularly updated 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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affordable and accessible housing-search Web page, which allows individuals with disabilities 

and their families to search for affordable and accessible housing in their area and to also access 

additional housing facts. A monthly Housing Facts newsletter is also distributed statewide to 

educate and update on current affordable and accessible housing policies, programs, community 

services and legislation that affect Floridians with disabilities.

• In Tennessee, state AT program staff provided guidance to the state Medicaid agency and their 

provider network on the implementation of their augmentative communication device delivery 

methods. Many enrollees were reporting challenges with providers substituting recommended 

devices with devices available only from their suppliers resulting in enrollees obtaining less or 

ineffective communication. State AT program staff provided state Medicaid agency officials and 

provider management with specific information and device demonstrations and emphasized that 

while on the surface a substitution may seem reasonable, it often, in fact, was not appropriate. As 

a result of this technical assistance, the providers no longer make arbitrary device substitutions 

and many of the pending appeals were quickly resolved.

• In Vermont, the state AT program provided technical assistance to the office of the chief 

information officer in setting criteria for a request for a proposal for accessible Web and audio 

conferencing services for all Vermont state agencies. State AT program staff also participated in 

the review and selection process to help ensure the product procured was accessible. This is the 

first time that accessibility has been a requirement in procuring this contract resulting in 

accessible conferencing services for 6,000 state employees.

• In Utah, the state AT program provided technical assistance to the University of Utah’s

Department of Pediatrics and the Utah Department of Health to expand the assistive technology 

information available on their website, http://www.medhomeportal.org. Working with a small 

team of physicians and pediatric health-care providers, staff helped design the information 

framework and recruited several authors to develop information for the page. While specific 

"page-hit" data are not available, information on users does indicate that the website is used often 

and users are satisfied.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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TRANSITION TRAINING AND TECHNICAL ASSISTANCE

States are required to provide training and technical assistance specifically related to transition. The 

Assistive Technology Act of 1998, as amended, does not require separate reporting of data related to 

these activities, but data are reported within the training and technical assistance sections of the 

annual progress report.

According to annual progress report data for FY 2008:

A. 44 states reported 7,905 participants in training that focused on education transition and AT 

(such as school to work or postsecondary education; or IDEA, Part C (birth through 2 years 

of age) to Part B (age 3 through 21) transition) or community transition (such as institution to 

community).

B. 28 states reported technical assistance initiatives focused on community transition, and 30 

states reported technical assistance initiatives focused on education transition.

Examples of transition training and transition-related technical assistance provided in FY 2008 

include:

• In Idaho, the Tools for Life: Secondary Transition and Technology Fair is a collaborative 

effort of the Idaho Interagency Council on Secondary Transition, of which the state AT 

program is the lead conference organizing agency. Tools for Life was held on March 3–4, 

2008, and focused on the transition from high school to higher education, employment and 

community life, and the AT and related services needed for those transitions.

• In Kentucky, training was provided through the state AT program for area primary-service 

coordinators with the state’s early intervention program (IDEA, Part C; known in Kentucky 

as First Steps). The purpose of the training was to provide information about how to acquire 

assistive technology services, equipment rental and equipment purchases through the Part C 

system. In addition, the training focused on how to document and implement transition of use 

of assistive technology equipment from Part C early intervention to Part B pre-school 

settings.

• In Michigan, state AT program staff conducted training on low-cost assistive technology that 

could help people transition out of nursing homes and live successfully in the community. This 
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included AT for use for bathing, grooming, cooking, recreation activities, mobility in the house 

and community, and home accessibility. A total of 240 people, including Medicaid waiver and 

benefits specialists, single-point-of-entry staff, and staff from community mental health 

agencies and employment-related agencies, were trained in 13 sessions. Audience members 

reported the training to be extremely useful and attendees reported they will use the 

information to help make recommendations about AT for promoting independence, preventing 

hospitalization and institutionalization, and supporting transition to community living.

• In Kansas, the state AT program developed the AT and transition manual that was posted to 

the program’s website and a national website (http://www.ataporg.org) to increase its 

availability to audiences across Kansas and other interested parties. Staff used the manual 

and resource activities to assist high school transition counselors, educators, vocational 

rehabilitation counselors, parents and students with integrating AT into transition planning. 

The statewide assistive technology program relied on collaboration with regional transition 

councils to share this information across the state.

• In Puerto Rico, the state AT program provided technical assistance to the Department of 

Health’s, Mental Retardation Program, for the development of an assistive technology 

resource center. Staff assisted in the selection and purchase of appropriate AT devices, 

creation of evaluation protocols and development of procedures and provided personnel 

training to the center's staff. The center now serves adults who have severe mental retardation 

to help them transition into the community and functions as an AT model program to the 

eight Department of Health’s abilities development centers throughout the island.

PUBLIC AWARENESS

Public awareness activities are designed to reach large numbers of people; these activities 

include public service announcements, radio talk shows and news reports, newspaper stories and 

columns, newsletters, brochures, and public forums. Actual numbers of information recipients 

for these types of public awareness activities are often difficult to know for certain and estimates 

must be reported. The AT Act of 1998, as amended, includes information and referral activities 

under public awareness. Information and assistance activities are those in which the grantee 

responds to requests for information or puts individuals in contact with other agencies, 
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organizations or companies that either can provide them with needed information on or intensive 

assistance with AT products, devices, services, funding sources or other related disability topics. 

This information may be provided in person, over the telephone, via e-mail or by other means.

Sec. 4(f) of the AT Act of 1998, as amended, requires states to report to RSA the number of 

individuals assisted by means of public awareness activities and the statewide information and 

referral system.

According to FY 2008 State Grant for AT Program annual progress reports for public awareness 

activities:

A. Some 252,647 individuals were recipients of information and assistance (I&A) activities 

provided by the 56 grantees.

B. Well over half of those receiving assistance were individuals with disabilities (37 percent) 

and their family members (20 percent). Representatives of various fields also utilized I & A 

services, with representatives of education at 11 percent, representatives of community living 

at 10 percent, representatives of health, allied health and rehabilitation at 9 percent, and 

representatives of employment at 8 percent.

C. The topic for the majority of I&A support was assistive technology devices and services 

(61 percent). I&A related to assistive technology funding and policy issues was 15 percent of 

the total, and the remaining 24 percent was for related disability topics.

D. Some 26,777,500 individuals were reached through a variety of public awareness activities.

• The majority of these individuals (65 percent) were reached through a public service 

announcement, such as a radio or television ad, in which the number of individuals 

reached was by necessity estimated.

• Another 4,590,242 individuals (17 percent) were estimated as reached through Internet 

information, such as the State Grant AT Program website along with 319,017 (1 percent) 

through list serves, resulting in 18 percent reached via the Internet and e-mail.

• Some 2,587,861 individuals (10 percent) were reached with print materials and another 

715,249 (3 percent) with print newsletters, for a total of 13 percent reached through more 

traditional print means.
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• In addition, 325,974 individuals (1 percent) were reached through presentations at 

expositions, conferences and other live events.

Because interaction with consumers during information and referral and public awareness activities 

is generally short, specific examples of these activities is not collected in the annual progress report.

PARTICIPANT SUMMARY DATA 

For state-level and state leadership activities in which recipient data was reported, table 10 

provides an overview of the type of participants by activity. For device loan, device 

demonstration, and information and assistance, individuals with disabilities make up the largest 

recipient and participant group. For training, the largest participant group is representatives of 

education and the next largest group is individuals with disabilities. Family members, guardians 

and authorized representatives are the second largest group for device demonstrations and 

information and assistance, while education is second largest for device loan.

TABLE 10. NUMBER AND PERCENTAGE OF DEVICE LOAN BORROWERS, PARTICIPANTS IN 

DEVICE DEMONSTRATIONS, TRAINING PARTICIPANTS AND RECIPIENTS OF 

INFORMATION AND ASSISTANCE, BY TYPE OF DEVICE: FY2008 (CONT'D)

Device Loan

Borrowers

Device 

Demonstration 

Participants

Training 

Participants

Information & 

Assistance 

Recipients

Type of Individual or 

Entity Count Percent Count Percent Count Percent Count Percent

Individuals with 

Disabilities 18,404 48% 18,647 46% 20,791 22% 92,224 37%

Family Members, 

Guardians, & 

Authorized 

Representatives 

5,151 13% 8,415 21% 13,682 7% 49,346 20%

Representatives of 

Education 7,625 20% 5,620 14% 7,272 33% 26,999 11%

Representatives of 

Employment 962 3% 1,153 3% 6,763 6% 20,215 8%

Representatives of 

Health, Allied Health, 

and Rehabilitation

4,784 12% 3,389 8% 4,459 11% 22,090 9%

Representatives of 

Community Living 795 2% 1,911 5% 3,431 12% 24,516 10%

Representatives of 

Technology 361 1% 570 1% 2,493 4% 7,891 3%
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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TABLE 10. NUMBER AND PERCENTAGE OF DEVICE LOAN BORROWERS, PARTICIPANTS IN 

DEVICE DEMONSTRATIONS, TRAINING PARTICIPANTS AND RECIPIENTS OF 

INFORMATION AND ASSISTANCE, BY TYPE OF DEVICE: FY2008 (CONT'D)

Device Loan

Borrowers

Device 

Demonstration 

Participants

Training 

Participants

Information & 

Assistance 

Recipients

Type of Individual or 

Entity Count Percent Count Percent Count Percent Count Percent

Others 329 1% 666 2% 1,323 2% 9,366 4%

Unable to Categorize NA NA NA NA 2,130 3% NA NA

TOTAL 38,411 100% 40,371 100% 62,344 100% 252,647 100%

Source: U.S Department of Education, State Grant for AT Program annual progress report data for FY 2008.

COORDINATION AND COLLABORATION

Grantees also coordinate activities among public and private entities that are responsible for 

policies, procedures or funding for the provision of AT devices and services to improve access to 

AT for individuals with disabilities of all ages in the state. States are required to describe their most 

significant coordination and collaboration as related to one state-level activity and to describe one 

state leadership activity. Examples of coordination and collaboration for FY 2008 include: 

• In Arkansas, the state AT program accepted a student intern from Arkansas Tech University. 

The collaborative agreement provided for a student to do a paid internship at Increasing 

Capabilities Access Network (ICAN) for several weeks in the summer. The student was 

provided in-depth training in disability and assistive technology issues and had practical 

experience in the day-to-day activities performed by state AT program staff. This experience 

laid the groundwork for the state AT program to collaborate with the University of Central 

Arkansas the next year to provide this experience for select pre-service occupational therapy 

students.

• In California, the state AT program along with the Alliance for Technology Access and AT 

Network is helping coordinate the development of a strategic marketing and media plan to 

individuals with disabilities. The Latino assistive technology initiative represents one- and 

three-year assistive technology strategic plans to provide more comprehensive and meaningful 

outreach and support to Hispanic and Latino communities throughout California. 
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• In Georgia, the state AT program collaborated with Tech-Able, High School/High Tech and 

the Georgia Department of Labor to refurbish laptops for high school seniors and distributed 

over 80 refurbished laptops this reporting period. The state AT program is also collaborating 

with Georgia Perimeter College and Tech-Able to develop a program to get laptops to 

incoming freshmen with disabilities who do not have access to a computer at home.

• In Guam, through the Consortium for Instructional Materials Accessibility Project (CIMAP), 

the state AT program worked with six Pacific entities (a total of nine different school systems) 

to provide their students with educational materials in accessible formats in a timely manner. 

As a result of receiving 20 different devices and software programs through open-ended loans 

and training, these school systems now have the resources to comply with IDEA requirements.

• In Iowa, the state AT program and its subcontractor Iowa COMPASS worked with the aging 

and general 2-1-1 information and referral services to reduce duplication of AT-related 

information services. The State Grant AT Program/Iowa COMPASS maintains the only AT 

database, and all related calls are transferred from the other information services. The 

partnership is also working on funding issues for a comprehensive, coordinated information 

and referral services under the state’s single point of entry plan.

• In Maine, through a memorandum of agreement with the Maine Administrators of Services for 

Children with Disabilities and the Association of Computer Technology Educators of Maine, 

the state AT program worked to expand the Buying Consortium for Maine School 

Administrative Units (SAU) to include AT and specialized software. This centralized buying 

program offers bulk purchasing for public schools to buy AT at discount prices. Thirty-two 

SAUs used the buying consortium this year to purchase AT.

• In Wyoming, state AT program staff and state-level education department administrators 

continue to develop the infrastructure, provision of services, policies and procedures of the 

Wyoming Clearinghouse for Accessible Materials. Coordination and collaboration were 

successful; the clearinghouse is well-established and is now a model program that supports the 

development of other rural state programs.

In addition, Sec. 4(f) requires states to report the outcomes of any state improvement initiatives, 

including a description of any written policies, practices and procedures that the state has 

developed and implemented regarding access to, provision of and funding for AT devices and 
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services. Since these improvement initiatives are typically related to coordination and 

collaboration activities and technical assistance provided, the results are reported here.

According to FY 2008 State Grant for AT Annual Progress Reports for coordination and 

collaboration activities:

A. 39 of the 56 grantees reported at least one state improvement outcome. Of those reported, the 

majority were state legislative or policy improvements.

B. Examples of state improvement outcomes reported in FY 2008 include the following:

In Maryland, the state AT program coordinated drafting of guidelines necessary for 

implementation of Senate Bill 268 passed by the 2007 Maryland General Assembly. This 

legislation creates a system for distribution of accessible textbooks to college students in the 

state of Maryland. The state AT program coordinated a committee made up of higher 

education officials, publishers and consumers and helped resolve divergent viewpoints to 

allow for adoption of final regulatory guidance consistent with the legislation to which all 

parties view as deliverable.

In Oklahoma, the state AT program provided leadership in creating and adopting workforce 

center access standards through collaboration with the Oklahoma Department of 

Rehabilitation Services and the Oklahoma Employment Security Commission. The purpose of 

the standards is to create fully accessible workforce centers focused on programmatic 

accessibility addressing assistive technology, information technology and communication 

access, as well as architectural access. The State AT Program will train Workforce Center staff 

and other stakeholders on the standards and how assistive technology can provide full access

to all of the services of the centers.

In Wisconsin, the state AT program provided technical assistance and collaborated with the 

Sound Beginnings’ program and the Wisconsin Educational Services Program for the Deaf and 

Hard of Hearing to form WISHES (Wisconsin Infant and Children's Statewide Hearing Aid 

Exchange Service). This new program will provide free loaner hearing aids for six months to 

infants who are identified through the Sound Beginning’s screening of newborns. The policies 

and procedures for operating this program were developed based on participation of audiologists 

around the state, and contracts were set up with hearing aid manufacturers.
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ADDITIONAL AND LEVERAGED FUNDING

Sec. 4(f) requires states to report the following information about leveraged funding or other 

contributed resources from and with public and private entities to carry out the grant: the source 

of the leveraged funding or other contributed resources, the number of individuals serviced with 

the contributed resources and other outcomes accomplished.

According to FY 2008 State Grant for AT Program annual progress reports for additional and 

leveraged funding activities:

A. A total of $16,108,194 was leveraged by state AT programs to support AT Act activities.

• The leveraged funding was used primarily to support state- level activities, specifically 

state financing activities (34 percent), device loan (18 percent), device demonstration 

(12 percent), and reutilization (11 percent).

• State leadership activities were funded with leveraged dollars at a lesser level with 

training at 11 percent, public awareness and information and assistance at 7 percent, and 

technical assistance at 6 percent.

• The majority of all leveraged funding (58 percent) was provided through contracts or 

other agreements with state agencies or other public entities. In addition another 

22 percent was direct appropriation of state general revenue dollars to the state AT 

program. The remainder was federal funding (14 percent) that the state AT program 

received directly from a federal agency, and 6 percent was private funding.

B. 35 states reported leveraged funding totaling $10,241,870 that was used to support numeric 

or narrative data included in state-level or state leadership activity sections.

• Of this amount, 24 percent was used to support device loan activities, 21 percent state 

financing activities, 16 percent reutilization activities, 11 percent training, 11 percent

public awareness and information and assistance, 9 percent device demonstration and 

8 percent technical assistance.

• Of this amount, 49 percent was funding from state or other public agencies, 34 percent

was from state general funds or appropriations directly to the state AT program, 11

percent was from federal grants, and 6 percent was private funding.
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• Of these 35 grantees, three reported over $1 million in leveraged funding, nine reported 

$300,000 to $1 million, 10 reported $100,000 to $300,000, and 13 reported less than 

$100,000.

C. 17 states reported leveraged funding totaling $5,866,324 that was used to support AT Act

activity data and/or outcomes that were not included in state-level or state leadership activity 

sections.

• Of this amount the majority (58 percent) was used to support state financing activities.

Lesser amounts were used to support device demonstration activities (15 percent), 

training (12 percent), device loan activities (7 percent), technical assistance (4 percent), 

and reutilization activities (3 percent).

• Of this amount, 73 percent was funding from state or other public agencies, 20 percent

was from federal grants, and 7 percent was private funding.

• Of these 17 grantees, two reported over $1 million in leveraged funding, five reported 

$300,000 to $1 million, four reported $100,000 to $300,000, and 11 reported less than 

$100,000.

Table 11 provides a summary of the leveraged funding reported for FY 2008 by type of AT Act

authorized activities supported, and table 12 provides a summary of the types of dollars

leveraged.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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TABLE 11. SUMMARY OF TYPES OF AT ACT ACTIVITIES 

SUPPORTED WITH LEVERAGED FUNDING: FY2008 

Activity Supported

Data Included in 

Annual Progress 

Report

Data Not Included in 

Annual Progress 

Report

Total Leveraged 

Funding

Dollars Percent Dollars Percent Dollars Percent

State Financing $2,152,490 21% $3,374,962 58% $5,527,452 34%

Reutilization $1,638,821 16% $204,901 3% $1,843,722 11%

Device Loan $2,489,357 24% $425,000 7% $2,914,357 18%

Device Demonstration $973,163 10% $898,102 15% $1,871,265 12%

Training $1,086,252 11% $711,516 12% $1,797,768 11%

Technical Assistance $789,332 8% $247,106 4% $1,036,438 6%

Public Awareness,

Information & Assistance $1,112,455 11% $4,737 1% $1,117,192 7%

Total $10,241,870 100% $5,866,324 100% $16,108,194 100%

Source: U.S Department of Education, State Grant for AT Annual Progress Report data for FY 2008.

TABLE 12. SUMMARY OF TYPES OF DOLLARS LEVERAGED TO

SUPPORT AT ACT ACTIVITIES: FY2008 

Dollar Type

Data Included in 

Annual Progress 

Report

Data Not Included in 

Annual Progress 

Report

Total Leveraged 

Funding

Dollars Percent Dollars Percent Dollars Percent

Federal $1,121,094 11% $1,159,938 20% $2,281,032 14%

Public/State Agency $5,041,560 49% $4,276,418 73% $9,317,978 58%

State Appropriations $3,517,490 34% 0 0% $3,517,490 22%

Private $561,726 5% $429,968 7% $991,694 6%

Total $10,241,870 100% $5,866,324 100% $16,108,194 100%

Source: U.S Department of Education, State Grant for AT Annual Progress Report data for FY 2008.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

57

CONCLUSION

The 2004 amendments made by P.L. 105-395 to the AT Act of 1998, as amended, were

significant, and FY 2008 was the first year that complete data were collected in accordance with

the provisions of Sec. 4(f). Since FY 2007 data were for a partial year, no attempt has been made 

to compare data between the two years. When FY 2009 data become available, it will be possible 

to begin comparing data across fiscal years, starting with FYs 08–09, to paint a robust picture of 

the services and beneficiaries of the AT Act of 1998, as amended. 

In FY 2008, statewide AT programs used AT Act funding to conduct a variety of state-level 

activities designed to support acquisition of and access to AT devices and services. To support 

the acquisition of AT, 73 percent of statewide AT programs conducted one or more types of state 

financing activity, and 100 percent conducted one or more types of device reutilization activity.

To improve access to AT, 96 percent provided short-term device loans, and 98 percent provided 

device demonstrations.

The type of assistive technology acquired or accessed through statewide AT program activities 

varied significantly with each activity and provides a picture of the degree to which the different 

activities are suited to improving the access to or acquisition of particular AT devices and 

services. For example, in the case of reutilization activities 60 percent or more of the devices 

recycled, refurbished or repaired or provided on open-ended loan relate to mobility, seating and 

positioning. In the case of state financing activities, the majority of financial loans (75 percent) 

are made for vehicle modifications and transportation devices or for hearing devices (including 

hearing aids).

The picture is somewhat different for device-access activities. Virtually all types of AT devices

were obtained as a result of device-access activities. While short-term device loan activities 

typically involved speech communication and learning devices, as well as cognition and 

developmental devices, most types of AT are well-suited to short-term device loan or device 

demonstration except for vehicle modifications and transportation devices.

For those activities in which recipient or participant type is reported (short-term device loan, device 

demonstration, training, and information and assistance), individuals with disabilities were the 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

58

largest recipient group except for training activities. Family members, guardians and authorized 

representatives combined with individuals with disabilities, represent a majority of recipients or 

participants (57 percent or more) for all activities except training. Representatives of education are 

the largest participant group reported for training and are the second largest group for device loans.

Table 10 provides a summary of the recipient and participant data across activities.

A total of 422,404 recipients or participants acquired or accessed AT or received training or 

information and assistance from statewide AT programs in FY 2008. In addition an estimated 26 

million individuals were reached through public awareness activities. The FY 2008 data reported 

by states indicate that AT device value or savings for recipients totaled almost $30 million and

federal funds provided under the AT Act of 1998, as amended, were used to leverage an 

additional $10 million to support AT activities.
PART II

TITLE III OF THE 

ASSISTIVE TECHNOLOGY ACT OF 1998:

ALTERNATIVE FINANCING PROGRAMS (AFPS)
60

DATA COLLECTION AND LIMITATIONS

Title III of the AT Act of 1998 (as opposed to the AT Act of 1998, as amended) requires the 

secretary of education to report to Congress on the progress of the Alternative Financing 

Program (AFP). The legislative reporting requirements of Title III are shown in table 13 below.

TABLE 13. TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 1998: REPORTING REQUIREMENTS 

FOR THE ALTERNATIVE FINANCING PROGRAMS

Number of grant applications received and approved, and the amount of each grant awarded.

Ratio of funds provided by each state for the Alternative Financing Program to funds provided by the 

federal government for the program.

Type of alternative financing mechanisms used by each state and the community-based organization 

with which each state entered into a contract under the program.

Amount of assistance given to consumers through the program (who shall be classified by age, type of 

disability, type of assistive technology device or assistive technology service financed through the 

program, geographic distribution within the state, gender and whether the consumers are part of an 

underrepresented population or rural population).

Source: Assistive Technology Act of 1998, Title III.

In FY 2007 and FY 2008, AFPs collected and reported data about the loans they provided 

directly or supported through lending institutions. Two types of data were reported by AFPs:

A. The first type is program data that provide summary information about state programs, 

including program partners, program features and the performance of the loans that they 

supported or provided.

B. The second type of data is individual applicant data, which are data on individuals seeking 

loans to purchase AT. (A random identification code is generated for each applicant’s data to 

protect the individual’s privacy.) These data include:

• Data collected during initial surveys of applicants for loans, including applicant 

demographics and assistive technology request information; and

• Data collected from follow-up surveys with applicants, including outcomes.

Program data are submitted annually by all grantees to the National Assistive Technology 

Technical Assistance Partnership (NATTAP), which is operated by the Rehabilitation 

Engineering and Assistive Technology Society of North America (RESNA). Individual applicant 

data are submitted to a Web-based reporting system operated and maintained through the 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

61

University of Illinois at Chicago (UIC), Department of Occupational Therapy, under a 

subcontract with RESNA.

Tables for this report were created using the Web-based outcomes reporting system at UIC and 

the annual program data survey. Sources for the data are noted on each data table.

The FY 2007 and 2008 data are complete because at the time of publication states had full 

information from their lenders concerning their outstanding loans, defaults and net losses. 

However, some data are missing from individual applicant records. Applicants always have the 

right to refuse to answer survey questions, and some programs do not ask all questions because 

of their particular structure and application process.

Additionally, variations in the processes used across the states for collecting information affect the 

reliability of the data. These variations are a function of program structure, human resources 

availability and relationships with banks or other financial institutions. Some states collect data at the 

time of application while others collect it later and, therefore, may be more subject to recall bias.

TOTAL PROGRAM FUNDING

Total federal funding of the AFP from FY 2000 to FY 2008 was $59.8 million. Funding provided 

by nonfederal match (states provide the nonfederal share of the cost of the AFP in cash, from 

state, local or private sources) during the same period totaled $22 million, for a combined total of 

$81.9 million invested in the loan programs (see table 14).
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

62

TABLE 14. NUMBER OF GRANTS AND AMOUNT OF FUNDING FOR ALTERNATIVE FINANCING 

PROGRAMS UNDER TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 1998:

FY 2000 TO FY 2006

Fiscal Year

Number of 

Grants Federal Funds Nonfederal Match Total Program Funds

2000 6 $3,792,576 $3,792,576 $7,585,152

2001 14 $13,633,286 $4,636,876 $18,270,162

2002 0 $0 $0 $0

2003 26 $35,859,229 $11,414,145 $47,273,374

2004 0 $0 $0 $0

2005 8 $3,942,109 $1,314,703 $5,256,812

2006 3 $2,608,060 $869,354 $3,477,414

Total* 57 $59,835,260 $22,027,654 $81,862,914

* The total number of grants does not equal the total number of AFPs because some states received multiple AFP grants.

Note: Nonfederal match is the share that states provide of the cost of the AFP in cash, from state, local or 

private sources.

Source: U.S. Department of Education, Rehabilitation Services Administration, Grant Administration Payment System 

(GAPS) for FYs 2000–08.

Federal funding of AFPs was started with $3.8 million awarded in FY 2000 to six states: Kansas, 

Maryland, Missouri, Pennsylvania, Utah and Virginia. These states matched the federal amount

with an additional $3.8 million in nonfederal funds. The six states began to implement their AFP 

grants in FY 2001.

In FY 2001, the match requirement was changed from one state dollar for every federal dollar to 

one state dollar for every three federal dollars. This change will continue for all subsequent years 

of funding.

In FY 2001, $13.6 million in federal funds was awarded, with an additional $4.6 million 

contributed by states in matching funds. Fourteen states received FY 2001 AFP grants. Of these 

states, 10 started AFPs for the first time and four states used the FY 2001 grants to expand their 

existing loan programs. States receiving new AFP grants in FY 2001 were Arizona, Arkansas, 

Florida, Illinois, Kentucky, Louisiana, Michigan, Nevada, Oklahoma and Wisconsin. States 

receiving an additional AFP grant in FY 2001 were Maryland, Pennsylvania, Utah and Virginia. 

No funds to support additional AFP grants were awarded in FY 2002.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

63

While no funds for Title III were appropriated in FY 2002, a total of $35.8 million in federal funds 

was awarded to states and outlying areas in FY 2003. Twenty-six states submitted applications for FY 

2003 and all received AFP grants, contributing $11.4 million in state matching funds.

Eleven states that received FY 2003 grants had received AFP grants in prior years and used the new 

funds to expand their existing AFPs. These were Florida, Illinois, Kansas, Kentucky, Maryland, 

Michigan, Oklahoma, Pennsylvania, Utah, Virginia and Wisconsin. The remaining 15 states and 

outlying areas that received FY 2003 grants established AFPs for the first time. These states and 

outlying areas were Delaware, Georgia, Iowa, Massachusetts, Minnesota, Nebraska, New Mexico, 

North Dakota, South Carolina, Vermont, Washington, Wyoming, the Commonwealth of the Northern 

Mariana Islands, Guam and the Virgin Islands. These states and outlying areas began to implement 

their grants in FY 2004. No funds to support additional AFP grants were awarded in FY 2004.

In FY 2005, $3.9 million was awarded for AFP grants under Sec. 4(d) Special Rule for Fiscal Year 

2005 in the Assistive Technology Act of 1998, as amended, and the states matched the FY 2005 

federal awards with $1.3 million. Priority for the grants was given to states that did not have 

existing AFPs. Priority also was given to states that had received less than $1 million in federal 

funds for the operation of an AFP and to states that applied with a commitment of match in hand.

Eleven states submitted applications for these grants and eight states received awards. Two of the 

eight states, Alabama and Maine, started AFPs for the first time. The six remaining states had 

received AFP grants in prior years and used the new grant funds to expand existing programs. The 

states were Illinois, Massachusetts, New Mexico, Oklahoma, Pennsylvania and Utah. Illinois 

received only a partial grant, however, because funds were not sufficient to meet its full request.

States that received FY 2005 grants began to implement those grants during FY 2006.

In FY 2006, RSA awarded grants to the three applicants that qualified for AFP grants in FY 2005 but 

did not receive them. These states were Michigan, North Dakota and Wisconsin. In addition, the state 

of Illinois, which received only partial AFP funding in FY 2005, was awarded the remainder of its 

funding request in FY 2006. A total of $2.6 million in federal AFP funds was awarded to these four 

states in FY 2006, with states contributing $869,354 for a combined total of $3.4 million. No 

additional funds were appropriated in FY 2007 or FY 2008 because the program was no longer 

authorized under the Assistive Technology Act of 1998, as amended.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

64

Table 15 provides a full list of the states with Title III AFPs and the amount of state and federal 

funds provided in FYs 2000, 2001, 2003, 2005 and 2006.

TABLE 15. FEDERAL AND STATE-MATCHED FUNDING FOR ALTERNATIVE FINANCINGPROGRAMS

UNDER TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 1998 :

SELECTED YEARS, FY2000 TO FY2006 (CONT'D)

State Fiscal Year Federal Grant State Matcha Total Program

Alabama FY 2005 $1,500,000 $500,000 $2,000,000

Arizona FY 2001 $150,000 $50,000 $200,000

Arkansas FY 2001 $1,200,000 $400,000 $1,600,000

Delaware FY 2003 $905,756 $301,918 $1,207,674

Florida FY 2001

FY 2003

$630,000

$1,270,981

$210,000

$423,660 $2,534,641

Georgia FY 2003 $1,563,307 $521,103 $2,084,410

Illinois FY 2001

FY 2003

FY 2005

FY 2006

$2,250,000

$3,228,292

$191,940

$408,060

$750,000

$1,076,098

$63,980

$136,020 $8,104,390

Iowa FY 2003 $482,973 $160,991 $643,964

Kansas FY 2000

FY 2003

$742,576

$7,343,450

$742,576

$2,447,816 $11,276,418

Kentucky FY 2001

FY 2003

$1,500,000

$142,350

$500,000

$47,450 $1,589,800

Louisiana FY 2001 $1,500,000 $500,000 $2,000,000

Maine FY 2005 $750,000 $250,000 $1,000,000

Maryland FY 2000

FY 2001

FY 2003

$500,000

$1,104,974

$1,270,981

$500,000

$368,325

$423,660 $4,167,940

Massachusetts FY 2003

FY 2005

$1,694,641

$375,000

$564,880

$125,000 $2,759,521

Michigan FY 2001

FY 2003

FY 2006

$431,700

$635,491

$450,000

$143,900

$211,830

$150,000 $2,022,921

Minnesota FY 2003 $1,270,981 $423,660 $1,694,641

Missouri FY 2000 $550,000 $550,000 $1,100,000

Nebraska FY 2003 $635,490 $211,830 $847,320

Nevada FY 2001 $902,612 $393,317 $1,295,929

New Mexico FY 2003

FY 2005

$1,270,981

$100,000

$423,660

$34,000 $1,828,641

North Dakota FY 2003

FY 2006

$1,293,937

$1,000,000

$431,312

$333,334 $3,058,583
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

65

TABLE 15. FEDERAL AND STATE-MATCHED FUNDING FOR ALTERNATIVE FINANCINGPROGRAMS

UNDER TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 1998 :

SELECTED YEARS, FY2000 TO FY2006 (CONT'D)

State Fiscal Year Federal Grant State Matcha Total Program

Oklahoma FY 2001

FY 2003

FY 2005

$225,000

$597,361

$485,169

$75,000

$199,120

$161,723 $1,743,373

Pennsylvania FY 2000

FY 2001

FY 2003

FY 2005

$500,000

$450,000

$1,270,981

$450,000

$500,000

$150,000

$423,660

$150,000 $3,894,641

South Carolina FY 2003 $406,714 $135,571 $542,285

Utah FY 2000

FY 2001

FY 2003

FY 2005

$500,000

$525,000

$254,196

$90,000

$500,000

$175,000

$84,732

$30,000 $2,158,928

Vermont FY 2003 $635,490 $211,830 $847,320

Virginia FY 2000

FY 2001

FY 2003

$1,000,000

$2,464,000

$4,941,575

$1,000,000

$821,334

$1,647,192 $11,874,101

Washington FY 2003 $635,491 $211,830 $847,321

Wisconsin FY 2001

FY 2003

FY 2006

$750,000

$2,287,766

$750,000

$250,000

$762,589

$250,000 $5,050,355

Wyoming FY 2003 $167,770 $55,923 $223,693

Guamb FY 2003 $508,392 $0 $508,392

Northern Mariana Islandsb FY 2003 $508,392 $0 $508,392

U.S. Virgin Islandsb FY 2003 $635,490 $11,830 $647,320

FY 2000–06 Total $59,835,260 $22,027,654 $81,862,914

a State AFP grantees provided a nonfederal share not less than 25 percent of the cost of the AFP grant award in cash from 

state, local or private sources. The grantee identified: 1) the amount of federal funds the state requested; 2) the amount of

cash the state provided as a match; and 3) the source of the cash as required in Sec. 303(b)(1) of the AT Act of 1998. The 

nonfederal state match was not less than 50 percent for those programs that received AFP grant awards during the first 

round of funding in FY 2000. 

b The three AFP grantees from outlying areas—Guam, Northern Mariana Islands and U.S. Virgin Islands—used the match 

waiver afforded through the Omnibus Territorial Act (Pub. L. No. 96-597), which waived the first $200,000 of match 

funds for grants to outlying areas.

Note: For purposes of this report, the term states includes, in addition to each of the 50 states of the United States, the 

District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Commonwealth of the 

Northern Mariana Islands, according to the Assistive Technology Act of 1998, Sec. 3(13).

Only certain years are listed for states because not all states submitted applications or received grant awards for each round 

of federal funding. 

Source: U.S Department of Education, covering awards for FY 2000-08, Rehabilitation Services Administration, Grant 

Administration Payment System (GAPS) for FYs 2000–06.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

66

FY 2007 AND FY 2008 ALTERNATIVE FINANCING PROGRAM DATA

PROGRAM FEATURES

As shown in table 15 above, AFPs in FY 2007 and FY 2008 offered one or more alternative 

financing mechanisms for consumers, including loan guarantees, revolving loans, interest rate 

buy-downs, low interest loans and one equipment leasing program. The range of loan amounts 

available through AFPs was typically $500 to $50,000, with a few programs having no specified 

minimum or maximum loan amount. The range of interest rates charged to borrowers in each 

state varied considerably, from a low of 0% to a high of 13%, with many programs offering 

interest rates below prime. In FY 2008, 87 percent of approved loans had an interest rate of 6%

or less. Repayment terms for loans varied by state, with many states offering a repayment period 

between five and 10 years. Loan guarantee requirements also varied widely by state. Lending 

institutions in about one-half of the states required AFPs to set aside 100 percent of the total 

amount loaned to cover possible loan defaults by consumers, while in the remaining states the 

amount required to be set aside was between 25 and 75 percent. See table 16 for a summary of 

AFP features. 

Table 16. Alternative Financing Program Selected Features Under Title III of the Assistive 

Technology Act of 1998, by State: FY 2007 and FY 2008 (CONT'D)

State Loan Models Range of Loan 

Amounts

Interest 

Charged to 

Borrower

Repayment 

Terms

Loan

Guarantee 

Requirements

Alabama Guaranteed loan Up to $35,000 6% Up to 10 years 100%

Arizona Guaranteed 

interest rate buydown loan

$500–$10,000 4%–10.25% 1–4 years 100%

Arkansas Revolving loan $500–$50,000 5% Up to 20 years n/a

Delaware Guaranteed loan, 

interest rate buydown loan, 

guaranteed 

interest rate buydown loan

$500–$30,000 4%–13.74% 2–15 years 100%

Florida Guaranteed loan, 

non-guaranteed 

low-interest loan

$3,00–$30,000 5.25%–8.25% 2–6 years 50%–100%

Georgia Guaranteed loan $300–$60,000 5%–6.90% 1–8 years 15% secured, 

40% unsecured
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

67

Table 16. Alternative Financing Program Selected Features Under Title III of the Assistive 

Technology Act of 1998, by State: FY 2007 and FY 2008 (CONT'D)

State Loan Models Range of Loan 

Amounts

Interest 

Charged to 

Borrower

Repayment 

Terms

Loan

Guarantee 

Requirements

Illinois Guaranteed loan, 

principal buydown loan

$500–$40,000 5.50% 1–15 years 66%

Iowa Revolving loan, 

guaranteed loan 

$500–$10,000 2% No minimum & 

no maximum

Variable – based 

on collateral

Kansas Revolving loan, 

guaranteed loan

$500–$50,000 4%–8% 1⁄2 –10 years 100%

Kentucky Guaranteed loan $500–$25,000 4.50%–5.50% 1–9 years 100%

Louisiana Guaranteed loan, 

non-guaranteed 

low-interest loan

$500–$50,000 Prime plus 1%–

prime plus 2%

3–7 years 35%

Maine Revolving loan $250–$100,000 0%–2% below 

prime

1–20 years n/a

Maryland Guaranteed loan, 

interest rate buydown loan, 

guaranteed 

interest rate buydown loan, 

preferred rate 

non-guaranteed 

loan

$500–$50,000 4%–11.49% 1–7 years, up to 

10 years for 

home equity 

loan

33%

Massachusetts Interest rate buydown loan, 

guaranteed 

interest rate buydown loan

$500–No 

maximum

4.50%–6% 2–10 years 100%

Michigan Guaranteed loan, 

interest rate buydown loan

Up to $30,000 4.75%–9.75% 1–7 years 100%

Minnesota Revolving loan, 

guaranteed loan 

$2,000–No 

Maximum

2%–4.75% 1–6 years 100%

Missouri Revolving loan $500–$10,000 2%–4% No minimum–5 

years

n/a

Nebraska Guaranteed 

interest rate buydown loan

$1,500–$50,000 2.75%–6.25% 2–10 years 25%–100%

Nevada Guaranteed loan Up to $20,000 Prime–8.67% Up to 7 years 50%

New Mexico Guaranteed loan $500–$20,000 CD rate plus 2% 1⁄2–15 years 100%
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

68

Table 16. Alternative Financing Program Selected Features Under Title III of the Assistive 

Technology Act of 1998, by State: FY 2007 and FY 2008 (CONT'D)

State Loan Models Range of Loan 

Amounts

Interest 

Charged to 

Borrower

Repayment 

Terms

Loan

Guarantee 

Requirements

North Dakota Guaranteed loan $500–$50,000 1% under 

prime–prime

1–7 years 100%

Oklahoma Guaranteed 

interest rate buydown loan, nonguaranteed low 

interest loan

No minimum–

No maximum

5% Up to 5 years 100%

Pennsylvania Revolving loan, 

interest rate buydown loan, 

guaranteed 

interest rate buydown loan 

$100–$60,000 0%–4% Up to 10 years 100%

South Carolina Guaranteed loan, 

non-guaranteed 

low-interest loan

$500–$30,000 5%–12% 1⁄2–7 years 33%–100%

Utah Guaranteed loan, 

interest rate buydown loan, 

guaranteed 

interest rate buydown loan, nonguaranteed lowinterest loan

$500–$55,000 2.50%–5.71% 2–5 years 0%–100%

Vermont Interest rate buydown loan

$300–$50,000 3%–8% Up to 15 years 100%

Virginia Revolving loan, 

guaranteed loan, 

interest rate buydown loan, 

guaranteed 

interest rate buydown loan, nonguaranteed lowinterest loan

No minimum–

$50,000

1.25% below 

bank lowest 

rate–5%

1–8 years 30%

Washington Revolving loan, 

Equipment 

leasing program*

$250–$10,000 4.75%–6.75% No minimum–5 

years

n/a

Wisconsin Guaranteed loan $1,000–$50,000 6.50% 1–10 years 0%
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

69

Table 16. Alternative Financing Program Selected Features Under Title III of the Assistive 

Technology Act of 1998, by State: FY 2007 and FY 2008 (CONT'D)

State Loan Models Range of Loan 

Amounts

Interest 

Charged to 

Borrower

Repayment 

Terms

Loan

Guarantee 

Requirements

Wyoming Guaranteed loan, 

interest rate buydown loan

$500–$5,000 1⁄2 of prime Up to 6 years n/a

Guam Guaranteed loan $100–$3,000 2.25% 1–5 years 100%

Northern 

Mariana Is.

Guaranteed loan $200–$20,000 8% 1–7 years 100%

U.S. Virgin 

Islands

Interest rate buydown loan$300–$15,000 4% 1–5 years 100%

* Washington’s equipment leasing program is a fee-for-service program that enables people to rent a closed-caption 

television for an extended period of time.

Note: For purposes of this report, the term states includes, in addition to each of the 50 states of the United States, 

the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Commonwealth of 

the Northern Mariana Islands, according to the Assistive Technology Act of 1998, Sec. 3(13).

See table 1 for detailed descriptions of types of loan models.

n/a means not applicable. 

Loan guarantee requirement is the guarantee percentage required by the lender to guarantee a loan. For example, if 

a loan guarantee requirement states that $0.50 must be repaid for every $1.00 approved in guaranteed loans by the 

lender, then the loan guarantee requirement is 50 percent. If $1.00 must be reserved for every $1.00 approved in 

loans by the lender, the loan guarantee requirement is 100 percent.

Source: Rehabilitation Engineering and Assistive Technology Society of North America (RESNA). Annual survey 

of the National Assistive Technology Technical Assistance Partnership (NATTAP), November 2008.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

70

PROGRAM PARTNERS

An AFP is administered by a community-based organization (CBO) that involves individuals 

with disabilities in decision making at all organizational levels. The CBO partners with a lending 

institution or state financing authority to provide loans. Information provided in table 17

identifies the entities that formed partnerships with states in FY 2007 and FY 2008.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

71

TABLE 17. ALTERNATIVE FINANCING PROGRAM PARTNERS UNDER TITLE III OF THE 

ASSISTIVE TECHNOLOGY ACT OF 1998, BY STATE: FY 2007 AND FY 2008 (CONT'D)

State Partners

Alabama Agency: Alabama Department of Rehabilitation Services

CBO: Southern Disability Foundation

Lender: Regions Bank

Arizona Agency: Institute for Human Development, Northern Arizona University

CBO: Arizona Community Foundation and AzLAT Consortium

Lender: Arizona MultiBank 

Arkansas Agency: Arkansas Rehabilitation Services

CBO: Technology Equipment Revolving Loan Fund Committee

Lender: Arkansas Development Finance Authority

Delaware Agency: Delaware Department of Labor, Division of Vocational Rehabilitation

CBO: University of Delaware, Delaware Assistive Technology Initiative

Lenders: DEXSTA Federal Credit Union

Wilmington Trust, Wilmington Savings Fund Society

Florida Agency: Florida Department of Education, Division of Vocational Rehabilitation

CBO: Florida Alliance for Assistive Services and Technology (FAAST)

Lenders: Regions Bank, SunTrust Bank

Georgia Agency: Georgia Department of Labor, Vocational Rehabilitation Program, Tools 

for Life

CBO: Center for Financial Independence and Innovation

Lenders: Credit Union of Georgia, Georgia’s Own Credit Union, Coco-Cola 

Credit Union, Gwinnett Federal Credit Union

Illinois Agency: Illinois Department of Human Services, Division of 

Rehabilitation Services

CBO: Illinois Assistive Technology Program

Lender: Security Bank 

Iowa Agency: Iowa Finance Authority

CBO: Iowa Able Foundation

Lenders: Bankers Trust, Veridian Credit Union

Kansas Agency: University of Kansas

CBO: Kansas Assistive Technology Cooperative

Lenders: Alliance Bank of Topeka, Golden Plains Credit Union, Labette Bank 

Kentucky Agency: Kentucky Office of Vocational Rehabilitation

CBO: Kentucky Assistive Technology Loan Corporation

Lender: Fifth Third Bank of Kentucky

Louisiana Agency: Louisiana Department of Health and Hospitals

CBO: Louisiana Assistive Technology Access Network

Lender: Regions Bank
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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TABLE 17. ALTERNATIVE FINANCING PROGRAM PARTNERS UNDER TITLE III OF THE 

ASSISTIVE TECHNOLOGY ACT OF 1998, BY STATE: FY 2007 AND FY 2008 (CONT'D)

State Partners

Maine Agency: Maine Department of Education, Maine CITE

CBO: mPower Loan Board

Lender: mPower Loan Fund

Maryland Agency: Maryland Department of Disability Services, 

Maryland Assistive Technology Program

CBO: AT Loan Program Board

Lenders: State Employees Credit Union of Maryland, 1st Mariner Bank

Massachusetts Agency: Massachusetts Rehabilitation Commission

CBO: Easter Seals Massachusetts

Lender: Sovereign Bank

Michigan Agency: Michigan Department of Labor and Economic Growth, Rehabilitation 

Services

CBO: United Cerebral Palsy of Michigan

Lender: Option 1 Credit Union

Minnesota Agency: Minnesota Department of Administration, STAR Program

CBO: Assistive Technology of Minnesota

Lenders: Bremer Bank

Missouri Agency: Missouri Assistive Technology Council

CBO: Loan Application Review Committee

Lender: Missouri State Treasurer

Nebraska Agency: Nebraska Assistive Technology Partnership

CBO: Easter Seals Nebraska

Lender: First National Bank of Omaha

Nevada Agency: Nevada Office of Community Based Services

CBO: CARE Chest of Sierra Nevada

Lender: Nevada State Bank

New Mexico Agency: New Mexico Division of Vocational Rehabilitation

CBO: San Juan Center for Independence

Lender: Four Corners Community Bank

North Dakota Agency: North Dakota Protection and Advocacy

CBO: North Dakota Association for the Disabled

Lender: Alerus Financial Institution

Oklahoma Agency: Oklahoma ABLE Tech

CBO: Oklahoma Assistive Technology Foundation

Lender: BancFirst of Stillwater

Pennsylvania Agency: Pennsylvania Department of Community and Economic Development

CBO: Pennsylvania Assistive Technology Foundation

Lender: Sovereign Bank
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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TABLE 17. ALTERNATIVE FINANCING PROGRAM PARTNERS UNDER TITLE III OF THE 

ASSISTIVE TECHNOLOGY ACT OF 1998, BY STATE: FY 2007 AND FY 2008 (CONT'D)

State Partners

South Carolina Agency: South Carolina Vocational Rehabilitation Department

CBO: Foundation for Independence Through Empowerment

Lender: South Carolina State Credit Union

Utah Agency: Center for Persons with Disabilities, Utah State University

CBO: Utah Assistive Technology Foundation

Lender: Zions First National Bank

Vermont Agency: Vermont Department of Aging and Independent Living

CBO: Opportunities Ventures

Lender: Opportunities Credit Union

Virginia Agency: Virginia Department of Rehabilitative Services

CBO: Assistive Technology Loan Fund Authority

Lender: SunTrust Bank

Washington Agency: Washington Department of Community, Trade and 

Economic Development

CBO: Washington Assistive Technology Foundation

Lender: Cascadia Revolving Loan Fund

Wisconsin Agency: Wisconsin Department of Health and Family Services

CBO: IndependenceFirst

Lender: Marshall and Ilsley Bank

Wyoming Agency: Wyoming Institute for Disabilities, University of Wyoming

CBO: Wyoming Independent Living Rehabilitation, Inc.

Lender: First Interstate Bank of Laramie

Guam Agency: Guam Center for Excellence in Developmental Disabilities Education 

Research & Service, University of Guam/CEDDERS

CBO: Pacific Islands Micro Credit Institute

Lender: Bank of Guam

Northern 

Mariana Islands

State Agency: CNMI Council on Developmental Disabilities

CBO: CNMI Association of Families with Disabilities

Lender: Bank of Saipan—Susupe

U.S. Virgin 

Islands

Agency: University of Virgin Islands, Center for Excellence in Developmental 

Disabilities

CBO: Virgin Islands Assistive Technology Foundation

Lender: Banco Popular, Inc. 

Note: For purposes of this report, the term states includes, in addition to each of the 50 states of the United States, 

the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Commonwealth of 

the Northern Mariana Islands, according to the Assistive Technology Act of 1998, Sec. 3(13).

CBO—Community-based organization.

Source: Rehabilitation Engineering and Assistive Technology Society of North America (RESNA). Annual survey 

of the National Assistive Technology Technical Assistance Partnership (NATTAP), November 2008. 
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LOAN ACTIVITY

In FY 2007, which ran from Oct. 1, 2006, to Sept. 30, 2007, 32 AFPs were operating and providing 

loans. Data from these AFPs show that they received 2,235 applications and provided 1,373 loans for 

a total amount of $17,899,536. In FY 2008, 32 AFPs also operated and provided loans. During that 

year, the programs received 2,291 applications and provided 1,351 loans for a total amount of 

$15,538,484. Nationally, about 60 percent of the applications were approved both years.

Table 18 shows the loan activity by state grantees for FY 2007 and FY 2008.

TABLE 18. ALTERNATIVE FINANCING PROGRAM LOAN ACTIVITY UNDER TITLE III OF THE 

ASSISTIVE TECHNOLOGY ACT OF 1998: FY 2007 AND FY 2008 (CONT'D)

State

FY 2007 FY 2008

Applications 

Processed 

(count)

Loans Made 

(count)

Amount of 

Loans Made

($)

Applications 

Processed 

(count)

Loans Made

(count)

Amount of

Loans Made

($)

Alabama 10 3 57,825 42 24 $432,960

Arizona 6 2 4,138 12 7 24,481

Arkansas 17 10 85,816 15 5 79,528

Delaware 1 1 2,900 1 1 2,800

Florida 25 6 75,700 33 7 78,097

Georgia 104 58 1,374,608 75 30 491,457

Illinois 106 79 1,496,071 67 41 829,287

Iowa 53 18 102,662 108 36 216,860

Kansas 255 167 1,647,340 275 144 1,898,664

Kentucky 126 67 621,129 118 70 704,745

Louisiana 24 20 365,849 13 9 130,755

Maine 3 3 40,500 24 22 230,413

Maryland 65 32 357,180 69 44 682,772

Massachusetts 121 86 1,632,294 98 68 1,020,966

Michigan 138 34 300,811 117 19 71,970

Minnesota 66 43 661,190 69 47 1,007,585

Missouri a a a a a a

Nebraska 54 17 423,717 38 23 409,782

Nevada b 0 0 0 12 0 0
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TABLE 18. ALTERNATIVE FINANCING PROGRAM LOAN ACTIVITY UNDER TITLE III OF THE 

ASSISTIVE TECHNOLOGY ACT OF 1998: FY 2007 AND FY 2008 (CONT'D)

State

FY 2007 FY 2008

Applications 

Processed 

(count)

Loans Made 

(count)

Amount of 

Loans Made

($)

Applications 

Processed 

(count)

Loans Made

(count)

Amount of

Loans Made

($)

New Mexico 22 8 140,141 23 7 112,792

North Dakota 12 10 162,176 9 6 75,108

Oklahoma 102 90 472,881 93 81 411,447

Pennsylvania 295 244 4,395,551 334 264 3,037,963

South Carolina 27 18 266,250 27 14 149,400

Utah 93 66 514,222 103 73 562,281

Vermont 31 13 93,661 37 37 236,826

Virginia 208 105 1,461,729 240 126 1,706,283

Washington 46 31 121,554 48 39 143,993

Wisconsin 146 90 751,098 133 70 539,470

Wyoming 14 11 68,842 19 14 185,275

Guam 12 9 14,350 17 10 17,887

Northern 

Mariana Islands 34 18 119,837 14 7 28,266

U.S. Virgin 

Islands 19 14 67,514 8 6 18,371

Totals 2,235 1,373 $17,899,536 2,291 1,351 $15,538,484

a Data were not submitted to the University of Illinois at Chicago (UIC) Web-based reporting system.

b Nevada was restructuring its program in FY 2007 and FY 2008 and did not process loans.

Note: For purposes of this report, the term states includes, in addition to each of the 50 states of the United States, 

the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Commonwealth of 

the Northern Mariana Islands, according to the Assistive Technology Act of 1998, Sec. 3(13).

“Applications processed” are those applications for which a decision is made in that particular fiscal year.

Source: Rehabilitation Engineering and Assistive Technology Society of North America (RESNA), U IC Web-based 

reporting system under contract with the Alternative Financing Technical Assistance Program (AFTAP). 

Although FY 2007 and FY 2008 program data was submitted by all AFPs to the Alternative 

Financing Technical Assistance Project at RESNA, only the individual applicant data submitted to 

the Web-based reporting system maintained by the University of Illinois at Chicago (UIC) are 

reflected in the tables of this report. Table 18 shows the loan activity of the one state AFP grantee for 
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FY 2007 and FY 2008 that did not submit individual applicant loan data into the UIC Web-based 

reporting system. Therefore, the data in table 19 stand alone and are not included in the other tables 

created using the Web-based outcomes reporting system at UIC and the annual program data survey.

TABLE 19. ALTERNATIVE FINANCING PROGRAM LOAN ACTIVITY UNDER TITLE III OF THE 

ASSISTIVE TECHNOLOGY ACT OF 1998 NOT REPORTED IN THE UNIVERSITY OF ILLINOIS 

AT CHICAGO (UIC) WEB-BASED REPORTING SYSTEM: FY 2007 AND FY 2008

State

Applications Processed 

(count) Loans Made (count)

Dollar Amount of 

Loans Made ($)

Missouri, FY 2007 46 31 $122,253

Missouri, FY 2008 42 26 $84,010

Source: Rehabilitation Engineering and Assistive Technology Society of North America (RESNA). Annual survey 

of the National Assistive Technology Technical Assistance Partnership (NATTAP), November 2008. 

AVERAGE DOLLAR AMOUNT OF LOANS

As table 20 indicates, in FY 2007, the median loan was $7,000, and the average amount for a loan 

was $13,037. In FY 2008, the median loan provided to individuals with disabilities was $5,670. 

The average amount for a loan in FY 2008 was $11,519. (The median loan is the loan amount for 

which one-half of the approved loan amounts are above and one-half are below).

TABLE 20. AMOUNT OF APPROVED ALTERNATIVE FINANCING PROGRAM LOANS UNDER TITLE 

III OF THE ASSISTIVE TECHNOLOGY ACT OF 1998 BY MEASURE OF APPROVED LOAN 

ACCOUNTS: FY 2007 AND FY 2008

Measure of 

Approved Loan Accounts

FY 2007

(N = 1,373)

FY 2008

(N = 1,351)

Median $7,000 $5,670

Average $13,037 $11,519

Minimum $90 $100

Maximum $65,000 $73,284

Source: Rehabilitation Engineering and Assistive Technology Society of North America (RESNA), UIC Web-based 

reporting system under contract with the Alternative Financing Technical Assistance Program (AFTAP). 

DEFAULT RATES AND NET LOSS RATES

The total dollar amount of outstanding loans (loans for which the principal was not yet repaid in 

full) as of Sept. 30, 2007, was $26,044,939 from a total 2,915 loans. This total includes loans that 
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77

were provided by AFPs, such as direct and guaranteed loans (see page 9) for description of these 

types of loans), but does not include interest rate buy-down loans or nonguaranteed loans 

provided solely by lending institutions. Overall, 164 loans were in default for FY 2007, with a 

total dollar amount of $859,877. The FY 2007 AFP national default rate was 3.30 percent. The 

default rate for loan programs is calculated by dividing the total dollar amount of defaulted loans 

by the total dollar amount of outstanding loans.

As of Sept. 30, 2007, the amount of net losses—the dollar amount of defaulted loans minus the 

funds collected from collateral—was $779,842, and the net loss rate for all AFP supported loans 

for FY 2007 was 2.99 percent. The net loss rate for loan programs is calculated by dividing the 

dollar amount of net losses by the outstanding loan amounts.

The total dollar amount of outstanding loans as of Sept. 30, 2008, was $25,271,941 from a total 

2,861 loans. Overall, 174 loans were in default for FY 2008, with a total dollar amount of 

$1,175,182. The FY 2008 AFP national default rate was 4.65 percent.

As of Sept. 30, 2008, the amount of net losses was $839,797, and the net loss rate for all AFP 

supported loans for FY 2008 was 3.32 percent.

CHARACTERISTICS OF BORROWERS

Demographic information, such as age, sex and race, reported by borrowers for FY 2007 and FY 

2008 is shown in table 21. FY 2007 data showed that more males than females were borrowers 

and that the largest percentage of borrowers was between 50 and 59 years of age. Most 

borrowers indicated that they were white. Looking at the communities where borrowers resided 

in FY 2007 (suburban, rural and urban areas), a slightly higher percentage of borrowers resided 

in urban areas. FY 2008 data showed that the number of female borrowers were greater than 

males. The location of the borrowers was more balanced among suburban, urban and rural areas 

than in FY 2007.
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TYPES OF AT PURCHASED

Borrowers purchased many different types of assistive technology, as shown in table 22. In 

FY 2007 and FY 2008, the most frequently purchased types of AT were adapted transportation, 

hearing aids and mobility equipment, followed by building modifications, computer equipment 

and daily living equipment.

FUNCTIONAL AREAS THAT AT IS EXPECTED TO AFFECT

Additionally, Table 23 provides information from FY 2007 and FY 2008 loan recipients about 

the functional areas that the purchased AT is expected to affect. These areas were primarily 

mobility, social interactions, and hearing followed by talking and communication, learning, and 

other methods of communication. Among the less utilized functional areas, seeing increased 

slightly from FY 2007 to FY 2008, whereas dexterity handling skills and memory declined

during this period.

TABLE 21. SELECTED DEMOGRAPHIC CHARACTERISTICS OF ALTERNATIVE FINANCING 

PROGRAM BORROWERS UNDER TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 

1998, BY NUMBER AND PERCENTAGE: FY 2007 AND FY 2008 (CONT'D)

Demographic 

Characteristic

FY 2007 FY 2008

Number

Percentage of 

1,373 Approved 

Loans Number

Percentage of 

1,351 Approved 

Loans

Sex of AT User

Male 724 52.73% 648 47.96%

Female 640 46.61% 692 51.22%

No response 9 0.66% 11 0.81%

TOTAL 1,373 100.0% 1,351 100.0%
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TABLE 21. SELECTED DEMOGRAPHIC CHARACTERISTICS OF ALTERNATIVE FINANCING 

PROGRAM BORROWERS UNDER TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 

1998, BY NUMBER AND PERCENTAGE: FY 2007 AND FY 2008 (CONT'D)

Demographic 

Characteristic

FY 2007 FY 2008

Number

Percentage of 

1,373 Approved 

Loans Number

Percentage of 

1,351 Approved 

Loans

Age of AT User

0–9 years 64 4.66% 57 4.22%

10–19 years 86 6.26% 72 5.33%

20–29 years 124 9.03 92 6.81%

30–39 years 136 9.91% 139 10.29%

40–49 years 214 15.59% 227 16.80%

50–59 years 289 21.05% 277 20.50%

60–69 years 205 14.93% 216 15.99%

70–79 years 126 9.18% 139 10.29%

80–89 years 60 4.37% 79 5.85%

90–100 years 10 0.73% 8 0.59%

No response 59 4.30% 45 3.33%

TOTAL 1,373 100.0% 1,351 100.0%

Race of AT User

White 810 58.99% 828 61.29%

Black or AfricanAmerican

76 5.54% 146 10.81%

Hispanic or Latino 32 2.33% 16 1.18%

American Indian, 

Alaskan Native

15 1.09% 10 0.74%

Asian Indian, Asian 10 0.73% 9 0.66%

Other 6 0.44% 8 0.59%

No response 409 29.79% 317 23.46%

TOTAL 1,373 100.0% 1,351 100.0%
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TABLE 21. SELECTED DEMOGRAPHIC CHARACTERISTICS OF ALTERNATIVE FINANCING 

PROGRAM BORROWERS UNDER TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 

1998, BY NUMBER AND PERCENTAGE: FY 2007 AND FY 2008 (CONT'D)

Demographic 

Characteristic

FY 2007 FY 2008

Number

Percentage of 

1,373 Approved 

Loans Number

Percentage of 

1,351 Approved 

Loans

AT User’s Community

Primarily suburban 428 31.17% 433 32.05%

Primarily urban 491 35.76% 423 31.31%

Primarily rural 392 28.55% 438 32.42%

Other 4 0.29% 3 0.22%

No response 58 4.22% 54 4.00%

TOTAL 1,373 100.0% 1,351 100.0%

Source: Rehabilitation Engineering and Assistive Technology Society of North America (RESNA), UIC Web-based 

reporting system under contract with the Alternative Financing Technical Assistance Program (AFTAP).
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TABLE 22. NUMBER AND PERCENTAGE OF APPROVED LOANS , BY TYPE OF AT UNDER TITLE III

OF THE ASSISTIVE TECHNOLOGY ACT OF 1998: FY 2007 AND FY 2008

Type of Assistive Technology

FY 2007 FY 2008

Count

Percentage of 

1,373 

Approved 

Loans Count

Percentage of 

1,351 

Approved 

Loans

Adapted transportation 629 45.81% 550 40.71%

Hearing aids 296 21.56% 358 26.50%

Mobility equipment 218 15.88% 213 15.77%

Building modifications 106 7.72% 78 5.77%

Computer equipment 71 5.17% 70 5.18%

Seating and positioning 31 2.26% 38 2.81%

Daily living equipment 37 2.69% 33 2.44%

Computer access 27 1.97% 25 1.85%

Visual aids 23 1.68% 24 1.78%

Medical equipment 10 0.73% 10 0.74%

Social and recreational 5 0.36% 7 0.52%

Communication 7 0.51% 7 0.52%

Environmental control 11 0.80% 6 0.44%

Work or school 

modifications 6 0.44% 3 0.22%

Farm equipment 

modifications 1 0.07% 2 0.15%

Other needs 32 2.33% 38 2.81%

Note: Borrowers could purchase more than one piece of AT with a single loan, and, therefore, the count column 

exceeds 1,373 (FY 2007) and 1,351 (FY 2008) if summed. Therefore, the percentages reported were calculated as: 

count of loans for type of technology divided by total approved loans for that year.

Environmental control: Environmental and structural adaptations to the built environment that remove or reduce 

barriers and promote access to and within the built home, employment and community facilities for individuals with 

disabilities. Environmental adaptations usually involve building construction, engineering, and architecture, but also 

include environmental controls and switches that can control a large portion of or an entire living environment.

Source: UIC Web-based reporting system under contract with the Alternative Financing Technical Assistance

Program (AFTAP), Rehabilitation Engineering and Assistive Technology Society of North America (RESNA).
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TABLE 23. NUMBER AND PERCENTAGE OF APPROVED LOANS FOR AT PURCHASED BY AFP BY 

FUNCTIONAL AREA UNDER TITLE III OF THE ASSISTIVE TECHNOLOGY ACT OF 1998:

FY 2007 AND FY 2008

Functional Area

FY 2007 FY 2008

Count

Percentage of 

1,373

Approved 

Loans Count

Percentage of 

1,351 

Approved 

Loans

Mobility 910 66.28% 807 59.73%

Social interactions 387 28.19% 316 23.39%

Hearing 305 22.21% 363 26.87%

Talking and communication 161 11.73% 132 9.77%

Learning 115 8.38% 89 6.59%

Seeing 37 2.69% 34 2.52%

Memory 25 1.82% 12 0.89%

Handling skills (dexterity) 21 1.53% 24 1.78%

Other areas 67 4.88% 56 4.15%

Note: The AT purchased by the borrowers may have multiple functional impacts on the AT user, and, therefore, the 

count column exceeds 1,373 (in FY 2007) and 1,351 (in FY 2008) if summed. Therefore, the percentages reported were 

calculated as: count of types of functional impact expected divided by total approved loans for that year.

Source: Rehabilitation Engineering and Assistive Technology Society of North America (RESNA), UIC Web-based 

reporting system under contract with the Alternative Financing Technical Assistance Program (AFTAP).

SUCCESSFUL OUTCOMES FOR AT LOAN RECIPIENTS: CASE STUDIES

AFPs have provided loans to help people with disabilities access all types of assistive 

technology, including mobility and communication devices, hearing aids and adapted 

transportation. The success stories presented in this section, collected from anecdotes submitted 

in the annual progress report, show how AFPs have provided individuals with disabilities with an 

essential lending resource for the purchase of AT that has aided their participation at work, 

school, home and in community settings.
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ARIZONA LOAN$ FOR ASSISTIVE TECHNOLOGY—

PROVIDING PATHWAYS TO INDEPENDENCE

After recovering from an accident that caused him to lose his sight, a young man came to Arizona 

Loan$ for Assistive Technology (AzLAT) for a low-cost loan to purchase a Pulse Data BrailleNote 

BT-32. This electronic device was necessary for him to attend a 10-month educational program to 

learn Braille and to take vocational training classes at an out-of-state school for the blind. He found 

out about AzLAT through his vocational rehabilitation (VR) counselor.

After his initial loan application was denied because of credit history, AzLAT staff worked with 

VR and the Social Security Administration (SSA) to develop a SSA Work Incentive PASS Plan 

(Plan to Achieve Self-Sufficiency) for him. The PASS Plan allowed the young man to receive an 

increased Social Security Insurance (SSI) allowance for several months to pay for the AT loan 

while continuing to receive monthly Social Security Disability Insurance (SSDI) benefits. He

repaid the $6,840 AT loan, with an 8% interest rate, in 15 months. His on-time loan payments 

helped rebuild his creditworthiness. 

AzLAT is administered by the Arizona Technology Access Program (AzTAP) through the 

Institute for Human Development at Northern Arizona University. AzLAT offers affordable 

loans at below market interest rates to consumers with disabilities in Arizona. AzLAT services—

if needed by a consumer—include assistance with AT device selection, identification of other 

potential funding sources for AT acquisition and intervention options to avoid consumer default 

on AT loans.

ILLINOIS TECHCONNECT LOW INTEREST LOAN PROGRAM—

OFFERING SOLUTIONS FOR CONSUMERS WITH DISABILITIES

A woman in her 40s with psoriatic arthritis and multiple sclerosis, needed to make her home 

more accessible when her ability to walk began to decline. She found out about the TechConnect 

Low Interest Loan Program of the Illinois Assistive Technology Program (IATP) through 

another state agency and discovered that she could afford a low-cost loan to make the 

renovations necessary to stay in her home. 
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“I didn’t know what I was going to do,” the woman said. “I needed modifications to my home to 

make it accessible for me. I had fallen down my basement steps several times, and I just couldn’t 

risk that again. I will be in a wheelchair soon, and my bathroom is too small for that. The 

doorway is narrow, and there’s no room to turn a wheelchair. I couldn’t afford to buy a new 

house with accessible features and, anyway, I love this house and didn’t want to leave. I grew up 

in this neighborhood and I really wanted to stay here.”

A $21,724 loan for 10 years, at 5.5% interest, helped to modify her home through affordable 

payments. An addition, with a bedroom, bathroom and laundry facilities, was added to the back 

of the house. This allowed all major living facilities to be on one level with extra-wide doorways, 

smooth floors and additional space for maneuvering a wheelchair. The bathroom included an 

accessible shower stall with a built-in seat. “If the Illinois Assistive Technology Project hadn’t 

helped me, I wouldn’t have been able to do this.”

The TechConnect Low Interest Loan Program offered through IATP provides affordable AT 

loans to people with disabilities throughout the state of Illinois. TechConnect has been able to 

reach consumers in rural and urban counties, particularly through its work with the Centers for 

Independent Living, which are located throughout the state.

MICHIGAN ASSISTIVE TECHNOLOGY LOAN FUND—MEETING FAMILIES' NEEDS

Communicating with teachers and classmates has become much easier for a high school student

in Michigan, since he began using a sleek, handheld speech device—the Palmtop 3 by DynaVox. 

His family purchased the Palm 3 with the assistance of a low-cost loan from the Michigan 

Assistive Technology Loan Fund (MATLF). The student’s parents found MATLF through a 

recommendation from his speech-language pathologist.

After the family bought the Palm, the speech pathologist programmed it to “speak” common 

phrases that the teen can use at school and when going out with his family to events and venues,

such as baseball games and restaurants. The portable augmentative and alternative 

communication (AAC) device was programmed for voice, speed and volume. The student, who 

has apraxia and mild cerebral palsy, uses the touch screen to locate picture symbols for words, 

phrases and sentences that he wants to convey. The Palm 3 then speaks these words or sentences. 
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The device helps him communicate in a way that everyone can easily understand, his mother 

said. “This device has really helped him at school,” she remarked. “The teacher gets it out every 

morning and begins by asking, ‘How are you feeling?’ and ‘What’s the date and weather?’ It 

helps him participate with the group.”

The staff at MATLF was very helpful in filling out the required paperwork and in navigating the 

loan process, his mother said. “Everything went smoothly, it was really quick.” To help pay for 

the device, the student’s parents received a $2,095 loan at 5% interest for 24 months. The device 

should take him into adulthood, his mother said.

The Michigan loan program provides low-cost loans for Michigan residents who want to 

purchase assistive technology, but need an affordable financing program. MATLF is a program 

administered by United Cerebral Palsy of Michigan with Option 1 Credit Union in Lansing.

NORTH DAKOTA ALTERNATIVE FINANCIAL LOAN PROGRAM—

HELPING FAMILIES MOVE AHEAD

The mother of a 14-year-old child with cerebral palsy could no longer easily transfer her 

daughter from her wheelchair into their car. Each time the mother helped her daughter into the 

car for a doctor’s appointment or to attend school, she hoped that neither one would be injured. 

Looking for a solution to her problem, the mother attended the Assistive Technology Expo in 

Fargo, N.D, sponsored by the North Dakota Interagency Program for Assistive Technology 

(IPAT). The mother not only found information about an accessible van, but she discovered the 

North Dakota Alternative Financial Loan Program. Laura successfully worked with the AFP to 

obtain a loan for a used van with a wheelchair lift. She received a $30,000 loan for the modified 

vehicle. The interest rate on the loan was 5.7% for five years.

“The Alternative Loan Program made a huge difference,” said the mother. “We would not have 

been able to get the van without it. My daughter absolutely loves being in the van because it is so 

easy for us to get her in and out, and she is comfortable. Now that we have a van, it is easier for 

us to be on the go, and there’s just no stopping us!”

Several organizations work together to make the North Dakota AFP successful in offering 

affordable loans to state residents with disabilities. North Dakota Protection and Advocacy is the 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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lead state agency for the AFP. IPAT coordinates and monitors the activities of all AFP partners 

and assures integration of program components. The North Dakota Association for the Disabled 

(NDAD) is the community-based organization that manages AFP activities. Alerus Financial is 

responsible for processing loans and for monitoring procedures.

OKLAHOMA ALTERNATIVE FINANCING PROGRAM—TAILORING AT LOAN 

SERVICES TO MEET CLIENT NEEDS

An all-terrain wheelchair helped an Oklahoma man paralyzed in a work accident to return to his 

previous active involvement in community and daily activities. The man, in his 50s, worked as a

lineman for an electrical company when he was electrocuted at a worksite and became partially 

paralyzed. In 2007, five years after the accident, he began searching for AT that would provide 

better access to activities than his manual wheelchair. 

The man contacted the Oklahoma Assistive Technology Foundation (OkAT) and made an 

application for a low-interest loan to purchase a power wheelchair. Oklahoma ABLE Tech staff 

worked with him to find an appropriate high-tech wheelchair rugged enough to use on a farm. 

ABLE Tech staff recommended an on-site evaluation by an occupational therapist from 

Oklahoma’s AgrAbility Project in order to determine which power wheelchair would best meet 

his needs. Arrangements were made for a vendor to bring a Frontier X5 wheelchair to a farm 

owned by a relative. After the therapist’s evaluation showed the X5 could work, he applied for 

and received a three-year loan for $10,000 loan with a 5 % interest rate. 

“I would not be where I am today if it wasn’t for OkAT,” the man said. “This wheelchair has 

lifted my spirits tremendously.” Five months later, in October 2007, he came back to OkAT for a 

loan to help purchase a used F150 pickup truck that was modified with a wheelchair lift and hand 

controls. He received a $7,500 loan over five years at a 5% interest rate and said the truck has 

given him more freedom in his life. He added that he could not thank the ABLE Tech staff and 

OkAT enough for all they have done for him. “You guys are a true blessing,” he said.

Oklahoma ABLE Tech in partnership with the Oklahoma Assistive Technology Foundation 

(OkAT) and BancFirst of Stillwater offers a statewide Alternative Financing Program (AFP) for 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

87

Oklahomans with disabilities. The Oklahoma AFP offers extensive outreach services to inform 

consumers with disabilities about the availability of the loan fund for AT needs.

VERMONT INDEPENDENCE FUND—SUPPORTING CLIENTS' GOALS

An iBOT 4000 chair purchased through a loan from Vermont’s AFP has helped a Burlington 

resident in his 30s become more involved in community, educational and vocational activities. 

The Burlington resident, who has cerebral palsy, purchased a high-tech wheelchair, developed by 

Segway inventor Dean Kamen, through an AT loan. Getting around town now has become an 

adventure instead of an ordeal because the iBOT easily traverses stairs, curbs and uneven terrain, 

and raises the user to eye-level height. The iBOT has four-wheel drive and remains balanced 

through the use of three computers and six gyroscopes.

The iBOT 4000 was purchased with a low-cost loan from the Independence Fund, which is 

administered by Opportunities Ventures in Burlington. The Independence Fund project manager 

worked with the borrower and the AFP advisory board to help facilitate the loan process, which 

resulted in a $23,900 loan at a 6% interest rate for five years. 

Vermont’s Independence Fund provides many services to Vermont residents with disabilities 

who want to purchase AT. The Independence Fund assists consumers by offering individualized 

credit-counseling services that help more consumers successfully apply for AT loans.

CONCLUSION

In their eight years of operation, AFPs have served individuals with disabilities throughout the 

nation by providing increased access to assistive technology through affordable loans. The 

foundational investment of $59.8 million in federal AFP funding since FY 2000, with a state 

contribution of $22 million, thus far has yielded $92.1 million in assistive technology loans to 

8,130 individuals with disabilities and their families. Due to such past success as outlined above

it is anticipated that in the future, the Alternative Financing Program will be further developed 

and effectively utilized to meet the varied needs of more individuals with disabilities and their 

families.

PART III

APPENDIXES

APPENDIX A

STATE-LEVEL ACTIVITIES 

CONDUCTED IN FY 2008

UNDER THE STATE GRANT

FOR AT PROGRAM

93

TABLE A. SELECTED STATE-LEVEL ACTIVITIES CONDUCTED UNDER THE STATE GRANT FOR 

AT PROGRAM, BY STATE: FY2008 (CONT'D)

State

How state 

financing was 

supported with 

grant funds

How device 

reutilization was 

supported with 

grant funds

How device loans 

were supported 

with grant funds

How device 

demonstrations 

were supported 

with grant funds

Alabama  Financial loan 

program

 Reassignment of 

donated devices

 Subcontracts with 

community-based 

organizations

 Subcontracts with 

community-based 

organizations

Alaska  None: Claiming

comparability due to 

existing financial 

loan program

 Online exchange  Memorandums of 

understanding with 

community-based 

organizations

 Mobile 

demonstrations

 Videoconference

 Regional 

demonstration sites

Arizona  Financial loan 

program

 Telework loan 

program

 Online exchange  Network of resource 

centers

 Network of regional 

resource centers

Arkansas  None: Claiming 

comparability due to 

existing financial 

loan program

 Online exchange

 Reassignment of 

donated devices

 A centralized 

program operated 

by the state

 A centralized 

program operated 

by the state

California  None: Claiming 

comparability due to 

existing financial 

loan program

 Online exchange

 Reassignment of 

donated devices

 Computer 

reassignment

 Subcontracts with 

universities and 

community-based 

organizations

 None: Claiming 

flexibility

Colorado  Feasibility study for 

financial loan 

program

 Online financing 

resource

 Online exchange  A centralized 

program operated 

by the state

 Mobile 

demonstrations

 Videoconference

 Regional 

demonstration sites

Connecticut  Financial loan 

program

 Reassignment of 

donated devices

 Online exchange

 A centralized 

program operated 

by a subcontractor

 A centralized 

program operated 

by a subcontractor

Delaware  Financial loan 

program

 Telework loan 

program

 Borrow-to-Own 

Low-vision Devices 

Program

 Online exchange  Network of resource 

centers

 Network of resource 

centers

Florida  Financial loan 

program

 Telework loan 

program

 Computer 

reassignment

 Online exchange

 Reassignment of 

donated devices

 A centralized 

program operated 

by the state

 Network of resource 

centers

 Regional 

demonstration sites
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

94

TABLE A. SELECTED STATE-LEVEL ACTIVITIES CONDUCTED UNDER THE STATE GRANT FOR 

AT PROGRAM, BY STATE: FY2008 (CONT'D)

State

How state 

financing was 

supported with 

grant funds

How device 

reutilization was 

supported with 

grant funds

How device loans 

were supported 

with grant funds

How device 

demonstrations 

were supported 

with grant funds

Georgia  Financial loan 

program

 Cooperative buying

 Computer 

reassignment

 Online exchange

 Durable medical 

equipment 

reassignment

 Network of resource 

centers

 Regional centers

Hawaii  Financial loan 

program

 Reassignment of 

donated devices

 Computer 

reassignment

 Network of resource 

centers

 Network of 

community-based 

organizations

Idaho  Financial loan 

program

 Online exchange

 Durable medical 

equipment 

reassignment 

 Combination of 

community-based 

organizations and 

state-operated 

regional center

 Combination of 

community-based 

organizations and 

state-operated 

regional center

Illinois  Financial loan 

program

 Telework loan 

program

 Last resort funding*

 Online exchange  A centralized 

program operated 

by the implementing 

entity

 A centralized 

program operated 

by the implementing 

entity

Indiana  Financial loan 

program

 Online exchange

 Computer 

reassignment

 A centralized 

program operated 

by the implementing 

entity

 Regional centers

Iowa  Financial loan 

program

 Telework loan 

program

 Online exchange

 Reassignment of 

donated devices

 Centralized 

augmentative 

communication 

device and software 

loan program

 Demonstration 

center in the state’s 

largest metro area

Kansas  Financial loan 

program

 Telework loan 

program

 Telecommunications Access 

Program

 Case management 

system

 Online exchange

 Reassignment of 

donated devices

 A centralized 

program operated 

through subcontract 

with a communitybased organization

 Network of AT 

access sites
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

95

TABLE A. SELECTED STATE-LEVEL ACTIVITIES CONDUCTED UNDER THE STATE GRANT FOR 

AT PROGRAM, BY STATE: FY2008 (CONT'D)

State

How state 

financing was 

supported with 

grant funds

How device 

reutilization was 

supported with 

grant funds

How device loans 

were supported 

with grant funds

How device 

demonstrations 

were supported 

with grant funds

Kentucky  Affiliation with 

financial loan 

program

 Online exchange

 Reassignment of 

donated devices

 Affiliation with 

computer 

reassignment 

program

 Network of regional 

AT resource centers

 Network of regional 

AT resource centers

Louisiana  Financial loan 

program

 Reassignment of 

donated devices

 Computer 

reassignment

 Online exchange

 Still in planning  Still in planning

Maine  Financial loan 

program

 Online exchange  Consortium of 

partners

 A centralized 

program operated 

by a subcontractor

 Videoconferences

Maryland  Financial loan 

program

 Telework loan 

program

 Cooperative buying

 Devices for nursing 

home residents

 Wheelchair ramp 

construction

 Emergency 

notification systems

 Durable medical 

equipment 

reassignment

 Two online 

exchanges

 Network of 

community-based 

organizations

 Network of 

community-based 

organizations

M assachusetts  Financial loan 

program

 Home modification 

loan program

 Online exchange

 Reassignment of 

donated devices

 Network of 

community-based 

organizations

 Network of 

community-based 

organizations

Michigan  None: Claiming 

comparability due to 

existing financial 

loan program

 Online exchange  None: Claiming 

flexibility

 Subcontracts with 

community-based 

organizations

Minnesota  None: Claiming 

comparability due to 

existing financial 

loan program

 Online exchange  Network of regional 

programs

 Network of regional 

programs

Mississippi  None: Claiming 

flexibility

 Online exchange

 Reassignment of 

donated devices

 Computer 

reassignment

 Regional centers  Regional centers
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

96

TABLE A. SELECTED STATE-LEVEL ACTIVITIES CONDUCTED UNDER THE STATE GRANT FOR 

AT PROGRAM, BY STATE: FY2008 (CONT'D)

State

How state 

financing was 

supported with 

grant funds

How device 

reutilization was 

supported with 

grant funds

How device loans 

were supported 

with grant funds

How device 

demonstrations 

were supported 

with grant funds

Missouri  Financial loan 

program

 Telework loan 

program

 Last resort funding

 Public school 

reimbursement 

program

 Computer 

reassignment

 Durable medical 

equipment 

reassignment

 Other electronic 

equipment 

reassignment

 Online exchange

 A centralized 

program operated 

by the state

 Regional centers

Montana  Financial loan 

program

 Online exchange

 Reassignment of 

donated devices

 A centralized 

program operated 

by the implementing 

entity

 A centralized 

program operated 

by the implementing 

entity

Nebraska  Administration of 

funding services

 Online exchange  A centralized 

program operated 

by the state

 Regional centers

 Mobile 

demonstrations

Nevada  Financial loan 

program

 AT for independent 

living program

 Telecommunications equipment 

program

 Online exchange

 Reassignment of 

donated devices

 Facilitate device 

loans between AT 

companies and 

consumers

 Center in state’s 

largest city

New Hampshire  None: Claiming 

comparability due to 

existing financial 

loan program

 Online exchange

 Reassignment of 

donated devices

 Programs operated 

by two communitybased organizations

 Programs operated 

by two communitybased organizations

New Jersey  None: Claiming 

comparability due 

existing financial 

loan program

 Online exchange  Plans for network of 

community-based 

organizations

 Plans for network of 

community-based 

organizations

New Mexico  Financial loan 

program

 Telework loan 

program

 Leveraged funding 

program

 Online exchange

 Reassignment of 

donated devices

 A centralized 

program operated 

by the state

 Mobile 

demonstrations

 Two demonstration 

centers operated by 

the state

New York  Financial loan 

program

 Online exchange

 Reassignment of 

donated devices

 Regional centers  Regional centers

North Carolina  None: Claiming 

flexibility

 Online exchange  Regional centers  Regional centers
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

97

TABLE A. SELECTED STATE-LEVEL ACTIVITIES CONDUCTED UNDER THE STATE GRANT FOR 

AT PROGRAM, BY STATE: FY2008 (CONT'D)

State

How state 

financing was 

supported with 

grant funds

How device 

reutilization was 

supported with 

grant funds

How device loans 

were supported 

with grant funds

How device 

demonstrations 

were supported 

with grant funds

North Dakota  Financial loan 

program

 Online exchange  A centralized 

program operated 

by the implementing 

entity

 Regional centers

Ohio  Financial loan 

program

 Computer 

reassignment

 Online exchange

 Partnerships with 

public libraries

 Mobile 

demonstrations

Oklahoma  Financial loan 

program

 Telework loan 

program

 Fire safety 

equipment program

 Online exchange

 Computer 

reassignment

 Memorandums of 

agreement with 

partner 

organizations and 

one site operated by 

the state

 Memorandums of 

agreement with 

partner 

organizations and 

one site operated by 

the state

Oregon  Cooperative buying 

program

 Online exchange

 Reassignment of 

donated devices

 A centralized 

program operated 

by the implementing 

entity

 Mobile 

demonstrations

 Two demonstration 

centers

Pennsylvania  Telecommunications distribution 

program

 Individual funding 

consultation

 Online exchange

 Reassignment of 

donated devices

 Centralized 

inventory processed 

through regional 

centers

 Regional resource 

centers

Rhode Island  Feasibility study  Reassignment of 

donated devices

 Subcontracts with 

community-based 

organizations

 Subcontracts with 

community-based 

organizations

South Carolina  None: Claiming 

comparability due to 

existing financial 

loan program

 Online exchange

 Reassignment of 

donated devices

 A centralized 

program operated 

by the state

 Mobile 

demonstrations

 A centralized 

demonstration 

center

South Dakota  Feasibility study  Neuromuscular 

Equipment 

Reassignment 

Program

 Online exchange

 Closed-circuit TV 

program

 Reassignment of 

donated devices

 Collaborative 

partnerships with 

community-based 

organizations

 Regional centers

Tennessee  None: Claiming 

flexibility

 Reassignment of 

donated devices

 Regional centers  Regional centers
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

98

TABLE A. SELECTED STATE-LEVEL ACTIVITIES CONDUCTED UNDER THE STATE GRANT FOR 

AT PROGRAM, BY STATE: FY2008 (CONT'D)

State

How state 

financing was 

supported with 

grant funds

How device 

reutilization was 

supported with 

grant funds

How device loans 

were supported 

with grant funds

How device 

demonstrations 

were supported 

with grant funds

Texas  Feasibility study  Online exchange

 Reassignment of 

donated devices

 Centralized program 

operated by the state

 Regional computer 

access centers

Utah  Financial loan 

program

 Telework loan 

program

 Computer 

reassignment

 Reassignment of 

donated devices

 Virtual network of 

organizations 

throughout state

 Primary 

demonstration 

center operated by 

state

 Regional centers 

operated by other 

organizations

Vermont  Financial loan 

program

 Funding for children 

with autism

 Online exchange  Centralized program 

operated by the state

 Regional sites 

operated by state 

and subcontracted 

community- based 

organization

 Mobile 

demonstrations

Virginia  None: Claiming 

flexibility due to 

existing financial 

loan program

 Reassignment of 

donated devices

 Regional centers  Regional centers

Washington  Financial loan 

program

 Telework loan 

program

 Individual funding 

consultation

 Online exchange

 Computer 

reassignment

 Closed-circuit TV 

long-term rental

 Centralized program 

operated by the state

 Mobile 

demonstrations

 Centralized program 

operated by the state

West Virginia  Feasibility study  Online exchange

 Reassignment of 

donated devices

 Virtual network  Primary 

demonstration 

center operated by 

state

 Subcontracts with 

nonprofits

Wisconsin  None: Claiming 

comparability due to 

existing financial 

loan program

 Reassignment of 

donated devices

 Subcontracts to 

centers for 

independent living

 Subcontracts with 

public and private 

organizations

Wyoming  None: Claiming 

comparability due to 

existing financial 

loan program

 Online exchange  Centralized program 

operated by the state

 Primary 

demonstration 

center operated by 

state

 Mobile 

demonstrations
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

99

TABLE A. SELECTED STATE-LEVEL ACTIVITIES CONDUCTED UNDER THE STATE GRANT FOR 

AT PROGRAM, BY STATE: FY2008 (CONT'D)

State

How state 

financing was 

supported with 

grant funds

How device 

reutilization was 

supported with 

grant funds

How device loans 

were supported 

with grant funds

How device 

demonstrations 

were supported 

with grant funds

District of 

Columbia

 Financial loan 

program

 Computer 

reassignment

 Reassignment of 

donated devices

 Centralized program 

operated by 

implementing entity

 Centralized program 

operated by 

implementing entity

Puerto Rico  Feasibility study

 Low-cost device 

design and 

development

 Online exchange  Primary site 

operated by state

 Regional centers 

operated by other 

organizations

 Facilitate device 

loans between AT 

companies and 

consumers 

 Primary site 

operated by state

 Regional centers 

operated by other 

organizations

 Mobile 

demonstrations

American Samoa  Financial loan 

program

 Print exchange  Centralized program 

operated by 

subcontractor

 Centralized program 

operated by 

subcontractor

Guam  Financial loan 

program

 Telework loan 

program

 Reassignment of 

donated devices

 Centralized program 

operated by the 

territory

 Centralized program 

operated by the 

territory

 Mobile 

demonstrations

Northern Mariana 

Islands

 Financial loan 

program

 Online exchange  Collaborative 

partnerships with 

existing 

organizations

 Collaborative 

partnerships with 

existing 

organizations

U.S. Virgin Islands  Financial loan 

program

 Online exchange  Memorandums of 

understanding with 

community-based 

organizations

 Memorandums of 

understanding with 

community-based 

organizations

* When no other resources, public or private, will pay for the assistive technology device or service, an individual with a 

disability may qualify for a program of last resort. 

Note: For purposes of this report, the term states includes, in addition to each of the 50 states of the United States, the 

District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Commonwealth of the 

Northern Mariana Islands, according to the Assistive Technology Act of 1998, as amended, Sec. 3(14).

Centralized Program Operated by the State means a program operated directly by the lead agency from a single location.

Centralized Program Operated by the Implementing Entity means a program operated directly by the implementing entity 

from a single location.

Source: U.S. Department of Education, Rehabilitation Services Administration. State plans for assistive technology

submitted in RSA’s Management Information System (MIS). Last accessed October 2009.

APPENDIX B

STATEWIDE ASSISTIVE TECHNOLOGY

PROGRAM PROFILES

103

Note: To enhance the information this report contains, this appendix is included to convey a 

more up-to-date depiction of state AT-related activities. The information contained in the 

statewide AT program profiles in this appendix reflects activities the states planned for and either 

conducted or intend to conduct during the three-year period covered by their state plan for 

assistive technology for FY 2009 through FY 2011. The information in the profiles was 

submitted by states in June 2010 and reflects the states’ activities as of that month as pertains to 

their intended and executed plans for FY 2009 through FY 2011. Therefore, the information 

contained in the state profiles may differ from the FY 2008 information reported in Part I of this 

document, which was based on state plans submitted for the period FY 2006 through FY 2008.

105

STATEWIDE AT PROGRAM PROFILE: ALABAMA

Lead Agency: Alabama Department of Rehabilitation Services (ADRS)

Program Title: STAR: Alabama’s Assistive Technology Resource

State Financing Activities 

STAR supports an alternative financing program. The loan program is operated by the Southern 

Disability Foundation, Inc., a nonprofit organization, which provides a variety of low-interest and

extended- term loans for the purchase of assistive technology devices and services. The Southern 

Disability Foundation partners with the Auburn Bank to provide guaranteed loans.

Device Reutilization

STAR, in partnership with Goodwill Easter Seals, United Cerebral Palsy, the Opportunity Center-Easter 

Seals, Easter Seals Central Alabama and the Birmingham Baptist Association, administers communitybased equipment reutilization programs that increase options for individuals with disabilities to acquire 

medical equipment and other AT free of charge. Each reuse center receives donations of used devices and 

other assistive technology that is, in turn, refurbished, sanitized and loaned to individuals who have no 

other means of obtaining the needed equipment. The individuals can keep the equipment for as long as 

needed.

Device Loan

STAR claims flexibility for this activity. Other programs are providing services in this area throughout 

the state.

Device Demonstration

STAR claims flexibility for this activity. Other programs are providing services in this area throughout 

the state.

State Leadership Activities 

STAR, in collaboration with T.A.S.C. (Technology Assistance for Special Consumers), conducts both 

online and face-to-face training activities. Most training activities are conducted at the central site, 

however, as the need arises; training takes place on location, at conferences and online via live Webbased distance learning. The training activities are free, interactive and can be conducted at anytime.

STAR provides direct and coordinated technical assistance to individuals, groups, agencies and 

organizations upon request. STAR’s technical assistance activities focus on specific problem-solving to 

ensure the appropriate access to and acquisition of AT; the appropriate use and application of assistive 

technology devices, assistive technology services; and AT-specific training to meet the particular needs of 

individuals with disabilities.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

106

STATEWIDE AT PROGRAM PROFILE: ALASKA

Lead Agency: Alaska Department of Labor & Workforce Development, Division of 

Vocational Rehabilitation (DVR)

Implementing Entity: Assistive Technology of Alaska (ATLA) 

Program Title: Alaska Statewide AT Program

State Financing Activities

Alaska has a state alternative financing loan guarantee program that provides loans to individuals with 

disabilities and their families for the purchase of AT. The Statewide AT Program administers this 

guarantee loan fund with the assistance of Northrim Bank.

Device Reutilization

Assistive Technology of Alaska (ATLA), a nonprofit organization, maintains the AKTradingPost, a Webbased equipment exchange and reuse program. Items are available for sale, giveaway, loan and 

demonstration. Any Alaskan can post an ad, and a buyer can purchase used assistive technology at a 

negotiated price. Reutilization of durable medical equipment (DME) is done through the Independent 

Living Centers and small loan closets around the state.

Device Loan

ATLA maintains an online database of assistive technology devices and equipment that are available for 

short-term loan. Seven agencies across the state have listed items that are available. School districts 

currently maintain their own list of devices available for loan. Consumers are able to request loans from 

the website or go directly to the organization housing the items. 

Device Demonstration

Alaska’s statewide AT program established a network of device demonstration programs in conjunction 

with the device loan programs described above, and works with Independent Living Centers that provide 

device demonstrations. Demonstrations are also provided in locations around the state where 

demonstration centers are not available. In addition to the demonstration centers, 17 One-Stop Career

Centers around the state have “demonstration” computer centers set up for consumers to come in, look for 

a job and try out some of the available devices.

State Leadership Activities

Through ATLA, Alaska’s statewide AT program provides training and technical assistance about AT 

around the state. ATLA offers AT trainings via presentations, webinars, conferences and seminars to 

those working in the areas of employment, human services, health services, education, IT and 

telecommunications, government and the private sector. ATLA coordinates the three-day Biennial 

Midnight Sun Assistive Technology Conference.

Alaska’s Statewide AT Program has a leadership role in the newly developed Assistive Technology 

Consortium, a group of key policy decision makers in the state who are working together to leverage and 

coordinate resources, build assistive technology capacity and create systems, policy change and increase 

the awareness of assistive technology. 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

107

STATEWIDE AT PROGRAM PROFILE: AMERICAN SAMOA

Lead Agency: American Samoa Government, Office of the Governor

Implementing Entity: American Samoa Office of Vocational Rehabilitation

Program Title: American Samoa Assistive Technology Training Services

State Financing Activities

American Samoa claims flexibility for this activity. As described in Section 4(e)(6) of the AT Act, a state 

may carry out any two or more of the required state-level activities, meaning a state can choose not to 

conduct up to two activities.

Device Reutilization

The AT program provides open-ended loans for devices for consumers who need devices while waiting 

for repairs on their own devices. Since some devices need to be sent away for repairs, the length of 

waiting for the repairs to be completed may be quite lengthy. The program also provides open-ended 

loans for computer devices for students who need these devices during the school semester.

Device Loan

American Samoa claims flexibility for this activity. 

Device Demonstration

The AT program operates a device demonstration program by partnering with several entities including 

the American Samoa Community College, Department of Commerce and the Department of Human 

Resources, Workforce Investment Act (WIA) Division. Consumers come to the center and are able to try 

out devices to determine which devices work best for them.

State Leadership Activities

American Samoa’s AT program uses a multifaceted approach (mailings, Internet, exhibits, presentations 

and trainings) to increase awareness about the benefits, types and funding of AT devices and services.

The AT program sponsors an annual conference, provides an information and referral service, distributes

a newsletter, develops a website, and disseminates training materials and publications on AT for a variety 

of audiences.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

108

STATEWIDE AT PROGRAM PROFILE: ARIZONA

Lead Agency: Northern Arizona University (NAU), Institute for Human 

Development (IHD) 

Program Title: Arizona Technology Access Program (AzTAP)

State Financing Activities

AzTAP directly operates two state financing activities: Arizona Loans for Assistive Technology (AzLAT) 

for the purchase of assistive technology and the Arizona S.E.E.D loan program for the purchase of 

business equipment for telework. The AzLAT Consortium administers the program. Arizona MultiBank 

Community Development Corporation services the loans and AzLAT, through its Donor Advised Funds 

at the Arizona Community Foundation, provides the loan guarantee to MultiBank in case of borrower 

default.

Device Reutilization

AzTAP has initiated an online equipment exchange program called the Arizona Assistive Technology 

Equipment Exchange (ATEX). The program allows individuals or organizations to buy, sell, trade or 

donate used AT through a Web-based “want ads” format.

Device Loan 

AzTAP operates short-term equipment loan programs directly and through its network of AT regional 

resource centers. AzTAP has expanded its equipment lending programs, including management of the 

device loan library for the Arizona Department of Education. 

Device Demonstration

AzTAP currently supports device demonstration programs through its network of five AT regional 

resource centers: the AzTAP central office in Phoenix, the AT resource center on the campus of Northern 

Arizona University in Flagstaff and three subcontracted AT Resource Centers located in Phoenix, Tucson, 

and the Navajo Reservation in Tuba City. AzTAP also works with the Arizona Commission for the Deaf 

and Hard of Hearing to provide a network of demonstration sites for the Telecommunications Equipment 

Distribution Program so that persons who are deaf, hard of hearing, deaf-blind or speech impaired can 

have access to free adapted telephone-related equipment.

State Leadership Activities

AzTAP customizes training and technical assistance for individuals and organizations that request 

training on specific topics or technical assistance to improve organization capacity related to assistive 

technology. AzTAP continues to sponsor a collaborative, statewide AT conference each year. AzTAP 

disseminates free training materials and publications, provides a toll-free information and assistance 

service, offers updated in-depth resources on its website and publishes a newsletter.
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STATEWIDE AT PROGRAM PROFILE: ARKANSAS

Lead Agency: Arkansas Department of Career Education, Division of Arkansas 

Rehabilitation Services (ARS)

Program Title: Increasing Capabilities Access Network (ICAN)

State Financing Activities

An Alternative Financing Program (AFP) and telecommunications access program (TAP) has been 

accomplished through comparable nonfederal resources rather than through AT Act funding. Both 

activities are statewide, comprehensive programs administered by ARS.

Device Reutilization

ICAN operates two device reutilization programs. The Device Recycling Program refurbishes a wide 

range of AT devices for donation to individuals with disabilities and agencies. Equipment that is ready for 

distribution is listed on ICAN’s website and shared with individuals and agencies. Equipment Exchange 

is a classified ad listing of used equipment available for sale, trade or donation by consumers throughout 

the state. ICAN implemented a statewide campaign to expand the awareness and benefits of AT 

reutilization as well as the many resources available through the state AT program.

Device Loan

ICAN’s AT4All Loan program accepts requests for equipment loans from persons with disabilities, 

family members, advocates or service providers. Borrowers are expected to make arrangements for pick 

up and drop off of the device whenever possible. Most device loans are for a period of six weeks with the 

potential for extension.

Device Demonstration

ICAN coordinates with agencies located throughout Arkansas to provide AT device demonstrations to 

consumers, families, students, professionals and interested others upon request and at conferences, 

workshops and other presentation opportunities.

State Leadership Activities

ICAN collaborates with the state Department of Education to cosponsor training to increase the 

knowledge, skills and competency of educators, therapists and others in the public school system. ICAN 

responds to requests for technical assistance and provides a toll-free information and referral service on 

AT for people of all ages with all disabilities. 
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STATEWIDE AT PROGRAM PROFILE: CALIFORNIA

Lead Agency: California Division of Rehabilitation

Program Title: California Assistive Technology Systems (CATS)

State Financing Activities

California’s Alternative Financing Program (AFP) uses comparable nonfederal resources rather than AT 

Act funding. The state of California offers low-interest, guaranteed loans to finance AT or modified 

transportation through the Assistive Technology and Modified Transportation Loan Guarantee Program 

(LGP). LGP is implemented in collaboration with one or more lenders.

Device Reutilization

CATS operates an AT Exchange website where people can post AT items for sale or donation.

Device Loan

CATS currently supports 13 AT device loan sites throughout the state. 

Device Demonstration

California does not use AT Act funds to support demonstration centers. CATS have identified existing 

demonstration programs throughout California.

State Leadership Activities

Training

CATS conducts Web-based training throughout the year on AT topics for AT Network members and 

other interested parties. The training announcements are posted on the AT Network website. CATS

facilitates in-person trainings around the state focusing on identified underserved populations. 

Information and Assistance and Public Awareness

CATS will continue to provide a toll-free information and referral service and enhance AT awareness by 

participating in outreach events throughout the state, disseminating public service announcements, using 

social media as a strategy, and working in collaboration with other nonprofits and referral agencies. 

CATS materials also will be disseminated throughout the state to increase AT awareness.
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STATEWIDE AT PROGRAM PROFILE: COLORADO

Lead Agency: University of Colorado Denver

Implementing Entity: Assistive Technology Partners

Program Title: Assistive Technology Program of Colorado 

State Financing Activities

Assistive Technology Program of Colorado claims flexibility for this activity. As described in Sec. 

4(e)(6) of the AT Act, a state may carry out any two or more of the required state-level activities, meaning 

a state can choose not to conduct up to two activities.

Device Reutilization

The Assistive Technology Partners of Colorado has developed the AT Finder, an online tool to search for 

assistive technology in Colorado. The AT Finder simultaneously searches eBay, Craigslist and other 

online classified ads to locate available items.

Device Loan

Assistive Technology Partners operates the StateWide Assistive Technology Augmentative and 

Alternative Communication Loan Bank (SWAAAC), a statewide loan bank of assistive technology that is 

available to all school districts and to participating early intervention service providers. Devices can be 

borrowed by schools and providers for their students.

Device Demonstration

Learning labs are available monthly for consumers, family members, service providers and the general 

public to demonstrate assistive technology and allow participants to explore use of devices. Additionally, 

an individual can call Assistive Technology Partners to schedule a time to see assistive technology that 

might meet their specific needs. Device demonstrations can be provided in the Denver center or at one of 

the regional sites in Grand Junction or Colorado Springs. The AT Network also provides demonstrations 

of technology for Independent Living through various participants in regions throughout Colorado. 

AT Partners developed AT Funding Sources, which is an online tool to find funding for assistive 

technology and to locate long-term loans of assistive technology.

State Leadership Activities

The Colorado Assistive Technology Coalition meets six times a year to discuss issues specific to assistive 

technology. Members represent state agencies and organizations that serve people with disabilities or 

older people and consumers who benefit from the use of technology. The Coalition also serves as the 

Advisory Council for the Assistive Technology Program of Colorado.
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STATEWIDE AT PROGRAM PROFILE: CONNECTICUT

Lead Agency: Connecticut Bureau of Rehabilitation Services

Program Title: Connecticut Tech Act Project 

State Financing Activities

The Connecticut Assistive Technology Loan Program offers low-interest loans for individuals with 

disabilities and their family members to purchase assistive technology devices and services. For more 

information about the AT Loan Program, visit http://www.CTtechact.com/loan.

Device Reutilization

The Connecticut program partners with the New England Assistive Technology Center (NEAT), which 

offers an Equipment Recycling Center where people can find used and refurbished durable medical 

equipment at a discounted priced. The Connecticut Tech Act Project also offers online classifieds for 

assistive technology at http://www.getATstuff.org, where new and used assistive technology items are 

posted online for sale or for free. 

Device Loan

The Connecticut Tech Act Project offers several device loan programs, including a lending library to 

educators and other professionals, a computer loan program to college students and high schools 

throughout Connecticut, and other device loan programs. For more information on the type of devices that 

are available for loan and eligibility criteria, contact the program at 860-424-4881.

Device Demonstration

The Connecticut Tech Act Project has Device Demonstration Centers located throughout the state where 

one can go to view a variety of AT devices, learn about the various features and make an informed 

decision about the assistive technology device. 

State Leadership Activities

The Connecticut Tech Act Project offers training and technical assistance, information, and referrals and 

other activities to increase awareness of assistive technology, increase access and help individuals with 

disabilities obtain assistive technology devices and services. 
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STATEWIDE AT PROGRAM PROFILE: DELAWARE

Lead Agency: University of Delaware

Program Title: Delaware Assistive Technology Initiative (DATI)

State Financing Activities

DATI conducts three state financing activities. The Delaware Assistive Technology Loan Program 

(DATLP) and the Delaware Telework Equipment Loan Program (DTELP) make financial loans available 

to qualified individuals for the purchase of AT, home modifications and vehicle modifications. The 

program features a customized approach to lending, including the availability of guarantees and interest 

subsidies when necessary. The Borrow-to-Own Low-vision Devices (BOLD) Program is a new financing 

activity that makes AT available at no cost to qualifying individuals with vision loss.

Device Reutilization

DATI administers an AT Exchange Program (ATEx) that enables individuals to buy, sell or give away 

used AT through Web-based "want ads." The AT Exchange features a feedback capability that allows 

program staff to follow up with users of the system. DATI is also working in collaboration with over 20 

state agencies and organizations to explore the viability of a program that would reclaim and repurpose 

equipment no longer needed by the original recipients.

Device Loan 

DATI operates a device loan program through its network of three AT Resource Centers (ATRCs). The 

statewide inventory includes over 1,400 augmentative communication devices, aids for daily living

sensory aids, etc. Persons with disabilities and service providers who want to learn how to use the AT or 

wish to try it out can go online and select devices organized into 20 categories with the option of 

contacting the nearest ATRC loan closet to discuss arrangements for borrowing a device. 

Device Demonstration

DATI's demonstration program operates in conjunction with its existing three ATRC loan programs. All 

equipment in the inventory is available for demonstration, and resident AT specialists are skilled at 

assisting consumers, family members and those affiliated with disability-related organizations to become 

more informed as to the devices that might work for them.

State Leadership Activities

DATI develops and implements numerous training modules ranging from two-hour sessions to training 

series spanning several days for specific audiences and on specific AT topics. DATI increases awareness 

of AT through a quarterly newsletter, the AT Messenger, a toll-free information and referral service, 

website, community events, statewide conferences, and training materials and publications on AT that are 

also available in Spanish.
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STATEWIDE AT PROGRAM PROFILE: DISTRICT OF COLUMBIA

Lead Agency: District of Columbia Department on Disability Services

Rehabilitation Services Administration

Implementing Entity: University Legal Services

Program Title: Assistive Technology Program for the District of Columbia 

(ATPDC)

State Financing Activities

ATPDC claims flexibility for state financing activities.

Device Reutilization

ATPDC manages the District of Columbia Disability Equipment Recycling Program (DC Shares). DC 

Shares recycles new and used assistive technology devices and durable medical equipment (DME), such 

as wheelchairs, walkers and bathroom equipment, and other similar devices to District of Columbia 

residents who are in need. The equipment is available at no cost, for District of Columbia residents with 

disabilities or those who have a dependent with a disability, regardless of their type of disability or age.

Device Loan

ATPDC operates an AT device loan program, which assists individuals with disabilities and professionals 

in decision making before the purchase of the equipment, accommodates interim needs for device repair 

or funding and other purposes, such as self-evaluation and training by clinicians to use a device to assess 

clients. The AT device loan program allows the end user to make informed choices to purchase the 

appropriate assistive technology devices to live independently.

Device Demonstration

ATPDC operates the District of Columbia Assistive Technology Resource Center (DCATRC). The 

DCATRC is an AT demonstration center where individuals with disabilities and service providers may 

explore, experience and compare the usefulness of various types of AT equipment, learn about possible 

product vendors and other related services, and discuss their applications for devices or services. 

State Leadership Activities

ATPDC increases knowledge about the availability, benefits, the appropriateness and cost of assistive 

technology devices and services through community outreach through such events as employment and 

education fairs and exhibits. ATPDC also conducts customized training for schools, employers, local 

government and community-based organizations in the District of Columbia to help them make effective 

use of assistive technology devices and services.
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STATEWIDE AT PROGRAM PROFILE: FLORIDA

Lead Agency: Florida Department of Education, Division of Vocational 

Rehabilitation

Implementing Entity: Florida Alliance for Assistive Services and Technology, Inc. 

(FAAST) 

Program Title: Assistive Technology Services

State Financing Activities

FAAST administers two loan guarantee programs: an Alternative Financing Program for the purchase of 

AT and an Access to Telework Loan Program for the purchase of equipment needed to set up a small 

business or to work from home for an employer.

Device Reutilization

FAAST administers multiple reutilization and refurbishing programs through subcontractors statewide.

FAAST also hosts a Web-based device exchange program through “AT Bay” where individuals can buy, 

sell or trade assistive technology.

Device Loan

FAAST administers a statewide Web-based assistive technology device loan program that enables 

individuals to review a large inventory of assistive technology and make a request to borrow assistive 

technology. Assistive technology device loans are shipped to and from at no cost to the borrower. The six 

FAAST Regional Demonstration Centers (RDC) have regional device loan programs as well.

Device Demonstration

FAAST maintains six Regional Demonstration Centers in Tallahassee, Pensacola, Jacksonville, Orlando, 

Tampa and Miami where assistive technology device demonstrations are conducted on a daily basis for 

individuals with disabilities and others who visit the RDCs.

State Leadership Activities

FAAST’s public policy initiatives that promote access to and acquisition of assistive services and 

technology focus on serving on state councils and boards, working with state agency officials, and 

producing public policy issue briefs to educate the three branches of state government on legislative and 

public policy matters affecting the acquisition of assistive technology for individuals with disabilities and 

their families. FAAST public awareness activities include the research, development and distribution of 

self-help up-to-date resource guides, public service announcements, a quarterly FAAST Access Magazine

and a myriad of other brochures and publications, resource information and a user-friendly website, as 

well as exhibits and public forums statewide.
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STATEWIDE AT PROGRAM PROFILE: GEORGIA

Lead Agency: Georgia Department of Labor (GDOL)

Program Title: Tools For Life (TFL)

State Financing Activities

Tools for Life supports Credit-Able, Georgia’s Alternative Financing Program (AFP), providing 

guaranteed loans to individuals with disabilities and their families for the purchase of AT devices and 

services. TFL works with organizations, such as the Center for Financial Independence & Innovation's 

Credit-Able Program, the GettingAhead Association and the Assistive Technology Resource Centers 

(ATRCs) to expand CreditAble. TFL supports the administration of a small last resort fund and is actively 

exploring the possibility of developing an AT co-op.

Device Reutilization

TFL supports several device reuse activities including: ReBoot—a computer reutilization program; 

Friends of Disabled Adults and Children, Too—a durable medical equipment (DME) reuse program; and 

G-Trade—an online AT equipment exchange program. Every region of Georgia is served by TFL reuse 

efforts. TFL also created the Southeastern Technology Access & Reuse (STAR) Network with many 

community partners throughout the southern states to increase capacity and serve more individuals 

through AT reuse.

Device Loan 

The TFL Network has an extensive AT Device Loan Library and contracts with Disability Connections, 

Tech-Able, Touch the Future and Walton Options, organizations that handle the day-to-day operations of 

this service. The equipment in the AT Device Loan Library program is shipped to any location in Georgia. 

The length of a device loan is two to four weeks with the possibility of extension.

Device Demonstration

TFL conducts device demonstrations and contracts with a network of ATRCs to conduct device 

demonstrations across the state. Each center is stocked with a core set of innovative AT solutions for 

demonstration. TFL ensures the needs of individuals are met by annually evaluating the 

comprehensiveness of the AT device demonstration programs with regard to type of equipment and 

audiences reached.

State Leadership Activities

Training has been and continues to be developed to include information about AT solutions, AT 

resources, AT funding strategies and TFL programs. TFL has increased awareness about the benefits of 

AT through bimonthly webinars, biannual statewide conferences, a toll-free information and assistance 

service, an in-depth website featuring a funding guide, quarterly newsletters, training materials and 

publications provided free of charge.
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STATEWIDE AT PROGRAM PROFILE: GUAM

Lead Agency: University of Guam Center for Excellence in Developmental

Disabilities Education, Research, and Service Program

Program Title: Guam System for Assistive Technology (GSAT)

State Financing Activities

GSAT operates two financial loan programs: the Guam Options for Alternative Loans-Assistive 

Technology (GOAL-AT), which offers low-interest loans for the purchase of assistive technology and the 

Get Guam Teleworking Loan Program (GGT), which offers low-interest loans to help individuals with 

disabilities with self-employment. 

Device Reutilization

GSAT administers a reutilization program, which includes recycling, refurbishment, repairing, device 

reassignment and device exchange that increases options for acquiring AT by individuals with disabilities. 

Device Loan

GSAT’s device loan program offers access to all AT equipment available at the Center for a free, onemonth trial use. The program assists consumers to make an informed choice by providing the opportunity 

to try and practice a device in an appropriate setting.

Device Demonstration

GSAT conducts monthly demonstrations focusing on specific AT devices at the Demonstration and 

Recycling Center. Additionally, GSAT works collaboratively with disability and health-related agencies 

to enhance participation in conferences, employer job fairs, and other AT activities.

State Leadership Activities

GSAT conducts regular training and technical assistance on the selection, use and acquisition of AT 

devices and services. The program plans activities, such as establishing contracts to provide training to 

vocational rehabilitation counselors and staff at One-Stop Career Centers. GSAT offers free information 

and referral services, disseminates training materials and publications that cover AT.
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STATEWIDE AT PROGRAM PROFILE: HAWAII

Lead Agency: Hawaii Department of Human Services, Vocational Rehabilitation 

and Services for the Blind Division

Implementing Entity: Assistive Technology Resource Centers of Hawaii (ATRC) 

Program Title: Assistive Technology Resource Centers of Hawaii (ATRC) 

State Financing Activities

ATRC, working with American Savings Bank (ASB) of Hawaii, supports the Hawaii Assistive 

Technology (HAT) Loan Program to offer Hawaii residents low-interest loans, at affordable terms, to 

acquire AT devices and services that enhance independence in the home, workplace and community. 

HAT Loan Program funds are used to guarantee the money borrowed through ASB.

Device Reutilization

ATRC has created a Computer Redistribution Program and an AT Equipment Relocation Program to 

carry out device reutilization activities. The computer systems redistribution is stocked by donated 

computers from Hawaii businesses and other sources and made ready for free distribution to persons with 

disabilities. The Equipment Relocation Program brings together buyers and sellers of AT in Hawaii and is 

administered at both the physical location of ATRC offices and through an online portal designed to 

provide statewide accessibility.

Device Loan

ATRC has developed an “AT Depot” device loan program that provides a short-term loan of AT devices 

and educational materials, such as AT videos and publications. These short-term loans allow for the use 

of a trial device for assessment and evaluation and a temporary device for use while a primary device is 

repaired or maintained. The AT Depot is administered through four physical locations at the ATRC office 

and at partner agency locations on the islands of Maui, Kauai and Hawaii.

Device Demonstration

ATRC provides device demonstration centers throughout the state, at the main ATRC office and on the 

neighbor islands of Maui, Kauai and Hawaii. The primary goal of the demonstration centers is to provide 

an opportunity for consumers to learn about AT devices and try them out. 

State Leadership Activities

ATRC provides training activities through conferences, such as the Tools for Life Hawaii Expo, 

scheduled workshops and open training sessions. Technical assistance continues to be provided in 

coordination with the Pacific ADA and IT Center. ATRC provides a toll-free information and referral 

service; the Reacher, a monthly newsletter; the Kupuna Guide-AT daily living geared for the kupuna or 

senior populations in Hawaii; and a website, including a one-stop database of links to resources. 
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STATEWIDE AT PROGRAM PROFILE: IDAHO

Lead Agency: University of Idaho, Center on Disabilities and Human Development

Program Title: Idaho Assistive Technology Project (IATP)

State Financing Activities

IATP operates the Idaho Assistive Technology Loan Fund, which offers loan guarantees and interest 

subsidies to provide financial loans for the purchase of AT. IATP administers the fund while sharing 

responsibilities with three other entities: Zions First National Bank, Key Bank of Idaho and Idaho 

Community Foundation.

Device Reutilization

IATP has a fully accessible Web-based equipment exchange program to increase the availability of used 

AT devices for persons with disabilities. An individual no longer in need of an AT device who wants to 

sell or give the device away can contact IATP through the website or existing toll-free telephone line and 

request to post an advertisement.

Device Loan

Through partnerships and its own regional AT centers, IATP supports a number of AT device loan 

programs. It supports seven hearing assistance centers operated by the Idaho Council for the Deaf and 

Hard of Hearing that loan hearing assistance equipment. It also supports the Equipment Loaning Library 

at the Idaho Center for Assistive Technology (ICAT), the only statewide, short-term AT and 

developmental toy loan program in the state of Idaho, which ships items statewide at no cost.

Device Demonstration

IATP operates an AT demonstration program by assisting and supporting three regional AT centers, 

seven hearing assistance centers, and a network of Assistive Technology Professionals (ATPs) who lend 

their expertise and guide individuals through a comparison of devices.

State Leadership Activities

IATP maintains a full-time information and assistance specialist and project director, and half-time loan 

program and training coordinator, all of whom collaborate with three regional centers and a network of 

ATPs to conduct training and technical assistance on AT-related topics. IATP provides AT-related 

information and assistance to people of all ages and disabilities and its website, training materials, 

publications, and quarterly newsletter, Spud Tech Notes, offer information on the benefits of AT. IATP 

sponsors the annual Tools for Life conference held in collaboration with the Idaho Department of 

Education and the secondary transition task force.
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STATEWIDE AT PROGRAM PROFILE: ILLINOIS

Lead Agency: Illinois Department of Human Service (DHS), Division of 

Rehabilitation Services (DRS)

Implementing Entity: Illinois Assistive Technology Program (IATP)

Program Title: Illinois Assistive Technology Program (IATP) 

State Financing Activities 

IATP implements a statewide Alternative Financing Program (AFP) and Access to Telework Loan 

Program. Both program components offer a preferred interest rate, extended repayment plans, and/or 

relaxed credit standards.

Device Reutilization 

IATP’s reutilization program, AT Classifieds, is designed as an accessible online AT exchange that 

assists consumers of AT to buy, sell or donate pieces of used AT equipment.

Device Loan

There are currently about 1,000 devices in IATP’s inventory available for loan up to five weeks. The

devices are assembled and shipped out to the borrower anywhere in the state. The expense to ship AT to a 

borrower is covered by the program. Return shipping expenses are the responsibility of the borrower.

Device Demonstration

IATP operates an AT Device Demonstration Center in Springfield, Ill., which contains an accessible 

kitchen, bathroom and other “rooms” featuring workplace technologies, sensory aids, adapted toys and 

switches, aids for daily living, and augmentative communication devices. IATP transports AT devices to 

another location if a consumer cannot get to Springfield.

State Leadership Activities

IATP conducts AT training statewide and works with agencies to customize workshops to meet AT needs 

in such areas as older adults, early intervention, education, employment, and activities of daily living. 

IATP uses a multifaceted approach (mailings, Internet, exhibits, presentations, and trainings) to increase 

awareness about assistive technology devices and services. IATP provides information and assistance 

statewide through its toll-free numbers and produces a quarterly newsletter, TechTalk, which has a 

distribution of over 8,200 individuals. IATP continues to coordinate and collaborate on activities with 

public and private agencies with which it already works, as well as to begin to foster relationships with 

other organizations and agencies on activities that improve access to and funding for assistive technology 

devices and services.
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STATEWIDE AT PROGRAM PROFILE: INDIANA

Lead Agency: Indiana Division of Disability, Aging, and Rehabilitative Services 

Implementing Entity: Easter Seals Crossroads

Program Title: Indiana Assistive Technology Act (INDATA) Project

State Financing Activities

The INDATA Project operates a financial loan program, which offers loan guarantees to provide loans for 

the purchase of assistive technology. The loan program is in its infancy and many activities, such as 

ongoing sources of support, have yet to be determined. An advisory council specific to the loan program 

has been established and provides guidance as this program is developed. This advisory council reports 

back to the INDATA statewide AT advisory council and the Easter Seals Crossroads board of directors. 

Device Reutilization

The INDATA Project provides a computer reutilization program and assistive technology reutilization 

program throughout the state of Indiana. This program, known as the INDATA Depot, operates via a 

warehouse as well as an online database. Users of this system list ads in the form of “buy, sell, or trade” 

transactions. Potential users then respond to those ads and work with the current owner to coordinate the 

sale or exchange of items.

Device Loan

The INDATA Project owns and utilizes a collection of over 1,500 assistive technology items for 30-day 

loans to assist clients in making informed decisions about the kinds of assistive technology ultimately

used at home, school or on the job.

Device Demonstration

The INDATA Project provides in-home and on-demand device demonstrations. INDATA also hosts 

demo days on a weekly basis on a particular disability or type of AT. During demo day, individuals are 

scheduled in half-hour increments to visit one of its regional sites to receive one or more equipment 

demonstrations. This has proven to bring people to the program and regional sites who might have 

otherwise been unaware of the INDATA Project and AT in general.

State Leadership Activities

The INDATA Project provides a diverse offering of education and outreach as well as collaboration and 

coordination services. Highlights include quarterly assistive technology training activities that are 

broadcast throughout the state via webcasting, an annual conference with over 500 attendees, and a social 

networking outreach campaign that includes weekly YouTube videos, blogging, Facebook and Twitter 

outreach. Additionally, the project has taken a leadership role with a number of university-based AT 

programs and AT entrepreneurship activities.
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STATEWIDE AT PROGRAM PROFILE: IOWA

Lead Agency: University of Iowa, Center for Disabilities and Development (CDD)

Program Title: Iowa Program for Assistive Technology (IPAT)

State Financing Activities

IPAT contracts with the Iowa Abilities Fund to manage Iowa’s alternative financing program (AFP), the 

Iowa Able Foundation. It provides loans to people with disabilities and their families for the purchase of 

AT devices and services. In addition to the guarantee, the Iowa Able Foundation offers other flexible 

options, such as a reduced interest rate and longer loan terms with smaller payments. Abilities Fund also 

operates the Telework grant that issues loans to persons with disabilities to purchase computers and other 

equipment needed to work from home.

Device Reutilization

IPAT contracts with Iowa COMPASS, Iowa's disability information and referral service, to manage the 

Used Equipment Referral Service (UERS), which is a free service that operates like a newspaper “want 

ad” and lists used devices for sale by consumers and AT vendors. IPAT is also the primary financial 

supporter for Easter Seals Iowa equipment service, a device recycling program that accepts donated used 

devices from across the state, cleans and refurbishes the AT, and provides the devices to individuals who 

would not otherwise be able to acquire the needed device. In addition, IPAT continues to maintain a 

comprehensive listing of all the device reutilization and recycling programs in Iowa and neighboring 

states and make this information available through Iowa COMPASS.

Device Loan

IPAT supports the Disability Resource Library (DRL) at the Center for Disabilities and Development to 

administer a short-term device loan program to allow consumers to trial use devices or software before 

purchase decision making. This is a limited program primarily for augmentative communication devices 

and educational software.

Device Demonstration

IPAT contracts with Easter Seals Iowa to operate a statewide device demonstration center located in Des 

Moines. The center focuses on devices for community living and activities of daily living. 

State Leadership Activities

IPAT engages in a number of activities to improve access to AT devices and services. Technical 

assistance and training is provided to agencies and organizations relating to education, employment, 

community living and emergency preparedness.
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STATEWIDE AT PROGRAM PROFILE: KANSAS

Lead Agency: Kansas University Center of Developmental Disabilities

Program Title: Assistive Technology for Kansans (ATK)

State Financing Activities

ATK conducts four state financing activities. It works with the Kansas Assistive Technology Cooperative 

(KATCO) to operate an alternative financing program to assist persons in acquiring AT and to operate the 

Kansas Telework Loan Program to support persons working from remote locations. KATCO works with 

Kansas financial institutions to offer a reduced interest, extended payback period, financial loan 

program. ATK provides case management by AT funding specialists to assist consumers in acquiring AT,

and it determines eligibility and equipment justification services for its Telecommunications Access 

Program (TAP).

Device Reutilization

ATK offers two reutilization activities. One activity is the Kansas Equipment Exchange (KEE) Program, 

which operates in conjunction with Kansas Health Care Policy (Medicaid) and Kansas University to track 

equipment purchases, affix an electronic tracking code on new equipment and maintain a real-time 

database of KEE inventory. Equipment no longer needed by the Medicaid beneficiaries is returned to the 

program so that it can be refurbished and reused by a new consumer. A second activity is the ATK 

equipment reutilization program for expensive technology that does not meet the definition of durable 

medical equipment (DME) required by the KEE Program. This small reutilization program for expensive 

equipment, therefore, focuses on devices that are not medical in nature and, therefore, would not be 

purchased or tracked by Medicaid.

Device Loan

ATK operates a short-term AT equipment loan program known as the Statewide Interagency Equipment 

Loan System. The length of the device loan is four weeks; a rental fee and shipping costs are assessed for 

each item based on a sliding scale.

Device Demonstration

ATK staff provides demonstrations to individuals and small groups at regional AT Access Sites and at 

off-site locations, such as schools, homes and work sites. ATK plans to expand the demonstration 

equipment inventory at the regional AT Access Sites and at the Statewide Interagency Equipment Loan 

System.

State Leadership Activities

The toll-free KAN DO-IT line offers a free information and referral service on AT. The website provides 

resources and an opportunity to directly contact ATK programs. Training materials and publications on a 

broad array of AT related issues are available free of charge in any requested alternative format.
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STATEWIDE AT PROGRAM PROFILE: KENTUCKY

Lead Agency: Kentucky Office for the Blind

Program Title: Kentucky Assistive Technology Service (KATS) Network

State Financing Activities

The KY Title III Alternative Financing Program (AFP) and the Telecommunications Access Program 

(TAP) are operated with other comparable non-AT Act funding, under the Office of Vocational 

Rehabilitation and the Commission on the Deaf and Hard of Hearing, respectively. 

Their URLs are: http://www.katlc.ky.gov and http://www.kcdhh.ky.gov/oea/tddprog.html, respectively.

Device Reutilization

The Assistive Technology Exchange List (ATEX) is a Web-based "classified" listing of AT devices 

offered for sale or donated by and for consumers. It also contains a list of AT that consumers need. It is 

maintained online at http://www.katsnet.org/services/reutilization/atex. Additionally, the four Regional 

AT Resource Centers (ATRCs) of KATS operate AT reassignment programs for consumers. The amount 

of equipment available at one time is limited by donations and storage space. Most equipment is 

reassigned on an as-is basis.

Device Loan

Device Loans of AT are provided through the regional ATRCs and through a Transition AT Demo/Loan 

lab at KATS. The ATRCs each conduct device loan programs enabling consumers to borrow AT devices 

for 30-day trial periods. Extended loans may be provided depending on the availability of equipment. The 

focus of the KATS Transition AT Demo/Loan Lab is to provide specialized demo and device loan 

activities for transition from secondary to postsecondary education or work, transition from institutional 

care to community-based care, and/or including deaf/blind.

Device Demonstration

KATS delivers device demonstration programs primarily through the regional ATRCs, along with the 

KATS Transition AT Demo/Loan Lab. Each ATRC has an array of AT devices for demonstration, 

including individual and group activities designed to explore a range of available AT devices, individual 

consultations to support appropriate device selection, and individual or group training to support 

appropriate usage of devices. The focus of the KATS Transition AT Demo Lab is the same as for the 

KATS Transition AT Loan Lab described above under Device Loans.

State Leadership Activities

KATS provides training and technical assistance to individual consumers, professionals, groups and 

organizations. Activities include collaboration with other organizations. KATS continues to provide 

publications on AT, an in-depth website, e-mail lists and listserv distributions, and a toll-free information 

and referral service.
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STATEWIDE AT PROGRAM PROFILE: LOUISIANA

Lead Agency: Louisiana Department of Health and Hospitals (DHH)

Implementing Entity: Louisiana Assistive Technology Access Network (LATAN) 

Program Title: Louisiana Assistive Technology Access Network (LATAN) 

State Financing Activities

LATAN operates a reduced-interest, fixed-rate, extended term alternative financing program. Loan 

applications are available online, by a statewide toll-free number, in LATAN's office, at all Regions Bank 

offices, and at various agencies across the state of Louisiana.

Device Reutilization

LATAN operates two reutilization programs. One is a low-cost computer ReUse program, which delivers 

rebuilt computers to the doors of Louisiana consumers with disabilities. A second is a database of devices, 

the AT Marketplace: Louisiana's Assistive Technology Classifieds, which makes available used devices 

for low or no cost.

Device Loan

LATAN's device loan program is available throughout the state through its three offices and via shipping. 

In addition, LATAN provides information about other loan closets in the state. Device loans are typically 

made for communication, computer access, software and vision devices. 

Device Demonstration

LATAN has two device demonstration centers—one in the south central area of the state and one in the 

northwest area of the state. In addition, LATAN provides "traveling demonstrations" to rural and remote 

areas of the state. Over 700 devices are available for demonstrations.

State Leadership Activities

Training is provided to AT users on specific devices and to increase the skill level of AT providers, and to 

those working with the aging population. Technical assistance includes assisting with the development of 

AT services in waiver programs for long-term supports and services, in developing emergency 

preparedness and response policies and procedures, in transitioning from one setting to another, and in 

affordable and accessible housing policy. LATAN offers public awareness presentations, exhibits, the 

media, brochures and other printed material. Consumers can benefit from LATAN's toll-free information 

and assistance service; G.R.E.A.T. Possibilities, a quarterly print newsletter; a monthly e-newsletter as 

well as other publications about AT; and a website. LATAN collaborates with other entities to increase 

access to assistive technology.
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STATEWIDE AT PROGRAM PROFILE: MAINE

Lead Agency: Maine Department of Education 

Program Title: Maine Consumer Information and Technology Training Exchange

(Maine CITE Program)

State Financing Activities

Two programs currently operate. Maine’s AFP combined Title III funds with state funds to enable more 

people to qualify for low-interest loans to purchase the AT. In addition, bulk purchasing for AT is now 

available to all local school systems in the state through the expansion of the statewide Buying 

Consortium operated by the Association of Computer Technology Educators of Maine (ACTEM).

Device Reutilization

A Web-based AT device exchange is operated in collaboration with the five other New England states.

The website http://www.getatstuff.com is based at the Maine CITE Coordinating Center. In addition, 

Maine helps to support an AT reassignment program, “TEC-Assist,” located at the Technical Exploration 

Center (TEC) at Husson University that makes used, refurbished AT available at discount prices. Maine 

also has an informal network of device exchange programs that offer AT devices for sale or at no cost. 

Device Loan

The state supports several entities offering device loan programs: the Technical Exploration Center (TEC) 

at Husson University, University of Maine at Farmington, ALLTech, Pine Tree Society and C.A.R.E.S., 

Inc. These device loan programs enable individuals with disabilities and seniors to borrow AT for up to 

two weeks, with potential renewals. 

Device Demonstration

Maine supports the Technical Exploration Center, ALLTech, the University of Maine at Farmington and 

Pine Tree Society to offer AT device demonstrations. The Maine CITE Coordinating Center's website 

serves as a central point of information about those AT services. 

State Leadership Activities

The Maine CITE Coordinating Center coordinates training and public awareness events with more than 

15 organizations that comprise Maine's AT Consortia. Technical assistance related to accessible 

instructional materials, accessible information technology and transition also is provided. The AT Act 

Program hosts a website and collaborates with the state’s Center for Independent Living, Alpha One, to 

provide information and awareness services.
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STATEWIDE AT PROGRAM PROFILE: MARYLAND

Lead Agency: Maryland Department of Disabilities

Program Title: Maryland Technology Assistance Program (MD TAP)

State Financing Activities

Maryland operates four projects that help people with disabilities obtain AT. It provides low-interest 

loans through its AT Loan Program and WorkABILITY Loan Program. It supports an Assistive 

Technology Cooperative Buying program that provides discounts on AT products for individuals, 

families and education entities. It also provides communication evaluations and devices to nursing home 

residents moving into the community. 

Device Reutilization

Maryland recycles durable medical equipment and provides it to Medicaid recipients and other 

individuals with disabilities who have low incomes and are uninsured or underinsured. Maryland has 

launched an equipment exchange program to provide online classified ads for those who want to buy, sell, 

donate, borrow or acquire AT. 

Device Loan

MD TAP runs an Equipment Demonstration & Loaner Library, lending equipment to schools and 

individuals across the state. Items for loan include augmentative communication devices, blindness and 

low-vision products, computer access devices, electronic note takers, adapted telephones and 

telecommunications devices for the deaf, assistive listening, alerting systems, aids for daily living and 

much more.

Device Demonstration

Six AT demonstration sites are located throughout the state to allow for individuals with disabilities to 

receive information and try out a variety of AT. Additional demonstrations are provided off-site when 

individuals are unable to travel to a demonstration center and for group presentations.

State Leadership Activities

MD TAP provides workshops on a variety of topics relevant to AT and implements a multi-faceted public 

awareness approach. It provides technical assistance for implementation of the state's information 

technology non-visual access policy, evaluates state agency websites for accessibility and negotiates 

agreements between DORS and local school systems to provide seamless access to AT devices and 

services to students throughout the transition from high school to work.
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STATEWIDE AT PROGRAM PROFILE: MASSACHUSETTS

Lead Agency: Massachusetts Rehabilitation Commission, Community Living

Division

Program Title: MassMATCH (Maximizing Assistive Technology in 

Consumer's Hands)

State Financing Activities

Massachusetts supports an Alternative Financing Program that provides lower interest loans and loan 

guarantees for people purchasing assistive technology. Massachusetts partners with Easter Seals of 

Massachusetts and Sovereign Bank to provide these loans.

Device Reutilization

Together with the other New England states, Massachusetts maintains the AT Exchange in New England, 

which provides an online catalog of used AT for sale or donation. AT that is needed can also be posted. 

The AT Exchange opened in January 2007 and can be accessed by going to http://www.getATstuff.org.

Massachusetts has also developed a long-term device loan program, operated by the AFP partner, Easter 

Seals of Massachusetts, allowing individuals to borrow AT devices valued under $500 for as long as the 

devices are needed.

Device Loan

Massachusetts operates a device loan program. Through an online inventory on the MassMATCH 

website, consumers can view available devices and request device loans from either of the two AT 

regional centers. One of the regional centers is operated by Easter Seals of Massachusetts in Eastern 

Massachusetts; the other regional center is operated by UCP of Berkshire County in the west.

Device Demonstration

Device demonstrations are conducted at either of the two AT regional centers. One of the regional centers 

is operated by Easter Seals of Massachusetts in eastern Massachusetts; the other regional center is 

operated by UCP of Berkshire County in the west.

State Leadership Activities

Each year MassMATCH hosts regional AT Expositions to increase public awareness. The program 

operates a listserv for sending out timely information on AT-related topics as well as a quarterly 

newsletter. The website also has an "Ask an Expert" function, which serves as a “virtual” community for 

AT consumers, providers, advocates, educators and others in which they can share information, ask 

questions, provide comments or engage in discussions related to AT.
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STATEWIDE AT PROGRAM PROFILE: MICHIGAN

Lead Agency: Department of Labor, Energy and Economic Growth—Michigan

Rehabilitation Services

Program Title: Michigan Assistive Technology Project

State Financing Activities

Michigan’s AT Loan Fund provides low-interest loans to people with disabilities so they can purchase 

AT. This program is administered by UCP Michigan and supported by the AT Program. The Michigan 

Employment Loan Fund is also operated by UCP Michigan, which provides loans for the purchase of 

equipment for people with disabilities to work at home or operate home businesses:

http://www.michiganloanfunds.org.

Device Reutilization

The Michigan AT Program provided the AT Xchange (ATX) for individuals with an AT device wishing 

to either sell or give it away. The ATX is a website ad service that connects buyers and sellers of devices, 

and is located at: http://www.atxchange.org.

Device Loan

The Michigan AT Program exercises state flexibility for this activity.

Device Demonstration

Michigan has one demonstration site in Michigan’s Upper Peninsula at the Superior Alliance for 

Independent Living (SAIL) and several demonstration projects in different areas. The program 

subcontracts with the Hearing Loss Association of Michigan to provide demonstrations of Hearing 

Assistive Technology throughout the state. There are several kits of AT devices for community living 

called “small changes, Big Differences,” which is currently located at the Disability Networks of 

Southwest Michigan and Oakland/Macomb, SAIL, and the Michigan Disability Rights Coalition 

(MDRC). The program has three sites in Oakland, Macomb and Wayne Counties with devices for 

Assistive Technology and Communication in Emergencies.

State Leadership Activities

Michigan's program maintains a website and provides AT Connections, an e-mail-based newsletter 

published 10 times a year on Michigan AT activities, coordination and collaboration on statewide issues, 

and also provides a website. In partnership with local groups, Michigan also provides a toll-free 

information and referral service, information through presentations at conferences, and collaboration on 

publications and training materials about AT. 
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STATEWIDE AT PROGRAM PROFILE: MINNESOTA

Lead Agency: Minnesota Department of Administration

Program Title: Minnesota STAR Program

State Financing Activities

Through the Department of Administration, the Minnesota STAR Program is the lead agency for 

alternative financing and telework financial loan programs operated by the community-based organization 

EquipAlife. Services are comprehensive and statewide. EquipAlife provides low-interest loans to 

individuals with disabilities who do not have the money to pay for the assistive technology devices and 

services they need.

Device Reutilization

STAR maintains a Web-based equipment exchange to assist those who want to buy and sell used AT 

devices. STAR contracts with established agencies and organizations to refurbish AT for long-term loans 

to individuals.

Device Loan

STAR formed a device loan collaborative with five established device loan programs throughout the state 

that provide an array of services enabling persons with disabilities access to appropriate assistive 

technology.

Device Demonstration

STAR has a number of devices that it demonstrates at conferences, public information fairs, workshops, 

public libraries, senior centers and other locations in communities throughout the state. STAR maintains a 

device demonstration lab that includes alternative computer access technology. A collaboration with five 

established device demonstration programs throughout the state provide demonstrations of AT based on 

the needs and requests of individuals with disabilities.

State Leadership Activities

STAR provides information and referral to professionals and consumers. STAR publishes a newsletter 

three times a year, hosts a website and maintains a listserv to share AT information. Biannually STAR 

publishes its Directory of Funding and Assistive Technology Resources in Minnesota. STAR is a member 

of the Minnesota Department of Education’s Statewide Assistive Technology Leadership Team that plans 

statewide AT-related professional development activities. STAR provides AT training and technical 

assistance for state employees, AT professionals, employers and consumers. STAR cosponsors and 

collaborates transition events for both students and adults.
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STATEWIDE AT PROGRAM PROFILE: MISSISSIPPI 

Lead Agency: Mississippi Department of Rehabilitation Services

Program Title: Project START (Success Through Assistive 

Rehabilitation Technology) 

State Financing Activities

Mississippi is a state with one of the highest rates of poverty, a rate that increased in 2000–04 from 18.2

percent to 21.6 percent. Given the high poverty rate and the devastation brought on by Hurricane Katrina, 

Project START amended its AT State Plan to invoke flexibility for this activity and, therefore, is not 

providing state financing activities at this time. Options for state financing activities continue to be 

explored.

Device Reutilization

Mississippi's Project START program offers three access activities for assistive technology: (1) The 

Mississippi Equipment Connection Program is an online recycling database that helps Mississippians 

with disabilities and older people with functional limitations find affordable assistive technology devices 

and equipment. (2) The Computer Refurbishment Program is an in-home placement of refurbished 

computers for people with disabilities. The goal is to support educational and vocational development, as 

well as enhance personal independence for people with disabilities through the use of computers. (3) 

Mississippi Re-Tech Project focuses on underserved populations in Mississippi.

Device Loan 

The Project START Technology Library is a lending library of assistive technology devices and 

equipment. “Try AT Before You Buy AT” focuses on making sure individuals make the right decision 

regarding assistive technology before purchasing. Training and demonstrations are required before loaning 

of some devices.

Device Demonstration

Demonstration partnerships provide an environment for individuals to become educated and familiar with 

the latest technology. Demonstration Center staff provides support through proper instruction on using the 

devices, which ensures the individuals are comfortable and confident with the assistive technology. Project 

START staff demonstrates devices on a daily basis.

State Leadership Activities

Project START coordinates and collaborates with various disability organizations, universities, the state 

department of education and community colleges to provide training, technical assistance and public 

awareness in enhancing a more comprehensive statewide assistive technology program. Customized 

training is available to organizations upon request.
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STATEWIDE AT PROGRAM PROFILE: MISSOURI

Lead Agency: Missouri Assistive Technology Council

Program Title: Missouri Assistive Technology (MoAT)

State Financing Activities

MoAT implements three state financing activities. The Show-Me Loans program provides lowinterest loans for vehicle access modifications, home access improvements, mobility equipment, 

sensory aids and other AT. Another program, Show-Me Loans for Telework, provides lowinterest loans for Missourians with disabilities for equipment needed to telework. MoAT also 

implements the Kids Assistive Technology (KAT) program, which is a last resort funding option 

for families of children under age 21.

Device Reutilization

MoAT supports a network of device recycling programs at six independent living centers throughout the 

state to provide recycled durable medical equipment, aids for daily living and other equipment. In 

addition, MoAT provides an online statewide equipment exchange program, Swap 'N Shop. The program 

allows prospective buyers to search listings of available equipment for sale throughout the state as well as 

in neighboring states.

Device Loan 

MoAT operates the Equipment Technology Consortium (ETC), which is a statewide short-term assistive 

technology equipment loan program that allows individuals with disabilities to try out the equipment 

before purchasing decisions are made, for use during the time equipment is in repair or for other shortterm needs. Devices are shipped throughout the state at no cost to the recipients. An online catalogue is on 

the MoAT website showing a photo and basic information about available devices.

Device Demonstration

MoAT supports eight regional sites throughout the state to provide assistive technology demonstration 

programs. The programs provide individuals with disabilities, family members, professionals and others 

the opportunity to have guided demonstrations of a wide array of devices.

State Leadership Activities

MoAT provides customized training on accessible instructional materials, employment, education, 

learning disabilities, transition, aging and many more topics.
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STATEWIDE AT PROGRAM PROFILE: MONTANA

Lead Agency: Department of Public Health and Human Services, 

Disability Services Division

Implementing Entity: University of Montana Rural Institute, MonTECH

Program Title: Montana Assistive Technology Program (MATP)

State Financing Activities

MATP offers a statewide low-interest financial loan program to help secure loans made by Community 

Bank-Missoula, Inc. to people with disabilities for the purchase of assistive technology.

Device Reutilization

MATP offers a Web-based equipment exchange program to connect buyers and sellers of used AT. 

MATP also offers in-kind support to the Montana Adaptive Equipment Program, which refurbishes and 

recycles equipment for permanent placement and provides long-term equipment loans for eligible clients 

served by the Montana Developmental Disabilities Division. 

Device Loan

MATP operates a short-term equipment loan program, which includes approximately a thousand AT 

devices and computer hardware or software products available for a 30-day loan. MATP has developed a 

Web-based system that allows people to browse the inventory, create and manage loan accounts, and 

make electronic requests to borrow items online. Consumers can also borrow equipment by contacting the 

program via telephone using the local or toll-free number, by e-mail, or by visiting the facility. This 

system also provides an infrastructure that can be used by other Montana programs that wish to operate an 

equipment loan program.

Device Demonstration

MATP uses the established MonTECH demonstration site at the University of Montana Rural Institute in 

Missoula. The center includes a number of display areas organized around specific applications. MATP 

utilizes distance technologies to provide device demonstrations in the underserved locations of the state.

MATP also has placed demonstration equipment with the Parents Let’s Unite for Kids (PLUK) center in 

Southeast Montana as well as Blind and Low Vision Services (BLVS) statewide. MATP contracts when 

necessary with other professionals to provide remote demonstration services in order to extend its device 

demonstration capabilities.

State Leadership Activities

MATP operates an information and referral network serving all Montanans, distributes materials about 

AT to key stakeholder groups, and participates in local and statewide events to promote awareness and 

increase knowledge. MATP collaborates with agencies and service providers, including tribal 

organizations, to provide needed AT training in the areas of education, employment, community living 

and information technology.
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STATEWIDE AT PROGRAM PROFILE: NEBRASKA

Lead Agency: Nebraska Department of Education

Program Title: Nebraska Assistive Technology Partnership (ATP)

State Financing Activities

Nebraska's ATP provides technical assistance in support of the Making Homes Accessible (MHA) 

Program. The MHA Program is a statewide program that provides interest-free deferred loans for persons 

with disabilities and the family they live with to make their home accessible for independent living. ATP 

also coordinates with numerous private and public funding sources to identify other available funding for 

projects to combine limited resources.

Nebraska’s ATP annually seeks funding from a private foundation through the Enrichment Foundation 

Grant Program. The Enrichment Program provides funding for assistive technology and environmental 

modifications for individuals with disabilities residing in Douglas and Sarpy counties.

Device Reutilization

ATP operates AT4ALL, a Web-based listing of used AT equipment for sale or free. AT4ALL creates a 

marketplace for equipment that is often free or low cost and provides an opportunity for people with 

disabilities to find more affordable equipment.

Device Loan 

ATP operates a device loan program. The trial use of equipment provides valuable experience and 

information for individuals as they make choices about what best meet their needs. In some situations, 

equipment loans have bridged the gap between the immediate need for assistive technology and the time it 

takes to acquire the device through public or private financing systems. A Web-based tracking system, 

AT4ALL, is used to track devices loaned.

Device Demonstration

Device demonstrations occur at ATP offices or via mobile demonstrations at individual worksites, 

schools and homes. Technology specialists, experienced in operation of the devices, are available to assist 

individuals trying out the equipment. 

State Leadership Activities

ATP and partners continue efforts to promote the free online housing listing and location service at 

http://www.housing.ne.gov to benefit individuals with disabilities seeking to transition to the community.

The provision of financial support for the continued operation and further development of 

http://www.housing.ne.gov is being sought. Technical assistance is provided to local school facilities to 

determine recommended work to comply with building access under the American with Disabilities Act 

Accessibility Guidelines.
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STATEWIDE AT PROGRAM PROFILE: NEVADA

Lead Agency: Nevada Aging and Disability Services Division

Program Title: Nevada Assistive Technology Collaborative 

State Financing Activities

Nevada offers a statewide financial loan program, the CARE Loan Fund Program, to help people with 

disabilities purchase AT devices. The loan program is a partnership between NATC, CARE Chest and 

Nevada State Bank. The loans are offered at lower interest rates and often for more years than a typical 

bank loan, thus making the loans more affordable. A statewide AT purchasing program for independent 

living, the Assistive Technology for Independent Living program (AT/IL) provides AT to assist a person 

to live more independently. AT/IL provides devices not offered through other funding sources, i.e.,

Medicaid, insurance, VR or education.

Device Reutilization

NATC operates an extensive equipment-recycling program in the northern part of the state through CARE 

Chest. Donated equipment is tested, repaired and sanitized before being offered for use. In addition, 

NATC has started the Nevada Assistive Technology Exchange (NATE) to offer a resource to list AT 

statewide including devices for reutilization.

Device Loan 

NATC community partners Easter Seals of Southern Nevada in Las Vegas and University of NevadaReno’s NCED AT Resource Center in Reno offer short-term device loans. Devices are limited to the 

items on hand; however, the list of devices continues to expand. Devices loans are typically two weeks in 

duration.

Device Demonstration

NATC community partners Easter Seals of Southern Nevada in Las Vegas and University of Nevada 

Reno’s NCED AT Resource Center in Reno offer device demonstration. Through community partners 

NATC provides an opportunity for individuals to compare the features and benefits of a particular AT 

device or devices, hands-on, with knowledgeable AT specialists. Individuals with disabilities, family 

members and service providers can visit the sites, or make arrangements for off-site demonstrations. 

State Leadership Activities

NATC community partners with the University of Nevada-Reno’s NCED AT Resource Center and Easter 

Seals Southern Nevada (ESSN) to provide workshops and presentations to increase individual awareness 

of AT. NATC provides technical assistance statewide to ensure that AT resources are available and 

maximized.
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STATEWIDE AT PROGRAM PROFILE: NEW HAMPSHIRE

Lead Agency: University of New Hampshire, Institute on Disability

Program Title: Assistive Technology in New Hampshire—ATinNH

State Financing Activities

ATinNH claims comparability for state financing activities. New Hampshire residents have access to a 

low-interest loan program for assistive technology operated by TD Banknorth. 

Device Reutilization

ATinNH supports and operates two primary reutilization activities. The New England Assistive 

Technology Exchange, GetATStuff.com, is a collaborative effort of the six New England states to 

maintain, market and improve a regional resource that facilitates the reuse of used assistive technology 

devices. The Refurbished Equipment Marketplace, REM, actively refurbishes donated devices for resale 

to the general public. 

Device Loan

ATinNH provides equipment loans in collaboration with a number of partners. The program continuously 

works on improving and updating this capacity to make it as accessible and useful as possible. Loans 

range from recreation items, to communication equipment and mobility-related technology. ATinNH 

partners are located throughout the state.

Device Demonstration

ATinNH offers the opportunity to learn about equipment in partnership with a number of organizations 

throughout the state. ATinNH partners make their equipment available for demonstrations directly to 

consumers and also for use by professionals working in the field.

State Leadership Activities

ATinNH focuses primarily on the delivery of training opportunities to increase the capacity and 

awareness regarding the utility and creative development of assistive technology. The program pursues 

partnerships where possible to deliver training in an affordable manner. Training activities encompass 

university classes as well as workshops and involve online and traditional content delivery methods.
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STATEWIDE AT PROGRAM PROFILE: NEW JERSEY

Lead Agency: Department of Labor and Workforce Development, Division of 

Vocational Rehabilitation Services

Implementing Entity: Disability Rights New Jersey 

Program Title: Assistive Technology Advocacy Center (ATAC)

State Financing Activities

New Jersey's Statewide AT Program does not directly support state financing activities because 

comparable financing programs already exists in the state. PNC Bank offers a Self-Reliant Loan and 

Grant Program in conjunction with New Jersey Citizen Action. This loan program provides loans for any 

type of accessibility or AT device to individuals with disabilities.

Device Reutilization

ATAC operates the Back-in-Action Equipment Exchange Program, which matches individuals selling or 

donating a device with those in need of such a device. ATAC operates its repair and refurbishment 

program through a contract with Your Resource, a nonprofit environmental center located in Ewing, N.J.

Your Resource operates the C.A.R.E. program (Community Access to Rehabilitation Equipment). CARE 

offers a practical solution by recirculating quality gently used DME to people in the community, and uses 

effective reuse and recycling strategies.

Device Loan

ATAC has established a network of device loan services. ATAC serves as the central clearinghouse for 

information regarding these services and provides marketing and outreach on how to access the device 

loan services.

Device Demonstration

ATAC has established a network of device demonstration services and serves as the central clearinghouse 

for information regarding these services. ATAC provides marketing and outreach on how to access the 

device demonstration services.

State Leadership Activities

ATAC provides AT training to students, parents and educators in addition to assistance on home 

accessibility and modifications at such events as the Abilities Expo. ATAC provides technical assistance 

to state agencies and other interested parties regarding website accessibility and compliance with Sec. 508

of the Rehabilitation Act. ATAC authors bulletins on a variety of AT topics distributed through mail and 

on its accessible website (http://www.drnj.org/atac), provides a statewide toll-free information and 

referral service, and disseminates approximately 10,000 print brochures, flyers and publications about AT 

each year.
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STATEWIDE AT PROGRAM PROFILE: NEW MEXICO

Lead Agency: Public Education Department, Division of Vocational Rehabilitation

Program Title: New Mexico Technology Assistance Program (NMTAP) 

State Financing Activities

New Mexico has three state financing activities. The NMTAP Financial Loan Program (Title 1) provides 

guaranteed loans to individuals with disabilities for assistive technology purchases. The Telework Loan 

Program (New Mexico SeedLoans at http://www.nmseedloans.org) buys down interest rates and 

guarantees loans with the First Community Bank to purchase business equipment. The program is 

administered by the Technology Loan Council. The Last Resort Fund (Assistive Technology Community 

Partnership) is a cooperative program between NMTAP and nonprofits to purchase AT devices for 

individuals who have no other funding options.

Device Reutilization

NMTAP operates a device recycling/repair program that allows individuals to receive free donated used 

equipment that is refurbished directly by NMTAP. NMTAP also operates a device exchange program that 

allows people to find used items through ad listings available on the program’s website: http://

www.nmtap.com .

Device Loan

NMTAP continues to provide the Assistive Bank of Loan-able Equipment (ABLE). Devices in the loan 

inventory include alternative communication devices and switches, alternative keyboards, voice 

recognition software, laptop and desktop computers, and other devices. Also, the NM Commission for the 

Blind and NM Commission for the Deaf and Hard of Hearing provide specialty devices for loan. The 

ABLE device inventory is updated regularly and posted in accessible formats on the program’s website: 

http://www.nmtap.com.

Device Demonstration

NMTAP provides on-site demonstrations around the state. Individuals can schedule appointments with 

staff to attend a demonstration. The program also maintains demonstration sites in Santa Fe, Las Vegas 

and Gallup, N.M. 

State Leadership Activities

NMTAP conducts an annual AT conference and vendor fair that provides a host of training sessions for a 

variety of audiences. NMTAP also collaborates with the Public Education Department, Division of 

Vocational Rehabilitation; the University of New Mexico; and professional associations on technology 

conferences and related events. NMTAP provides a toll-free national information and referral service, 

website, paid advertising, enhanced public service announcements and publications available in 

accessible and alternative formats. 
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STATEWIDE AT PROGRAM PROFILE: NEW YORK

Lead Agency: NYS Commission on Quality of Care and Advocacy for Persons 

with Disabilities 

Program Title: New York State TRAID Program

State Financing Activities

TRAID claims comparability for this activity. New York State has the Equipment Loan Fund, a revolving 

loan program administered by the NYS Commission on the Blind and Visually Handicapped. 

Device Reutilization

At the state level, TRAID operates TRAID-IN, an equipment exchange program that helps individuals 

sell and buy AT devices through a "want ad" service. Information about items is posted on the program’s 

website. The 12 TRAID regional centers also operate equipment reutilization programs. The centers 

receive donated AT devices, clean and make any necessary repairs, and then, identify individuals who are 

in need of the device through a network of agencies and consumers in their region. 

Device Loan 

TRAID’s 12 regional centers operate equipment loan centers that provide equipment free of charge to all 

citizens in the state. Through a collaborative agreement with the Department of Health’s (DOH) Early 

Intervention Program, the regional centers provide equipment loan programs for children birth to age 3. 

TRAID most recently collaborated with the DOH’s Money Follows the Person program to ensure that 

persons have devices to allow them to remain independent in their homes.

Device Demonstration

All 12 regional centers provide device demonstrations. Persons can walk in or make an appointment to 

meet with center staff for a demonstration. Demonstrations also are provided at statewide conferences and 

during special "demonstration" day vendor fairs in rural areas across the state.

State Leadership Activities

TRAID coordinates the interagency partnership on assistive technology that is composed of state 

agencies, not-for-profit organizations and consumers who work to increase awareness of AT devices and 

services.
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STATEWIDE AT PROGRAM PROFILE: NORTH CAROLINA

Lead Agency: North Carolina Department of Health and Human Services, Division 

of Vocational Rehabilitation Services

Program Title: North Carolina Assistive Technology Program (NCATP)

State Financing Activities

NCATP claims flexibility for state financing activities. As described in Sec. 4(e)(6) of the AT Act, a state 

may carry out any two or more of the required state-level activities, meaning a state can choose not to 

conduct up to two activities.

Device Reutilization

NCATP offers device reutilization through the Technology Exchange Post, which is a used equipment 

database to assist people with disabilities in obtaining used equipment at lower cost. The Exchange Post is 

similar to a "want ad" in that individuals list items they wish to sell. The NC Technology Exchange Post 

is a searchable website for use by all North Carolina residents.

Device Loan

AT devices are loaned through 11 AT centers and one satellite location across the state. To find AT 

Center locations, go to the NCATP website: http://www.ncatp.org. NCATP has an extensive inventory of 

devices; these devices can be borrowed for a two-week period and the loan time can be extended if no one 

else is waiting. Satellite centers include independent living centers, VR centers, regional resource centers 

for the deaf and hard of hearing, Lee County Industries, Inc., and private physical rehabilitation centers.

Device Demonstration

NCATP runs its device demonstration program through the ten AT centers and all satellite centers across 

the state. To find AT center locations, go to the NCATP website: http://www.ncatp.org. Device 

demonstrations are provided either on-site in an AT Center or NCATP staff goes off-site to the 

individual's home, school, worksite, or other community location upon request.

State Leadership Activities

NCATP cosponsors an annual two-day AT Expo and conference that offers an array of concurrent AT 

training sessions for people with disabilities, their families and professionals. NCATP continues to 

collaborate with the Division of Aging and Adult Services, the Division of Mental Health/Developmental 

Disabilities/Substance Abuse, Division of Medical Assistance, Division of Deaf and Hard of Hearing 

Services, Services for the Blind and the Department of Public Instruction. New collaboration has been 

established with the Office of Long Term Support to address “person-centered hospital discharge 

planning” services and with the Veterans Task Force, the NC CART (Center for Applied Rehabilitation 

Technology) program and the NC National Guard to pursue services with wounded veterans returning 

from conflict.
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STATEWIDE AT PROGRAM PROFILE: NORTH DAKOTA

Lead Agency: North Dakota Department of Human Services

Implementing Entity: Interagency Program for Assistive Technology (IPAT)

Program Title: Interagency Program for Assistive Technology (IPAT)

State Financing Activities

Financial loans are available for assistive technology devices and services to all eligible state residents.

Loans are available from $500–$50,000. The loan program offers lower interest rates and extended 

payment terms.

Device Reutilization

IPAT administers the AT Swap & Shop, a program that allows individuals to buy, sell, swap or give away 

used AT equipment. IPAT seeks to increase the listing of devices and extensively market the program to 

increase awareness of the service.

Device Loan

IPAT operates a statewide short-term AT equipment loan program, the Equipment Loan Library (ELL).

The ELL is available to state residents of all ages with disabilities and/or those family members and 

professionals who work with them. Devices are shipped to the borrower for a six-week loan period. A 

small rental fee and shipping costs are charged for equipment borrowed from the ELL. IPAT uses a 

sliding fee schedule for the rental of ELL equipment for eligible individuals with disabilities not covered 

by an agency.

Device Demonstration

IPAT operates two comprehensive device demonstration centers; the Technology Access Center in Fargo 

and the Technology Access Center in Bismarck. These demonstration programs provide an opportunity 

for people to explore a number of AT devices, either on their own or using the expertise of IPAT staff.

They both have videoconferencing capabilities so demonstrations can be conducted via videoconference.

State Leadership Activities

AT training is provided to individuals with disabilities, their family members and the professionals that 

support them. IPAT engages in direct consumer assistance activities that include identifying AT device 

options for individuals, providing implementation strategies for agencies and troubleshooting specific AT 

equipment. Assistance is made available via phone, online, mail, videoconferencing, or person-to-person. 

Public awareness activities include a toll-free information and referral line, free bimonthly newsletter, 

accessible website, and information talks on AT statewide. IPAT staff is available to serve on task forces 

and work groups addressing AT issues.
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STATEWIDE AT PROGRAM PROFILE: COMMENWEALTH OF THE NORTHERN 

MARIANA ISLANDS (CNMI)

Lead Agency: CNMI Council on Developmental Disabilities

Program Title: CNMI Assistive Technology Program

State Financing Activities

CNMI provides an alternative financing program operated by the Coalition for Anti-Stigma of Mental 

Illness in the CNMI (CAMI) with a partnership with the Bank of Saipan. Through the loan program, 

people with disabilities receive loan guarantees and interest rate buy-downs on loans to make them more 

affordable so that they can borrow funds to purchase AT and services.

Device Reutilization

The CNMI AT Program supports a device exchange for the island residents of Saipan, Tinian and Rota.

The device exchange is a free service that is open to the public and directly serves consumers, family 

members or authorized representatives who would like to post ads online to sell pre-owned AT devices at 

a reduced cost. Clients can access the CNMI AT Exchange by logging on to www.cnmicdd.org or calling 

the CNMI AT Program directly to obtain information.

Device Loan

The CNMI AT Program operates a device loan program that is available to all CNMI residents throughout 

the year. The CNMI AT Program is currently replacing obsolete AT devices. CNMI Residents have 

access to these devices and can avail of short-term device loans for a 42-day period, free of charge. The 

CNMI AT Program assists clients in making informed decisions about AT and continues to work 

collaboratively with other agencies, public and private, to promote the program and receive referrals.

Device Demonstration

The CNMI AT Program conducts device demonstrations throughout the year. In most cases, 

demonstrations are conducted upon requests from consumers, family members, authorized 

representatives, private and public disability/health-related agencies, and organizations. The CNMI AT 

Program conducts an annual AT conference and fair, where device demonstrations are available to the 

CNMI public.

State Leadership Activities

The CNMI Council on Developmental Disabilities and CNMI AT Program collaborates with DD 

Network Partners, the Northern Marianas College University Center of Excellence in Developmental 

Disabilities (NMC-UCEDD) and the Northern Marianas Protection & Advocacy Systems Inc. (NMPASI) 

to host tri-agency events held annually and CNMI-wide during March Developmental Disabilities (DD) 

Awareness Month.
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STATEWIDE AT PROGRAM PROFILE: OHIO

Lead Agency: Ohio State University Office of Sponsored Programs

Implementing Entity: Ohio State University College of Engineering

Program Title: Assistive Technology of Ohio

State Financing Activities

Assistive Technology of Ohio partners with Fifth Third Bank to offer a low-interest loan program for 

assistive technology. 

Device Reutilization

Assistive Technology of Ohio offers device reutilization through the Computer Refurbish and Recycle 

Program administered through a partnership with the YMCA of Central Ohio. Assistive Technology of 

Ohio accepts donations of computers, ancillary equipment and various durable medical equipment.

Device Loan

Assistive Technology of Ohio operates a comprehensive device loan program through the program's 

central office as well as through a partnership with the Goodwill-Easter Seals of the Miami Valley. 

Device Demonstration

Assistive Technology of Ohio offers device demonstrations to disability groups, conferences and 

gatherings, as well as to other organizations interested in helping Ohioans with disabilities obtain 

technology.

State Leadership Activities

Assistive Technology of Ohio actively works with other state boards, commissions and agencies to 

provide training and technical assistance to personnel that provide services to Ohioans with disabilities.

The Technology Resource Center in Dayton has incorporated into its open-house programs a training 

session on autism. The training involves learning about the condition of autism, and the various resources 

available for families who have a child with autism. 
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STATEWIDE AT PROGRAM PROFILE: OKLAHOMA

Lead Agency: Oklahoma State University, Seretean Wellness Center 

Program Title: Oklahoma ABLE Tech 

State Financing Activities

Oklahoma ABLE Tech partners with the Oklahoma Assistive Technology Foundation (OkAT) and 

BancFirst to provide a statewide alternative financing program (AFP) and an Access to Telework Fund 

(ATF) program to Oklahomans with disabilities. The AFP and ATF both offer an interest rate buy-down 

and/or guarantee bank loan, so individuals have the opportunity to acquire needed assistive technology 

(AT) by borrowing money to purchase devices, equipment or modifications.

Device Reutilization

ABLE Tech operates the AT Equipment Exchange, a “want ad” that functions as an AT exchange 

program. To access available equipment, go to http://oec.okstate.edu. ABLE Tech enhances collaboration 

with disability-related organizations that currently operate AT loan closets.

Device Loan

ABLE Tech operates a statewide short-term loan program, via a memorandum of agreement, with eight 

partners: Department of Rehabilitation Services, Visual Services Division; University of Tulsa, Hearing 

Loss Association of Oklahoma City, New View, Total Source for Hearing-loss and Access, Total Health, 

Oklahoma Department of Human Services, Developmental Disabilities Service Division, and Oklahoma 

Department of Career and Technology Education.

Device Demonstration

ABLE Tech operates an AT device demonstration center and partners with nine other entities, including 

the early intervention program SoonerStart, to operate demonstration centers. The devices are available at 

all eight centers and to SoonerStart personnel and families to demonstrate AT. 

State Leadership Activities

ABLE Tech provides training for education, employment, community living, and information technology

and telecommunication professionals along with persons with disabilities and their family members.

ABLE Tech has activities partnering with the early intervention program, special education, the 

Department of Rehabilitation Services and the Medicaid agency. The ABLE Tech INFO-line provides a 

toll-free information and referral service. 
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STATEWIDE AT PROGRAM PROFILE: OREGON 

Lead Agency: State of Oregon, Office of Vocational Rehabilitation Services

Implementing Entity: Access Technologies, Inc.

Program Title: Oregon Statewide Assistive Technology Program

State Financing Activities

The Oregon Statewide Assistive Technology (OSAT) Program is working to increase access to AT 

devices by providing Cooperative Buy and Layaway Programs. These finance activities make AT more 

affordable and get devices into the hands of individuals who couldn’t otherwise afford it. Purchasing in 

bulk reduces the cost of many items, allowing the OSAT Program to pass the savings on to consumers, 

while at the same time maintaining a small inventory of specific devices, making it possible for the 

consumer to receive AT devices and services in a more timely fashion.

Device Reutilization

The program works to improve acquisition of AT devices and durable medical equipment, through device 

reutilization which includes both device repair and recycling programs and device exchange programs. 

Pre-owned devices accepted into the Device Repair/Recycling inventory are repaired or refurbished as 

needed, then offered for sale to consumers as recycled products. Consumers also have the option of 

purchasing pre-owned products directly from the current owner through OSAT’s print and electronic 

Device Exchange Program.

Device Loan

Oregon’s Statewide AT Program’s mission is to increase accessibility and utilization of assistive 

technology. One avenue to accomplish this is through a Device Loan Library, which allows Oregonians 

of all ages and all disabilities the opportunity to make informed choices by “test-driving” specific AT 

devices in their environment prior to making purchasing decisions. 

Device Demonstration

Empowered consumers make informed decisions. Therefore, the program provides individuals with the 

opportunity to compare the features and benefits of a particular AT device or category of devices through 

guided, hands-on device demonstrations with knowledgeable AT specialists.

State Leadership Activities

OSAT offers a variety of training and technical assistance, public awareness, and collaboration activities 

to educational, employment, human service and social service professionals. These activities increase the 

success of students transitioning from high school to college or community living, seniors transitioning to 

nursing homes or other supported living environments, as well as individuals transitioning from nursing 

homes back to community living. In addition, the website and toll-free 800 line provides free information 

and referral services to individuals of all ages and disabilities throughout Oregon.
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STATEWIDE AT PROGRAM PROFILE: PENNSYLVANIA

Lead Agency: Institute on Disabilities at Temple University

Program Title: Pennsylvania’s Initiative on Assistive Technology (PIAT)

State Financing Activities

PIAT administers Pennsylvania’s Telecommunications Device Distribution Program (TDDP). This 

program provides free telecommunications devices for eligible individuals who have disabilities that 

interfere with their ability to independently use the telephone. PIAT also provides financial support to the 

Pennsylvania’s Alternate Financing Program, the Pennsylvania Assistive Technology Foundation 

(PATF).

Device Reutilization

PIAT has several device reutilization efforts as a part of its Reused and Exchanged Equipment 

Partnership (REEP). These efforts include online classifieds, which allows consumers seeking devices to 

search the listings of the Delaware and Maryland AT programs as well as throughout Pennsylvania. PIAT 

provides support to programs which accept, refurbish and redistribute AT devices, including Into New 

Hands (Pittsburgh), Liberty Retreads and Widow’s Mite (Philadelphia) and Changing Hands 

(Harrisburg), A New Start (Williamsport), Pass AT On (Scranton), and the TRIPIL Warehouse 

(Washington). 

Device Loan 

PIAT operates Pennsylvania’s Assistive Technology Lending Library, a consumer-responsive, statewide 

program that provides short-term (for periods from two to eight weeks) loans of AT devices that enable 

individuals with disabilities to make informed decisions about the appropriateness of an AT device in 

their real-life settings. 

Device Demonstration 

PIAT’s seven subcontracted Assistive Technology Resource Centers (ATRCs), plus its central office in 

Philadelphia, provide the infrastructure of the statewide system for device demonstrations. In addition to 

“demonstrations by demand” available through each ATRC, PIAT has two funded demonstration centers 

(Pittsburgh and Camp Hill) and several affiliate demonstration partners in the Philadelphia area.

State Leadership Activities 

PIAT uses a variety of strategies to deliver training, including participation in statewide conferences, 

university-based lectures, and “train-the-trainer” events. Technical assistance is available to agencies and 

organizations who are developing or enhancing programs and policies to improve access to AT. PIAT 

maintains a toll-free information and assistance service. 
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STATEWIDE AT PROGRAM PROFILE: PUERTO RICO

Lead Agency: University of Puerto Rico

Program Title: Puerto Rico Assistive Technology Program (PRATP)

State Financing Activities

PRATP conducts a Low Cost Device Design and Development (LD3) Program to provide functional 

assistive technology (AT) solutions through the design, development, installation, configuration and 

training regarding low-cost devices. PRATP assembled an AT Development Team (ATDT) to receive 

referrals of technology needs from local AT evaluation centers and health-related professionals islandwide. 

Device Reutilization

PRATP developed an accessible online database (“Clasificado Virtual”) where individuals can ask for or 

post AT items to sell or donate. In collaboration with the Paralyzed Veterans Association of Puerto Rico 

(PVAPR), PRATP directly receives AT devices for reassignment, reconditioning and repair. Basic device 

training provision, instruction manuals, individual assistance, installation and configuration guarantee a 

successful device use.

Device Loan

PRATP operates an AT Device Loan Center with an accessible online devices inventory to provide 

islandwide services to consumers with disabilities. PRATP also provides instruction manuals, individual 

assistance services, AT demonstrations and instruction manuals in alternate formats.

Device Demonstration

PRATP operates a centralized demonstration center to provide services to consumers, families, students, 

service professionals and general community upon request. PRATP also has a mobile unit to provide 

demonstration, evaluation and training services island-wide. This demonstration program provides the 

opportunity for people to explore and learn about the various features of AT devices in order to make an 

informed decision about the AT benefits for individual needs. All demonstrations are guided by AT 

professionals with technical expertise in the particular device(s).

State Leadership Activities

PRATP provides islandwide AT training to individuals with disabilities, family members and service 

providers. It also celebrates a biennial AT conference and provides technical assistance to public and 

private entities. PRATP develops and delivers educational materials by mail, website posting and through 

disability-related conferences and exhibit booths at conferences.
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STATEWIDE AT PROGRAM PROFILE: RHODE ISLAND

Lead Agency: Department of Human Services, Office of Rehabilitation Services

(ORS)

Program Title: Assistive Technology Access Partnership (ATAP) 

State Financing Activities

ORS, ATAP contracts with the Rhode Island Adaptive Telephone Equipment Loan (ATEL) program to 

provide the telecommunications distribution program to qualified individuals who are deaf, hard of 

hearing, have a speech disability, or have neuromuscular damage or disease that hinders them from using a

standard telephone.

Device Reutilization

ORS, ATAP contracts with PARI Independent Living Center to provide a device exchange program 

where equipment vendors, medical facilities and consumers donate devices to PARI, which, in turn,

makes any needed repairs prior to making it available for sale or at no cost. ORS, ATAP also collaborates 

with the New England Regional Web-based exchange called getATstuff, where items are posted for sale, 

best offer, for free or if they are needed.

Device Loan 

ORS, ATAP operates a device loan program with Rhode Island Services for the Blind & Visually Impaired 

(SBVI), and also subcontracts with the East Bay Educational Collaborative for children and youths age birth21, where devices are loaned for both home and school use to families, educators and professionals to 

improve the knowledge base and determine AT needs of students; and TechACCESS of Rhode Island, a 

technology-related center that loans devices as a way to assist people to make better decisions about 

purchasing a device, and as a loaner if the consumer’s device is being repaired or the consumer is awaiting 

funding to purchase it.

Device Demonstration

ORS, ATAP operates a statewide demonstration program to individuals with disabilities at no cost 

through subcontracts with TechACCESS of RI, East Bay Educational Collaborative, Adaptive Telephone 

Equipment Loan (ATEL) program, OSCIL Independent Living (IL) Center and PARI IL Center. Weekly 

software training sessions are held for students and educators in small groups or by individual 

appointments at TechACCESS of Rhode Island. Demonstrations are held on educational software and

hardware, low vision tools, communication devices, as well as to adults with disabilities to assist them 

with daily living activities in both the home and community. PARI allows individuals to compare and 

view available devices that can assist them in their daily living activities, as does ATEL’s various 

telephone equipment.

State Leadership Activities

ORS provides ongoing training and technical assistance on AT devices and services to staff of VR 

programs, such as local One Stop Career Centers. ORS has also worked with collaborators in modifying 

vocational evaluation reports in order to capture the needs of high school students.
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STATEWIDE AT PROGRAM PROFILE: SOUTH CAROLINA

Lead Agency: University of South Carolina School of Medicine, Center for 

Disability Resources

Program Title: South Carolina Assistive Technology Program (SCATP) 

State Financing Activities

The South Carolina Vocational Rehabilitation Department (SCVRD) administers an Assistive 

Technology Financial Loan Program in partnership with the SC State Credit Union. The director of 

SCATP serves on the Financial Loan Review Panel, and SCATP collaborates with VR in promoting the 

program.

Device Reutilization

SCATP provides an online recycling database, the South Carolina Assistive Technology Exchange, to 

help citizens with disabilities and older people with functional limitations find affordable assistive 

technology devices and equipment. SCATP also offers open-ended loans of working, but out-dated 

equipment to people waiting on delivery of new equipment or people receiving hospice services.

Device Loan

SCATP offers a short-term device loan program that is available to anyone in the state of South Carolina.

The SCATP Device Loan Program increases access to AT by allowing people with disabilities, their 

family members and service providers to try out different AT options before making the decision to 

purchase, or in some cases, the decision not to purchase AT. In this way, types and features of different 

devices can be compared during real-life situations and activities (e.g., in the classroom, at home or 

work).

Device Demonstration

The SCATP AT Resource Center in Columbia offers opportunities for hands-on trial, self-paced learning 

and AT demonstration, with the most comprehensive inventory of AT items in the state. 

State Leadership Activities

SCATP staff travels across the state to present exhibits and trainings. Services are more accessible to

people in rural settings via a toll-free number. SCATP is involved in helping state agencies implement 

accessible Web pages. Public awareness activities include SCATP’s annual statewide AT Expo, updated 

fact sheets to promote AT services and regular website articles. 
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STATEWIDE AT PROGRAM PROFILE: SOUTH DAKOTA 

Lead Agency: South Dakota Department of Human Services, Division of 

Rehabilitation Services

Implementing Entity: Black Hills Special Services Cooperative (BHSSC) 

Program Title: DakotaLink, South Dakota Assistive Technology Project

State Financing Activities

DakotaLink maintains a program of last resort that allows individuals to lease AT devices using a sliding 

fee schedule based upon income over an extended period of time in cases where no other funding source 

is available. Cooperative buying activities and bulk purchasing of assistive technology devices for state 

agencies and educational facilities are also a part of the alternative financing strategy.

Device Reutilization

DakotaLink promotes assistive technology device reutilization through a Web-based equipment exchange 

program and cooperative support of existing device reuse and refurbishing programs throughout the state.

Device Loan

DakotaLink has available an assortment of assistive technology devices to provide individuals throughout 

South Dakota the opportunity to borrow and use a device in the appropriate environment in order to make 

qualified decisions regarding the use and acquisition of needed assistive technologies.

Device Demonstration

DakotaLink maintains four demonstration centers strategically located within the state where assistive 

technology specialists are able to demonstrate and provide individuals with disabilities or other functional 

limitations hands-on experiences to assist them in determining the most appropriate assistive technology 

devices to meet their needs.

State Leadership Activities

DakotaLink regularly engages in a wide variety of activities throughout South Dakota to provide: 

information on assistive technology devices; assistive technology topic- and device-specific workshops; 

technical assistance related to assistive technology issues; and collaborative opportunities for public and 

private entities to promote awareness, appropriate use and increase the acquisition of assistive technology 

devices and services.
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STATEWIDE AT PROGRAM PROFILE: TENNESSEE

Lead Agency: Department of Human Services, Division of Rehabilitation Services 

Program Title: Tennessee Technology Access Program (TTAP) 

State Financing Activities

Because of the lack of adequate human and financial resources and other barriers related to creating and 

sustaining alternative financing programs in Tennessee, TTAP has chosen not to conduct any state 

financing activities as allowed by the state flexibly provisions of the AT Act and the state plan for AT.

Device Reutilization

TTAP and its contracted technology centers have developed partnerships to increase the reutilization of 

devices, so more individuals and families can obtain free or low-cost AT equipment. The TTAP 

Reutilization Program operates statewide through the network of technology centers and partner 

organizations to refurbish usable devices thereby maximizing the impact of resources in Tennessee.

Device Loan

The TTAP Device Loan Program operates statewide through the network of technology centers that 

enable individuals with disabilities and their family members with trying different devices and, therefore, 

making informed decisions when selecting appropriate AT.

Device Demonstration

TTAP and its network of centers conduct device demonstrations. Parents, professionals and individuals 

with disabilities have the opportunity to learn about the benefits and differences between varieties of 

devices to help them make a choice that suits their AT needs.

State Leadership Activities

The staffs at the technology centers provide comprehensive training and technical assistance to 

individuals, families and service providers in many different ways including the use of “train-the-trainer” 

models at workshops in rural areas. TTAP and the technology centers maintain an interconnected network 

of websites in addition to informing people with disabilities about AT through newsletters, listserv, 

presentations and publications.
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STATEWIDE AT PROGRAM PROFILE: TEXAS

Lead Agency: The University of Texas at Austin

Program Title: Texas Technology Access Program (TTAP) 

State Financing Activities

The Texas Technology Access Program (TTAP) has established a loan plan for consumers who do not 

have funds with which to participate in its computer reuse/purchase program. These no-interest revolving 

loans are not “forgivable,” and the computer is used as the collateral. If the consumer defaults, TTAP 

reclaims the computer and refunds what was paid. The computer is sanitized and resold. Additionally, as 

part of its plan, AmeriCorps Volunteers provide financial literacy services and counseling on other 

resources available on a national, state and local basis.

Device Reutilization

TTAP partners with Project Mend, Inc., a medical equipment reutilization program operating in San 

Antonio, Texas. Project Mend grants long-term loans to provide refurbished equipment to persons with 

disabilities who can demonstrate financial need. The loan period is for a period as long as the individual 

continues to need the equipment. A person with a disability living in Texas may purchase a reasonablypriced refurbished computer through TTAP’s Double Click Project.

Device Loan

TTAP’s program is designed to provide short-term (45 days) AT device loans for individuals who do not 

qualify for other loan programs, or are un-served or underserved by existing resources. Statewide 

shipping costs are paid by the program.

Device Demonstration

TTAP supports a statewide network of 16 demonstration centers. Five centers provide a broad range of 

AT devices. Eleven centers provide demonstrations related primarily to computer access with four of 

them being portable to travel to the consumer.

State Leadership Activities

TTAP collaborates with Knowability, Inc., a nonprofit organization that supports independence through 

accessible information technology, to provide training on developing accessible websites and distance 

education for schools and universities, local and state governments, and nonprofits. This program 

provides technical assistance for libraries statewide concerning online catalogs, computer workstations 

and other information accessible. TTAP also collaborates with Easter Seals of Central Texas to provide 

training through the TTAP demonstration centers. Information brochures on the program’s activities and 

services, a toll-free number and website are available.
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STATEWIDE AT PROGRAM PROFILE: U.S. VIRGIN ISLANDS

Lead Agency: University of the Virgin Islands

Program Title: Virgin Islands Technology-Related Assistance for Individuals with 

Disabilities (VITRAID)

State Financing Activities 

VITRAID supports an alternative financing program for the purchasing of AT. The loan program is 

operated by the Virgin Islands Assistive Technology Foundation. It offers guarantees for loans provided 

by partner lender Banco Popular.

Device Reutilization

VITRAID administers TECH TRADE, an AT reuse program, through which an individual may buy, sell 

or give away used AT devices through “want ads.” VITRAID works to expand and improve TECH 

TRADE and encourages individuals with disabilities who have received durable medical equipment to 

reuse this equipment through TECH TRADE. VITRAID also administers “Recycle IT,” which is a 

reclamation center for computers as well as general AT devices.

Device Loan

VITRAID partners with the Department of Education through neighborhood schools, the Virgin Islands’ 

Family Information Network and Work Able Inc. to operate an AT device loan program. Through 

collaboration with VITRAID, students and others receive access to needed assistive technology devices 

and services, which enable them to meet their educational and transitioning needs.

Device Demonstration

Device demonstrations are provided to persons with disabilities throughout the community (through 

annual conferences), school-aged students in the public schools, University of the Virgin Islands students, 

seniors and service providers at fairs and events throughout the year. VITRAID also partners with other 

entities, including the public libraries and community and faith-based organizations in central and 

outlying areas of the Virgin Islands.

State Leadership Activities

VITRAID is working with the public library systems of St. Croix and St. Thomas to make their computer 

systems more accessible to patrons. It is also working with faculty of the University of the Virgin Island 

to make the curricula accessible. VITRAID provides a toll-free information and referral service, website, 

Tech Connect quarterly newsletter, an annual AT conference in collaboration with partners, and 

publications on AT.
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STATEWIDE AT PROGRAM PROFILE: UTAH

Lead Agency: Utah State University, Center for Persons with Disabilities 

Program Title: Utah Assistive Technology Program (UATP)

State Financing Activities

UATP supports two different state financing activities: (1) low-interest loans in conjunction with the Utah 

Assistive Technology Foundation (UATF) and Zions Bank and (2) an Access to Telework program in 

coordination with the same partners and the Utah Microenterprise Loan Fund. 

Device Reutilization

UATP helps individuals with disabilities acquire AT through reutilization efforts. The program has two 

centers, the AT Lab (which provides AT demonstrations and training), and CReATE, which reutilizes and 

distributes AT statewide by providing technical assistance in maintenance and repair, and device 

adaptation to community-based organizations.

Device Loan

The AT Lab serves as the UATP hub for device loan coordination activities. UATP works with six 

Centers for Independent Living (CIL) and the Utah Center for Assistive Technology and the Computer 

Center for Citizens with Disabilities to maintain a virtual program network statewide. 

Device Demonstration

Through training and technical assistance, UATP supports the state-funded Utah Center for Assistive 

Technology as a device demonstration center for individuals with disabilities, their family and providers 

to learn about a variety of AT solutions. UATP provides technical assistance to AT demonstration CIL 

centers.

State Leadership Activities

UATP offers interactive online trainings statewide on AT devices and conducts technical assistance to 

providers in an effort to enhance expertise in providing consumer-responsive AT services. UATP staff 

participates on state-level boards, commissions and committees representing AT policy issues.
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STATEWIDE AT PROGRAM PROFILE: VERMONT

Lead Agency: Department of Disabilities, Aging and Independent Living

Program Title: Vermont Assistive Technology Program (VATP)

State Financing Activities

Loans to purchase AT devices and services are available to individuals with disabilities and their families 

through Vermont Opportunities Credit Union, funded by a Title III grant. Loans are often made to those 

who don’t qualify for conventional bank loans by considering unearned income, Medicaid waivers, etc. 

VATP markets the program widely through websites and other media. VATP also administers funds for 

AT equipment and services for children with autism through the private, non-profit Autism Puzzle 

Foundation.

Device Reutilization

VATP partners with other New England states to operate http://getATstuff.com, a Web-based AT 

exchange that connects people seeking AT with those who have AT that is no longer needed. The 

program is promoted to disability organizations and other agencies. A toll-free number serves those who 

lack Internet access. VATP is developing a similar program, http://Vermont.ATschoolswap.com, for 

Vermont schools, which includes the University of Vermont I-Team. VATP, Vermont Family Network, 

and the Office of Vermont Health Access are working with equipment vendors to retrieve and reuse 

Medicaid-funded equipment.

Device Loan 

VATP operates a short-term (30-day) AT device loan program for individuals, employers, agencies, etc. 

Pickup is available at locations throughout the state. Shipping is also available. VATP is expanding its 

inventory of loaner devices, and plans to post its device inventory on the VATP website with existing 

program information.

Device Demonstration

VATP offers device demonstrations at numerous Tryout Centers, including three VATP office locations, 

12 Vermont VR offices, two Vermont Center for the Deaf and Hard of Hearing sites, and the Vermont 

Family Network. Some sites focus on particular AT users, e.g., students, deaf or hard of hearing 

individuals, etc.

State Leadership Activities

VATP provides training to numerous groups, including VocRehab Vermont and Vermont schools. The 

Early Childhood Special Education Program at the University of Vermont wrote VATP trainings into its

five-year strategic plan. Childhood and adult day care providers learn how to adapt toys, books and 

activities, and use various aids for communication and daily living. VATP participates in a multi-agency 

Communication Task Force, providing statewide training and conferences for providers serving adults 

with developmental disabilities. 
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STATEWIDE AT PROGRAM PROFILE: VIRGINIA

Lead Agency: Virginia Department of Rehabilitative Services (DRS)

Program Title: Virginia Assistive Technology System (VATS)

State Financing Activities 

VATS claims comparability for state financing activities as the state has the NewWell Fund, an 

alternative financing program that offers financial loans for purchasing assistive technology.

Device Reutilization

VATS oversees and directs a statewide network of assistive technology recycling programs called the 

Virginia Reuse Network (VRN). VRN partner programs work collaboratively with network affiliates and 

VATS to address the durable medical equipment (DME) needs of persons with disabilities. 

Device Loan 

The device loan program is a collaborative endeavor between the state VR agency and the affiliated state 

rehabilitation facility. With support from VATS, the Woodrow Wilson Rehabilitation Center and the DRS 

Field Computer Accommodations Labs offer certain assistive technology devices for device loans to 

support and accelerate assistive technology acquisition.

Device Demonstration

The Virginia AT Program has established a collaborative relationship with the state VR program and the 

Woodrow Wilson Rehabilitation Center to support demonstration programs for vocational rehabilitation 

consumers and other consumers through existing facility and field computer labs. With support from 

VATS, the Woodrow Wilson Rehabilitation Center and the DRS Field Computer Accommodations Lab 

offer device demonstrations for individuals who require assistive technology to live, work and go to 

school as independently as possible. In addition, VATS is working with occupational therapists and 

communication services to offer device demonstrations.

State Leadership Activities

Two of the university-based VATS regional sites offer a transition experience for students with 

disabilities and their families who are interested in attending college, while the third university-based 

Regional VATS site offers an array of skill-building classes and camps for students with disabilities 

utilizing a variety of software, hardware and strategies to accommodate a range of physical and cognitive 

challenges. VATS offers a program entitled AT@Work, which is a training program operated by VATS 

with the stated objectives of educating employers and human resource personnel as to how various types 

of assistive technology can assist in hiring and retaining productive employees who require 

accommodation(s).
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STATEWIDE AT PROGRAM PROFILE: WASHINGTON

Lead Agency: University of Washington Center for Technology and Disability 

Studies (UWCTDS)

Program Title: Washington Assistive Technology Act Program (WATAP)

State Financing Activities

WATAP collaborates with the Washington Access to offer several programs to assist individuals to 

acquire AT. An Alternative Financing Program (AFP) offers low-interest loans for the purchase of AT. 

The Telework Loan Program also provides low-interest loans for applicants who demonstrate a need for 

the purpose of telework. The Access Fund also offers long-term rentals of CCTVs.

Device Reutilization

WATAP supports a statewide computer reutilization program operated by Easter Seals Washington. This 

program provides donated refurbished computers free of charge to eligible individuals. WATAP is part of 

the national device reuse network managed by the Pass It On Center (PIOC).

Device Loan

WATAP operates a Device Borrowing Program assisting consumer in device selection and for short-term 

accommodation. WATAP collaborates with the King County Library System offering a small selection of 

assistive technology devices to help with daily living tasks. WATAP also works with the Special 

Education Technology Center (SETC) providing short-term loans of assistive technology to professionals 

in the school districts throughout the state of Washington.

Device Demonstration

WATAP provides device demonstrations at its Seattle center and through a cooperative effort with Easter 

Seals Washington in Spokane. WATAP also travels statewide to provide AT demonstrations as requested 

by local communities. Additionally, WATAP hosts the Microsoft Accessibility Resource Center offering

the opportunity to explore video demonstrations, text guides and tutorials.

State Leadership Activities

WATAP offers integrated training and educational opportunities to increase knowledge, skills and 

competencies in AT devices and service delivery, funding sources and strategies, transition and legal 

issues. The Washington Education Association (WEA), UWCTDS and WATAP have teamed up to offer 

special topics courses in special education law available for WEA members. WATAP provides technical 

consultation to state government agencies, institutes of higher education and other entities regarding 

strategic planning for hardware and software procurement; design and accessibility of information 

systems; reasonable accommodation; and program access. 
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STATEWIDE AT PROGRAM PROFILE: WEST VIRGINIA

Lead Agency: Center for Excellence in Disabilities at West Virginia University

Program Title: West Virginia Assistive Technology System (WVATS)

State Financing Activities

WVATS claims flexibility for state financing activities.

Device Reutilization

WVATS uses the AT4All system to house its virtual loan library and exchange system. The AT4All site 

also houses device listings for additional AT-related libraries in the state. This system is available online 

for individuals to post the availability of devices and to look for used devices. In addition, two device 

reutilization programs already exist in the state through the Arc of the Mid-Ohio Valley and the Northern 

West Virginia Center for Independent Living. WVATS is providing monetary support to those 

organizations through its Requests for Proposals for organizations interested in implementing or 

continuing reutilization and exchange centers.

Device Loan

WVATS operates a statewide online device loan program. Individuals can request a device by calling a 

toll-free number or signing up through the AT4All system. Devices are mailed to the person for a shortterm loan of up to four weeks; the only cost to the borrower is the cost for returning the device. The 

Virtual Loan Library contains a photograph and a description of each device as well as the location or 

locations of each device. The Loan Library is available via the WVATS Web page.

Device Demonstration

WVATS supports a large demonstration center in Morgantown and smaller centers around the state that 

serve all ages and all differing needs. WVATS provides specific AT device demonstrations in 

collaboration with vendors throughout the state. WVATS staff also offers device demonstrations through 

the Center for Excellence in Disabilities Assistive Technology Clinic.

State Leadership Activities

WVATS offers technical assistance to state agencies regarding accessibility issues. WVATS has created 

specialized curricula and offers trainings and workshops on assistive technology to diverse audiences of 

consumers, family members and service providers. WVATS is a West Virginia 211 affiliate, providing 

training and resources about assistive technology. WVATS provides information and assistance to 

individuals, families and professionals through its toll-free hotline, e-mail and walk-ins.
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STATEWIDE AT PROGRAM PROFILE: WISCONSIN

Lead Agency: Wisconsin Department of Health Services, Division of Long Term 

Care, Office of Independence and Employment

Program Title: WisTech

State Financing Activities

Wisconsin is claiming comparability due to the existence of WisLoan, an alternative financing program 

that is operated by Independence First, a community-based organization.

Device Reutilization

WisTech coordinates existing statewide device reutilization programs. The largest program is the 

Wheelchair Recycling Program. WRP serves as a model in the state in terms of its established services of 

collecting, repair, refurbishment and redistribution of equipment to consumers. The repair and 

refurbishment activities are performed in collaboration with the Department of Corrections prison 

industry program.

Device Loan

WisTech operates device loan centers through Wisconsin's Independent Living Centers (ILCs). The 

Centers serve the statewide population to provide a single point of entry and access to loan programs for 

all residents of the state. There are eight ILCs providing these services as part of the WisTech Network of 

Device Loan and Device Demonstration centers. A Web-based inventory allows individuals to access a 

list of the equipment available for loan through WisTech:

https://www.wisconsinat4all.com/welcome.aspx

Device Demonstration

WisTech's device demonstrations are operated through contracts with Wisconsin’s ILCs. The ILCs

maintain a standardized equipment inventory that allows consumers to try out devices to address basic 

disability-related needs for most consumers. In addition, WisTech is collaborating with others to provide 

device demonstration events in a variety of locations throughout the state.

State Leadership Activities

The Stout Vocational Rehabilitation Institute (SVRI) provides technical assistance and works in 

consultation with WisTech to coordinate training events for the ILCs, resource centers, county service 

departments and rehabilitation professionals, including professionals at disability-specific agencies.

Training focuses on general awareness, accessing and funding of AT, and increasing practitioner skill 

level and capacity. WisTech is currently working in partnership with SVRI, the Vocational Technical 

College, the University of Wisconsin system and Wisconsin's K–12 school systems to increase the 

number of qualified AT professionals in the state.
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STATEWIDE AT PROGRAM PROFILE: WYOMING

Lead Agency: Wyoming Institute for Disabilities (WIND) 

Program Title: WIND Assistive Technology Resources (WATR)

State Financing Activities 

Wyoming Technology Access Program (WYTAP) offers interest buy-downs on financial loans for 

assistive technology devices and services. Loans are offered for amounts up to $25,000 for up to seven 

years with a buy-down of the interest to below prime rate. WIND is the lead agency and Wyoming 

Independent Living Rehabilitation, Inc. administers the WYTAP program in partnership with First 

Interstate Bank of Laramie.

Device Reutilization

WATR coordinates with other states to offer the sale, purchase and donation of devices on

http://www.uwyo.edu/wind/watr. This is a consumer-to-consumer site with support but not involvement 

from WATR staff members, and no charge is assessed by WATR. 

Device Loan 

WATR offers 30-day loans of AT devices to individuals and their representatives in Wyoming. Devices 

are shipped from the Loan Center in Laramie to the clients' locations; clients are responsible for the cost 

of returning or shipping devices back to the WATR Center. WATR does not charge a fee for device loans.

Device Demonstration

WATR offers device demonstrations at the WATR Center in Laramie on the University of Wyoming 

campus. Demonstrations are also provided by appointment in Natrona County and at the Casper College 

campus as part of a collaborative with the University of North Dakota Occupational Therapy education 

program. Also, appointments can be scheduled to have on-site demonstrations throughout the state.

WATR does not charge for device demonstrations.

State Leadership Activities 

WATR provides training and technical assistance, public awareness, and information and assistance about 

assistive technology devices and services. WATR offers assistive technology informational brochures and

posters and is airing testimonial radio commercials. In addition, WATR produced a video series about the 

importance of considering assistive technology during life-span transitions and is hosting a Vendor Venue 

opportunity for consumers and individuals to be trained in specific devices.
APPENDIX C

TITLE III ALTERNATIVE FINANCING

PROGRAM PROFILES

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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: ALABAMA 

Lead Agency: Alabama Department Rehabilitation Services (ADRS)

Community Based Organization: Southern Disability Foundation, Inc.

Lender: AuburnBank

Program Title: The Ability Loan Program

Overview

Alabama’s Alternative Finance Program (the Ability Loan Program) for individuals with 

disabilities and their families, allows applicants to borrow money at a low interest rate and 

extended terms for the purchase of assistive technology, adaptive equipment and related services. 

The Ability Loan Program was created in 1995 as a partnership between Alabama's STAR 

Program, the Alabama Department of Rehabilitation Services and the Southern Disability 

Foundation, Inc. The Ability Loan Program is funded by means of the Assistive Technology Act 

of 1998 as amended, in 2004. Since its inception, over 160 loans have been guaranteed totaling 

more than $1,100,000.00. Loan applications may be obtained from the Southern Disability 

Foundation, Inc.’s website or through the STAR Program office. 

Products

The Ability Loan Program guarantees loans up to $35,000.00. The term of a loan takes into 

consideration the type of equipment or assistive technology being purchased and ranges between 

six months and 10 years. The current interest rates available are 4% and 6%. The interest rate 

applied to each loan is determined by the applicant’s financial situation and needs. Primary 

eligibility requires that an applicant must be an Alabama resident with a disability, or a 

significant other or family member with a disability, regardless of age or type of disability, as 

long as the loan is intended to improve the individual’s functional capabilities. An applicant also 

must be able to document sufficient creditworthiness and ability to repay the loan.

Services

The Ability Loan Program offers extensive financial education, via face-to-face, mail or the 

SDF, Inc. website, to applicants and potential applicants. Examples of services provided are links 

to credit counseling services, Money Smart programs and budgeting tools. The program also 

provides information about and referrals to other assistive technology funding sources and 

vendors of AT and adaptive equipment. The loan program works closely with individuals with 

disabilities and ADRS rehabilitation technology specialists to help identify the assistive 

technology that best meets their needs. 
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: ARIZONA 

Lead Agency: Arizona Technology Access Program

Community Based Organization: Arizona Community Foundation

Lender: Arizona MultiBank Community Development Corporation

Program Title: Arizona Loans for Assistive Technology (AzLAT)

Overview

Arizona Loans for Assistive Technology (AzLAT) is an alternative financing program designed 

to assist individuals with disabilities to borrow money at affordable rates for the purchase of 

assistive technology. This program is administered by the AzLAT Consortium. Arizona 

MultiBank Community Development Corporation services the loans. AzLAT, through its donoradvised funds of the Arizona Community Foundation, provides the loan guarantee to MultiBank 

in case of borrower default.

Products

AzLAT provides low-interest, guaranteed loans for assistive technology in amounts ranging from 

$500 to $10,000. Terms are generally from one to four years. The program offers flexible 

repayment terms, below market interest rates and no prepayment penalties.

Services

AzLAT offers several services to applicants. There is assistance with completion of loan 

application packages and identification of other potential funding sources for assistive 

technology acquisition. Guidance is given for selection of assistive technology devices and 

assistance with identifying local vendors of AT. Guidance is also provided on resolving credit 

report errors and intervention options are identified to avoid consumer default.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: ARKANSAS

Lead Agency: Arkansas Rehabilitation Services

Community Based Organization: Not applicable

Lender: Not applicable

Program Title: Arkansas Alternative Financing Program

Overview

The purpose of the Alternative Financing Program is to assist those in Arkansas with disabilities 

with obtaining assistive technology equipment and services designed to improve or maintain 

independence, with improving their quality of life, and/or with becoming more productive 

members of the community.

Products

Arkansas Alternative Financing Program is a revolving loan program which offers low-interest 

loans from $500 to $50,000, with terms up to 20 years. The loans can be used to purchase any 

equipment or technology that will assist a qualified person with a disability to become more 

independent at work and school and throughout their daily lives.

Services

The Arkansas AFP provides information and referral services to external funding sources that

can help cover the cost of needed AT. The program also directs applicants to the Arkansas ICAN 

Program to receive information on AT devices and to help them determine what AT can best 

meet their needs. 
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: DELAWARE

Lead Agency: Delaware Department of Labor, Division of Vocational

Rehabilitation

Community Based Organization: University of Delaware

Lender: DEXSTA Federal Credit Union, WSFS Bank

Program Title: Delaware Assistive Technology Loan Program

Overview

Delaware Assistive Technology Loan Program (DATLP) was created to help Delawareans with 

disabilities obtain assistive technology (AT) devices and services that will help them learn, work, 

play and participate in community life safely and independently.

Products

The DATLP offers guaranteed and interest rate buy-down loans to fund AT purchases at belowmarket interest rates and with reasonable repayment schedules. The loans range from $500 to 

$30,000. Applicants must show that they can repay the loan. The program is particularly 

interested in helping individuals with low income.

Services

The DATLP provides information and referral to other AT funding sources that may be used to 

augment funding for devices. It offers assistance with the completion of the application and 

encourages applicants to use the services of the Delaware AT Initiative Program (DATI), the 

statewide AT program, to identify the AT devices and services that they need.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: FLORIDA

Lead Agency: Florida Department of Education, Division of Vocational 

Rehabilitation

Community Based Organization: Florida Alliance for Assistive Services and Technology, Inc.

(FAAST)

Lender: SunTrust Bank

Program Title: New Horizon Fund

Overview

The New Horizon Fund Assistive Technology Loan Program is the alternative finance program 

of the Florida Alliance for Assistive Services and Technology (FAAST). This service is funded 

through the U.S. Department of Education’s Rehabilitative Services Administration and the 

Florida Department of Education, Division of Vocational Rehabilitation. The program's mission

is to improve the quality of life for all Floridians with disabilities through advocacy and 

awareness activities that increase access to and acquisition of assistive services and technology.

The program offers Floridians with disabilities credit opportunities while purchasing equipment 

and items that will improve their overall quality of life.

Products

The New Horizon Fund Assistive Technology Loan Program offers loans ranging from $3,000 to 

$30,000 with competitive rates and flexible terms. The loan program serves consumers of all 

ages; however, the borrower must be at least 18 years of age. The New Horizon Fund offers lowinterest loans and loan guarantees through their lending partner, SunTrust Bank. Loans can be 

used to purchase hearing aids, computer equipment and software, adaptive recreational 

equipment, modified vehicles and home modifications, among other items.

Services

The New Horizon Fund Assistive Technology Loan Program can help maximize other funding 

sources by working with other agencies to assist consumers with financing deductibles and copays and acquiring financing for vehicles that will be modified through funding from another 

agency. The New Horizon Fund offers assistance with application completion and referral to one 

of the statewide Assistive Technology Program Regional Demonstration Centers for product 

information and the opportunity to try before they buy. 
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: GEORGIA

Lead Agency: Georgia Department of Labor

Community Based Organization: Center for Financial Independence & Innovation

Lender: CFII and Participating Credit Unions in Georgia

Program Title: Credit-Able

Overview

Credit-Able is Georgia’s Alternative Financing Program for Assistive Technology. The mission 

of Credit-Able is to make independence affordable for Georgians with disabilities. Credit-Able 

achieves its mission by developing and sustaining strategic partnerships with community-based 

organizations and financial institutions that share a common vision of improving the financial 

well-being of all Georgians, with a special emphasis given to individuals with disabilities and 

those who are on the fringe of the financial mainstream. 

Products 

Credit-Able provides low-interest loans and loan guarantees through participating credit unions 

to enable Georgians with disabilities access to affordable financing for assistive technology, 

including home & vehicle modifications.

Credit-Able loan guarantees may be used for assistive technology, including, but not limited to: 

• Hearing aids;

• Computer equipment and software;

• Recreational equipment;

• Modified vehicles (ramps, lifts, hand controls, etc.); and

• Home modifications (ramps, railings, hand bars, etc.).

Services

Credit-Able offers several services to Georgians with disabilities, including the following:

• Loans and loan guarantees for the purchase of assistive technology;

• Pre- and post-loan financial education, and general financial education for people with 

disabilities;

• Individual Development Accounts (matched savings); and

• Free tax preparation through the Volunteer Income Tax Assistance Program.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: GUAM

Lead Agency: Guam Center for Excellence in Developmental Disabilities

Education Research, and Service 

Community Based Organization: Pacific Islands Microcredit Institute

Lender: Bank of Guam

Program Title: Guam Options for Alternative Loans - Assistive Technology

(GOAL-AT)

Overview

The Guam Options for Alternative Loans—Assistive Technology (GOAL-AT) Program offers 

individuals with disabilities, their families and legal representatives a means to finance assistive 

technology devices and services with a low interest rate. 

Products 

The GOAL-AT Program offers guaranteed loans that range from $100 to $5,000. Terms are 

flexible with loans ranging from one to five years or the estimated life of the devices or 

equipment purchased, whichever is less. The Loan Review Committee, on a case-by-case basis, 

will approve loan amounts above $5,000 and beyond five years. The current interest rate agreed 

upon by the lending institution and the Pacific Islands Microcredit Institute Board is 2% over the

Time Deposit Open Accounts (TDOA) rate at the time of closing. The current interest rate is 

2.125%. Information about the loan program is available on the program's website:

http://www.gsatcedders.org. A loan application form is on the website.

Services

The program assists applicants in filling out the application forms as needed. The program also 

makes available accessible formats of the application and any requested program information.

The loan program makes referrals to the statewide AT program to assist potential borrowers in 

determining his or her AT needs. The loan program also will make referrals to the Pacific Islands 

Microcredit Institute and the University of Guam’s Small Business Development Center for 

financial education, credit counseling and assistance with writing business plans.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: ILLINOIS

Lead Agency: Illinois Department of Human Services, Division of 

Rehabilitation Services 

Community Based Organization: Illinois Assistive Technology Program

Lender: Illinois Assistive Technology Program 

Program Title: ILoan

Overview

Illinois Assistive Technology Program (IATP) offers an Alternative Financing Program (AFP) 

called ILoan—Illinois Loans for Independent Living—to Illinoisans with disabilities and their 

families. ILoan is a preferred interest, revolving loan program which provides individuals with 

disabilities and their families the opportunity to purchase needed assistive technology devices 

and services.

Products

The ILoan Program is a direct loan program that offers loans ranging from $500 to $35,000. All 

AFP loans have a fixed interest rate between 5.5% and 7.5%, based on a borrower’s credit score 

and term of the loan. Allowable loan terms range from one year to 10 years depending upon the 

type and useful life of the items purchased. If debt-to-income ratios are too high or the credit 

scores too low, the applicant may need a qualified cosigner and/or credit education.

Services

The ILoan Program works closely with the statewide AT program (IATP) staff to provide 

information and referral services for AT assessment, device demonstration services and device 

lending library services to better identify AT needs. The ILoan staff assists applicants with loan 

applications when needed and helps find reliable, no-cost credit education whenever possible.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: IOWA

Lead Agency: Iowa Finance Authority

Community Based Organization: Iowa Able Foundation

Lender: Iowa Able Foundation/Bankers Trust

Program Title: Iowa Able Foundation

Overview

The Iowa Able Foundation lends directly to individuals with disabilities, families with children 

with disabilities, caretakers of individuals with disabilities (on behalf of the individual) and older 

Iowans who are residents of Iowa and in need of access to credit.

Products

Iowa Able provides direct loans to be used for the purchase of assistive technology. Assistive 

technology includes, but is not limited to, home modifications, vehicles and modified vehicles, 

and any product, equipment or service needed to ensure an individual's independence at home, at 

work or in his.her community. Loan guarantees to Iowa banks are available for qualified 

individuals who lack the collateral necessary to obtain credit needed for the purchase of assistive 

technology.

The program has additional sources of funding that it uses to provide credit-builder loans of up to 

$500 to individuals with disabilities working to establish or increase their credit score and home 

repair loans to any individual with a disability or older Iowan.

Services

Iowa Able provides financial literacy training and one-on-one technical assistance focused on 

assisting individuals with disabilities in understanding credit, their personal finances and 

additional resources for funding.

Borrower prequalification services are available to applicants to determine their capacity for loan 

repayment.

Through Iowa Able's partner organization, the Iowa Credit Union Foundation, the loan program 

facilitates Individual Development Account (matched savings) services for modified vehicles.

Iowa Able is a resource for learning about earned income tax credits and other asset-building 

opportunities for Iowans with disabilities.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: KANSAS

Lead Agency: University of Kansas

Community Based Organization: Kansas Assistive Technology Cooperative (KATCO)

Lender: Golden Plains Credit Union

Program Title: Kansas Alternative Finance Loan Program

Overview

KATCO provides competitive interest, flexible financing to Kansans with disabilities or family 

members on their behalf. Financing is provided to purchase assistive technology equipment and 

services, such as modified vehicles, mobility equipment, sensory aids and home modifications.

Products 

KATCO provides loans to purchase assistive technology devices and services. Competitive 

interest loans have been made from $250 to $75,000, with terms up to 10 years, and are typically 

guaranteed by KATCO with community banks or a credit union. KATCO does provide direct 

lending as well as bridge loans for certain technologies.

Services

KATCO provides information and referrals to external funders and programs that can help offset 

the overall cost of assistive technology (AT). Some applicants are directed to the statewide AT 

Access Sites that provide AT assessments to better identify specific technology needs. Current 

borrowers receive assistance in managing their loans in the advent of unanticipated health or 

financial difficulties, as well as credit counseling through partner programs.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: KENTUCKY

Lead Agency: Office of Vocational Rehabilitation

Community Based Organization: Kentucky Assistive Technology Loan Corporation

Lender: Fifth Third Bank

Program Title: Kentucky Assistive Technology Loan Corporation

Overview

The Kentucky Assistive Technology Loan Corporation (KATLC) offers low-interest loans for 

qualified applicants with disabilities who need assistive technology. Working with its lending 

partner, Fifth Third Bank, KATLC can provide loans for modified vehicles, hearing aids, 

adapted computers, mobility devices, augmentative communication devices or any other type of 

equipment or home modification that will enhance the quality of life and increase the 

independence of Kentuckians with disabilities.

Established by state statue in 1996, KATLC is governed by a seven-member board of directors, 

four of whom must have disabilities. The board reviews all applications. KATLC made its first 

loan in 2000 and now has provided more than $4 million in loans to Kentuckians with disabilities 

to enable them to get the assistive technology they need. The Kentucky Office of Vocational 

Rehabilitation currently provides the staff support to the board and KATLC.

Products

KATLC offers low-interest guaranteed loans for the purchase of assistive technology. The loans 

can range from $500 up to $25,000. The length of the loan is determined by the life expectancy 

of the assistive technology, usually loan terms are from one to nine years.

Services

KATLC offers information about assistive technology through its partnership with the statewide 

AT program in the state, the Kentucky AT Service (KATS) Network. It also provides 

information about other funding sources for assistive technology.

Assistance is available for individuals to complete the application process. Typically this is done 

over the telephone.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: LOUISIANA

Lead Agency: Department of Health and Hospitals

Community Based Organization: Louisiana Assistive Technology Access Network (LATAN)

Lender: Regions Bank

Program Title: LATAN Assistive Technology Financial Loan Program 

Overview

LATAN operates a reduced-interest, fixed-rate, extended term alternative financing program. 

Loan applications are available through a number of sources. They can be found online on the 

LATAN website. Applicants can call a statewide toll-free number to have the application mailed 

to them. Applicants also can obtain an application at LATAN's office, at all Regions Bank 

offices and at various agencies across the state of Louisiana.

Products 

The AT Financial Loan Program offers reduced-interest guaranteed and non-guaranteed 

partnership loans for the purchase of assistive technology. Loans range from $500 to $50,000 

with interest rates 1% or 2% above prime. Credit is extended to people with disabilities and 

functional limitations, including those who have no or less than desirable credit.

Services

LATAN works with consumers to raise their credit scores, and their debt to income and expense 

to income ratios, so that they can qualify for a loan, and helps with application completion.

LATAN provides additional funding information to consumers, and encourages consumers to 

take advantage of LATAN’s device demonstrations, device loans and reutilization programs 

before applying for a loan, so that an appropriate purchase is made.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: MAINE

Lead Agency: Maine Department of Education

Community Based Organization: Kim Wallace Adaptive Equipment Loan Program

(mPower Loan Program)

Lender: mPower Loan Board

Program Title: mPower Loan Program

Overview

Maine’s AFP, first created in 1988, started with a $5,000,000 state bond. In 2005, the Maine 

Department of Education’s Maine CITE Program used Title III funds, through a memorandum of 

understanding with the mPower Loan Board, to expand the original low-interest loan fund. This 

created a source of financing for high-risk borrowers who otherwise would not qualify for loans. 

The mPower Loan Board contracts with the Finance Authority of Maine (FAME) as the fiscal 

agent and with the state Center for Independent Living (CIL), Alpha One. The CIL markets the 

AFP, provides information and assistance, receives and processes all consumer loan applications.

Alpha One created the Financial Freedom: Borrowing for AT Guide as a financial literacy tool 

for consumers.

Products

The AFP program available through the mPower Loan Program is a revolving loan program for 

low-income people with disabilities. It can provide loans ranging from $250 up to $100,000.

Terms are generous, ranging from one to 20 years.

Services

The mPower Loan Program, through Alpha One, provides extensive financial education for 

applicants. Alpha One developed a unique financial education curriculum for people with 

disabilities who want to purchase assistive technology and conducts training across the state 

using that curriculum.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: MARYLAND

Lead Agency: Maryland Department of Disabilities

Community Based Organization: Assistive Technology Loan Program Board of Directors

Lender: State Employees Credit Union, 1st Mariner Bank

Program Title: Maryland Technology Assistance Program (MD TAP) Assistive 

Technology Loan Program

Overview

The Assistive Technology Loan Program assists Maryland residents with disabilities and their 

families qualify for low-interest loans to buy equipment that will help them live, work and learn 

more independently.

The program looks at an applicant's income and debt, stability in a residence and job, credit 

history, and the likelihood of the applicant repaying the loan. The program's criteria are much 

less stringent that those of a bank and will enable many people who would be turned down for 

bank loans to receive funding.

Products

The Assistive Technology Loan Program offers guaranteed loans and interest rate buy-down 

loans. All loans have below-market interest rates, most have rates below prime. Applicants can 

borrow from $500 up to $50,000 for secured loans, and up to $7,500 for unsecured loans.

Services

The Assistive Technology Loan Program works closely with potential loan applicants to seek out 

other funding to pay for the needed assistive technology. The loan program encourages 

applicants to use the services of the MD TAP to explore various AT and determine what devices 

work best for them so that they know exactly what AT they wish to purchase with the loan.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: MASSACHUSETTS

Lead Agency: The Massachusetts Rehabilitation Commission

Community Based Organization: Easter Seals Massachusetts

Lender: Sovereign Bank

Program Title: The Massachusetts Assistive Technology Loan Program

Overview

The Massachusetts Assistive Technology Loan Program is an alternative financing project that 

assists residents of Massachusetts with disabilities to secure the technology they need to become 

more independent and productive members of the community with an improved quality of life.

The loan program, funded with federal and state grants through the Massachusetts Rehabilitation 

Commission, is run by Easter Seals Massachusetts. It offers a reduced interest rate to borrowers 

with no closing costs, thereby making loans accessible to low-income borrowers and others who 

would not otherwise qualify for consumer loans.

Products 

The loan program offers a 4.5% interest rate for the purchase of assistive technology devices and 

services. These loans are reviewed according to standard procedure for the lending partner; 

however, some of the lending criteria have been loosened. For example, the lending partner 

entertains a higher debt load or a lower credit score than a customer who was applying 

independent of the program. For customers who would not otherwise qualify for a loan, these 

lower benchmarks often open the door to greater independence.

The program offers not only the low interest rate offered through the loan program, but also 

provides a “loan guarantee” component for those applicants who, despite the loosened lending 

criteria, are still not offered credit. In these instances the program utilizes its fund to “guarantee” 

the loan for the customer. The lending partner disburses its own funds to grant the loan and 

accepts payment and interest in return. The program money is there to pay off an outstanding 

balance in a case of default.

Services

The program works in conjunction with 22 human service agencies, which serve as “Access 

Sites” allowing a local point-of-contact with the program. These sites not only provide 

information on the program, but assist in filling out and submitting application materials. The 

program also works closely with the various components of the statewide AT program, providing 

information, referral and guidance through the process. In addition, the program offers credit 

counseling and financial literacy training for those persons, approved or not, that wish to take 

advantage of such didactic seminars.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: MICHIGAN

Lead Agency: Michigan Department of Energy, Labor & Economic 

Growth/Michigan Rehabilitation Services

Community Based Organization: United Cerebral Palsy of Michigan

Lender: Option 1 Credit Union

Program Title: Michigan Assistive Technology Loan Fund

Overview

The Michigan Assistive Technology Loan Fund provides low-interest loans to Michigan 

residents with disabilities, including seniors with age-related functional limitations. Loans can be 

used to buy equipment, often called assistive technology (or AT) to help a person more easily 

navigate through his or her daily life. Loans also can be used to cover warranties, service 

agreements and the cost of training to use the purchased equipment.

Products

The Michigan Assistive Technology Loan Fund offers guarantees for loans up to $30,000.

Interest rates are low, often below prime. Repayment terms are based on the expected useful life 

of the assistive technology device and on the borrower's ability to make the monthly loan 

payments. Repayment terms are as long as possible, up to a maximum of seven years, in order to 

give the applicant the lowest monthly payment possible

Services

The loan program provides extensive financial literacy education. The loan program adapted the 

U.S. Treasury Money Smart curriculum to be more relevant to people with disabilities. Now it 

uses that curriculum to provide training across the state. In addition, the loan program refers 

applicants to other AT funding sources. 
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: MINNESOTA

Lead Agency: Minnesota Department of Administration, Minnesota STAR Program

Community Based Organization: Assistive Technology of Minnesota, DBA EquipALife 

Lender: Bremer Bank, NA

Program Title: EquipALife

Overview

EquipALife provides support and assistance exclusively on issues of access and assistive 

technology. The micro-loan program is a preferred interest, flexible alternative to the traditional 

lending system. Assistive technology devices and services are financed through the program at a 

lower rate with terms established to work with the customer’s income or budget. The program is 

inclusive of the individual needs; services, training, maintenance contracts and long-term 

insurance plans for a device are typically included when a loan is processed. Customer feedback 

is a critical element as the program is consumer driven and controlled. EquipALife staff use the 

information gathered to improve program efficiencies. 

Products 

EquipALife offers loan guarantees for customers with creditworthiness concerns and assists in 

the process of acquisition from beginning to follow-up and follow-along supports. The loans are 

preferred interest (lower rates) and offer flexible terms.

Services

EquipALife has resources to help customers identify AT that meets their needs. It provides direct 

AT services and training on AT devices and referrals to experts as appropriate to meet the 

customer’s specific need. EquipALife offers individual support locating unique funding sources, 

such as grants to pay for additional AT.

Program services beyond the Micro-Loan include: Access to Telework, loan-based programs 

geared to increase employment outcomes; AgrAbility-MN, a project in partnership with the 

University of Minnesota assisting farmers and their families to continue, expand and maintain 

their business; the Minnesota Regions Assistive Technology Collaborative, MRATC, a statewide 

partnership providing access to AT devices, services and supports reaching each of the 87 

counties in the state; Outreach Project for direct evaluation, training and consultation; Computers 

go Round with refurbished computers for people in need; and a host of resources on AT.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: MISSOURI

Lead Agency: Missouri Assistive Technology Council

Community Based Organization: Show Me Loan Application Review Committee

Lender: Missouri State Treasurer

Program Title: Missouri Show Me Loans

Overview

Show-Me Loans provides low-interest loans with flexible terms to allow Missourians with any 

type of disability to acquire assistive technology devices and services needed to maintain or 

improve their independence.

Products 

Show-Me Loans provides very low-interest loans (from 2% to 4%) up to $10,000 with payment 

terms of up to five years. Loans are available for vehicle access modifications, home access 

improvements, mobility equipment, sensory aids and other assistive technology. There are no 

application or processing fees charged to applicants or borrowers.

Services

Alternative funding sources: Staff provides information to potential applicants about other 

external funding resources to help offset the costs of assistive technology, including resources 

through Missouri Assistive Technology (MoAT).

Equipment selection: If an applicant requests help with selecting devices or modifications, he or 

she may be referred to one of the MoAT device demonstration sites or to the MoAT device loan 

program to try out devices for a trial period prior to making a purchasing decision.

Application assistance: Individuals can receive assistance with completing a Show-Me Loan 

application when requested. An online application is available on the Show-Me Loans website

for the convenience of the applicant. The online form is accessible via screen reading software.

Consumer counseling: Show-Me Loans can make referrals to credit counseling programs for 

applicants or borrowers who have experienced unexpected health or financial difficulties.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: NEBRASKA

Lead Agency: Assistive Technology Partnership

Community Based Organization: Easter Seals Nebraska

Lender: First National Bank of Omaha

Program Title: Nebraska Alternative Financing Program (NAFP)

Overview

The Nebraska Alternative Financing Program (NAFP) provides low- or reduced-interest loans to 

qualified Nebraskans with disabilities for the purchase of assistive technology devices and 

assistive technology services.

Products 

The Nebraska Alternative Financing Program offers guarantee loans. These loans have preferred 

lower interest rates and offer flexible terms. Loans can range from $1,500 to $25,000. Loan 

terms range from two to 10 years. Interest rate subsidies or partial principle subsidies may be 

offered to buy down interest rates of loans or to partially subsidize loan principle for the purpose 

of providing affordable monthly payments for borrowers.

Services

In collaboration with the Nebraska Assistive Technology Partnership (ATP), funding 

coordination will be provided to each applicant for the purpose of identifying other potential 

financial assistance and to improve the applicant's ability to make a fully informed decision 

regarding NAFP application. NAFP also works with ATP to offer technical assistance to each 

applicant for the purpose of identifying the most appropriate assistive technology, equipment or 

service for his or her individual needs. Technical assistance is also available for completion of 

the loan application.

Consumer counseling is offered to all applicants approved for loans. The NAFP staff may assist 

borrowers to apply for alternative financial aid, purchase equipment and resolve payment 

problems. Although consumer counseling is typically an optional service, the Loan Review 

Board may require participation if a borrower falls behind in payments.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: NEVADA

Lead Agency: Department of Health & Human Services—Aging and Disability 

Services Division

Community Based Organization: CARE Chest

Lender: Nevada State Bank and First Independent Bank of Nevada

Program Title: CARE Loan Fund Program

Overview

The CARE Loan Fund is a statewide financial loan program to help people with disabilities 

purchase AT devices. The loan program is a partnership between the Nevada Assistive 

Technology Collaborative, CARE Chest (a nonprofit agency), and Nevada State Bank and First 

Independent Bank of Nevada. The CARE Loan Fund Program secures bank loans for individuals 

with disabilities to purchase assistive technology devices that make living independently easier, 

such as van and home modifications, specialized computer keyboards, speech and hearing aids 

and more. The loans are offered at lower interest rates and often for more years than a typical 

bank loan—thus making the loans more affordable.

Products

The CARE Loan Fund offers guaranteed loans, which can go up to $20,000. Repayment terms 

are flexible; loan terms can extend over seven years. The program expects to expand and provide 

in-house lending for lower cost AT. 

Services

The loan program staff work closely with CARE Chest's AT reuse program, often identifying 

devices and equipment that can be used, so that a financial loan is not needed. Staff coordinates 

with other agencies that provide AT, such as Nevada’s Independent Living through AT Program,

which is housed at the Northern Nevada Center for Independent Living in northern Nevada and 

Rebuilding All Goals Efficiently in southern Nevada.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: NEW MEXICO

Lead Agency: New Mexico Division of Vocational Rehabilitation

Community Based Organization: San Juan Center for Independence

Lender: Four Corners Community Bank

Program Title: Access Loan New Mexico (ALNM)

Overview

Access Loan New Mexico (ALNM) is a statewide Alternative Financing Program (AFP) for 

New Mexico citizens with disabilities who desire to purchase assistive technology, adaptive 

equipment or make home modifications for accessibility.

The New Mexico Division of Rehabilitation (NMDVR) received a federal grant from Title III of 

the Assistive Technology Act (AT Act). San Juan Center for Independence (SJCI), a communitybased and consumer-controlled Center for Independent Living (CIL) based in Farmington, N.M.,

administers the program in partnership with Four Corners Community Bank of Farmington, 

N.M.

The mission of ALNM is to create a state where all New Mexicans with a disability have an 

opportunity to purchase assistive devices or services to improve independence, which allows 

them to be active and contributing members of their community. 

ALNM made its first loan in February 2006 for a modified van with a wheelchair ramp. As of 

Sept. 30, 2009, ALNM has guaranteed over 30 loans for over $419,300. These loans have been 

used to purchase modified vehicles, home modifications for accessibility, hearing aids, 

computers with adaptive equipment and a ceiling track lift system.

Products

The program offers full guaranteed loans and refinancing. 

Services

ALNM works closely with other programs that are administered by the San Juan Center for 

Independence, primarily a grant program that supplements funding for devices and a device loan 

closet of assistive technology that provides loaner devices to individuals with disabilities.

ALNM partners with other agencies that provide down payment sources or pay directly for the 

adaptive equipment. It also refers individuals to other programs within the state that provide 

financial literacy and credit counseling and to specialists who provide AT assessments.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: NORTH DAKOTA

Lead Agency: North Dakota Protection and Advocacy

Community Based Organization: North Dakota Association for the Disabled, Inc.

Lender: Alerus Financial

Program Title: North Dakota Alternative Financial Loan Program

Overview

The North Dakota Alternative Financial Loan Program is a program helping North Dakotans 

with disabilities obtain assistive technology (AT) to improve their independence and quality of 

life. Any North Dakota resident with a disability who needs AT may apply. Family members 

may apply on behalf of children or other family members with disabilities, as long as the device 

or service is for the use of the person with the disability.

Products 

The North Dakota loan program provides guarantees for loan made by Alerus Financial. These 

loans range from $500 to $50,000 and have terms of up to seven years. Loans may be used to 

purchase assistive technology devices and services, including but not limited to: modified 

vehicles; home modifications (must own home); computers and adaptive hardware and software;

mobility items, such as wheelchairs and walkers; environmental control devices, such as voice 

activated appliances; augmentative communication devices; recreational and leisure items, such 

as adaptive fishing equipment; used AT equipment (upon evaluation from AT professional as to 

value and condition); AT assessments; training on AT devices, and device repair and warranties.

Services

The North Dakota AFP helps customers identify other funding sources for AT that meets their 

needs. It refers applicants to the North Dakota Interagency Program for Assistive Technology 

(IPAT) to help applicants find the AT they need and receive AT assessment services and 

training.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE:

NORTHERN MARIANA ISLANDS

Lead Agency: CNMI Council on Developmental Disabilities

Community Based Organization: Coalition for Anti-Stigma of Mental Illness in the CNMI (CAMI)

Lender: Bank of Saipan 

Program Title: Trankilu Alternative Financing Program

Overview

The Trankilu Alternative Financing Program’s (TAFP) mission is to promote alternative funding 

resources for CNMI residents with disabilities to acquire assistive technology devices and 

services to enhance their independence and improve their quality of life. The program is a 

partnership among the CNMI Council on Developmental Disabilities, the Coalition for AntiStigmas of Mental Illness in the CNMI, and the Bank of Saipan.

Products

The Trankilu Alternative Financing Program offers loans up to $3,000. The program’s Loan 

Review Committee, at its discretion, may recommend to the CBO advisory board for approval of 

loans that exceed the maximum amount, if such exceptions are justified and would serve the 

purposes of the TAFP.

Services

The loan program provides information and referrals to other funding sources for AT. It also 

assists applicants complete loan applications. The loan program works closely with the CNMI 

statewide AT program, which assists individuals identify which AT devices the persons need.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: OKLAHOMA

Lead Agency: Oklahoma ABLE Tech

Community Based Organization: Oklahoma Assistive Technology Foundation

Lender: BancFirst of Stillwater

Program Title: Oklahoma Alternative Financing Program

Overview

Oklahoma ABLE Tech, in partnership with BancFirst and the Oklahoma Assistive Technology 

Foundation (OkAT), offers an Alternative Financing Program (AFP) to Oklahomans with 

disabilities. The AFP is a low-interest and/or guaranty bank loan that provides individuals with 

disabilities or those who have a dependent with a disability the opportunity to borrow money for 

the purchase of needed assistive technology.

Products 

All AFP loans have a fixed interest rate of 5% for three years or up to five years for 

collateralized loans. There are no applications fees, but there are documentation fees for all 

closed loans. AFP applicants who are denied the low interest BancFirst of Stillwater loan can 

seek a guaranty of the loan through the Oklahoma Assistive Technology Foundation (OkAT).

Under established policies and procedures, OkAT, a nonprofit organization, can guaranty the 

loan of qualified applicants. OkAT determines a qualified applicant must have the financial 

means to make the monthly payment of the loan and the person is working toward correcting any 

adverse credit. 

Services

Applicants are also referred to Oklahoma ABLE Tech's other services for information and 

referral to help them determine what AT they may need. The program also has extensive 

information on other funding sources to pay for AT or blend with the funds provided through the 

financial loan program.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: PENNSYLVANIA

Lead Agency: Pennsylvania Department of Community and 

Economic Development

Community Based Organization: Pennsylvania Assistive Technology Foundation

Lender: Sovereign Bank and Pennsylvania Assistive Technology Foundation

Program Title: Pennsylvania Assistive Technology Foundation

Overview

The Pennsylvania Assistive Technology Foundation (PATF) is committed to helping people with 

disabilities and older Pennsylvanians acquire the assistive technology devices and services they 

want to live a more independent and satisfying life. PATF can help people of all ages, disabilities 

and health conditions. People of all income levels may apply for a loan. An applicant must have 

an ability and willingness to repay a loan.

Products

PATF provides borrowers with low-interest loans with extended repayment terms so people can 

better afford these devices and services. PATF has two loan programs: (1) for loan amounts up to 

$1,000 and (2) for loan amounts greater than $1,000. 

For mini-loans that are from $100 to $1,000, the interest rate is 0% with a minimum monthly 

payment of $20. The maximum repayment period is three years. Along with a mini-loan, PATF 

may be able to offer a mini-grant of up to 50 percent of the loan request if the borrower meets the 

grant eligibility guidelines. Grant funds are provided through private donations. To receive a 

grant, the borrower must exhaust all other funding options, and must have a household income 

that is no greater than 150 percent of the federal poverty guidelines.

For low-interest loans that are greater than $1,000, the interest rate is 4.5%. If a borrower has 

good credit, then his or her loan request may be approved as a traditional loan, and the loan can 

be for up to $60,000. The repayment period for the loan will be based upon the useful life of the 

device. If, however, there are credit problems, SovereignBank will request that the PATF board 

of directors guarantee the loan. If the board agrees to do so, the maximum amount a person may 

borrow is $25,000. Similar to a traditional loan, the repayment terms will be based upon the 

useful life of the device. 

Services

PATF provides extensive information and referral to other funding sources. It works with other 

funding sources to blend funding to minimize the amount an applicant must borrow for the 

assistive technology.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE:

SOUTH CAROLINA

Lead Agency: South Carolina Vocational Rehabilitation Department

Community Based Organization: Allied Opportunities, Inc.

Lender: South Carolina State Credit Union

Program Title: South Carolina Assistive Technology Loan Program

Overview

This program offers loan guarantees to qualifying South Carolinians with disabilities, their 

families and authorized representatives. The loan program facilitates loans to purchase a broad 

range of assistive technology (AT). AT is defined as any item, piece of equipment or device that 

enables an individual with a disability to improve their independence and quality of life.

Products 

The loan program offers guarantees for loans through the South Carolina State Credit Union to 

purchase AT. Allowable equipment may include motor vehicles, vehicle modifications, hearing 

aids, sight equipment, wheelchairs or motorized scooters. The costs of training to use the 

equipment, insurance, extended warranties and maintenance plans may be included in the loan.

Loans can range from $500 to $30,000. Terms are flexible, extending to up to seven years.

Services

The loan program offers information about other funding sources for obtaining assistive 

technology. It also refers potential applicants to the South Carolina Assistive Technology 

Program, the statewide AT program located at the University of South Carolina in Columbia.

The state program helps applicants determine what AT they need by offering free consultation 

services to help guide the individual through the decision-making process.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: UTAH

Lead Agency: Utah State University, Center for Persons with Disabilities

Community Based Organization: Utah Assistive Technology Foundation

Lender: Zions Bank

Program Title: Utah Alternative Financing Program

Overview

The mission of the nonprofit Utah Assistive Technology Foundation (UATF), established in 

1991, is to ensure that assistive technology is affordable and obtainable for Utahans with 

disabilities. Assistive technology makes it possible for individuals with disabilities to be 

independent and successful in all avenues of life. This program is often the only means that 

Utahans with disabilities have to obtain the technology they need to attend school, attain 

employment and fully participate in the community. The UATF has always placed an emphasis 

on consumer control, demonstrated by its slogan, “Independence is priceless. We help make it 

affordable.” The majority of board and staff members are people with disabilities, or parents of 

children with disabilities. Since 2000, children and adults with disabilities have received 1,198 

loans worth more than $6 million dollars for a variety of assistive technology devices, including 

home modifications, hearing aids, walkers, wheelchairs, adapted computers, elevators, Braille 

equipment, print enlargers, scooters and modified vans. 

Products

The UATF facilitates favorable credit financing of assistive technology through a participating 

financial institution for qualified individuals with disabilities. This program provides interest rate 

"buy-downs" in partnership with the participating bank to provide affordable monthly payments. 

The program offers non-guaranteed and guaranteed loans through its partnership with the 

participating bank. The UATF offers low-interest loans with no application fees. Loans range 

from $500 to $55,000, depending on the device and borrower qualifications. All requests are 

channeled through one location, although loan papers can be signed at any of the 40 bank offices.

Very few loan recipients have had their loans written off. The great majority of people who 

receive loans stay current with their payments because they realize the cost savings of the lowinterest rates, and they appreciate the independence that technology provides. 

Services

The UATF offers assistance with application completion. Information and referral is offered to 

all parties who inquire about loans. A limited amount of technical assistance is provided to 

applicants. The UATF provides information and referral to external funding sources that can help 

cover all or part of the cost of the AT device. The program also directs some applicants to the 

Utah AT program or other AT providers to receive information on devices and to better identify 

technology needs.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: VERMONT

Lead Agency: Vermont Department of Aging and Disabilities/Vermont Assistive 

Technology Project

Community Based Organization: Opportunities Ventures, Inc.

Lender: Opportunities Credit Union

Program Title: Opportunities Independence Fund

Overview

Opportunities Independence Fund is operated by Opportunities Ventures, Inc. and the 

Opportunities Credit Union, a community development credit union covering Vermont and 

offering a wide range of financial products and services to underserved, unbanked and lowincome families, including a variety of niche products for specific communities. The program 

motto, "We don't say 'no', we say when," indicates its willingness to work with individuals to 

identify their financial goals and to work through barriers to getting to these goals. Opportunities 

and the Independence Fund regularly seek input from hundreds of partners, members and 

community advocates to identify unmet needs and to develop solutions for current financial gaps 

in our area. 

Products 

Loans are available for modified vehicles, adaptive equipment, wheelchairs, lifts, scooters, home 

modifications, dentures, hearing aids, adapted recreational equipment and other adapted items 

that enable individuals to have full access to all that life offers for work and/or pleasure. Loans 

range from $100 to $50,000. Rates range typically from 3% to 6% based on term of the loan.

Services

Opportunities Credit Union also has three full-time U.S. Department of Housing and Urban 

Development certified counselors who provide financial education and one-on-one counseling at 

no cost to individuals who need to address financial challenges, improve or build credit, establish 

savings and budgets, and are interested in home ownership programs, as well as those facing 

foreclosure, repossession or bankruptcy.

For individuals with language challenges needing sign interpreters or other languages in order to 

facilitate either obtaining a loan or financial service, the program has staff speaking up to nine

languages and access to translators where additional language skills may be needed. Staff can 

meet with clients at their home or other convenient locations if necessary to complete loan 

application or closing process.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE:

U.S. VIRGIN ISLANDS

Lead Agency: University of the Virgin Islands

Community Based Organization: Virgin Islands Assistive Technology Foundation, Inc.

Lender: Banco Popular 

Program Title: U.S. Virgin Islands Loan Program/VIATF

Overview

The VIATF is committed to building better lives for the citizens with disabilities in the Virgin 

Islands and their families by offering citizens access to low-interest bank loans to purchase 

assistive technology (AT) devices and services. VIATF offers people with disabilities access to 

low-interest bank loans to purchase AT devices and services. Under VIATF, the cost of the 

borrowed money is significantly reduced. 

Products

VIATF offers interest rate buy-down loans to persons with disabilities so that they can access 

low-interest bank loans, ranging from $300 to $15,000, to purchase AT devices and services.

Services

The loan program partners with the U.S. Virgin Islands Technology-Related Assistance for 

Individuals with Disabilities (TRAID) program, which is the statewide AT program, to provide 

technical assistance identifying appropriate AT, referrals to other funding sources and training on 

the various AT devices.
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: VIRGINIA

Lead Agency: Virginia Department of Rehabilitative Services

Community Based Organization: NewWell Fund/Assistive Technology Loan Fund Authority

Lender: SunTrust Bank

Program Title: NewWell Fund

Overview

The NewWell Fund is the alternative financing program in Virginia. It was created with public 

funds to help Virginians with disabilities obtain assistive technology, home modifications or 

telework business equipment through low-interest loans. The AT Loan Fund Authority is a 

unique public-private partnership.

Products 

The NewWell Fund offers a variety of loan financing options that include direct loans, 

guaranteed loans and non-guaranteed loans at low-interest rates for a broad range of assistive 

technology, which can include devices, training for the device and home modifications.

Additionally, loans are available for equipment, supplies and inventory for home-based selfemployment. Through the banking partnership, the NewWell Fund is able to offer loans to 

qualified borrowers of up to $30,000 and beyond, with exceptions, at below market interest rates 

and extended terms. There is no minimum loan amount.

Services

The NewWell Fund provides consumer counseling for those needing assistance in completing an 

application as well as support for assistive technology evaluations. The program guides 

Virginians with disabilities to assistive technology vendors who help them select the appropriate 

device for submission with the loan application. The program also directs consumers interested 

in home-based businesses to local microenterprise organizations. Their expertise leads to the 

development of a business plan for submission with the loan application.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: WASHINGTON

Lead Agency: Washington Department of Commerce

Community Based Organization: Washington Access Fund

Lender: Washington Access Fund

Program Title: Assistive Technology Loan Program

Overview

The Washington Access Fund is a statewide nonprofit community development financial 

institution, with a mission to promote access to technology and economic opportunity for 

Washington residents with disabilities.

Products

The program provides low-interest (5%) loans for assistive technology and home and vehicle 

accessibility modifications. Loans of up to $10,000 are available for terms of up to five years. 

Loan applications are available online or by contacting the Access Fund. Washington’s AFP 

grant also supports a low-cost CCTV leasing program intended to provide people with vision 

disabilities with affordable long-term access to powerful desktop magnifiers. The CCTV lease 

program primarily benefits low-income seniors who need the CCTVs to maintain their 

independence. The grant also supports staffing for a small Assistive Technology Matched 

Savings Account pilot project through which individuals with disabilities can save up to $4,000 

and receive an equal amount in match for purchases of assistive technology needed for workrelated activities (including training and education intended to lead to work).

Services

The Access Fund provides tips and advice on selecting and paying for assistive technology, 

referrals to appropriate assistive technology vendors and service providers, and advice and 

referrals relating to budgeting, credit repair and financial planning for people with disabilities. 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: WISCONSIN

Lead Agency: Wisconsin Department of Health Services

Community Based Organization: IndependenceFirst

Lender: M&I Bank

Program Title: WisLoan

Overview

WisLoan is the statewide alternative loan program that allows residents with a disability to 

purchase assistive technology that helps them to live more independently and productively.

WisLoan is operated by IndependenceFirst.

The program is open to Wisconsin residents of all ages who have a disability. There are no 

income requirements, and individuals are not required to exhaust personal or public funding. 

Under the program, banks provide loans to qualified borrowers. Loan amounts depend on the 

item purchased and the ability to repay the loan.

Products 

The WisLoan program offers guaranteed loans for assistive technology. The loans help people 

buy such equipment as hearing aids, modified vehicles, wheelchairs and ramps. Loans range 

from $1,000 to $50,000 and terms are flexible, ranging from one to 10 years. Direct loans are 

also available for loans under $1,000 for assistive technology.

Services

Independent Living Centers throughout the state provide technical assistance and assist potential 

borrowers complete loan applications. These centers also provide information on devices the 

consumer may be interested in. The Independent Living Centers coordinate and collaborate 

activities with programs funded under the AT Act in Wisconsin.
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TITLE III ALTERNATIVE FINANCING PROGRAM PROFILE: WYOMING

Lead Agency: Wyoming Institute for Disabilities (WIND)

Community Based Organization: Wyoming Independent Living Rehabilitation, Inc.

Lender: First Interstate Bank of Laramie

Program Title: Wyoming Technology Access Program (WYTAP)

Overview

WYTAP provides financial loans for consumers to purchase assistive technology devices and 

services. The loan program permits Wyoming residents with disabilities and family members to 

apply for reduced interest loans to purchase assistive technology equipment and services. 

Although assistive technology often means the difference between people with disabilities living 

independently or as dependents, they often cannot afford to purchase necessary AT equipment 

because of their low-income levels and/or creditworthiness.

Products

WYTAP offers guaranteed loans and interest rate buy-down loans. Loans can be up to $25,000 

and for up to seven years. WYTAP buys down the interest below the current prime interest rate

to make the loans more affordable. The lender approves WYTAP loans to applicants with credit 

ratings which would not be approved based on routine bank-lending policy.

Services

The staff at Wyoming Independent Living Rehabilitation assists individuals to complete loan 

applications. They also provide referrals to loan counseling and other sources of funding for AT.

The loan program partners with the Wyoming Institute for Disabilities' Assistive Technology 

Resources program, which is the statewide AT program in Wyoming, to assist individuals 

identify assistive technology that best meets their needs.

APPENDIX D

CONTACT INFORMATION FOR STATE GRANTS FOR 

ASSISTIVE TECHNOLOGY PROGRAMS10

 10 Information included in this appendix is current as of August 2010.

199

ALABAMA

Alabama Statewide Technology Access and 

Response (STAR) System

2125 East South Blvd.

P.O. Box 20752

Montgomery, AL 36120-0752

Web: http://www.rehab.state.al.us/star

ALASKA

Alaska Statewide Assistive 

Technology Program

Division of Vocational Rehabilitation

801 W. 10th St., Suite A

Anchorage, AK 99801

Web: http://www.labor.state.ak.us/at

AMERICAN SAMOA

American Samoa Assistive Technology 

Service Project (ASATS)

Division of Vocational Rehabilitation

Department of Human Resources

Pago Pago, American Samoa 96799

ARIZONA

Arizona Technology Access Program 

(AzTAP)

Institute for Human Development

Northern Arizona University

2400 N. Central Ave., Suite 300

Phoenix, AZ 85004

Web: http://www.nau.edu/ihd/aztap

ARKANSAS

Arkansas Increasing Capabilities 

Access Network (ICAN)

Arkansas Department of 

Workforce Education

Arkansas Rehabilitation Services

26 Corporate Hill Drive

Little Rock, AR 72205

Web: http://www.Arkansas-ican.org

CALIFORNIA

California Assistive Technology Systems 

(CATS)

California Department of Rehabilitation

2000 Evergreen

P.O. Box 944222

Sacramento, CA 94244-2220

Web: http://www.atnet.org

COLORADO

Colorado Assistive Technology Partners

601 E. Eighteenth Ave., Suite 130

Denver, CO 80203

Web: http://www.uchsc.edu/atp

CONNECTICUT

Connecticut Assistive Technology Project

25 Sigourney St. 11th Floor

Hartford, CT 06106

Web: http://www.CTtechact.com

DELAWARE

Delaware Assistive Technology Initiative 

(DATI)

Center for Applied Science & Engineering

University of Delaware, Alfred I. DuPont 

Hospital for Children

1600 Rockland Road

P.O. Box 269

Wilmington, DE 19899-0269

Web: http://www.dati.org

DISTRICT OF COLUMBIA

Assistive Technology Program for the 

District of Columbia

University Legal Services

220 I St., NE, Suite 130

Washington, DC 20002

Web: http://www.atpdc.org
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FLORIDA

Florida Alliance for Assistive Services and 

Technology (FAAST)

325 John Knox Road, Building 400, 

Suite 402

Tallahassee, FL 32303-4151

Web: http://faast.org

GEORGIA

Georgia Tools for Life

Georgia Department of Labor

Vocational Rehabilitation Program

Assistive Technology Unit

1700 Century Circle, Suite B-4

Atlanta, GA 30345

Web: http://www.gatfl.org

GUAM

Guam System for Assistive Technology 

(GSAT)

University of Guam

Guam Center for Excellence in 

Developmental Disabilities, Education, 

Research and Service (Guam CEDDERS)

UOG Station

303 University Drive, 

House #19 Dean Circle

Mangilao, GU 96923

Web: http://www.guamcedders.org

HAWAII

Assistive Technology Resource Centers of 

Hawaii (ATRC)

414 Kuwili St., Suite 104

Honolulu, HI 96817

Web: http://www.atrc.org

IDAHO

Idaho Assistive Technology Project

129 West Third St.

Moscow, ID 83844-4401

Web: http://www.educ.uidaho.edu/idatech

ILLINOIS

Illinois Assistive Technology Program

1 W. Old State Capitol Plaza, Suite 100

Springfield, IL 62701

Web: http://www.iltech.org

INDIANA

INDiana Assistive Technology Act 

(INDATA)

A division of Easter Seals Crossroads 

4740 Kingsway Drive

Indianapolis, IN 46205

Web: http://www.eastersealscrossroads.org

http://www.eastersealstech.com

IOWA

Iowa Program for Assistive Technology

Center for Disabilities and Development

100 Hawkins Drive, Room 5295

Iowa City, IA 52242-1011

Web: http://www.uiowa.edu/infotech

KANSAS

Assistive Technology for Kansans Project

2601 Gabriel

Parsons, KS 67357

Web: http://www.atk.ku.edu
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KENTUCKY

Kentucky Assistive Technology Service 

(KATS) Network

Charles McDowell Center

8412 Westport Road

Louisville, KY 40242

Web: http://www.katsnet.org

LOUISIANA

Louisiana Assistive Technology Access 

Network (LATAN)

3042 Old Forge Road, Suite D

P.O. Box 14115

Baton Rouge, LA 70898-4115

Web: http://www.latan.org

MAINE

Maine Consumer Information and 

Technology Training Exchange (CITE)

Maine CITE Coordinating Center

46 University Drive

Augusta, ME 04330

Web: http://www.mainecite.org

MARYLAND

Maryland Technology Assistance Program 

(MD TAP)

Department of Disabilities

2301 Argonne Drive, Room T17

Baltimore, MD 21218

Web: http://www.mdtap.org

MASSACHUSETTS

Massachusetts Assistive Technology 

Act Program

Massachusetts Rehabilitation Commission

27 Wormwood St., Suite 600

Boston, MA 02210

Web: http://www.mass.gov

MICHIGAN

Michigan Assistive Technology Project

c/o Michigan Disability Rights Coalition

740 W. Lake Lansing Road, Suite 200

East Lansing, MI 48823

Web: http://www.copower.org/AT

MINNESOTA

Minnesota STAR Program

50 Sherburne Ave., Room 309

St. Paul, MN 55155

Web: http://www.starprogram.state.mn.us

MISSISSIPPI

Mississippi Project START

P.O. Box 1698

Jackson, MS 39215-1000

Web: http://www.msprojectstart.org

MISSOURI

Missouri Assistive Technology Project

4731 South Cochise, Suite 114

Independence, MO 64055-6975

Web: http://www.at.mo.gov

MONTANA

MonTECH Program

Rural Institute

University of Montana

634 Eddy Ave., CHC-009

Missoula, MT 59812

Web: http://montech.ruralinstitute.umt.edu

NEBRASKA

Nebraska Assistive Technology Partnership

5143 South 48th St., Suite C

Lincoln, NE 68516-2204

Web: http://www.atp.ne.gov 
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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NEVADA

Nevada Assistive Technology Collaborative

Department of Health & Human Services

Office of Disability Service

3656 Research Way, Suite 32

Carson City, NV 89701

Web: http://dhhs.nv.gov/ODS_Programs.htm

NEW HAMPSHIRE

Assistive Technology in New Hampshire 

(ATinNH)

University of New Hampshire

Institute on Disability/UCE

10 West Edge Drive, Suite 101

Durham, NH 03824

Web: http://www.iod.unh.edu/atinnh.html

NEW JERSEY

Assistive Technology Advocacy Center 

New Jersey Protection and Advocacy, Inc.

210 South Broad St., 3rd Floor

Trenton, NJ 08608

Web: http://www.njpanda.org

NEW MEXICO

New Mexico Technology 

Assistance Program

435 St. Michael’s Drive, Building D

Santa Fe, NM 87505

Web: http://www.nmtap.com

NEW YORK

New York State TRAID Program

NYS Commission on Quality Care and 

Advocacy for Persons with Disabilities

(CQCAPD)

401 State St.

Schenectady, NY 12305

Web: http://www.cqcapd.state.ny.us

NORTH CAROLINA

North Carolina Assistive 

Technology Program

Department of Health and Human Services

Division of Vocational 

Rehabilitation Services

1110 Navaho Drive, Suite 101

Raleigh, NC 27609-7322

Web: http://www.ncatp.org

NORTH DAKOTA

North Dakota Interagency Program for 

Assistive Technology (IPAT)

3509 Interstate Blvd.

Fargo, ND 58103

Web: http://www.ndipat.org

NORTHERN MARIANA ISLANDS

Systems of Technology-Related Assistance 

for Individuals with Disabilities (STRAID)

CNMI Council on 

Developmental Disabilities

P.O. Box 502565

Saipan, MP 96950-2565

Web: http://www.cnmicdd.org

OHIO

Assistive Technology of Ohio

445 East Dublin Granville Road, Building L

Worthington, OH 43085

Web: http://www.atohio.org

OKLAHOMA

Oklahoma ABLE Tech

Seretean Wellness Center

Oklahoma State University

1514 W. Hall of Fame

Stillwater, OK 74078-2026

Web: http://okabletech.okstate.edu
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OREGON

Access Technologies, Inc.

Oregon Department of Human Services 

(DHS), Seniors and People with 

Disabilities (SPD)

3070 Lancaster Drive N.E.

Salem, OR 97305-1396

Web: http://www.accesstechnologiesinc.org

PENNSYLVANIA

Pennsylvania’s Initiative on Assistive 

Technology (PIAT)

Institute on Disabilities/UCEDD University 

Services Building

Suite 610

Temple University

1601 North Broad St.

Philadelphia, PA 19122

Web: http://disabilities.temple.edu

PUERTO RICO

Puerto Rico Assistive Technology Program 

(PRATP)

University of Puerto Rico

Central Administration/FILIUS Instituto

Assistive Technology Institute

Jardin Botanico Sur

1187 Calle Flamboyan

San Juan, PR 00926-1117

Web: http://www.pratp.upr.edu

RHODE ISLAND

Rhode Island Assistive Technology Access 

Partnership (ATAP)

Office of Rehabilitation Services

40 Fountain St.

Providence, RI 02903

Web: http://www.atap.state.ri.us

SOUTH CAROLINA

South Carolina Assistive Technology Project

USC School of Medicine

University Center for Excellence

Columbia, SC 29208

Web: http://www.sc.edu/scatp

SOUTH DAKOTA

DakotaLink

South Dakota Assistive Technology Project

1161 Deadwood Ave., Suite #5

Rapid City, SD 57702

Web: http://DakotaLink.tie.net

TENNESSEE

Tennessee Technology Access Project 

(TTAP)

Citizens Plaza, 14th Floor

400 Deaderick St.

Nashville, TN 37248-6000

Web: http://www.state.tn.us/

humanserv/rehab/ttap.html

TEXAS

Texas Assistive Technology Project

Texas Center for Disability Studies

University of Texas at Austin

4030-2 West Braker Lane, Suite 220

Austin, TX 78759

Web: http://techaccess.edb.utexas.edu

U.S. VIRGIN ISLANDS

Virgin Islands Technology-Related 

Assistance for Individuals with Disabilities 

(VITRAID)

University of the Virgin Islands/UCE

#2 John Brewers Bay

St. Thomas, U.S. VI 00801-0990

Web: http://www.uvi.edu/sites/uvi/Pages/

VIUCEDD-Home.aspx?s=CO
ANNUAL REPORT TO CONGRESS ON THE ASSISTIVE TECHNOLOGY ACT OF 1998, AS AMENDED, FOR FY 2007 AND FY 2008

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UTAH

Utah Assistive Technology Program

Center for Persons with Disabilities

6855 Old Main Hill

Logan, UT 84322-6855

Web: http://www.uatpat.org

VERMONT

Vermont Assistive Technology Program

103 South Main St.

Weeks Building

Waterbury, VT 05671-2305

Web: http://www.dad.state.vt.us/atp

VIRGINIA

Virginia Assistive Technology System 

(VATS)

8004 Franklin Farms Drive

P.O. Box K-300

Richmond, VA 23288-0300

Web: http://www.vats.org

WASHINGTON

Washington Assistive Technology Act 

Program (WATAP)

University of Washington

Center for Technology and Disability Studies

CHDD South Building, Room 104

Box 357920

Seattle, WA 98195-7920

Web: http://wata.org

WEST VIRGINIA

West Virginia Assistive Technology System 

(WVATS)

West Virginia Center for Excellence 

in Disabilities

Airport Research and Office Park

955 Hartman Run Road

Morgantown, WV 26505

Web: http://cedwvu.org/programs/wvats

WISCONSIN

Wisconsin Assistive Technology Program 

(WisTech)

Division of Disability and Elder Services

P.O. Box 7851

1 W. Wilson St., Room 1151

Madison, WI 53707-7851

Web: http://dhfs.wisconsin.gov/

disabilities/wistech

WYOMING

Wyoming Assistive Technology Resources 

(WATR)

Wyoming Institute for Disabilities (WIND)

University of Wyoming

Box 4298

Laramie, WY 82072-4298

Web: http://wind.uwyo.edu/watr
APPENDIX E

CONTACT INFORMATION FOR

ALTERNATIVE FINANCING PROGRAMS11

 11 Information included in this appendix is current as of August 2010.

207

ALABAMA

Alabama Loan Program

Alabama Department of 

Rehabilitation Services

2125 East South Blvd.

P.O. Box 20752

Montgomery, AL 36120-0752

ARIZONA

Arizona Loans for Assistive Technology 

Program (AzLAT)

Northern Arizona University

Institute for Human Development

2400 North Central Ave., Suite 300

Phoenix, AZ 85004

Web: http://www.azlat.org

ARKANSAS

Arkansas Technology Alternative 

Financing Project

Arkansas Rehabilitation Services

4601 West Markham

Little Rock, AR 72205

DELAWARE

Delaware Loan Program

Delaware Assistive Technology Initiative

University of Delaware

1600 Rockland Road

P.O. Box 269

Wilmington, DE 19899-0269

FLORIDA

Florida Alternative Financing Program

Florida Alliance for Assistive Services and 

Technology (FAAST, Inc.)

325 John Knox Road, Building 400, 

Suite 402

Tallahassee, FL 32303

GEORGIA

The Center for Financial Independence and 

Innovation

1419 Mayson St., NE

Atlanta, GA 30324

GUAM

Guam Options for Alternative Loans –

Assistive Technology (GOAL-AT)

University of Guam CEDDERS

UOG Station

303 University Drive, House #19 

Dean Circle

Mangilao, GU 96923

ILLINOIS

TechConnect Low Interest Loan Program

Illinois Assistive Technology Program

1 West Old State Capitol Plaza, Suite 100

Springfield, IL 62701-1200

IOWA

Iowa Able Loan Program

Abilities Fund

410 North 18th St.

Centerville, IA 52544

Web: http://www.abilitiesfund.org

Iowa Able Foundation

State Public Policy Group

200 10th St., Fifth Floor

Des Moines, IA 50309
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KANSAS

Alternative Financing Program

Kansas Assistive Technology Cooperative

625 Merchant, Suite 205

Emporia, KS 66801

KENTUCKY

Loan Initiative Networking Kentuckians for 

Assistive Technology (LINK AT)

Kentucky Assistive Technology 

Loan Corporation

209 St. Clair St.

Frankfort, KY 40601

Web: http://www.katlc.ky.gov

LOUISIANA

Louisiana Assistive Technology 

Loan Program

Louisiana Assistive Technology Access 

Network (LATAN)

3042 Old Forge Road, Suite D

Baton Rouge, LA 70808

Web: http://www.latan.org

MAINE

Maine Loan Program

Maine Consumer Information and 

Technology Training Exchange (CITE)

Maine CITE Coordinating Center

46 University Drive

Augusta, ME 043330

MARYLAND

Assistive Technology Guaranteed 

Loan Program

Maryland Technology Assistance Program

2301 Argonne Drive, Room T-17

Baltimore, MD 21218

Web: http://www.mdtap.org

MASSACHUSETTS

Massachusetts AT Loan Program

Easter Seals Massachusetts

484 Main St.

Worchester, MA 01608

MICHIGAN

Michigan Assistive Technology Loan Fund

c/o U.C.P. Michigan

3401 E. Saginaw, Suite 216

Lansing, MI 48912

Web: http://www.mi-atlf.org

MINNESOTA

ATMN Micro-loan Program

Assistive Technology of Minnesota

1800 Pioneer Creek Center, Box 310

Maple Plain, MN 55359-0310

Web: http://www.atmn.org

MISSOURI

Show Me Loans

Missouri Assistive Technology Council

4731 South Cochise #114

Independence, MO 64055-6975

NEBRASKA

Nebraska Alternative Financing 

Loan Program

Easter Seals Nebraska

638 North 109th Plaza

Omaha, NE 68154

NEVADA

Nevada Assistive Technology Loan Fund

CareChest

7910 N. Virginia St.

Reno, NV 89506
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NEW MEXICO

New Mexico Loan Program

San Juan Center for Independence

3535 E. 30th, Suite 101

Farmington, NM 87402

NORTH DAKOTA

North Dakota AT Loan Program

North Dakota Association for the Disabled

2660 South Columbia Road

Grand Forks, ND 58201

NORTHERN MARIANA ISLANDS

Trankilu Loan Program

Commonwealth of the Northern Marianas

Council on Developmental Disabilities

P.O. Box 502565

Saipan, MP 96950-2565

Web: http://www.cnmicdd.org

OKLAHOMA

Oklahoma Alternative Financing Program

Oklahoma ABLE Tech

1514 West Hall of Fame

Stillwater, OK 74078-2026

PENNSYLVANIA

Pennsylvania Assistive 

Technology Foundation

1004 West Ninth Ave., First Floor

King of Prussia, PA 19406

Web: http://www.patf.us

SOUTH CAROLINA

South Carolina Assistive Technology 

Loan Program (SC AT)

Vocational Rehabilitation Department

1410 Boston Ave.

West Columbia, SC 29171

U.S. VIRGIN ISLANDS

U.S. Virgin Islands Loan Program

University of the Virgin Islands

#2 John Brewer’s Bay

St. Thomas, U.S.VI 00802

UTAH

Alternative Financing Program

Utah Assistive Technology Foundation 

(UATF)

Center for Persons with Disabilities

6835 Old Main Hill

Logan, UT 84322

Web: http://www.uatf.org

VERMONT

Vermont Assistive Technology Fund

Opportunities Ventures

18 Pearl St.

Burlington, VT 05401

VIRGINIA

Assistive Technology Loan Fund Authority 

(ATLFA)

1602 Rolling Hills Drive, Suite 107

Richmond, VA 23229

Web: http://www.atlfa.org
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WASHINGTON

Washington Access Fund

Washington Assistive Technology 

Foundation

100 South King, Suite 280

Seattle, WA 98104

WISCONSIN

WisLoan

Independence First

600 W. Virginia St., Suite 401

Milwaukee, WI 53204-1516

Web: http://www.dhfs.wisconsin.gov/

disabilities/wistech/wisloan.htm

WYOMING

Wyoming Technology Access Program 

(WYTAP)

Wyoming Independent Living 

Rehabilitation, Inc.

305 West First St.

Casper, WY 82601

The Department of Education’s mission is to promote student achievement and preparation 

for global competitiveness by fostering educational excellence 

and ensuring equal access.

www.ed.gov