<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE AUDITED
FINANCIAL STATEMENTS OF THOMASVILLE BANCSHARES, INC. FOR THE YEAR ENDED DECEMBER
31, 1996 AND THE PERIOD FROM JANUARY 15, 1995 TO DECEMBER 31, 1995 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                       1,801,255
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             3,826,980
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  2,652,000
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     33,539,244
<ALLOWANCE>                                    447,626
<TOTAL-ASSETS>                              43,752,165
<DEPOSITS>                                  37,697,519
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            208,389
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       600,000
<OTHER-SE>                                   5,246,257
<TOTAL-LIABILITIES-AND-EQUITY>              43,752,165
<INTEREST-LOAN>                              2,234,844
<INTEREST-INVEST>                              153,611
<INTEREST-OTHER>                               212,203
<INTEREST-TOTAL>                             2,600,658
<INTEREST-DEPOSIT>                           1,017,045
<INTEREST-EXPENSE>                           1,017,045
<INTEREST-INCOME-NET>                        1,583,613
<LOAN-LOSSES>                                  346,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              1,179,129
<INCOME-PRETAX>                                251,199
<INCOME-PRE-EXTRAORDINARY>                     251,199
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   241,198
<EPS-PRIMARY>                                      .40
<EPS-DILUTED>                                      .40
<YIELD-ACTUAL>                                    5.24
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               110,000
<CHARGE-OFFS>                                    8,374
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                              447,626
<ALLOWANCE-DOMESTIC>                           443,100
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          4,526


</TABLE>