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| 1.   | United      Western Bank® — Organized Pursuant to a Federal Savings and Loan      Charter |
|----------------|------------------------------------------------------------------------------------------------------|

| 2.   | Matrix      Tower Holdings, LLC  — Formed in  Delaware |
|----------------|------------------------------------------------------------------------|

| 3.   | Matrix      Financial Services Corporation (d/b/a Matrix Home Loan Center, Matrix      Capital Mortgage and Matrix Capital Mortgage Corporation) — Incorporated      in Arizona |
|----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 4.   | Matrix      Insurance Services Corporation — Incorporated in  Arizona |
|----------------|-----------------------------------------------------------------------------|

| 5.   | The      Vintage Group, Inc. — Incorporated inTexas |
|----------------|-----------------------------------------------------------|

| 6.   | Vintage      Delaware Holdings, Inc. — Incorporated in  Delaware |
|----------------|------------------------------------------------------------------------|

| 7.   | Sterling      Trust Company — Incorporated inTexas |
|----------------|----------------------------------------------------------|

| 8.   | MSCS      Ventures, Inc. — Incorporated inColorado |
|----------------|----------------------------------------------------------|

| 9.   | UW      Asset Corp. — Incorporated inColorado |
|----------------|-----------------------------------------------------|

| 10.   | Matrix      Bancorp Trading, Inc. — Incorporated inColorado |
|-----------------|-------------------------------------------------------------------|

| 11.   | UW      Investment Services, Inc. (f/k/a First Matrix Investment Services Corp.) —      Incorporated in Texas |
|-----------------|---------------------------------------------------------------------------------------------------------------------|

| 12.   | First      Matrix, LLC — Organized in Colorado |
|-----------------|------------------------------------------------------|

| 13.   | Matrix      Funding Corp. — Incorporated inColorado |
|-----------------|-----------------------------------------------------------|

| 14.   | Equi-Mor      Holdings, Inc. — Incorporated inNevada |
|-----------------|------------------------------------------------------------|

| 15.   | New      Century Academy Property Management Group, LLC — Organized in      Arizona |
|-----------------|-------------------------------------------------------------------------------------------|

| 16.   | Charter      Facilities Funding, LLC — Organized inMinnesota |
|-----------------|--------------------------------------------------------------------|

| 17.   | Charter      Facilities Funding IV, LLC — Organized in  Colorado |
|-----------------|------------------------------------------------------------------------|

| 18.   | Community      Development Funding I, LLC — Organized in  Minnesota |
|-----------------|---------------------------------------------------------------------------|

| 19.   | UWBK      Fund Management, Inc. — Incorporated inColorado |
|-----------------|-----------------------------------------------------------------|

| 20.   | Matrix      Bancorp Capital Trust II — Organized Under Delaware  Law |
|-----------------|----------------------------------------------------------------------------|

| 21.   | Matrix      Bancorp Capital Trust VI — Organized Under Delaware  Law |
|-----------------|----------------------------------------------------------------------------|

| 22.   | Matrix      Bancorp Capital Trust VIII — Organized Under Delaware  Law |
|-----------------|------------------------------------------------------------------------------|

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