<TABLE> <S> <C>


<ARTICLE>                                                               9
<MULTIPLIER>                                                        1,000

<S>                                                                   <C>
<PERIOD-TYPE>                                                        YEAR
<FISCAL-YEAR-END>                                             JUN-30-2000
<PERIOD-START>                                                JUL-01-1999
<PERIOD-END>                                                  JUN-30-2000
<CASH>                                                                917
<INT-BEARING-DEPOSITS>                                              4,152
<FED-FUNDS-SOLD>                                                        0
<TRADING-ASSETS>                                                        0
<INVESTMENTS-HELD-FOR-SALE>                                        27,728
<INVESTMENTS-CARRYING>                                                  0
<INVESTMENTS-MARKET>                                                    0
<LOANS>                                                            95,084
<ALLOWANCE>                                                           723
<TOTAL-ASSETS>                                                    131,898
<DEPOSITS>                                                        110,007
<SHORT-TERM>                                                            0
<LIABILITIES-OTHER>                                                 1,520
<LONG-TERM>                                                         7,790
<PREFERRED-MANDATORY>                                                   0
<PREFERRED>                                                             0
<COMMON>                                                                0
<OTHER-SE>                                                         12,581
<TOTAL-LIABILITIES-AND-EQUITY>                                    131,898
<INTEREST-LOAN>                                                     7,153
<INTEREST-INVEST>                                                   2,092
<INTEREST-OTHER>                                                       12
<INTEREST-TOTAL>                                                    9,257
<INTEREST-DEPOSIT>                                                  5,033
<INTEREST-EXPENSE>                                                  5,427
<INTEREST-INCOME-NET>                                               3,830
<LOAN-LOSSES>                                                           1
<SECURITIES-GAINS>                                                      9
<EXPENSE-OTHER>                                                     2,673
<INCOME-PRETAX>                                                     1,510
<INCOME-PRE-EXTRAORDINARY>                                          1,510
<EXTRAORDINARY>                                                         0
<CHANGES>                                                               0
<NET-INCOME>                                                        1,084
<EPS-BASIC>                                                          0.70
<EPS-DILUTED>                                                        0.70
<YIELD-ACTUAL>                                                       3.15
<LOANS-NON>                                                           229
<LOANS-PAST>                                                           52
<LOANS-TROUBLED>                                                        0
<LOANS-PROBLEM>                                                       281
<ALLOWANCE-OPEN>                                                      733
<CHARGE-OFFS>                                                          11
<RECOVERIES>                                                            0
<ALLOWANCE-CLOSE>                                                     723
<ALLOWANCE-DOMESTIC>                                                  723
<ALLOWANCE-FOREIGN>                                                     0
<ALLOWANCE-UNALLOCATED>                                               723



</TABLE>