Exhibit 10.1 International Technology Enterprise Ltd.




                         MANAGEMENT CONSULTING AGREEMENT

This is an Agreement BETWEEN Equity Finance Holding Corporation, a Belize
Corporation that trades on the American Over-the-Counter Bulletin Board (OTCBB)
under the trading symbol EFHLF, [It has the required American resident
shareholders to qualify, under the 1934 U. S. Securities Act, to qualify a
company to become a reporting company to the U.S. Securities and Exchange
Commission (SEC) should a stock dividend be paid to its shareholders] which
hereinafter shall be referred to as the Party of the First Part;

And International Technology Enterprise Ltd. a Belize Corporation, who shall be
hereinafter referred to as the Party of the Second Part.

The Party of the First Part hereby agrees to arrange to take public, in the
United States, the Party of the Second Part by paying a stock dividend to its
914 shareholders. This stock dividend payment will require the Party of the
Second Part to be a "registered" company with the U.S. Securities and Exchange
Commission (SEC), as defined in Section 12 of the 1934 U.S. Securities Act.

The AGREEMENT is subject to the following terms and conditions:

1. That the Party of the Second Part has verified that Equity Finance Holding
Corporation of Belize, the Party of the First Part, is a public company, trading
in the United States on the Over-the-Counter Bulletin Board (OTCBB) under the
trading symbol EFHLF.

2. That the Party of the First Part will retain Mr. Barry Friedman of Las Vegas,
Nevada as their auditors for a GAAP audit.

3. That the Party of the First Part has warranted that the above auditor has had
experience filing the necessary documents with the U.S. Securities and Exchange
Commission (SEC).

4. That the Party of the First Part has required that www.transferonline.com be
the Party of the Second Part's Transfer Agent.

5. That the Party of the First Part agrees to assist the Party of the Second
Part with SEC comments on the Party of the Second Part's filing, should such
help be requested.

6. That the Party of the First Part believes that they can arrange an Offshore
Private Placement for the Party of the Second Part's company. That this
assurance is based upon the fact that the Party of the Second Part's public
company is not a U.S. Domestic company. The underwriting would take place, after
the Party of the Second Part's company began trading in the United States on the
Over-the-Counter Bulletin Board (OTCBB). The terms of such an offshore Private
Placement underwriting will be consistent with current practices of the National
Association of Securities Dealers (NASD). An agreement will be sought, relying
upon the Party of the Second Part's SEC filing documents.

It is expected that the Offshore Private Placement underwriting would gross at
least two million U.S. Dollars (US$2,000,000). It may be possible to arrange an
underwriting up to U.S. ten million four hundred thousand U.S. Dollars
(US$10,400,000). The stock would be placed at three U. S. dollars and
thirty-four cents (US$3.34) per share.

The Party of the Second Part would be required to list their public company on a
European Stock Exchange. The fee for this listing and resulting stock support
program will be borne by the Offshore Underwriter. Then, payment for this
European Stock Exchange listing and the one-year stock support program will be
deducted from the gross revenue of the Offshore Underwriting. This payment will
be in the amount of one hundred and fifty thousand U. S. Dollars (US$150,000).

The Party of the Second Part will be required to Pool and Vault all insiders
shares for a period of five years from the date of the Offshore Private
Placement underwriting. The Party of the Second Part shall be required to pay
the costs to maintain and expand the European Stock Support program for the same
five-year period. Such costs shall be at least one hundred and fifty thousand U.
S. Dollars (US$150,000) or 5% of the pretax profit of the company, whichever
shall be greater.

7. The Party of the Second Part agrees to have 5,149,000 issued shares of their
companies. Of this amount of issued shares, 514,900 shares shall be sold to
Equity Finance Holding Corporation (EFHLF). Equity Finance Holding Corporation
(EFHLF) shall pay Belize one cent (C$0.01) per share. It is the sale of the
514,900 shares of the Party of the Second Part's shares with the Party of the
First Part's decision to distribute these shares to their shareholders that
requires registration with the SEC.

8. That the Party of the Second Part shall pay to the Party of the First Part
the Sum of one hundred and forty-five thousand U.S. Dollars (US$145,000)

This payment shall be executed as follows:
     A. Payment with the Signing of this AGREEMENT: Thirty Thousand U.S. Dollars
     (US$75,000) per client company.  B. In the seven months following the
     signing of this AGREEMENT, The Party of the Second Part shall pay the Party
     of the First Part ten thousand U. S. Dollars (US$10,000) per month for each
     of the following seven months.  The sum being paid at the end of the eighth
     month being a total of $145,000 per client company.  Then shall the total
     payment be U.S. One hundred and forty-five thousand dollars (US $145,000).

9. The Party of the First Part has informed the Party of the Second Part that
the Party of the Second Part will be rated by Moody's or S&P to trade in
about thirty-eight States. The Party of the Second Part would be responsible for
securing the rating in any State that does not recognize the Moody's or S&P
Rating.

10. The Party of the First Part has informed the Party of the Second Part that
the cost of the basic 5,000 share certificates will be paid by the Party of the
First Part.

11. The Party of the First Part shall ensure that the Party of the Second Part
shall receive a complete list of the shareholders' names and addresses by
supplying the Party of the Second Part with a copy of the Equity Finance Holding
Corporation Shareholders' list for the date of the stock distribution of the
Party of the Second Part's shares to the registered shareholders of Equity
Finance Holding Corporation.

12. The Party of the Second Part agrees to supply at least forty-five (45)
clients to whoever is the Market Maker. These forty-five (45) or more clients
will purchase at least forty-five thousand (45,000) shares of the Party of
Second Part's client companies stock on the open market within ninety days of
the commencement of trading of the Party of the Second Part's shares on the
OTCBB.

13. Any disagreements arising from this AGREEMENT shall be resolved by the
Courts of Belize. The decision of the Courts of Belize shall be final, but
monetary awards shall not exceed amounts expended by either party to this
AGREEMENT. Thus, the Party of the First Part's obligations to the Party of the
Second Part shall not exceed one hundred and forty-five thousand U. S. Dollars
(US$145,000) plus reasonable litigation costs.

14. The Party of the Second Part shall not issue additional stock nor register
additional stock in its company for a period of twenty five (25) months from the
date of its "Effective Letter," without the express written consent of the Party
of the First Part.

15. It is agreed that from the first million dollars in the Offshore Private
Placement Financing, the Party of the Second Part may set aside One hundred and
fifty two thousand U. S. Dollars (US$152,000) to cover the costs of this
Agreement.

16. Time is of the Essence in this Agreement.

Agreed to this 20th Day of September 2000

Party of the First Part - Signature

______________________________

Party of the First Part -  Typed name
Equity Finance Holding Corporation


Party of the Second Part - Signature

______________________________

Party of the First Part - Typed Name
International Technology Enterprises Ltd.