UNITED STATES
               SECURITIES AND EXCHANGE COMMISSION
                      Washington, DC 20549

                           FORM 10-QSB
 QUARTERLY REPORT FOR SMALL BUSINESS ISSUERS SUBJECT TO THE 1934
                   ACT REPORTING REQUIREMENTS

[X] QUARTERLY REPORT UNDER SECTION 13 OR 15(D) OF THE SECURITIES
   EXCHANGE ACT OF 1934

For the quarterly period ended January 31, 2000Commission File
No. 001-14849
10







                 INTERNETFINANCIALCORP.COM, INC.
               (FORMERLY CARIBBEAN VENTURES, INC.)
     (Exact name of registrant as specified in its charter)







Nevada                                            86-0871787
(State of organization) (I.R.S. Employer Identification No.)

2080 E. Flamingo Rd., Suite 112, Las Vegas, NV 89119
(Address of principal executive offices)

Registrant's telephone number, including area code (702) 650-5660

Check whether the issuer (1) filed all reports required to be
file by Section 13 or 15(d) of the Exchange Act during the past
12 months and (2) has been subject to such filing requirements
for the past 90 days.  No X

There are 3,000,000 shares of common stock outstanding as of
January 31, 2000.



                 PART I - FINANCIAL INFORMATION

ITEM 1.   FINANCIAL STATEMENTS

The  financial statements and supplemental data required by  this
Item follow the index of financial statements appearing at Item 6
of this Form 10Q-SB.

ITEM 2.   MANAGEMENT'S PLAN OF OPERATION

NOTE REGARDING PROJECTIONS AND FORWARD LOOKING STATEMENTS

This  statement  includes  projections  of  future  results   and
"forward-looking statements" as that term is defined  in  Section
27A  of  the  Securities Act of 1933 as amended (the  "Securities
Act"), and Section 21E of the Securities Exchange Act of 1934  as
amended (the "Exchange Act"). All statements that are included in
this  Registration Statement, other than statements of historical
fact,   are   forward-looking  statements.  Although   Management
believes that the expectations reflected in these forward-looking
statements  are  reasonable, it can give no assurance  that  such
expectations  will prove to have been correct. Important  factors
that  could  cause actual results to differ materially  from  the
expectations are disclosed in this Statement, including,  without
limitation,   those  expectations  reflected  in  forward-looking
statements contained in this Statement.

                        Plan of Operation

The  Company's Plan of Operation has not changed since the filing
of  its amended Form 10-SB filed with the SEC on August 11, 1999.
The  description of the current plan of operation is incorporated
by reference to Section 2 of its amended Form 10-SB.

                   PART II - OTHER INFORMATION

ITEM 1.   LEGAL PROCEEDINGS

The  Company  is  not  a  party  to any  material  pending  legal
proceedings and, to the best of its knowledge, no such action  by
or against the Company has been threatened.

ITEM 2.   CHANGES IN SECURITIES AND USE OF PROCEEDS

No issues of securities and no changes in the existing securities
took place during the period covered by this report.  At the  end
of  the  quarter  there  were 3,000,000 shares  of  common  stock
outstanding.

ITEM 4.   SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

No such matters were submitted during the most recent quarter.

ITEM 6.   EXHIBITS AND REPORTS ON FORM 8-K.

FINANCIAL STATEMENTS

Unaudited  financial statements as of January 31, 2000,  and  for
the nine-month.

March 20, 2000
Board of Directors
Caribbean Ventures, Inc.
Las Vegas, Nevada

We  have  compiled the accompanying balance sheets  of  Caribbean
Ventures,  Inc. as of January 31, 2000 and October 31, 1998,  and
the related statements of income, changes in stockholders' equity
and  cash  flows  for  the  nine month  periods  then  ended,  in
accordance  with  the Statement of Standards for  Accounting  and
Review  Services  issued by the American Institute  of  Certified
Public Accountants.

A  compilation is limited to presenting in the form of  financial
statements  information that is the representation of management.
We  have  not  audited  or  reviewed the  accompanying  financial
statements  and  supplementary information, and, accordingly,  do
not express an opinion or any other form of assurance on them.

As  discussed in Note 1, the Company has been in the  development
stage since its inception on April 27, 1997.  Realization of  the
major  portion  of  its assets is dependent  upon  the  Company's
ability  to  meet  its  future financing  requirements,  and  the
success   of  future  operations.   The  accompanying   financial
statements have been prepared assuming the Company will  continue
as a going concern.

The  April 30, 1999, financial statements were audited by us  and
we  expressed an unqualified opinion on them in our report  dated
July 9, 1999. We have not performed any auditing procedures since
that date.

                    CARIBBEAN VENTURES, INC.
                (a development stage enterprise)
                         BALANCE SHEETS
               January 31, 2000 and April 30, 1999
<TABLE>

<S>
                                 <C>               <C>

                                 Unaudited         Audited
                                 January 31, 2000  April 30, 1999
            ASSETS
Current Assets:
Cash and Cash Equivalents         0                 0
Total Current Assets             0                 0
Other Assets
Organization Expense (net of      0                 $299
amortization)
Total Other Assets               0                 $299
Total Assets                     0                 $299
 LIABILITIES AND STOCKHOLDERS'
            EQUITY
CURRENT LIABILITIES;

TOTAL CURRENT LIABILITIES         0                 0
STOCKHOLDERS' EQUITY;
Common stock, $0.001 par value,   $3,00             $3,000
25,000,000 shares authorized,
3,000,000 issued and
outstanding
Additional paid-in Capital        0                 0
Retained Earnings (Loss)          (3,000)           (2,701)
TOTAL STOCKHOLDERS' EQUITY       0                 299
TOTAL LIABILITIES AND            0                 $299
STOCKHOLDERS' EQUITY
</TABLE>
                    CARIBBEAN VENTURES, INC.
                (A Development Stage Enterprises)
                       STATEMENT OF INCOME
For the Nine Months Ended January 31, 2000 and January 31, 1999,
  the Year Ended April 30, 1999, and the Period April 27, 1997
                 (inception) to January 31, 2000

<TABLE>

<S>                   <C>               <C>               <C>               <C>

                      Unaudited Nine    Unaudited Nine    Audited Year      April 27, 1997
                      Months January    Months January    Ended April 30,   (inception) to
                      31, 2000          31, 1999          1999              January 31, 2000
Revenue               0                 0                 0                 0
Expenses
Amortization Expense   0                 75                101               101
Total Expenses         0                 75                101               101
Net Income/(Loss)     0                 (75)              (101)             (101)
Before Taxes and
Extraordinary Items
Income Taxes          0                 0                 0                 0
Net Income Before     0                 (75)              (101)             (101)
Extraordinary Item
AdjuStment due to     (299)             0                 0                 (299)
Account Change
Net Income/(Loss)     $(299)            $(75)             $(101)            $(400)
Earnings (Loss) per   0                 0                 0                 0
Common Share Income
before extraordinary
items
Effect of accounting  0                 0                 0                 0
change
Net Income/(Loss)     0                 0                 0                 0
Weighted Average      3,000,000         3,000,000         3,000,000         3,000,000
Number of Shares
Outstanding
</TABLE>
See accompanying accountant's report.
The accompanying notes are an integral part of these statements.

                    CARIBBEAN VENTURES, INC.
                (A Development Stage Enterprise)
          STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY
  For the Nine Months Ended January 31, 2000 and the Year Ended
                         April 30, 1999
<TABLE>

<S>
                              <C>               <C>               <C>               <C>

                              Preferred Stock   Stock Amount      Common Stock      Stock Amount
                              0                 0                 3,000,000 $3,000
Balance April 30, 1998 -
Audited
Retained Earnings (Loss) -    0                 0                 0                 0
Audited
Balance April 30, 1999 -      0                 0                 3,000,000         $3,000
Audited
Retained Earnings (Loss) -    0                 0                 0                 0
Unaudited
Balance January 31, 2000 -    0                 0                 3,000,000         $3,000
Unaudited
</TABLE>
See accompanying accountant's report.
The accompanying notes are an integral part of these statements.

                    CARIBBEAN VENTURES, INC.
                (A Development Stage Enterprise)
          STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY
  For the Nine Months Ended January 31, 2000 and the Year Ended
                         April 30, 1999
                           (continued)
<TABLE>

<S>
                             <C>               <C>               <C>

                             Paid-in Capital   Retained          Total
                             Amount            Earnings
                             0                 $(2,600)     $400
Balance April 30, 1998 -
Audited
Retained Earnings (Loss) -   0                 (101)             (101)
Audited
Balance April 30, 1999 -     0                 (2,701)           299
Audited
Retained Earnings (Loss) -   0                 (299)             (299)
Unaudited
Balance January 31, 2000 -   0                 $(3,000)          0
Unaudited
</TABLE>
See accompanying accountant's report.
The accompanying notes are an integral part of these statements.

                    CARIBBEAN VENTURES, INC.
                (A Development Stage Enterprise)
                    STATEMENTS OF CASH FLOWS
For the Nine Months Ended January 31, 2000 and January 31, 1999,
   the Year Ended April 30, 1999, and the Period April 27, 1997
                 (inception) to January 31, 2000
<TABLE>
<S>                 <C>               <C>               <C>               <C>
                    Unaudited Nine    Unaudited Nine    Audited Year End  April 27, 1997
                    Months Ended      Months Ended      April 30, 1999    (inception) to
                    January 31, 2000  January 31, 1999                    January 31, 2000
Net Income (Loss)
Adjustments to       (299)             (75)              (101)             (400)
reconcile net
income to net cash
provided by
operating
activities:
Amortization        0                 75                101               101
Expense
Adjustment due to    299               0                 0                 299
accounting change
Cash Provided by    0                 0                 0                 0
Operations
Cash Used in        0                 0                 0                 0
Investing
Activities
Cash Provided by    0                 0                 0                 0
Financing
Activities:
Net Change in Cash  0                 0                 0                 0
Cash, Beginning of  0                 0                 0                 0
period
Cash, end of        0                 0                 0                 0
period
</TABLE>
See accompanying accountant's report.
The accompanying notes are an integral part of these statements.
                    CARIBBEAN VENTURES, INC.
                (a development state enterprise)
                  NOTES TO FINANCIAL STATEMENTS
      January 31, 2000, January 31, 1999 and April 30, 1999
NOTE 1.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Description  of  Operations  -  Caribbean  Ventures,   Inc.   was
incorporated  in  the State of Nevada on April 28,  1997  and  is
authorized to do business in the United States. On July 1,  1998,
the  Board  of  Directors decided to change  the  name  from  Dom
Caribe, Ltd., to Caribbean Ventures, Inc.  The Board of Directors
also  decided  to  restate the Articles  of  Incorporation.   The
changes  were  adopted  and approved by a majority  vote  of  the
shareholders  necessary to constitute a quorum according  to  the
Bylaws  of the Corporation and filed with the Secretary of  State
of  Nevada  on  July 17th, 1998. The Company has no revenue  from
operations during the period covered by this financial statement.

Method of Accounting - These financial statements are prepared on
the  accrual  basis  of accounting in accordance  with  generally
accepted   accounting  principles.  Consequently,  revenues   are
recognized  when  earned  and expenses are  recognized  when  the
obligation is actually incurred.

Income  Taxes  and Cash Flows - The Company accounts  for  income
taxes  and  the  statement  of  cash  flows  in  accordance  with
Financial  Accounting Standards Board Statement No. 109  and  No.
95.

Cash and Cash Equivalents - Cash and cash equivalents include all
highly liquid investments with a maturity of three months or less
when purchased.
NOTE 2. CASH

The Company has no bank accounts at this time.
NOTE 3 - ORGANIZATION COSTS

The Company incurred organization costs in the amount of $500  in
April,  1997. These costs were being amortized on a straight-line
basis  over a five year period through April 30, 1999 after which
time  Statement  of  Position 98-5 as discussed  in  Note  8  was
adopted.
NOTE 4 - EARNINGS PER SHARE

Earnings   per   share  has  been  computed   by   dividing   net
income/(loss)  by  the weighted average number of  common  shares
outstanding for the period.  There are no items which are  deemed
to be common stock equivalents during the  period.
                    CARIBBEAN VENTURES, INC.
                (a development state enterprise)
                  NOTES TO FINANCIAL STATEMENTS
      January 31, 2000, January 31, 1999 and April 30, 1999
                           (continued)
NOTE 5 - COMMON STOCK

The  Company  had  3,000,000 shares of common  stock,  par  value
$0.001,  issued and outstanding as of April 30, 1999.  The  stock
was  issued  for  maintaining the entity and reviewing  potential
business opportunities.

As  of  January  31,  2000, the Company had 3,000,000  shares  of
common stock, par value $0.001, issued and outstanding.
NOTE 6 - LEASE COMMITMENTS

The   Company  currently  has  no  commitments  for   leases   or
contingencies.
NOTE 7 - USE OF ESTIMATES

The  preparation  of  financial  statements  in  conformity  with
Generally  Accepted Accounting Principles requires management  to
make  estimates  and  assumptions that  affect  certain  reported
amounts  and  disclosures.   Accordingly,  actual  results  could
differ from these estimates.
NOTE 8 - ACCOUNTING CHANGE

Effective May 1, 1999, the Company adopted Statement of  Position
98-5.   As a result of this change the Company expensed  $299  of
unamortized organizational costs during the current period.

EXHIBITS

a)     The  exhibit  consisting  of  the  Company's  Articles  of
  Incorporation is attached to the Company's Form 10-SB, filed on
  February 19, 1999 File No. 1-14849. This exhibit is incorporated
  by reference to that Form.

b)    The  exhibit consisting of the Company's Bylaws is attached
  to the Company's Form 10-SB, filed on February 19, 1999 File No.
  1-14849. This exhibit is incorporated by reference to that Form.

                           SIGNATURES

Pursuant  to  the  requirements of Section 12 of  the  Securities
Exchange  Act  of  1934,  the Registrant  has  duly  caused  this
registration  statement  to  be  signed  on  its  behalf  by  the
undersigned, thereunto duly authorized.



                           Internetfinancialcorp.com, Inc.



                           By: /s/ Theo Sanidas
                              Theo Sanidas, President