<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000             DEC-31-1999
<PERIOD-START>                             JAN-01-2000             JAN-01-1999
<PERIOD-END>                               MAR-31-2000             MAR-31-1999
<CASH>                                           3,562                   3,297
<INT-BEARING-DEPOSITS>                           2,544                   3,286
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     55,050                  63,749
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                        163,796                 153,693
<ALLOWANCE>                                      1,947                   1,839
<TOTAL-ASSETS>                                 233,218                 230,741
<DEPOSITS>                                     150,542                 147,540
<SHORT-TERM>                                    31,500                  32,000
<LIABILITIES-OTHER>                              3,834                   3,708
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        26,692                  27,335
<OTHER-SE>                                      20,251                  19,933
<TOTAL-LIABILITIES-AND-EQUITY>                 233,218                 230,741
<INTEREST-LOAN>                                  3,098                   2,618
<INTEREST-INVEST>                                1,115                     515
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                                 4,213                   3,133
<INTEREST-DEPOSIT>                               1,681                   1,570
<INTEREST-EXPENSE>                               2,202                   1,638
<INTEREST-INCOME-NET>                            2,011                   1,495
<LOAN-LOSSES>                                       95                      90
<SECURITIES-GAINS>                                (23)                      10
<EXPENSE-OTHER>                                  1,331                   1,220
<INCOME-PRETAX>                                    771                     443
<INCOME-PRE-EXTRAORDINARY>                         771                     443
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       529                     335
<EPS-BASIC>                                          0                       0
<EPS-DILUTED>                                        0                       0
<YIELD-ACTUAL>                                    0.90                    0.91
<LOANS-NON>                                      1,176                       0
<LOANS-PAST>                                       357                     384
<LOANS-TROUBLED>                                     0                      91
<LOANS-PROBLEM>                                      0                   1,165
<ALLOWANCE-OPEN>                                 1,839                   1,331
<CHARGE-OFFS>                                        0                      15
<RECOVERIES>                                        13                       0
<ALLOWANCE-CLOSE>                                1,947                   1,406
<ALLOWANCE-DOMESTIC>                             1,947                   1,406
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0


</TABLE>