Exhibit 10.1


 


EXECUTION VERSION


 


OAKS MORTGAGE TRUST SERIES 2015-1


MORTGAGE PASS-THROUGH CERTIFICATES


 


MORTGAGE LOAN PURCHASE AND SALE AGREEMENT


 


Between


 


FIVE OAKS ACQUISITION CORP.


 


and


 


OAKS FUNDING LLC


 


dated as of November 10, 2015


 




    	 	 	 



     


    

  


TABLE OF CONTENTS


 


	Section 1.	Representations and Warranties of the Depositor	1
	Section 2.	Representations and Warranties of Five Oaks	1
	Section 3.	Representations, Warranties and Agreements of Five Oaks with respect to the Mortgage Loans 	3
	Section 4.	Arbitration with respect to Remedies by Five Oaks	4
	Section 5.	Conveyance of Mortgage Loans	5
	Section 6	Intention of Parties	6
	Section 7.	Termination	7
	Section 8.	Miscellaneous	7
	Schedule A.	Mortgage Loan Schedule	 


  




    	 	-i-	 



     


    

 


MORTGAGE LOAN PURCHASE AND SALE AGREEMENT


 


This Mortgage Loan
Purchase and Sale Agreement (the “Agreement”) is made as of November 10, 2015, by and between Five Oaks
Acquisition Corp., a Delaware corporation (“Five Oaks” or the “Seller”), Oaks
Funding LLC, a Delaware limited liability company (the “Depositor”). Capitalized terms used herein but
not defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement dated as of November 1, 2015
(the “Pooling and Servicing Agreement”) among the Depositor, Christiana Trust, a division of Wilmington
Savings Fund Society, FSB as trustee (the “Trustee”), and Wells Fargo Bank, N.A. as master servicer and
securities administrator.


 


WHEREAS, the parties
hereto desire to provide for the purchase and sale of the Mortgage Loans identified on Schedule A hereto (the “Mortgage
Loans”) on the date hereof (the “Closing Date”) in accordance with the terms and conditions
set forth in this Agreement.


 


NOW, THEREFORE, the
parties in consideration of good and valuable and fair consideration, the receipt and sufficiency of which is hereby acknowledged,
and intending to be legally bound, hereby agree as follows:


 


Section 1. Representations
and Warranties of the Depositor. The Depositor hereby represents, warrants and agrees for the benefit of the other party
that:


 


(a)          Authorization.
The execution, delivery and performance of this Agreement by it are within its respective powers and have been duly authorized
by all necessary action on its part.


 


(b)          No
Conflict. The execution, delivery and performance of this Agreement will not violate or conflict with (i) its charter or bylaws,
(ii) any resolution or other corporate action by it, or (iii) any decisions, statutes, ordinances, rulings, directions, rules,
regulations, orders, writs, decrees, injunctions, permits, certificates or other requirements of any court or other governmental
or public authority in any way applicable to or binding upon it, and will not result in or require the creation, except as provided
in or contemplated by this Agreement, of any lien, mortgage, pledge, security interest, charge or encumbrance of any kind upon
the Mortgage Loans.


 


(c)          Binding
Obligation. This Agreement has been duly executed by it and is its legally valid and binding obligation, enforceable against
it in accordance with this Agreement’s terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization,
moratorium or similar laws affecting creditors’ rights generally, and by general principles of equity.


 


Section 2. Representations
and Warranties of Five Oaks. Five Oaks hereby represents, warrants and agrees that:


 


(a)          Authorization.
The execution, delivery and performance of this Agreement by it are within its respective powers and have been duly authorized
by all necessary action on its part.


 


(b)          No
Conflict. The execution, delivery and performance of this Agreement will not violate or conflict with (i) its charter or bylaws,
(ii) any resolution or other corporate action by it, or (iii) any decisions, statutes, ordinances, rulings, directions, rules,
regulations, orders, writs, decrees, injunctions, permits, certificates or other requirements of any court or other governmental
or public authority in any way applicable to or binding upon it, and will not result in or require the creation, except as provided
in or contemplated by this Agreement, of any lien, mortgage, pledge, security interest, charge or encumbrance of any kind upon
the Mortgage Loans.


 




    	 	-1-	 



     


    

 


(c)          Binding
Obligation. This Agreement has been duly executed by it and is its legally valid and binding obligation, enforceable against
it in accordance with this Agreement’s terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization,
moratorium or similar laws affecting creditors’ rights generally, and by general principles of equity.


 


(d)          No
Consent. The execution, delivery and performance by it of this Agreement and the consummation of the transactions contemplated
hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action
in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations
or other actions as have already been obtained, given or made.


 


(e)          No
Litigation. There is no action, suit, proceeding, or inquiry before or by any court or governmental body now pending or threatened
against the Seller which, either individually or collectively, would prevent the Seller from entering into this Agreement or that
would have a material adverse effect on its ability to perform its obligations under this Agreement.


 


(f)          No
Material Default. It is not in default under any agreement, contract or instrument to which it is a party or to which it or
its asset are bound, unless such default would not materially and adversely affect its ability to perform under the purchase agreement
and no event has occurred that, with notice or lapse of time or both would constitute a default, under, or a breach of, any such
contract, agreement or other instrument which violation, breach or default would materially and adversely affect its ability to
perform its obligations under this Agreement.


 


(g)          Sale
Treatment. The Seller will treat the conveyance of the Mortgage Loans under this Agreement as a sale for tax and accounting
purposes.


 


(h)          Solvency.
The Seller is solvent and will not become insolvent as a result of the sale of the Mortgage Loans. The Seller is not selling the
Mortgage Loans with the intent to hinder, delay or defraud any of the Seller’s creditors.


 


(i)          No
Broker. The Seller has not dealt with any broker, investment banker, agent, or any other person that may be entitled to any
commission or compensation in connection with the sale of the Mortgage Loans.


 


(j)          No
Judgments or Tax Liens. The Seller is not aware of any judgment
or tax lien filing against itself.


 




    	 	-2-	 



     


    

 


Section 3. Representations,
Warranties and Agreements of Five Oaks with respect to the Mortgage Loans.


 


Five Oaks represents
and warrants to, and agrees with, the Depositor that Five Oaks shall cure the breach, or repurchase or substitute for any Mortgage
Loan as to which there has been an uncured breach of a representation or warranty restated by an Originator to the Trustee pursuant
to the related AAR Agreement that materially and adversely affects the value of such Mortgage Loan or the interest of the Issuing
Entity in such Mortgage Loan, but only if each of the following conditions is met: (i) the related Originator fails to cure such
breach or repurchase or substitute for such Mortgage Loan after a valid demand has been made and remains unresolved and (ii) the
related Originator is subject to a bankruptcy or insolvency proceeding or such Originator is no longer in existence. In addition,
with respect to a breach of a representation or warranty restated by an Originator that materially and adversely affects the value
of a Mortgage Loan or the interest of the Issuing Entity in such Mortgage Loan, Five Oaks hereby agrees to cure the breach, or
repurchase or substitute for any such Mortgage Loan when a representation and warranty restated by the related Originator to the
Trustee was true and correct as of the date that the related Originator is restating the representations and warranties
to the Trustee (if such date is prior to the Closing Date), but not true and correct as of the Closing Date. In any AAR Agreement
where the related Originator restated representations and warranties to the Trustee as of the Closing Date, the Seller shall not
have the obligations described in the prior sentence with respect to such restated representations and warranties.


 


Any exceptions identified
at the time Five Oaks purchased a Mortgage Loan from an Originator or other third party shall not be considered a breach of the
underwriting guidelines representation and warranty provided that such exceptions and the related compensating factors are accurately
described in the exhibit to the related purchase price and terms letter, trade confirmation or other document that identifies the
exceptions at the time of such purchase by Five Oaks.


 


In addition, in no
event shall any obligation which the Seller may have to cure, repurchase or substitute for any Mortgage Loans for which there has
been a breach of any representation and warranty survive (to the extent such obligation has not expired earlier) beyond the earlier
of (a) the termination of the Trust Fund and (b) the payment of all amounts due on the related Mortgage Loan.


 


Any substitution must
be done within two years of the Closing Date.


 


Five Oaks hereby represents
and warrants to, and agrees with, the Depositor that (i) on the Closing Date, Five Oaks will have good, valid and marketable title
to the Mortgage Loans, in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges,
encumbrances or other claims and (ii) upon transfer to the Depositor, the Depositor will receive good, valid and marketable title
to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests,
charges, encumbrances or other claims.


 


Five Oaks hereby represents
and warrants for the benefit of the Depositor and the Trustee that: (i) this Agreement creates a valid and continuing security
interest (as defined in the applicable UCC) in the Mortgage Loans in favor of the Depositor, which security interest is prior to
all other Liens, and is enforceable as such as against creditors of and purchasers from Five Oaks; (ii) the Mortgage Notes constitute
“instruments” within the meaning of the applicable UCC; (iii) Five Oaks, immediately prior to its transfer of
Mortgage Loans under this Agreement, will own and have good, valid and marketable title to the Mortgage Loans free and clear of
any Lien, claim or encumbrance of any Person; (iv) Five Oaks has received all consents and approvals required by the terms of the
Mortgage Loans to the sale of the Mortgage Loans hereunder to the Depositor; (v) all original executed copies of each Mortgage
Note that constitute or evidence the Mortgage Loans have been delivered to the Custodian (as assignee of the Depositor); (vi) Five
Oaks has received a written acknowledgment from the Custodian that the Custodian is holding the Mortgage Notes that constitute
or evidence the Mortgage Loans solely on behalf and for the benefit of the Depositor or its assignee; (vii) other than the security
interest granted to the Depositor pursuant to this Agreement and security interests (if any) granted to lenders which will be automatically
released on the Closing Date, Five Oaks has not pledged, assigned, sold, granted a security interest in, or otherwise conveyed
any of the Mortgage Loans; Five Oaks has not authorized the filing of and is not aware of any financing statements against it that
include a description of collateral covering the Mortgage Loans other than any financing statement relating to the security interest
granted to the Depositor hereunder or that will be automatically released upon the sale to the Depositor; (viii) Five Oaks is not
aware of any judgment or tax lien filing against itself; and (ix) none of the Mortgage Notes that constitute or evidence the Mortgage
Loans have any marks or notations indicating that they have been pledged, assigned or otherwise conveyed to any Person other than
the Depositor.


 




    	 	-3-	 



     


    

 


In the event of any
cure, repurchase or substitution obligations of Five Oaks specified in this Section 3, Five Oaks will cure the breach, or
repurchase or substitute for such Mortgage Loan pursuant to Section 2.04 of the Pooling and Servicing Agreement, this Section
3 and Section 4 below and in accordance with the timing requirements set forth in this Section 3 and Section
2.04 and Section 2.05 of the Pooling and Servicing Agreement.


 


Solely to the extent
Five Oaks is specifically required to correct or cure a breach pursuant to this Section 3, Five Oaks shall cure or cause
the cure of such breach within 90 days from the earlier of the date that Five Oaks discovered or was notified of such breach, and
if Five Oaks does not cure or cause the cure of such breach in all material respects during such period, Five Oaks shall repurchase
at the related Repurchase Price set forth in the Pooling and Servicing Agreement, or substitute for, that Mortgage Loan from the
Trust Fund on or prior to the Determination Date following the expiration of such 90-day period; provided, however, that, in connection
with any such breach that could not reasonably have been cured within such 90-day period, Five Oaks shall repurchase or substitute
the Mortgage Loan no later than 120 days after its discovery or notice of such breach, and provided further, that, if such breach
would cause the Mortgage Loan to be other than a “qualified mortgage” (as defined in the Code), then notwithstanding
the previous provisions of this paragraph, Five Oaks shall repurchase or substitute the Defective Mortgage Loan within 60 days
from the date the defect was discovered.


 


Section 4. Arbitration
with respect to Remedies by Five Oaks.


 


(a)          Five
Oaks and the Depositor agree that the resolution of any controversy or claim arising out of or relating to an obligation or alleged
obligation of Five Oaks to cure, repurchase or substitute a Mortgage Loan or Mortgage Loans pursuant to Section 3 above
shall be by Arbitration administered by the American Arbitration Association. If any such controversy or claim has not been resolved
to the satisfaction of both Five Oaks and the Depositor, either party may commence Arbitration to resolve the dispute; provided
that a party may commence Arbitration with respect to one or more unresolved allegations only during the months of January, April,
July and October, and all matters with respect to which Arbitration has been commenced in any such month shall be heard in a single
Arbitration in the immediately following month or as soon as practicable thereafter; and provided further that if any Arbitration
arising out of or relating to an obligation or alleged obligation of an Originator to repurchase a Mortgage Loan relating to the
same representation and warranty has commenced and is continuing, then such Arbitration shall be joined with the Arbitration commenced
hereunder.


 




    	 	-4-	 



     


    

 


(b)          To
commence Arbitration, the moving party shall deliver written notice to the other party that it has elected to pursue Arbitration
in accordance with this Section 4, provided that if Five Oaks has not responded to the Depositor's notification of a breach
of a representation and warranty, the Depositor shall not commence Arbitration with respect to that breach before 60 days following
delivery of such notice in order to provide Five Oaks with an opportunity to respond to such notification. Within 10 Business Days
after a party has provided notice that it has elected to pursue Arbitration, each party may submit the names of one or more proposed
Arbitrators to the other party in writing. If the parties have not agreed on the selection of an Arbitrator within 5 Business Days
after the first such submission, then the party commencing Arbitration shall, within the next 5 Business Days, notify the American
Arbitration Association in New York, New York and request that it appoint a single Arbitrator with experience in arbitrating disputes
arising in the financial services industry.


 


(c)          It
is the intention of the parties that Arbitration shall be conducted in as efficient and cost-effective a manner as is reasonably
practicable, without the burden of discovery. Accordingly, the Arbitrator will resolve the dispute on the basis of a review of
the written correspondence between the parties (including any supporting materials attached to such correspondence) conveyed by
the parties to each other in connection with the dispute prior to the delivery of notice to commence Arbitration; however, upon
a showing of good cause, a party may request the Arbitrator to direct the production of such additional information, evidence and/or
documentation from the parties that the Arbitrator deems appropriate. If requested by the Arbitrator or any party, any hearing
with respect to an Arbitration shall be conducted by video conference or teleconference, except upon the agreement of both parties
or the request of the Arbitrator.


 


(d)          The
finding of the Arbitrator shall be final and binding upon the parties. Judgment upon any arbitration award rendered may be entered
and enforced in any court of competent jurisdiction. The costs of the Arbitrator shall be shared equally between both parties.
Each party, however, shall bear its own attorneys’ fees and costs in connection with the Arbitration.


 


(e)          The
following capitalized terms shall have the meaning specified below:


 


Arbitration:
Arbitration in accordance with the then governing Commercial Arbitration Rules of the American Arbitration Association (“AAA”)
and administered by the AAA, which shall be conducted in New York, New York or other place mutually acceptable to the parties to
the arbitration.


 


Arbitrator:
A person who is not affiliated with Five Oaks, the Depositor or any Originator, who is a member of the American Arbitration Association.


 


Section 5. Conveyance
of Mortgage Loans.


 


(a)          Mortgage
Loans. In return for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Five Oaks,
concurrently with the execution and delivery hereof, hereby sells, transfers, assigns, sets over and otherwise conveys to the Depositor,
without recourse, all of Five Oaks’s right, title and interest in and to the Mortgage Loans (excluding the servicing rights
with respect to the Mortgage Loans), including (i) the related Mortgage Documents and all principal and interest received by Five
Oaks on or with respect to the Mortgage Loans after November 1, 2015 (the “Cut-off Date”) (other than
Scheduled Payments due on or before such date), and all such payments due after such date but received on or prior to such date
and intended by the related Mortgagors to be applied after such date, (ii) all insurance policies with respect to the Mortgage
Loans and (iii) all proceeds of the foregoing.


 




    	 	-5-	 



     


    

 


The Depositor shall
pay the purchase price for the Mortgage Loans by delivering to Five Oaks on the Closing Date immediately available funds in an
amount mutually agreed upon by Five Oaks and the Depositor.


 


On or prior to the
Closing Date, Five Oaks shall deliver or cause to be delivered to the Depositor or, at the Depositor’s direction, to the
Custodian, the Custodial File and the Credit File for each Mortgage Loan in the manner set forth in Section 2 of the Custodial
Agreement.


 


(b)          Limited
Remedies. The Depositor acknowledges and agrees that it shall have no recourse to Five Oaks with respect to any Defective Mortgage
Loan except as provided in Sections 3 and 4 and that the Depositor’s remedies with respect to any other Defective
Mortgage Loans shall be exercised by the Trustee with respect to the Originator of such Defective Mortgage Loan as set forth in
the related AAR Agreement.


 


Section 6. Intention
of Parties. The conveyance of the Mortgage Loans and all other property hereunder by Five Oaks as contemplated hereby is
absolute and is intended by the parties to constitute a sale of the Mortgage Loans and such other property by Five Oaks to the
Depositor. It is, further, not intended that such conveyance be the grant of a security interest to secure a loan or other obligation.
However, in the event that, notwithstanding the intent of the parties, the Mortgage Loans and the other property described in Section
5 are held to be the property of Five Oaks, or if for any other reason this Agreement is held or deemed to create a security
interest in the Mortgage Loans and such other property, then this Agreement shall constitute a security agreement, and the conveyance
provided for in Section 5 shall be deemed to be a grant by Five Oaks to the Depositor of, and Five Oaks hereby grants to
the Depositor, to secure all of Five Oaks’s obligations hereunder, a security interest in all of Five Oaks’s right,
title and interest, whether now owned or hereafter acquired, in and to (i) the Mortgage Loans (excluding the servicing rights with
respect to the Mortgage Loans), including the Mortgage Notes, the Mortgages, and the right to all payments of principal and interest
received on or with respect to the Mortgage Loans after the Cut-off Date (other than Scheduled Payments due on or before such date),
and all such payments due after such date but received on or prior to such date and intended by the related Mortgagors to be applied
after such date, (ii) all of Five Oaks’s right, title and interest, if any, in and to all amounts from time to time credited
to and the proceeds of any Custodial Accounts or any Escrow Account established with respect to the Mortgage Loans, (iii) all of
Five Oaks’s right, title and interest, if any, in REO Property and the proceeds thereof, (iv) all of Five Oaks’s rights
under any Insurance Policies related to the Mortgage Loans, (v) Five Oaks’s security interest in any collateral pledged to
secure the Mortgage Loans, including the Mortgaged Properties and (vi) all proceeds of the conversion, voluntary or involuntary,
of any of the foregoing into cash or other liquid assets, including, without limitation, all Insurance Proceeds, Liquidation Proceeds
and condemnation awards.


 


Five Oaks and the Depositor
shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were
deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest
of first priority under applicable law and will be maintained as such throughout the term of this Agreement. Five Oaks shall arrange
for filing any Uniform Commercial Code financing statements and continuation statements in connection with such security interest.


 




    	 	-6-	 



     


    

 


Section 7. Termination.


 


Notwithstanding any
termination of this Agreement or the completion of all sales contemplated hereby, the representations, warranties and agreements
in Sections 1, 2 and 3 hereof shall survive and remain in full force and effect.


 


Section 8. Miscellaneous.


 


(a)          Amendments,
Etc. No rescission, modification, amendment, supplement or change of this Agreement shall be valid or effective unless in writing
and signed by all of the parties to this Agreement. No amendment of this Agreement may modify or waive the representations, warranties
and agreements set forth in Sections 1, 2 and 3 hereof.


 


(b)          Binding
Upon Successors, Etc. This Agreement shall bind and inure to the benefit of and be enforceable by Five Oaks and the Depositor,
and the respective successors and assigns thereof. The parties hereto acknowledge that the Depositor is acquiring the Mortgage
Loans for the purpose of selling, transferring, assigning, setting over and otherwise conveying them to the Trustee, pursuant to
the Pooling and Servicing Agreement. Five Oaks acknowledges and consents to the assignment to the Trustee by the Depositor of all
of the Depositor’s rights against Five Oaks hereunder in respect of the Mortgage Loans sold to the Depositor and that the
enforcement or exercise of any right or remedy against Five Oaks hereunder by the Trustee or to the extent permitted under Article
II of the Pooling and Servicing Agreement shall have the same force and effect as if enforced and exercised by the Depositor
directly.


 


(c)          Counterparts.
This Agreement may be executed in two or more counterparts, each of which shall be deemed an original but all of which together
shall constitute one and the same instrument.


 


(d)          Governing
Law. This Agreement and all questions relating to its validity, interpretation, performance and enforcement shall be governed
by and construed, interpreted and enforced in accordance with the laws of the State of New York notwithstanding any law, rule,
regulation, or other conflict-of-law provisions to the contrary.


 


(e)          Headings.
The headings of the several parts of this Agreement are inserted for convenience of reference and are not intended to be a part
of or affect the meaning or interpretation of this Agreement.


 


(f)          Definitions.
Capitalized terms not otherwise defined herein have the meanings ascribed to such terms in the Pooling and Servicing Agreement
as in effect on the date of execution hereof.


 


(g)          Nonpetition
Covenant. Until one year plus one day shall have elapsed since the termination of the Pooling and Servicing Agreement in accordance
with its terms, Five Oaks shall not petition or otherwise invoke the process of any court or government authority for the purpose
of commencing or sustaining a case against the Depositor under any federal or state bankruptcy, insolvency or similar law or appointing
a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Depositor or any substantial
part of its property, or ordering the winding up or liquidation of the affairs of the Depositor.


 


[remainder of page intentionally left
blank]


 




    	 	-7-	 



     


    

 


IN WITNESS WHEREOF,
each party has caused this Mortgage Loan Purchase and Sale Agreement to be executed by its duly authorized officer or officers
as of the day and year first above written.


  


	 	FIVE OAKS ACQUISITION CORP.
	 	 	 
	 	By:	/s/ Darren Comisso
	 	Name: Darren Comisso
	 	Title: Chief Financial Officer, Secretary and Treasurer
	 	 
	 	OAKS FUNDING LLC
	 	 
	 	By:	/s/ Darren Comisso
	 	Name: Darren Comisso
	 	Title: President


 




    	 	 	 



     


    

 


SCHEDULE A


MORTGAGE LOAN SCHEDULE 


 


CENLAR


 


	Servicer ID	 	Originator Loan ID
	49969165	 	257275
	49969249	 	498791
	49969371	 	509024
	49969413	 	513560
	49969447	 	492666
	49969553	 	517482
	49969579	 	522133
	49969603	 	50557696
	49969637	 	60723158
	49969652	 	61706260
	49969710	 	50547951
	49969736	 	19705242
	49969769	 	60722353
	49969801	 	60722157
	49969835	 	50560298
	49969884	 	14711357
	49969900	 	CH140930259
	58343997	 	6000772209
	58344045	 	6000779733
	58344136	 	6000798691
	58379215	 	6000719614
	58379389	 	6000795895
	64032451	 	7230045986
	64032469	 	72300047826
	66358839	 	510056
	66358847	 	522257
	66358862	 	509942
	66358904	 	500671
	66358946	 	514676
	66359019	 	60723300
	66359050	 	205495
	66359092	 	505806
	66359522	 	3000015523
	66359597	 	30001702
	66359639	 	528572
	66359647	 	500938


 




    	 	Schedule A-1	 



     


    

 


	66359696	 	50553173
	66359720	 	1194199
	66359860	 	14711661
	66360017	 	50557279
	66360082	 	50561781
	66360207	 	50568683
	66360553	 	533770
	66360694	 	89233456
	66360959	 	89678387
	66361064	 	88722624
	66361213	 	51500298
	66361239	 	3000013213
	66361247	 	30004874
	66361254	 	50575757
	66361262	 	50569270
	66361296	 	19706632
	66361304	 	642010
	66361320	 	300003978
	66361338	 	53500644
	66361353	 	557752
	66361361	 	521703
	66361387	 	547136
	66361395	 	88929468
	66361411	 	210425
	66361437	 	700006304
	66361445	 	553034
	66361452	 	209454
	66361460	 	554536
	66361478	 	2915010284
	66361486	 	89517973
	66361494	 	F021411M3134
	66361510	 	550551
	66361536	 	565422
	66361551	 	89630594
	66361577	 	89741748
	66361601	 	16715399
	66361619	 	50580798
	66361635	 	3000044853
	66361650	 	543492
	66361676	 	88970958
	66361684	 	90391756
	66361700	 	89947352
	66361718	 	89781652


 




    	 	Schedule A-2	 



     


    

 


	66361726	 	50567681
	66361742	 	209692
	66361759	 	208989
	66361775	 	212465
	66361783	 	3000057871
	66361791	 	2991502025
	66361809	 	600006372
	66361817	 	700006370
	66361825	 	571077
	66361833	 	574037
	66361858	 	549770
	66361866	 	213959
	66361874	 	2411004713
	66361890	 	558016
	66361908	 	569746
	66361916	 	89879126
	66361940	 	600006611
	66361957	 	90666207
	66361965	 	90130790
	66361973	 	569801
	66361999	 	60726717
	66362005	 	2252153038
	66362021	 	213676
	66362054	 	6301104239
	66362062	 	214260
	66362088	 	16717200
	66362104	 	214935
	66362112	 	214696
	66362120	 	16715761
	66362138	 	51500679
	66362179	 	214977
	66362187	 	6301103232
	66362195	 	16713476
	66362211	 	61708713
	66362229	 	90908005
	66362302	 	90742313
	66362310	 	53500795
	66362328	 	90899592
	66362377	 	201015000000
	71162630	 	636999
	71162648	 	638678
	71162655	 	640595
	71162697	 	645203


 




    	 	Schedule A-3	 



     


    

 


	71162705	 	645427
	71162713	 	645856
	71162721	 	646614
	71162739	 	646824
	71162770	 	650294
	71162788	 	650747
	71162796	 	651199
	71162846	 	653980
	71162903	 	655878
	71162911	 	656030
	71162937	 	657568
	71162945	 	657783
	71162952	 	658090
	71162960	 	658504
	71162994	 	658916
	71163018	 	659004
	71163026	 	659131
	71163034	 	659273
	71163042	 	659395
	71163067	 	659832
	71163083	 	660077
	71163109	 	660219
	71163117	 	660309
	71163125	 	660466
	71163133	 	660500
	71163158	 	660533
	71163166	 	660569
	71163174	 	660705
	71163182	 	660751
	71163190	 	660854
	71163208	 	660975
	71163224	 	661073
	71163240	 	661272
	71163257	 	661566
	71163273	 	661681
	71163281	 	661795
	71163299	 	662825
	71163307	 	663759
	71163315	 	663833
	71163331	 	664512


 




    	 	Schedule A-4	 



     


    

 


PHH


 


	Servicer ID	 	Originator Loan ID
	7111960667	 	30001241
	7111961038	 	3000007108
	7111961087	 	487210
	7111961350	 	3000006233
	7111961426	 	1205095
	7111961517	 	19704529
	7111961533	 	50551494
	7111962192	 	201168
	7111962366	 	10704335
	7111962747	 	1211908
	7112070078	 	500732
	7112070144	 	60722426
	7112072058	 	2163075
	7112072116	 	61705875
	7112072132	 	19704769
	7112072264	 	203255
	7112072272	 	60721135
	7112072405	 	61706262
	7112072512	 	50553034
	7112072652	 	19704540
	7112072660	 	60723180
	7112072694	 	50553503
	7112072710	 	89051148
	7112072967	 	1823031037
	7112073163	 	1823040410
	7112073205	 	1823040862
	7112073254	 	1823041011
	7112073338	 	1823041441
	7112073494	 	1823050064
	7112074047	 	6000772886
	7112074195	 	6000768462
	7112074294	 	6000717410
	7111962333	 	2145085


 




    	 	Schedule A-5	 



     


    

 


SHELLPOINT


 


	Servicer ID	 	Originator Loan ID
	555855973	 	644820
	555851357	 	800625
	555851362	 	801646
	555854132	 	370029932_Jf30
	555854903	 	1450625684
	555854904	 	1450626294
	555854912	 	1450684905
	555854925	 	140054085
	555854932	 	150054528
	555854933	 	140054578
	555856093	 	80031720
	555857335	 	1434202980
	555857338	 	1433873211
	555857351	 	1434203806
	555857358	 	1433872734
	555857360	 	1434203178
	555857364	 	451043963
	555857379	 	637073
	555861771	 	4134616270
	555861772	 	Sv150002659
	555861773	 	Wh150004152
	555861774	 	4216870
	555861775	 	4230610
	555861776	 	4248583
	555861777	 	4260652
	555861778	 	8252771
	555861779	 	Wh150004197
	555861780	 	140054073
	555861781	 	140054150
	555861782	 	140054188
	555861783	 	150054189
	555861784	 	150054699
	555861785	 	150054725
	555861786	 	150054863
	555861787	 	150054882
	555862720	 	451041911
	555862721	 	451046272
	555862722	 	7340107191
	555862723	 	140054176
	555862725	 	150054125


 




    	 	Schedule A-6	 



     


    

 


	555862726	 	150054786
	555862727	 	1197197
	555862728	 	1203783
	555862729	 	1217311
	555862730	 	1230551
	555862731	 	1232542
	555862732	 	140811000000
	555862733	 	140811000000
	555862734	 	140911000000
	555863164	 	451054411
	555863165	 	131502098
	555863166	 	140911000000
	555863167	 	141011000000
	555863168	 	1434616791
	555863169	 	11412046577
	567246217	 	D150117523
	567248989	 	6001156
	567248990	 	6002189
	567248991	 	D141117004
	567248992	 	430358869
	568475974	 	900003209
	568475975	 	3515058909
	568480411	 	1420455
	568480412	 	Pfn150186
	568481637	 	45039799
	568481638	 	765012175
	568481639	 	1102000082
	568481640	 	1600140000000
	568481641	 	8060029256
	568481642	 	8060093237
	568481643	 	8060113852
	568481644	 	8060114694
	568481645	 	8060114744
	568481646	 	8060115634
	568481647	 	8060166124
	568481648	 	12101500000000
	568481649	 	Sv150003062
	568481650	 	1600002726
	568481651	 	1601000816
	568481652	 	8060139899
	568481653	 	8060110106


 




    	 	Schedule A-7	 



     


    

 


SPS


 


	Servicer ID	 	Originator Loan ID
	15604903	 	3335070
	17307265	 	9851000675
	17521527	 	C150255519
	17585738	 	201506777
	17612409	 	72100000164
	17618463	 	2337150252
	17618984	 	201442576
	17619164	 	W150457404
	17619172	 	201502592
	17622051	 	1000019458
	17624875	 	589307
	17751405	 	W150560164
	17772567	 	2263150350
	17778028	 	582349
	17778390	 	PTL1503x764540
	17778408	 	1321150000000
	17778424	 	1400093769
	17778457	 	12000001415
	17778515	 	9851001391
	17778556	 	3358282
	17778572	 	3355648
	17778747	 	1400154678
	17778887	 	4100005983
	17778895	 	3111005146
	17779141	 	6450105134
	17779158	 	6152200032
	17787094	 	2314013658
	17787102	 	52200000993
	17787185	 	1900150407139
	17787193	 	W150661784
	17789520	 	PC1503127408
	17789587	 	5404120001
	17795725	 	6451301315
	17812942	 	201513282
	17813031	 	65600000034
	17813072	 	1756470004
	17813098	 	1833740353
	17813122	 	2448947495
	17813155	 	2809925457
	17813163	 	7814525197


 




    	 	Schedule A-8	 



     


    

 


	17813171	 	7975825118
	17813197	 	8204543079
	17813254	 	2867107116
	17813262	 	3648736809
	17813288	 	3948219832
	17813320	 	4604107674
	17813361	 	8239431773
	17813403	 	3332257267
	17813411	 	3338559063
	17813429	 	3338637186
	17813445	 	3339521726
	17813460	 	3340916820
	17813478	 	3341122589
	17813486	 	3341263236
	17813494	 	3341591060
	17813502	 	3341608638
	17813510	 	3342675271
	17813528	 	3342729912
	17813544	 	3342830067
	17813551	 	3342895978
	17813569	 	3343025008
	17813585	 	3343044823
	17813593	 	3343162834
	17813619	 	3343245119
	17813627	 	3343255188
	17813643	 	3343380857
	17813718	 	3342427421
	17813734	 	3342468854
	17813742	 	3342479463


 




    	 	Schedule A-9