<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998
<PERIOD-START>                             JAN-01-1999             JAN-01-1998
<PERIOD-END>                               MAR-31-1999             MAR-31-1998
<CASH>                                           3,457                   3,085
<INT-BEARING-DEPOSITS>                           3,518                   3,822
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                          0                       0
<INVESTMENTS-CARRYING>                          28,642                  30,868
<INVESTMENTS-MARKET>                            28,547                  31,091
<LOANS>                                        132,756                 128,561
<ALLOWANCE>                                      1,406                   1,332
<TOTAL-ASSETS>                                 174,672                 172,936
<DEPOSITS>                                     142,252                 140,417
<SHORT-TERM>                                     5,000                   5,000
<LIABILITIES-OTHER>                              4,138                   4,362
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                       0
<OTHER-SE>                                      23,282                  23,157
<TOTAL-LIABILITIES-AND-EQUITY>                 174,672                 172,936
<INTEREST-LOAN>                                  2,618                   2,409
<INTEREST-INVEST>                                  515                     690
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                                 3,133                   3,099
<INTEREST-DEPOSIT>                               1,570                   1,669
<INTEREST-EXPENSE>                               1,638                   1,761
<INTEREST-INCOME-NET>                            1,495                   1,338
<LOAN-LOSSES>                                       90                     100
<SECURITIES-GAINS>                                 101                      10
<EXPENSE-OTHER>                                  1,220                     821
<INCOME-PRETAX>                                    443                     536
<INCOME-PRE-EXTRAORDINARY>                         335                     350
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       335                     350
<EPS-BASIC>                                        0                       0
<EPS-DILUTED>                                        0                       0
<YIELD-ACTUAL>                                    0.91                    0.84
<LOANS-NON>                                          0                       0
<LOANS-PAST>                                       384                     275
<LOANS-TROUBLED>                                    91                       0
<LOANS-PROBLEM>                                  1,165                       0
<ALLOWANCE-OPEN>                                 1,331                     781
<CHARGE-OFFS>                                       15                       0
<RECOVERIES>                                         0                       0
<ALLOWANCE-CLOSE>                                1,406                     881
<ALLOWANCE-DOMESTIC>                             1,406                     881
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0


</TABLE>