<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9

<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000             DEC-31-1999
<PERIOD-END>                               JUN-30-2000             JUN-30-1999
<CASH>                                           3,650                   3,297
<INT-BEARING-DEPOSITS>                           5,926                   3,286
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                     49,947                  63,749
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                        163,822                 153,693
<ALLOWANCE>                                      1,846                   1,839
<TOTAL-ASSETS>                                 235,573                 230,741
<DEPOSITS>                                           0                       0
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                                  0                       0
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        25,821                  27,335
<OTHER-SE>                                      20,328                  19,933
<TOTAL-LIABILITIES-AND-EQUITY>                 235,573                 230,741
<INTEREST-LOAN>                                  6,439                   5,298
<INTEREST-INVEST>                                2,141                   1,042
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                                 8,580                   6,340
<INTEREST-DEPOSIT>                               3,539                   3,072
<INTEREST-EXPENSE>                               4,567                   3,203
<INTEREST-INCOME-NET>                            4,013                   1,495
<LOAN-LOSSES>                                      200                     180
<SECURITIES-GAINS>                                (23)                     136
<EXPENSE-OTHER>                                  3,021                   3,928
<INCOME-PRETAX>                                  1,175                   (523)
<INCOME-PRE-EXTRAORDINARY>                       1,175                   (523)
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                       801                   (379)
<EPS-BASIC>                                      0.470                 (0.160)
<EPS-DILUTED>                                    0.470                 (0.160)
<YIELD-ACTUAL>                                    3.86                    3.79
<LOANS-NON>                                          0                       0
<LOANS-PAST>                                       822                   1,301
<LOANS-TROUBLED>                                   658                       7
<LOANS-PROBLEM>                                      0                   1,165
<ALLOWANCE-OPEN>                                 1,839                   1,331
<CHARGE-OFFS>                                      218                      15
<RECOVERIES>                                        25                       0
<ALLOWANCE-CLOSE>                                1,846                   1,496
<ALLOWANCE-DOMESTIC>                             1,846                   1,496
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0


</TABLE>