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16-2893-cv 

Shetiwy v. Midland Credit Mgmt. 

UNITED STATES COURT OF APPEALS 

FOR THE SECOND CIRCUIT 

SUMMARY ORDER 

Rulings by summary order do not have precedential effect. Citation to a summary order filed 

on or after January 1, 2007, is permitted and is governed by Federal Rule of Appellate 

Procedure 32.1 and this Court’s Local Rule 32.1.1. When citing a summary order in a 

document filed with this Court, a party must cite either the Federal Appendix or an 

electronic database (with the notation “summary order”). A party citing a summary order 

must serve a copy of it on any party not represented by counsel. 

At a stated term of the United States Court of Appeals for the Second Circuit, held at 

the Thurgood Marshall United States Courthouse, 40 Foley Square, in the City of New York, 

on the 15th day of December, two thousand seventeen. 

PRESENT: JOSÉ A. CABRANES, 

DEBRA A. LIVINGSTON, 

SUSAN L. CARNEY, 

Circuit Judges. 

 

AMAL SHETIWY, and other similarly situated, LOUIS C.

YEOSTROS, and other similarly situated, JOHN 

MURPHY, and other similarly situated, PLAMEN 

PANKOFT, and other similarly situated, PATRICIA R.

DIFFLEY, SPIROS ARGYROS, JOHANNA ARBELAEZ,

NICHOLAS DOUDALIS, NICOLE GAGNON, and other 

similarly situated, SAFET KOLJENOVIC, MAGDI 

ABDALLA, AHMED HASSAN, EKATEREINE SKOTEDIS,

and other similarly situated, VIELKA VARGAS, and 

other similarly situated, ROSE VILLANEUVA, and other 

similarly situated, 

Plaintiffs-Appellants, 16-2893-cv 

v. 
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MIDLAND CREDIT MANAGEMENT, AKA MIDLAND 

FUNDING LLC, CAVALRY PORTFOLIO SERVICES LLC,

DEBTONE, LLC, CACH, LLC, LVNV FUNDING,

LLC, ASSET ACCEPTANCE LLC, FIA CARD SERVICES,

N.A., CHASE BANK USA N.A., AMERICAN EXPRESS 

COMPANY, BANK OF AMERICA, N.A., CAPITAL ONE 

FINANCIAL ADVISORS LLC, ARS NATIONAL 

SERVICES INC., CITIGROUP INC., CITIBANK, N.A., GE

CAPITAL CONSUMER LENDING, INC., EQUABLE 

ASSENT FINANCIAL, LLC, CAPITAL ONE FINANCIAL 

CORPORATION, CAVALRY SPV I, LLC, PORTFOLIO 

RECOVERY ASSOCIATES, LLC, AKA PORTFOLIO 

RECOVERY, 

Defendants-Appellees, 

NCO FINANCIAL SYSTEMS, INCORPORATED, CAPITAL 

MANAGEMENT SERVICES, 

Defendants.

*

 

FOR PLAINTIFFS-APPELLANTS: Phillip Jaffe, New York, NY. 

FOR DEFENDANTS-APPELLEES Midland 

Credit Management, AKA Midland Funding, LLC 

and Asset Acceptance LLC: Casey D. Laffey and Nana Japaridze, Reed 

Smith LLP, New York, NY. 

FOR DEFENDANTS-APPELLEES Cavalry 

Portfolio Services LLC, Equable Assent 

Financial, LLC, and Cavalry SPV I, LLC: Donald S. Maurice, Jr., Maurice & 

Wutscher, LLP, Flemington, NJ. 

 

*

 The Clerk of the Court is hereby directed to amend the caption as shown above. 
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FOR DEFENDANT-APPELLEE DebtOne, 

LLC: William Raley Alford, III, Stanley, Reuter, 

Ross, Thornton & Alford, L.L.C., New 

Orleans, LA. 

FOR DEFENDANT-APPELLEE CACH, LLC: Manuel H. Newburger, Barron & 

Newburger, P.C., Austin, TX, and 

Jonathan J. Greystone, Spector Gadon & 

Rosen, P.C., Philadelphia, PA. 

FOR DEFENDANT-APPELLEE LVNV 

Funding, LLC: Concepcion A. Montoya and Kyle M. 

Medley, Hinshaw & Culbertson LLP, 

New York, NY. 

FOR DEFENDANTS-APPELLEES FIA Card 

Services, N.A. and Bank of America, N.A.: S. Elaine McChesney and Peter C. Neger, 

Morgan Lewis & Bockius LLP, New 

York, NY. 

FOR DEFENDANT-APPELLEE Chase Bank 

USA N.A.: Andrew A. Ruffino, Covington & Burling 

LLP, New York, NY, and Robert D. Wick 

and Henry B. Liu, Covington & Burling 

LLP, Washington, DC. 

FOR DEFENDANT-APPELLEE American 

Express Company: Carmine D. Boccuzzi, Jr., Cleary Gottlieb 

Steen & Hamilton LLP, New York, NY. 

FOR DEFENDANT-APPELLEES Capital One 

Financial Advisors, LLC and Capital One 

Financial Corporation: David John Fioccola and Jessica 

Kaufman, Morrison & Foerster LLP, New 

York, NY. 

FOR DEFENDANT-APPELLEE ARS National 

Services Inc.: Richard J. Perr, Fineman Krekstein & 

Harris, Philadelphia, PA. 
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FOR DEFENDANT-APPELLEES CitiGroup Inc. 

and Citibank, N.A.: Stephen C. Robinson, Skadden, Arps, 

Slate, Meagher & Flom LLP, New York, 

NY. 

FOR DEFENDANT-APPELLEE GE Capital 

Consumer Lending, Inc.: Michael D. Hynes, DLA Piper LLP, New 

York, NY. 

FOR DEFENDANT-APPELLEE Portfolio 

Recovery Associates, LLC, AKA Portfolio 

Recovery: Oren D. Langer, Robins, Kaplan L.L.P., 

New York, NY.

Appeal from a July 25, 2016 order of the United States District Court for the Southern 

District of New York (Richard J. Sullivan, Judge). 

UPON DUE CONSIDERATION WHEREOF, IT IS HEREBY ORDERED, 

ADJUDGED, AND DECREED that the order be and hereby is AFFIRMED. 

Plaintiff-Appellants (“Plaintiffs”) appeal the District Court’s order of dismissal with 

prejudice pursuant to Federal Rules of Civil Procedure 16(f) and 41(b). 

In this case, Plaintiffs make no arguments concerning the District Court’s final order in their 

principal brief. An appellant is deemed to have waived arguable claims on an issue that is not argued 

in his or her principal brief. See, e.g., Gross v. Rell, 585 F.3d 72, 95 (2d Cir. 2009). Accordingly, the 

District Court’s order of July 25, 2016 is affirmed. 

CONCLUSION 

We AFFIRM the District Court’s order of July 25, 2016. 

 FOR THE COURT: 

 Catherine O’Hagan Wolfe, Clerk