<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains amended summary financial information extracted from SEC
Form 10-QSB for the periods ended March 31, 1997, June 30, 1997 and September
30, 1997.  These are qualified in their entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER> 1000

<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997             DEC-31-1997
<PERIOD-START>                             JAN-01-1997             JAN-01-1997             JAN-01-1997
<PERIOD-END>                               MAR-31-1997             JUN-30-1997             SEP-30-1997
<CASH>                                           4,272                   4,715                   4,934
<INT-BEARING-DEPOSITS>                          21,413                  12,439                  11,101
<FED-FUNDS-SOLD>                                     0                       0                       0
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                          0                     999                   1,001
<INVESTMENTS-CARRYING>                           6,296                   6,297                   3,299
<INVESTMENTS-MARKET>                             6,272                   6,303                   3,303
<LOANS>                                         97,181                 100,777                 110,194
<ALLOWANCE>                                        408                     446                     468
<TOTAL-ASSETS>                                 137,898                 136,977                 139,568
<DEPOSITS>                                     107,364                 106,367                 109,578
<SHORT-TERM>                                         0                       0                       0
<LIABILITIES-OTHER>                              1,362                   1,247                   1,483
<LONG-TERM>                                          0                       0                       0
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                            21                      21                      21
<OTHER-SE>                                      29,151                  29,342                  28,486
<TOTAL-LIABILITIES-AND-EQUITY>                 137,898                 136,977                 139,568
<INTEREST-LOAN>                                  2,062                   4,155                   6,416
<INTEREST-INVEST>                                   85                     204                     314
<INTEREST-OTHER>                                   288                     566                     777
<INTEREST-TOTAL>                                 2,435                   4,925                   7,507
<INTEREST-DEPOSIT>                               1,052                   2,174                   3,329
<INTEREST-EXPENSE>                               1,060                   2,190                   3,353
<INTEREST-INCOME-NET>                            1,375                   2,735                   4,154
<LOAN-LOSSES>                                       39                      78                     117
<SECURITIES-GAINS>                                   0                       0                       0
<EXPENSE-OTHER>                                  1,165                   2,335                   3,509
<INCOME-PRETAX>                                    329                     662                   1,045
<INCOME-PRE-EXTRAORDINARY>                         329                     662                   1,045
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                       191                     384                     612
<EPS-PRIMARY>                                     0.12                    0.24                    0.38
<EPS-DILUTED>                                     0.11                    0.23                    0.36
<YIELD-ACTUAL>                                    .045                    .044                    .044
<LOANS-NON>                                         20                      20                      20
<LOANS-PAST>                                       197                     297                     349
<LOANS-TROUBLED>                                     0                       0                       0
<LOANS-PROBLEM>                                  1,803                   1,753                   1,485
<ALLOWANCE-OPEN>                                   374                     374                     374
<CHARGE-OFFS>                                        5                       6                      26
<RECOVERIES>                                         0                       1                       3
<ALLOWANCE-CLOSE>                                  408                     446                     468
<ALLOWANCE-DOMESTIC>                               408                     446                     468
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0


</TABLE>