UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15 (d) of the
                         Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported):


                                  July 26, 2007


                             CENTRAL JERSEY BANCORP
--------------------------------------------------------------------------------
               (Exact name of registrant as specified in charter)


          New Jersey                       0-49925               22-3757709
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(State or other jurisdiction of          (Commission            (IRS Employer
        incorporation)                  File Number)         Identification No.)


627 Second Avenue, Long Branch, New Jersey                          07740
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(Address of principal executive offices)                          (Zip Code)


       Registrant's telephone number, including area code: (732) 571-1300


     ----------------------------------------------------------------------
          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[_]   Written communications pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

[_]   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

[_]   Pre-commencement communications pursuant to Rule 14d-2 (b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[_]   Pre-commencement communications pursuant to Rule 13e-4 (c) under the
      Exchange Act (17 CFR 240.13e-4 (c))

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Section 2 - Financial Information

Item 2.02.  Results of Operations and Financial Condition.
---------   ---------------------------------------------

         On July 26, 2007, Central Jersey Bancorp ("Bancorp") issued a press
release announcing its consolidated financial results for the three months ended
June 30, 2007 and certain strategic initiatives which were implemented during
the second quarter. A copy of the press release is furnished as Exhibit 99.1 to
this current report on Form 8-K.

         The information contained under Item 2.02 of this current report on
Form 8-K, including the portions of Exhibit 99.1 attached hereto which relate to
Bancorp's consolidated financial results, is being furnished in accordance with
this Item 2.02, but shall not be deemed "filed" for purposes of Section 18 of
the Securities Exchange Act of 1934, as amended, or otherwise subject to the
liabilities of Section 18. Furthermore, the information contained under Item
2.02 of this current report on Form 8-K shall not be deemed to be incorporated
by reference into any document filed under the Securities Act of 1933, as
amended, or the Securities Exchange Act of 1934, as amended, except as shall be
expressly set forth by specific reference in such filing.

Forward-Looking Statements
--------------------------

         Statements contained in this current report on Form 8-K that are not
historical fact are forward-looking statements, as that term is defined in the
Private Securities Litigation Reform Act of 1995. Such statements may be
characterized as management's intentions, hopes, beliefs, expectations or
predictions of the future. It is important to note that such forward-looking
statements are subject to risks and uncertainties that could cause actual
results to differ materially from those projected in such forward-looking
statements. Factors that could cause future results to vary materially from
current expectations include, but are not limited to, changes in interest rates,
economic conditions, deposit and loan growth, real estate values, loan loss
provisions, competition, customer retention, changes in accounting principles,
policies or guidelines and legislative and regulatory changes.

Section 9 - Financial Statements and Exhibits

Item 9.01.  Financial Statements and Exhibits.
---------   ---------------------------------

            (d) Exhibits:

            Exhibit
            Number      Description
            ------      -----------

            99.1        Press Release Re: Central Jersey Bancorp Announces an
                        8.9% Increase in Net Income for the 2nd Quarter of 2007
                        and the Implementation of Certain Strategic Initiatives.


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                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, the registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.


                                                CENTRAL JERSEY BANCORP
                                       -----------------------------------------
                                                     (Registrant)



                                       By:  /s/ James S. Vaccaro
                                           -------------------------------------
                                           James S. Vaccaro
                                           President and Chief Executive Officer


Date:  July 30, 2007




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                                  EXHIBIT INDEX


Exhibit
Number                              Description
------                              -----------

99.1                    Press Release Re: Central Jersey Bancorp Announces an
                        8.9% Increase in Net Income for the 2nd Quarter of 2007
                        and the Implementation of Certain Strategic Initiatives.