Exhibit 10.6

                       AMENDMENT NO. 6 TO LOAN AGREEMENT

     This  Amendment  No. 6 (the  "Amendment")  dated as of January  13, 2004 is
between Bank of America,  N.A.  (the "Bank") and  SureWest  Communications  (the
"Borrower"), formerly known as Roseville Communications Company.

                                    RECITALS

     A. The Bank and the Borrower entered into a certain Business Loan Agreement
dated  as of  March  15,  2000  (together  with  any  previous  amendments,  the
"Agreement'").

     B. The Bank and the Borrower desire to amend the Agreement.

                                    AGREEMENT

     1.  Definitions.  Capitalized  terms used but not defined in this Amendment
shall have the meaning given to them in the Agreement.

     2. Amendments. The Agreement is hereby amended as follows:

          (a)  Paragraph  number  1.7(a)(i)  is  hereby  amended  to read in its
               entirety as follows:

          (i)  standby  letters of credit with a maximum  maturity not to extend
               365 days  beyond the  Expiration  Date.  The  standby  letters of
               credit may include a provision  providing  that the maturity date
               will be  automatically  extended each year for an additional year
               unless the Bank gives written  notice to the contrary;  provided,
               however, that each letter of credit must include a final maturity
               date which will not be subject to automatic extension.

     3. Representations and Warranties.  When the Borrower signs this Amendment,
the Borrower  represents  and  warrants to the Bank that:  (a) there is no event
which is, or with notice or lapse of time or both would be, a default  under the
Agreement  except those events,  if any, that have been  disclosed in writing to
the  Bank  or  waived  in  writing  by the  Bank,  (b) the  representations  and
warranties in the Agreement are true as of the date of this Amendment as if made
on the date of this  Amendment,  (c) this  Amendment  does not conflict with any
law,  agreement,  or  obligation  by which the  Borrower is bound,  and (d) this
Amendment is within the Borrower's  powers,  has been duly authorized,  and does
not conflict with any of the Borrower's organizational papers.

     4. Effect of Amendment.  Except as provided in this  Amendment,  all of the
terms and conditions of the Agreement shall remain in full force and effect.

     5.  Counterparts.  This Amendment may be executed in counterparts,  each of
which when so executed  shall be deemed an original,  but all such  counterparts
together shall constitute but one and the same instrument.

     6. FINAL AGREEMENT.  THIS WRITTEN AMENDMENT  REPRESENTS THE FINAL AGREEMENT
BETWEEN AND AMONG THE PARTIES HERETO AND MAY NOT BE  CONTRADICTED BY EVIDENCE OF
PRIOR,  CONTEMPORANEOUS,  OR  SUBSEQUENT  ORAL  AGREEMENTS  BETWEEN OR AMONG THE
PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN OR AMONG THE PARTIES.





               This Amendment is executed as of the date stated at the beginning
of this Amendment.

Borrower:                                   Bank:
SureWest Communications                     Bank of America, N.A.
By_________________________                 By________________________________
Michael D. Campbell, EVP-CFO                Robert L. Munn, Jr.,
                                            Senior Vice President