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| Greater      Community Bancorp                                                                                                             |   |           |    |   |              |   |
|--------------------------------------------------------------------------------------------------------------------------------------------|--------|----------------|---------|--------|-------------------|--------|
| Consolidated      Balance Sheets                                                                                                           |   |           |    |   |              |   |
| (dollars      in thousands, except per share data)                                                                                         |   |           |    |   |              |   |
|                                                                                                                                       |   | March      31, |    |   | December      31, |   |
|                                                                                                                                       |   | 2008           |    |   | 2007              |   |
|                                                                                                                                       |   | (unaudited)    |    |   |              |   |
| ASSETS                                                                                                                                     |   |           |    |   |              |   |
| CASH      AND DUE FROM BANKS - Non interest-bearing                                                                                        |   | $              | 21,750  |   |              | $      | 16,801 |   |
| FEDERAL      FUNDS SOLD                                                                                                                    |   |           | 24,090  |   |              |   | 7,640 |   |
|                  Total      cash and cash equivalents |   |           | 45,840  |   |              |   | 24,441 |   |
| DUE      FROM BANKS - Interest-bearing                                                                                                     |   |           | 4,751   |   |              |   | 4,868 |   |
| INVESTMENT      SECURITIES - Available-for-sale                                                                                            |   |           | 76,702  |   |              |   | 82,283 |   |
| INVESTMENT      SECURITIES - Held-to-maturity (aggregate fair values of                                                                    |   |           |    |   |              |   |   |   |
|         $10,690 and $12,213 at March 31, 2008 and December 31, 2007,      respectively)                                          |   |           | 11,638  |   |              |   | 12,878 |   |
|                  Total      investment securities     |   |           | 88,340  |   |              |   | 95,161 |   |
| LOANS      AND LEASES, net of unearned income                                                                                              |   |           | 809,677 |   |              |   | 802,865 |   |
|   Less:  Allowance      for loan and lease losses                                                                      |   |           | (11,326 | )      |              |   | (11,188 | ) |
|                  Net      loans and leases            |   |           | 798,351 |   |              |   | 791,677 |   |
| PREMISES      AND EQUIPMENT, net                                                                                                           |   |           | 12,464  |   |              |   | 12,505 |   |
| ACCRUED      INTEREST RECEIVABLE                                                                                                           |   |           | 4,303   |   |              |   | 4,318 |   |
| INVESTMENT      IN REAL ESTATE JOINT VENTURE                                                                                               |   |           | 870     |   |              |   | 870 |   |
| BANK-OWNED      LIFE INSURANCE                                                                                                             |   |           | 16,130  |   |              |   | 15,955 |   |
| GOODWILL                                                                                                                                   |   |           | 11,574  |   |              |   | 11,574 |   |
| OTHER      ASSETS                                                                                                                          |   |           | 15,455  |   |              |   | 14,621 |   |
|    TOTAL      ASSETS                                                                                                        |   | $              | 998,078 |   |              | $      | 975,990 |   |
|                                                                                                                                       |   |           |    |   |              |   |   |   |
| LIABILITIES      AND SHAREHOLDERS' EQUITY                                                                                                  |   |           |    |   |              |   |   |   |
| DEPOSITS:                                                                                                                                  |   |           |    |   |              |   |   |   |
| Non      interest-bearing                                                                                                                  |   | $              | 164,315 |   |              | $      | 166,550 |   |
| Interest-bearing      checking                                                                                                             |   |           | 79,702  |   |              |   | 99,319 |   |
| Money      market                                                                                                                          |   |           | 200,282 |   |              |   | 193,884 |   |
| Savings                                                                                                                                    |   |           | 66,725  |   |              |   | 67,433 |   |
| Time      deposits less than $100                                                                                                          |   |           | 155,200 |   |              |   | 150,523 |   |
| Time      deposits $100 and over                                                                                                           |   |           | 84,287  |   |              |   | 71,763 |   |
|                   Total      deposits            |   |           | 750,511 |   |              |   | 749,472 |   |
| SECURITIES      SOLD UNDER AGREEMENTS TO REPURCHASE                                                                                        |   |           | 6,374   |   |              |   | 4,729 |   |
| FHLB      ADVANCES                                                                                                                         |   |           | 132,500 |   |              |   | 112,500 |   |
| SUBORDINATED      DEBENTURES                                                                                                               |   |           | 24,743  |   |              |   | 24,743 |   |
| ACCRUED      INTEREST PAYABLE                                                                                                              |   |           | 4,913   |   |              |   | 4,942 |   |
| OTHER      LIABILITIES                                                                                                                     |   |           | 6,098   |   |              |   | 7,215 |   |
|                 Total      liabilities                     |   |           | 925,139 |   |              |   | 903,601 |   |
| SHAREHOLDERS'      EQUITY:                                                                                                                 |   |           |    |   |              |   |   |   |
| Common      stock, par value $0.50 per share: 20,000,000 shares authorized, 8,721,646      and                                             |   |           |    |   |              |   |   |   |
|        8,709,940      shares outstanding at March 31, 2008 and December 31, 2007,      respectively     |   |           | 4,361   |   |              |   | 4,355 |   |
| Additional      paid-in capital                                                                                                            |   |           | 63,296  |   |              |   | 63,139 |   |
| Retained      earnings                                                                                                                     |   |           | 4,819   |   |              |   | 4,787 |   |
| Accumulated      other comprehensive income                                                                                                |   |           | 463     |   |              |   | 108 |   |
|                 Total      shareholders' equity            |   |           | 72,939  |   |              |   | 72,389 |   |
|    TOTAL      LIABILITIES AND SHAREHOLDERS' EQUITY                                                                          |   | $              | 998,078 |   |              | $      | 975,990 |   |

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| Greater      Community Bancorp                                                                                     |   |                    |   |   |   |   |
|--------------------------------------------------------------------------------------------------------------------|--------|-------------------------|--------|--------|--------|--------|
| Consolidated      Statements of Income                                                                             |   |                    |   |   |   |   |
| (in      thousands, except per share data, unaudited)                                                              |   |                    |   |   |   |   |
|                                                                                                               |   | Three      Months Ended |   |
|                                                                                                               |   | March      31,          |   |
|                                                                                                               |   | 2008                    |   |   | 2007   |   |
| INTEREST      INCOME:                                                                                              |   |                    |   |   |   |   |
|    Loans      and leases                                                                            |   | $                       | 13,585 |   |   | $      | 12,614 |   |
|    Investment      securities                                                                       |   |                    | 1,280  |   |   |   | 1,394 |   |
|    Federal      funds sold and deposits with banks                                                  |   |                    | 163    |   |   |   | 606 |   |
|          Total      interest income                                   |   |                    | 15,028 |   |   |   | 14,614 |   |
|                                                                                                               |   |                    |   |   |   |   |   |   |
| INTEREST      EXPENSE:                                                                                             |   |                    |   |   |   |   |   |   |
|    Deposits                                                                                         |   |                    | 4,862  |   |   |   | 5,050 |   |
|    Short-term      borrowings                                                                       |   |                    | 1,560  |   |   |   | 1,366 |   |
|    Long-term      borrowings                                                                        |   |                    | 422    |   |   |   | 507 |   |
|          Total      interest expense                                  |   |                    | 6,844  |   |   |   | 6,923 |   |
|                                                                                                               |   |                    |   |   |   |   |   |   |
| NET      INTEREST INCOME                                                                                           |   |                    | 8,184  |   |   |   | 7,691 |   |
|                                                                                                               |   |                    |   |   |   |   |   |   |
| PROVISION      FOR LOAN AND LEASE LOSSES                                                                           |   |                    | 328    |   |   |   | 313 |   |
|         Net      interest income after provision for loan and lease losses |   |                    | 7,856  |   |   |   | 7,378 |   |
|                                                                                                               |   |                    |   |   |   |   |   |   |
| NON-INTEREST      INCOME:                                                                                          |   |                    |   |   |   |   |   |   |
|    Service      charges on deposit accounts                                                         |   |                    | 598    |   |   |   | 681 |   |
|    Commissions      and fees                                                                        |   |                    | 334    |   |   |   | 318 |   |
|    Loan      fee income                                                                             |   |                    | 264    |   |   |   | 238 |   |
|    Gain      on sale of investment securities                                                       |   |                    | -      |   |   |   | 141 |   |
|    Loss      on impaired investment securities                                                      |   |                    | (13    | )      |   |   | - |   |
|    Bank-owned      life insurance                                                                   |   |                    | 175    |   |   |   | 136 |   |
|    All      other income                                                                            |   |                    | 85     |   |   |   | 107 |   |
|          Total      non-interest income                               |   |                    | 1,443  |   |   |   | 1,621 |   |
|                                                                                                               |   |                    |   |   |   |   |   |   |
| NON-INTEREST      EXPENSE:                                                                                         |   |                    |   |   |   |   |   |   |
|    Salaries      and employee benefits                                                              |   |                    | 3,879  |   |   |   | 3,746 |   |
|    Occupancy      and equipment                                                                     |   |                    | 985    |   |   |   | 976 |   |
|    Regulatory,      professional and other fees                                                     |   |                    | 749    |   |   |   | 542 |   |
|    Computer      services                                                                           |   |                    | 230    |   |   |   | 253 |   |
|    Office      expenses                                                                             |   |                    | 262    |   |   |   | 248 |   |
|    Interest      on taxes                                                                           |   |                    | 6      |   |   |   | 120 |   |
|         Merger agreement termination fee                                                                 |   |                    | 700    |   |   |   | - |   |
|    Other      operating expenses                                                                    |   |                    | 504    |   |   |   | 598 |   |
|         Total      non-interest expense                                    |   |                    | 7,315  |   |   |   | 6,483 |   |
|                                                                                                               |   |                    |   |   |   |   |   |   |
| INCOME      BEFORE PROVISION FOR INCOME TAXES                                                                      |   |                    | 1,984  |   |   |   | 2,516 |   |
| PROVISION      FOR INCOME TAXES                                                                                    |   |                    | 685    |   |   |   | 788 |   |
|                                                                                                               |   |                    |   |   |   |   |   |   |
| NET      INCOME                                                                                                    |   | $                       | 1,299  |   |   | $      | 1,728 |   |
|                                                                                                               |   |                    |   |   |   |   |   |   |
| Weighted      Average shares outstanding - Basic                                                                   |   |                    | 8,717  |   |   |   | 8,623 |   |
| Weighted      Average shares outstanding - Diluted                                                                 |   |                    | 8,731  |   |   |   | 8,642 |   |
|                                                                                                               |   |                    |   |   |   |   |   |   |
| Earnings      per share - Basic                                                                                    |   | $                       | 0.15   |   |   | $      | 0.20 |   |
| Earnings      per share - Diluted                                                                                  |   | $                       | 0.15   |   |   | $      | 0.20 |   |

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| Greater      Community Bancorp                                                     |   |                    |    |   |              |   |
|------------------------------------------------------------------------------------|--------|-------------------------|---------|--------|-------------------|--------|
|                                                                               |   |                    |    |
|                                                                               |   | Three      Months Ended |    |
|                                                                               |   | March      31,          |    |
| SELECTED      FINANCIAL DATA                                                       |   | 2008                    |    |   | 2007              |   |
| (dollars      in thousands, except per share data, unaudited)                      |   |                    |    |   |              |   |
|                                                                               |   |                    |    |   |              |   |
| Earnings                                                                           |   |                    |    |   |              |   |
|    Net      interest income                                         |   | $                       | 8,184   |   |              | $      | 7,691 |   |
|    Provision      for loan and lease losses                         |   |                    | 328     |   |              |   | 313 |   |
|    Non-interest      income                                         |   |                    | 1,443   |   |              |   | 1,621 |   |
|    Non-interest      expense                                        |   |                    | 7,315   |   |              |   | 6,483 |   |
|    Net      income                                                  |   |                    | 1,299   |   |              |   | 1,728 |   |
| Per      Share Data1                                                               |   |                    |    |   |              |   |   |   |
|    Earnings      per share - basic                                  |   | $                       | 0.15    |   |              | $      | 0.20 |   |
|    Earnings      per share - diluted                                |   |                    | 0.15    |   |              |   | 0.20 |   |
|    Book      value per share                                        |   |                    | 8.36    |   |              |   | 7.93 |   |
|    Cash      dividend declared                                      |   |                    | 0.145   |   |              |   | 0.137 |   |
| Performance      Ratios                                                            |   |                    |    |   |              |   |   |   |
|    Return      on average assets                                    |   |                    | 0.53%   |   |              |   | 0.74% |   |
|    Return      on average equity                                    |   |                    | 7.18%   |   |              |   | 10.37% |   |
|    Net      interest margin (tax equivalent basis)                  |   |                    | 3.60%   |   |              |   | 3.58% |   |
|    Efficiency      ratio                                            |   |                    | 75.98%  |   |              |   | 69.38% |   |
|                                                                               |
|                                                                               |   |                    |    |   |              |   |   |   |
|                                                                               |   | March      31,          |    |   | December      31, |   |
| SELECTED      BALANCE SHEET DATA & RATIOS                                      |   | 2008                    |    |   | 2007              |   |
| (dollars      in thousands)                                                        |   | (unaudited)             |    |   |              |   |   |
|                                                                               |   |                    |    |   |              |   |   |
| Period-end      Balances                                                           |   |                    |    |   |              |   |   |   |
|    Total      assets                                                |   | $                       | 998,078 |   |              | $      | 975,990 |   |
|    Total      loans and leases, net of unearned income              |   |                    | 809,677 |   |              |   | 802,865 |   |
|    Total      deposits                                              |   |                    | 750,511 |   |              |   | 749,472 |   |
|    Total      shareholders' equity                                  |   |                    | 72,939  |   |              |   | 72,389 |   |
| Capital      & Liquidity                                                       |   |                    |    |   |              |   |   |   |
|    Shareholders'      equity/ total assets                          |   |                    | 7.31%   |   |              |   | 7.42% |   |
|    Loans      and leases/ deposits                                  |   |                    | 107.88% |   |              |   | 107.12% |   |
| Asset      Quality                                                                 |   |                    |    |   |              |   |   |   |
|    Net      loan and lease charge-offs/ average loans and leases    |   |                    | 0.02%   |   |              |   | 0.01% |   |
|    Nonperforming      assets/ total assets                          |   |                    | 0.49%   |   |              |   | 0.21% |   |
|    Allowance      for loan and lease losses/ total loans and leases |   |                    | 1.40%   |   |              |   | 1.39% |   |
|                                                                               |   |                    |    |   |              |   |   |   |
| 1      Adjusted retroactively for stock dividends.                                 |   |                    |    |   |              |   |   |   |