| Federal                                              | 000-33405                  | 36-4485429               |
|------------------------------------------------------|----------------------------|--------------------------|
| (State      or Other Jurisdiction)                   | (Commission      File No.) | (I.R.S.      Employer    |
| of      Incorporation)                               |                       | Identification      No.) |
|                                                 |                       |                     |
|                                                 |                       |                     |
| 14757 South Cicero      Avenue, Midlothian, Illinois |                       | 60445                    |
| (Address      of Principal Executive Offices)        |                       | (Zip      Code)          |
|                                                 |                       |                     |

| o | Written      communications pursuant to Rule 425 under the Securities Act (17 CFR      230.425) |
|---|-------------------------------------------------------------------------------------------------|

| o | Soliciting      material pursuant to Rule 14a-12 under the Exchange Act (17 CFR      240.14a-12) |
|---|--------------------------------------------------------------------------------------------------|

| o | Pre-commencement      communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR      240.14d-2(b)) |
|---|------------------------------------------------------------------------------------------------------------------|

| o | Pre-commencement      communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR      240.13e-4(c)) |
|---|------------------------------------------------------------------------------------------------------------------|

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| (a)  | Exhibits. |
|-----------|-----------|

|  | 99.1 |                Announcement      of the results of operations for AJS Bancorp, Inc. for December 31,      2008. |
|--|------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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|                         | AJS      BANCORP, INC.                 |
|------------------------------|----------------------------------------|
|                         |                                   |
|                         |                                   |
| DATE:      February 24, 2009 | By:      /s/ Lyn G.      Rupich        |
|                         | Lyn      G. Rupich                     |
|                         | President/Chief      Operating Officer |

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| Exhibit      No. | Description                                                                                      |
|------------------|--------------------------------------------------------------------------------------------------|
|             |                                                                                             |
| 99.1             | Announcement      of the results of operations for AJS Bancorp, Inc. for December 31,      2008. |
|             |                                                                                             |