Exhibit
      99.1





For
      Immediate Release





For
      additional information contact:


Michael
      W. Shelton, Chief Financial Officer


Phone:   336-369-0900





**FNB
      Financial Services Corporation Reports**


**First
      Quarter 2007 Results**




GREENSBORO,
      N.C.--(BUSINESS WIRE)—April 17,****2007--FNB Financial
      Services Corporation (NASDAQ: FNBF)(“FNB”), parent of FNB Southeast, today
      reported first quarter 2007 net income of $697,000, compared to $2.38 million
      for the same period a year ago. On a per diluted share basis, FNB earned $0.10
      and $0.33 in the quarters ended March 31, 2007 and 2006,
      respectively.




“While
      we
      are dissatisfied with our earnings performance during the first quarter, we
      are
      committed to completing the resolution of our asset quality issues. In February
      we announced the termination of the memorandum of understanding that was entered
      into with our banking regulators during the first quarter of 2006. Although
      our
      systems for identifying risk in the loan portfolio have improved, the level
      of
      problem credits remains high and we are still distracted from quality loan
      growth as we deal with the management of nonperforming loans, credit quality
      downgrades and chargeoffs. Our goal is to improve in these areas prior to the
      merger of equals with LSB Bancshares, Inc., which is expected to occur in the
      third quarter of 2007, so the resulting company will not be burdened with
      significant ongoing credit quality issues,” stated Pressley A. Ridgill,
      President and Chief Executive Officer.




Net
      interest income totaled $7.62 million in the first quarter of 2007, a decrease
      of $2.48 million or 24.6%, compared to $10.10 million in 2006. Noninterest
      income was $1.29 million in the first quarter of 2007, compared to $1.33 million
      in the first quarter of 2006. Noninterest expense for the quarters ended March
      31, 2007 and 2006 was $7.85 million and $7.06 million, respectively, an 11.2%
      increase.




Assets
      at
      March 31, 2007 totaled $997.2 million, a decrease of $22.7 million, or 2.2%,
      over one year earlier.  Outstanding loans declined $67.0 million during the
      past four quarters, from $754.9 million at March 31, 2006 to $687.9 million
      at
      the end of the first quarter 2007, an 8.9% decrease. As a result,









earning
      assets were $919.2 million at March 31, 2007, compared to $965.0 million a
      year
      ago, a $45.8 million decrease.




Net
      credit losses for the first quarter of 2007 amounted to $609,000, or 0.35%
      of
      average outstanding loans on an annualized basis, compared to $1.2 million,
      or
      0.65%, for the same period a year ago.  FNB recorded provisions for
      credit losses of $54,000 and $755,000 for the quarters ended March 31, 2007
      and
      2006, respectively. The quarterend allowance for credit losses to outstanding
      loans was 1.84% for 2007 and 2.47% for 2006. During the first quarter of 2007,
      FNB continued to be negatively impacted by a high level of nonperforming loans,
      downgrades of loans in the portfolio, and chargeoffs.  At March 31,
      2007, nonperforming loans totaled $14.8 million, an increase of $5.5 million,
      compared to $9.3 million at March 31, 2006.




During
      the past year, deposits decreased $35.3 million, or 4.2%, to $801.1 million
      at
      March 31, 2007.  The net yield on earning assets for the first quarter of
      2007 was 3.50%, compared to 4.28% for the year ago quarter. Shareholders’ equity
      was $73.1 million at March 31, 2007, compared to $69.0 million a year
      ago.




FNB
      Financial Services Corporation is a bank holding company with one bank
      subsidiary, FNB Southeast, a North Carolina chartered commercial bank. FNB
      Southeast currently operates 17 banking offices located in North Carolina and
      Virginia. FNB Southeast Mortgage Corporation and FNB Southeast Investment
      Services, Inc. are operating subsidiaries of FNB Southeast.




***Forward
      Looking Statements***





This
      news
      release may contain forward looking statements with respect to the financial
      conditions and results of operations of FNB Financial Services Corporation
      (“FNB”).  These forward-looking statements involve risks and
      uncertainties and are based on the beliefs and assumptions of management of
      FNB
      and on the information available to management at the time that these
      disclosures were prepared. These statements can be identified by the use of
      words like “expect,” “anticipate,” “estimate” and “believe,” variations of these
      words and other similar expressions.  Readers should not place undue
      reliance on forward-looking statements as a number of important factors could
      cause actual results to differ materially from those in the forward-looking
      statements.   Factors that may cause actual results to differ
      materially from those contemplated by such forward looking statements include,
      among others, the following possibilities:  (1) projected results in
      connection with the implementation of our business plan are lower than expected;
      (2) competitive pressure among financial services companies increases
      significantly; (3) costs or difficulties related to the integration of*acquisitions or expenses in general are greater than expected; (4) general
      economic conditions, in the markets in which FNB does business, are less
      favorable than expected; (5) risks inherent in making loans, including repayment
      risks and risks associated with collateral values, are greater than expected;
      (6) changes in the interest rate environment reduce interest margins and affect
      funding sources; (7) changes in market rates and prices may adversely affect
      the
      value of financial products; (8) legislation or regulatory requirements or
      changes thereto adversely affect the businesses in which FNB is engaged; (9)
      regulatory compliance cost increases are greater than expected; and (10)
      decisions to change the business mix of FNB.  For further information
      and other factors which could affect the accuracy of forward looking statements,
      please see FNB’s reports filed with the Securities and Exchange Commission
      (“SEC”) pursuant to the Securities Exchange Act of 1934 which are available at
      the SEC’s website (**www.sec.gov**) or at FNB’s website
      (**www.fnbsoutheast.com**).  Readers are
      cautioned not to place undue reliance on these forward looking statements,
      which
      reflect management’s judgments only as of the date hereof.  FNB
      undertakes no obligation to publicly revise those forward looking statements
      to
      reflect events and circumstances that arise after the date
      hereof.*





**FINANCIAL
                                  SUMMARY**FirstQuarter**2007**
                              
                              
                              2006
                              
                              
                              2007-2006**First**
                              
                              
                              Fourth
                              
                              
                              Third
                              
                              
                              Second
                              
                              
                              First
                              
                              
                              Percent**Quarter**
                              
                              
                              Quarter
                              
                              
                              Quarter
                              
                              
                              Quarter
                              
                              
                              Quarter
                              
                              
                              Variance**Average
                                  Balances***(Dollars
                                  in thousands)*Assets
                              
                              **$**
                              **1,002,969**
                              
                              
                              $
                              1,003,156
                              
                              
                              $
                              1,031,364
                              
                              
                              $
                              1,022,267
                              
                              
                              $
                              1,015,797
                              
                              
                              
                              (1.3
                              )%Loans
                              
                              ****
                              **689,463**
                              
                              
                              
                              714,082
                              
                              
                              
                              736,365
                              
                              
                              
                              759,948
                              
                              
                              
                              760,026
                              
                              
                              
                              (9.3
                              )Investment
                                  securities
                              
                              ****
                              **221,597**
                              
                              
                              
                              218,452
                              
                              
                              
                              212,884
                              
                              
                              
                              209,041
                              
                              
                              
                              204,468
                              
                              
                              
                              8.4Earning
                                  assets
                              
                              ****
                              **920,531**
                              
                              
                              
                              943,324
                              
                              
                              
                              976,797
                              
                              
                              
                              977,031
                              
                              
                              
                              974,586
                              
                              
                              
                              (5.5
                              )Noninterest-bearing
                                  deposits
                              
                              ****
                              **80,555**
                              
                              
                              
                              85,571
                              
                              
                              
                              86,741
                              
                              
                              
                              89,311
                              
                              
                              
                              87,174
                              
                              
                              
                              (7.6
                              )Interest-bearing
                                  deposits
                              
                              ****
                              **719,781**
                              
                              
                              
                              729,513
                              
                              
                              
                              755,221
                              
                              
                              
                              734,631
                              
                              
                              
                              741,104
                              
                              
                              
                              (2.9
                              )Interest-bearing
                                  liabilities
                              
                              ****
                              **830,678**
                              
                              
                              
                              827,387
                              
                              
                              
                              859,476
                              
                              
                              
                              853,536
                              
                              
                              
                              850,713
                              
                              
                              
                              (2.4
                              )Shareholders'
                                  equity
                              
                              ****
                              **71,965**
                              
                              
                              
                              73,092
                              
                              
                              
                              70,573
                              
                              
                              
                              68,897
                              
                              
                              
                              68,203
                              
                              
                              
                              5.5**Period-End
                                  Balances***(Dollars
                                  in thousands)*Assets
                              
                              **$**
                              **997,156**
                              
                              
                              $
                              1,010,773
                              
                              
                              $
                              1,013,671.0
                              
                              
                              $
                              1,027,827
                              
                              
                              $
                              1,019,878
                              
                              
                              
                              (2.2
                              )%Loans
                              
                              ****
                              **687,879**
                              
                              
                              
                              707,146
                              
                              
                              
                              722,494
                              
                              
                              
                              750,725
                              
                              
                              
                              754,921
                              
                              
                              
                              (8.9
                              )Investment
                                  securities
                              
                              ****
                              **228,370**
                              
                              
                              
                              217,127
                              
                              
                              
                              218,641
                              
                              
                              
                              211,871
                              
                              
                              
                              203,824
                              
                              
                              
                              12.0Earning
                                  assets
                              
                              ****
                              **919,232**
                              
                              
                              
                              927,281
                              
                              
                              
                              954,471
                              
                              
                              
                              968,126
                              
                              
                              
                              965,004
                              
                              
                              
                              (4.7
                              )Noninterest-bearing
                                  deposits
                              
                              ****
                              **85,447**
                              
                              
                              
                              87,047
                              
                              
                              
                              89,204
                              
                              
                              
                              90,116
                              
                              
                              
                              89,996
                              
                              
                              
                              (5.1
                              )Interest-bearing
                                  deposits
                              
                              ****
                              **715,691**
                              
                              
                              
                              731,521
                              
                              
                              
                              744,924
                              
                              
                              
                              756,668
                              
                              
                              
                              746,422
                              
                              
                              
                              (4.1
                              )Interest-bearing
                                  liabilities
                              
                              ****
                              **828,011**
                              
                              
                              
                              838,679
                              
                              
                              
                              840,403
                              
                              
                              
                              864,769
                              
                              
                              
                              855,611
                              
                              
                              
                              (3.2
                              )Shareholders'
                                  equity
                              
                              ****
                              **73,051**
                              
                              
                              
                              72,693
                              
                              
                              
                              73,153
                              
                              
                              
                              69,363
                              
                              
                              
                              68,986
                              
                              
                              
                              5.9**Asset
                                  Quality Data***(Dollars
                                  in thousands)*Nonperforming
                                  loans
                              
                              **$**
                              **14,835**
                              
                              
                              $
                              13,521
                              
                              
                              $
                              15,287
                              
                              
                              $
                              14,869
                              
                              
                              $
                              9,346.0Other
                                  nonperforming assets
                              
                              ****
                              **741**
                              
                              
                              
                              889
                              
                              
                              
                              1,786
                              
                              
                              
                              1,609
                              
                              
                              
                              1,527Net
                                  credit losses
                              
                              ****
                              **609**
                              
                              
                              
                              2,776
                              
                              
                              
                              2,583
                              
                              
                              
                              791
                              
                              
                              
                              1,232Allowance
                                  for credit losses
                              
                              ****
                              **12,640**
                              
                              
                              
                              13,195
                              
                              
                              
                              15,656
                              
                              
                              
                              18,239
                              
                              
                              
                              18,665Nonperforming
                                  loansto
                                  outstanding loans
                              
                              ****
                              **2.16**
                              **%**
                              
                              
                              1.91
                              %
                              
                              
                              2.12
                              %
                              
                              
                              1.98
                              %
                              
                              
                              1.24
                              %Annualized
                                  net credit lossesto
                                  average loans
                              
                              ****
                              **0.35**
                              
                              
                              
                              1.56
                              
                              
                              
                              1.40
                              
                              
                              
                              0.42
                              
                              
                              
                              0.65Allowance
                                  for credit lossesto
                                  outstanding loans
                              
                              ****
                              **1.84**
                              
                              
                              
                              1.87
                              
                              
                              
                              2.17
                              
                              
                              
                              2.43
                              
                              
                              
                              2.47Allowance
                                  for credit lossesto
                                  nonperforming loans
                              
                              **85.20**
                              **X**
                              
                              97.59
                              X
                              
                              102.41
                              X
                              
                              122.66
                              X
                              
                              199.71
                              X









**FINANCIAL
                                                                                      SUMMARY**FirstQuarter**2007**
                                                                                  
                                                                                  
                                                                                  2006
                                                                                  
                                                                                  
                                                                                  2007-2006**First**
                                                                                  
                                                                                  
                                                                                  Fourth
                                                                                  
                                                                                  
                                                                                  Third
                                                                                  
                                                                                  
                                                                                  Second
                                                                                  
                                                                                  
                                                                                  First
                                                                                  
                                                                                  
                                                                                  Percent**Quarter**
                                                                                  
                                                                                  
                                                                                  Quarter
                                                                                  
                                                                                  
                                                                                  Quarter
                                                                                  
                                                                                  
                                                                                  Quarter
                                                                                  
                                                                                  
                                                                                  Quarter
                                                                                  
                                                                                  
                                                                                  Variance**Income
                                                                                      Statement
                                                                                      Data***(Dollars
                                                                                      in
                                                                                      thousands,
                                                                                      except
                                                                                      share
                                                                                      data)*Interest
                                                                                      income:Loans
                                                                                  
                                                                                  **$**
                                                                                  **14,411**
                                                                                  
                                                                                  
                                                                                  $
                                                                                  16,055
                                                                                  
                                                                                  
                                                                                  $
                                                                                  15,972
                                                                                  
                                                                                  
                                                                                  $
                                                                                  15,814
                                                                                  
                                                                                  
                                                                                  $
                                                                                  15,757
                                                                                  
                                                                                  
                                                                                  
                                                                                  (8.5
                                                                                  )%Other
                                                                                  
                                                                                  ****
                                                                                  **2,448**
                                                                                  
                                                                                  
                                                                                  
                                                                                  2,401
                                                                                  
                                                                                  
                                                                                  2,600
                                                                                  
                                                                                  
                                                                                  2,204
                                                                                  
                                                                                  
                                                                                  2,131
                                                                                  
                                                                                  
                                                                                  
                                                                                  14.9Total
                                                                                      interest
                                                                                      income
                                                                                  
                                                                                  ****
                                                                                  **16,859**
                                                                                  
                                                                                  
                                                                                  
                                                                                  18,456
                                                                                  
                                                                                  
                                                                                  
                                                                                  18,572
                                                                                  
                                                                                  
                                                                                  
                                                                                  18,018
                                                                                  
                                                                                  
                                                                                  
                                                                                  17,888
                                                                                  
                                                                                  
                                                                                  
                                                                                  (5.8
                                                                                  )Interest
                                                                                      expense
                                                                                  
                                                                                  ****
                                                                                  **9,240**
                                                                                  
                                                                                  
                                                                                  
                                                                                  9,092
                                                                                  
                                                                                  
                                                                                  9,185
                                                                                  
                                                                                  
                                                                                  8,479
                                                                                  
                                                                                  
                                                                                  7,786
                                                                                  
                                                                                  
                                                                                  
                                                                                  18.7Net
                                                                                      interest
                                                                                      income
                                                                                  
                                                                                  ****
                                                                                  **7,619**
                                                                                  
                                                                                  
                                                                                  
                                                                                  9,364
                                                                                  
                                                                                  
                                                                                  
                                                                                  9,387
                                                                                  
                                                                                  
                                                                                  
                                                                                  9,539
                                                                                  
                                                                                  
                                                                                  
                                                                                  10,102
                                                                                  
                                                                                  
                                                                                  
                                                                                  (24.6
                                                                                  )Provision
                                                                                      for
                                                                                      credit
                                                                                      losses
                                                                                  
                                                                                  ****
                                                                                  **54**
                                                                                  
                                                                                  
                                                                                  
                                                                                  315
                                                                                  
                                                                                  
                                                                                  
                                                                                  0
                                                                                  
                                                                                  
                                                                                  
                                                                                  365
                                                                                  
                                                                                  
                                                                                  
                                                                                  755
                                                                                  
                                                                                  
                                                                                  
                                                                                  (92.8
                                                                                  )Net
                                                                                      interest
                                                                                      income
                                                                                      afterprovision
                                                                                      for
                                                                                      credit
                                                                                      losses
                                                                                  
                                                                                  ****
                                                                                  **7,565**
                                                                                  
                                                                                  
                                                                                  
                                                                                  9,049
                                                                                  
                                                                                  
                                                                                  
                                                                                  9,387
                                                                                  
                                                                                  
                                                                                  
                                                                                  9,174
                                                                                  
                                                                                  
                                                                                  
                                                                                  9,347
                                                                                  
                                                                                  
                                                                                  
                                                                                  (19.1
                                                                                  )Noninterest
                                                                                      income
                                                                                  
                                                                                  ****
                                                                                  **1,288**
                                                                                  
                                                                                  
                                                                                  
                                                                                  1,459
                                                                                  
                                                                                  
                                                                                  
                                                                                  1,406
                                                                                  
                                                                                  
                                                                                  
                                                                                  1,311
                                                                                  
                                                                                  
                                                                                  
                                                                                  1,332
                                                                                  
                                                                                  
                                                                                  
                                                                                  (3.3
                                                                                  )Noninterest
                                                                                      expense
                                                                                  
                                                                                  ****
                                                                                  **7,850**
                                                                                  
                                                                                  
                                                                                  
                                                                                  7,699
                                                                                  
                                                                                  
                                                                                  7,305
                                                                                  
                                                                                  
                                                                                  6,846
                                                                                  
                                                                                  
                                                                                  7,057
                                                                                  
                                                                                  
                                                                                  
                                                                                  11.2Income
                                                                                      before
                                                                                      income
                                                                                      tax
                                                                                      expense
                                                                                  
                                                                                  ****
                                                                                  **1,003**
                                                                                  
                                                                                  
                                                                                  
                                                                                  2,809
                                                                                  
                                                                                  
                                                                                  
                                                                                  3,488
                                                                                  
                                                                                  
                                                                                  
                                                                                  3,639
                                                                                  
                                                                                  
                                                                                  
                                                                                  3,622
                                                                                  
                                                                                  
                                                                                  
                                                                                  (72.3
                                                                                  )Income
                                                                                      tax
                                                                                      expense
                                                                                  
                                                                                  ****
                                                                                  **306**
                                                                                  
                                                                                  
                                                                                  
                                                                                  789
                                                                                  
                                                                                  
                                                                                  
                                                                                  1,163
                                                                                  
                                                                                  
                                                                                  
                                                                                  1,249
                                                                                  
                                                                                  
                                                                                  
                                                                                  1,244
                                                                                  
                                                                                  
                                                                                  
                                                                                  (75.4
                                                                                  )Net
                                                                                      income
                                                                                  
                                                                                  **$**
                                                                                  **697**
                                                                                  
                                                                                  
                                                                                  $
                                                                                  2,020
                                                                                  
                                                                                  $
                                                                                  2,325
                                                                                  
                                                                                  $
                                                                                  2,390
                                                                                  
                                                                                  $
                                                                                  2,378
                                                                                  
                                                                                  
                                                                                  
                                                                                  (70.7
                                                                                  )Net
                                                                                      income
                                                                                      per
                                                                                      share:Basic
                                                                                  
                                                                                  **$**
                                                                                  **0.10**
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.29
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.33
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.34
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.34
                                                                                  
                                                                                  
                                                                                  
                                                                                  (70.6
                                                                                  )%Diluted
                                                                                  
                                                                                  **$**
                                                                                  **0.10**
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.28
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.32
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.33
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.33
                                                                                  
                                                                                  
                                                                                  
                                                                                  (69.7
                                                                                  )%Cash
                                                                                      dividends
                                                                                      per
                                                                                      share
                                                                                  
                                                                                  **$**
                                                                                  **0.13**
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.13
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.12
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.12
                                                                                  
                                                                                  
                                                                                  $
                                                                                  0.12
                                                                                  
                                                                                  
                                                                                  
                                                                                  8.3
                                                                                  %**Other
                                                                                      Data**Return
                                                                                      on
                                                                                      average
                                                                                      assets
                                                                                  
                                                                                  ****
                                                                                  **0.28**
                                                                                  **%**
                                                                                  
                                                                                  
                                                                                  0.80
                                                                                  %
                                                                                  
                                                                                  
                                                                                  0.89
                                                                                  %
                                                                                  
                                                                                  
                                                                                  0.94
                                                                                  %
                                                                                  
                                                                                  
                                                                                  0.95
                                                                                  %Return
                                                                                      on
                                                                                      average
                                                                                      equity
                                                                                  
                                                                                  ****
                                                                                  **3.93**
                                                                                  
                                                                                  
                                                                                  
                                                                                  10.96
                                                                                  
                                                                                  
                                                                                  
                                                                                  13.07
                                                                                  
                                                                                  
                                                                                  
                                                                                  13.91
                                                                                  
                                                                                  
                                                                                  
                                                                                  14.14Net
                                                                                      yield
                                                                                      on
                                                                                      earning
                                                                                      assets
                                                                                      *
                                                                                  
                                                                                  ****
                                                                                  **3.50**
                                                                                  
                                                                                  
                                                                                  
                                                                                  4.05
                                                                                  
                                                                                  
                                                                                  
                                                                                  3.91
                                                                                  
                                                                                  
                                                                                  
                                                                                  4.00
                                                                                  
                                                                                  
                                                                                  
                                                                                  4.28Efficiency
                                                                                  
                                                                                  ****
                                                                                  **84.84**
                                                                                  
                                                                                  
                                                                                  
                                                                                  69.06
                                                                                  
                                                                                  
                                                                                  
                                                                                  66.21
                                                                                  
                                                                                  
                                                                                  
                                                                                  61.87
                                                                                  
                                                                                  
                                                                                  
                                                                                  60.70Equity
                                                                                      to
                                                                                      assets
                                                                                  
                                                                                  ****
                                                                                  **7.18**
                                                                                  
                                                                                  
                                                                                  
                                                                                  7.29
                                                                                  
                                                                                  
                                                                                  
                                                                                  6.84
                                                                                  
                                                                                  
                                                                                  
                                                                                  6.74
                                                                                  
                                                                                  
                                                                                  
                                                                                  6.71Loans
                                                                                      to
                                                                                      assets
                                                                                  
                                                                                  ****
                                                                                  **68.74**
                                                                                  
                                                                                  
                                                                                  
                                                                                  71.18
                                                                                  
                                                                                  
                                                                                  
                                                                                  71.40
                                                                                  
                                                                                  
                                                                                  
                                                                                  74.34
                                                                                  
                                                                                  
                                                                                  
                                                                                  74.82Loans
                                                                                      to
                                                                                      deposits
                                                                                  
                                                                                  ****
                                                                                  **86.15**
                                                                                  
                                                                                  
                                                                                  
                                                                                  87.61
                                                                                  
                                                                                  
                                                                                  
                                                                                  87.46
                                                                                  
                                                                                  
                                                                                  
                                                                                  92.23
                                                                                  
                                                                                  
                                                                                  
                                                                                  91.76Noninterest
                                                                                      -
                                                                                      bearing
                                                                                      depositsto
                                                                                      total
                                                                                      deposits
                                                                                  
                                                                                  ****
                                                                                  **10.07**
                                                                                  
                                                                                  
                                                                                  
                                                                                  10.50
                                                                                  
                                                                                  
                                                                                  
                                                                                  10.30
                                                                                  
                                                                                  
                                                                                  
                                                                                  10.84
                                                                                  
                                                                                  
                                                                                  
                                                                                  10.52*Fully
                                                                                      taxable
                                                                                      equivalent
                                                                                      basis











**COMMON
                                STOCK DATA****2007**
                            
                            
                            2006**First**
                            
                            
                            Fourth
                            
                            
                            Third
                            
                            
                            Second
                            
                            
                            First**Quarter**
                            
                            
                            Quarter
                            
                            
                            Quarter
                            
                            
                            Quarter
                            
                            
                            QuarterMarket
                                value:End
                                of period
                            
                            **$**
                            **15.33**
                            
                            
                            $
                            14.82
                            
                            
                            $
                            14.75
                            
                            
                            $
                            15.16
                            
                            
                            $
                            16.05High
                            
                            ****
                            **16.00**
                            
                            
                            
                            15.68
                            
                            
                            
                            15.50
                            
                            
                            
                            15.67
                            
                            
                            
                            16.46Low
                            
                            ****
                            **14.40**
                            
                            
                            
                            14.56
                            
                            
                            
                            13.04
                            
                            
                            
                            14.70
                            
                            
                            
                            14.00Book
                                value
                            
                            ****
                            **10.34**
                            
                            
                            
                            10.30
                            
                            
                            
                            10.34
                            
                            
                            
                            9.81
                            
                            
                            
                            9.79Dividend
                            
                            ****
                            **0.13**
                            
                            
                            
                            0.13
                            
                            
                            
                            0.12
                            
                            
                            
                            0.12
                            
                            
                            
                            0.12Shares
                                outstanding at period-end
                            
                            ****
                            **7,063,952**
                            
                            
                            
                            7,060,241
                            
                            
                            
                            7,077,691
                            
                            
                            
                            7,048,976
                            
                            
                            
                            7,045,335Average
                                shares outstanding
                            
                            ****
                            **7,063,303**
                            
                            
                            
                            7,057,452
                            
                            
                            
                            7,053,509
                            
                            
                            
                            7,074,254
                            
                            
                            
                            7,040,964Shares
                                traded
                            
                            ****
                            **386,600**
                            
                            
                            
                            305,100
                            
                            
                            
                            493,900
                            
                            
                            
                            544,000
                            
                            
                            
                            474,471