|                                                             |                                   |                              |
|------------------------------------------------------------------|----------------------------------------|-----------------------------------|
| Federal                                                          | 000-33405                              | 36-4485429                        |
| (State                  or Other Jurisdiction)                   | (Commission                  File No.) | (I.R.S.                  Employer |
| of                  Incorporation)                               | Identification                  No.)   |                              |
|                                                             |                                   |                              |
|                                                             |                                   |                              |
| 14757                  South Cicero Avenue, Midlothian, Illinois |                                   | 60445                             |
| (Address                  of Principal Executive Offices)        |                                   | (Zip                  Code)       |

----

| **Item                2.02** | **Results                of Operations and Financial                Condition** |
|------------------------------|---------------------------------------------------------------------------------|

| **Item                9.01** | **Financial                Statements and                Exhibits** |
|------------------------------|---------------------------------------------------------------------|

| (a) | Financial                Statements of businesses acquired.  Not                Applicable. |
|-----|-------------------------------------------------------------------------------------------------------|

| (b) | Pro                forma financial information.  Not                Applicable. |
|-----|-------------------------------------------------------------------------------------------|

| (c) | Exhibits. |
|-----|-----------|

|   | 99.1 | Announcement                of the results of operations and dividend declaration, for AJS Bancorp,                Inc. for April 23, 2007. |
|--------|------|---------------------------------------------------------------------------------------------------------------------------------------------|

----

**SIGNATURES**

|                                             | **AJS                  BANCORP, INC.**             |
|--------------------------------------------------|----------------------------------------------------|
|                                             |                                               |
|                                             |                                               |
|                                             |                                               |
| DATE:  April                  23, 2007 | By:                  /s/ Lyn G. Rupich             |
|                                             | Lyn                  G. Rupich                     |
|                                             | President/Chief                  Operating Officer |
|                                             |                                               |