UNITED
      STATES


SECURITIES
      AND EXCHANGE COMMISSION


WASHINGTON,
      D.C. 20549





FORM
      8-K





CURRENT
      REPORT





PURSUANT
      TO SECTION 13 OR 15(D) OF


THE
      SECURITIES EXCHANGE ACT OF 1934





Date
      of
      Report (Date of earliest event reported): January 28,
      2008





UNITED
      FINANCIAL BANCORP,
      INC.


(Exact
      Name of Registrant as Specified in its Charter)





Federal
            000-51369
            83-0395247(State
                or Other Jurisdiction
            (Commission
                File No.)
            (I.R.S.
                Employerof
                Incorporation)
            
            Identification
                No.)95
                Elm Street, West
                Springfield, Massachusetts
            
            01089(Address
                of Principal Executive Offices)
            
            (Zip
                Code)





Registrant’s
      telephone number, including area code:     (413)
      787-1700





Not
      Applicable


(Former
      name or former address, if changed since last report)





Check
      the
      appropriate box below if the Form 8-K filing is intended to simultaneously
      satisfy the filing obligation of the registrant under any of the following
      provisions (see General Instruction A.2. below):





o  Written
      communications pursuant to Rule 425 under the Securities Act (17 CFR
      230.425)





o  Soliciting
      material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)





o  Pre-commencement
      communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
      240.14d-2(b))





o  Pre-commencement
      communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
      240.13e-4(c))











Item
      2.02     Results of Operations
      and
      Financial Condition.





On
      January 28, 2008, United Financial Bancorp, Inc. issued a press release
      disclosing financial results for the three months and twelve months ended
      December 31, 2007.  The Company also announced a quarterly dividend
      payment of $0.06 per share payable on February 26, 2008 to shareholders of
      record as of February 12, 2008. A copy of the press release is included as
      Exhibit 99.1 to this report.





The
      information in the preceding paragraph, as well as Exhibit 99.1 referenced
      therein, shall not be deemed “filed” for purposes of Section 18 of the
      Securities Exchange Act of 1934, nor shall it be deemed incorporated by
      reference in any filing under the Securities Act of 1933.





Item
      9.01.      Financial Statements
      and
      Exhibits.





(a)
            Not
                Applicable.





(b)
            Not
                Applicable.





(c)
            Not
                Applicable.





(d)
            Exhibits.





Exhibit
                No.
            Description99.1
            Press
                release dated January 28, 2008








SIGNATURES








Pursuant
      to the requirements of the Securities Exchange Act of 1934, the Registrant
      has
      duly caused this report to be signed on its behalf by the undersigned, hereunto
      duly authorized.





UNITED
                FINANCIAL BANCORP, INC.DATE:
                January 28, 2008
            By:
            /s/
                Richard B. CollinsRichard
                B. CollinsPresident
                and Chief Executive
                Officer