**UNITED      STATES**

**SECURITIES      AND EXCHANGE COMMISSION**

**FORM      8-K**

**CURRENT      REPORT**

**OAK      HILL FINANCIAL, INC.**

| **Ohio**                                                | **0-26876**                                | **31-1010517**                                      |
|---------------------------------------------------------|--------------------------------------------|-----------------------------------------------------|
| (State                or jurisdiction of incorporation) | (Commission                or file number) | (IRS                Employer identification number) |

**14621      S. R. 93**

**Jackson,      OH 45640**

**(740)      286-3283**

**Not      Applicable**

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| Item                2.02: | **Results                of Operations and Financial                Condition** |
|---------------------------|---------------------------------------------------------------------------------|

| Item                9.01: | **Financial                Statements and Exhibits** |
|---------------------------|------------------------------------------------------|

| (c) | Exhibits. |
|-----|-----------|

|   | Exhibit                No. | Description                                                                                                                                                                                             |
|--------|----------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                       |                                                                                                                                                                                                    |
|   | 99                         | Press                release of Oak Hill Financial, Inc., dated January 11, 2007, announcing                the Company’s earnings for the fourth quarter ended December 31,                2006. |
|   |                       |                                                                                                                                                                                                    |

**SIGNATURES**

|                                  |                                           |
|---------------------------------------|------------------------------------------------|
|                                  | **Oak                Hill Financial, Inc.**    |
|                                  |                                           |
|                                  | */s/                Dale B. Shafer*            |
|                                  |                                           |
| Date:                January 19, 2007 | Dale                B. Shafer                  |
|                                  | Interim                Chief Financial Officer |

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**EXHIBIT      INDEX**

| *Exhibit                Number* |   | *Description*                                                                                                                                                                                           |
|---------------------------------|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                            |   |                                                                                                                                                                                                    |
| 99                              |   | Press                release of Oak Hill Financial, Inc., dated January 11, 2007, announcing                the Company’s earnings for the fourth quarter ended December 31,                2006. |