**FOR      IMMEDIATE RELEASE**

**CONTACT:**

**VALLEY      COMMERCE BANCORP REPORTS EARNINGS FOR THIRD QUARTER OF      2007**

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*OTHER      INFORMATION:  Valley Commerce Bancorp stock trades on NASDAQ’s Over      The Counter Bulletin Board under the symbol VCBP.  Valley Business      Bank, the wholly owned subsidiary of Valley Commerce Bancorp, is a commercial      bank that commenced operations in 1996 under the name Bank of Visalia. Valley      Business Bank operates through Business Banking Centers in Visalia and Fresno      and has branch offices in Woodlake and Tipton.  The Bank also operates      a loan production office in Tulare.  Additional information about      Valley Business Bank is available from the Bank’s website athttp://www.valleybusinessbank.net.*

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*FORWARD-LOOKING      STATEMENTS:  In addition to historical information, this release      includes forward-looking statements, which reflect management's current      expectations for Valley Commerce Bancorp’s future financial results, business      prospects and business developments.  Management's expectations for      Valley Commerce Bancorp's future necessarily involve assumptions, estimates      and      the evaluation of risks and uncertainties. Various factors could cause actual      events or results to differ materially from those expectations.  The      forward-looking statements contained herein represent management's expectations      as of the date of this release. Valley Commerce Bancorp undertakes no obligation      to release publicly the results of any revisions to the forward-looking      statements included herein to reflect events or circumstances after today,      or to      reflect the occurrence of unanticipated events.  For those statements,      the Company claims the protection of the safe harbor for forward-looking      statements contained in the Private Securities Litigation Reform Act of      1995.*

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| **Condensed                Consolidated****Balance                Sheet**(in                thousands) (Unaudited) |   | ** As                of September 30,** |    |   | ** As                of December 31,** |   |
|--------------------------------------------------------------------------------------------------------------------|--------|----------------------------------------------|---------|--------|---------------------------------------------|--------|
|                                                                                                               |   | **2007**                                     |    |   | **2006**                                    |   |   | **2006** |   |   | **2005** |   |
| **Assets**                                                                                                         |   |                                         |    |   |                                        |   |   |   |   |   |   |   |
| Cash                and Due from Banks                                                                             |   | $                                            | 9,762   |   |                                        | $      | 12,914 |   |   | $ | 13,266 |   |   | $ | 17,733 |   |
| Federal                Funds Sold                                                                                  |   |                                         | -       |   |                                        |   | - |   |   |   | - |   |   |   | 1,885 |   |
| Available-for-Sale                Investment Securities                                                            |   |                                         | 58,964  |   |                                        |   | 56,803 |   |   |   | 55,298 |   |   |   | 50,391 |   |
| Loans                (net)                                                                                         |   |                                         | 198,122 |   |                                        |   | 180,792 |   |   |   | 182,331 |   |   |   | 149,991 |   |
| Premises                and Equipment (net)                                                                        |   |                                         | 2,596   |   |                                        |   | 1,643 |   |   |   | 1,832 |   |   |   | 1,223 |   |
| Cash                Surrender Value of Bank-Owned Life Insurance                                                   |   |                                         | 6,124   |   |                                        |   | 5,874 |   |   |   | 5,935 |   |   |   | 2,781 |   |
| Other                Assets                                                                                        |   |                                         | 5,017   |   |                                        |   | 4,976 |   |   |   | 5,003 |   |   |   | 4,007 |   |
| TOTAL                ASSETS                                                                                        |   | $                                            | 280,585 |   |                                        | $      | 263,002 |   |   | $ | 263,665 |   |   | $ | 228,011 |   |
|                                                                                                               |   |                                         |    |   |                                        |   |   |   |   |   |   |   |   |   |   |   |
| **Liabilities                & Equity**                                                                        |   |                                         |    |   |                                        |   |   |   |   |   |   |   |   |   |   |   |
| Non-Interest                Bearing Deposits                                                                       |   | $                                            | 56,916  |   |                                        | $      | 67,696 |   |   | $ | 63,020 |   |   | $ | 75,419 |   |
| Interest                Bearing Deposits                                                                           |   |                                         | 87,824  |   |                                        |   | 72,368 |   |   |   | 75,293 |   |   |   | 63,549 |   |
| Time                Deposits                                                                                       |   |                                         | 65,665  |   |                                        |   | 57,408 |   |   |   | 69,263 |   |   |   | 53,613 |   |
| Total                Deposits                                                                                      |   |                                         | 210,405 |   |                                        |   | 197,472 |   |   |   | 207,576 |   |   |   | 192,581 |   |
| Short-Term                Debt                                                                                     |   |                                         | 24,840  |   |                                        |   | 27,756 |   |   |   | 17,600 |   |   |   | - |   |
| Long-Term                Debt                                                                                      |   |                                         | 8,197   |   |                                        |   | 8,796 |   |   |   | 8,548 |   |   |   | 9,140 |   |
| Junior                Subordinated Deferrable Interest Debentures                                                  |   |                                         | 3,093   |   |                                        |   | 3,093 |   |   |   | 3,093 |   |   |   | 3,093 |   |
| Other                Liabilities                                                                                   |   |                                         | 5,726   |   |                                        |   | 1,370 |   |   |   | 1,400 |   |   |   | 1,288 |   |
| Total                Liabilities                                                                                   |   |                                         | 252,261 |   |                                        |   | 238,487 |   |   |   | 238,217 |   |   |   | 206,102 |   |
| Shareholders’                Equity                                                                          |   |                                         | 28,324  |   |                                        |   | 24,515 |   |   |   | 25,448 |   |   |   | 21,909 |   |
| TOTAL                LIABILITIES & EQUITY                                                                      |   | $                                            | 280,585 |   |                                        | $      | 263,002 |   |   | $ | 263,665 |   |   | $ | 228,011 |   |

|                                                                                                                                       |   |                                                                        |      |   |                                                                       |   |      |     |   |   |      |   |   |   |      |   |
|--------------------------------------------------------------------------------------------------------------------------------------------|--------|-----------------------------------------------------------------------------|-----------|--------|----------------------------------------------------------------------------|--------|-----------|----------|--------|--------|-----------|--------|--------|--------|-----------|--------|
| **Condensed                Consolidated****Statement                of Income**(in                thousands except share data) (Unaudited) |   | **Three                Months Ended**** September                30,** |      |   | **Nine                Months Ended**** September                30,** |   |
|                                                                                                                                       |   | **2007**                                                                    |      |   | **2006**                                                                   |   |      | **2007** |   |   | **2006**  |   |
|                                                                                                                                       |   |                                                                        |      |   |                                                                       |   |      |     |   |   |      |   |   |   |      |   |
| Interest                Income                                                                                                             |   | $                                                                           | 4,716     |   |                                                                       | $      | 4,431     |     |   | $      | 13,789    |   |   | $      | 12,212    |   |
| Interest                Expense                                                                                                            |   |                                                                        | 1,825     |   |                                                                       |   | 1,548     |     |   |   | 5,444     |   |   |   | 3,766     |   |
| NET                INTEREST INCOME   Provision                for Loan Losses                                               |   |                                                                        | 2,891-    |   |                                                                       |   | 2,883-    |     |   |   | 8,345-    |   |   |   | 8,446-    |   |
| NET                INTEREST INCOME AFTER   PROVISION                FOR LOAN LOSSES                                         |   |                                                                        | 2,891     |   |                                                                       |   | 2,883     |     |   |   | 8,345     |   |   |   | 8,446     |   |
| Non-Interest                Income                                                                                                         |   |                                                                        | 300       |   |                                                                       |   | 280       |     |   |   | 873       |   |   |   | 688       |   |
| Non-Interest                Expense                                                                                                        |   |                                                                        | 2,149     |   |                                                                       |   | 1,892     |     |   |   | 6,375     |   |   |   | 5,730     |   |
| INCOME                BEFORE INCOME TAXES                                                                                                  |   |                                                                        | 1,042     |   |                                                                       |   | 1,271     |     |   |   | 2,843     |   |   |   | 3,404     |   |
| Income                Taxes                                                                                                                |   |                                                                        | 320       |   |                                                                       |   | 454       |     |   |   | 857       |   |   |   | 1,194     |   |
|  NET                INCOME                                                                                                            |   | $                                                                           | 722       |   |                                                                       | $      | 817       |     |   | $      | 1,986     |   |   | $      | 2,210     |   |
|  EARNINGS                PER SHARE - BASIC*                                                                                           |   | $                                                                           | 0.31      |   |                                                                       | $      | 0.33      |     |   | $      | 0.85      |   |   | $      | 0.96      |   |
|  EARNINGS                PER SHARE – DILUTED*                                                                                   |   | $                                                                           | 0.30      |   |                                                                       | $      | 0.32      |     |   | $      | 0.81      |   |   | $      | 0.92      |   |
|  SHARES                OUTSTANDING – END OF PERIOD*                                                                             |   |                                                                        | 2,423,875 |   |                                                                       |   | 2,326,553 |     |   |   | 2,423,875 |   |   |   | 2,326,553 |   |
| *All                share and earnings per share data have been restated for a 5% stock                dividend issued in June 2007.       |   |