<TABLE> <S> <C>


<ARTICLE>                                            9
<CIK>                         0000723458
<NAME>                        STATE BANCORP INC
<MULTIPLIER>                                   1
<CURRENCY>                    U.S. DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                              DEC-31-1996
<PERIOD-START>                                 JAN-01-1996
<PERIOD-END>                                   DEC-31-1996
<EXCHANGE-RATE>                                1
<CASH>                                         64,548,997
<INT-BEARING-DEPOSITS>                         127,596
<FED-FUNDS-SOLD>                               30,000,000
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    158,516,941
<INVESTMENTS-CARRYING>                         30,469,524
<INVESTMENTS-MARKET>                           30,486,626
<LOANS>                                        353,302,895
<ALLOWANCE>                                    5,008,965
<TOTAL-ASSETS>                                 615,417,655
<DEPOSITS>                                     474,450,489
<SHORT-TERM>                                   89,679,000
<LIABILITIES-OTHER>                            2,718,695
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       25,505,240
<OTHER-SE>                                     23,064,231
<TOTAL-LIABILITIES-AND-EQUITY>                 615,417,655
<INTEREST-LOAN>                                29,063,647
<INTEREST-INVEST>                              12,375,132
<INTEREST-OTHER>                               1,739,946
<INTEREST-TOTAL>                               43,178,725
<INTEREST-DEPOSIT>                             17,314,150
<INTEREST-EXPENSE>                             19,130,627
<INTEREST-INCOME-NET>                          24,048,098
<LOAN-LOSSES>                                  1,500,000
<SECURITIES-GAINS>                             135,130
<EXPENSE-OTHER>                                15,536,513
<INCOME-PRETAX>                                8,869,716
<INCOME-PRE-EXTRAORDINARY>                     5,702,012
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   5,702,012
<EPS-PRIMARY>                                  1.20
<EPS-DILUTED>                                  1.20
<YIELD-ACTUAL>                                 7.66
<LOANS-NON>                                    5,869,348
<LOANS-PAST>                                   1,228,573
<LOANS-TROUBLED>                               6,524,403
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               5,004,216
<CHARGE-OFFS>                                  1,595,047
<RECOVERIES>                                   99,796
<ALLOWANCE-CLOSE>                              5,008,965
<ALLOWANCE-DOMESTIC>                           4,726,488
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        282,477
        


</TABLE>