<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-K OF PMC CAPITAL, INC. AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<INVESTMENTS-AT-COST>                          159,975
<INVESTMENTS-AT-VALUE>                         159,737<F1>
<RECEIVABLES>                                      647<F2>
<ASSETS-OTHER>                                   4,807<F3>
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                 165,191
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                         73,973<F4>
<OTHER-ITEMS-LIABILITIES>                       10,904<F5>
<TOTAL-LIABILITIES>                             84,877
<SENIOR-EQUITY>                                    118<F6>
<PAID-IN-CAPITAL-COMMON>                        71,312
<SHARES-COMMON-STOCK>                           11,829
<SHARES-COMMON-PRIOR>                           11,829
<ACCUMULATED-NII-CURRENT>                        1,484
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                           400
<NET-ASSETS>                                    73,314
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                               15,279
<OTHER-INCOME>                                   7,348<F7>
<EXPENSES-NET>                                  11,140
<NET-INVESTMENT-INCOME>                         11,487
<REALIZED-GAINS-CURRENT>                           759<F8>
<APPREC-INCREASE-CURRENT>                        1,174
<NET-CHANGE-FROM-OPS>                           13,420
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       12,257
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                              0
<NUMBER-OF-SHARES-REDEEMED>                          0
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                           1,163
<ACCUMULATED-NII-PRIOR>                          1,495
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                                0
<INTEREST-EXPENSE>                               5,313
<GROSS-EXPENSE>                                 11,140
<AVERAGE-NET-ASSETS>                            72,733
<PER-SHARE-NAV-BEGIN>                             6.10
<PER-SHARE-NII>                                   1.11
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                              1.01
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               6.20
<EXPENSE-RATIO>                                   0.15
<FN>
<F1>INCLUDES CURRENT AND LONG TERM PORTION OF ALL LOANS RECEIVABLE - AND
INVESTMENTS.

<F2>INCLUDES THE FOLLOWING:

(i)    RECEIVABLE FOR LOANS SOLD       $113
(ii)   ACCRUED INTEREST RECEIVABLE      534
                                       ----
                                       $647
                                       ====

<F3>INCLUDES THE FOLLOWING:

(i)      DUE FROM UNCONSOLIDATED SUBSIDIARIES     $2,277
(ii)     SERVICE ASSET                             1,179
(iii)    DEFERRED CHARGES, DEPOSITS
         AND OTHER ASSETS                            932
(iv)     CASH                                        213
(v)      PROPERTY AND EQUIPMENT, NET                 206
                                                  ------
                                                  $4,807
                                                  ======

<F4>INCLUDES $35,640 IN SBA DEBENTURES ISSUED TO SBIC'S








<F5>INCLUDES THE FOLLOWING:

(i)    ACCOUNTS PAYABLE            $1,940
(ii)   DIVIDENDS PAYABLE            3,198
(iii)  BORROWER ADVANCES            2,415
(iv)   ACCRUED INTEREST PAYABLE     1,249
(v)    DUE TO UNCONSOLIDATED
       SUBSIDIARIES                   628
(vi)   DEFERRED FEE REVENUES          370
(vii)  OTHER LIABILITIES            1,104
                                  -------
                                  $10,904
                                  =======

<F6>DOES NOT INCLUDE THE PREFERRED STOCK OF OUR CONSOLIDATED SUBSIDIARY
<F7>INCLUDES THE FOLLOWING:

(i)     PREMIUM INCOME                     $1,090
(ii)    OTHER INVESTMENT INCOME               843
(iii)   EQUITY IN INCOME OF SUBSIDIARIES    2,320
(iv)    OTHER                               3,095
                                           ------
                                           $7,348
<F8>INCLUDES THE FOLLOWING:                ======

(i)   LOANS WRITTEN-OFF  $(1,805)
(ii)  GAIN OF SALE         2,564
                         -------
                         $   759
                         =======
</FN>



</TABLE>