| Stewardship Financial      Corporation                     |
|------------------------------------------------------------|
| (Exact      Name of Registrant as Specified in itsCharter) |

| New      Jersey                      | 0-21855           | 22-3351447               |
|--------------------------------------|-------------------|--------------------------|
| (State      or Other Jurisdiction of | (Commission       | (IRS      Employer       |
| Incorporation)                       | File      Number) | Identification      No.) |

| 630 Godwin Avenue,      Midland Park,  NJ | 07432           |
|-----------------------------------------------------|-----------------|
| (Address      of Principal Executive Offices)       | (Zip      Code) |

| Registrant’s      telephone number, including area code    (201)  444-7100 |
|-----------------------------------------------------------------------------------------------------------|

|                                                                |
|---------------------------------------------------------------------|
| (Former      Name or Former Address, if Changed Since Last  Report) |

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| o | Written      communications pursuant to Rule 425 under the Securities Act      (17CFR230.425) |
|---|-----------------------------------------------------------------------------------------------|

| o | Soliciting      material pursuant to Rule 14a-12 under the Exchange Act (17CFR      240.14a-12) |
|---|-------------------------------------------------------------------------------------------------|

| o | Pre-commencement      communications pursuant to Rule 14d-2(b) under the Exchange Act (17CFR      240.14d-2(b)) |
|---|-----------------------------------------------------------------------------------------------------------------|

| o | Pre-commencement      communications pursuant to Rule 13e-4(c) under the Exchange Act (17CFR      240.13e-4(c)) |
|---|-----------------------------------------------------------------------------------------------------------------|

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| (c)   | The      following exhibit is furnished pursuant to Item  8.01: |
|-----------------|-----------------------------------------------------------------|

|   | Exhibit      No.        |   | Description                            |   |
|--------|-------------------------|--------|----------------------------------------|--------|
|   |                    |   |                                   |   |
|   | Exhibit      99.1  |   | Press      Release dated June 18, 2008 |   |
|   |                    |   |                                   |   |

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| Date:  June 18,      2008 | Stewardship      Financial Corporation                                        |
|-------------------------------------|-------------------------------------------------------------------------------|
|                                |                                                                          |
|                                |                                                                          |
|                                | /s/  Julie      E. Holland                                          |
|                                |             Julie E. Holland                    |
|                                |             Senior Vice President and Treasurer |