Exhibit 99.1
                                              Presentation Materials



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SALISBURY BANCORP, INC. Annual Meeting of Shareholders May 16, 2007 1




Challenges facing Community Banks Net interest margin compression Technological competition Compliance burden Need to be efficient 2




The Efficiency Compromise Personal, Caring and Friendly Electronic and Impersonal 3




Salisbury Bank Personal, Caring and Friendly Service Enhanced Customer ConveniencePrudent Growth, Efficient Management Enhanced Shareholder Value 4




Salisbury Trust High Quality Wealth Management and Trust Service to Expanding Customer Base Positive Trends in Key Demographic Segments 5




Salisbury Trust Focus on Creating and Delivering High Customer Value and Building Long Term Relationships Strategic Partnerships: Manager of Managers 6




Salisbury Bank - Relationships Business DevelopmentMarketing Berkshire CountyDutchess County, Dover Plains 7




Salisbury Bank  Branding and Positioning A life-stage financial partner  building long-term relationships A full-service, local, independent financial institution A trusted financial advisor, consultant and partner A source for your financial empowerment Your community bank  in your community Focused completely on you 8




Enriching. 9




Salisbury Bankenrichesthe lives of our customers,
our community, our employees and even our environment in everything we do. 10




Providing value to our customers Convenience Service Custom-designed solutions One customer at a time No matter what  we get it done! 11




12




Excellence then, is not an act, but a habit at Salisbury Bank. 13




Salisbury Bank has the resources to leverage our efficiencies through prudent acquisitions or to benefit from consolidations. 14




Lending 2006 1,135 Loans closed $86,435,633 Footings increased 11.27% Trust and Wealth Advisory Services 2006 Gross revenues nearly $2 million Up $409,189 or 26% over 2005 2007 continuing progress 15




Weenrichour customers
lives,our community,our employees, our environment. 16


2007 Annual Shareholders
Meeting - Remarks from the Chief Executive Officer Today I would like to take a few
minutes to discuss the challenges facing community banks and how Salisbury Bank is meeting
those challenges and building value for shareholders. Along with the challenges posed by
the current interest rate environment and its resulting compression of net interest
margins, community banks must bear the costs of technological competition and the heavy
burden of compliance costs in highly regulated industry. These challenges require
community banks to find efficient ways to deliver products and services without
compromising the characteristics which distinguish us in the eyes of our customers. For many banks, the need to be
efficient has meant that other important values have been compromised. For such banks,
personal, caring and friendly have been replaced by
electronic and impersonal. A significant problem faced by
community banks is that we offer similar products and services and deliver them though
similar channels. Service, convenience and price are important factors to customers. At
Salisbury Bank, we strive to achieve efficiencies, without compromising those community
bank values and services which distinguish us from the rest. I believe Salisbury Bank is well
positioned and have the resources to continue to provide financial services profitably and
build market share in the tri-state area. I see no reason why we should not continue to
build value for our shareholders as we enhance convenience for our customers through a
strategy of prudent growth and efficient management. I have a deep appreciation for the
energy and imagination of our officers and employees, for their genuine desire to
contribute to the growth, well being, and prosperity of the communities that we serve. We
are proud that we make a positive difference in the communities we serve in the tri-state
area. We have the ability and the commitment to continue to make a positive contribution
while building value for our shareholders. Another key to our continued success
is our ability to offer high quality wealth management and trust services to our expanding
customer base. A significant strength in our markets is the strong demographics for wealth
advisory opportunities. Statistics for Connecticut indicate a 17% growth rate in the next
five years for people aged 55  64. For people between the ages of 65 - 74 the growth
rate is 25%. These people are, and have been, savers. They have accumulated
wealth and many of them own real property in our market and/or retire to our area.
Salisbury Bank has the infrastructure in place to address the needs of this segment of
clients and potential clients. We will continue to develop and execute strategies to
earn the business, not only in the wealth advisory arena, but throughout the
entire bank. Our business is focused on creating
and delivering high customer value. We continue to focus on building long term
relationships. In our Trust and Wealth Advisory Services division for example, in addition
to trust services and estate settlement, that means investment management, financial
planning, and retirement services. We are providing value to our clients by using an
advice based business model, shifting away from a reliance on transactional
relationships. We work with strategic partners such as Bradley, Foster & Sargent to
build our manager of managers approach to investment management. The new
relationship model is built around advice capabilities, with a generalist financial
advisor acting as relationship manager, employing a financial planning-based approach. We
are currently in the process of forming a strategic relationship with a wealth management
consultant that will provide a separately managed account and mutual fund allocation
platform. This relationship will assist us by offering access to investment managers in
specialty asset classes, as well as a comprehensive mutual fund asset allocation program.   In order for Salisbury Bank to build
profitability, we must continue to build relationships with new customers. To this end, we
have recently created a Business Development department as well as a Marketing department.
Two objectives of these departments are to focus on business opportunities along the Route
22 corridor in New York state as well as lower Berkshire County in Massachusetts. Our new branch in Dover Plains, New
York will provide us with a physical presence in a centrally located Dutchess County, New
York community. Geographically, our new branch is located in a high traffic area and will
be convenient for many businesses, households and commuters along the Route 22 corridor. We already have a nucleus of
customers from the Dover area. We are confident that we can build on that nucleus. Our new
branch will be located in the Dover Village plaza, diagonally across from the post office
and adjacent to a new Dunkin Donuts facility. It will be a state of the art facility
staffed with employees who live locally and led by a seasoned achiever who has a strong
following in the Dover area. The office will be of sufficient size to accommodate full
retail banking and offer service to wealth advisory clients as well. With Dover as a
starting point, we will be exploring the suitability of other retail branches in New York
State. During the first quarter of 2007, our
senior management team embarked upon a program to develop a Branding Position and Program
for our Bank. We asked our customers and ourselves what key benefits we offered to our
target audiences. Then, we focused on who we are in terms that are meaningful to our
target audiences and why they should trust that we can deliver on our promise. We
condensed our research to six bullet points:


| | 1.)
A life-stage financial partner - building long term relationships. 2.) A full-service,
local, independent financial institution. 3.) A trusted financial advisor, consultant and
partner. 4.) A source for your financial empowerment.5.) Your community bank - in your
community. 6.) Focused completely on you.
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To communicate our strengths and
commitment, our marketing firm created a branding program that encompasses who we really
are:



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SALISBURY BANK -
ENRICHING You will soon see this new simple tag
word branding program in all of our advertising and marketing communications. This single
word, which means, to make rich or richer: to make fuller, more meaningful, or more
rewarding; to add to the beauty or character of, simply states who we are and what
we do: A community-driven, forward-thinking, full-service bank that understands our
customers needs and offers all of the products and services theyll need to enrich
every stage of their life. Everyone at Salisbury Bank believes
that we enrich the lives of our customers, our community, our employees and even our
environment in everything that we do. We are currently in the process of forming a
Green Team - a group of employees committed to creating ways for Salisbury
Bank to become more environmentally conscious. Banking must be convenient for our
customers. Our commitment is to provide value for our customers by providing the best
customer service. Customer Service is a term used quite a bit by our
competitors. We at Salisbury Bank know its true meaning - our employees understand that in
order to help each and every customer they must understand each individuals needs by
asking questions and providing custom-designed solutions - one customer at a time. No
matter what - we get it done! At Salisbury Bank, we measure our own
success by being passionate about our customers success. We develop relationships
that add value to their personal lives and to their businesses. Our commitment is to
inspire our customers to want to bank with us and nobody else. We understand that good
banking comes from the heart of our people, so we educate and motivate our employees to be
the best that they can be. We believe happy employees lead to happy customers which in
turn translates to increased shareholder value and happy shareholders.We are the
leading community bank in the tri-state area because we have been helping individuals,
families and small businesses achieve their financial goals since 1848. We provide expert
lending solutions for mortgage and commercial borrowers, as well as banking, trust and
wealth management advisory services for individuals, families and businesses. Aristotle
said We are what we repeatedly do. Excellence then, is not an act, but a
habit at Salisbury Bank. The challenges to community banking
are significant and some institutions, lacking the resources to independently respond to
these challenges are turning to consolidations as an alterative to independence. Salisbury
Bank has the resources to leverage our efficiencies through prudent acquisitions or to
benefit from the opportunities which arise from consolidations involving our competitors. We are proud that despite the
economic challenges of 2006, our lending team closed 1,135 loans in the amount of
$86,435,633 during 2006. We ended the year with net loan footings increasing by 11.27%
over the previous year. Similarly, our Trust and Wealth
Advisory Services division posted gross revenues just shy of $2 million. This is an
increase of $409,189 or 26% over the previous record year. The first four months of 2007 reflect
continuing progress in our core business initiatives. Loan footings are exceeding budget
expectations as is new business in our Trust and Wealth Advisory Services division. In conclusion, while none of us can
say with certainty what the future holds in store for us, I believe that our strengths and
our strategic initiatives have positioned Salisbury Bank to take full advantage of
emerging opportunities. We are confident of our ability to be the leading community bank
in the tri-state area.