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                              PLAN OF ARRANGEMENT

        IN THE MATTER OF THE ARRANGEMENT among 4082389 Canada Inc., TVX Gold
Inc. and Echo Bay Mines Ltd. pursuant to Section 192 of the CANADA BUSINESS
CORPORATIONS ACT.

                                   ARTICLE 1
                                 INTERPRETATION

1.1     DEFINITIONS

        In this Plan of Arrangement, unless the context otherwise requires:

        "AMALCO" means the corporation resulting from the amalgamation of
Kinross Subco and TVX as a part of the Arrangement;

        "AMALCO COMMON SHARES" means the common shares in the capital of Amalco;

        "ARRANGEMENT" means the arrangement involving Kinross Subco, TVX and
Echo Bay under the provisions of the CBCA on the terms and conditions set forth
in this Plan of Arrangement resulting, INTER ALIA, in the issuance of Kinross
Shares to the holders of record immediately prior to the Effective Date of the
TVX Common Shares and of the Echo Bay Common Shares;

        "ARTICLES OF ARRANGEMENT" means the articles of arrangement concerning
the Arrangement of Kinross Subco, TVX and Echo Bay required under the CBCA to be
filed with the Director after the Final Order is made;

        "BUSINESS DAY" means any day, other than Saturday, Sunday and a
statutory or civic holiday in the place where the action is to be taken;

        "CBCA" means the CANADA BUSINESS CORPORATIONS ACT, R.S.C. 1985, c. C-44,
as amended, and the regulations thereunder;

        "CERTIFICATE OF ARRANGEMENT" means the certificate of arrangement giving
effect to the Arrangement, endorsed by the Director, issued pursuant to
subsection 192(7) of the CBCA;

        "COMBINATION" means the Purchase and the Arrangement;

        "COMBINATION AGREEMENT" means the agreement made as of June 10, 2002
among Kinross, TVX and Echo Bay, as amended as of July 12, 2002 and November 19,
2002, for the purposes of entering into the Combination, as the same may be
amended, supplemented or restated from time to time;

        "COURT" means the Superior Court of Ontario;

        "DEPOSITARY" means Georgeson Shareholder Communications Canada, Inc.;

        "DIRECTOR" means the Director appointed pursuant to Section 260 of the
CBCA;

        "DISSENT RIGHTS" means the rights of dissent that may be exercised by
registered holders of TVX Common Shares or Echo Bay Common Shares as set out in
Section 4.1;

        "DISSENTING SHAREHOLDER" means a registered holder of TVX Common Shares
or Echo Bay Common Shares who exercises the Dissent Right;

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        "ECHO BAY" means Echo Bay Mines Ltd., a corporation governed by the
CBCA;

        "ECHO BAY COMMON SHARES" means the common shares in the capital of Echo
Bay outstanding immediately prior to the Effective Date;

        "ECHO BAY STOCK OPTIONS" means all options to purchase Echo Bay Common
Shares issued prior to the Effective Date and in full force and effect on the
Effective Date pursuant to the Echo Bay stock option plan, as that plan may be
amended, if necessary, prior to the Effective Date;

        "ECHO BAY WARRANTS" means the warrants to purchase Echo Bay Common
Shares issued pursuant to the Warrant Indenture;

        "EFFECTIVE DATE" means the date shown on the Certificate of Arrangement;

        "EFFECTIVE TIME" means 5:00 p.m. Eastern Time on the Effective Date;

        "FINAL ORDER" means the order of the Court approving the Arrangement, as
such order may be amended at any time prior to the Effective Date or, if
appealed, then unless such appeal is withdrawn or denied, as affirmed;

        "GOVERNMENTAL ENTITY" means (a) any multinational, federal, provincial,
state, regional, municipal, local or other governmental or public department,
central bank, court, tribunal, arbitral body, commission, stock exchange,
self-regulated securities market, board, bureau or agency, whether domestic or
foreign, (b) any subdivision, agent, commission, board or authority of any of
the foregoing, or (c) any quasi-governmental or private body exercising any
regulatory, expropriation or taxing authority under or for the account of any of
the foregoing;

        "INTERIM ORDER" means the amended interim order of the Court containing
declarations and directions with respect to the Arrangement;

        "KINROSS" means Kinross Gold Corporation, a corporation governed by the
BUSINESS CORPORATIONS ACT (Ontario);

        "KINROSS COMMON SHARES" means the common shares in the capital of
Kinross prior to the Kinross Share Consolidation;

        "KINROSS MEETING" means the special meeting of holders of the Kinross
Common Shares called for the purpose of considering and, if thought fit,
approving the Kinross Share Consolidation, approving the Kinross Share Issuance,
approving the reduction in Kinross' stated capital, approving the termination of
Kinross' shareholder rights plan and electing four additional directors of
Kinross;

        "KINROSS SHARE CONSOLIDATION" means the consolidation of the Kinross
Common Shares on a one-for-three basis;

        "KINROSS SHARE ISSUANCE" means the issue of Kinross Shares pursuant to
(a) the Arrangement, (b) the exercise after the Effective Date of any Stock
Options, and (c) the exercise after the Effective Date of any Warrants which
have not been exercised prior to the Effective Date;

        "KINROSS SHARES" means the common shares in the capital of Kinross
immediately after the filing of Articles of Amendment, if any, approved at the
Kinross Meeting giving effect to the Kinross Share Consolidation or, in the
absence of such filing, means the Kinross Common Shares;

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        "KINROSS SUBCO" means 4082389 Canada Inc., a corporation incorporated
under the CBCA;

        "LAWS" means all laws, by-laws, rules, regulations, orders, ordinances,
protocols, codes, guidelines, policies, notices, directions and judgements or
other requirements of any Governmental Entity;

        "MEETINGS" means

                (i)     the Kinross Meeting;

                (ii)    the special meeting of the holders of TVX Common Shares
                        called for the purpose of considering and, if thought
                        fit, approving the Arrangement; and

                (iii)   the special meeting of the holders of Echo Bay Common
                        Shares called for the purpose of considering and, if
                        thought fit, approving the Arrangement;

        "PARTIES" means Kinross, TVX and Echo Bay;

        "PERSON" includes an individual, partnership, association, body
corporate, trust, trustee, executor, administrator, legal representative or
government, including any Governmental Entity;

        "PLAN OF ARRANGEMENT" means this Plan of Arrangement involving Kinross
Subco, TVX and Echo Bay, as such plan may be amended, modified or supplemented
from time to time in accordance with the provisions hereof or any order of the
Court;

        "PURCHASE" means the purchase by TVX of the interest owned indirectly by
Newmont Mining Corporation in the business venture formed by TVX with certain
subsidiaries of Newmont Mining Corporation to explore, develop and operate gold
properties in North America and South America;

        "STOCK OPTIONS" means the Echo Bay Stock Options and the TVX Stock
Options;

        "TVX" means TVX Gold Inc., a corporation governed by the CBCA;

        "TVX COMMON SHARES" means the common shares in the capital of TVX
outstanding immediately prior to the Effective Date;

        "TVX STOCK OPTIONS" means all options to purchase TVX Common Shares
issued prior to the Effective Date and in full force and effect on the Effective
Date pursuant to the TVX stock option plan as that plan may be amended, if
necessary, prior to the Effective Date;

        "TVX WARRANT" means the warrant certificate evidencing the right to
purchase 8,000 TVX Common Shares dated August 13, 1999;

        "WARRANTS" means the Echo Bay Warrants and the TVX Warrant; and

        "WARRANT INDENTURE" means the Warrant Indenture dated May 9, 2002
between Echo Bay and Computershare Trust Company of Canada providing for the
issue of 39,100,000 Echo Bay share purchase warrants.

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1.2     INTERPRETATION NOT AFFECTED BY HEADINGS

        The division of this Plan of Arrangement into Articles, Sections,
subsections and paragraphs and the insertion of headings are for convenience of
reference only and shall not affect in any way the meaning or interpretation of
this Plan of Arrangement.

1.3     ARTICLE REFERENCES

        Unless the contrary intention appears, references in this Plan of
Arrangement to an Article, Section, subsection or paragraph by number or letter
or both refer to the Article, Section, subsection or paragraph, respectively,
bearing that designation in this Plan of Arrangement.

1.4     NUMBER AND GENDER

        In this Plan of Arrangement, unless the contrary intention appears,
words importing the singular number only shall include the plural and
vice-versa, and words importing the use of any gender shall include all genders.

1.5     DATE FOR ANY ACTION

        If the date on which any action is required to be taken hereunder by any
of the parties is not a Business Day in the place where the action is required
to be taken, such action shall be required to be taken on the next succeeding
day which is a Business Day in such place.

1.6     GOVERNING LAW

        This Plan of Arrangement shall be governed by and construed in
accordance with the laws of the Province of Ontario and the federal laws of
Canada applicable therein.

1.7     PAYMENTS

        Any payments to be made hereunder, including payments or exchanges of
shares and in respect of fractional securities shall be made without interest
and less any tax required by applicable Laws to be deducted and withheld.

                                   ARTICLE 2
                  PURPOSE AND EFFECT OF THE PLAN OF ARRANGEMENT

2.1     THE COMBINATION AGREEMENT

        The Arrangement is made pursuant to and subject to the provisions of the
Combination Agreement.

2.2     THE EFFECTIVE TIME

        This Plan of Arrangement will, upon filing of the Articles of
Arrangement and the issuance of the Certificate of Arrangement, become effective
in the sequence set out in Section 3.2 (except as otherwise provided therein)
and will be binding from and after the Effective Time.

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2.3     CONDITIONS PRECEDENT

        The implementation of this Plan of Arrangement is expressly subject to
the fulfilment or waiver, by the Party or Parties thereto entitled, of the
conditions precedent set out in the Combination Agreement.

                                   ARTICLE 3
                                 THE ARRANGEMENT

3.1     EFFECTIVENESS

        Subject to the terms of the Combination Agreement, the Arrangement will
become effective in the sequence set out in Section 3.2 (except as otherwise
provided therein) and will be binding from and after the Effective Time on
Kinross Subco, TVX and Echo Bay and all registered and beneficial holders of TVX
Common Shares, Echo Bay Common Shares, Stock Options and Warrants.

3.2     THE ARRANGEMENT

        On the Effective Date and commencing at the Effective Time, immediately
following completion of the Purchase, the following shall occur or be deemed to
have occurred in the following order without further act or formality:

        (a)     Kinross Subco shall amalgamate with TVX to form Amalco;

        (b)     as a result of the amalgamation, holders of TVX Common Shares
                (other than Kinross) will receive for each TVX Common Share
                held:

                (i)     2.1667 Kinross Shares, if the Kinross Share
                        Consolidation has been completed prior to the Effective
                        Time; or

                (ii)    6.5 Kinross Common Shares, if the Kinross Share
                        Consolidation has not been completed prior to the
                        Effective Time;

        (c)     as a result of the amalgamation, Kinross, as the sole
                shareholder of Kinross Subco, will receive one Amalco Common
                Share in exchange for each common share of Kinross Subco held by
                Kinross and will receive one Amalco Common Share for all TVX
                Common Shares, if any, held or acquired by Kinross pursuant to
                the exercise of dissent rights;

        (d)     all right, title and interest of the registered and beneficial
                holders of the Echo Bay Common Shares, in Echo Bay Common Shares
                (other than Kinross), free and clear of any encumbrances, shall
                be directly transferred and assigned to Kinross, in
                consideration for Kinross Shares, on the basis of 0.1733 Kinross
                Share for each Echo Bay Common Share (or 0.52 Kinross Common
                Shares, if the Kinross Share Consolidation has not been
                completed prior to the Effective Date), with the result that
                Kinross will be the registered and beneficial owner of all Echo
                Bay Common Shares;

        (e)     in accordance with the terms of the TVX Options, each holder of
                a TVX Option shall be entitled to receive upon the subsequent
                exercise of such holder's TVX Option, in accordance with its
                terms, and shall accept in lieu of the number of TVX Common
                Shares to which such holder was theretofore entitled upon such
                exercise but for the same aggregate consideration payable
                therefor, the aggregate number of Kinross Shares that

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                such holder would have been entitled to receive as a result of
                the transactions contemplated by this Plan of Arrangement if, on
                the Effective Date, such holder had been the registered holder
                of the number of TVX Common Shares to which such holder was
                theretofore entitled upon such exercise. Kinross shall issue
                from time to time Kinross Shares on exercise of TVX Options in
                consideration for payment by Amalco to Kinross of the fair
                market value of such Kinross Shares;

        (f)     in accordance with the terms of the Echo Bay Options, each
                holder of an Echo Bay Option shall be entitled to receive upon
                the subsequent exercise of such holder's Echo Bay Option, in
                accordance with its terms, and shall accept in lieu of the
                number of Echo Bay Common Shares to which such holder was
                theretofore entitled upon such exercise but for the same
                aggregate consideration payable therefor, the aggregate number
                of Kinross Shares that such holder would have been entitled to
                receive as a result of the transactions contemplated by this
                Plan of Arrangement if, on the Effective Date, such holder had
                been the registered holder of the number of Echo Bay Common
                Shares to which such holder was theretofore entitled upon such
                exercise. Kinross shall issue from time to time Kinross Shares
                on exercise of Echo Bay Options, in consideration for payment by
                Echo Bay to Kinross of the fair market value of such Kinross
                Shares;

        (g)     in accordance with the terms of the TVX Warrant, the holder of
                the TVX Warrant shall be entitled to receive upon subsequent
                exercise of the TVX Warrant in accordance with its terms, and
                shall accept in lieu of the number of TVX Common Shares to which
                such holder was theretofore entitled upon such exercise, but for
                the same aggregate consideration payable therefor, the aggregate
                number of Kinross Shares that such holder would have been
                entitled to receive as a result of the transactions contemplated
                by this Plan of Arrangement if, on the Effective Date, such
                holder had been the registered holder of the number of TVX
                Common Shares to which such holder was theretofore entitled upon
                such exercise. Kinross shall issue Kinross Shares on exercise of
                the TVX Warrant; and

        (h)     in accordance with the terms of the Warrant Indenture, each
                holder of an Echo Bay Warrant shall be entitled to receive upon
                the subsequent exercise of such holder's Echo Bay Warrant, in
                accordance with its terms, and shall accept in lieu of the
                number of Echo Bay Common Shares to which such holder was
                theretofore entitled upon such exercise, but for the same
                aggregate consideration payable therefor, the aggregate number
                of Kinross Shares that such holder would have been entitled to
                receive as a result of the transactions contemplated by this
                Plan of Arrangement if, on the Effective Date, such holder had
                been the registered holder of the number of Echo Bay Common
                Shares to which such holder was theretofore entitled upon such
                exercise. Kinross shall issue from time to time Kinross Shares
                on exercise of Echo Bay Warrants.

                                   ARTICLE 4
                                RIGHTS OF DISSENT

4.1     DISSENT RIGHTS

        Registered holders of TVX Common Shares and registered holders of Echo
Bay Common Shares may exercise rights of dissent in connection with the Plan of
Arrangement (the "Dissent Right") in the manner set forth in Section 190 of the
CBCA (as modified by the Interim Order, the Final Order and this Section 4.1) as
if that section (as so modified) was applicable to such registered holders.
Dissenting Shareholders who:

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        (a)     are ultimately not entitled to be paid fair value, for any
                reason, for their TVX Common Shares shall have participated and
                shall be deemed to have participated in the Plan of Arrangement
                on the same basis as any non-Dissenting Shareholder as at and
                from the Effective Time and shall receive Kinross Shares on the
                basis set forth in Article 3; or

        (b)     are ultimately not entitled to be paid fair value, for any
                reason, for their Echo Bay Common Shares shall have participated
                and shall be deemed to have participated in the Plan of
                Arrangement on the same basis as any non-Dissenting Shareholder
                as at and from the Effective Time and shall receive Kinross
                Shares on the basis set forth in Article 3.

4.2     DISSENTING SHAREHOLDERS

        In no circumstances shall Kinross, TVX, Echo Bay, the transfer agent of
any of those companies or any other Person be required to recognize a Dissenting
Shareholder as a holder of TVX Common Shares or Echo Bay Common Shares and the
names of each Dissenting Shareholder shall be deleted from the register of
holders of TVX Common Shares or Echo Bay Common Shares, as the case may be, as
at the Effective Time.

                                   ARTICLE 5
                         CERTIFICATES; FRACTIONAL SHARES

5.1     TVX COMMON SHARE CERTIFICATES

        From and after the Effective Time, certificates formerly representing
TVX Common Shares shall represent and be deemed to represent only the right to
receive Kinross Shares in accordance with this Plan of Arrangement, subject to
compliance with the provisions of Section 5.2.

5.2     EXCHANGE OF TVX COMMON SHARE CERTIFICATES

        A holder of TVX Common Shares, at the Effective Time, shall be entitled
to receive the certificates representing Kinross Shares to which such holder is
entitled pursuant to the provisions hereof as soon as practical after the
Effective Date upon delivery to Kinross or the Depositary of a duly completed
letter of transmittal and the certificates formerly representing TVX Common
Shares. As soon as possible after the Effective Date a letter of transmittal
will be furnished to each registered holder of TVX Common Shares. The Depositary
shall register and make available or send certificates representing Kinross
Shares as directed in each properly completed letter of transmittal.
Notwithstanding any of the other provisions hereof, any certificate which
immediately prior to the Effective Time represented outstanding TVX Common
Shares that were exchanged for Kinross Shares in connection with the
amalgamation of Kinross Subco and TVX shall cease to represent a claim or
interest of any kind or nature against TVX, and, if it has not been surrendered
with all other instruments required by this Section 5.2 on or prior to the sixth
anniversary of the Effective Date, shall cease to represent a claim or interest
of any kind or nature against Kinross. In such circumstances, the Person
ultimately entitled to any certificate hereunder shall be deemed to have
surrendered such entitlement to Kinross together with all entitlement to
dividends, distributions and cash for fractional interest therein held for such
former holder of TVX Common Shares for no consideration.

5.3     ECHO BAY SHARE CERTIFICATES

        From and after the Effective Time, certificates formerly representing
Echo Bay Common Shares shall represent and be deemed to represent only the right
to receive Kinross Shares in accordance with this Plan of Arrangement, subject
to compliance with the provisions of Section 5.4.

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5.4     EXCHANGE OF ECHO BAY SHARE CERTIFICATES

        A holder of Echo Bay Common Shares at the Effective Time shall be
entitled to receive the certificates representing Kinross Shares to which such
holder is entitled pursuant to the provisions hereof as soon as practical after
the Effective Date upon delivery to Kinross or the Depositary of a duly
completed letter of transmittal and the certificates formerly representing Echo
Bay Common Shares. As soon as possible after the Effective Date, a letter of
transmittal will be furnished to each registered holder of Echo Bay Common
Shares. The Depositary shall register and make available or send certificates
representing Kinross Shares as directed in each properly completed letter of
transmittal. Notwithstanding any of the other provisions hereof, any certificate
which immediately prior to the Effective Time represented outstanding Echo Bay
Common Shares that were exchanged for Kinross Shares in connection with this
Plan of Arrangement shall cease to represent a claim or interest of any kind or
nature against Echo Bay and, if it has not been surrendered with all other
instruments required by this Section 5.4 on or prior to the sixth anniversary of
the Effective Date, shall cease to represent a claim or interest of any kind or
nature against Kinross. In such circumstances, the Person ultimately entitled to
any certificate hereunder shall be deemed to have surrendered such entitlement
to Kinross together with all entitlement to dividends, distributions and cash
for fractional interest thereon held for such former holder of Echo Bay Common
Shares for no consideration.

5.5     FRACTIONAL SHARES

        No fractional Kinross Shares will be issued in connection with the
foregoing and any holder of TVX Common Shares, Echo Bay Common Shares or Stock
Options otherwise entitled to receive a fraction of a Kinross Share shall
instead receive an amount in cash determined on the basis that each Kinross
Share has a value equal to the volume-weighted average price of the Kinross
Shares on the Toronto Stock Exchange on the first five trading days on which
such shares trade on such exchange immediately following the Effective Date.

                                   ARTICLE 6
                                     GENERAL

6.1     EFFECTIVENESS

        No portion of this Plan of Arrangement shall take effect with respect to
any Person until the Effective Time.

6.2     PARAMOUNTCY

        From and after the Effective Time (i) this Plan of Arrangement shall
take precedence and priority over any and all TVX Common Shares, Echo Bay Common
Shares, Stock Options and Warrants issued prior to the Effective Time, (ii) the
rights and obligations of the registered holders of TVX Common Shares, Echo Bay
Common Shares, Stock Options, Warrants, any trustee or transfer agent therefor,
Kinross Subco, TVX and Echo Bay shall be solely as provided for in this Plan of
Arrangement, and (iii) all actions, causes of action, claims or proceedings
(actual or contingent and whether or not previously asserted) based on or in any
way relating to any TVX Common Shares, Echo Bay Common Shares, Stock Options or
Warrants shall be deemed to have been settled, compromised, released and
determined without liability except as set forth herein.

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6.3     AMENDMENT

        (1)     The Parties reserve the right to amend, modify and/or supplement
                this Plan of Arrangement at any time and from time to time
                provided that any such amendment, modification or supplement
                must be contained in a written document which is (i) agreed to
                by the Parties pursuant to the Combination Agreement, (ii) filed
                with the Court and, if made following the Meetings (or any of
                them), approved by the Court, and (iii) if so required,
                communicated to shareholders in the manner required by the
                Court.

        (2)     Any amendment, modification or supplement to this Plan of
                Arrangement may be proposed by the Parties at any time prior to
                or at the Meetings, with or without any prior notice or
                communication, and if so proposed and accepted by the persons
                voting at the Meetings (other than as may be required under the
                Interim Order), shall become part of this Plan of Arrangement
                for all purposes.

        (3)     Any amendment, modification or supplement to this Plan of
                Arrangement which is approved by the Court following the
                Meetings shall be effective only if it is agreed to by the
                Parties pursuant to the Combination Agreement.

        (4)     Any amendment, modification or supplement to this Plan of
                Arrangement may be made unilaterally by the Parties after the
                Effective Date without the approval of the shareholders of each
                such Party, provided that (i) it is agreed to by the Parties
                pursuant to the Combination Agreement, and (ii) it concerns a
                matter which, in the reasonable opinion of the Parties, is of an
                administrative or ministerial nature required to better give
                effect to the implementation of this Plan of Arrangement and is
                not materially adverse to the financial or economic interests of
                any of the shareholders of such Party.

6.4     TERMINATION

        At any time up until the time the Final Order is made, the Parties may
mutually determine not to proceed with this Plan of Arrangement, or to terminate
this Plan of Arrangement, notwithstanding any prior approvals given at any of
the Meetings. In addition to the foregoing, this Plan of Arrangement shall
automatically and without notice, terminate immediately and be of no further
force or effect, upon the termination of the Combination Agreement in accordance
with its terms.

6.5     FURTHER ASSURANCES

        Notwithstanding that the transaction and events set out in this Plan of
Arrangement shall occur and be deemed to have occurred in the order set out
herein, without any additional act or formality, each of the Persons affected
hereby shall make, do and execute, or cause to be made, done and executed, all
such further acts, deeds, agreements, transfers, assurances, instruments or
documents as may reasonably be required by the Parties in order to implement
this Plan of Arrangement.

6.6     NOTICES

        Any notice, consent, waiver, direction or other communication required
or permitted to be given under this Plan of Arrangement shall be in writing and
shall refer to this Plan of Arrangement and may be made or given by the Person
making or giving it or by any agent of such Person authorized for that purpose
by personal delivery, by prepaid mail or by telecopier addressed to the
respective Parties as follows:

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        (a)     if to Kinross Subco:

                Kinross Gold Corporation
                52nd Floor
                Scotia Plaza
                40 King Street West
                Toronto, Ontario
                M5H 3Y2

                Attention:        John W. Ivany
                                  Executive Vice-President
                Fax:              (416) 363-6622

        (b)     if to TVX:

                TVX Gold Inc.
                Suite 1200
                220 Bay Street
                Toronto, Ontario
                M5J 2W4

                Attention:        T. Sean Harvey
                                  President and Chief Executive Officer
                Fax:              (416) 366-0832

        (c)     if to Echo Bay:

                Echo Bay Mines Ltd.
                Manulife Place
                Suite 1210
                10180 101 Street
                Edmonton, Alberta
                T5J 3S4

                Attention:        Robert Leclerc
                                  Chairman and Chief Executive Officer
                Fax:              (780) 424-4684

        (d)     if to a shareholder of Kinross, TVX or Echo Bay to the last
                known address for such shareholder as shown on the books
                maintained by the transfer agent of each Party.

        Any such notice, consent, waiver, direction or other communication
shall, if delivered, be deemed to have been given and received on the date on
which it was delivered to the address provided herein (if prior to 4:00 p.m. at
the place of receipt on a Business Day or, if not, on the next Business Day) and
if sent by facsimile transmission be deemed to have been given and received at
the time of receipt unless actually received on a day other than a Business Day
or after 4:00 p.m. at the place of receipt on a Business Day in which case it
shall be deemed to have been given and received on the next Business Day. Any
such address for service or facsimile number may be changed by notice given as
aforesaid.

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