**UNITED
      STATES**


**SECURITIES
      AND EXCHANGE COMMISSION**


**WASHINGTON,
      D.C. 20549**





**FORM
      8-K**





**CURRENT
      REPORT**





PURSUANT
      TO SECTION 13 OR 15(D) OF


THE
      SECURITIES EXCHANGE ACT OF 1934





Date
      of
      Report (Date of earliest event reported): April
      27, 2006





**UNITED
      FINANCIAL BANCORP, INC.**


(Exact
      Name of Registrant as Specified in its Charter)





Federal
            
            000-51369
            
            83-0395247(State
                or Other Jurisdiction
            
            (Commission
                File No.)
            
            (I.R.S.
                Employerof
                Incorporation)
            
            
            
            Identification
                No.)





95
                Elm Street, West Springfield, Massachusetts
            
            01089(Address
                of Principal Executive Offices)
            
            (Zip
                Code)





Registrant’s
      telephone number, including area code:  (413)
      787-1700





Not
      Applicable


(Former
      name or former address, if changed since last report)





Check
      the
      appropriate box below if the Form 8-K filing is intended to simultaneously
      satisfy the filing obligation of the registrant under any of the following
      provisions (see General Instruction A.2. below):





o  Written
      communications pursuant to Rule 425 under the Securities Act (17 CFR
      230.425)





o  Soliciting
      material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)





o  Pre-commencement
      communications pursuant to Rule 14d-2(b) under the Exchange Act (17CFR
      240.14d-2(b))





o  Pre-commencement
      communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
      240.13e-4(c))











**Item
      2.02**  **Results
      of Operations and Financial Condition** **.**





On
      April
      27, 2006 United Financial Bancorp, Inc. issued a press release disclosing
      financial results for the three months ended March 31, 2006. The Company also
      announced a quarterly dividend payment of $0.05 per share payable on May 23,
      2006 to shareholders of record as of May 9, 2006. A copy of the press release
      is
      included as Exhibit 99.1 to this report.





The
      information in the preceding paragraph, as well as Exhibit 99.1 referenced
      therein, shall not be deemed “filed” for purposes of Section 18 of the
      Securities Exchange Act of 1934, nor shall it be deemed incorporated by
      reference in any filing under the Securities Act of 1933.





**Item
      9.01.**  **Financial
      Statements and Exhibits** **.**





(a)  Not
      Applicable.





(b)  Not
      Applicable.





(c)  Exhibits.





Exhibit
                No.
            Description99.1
            Press
                release dated April 27, 2006

















**SIGNATURES**








Pursuant
      to the requirements of the Securities Exchange Act of 1934, the Registrant
      has
      duly caused this report to be signed on its behalf by the undersigned, hereunto
      duly authorized.







**UNITED
                FINANCIAL BANCORP, INC.**DATE:
            May
                1, 2006
            
            By:
            /s/****Richard
                B. CollinsRichard
                B. CollinsPresident
                and Chief Executive Officer