UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549
                              --------------------

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934


       Date of Report (Date of earliest event reported): November 30, 2006
                                                         -----------------

                     FIRST LITCHFIELD FINANCIAL CORPORATION
                     --------------------------------------
               (Exact name of Registrant as Specified in Charter)


           Delaware                     0-28815                   06-1241321
           --------                     -------                   ----------
(State or other Jurisdiction    (Commission File Number)       (IRS Employer
       of Incorporation)                                     Identification No.)

         13 North Street, Litchfield, Connecticut           06759
         ----------------------------------------           -----
         (Address of Principal Executive Offices)        (Zip Code)

       Registrant's telephone number, including area code: (860) 567-8752
                                                           --------------

                                       N/A
                                       ---
          (Former Name or Former Address, if Changed Since Last Report)

Check the  appropriate  box below if the Form 8-K is intended to  simultaneously
satisfy the filing  obligations  of the  registrant  under any of the  following
provisions (see General Instructions A.2. below):

[_]   Written  communications  pursuant to Rule 425 under the Securities Act (12
      C.F.R. 230.425)

[_]   Soliciting  material  pursuant  to Rule 14a-2 under the  Exchange  Act (17
      C.F.R. 240.14a-12)

[_]   Pre-commencement  communications  pursuant  to  Rule  14d-2(b)  under  the
      Exchange Act (17 C.F.R. 240.14d-2(b))

[_]   Pre-commencement  communications  pursuant  to  Rule  13e-4(c)  under  the
      Exchange Act (17 C.F.R. 240.13e-4(c))

<PAGE>

Section 8.  Other Events
            ------------

         Item 8.01 Other Events.
                   ------------

         A. The Board of Directors  of First  Litchfield  Financial  Corporation
declared a 5% stock dividend at their November 30, 2006 board meeting. The stock
dividend  will be paid December 29, 2006 to  shareholders  of record on December
15, 2006.

         B. The Board of  Directors  of the  Company  also  declared a $0.15 per
share  quarterly  cash dividend at their  November 30, 2006 board  meeting.  The
quarterly  cash  dividend  will be paid on January 26, 2007 to  shareholders  of
record on January 5, 2007.

Section 9.  Financial Statements and Exhibits.
----------  ----------------------------------

         Item 9.01  Financial Statements and Exhibits.
                    ---------------------------------

         (a) Not applicable.
         (b) Not applicable.
         (c) Exhibits.
                  99.1 Press release dated November 30, 2006.


                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereto duly authorized.


                                          FIRST LITCHFIELD FINANCIAL CORPORATION


                                          By: /s/ Carroll A. Pereira
                                              ------------------------
                                                  Carroll A. Pereira
                                                  Treasurer

Dated:  November 30, 2006