UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported): July 31, 2006
                                                           -------------


                            FFD Financial Corporation
             (Exact name of registrant as specified in its charter)


           Ohio                   0-27916                       34-1921148
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(State or other jurisdiction     (Commission                  (IRS Employer
      of incorporation)          File Number)               Identification No.)


                   321 North Wooster Avenue, Dover, Ohio 44622
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               (Address of principal executive offices) (Zip Code)

       Registrant's telephone number, including area code: (330) 364-7777
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          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[_]   Written communications pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

[_]   Written communications pursuant to Rule 425 under the Securities Act (17
      Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

[_]   Written communications pursuant to Rule 425 under the Securities Act (17
      Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[_]   Written communications pursuant to Rule 425 under the Securities Act (17
      Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))


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Section 2 - Financial Information

Item 2.02         Results of Operations and Financial Condition.
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On July 31, 2006, FFD Financial Corporation issued a press release regarding its
earnings for the quarter and fiscal year ended June 30, 2006. The press release
is attached as Exhibit 99 hereto and is incorporated herein by reference.



Section 9 - Financial Statements and Exhibits

Item 9.01    Financial Statements and Exhibits.
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      (a) -- (c). Not applicable.

      (d) Exhibits.

                                   Description
                                   -----------

           99    Press Release of FFD Financial Corporation dated July 31, 2006


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                                   SIGNATURES
                                   ----------

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                          FFD FINANCIAL CORPORATION



                                          By:/s/ Trent B. Troyer
                                          -------------------------------------
                                          Trent B. Troyer
                                          President and Chief Executive Officer


Date:  July 31, 2006