2005 D e c i sion s O p inion s of the U nit e d S t at e s C ourt of Appe al s for the Third C ircuit 7-8-2005 

# S a b o v . Metro Life Ins C o P re c e de nti al or Non-P re c e de nti al : Non-P re c e de nti al D ocke t No . 04-2829

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w Digit al Reposit ory

. It h as be e n a c c ept e d for inclusion in 2005 D e c i sion s by an authori z e d a dmini s trat or of V ill anova U nive rsity S choo l of L a

w Digit al Reposit ory

. F or more inform ation, p le as e c ont a ct Be n j amin . C arl s on@l a

w . vill anova . e du . Re c omme nde d C it ation " S a bo v . Me tro Life In s C o " (2005). 2005 D e cisio ns. P ape r 882. http://digit alc ommon s .l a

w . vill anova . e du/thirdc ircuit_2005/882NOT P RE CE DE NT I AL UN I TED STATES CO UR T OF A PP EALS F O R T H E T H IR D C IR C U IT

___________ N o. 04- 2829

___________ I N R E : M E T RO P OL I T AN L I F E I NS UR ANC E CO M P ANY

S AL E S P RA CT I CE L I T I GAT I ON R I C H A R D P . S A B O ; R O N A L D C O U L T E R ; A N I S S A C O U L T E R , h i s w i f e ; T A MMI BA Z Y; M I CH E L L E BL UM ; BE T H R AI BL E ; S HE L L E Y DAUG HE NB AUGH; F RI EDA KAM EL ; P ATRI CI A FR EY; CHRI S TOP HER CL ANCY; J OYCE M CCA ND LESS ; DI AN A J OH NSO N; RO BERT H EM CH ER; GER ALD DEA RM I TT; A D A D E A R M I T T , hi s w i fe; A N G E L O R E C U PE R O , R es i dent s of Penns y l vani a, on b e h a l f o f th e ms e l v e s a n da l l p e r s o n s s i mi l a r l ys i tu a t e d ; T HOMAS RO S T E K a n d ; J OANN RO S T E K, h i s wi f

e , g u a r d i a n s f

o rJ E NNI F E R MARI E RO S T E K, a mi n o r ; NAT HAN BEN NETT, g u a r d i a n f

o rNA THA N B ENN ETT, J R. a n d , a mi n o r ; RU SS ELL GO ND ER a n d ; P A M E L A G O N D E R , h is w if e , g u a rd ian s f

o r C O R Y G O N D E R , a m in o r, o n b e h a lf o f th e ms e l v e s a n da l l o th e rp e r s o n s s i mi l a r l ys i tu a t e d ; J OSE P H KI LHOF ; M ARY K I L H O F; A L B E R T G I B B S; Y V O N N E G I B B S; ST E PH A N I E G I B B S, thei rdaught er , as Pol i c yho l de r s of

M e tr op ol i t a n Li fe I ns ur a nc e Com pa ny ; N O RM A N J . M I LLE R; RO SE M IL L E R , h is w ife, as P o li cyh o lders o f M etrop o li tan L ife In su ran ce C o m p an y ; L O U IS M ER O LLI , a s Pol i c yho l de rof M e tr op ol i t a n Li fe I ns ur a nc e Com pa ny ; J ESSI E J O N ES; K E N N E T H W O L B E R T , In d iv idu a llya n do n b e h a lf o f a ll o th e r p e rso n s s im ilarly situ a ted ; JU A N IT A I. C A S K E Y , In d iv idu a llya n do n b e h a lf o f a ll o th e rs s im ilarly s i tua t e d; K RI STEL M . D A V I S; H A RV EY J . W I LLI A M S; D EN N I S W . BI G G S, ind ividu all yan do n b eh alf o f a llo thers sim il arysitu ated ; R IC H A R D L . O D D I, i n d i v i d u a l l ya n do n b e h a l f o f a l l o th e r s s i mi l a r l ys i tu a t e d ; T I M OT HY A. M OHNE Y; G A Y N . M O H N E Y ; JE F F R E Y A . M O H N E Y ; A M A N D A M A R IE M O H N E Y , a m ino r, b yT IM O T H Y A . M O H N E Y , g u a rd ian ; JO S E P H P . G A R R E T T , JR ., o n b e h a lf o f h im se lf a n da ll o th e rs s im ilarlysitu a ted ; D O U G L A S S M IT H ; C H A R L E S V . A M O D E O , o n h is o w n b e h a lf

a n do n b e h a lf

o f a ll o th e rs s im ila rl ys itu a te d ; R O O S E V E L T B A R D E N , J R ., i n d i v i d u a l l ya n do n b e h a l f o f a l l o th e r s s i mi l a r l ys i tu a t e d ; ALB I NO A. GA BRI ELE; CA RO LYN STON E; LUTH ER STON E; J OSEPH CO RRI ERE; DO NN A C OR RI ERE; BR E NDA L OGUI DI CE ; M AR Y C HAS T ANG; RA YM OND R OS E R; L UI S G. AM I ONE , i n d i v i d u a l l ya n do n b e h a l f o f a l l o th e r s s i mi l a r l ys i tu a t e d ; CL AI RE A. F AL KI N; GAR Y L . F AL KI N; RI CH AR D B . F AL KIN; S T UAR T R. F AL KIN;2

B E R M O N W H IT T ; M IC H A E L A . R A N K IN ; T IE N Q U A N G N G U Y E N , M .D .; N G U Y E N FA M I L Y L I FE T R U ST ; PH O N G Q U A N G N G U Y E N , and Trus t ee; NGUYE N F AM I L Y L I F E I NS UR ANC E T RU S T ; E L M E R T . ANT HONY; P AUL A K. A N TH O N Y ; W I LLI A M H A RV EY ; A RT H U R E . LEA CH ; RO N A LD R. H ESS v. M ETRO POLI TAN LI FE INSU RA NC E CO M PAN Y; GA RY AN TON I NO ; J OEL S HERM AN; RONALD SHRAM ; UNI TE D FOOD COM M ERC I AL WO RKERS I NT E RN AT I ONAL UNI ON, AF L - CI O, CL C; BR UC E A. RE Z NI K AS S OC I AT I ON; M ET ROP OLI TAN I NSURANCE & A NNU I TY; J EF F REY J . RODGERS ; ROBER T M ARTINI ; J ONA THON HO LL Y, a Re s i d e n to f Te x a s ; J AM ES D. S P ANG LE R; STEVEN A NA STASI A; THO M AS M . HY LAN D; CH RI STINE D OV AN ; J AC K E. DU CK W OR TH *H el en M . Penni ck and M ar gar etM . M acLean, A p p e llan ts * (P u rs u a n t to R u le 1 2 (a ), F .R .A .P .)

___________ O n A p p ea l from the U n it ed S tat es D istri ct C o u rt f o r th e W e ste rn D istric t o f P e n n sy lv a n ia ( D . C . N o. 96- m c- 00179) D i stri ctJudg e: T he H on orabl e D on ett a W . A m brose

___________ Subm i tt ed U nderT hi r d C i r cui tL A R 34. 1( a)

J une 27, 2005 B efore: N Y G A A R D , S M ITH , and F ISH E R , C i rcui tJudg es.

( Fi l ed: J ul y8, 2005)3 ___________ OPINI ON O F THE COURT

___________ N Y G A A R D , C i r cui tJ udge.

Ha v i n g c o n s i d e r e dth e r e c o r da n dth e p a rt i e s ’ b r i e f s , we wi l l a f

f i rm, e s s e n tia lly f

o r th e re a s o n s s ta te db yth e D is tr ic t C o u rtin its o rd e r d a te dM a y2 7 , 2 0 0 4 . Speci fi cal l y , w e fi nd the i nj unct i on agai ns tthe s t at e courtpr ocee di ngs t o be j us t i fi ed u n d e r th e “ p ro te c t o r e f f e c tu a te its ju d g m e n ts ” e x c e p tio n to th e A n ti- In ju n c tio n A c t. See 28 U . S. C . § 2283.

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