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Exhibit 10.2    
    


Addendum No. 1  


to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


        It Is Hereby Agreed, effective January 1,2007, that Safety Property and Casualty Insurance Company, Boston, Massachusetts, shall be
added as a named reinsured company under this Contract. The word "Company," wherever it appears in this Contract, shall refer collectively to "Safety Insurance Company, Safety Indemnity Insurance
Company, and Safety Property and Casualty Insurance Company, all of Boston, Massachusetts." 


        The
provisions of this Contract shall remain otherwise unchanged. 


        In
Witness Whereof, the Company by its duly authorized representative has executed this Addendum as of the date undermentioned at: 


        Boston,
Massachusetts, this 11 day of January in the year 2007. 



	 	 	/s/ Edward N. Patrick, Jr.
 Safety Insurance Company

Safety Indemnity Insurance Company

Safety Property and Casualty Insurance Company











Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


American
Agricultural Insurance Company

Indianapolis, Indiana
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


        The  Subscribing Reinsurer hereby accepts Addendum No. 1, as duly executed by the Company, as part of the Contract, effective
January 1, 2007. 


        In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has
executed this Addendum as of the date undermentioned at: 


        Columbus,
Ohio, this 24th day of January in the year 2007. 



	 	 	/s/ Virgil R. Maxwell
 American Agricultural Insurance Company
	

 	
 	

        Virgil R. Maxwell

        Vice President-Domestic Underwriting









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Amlin
Bermuda Limited

Hamilton, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


        The  Subscribing Reinsurer hereby accepts Addendum No. 1, as duly executed by the Company, as part of the Contract, effective
January 1, 2007. 


        In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has
executed this Addendum as of the date undermentioned at: 


        Hamilton,
Bermuda, this 26th day of March in the year 2007. 



	 	 	/s/ [Illegible]
 Amlin Bermuda Limited









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Aspen
Insurance UK Limited

London, England

by

Aspen Insurance Limited

Hamilton, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


        The  Subscribing Reinsurer hereby accepts Addendum No. 1, as duly executed by the Company, as part of the Contract, effective
January 1, 2007. 


        In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has
executed this Addendum as of the date undermentioned at: 


        Hamilton,
Bermuda, this 8th day of February in the year 2007. 



	 	 	/s/ [Illegible]
 Aspen Insurance Limited

(for and on behalf of Aspen Insurance UK Limited)









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


AXA
RE

Paris, France
 (hereinafter referred to as the "Subscribing Reinsurer")


with
respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


        The  Subscribing Reinsurer hereby accepts Addendum No. 1, as duly executed by the Company, as part of the Contract, effective
January 1, 2007. 


        In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has
executed this Addendum as of the date undermentioned at: 


        Paris,
France, this day of in the year 2007. 



	 	 	/s/ [Illegible]
 AXA
RE                                14 MARS 2007









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Catlin
Insurance Company Ltd.

Hamilton, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


        The  Subscribing Reinsurer hereby accepts Addendum No. 1, as duly executed by the Company, as part of the Contract, effective
January 1, 2007. 


        In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has
executed this Addendum as of the date undermentioned at: 


        Hamilton,
Bermuda, this 31st day of January in the year 2007. 



	 	 	/s/ [Illegible]
 Catlin Insurance Company Ltd.









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


DaVinci
Reinsurance Ltd.

Hamilton, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


        The  Subscribing Reinsurer hereby accepts Addendum No. 1, as duly executed by the Company, as part of the Contract, effective
January 1, 2007. 


        In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has
executed this Addendum as of the date undermentioned at: 


        Hamilton,
Bermuda, this 1 day of February in the year 2007. 



	 	 	/s/ [Illegible]
 DaVinci Reinsurance Ltd.









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Endurance
Specialty Insurance Ltd.

Hamilton, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


        The  Subscribing Reinsurer hereby accepts Addendum No. 1, as duly executed by the Company, as part of the Contract, effective
January 1, 2007. 


        In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has
executed this Addendum as of the date undermentioned at: 


        Hamilton,
Bermuda, this 21st day of March in the year 2007. 



	 	 	/s/ [Illegible]
 Endurance Specialty Insurance Ltd.









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Folksamerica
Reinsurance Company

New York, New York
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


        The  Subscribing Reinsurer hereby accepts Addendum No. 1, as duly executed by the Company, as part of the Contract, effective
January 1, 2007. 


        In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has
executed this Addendum as of the date undermentioned at: 


        New
York, New York, this 23rd day of March in the year 2007. 



	 	 	/s/ Kevin L. McCune
 Folksamerica Reinsurance Company









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Hannover
Re (Bermuda), Ltd.

Hamilton, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


        The  Subscribing Reinsurer hereby accepts Addendum No. 1, as duly executed by the Company, as part of the Contract, effective
January 1, 2007. 


        In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has
executed this Addendum as of the date undermentioned at: 


        Hamilton,
Bermuda, this 24th day of January in the year 2007. 



	 	 	/s/ [Illegible]
 Hannover Re (Bermuda), Ltd.










Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Harbor
Point Re Limited

Hamilton, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")  


 with respect to the  


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


The
Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective January 1, 2007. 



In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has executed this
Addendum as of the date undermentioned at: 


Hamilton,
Bermuda, this 29 day of January in the year 2007. 



	 	 	/s/  [ILLEGIBLE]      
 Harbor Point Re Limited









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Mapfre
Re Compania de Reaseguros, S.A.

Madrid, Spain
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


The
Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective January 1, 2007. 



In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has executed this
Addendum as of the date undermentioned at: 


Madrid,
Spain, this 7th day of February in the year 2007. 



	 	 	/s/  [ILLEGIBLE]      
 Mapfre Re Compania de Reaseguros, S.A.









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Montpelier
Reinsurance Limited

Hamilton, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")
  with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


The
Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective January 1, 2007. 



In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has executed this
Addendum as of the date undermentioned at: 


Hamilton,
Bermuda, this 31st day of January in the year 2007. 



	 	 	/s/  [ILLEGIBLE]      
 Montpelier Reinsurance Limited









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Munich
Reinsurance America, Inc.
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


The
Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective January 1, 2007. 



In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has executed this
Addendum as of the date undermentioned at: 


Princeton,
New Jersey, this 2nd day of February in the year 2007. 



	 	 	/s/  [ILLEGIBLE]      
 Munich Reinsurance America, Inc.









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Odyssey
America Reinsurance Corporation

Stamford, Connecticut
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


The
Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective January 1, 2007. 



In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has executed this
Addendum as of the date undermentioned at: 


Stamford,
Connecticut, this 25th day of January in the year 2007. 



	 	 	/s/  GREGORY VALENTI      
 Odyssey America Reinsurance Corporation









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Partner
Reinsurance Company Ltd.

Pembroke, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


The
Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective January 1, 2007. 



In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has executed this
Addendum as of the date undermentioned at: 


Pembroke,
Bermuda, this 25th day of January in the year 2007. 



	 	 	/s/  [ILLEGIBLE]      
 Partner Reinsurance Company Ltd.









Addendum No.1  


to the 


Interests and Liabilities Agreement  


of 


Platinum
Underwriters Bermuda, Ltd.

Hamilton, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


The
Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective January 1, 2007. 



In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has executed this
Addendum as of the date undermentioned at: 


Hamilton,
Bermuda, this 6th day of February in the year 2007. 



	 	 	/s/  CHRIS CAPONIGRO      
 Platinum Underwriters Bermuda, Ltd.









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


QBE
Reinsurance Corporation

Philadelphia, Pennsylvania
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


The
Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective January 1, 2007. 



In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has executed this
Addendum as of the date undermentioned at: 


New
York, New York, this 30th day of January in the year 2007. 



	 	 	/s/  [ILLEGIBLE]      
 QBE Reinsurance Corporation









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Renaissance
Reinsurance, Ltd.

Hamilton, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


The
Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective January 1, 2007. 



In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has executed this
Addendum as of the date undermentioned at: 


Hamilton,
Bermuda, this 1 day of February in the year 2007. 



	 	 	/s/  [ILLEGIBLE]      
 Renaissance Reinsurance, Ltd.









Addendum No. 1  


to the 


Interests and Liabilities Agreement  


of 


Swiss
Reinsurance America Corporation

Armonk, New York

through

Swiss Re Underwriters Agency, Inc.

Calabasas, California
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


The  Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective January 1, 2007. 


In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has executed this
Addendum as of the date undermentioned at: 


Calabasas,
California, this 12th day of February in the year 2007. 



	 	 	/s/  [ILLEGIBLE]      
 Swiss Re Underwriters Agency, Inc.

(for Swiss Reinsurance America Corporation)










Addendum No.1  


to the 


Interests and Liabilities Agreement  


of 


XL
Re Ltd

Hamilton, Bermuda
 (hereinafter referred to as the "Subscribing Reinsurer")  


with respect to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


The
Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective January 1, 2007. 



In Witness Whereof, the Subscribing Reinsurer by its duly authorized representative has executed this
Addendum as of the date undermentioned at: 


Hamilton,
Bermuda, this 8th day of March in the year 2007. 



	 	 	/s/  [ILLEGIBLE]      
 XL Re Ltd









Addendum No. 1  



to the 


 Interests and Liabilities Agreement  



of 


Certain
Underwriting Members of Lloyds

shown in the Signing Schedules attached hereto
 (hereinafter referred to as the "Subscribing Reinsurer')  



with respect to the 


 Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  



issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts
 (hereinafter referred to as the "Company")  


The Subscribing Reinsurer hereby accepts Addendum No.1, as duly executed by the Company, as part of the Contract, effective
January 1, 2007. 


Signed
for and on behalf of the Subscribing Reinsurer in the Signing Schedules attached hereto. 







Addendum No. 1  



to the 


Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

and

Safety Indemnity Insurance Company

both of Boston, Massachusetts 


It Is Hereby Agreed, effective January 1,2007, that Safety Property and Casualty Insurance Company, Boston, Massachusetts, shall be added as a
named reinsured company under this Contract. The word "Company," wherever it appears in this Contract, shall refer collectively to "Safety Insurance Company, Safety Indemnity Insurance Company, and
Safety Property and Casualty Insurance Company, all of Boston, Massachusetts." 


The
provisions of this Contract shall remain otherwise unchanged. 


In Witness Whereof, the Company by its duly authorized representative has executed this Addendum as of the date undermentioned at: 


Boston,
Massachusetts, this 11 day of January in the year 2007. 



	 	 	/s/  EDWARD N. PATRICK, JR.      
 Safety Insurance Company

Safety Indemnity Insurance Company

Safety Property and Casualty Insurance Company









(Revised:
January 1, 2007) 


 Excess Catastrophe

Reinsurance Contract

Effective: January 1, 2007  


issued to 


Safety
Insurance Company

Safety Indemnity Insurance Company

and

Safety Property and Casualty Insurance Company

all of Boston, Massachusetts 


Second
Excess Catastrophe Reinsurance 



	Reinsurers
 
	 	Participations
	 
	American Agricultural Insurance Company	 	0.900	%
	Aspen Insurance Limited

(for and on behalf of Aspen Insurance UK Limited)	 	1.000	 
	Catlin Insurance Company Ltd.	 	1.500	 
	DaVinci Reinsurance Ltd.	 	2.000	 
	Endurance Specialty Insurance Ltd.	 	3.500	 
	Folksamerica Reinsurance Company	 	2.000	 
	Hannover Re (Bermuda), Ltd.	 	6.500	 
	Harbor Point Re Limited	 	1.500	 
	Mapfre Re Compania de Reaseguros, S.A.	 	0.500	 
	Montpelier Reinsurance Limited	 	5.000	 
	Munich Reinsurance America, Inc.	 	3.000	 
	Odyssey America Reinsurance Corporation	 	3.000	 
	Partner Reinsurance Company Ltd.	 	2.700	 
	Platinum Underwriters Bermuda, Ltd.	 	4.500	 
	aBE Reinsurance Corporation	 	0.250	 
	Renaissance Reinsurance, Ltd.	 	4.000	 
	Swiss Re Underwriters Agency, Inc.

(for Swiss Reinsurance America Corporation)	 	5.648	 
	XL Re Ltd	 	6.000	 
	
Through Benfield Limited (Placement Only)	
 	

 	
 
	Amlin Bermuda Limited	 	1.000	 
	AXA RE	 	0.250	 
	
Through Benfield Limited	
 	

 	
 
	Lloyd's Underwriters Per Signing Schedule	 	26.952	 
	
Total	
 	

81.700% part of

100% share in

the interests and

liabilities of the

"Reinsurer"	
 









Third
Excess Catastrophe Reinsurance 



	Reinsurers
 
	 	Participations
	 
	American Agricultural Insurance Company	 	0.900	%
	Aspen Insurance Limited

(for and on behalf of Aspen Insurance UK Limited)	 	1.000	 
	Catlin Insurance Company Ltd.	 	1.500	 
	DaVinci Reinsurance Ltd.	 	2.000	 
	Endurance Specialty Insurance Ltd.	 	3.500	 
	Folksamerica Reinsurance Company	 	2.000	 
	Hannover Re (Bermuda), Ltd.	 	7.000	 
	Harbor Point Re Limited	 	1.500	 
	Mapfre Re Compania de Reaseguros, S.A.	 	0.500	 
	Montpelier Reinsurance Limited	 	5.000	 
	Munich Reinsurance America, Inc.	 	3.000	 
	Odyssey America Reinsurance Corporation	 	3.000	 
	Partner Reinsurance Company Ltd.	 	2.700	 
	Platinum Underwriters Bermuda, Ltd.	 	4.500	 
	aBE Reinsurance Corporation	 	0.250	 
	Renaissance Reinsurance, Ltd.	 	4.000	 
	Swiss Re Underwriters Agency, Inc.

(for Swiss Reinsurance America Corporation)	 	6.315	 
	XL Re Ltd	 	6.000	 
	
Through Benfield Limited (Placement Only)	
 	

 	
 
	Amlin Bermuda Limited	 	1.000	 
	AXARE	 	0.250	 
	
Through Benfield Limited	
 	

 	
 
	Lloyd's Underwriters Per Signing Schedule	 	24.885	 
	
Total	
 	

80.800% part of

100% share in

the interests and

liabilities of the

"Reinsurer"	
 









Fourth
Excess Catastrophe Reinsurance 



	Reinsurers
 
	 	Participations
	 
	Catlin Insurance Company Ltd.	 	1.000	%
	DaVinci Reinsurance Ltd.	 	1.700	 
	Endurance Specialty Insurance Ltd.	 	5.000	 
	Harbor Point Re Limited	 	1.500	 
	Montpelier Reinsurance Limited	 	3.000	 
	Munich Reinsurance America, Inc.	 	2.000	 
	Odyssey America Reinsurance Corporation	 	2.000	 
	Partner Reinsurance Company Ltd.	 	1.600	 
	Platinum Underwriters Bermuda, Ltd.	 	3.000	 
	Renaissance Reinsurance, Ltd.	 	3.300	 
	Swiss Re Underwriters Agency, Inc.

(for Swiss Reinsurance America Corporation)	 	5.000	 
	XL Re Ltd	 	4.000	 
	
Through Benfield Limited	
 	

 	
 
	Lloyd's Underwriters Per Signing Schedule	 	14.400	 
	
Total	
 	

47.500% part of

100% share in

the interests and

liabilities of the

"Reinsurer"	
 













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Exhibit 10.2