| Federal                                                                       | 000-33405                            | 36-4485429                         |
|-------------------------------------------------------------------------------|--------------------------------------|------------------------------------|
| (State                or Other Jurisdiction)                                  | (Commission                File No.) | (I.R.S.                Employer    |
| of                Incorporation)                                              |                                 | Identification                No.) |
|                                                                          |                                 |                               |
|                                                                          |                                 |                               |
| 14757                South Cicero                Avenue, Midlothian, Illinois |                                 | 60445                              |
| (Address                of Principal Executive Offices)                       |                                 | (Zip                Code)          |
|                                                                          |                                 |                               |

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| Item                2.02 | Results                of Operations and Financial Condition |
|--------------------------|--------------------------------------------------------------|

| Item                9.01 | Financial                Statements                and Exhibits |
|--------------------------|-----------------------------------------------------------------|

| (a) | Exhibits. |
|-----|-----------|

|   | 99.1 | Announcement                of the results of operations and dividend declaration, for AJS Bancorp,                Inc. for December 31, 2007. |
|--------|------|------------------------------------------------------------------------------------------------------------------------------------------------|

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|                                  | AJS                BANCORP, INC.                                   |
|---------------------------------------|--------------------------------------------------------------------|
|                                  |                                                               |
|                                  |                                                               |
|                                  |                                                               |
| DATE:                January 18, 2008 | By:                /s/ Lyn                G.                Rupich |
|                                  | Lyn                G. Rupich                                       |
|                                  | President/Chief                Operating Officer                   |

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| Exhibit                No. | Description                                                                                                                                    |   |
|----------------------------|------------------------------------------------------------------------------------------------------------------------------------------------|--------|
|                       |                                                                                                                                           |   |
| 99.1                       | Announcement                of the results of operations and dividend declaration, for AJS Bancorp,                Inc. for December 31, 2007. |   |