<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
<S>                             <C>                 <C>
<PERIOD-TYPE>                   YEAR               YEAR
<FISCAL-YEAR-END>                      DEC-31-1995        DEC-31-1996
<PERIOD-START>                         JAN-01-1995        JAN-01-1996
<PERIOD-END>                           DEC-31-1995        DEC-31-1996
<CASH>                                      62,384             96,202
<INT-BEARING-DEPOSITS>                      47,938                  0
<FED-FUNDS-SOLD>                                 0             22,517
<TRADING-ASSETS>                                 0                  0
<INVESTMENTS-HELD-FOR-SALE>                175,494            320,257
<INVESTMENTS-CARRYING>                       6,661              7,057
<INVESTMENTS-MARKET>                         6,693              7,032
<LOANS>                                    543,042            817,358
<ALLOWANCE>                                 13,130             15,757
<TOTAL-ASSETS>                             866,385          1,338,913
<DEPOSITS>                                 774,057          1,177,014
<SHORT-TERM>                                 7,366             20,290
<LIABILITIES-OTHER>                          7,334             12,562
<LONG-TERM>                                      0                  0
<PREFERRED-MANDATORY>                            0                  0
<PREFERRED>                                      0                  0
<COMMON>                                    68,705            111,326
<OTHER-SE>                                   8,923             17,721
<TOTAL-LIABILITIES-AND-EQUITY>             866,385          1,338,913
<INTEREST-LOAN>                             49,014             58,374
<INTEREST-INVEST>                           10,726             12,862
<INTEREST-OTHER>                             2,889              3,001
<INTEREST-TOTAL>                            62,629             74,237
<INTEREST-DEPOSIT>                          19,167             21,382
<INTEREST-EXPENSE>                          19,804             22,311
<INTEREST-INCOME-NET>                       42,825             51,926
<LOAN-LOSSES>                                8,564              1,018
<SECURITIES-GAINS>                           (692)                281
<EXPENSE-OTHER>                             45,609             48,138
<INCOME-PRETAX>                            (3,522)             12,645
<INCOME-PRE-EXTRAORDINARY>                 (1,789)              8,989
<EXTRAORDINARY>                                  0                  0
<CHANGES>                                        0                  0
<NET-INCOME>                               (1,789)              8,989
<EPS-PRIMARY>                               (0.28)               1.11
<EPS-DILUTED>                               (0.28)               1.09
<YIELD-ACTUAL>                                5.78               5.88
<LOANS-NON>                                 17,303             16,157
<LOANS-PAST>                                     0                193
<LOANS-TROUBLED>                             4,696              7,057
<LOANS-PROBLEM>                             19,058             21,034
<ALLOWANCE-OPEN>                            12,115             13,130
<CHARGE-OFFS>                                9,577              4,675
<RECOVERIES>                                 1,411              1,123
<ALLOWANCE-CLOSE>                           13,130             15,757
<ALLOWANCE-DOMESTIC>                        13,130             15,757
<ALLOWANCE-FOREIGN>                              0                  0
<ALLOWANCE-UNALLOCATED>                          0                  0
        


</TABLE>