<TABLE> <S> <C>

<ARTICLE>                                            9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION ENTRACTED FROM THE
FINANCIAL STATEMENTS OF TEH COMPANY FOR THE FISCAL YEAR ENDED 12/31/99 FILED
ON FORM 10-KSB, AND IS QUALIFEID IN ITS ENTIRETY BY REFERENCE TO SUCH FIANNCIAL
STATEMENTS.
</LEGEND>
<CIK>                                          0001056238
<NAME>                                         SOUTHERN HERITAGE BANCORP
<MULTIPLIER>                                   1,000

<S>                                            <C>
<PERIOD-TYPE>                                  12-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-1999
<PERIOD-END>                                   DEC-31-1999
<CASH>                                          1,517
<INT-BEARING-DEPOSITS>                              0
<FED-FUNDS-SOLD>                                1,205
<TRADING-ASSETS>                                    0
<INVESTMENTS-HELD-FOR-SALE>                     7,018
<INVESTMENTS-CARRYING>                              0
<INVESTMENTS-MARKET>                                0
<LOANS>                                        17,506
<ALLOWANCE>                                       265
<TOTAL-ASSETS>                                 29,453
<DEPOSITS>                                     21,744
<SHORT-TERM>                                        0
<LIABILITIES-OTHER>                               294
<LONG-TERM>                                         0
<PREFERRED-MANDATORY>                               0
<PREFERRED>                                         0
<COMMON>                                        4,392
<OTHER-SE>                                      3,024
<TOTAL-LIABILITIES-AND-EQUITY>                 29,453
<INTEREST-LOAN>                                   952
<INTEREST-INVEST>                                 239
<INTEREST-OTHER>                                  388
<INTEREST-TOTAL>                                1,579
<INTEREST-DEPOSIT>                                622
<INTEREST-EXPENSE>                                622
<INTEREST-INCOME-NET>                             957
<LOAN-LOSSES>                                     265
<SECURITIES-GAINS>                                  0
<EXPENSE-OTHER>                                 1,345
<INCOME-PRETAX>                                 (573)
<INCOME-PRE-EXTRAORDINARY>                      (573)
<EXTRAORDINARY>                                  0
<CHANGES>                                        0
<NET-INCOME>                                    (573)
<EPS-BASIC>                                     (.65)
<EPS-DILUTED>                                   (.65)
<YIELD-ACTUAL>                                   4.58
<LOANS-NON>                                         5
<LOANS-PAST>                                        0
<LOANS-TROUBLED>                                    0
<LOANS-PROBLEM>                                     0
<ALLOWANCE-OPEN>                                    0
<CHARGE-OFFS>                                       0
<RECOVERIES>                                        0
<ALLOWANCE-CLOSE>                                 265
<ALLOWANCE-DOMESTIC>                              265
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                           265


</TABLE>