II 

112TH CONGRESS 

1ST SESSION S. 1213 

To amend title II of the Social Security Act to extend the solvency of 

the Social Security Trust Funds by increasing the normal and early 

retirement ages under the Social Security program and modifying the 

cost-of-living adjustments in benefits. 

IN THE SENATE OF THE UNITED STATES 

JUNE 16, 2011 

Mrs. HUTCHISON (for herself and Mr. KYL) introduced the following bill; 

which was read twice and referred to the Committee on Finance 

A BILL 

To amend title II of the Social Security Act to extend the 

solvency of the Social Security Trust Funds by increasing the normal and early retirement ages under the 

Social Security program and modifying the cost-of-living 

adjustments in benefits. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Defend and Save So5 cial Security Act’’. 


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1 SEC. 2. ADJUSTMENT TO NORMAL AND EARLY RETIRE2 MENT AGE. 

3 (a) IN GENERAL.—Section 216(l) of the Social Secu4 rity Act (42 U.S.C. 416(l)) is amended— 

5 (1) in paragraph (1)— 

6 (A) in subparagraph (C), by striking 

7 ‘‘2017’’ and inserting ‘‘2016’’; and 

8 (B) by striking subparagraphs (D) and (E) 

9 and inserting the following new subparagraphs: 

10 ‘‘(D) with respect to an individual who— 

11 ‘‘(i) attains 62 years of age after De12 cember 31, 2015, and before January 1, 

13 2024, such individual’s early retirement 

14 age (as determined under paragraph 

15 (2)(A)) plus 48 months; or 

16 ‘‘(ii) receives a benefit described in 

17 paragraph (2)(B) and attains 60 years of 

18 age after December 31, 2015, and before 

19 January 1, 2024, 66 years of age plus the 

20 number of months in the age increase fac21 tor (as determined under paragraph 

22 (4)(A)(i)); 

23 ‘‘(E) with respect to an individual who— 

24 ‘‘(i) attains 62 years of age after De25 cember 31, 2023, and before January 1, 

26 2027, 68 years of age plus the number of 


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1 months in the age increase factor (as de2 termined under paragraph (4)(B)(ii)); or 

3 ‘‘(ii) receives a benefit described in 

4 paragraph (2)(B) and attains 60 years of 

5 age after December 31, 2023, and before 

6 January 1, 2027, 68 years of age plus the 

7 number of months in the age increase fac8 tor (as determined under paragraph 

9 (4)(B)(i)); and 

10 ‘‘(F) with respect to an individual who— 

11 ‘‘(i) attains 62 years of age after De12 cember 31, 2026, 69 years of age; or 

13 ‘‘(ii) receives a benefit described in 

14 paragraph (2)(B) and attains 60 years of 

15 age after December 31, 2026, 69 years of 

16 age.’’; 

17 (2) by amending paragraph (2) to read as fol18 lows: 

19 ‘‘(2) The term ‘early retirement age’ means— 

20 ‘‘(A) in the case of an old-age, wife’s, or 

21 husband’s insurance benefit— 

22 ‘‘(i) 62 years of age with respect to an 

23 individual who attains such age before 

24 January 1, 2016; 


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1 ‘‘(ii) with respect to an individual who 

2 attains 62 years of age after December 31, 

3 2015, and before January 1, 2023, 62 

4 years of age plus the number of months in 

5 the age increase factor (as determined 

6 under paragraph (4)(A)(ii)) for the cal7 endar year in which such individual attains 

8 62 years of age; and 

9 ‘‘(iii) with respect to an individual 

10 who attains age 62 after December 31, 

11 2022, 64 years of age; or 

12 ‘‘(B) in the case of a widow’s or widower’s 

13 insurance benefit, 60 years of age.’’; 

14 (3) by striking paragraph (3) and inserting the 

15 following: 

16 ‘‘(3) With respect to an individual who attains 

17 early retirement age in the 5-year period consisting 

18 of the calendar years 2000 through 2004, the age 

19 increase factor shall be equal to two-twelfths of the 

20 number of months in the period beginning with Jan21 uary 2000 and ending with December of the year in 

22 which the individual attains early retirement age.’’; 

23 and 

24 (4) by adding at the end the following new 

25 paragraph: 


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1 ‘‘(4) The age increase factor shall be equal to 

2 three-twelfths of the number of months in the pe3 riod— 

4 ‘‘(A) beginning with January 2016 and 

5 ending with December of the year in which— 

6 ‘‘(i) for purposes of paragraphs 

7 (1)(D)(ii), the individual attains 60 years 

8 of age; or 

9 ‘‘(ii) for purposes of paragraph 

10 (2)(A)(ii), the individual attains 62 years 

11 of age; and 

12 ‘‘(B) beginning with January 2024 and 

13 ending with December of the year in which— 

14 ‘‘(i) for purposes of (1)(E)(ii), the in15 dividual attains 60 years of age; or 

16 ‘‘(ii) for purposes of (1)(E)(i), the in17 dividual attains 62 years of age.’’. 

18 (b) CONFORMING INCREASE IN NUMBER OF

19 ELAPSED YEARS FOR PURPOSES OF DETERMINING PRI20 MARY INSURANCE AMOUNT.—Section 215(b)(2)(B)(iii) of 

21 such Act (42 U.S.C. 415(b)(2)(B)(iii)) is amended by 

22 striking ‘‘age 62’’ and inserting ‘‘early retirement age (or, 

23 in the case of an individual who receives a benefit de24 scribed in section 216(l)(2)(B), 62 years of age)’’. 


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1 SEC. 3. COST-OF-LIVING ADJUSTMENT. 

2 Section 215(i) of the Social Security Act (42 U.S.C. 

3 415(i)) is amended— 

4 (1) in paragraph (1)(D), by inserting ‘‘subject 

5 to paragraph (6),’’ before ‘‘the term’’; and 

6 (2) by adding at the end the following new 

7 paragraph: 

8 ‘‘(6)(A) Subject to subparagraph (B), with respect to 

9 a base quarter or cost-of-living computation quarter in any 

10 calendar year after 2010, the term ‘CPI increase percent11 age’ means the percentage determined under paragraph 

12 (1)(D) for the quarter reduced (but not below zero) by 

13 1 percentage point. 

14 ‘‘(B) The reduction under subparagraph (A) shall 

15 apply only for purposes of determining the amount of ben16 efits under this title and not for purposes of determining 

17 the amount of, or any increases in, benefits under other 

18 provisions of law which operate by reference to increases 

19 in benefits under this title.’’. 

Æ 


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